1
00:00:01,360 --> 00:00:03,640
Speaker 1: This episode is brought to you by P and C Bank.

2
00:00:04,000 --> 00:00:06,760
Speaker 1: A lot of people think podcasts about work are boring,

3
00:00:07,000 --> 00:00:10,840
Speaker 1: and sure they definitely can be, but understanding a professionals

4
00:00:10,920 --> 00:00:14,160
Speaker 1: routine shows us how they achieve their success little by little,

5
00:00:14,560 --> 00:00:18,200
Speaker 1: day after day. It's like banking with P and C Bank.

6
00:00:18,680 --> 00:00:21,480
Speaker 1: It might seem boring to safe plan and make calculated

7
00:00:21,480 --> 00:00:24,599
Speaker 1: decisions with your bank, but keeping your money boring is

8
00:00:24,640 --> 00:00:27,960
Speaker 1: what helps you live or more happily fulfilled life. P

9
00:00:28,080 --> 00:00:32,879
Speaker 1: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly

10
00:00:32,960 --> 00:00:35,600
Speaker 1: Boring since eighteen sixty five is a service mark of

11
00:00:35,600 --> 00:00:38,840
Speaker 1: the PNC Financial Service Group, Inc. P and C Bank

12
00:00:39,280 --> 00:00:45,920
Speaker 1: National Association Member FDIC Erness What's Up? You ever walk

13
00:00:45,920 --> 00:00:49,000
Speaker 1: into a small business and everything just works like the

14
00:00:49,080 --> 00:00:53,200
Speaker 1: checkout is fast, the receipts are digital, tipping is a breeze,

15
00:00:53,479 --> 00:00:55,640
Speaker 1: and you're out the door before the line even builds.

16
00:00:55,960 --> 00:01:00,160
Speaker 1: Odds are they're using Square? We love supporting business is

17
00:01:00,200 --> 00:01:02,760
Speaker 1: that run on Square because it just feels seamless. Whether

18
00:01:02,800 --> 00:01:05,319
Speaker 1: it's a local coffee shop, a vendor at a pop

19
00:01:05,400 --> 00:01:08,560
Speaker 1: up market, or even one of our merch partners. Square

20
00:01:08,640 --> 00:01:12,000
Speaker 1: makes it easy for them to take payments, manage inventory,

21
00:01:12,080 --> 00:01:15,959
Speaker 1: and run their business with confidence, all from one simple system.

22
00:01:16,440 --> 00:01:19,039
Speaker 1: If you're a business owner or even just thinking about

23
00:01:19,120 --> 00:01:22,200
Speaker 1: launching something soon, Square is hands down one of the

24
00:01:22,240 --> 00:01:25,680
Speaker 1: best tools out there to help you start, run, and grow.

25
00:01:25,959 --> 00:01:28,959
Speaker 1: It's not just about payments, it's about giving you time

26
00:01:29,040 --> 00:01:32,000
Speaker 1: back so you can focus on what matters most ready.

27
00:01:32,040 --> 00:01:35,399
Speaker 1: To see how Square can transform your business, visit Square

28
00:01:35,480 --> 00:01:40,000
Speaker 1: dot com, backslash, go backslash eyl to learn more that

29
00:01:40,200 --> 00:01:45,640
Speaker 1: Square dot com backslash, go backslash eyl. Don't wait, don't hesitate.

30
00:01:45,760 --> 00:01:48,160
Speaker 1: Let's Square handle the back end so you can keep

31
00:01:48,160 --> 00:01:49,400
Speaker 1: pushing your vision forward.

32
00:01:51,800 --> 00:01:56,640
Speaker 2: People don't realize that this police brutality or police misconduct

33
00:01:56,720 --> 00:02:02,000
Speaker 2: issue is a financial issue that impact tax payers. And

34
00:02:02,080 --> 00:02:04,400
Speaker 2: you saying about the E and O insurance thousands and

35
00:02:04,400 --> 00:02:06,520
Speaker 2: that I had thought because I'm like, okay, well, as

36
00:02:06,600 --> 00:02:09,079
Speaker 2: a financial advisor, I had to have E and O

37
00:02:09,200 --> 00:02:12,720
Speaker 2: insurance errors and omission assurance because I might make a mistake.

38
00:02:12,880 --> 00:02:15,120
Speaker 2: I might recommend something to you. It's just by accident.

39
00:02:15,120 --> 00:02:17,079
Speaker 2: I'm not trying to scam you, but I might make

40
00:02:17,120 --> 00:02:20,040
Speaker 2: a mistake in recommending something to you that potentially could

41
00:02:20,080 --> 00:02:22,400
Speaker 2: cost you money. And then you could end up suing

42
00:02:22,440 --> 00:02:24,760
Speaker 2: the company. So then that's up to my errors and

43
00:02:24,800 --> 00:02:29,160
Speaker 2: omissions policy to pay out twenty thousand dollars that you

44
00:02:29,200 --> 00:02:31,440
Speaker 2: may have lost in bad advice that was given. Right.

45
00:02:32,400 --> 00:02:37,200
Speaker 2: Or like you said, doctors have medical mal assurance where

46
00:02:38,000 --> 00:02:41,280
Speaker 2: if they do something by accident and they cause a

47
00:02:41,280 --> 00:02:44,760
Speaker 2: permanent scar, right now, you can sue the hospital, sue

48
00:02:44,800 --> 00:02:48,839
Speaker 2: the doctor, and then their insurance will cover that, right,

49
00:02:49,040 --> 00:02:52,040
Speaker 2: even if it's by accident. So it's like, okay, well,

50
00:02:52,200 --> 00:02:56,040
Speaker 2: why not hold police officers to that same thing and

51
00:02:56,200 --> 00:03:01,359
Speaker 2: have them have individual errors and omission policy. Right. So now,

52
00:03:02,520 --> 00:03:04,280
Speaker 2: even if it's you're paying one hundred dollars a month,

53
00:03:04,320 --> 00:03:07,720
Speaker 2: fifty dollars a month, whatever you're paying, right, seventy five

54
00:03:07,800 --> 00:03:11,160
Speaker 2: dollars a month from millions of people adds up, right,

55
00:03:11,240 --> 00:03:13,560
Speaker 2: So now you have hundreds of millions of dollars. Now

56
00:03:13,600 --> 00:03:15,840
Speaker 2: that's how insurance works. Where now, okay, if I have

57
00:03:15,919 --> 00:03:19,800
Speaker 2: to pay twenty million, it's not coming from X, Y

58
00:03:19,800 --> 00:03:24,440
Speaker 2: and Z taxpayer, is coming from the police department, which

59
00:03:24,520 --> 00:03:28,080
Speaker 2: they should be responsible for. Right, So talk about that

60
00:03:28,080 --> 00:03:30,600
Speaker 2: because that's a national This is kind of a national

61
00:03:30,680 --> 00:03:34,560
Speaker 2: issue that you're championing, right, so talk about like really

62
00:03:34,639 --> 00:03:39,680
Speaker 2: drill that home, how that really impacts people's pockets, and

63
00:03:39,720 --> 00:03:43,080
Speaker 2: how when we talk about police reform, that's not really

64
00:03:43,080 --> 00:03:44,760
Speaker 2: talked about a lot. We talk about police reform, we

65
00:03:44,800 --> 00:03:47,160
Speaker 2: talk about less guns, but we don't really talk about

66
00:03:47,160 --> 00:03:50,200
Speaker 2: the financial aspects of police reform.

67
00:03:50,360 --> 00:03:54,720
Speaker 3: So it's an exact perfect point, and it is a

68
00:03:54,840 --> 00:03:59,480
Speaker 3: national issue because just if you think about municipal budgets,

69
00:03:59,520 --> 00:04:03,960
Speaker 3: and we started off talking about the importance of local elections,

70
00:04:04,320 --> 00:04:08,680
Speaker 3: you'll have your municipal budget and there'll be a certain

71
00:04:08,680 --> 00:04:11,800
Speaker 3: amount earmarked for your police department, and then most of

72
00:04:11,800 --> 00:04:15,280
Speaker 3: them have their general fund, and your general fund will

73
00:04:15,320 --> 00:04:18,479
Speaker 3: be where any surplus, any additional money that you didn't

74
00:04:18,480 --> 00:04:21,479
Speaker 3: budget for, has to be used to pay and it

75
00:04:21,520 --> 00:04:25,680
Speaker 3: could be lawsuits, could be police misconduct. If you now

76
00:04:25,800 --> 00:04:29,559
Speaker 3: take all of the money that is previously budgeted tax

77
00:04:29,640 --> 00:04:33,800
Speaker 3: money that is either put in a line item for settlements,

78
00:04:33,800 --> 00:04:36,600
Speaker 3: because they have line items for settlements, and then if

79
00:04:36,640 --> 00:04:39,440
Speaker 3: you're not drawing on your general fund to pay for

80
00:04:39,560 --> 00:04:43,240
Speaker 3: the conduct of bad police officers, that's additional money that

81
00:04:43,279 --> 00:04:46,200
Speaker 3: could go to senior programs. That's additional money that could

82
00:04:46,200 --> 00:04:48,919
Speaker 3: go to housing. That's additional money that could be used

83
00:04:49,320 --> 00:04:54,400
Speaker 3: for parks, youth programming, mental health initiatives. There are all

84
00:04:54,440 --> 00:04:57,599
Speaker 3: of these things that could be redirected. And to your point,

85
00:04:57,640 --> 00:05:00,800
Speaker 3: there is a big pot of money right now. Most

86
00:05:00,800 --> 00:05:04,880
Speaker 3: of the municipalities, up to a certain point are self insured.

87
00:05:05,200 --> 00:05:08,839
Speaker 3: New York City is self insured. So, using New York

88
00:05:08,880 --> 00:05:12,640
Speaker 3: City as an example, the millions of dollars that they

89
00:05:12,640 --> 00:05:16,520
Speaker 3: are now paying out for police misconduct, and let's add

90
00:05:16,560 --> 00:05:21,279
Speaker 3: to the equation that that doesn't change the system. None

91
00:05:21,360 --> 00:05:24,719
Speaker 3: of these payouts have changed the way that the police

92
00:05:25,000 --> 00:05:29,480
Speaker 3: operated in the United States. The George Floyd settlement twenty

93
00:05:29,520 --> 00:05:34,400
Speaker 3: seven million dollars still didn't change the way that municipalities

94
00:05:34,600 --> 00:05:37,960
Speaker 3: are policing. So the fact that when you have this

95
00:05:38,160 --> 00:05:42,080
Speaker 3: money that is being spent, sixty to sixty three percent

96
00:05:42,480 --> 00:05:46,440
Speaker 3: of most local budgets goes to the school districts, which

97
00:05:46,440 --> 00:05:49,719
Speaker 3: people don't even realize. In most instances, sixty three percent

98
00:05:50,160 --> 00:05:53,680
Speaker 3: of your taxes, your local taxes, are going to a

99
00:05:53,720 --> 00:05:56,400
Speaker 3: school district. Most people couldn't tell you how many people

100
00:05:56,440 --> 00:06:00,840
Speaker 3: are on the school board, who the individuals are. And

101
00:06:00,880 --> 00:06:03,599
Speaker 3: I don't know in any other arrangement where we would

102
00:06:03,640 --> 00:06:07,360
Speaker 3: allow sixty percent of our money to be spent by

103
00:06:07,360 --> 00:06:10,279
Speaker 3: someone who we can identify and not know what they're

104
00:06:10,320 --> 00:06:13,040
Speaker 3: spending it on. So why would we do that in

105
00:06:13,080 --> 00:06:15,880
Speaker 3: the context of our tax dollars. So to go back

106
00:06:15,880 --> 00:06:20,159
Speaker 3: to the policing, if you had a overall if it's

107
00:06:20,200 --> 00:06:24,680
Speaker 3: Geico Nationwide and their regional insurance companies, where they had

108
00:06:24,800 --> 00:06:29,000
Speaker 3: an entire database of officers, and we're selling these policies one,

109
00:06:29,040 --> 00:06:31,160
Speaker 3: you would have them interested because it's a new product.

110
00:06:31,279 --> 00:06:33,680
Speaker 3: It's a new insurance product for them to sell to

111
00:06:33,720 --> 00:06:38,120
Speaker 3: the individual officers. If you now were reallocating all of

112
00:06:38,160 --> 00:06:41,039
Speaker 3: that money won that was previously spent for paying out

113
00:06:41,400 --> 00:06:44,760
Speaker 3: for bad police conduct to all of the other aforementioned

114
00:06:44,760 --> 00:06:48,040
Speaker 3: programs across the country, think of what that impact looks

115
00:06:48,080 --> 00:06:50,479
Speaker 3: like if you now have all of these officers not

116
00:06:50,600 --> 00:06:53,960
Speaker 3: persuaded by Black Lives Matter, not persuaded by what the

117
00:06:54,040 --> 00:06:57,320
Speaker 3: National Action Network or any other cause is doing, but

118
00:06:57,480 --> 00:07:01,279
Speaker 3: solely their self interest. Thinking about Adam Smith and his principle,

119
00:07:01,480 --> 00:07:06,480
Speaker 3: the economic principle that people being self interested generally benefits

120
00:07:06,520 --> 00:07:09,560
Speaker 3: the whole. If you have police officers across the country

121
00:07:09,600 --> 00:07:12,760
Speaker 3: that are singularly focused on I don't want my premiums

122
00:07:12,760 --> 00:07:15,160
Speaker 3: to rise or I don't want my premium to be

123
00:07:15,280 --> 00:07:18,400
Speaker 3: canceled with I would no longer be able to be

124
00:07:18,440 --> 00:07:21,760
Speaker 3: a police officer and lose my pension. Think of the

125
00:07:22,000 --> 00:07:25,760
Speaker 3: significant reduction in the cases of police brutality that we

126
00:07:25,800 --> 00:07:29,080
Speaker 3: would have across the country. Think about the billions of

127
00:07:29,160 --> 00:07:32,840
Speaker 3: dollars that would be saved by municipal government that could

128
00:07:32,880 --> 00:07:35,960
Speaker 3: be reallocated to other resources that they didn't have to

129
00:07:36,000 --> 00:07:38,240
Speaker 3: pay on the backs of the tax payers.

130
00:07:39,800 --> 00:07:42,600
Speaker 1: You mentioned a lot of that is looking inside and

131
00:07:42,640 --> 00:07:45,720
Speaker 1: having transparency when it comes to policing and the financing.

132
00:07:46,200 --> 00:07:48,720
Speaker 1: But we know when you brought up the PBA. Anytime

133
00:07:49,200 --> 00:07:51,760
Speaker 1: there's an incident, they come and they stand together. It's

134
00:07:51,760 --> 00:07:53,400
Speaker 1: a band of brothers. It's a cold of blue that

135
00:07:53,440 --> 00:07:56,920
Speaker 1: they live by. How can we improve relationships, I guess one,

136
00:07:56,960 --> 00:08:00,760
Speaker 1: between the community and policing, and how do we improve

137
00:08:00,920 --> 00:08:03,760
Speaker 1: transparency when it comes to police in general.

138
00:08:03,920 --> 00:08:11,000
Speaker 3: Local elections and having mayors, town supervisors and legislators that

139
00:08:11,080 --> 00:08:14,920
Speaker 3: are one going to hold the police accountable, two that

140
00:08:15,000 --> 00:08:17,840
Speaker 3: are going to make the amount that they are spending

141
00:08:18,000 --> 00:08:21,920
Speaker 3: on the police readily available to the police. Even in

142
00:08:21,960 --> 00:08:25,480
Speaker 3: the district attorney's office, the way that it's currently constructed.

143
00:08:25,560 --> 00:08:28,160
Speaker 3: Now it's like a black box. If you wanted to

144
00:08:28,200 --> 00:08:31,800
Speaker 3: know who's being prosecuted, what they're being charged with, their

145
00:08:31,840 --> 00:08:36,120
Speaker 3: demographic information, that information is not readily available. But your

146
00:08:36,160 --> 00:08:38,920
Speaker 3: tax dollars are going to pay the salaries of the

147
00:08:38,920 --> 00:08:42,760
Speaker 3: people employed in that office. Shouldn't be You should be

148
00:08:42,800 --> 00:08:46,040
Speaker 3: able to jump on wherever you live, jump onto the

149
00:08:46,040 --> 00:08:49,320
Speaker 3: website of your local district attorney's office or your local

150
00:08:49,360 --> 00:08:53,080
Speaker 3: police department and find out exactly what the work is

151
00:08:53,120 --> 00:08:55,640
Speaker 3: that they're doing in your name, if they're supposed to

152
00:08:55,640 --> 00:08:59,400
Speaker 3: be serving the people. I think that the recruitment efforts,

153
00:09:00,000 --> 00:09:04,280
Speaker 3: recruiting individuals who come from the communities where they are

154
00:09:04,320 --> 00:09:08,480
Speaker 3: actually going to police is extremely important because if you

155
00:09:08,520 --> 00:09:10,880
Speaker 3: can see in an individual that you may have a

156
00:09:10,880 --> 00:09:13,840
Speaker 3: street encounter with someone that looks like your cousin, looks

157
00:09:13,880 --> 00:09:17,760
Speaker 3: like your brother, your nephew, it changes the lens generally

158
00:09:17,800 --> 00:09:21,000
Speaker 3: in which you interact with that person. I think about

159
00:09:21,160 --> 00:09:24,839
Speaker 3: the Kyle Rittenhouse, the dude that was in I believe

160
00:09:24,880 --> 00:09:28,959
Speaker 3: he was in Illinois that shot the Black Lives Matter protesters,

161
00:09:29,440 --> 00:09:31,880
Speaker 3: and I was always struck by the way that the

162
00:09:32,080 --> 00:09:36,280
Speaker 3: judge was interacting with him throughout that trial, and it

163
00:09:36,360 --> 00:09:39,040
Speaker 3: was clear to me that he saw his grandson in there,

164
00:09:39,600 --> 00:09:41,600
Speaker 3: and he was treating him in a way that if

165
00:09:41,640 --> 00:09:44,200
Speaker 3: it was a black or brown person, I doubt that

166
00:09:44,280 --> 00:09:47,200
Speaker 3: he would have had the compassion and treated him the

167
00:09:47,200 --> 00:09:49,640
Speaker 3: way that he was treating him. So we need to

168
00:09:49,679 --> 00:09:53,360
Speaker 3: make sure that our police force reflects the communities that

169
00:09:53,400 --> 00:09:55,920
Speaker 3: they're going to serve. If you have people that are

170
00:09:55,960 --> 00:09:58,880
Speaker 3: coming in from outside of your community an hour away,

171
00:09:59,360 --> 00:10:02,440
Speaker 3: it's not per for them. They're not looking to try

172
00:10:02,440 --> 00:10:07,000
Speaker 3: to develop this bond with you. They're offer an occupying force.

173
00:10:07,480 --> 00:10:09,560
Speaker 3: I think another piece to it, and I've said this

174
00:10:09,640 --> 00:10:13,760
Speaker 3: to the leadership in the Mount Vernon Police Department, is

175
00:10:13,800 --> 00:10:17,640
Speaker 3: that if they truly want to heal the relationship between

176
00:10:17,720 --> 00:10:20,800
Speaker 3: communities of color and the police, they need to approach

177
00:10:20,840 --> 00:10:24,240
Speaker 3: it the way that somebody who starts dating someone who's

178
00:10:24,280 --> 00:10:28,000
Speaker 3: been the victim of domestic violence or someone who's been

179
00:10:28,040 --> 00:10:32,040
Speaker 3: subject to infidelity. At the beginning phase of that relationship,

180
00:10:32,559 --> 00:10:34,640
Speaker 3: there's going to be a lot that you have to

181
00:10:34,760 --> 00:10:38,040
Speaker 3: overcome with your partner is not going to trust you,

182
00:10:38,360 --> 00:10:40,840
Speaker 3: and you're going to bear the brunt of the trauma

183
00:10:40,920 --> 00:10:44,120
Speaker 3: that someone that is not you has put upon that person.

184
00:10:44,160 --> 00:10:47,160
Speaker 3: And if you genuinely care, you work through it. You

185
00:10:47,200 --> 00:10:50,160
Speaker 3: don't take it personally. You recognize that this person is

186
00:10:50,200 --> 00:10:53,040
Speaker 3: going through a healing process. The police need to do

187
00:10:53,080 --> 00:10:56,560
Speaker 3: the same thing if they are serious and sincere about

188
00:10:56,600 --> 00:11:01,080
Speaker 3: developing a stronger relationship with community of color. Yes, there

189
00:11:01,080 --> 00:11:03,200
Speaker 3: are gonna be times where people are gonna be loud,

190
00:11:03,400 --> 00:11:06,400
Speaker 3: they're going to be boisterous, they're going to curse, and

191
00:11:06,440 --> 00:11:10,439
Speaker 3: they are not going to say good afternoon, mister or missus, officer,

192
00:11:10,760 --> 00:11:14,320
Speaker 3: happy to see you, because there's trauma. If you understand

193
00:11:14,320 --> 00:11:17,160
Speaker 3: the history of policing in this country and what it

194
00:11:17,200 --> 00:11:20,360
Speaker 3: has been for black and brown communities, that has often

195
00:11:20,440 --> 00:11:24,920
Speaker 3: been a very contentious relationship. So again backing up to

196
00:11:24,960 --> 00:11:29,240
Speaker 3: where we started with the discussion, if you have police professionals,

197
00:11:29,559 --> 00:11:33,320
Speaker 3: it is a licensed profession people who are educated, and

198
00:11:33,360 --> 00:11:37,080
Speaker 3: I'm not against paying them more because offsetting the savings

199
00:11:37,080 --> 00:11:39,840
Speaker 3: from all of the police brutality that I believe would

200
00:11:39,840 --> 00:11:42,720
Speaker 3: be addressed. If you have people who are more qualified,

201
00:11:43,000 --> 00:11:46,320
Speaker 3: people who are better educated, people who are licensed and

202
00:11:46,400 --> 00:11:49,240
Speaker 3: have their own insurance policy in place, then you can

203
00:11:49,360 --> 00:11:52,360
Speaker 3: afford to pay the police officers more because now they

204
00:11:52,360 --> 00:11:55,480
Speaker 3: are being treated like professionals and not just the job

205
00:11:55,559 --> 00:11:58,120
Speaker 3: that you're in for twenty years. And I think that

206
00:11:58,200 --> 00:12:02,160
Speaker 3: when you put better quality the individuals in police forces,

207
00:12:02,400 --> 00:12:04,840
Speaker 3: that's going to have a direct impact on the quality

208
00:12:04,840 --> 00:12:08,680
Speaker 3: of policing. And it'll be easier to engage members of

209
00:12:08,720 --> 00:12:12,400
Speaker 3: the community because they're now working with police professionals, not

210
00:12:12,520 --> 00:12:14,959
Speaker 3: somebody that's doing a job because it was the family

211
00:12:15,040 --> 00:12:17,520
Speaker 3: business and they're thinking, how can I do my twenty

212
00:12:17,559 --> 00:12:18,520
Speaker 3: and get to my pension.

213
00:12:18,760 --> 00:12:22,440
Speaker 4: An illegal alien from Guatemala charged with raping a child

214
00:12:22,440 --> 00:12:26,240
Speaker 4: in Massachusetts. An MS thirteen gang member from Al Salvador

215
00:12:26,480 --> 00:12:30,640
Speaker 4: accused of murdering a Texas man of Venezuelan charged with

216
00:12:30,720 --> 00:12:34,600
Speaker 4: filming and selling child pornography in Michigan. These are just

217
00:12:34,679 --> 00:12:38,439
Speaker 4: some of the heinous migrant criminals caught because of President

218
00:12:38,480 --> 00:12:42,080
Speaker 4: Donald J. Trump's leadership. I'm Christy Noman, the United States

219
00:12:42,080 --> 00:12:46,880
Speaker 4: Secretary of Homeland Security. Under President Trump, attempted illegal border

220
00:12:46,920 --> 00:12:50,480
Speaker 4: crossings are at the lowest levels ever recorded, and over

221
00:12:50,520 --> 00:12:53,760
Speaker 4: one hundred thousand illegal aliens have been arrested. If you

222
00:12:53,800 --> 00:12:57,680
Speaker 4: are here illegally, your next you will be fine nearly

223
00:12:57,760 --> 00:13:01,760
Speaker 4: one thousand dollars a day, imprisoned and deported. You will

224
00:13:01,800 --> 00:13:05,440
Speaker 4: never return. But if you register using our CBP home

225
00:13:05,480 --> 00:13:08,880
Speaker 4: app and leave now, you could be allowed to return legally.

226
00:13:09,240 --> 00:13:13,960
Speaker 4: Do what's right, leave now. Under President Trump America's laws,

227
00:13:14,160 --> 00:13:16,600
Speaker 4: border and families will be protected.

228
00:13:16,679 --> 00:13:18,840
Speaker 3: Sponsored by the United States Department of Homeland Security,