WEBVTT - AMA: Better Know the Podcast Hosts! #1170 (Bestie Ep) 0:00:00.200 --> 0:00:03.320 Welcome to How to Money. I'm Joel and I am Matt, 0:00:03.360 --> 0:00:05.960 and today we're hosting an AMA so you can better 0:00:06.040 --> 0:00:07.320 know your podcast hosts. 0:00:27.040 --> 0:00:29.560 That's right, buddy, This is a This is like a 0:00:30.160 --> 0:00:34.560 How to Money unplugged. Although by the way, my voice, 0:00:34.560 --> 0:00:36.040 I feel like, does my voice sound horse to you? 0:00:36.120 --> 0:00:38.040 This is a little battling, a little a little bit 0:00:38.080 --> 0:00:39.519 of a cold here. But this is like a more 0:00:39.560 --> 0:00:44.879 casual episode and instead of diving into financial tips, different stories, 0:00:45.040 --> 0:00:48.440 different guests that we thought would be interesting for the podcast, 0:00:48.560 --> 0:00:51.800 we are hosting an AMA and ask Me Anything for 0:00:51.880 --> 0:00:54.560 those who like to spend time over on Reddit and Joel, 0:00:54.560 --> 0:00:58.280 you posted in the Facebook group asking for just basically 0:00:58.320 --> 0:01:00.880 if you had a question for us Matt and Joel 0:01:01.040 --> 0:01:05.000 about anything non money related. Yeah, those are the questions 0:01:05.040 --> 0:01:05.920 that we wanted to hear from. 0:01:05.840 --> 0:01:07.959 You well, and specifically when we say non money related, 0:01:08.000 --> 0:01:10.400 we didn't want it to be like an ask htm 0:01:10.440 --> 0:01:13.080 episode right where you're asking money questions that you have. 0:01:13.360 --> 0:01:15.399 But some people did ask about our financials. They asked 0:01:15.400 --> 0:01:17.440 about how our podcast makes money. We're going to get 0:01:17.440 --> 0:01:21.000 to those questions during this episode. So there is there's 0:01:21.120 --> 0:01:21.640 a little. 0:01:21.400 --> 0:01:23.120 Bit of money and that's just like one question. The 0:01:23.120 --> 0:01:25.399 rest of them are very very personal, honestly, and so 0:01:25.480 --> 0:01:28.840 we don't know about your lower back tattoo. Matt Joel 0:01:28.880 --> 0:01:31.399 actually does have a tramp stamp, and we'll get to 0:01:31.480 --> 0:01:33.880 that right after we introduce our beer. And actually we 0:01:33.920 --> 0:01:35.600 wanted to should we did you want to explain the 0:01:36.000 --> 0:01:38.400 Better Know Your podcast hosts? Oh, so it's like a 0:01:38.400 --> 0:01:40.240 throwback to the Colbert Report, that's right. 0:01:40.319 --> 0:01:42.520 Yeah. So one of the things out there best segments 0:01:42.520 --> 0:01:45.520 in TV history was when Stephen Colbert, who was at 0:01:45.520 --> 0:01:47.920 that point not nearly as well known, and he would 0:01:48.000 --> 0:01:51.760 sit down with a congress person from a small district 0:01:51.800 --> 0:01:54.680 in a random standum state, and so it was called 0:01:54.680 --> 0:01:57.000 Better Know a District, And so he would interview a 0:01:57.040 --> 0:02:00.320 congress person and ask him off the wall questions and 0:02:00.440 --> 0:02:03.880 it was just like TV gold and so good. The 0:02:03.880 --> 0:02:05.720 Colbert Reports a good segment was one of the best 0:02:05.760 --> 0:02:08.400 shows on TV at that point in time. Oh easily 0:02:08.440 --> 0:02:10.040 went back to back between The Daily Show and The 0:02:10.040 --> 0:02:12.280 Colbert Report. Was like, that was an hour worth of 0:02:12.400 --> 0:02:15.000 just utter beautiful political insanity. 0:02:15.360 --> 0:02:17.359 But which Kate and I attended a taping of. I 0:02:17.360 --> 0:02:18.640 don't know if we've ever talked about that. I think 0:02:18.639 --> 0:02:21.520 we talkedah okay, yeah we got they were free back 0:02:21.520 --> 0:02:21.840 in the day. 0:02:21.880 --> 0:02:23.520 That was right before he stopped doing it, right right 0:02:23.520 --> 0:02:24.400 before he took it. 0:02:25.160 --> 0:02:28.280 Yeah, it was the last year, last season, and we 0:02:28.360 --> 0:02:30.280 lucked out and got tickets to one of the tapings. 0:02:30.320 --> 0:02:32.000 Yeah, so it's a fun time in the same way, 0:02:32.040 --> 0:02:34.360 you can feel free to humiliate us with your questions 0:02:34.400 --> 0:02:35.880 and maybe I'll do another one of these in the future. 0:02:35.880 --> 0:02:38.360 But we were like, listen, like we've done matt our 0:02:38.400 --> 0:02:40.600 personal stories, you and I where we kind of interviewed 0:02:40.600 --> 0:02:42.040 each other, but it was. 0:02:41.760 --> 0:02:44.959 More of like the our personal finance background essessily and 0:02:45.040 --> 0:02:47.600 pause of like our history of money, how we approached money, 0:02:47.880 --> 0:02:48.360 how we got. 0:02:48.280 --> 0:02:49.840 To where we are today. If you want to know 0:02:49.960 --> 0:02:51.520 more of those backgrounds, we'll link to both of those 0:02:51.520 --> 0:02:53.440 episodes in the show. Yes, but this is really just 0:02:53.480 --> 0:02:55.200 a way for you to ask your questions. Like if 0:02:55.240 --> 0:02:58.880 you've listened for two months or for two years, you 0:02:59.000 --> 0:03:00.640 probably have some questions about but who we are, what 0:03:00.680 --> 0:03:02.560 we like, like what we do, and so we just 0:03:02.560 --> 0:03:04.880 thought to be fun to take some of those on today's. 0:03:04.520 --> 0:03:07.400 Episode's right, But first let's introduce our beer which is 0:03:08.040 --> 0:03:12.320 Double Top, which is a double IPA by Academia Brewing Company. 0:03:12.360 --> 0:03:14.639 Looking forward to enjoying this one with you today, buddy, 0:03:14.760 --> 0:03:17.120 and we will share our thoughts at the end of 0:03:17.120 --> 0:03:18.119 the episode for sure. 0:03:18.200 --> 0:03:19.840 Yeah, this one was a collab with one of our 0:03:19.840 --> 0:03:22.560 local bottle shops, which is the best bottle shop in 0:03:22.560 --> 0:03:24.200 the area. We'll give our thoughts on this beer at 0:03:24.240 --> 0:03:26.440 the end of the episode. But let's get to it, Matt. 0:03:26.480 --> 0:03:29.800 Let's do the ama and give you guys a chance 0:03:29.840 --> 0:03:31.360 to know us a little bit better. There were some 0:03:31.400 --> 0:03:33.480 great questions posed in our Facebook group. By the way, 0:03:33.639 --> 0:03:35.640 if you are not a member of the how to 0:03:35.680 --> 0:03:38.200 Money Facebook group, go to Facebook dot com. If you're 0:03:38.480 --> 0:03:40.480 you know, If you're so inclined, join the head of 0:03:40.480 --> 0:03:42.160 Money Facebook group. We'd love to have you. It's a 0:03:42.200 --> 0:03:45.000 bunch of awesome people asking each other money questions, giving 0:03:45.040 --> 0:03:46.600 each other helpful financial. 0:03:46.160 --> 0:03:47.560 Advice, encouraging each other. 0:03:47.600 --> 0:03:50.000 It's the hive mind at work and the people are 0:03:50.040 --> 0:03:52.000 sweet in there, which is nice because that's a rarity 0:03:52.560 --> 0:03:55.800 when it comes to online engagement. But let's get to 0:03:55.800 --> 0:03:58.000 our first question, Matt, that someone in the Facebook group 0:03:58.040 --> 0:04:00.360 post this one was from Susan and it says, how 0:04:00.440 --> 0:04:02.800 did you guys first meet each other. Alex also chimed 0:04:02.840 --> 0:04:04.840 in he wanted a friendship history, so you want to 0:04:04.840 --> 0:04:05.360 start on that one? 0:04:05.400 --> 0:04:07.160 You made me kick it off. Yeah, so I would 0:04:07.160 --> 0:04:09.240 say basically, it was a game night. So we've got 0:04:09.280 --> 0:04:13.000 some mutual friends, and they invited Kate and I as 0:04:13.040 --> 0:04:15.600 well as you and Emily and maybe like another couple 0:04:15.720 --> 0:04:17.840 or two over. I cannot remember, but I know that 0:04:17.920 --> 0:04:19.080 y'all were there. I know that we were there. I'm 0:04:19.080 --> 0:04:21.520 pretty sure we played Settlers of Catan. I'm pretty sure 0:04:21.560 --> 0:04:24.880 I probably won, unlikely, and so honestly, I'm surprised we 0:04:24.920 --> 0:04:26.680 are actually friend because I know you hate getting beat 0:04:26.720 --> 0:04:29.400 I am competitive. But that was that was when we 0:04:29.400 --> 0:04:32.240 first met, and pretty much we've been friends ever since then. Yeah, 0:04:32.360 --> 0:04:34.640 but yeah, that's actually okay, So I take it back. 0:04:35.480 --> 0:04:37.359 That's the first time we met you two as a couple. 0:04:38.160 --> 0:04:40.159 I had met Emily. Kate and I had met Emily 0:04:40.360 --> 0:04:44.480 before previously. We talked about Monday Night Brewly they make 0:04:44.480 --> 0:04:46.600 Atlanta's best beer, but back in the day they used 0:04:46.600 --> 0:04:50.400 to brew in one of the founder's garage, Jeff's garage, 0:04:50.760 --> 0:04:52.920 and I remember meeting Emily way way back in the day. 0:04:52.960 --> 0:04:54.960 This is before you two started dating. 0:04:55.000 --> 0:04:57.400 Actually, yeah, that's a good point. So, yeah, you guys 0:04:57.400 --> 0:04:58.360 have known each other longer. 0:04:58.400 --> 0:05:00.680 I'm slightly longer than a little bit longer than. 0:05:00.760 --> 0:05:03.440 But yeah, we've been friends for now something close to 0:05:03.600 --> 0:05:05.720 thirteen years. I guess that's got to be something a 0:05:05.760 --> 0:05:07.960 long time close to that. Yes, I think it was 0:05:07.960 --> 0:05:11.279 the beginning of twenty eleven. Yeah, so yeah, and it's 0:05:11.279 --> 0:05:12.640 one of those things where Matt and I we just 0:05:12.760 --> 0:05:15.560 kind of very different personalities in a lot of ways, 0:05:15.600 --> 0:05:17.240 but we have a lot of things in common. We 0:05:17.279 --> 0:05:19.000 care about a lot of the same things. We also 0:05:19.000 --> 0:05:20.279 went to the same church for a long time, so 0:05:20.320 --> 0:05:22.719 that's part of it. We're actually we've got a couple 0:05:22.720 --> 0:05:24.080 of faith based questions that we'll get to in a 0:05:24.120 --> 0:05:25.200 little bit too. Yeah. 0:05:25.279 --> 0:05:27.920 Well, okay, so kind of related to how we met 0:05:27.920 --> 0:05:31.279 each other. Megan asked, how did you meet your wives? 0:05:31.760 --> 0:05:34.200 And I already explained how I met your wife, Joel, 0:05:34.880 --> 0:05:35.920 how did you meet your wife? 0:05:36.480 --> 0:05:38.960 Yeah, so interestingly enough at church, and so her other 0:05:39.040 --> 0:05:41.080 question was, I'm curious if you guys are religious at all, 0:05:41.080 --> 0:05:42.520 And yes, my wife and I we met it well, 0:05:42.560 --> 0:05:43.880 actually the first time I ever met her was at 0:05:43.920 --> 0:05:45.640 a friend's wedding and I remember seeing her on the 0:05:45.720 --> 0:05:48.360 dance floor and she has dance moves like no other, 0:05:48.760 --> 0:05:51.440 and so I was like, who is this girl with 0:05:51.520 --> 0:05:54.560 those phenomenal dance moves? And it turns out she was 0:05:54.640 --> 0:05:56.280 dating someone else at the time, and so I had 0:05:56.279 --> 0:05:58.800 to kind of like I asked around behind the scenes, 0:05:59.040 --> 0:06:02.960 got the low, and finally she broke up with that loser, 0:06:03.000 --> 0:06:05.880 and I immediately asked her on a date and it 0:06:05.920 --> 0:06:09.039 didn't take well. Actually, the first three dates did not 0:06:09.080 --> 0:06:12.040 go so well, and we just didn't connect at all, 0:06:12.080 --> 0:06:13.120 and I was like, I'm just not going to ask 0:06:13.120 --> 0:06:15.280 her out again. I don't know. She felt very guarded 0:06:15.360 --> 0:06:17.880 and so we didn't really hit it off immediately. But 0:06:17.920 --> 0:06:19.400 then we kind of started to hang out as friends 0:06:19.400 --> 0:06:21.880 more and more and we realized that we liked each other, 0:06:21.960 --> 0:06:24.440 started dating again. Didn't have to date very long before 0:06:24.440 --> 0:06:25.880 we knew, hey, you're the one for me. 0:06:26.040 --> 0:06:28.120 Before we pop the big question, you are engaged. And 0:06:28.120 --> 0:06:30.719 so this is when y'all are both in your mid twenties, 0:06:30.800 --> 0:06:32.480 you are kind of like young professionals. 0:06:32.480 --> 0:06:33.320 That's right. Twenty five. 0:06:33.680 --> 0:06:36.520 Kate and I we met when we were in college, 0:06:36.560 --> 0:06:38.479 and so she was a freshman. 0:06:38.560 --> 0:06:40.440 I was more of a young unprofessional. By the way, 0:06:40.880 --> 0:06:42.520 you still got to wear your jeans and T shirts. 0:06:42.520 --> 0:06:42.920 That's right. 0:06:43.320 --> 0:06:45.840 Kate was a freshman. I was a senior the year 0:06:45.880 --> 0:06:47.520 that we met, and so it didn't make a whole 0:06:47.520 --> 0:06:50.839 lot of sense for us to start dating. But we 0:06:50.920 --> 0:06:52.839 had a lot of mutual friends. Is it because of 0:06:52.839 --> 0:06:55.920 that we started hanging out some and then started hanging 0:06:55.920 --> 0:06:59.080 out more one on one started dating that last semester 0:06:59.560 --> 0:07:01.440 before I got graduated. So it was one of the 0:07:01.920 --> 0:07:04.200 didn't really make sense, But you know, jel love, it 0:07:04.240 --> 0:07:05.960 doesn't really make a whole lot of sense sometimes, does 0:07:05.960 --> 0:07:11.440 it true? But yeah, that is how philosopher Buney and well, yeah, 0:07:11.440 --> 0:07:13.840 and Megan the second part of our question. I've always 0:07:13.920 --> 0:07:15.880 been curious if you guys are religious at all. 0:07:16.280 --> 0:07:19.240 Yeah. Carol had a question too that followed up on that. Basically, yeah, 0:07:19.280 --> 0:07:21.320 the Ancient Money Wisdom episode. She said, I'd like to 0:07:21.360 --> 0:07:23.760 hear more about how faith factors into your money decisions, 0:07:23.880 --> 0:07:24.280 is at all? 0:07:24.400 --> 0:07:27.200 Those are kind of connected connected questions there. But yeah, 0:07:27.200 --> 0:07:29.720 so I was raised Catholic, I grew up Catholic, and 0:07:29.760 --> 0:07:33.920 then over time found myself in other branches of Christianity, 0:07:34.200 --> 0:07:37.120 But does that factor into any of our money decisions? 0:07:37.160 --> 0:07:42.680 And I would say absolutely. It's hard to tell which aspects, 0:07:42.720 --> 0:07:47.240 which parts of faith directly influence money decisions. We recently 0:07:47.240 --> 0:07:50.160 had an episode about being charitable, about giving your money away. 0:07:50.200 --> 0:07:53.000 That is a way in which it directly impacts how 0:07:53.040 --> 0:07:55.280 it is that we handle our money. So in the Bible, 0:07:55.320 --> 0:07:58.160 there's the tithe which is giving away ten percent of 0:07:58.200 --> 0:07:58.920 your income. 0:07:58.680 --> 0:08:00.520 And that's kind of the Old Testmun print. And then 0:08:00.600 --> 0:08:03.200 the principle in the New Testament that Jesus espouses is 0:08:03.240 --> 0:08:05.960 to sacrificially give your money away, which I think is 0:08:06.040 --> 0:08:06.680 kind of like even in. 0:08:06.640 --> 0:08:08.520 A higher standard exactly, Yeah, And so I mean that's 0:08:08.520 --> 0:08:10.760 one of, like one of the direct ways. But ultimately, 0:08:11.600 --> 0:08:13.080 like I feel like one of the core tenets of 0:08:13.200 --> 0:08:16.600 Christianity is just about it's about loving other people, right, 0:08:16.640 --> 0:08:19.120 like loving your neighbor, loving your enemies. And so when 0:08:19.160 --> 0:08:21.080 it comes to just how it is that our family 0:08:21.160 --> 0:08:23.360 handles our money and just kind of what it is 0:08:23.360 --> 0:08:25.280 that we do here on the show, Joel, I think 0:08:25.760 --> 0:08:30.040 basically maybe an oversimplified filter is does this action does 0:08:30.080 --> 0:08:33.160 it demonstrate love to other people to our listeners, and 0:08:33.520 --> 0:08:37.079 I think by running almost every decision that we make 0:08:37.160 --> 0:08:39.000 sort of through that filter. In granted, it's not like 0:08:39.000 --> 0:08:42.840 we're sitting sitting down and like literally asking that question 0:08:43.000 --> 0:08:44.600 every time we have to make a decision, but that 0:08:44.720 --> 0:08:47.800 kind of it tints every decision that we make. It's 0:08:47.840 --> 0:08:50.840 sort of like this underlying current that helps to guide 0:08:50.880 --> 0:08:54.160 us when it comes to whether just different advertising opportunities 0:08:54.160 --> 0:08:56.360 that we're faced with, or just the kind of content 0:08:56.679 --> 0:08:58.600 and how it is that we want to approach topics. 0:08:58.960 --> 0:09:01.319 It's I think to one of things. We don't really 0:09:01.440 --> 0:09:04.520 explicitly talk about our faith on the show a whole lot, 0:09:04.559 --> 0:09:06.400 and we've had listener emails from time to time to 0:09:06.520 --> 0:09:08.199 like you said this on the show that sounds like 0:09:08.240 --> 0:09:10.320 somebody who might like go to church or have a 0:09:10.320 --> 0:09:13.240 specific kind of faith and they want to ask more questions. 0:09:13.320 --> 0:09:15.640 We're more than happy to discuss it. But it's one 0:09:15.679 --> 0:09:17.760 of those things where there are people who are really 0:09:17.800 --> 0:09:22.120 outspoken about their faith who oftentimes do more harm than good. Yeah, 0:09:22.160 --> 0:09:24.480 I think, And so it's not that we want to 0:09:24.559 --> 0:09:28.320 hide what we believe, but it's the reality is we've 0:09:28.360 --> 0:09:31.400 seen people use their faith sometimes as a cudgel when 0:09:31.400 --> 0:09:34.800 they're in places of prominence, and so we want to 0:09:34.840 --> 0:09:37.240 be careful how we talk about our faith, and so 0:09:37.280 --> 0:09:40.240 we'd rather live it out more than yell it out. 0:09:40.679 --> 0:09:43.480 But yeah, we appreciate those questions, and so, yes, faith 0:09:43.520 --> 0:09:45.880 plays an important fact factor in our lives. Carol also said, 0:09:45.920 --> 0:09:48.840 you have rules or guidelines forgiving that help you overcome 0:09:48.920 --> 0:09:51.520 your natural frugality, which I think is honestly is like 0:09:51.559 --> 0:09:53.040 one of the toughest things I've had to wrestle with 0:09:53.040 --> 0:09:55.720 because I'm naturally frugal, and so giving money away feels 0:09:55.720 --> 0:09:58.160 painful in a lot of ways. And we reference the 0:09:58.679 --> 0:10:02.040 episode we just did Matt about giving money away, and yeah, 0:10:02.080 --> 0:10:03.880 so I think that is an important part of it 0:10:03.920 --> 0:10:06.280 for me, is to like a counterbalance. Yeah, and it 0:10:06.320 --> 0:10:09.240 helps me reframe what's true and remember what's true the 0:10:09.280 --> 0:10:12.120 fact that I'm not promised tomorrow and that my money 0:10:12.120 --> 0:10:14.120 isn't what's going to save me, and so giving it 0:10:14.160 --> 0:10:18.000 away is part of something deeper and more important and 0:10:18.040 --> 0:10:20.960 more fundamental than probably even we even talked about in 0:10:20.960 --> 0:10:21.839 that episode. Totally. 0:10:21.880 --> 0:10:24.760 All right, let's keep moving, Derek said at this point, 0:10:24.760 --> 0:10:29.360 why haven't your families gone the commune route. It seems 0:10:29.400 --> 0:10:31.000 like it could be the most frugal option. What do 0:10:31.080 --> 0:10:33.000 you think about that, Joel. We talked about it, we 0:10:33.040 --> 0:10:34.280 really did, because when we. 0:10:34.160 --> 0:10:36.320 Talked about moving part we talked that's closer to the 0:10:36.360 --> 0:10:39.000 truth than you realize. We talked about moving south of 0:10:39.040 --> 0:10:41.160 town as opposed to north of town. And there was 0:10:41.200 --> 0:10:42.880 like this property with like a creek running through it 0:10:42.920 --> 0:10:44.360 in this giant house, where like, what if we all 0:10:44.360 --> 0:10:46.000 hold up in this one house, is there enough space 0:10:46.040 --> 0:10:48.160 for us? Or we could build We even talked about 0:10:48.200 --> 0:10:50.400 like building two places side by side sort of thing. 0:10:50.800 --> 0:10:53.480 There's this lot that we looked at and it would 0:10:53.480 --> 0:10:54.680 have been a lot that you could It was a 0:10:54.679 --> 0:10:58.199 pretty big lot, and the idea was to potentially purchase 0:10:58.240 --> 0:11:01.280 this home, demolish it up, divide the lot, and then 0:11:01.480 --> 0:11:02.319 create two. 0:11:02.320 --> 0:11:03.920 Houses on this side by side. So if you didn't 0:11:03.920 --> 0:11:06.559 think we were weird already for having moved our whole 0:11:06.559 --> 0:11:08.199 families together, we're. 0:11:08.200 --> 0:11:11.679 Literally considering going this route. But I mean, honestly, I'm 0:11:11.679 --> 0:11:12.520 glad we didn't, though. 0:11:12.440 --> 0:11:15.679 Because some space is good, I think, especially for your 0:11:15.720 --> 0:11:19.440 family compared to like our family. We're more social beings 0:11:19.440 --> 0:11:22.520 and you, guys, you love your neighbors. You guys love 0:11:22.559 --> 0:11:25.000 your people too, but I think we might be if 0:11:25.000 --> 0:11:26.319 we were your next door neighbors, it might be a 0:11:26.320 --> 0:11:27.160 little intense for you guys. 0:11:27.240 --> 0:11:31.000 Yeah, we'd have to have like visiting hours, like before 0:11:31.040 --> 0:11:33.080 this time, and after this time, you are not allowed 0:11:33.080 --> 0:11:35.600 over here. Nobody, nobody is allowed over You'd have to 0:11:35.600 --> 0:11:39.240 build a teller fence to keep me out. Probably, Oh, 0:11:39.600 --> 0:11:42.440 Sheila wants. She's been a listener for a long time, 0:11:42.559 --> 0:11:44.640 and she and I actually go back to college. So 0:11:44.880 --> 0:11:47.920 she listened to She said, tell them about your hitchhiking adventures. 0:11:48.240 --> 0:11:52.079 So yeah, I don't mind doing that. Back in two 0:11:52.160 --> 0:11:55.160 thousand and six, I guess I had had my first 0:11:55.320 --> 0:11:59.360 job in radio and it didn't pay much and it 0:11:59.400 --> 0:12:01.760 was morning so not. 0:12:01.720 --> 0:12:04.840 Just morning radio, but like early early morning, early early, 0:12:04.880 --> 0:12:06.480 so I had to wake up by like three at 0:12:06.520 --> 0:12:08.000 the show I think was on from five to eight, 0:12:08.440 --> 0:12:10.559 and it was just like a punishing job. So I 0:12:10.600 --> 0:12:12.760 did it for like six months. It was an amazing 0:12:12.840 --> 0:12:15.080 learning experience. I'm so glad I did it. But then 0:12:15.240 --> 0:12:17.400 I quit the moment I could because it was just 0:12:17.800 --> 0:12:20.240 not ideal for me to wake up at that time, 0:12:20.360 --> 0:12:22.760 and I want to do something else, but I quit. Actually, 0:12:22.760 --> 0:12:25.079 I'd saved up enough money, even on this meager salary, 0:12:25.400 --> 0:12:26.760 to go on a road trip around the country with 0:12:26.800 --> 0:12:29.520 one of my best buds at the time. And yeah, 0:12:29.559 --> 0:12:32.680 three months in an old beat up Hondai court station wagon, 0:12:32.880 --> 0:12:34.600 got to visit most of the United States, see some 0:12:34.640 --> 0:12:38.400 amazing spots. So those were my vagabonding months. And that's 0:12:38.400 --> 0:12:40.559 one of those things too, when you talk about like 0:12:41.200 --> 0:12:44.079 compounding rates of return, Matt and investing young, that's kind 0:12:44.080 --> 0:12:46.360 of one of those things that a traditional financial expert 0:12:46.400 --> 0:12:48.320 would tell you, no, no, no, don't don't do that. Those 0:12:48.400 --> 0:12:50.760 months are so important when you're young, but so are 0:12:50.800 --> 0:12:52.920 the memories, and so we're like taking time away, and 0:12:52.920 --> 0:12:54.400 I saved up enough to make it happen, and I'm 0:12:54.440 --> 0:12:56.400 so glad. I still look back at those months with fondness, 0:12:56.480 --> 0:12:58.960 the people I met, the things I got to see, 0:12:59.600 --> 0:13:01.480 just kind of the learning experience that it was. 0:13:02.200 --> 0:13:05.240 Jason, he's asking if we keep a spreadsheet of all 0:13:05.240 --> 0:13:08.199 the craft beers that we've had on the show, and Jason, 0:13:08.280 --> 0:13:10.920 unfortunately we don't have a spreadsheet, which sounds counter to 0:13:11.000 --> 0:13:12.960 how I like to approach life. But I do have 0:13:13.000 --> 0:13:15.120 a folder It's a beer folder inside the how to 0:13:15.160 --> 0:13:18.080 Money folder on my desktop on the computer, and so 0:13:18.160 --> 0:13:20.280 I'm able to quickly go in there when it comes 0:13:20.320 --> 0:13:22.480 to specifically when we're like, oh, have we had this 0:13:22.520 --> 0:13:24.080 beer on the show before? And then I can quickly 0:13:24.160 --> 0:13:26.320 jog my memory and oh, yeah, no, we've already had 0:13:26.320 --> 0:13:28.200 that one, or we haven't had one like that yet. 0:13:28.280 --> 0:13:30.520 And if you're wondering what we've had on the show before, 0:13:30.520 --> 0:13:33.160 what kinds of beers specific ones, you just follow us 0:13:33.160 --> 0:13:35.000 on Instagram and you can scroll back through there pretty 0:13:35.040 --> 0:13:36.760 quickly and you can be like, oh, you can get 0:13:36.960 --> 0:13:38.120 a sense of which beers we've. 0:13:37.960 --> 0:13:39.559 Had trying to post pictures of yeah, of all the 0:13:39.600 --> 0:13:41.640 beers that we have. But ideally, man, we would have 0:13:41.640 --> 0:13:44.520 a single pager on the website that had every single 0:13:44.520 --> 0:13:46.439 beer listed out and then maybe one of these days 0:13:46.440 --> 0:13:48.240 I think, I feel like that's something that we can 0:13:48.640 --> 0:13:50.960 hire out for someone to do, like on fiver or something. Yeah, 0:13:51.000 --> 0:13:52.760 but then you click the beer and then it links 0:13:52.800 --> 0:13:54.200 to the episode where we had that beer. 0:13:55.000 --> 0:13:56.679 That'd be cool. But I mean at this point, we've 0:13:56.679 --> 0:13:59.560 had like almost four hundred four hundred something. 0:13:59.640 --> 0:14:02.079 Yeah, I've had more episodes than beers because we don't 0:14:02.440 --> 0:14:04.719 have beers on Friday flights, and so that's why the 0:14:04.800 --> 0:14:09.040 numbers don't line up exactly. Actually, related Lydia, she asked 0:14:09.080 --> 0:14:12.080 if we've tried hop water before, you know what that is, or, 0:14:12.200 --> 0:14:14.520 she says, if not, would you would you try hopwater? 0:14:14.559 --> 0:14:16.480 Djoel, I don't know. I guess I'm not really sure 0:14:16.480 --> 0:14:17.800 what it is either. I think Laga need Us at 0:14:17.800 --> 0:14:20.280 one point came out with some sort of like infused 0:14:20.280 --> 0:14:23.080 hop water. But I'd give it a shot. But it's 0:14:23.080 --> 0:14:25.160 probably not something I either want to drink water or 0:14:25.160 --> 0:14:26.560 I want to drink beer. I don't necessarily want the 0:14:26.560 --> 0:14:28.840 blend to the both, but maybe it's awesome. I'd give 0:14:28.840 --> 0:14:30.440 it a shot. If someone gives me one, I'll try. 0:14:31.120 --> 0:14:33.040 Josh wants to know how either of you tried homebrewing, 0:14:33.080 --> 0:14:36.040 and if so, how is the experience. I'll start. No, 0:14:36.240 --> 0:14:38.320 I have not tried homebrewing. People ask me that all 0:14:38.360 --> 0:14:41.720 the time as a craft beer lover, but one at 0:14:41.800 --> 0:14:43.440 the time it takes to get up to speed to 0:14:43.480 --> 0:14:46.200 become a decent homebrewer. It seems like it would take 0:14:46.200 --> 0:14:48.440 a while and a lot of wasted, crappy beer that 0:14:48.440 --> 0:14:49.960 I have to drink in order to get there, and 0:14:50.000 --> 0:14:52.280 there's people doing it on such an amazing level, Like 0:14:53.520 --> 0:14:56.360 there's no way it's even possible for me. I mean, 0:14:56.360 --> 0:14:58.120 I don't want to say nothing's possible. It's not impossible, 0:14:58.160 --> 0:15:00.320 it's not possible, but it How long would it takes 0:15:00.320 --> 0:15:02.600 me to be able to brew a beer as good 0:15:02.760 --> 0:15:06.280 as other halfs IPAs or as good as a barrel 0:15:06.320 --> 0:15:09.720 age sour from Casey Brewing blending and brewing, or like, 0:15:10.080 --> 0:15:11.800 it's just it would take me so long to get 0:15:11.840 --> 0:15:14.040 anywhere near that vicinity. I'm just gonna drink the good 0:15:14.040 --> 0:15:14.920 stuff that other people make. 0:15:15.120 --> 0:15:17.000 That's true, but there is some I mean there's a 0:15:17.000 --> 0:15:18.920 frugal side of it as well, right, because imagine once 0:15:18.960 --> 0:15:21.160 you did dial in, like right now we're drinking the 0:15:21.200 --> 0:15:23.040 double ipa. What if you were able to dial in 0:15:23.080 --> 0:15:26.360 a killer hazy double ipa. It's one that you're able 0:15:26.360 --> 0:15:28.800 to keep on draft at your house and anytime friends 0:15:28.800 --> 0:15:31.840 came over, you would you had the honor, the joy 0:15:32.120 --> 0:15:34.800 to be able to pour them your very own double ipa. 0:15:34.960 --> 0:15:38.880 Yeah how awesome with that? No, that sounds yeah, that 0:15:38.960 --> 0:15:40.200 sounds like really fun to be able to do that. 0:15:40.280 --> 0:15:42.320 We we did talk with a brewery at one point 0:15:42.520 --> 0:15:44.720 about doing a collab beer, which would be really fun. 0:15:44.800 --> 0:15:47.400 I remember that. Well, so it's one of our favorites 0:15:47.400 --> 0:15:49.400 and it'd be really cool to get to go down 0:15:49.400 --> 0:15:51.560 there and brew a beer with them one day. Oh okay, yeah, 0:15:51.640 --> 0:15:53.160 number yeah, So we'll see. I don't know, maybe that 0:15:53.160 --> 0:15:54.720 will happen at something that would be awesome, That would 0:15:54.720 --> 0:15:54.960 be cool. 0:15:55.360 --> 0:15:57.960 Yeah, I've I've tried it. I did it once early 0:15:58.000 --> 0:16:01.280 on in my craft beer career, and so because it 0:16:01.320 --> 0:16:04.280 was early on, I'm guessing I probably remember it being 0:16:04.280 --> 0:16:06.840 better than it actually was. But it was a Russian 0:16:06.880 --> 0:16:08.920 Imperial stout and we brewed it, me and my roommate 0:16:08.920 --> 0:16:10.480 at the time. We brewed it with another friend of 0:16:10.520 --> 0:16:13.600 ours who was a pretty serious home brewer. But I 0:16:13.640 --> 0:16:15.840 remember it being being solid. I even gave a couple 0:16:15.880 --> 0:16:18.080 bottles to my father in law because I thought he 0:16:18.200 --> 0:16:20.440 liked beer. I mean, he does like beer. But the 0:16:20.640 --> 0:16:22.400 Macro produced laggers. 0:16:22.040 --> 0:16:24.320 That first, the hot water, which is basically what bud 0:16:24.400 --> 0:16:28.080 light is, right exactly. Yeah, and so that was Josh. 0:16:28.200 --> 0:16:31.239 Lauren asked, do you have any other craft beer equivalents 0:16:31.280 --> 0:16:35.240 besides beer, Joel, Yeah, we both do and So that's 0:16:35.280 --> 0:16:38.000