1 00:00:05,160 --> 00:00:07,640 Speaker 1: Hey, this is Annie and Samantha and welcome to Stephan 2 00:00:07,720 --> 00:00:19,239 Speaker 1: never told your production of iHeart Radio, and today we 3 00:00:19,360 --> 00:00:22,840 Speaker 1: have a listener of Maile episode for you. Some really 4 00:00:22,880 --> 00:00:26,799 Speaker 1: fantastic ones that were excited to share. As always, thank you, 5 00:00:26,840 --> 00:00:28,680 Speaker 1: thank you, thank you so much for taking the time 6 00:00:29,280 --> 00:00:32,879 Speaker 1: to send these things, because we love them and we 7 00:00:32,920 --> 00:00:35,640 Speaker 1: really appreciate it. Yes we do. And we're gonna start 8 00:00:35,640 --> 00:00:38,000 Speaker 1: off with Jennifer because I feel like she hears my 9 00:00:38,080 --> 00:00:41,000 Speaker 1: heart with this email. I really do. She wrote in 10 00:00:41,040 --> 00:00:44,519 Speaker 1: your episode about story game apps, you explored the ginger options. 11 00:00:44,560 --> 00:00:47,239 Speaker 1: I think as usual, great episode of points. Thank you 12 00:00:47,320 --> 00:00:49,760 Speaker 1: very much. My experience with a certain type of those 13 00:00:49,800 --> 00:00:52,960 Speaker 1: games is maybe tangentital, but it left the lasting impression. 14 00:00:53,200 --> 00:00:55,600 Speaker 1: L O L. I thought i'd share. I never did 15 00:00:55,640 --> 00:00:58,160 Speaker 1: download any of these, but I remember the advertising blizz 16 00:00:58,200 --> 00:01:00,840 Speaker 1: for for sure. I was playing a lot of word Blitz, 17 00:01:00,920 --> 00:01:03,560 Speaker 1: a Boggle style game and about the only game on 18 00:01:03,560 --> 00:01:05,960 Speaker 1: Facebook I played years ago. I was addicted to Candy 19 00:01:05,959 --> 00:01:07,640 Speaker 1: Crush and the one where you own a zoo and 20 00:01:07,680 --> 00:01:11,880 Speaker 1: collect animals. I don't remember this one, she continues on. 21 00:01:11,920 --> 00:01:15,000 Speaker 1: I play Animal Crossing too currently. Maybe it's a kid's game. 22 00:01:15,120 --> 00:01:17,280 Speaker 1: I don't know it's cute. It's not a kid's game. 23 00:01:17,400 --> 00:01:19,199 Speaker 1: It's not a kid's game. It's still that little quick 24 00:01:19,720 --> 00:01:21,640 Speaker 1: and she says, I like it. I'm forty four, right 25 00:01:21,680 --> 00:01:24,720 Speaker 1: here with you, right here with you, Jennifer. So she continues, 26 00:01:24,840 --> 00:01:27,440 Speaker 1: it was probably two, though the year is kind of fuzzy, 27 00:01:27,720 --> 00:01:29,560 Speaker 1: and every ad that came up was one of those 28 00:01:29,680 --> 00:01:32,399 Speaker 1: choose your own adventure style things with a woman and 29 00:01:32,440 --> 00:01:35,760 Speaker 1: a ridiculous, somewhat misogynist a crisis over the one where 30 00:01:35,800 --> 00:01:37,520 Speaker 1: there's a guy and his wife and he wants to 31 00:01:37,520 --> 00:01:39,600 Speaker 1: cross the river, or there's pipe filling up with water 32 00:01:39,880 --> 00:01:41,720 Speaker 1: and you have to close the valves to make water 33 00:01:41,760 --> 00:01:44,160 Speaker 1: flow instead of green gunk, or the kitchen one where 34 00:01:44,200 --> 00:01:47,720 Speaker 1: stuff is breaking and you have three options like wrench, fire, extinguisher, 35 00:01:47,840 --> 00:01:50,680 Speaker 1: water hose, choosing the wrong order maybe burns everything down. 36 00:01:50,800 --> 00:01:53,120 Speaker 1: And in the ads they never take you through the 37 00:01:53,160 --> 00:01:55,360 Speaker 1: best path. Of course, I get it. Yeah, that's just 38 00:01:55,440 --> 00:01:57,320 Speaker 1: part of the reason it gives me. Is it that hard? 39 00:01:57,760 --> 00:02:02,280 Speaker 1: Isn't this hard new? Even I get the impulse to 40 00:02:02,400 --> 00:02:04,720 Speaker 1: just download it already to do the better outcome and 41 00:02:04,760 --> 00:02:08,640 Speaker 1: help those pitiful characters. It's kind of frustrating to watch 42 00:02:08,680 --> 00:02:11,400 Speaker 1: and some more misogynistics, but I'm definitely not here to 43 00:02:11,480 --> 00:02:14,520 Speaker 1: judge anyone who enjoys them liking and enjoying things. It's 44 00:02:14,560 --> 00:02:18,200 Speaker 1: complicated and we like what we like. Agreed. Also, no 45 00:02:18,280 --> 00:02:20,320 Speaker 1: hate for the story games. I love to choose your 46 00:02:20,360 --> 00:02:23,200 Speaker 1: own adventure books as a kid in the similar Commodore 47 00:02:23,240 --> 00:02:26,120 Speaker 1: Succeed board game a pirate adventure where the product was 48 00:02:26,120 --> 00:02:28,560 Speaker 1: always what do you want to do now? And you say, 49 00:02:28,600 --> 00:02:31,520 Speaker 1: go window or pick up bottle and you'd go on 50 00:02:31,560 --> 00:02:34,160 Speaker 1: a wild adventure hunting for treasure, which was sort of 51 00:02:34,160 --> 00:02:36,960 Speaker 1: along these lines. Yes, the genre. I wanted to ask 52 00:02:37,000 --> 00:02:39,200 Speaker 1: if you've seen or was in fact that what you're 53 00:02:39,240 --> 00:02:41,760 Speaker 1: talking about was the ones where the rather generic names. 54 00:02:41,800 --> 00:02:44,200 Speaker 1: I've been having trouble googling, and I haven't seen this 55 00:02:44,400 --> 00:02:47,440 Speaker 1: as in a while. Uh, like I just imagined it. 56 00:02:47,520 --> 00:02:50,280 Speaker 1: They're usually called choose your story, or makeover or story 57 00:02:50,760 --> 00:02:52,840 Speaker 1: just sort of not very descriptive words that don't bring 58 00:02:52,880 --> 00:02:54,720 Speaker 1: up the images so I can ask us about it. 59 00:02:55,040 --> 00:02:57,080 Speaker 1: You may have mentioned one of them, but yours for 60 00:02:57,120 --> 00:02:59,960 Speaker 1: sure sounded different or better than ones I've seen. Advertise, 61 00:03:00,240 --> 00:03:02,640 Speaker 1: I did find a few with similar graphics to what 62 00:03:02,720 --> 00:03:06,000 Speaker 1: I remember, and attached screenshots is always the woman in 63 00:03:06,080 --> 00:03:09,040 Speaker 1: some distress because she by her facial expression, I thinks 64 00:03:09,040 --> 00:03:11,519 Speaker 1: she looks ugly and needs to fix it to please 65 00:03:11,560 --> 00:03:14,600 Speaker 1: a man, or to go somewhere. Fancy the sequences they 66 00:03:14,639 --> 00:03:18,119 Speaker 1: take you through while interrupting my word game, we're always horrendous. 67 00:03:18,200 --> 00:03:20,200 Speaker 1: I'm willing to concede that they might not all be 68 00:03:20,320 --> 00:03:23,720 Speaker 1: like this, that it's just advertising tactics. She got harry 69 00:03:23,800 --> 00:03:27,079 Speaker 1: legs and armpits. There's a big green cloud around her. 70 00:03:27,280 --> 00:03:30,200 Speaker 1: I guess to say she stinks. She's wearing tattered clothing, 71 00:03:30,600 --> 00:03:33,720 Speaker 1: her hairs are right, et cetera. It tells you your 72 00:03:33,720 --> 00:03:36,120 Speaker 1: boyfriend is coming. You have to be ready. You're giving 73 00:03:36,160 --> 00:03:38,840 Speaker 1: three options, like a razor, soap, and something else. The 74 00:03:38,880 --> 00:03:41,640 Speaker 1: simulation chooses razor, and it shaves a reverse mohawk down 75 00:03:41,640 --> 00:03:43,320 Speaker 1: the middle of her head, and she cries. So the 76 00:03:43,360 --> 00:03:45,640 Speaker 1: slick suited up guy pulls up in the sports car, 77 00:03:45,880 --> 00:03:48,800 Speaker 1: looks disgusted at her, and drives away, leaving her in tears. 78 00:03:49,120 --> 00:03:51,760 Speaker 1: Then you were invited to download L O L. I 79 00:03:51,800 --> 00:03:53,960 Speaker 1: get that marketing employe, you can do better for her 80 00:03:54,440 --> 00:03:57,240 Speaker 1: is tempting, but the barrage of similar games marketed at 81 00:03:57,240 --> 00:03:58,720 Speaker 1: a time, we were inside a lot and I was 82 00:03:58,760 --> 00:04:01,440 Speaker 1: asking myself a lot of things, For instance, who am 83 00:04:01,440 --> 00:04:04,680 Speaker 1: I shaving my legs for me? Or the patriarchy just 84 00:04:04,760 --> 00:04:06,280 Speaker 1: left a bad taste in my mouth at the time, 85 00:04:06,280 --> 00:04:08,920 Speaker 1: I think I see so few references to it that 86 00:04:09,000 --> 00:04:11,920 Speaker 1: a reference to these games on Twitter recently really caught 87 00:04:11,960 --> 00:04:14,880 Speaker 1: my eye. Maybe there's an article in the thread too, 88 00:04:15,000 --> 00:04:16,839 Speaker 1: but I feel like there should have been more chatter 89 00:04:16,920 --> 00:04:20,560 Speaker 1: about the possible misogyny. I don't know. Maybe no one 90 00:04:20,600 --> 00:04:23,200 Speaker 1: else was hitting the word blitz games as much as 91 00:04:23,240 --> 00:04:25,560 Speaker 1: I was during the pandemic. I don't know. Only my 92 00:04:25,640 --> 00:04:28,560 Speaker 1: husband among people I know, understood the reference. But now 93 00:04:28,600 --> 00:04:30,599 Speaker 1: because of that Twitter screenshot of the game where the 94 00:04:30,640 --> 00:04:32,920 Speaker 1: options for the woman are fixed a window or get 95 00:04:32,920 --> 00:04:36,000 Speaker 1: more bald, my husband, I just yelled more bald when 96 00:04:36,000 --> 00:04:38,160 Speaker 1: all the chances to something we have to decide all 97 00:04:38,200 --> 00:04:42,880 Speaker 1: suck equally badly. Yes, So, yes, I know exactly what 98 00:04:42,920 --> 00:04:45,960 Speaker 1: you're talking about, Jennifer, because I did get this makeover 99 00:04:46,000 --> 00:04:48,279 Speaker 1: game and I deleted it because it was obnoxious. But 100 00:04:48,360 --> 00:04:51,400 Speaker 1: it's like Match three games, and then after you build 101 00:04:51,480 --> 00:04:54,160 Speaker 1: up enough stars or points or whatever whatnot, you can 102 00:04:54,200 --> 00:04:57,839 Speaker 1: do a makeover. The one you're talking about has changed 103 00:04:57,839 --> 00:05:02,120 Speaker 1: their recent tactics because before when I downloaded it, it 104 00:05:02,160 --> 00:05:04,279 Speaker 1: was literally like, we need to fix up this shop. 105 00:05:04,760 --> 00:05:07,200 Speaker 1: She needs to sell to the customers. Let's get her ready. 106 00:05:07,279 --> 00:05:08,640 Speaker 1: And I was like, what is this And it was 107 00:05:08,680 --> 00:05:12,040 Speaker 1: always the I'm burning down the kitchen and I was like, no, 108 00:05:12,320 --> 00:05:14,760 Speaker 1: it can't be that hard. They got me, they got me, 109 00:05:15,800 --> 00:05:18,719 Speaker 1: But these have gotten worse where they are. Yes, they're 110 00:05:18,720 --> 00:05:21,680 Speaker 1: always thinking. You always choose the wrong outfits, and it's 111 00:05:21,680 --> 00:05:25,320 Speaker 1: always because the husband left you for another woman who 112 00:05:25,400 --> 00:05:29,760 Speaker 1: is so much hotter, and he literally pushes you aside. 113 00:05:29,960 --> 00:05:32,440 Speaker 1: It is awful. There's another game, but I haven't seen 114 00:05:32,520 --> 00:05:34,760 Speaker 1: I haven't played it, but like it's similar to this 115 00:05:34,880 --> 00:05:38,640 Speaker 1: where apparently, in order for this dude to get his fortune, 116 00:05:38,640 --> 00:05:41,200 Speaker 1: he has this very ugly girl quote unquote, and it's 117 00:05:41,200 --> 00:05:46,039 Speaker 1: literally she has facial hair and stinks and so you 118 00:05:46,080 --> 00:05:47,760 Speaker 1: can't fix that. There's no way to fix that. And 119 00:05:47,760 --> 00:05:49,200 Speaker 1: by the way, why do we need to fix that 120 00:05:49,279 --> 00:05:51,719 Speaker 1: for any of this? And what is the scenario in general? 121 00:05:51,760 --> 00:05:53,080 Speaker 1: And he's like, oh, you're so ugly, I have had 122 00:05:53,120 --> 00:05:54,960 Speaker 1: to leave you. He actually says that in the ad, 123 00:05:55,200 --> 00:05:58,120 Speaker 1: there's a lot and yes, as in fact, the Lily's 124 00:05:58,160 --> 00:06:00,640 Speaker 1: Garden that told you about that I love for a minute, 125 00:06:01,040 --> 00:06:03,760 Speaker 1: and I think Jennifer might understand they use that tactic 126 00:06:03,760 --> 00:06:05,679 Speaker 1: for a second, and I was like, wait, what where 127 00:06:05,720 --> 00:06:09,040 Speaker 1: the main character who is with this dude leaves her 128 00:06:09,200 --> 00:06:11,919 Speaker 1: for her uh, for the neighbor, which is not a 129 00:06:11,960 --> 00:06:15,400 Speaker 1: scenario in the game whatsoever. It never comes out. That's 130 00:06:15,440 --> 00:06:18,280 Speaker 1: never been a thing. So these Yeah, we definitely had 131 00:06:18,360 --> 00:06:22,640 Speaker 1: talked about Jennifer previously, how these as are doing something 132 00:06:22,720 --> 00:06:26,680 Speaker 1: new by doing literally a click baity story plot that 133 00:06:26,760 --> 00:06:29,240 Speaker 1: has nothing to do with the game, and this is 134 00:06:29,279 --> 00:06:32,000 Speaker 1: similar to that. Yeah, I mean that's I would love 135 00:06:32,000 --> 00:06:34,320 Speaker 1: to come back and talk about this more in depth, 136 00:06:35,240 --> 00:06:37,680 Speaker 1: because when I was reading this message, I would be like, 137 00:06:38,040 --> 00:06:42,960 Speaker 1: what she stinks and she has to shave her legs 138 00:06:43,000 --> 00:06:46,400 Speaker 1: and this is the game was It is so bad 139 00:06:46,400 --> 00:06:48,880 Speaker 1: because one of them is like, if you shave, if 140 00:06:48,920 --> 00:06:51,080 Speaker 1: you pick the wrong thing to shave her with, yeas 141 00:06:51,080 --> 00:06:54,320 Speaker 1: you shave your head. And I'm like what And I'm 142 00:06:54,320 --> 00:06:56,440 Speaker 1: going to say it's a little racist. I'm putting that 143 00:06:56,560 --> 00:06:58,320 Speaker 1: out there because a lot of the times the women 144 00:06:58,400 --> 00:07:01,440 Speaker 1: have long dreaded hair. But it's you know what I mean. 145 00:07:01,480 --> 00:07:03,880 Speaker 1: Like it's supposed to be dirty quote unquote, and I'm 146 00:07:03,920 --> 00:07:07,480 Speaker 1: like this still some white nonsense. This feels like some 147 00:07:07,520 --> 00:07:12,840 Speaker 1: white nonsense right here. Well, thanks for bringing this. I 148 00:07:12,840 --> 00:07:15,440 Speaker 1: I never Thismantha clearly has with you and I need 149 00:07:15,480 --> 00:07:18,520 Speaker 1: to talk. I think you guys are on the same 150 00:07:18,560 --> 00:07:21,000 Speaker 1: waveleng but I would love to come back and talk 151 00:07:21,000 --> 00:07:25,760 Speaker 1: about this. That's interesting. Um Kate wrote a few years back. 152 00:07:25,800 --> 00:07:28,640 Speaker 1: I heard the advice of saying I'm fine versus it's fine, 153 00:07:28,920 --> 00:07:31,440 Speaker 1: as by saying it's fine, you're dismissing the trauma as 154 00:07:31,480 --> 00:07:34,960 Speaker 1: not important. Uh and okay. The change of language, too, 155 00:07:35,120 --> 00:07:37,559 Speaker 1: I'm fine, shifts the narrative to you being okay without 156 00:07:37,640 --> 00:07:40,960 Speaker 1: undermining the trauma you've experienced. It really helps me shift 157 00:07:41,040 --> 00:07:43,560 Speaker 1: my thinking as women are taught to underplay their trauma 158 00:07:43,600 --> 00:07:45,880 Speaker 1: and make everyone else comfortable, even at their own detriment. 159 00:07:46,080 --> 00:07:49,040 Speaker 1: This language shift has also helped me stop this people pleasing. 160 00:07:49,320 --> 00:07:51,480 Speaker 1: I've emailed you a couple of times before, one about 161 00:07:51,520 --> 00:07:53,880 Speaker 1: Pooh and another about horror movies, as I love them 162 00:07:53,920 --> 00:07:56,679 Speaker 1: the movies not who. I have a ticket to see Bodies, Bodies, 163 00:07:56,720 --> 00:07:59,559 Speaker 1: Bodies and a Welsh horror movie called Feast. I'm also 164 00:07:59,600 --> 00:08:02,640 Speaker 1: going to a British horror film festival called fright Fest, 165 00:08:02,640 --> 00:08:05,320 Speaker 1: which is this weekend. Well, that sounds great, that all 166 00:08:05,320 --> 00:08:10,680 Speaker 1: sounds fun. I'm assuming it's in Britain, but I could 167 00:08:10,720 --> 00:08:13,480 Speaker 1: be wrong. I guess I couldn't assume. But this was 168 00:08:13,520 --> 00:08:15,400 Speaker 1: in response to something I said in the Happy Hour 169 00:08:15,400 --> 00:08:17,360 Speaker 1: where I thought my dad, the ghost of my dad 170 00:08:17,400 --> 00:08:20,200 Speaker 1: was haunting me, where I was like, it's fine, is 171 00:08:20,200 --> 00:08:22,880 Speaker 1: sign's fine? So this is this is good advice because 172 00:08:22,960 --> 00:08:25,440 Speaker 1: essentially that's what I meant. I'm fine. It's hard I 173 00:08:25,560 --> 00:08:28,160 Speaker 1: say it in that way that indicates I'm not, but 174 00:08:29,040 --> 00:08:34,560 Speaker 1: I mostly at my promise. Mm hmmm. So thank you 175 00:08:34,640 --> 00:08:51,200 Speaker 1: for that message, Helena wrote, I wanted to send another 176 00:08:51,320 --> 00:08:53,600 Speaker 1: raving fan letter on your recent episode of women and 177 00:08:53,640 --> 00:08:56,280 Speaker 1: student Debt. It spoke so much to me. I'm a 178 00:08:56,280 --> 00:08:58,520 Speaker 1: bit closer to Annie and age. So my collection of 179 00:08:58,520 --> 00:09:01,120 Speaker 1: student debt started a while ago. When I graduated in 180 00:09:01,120 --> 00:09:04,280 Speaker 1: two thousand five, I was only seventeen thousand dollars away 181 00:09:04,320 --> 00:09:07,680 Speaker 1: from four years at a private institution. What made my 182 00:09:07,760 --> 00:09:09,800 Speaker 1: debt bloom was that I had to go back for 183 00:09:09,800 --> 00:09:12,560 Speaker 1: a master's degree, not once, but twice. I wound up 184 00:09:12,559 --> 00:09:15,640 Speaker 1: with nearly eighty thousand dollars. I finished the first one 185 00:09:15,679 --> 00:09:18,640 Speaker 1: in two thousand eight, right before the economic crash, and 186 00:09:18,720 --> 00:09:20,640 Speaker 1: when that happened, I couldn't find work at all. I 187 00:09:20,679 --> 00:09:22,880 Speaker 1: couldn't even get a part time a retail gig because 188 00:09:22,880 --> 00:09:25,320 Speaker 1: they would look at my education and say, oh, you're 189 00:09:25,400 --> 00:09:27,800 Speaker 1: not going to stick around, So I couldn't find employment 190 00:09:27,800 --> 00:09:30,920 Speaker 1: to even make payments. When I finished the second masters, 191 00:09:30,960 --> 00:09:33,599 Speaker 1: inten it still took two full years to find a 192 00:09:33,679 --> 00:09:36,480 Speaker 1: job in my field. The really awful part with that 193 00:09:36,600 --> 00:09:38,400 Speaker 1: is that the job I did eventually get was only 194 00:09:38,400 --> 00:09:40,440 Speaker 1: part time at the time I was hired, and took 195 00:09:40,440 --> 00:09:42,800 Speaker 1: three years before I became a full time employee, and 196 00:09:42,880 --> 00:09:45,480 Speaker 1: only paid me at a rate that reflected the bachelor's degree, 197 00:09:45,679 --> 00:09:48,520 Speaker 1: not two masters. Of course, it's still more money than 198 00:09:48,520 --> 00:09:50,240 Speaker 1: I've ever made in my life, but I can't live 199 00:09:50,240 --> 00:09:53,200 Speaker 1: by myself, and I couldn't start saving for retirement until 200 00:09:53,240 --> 00:09:56,560 Speaker 1: I was thirty five. My only shining light in this 201 00:09:56,679 --> 00:09:58,400 Speaker 1: has been that all of my debt has been in 202 00:09:58,440 --> 00:10:01,000 Speaker 1: federal loans, so I have definitely been able to enjoy 203 00:10:01,120 --> 00:10:03,240 Speaker 1: the pay as you earn and the working in a 204 00:10:03,280 --> 00:10:06,080 Speaker 1: field that qualifies for the loan forgiveness. Program, if that 205 00:10:06,120 --> 00:10:10,079 Speaker 1: will even exist after I've made twenty payments. It's frustrating 206 00:10:10,120 --> 00:10:11,800 Speaker 1: to realize that I have carried this debt since I 207 00:10:11,880 --> 00:10:14,240 Speaker 1: was twenty two, but I couldn't even start to make 208 00:10:14,280 --> 00:10:16,760 Speaker 1: payments until I was thirty five, and it's supposed to 209 00:10:16,760 --> 00:10:20,840 Speaker 1: be forgiven after ten years of consistent payments. Maybe I've 210 00:10:20,840 --> 00:10:25,000 Speaker 1: definitely taken advantage of the break offered by the pandemic pause. However, 211 00:10:25,120 --> 00:10:27,920 Speaker 1: if I had ever refinanced my loans for a lower 212 00:10:27,960 --> 00:10:30,280 Speaker 1: interest rate, they would have become private loans and I 213 00:10:30,360 --> 00:10:33,480 Speaker 1: would have had to still make payments. Two other things 214 00:10:33,600 --> 00:10:35,600 Speaker 1: that have happened during this pause that have driven me 215 00:10:35,640 --> 00:10:38,760 Speaker 1: absolutely crazy, one of which is the sheer level of 216 00:10:38,840 --> 00:10:41,840 Speaker 1: uncertainty and misinformation I've been getting from the company that 217 00:10:41,880 --> 00:10:46,000 Speaker 1: owned my loans fed Loan in this case, I called 218 00:10:46,040 --> 00:10:48,720 Speaker 1: three different times at different points during this pause and 219 00:10:48,720 --> 00:10:51,080 Speaker 1: received different answers as to what was being covered in 220 00:10:51,120 --> 00:10:53,880 Speaker 1: the pause. One person told me that the pause would 221 00:10:53,880 --> 00:10:56,800 Speaker 1: pause the interest rate, the payment itself wouldn't be collected, 222 00:10:56,920 --> 00:10:59,160 Speaker 1: but that it would still count towards the loan forgiveness 223 00:10:59,200 --> 00:11:01,840 Speaker 1: program in terms of aim it. So they suggested that 224 00:11:01,840 --> 00:11:03,760 Speaker 1: the months where I was paused and not making a 225 00:11:03,800 --> 00:11:06,560 Speaker 1: payment would still be counted at the end toward my loan. 226 00:11:07,720 --> 00:11:10,120 Speaker 1: This doesn't make sense, but this is what I was told. 227 00:11:10,520 --> 00:11:13,439 Speaker 1: My loan was also sold during this pause, and I've 228 00:11:13,480 --> 00:11:16,840 Speaker 1: heard almost nothing from the new lender. I still don't 229 00:11:16,920 --> 00:11:19,560 Speaker 1: know what is going on with it. Mostly I'm using 230 00:11:19,559 --> 00:11:21,520 Speaker 1: the pause to be able to save money and even 231 00:11:21,559 --> 00:11:23,720 Speaker 1: look into getting a car and starting up a college 232 00:11:23,720 --> 00:11:26,680 Speaker 1: savings program for my niece. Once this whole thing ends, 233 00:11:26,760 --> 00:11:28,679 Speaker 1: I don't know what I'm going to do, so thank 234 00:11:28,720 --> 00:11:30,720 Speaker 1: you so much for covering this topic. I work in 235 00:11:30,720 --> 00:11:33,240 Speaker 1: a higher education and really wonder about the damage that's 236 00:11:33,280 --> 00:11:35,880 Speaker 1: being done to young people, especially women of color, when 237 00:11:35,880 --> 00:11:38,559 Speaker 1: it comes to loans. I'm even more concerned about the 238 00:11:38,600 --> 00:11:42,040 Speaker 1: graduate education because really, once you get past that bachelor's 239 00:11:42,120 --> 00:11:46,320 Speaker 1: there's very little in terms of postgraduate funding other than loans. 240 00:11:46,800 --> 00:11:50,520 Speaker 1: It's a vicious cycle, right um, And I'm right with you, Elena, 241 00:11:50,640 --> 00:11:52,959 Speaker 1: Like I did this. My loan was exactly the same 242 00:11:53,000 --> 00:11:55,360 Speaker 1: as yours where it came from fed Lows. It got sold. 243 00:11:55,360 --> 00:11:57,680 Speaker 1: I don't know what is happening. It just went away. 244 00:11:57,800 --> 00:11:59,280 Speaker 1: It just went away for like a year, and I 245 00:11:59,320 --> 00:12:02,600 Speaker 1: was like, where do I even access this. How did 246 00:12:02,600 --> 00:12:05,240 Speaker 1: this go? And of course the FED loan is a 247 00:12:05,280 --> 00:12:07,480 Speaker 1: conversation about how the fact that they could not make 248 00:12:07,559 --> 00:12:10,319 Speaker 1: a deal with the federal government, so therefore they decided 249 00:12:10,360 --> 00:12:13,520 Speaker 1: to just distribute all of the uh the different loans out, 250 00:12:13,840 --> 00:12:15,960 Speaker 1: which happens a lot, which I'm finding out with my 251 00:12:16,080 --> 00:12:19,520 Speaker 1: house UH payments as it's been sold three times already 252 00:12:19,520 --> 00:12:23,240 Speaker 1: and I've only had it for three months, y'all three months? 253 00:12:23,240 --> 00:12:25,720 Speaker 1: Like this doesn't make sense. I don't quite understand it. 254 00:12:25,960 --> 00:12:27,960 Speaker 1: I got panic moments because I was like, wait, did 255 00:12:27,720 --> 00:12:29,960 Speaker 1: they said that there was no interest? But wait, are 256 00:12:29,960 --> 00:12:31,880 Speaker 1: they saying there's no interest right now? Or have they 257 00:12:31,920 --> 00:12:34,280 Speaker 1: been counting the interest where much like with all this 258 00:12:34,320 --> 00:12:36,160 Speaker 1: stuff that was happening with rentals, they're like, you can't 259 00:12:36,160 --> 00:12:38,920 Speaker 1: penalize renters, they can't pay it, blah blah blah. But 260 00:12:38,920 --> 00:12:41,120 Speaker 1: when it came back they suddenly had an interest rates 261 00:12:41,280 --> 00:12:43,080 Speaker 1: that said, oh, but we were keeping tabs of it 262 00:12:43,160 --> 00:12:45,520 Speaker 1: and this is how much you owe an interest um 263 00:12:45,559 --> 00:12:48,480 Speaker 1: and then backtracking it. So there's no promise that that's 264 00:12:48,480 --> 00:12:50,680 Speaker 1: not going to happen. As we know, there is some 265 00:12:50,760 --> 00:12:53,720 Speaker 1: forgiveness happening, but it seems minimal in comparison to who 266 00:12:53,840 --> 00:12:56,160 Speaker 1: is helping. This is where we were talking about. This 267 00:12:56,200 --> 00:12:59,360 Speaker 1: is structural racism because it's only really helps people of 268 00:13:00,200 --> 00:13:02,680 Speaker 1: higher status anyway, because when we see the people who 269 00:13:02,679 --> 00:13:05,080 Speaker 1: take out that amount of loans ten to twenty is 270 00:13:05,120 --> 00:13:07,800 Speaker 1: most likely going to be in the white community, Asian 271 00:13:07,840 --> 00:13:11,640 Speaker 1: communities actually too, So it's very obvious that it's not 272 00:13:11,760 --> 00:13:15,200 Speaker 1: helping people of color. Is not helping everyone is helping 273 00:13:15,240 --> 00:13:17,680 Speaker 1: a certain amount of people, of course, not something is 274 00:13:17,679 --> 00:13:20,400 Speaker 1: better than nothing. To get that as one of those 275 00:13:20,400 --> 00:13:22,080 Speaker 1: who are like, Okay, well at least I get it, 276 00:13:22,120 --> 00:13:25,400 Speaker 1: I guess to a certain extent that does talk about 277 00:13:25,440 --> 00:13:30,520 Speaker 1: that bigger conversation. And then, yeah, graduate programs are expensive, expensive, 278 00:13:30,880 --> 00:13:33,560 Speaker 1: and if you're in a work field like teaching or 279 00:13:33,640 --> 00:13:36,000 Speaker 1: social work, it's not it's almost not worth it, but 280 00:13:36,040 --> 00:13:38,240 Speaker 1: you have to have it because your degree seems so 281 00:13:39,360 --> 00:13:42,640 Speaker 1: without the master's level. Yeah, and I'm really glad you 282 00:13:42,679 --> 00:13:45,760 Speaker 1: brought up this point in this this letter, because um, 283 00:13:45,800 --> 00:13:50,079 Speaker 1: I had a friend once who told me like, essentially 284 00:13:50,559 --> 00:13:53,480 Speaker 1: she was going to stop short of getting her masters 285 00:13:53,559 --> 00:13:55,640 Speaker 1: because she knew she wouldn't be able to find as 286 00:13:55,640 --> 00:13:57,600 Speaker 1: many jobs because people didn't want to pay for her 287 00:13:57,640 --> 00:14:00,800 Speaker 1: having the masters, but she still needed the experience, which 288 00:14:00,840 --> 00:14:05,280 Speaker 1: I was like, that's that's ridiculous, shady. This whole process 289 00:14:05,280 --> 00:14:08,080 Speaker 1: is shady for sure, and feels like that that are 290 00:14:08,120 --> 00:14:12,320 Speaker 1: specialized by marginalized communities do require it more so than others. 291 00:14:12,480 --> 00:14:15,760 Speaker 1: Is a thing. It's a thing. We'll come back to it. 292 00:14:16,400 --> 00:14:20,480 Speaker 1: But moving on, Maureen wrote, I was so excited to 293 00:14:20,520 --> 00:14:23,320 Speaker 1: see your episode on Rogue one in my feed. That's 294 00:14:23,400 --> 00:14:25,480 Speaker 1: my favorite Star Wars movie and one of my two 295 00:14:25,520 --> 00:14:28,800 Speaker 1: current fandoms that I write fan fic for. Samantha will 296 00:14:28,800 --> 00:14:31,520 Speaker 1: be happy to know that Everybody Lives and Nobody Dies 297 00:14:31,720 --> 00:14:34,120 Speaker 1: is the most popular tag for the fandom, and in fact, 298 00:14:34,400 --> 00:14:36,960 Speaker 1: Rogue one is the third highest fandom with a tag 299 00:14:37,000 --> 00:14:40,960 Speaker 1: on AO three. I do appreciate this, thank you. Basically, 300 00:14:41,000 --> 00:14:44,280 Speaker 1: everyone finished the movie and went so the last ten 301 00:14:44,360 --> 00:14:48,720 Speaker 1: minutes didn't happen, right right, agreed. Everyone also went to 302 00:14:49,200 --> 00:14:52,600 Speaker 1: in Bays are Totally married, which I love that too. Anyway, 303 00:14:52,680 --> 00:14:56,560 Speaker 1: I enjoyed hearing your thoughts, especially Samantha screaming I don't 304 00:14:56,920 --> 00:14:59,360 Speaker 1: I was a friend of me because I was having 305 00:14:59,360 --> 00:15:03,040 Speaker 1: a marine. It's front of these love the show and 306 00:15:03,120 --> 00:15:05,280 Speaker 1: keep it up. Yes, well I do appreciate that no 307 00:15:05,280 --> 00:15:07,160 Speaker 1: one dies in the Fani thank you for that. But 308 00:15:07,200 --> 00:15:08,640 Speaker 1: I feel like this could be the beginning of a 309 00:15:08,640 --> 00:15:11,160 Speaker 1: friend of the situation. I love that it's the third 310 00:15:11,200 --> 00:15:14,080 Speaker 1: highest fandom with that tag that I mean, that makes sense. 311 00:15:14,640 --> 00:15:16,720 Speaker 1: I wanted to include this one. I we mentioned it 312 00:15:16,720 --> 00:15:19,360 Speaker 1: before in past episodes because people did get a kick 313 00:15:19,400 --> 00:15:23,360 Speaker 1: out of you your sufferings. Metho still not happy, but 314 00:15:23,480 --> 00:15:26,000 Speaker 1: Roguan is in theater is back in theaters right now 315 00:15:26,120 --> 00:15:29,720 Speaker 1: because the show and Or is coming out that is related. Uh, 316 00:15:29,760 --> 00:15:35,880 Speaker 1: and it just broke a record where it became. It 317 00:15:35,960 --> 00:15:38,400 Speaker 1: is now in the top ten all time releases of 318 00:15:38,440 --> 00:15:42,320 Speaker 1: IMAX movies. So hey, hey, you may not like it, 319 00:15:42,360 --> 00:15:45,960 Speaker 1: but that's I will not be there. I immediately sent 320 00:15:46,000 --> 00:15:47,640 Speaker 1: you a text and was like, you're going to be 321 00:15:47,720 --> 00:15:53,760 Speaker 1: first in line, right silence exactly, Yes. Well, thanks so 322 00:15:53,840 --> 00:15:55,960 Speaker 1: much to all of the listeners who have written to 323 00:15:56,080 --> 00:15:58,600 Speaker 1: us uh in this message. Thank you for letting us 324 00:15:58,600 --> 00:16:00,960 Speaker 1: read your letters and it to everyone who has written 325 00:16:01,000 --> 00:16:04,440 Speaker 1: as and we love getting these messages. So if you 326 00:16:04,440 --> 00:16:06,840 Speaker 1: would like to write to us, you can. Our email 327 00:16:06,920 --> 00:16:09,200 Speaker 1: is Steffania mom Stuff at iHeart media dot com. You 328 00:16:09,200 --> 00:16:11,120 Speaker 1: can find us on Twitter at bomb Stuff podcast or 329 00:16:11,160 --> 00:16:13,240 Speaker 1: Instagram and Stuff I Never told You. Thanks as always 330 00:16:13,240 --> 00:16:16,400 Speaker 1: to our super producer Christina, thank you, and thanks to 331 00:16:16,440 --> 00:16:18,360 Speaker 1: you for listening Stuff I Never Told you the protection 332 00:16:18,400 --> 00:16:20,320 Speaker 1: of iHeart Radio. For more podcast from my Heart Radio, 333 00:16:20,360 --> 00:16:22,240 Speaker 1: you can visit the heart Radio app, Apple podcast, or 334 00:16:22,240 --> 00:16:23,720 Speaker 1: wherever you listen to your favorite shows