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Speaker 1: Good eating America, and welcome to this special edition of

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Speaker 1: Jess and Who's No Noise. I'm your host, John Solomon

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Speaker 1: reporting Kids Always from Washington, d C. My co host

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Speaker 1: Amana Head, Well, she is out in the field covering

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Speaker 1: President Trump and the White House inside the poultice. So

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Speaker 1: you're gonna fly solo with me. But we've got a

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Speaker 1: lot to dive into. I promised you at the beginning

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Speaker 1: year we'd spend a lot of time educating you on

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Speaker 1: what I believe is one of the most devastating and

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Speaker 1: silent crimes in America. The reason it's silent is by

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Speaker 1: the time you know you're a victim, you may already

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Speaker 1: beat hundreds of thousands of dollars upside down in debt

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Speaker 1: and you may not even own your home.

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Speaker 2: That's exactly right. You know what this is.

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Speaker 1: It's called title fraud. It's a crime the FBI calls

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Speaker 1: house deealing. If you own a home, you could already

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Speaker 1: be at risk because the cybercrimes, cyber criminals carrying this out,

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Speaker 1: they want your most valuable asset, not your gold, not

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Speaker 1: your crypto coins, not your checkbook, They want the equity

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Speaker 1: in your home. Now it's an amazing fact, total US

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Speaker 1: home equity now stands at thirty two trillion dollars, and

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Speaker 1: that makes it highly vulnerable to theft without proper protection.

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Speaker 1: And it just takes one forged document file that your

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Speaker 1: local recorder's office, who, by the way, can't do anything

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Speaker 1: about it, and suddenly someone else owns your home on paper.

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Speaker 1: Imagine finding out your home is no longer in your

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Speaker 1: name and scammers that have taken out loans, drained your

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Speaker 1: equity and left you to deal with that fallout, that mess.

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Speaker 2: It's only it's not only home owners too.

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Speaker 1: If you're looking to buy your own property land, it

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Speaker 1: could turn out you are buying it from someone who

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Speaker 1: doesn't even own it.

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Speaker 2: That's going on right now.

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Speaker 1: Title pirates sending emails out asking potential buyers to buy land.

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Speaker 2: That they don't even know.

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Speaker 1: County recorders across America have also begun to sound the

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Speaker 1: alarm as the number of victimizing homeowners has been surging.

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Speaker 1: In Portage County, OHI, I'll get a load of this.

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Speaker 1: Just a few weeks ago, the county recorder express concern

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Speaker 1: that most homeowners don't know how vulnerable they are.

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Speaker 2: She described the.

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Speaker 1: End goal of home title thieves simply this way, they

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Speaker 1: just really want cash. They're trying to get cash off

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Speaker 1: your equity in your home. That is why we add

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Speaker 1: Justin News have been partnering throughout this year with Home

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Speaker 1: Titled Lock because they offer an exclusive million dollar Triple

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Speaker 1: Locked protection giving you twenty four to seven monitoring of

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Speaker 1: your homes title urgent alerts if there's any ever any

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Speaker 1: change on the paperwork, and if title fraud should ever

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Speaker 1: cure God forbid, their US based festoration team will spend

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Speaker 1: up to one million dollars to fix the fraud and

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Speaker 1: restore your title. Let's say, really good deal. We'll talk

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Speaker 1: more about that throughout the show tonight. This evening, we're

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Speaker 1: going to hear from former FBI agents, an Emmy Award

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Speaker 1: winning reporter and consumer advocate, as well as a former title.

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Speaker 2: Thief who served thirteen years in prison for this heinous crime.

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Speaker 1: We also hear from a real victim of title thief.

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Speaker 1: That's really important too. I want you to from the

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Speaker 1: front lines what it feels like when you go through

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Speaker 1: that whrror. So stay with us throughout the hour. By

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Speaker 1: the end of this hour, you're going to be a

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Speaker 1: lot better informed and know a little bit more about

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Speaker 1: how to protect your home and your equity before it's

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Speaker 1: too late. Now to get us started on this very

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Speaker 1: busy night, We've got a great guess. He's an Emmy

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Speaker 1: and multi award winning news anchor and investigative reporter.

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Speaker 2: Guy close to my heart.

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Speaker 1: He's recently been spending a lot of time researching this

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Speaker 1: growing crime of home title theft. So you're the consumer,

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Speaker 1: you're the homeowner, could be better protect Joining us right now,

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Speaker 1: my good friend John Summer, John, welcome back to the show.

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Speaker 3: John, So great to be with you as always. And yeah,

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Speaker 3: this is a really important subject and your lead into

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Speaker 3: this really pretty much nailed it. This is a crime

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Speaker 3: that is growing in leaps and bounds. You use the

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Speaker 3: term titled pirates, which I just love. You know, it's

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Speaker 3: house stealing or deep theft, but title pirates pretty much

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Speaker 3: describes it because it's such a stealth crime that most

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Speaker 3: people don't know that they got hit and tell us

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Speaker 3: way too late.

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Speaker 1: Yeah it is, and by that time you have a

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Speaker 1: lot of digging out to do.

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Speaker 2: It's months.

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Speaker 1: I talked to someone last week almost eighteen months before

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Speaker 1: they could get right, and they didn't have hometown of

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Speaker 1: lock and so they had to go through the process

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Speaker 1: of hiring a lawyer and going to court. It's really

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Speaker 1: a painful process, and we want to make sure people

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Speaker 1: avoid that.

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Speaker 2: Now, I want to start with something that's the motive.

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Speaker 1: So all right, we're going to meet someone who did

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Speaker 1: this for a time and went to prison for at

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Speaker 1: Matt Cox. But at the end of the day, you know,

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Speaker 1: people think, well, I got my cash in the bank,

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Speaker 1: I got to cover my ATM pin when I go

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Speaker 1: put my PIN number in to get some kind of

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Speaker 1: cash out of the bank. But the biggest, most lucrative

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Speaker 1: thing we own is our home. It is the prize

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Speaker 1: or prizes for a fraud sturb And it seems like

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Speaker 1: the cyber criminals are getting more and more anxious to

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Speaker 1: tap that very big asset you own in your portfolio.

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Speaker 3: Yeah, most people, and especially right now the stark market

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Speaker 3: kind of going back and forth, and people are concerned

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Speaker 3: about their investments and their four oh one care or whatever,

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Speaker 3: or maybe gold or bitcoin. But most people don't realize

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Speaker 3: John that their biggest investment almost always is going to

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Speaker 3: be in their home and their property, and they don't

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Speaker 3: understand just how vulnerable they are to having that property

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Speaker 3: stolen and John, it isn't like they're stealing the structure

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Speaker 3: of the home or whatever. They steal the deed or

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Speaker 3: the titles of the property. And they can do this

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Speaker 3: very easily online right now and with artificial intelligence, and

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Speaker 3: you can get a notary stamp. It's so easy to do,

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Speaker 3: and that once you have that property in your name,

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Speaker 3: then you can leverage it. Sometimes they'll sell the property,

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Speaker 3: but more than likely they're going to take out loans

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Speaker 3: or multiple loans. And you'll talk to Matt Cox, he

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Speaker 3: was a past master at doing this. But it can

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Speaker 3: be done by any anybody anywhere in the world, and

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Speaker 3: there are criminal enterprises all around the world. I can

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Speaker 3: find out anything about you or anybody any of your

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Speaker 3: listeners right now and viewers and be able to take

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Speaker 3: that title of that property. And it doesn't have to

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Speaker 3: have a structure on it. It could be open land.

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Speaker 3: Here on the central coast of California. Our biggest problem,

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Speaker 3: because I deal with the local District Attorney's office, is

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Speaker 3: stealing just open land and because people aren't watching out

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Speaker 3: for it, you know, they don't pay attention to it,

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Speaker 3: or the cabin in the woods, or maybe you have

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Speaker 3: an Airbnb.

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Speaker 4: It's all up for grounds.

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Speaker 2: Yeah, it is remarkable.

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Speaker 1: You may mentioned something I think is really at the

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Speaker 1: heart of why this crime has exploded, and that is

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Speaker 1: our digital footprint is everybody, everywhere, Everything about us is

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Speaker 1: out and open. That's the consequence of the Internet era,

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Speaker 1: of the digital age, social media age. So it doesn't

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Speaker 1: take long for somebody to go find one of those

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Speaker 1: deeds that are online ford your signature because they found

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Speaker 1: it somewhere else, and then submit it. And there's a

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Speaker 1: real weak spot in this security system because it turns

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Speaker 1: out the county recorder, the person who get the they

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Speaker 1: have no power to say that's not you or stop.

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Speaker 1: You're really kind of vulnerable because the best person who

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Speaker 1: can protect you has no legal power to stop the transaction.

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Speaker 3: Right, You're absolutely right, John, Because if all the paperwork

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Speaker 3: looks paperwork looks proper, you know, if everything looks like

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Speaker 3: it's accurate and there's a notary stamp on it and

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Speaker 3: so on, they can't ask you if it might be fraudulent.

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Speaker 3: They have to pass it, and they do, and there's

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Speaker 3: no way to stop it from happening. And nowadays, you know,

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Speaker 3: it can even happen online. You don't even have to

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Speaker 3: go down to the county clerk's office.

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Speaker 1: Yeah, it's just so easy for the for the criminal

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Speaker 1: and for us unless you're checking every day. Really, there's

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Speaker 1: only is it, like you can send a letter saying, hey,

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Speaker 1: county recorder, don't transfer my home to anyone unless I

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Speaker 1: tell you you have to check every day to see

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Speaker 1: if someone's doing it, and no one has time. But

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Speaker 1: we're busy.

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Speaker 3: Nobody, nobody's going to do that, John, I mean, and

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Speaker 3: it's the only way, right. You just can't have time

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Speaker 3: to do it. You have to have some sort of

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Speaker 3: a system to be able to monitor that title or

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Speaker 3: that deed to your property. And you know, it's just

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Speaker 3: simply not practical for you to be able to go

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Speaker 3: down to the clerk's office. And even if you did,

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Speaker 3: the minute that you leave, somebody could steal it. It

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Speaker 3: can happen that fast, and.

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Speaker 2: It does just crazy. It's really mind numbing.

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Speaker 1: The ingenuity and entrepreneurialism of these criminals is pretty impressive,

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Speaker 1: but it comes at our expense. I want to turn

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Speaker 1: to some real life examples because they're piling up. Every

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Speaker 1: time I do a clip switch, a clip search, or

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Speaker 1: a Google search, I see another case down I think

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Speaker 1: it was in Lehigh Valley in Florida, right in the

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Speaker 1: Tampa area. There was a woman she ended up trying

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Speaker 1: to grab two houses. I think she ultimately got convicted

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Speaker 1: by a jury. But her mentality was finders keepers. If

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Speaker 1: I get it, it was out of luck.

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Speaker 4: That's I know that case.

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Speaker 3: And yeah, she she would just drive around, you know,

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Speaker 3: the area and looked for properties that maybe somebody wasn't

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Speaker 3: living in even though they you know, they they actually

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Speaker 3: occupied the home, but they might have another home someplace house,

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Speaker 3: and so they're not there watching over it.

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Speaker 4: One of the ones that was most.

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Speaker 3: Interesting in the Tampa Bay area as a couple there,

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Speaker 3: Larry and dream of Bill be and they were actually

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Speaker 3: they bought a home and they were doing a lot

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Speaker 3: of construction on it, so they weren't living in the

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Speaker 3: property at that particular point. As they were doing all

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Speaker 3: the renovation and so on. Somebody went in they noticed

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Speaker 3: that no one was there occupying it the whole time,

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Speaker 3: and they stole the deed to the property and sold

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Speaker 3: it to somebody else without the Bilbies even knowing it,

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Speaker 3: and they had to go through the court system. John,

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Speaker 3: this is the biggest problem because you have to hire

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Speaker 3: an attorney and then you have to go through the

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Speaker 3: court system, and we know how nasty that can be sometimes,

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Speaker 3: and it might take years to be able to reclaim

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Speaker 3: what is actually your rightful property and your deed. And

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Speaker 3: the only way to prevent that is to be able

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Speaker 3: to have some sort of a system to be able

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Speaker 3: to protect you, just like you would with a credit card,

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Speaker 3: or maybe you have a ring camera on your home

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Speaker 3: so you can see who's coming and going and so on.

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Speaker 3: But as we said before, for most people, this is

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Speaker 3: their biggest asset, and most people don't even think about

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Speaker 3: protecting it.

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Speaker 1: Yeah, the last time we talked about our titles probably

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Speaker 1: when we bought the house and then we just move on.

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Speaker 1: We don't think about it, but there's about it every day. Yeah,

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Speaker 1: it's crazy. You mentioned security cameras, and I've seen a

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Speaker 1: couple of recent stories where the first time a homeowners,

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Speaker 1: maybe it was a vacation home if I've remember correctly,

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Speaker 1: the first time they realized they were troubles.

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Speaker 2: Even before they got the notice of making there were.

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Speaker 1: Strange people walking around their property like they owned it.

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Speaker 1: That's literally what could happen here, right? The people who

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Speaker 1: buying it might not even know that they've been duped.

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Speaker 1: So you've got the buyer and the person who owns

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Speaker 1: the home both being victimized. The nature of these criminals

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Speaker 1: and how crafted they are is kind of jaw dropping.

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Speaker 3: And that's just it, because the only victims aren't just

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Speaker 3: the people that own the property. It's the people that

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Speaker 3: have been duped into buying the property because they think

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Speaker 3: that it's free and clear. And now you bought a

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Speaker 3: house and then all of a sudden you find out

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Speaker 3: that that was not the rightful owner that you bought

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Speaker 3: it from in the first place. And then there's the banks,

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Speaker 3: the loan companies and all of these entities as well.

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Speaker 4: That everybody is a victim. It's not just the owner

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Speaker 4: of the property.

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Speaker 2: Yeah, no doubt. Now you said the key.

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Speaker 1: And then this is exactly so with the cops and

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Speaker 1: the prosecutors, the lawyers have all told us is to

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Speaker 1: have some form of a system that's constantly monitoring your title,

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Speaker 1: alerts you and jumps into action. You've been doing great

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Speaker 1: consumer reporting for decades, you know how important is to

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Speaker 1: protect consumers. You've made lots of great journalism to make

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Speaker 1: us smarter as consumers tell us a little bit title lock.

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Speaker 1: What does it do? How does it give us that

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Speaker 1: peace of mind? What is it doing day in and

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Speaker 1: day out that I don't have to worry about doing that?

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Speaker 3: Well, you mentioned a company, home title Lock, and they

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Speaker 3: have a website, home title lock dot com.

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Speaker 4: Go on there.

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Speaker 3: I mean, I encourage your followers to do their own

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Speaker 3: due diligence and just go on the side see the

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Speaker 3: stories that are on there. Understand that everybody that owns

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Speaker 3: a piece of property is vulnerable. And the only way

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Speaker 3: that you're going to really secure that deed or that

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Speaker 3: title to the property is to be able to have

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Speaker 3: a system that number one monitors the property, which you

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Speaker 3: can't practically do. Number two alerts you if there's something

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Speaker 3: fishy going on and home title Lock, Hey, I got

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Speaker 3: a great story, John. My wife and I just put

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Speaker 3: our home up for sale and last week I got

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Speaker 3: an alert because I'm a member of Home title Lock,

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Speaker 3: and I what the heck is this?

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Speaker 4: You know, because our home is on the market.

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Speaker 3: Well, what they alerted me to is that the property

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Speaker 3: was put on the MLS at the multiple listing service.

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Speaker 3: Now that's not somebody stealing the property, but it's home

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Speaker 3: title lock, alerting me to something that is going on

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Speaker 3: with my property, my home. I was grateful for that

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Speaker 3: because I didn't even think that they did this as

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Speaker 3: part of the service. So they monitor, they alert, and

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Speaker 3: then if for some reason that title gets transferred to

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Speaker 3: somebody else, they will work with you to restore that

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Speaker 3: title back to your proper name and avoid having to

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Speaker 3: go through the court system hiring an attorney, which can

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Speaker 3: be extremely defensive. They will give you up to a

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Speaker 3: million dollars worth of service to be able to put

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Speaker 3: that title back into your rightful dame. It's an incredible company.

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Speaker 3: They are the pioneers. They invented this system of monitoring,

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Speaker 3: and I just encourage everyone to go onto the website

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Speaker 3: and take a look at it and educate yourself to

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Speaker 3: how big of a problem this is.

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Speaker 2: They really are pioneers.

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Speaker 1: One last question before we head out to the break, John,

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Speaker 1: You've been watching this for some time. Every prosecutor I've

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Speaker 1: talked to, every FBI, and I talked to every cop

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Speaker 1: I talked to, said this is a trend line that's

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Speaker 1: been going up. Any doubt in your mind, it's just

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Speaker 1: going to get more and more popular for the criminals to.

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Speaker 3: Do, so easy to do, John, And in fact, you're

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Speaker 3: going to talk to Art Fitzenmeier, who was a retired

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Speaker 3: FBI agent. He'll toudg you tell you about this, as

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Speaker 3: well as Matthew Cox, who spent some time in the

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Speaker 3: Big House because it was so easy to do. And

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Speaker 3: then I think you're also going to have a victim

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Speaker 3: of this as well, so your viewer will have a

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Speaker 3: the length and breadth of what this crime is. It

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Speaker 3: is stealth, it's huge and everybody should be aware of it.

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Speaker 2: Yeah. I agree.

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Speaker 1: It's something I didn't even know existed a few years ago,

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Speaker 1: but it is becoming more one of us did. Yeah,

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Speaker 1: it's so remarkable down Summer. You do such amazing work.

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Speaker 1: You're a great journalist. Great opportunity to have you on

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Speaker 1: the top of the show today. Thanks for joining us.

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Speaker 4: Thanks so much, John, really really appreciate it.

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Speaker 2: I always enjoyed talking to a great reporter like you.

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Speaker 1: All right, folks, after the break, we're going to get

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Speaker 1: an interview with a man who used to commit this

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Speaker 1: crime to explain how he did it and how you

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Speaker 1: can protet yourself and by the way, how easy it

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Speaker 1: is to victimize people. But While we're in the break,

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Speaker 1: I want you to do me a favorite. Go to

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Speaker 1: home title lock dot com and use our promo code

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Speaker 1: jt N thirty.

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Speaker 2: Here's what You're going to get a free look at your.

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Speaker 1: Title history reports so you can see if your title

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Speaker 1: is still in your name or if someone's ready to

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Speaker 1: be unplaying it.

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Speaker 2: And when you sign up, you also.

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Speaker 1: Receive a free extended thirty day trial, a million dollar

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Speaker 1: couple lock protection which includes twenty four center twenty four

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Speaker 1: to seven modering of your home titles alerks if anything

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Speaker 1: at all changes to your title and if fraud should

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Speaker 1: help and got forbid. The US based experts at home

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Speaker 1: beedle locked will spend up to a million bucks it

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Speaker 1: takes to fraud and restore your title at no extra

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Speaker 1: cost to you.

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Speaker 2: Don't wait. Get peace of mind with a free.

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Speaker 1: Title history report in thirty days at pre protection right

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Speaker 1: now at home title lock dot com. It's homebedlelock dot

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Speaker 1: com promo code jtnthon.

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Speaker 2: We'll be right, Matthew.

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Speaker 1: Welcome back to America to this special justin News report.

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Speaker 1: We are taking a deep dive into the crime of

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Speaker 1: title theft and joining us to discuss more about that

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Speaker 1: is someone.

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Speaker 2: Who used to commit this crime.

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Speaker 1: He's now reformed, and he's now leading all of us

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Speaker 1: to a better understanding how it's done.

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Speaker 2: Our good friend, Matthew Cox, Matthew, welcome back.

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Speaker 5: Thank you for having me.

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Speaker 2: All right.

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Speaker 1: I think spent about thirteen years in prison. You did

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Speaker 1: about fifty five million dollars of this sort of home

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Speaker 1: title theft. Thought it was pretty easy for you, right

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Speaker 1: to pull this off. Most people were pretty unsuspecting.

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Speaker 5: Right, Oh, absolutely, it's extremely easy crime to commit.

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Speaker 1: Yeah, and you're gone by the time someone like me

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Speaker 1: finds out my house has been stolen from me, My

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Speaker 1: paperwork has been changed, my equity's gone. You're in some

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Speaker 1: other counties, some other country by the time, right.

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Speaker 5: Yeah, By the time by the time the homeowner is notified,

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Speaker 5: I've already cleared the bank accounts and I'm in another state,

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Speaker 5: or like you said, maybe I'm on vacation in another country,

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Speaker 5: probably onto my next victim.

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Speaker 2: Yeah. That's the amazing thing about it.

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Speaker 1: The gap from the time a victim knows that they've

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Speaker 1: been victimized is so long that the bad guys are

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Speaker 1: way down the road. I want to talk a little

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Speaker 1: bit about the reasons why this has grown so much,

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Speaker 1: particularly in the last decade. I guess the digital era

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Speaker 1: brings us a lot of conveniences, but it also brings

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Speaker 1: those conveniences to cyber thieves. All of our records are

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Speaker 1: online now, so it's just easier to assume some one's identity, right.

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Speaker 5: Yes, much easier now than when I was doing it

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Speaker 5: twenty years ago. And access to public records, not not

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Speaker 5: only people's personal information, but public records is much more

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Speaker 5: accessible now because now I can I can go sit

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Speaker 5: in my local coffee shop and use their WiFi, and

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Speaker 5: I can go online and search titles. Whereas twenty years ago,

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Speaker 5: I had to physically go downtown to public records, I

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Speaker 5: had to go into the building. I had to go

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Speaker 5: into the office and search those records. You know in person,

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Speaker 5: you're on video camera. I mean, that's those are all

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Speaker 5: vulnerable situations. But now I can. I can order of

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Speaker 5: Vanela latte and search your search the records and create

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Speaker 5: a warranty, deed or whatever documents I need to create

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Speaker 5: to steal a home or transfer the title, and I

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Speaker 5: can do it right in the coffee shop.

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Speaker 1: It's pretty amazing, I just said, thinking out of how

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Speaker 1: easy it isn't convenient, and.

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Speaker 2: It really does scare you.

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Speaker 1: I want to go through some of the misconceptions that

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Speaker 1: people have because a lot of people think, well, I

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Speaker 1: don't have this problem. I bought title insurance when I

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Speaker 1: bought my house. Title insurance doesn't protect you the moment

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Speaker 1: that the title has been transferred to you, right.

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Speaker 5: Right, So it title insurance covers you up to the

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Speaker 5: moment you purchase your house. All title insurance is saying is, hey,

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Speaker 5: there are no leans on your home other than maybe

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Speaker 5: the mortgage that you're taking out from your bank. That

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Speaker 5: you have a clean lean. So let's say two days later,

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Speaker 5: I can go downtown and I can file a transfer.

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Speaker 5: I could transfer your title, you know, create a new title,

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Speaker 5: or I could satisfy the mortgage on your house. There's

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Speaker 5: a number of things I can do. And unless you're

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Speaker 5: your titles being monitored, you're not notified of those things.

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Speaker 2: Yeah.

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Speaker 5: So yeah, so you're you're and just like you said,

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Speaker 5: which from a title theest perspective is that's that's a

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Speaker 5: great piece of misinformation where people think, oh, well, I've

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Speaker 5: got insurance on my title.

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Speaker 2: No, you don't have.

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Speaker 5: Insurance on your title.

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Speaker 2: Yeah.

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Speaker 5: So, as a result, they feel safe. Right, you walk

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Speaker 5: out of the title company, you feel safe. You're not

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Speaker 5: saying you're driving around in a vehicle that has no

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Speaker 5: insurance on it.

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Speaker 2: Yeah, such a great point.

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Speaker 1: Yeah, fake fake feeling of security, the sugar pill phenomenon

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Speaker 1: as they called it. All right, walk us through because

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Speaker 1: you were in the real estate industry which allowed you

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Speaker 1: to kind of carouse around and find the perfect victim

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Speaker 1: every time when you're driving around saying I think I

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Speaker 1: might do that house. Walk us through how you would

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Speaker 1: process what sort of house you were looking for, and

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Speaker 1: how you would carry it out.

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Speaker 5: So if the house you know, it's funny. I've worked

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Speaker 5: with a home title lock and we we had shot

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Speaker 5: a commercial one time and we were driving through the

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Speaker 5: neighborhood through a neighborhood. They were like, which neighborhood. I

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Speaker 5: was like, pick a neighborhood. If the houses are livable,

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Speaker 5: then I absolutely they're absolutely vulnerable to this crime. I

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Speaker 5: could drive through your neighborhood, any middle class, lower middle class,

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Speaker 5: upper middle class neighborhood, and I could drive through that

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Speaker 5: neighborhood and I could find a house, write the address down.

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Speaker 5: House looks like it's in good shape. I can then

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Speaker 5: turn around and go online. I can find the title

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Speaker 5: to that house. I can see if there's any lians

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Speaker 5: on the house. I can see if there's any you know,

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Speaker 5: such as a mortgage. I can then create a satisfaction

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Speaker 5: of mortgage. Satisfy the mortgage. So I've now created the

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Speaker 5: equity in the house. A lot of people think, well,

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Speaker 5: wait a second, I have a mortgage, so I don't

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Speaker 5: really I have a mortgage. My house is worth four

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Speaker 5: hundred thousand. I have a mortgage for three hundred and

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Speaker 5: ninety thousand dollars. I don't have any equity. I'll create

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Speaker 5: the equity. I'll file that a one page document called

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Speaker 5: a satisfaction of mortgage or a release of lian, get

439
00:21:44,840 --> 00:21:48,520
Speaker 5: it notarized with a fake notary. File that that satisfaction

440
00:21:48,640 --> 00:21:51,920
Speaker 5: and that mortgage disappears as far as public records is concerned.

441
00:21:52,400 --> 00:21:57,240
Speaker 5: I can then either I can either create a fake

442
00:21:59,160 --> 00:22:02,639
Speaker 5: driver's license or identification card in the homeowner's name, and

443
00:22:02,680 --> 00:22:06,640
Speaker 5: I can borrow against that property. Or I can simply

444
00:22:07,200 --> 00:22:11,439
Speaker 5: create a new warranty deed and file that in public records,

445
00:22:11,480 --> 00:22:15,640
Speaker 5: which takes the title out of the true homeowner's name

446
00:22:16,040 --> 00:22:19,359
Speaker 5: places it into whatever identity's name I want could be

447
00:22:19,400 --> 00:22:22,399
Speaker 5: a synthetic identity, could be a stolen identity, and then

448
00:22:22,440 --> 00:22:24,600
Speaker 5: I could put that house on the market and sell it,

449
00:22:24,720 --> 00:22:26,480
Speaker 5: or I could try and sell it myself. I could

450
00:22:26,520 --> 00:22:30,639
Speaker 5: actually get someone from let's say a real estate agent,

451
00:22:30,760 --> 00:22:32,880
Speaker 5: have them list it, or I could list it myself,

452
00:22:33,480 --> 00:22:34,840
Speaker 5: and then I can sell that property.

453
00:22:34,920 --> 00:22:37,399
Speaker 4: There are actually.

454
00:22:37,040 --> 00:22:41,640
Speaker 5: Companies right now online that will buy your house unseen.

455
00:22:42,160 --> 00:22:45,840
Speaker 5: They send out what's called an appraiser that does a

456
00:22:45,920 --> 00:22:48,040
Speaker 5: it's a field appraiser where they basically do what's called

457
00:22:48,040 --> 00:22:50,880
Speaker 5: a drive by appraisal. They'll simply look at the outside

458
00:22:50,880 --> 00:22:52,320
Speaker 5: of the house. They'll give you kind of a low

459
00:22:52,359 --> 00:22:56,320
Speaker 5: ball offer. But myself, as a home title thief, I

460
00:22:56,320 --> 00:22:58,359
Speaker 5: don't care if they're giving me a low ball offer.

461
00:22:58,359 --> 00:23:01,320
Speaker 5: If they're saying, hey, house is worth four hundred thousand,

462
00:23:01,400 --> 00:23:03,760
Speaker 5: we're going to give you three hundred and sixty thousand.

463
00:23:03,880 --> 00:23:05,800
Speaker 5: Is that okay with you? Of course it's okay with me.

464
00:23:06,160 --> 00:23:09,560
Speaker 2: That's all free money for you, right, yeah.

465
00:23:09,080 --> 00:23:12,560
Speaker 5: Right, think about it too. I can go online. I

466
00:23:12,600 --> 00:23:16,560
Speaker 5: can open a bank account, I can close the loans

467
00:23:16,760 --> 00:23:20,959
Speaker 5: or the mortgages online. Almost most states allow you to

468
00:23:21,000 --> 00:23:24,680
Speaker 5: do a remote closing. So it's alway with a remote notary,

469
00:23:25,520 --> 00:23:27,080
Speaker 5: so I can go online. I don't even have to

470
00:23:27,080 --> 00:23:30,000
Speaker 5: go to the title company. I then give them my

471
00:23:30,119 --> 00:23:34,080
Speaker 5: wiring instructions, have them wire the funds from the title

472
00:23:34,119 --> 00:23:38,000
Speaker 5: company's account into the bank account of my choosing. I

473
00:23:38,040 --> 00:23:40,960
Speaker 5: then just have to transfer that money again or remove

474
00:23:41,000 --> 00:23:44,000
Speaker 5: the money. I could buy bitcoin, I could buy any

475
00:23:44,080 --> 00:23:48,560
Speaker 5: number of precious metals. There's many ways to launder money. Yeah,

476
00:23:48,600 --> 00:23:52,960
Speaker 5: So it's just it's so easy. And the thing about

477
00:23:53,000 --> 00:23:57,639
Speaker 5: it is that everybody involved in these transactions is doing

478
00:23:57,680 --> 00:24:00,760
Speaker 5: what they do on a daily basis. I'm not asking

479
00:24:00,760 --> 00:24:03,959
Speaker 5: anybody to do anything special for me, right, I'm not

480
00:24:04,000 --> 00:24:06,280
Speaker 5: asking the title company to do can you do this

481
00:24:06,359 --> 00:24:09,640
Speaker 5: special thing? Or can you break the law or been

482
00:24:09,760 --> 00:24:12,120
Speaker 5: the law? No, everybody's just doing what they do.

483
00:24:12,680 --> 00:24:16,159
Speaker 2: That's amazing. They don't think anything's wrong. Yeah, it's the

484
00:24:16,200 --> 00:24:17,359
Speaker 2: perfect crime. It really is.

485
00:24:17,359 --> 00:24:19,920
Speaker 1: If you're a criminal, the process is just perfectly set

486
00:24:19,960 --> 00:24:22,679
Speaker 1: up for you to succeed and be gone before anyone

487
00:24:22,760 --> 00:24:25,080
Speaker 1: knows that the scams occurred.

488
00:24:25,920 --> 00:24:27,160
Speaker 2: I want to talk about one ear.

489
00:24:27,240 --> 00:24:29,200
Speaker 1: We haven't talked about this before, but I'm seeing a

490
00:24:29,200 --> 00:24:31,480
Speaker 1: lot more, a lot more of us have second homes,

491
00:24:31,560 --> 00:24:34,920
Speaker 1: or they're renting them out on Airbnb or vrbo. That

492
00:24:35,160 --> 00:24:38,600
Speaker 1: sort of home does that sort of increase your vulnerability

493
00:24:38,640 --> 00:24:39,200
Speaker 1: if you're.

494
00:24:41,160 --> 00:24:43,199
Speaker 2: Renting your home out a lot.

495
00:24:43,720 --> 00:24:47,040
Speaker 5: It certainly makes it a lot easier. It makes it

496
00:24:47,080 --> 00:24:50,480
Speaker 5: a lot easier. Not that a normal homeowner isn't in jeopardy,

497
00:24:50,480 --> 00:24:53,159
Speaker 5: because they certainly are. But if you have an Airbnb

498
00:24:53,400 --> 00:24:56,960
Speaker 5: or you have a rental property, then it's much easier

499
00:24:56,960 --> 00:25:01,520
Speaker 5: for me because I can really really do a lot

500
00:25:01,600 --> 00:25:04,400
Speaker 5: more with that property. For instance, if it's an Airbnb

501
00:25:04,480 --> 00:25:07,080
Speaker 5: and I rent the Airbnb for two weeks, I can

502
00:25:07,160 --> 00:25:10,280
Speaker 5: now sell that property multiple times, or I could borrow

503
00:25:10,480 --> 00:25:13,600
Speaker 5: multiple mortgages on the property, and I can get a

504
00:25:13,640 --> 00:25:15,600
Speaker 5: lot more of a percentage of the home. That the

505
00:25:15,600 --> 00:25:17,520
Speaker 5: house is worth four hundred thousand, I could probably get

506
00:25:17,560 --> 00:25:20,200
Speaker 5: a loan for close to four hundred thousand, and I

507
00:25:20,240 --> 00:25:23,360
Speaker 5: can get that loan from multiple banks. Because I'm now

508
00:25:23,400 --> 00:25:25,440
Speaker 5: in possession of the home. It means that the bank

509
00:25:25,520 --> 00:25:27,879
Speaker 5: themselves can order an appraisal and I can let that

510
00:25:27,920 --> 00:25:31,240
Speaker 5: appraiser into the house to walk around the house. Wow,

511
00:25:31,240 --> 00:25:34,440
Speaker 5: And I've I've gotten up to six mortgages on a

512
00:25:34,480 --> 00:25:39,639
Speaker 5: home before, so I've literally a single home because because

513
00:25:39,960 --> 00:25:43,320
Speaker 5: once again public records is this messed up. They will

514
00:25:43,359 --> 00:25:48,639
Speaker 5: simply allow you to continue to record mortgages on a home.

515
00:25:49,600 --> 00:25:53,080
Speaker 5: And there's nobody in public records that's saying, you know

516
00:25:53,200 --> 00:25:56,480
Speaker 5: that this doesn't look right like that. You know, nobody's saying,

517
00:25:56,480 --> 00:26:00,520
Speaker 5: wait a second, this is there's six first more, there's

518
00:26:00,520 --> 00:26:04,280
Speaker 5: six mortgages on this house. Nobody's doing that. They simply

519
00:26:04,440 --> 00:26:07,439
Speaker 5: record the documents. If it's notarized and signed by a

520
00:26:07,640 --> 00:26:11,000
Speaker 5: by an employee of the bank, they record the documents.

521
00:26:11,000 --> 00:26:13,400
Speaker 5: They can't not record it. They have to buy law.

522
00:26:13,600 --> 00:26:15,280
Speaker 1: Yeah, we've had a couple of the clerk sign there

523
00:26:15,640 --> 00:26:17,880
Speaker 1: is powerless. We'd love to stop it, but we're powerless.

524
00:26:17,880 --> 00:26:20,719
Speaker 1: We just have to process it. It's it's quite remarkable.

525
00:26:21,040 --> 00:26:23,520
Speaker 1: Now we only got a few seconds left. If home

526
00:26:23,560 --> 00:26:26,120
Speaker 1: title lock had been on the homes that you were

527
00:26:26,480 --> 00:26:29,359
Speaker 1: hitting back in the day, you would have been thwart

528
00:26:29,359 --> 00:26:30,200
Speaker 1: it pretty quickly, right.

529
00:26:31,400 --> 00:26:34,080
Speaker 5: Yeah, that I'd say home, I would say home home

530
00:26:34,119 --> 00:26:37,680
Speaker 5: title lock. It would be an absolute the worst nightmare

531
00:26:37,760 --> 00:26:41,800
Speaker 5: for a title thief because the homeowner gets notified and

532
00:26:41,840 --> 00:26:44,040
Speaker 5: now I can be arrested in the middle of the crime.

533
00:26:44,119 --> 00:26:47,399
Speaker 5: I don't have the time that I'm relying on and

534
00:26:47,440 --> 00:26:50,040
Speaker 5: the anonymity that I'm relying on, because now the homeowner

535
00:26:50,080 --> 00:26:53,200
Speaker 5: and law enforcement are looking for me. They know what's happening.

536
00:26:54,280 --> 00:26:56,920
Speaker 5: And that's, like I said, that's that's someone like myself's

537
00:26:56,920 --> 00:26:57,640
Speaker 5: worst nightmare.

538
00:26:58,080 --> 00:27:00,639
Speaker 2: Real time alert is the key to stopping this crime.

539
00:27:00,920 --> 00:27:02,920
Speaker 1: Matthew Cox, I'm so glad you're one of the most

540
00:27:03,040 --> 00:27:05,520
Speaker 1: entrepreneurial people I've ever met. I'm so glad you're using

541
00:27:05,520 --> 00:27:09,399
Speaker 1: your entrepreneurialism to help protect us. Now, what a great interview,

542
00:27:09,400 --> 00:27:10,640
Speaker 1: and I appreciate your time.

543
00:27:11,680 --> 00:27:12,840
Speaker 5: Thank you, Thank you for having me.

544
00:27:12,920 --> 00:27:15,040
Speaker 2: Yeah, great, great conversation. As always, my friend.

545
00:27:15,080 --> 00:27:17,159
Speaker 1: All right, folks, everybody, we're gonna take a qui commercial.

546
00:27:17,160 --> 00:27:19,480
Speaker 1: Mak will be right back after a few messages. But

547
00:27:19,520 --> 00:27:20,879
Speaker 1: while we're doing that, do me a favor. Go to

548
00:27:20,960 --> 00:27:23,560
Speaker 1: hometitle lock dot com right now. Use our promo code

549
00:27:23,640 --> 00:27:26,320
Speaker 1: JT N thirty. You're gonna get a free look at

550
00:27:26,359 --> 00:27:28,159
Speaker 1: your title history report so you can see if your

551
00:27:28,200 --> 00:27:30,320
Speaker 1: title is still in your name, and when you sign up,

552
00:27:30,320 --> 00:27:32,720
Speaker 1: you're already going to receive a free extended thirty day

553
00:27:32,720 --> 00:27:36,080
Speaker 1: trial of that million dollar Triple Locked protection, which includes

554
00:27:36,080 --> 00:27:38,080
Speaker 1: twenty four to seven monitoring of your home title right

555
00:27:38,119 --> 00:27:40,640
Speaker 1: instant alerts if anything's about to happen. No, Matt Cox'

556
00:27:40,640 --> 00:27:41,639
Speaker 1: is gonna be able to hit you because you' go

557
00:27:41,720 --> 00:27:45,240
Speaker 1: to know right away. And if fraud happens, the US

558
00:27:45,520 --> 00:27:48,200
Speaker 1: based experts at hometitel lock will spend up a million dollars.

559
00:27:48,280 --> 00:27:49,119
Speaker 2: Let's fixt to fraud.

560
00:27:49,400 --> 00:27:51,520
Speaker 1: You store your title gets your piece of mind right back.

561
00:27:51,520 --> 00:27:53,360
Speaker 1: There's gonna be no cost to you, so don't wait.

562
00:27:53,640 --> 00:27:56,120
Speaker 1: Get that piece of mind with a free title history

563
00:27:56,119 --> 00:27:58,560
Speaker 1: report in thirty days of free protection now at hometitle

564
00:27:58,600 --> 00:27:59,240
Speaker 1: lock dot com.

565
00:27:59,240 --> 00:28:01,520
Speaker 2: Promo code ATNF will be right back.

566
00:28:13,480 --> 00:28:15,959
Speaker 1: Welcome back in America to have very special edition of

567
00:28:16,119 --> 00:28:18,200
Speaker 1: Justin News, No Noise. We're taking a look at the

568
00:28:18,280 --> 00:28:20,160
Speaker 1: crime of home title theft. We want to make sure

569
00:28:20,240 --> 00:28:24,040
Speaker 1: everybody who watches this show is educated. The FBI calls

570
00:28:24,080 --> 00:28:26,560
Speaker 1: it house deealing, and who better to break down how

571
00:28:26,640 --> 00:28:31,080
Speaker 1: law enforcement deals with it than a former FBI agent himself.

572
00:28:31,119 --> 00:28:33,639
Speaker 1: Our good friend Art Fitzdemeier joins us now. Art, welcome

573
00:28:33,680 --> 00:28:34,280
Speaker 1: back to the show.

574
00:28:35,600 --> 00:28:37,880
Speaker 6: John. It's great to be back and listening to you.

575
00:28:38,440 --> 00:28:41,960
Speaker 6: I don't know if you need me anymore you've figure out.

576
00:28:42,200 --> 00:28:45,000
Speaker 6: I hope your viewers listen to you as well as

577
00:28:45,040 --> 00:28:45,760
Speaker 6: listen to us.

578
00:28:46,160 --> 00:28:48,920
Speaker 1: We're so blessed to have people with your experience and

579
00:28:49,160 --> 00:28:51,280
Speaker 1: the great work you've done serving your country over these

580
00:28:51,320 --> 00:28:52,040
Speaker 1: many decades.

581
00:28:52,400 --> 00:28:53,680
Speaker 2: This is an old crime, right, It.

582
00:28:53,640 --> 00:28:56,239
Speaker 1: Was back in the sixties, seventies and eighties, but it

583
00:28:56,320 --> 00:28:58,160
Speaker 1: was harder to do back then. Then all of a

584
00:28:58,200 --> 00:29:01,240
Speaker 1: sudden we moved to the digital era. Cyber criminals, man,

585
00:29:01,360 --> 00:29:03,120
Speaker 1: is like one of the easiest crimes to pull off.

586
00:29:03,040 --> 00:29:07,040
Speaker 6: Right, that's exactly right. I've been with home title lock.

587
00:29:07,080 --> 00:29:10,560
Speaker 6: Now I'm in my ninth year, but you know I

588
00:29:10,680 --> 00:29:14,800
Speaker 6: experienced in my early career as a FBI. Actually, I

589
00:29:14,800 --> 00:29:16,320
Speaker 6: hate to tell you, I was back in the nineteen

590
00:29:16,360 --> 00:29:21,800
Speaker 6: seventies in Chicago. There were early versions of stealing homes,

591
00:29:21,920 --> 00:29:26,280
Speaker 6: mostly from the elderly, and so when I saw this company,

592
00:29:26,640 --> 00:29:30,520
Speaker 6: the first thing I thought of was number one, I'm vulnerable.

593
00:29:30,960 --> 00:29:34,360
Speaker 6: And so when I talked to them, I told them

594
00:29:34,400 --> 00:29:35,960
Speaker 6: I wanted to do one thing. One I wanted to

595
00:29:35,960 --> 00:29:37,920
Speaker 6: be part of the company, and number two, I wanted

596
00:29:37,960 --> 00:29:40,040
Speaker 6: to get the word out that everybody owns a house

597
00:29:40,600 --> 00:29:44,840
Speaker 6: has a problem if they do not watch the equity

598
00:29:44,960 --> 00:29:48,640
Speaker 6: in their home and if they don't do it, nobody's

599
00:29:48,720 --> 00:29:50,760
Speaker 6: going to do it for them. And that's why I

600
00:29:50,760 --> 00:29:53,480
Speaker 6: think home title lock is so important. You know, they

601
00:29:53,480 --> 00:29:58,720
Speaker 6: don't understand that in this day and age, with AI

602
00:29:59,200 --> 00:30:06,520
Speaker 6: and photoshop, any competent digital thief can download a copy

603
00:30:06,640 --> 00:30:10,760
Speaker 6: of their title or their deed and they it's so

604
00:30:11,000 --> 00:30:13,880
Speaker 6: simple to forge a new one and file it in

605
00:30:13,920 --> 00:30:16,680
Speaker 6: the count of Recorder's office. The kund of Recorder has

606
00:30:16,760 --> 00:30:19,880
Speaker 6: to file the document, it's presented and filled out. They're

607
00:30:19,920 --> 00:30:22,600
Speaker 6: required by alaw to do that, so it's easy for

608
00:30:22,680 --> 00:30:24,480
Speaker 6: them to get into a position where they can take

609
00:30:24,520 --> 00:30:29,000
Speaker 6: out loans on your house. And once that happens, then

610
00:30:29,040 --> 00:30:30,920
Speaker 6: you're in a world of hurt. I've seen people that

611
00:30:31,480 --> 00:30:35,480
Speaker 6: have had to fight this on their own because they

612
00:30:35,640 --> 00:30:38,160
Speaker 6: were not aware of it until after the money was missing.

613
00:30:38,880 --> 00:30:42,280
Speaker 6: They'd have to hire an attorney. And this happened early

614
00:30:42,320 --> 00:30:45,719
Speaker 6: on in my experience here at home title family on

615
00:30:45,760 --> 00:30:50,120
Speaker 6: the West Coast. Their house title got forged. They lost

616
00:30:50,840 --> 00:30:53,560
Speaker 6: hundreds of thousands of dollars in equity. They had to

617
00:30:53,640 --> 00:30:56,840
Speaker 6: hire an attorney to go to court. Took them over

618
00:30:56,920 --> 00:31:00,120
Speaker 6: two years to finally be heard by a judge. The

619
00:31:00,240 --> 00:31:04,160
Speaker 6: judge finally ordered the house back in their name, but

620
00:31:04,240 --> 00:31:07,560
Speaker 6: it cost them so much and attorney's fees that they

621
00:31:07,560 --> 00:31:10,400
Speaker 6: had to sell the house to pay their attorney. I mean,

622
00:31:10,440 --> 00:31:14,080
Speaker 6: that's how crazy it gets. You just don't understand. If

623
00:31:14,120 --> 00:31:16,360
Speaker 6: you don't watch it, nobody else is going to do

624
00:31:16,400 --> 00:31:19,000
Speaker 6: it for you. And that's what home Title lock does. Listen,

625
00:31:19,320 --> 00:31:22,600
Speaker 6: we have the most sophisticated software out there as far

626
00:31:22,600 --> 00:31:25,160
Speaker 6: as I'm concerned. We're probably the biggest in the field

627
00:31:25,240 --> 00:31:30,920
Speaker 6: as well. But our software will watch your title in

628
00:31:30,960 --> 00:31:35,640
Speaker 6: a national database twenty four to seven. There's no day off,

629
00:31:36,240 --> 00:31:37,760
Speaker 6: you know, if you go on vacation, we're still going

630
00:31:37,840 --> 00:31:41,000
Speaker 6: to watch it for you. And with our million dollar

631
00:31:41,080 --> 00:31:45,560
Speaker 6: triple locked protection, if for some reason something touches your title.

632
00:31:46,080 --> 00:31:49,160
Speaker 6: Our restoration people, these are great people, by the way.

633
00:31:49,160 --> 00:31:52,400
Speaker 6: They're all platinum quality as far as I'm concerned. They

634
00:31:52,480 --> 00:31:54,640
Speaker 6: will work with you and we'll spend up to a

635
00:31:54,720 --> 00:31:58,000
Speaker 6: million dollars to put that title back in your name.

636
00:31:58,440 --> 00:32:05,600
Speaker 6: And that's a comfort that you can't possibly buy do

637
00:32:05,680 --> 00:32:08,400
Speaker 6: it yourself. It just doesn't work that way. So if

638
00:32:08,400 --> 00:32:11,120
Speaker 6: you go to home title dot com and you sign

639
00:32:11,200 --> 00:32:14,080
Speaker 6: up right now, you're going to get a copy of

640
00:32:14,120 --> 00:32:16,920
Speaker 6: your title. You'll know that the title is pure, that

641
00:32:17,000 --> 00:32:18,680
Speaker 6: it's in the name is supposed to be in, whether

642
00:32:18,720 --> 00:32:21,880
Speaker 6: it's your name or in a trust name. That's what

643
00:32:21,920 --> 00:32:26,280
Speaker 6: it's all about. And then our software will watch it

644
00:32:26,480 --> 00:32:30,080
Speaker 6: and we'll notify you immediately if there's an issue. Now,

645
00:32:30,120 --> 00:32:32,920
Speaker 6: if you've done something like a home equity loaner or

646
00:32:32,960 --> 00:32:35,520
Speaker 6: something that like, that will notify you that as well.

647
00:32:35,880 --> 00:32:38,040
Speaker 6: Anything it touches your title, you're going to hear from

648
00:32:38,120 --> 00:32:40,680
Speaker 6: us about it, and then you'll be told if you

649
00:32:40,720 --> 00:32:43,840
Speaker 6: don't recognize the document, then you should call us right

650
00:32:43,880 --> 00:32:47,120
Speaker 6: away and we will step into it and we'll make

651
00:32:47,160 --> 00:32:50,320
Speaker 6: your whole It's really that simple. It's for pennies a day.

652
00:32:50,680 --> 00:32:52,520
Speaker 6: I mean, I just when I look at all of

653
00:32:52,560 --> 00:32:55,600
Speaker 6: the stuff that's going on now. There's recently an article

654
00:32:55,640 --> 00:32:59,640
Speaker 6: by the FBI in Boston about New England and they

655
00:32:59,680 --> 00:33:04,520
Speaker 6: cover I think Massachusetts, New Hampshire, Vermont and Connecticut and

656
00:33:04,720 --> 00:33:10,640
Speaker 6: Rhode Island, and they have had an outbreak actually of

657
00:33:10,800 --> 00:33:14,960
Speaker 6: title theft. They can't tell you exactly how many, quite frankly,

658
00:33:15,040 --> 00:33:18,920
Speaker 6: because it's all covered in a general category known as

659
00:33:19,120 --> 00:33:22,520
Speaker 6: mortgage theft, right, and so in fact, I talked to

660
00:33:22,560 --> 00:33:25,320
Speaker 6: them yesterday. They can't give me an exact number, but

661
00:33:25,360 --> 00:33:28,440
Speaker 6: they're telling you it's on the upswing. And this is today,

662
00:33:28,920 --> 00:33:32,880
Speaker 6: not last week or last year. It's going on now.

663
00:33:33,280 --> 00:33:37,240
Speaker 6: And so people need to understand that as they're going

664
00:33:37,280 --> 00:33:40,520
Speaker 6: to bed tonight, they'll sleep better if they know we're

665
00:33:40,560 --> 00:33:44,640
Speaker 6: watching their most important asset, their property. We will do

666
00:33:44,720 --> 00:33:48,959
Speaker 6: it for pennies a day, and you will be surprised

667
00:33:49,240 --> 00:33:54,080
Speaker 6: that you know how comfortable you're going to feel when

668
00:33:54,120 --> 00:33:58,000
Speaker 6: you have this little bit of surety in your life.

669
00:33:58,320 --> 00:34:03,280
Speaker 6: You know, people years ago I encouraged it and UH

670
00:34:04,480 --> 00:34:07,400
Speaker 6: got involved in a situation where there was a family

671
00:34:07,440 --> 00:34:11,960
Speaker 6: that their house burned down. They had they had fire coverage,

672
00:34:12,520 --> 00:34:15,440
Speaker 6: and the guy next door said, yeah, I said, I

673
00:34:15,560 --> 00:34:20,239
Speaker 6: had most of my equity stolen and I and I

674
00:34:20,280 --> 00:34:24,880
Speaker 6: said to the guy whose house was still burned, I said,

675
00:34:25,080 --> 00:34:29,319
Speaker 6: what would you feel better? Would your coverage company UH

676
00:34:29,480 --> 00:34:32,000
Speaker 6: called you the night before and said, look that uh

677
00:34:32,840 --> 00:34:35,640
Speaker 6: howell on your stove is going to catch fire and

678
00:34:35,680 --> 00:34:37,520
Speaker 6: cause the grease fire and burn your house down. Would

679
00:34:37,600 --> 00:34:39,640
Speaker 6: have been nice to get that notice. And the guy

680
00:34:39,760 --> 00:34:42,560
Speaker 6: next door, if he had had home tidle locked, he'd

681
00:34:42,560 --> 00:34:45,239
Speaker 6: have gotten that notice. We will tell you right away.

682
00:34:45,239 --> 00:34:48,239
Speaker 6: If something disturbs your title in any way, shape or form,

683
00:34:48,640 --> 00:34:50,560
Speaker 6: we would have been able to stop him from having

684
00:34:50,600 --> 00:34:53,399
Speaker 6: that problem. So you know, it's it's one of those

685
00:34:53,400 --> 00:34:58,799
Speaker 6: things where it's a degree of the exposure that you

686
00:34:58,880 --> 00:35:04,799
Speaker 6: have and your exposure is diminished pretty much zero if

687
00:35:04,840 --> 00:35:08,800
Speaker 6: you have home title locked. And even if nothing touches

688
00:35:08,840 --> 00:35:11,319
Speaker 6: your title, you know we're there. But if something does

689
00:35:11,440 --> 00:35:14,000
Speaker 6: touch your title, that's when it's really special. That's right,

690
00:35:14,000 --> 00:35:18,360
Speaker 6: because our restoration people will make you hole again almost overnight.

691
00:35:18,680 --> 00:35:20,640
Speaker 6: I mean, they're that good at it. And we do

692
00:35:20,680 --> 00:35:24,120
Speaker 6: this all the time. We are the experts, up.

693
00:35:23,960 --> 00:35:25,960
Speaker 1: To a million dollars trying to help a single person

694
00:35:25,960 --> 00:35:28,040
Speaker 1: get their home back. That's such an amazing thing. You

695
00:35:28,080 --> 00:35:30,440
Speaker 1: said something very profound, Art, and that is that if

696
00:35:30,480 --> 00:35:31,880
Speaker 1: you own a home, you have a problem.

697
00:35:31,960 --> 00:35:32,960
Speaker 2: You have an Achilles heel.

698
00:35:33,040 --> 00:35:35,840
Speaker 1: If you don't have home title lock, it's not worth

699
00:35:35,960 --> 00:35:38,000
Speaker 1: taking the risk. You don't want to be that guy

700
00:35:38,320 --> 00:35:40,200
Speaker 1: after the fire, and the fire in your case is

701
00:35:40,239 --> 00:35:40,960
Speaker 1: your home theft.

702
00:35:41,280 --> 00:35:43,640
Speaker 2: It's such an important thing to remember. Art.

703
00:35:43,680 --> 00:35:46,200
Speaker 1: You've served your country for a very long time, and

704
00:35:46,200 --> 00:35:47,759
Speaker 1: I want to thank you for that great service. At

705
00:35:47,760 --> 00:35:50,359
Speaker 1: the FAT and also for helping us understand this crime

706
00:35:50,480 --> 00:35:51,560
Speaker 1: and get us better protected.

707
00:35:51,600 --> 00:35:52,520
Speaker 2: We sure appreciate it.

708
00:35:53,520 --> 00:35:57,279
Speaker 6: Well, thank you, because you're a good advocate for the homeowner,

709
00:35:57,440 --> 00:36:00,320
Speaker 6: not us. I mean, the homeowner needs to listen to you.

710
00:36:00,320 --> 00:36:03,440
Speaker 6: Your viewers better pay attention because you're telling them something

711
00:36:03,640 --> 00:36:05,640
Speaker 6: that if they don't know, it's about time they've figured

712
00:36:05,680 --> 00:36:07,719
Speaker 6: it out, So they should go to home title lock

713
00:36:07,800 --> 00:36:11,400
Speaker 6: dot com. Right now, John Solomon sends.

714
00:36:11,120 --> 00:36:15,839
Speaker 1: You that is great. Your wisdom is profound. We love

715
00:36:15,880 --> 00:36:17,440
Speaker 1: you a lot. Thanks for joining us today. Good to

716
00:36:17,480 --> 00:36:18,160
Speaker 1: have you back on.

717
00:36:18,960 --> 00:36:21,359
Speaker 2: All right, folks, we've heard from a lot today, right

718
00:36:21,360 --> 00:36:23,879
Speaker 2: You've heard from an investigative journalist, a guy who.

719
00:36:23,840 --> 00:36:25,719
Speaker 1: Used to commit this crime, and the FBI agent used

720
00:36:25,719 --> 00:36:28,040
Speaker 1: to sell these crimes. Next, you're going to hear the

721
00:36:28,160 --> 00:36:30,640
Speaker 1: story of a real victim of title fraud, someone who

722
00:36:30,680 --> 00:36:33,440
Speaker 1: actually went through the process. Find out how home Title

723
00:36:33,480 --> 00:36:36,360
Speaker 1: Lock helped her. We'll be right back after these messages.

724
00:36:44,719 --> 00:36:47,719
Speaker 7: I decided, actually I'm going to put home title Lock

725
00:36:47,760 --> 00:36:48,600
Speaker 7: on my mom's home.

726
00:36:48,920 --> 00:36:50,600
Speaker 2: Four months or so after.

727
00:36:50,440 --> 00:36:53,600
Speaker 7: She passed, I got a notification from home Title Lock.

728
00:36:54,040 --> 00:36:57,680
Speaker 7: It notified me that there had been a change to

729
00:36:57,719 --> 00:37:00,960
Speaker 7: the deed that's why we acted so quick. Got it

730
00:37:01,000 --> 00:37:01,640
Speaker 7: strained out.

731
00:37:02,120 --> 00:37:05,040
Speaker 8: Let my dad know that somebody has stolen your property.

732
00:37:05,320 --> 00:37:07,880
Speaker 8: He advised me that he had taken out home title

733
00:37:07,960 --> 00:37:09,480
Speaker 8: Lock about eight months earlier.

734
00:37:09,760 --> 00:37:11,080
Speaker 2: We logged into home.

735
00:37:10,880 --> 00:37:15,239
Speaker 8: Title Lock, he had five alerts. Immediately we contacted them

736
00:37:15,280 --> 00:37:16,680
Speaker 8: and within about.

737
00:37:16,600 --> 00:37:19,680
Speaker 4: Two weeks indeed was put back in my parents' name.

738
00:37:20,040 --> 00:37:22,879
Speaker 8: A lot of people own property. Home title theft will

739
00:37:22,880 --> 00:37:24,960
Speaker 8: happen to somebody. Don't let it be you.

740
00:37:24,960 --> 00:37:28,080
Speaker 1: Now, real people talking about what happened when they went

741
00:37:28,120 --> 00:37:29,799
Speaker 1: to home title lock and got their home or their

742
00:37:29,840 --> 00:37:30,800
Speaker 1: loved ones home protected.

743
00:37:30,840 --> 00:37:31,280
Speaker 2: That's important.

744
00:37:31,280 --> 00:37:33,120
Speaker 1: If you've got nobly relative, this is a great way

745
00:37:33,160 --> 00:37:35,919
Speaker 1: to help protect them. Welcome back to this special edition

746
00:37:36,000 --> 00:37:36,960
Speaker 1: of Justin Who's No Noise.

747
00:37:37,000 --> 00:37:37,800
Speaker 2: I'm John Solomon.

748
00:37:38,000 --> 00:37:40,319
Speaker 1: Tonight, we're partnering with Home Title Lock, one of our

749
00:37:40,360 --> 00:37:43,200
Speaker 1: great friends, to put the spotlight on one of the fastest

750
00:37:43,239 --> 00:37:45,640
Speaker 1: growing crimes in America. The FBI calls at house stealing.

751
00:37:46,040 --> 00:37:49,200
Speaker 1: It's better known as title fraud in the legal profession.

752
00:37:49,520 --> 00:37:52,080
Speaker 1: We're about to bring on a real victim of this crime.

753
00:37:52,160 --> 00:37:55,520
Speaker 1: Joining us now, Jennifer Washington. Jennifer, thanks for joining us tonight.

754
00:37:56,360 --> 00:37:58,279
Speaker 9: Thank you for having me, all.

755
00:37:58,280 --> 00:38:01,080
Speaker 1: Right, this is a really important story because I think

756
00:38:01,120 --> 00:38:03,880
Speaker 1: this is a trend line we're seeing in the crime itself.

757
00:38:04,320 --> 00:38:06,800
Speaker 1: How did you find out one of your homes wasn't

758
00:38:06,840 --> 00:38:08,440
Speaker 1: suddenly legally yours anymore?

759
00:38:09,440 --> 00:38:14,120
Speaker 9: Well, in dealing with the postal mailing, I received mailings

760
00:38:14,160 --> 00:38:18,879
Speaker 9: for new ownership, and at first I'm like, okay, no big,

761
00:38:19,520 --> 00:38:22,719
Speaker 9: you know, nothing to be alarmed about. But then they continued,

762
00:38:23,280 --> 00:38:28,160
Speaker 9: and then I also received notification from a company asking

763
00:38:28,280 --> 00:38:33,080
Speaker 9: me to pay for a copy of the new title

764
00:38:33,680 --> 00:38:37,520
Speaker 9: in the in the new home ownership. So that's what

765
00:38:37,600 --> 00:38:39,359
Speaker 9: alerted me to begin with.

766
00:38:40,080 --> 00:38:40,440
Speaker 2: Wow.

767
00:38:40,640 --> 00:38:42,680
Speaker 1: So before that, there was no sign right, no one

768
00:38:42,760 --> 00:38:45,920
Speaker 1: at your door, no notification from the county or police.

769
00:38:45,960 --> 00:38:46,920
Speaker 2: You just get.

770
00:38:46,760 --> 00:38:49,239
Speaker 1: Something to the mail saying, hey, congratulates it, and someone

771
00:38:49,280 --> 00:38:51,360
Speaker 1: else owns your home, right, correct?

772
00:38:51,840 --> 00:38:57,960
Speaker 9: And I started getting notifications of you know, like the

773
00:38:58,040 --> 00:39:01,360
Speaker 9: mailers that say new residents, and then it had names

774
00:39:01,400 --> 00:39:04,680
Speaker 9: on it, and I'm like, wait a minute, that's not correct.

775
00:39:05,320 --> 00:39:09,440
Speaker 9: So I decided to look further into it.

776
00:39:09,960 --> 00:39:13,319
Speaker 1: My goodness, all right, that moment you get that notification,

777
00:39:13,360 --> 00:39:16,920
Speaker 1: I can't imagine you get that gut suspicious feeling you

778
00:39:17,000 --> 00:39:19,480
Speaker 1: know something's not right. What are you feeling at that moment,

779
00:39:19,520 --> 00:39:20,360
Speaker 1: what's your next step?

780
00:39:21,320 --> 00:39:23,280
Speaker 9: Well, I was caught off guard.

781
00:39:23,560 --> 00:39:23,840
Speaker 2: I was.

782
00:39:24,000 --> 00:39:26,000
Speaker 9: I didn't know how to feel. I didn't know if

783
00:39:26,040 --> 00:39:29,680
Speaker 9: it was some type of error or if something really

784
00:39:29,719 --> 00:39:34,239
Speaker 9: had happened. But then I actually called the County Recorder's

785
00:39:34,320 --> 00:39:38,600
Speaker 9: office and they notified me of the change, so that

786
00:39:38,760 --> 00:39:41,239
Speaker 9: I went on the website, I also seen it. I

787
00:39:41,280 --> 00:39:45,080
Speaker 9: went over to the office and I actually paid for

788
00:39:45,920 --> 00:39:50,040
Speaker 9: the title transfer and it was a quick claim deed

789
00:39:50,080 --> 00:39:53,520
Speaker 9: that was done. So at that point I asked the

790
00:39:53,560 --> 00:40:00,560
Speaker 9: record what type of protections do they have against fraud?

791
00:40:00,680 --> 00:40:04,960
Speaker 9: Because this was incorrect, This was never done. It was fraudulent.

792
00:40:07,360 --> 00:40:09,959
Speaker 1: And here's the one thing I think most people don't

793
00:40:10,000 --> 00:40:12,920
Speaker 1: know that County Recorder even if they want to help you,

794
00:40:13,360 --> 00:40:15,239
Speaker 1: they can't help it. They have no legal power to

795
00:40:15,280 --> 00:40:17,280
Speaker 1: give you back your house of your title. Right, You're

796
00:40:17,280 --> 00:40:17,919
Speaker 1: stuck with them.

797
00:40:18,760 --> 00:40:24,840
Speaker 9: I definitely said it's not They're responsibilit to investigate fraud.

798
00:40:26,280 --> 00:40:30,200
Speaker 9: So it was my burden to bear at that point.

799
00:40:30,920 --> 00:40:33,719
Speaker 1: That is a burden, all right, So what do you

800
00:40:33,760 --> 00:40:36,040
Speaker 1: do next? I'll walk us through the journey of how

801
00:40:36,080 --> 00:40:38,240
Speaker 1: you got your house back Eventually.

802
00:40:38,560 --> 00:40:41,880
Speaker 9: Well, in dealing with the bills. I did notice that

803
00:40:41,960 --> 00:40:47,319
Speaker 9: they own title lock, so I called them. I tried to.

804
00:40:47,360 --> 00:40:50,799
Speaker 9: I googled them to see what their company was, because

805
00:40:50,800 --> 00:40:54,479
Speaker 9: I had no idea what it was. And this all

806
00:40:54,480 --> 00:40:59,520
Speaker 9: comes from taking over the bills for the family home

807
00:40:59,640 --> 00:41:03,799
Speaker 9: due to the family, so I wasn't for sure what

808
00:41:04,000 --> 00:41:06,839
Speaker 9: I was looking at. But then once I called them,

809
00:41:06,880 --> 00:41:11,719
Speaker 9: they explained what their company provided and I advised them, hey,

810
00:41:11,840 --> 00:41:17,360
Speaker 9: I was dealing with the situation exactly what they protect

811
00:41:17,880 --> 00:41:22,120
Speaker 9: consumers from. I had advised them that there had been

812
00:41:22,160 --> 00:41:26,120
Speaker 9: a quick claim deed done fraudulently on the family home,

813
00:41:26,920 --> 00:41:33,200
Speaker 9: and they gave it to the appropriate department. Took off

814
00:41:33,239 --> 00:41:34,239
Speaker 9: from that point on.

815
00:41:35,000 --> 00:41:36,439
Speaker 2: Amazing. Boy.

816
00:41:36,520 --> 00:41:38,840
Speaker 1: So you go from first having that feeling in the

817
00:41:38,840 --> 00:41:40,879
Speaker 1: pit of your stomach, I just lost my home. Something

818
00:41:40,920 --> 00:41:44,040
Speaker 1: bad's happened to me. Then you discover that because of

819
00:41:44,080 --> 00:41:46,960
Speaker 1: a relative, you had some of the hometit of lock protection.

820
00:41:47,080 --> 00:41:49,120
Speaker 1: That's got to be quite a whipsaw you're going through.

821
00:41:50,040 --> 00:41:53,560
Speaker 9: Well still at that point, I was nervous, Yeah, because

822
00:41:53,880 --> 00:41:57,560
Speaker 9: I didn't have any information on the company, and I

823
00:41:57,760 --> 00:42:02,080
Speaker 9: knew between all of the existing family members, we did

824
00:42:02,120 --> 00:42:05,799
Speaker 9: not have the money to deal with this in a

825
00:42:05,920 --> 00:42:09,480
Speaker 9: court setting. I know it would have taken attorneys and

826
00:42:10,239 --> 00:42:14,200
Speaker 9: you know time and just months on end to fight

827
00:42:14,280 --> 00:42:17,040
Speaker 9: something like this on your own, and.

828
00:42:16,960 --> 00:42:18,879
Speaker 1: Then you get the house back. Home title lot comes

829
00:42:18,920 --> 00:42:20,560
Speaker 1: to exactly as advertised, right.

830
00:42:21,360 --> 00:42:26,439
Speaker 9: They came back. I had no attorneys fees. They notified

831
00:42:26,480 --> 00:42:30,080
Speaker 9: me step by step the process. They hired an attorney.

832
00:42:30,400 --> 00:42:36,520
Speaker 9: The attorney took care of it. I couldn't recommend a

833
00:42:36,560 --> 00:42:38,879
Speaker 9: better company in this situation.

834
00:42:39,480 --> 00:42:40,840
Speaker 2: Yeah, so important.

835
00:42:42,040 --> 00:42:45,279
Speaker 1: If you're someone sitting tonight with and you haven't checked

836
00:42:45,280 --> 00:42:46,799
Speaker 1: your tide in a long time, you don't have home

837
00:42:46,840 --> 00:42:50,319
Speaker 1: title Lock insurance, or you have an elderly person you

838
00:42:50,400 --> 00:42:52,000
Speaker 1: care for and you love and they put their whole

839
00:42:52,040 --> 00:42:55,000
Speaker 1: life into having that dream home, what would you tell

840
00:42:55,040 --> 00:42:55,720
Speaker 1: them to do tonight?

841
00:42:56,719 --> 00:43:01,360
Speaker 9: Well, if you have the time to constantly monitor your title.

842
00:43:01,480 --> 00:43:06,680
Speaker 9: But in today's society, you're dealing with the home, the kids,

843
00:43:06,800 --> 00:43:12,840
Speaker 9: the family, you know, life's situations. So if you're in

844
00:43:12,880 --> 00:43:16,400
Speaker 9: a situation where you're not able to monitor that home

845
00:43:16,520 --> 00:43:19,400
Speaker 9: Title Lock can do it for you for a very

846
00:43:19,440 --> 00:43:21,120
Speaker 9: small monthly fee.

847
00:43:22,000 --> 00:43:25,880
Speaker 1: Yeah, and that burglar, that cyber carimer, they're counting on

848
00:43:25,920 --> 00:43:27,760
Speaker 1: that you are too busy to out check your title.

849
00:43:27,800 --> 00:43:30,120
Speaker 1: That's why home title Lock fills the gap for us.

850
00:43:30,640 --> 00:43:33,680
Speaker 1: What a great conversation, Jennifer. Your story is amazing. It's

851
00:43:33,719 --> 00:43:36,080
Speaker 1: inspiring for people. You just don't want to wake up

852
00:43:36,080 --> 00:43:37,919
Speaker 1: one day and be in the circumstance that you find

853
00:43:37,960 --> 00:43:40,279
Speaker 1: yourself in. Great to have you on the show again.

854
00:43:40,320 --> 00:43:42,799
Speaker 9: Thanks for joining us, Thank you for having me.

855
00:43:42,960 --> 00:43:45,600
Speaker 1: Yeah, I love the conversation so great. All right, folks,

856
00:43:45,880 --> 00:43:48,920
Speaker 1: what an amazing conversation. Someone who really went through it,

857
00:43:49,160 --> 00:43:51,880
Speaker 1: real thing, didn't know they even had the insurance protection,

858
00:43:51,960 --> 00:43:52,479
Speaker 1: but they began.

859
00:43:52,600 --> 00:43:54,080
Speaker 2: But that's what home Title Lock does you.

860
00:43:54,120 --> 00:43:56,040
Speaker 1: All right, We're gonna take one more break out, one

861
00:43:56,080 --> 00:43:57,920
Speaker 1: more conversation to go. But before you do that, get

862
00:43:57,920 --> 00:43:59,840
Speaker 1: a little bit of homework asignment for you. Go to

863
00:44:00,080 --> 00:44:02,759
Speaker 1: home title lock dot com and get that peace of

864
00:44:02,800 --> 00:44:05,160
Speaker 1: mind with a free title history report in thirty days

865
00:44:05,160 --> 00:44:07,400
Speaker 1: of free protection. Now do you go to hometitle lock

866
00:44:07,440 --> 00:44:09,359
Speaker 1: dot com. You're gonna use a very special promo code

867
00:44:09,360 --> 00:44:11,720
Speaker 1: we have JTN thirty. You can also put your camera

868
00:44:11,719 --> 00:44:13,399
Speaker 1: at that QR code that'll get you going. But one

869
00:44:13,400 --> 00:44:16,440
Speaker 1: more time, Home title lock dot Com promo code JTN

870
00:44:16,440 --> 00:44:18,239
Speaker 1: thirty go do it during the commercial break. Don't give

871
00:44:18,280 --> 00:44:21,239
Speaker 1: yourself a moment more torment. We'll be right back after

872
00:44:21,320 --> 00:44:30,680
Speaker 1: these messages. Welcome back to America. Just a few more

873
00:44:30,719 --> 00:44:32,719
Speaker 1: minutes left before we head into the weekend. You've heard

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00:44:32,760 --> 00:44:35,200
Speaker 1: some testimonies about home title lock and how it can

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00:44:35,200 --> 00:44:37,400
Speaker 1: protect your home from the crime of home title theft.

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00:44:37,560 --> 00:44:39,960
Speaker 1: And who better to talk more about that than the

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Speaker 1: title theft education expert from Home Title Lotch. She's one

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Speaker 1: of our good friends, Natalie Domingez.

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Speaker 2: Natalie, Welcome back.

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00:44:47,080 --> 00:44:48,520
Speaker 10: Hi John. Always great to be with you.

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Speaker 2: Guys.

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Speaker 1: We love this conversation because I know somewhere tonight someone's

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00:44:52,120 --> 00:44:54,440
Speaker 1: going to get protected and it's going to make a difference.

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00:44:54,480 --> 00:44:57,120
Speaker 1: And that's why we do this special It's very exciting

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Speaker 1: for us. I think one of the things that I'm

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Speaker 1: struck by and now a lot of people, I think

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00:45:02,000 --> 00:45:05,160
Speaker 1: don't realize if you don't have this protection, you don't

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Speaker 1: have this service, and your home.

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00:45:07,000 --> 00:45:08,480
Speaker 2: Is suddenly pulled out from undon.

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00:45:08,320 --> 00:45:11,799
Speaker 1: Your equity is taken, it is really difficult to go

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00:45:11,920 --> 00:45:14,600
Speaker 1: back and do it. We're talking months and maybe even years.

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00:45:14,640 --> 00:45:15,000
Speaker 2: Correct.

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Speaker 10: Absolutely, I feel like a majority of the stories. You know,

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Speaker 10: part of my job is to make sure that I'm

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Speaker 10: up to date with the news. We know what's going on,

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00:45:22,960 --> 00:45:25,920
Speaker 10: we know what to look for protect against almost every

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00:45:26,000 --> 00:45:31,359
Speaker 10: story I see. You know, restoration can take years versus months, right,

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Speaker 10: and that's why we do what we do at Home

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Speaker 10: Title loc We have a network of legal experts around

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Speaker 10: the country. Every state, every municipality has different rules and

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00:45:39,760 --> 00:45:44,640
Speaker 10: laws and ways that you go about handling restoration. And

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00:45:44,800 --> 00:45:47,520
Speaker 10: every case can be so different. Right. It can be

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Speaker 10: just someone steals your title. It can be that they

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00:45:50,040 --> 00:45:53,239
Speaker 10: sold the home that they have already gone through wire transfers,

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Speaker 10: that the bank is coming after the homeowner. I mean,

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00:45:56,680 --> 00:45:59,200
Speaker 10: we've even seen homeowners lose their homes to the bank

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00:45:59,239 --> 00:46:02,600
Speaker 10: because the bank as frankly better lawyers. And it's very,

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Speaker 10: very sad. So that's why we do what we do.

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Speaker 2: Boy, it's disheartening to hear.

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Speaker 1: We have a repertoire of things that we do already

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Speaker 1: to protect our home. We got the home security system,

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00:46:12,560 --> 00:46:17,439
Speaker 1: you got your fire and prevention loss insurance. You've got

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00:46:17,520 --> 00:46:20,720
Speaker 1: your hurricane insurance if you live in Florida, earthquake insurance

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00:46:20,719 --> 00:46:24,160
Speaker 1: if you live in California. A lot of people don't realize,

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Speaker 1: and I think they thought maybe when I bought my

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00:46:25,800 --> 00:46:29,120
Speaker 1: title insurance. I bought my house, I'm protected. But without that,

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00:46:29,200 --> 00:46:33,880
Speaker 1: this crime is completely unprotected. Right Without home titleock, you

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00:46:33,920 --> 00:46:35,800
Speaker 1: don't really have a way of protecting yourself unless you

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00:46:35,800 --> 00:46:38,640
Speaker 1: get to call the county clerk every single day, right.

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Speaker 10: Yeah, absolutely, And I think that's the hard part about

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00:46:42,160 --> 00:46:45,800
Speaker 10: the misconception about title insurance, right, And we're not insurance.

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Speaker 10: We aren't going to just you know, throw some money

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Speaker 10: at you and say, okay, you're on your own. The

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Speaker 10: best part about our system, in my personal opinion, is

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Speaker 10: our restoration. We are the propriet proprietary you know, makers

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Speaker 10: of the software, but we really are the only company

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00:47:00,520 --> 00:47:03,360
Speaker 10: that does restoration. We are with a homeowner every step

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Speaker 10: of the way, taking care of it for them, getting

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Speaker 10: the home back in their name, fighting the good fight

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00:47:07,800 --> 00:47:09,960
Speaker 10: so that the homeowner isn't on their own, because if

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Speaker 10: they are on their own, you know, they're spending their

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Speaker 10: money on legal fees. We've seen new stories where people

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Speaker 10: can't even do that because they can't afford the legal fees.

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00:47:17,640 --> 00:47:20,480
Speaker 10: You know, they're going through years and years of litigation

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Speaker 10: with their own personal life going on, They're getting sued

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Speaker 10: by other companies and just it's this really scary thing

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Speaker 10: of being on your own, especially if you are more vulnerable.

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Speaker 10: If you're an elderly, you know, person living on your own,

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Speaker 10: you don't have people to fight for you, and a caretaker,

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Speaker 10: you know, takes advantage of you if you just don't

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Speaker 10: have family or friends to count on. We want to

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Speaker 10: make sure that people are not on their own. And

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Speaker 10: one of the most important things too about our monitoring

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Speaker 10: system is we monitor the property, not the person. You know,

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Speaker 10: for things like security cameras, you got eyes on the home,

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Speaker 10: for alarm systems. You know, you're watching to see if

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Speaker 10: someone's going to try to break into your home. No

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Speaker 10: one's watching their title. No one's going down to the

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Speaker 10: county office once a week and looking to make sure

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Speaker 10: their title is still there. And some counties in across

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00:48:08,520 --> 00:48:11,760
Speaker 10: the country do have their own kind of monitoring systems,

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Speaker 10: but it's less than ten percent of the United States.

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Speaker 10: Not every county, not every town has one. We monitor

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Speaker 10: everyone and anyone that is a property right to make

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Speaker 10: sure that they are taken care of land home.

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Speaker 1: Today, Matt Cox brought something in that I had heard before.

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Speaker 1: But you know, we're all a lot more people renting

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00:48:31,160 --> 00:48:33,480
Speaker 1: out their home. Part of the year, maybe an Airbnb

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00:48:33,680 --> 00:48:37,200
Speaker 1: or vrbo. Those people are even more vulnerable. You've got

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Speaker 1: these all covered, don't you.

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Speaker 2: Yeah.

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Speaker 10: Absolutely, if you are a property, if not. If you

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00:48:42,200 --> 00:48:44,680
Speaker 10: are a property, if you have a property, we monitor

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00:48:44,760 --> 00:48:48,080
Speaker 10: the property. Whether it's vacant land, whether you have multiple

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Speaker 10: residences on the property, whether it's under a trust and

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00:48:51,719 --> 00:48:54,360
Speaker 10: not under your name. It doesn't matter. If it's a

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Speaker 10: property and it has a personal number, we can monitor.

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Speaker 2: So very important. And time to detection. That's another thing

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Speaker 2: we heard from Art.

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Speaker 1: The quicker you detected, the quicker you get this back.

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00:49:03,520 --> 00:49:06,640
Speaker 1: That's the key to what you guys do. You're on

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Speaker 1: top of it. The second that notification occurs, we're ready

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Speaker 1: in the protection business.

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Speaker 2: That's so important.

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Speaker 1: Natal, I want to thank you for the partnership, all

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Speaker 1: the great people you make available for these conversations, yourself included.

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00:49:17,880 --> 00:49:20,799
Speaker 1: This is a really important education process. We're so lucky

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00:49:20,840 --> 00:49:23,720
Speaker 1: to have this partnership with hometitle lock. One more time, folks,

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00:49:24,000 --> 00:49:26,279
Speaker 1: go to hometitle lock before we start your weekend home

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00:49:26,320 --> 00:49:28,239
Speaker 1: title lock dot com and you use the promo code

981
00:49:28,320 --> 00:49:30,000
Speaker 1: JTN thirty. You're going to get a free look at

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00:49:30,000 --> 00:49:32,320
Speaker 1: your title history reports. You can see if your title

983
00:49:32,480 --> 00:49:34,640
Speaker 1: is in your name. When you sign up, you also

984
00:49:34,680 --> 00:49:36,759
Speaker 1: receive a free extended thirty day trial.

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00:49:36,640 --> 00:49:38,120
Speaker 2: Of a million dollar triple lock protection.

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00:49:38,239 --> 00:49:39,799
Speaker 1: That's a great deal, but check it out twenty four

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00:49:39,840 --> 00:49:42,720
Speaker 1: to seven monitoring, instant alerts, and if fraud ever happens,

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00:49:43,080 --> 00:49:46,640
Speaker 1: THEIRS US based experts at hometitl lock are going to

989
00:49:46,680 --> 00:49:49,120
Speaker 1: spend up a million bucks. You get the fraud fixed

990
00:49:49,160 --> 00:49:51,240
Speaker 1: and get your home back in the end. That's important.

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00:49:51,360 --> 00:49:54,560
Speaker 1: Don't wait, get the peace of mind userve hometitle.

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00:49:54,080 --> 00:49:57,080
Speaker 2: Lock dot com promo code JTN thirty. With that, I'm

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00:49:57,080 --> 00:49:57,520
Speaker 2: going to send you

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00:49:57,600 --> 00:50:01,399
Speaker 1: Off into the week, God blessed, we'll see end money