1 00:00:03,480 --> 00:00:08,200 Speaker 1: Welcome to Before Breakfast, a production of iHeartRadio. 2 00:00:09,240 --> 00:00:15,640 Speaker 2: Good Morning, This is Laura. Welcome to the Before Breakfast podcast. 3 00:00:16,960 --> 00:00:22,840 Speaker 2: Today's tip is that peace of mind is priceless. If 4 00:00:22,880 --> 00:00:25,400 Speaker 2: a small bit of money would buy you lots of 5 00:00:25,480 --> 00:00:30,680 Speaker 2: peace of mind, then that just might be money well spent. 6 00:00:32,920 --> 00:00:35,440 Speaker 2: So the week before I wrote this, I knew I 7 00:00:35,479 --> 00:00:38,159 Speaker 2: was going to be interviewed for a podcast I had 8 00:00:38,200 --> 00:00:41,400 Speaker 2: wanted to be on. I also found out that the 9 00:00:41,600 --> 00:00:44,279 Speaker 2: tree trummers had chosen that day to show up by 10 00:00:44,280 --> 00:00:47,880 Speaker 2: our house. The gutter guys chose that day to come clean. 11 00:00:48,760 --> 00:00:53,239 Speaker 2: Plus there were stonemasons and painters working outside. All of 12 00:00:53,280 --> 00:00:58,760 Speaker 2: those people can make a lot of noise. So I 13 00:00:58,880 --> 00:01:02,320 Speaker 2: decided to rent a temporary office for a few hours 14 00:01:02,360 --> 00:01:06,280 Speaker 2: that I could use, and I didn't actually wind up 15 00:01:06,360 --> 00:01:10,280 Speaker 2: needing the office. My little zoom room was quiet enough 16 00:01:10,319 --> 00:01:14,399 Speaker 2: to block everyone out, but knowing that the office was 17 00:01:14,440 --> 00:01:18,559 Speaker 2: available if someone wound up using a chainsaw two feet 18 00:01:18,560 --> 00:01:23,039 Speaker 2: from my window was worth the small price I paid. 19 00:01:24,720 --> 00:01:27,720 Speaker 2: I am sure that you too have had situations in 20 00:01:27,760 --> 00:01:32,640 Speaker 2: life that would make you anxious. Your regular babysitter gets 21 00:01:32,640 --> 00:01:36,520 Speaker 2: a jury summons and they probably won't need her, but 22 00:01:36,600 --> 00:01:40,760 Speaker 2: they might on a day when you have a big presentation, 23 00:01:42,280 --> 00:01:45,839 Speaker 2: or maybe it's travel. I was once in Chicago trying 24 00:01:45,880 --> 00:01:47,600 Speaker 2: to get to the East Coast for one of my 25 00:01:47,720 --> 00:01:50,800 Speaker 2: kid's birthday parties, and I could see that the flights 26 00:01:50,800 --> 00:01:55,040 Speaker 2: were being canceled left and right. Mine wasn't canceled yet, 27 00:01:55,200 --> 00:02:00,360 Speaker 2: but perhaps it was only a matter of time. But 28 00:02:00,440 --> 00:02:03,200 Speaker 2: I could see that one of the budget airlines was 29 00:02:03,280 --> 00:02:07,480 Speaker 2: flying my route first thing. The next morning, I went 30 00:02:07,520 --> 00:02:10,840 Speaker 2: ahead and bought the ticket, and sure enough my flight 31 00:02:11,160 --> 00:02:14,480 Speaker 2: was canceled. So I was glad I had booked the 32 00:02:14,520 --> 00:02:18,600 Speaker 2: new flight, because my original airline rescheduled me for two 33 00:02:18,760 --> 00:02:22,040 Speaker 2: days later. That wasn't going to work if I wanted 34 00:02:22,040 --> 00:02:25,680 Speaker 2: to make the party, which by the way, I did. 35 00:02:26,960 --> 00:02:29,880 Speaker 2: In the babysitter example, you might hire a backup sitter, 36 00:02:30,680 --> 00:02:33,200 Speaker 2: someone who agrees not to book anything that day in 37 00:02:33,280 --> 00:02:38,519 Speaker 2: exchange for a few guaranteed hours. Then if your normal 38 00:02:38,600 --> 00:02:41,680 Speaker 2: child care doesn't pan out, you know you have a 39 00:02:41,720 --> 00:02:46,960 Speaker 2: backup peace of mind. I did this with a party 40 00:02:47,040 --> 00:02:50,840 Speaker 2: recently too. I put in an order for fried chicken 41 00:02:50,919 --> 00:02:53,960 Speaker 2: at a place that was new to me. I hoped 42 00:02:53,960 --> 00:02:56,519 Speaker 2: it would work out, but just in case it didn't, 43 00:02:57,320 --> 00:02:59,799 Speaker 2: I had enough hot dogs and shrimp for everyone too, 44 00:03:01,200 --> 00:03:04,040 Speaker 2: as it is the chicken cane and we just put 45 00:03:04,080 --> 00:03:07,040 Speaker 2: the extra hot dogs in the freezer for next time. 46 00:03:08,160 --> 00:03:12,480 Speaker 2: All good. In any case, if you have a situation 47 00:03:12,600 --> 00:03:16,240 Speaker 2: coming up where it is very important that something go right, 48 00:03:17,560 --> 00:03:22,440 Speaker 2: ask yourself what could go wrong? Could a little extra 49 00:03:22,520 --> 00:03:26,119 Speaker 2: money create a situation where you have an automatic backup? 50 00:03:27,240 --> 00:03:32,560 Speaker 2: Would that easier worries? Sometimes that can't happen and you 51 00:03:32,639 --> 00:03:36,280 Speaker 2: have to hope that all goes well. But many times 52 00:03:36,320 --> 00:03:40,000 Speaker 2: it is possible to create a backup plan if you 53 00:03:40,040 --> 00:03:44,200 Speaker 2: are willing to invest some resources in it. So consider 54 00:03:44,240 --> 00:03:49,960 Speaker 2: this episode your reminder that money is a tool. If 55 00:03:50,000 --> 00:03:52,560 Speaker 2: it can buy you peace of mind for a price 56 00:03:52,640 --> 00:03:56,160 Speaker 2: that won't break the bank, then that might be a 57 00:03:56,200 --> 00:04:01,680 Speaker 2: good idea. You will sleep easier and when you know 58 00:04:01,840 --> 00:04:05,880 Speaker 2: what you will do when things go wrong, they often 59 00:04:05,960 --> 00:04:12,880 Speaker 2: wind up going very right. In the meantime, This is Laura, 60 00:04:13,880 --> 00:04:18,640 Speaker 2: Thanks for listening, and here's to making the most of 61 00:04:18,680 --> 00:04:27,880 Speaker 2: our time. Hey, everybody, I'd love to hear from you. 62 00:04:27,880 --> 00:04:30,760 Speaker 2: You can send me your tips, your questions, or anything else. 63 00:04:31,560 --> 00:04:35,120 Speaker 2: Just connect with me on Twitter, Facebook and Instagram at 64 00:04:35,120 --> 00:04:36,560 Speaker 2: Before Breakfast Pod. 65 00:04:37,240 --> 00:04:42,520 Speaker 1: That's b E. The number four then Breakfast pod. You 66 00:04:42,520 --> 00:04:45,960 Speaker 1: can also shoot me an email at before Breakfast Podcasts 67 00:04:46,040 --> 00:04:49,440 Speaker 1: at iHeartMedia dot com that before Breakfast is spelled out 68 00:04:49,440 --> 00:04:51,880 Speaker 1: with all the letters. Thanks so much, should I look 69 00:04:51,920 --> 00:04:59,840 Speaker 1: forward to staying in touch. Before Breakfast is a put 70 00:04:59,880 --> 00:05:04,480 Speaker 1: out auction of iHeartRadio. For more podcasts from iHeartRadio, visit 71 00:05:04,520 --> 00:05:08,279 Speaker 1: the iHeartRadio app, Apple Podcasts, or wherever you listen to 72 00:05:08,320 --> 00:05:10,800 Speaker 1: your favorite shows.