WEBVTT - Here's What They Don't Tell You About Launching a Winning Kickstarter Campaign

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<v Speaker 1>Hey, hey, Hey, we're back. We're black, We're brown and shune.

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<v Speaker 2>Yes, I'm through.

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<v Speaker 1>Hello, Hey, Manda, how are you?

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<v Speaker 2>I'm fabulous. I am so proud of you. Can I

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<v Speaker 2>just say that I stand for you and y'all know

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<v Speaker 2>I gush about Tiffany, but I'm so proud of you.

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<v Speaker 2>The launch of Molly Moore. I don't really follow Kickstarter,

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<v Speaker 2>but I think it's pretty freaking amazing the early success

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<v Speaker 2>of this project. So where are you at, how much

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<v Speaker 2>of you raised? And what has been the reaction, because

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<v Speaker 2>it feels like on my end, people are going nuts,

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<v Speaker 2>as they should.

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<v Speaker 1>Well, honestly, we had a really I have to say

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<v Speaker 1>we had a really great first day. I mean it's well,

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<v Speaker 1>it's been a week about and it's been awesome throughout.

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<v Speaker 1>So the first day I think we were like ten

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<v Speaker 1>or twenty percent funded. But what was really special is

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<v Speaker 1>that Kickstarter chose us as what they call projects we Love,

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<v Speaker 1>and so I like looked like I was like, what

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<v Speaker 1>this had the emails? I was like, oh my gosh,

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<v Speaker 1>my gosh, it's like the Kickstarter like Emmy's, you know,

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<v Speaker 1>or Oscars or whatever. But what was really special is

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<v Speaker 1>that with Projects we Love you don't know if you're

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<v Speaker 1>going to be on the front page of Kickstarter, but

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<v Speaker 1>we were. So it feels so so crazy to scroll

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<v Speaker 1>through Kickstarter, which really literally has thousands and tens of

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<v Speaker 1>thousands of projects that are live now, and to see

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<v Speaker 1>only two brown faces and one was mine and one

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<v Speaker 1>was Molly's. I was like, oh my gosh, so that

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<v Speaker 1>was Honestly, it.

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<v Speaker 2>Looks so good. So did you have like a kicks

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<v Speaker 2>like cause you're you know, I've looked at Kickstarter before

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<v Speaker 2>and you know how some of them are kind of

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<v Speaker 2>janky looking. Yours is so clean and professional, and it's

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<v Speaker 2>clear that this is a serious book by a serious

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<v Speaker 2>author who means like who knows her business, Like, you're

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<v Speaker 2>going to donate to this campaign and we're actually going

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<v Speaker 2>to come through with what we say, So, like, talk

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<v Speaker 2>about how you put it together? Did you have the

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<v Speaker 2>Kickstart Kickstarter cons consolet wait, what am I trying to say?

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<v Speaker 2>I can't use words anymore?

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<v Speaker 1>What is it?

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<v Speaker 2>What's that person that gets paid a lot to tell

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<v Speaker 2>you about your ohing wrong?

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<v Speaker 1>Yeah? No, a consultant? No, I have to say. So

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<v Speaker 1>what we did was I became a Kickstarter experts honestly.

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<v Speaker 1>So what I did was I got this book literally

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<v Speaker 1>called I think it was called like the Kickstarter Bible

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<v Speaker 1>something or other, because what I did was I was

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<v Speaker 1>listening to different podcasts about Kickstarter, and I was watching

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<v Speaker 1>YouTube videos and there was one guy in particular that

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<v Speaker 1>I thought like he really knew a lot. I can't

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<v Speaker 1>remember his name. I'm sure his book is around here somewhere,

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<v Speaker 1>because I bought his book and I found that he

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<v Speaker 1>had a book on Amazon. So I was like, oh

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<v Speaker 1>my gosh, the Kickstarter Bible or whatever whatever it's called.

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<v Speaker 1>It's like this green, white and black book. So I

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<v Speaker 1>bought it and it was so helpful and I honestly

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<v Speaker 1>just read it and went step by step and I

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<v Speaker 1>gathered folks from my team. So, you know, the budget

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<v Speaker 1>needs to have a fairly big team, and what I

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<v Speaker 1>did was I was like, okay, I need a Molly

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<v Speaker 1>Moore team, and we got a project manager, like who's

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<v Speaker 1>already on the budget needs to team. But we pulled

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<v Speaker 1>someone to help us project manage, and we split up

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<v Speaker 1>about three or four months, and we said, pre kickstarter,

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<v Speaker 1>during kickstarter, post Kickstarter, what does that look like? And

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<v Speaker 1>we started to map that out and like because one

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<v Speaker 1>of the things I've learned with Kickstarter is really the

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<v Speaker 1>true work is beforehand, and the more work you put

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<v Speaker 1>in beforehand, that's what you see afterwards. So I mean we,

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<v Speaker 1>like all visuals you see, for the most part, eighty

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<v Speaker 1>or ninety percent of them were already done before Kickstarter.

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<v Speaker 1>Like that video, Oh my gosh, the video it took

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<v Speaker 1>forever because our videographer his computer was slow, but so

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<v Speaker 1>I had to tape it and tape it again, and

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<v Speaker 1>like Molly thankfully was already drawn. Obviously the book was done,

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<v Speaker 1>but like it was, I'm not even gonna lie, this

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<v Speaker 1>is probably the most stress that I've been. I'm not

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<v Speaker 1>stressed now, but leading up to the Kickstarter it was

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<v Speaker 1>the most stress that I've been since, Like I started

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<v Speaker 1>the first literature challenge, I mean this party to deal.

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<v Speaker 2>What was your goal?

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<v Speaker 1>How much thirty five thousand dollars?

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<v Speaker 2>And how long did the process take from start to finish,

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<v Speaker 2>like getting the page and putting it together?

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<v Speaker 1>So the kickstarted itself, like the actual page not long,

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<v Speaker 1>but we started planning eight weeks. So you figure like

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<v Speaker 1>what like a month and a little bit of change,

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<v Speaker 1>you know, like, yeah, about a month no, no, eight weeks. Yeah,

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<v Speaker 1>you can tell it's been a lot. Anything.

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<v Speaker 2>My life is by week.

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<v Speaker 1>Now he's fifty four weeks.

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<v Speaker 2>You're like a list those people come on why.

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<v Speaker 1>But yeah, So literally it was like it was crazy

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<v Speaker 1>because we were just when once the kickstarted launch, we

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<v Speaker 1>were like, yo, we just launched a new company in

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<v Speaker 1>eight weeks. So the team, what we did was that

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<v Speaker 1>we met every Monday and Friday. We still do. We

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<v Speaker 1>meet Mondays and Fridays, and then we kind of look

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<v Speaker 1>on Mondays we assigned the task, and on Fridays we

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<v Speaker 1>just kind of like regroup and make sure they're done.

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<v Speaker 1>And so they have been amazing because it's not just

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<v Speaker 1>visually the Kickstarter that's the easy part. Before the kickstart

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<v Speaker 1>to launches, you have to figure out, well, what are

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<v Speaker 1>your what are your rewards going to be, how are

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<v Speaker 1>you going to fulfill those rewards? How much is each

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<v Speaker 1>reward going to cost you? Like, so for example, we

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<v Speaker 1>have when you like you go to mollymore dot com

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<v Speaker 1>and you say, oh, I want to get a book, Well,

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<v Speaker 1>every book that you get, I've had it in there

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<v Speaker 1>where I am going to also give away a book.

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<v Speaker 1>So now I have to calculate how much does it

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<v Speaker 1>cost to print the book that you're buying, how much

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<v Speaker 1>does it cost to ship you the book that you're buying,

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<v Speaker 1>how much it cost to print the book that you're

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<v Speaker 1>not buying, but the book that you're getting for another

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<v Speaker 1>kid by proxy of you getting that book. So every penny,

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<v Speaker 1>I literally have this Kickstarter spreadsheet where for each reward tier,

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<v Speaker 1>I know to the penny how much it's going to

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<v Speaker 1>cost to fulfill this reward. Like I had to calculate

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<v Speaker 1>everything from credit card costs. That Kickstarter charge is twenty

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<v Speaker 1>cents for every time anyone makes an order, like anyone

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<v Speaker 1>choose a reward, and then there's a two percent Kickstarter fee.

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<v Speaker 1>So if you don't calculate those things right, you might say, oh,

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<v Speaker 1>this reward I'm gonna if you give me thirty dollars,

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<v Speaker 1>you get these five things. But if you haven't done

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<v Speaker 1>the math, you might not realize that those five things

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<v Speaker 1>are actually going to cost you forty dollars to fulfill.

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<v Speaker 1>So I did like the level of math. The math

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<v Speaker 1>loan took me a month to figure out fully, so

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<v Speaker 1>I know exactly that for every tier when you make

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<v Speaker 1>an order, I know when someone orders the Molly More

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<v Speaker 1>book and like some other Chatski's or whatever, like for

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<v Speaker 1>thirty dollars that I make like fifteen of those thirty

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<v Speaker 1>and that fifteen is what I use then to like,

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<v Speaker 1>all that extra money is going to be used to

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<v Speaker 1>hire teachers, to write more curriculum and lesson plans and things.

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<v Speaker 1>So but it's been a labor of love. But when

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<v Speaker 1>I tell you the like, it was to the point

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<v Speaker 1>where I was literally just standing in the kitchen looking

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<v Speaker 1>off to the like out the window, and my husband

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<v Speaker 1>was like, are you okay? I'm like, who are you? Like,

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<v Speaker 1>especially the week before it was I mean, it's not

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<v Speaker 1>the kind of stress I wish on anybody. It was,

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<v Speaker 1>you know, quite honestly, it was not healthy. And I

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<v Speaker 1>was like, okay, Tiffany, you know you hit it well.

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<v Speaker 1>I know you don't have to hide that kind of stuff,

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<v Speaker 1>you know what. I didn't even realize that I was

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<v Speaker 1>that stressed until, like, yeah, until I was looking at

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<v Speaker 1>myself in the mirror. I'm like, yo, you look like

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<v Speaker 1>hell bags in your eyes. Honestly, what it really hit

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<v Speaker 1>me when this might be TMI, but it really hit

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<v Speaker 1>me when I missed my period and I'm not pregnant.

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<v Speaker 2>Oh.

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<v Speaker 1>That's when I was like yeah, because I was like

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<v Speaker 1>I was getting all the symptoms, you know, like my

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<v Speaker 1>face was breaking out, and I was like, oh, periods coming,

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<v Speaker 1>periods coming. Then I look at my Ovia app and

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<v Speaker 1>I'm like, hmmm, according to this, I'm on day four.

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<v Speaker 1>I'm not. And so it was like, and I know

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<v Speaker 1>I'm not prayierant because I have an IIU D inside

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<v Speaker 1>because y'all know that I had like a scar removal

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<v Speaker 1>surgery maybe like a month or two ago. So they

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<v Speaker 1>put like an IUD without the medicine in it. But

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<v Speaker 1>to like prop open my uterus, since I tend to

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<v Speaker 1>my uterus tends to basically congeal together.

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<v Speaker 2>You can't bother with the disclaimer of TMI anymore.

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<v Speaker 1>I know y'all know about all my uteris.

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<v Speaker 2>Of people literally know what's inside your uterus.

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<v Speaker 1>I know. So as a result, I know that's how

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<v Speaker 1>I know. I'm not praying. I'm just sharing all that

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<v Speaker 1>to know that. That's why, because I know that the

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<v Speaker 1>IUD is in there. So when I didn't get my period,

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<v Speaker 1>I was like, where was like, That's why I looked

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<v Speaker 1>at my app because I'm like I'm getting fake, I'm

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<v Speaker 1>getting all the symptoms. And I was like, wow, I

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<v Speaker 1>totally skipped it and that has never, ever in my

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<v Speaker 1>forty years, ever happened before. And I called, like my doctor.

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<v Speaker 1>She was like, are you under stress? I'm like extreme.

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<v Speaker 1>She's like, yeah, too extreme. And then that's when I

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<v Speaker 1>was like, okay, I need to Like, I'm I'm proud

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<v Speaker 1>of what we did, Molly Moore, but I pushed myself

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<v Speaker 1>too hard, not to compare myself to Beyonce, but after Homecoming,

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<v Speaker 1>Beyonce said she would never push herself that hard again,

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<v Speaker 1>and I was like, I feel you, girl. I mean,

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<v Speaker 1>this is not homecoming, but that's what it felt like

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<v Speaker 1>for me. So I'm I know, I am proud of

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<v Speaker 1>the team and I'm proud of myself, but it was

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<v Speaker 1>too much, quite honestly, Like there are boundaries where it's

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<v Speaker 1>like at what cars so like yeah, so, but if

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<v Speaker 1>you haven't already gotten your book, you can push us

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<v Speaker 1>over the edge so I could sleep at night. You

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<v Speaker 1>go to mollymore dot com, grab you a copy, and

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<v Speaker 1>every time every copy that you get, we even have

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<v Speaker 1>book orders, Like for every copy you get, I give

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<v Speaker 1>away a copy to a kid that might not otherwise

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<v Speaker 1>have access to books. So I'm excited.

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<v Speaker 2>It sounds like you need a mom to come visit

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<v Speaker 2>you and just slyly order something from online and it

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<v Speaker 2>shows about your door and it's a big ass container

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<v Speaker 2>of calling gummies and anti stress vitamins. I'm like, mom,

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<v Speaker 2>what are you trying to say?

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<v Speaker 1>You know what edge I would say that like like, honestly,

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<v Speaker 1>Superman has been like awesome. Once he kind of realized,

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<v Speaker 1>like he was like, you know, like doing extra cleanup

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<v Speaker 1>and like, babe, I got the launchry, why don't you

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<v Speaker 1>go lay down? I was like, do I look at him?

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<v Speaker 1>He's like, yes, you might want to take a shower too, Like, oh, I'll.

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<v Speaker 2>Tell you the same crap people tell me about having

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<v Speaker 2>a baby. It all gets better. You won't even remember.

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<v Speaker 2>You're gonna want to have fifty more books in a year.

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<v Speaker 1>I don't know. I don't know if I love to

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<v Speaker 1>do another Kickstarter. I'll tell you that much. I definitely

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<v Speaker 1>do want to have more books, but well, explain.

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<v Speaker 2>The yeah, so explain the reasoning of because you're you know,

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<v Speaker 2>the mission with the Kickstarter isn't to like raise money

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<v Speaker 2>that you need, like you said, you're using it for

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<v Speaker 2>the to hire financial educators, but it's also like marketing

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<v Speaker 2>right for your book. Yeah, I have to talk about

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<v Speaker 2>that decision for anyone who might be thinking about, you know,

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<v Speaker 2>for their business or whatever, a new launch something on Kickstarter.

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<v Speaker 1>So the good thing about Kickstarter is so the original

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<v Speaker 1>use that people I guess why Kickstarter was created is

0:10:03.040 --> 0:10:04.960
<v Speaker 1>like people are like, how do I get funding for

0:10:05.000 --> 0:10:07.760
<v Speaker 1>this idea? I need money to create the idea. So

0:10:07.840 --> 0:10:12.240
<v Speaker 1>you put the idea out there and people basically fund

0:10:12.440 --> 0:10:14.800
<v Speaker 1>your idea. Then you create the thing, so maybe it's

0:10:14.840 --> 0:10:16.920
<v Speaker 1>like a doll or you know, an app or whatever

0:10:16.960 --> 0:10:19.240
<v Speaker 1>it is, and then then once you get the funding,

0:10:19.320 --> 0:10:20.679
<v Speaker 1>you make the thing, you give it to the people

0:10:20.679 --> 0:10:23.520
<v Speaker 1>who ordered it. But for me, I was really using

0:10:23.600 --> 0:10:26.319
<v Speaker 1>Kickstarter a little bit more strategically because I thought, Okay,

0:10:27.240 --> 0:10:30.960
<v Speaker 1>how do I get the word out there about Molly

0:10:31.040 --> 0:10:33.880
<v Speaker 1>Moore and honestly kind of like get pre orders, you know,

0:10:33.960 --> 0:10:36.840
<v Speaker 1>because I didn't need the money for the book itself,

0:10:36.920 --> 0:10:39.600
<v Speaker 1>Like typically people need the money for the thing they're creating.

0:10:39.679 --> 0:10:41.679
<v Speaker 1>I didn't, so I was like, well, how do I

0:10:42.160 --> 0:10:43.720
<v Speaker 1>you know, how do I get the word out there?

0:10:43.720 --> 0:10:46.480
<v Speaker 1>Because with kickstarted this it's its own movement, and so

0:10:46.600 --> 0:10:49.320
<v Speaker 1>people quite honestly are not like, let me share Tiffany's book,

0:10:49.480 --> 0:10:52.600
<v Speaker 1>But if you share, you'd be more willing to share

0:10:52.640 --> 0:10:54.360
<v Speaker 1>more of a movement. So it's like, okay, so what

0:10:54.440 --> 0:10:57.120
<v Speaker 1>good thing can we do with the movement? And I'm like,

0:10:57.120 --> 0:10:58.840
<v Speaker 1>you know what, what if we gave books away? That

0:10:58.840 --> 0:11:00.480
<v Speaker 1>was always in my intention anyway, but I'm like, what

0:11:00.520 --> 0:11:03.040
<v Speaker 1>if I made that something that people can participate in?

0:11:03.400 --> 0:11:06.120
<v Speaker 1>And as I was creating the financial literacy stuff for

0:11:06.480 --> 0:11:09.880
<v Speaker 1>mollymore dot com, I honestly ran out of ideas and

0:11:09.920 --> 0:11:13.000
<v Speaker 1>I was like, well, I know so many dope financial folks.

0:11:13.400 --> 0:11:16.320
<v Speaker 1>You know, Like what if I use also money from

0:11:16.360 --> 0:11:18.360
<v Speaker 1>the kickstarter to hire some people to make even more

0:11:18.360 --> 0:11:20.719
<v Speaker 1>curriculum that I can give away for free. So it

0:11:20.760 --> 0:11:25.400
<v Speaker 1>was like this great like marketing tool to get mollymore

0:11:25.440 --> 0:11:28.280
<v Speaker 1>out there. And it's not me saying, you know, hey,

0:11:28.400 --> 0:11:30.960
<v Speaker 1>buy my thing to me. That is the smartest thing

0:11:31.000 --> 0:11:34.440
<v Speaker 1>you can do in marketing is not to actually say hey,

0:11:34.520 --> 0:11:37.080
<v Speaker 1>by my thing, because quite honestly, people don't care about

0:11:37.080 --> 0:11:41.240
<v Speaker 1>your thing. They care about what's something internal inside them.

0:11:41.240 --> 0:11:44.320
<v Speaker 1>So instead what I'm saying is, hey, help kids and

0:11:44.360 --> 0:11:46.680
<v Speaker 1>people don't say no to help help like kids. And

0:11:46.720 --> 0:11:48.720
<v Speaker 1>there have been different stages and I'm learning. Like in

0:11:48.760 --> 0:11:52.360
<v Speaker 1>the beginning, it was before kickstarted launch, I created a

0:11:52.440 --> 0:11:55.360
<v Speaker 1>separate mollymore list where I was like, go to the

0:11:55.360 --> 0:11:58.840
<v Speaker 1>website if you're wanting to pre order this book, giving

0:11:58.880 --> 0:12:01.080
<v Speaker 1>your name, email and number. So I knew I had

0:12:01.120 --> 0:12:04.560
<v Speaker 1>like this list of people that were distinctly interested specifically

0:12:04.600 --> 0:12:07.880
<v Speaker 1>and Molly Moore. And so the night before and launched,

0:12:07.880 --> 0:12:10.600
<v Speaker 1>I let them know that I have some like discounted

0:12:10.600 --> 0:12:14.040
<v Speaker 1>tears on the Kickstarter. So those people came in and droves.

0:12:14.440 --> 0:12:18.439
<v Speaker 1>Then a really popular podcast they maybe their black Business

0:12:18.480 --> 0:12:20.720
<v Speaker 1>of the Week, so that dropped. I made sure to

0:12:20.760 --> 0:12:22.800
<v Speaker 1>make that drop on the day that Kickstarter was dropping.

0:12:22.840 --> 0:12:25.360
<v Speaker 2>I was like, okay, if to the friend Zone, yes.

0:12:25.440 --> 0:12:28.000
<v Speaker 1>They're awesome. And so that was like the first major push.

0:12:28.040 --> 0:12:30.080
<v Speaker 2>It was like, was that just an unexpected shout out

0:12:30.160 --> 0:12:32.080
<v Speaker 2>or did you reach out to them like, hey, I'm

0:12:32.120 --> 0:12:32.560
<v Speaker 2>doing this.

0:12:32.920 --> 0:12:35.240
<v Speaker 1>It was random, so randomly, like so not randomly. But

0:12:35.280 --> 0:12:36.920
<v Speaker 1>two years ago I was on the friend Zone. A

0:12:36.960 --> 0:12:38.599
<v Speaker 1>fran from the friend Zone ended up reaching out to

0:12:38.679 --> 0:12:41.000
<v Speaker 1>me and said, hey, we'd love for you to come back.

0:12:41.160 --> 0:12:43.280
<v Speaker 1>You know, it had been like two maybe even three years,

0:12:43.400 --> 0:12:45.720
<v Speaker 1>and I was like, sure, I'll come back. So I

0:12:45.800 --> 0:12:48.200
<v Speaker 1>was scheduled to come back anyway. And then randomly I

0:12:48.320 --> 0:12:50.520
<v Speaker 1>was texting her and it was like, hey, you know, friend,

0:12:50.559 --> 0:12:51.920
<v Speaker 1>like what day did you want me to come back again?

0:12:51.960 --> 0:12:53.240
<v Speaker 1>She said, oh, you call me just in time. I'm

0:12:53.280 --> 0:12:55.360
<v Speaker 1>about to head into the studio and making my black

0:12:55.400 --> 0:12:58.360
<v Speaker 1>Business of the week. I was like, wait, can you

0:12:58.400 --> 0:13:00.120
<v Speaker 1>do it next week? Because I told her about the

0:13:00.200 --> 0:13:03.120
<v Speaker 1>Kickstarter and she was like okay, so thankfully because that

0:13:03.120 --> 0:13:05.120
<v Speaker 1>would have been not a wasted shout out. But it's

0:13:05.120 --> 0:13:07.680
<v Speaker 1>like where to send them, you know, yeah? Yeah, And

0:13:07.760 --> 0:13:09.240
<v Speaker 1>so then I was like, you know, I'm going to

0:13:09.400 --> 0:13:12.280
<v Speaker 1>sell you exactly. So it was honestly, it was perfect time.

0:13:12.360 --> 0:13:15.040
<v Speaker 1>I didn't. These are things that kind of happened accidentally,

0:13:15.040 --> 0:13:16.040
<v Speaker 1>but I would if I was going to do a

0:13:16.120 --> 0:13:19.360
<v Speaker 1>Kickstarter again, I would purposefully line it up for like

0:13:19.760 --> 0:13:22.000
<v Speaker 1>whatever the biggest media I can think of to drop

0:13:22.040 --> 0:13:24.880
<v Speaker 1>the same day as my Kickstarter and then lead people there.

0:13:25.280 --> 0:13:28.199
<v Speaker 1>So the first round of people were like emails and

0:13:28.320 --> 0:13:31.160
<v Speaker 1>friend zone people and social media, and then when that

0:13:31.200 --> 0:13:33.240
<v Speaker 1>died down, I was like, okay, what's kind of like

0:13:33.520 --> 0:13:35.959
<v Speaker 1>the next round then it was well I would say

0:13:36.000 --> 0:13:39.520
<v Speaker 1>emails and that the podcast, and then the next round

0:13:39.520 --> 0:13:42.080
<v Speaker 1>was social media, social media, social media, So we did that,

0:13:42.160 --> 0:13:44.240
<v Speaker 1>and then this weekend I was kind of like, Okay,

0:13:44.240 --> 0:13:46.640
<v Speaker 1>the numbers are slowing down. And that friend of mine

0:13:46.679 --> 0:13:48.079
<v Speaker 1>was like, girl, you met a doll for dollars And

0:13:48.120 --> 0:13:49.840
<v Speaker 1>I'm like, what does that mean? She's like, you know

0:13:49.880 --> 0:13:52.760
<v Speaker 1>how like and you know, like you see like those

0:13:52.800 --> 0:13:55.720
<v Speaker 1>telethons that people are there literally cold calling people, and

0:13:55.800 --> 0:13:57.880
<v Speaker 1>she was like, everyone hits you up in your inbox

0:13:57.920 --> 0:14:00.520
<v Speaker 1>and ask you for financial advice, right, yes, she said,

0:14:00.520 --> 0:14:03.720
<v Speaker 1>we'll hit them back. So I created this like little

0:14:03.840 --> 0:14:06.280
<v Speaker 1>like kind of script like hey, but I would I would.

0:14:06.280 --> 0:14:07.920
<v Speaker 1>I would personalize it so I wouldn't send it to

0:14:07.920 --> 0:14:10.200
<v Speaker 1>anyone I didn't know. But I'm like, hey, Mandy Hope

0:14:10.240 --> 0:14:11.680
<v Speaker 1>all as well, did you know I have a book,

0:14:11.720 --> 0:14:13.520
<v Speaker 1>And I would outline it a little bit and then

0:14:13.960 --> 0:14:15.880
<v Speaker 1>send you to mollymore dot com. And I did that

0:14:15.920 --> 0:14:18.320
<v Speaker 1>all this weekend, literally just copy and pasting on my phone,

0:14:18.320 --> 0:14:21.680
<v Speaker 1>copy paste, copy paste, and up until now that has

0:14:21.760 --> 0:14:24.480
<v Speaker 1>raised it generated about three thousand dollars. So that was awesome.

0:14:25.000 --> 0:14:28.080
<v Speaker 2>If you're like a political candidate, like I'm just like

0:14:28.080 --> 0:14:30.600
<v Speaker 2>Elizabeth Warren, I love you, but can you stop? I

0:14:30.640 --> 0:14:33.200
<v Speaker 2>stopped sending me emails. I know you're in trouble, girl,

0:14:33.880 --> 0:14:35.800
<v Speaker 2>I know Nevada is coming up in you're stressed, but

0:14:35.840 --> 0:14:38.040
<v Speaker 2>can you not send me five emails an hour? Sorry?

0:14:38.400 --> 0:14:40.680
<v Speaker 1>And so no, it's marketing, yes, because I wanted to

0:14:40.680 --> 0:14:42.120
<v Speaker 1>slow down on the emails. I was like, well, if

0:14:42.120 --> 0:14:45.240
<v Speaker 1>I if I I Facebook message like probably one hundred

0:14:45.240 --> 0:14:48.560
<v Speaker 1>people yesterday and then I instagrammed another twenty to thirty

0:14:48.600 --> 0:14:50.600
<v Speaker 1>people yesterday, and so I'm going to keep that up

0:14:50.600 --> 0:14:53.480
<v Speaker 1>because what I found was so I just assumed that

0:14:53.520 --> 0:14:55.920
<v Speaker 1>all my friends knew, and so many of them. You

0:14:55.960 --> 0:14:59.000
<v Speaker 1>know how Facebook is like crazy with them. They don't

0:14:59.080 --> 0:15:00.920
<v Speaker 1>let you see like the alg rhythm doesn't let everyone

0:15:00.960 --> 0:15:03.080
<v Speaker 1>see what you're doing. So I would say, honestly, eighty

0:15:03.120 --> 0:15:05.040
<v Speaker 1>percent of them were like, you have a book, And

0:15:05.080 --> 0:15:07.760
<v Speaker 1>I was like, wow, So it really behooves you that

0:15:07.800 --> 0:15:09.880
<v Speaker 1>if you have something, don't assume that the people that

0:15:09.920 --> 0:15:12.360
<v Speaker 1>are in your life know. So I Facebook message all

0:15:12.400 --> 0:15:15.200
<v Speaker 1>these people, I tweeted I am not really tweeted, but

0:15:15.440 --> 0:15:17.800
<v Speaker 1>instagram all these people in their inbox. Send them the

0:15:17.840 --> 0:15:20.800
<v Speaker 1>cover of mollymore like a picture and it just started

0:15:20.800 --> 0:15:23.160
<v Speaker 1>flowing in. And so today what I'm gonna do, actually,

0:15:23.280 --> 0:15:25.120
<v Speaker 1>the thing I'm gonna do now today is actually I'm

0:15:25.120 --> 0:15:28.200
<v Speaker 1>going to start texting, like so there's probably maybe like

0:15:28.280 --> 0:15:30.280
<v Speaker 1>twenty or thirty people that I'm going to text in

0:15:30.360 --> 0:15:33.320
<v Speaker 1>my phone that same kind of message. Hey Mandy, it's

0:15:33.360 --> 0:15:34.680
<v Speaker 1>me and Tiffany. Did you know I have a book

0:15:34.720 --> 0:15:36.680
<v Speaker 1>and this is what I'm doing with then, and would

0:15:36.680 --> 0:15:38.800
<v Speaker 1>love for you to go pre order at mollymore dot com.

0:15:38.840 --> 0:15:42.280
<v Speaker 1>And so I'm excited about that. And then the next

0:15:42.480 --> 0:15:44.480
<v Speaker 1>phase for this week also too, which we're gonna send

0:15:44.520 --> 0:15:47.600
<v Speaker 1>out a press release so hopefully generate some press. So

0:15:47.640 --> 0:15:51.120
<v Speaker 1>you have to think about your campaign in waves like

0:15:51.400 --> 0:15:53.080
<v Speaker 1>you know, I wouldn't do all at the same time.

0:15:53.080 --> 0:15:56.320
<v Speaker 1>It's like, you know, the email wave, the social media wave,

0:15:57.360 --> 0:16:01.800
<v Speaker 1>the text message wave, the social like DM's wave, you know,

0:16:01.920 --> 0:16:05.560
<v Speaker 1>the press wave. And I'm gonna I'm doing a podcasts

0:16:05.560 --> 0:16:07.760
<v Speaker 1>and things like interviews. So now that's like coming up

0:16:07.800 --> 0:16:10.240
<v Speaker 1>in a week or so, like the podcast interview waves.

0:16:10.520 --> 0:16:13.800
<v Speaker 1>And so I'm hoping all of those waves cumulatively add

0:16:13.880 --> 0:16:16.760
<v Speaker 1>up to the thirty five thousand dollars and then I

0:16:16.800 --> 0:16:19.200
<v Speaker 1>can rest easy at least for a little bit, so honestly,

0:16:19.200 --> 0:16:21.840
<v Speaker 1>but it's been really interesting because I love marketing to

0:16:21.880 --> 0:16:23.920
<v Speaker 1>see like what's worked and what has not worked. And

0:16:24.960 --> 0:16:27.000
<v Speaker 1>it's crazy because I can't wait.

0:16:26.840 --> 0:16:27.480
<v Speaker 2>For my copy.

0:16:27.680 --> 0:16:29.440
<v Speaker 1>Oh, I can't wait for my copy. People like, don't

0:16:29.440 --> 0:16:31.120
<v Speaker 1>you have what? I'm like, No, it takes two to

0:16:31.160 --> 0:16:32.120
<v Speaker 1>three months to print.

0:16:32.280 --> 0:16:34.000
<v Speaker 2>You're trying to do it the old fashion way. Man,

0:16:34.440 --> 0:16:37.000
<v Speaker 2>I know, it's just it's gonna be so sad. I'm

0:16:37.000 --> 0:16:40.080
<v Speaker 2>so Oh. You're just so inspirational. I can't wait. You're

0:16:40.120 --> 0:16:41.800
<v Speaker 2>the kind of friend who I love to have because

0:16:42.080 --> 0:16:43.600
<v Speaker 2>all you because I'm so excited for you, and I'm

0:16:43.640 --> 0:16:45.960
<v Speaker 2>just like, yes, yes, I need to create something. I

0:16:46.000 --> 0:16:47.840
<v Speaker 2>need to be back out there. I'm going to work tomorrow.

0:16:47.920 --> 0:16:50.280
<v Speaker 2>By the way, are you back at Watch Out World?

0:16:50.680 --> 0:16:51.480
<v Speaker 1>How are you feeling?

0:16:51.680 --> 0:16:56.000
<v Speaker 2>The whole brain is coming a new brain. I'm feeling good.

0:16:56.040 --> 0:16:58.080
<v Speaker 2>My mom is here, I'm working from home for the week.

0:16:58.120 --> 0:17:00.440
<v Speaker 2>I talked to my boss last week, got him on

0:17:00.440 --> 0:17:03.760
<v Speaker 2>board with my plan. Anyone looking for a strategy for that,

0:17:03.800 --> 0:17:05.399
<v Speaker 2>you just leave it to the last thirty minutes of

0:17:05.440 --> 0:17:08.199
<v Speaker 2>the conversation and just roll it out to them what

0:17:08.280 --> 0:17:09.920
<v Speaker 2>you want to do. But yeah, so I'm working from

0:17:09.920 --> 0:17:11.159
<v Speaker 2>home for a week and then I'm going to do

0:17:11.280 --> 0:17:14.560
<v Speaker 2>three days in the office in two days telecommuting. Do

0:17:14.600 --> 0:17:16.040
<v Speaker 2>people still say that telecommute?

0:17:16.040 --> 0:17:16.280
<v Speaker 1>Whatever?

0:17:16.400 --> 0:17:22.000
<v Speaker 2>Yeah, I know, w eight f age Okay, And my

0:17:22.040 --> 0:17:23.680
<v Speaker 2>mom is going to be here for five weeks, which

0:17:23.720 --> 0:17:27.000
<v Speaker 2>is great a blessing because Bebe has decided this week

0:17:27.080 --> 0:17:31.119
<v Speaker 2>to refuse the bottle and it is highly stressful because

0:17:31.200 --> 0:17:32.840
<v Speaker 2>mommy's boobs are going to be an hour and a

0:17:32.840 --> 0:17:35.800
<v Speaker 2>half away in Manhattan and boy needs to learn how

0:17:35.840 --> 0:17:38.840
<v Speaker 2>to take that bottle. Yes, so he and grandma are

0:17:38.880 --> 0:17:42.240
<v Speaker 2>going to battle it out this week. We'll see what happens.

0:17:42.240 --> 0:17:44.840
<v Speaker 2>Wish me luck. I'm but I'm very excited to go back. Yeah,

0:17:45.240 --> 0:17:47.440
<v Speaker 2>I'm feeling good, feeling good good.

0:17:47.560 --> 0:17:51.359
<v Speaker 1>I know, it's it's crazy, like, you know, I feel

0:17:51.400 --> 0:17:52.960
<v Speaker 1>like you've been home for so long, but then home

0:17:53.000 --> 0:17:53.600
<v Speaker 1>not that long.

0:17:53.720 --> 0:17:57.040
<v Speaker 2>You know, you know that podcast the longest shortest time. Yes,

0:17:57.200 --> 0:17:59.440
<v Speaker 2>I continue to think. I get it. I get it.

0:17:59.440 --> 0:18:02.000
<v Speaker 2>It is like the longest shortest twelve weeks of my life.

0:18:02.600 --> 0:18:06.040
<v Speaker 2>But you know, thanks for being on this journey with me. Well,

0:18:05.800 --> 0:18:07.640
<v Speaker 2>and I'll keep you guys post on how I'm doing.

0:18:07.680 --> 0:18:10.200
<v Speaker 2>But I'm feeling good. I'm glad to have my mom here.

0:18:10.280 --> 0:18:12.520
<v Speaker 2>She just brings a sense of calm. It's nice to

0:18:12.520 --> 0:18:14.320
<v Speaker 2>have your mama here. You just like, nothing can go wrong.

0:18:14.400 --> 0:18:17.800
<v Speaker 2>Mom's here. Oh, it's it's nice. I love her. I

0:18:17.840 --> 0:18:20.199
<v Speaker 2>love her for leaving her husband in Saint Louis and

0:18:20.240 --> 0:18:22.720
<v Speaker 2>the dog and coming. And you know, I'll do this

0:18:22.760 --> 0:18:25.360
<v Speaker 2>for my future kid if he wants me to one day,

0:18:25.400 --> 0:18:27.480
<v Speaker 2>because it is such a it's a gift. It really

0:18:27.520 --> 0:18:29.160
<v Speaker 2>does take a village, and I don't really have one,

0:18:29.200 --> 0:18:31.840
<v Speaker 2>so for her to drop everything in come it just

0:18:31.920 --> 0:18:33.200
<v Speaker 2>you know, it means a lot.

0:18:33.359 --> 0:18:38.040
<v Speaker 1>So, oh, how is she like? You know, is it

0:18:38.080 --> 0:18:39.159
<v Speaker 1>the battle of the g Mas?

0:18:39.920 --> 0:18:42.439
<v Speaker 2>No? No, no, I mean they don't speak the same language,

0:18:42.440 --> 0:18:45.440
<v Speaker 2>so that kind of helps. No. They give each other

0:18:45.480 --> 0:18:47.600
<v Speaker 2>their space. You know my mom My mom hung out

0:18:47.600 --> 0:18:49.480
<v Speaker 2>and then she went upstairs to take a nap. And

0:18:49.680 --> 0:18:51.880
<v Speaker 2>you know, you you you give them space since they're

0:18:51.920 --> 0:19:27.880
<v Speaker 2>they're very good, they're very sweet people. Nothing dramatic like that. Yeah,

0:19:27.920 --> 0:19:29.240
<v Speaker 2>all right, should we take some questions?

0:19:29.240 --> 0:19:34.560
<v Speaker 1>So yes, my favorite if you have a question, ask

0:19:34.720 --> 0:19:36.920
<v Speaker 1>I forgot the song. It's been a long week.

0:19:37.840 --> 0:19:40.399
<v Speaker 2>Ask a question, you guys, hit us up. You can

0:19:40.440 --> 0:19:43.480
<v Speaker 2>find us on Instagram at Brandon Mission Podcast or hit

0:19:43.560 --> 0:19:47.760
<v Speaker 2>us up on Gmail at Brandimission Podcast at gmail dot

0:19:47.800 --> 0:19:50.520
<v Speaker 2>com with your questions, any kind of question. Let me

0:19:50.880 --> 0:19:53.000
<v Speaker 2>let me shake up this reader mail bag really quick.

0:19:53.040 --> 0:19:54.440
<v Speaker 2>I have a good question from.

0:19:54.480 --> 0:19:57.000
<v Speaker 1>Digit the Digital the digital reader mailbag.

0:19:56.800 --> 0:20:00.280
<v Speaker 2>The Digital You hear a shaken one second? Oh okay.

0:20:00.400 --> 0:20:03.879
<v Speaker 2>First question comes from listener let's call her Frenchie. She says,

0:20:04.200 --> 0:20:06.000
<v Speaker 2>isn't a good idea to borrow from your four O

0:20:06.040 --> 0:20:08.000
<v Speaker 2>one K in order to buy a home. I believe

0:20:08.000 --> 0:20:10.000
<v Speaker 2>you guys have talked about this before, but I'd like

0:20:10.080 --> 0:20:13.240
<v Speaker 2>more information. Thank you for giving me all the knowledge

0:20:13.280 --> 0:20:15.639
<v Speaker 2>you've gained. You've helped me get my grown up life together.

0:20:15.720 --> 0:20:19.000
<v Speaker 2>Oh thank you FRENCHI yes, four to one k alone

0:20:19.920 --> 0:20:20.480
<v Speaker 2>for a house.

0:20:24.000 --> 0:20:28.000
<v Speaker 1>It's not my fave, not your fath why only because

0:20:28.680 --> 0:20:31.120
<v Speaker 1>there you run the risk of one not paying that back.

0:20:31.800 --> 0:20:34.800
<v Speaker 1>And as someone who drained their former and k to

0:20:34.840 --> 0:20:38.160
<v Speaker 1>try to save their house, I don't necessarily regret it,

0:20:38.240 --> 0:20:41.399
<v Speaker 1>but I'm still behind the retirement eight ball as a result.

0:20:42.200 --> 0:20:45.160
<v Speaker 1>So it just makes me nervous because I really believe

0:20:45.200 --> 0:20:47.239
<v Speaker 1>it is your younger self job to look after your

0:20:47.280 --> 0:20:50.760
<v Speaker 1>older self. And it's not the worst decision in the world,

0:20:50.840 --> 0:20:54.760
<v Speaker 1>you know, but it also puts your potential retirement in jeopardy.

0:20:54.840 --> 0:20:58.840
<v Speaker 1>So it's just not my fath especially because you're young.

0:20:58.880 --> 0:21:00.840
<v Speaker 1>Now you're supposed to use like you you know, your

0:21:00.880 --> 0:21:02.920
<v Speaker 1>good neees and you're good back to put the work

0:21:02.960 --> 0:21:05.440
<v Speaker 1>in so much. You know, how much have you put

0:21:05.440 --> 0:21:08.040
<v Speaker 1>the work in? Now? Save get an extra job, you

0:21:08.040 --> 0:21:10.800
<v Speaker 1>know whatever on the side, and save the down payment

0:21:10.840 --> 0:21:12.960
<v Speaker 1>that you need, and then you leave your retirement a

0:21:13.000 --> 0:21:14.440
<v Speaker 1>loan for when you don't have the good neees in

0:21:14.480 --> 0:21:14.960
<v Speaker 1>the good back.

0:21:15.680 --> 0:21:17.960
<v Speaker 2>Yeah, and I'll just add to that really quickly. When

0:21:17.960 --> 0:21:19.399
<v Speaker 2>you take out a four to one K loan, you know,

0:21:19.440 --> 0:21:22.600
<v Speaker 2>your employer basically gives you the privilege, I guess or

0:21:22.640 --> 0:21:24.680
<v Speaker 2>the gives you the option to borrow from your four

0:21:24.680 --> 0:21:26.720
<v Speaker 2>to one K. And when you borrow from your four

0:21:26.720 --> 0:21:28.320
<v Speaker 2>to one k, you know you, yes, you're going to

0:21:28.359 --> 0:21:30.760
<v Speaker 2>pay yourself back. And I have taken a small four

0:21:30.800 --> 0:21:32.679
<v Speaker 2>to one K loan out before and I paid it

0:21:32.720 --> 0:21:34.440
<v Speaker 2>off within a year and it was it was nice

0:21:34.480 --> 0:21:37.640
<v Speaker 2>because you know, I paid myself back and their low

0:21:37.640 --> 0:21:40.200
<v Speaker 2>low interests and any interest you pay goes back to yourself.

0:21:40.280 --> 0:21:43.200
<v Speaker 2>So that made sense for me. But what I'll say

0:21:43.240 --> 0:21:45.640
<v Speaker 2>is you need to really feel secure in where you work,

0:21:45.720 --> 0:21:48.000
<v Speaker 2>because if you were to get laid off or leave

0:21:48.040 --> 0:21:50.520
<v Speaker 2>your job, your employer would be asking for that money

0:21:50.520 --> 0:21:53.439
<v Speaker 2>back immediately. And I think you have don't quote me

0:21:53.440 --> 0:21:55.359
<v Speaker 2>on this, but I think like thirty to sixty days

0:21:55.359 --> 0:21:57.800
<v Speaker 2>sometimes to pay that money back. So let's say you

0:21:57.840 --> 0:22:00.280
<v Speaker 2>take out twenty grand for a down payment. If you're

0:22:00.280 --> 0:22:01.639
<v Speaker 2>in the middle of paying it back, you've got ten

0:22:01.760 --> 0:22:03.280
<v Speaker 2>k left. You've got to be able to come up

0:22:03.320 --> 0:22:06.000
<v Speaker 2>with that or I believe the risk is that it'll

0:22:06.119 --> 0:22:07.800
<v Speaker 2>count as a withdrawal and then you get hit with

0:22:07.840 --> 0:22:11.520
<v Speaker 2>all those four one K withdrawal penalties like taxes and

0:22:11.560 --> 0:22:14.119
<v Speaker 2>things like that. So you have to really, you know,

0:22:14.160 --> 0:22:17.440
<v Speaker 2>feel secure and where you're working and accept the risk

0:22:17.680 --> 0:22:19.920
<v Speaker 2>that when you take money out of an investment account

0:22:20.160 --> 0:22:23.879
<v Speaker 2>and put it into a home, a home, yes, potentially

0:22:24.000 --> 0:22:26.760
<v Speaker 2>can increase in value, but you have to look at

0:22:26.760 --> 0:22:29.439
<v Speaker 2>home values in the area where you're buying it. It

0:22:29.440 --> 0:22:32.240
<v Speaker 2>could be unlikely that you'll earn as much return on

0:22:32.240 --> 0:22:34.560
<v Speaker 2>an investment from your home as you would if you

0:22:34.680 --> 0:22:37.240
<v Speaker 2>just left that money where it was sitting in the market.

0:22:37.800 --> 0:22:39.359
<v Speaker 2>For some people that may be worth the risk for

0:22:39.440 --> 0:22:44.320
<v Speaker 2>some others maybe not. So weigh all your options so

0:22:44.600 --> 0:22:46.399
<v Speaker 2>you know, I see the pros, but also there's some

0:22:46.440 --> 0:22:47.360
<v Speaker 2>cons to consider too.

0:22:47.440 --> 0:22:49.159
<v Speaker 1>Yeah, like I said, it's not the worst thing, but

0:22:49.280 --> 0:22:51.959
<v Speaker 1>like you know, there's I don't know. I just like

0:22:51.960 --> 0:22:54.640
<v Speaker 1>I said, I'm actually not mad that I took out

0:22:54.720 --> 0:22:57.680
<v Speaker 1>that money, but I'm like, you know, Angeline, my financial

0:22:57.680 --> 0:23:01.000
<v Speaker 1>planner is like, girl, like you need to be I

0:23:01.040 --> 0:23:02.920
<v Speaker 1>have to. I actually have to be more aggressive and

0:23:03.000 --> 0:23:06.159
<v Speaker 1>saving for retirement now because of that choice that I

0:23:06.240 --> 0:23:07.919
<v Speaker 1>made that long ago. And I'm like, I don't have

0:23:07.920 --> 0:23:09.240
<v Speaker 1>the knees in the back I used to.

0:23:09.880 --> 0:23:16.000
<v Speaker 2>Okay, I think we're not worried about you retire.

0:23:16.040 --> 0:23:18.400
<v Speaker 1>I'm mommy.

0:23:19.800 --> 0:23:21.439
<v Speaker 2>Thank you very much for your question. Listen to you

0:23:21.440 --> 0:23:25.639
<v Speaker 2>one more quick quick. Here's one about switching banks from

0:23:25.680 --> 0:23:28.720
<v Speaker 2>a listener who wants to be anonymous. She says, I

0:23:28.720 --> 0:23:30.720
<v Speaker 2>found your podcast last year. Is still catching up. I

0:23:30.840 --> 0:23:33.520
<v Speaker 2>learned so much. I'm trying to move from my brick

0:23:33.600 --> 0:23:36.200
<v Speaker 2>and Border bank Bank of America because of all the

0:23:36.280 --> 0:23:39.360
<v Speaker 2>hidden fees, and I'm thinking of moving to a Discover

0:23:39.480 --> 0:23:41.800
<v Speaker 2>checking and savings account. The problem is I only have

0:23:41.840 --> 0:23:44.560
<v Speaker 2>one credit card and it's that Bank of America card.

0:23:44.880 --> 0:23:47.040
<v Speaker 2>Do you think it's wise to keep it as is?

0:23:47.720 --> 0:23:50.560
<v Speaker 2>Because it's my longest standing credit card, so my credit

0:23:50.560 --> 0:23:52.760
<v Speaker 2>score won't be affected. Right now, I'm in the high

0:23:52.800 --> 0:23:53.640
<v Speaker 2>seven hundreds.

0:23:55.240 --> 0:23:58.080
<v Speaker 1>What do we do? We give her a name anonymous.

0:23:58.320 --> 0:24:01.000
<v Speaker 1>I'm gonna call her Twain. That's my first card too.

0:24:01.119 --> 0:24:03.480
<v Speaker 1>Bank of America samesies.

0:24:03.640 --> 0:24:05.720
<v Speaker 2>For the girl. They got me when I was interning

0:24:05.760 --> 0:24:08.359
<v Speaker 2>in New York outside of the John P. Juice. I

0:24:08.400 --> 0:24:10.560
<v Speaker 2>want to say, sign me right up, go ahead.

0:24:10.560 --> 0:24:12.280
<v Speaker 1>I think I think I think they got me. In college.

0:24:12.280 --> 0:24:14.399
<v Speaker 1>I was literally like, I'll trade my life for Snickers

0:24:14.440 --> 0:24:15.440
<v Speaker 1>barb Alex.

0:24:15.200 --> 0:24:16.920
<v Speaker 2>Thanks, give me that free T shirt, thank you.

0:24:17.880 --> 0:24:21.040
<v Speaker 1>And so honestly triple it. I still have my Bank

0:24:21.040 --> 0:24:23.560
<v Speaker 1>of that same card. I still have and I was

0:24:23.600 --> 0:24:26.119
<v Speaker 1>with Bank of America and I'm no longer because fees.

0:24:26.560 --> 0:24:29.399
<v Speaker 1>But you don't have to stay with the like just

0:24:29.440 --> 0:24:31.399
<v Speaker 1>because you have a credit card with that bank doesn't

0:24:31.440 --> 0:24:33.400
<v Speaker 1>mean you have to have a bank account with that bank.

0:24:33.440 --> 0:24:36.600
<v Speaker 1>I don't. So yeah, you could keep that card. And

0:24:36.600 --> 0:24:39.440
<v Speaker 1>I honestly suggested, like I keep my Bank of America card.

0:24:39.480 --> 0:24:41.960
<v Speaker 1>It has my interest rate of all my cards is

0:24:41.960 --> 0:24:44.119
<v Speaker 1>probably the highest. I think it's like nine or ten percent,

0:24:44.440 --> 0:24:45.960
<v Speaker 1>but I don't want to use it. Quite honestly, I

0:24:46.000 --> 0:24:47.960
<v Speaker 1>put like I think, I put my Netflix on it

0:24:48.000 --> 0:24:49.360
<v Speaker 1>and pay it off every month just so I can

0:24:49.440 --> 0:24:49.960
<v Speaker 1>keep it open.

0:24:50.040 --> 0:24:52.120
<v Speaker 2>Wait, nine or ten percent is a low interest rate?

0:24:52.680 --> 0:24:55.119
<v Speaker 2>Is it compared to what credit cards have today today?

0:24:55.119 --> 0:24:56.240
<v Speaker 1>You know what? But I have You know what it is?

0:24:56.280 --> 0:24:58.199
<v Speaker 1>I have a Wells Fargo's card that I locked in

0:24:58.200 --> 0:24:59.800
<v Speaker 1>a rate in like five point two five percent.

0:24:59.800 --> 0:25:04.800
<v Speaker 2>That's I think about it in nineteen eighty three. No,

0:25:04.960 --> 0:25:06.240
<v Speaker 2>that's good, but I lacked it.

0:25:06.240 --> 0:25:11.760
<v Speaker 1>When I got it. It was like some special like promo. Honestly, well,

0:25:11.760 --> 0:25:13.760
<v Speaker 1>I honestly pay up all my cards in full every month,

0:25:13.800 --> 0:25:16.320
<v Speaker 1>so I don't really look at my interest rates, of course,

0:25:16.400 --> 0:25:19.360
<v Speaker 1>but of course, but I'm not a lie. During when

0:25:19.400 --> 0:25:21.240
<v Speaker 1>I was renovating, it was got a little sticky. There

0:25:21.280 --> 0:25:22.920
<v Speaker 1>were definitely so much where I wasn't able to pay

0:25:22.960 --> 0:25:25.400
<v Speaker 1>off my own credit card. But yeah, so y'all say

0:25:25.400 --> 0:25:28.080
<v Speaker 1>all that to say, you can certainly leave Bank of

0:25:28.119 --> 0:25:31.560
<v Speaker 1>America as far as your checking account goes, and keep

0:25:31.640 --> 0:25:34.359
<v Speaker 1>your credit card. Those two things are. You don't have

0:25:34.440 --> 0:25:35.800
<v Speaker 1>to have both at the same bank.

0:25:36.160 --> 0:25:39.159
<v Speaker 2>Exactly, and your intuition is right. It is better to

0:25:39.240 --> 0:25:42.240
<v Speaker 2>keep that old credit card open, especially if there's no

0:25:42.280 --> 0:25:44.159
<v Speaker 2>annual fee, there's no reason to close it. You know,

0:25:44.240 --> 0:25:46.720
<v Speaker 2>maybe charge one thing on it so that it continues

0:25:46.760 --> 0:25:48.800
<v Speaker 2>clocking that you're making payments. And I learned this the

0:25:48.800 --> 0:25:50.760
<v Speaker 2>hard way. That old Bank of America card that I

0:25:50.800 --> 0:25:53.960
<v Speaker 2>had from college. I had a low interest rate, like

0:25:54.040 --> 0:25:56.680
<v Speaker 2>nine percent too, with the credit limit was like a

0:25:56.760 --> 0:26:00.240
<v Speaker 2>thousand dollars. Anyway, I lost it, never used it, and

0:26:00.240 --> 0:26:02.879
<v Speaker 2>they canceled that card on my behalf for not using it.

0:26:03.320 --> 0:26:06.080
<v Speaker 2>So my credit score was fine because I had other cards,

0:26:06.119 --> 0:26:08.320
<v Speaker 2>you know, and you know, more than just the age

0:26:08.359 --> 0:26:10.480
<v Speaker 2>of your credit factors into your credit score, but it's

0:26:10.480 --> 0:26:12.399
<v Speaker 2>it's definitely one of the factors. So you want to

0:26:12.440 --> 0:26:16.440
<v Speaker 2>consider that. So yeah, that is your answer. And once again,

0:26:16.520 --> 0:26:18.760
<v Speaker 2>of course, Tiffany and I are not financial advisors or

0:26:18.800 --> 0:26:22.800
<v Speaker 2>investment advisors, So take our advice like you would advice

0:26:22.840 --> 0:26:24.800
<v Speaker 2>from a friend, and don't.

0:26:24.600 --> 0:26:26.200
<v Speaker 1>Come for us exactly.

0:26:28.359 --> 0:26:32.560
<v Speaker 2>Yes, speak true professional advice if you're you know, looking

0:26:32.560 --> 0:26:36.320
<v Speaker 2>for something more tailored to your specific situation, because you can't,

0:26:36.600 --> 0:26:39.440
<v Speaker 2>you know, tell us your entire life on Instagram, all right,

0:26:39.840 --> 0:26:41.240
<v Speaker 2>Thank you guys so much for your question.

0:26:41.680 --> 0:26:44.840
<v Speaker 1>Yes, you guys always have really great questions. Booster, break,

0:26:45.359 --> 0:26:50.119
<v Speaker 1>it's time to boost, it's time to break. It's not boost,

0:26:50.840 --> 0:26:57.560
<v Speaker 1>it's not break now, Mandy, which one will you take? Boost? Oh? Break?

0:26:57.760 --> 0:26:59.240
<v Speaker 1>You know I'm never gonna remember that song again.

0:26:59.240 --> 0:27:02.159
<v Speaker 2>You know that, right, That's totally fine. This is a

0:27:02.200 --> 0:27:03.160
<v Speaker 2>one time performance.

0:27:03.200 --> 0:27:03.800
<v Speaker 1>You guys.

0:27:04.080 --> 0:27:06.760
<v Speaker 2>You're welcome. Uh, you know what. I don't want to

0:27:07.480 --> 0:27:09.000
<v Speaker 2>I don't want to sound like I am just trying

0:27:09.000 --> 0:27:10.959
<v Speaker 2>to send you, guys to our advertisers. But I have

0:27:11.040 --> 0:27:14.120
<v Speaker 2>to boost Rothy's really quick. Rothy's is the shoe company

0:27:14.560 --> 0:27:16.560
<v Speaker 2>that Tiffan. You've been wearing their shoes for how long?

0:27:16.640 --> 0:27:20.240
<v Speaker 1>Yes? Like years? So and I love that I have.

0:27:20.280 --> 0:27:22.320
<v Speaker 2>Had no occasion to put on a regular pair of

0:27:22.320 --> 0:27:25.480
<v Speaker 2>shoes for quite some time. I've been wearing these slippers,

0:27:25.560 --> 0:27:27.679
<v Speaker 2>it feels like for twelve weeks now. But I finally

0:27:27.720 --> 0:27:31.000
<v Speaker 2>went to Target yesterday. You guys, my husband but together.

0:27:31.320 --> 0:27:32.920
<v Speaker 2>It was the second time he and I have been

0:27:32.920 --> 0:27:36.040
<v Speaker 2>out alone in twelve weeks. And I put on my

0:27:36.119 --> 0:27:39.600
<v Speaker 2>Rothy's flats and they're so comfortable immediately, like you know

0:27:39.640 --> 0:27:42.160
<v Speaker 2>when you get flats and they wake up your toes.

0:27:42.359 --> 0:27:43.920
<v Speaker 2>I was a little nervous that I was going to

0:27:44.000 --> 0:27:46.439
<v Speaker 2>like be hobbling around Target because I like to go

0:27:46.520 --> 0:27:48.600
<v Speaker 2>up and down every single aisle. I haven't been there

0:27:48.600 --> 0:27:51.679
<v Speaker 2>in a long time. Yeah, but they were so comfy

0:27:51.720 --> 0:27:53.960
<v Speaker 2>and I love that you can wash them and they're

0:27:54.040 --> 0:27:56.720
<v Speaker 2>made aren't they made from like recycled plastic or something

0:27:56.760 --> 0:28:00.800
<v Speaker 2>like that? Welcome to the cow right, I got the

0:28:00.840 --> 0:28:04.040
<v Speaker 2>pointy toad flat love it. And I guess, while I'm

0:28:04.080 --> 0:28:07.480
<v Speaker 2>shouting out our advertisers, my third love, uh, nursing bra.

0:28:07.640 --> 0:28:09.959
<v Speaker 2>I can't wait. Okay, not to be you know, of

0:28:09.960 --> 0:28:12.199
<v Speaker 2>course whatever. I've been at home for twelve weeks, so

0:28:12.280 --> 0:28:15.120
<v Speaker 2>you know, bras weren't always necessary. But my third love,

0:28:15.200 --> 0:28:16.679
<v Speaker 2>nursing bra. I can't wait to whip that out and

0:28:16.720 --> 0:28:18.280
<v Speaker 2>take it to the city next week when I go

0:28:18.359 --> 0:28:21.880
<v Speaker 2>back to work. Cute nursing bra. Come on, I'm excited,

0:28:22.119 --> 0:28:24.080
<v Speaker 2>as you can tell. I'm just excited to put pants

0:28:24.119 --> 0:28:25.160
<v Speaker 2>on and go place this again.

0:28:25.640 --> 0:28:27.399
<v Speaker 1>I'm wearing my third love right now. Honestly, it's one

0:28:27.440 --> 0:28:29.840
<v Speaker 1>of the few bras I know. I could probably just

0:28:29.880 --> 0:28:32.919
<v Speaker 1>say this for like our actual ad but like I don't.

0:28:33.000 --> 0:28:34.560
<v Speaker 1>Typically it's hard for me to find like a bra

0:28:34.640 --> 0:28:37.439
<v Speaker 1>that actually feels comfortable that's not like digging, but I

0:28:37.480 --> 0:28:39.360
<v Speaker 1>can actually wear it. Sometimes I forget, I'm like, wait,

0:28:39.400 --> 0:28:40.040
<v Speaker 1>am I wearing a bra?

0:28:40.200 --> 0:28:40.800
<v Speaker 2>Ah?

0:28:40.840 --> 0:28:42.600
<v Speaker 1>And so much so that I mean, you know, we

0:28:42.680 --> 0:28:44.600
<v Speaker 1>got like a little you know, they give us one

0:28:44.640 --> 0:28:46.400
<v Speaker 1>so we could try it out. Actually went back and

0:28:46.440 --> 0:28:48.720
<v Speaker 1>bought two, like with my own money.

0:28:49.840 --> 0:28:51.640
<v Speaker 2>I'm like Third Love like you were with Rothy's. I've

0:28:51.640 --> 0:28:53.360
<v Speaker 2>been rocking them for about a couple of years now,

0:28:54.160 --> 0:28:55.760
<v Speaker 2>and I love it because I was hitting that point

0:28:55.760 --> 0:28:57.920
<v Speaker 2>where I'm like, is the notorious secret it? So I

0:28:57.960 --> 0:29:00.280
<v Speaker 2>have to continue pretending like I need this super pad

0:29:00.280 --> 0:29:03.160
<v Speaker 2>and bra. No. I love Third Love. It feels like

0:29:03.200 --> 0:29:05.719
<v Speaker 2>BRA's for real people. And yes, you guys know we

0:29:05.800 --> 0:29:08.760
<v Speaker 2>actually we turned down so many advertisers because we don't

0:29:08.800 --> 0:29:11.120
<v Speaker 2>like them, or we don't know, we don't like agree

0:29:11.160 --> 0:29:13.440
<v Speaker 2>with their business, or we just don't use them or

0:29:13.480 --> 0:29:16.120
<v Speaker 2>they're not relevant to us. So we only really you know,

0:29:16.600 --> 0:29:19.880
<v Speaker 2>say yes to people or businesses that we truly love

0:29:19.920 --> 0:29:22.800
<v Speaker 2>the product. So yeah, shout out to Rothy's and Third Love.

0:29:22.840 --> 0:29:25.040
<v Speaker 2>And always check our show notes because even if you

0:29:25.080 --> 0:29:26.920
<v Speaker 2>missed the ad this week, I always put in the

0:29:26.920 --> 0:29:29.080
<v Speaker 2>show Notes, where you can go to the website to

0:29:29.080 --> 0:29:33.480
<v Speaker 2>get a discount usually for BA listeners that the advertisers

0:29:33.520 --> 0:29:35.680
<v Speaker 2>offer us. So go to the show Notes. We have

0:29:35.760 --> 0:29:38.520
<v Speaker 2>a promo there right now for Third Love and you

0:29:38.560 --> 0:29:40.320
<v Speaker 2>can check out how you can get some rothy's of

0:29:40.360 --> 0:29:41.200
<v Speaker 2>your own and the show.

0:29:41.440 --> 0:29:43.880
<v Speaker 1>Yes, if I might make a suggestion, I would suggest

0:29:43.880 --> 0:29:50.320
<v Speaker 1>the the camel loafers are every time. No, but honestly,

0:29:50.360 --> 0:29:52.280
<v Speaker 1>so I got my I got my sister Tracy up here,

0:29:52.360 --> 0:29:55.200
<v Speaker 1>the cameo loafers, and I'm like, honestly, it's snowing outside. Tracy,

0:29:55.280 --> 0:29:57.640
<v Speaker 1>She's like, I love that wars the I that's Those

0:29:57.640 --> 0:29:59.320
<v Speaker 1>are my personal favorites and hers as well. But they

0:29:59.320 --> 0:30:01.160
<v Speaker 1>look so skyl and I'm not, if you know me,

0:30:01.200 --> 0:30:03.600
<v Speaker 1>I'm kind of a tomboy. But so I like a

0:30:03.680 --> 0:30:06.280
<v Speaker 1>really comfortable I love the fact that I can look like, oh,

0:30:06.320 --> 0:30:09.240
<v Speaker 1>I'm on purpose stylish even though I'm really feeling like

0:30:09.240 --> 0:30:11.400
<v Speaker 1>I'm wearing a sneaker. And so yeah, those are like

0:30:11.440 --> 0:30:13.720
<v Speaker 1>the super like stylish ones.

0:30:13.960 --> 0:30:15.560
<v Speaker 2>And what's to hold up? You know, That's what I'm

0:30:15.560 --> 0:30:17.960
<v Speaker 2>because they're not They're not cheap, right, No, they're not.

0:30:18.200 --> 0:30:20.080
<v Speaker 2>So how long are they lasting because I just started

0:30:20.120 --> 0:30:22.560
<v Speaker 2>to wear mine in New York City notoriously tears up

0:30:22.560 --> 0:30:24.280
<v Speaker 2>my shoes, So what tell me the truth?

0:30:24.480 --> 0:30:26.640
<v Speaker 1>No, honestly, I think I've had my camel once for

0:30:26.760 --> 0:30:29.640
<v Speaker 1>at least a year and some change. And they're like

0:30:29.800 --> 0:30:31.760
<v Speaker 1>the most worn shoes that I have. And when I

0:30:31.800 --> 0:30:34.280
<v Speaker 1>tell you, they look exactly like they did, which is

0:30:34.280 --> 0:30:36.120
<v Speaker 1>actually surprising because I tear up. Like if you see

0:30:36.120 --> 0:30:41.400
<v Speaker 1>my ugs, You're like, uh, exactly, But no, they actually

0:30:41.480 --> 0:30:44.160
<v Speaker 1>look exactly the same from and I've watched them. So

0:30:44.240 --> 0:30:46.480
<v Speaker 1>I've watched them at least three different times. And yeah,

0:30:46.480 --> 0:30:48.480
<v Speaker 1>they I guess because they're the plastic I don't know,

0:30:48.520 --> 0:30:50.480
<v Speaker 1>but they don't they don't beat up, and I'm I'm

0:30:50.480 --> 0:30:52.360
<v Speaker 1>a shoe beater uper because I'm also one of these

0:30:52.360 --> 0:30:54.640
<v Speaker 1>people that like slightly walks on the side of their shoes,

0:30:54.800 --> 0:30:57.200
<v Speaker 1>you know. So yeah, so like, but they hold up

0:30:57.240 --> 0:30:59.600
<v Speaker 1>really really well. Like yeah, I can honestly say why

0:30:59.680 --> 0:31:03.000
<v Speaker 1>these are my favorite go to shoot. I wish quite

0:31:03.040 --> 0:31:06.320
<v Speaker 1>honestly they had something for like the winter, something super cute,

0:31:06.360 --> 0:31:08.320
<v Speaker 1>because I can't wait for the fall and spring so

0:31:08.360 --> 0:31:09.680
<v Speaker 1>I can throw them back on again.

0:31:10.240 --> 0:31:12.480
<v Speaker 2>Yes, all right, shout out to Rothy's check those show

0:31:12.480 --> 0:31:13.720
<v Speaker 2>notes guys for the promo codes.

0:31:14.200 --> 0:31:19.200
<v Speaker 1>Yes, and I am going to booze. So something pretty

0:31:19.200 --> 0:31:21.720
<v Speaker 1>amazing happened. And even I like it was funny because

0:31:21.720 --> 0:31:23.520
<v Speaker 1>I was talking to a Jirell today and he was like,

0:31:23.560 --> 0:31:25.920
<v Speaker 1>you know, I don't get really impressed by things that

0:31:25.960 --> 0:31:28.360
<v Speaker 1>happen for the Budgetesta anymore. I'm like, thanks, Rando, and

0:31:28.440 --> 0:31:34.320
<v Speaker 1>nobody asked you, and which I'm like, that's fine because honestly,

0:31:34.320 --> 0:31:36.080
<v Speaker 1>we don't only talk about at the house, but this

0:31:36.200 --> 0:31:37.800
<v Speaker 1>is one thing that I'm not gonna lie. I screamed.

0:31:37.840 --> 0:31:40.240
<v Speaker 1>So I was on Twitter the other day someone tweeted me.

0:31:40.280 --> 0:31:43.360
<v Speaker 1>His name was Patrick. He was the technical or tech

0:31:43.480 --> 0:31:47.520
<v Speaker 1>columnist for Time Time magazine, I guess, and he was like,

0:31:47.560 --> 0:31:49.440
<v Speaker 1>I see you, Budgetista, and it was a picture of

0:31:49.480 --> 0:31:52.600
<v Speaker 1>me in like this black box and I'm like okay,

0:31:52.880 --> 0:31:55.480
<v Speaker 1>and I'm like that's a weird TV. So I'm like, well,

0:31:55.480 --> 0:31:57.920
<v Speaker 1>where is this He's like, I'm in a cab. I

0:31:57.960 --> 0:31:58.640
<v Speaker 1>almost fainted.

0:31:58.680 --> 0:32:01.160
<v Speaker 2>Mandy, wait on the cab.

0:32:02.240 --> 0:32:07.240
<v Speaker 1>I'm sorry not to scream. How So remember so this

0:32:07.320 --> 0:32:09.200
<v Speaker 1>year I think her name is Meghan. That your friend

0:32:09.240 --> 0:32:13.520
<v Speaker 1>who works for CNBC, Right, So Mandy's friend Meghan listens

0:32:13.560 --> 0:32:18.360
<v Speaker 1>to Brian Abishing unlike my friends Megan girl, so she listens.

0:32:18.680 --> 0:32:20.520
<v Speaker 1>And so she asked me, like, you know, hey, you

0:32:20.520 --> 0:32:24.440
<v Speaker 1>know sometimes I do these short little videos and you know,

0:32:24.480 --> 0:32:26.440
<v Speaker 1>for a CNBC they'll go on the website. You know,

0:32:26.480 --> 0:32:29.200
<v Speaker 1>they'll go on to like a blog post or whatever.

0:32:29.280 --> 0:32:30.880
<v Speaker 1>You know, we'd love for you to come on and

0:32:30.920 --> 0:32:33.120
<v Speaker 1>like do so And I was like okay, and so

0:32:33.200 --> 0:32:35.480
<v Speaker 1>I came. I did them, and she's like, I'm not gonna,

0:32:35.520 --> 0:32:39.160
<v Speaker 1>you know, no promises. There is a small, minute, minute

0:32:39.240 --> 0:32:42.200
<v Speaker 1>chance that there is a company that takes care of

0:32:42.200 --> 0:32:44.200
<v Speaker 1>the edutainment that you kind of see in the back

0:32:44.240 --> 0:32:46.480
<v Speaker 1>of like a cab. And she's like, sometimes they will

0:32:46.480 --> 0:32:49.560
<v Speaker 1>pick up videos that we do, you know. But she's like,

0:32:49.640 --> 0:32:52.600
<v Speaker 1>now that's you know, I guarantee they'll be on CNBC

0:32:52.720 --> 0:32:54.719
<v Speaker 1>dot com, but that is not up to us. And

0:32:54.760 --> 0:32:56.120
<v Speaker 1>I was like, oh my gosh. She was like, don't

0:32:56.120 --> 0:32:59.200
<v Speaker 1>get excited. It rarely happens. And I said, okay, So

0:32:59.280 --> 0:33:01.720
<v Speaker 1>I did them a lot of fun and truthfully, she said,

0:33:02.320 --> 0:33:04.080
<v Speaker 1>the videos that get picked up are like the really

0:33:04.120 --> 0:33:05.640
<v Speaker 1>short ones. And you know, if you know me, I'm

0:33:05.640 --> 0:33:09.320
<v Speaker 1>not I'm not exactly someone that's concise. So I was like, well,

0:33:09.360 --> 0:33:11.000
<v Speaker 1>obviously I'm not gonna ever get picked up because I

0:33:11.000 --> 0:33:13.840
<v Speaker 1>can't get these tips under five thousand minutes. So I

0:33:13.880 --> 0:33:15.800
<v Speaker 1>did the tips. They did well, you know, like they

0:33:15.880 --> 0:33:18.400
<v Speaker 1>posted them on CNBC. They're still rolling out. But I

0:33:18.440 --> 0:33:20.960
<v Speaker 1>didn't think about it. So when he sent me that picture,

0:33:21.240 --> 0:33:25.520
<v Speaker 1>he was like, I'm in a cab yo. I literally screamed,

0:33:25.560 --> 0:33:29.040
<v Speaker 1>and I'm like, are you kidding me? And then my agent, Headther,

0:33:29.200 --> 0:33:31.120
<v Speaker 1>she's my book agent, was in a cab and she

0:33:31.160 --> 0:33:32.800
<v Speaker 1>sent me the video. I'm like, are you kidding me?

0:33:33.040 --> 0:33:34.200
<v Speaker 1>I feel like I want to go to New York

0:33:34.240 --> 0:33:36.680
<v Speaker 1>just to get in a cab. Oh my gosh. So

0:33:37.320 --> 0:33:38.160
<v Speaker 1>I can't even believe it.

0:33:38.160 --> 0:33:39.680
<v Speaker 2>Honestly, that's amazing.

0:33:39.960 --> 0:33:42.240
<v Speaker 1>Yeah, I'm not in the lost for words.

0:33:42.560 --> 0:33:43.920
<v Speaker 2>To take a cab ride somewhere.

0:33:44.400 --> 0:33:45.920
<v Speaker 1>And I actually have to go to the city tomorrow.

0:33:45.960 --> 0:33:47.280
<v Speaker 2>And I was gonna just stop the cab and be like,

0:33:47.280 --> 0:33:50.600
<v Speaker 2>can you just turn on the TV real quick? I

0:33:50.680 --> 0:33:51.840
<v Speaker 2>love my phone in here, hmm.

0:33:53.080 --> 0:33:54.640
<v Speaker 1>I know, so I don't like, I don't know how

0:33:54.680 --> 0:33:56.440
<v Speaker 1>often it plays or whatever, but I'm not gonna lie.

0:33:56.520 --> 0:33:58.520
<v Speaker 1>I think tomorrow. I think I am gonna I think

0:33:58.520 --> 0:34:00.480
<v Speaker 1>I'll take the train to Penn Station and then I

0:34:00.520 --> 0:34:03.080
<v Speaker 1>have to go do a podcast actually the friends on

0:34:03.120 --> 0:34:04.880
<v Speaker 1>the actual podcast itself. So I think, I think I

0:34:04.960 --> 0:34:06.520
<v Speaker 1>am going to take a cab just so I can

0:34:06.600 --> 0:34:08.560
<v Speaker 1>be in there and be like, I hope, I.

0:34:08.440 --> 0:34:10.560
<v Speaker 2>Come on, you're going to tell them you have the

0:34:10.600 --> 0:34:14.839
<v Speaker 2>podcast too, and it's called Brown Ambitish last time.

0:34:14.920 --> 0:34:16.000
<v Speaker 1>I am definitely gonna shout at.

0:34:17.640 --> 0:34:19.440
<v Speaker 2>Shout out to the four giving them free press. Hey

0:34:19.480 --> 0:34:22.200
<v Speaker 2>friend Zone, I subscribed. I forgot about that. I felt like,

0:34:22.239 --> 0:34:24.080
<v Speaker 2>oh yeah, the friend Zone. Okay, I need to get

0:34:24.120 --> 0:34:26.239
<v Speaker 2>some podcast. I'm so book I have like two big

0:34:26.280 --> 0:34:28.800
<v Speaker 2>fat new books to read on the train. I'm probably

0:34:28.760 --> 0:34:30.480
<v Speaker 2>gonna go sleep in the whole way to the train, Like,

0:34:30.560 --> 0:34:33.880
<v Speaker 2>let's be honest, yeah, because my commute. I'm excited to

0:34:33.880 --> 0:34:35.520
<v Speaker 2>be just trapped on a train with nothing else to

0:34:35.520 --> 0:34:37.200
<v Speaker 2>do but read a book or listen to a podcast.

0:34:37.960 --> 0:34:40.560
<v Speaker 2>I got the bell jar and I have I think,

0:34:40.640 --> 0:34:42.640
<v Speaker 2>what is it called life as we know it? I

0:34:42.640 --> 0:34:44.960
<v Speaker 2>don't know. I'm very excited.

0:34:45.400 --> 0:34:48.319
<v Speaker 1>Yeah, so I just I don't know, like I'm both

0:34:48.360 --> 0:34:52.360
<v Speaker 1>exhausted and yet happy, and yet exhausted and yet happy.

0:34:52.480 --> 0:34:56.239
<v Speaker 1>Rest I know, I'm just like you are, kid.

0:34:57.040 --> 0:34:59.920
<v Speaker 2>I'm really proud of you, thanks man, But I'm more

0:35:00.040 --> 0:35:01.960
<v Speaker 2>proud of you if you are healthy, happy and healthy.

0:35:02.280 --> 0:35:04.000
<v Speaker 1>Yes, I always say that, like that is the point.

0:35:04.080 --> 0:35:06.400
<v Speaker 1>You want to be healthy, happy and whole.

0:35:06.440 --> 0:35:08.520
<v Speaker 2>I want to enjoy your success exactly.

0:35:08.520 --> 0:35:11.879
<v Speaker 1>And I feel happy honestly, and I feel I guess whole.

0:35:11.920 --> 0:35:14.080
<v Speaker 1>I don't even know who like what that means, but

0:35:14.600 --> 0:35:16.760
<v Speaker 1>I'm not gonna lie. I have like this like raging

0:35:16.920 --> 0:35:19.160
<v Speaker 1>cough that I suspect is like my body being like

0:35:19.200 --> 0:35:20.520
<v Speaker 1>if you don't lay down, I'm gonna put you down.

0:35:20.560 --> 0:35:23.759
<v Speaker 1>I'm like, okay, So yeah, it's like this drag cough.

0:35:23.800 --> 0:35:26.480
<v Speaker 1>If anybody has any drack off solutions. Because I cannot

0:35:26.480 --> 0:35:29.480
<v Speaker 1>see themidifier, I think so I was thinking. Now it's

0:35:29.520 --> 0:35:30.720
<v Speaker 1>like I think I do need to get a human.

0:35:30.880 --> 0:35:32.680
<v Speaker 2>Oh it is a girl in these New Jersey New

0:35:32.760 --> 0:35:35.239
<v Speaker 2>York winters. Yes, I have one on my bed. I'll

0:35:35.239 --> 0:35:36.839
<v Speaker 2>send you a link to a cute one. Oh.

0:35:36.960 --> 0:35:38.680
<v Speaker 1>Yes, Is it like the elephant one that it comes

0:35:38.719 --> 0:35:39.280
<v Speaker 1>out a trunk?

0:35:39.760 --> 0:35:42.040
<v Speaker 2>Uh? No, that sounds like it's firm a child, but

0:35:42.120 --> 0:35:45.960
<v Speaker 2>you know what you do. No, this one's shaped like

0:35:46.000 --> 0:35:46.759
<v Speaker 2>a little tear drop.

0:35:47.400 --> 0:35:49.799
<v Speaker 1>Ooh I think, I think, Okay, yeah, so send it

0:35:49.800 --> 0:35:52.399
<v Speaker 1>to me because I do need to humidifier, even though yeah,

0:35:52.400 --> 0:35:53.840
<v Speaker 1>I do need humanifire because I'm.

0:35:53.719 --> 0:35:58.480
<v Speaker 2>Like some essential oils in there. You look the oil magical, yeah,

0:35:58.680 --> 0:36:01.359
<v Speaker 2>or as my mother and Laudra shove some vix the boat. Wait,

0:36:01.520 --> 0:36:02.720
<v Speaker 2>what's it called Vic's baby?

0:36:03.480 --> 0:36:05.160
<v Speaker 1>No, don't they call it? My friend used to she

0:36:05.200 --> 0:36:06.799
<v Speaker 1>was Dominican, and her mom used to call it viva

0:36:06.880 --> 0:36:12.759
<v Speaker 1>peru or something like what I need exactly. And I

0:36:12.880 --> 0:36:14.239
<v Speaker 1>was like, what she said you need?

0:36:14.920 --> 0:36:17.040
<v Speaker 2>I'm like, oh, oh, trick me and make in fun.

0:36:17.320 --> 0:36:18.480
<v Speaker 1>I can't now.

0:36:19.080 --> 0:36:21.480
<v Speaker 2>I respect and love all diminishing.

0:36:21.160 --> 0:36:24.839
<v Speaker 1>Upway less love Dominican. It sounds just like the way

0:36:24.960 --> 0:36:28.239
<v Speaker 1>my Nigerian parents were said. Yeah, so you know, like

0:36:28.280 --> 0:36:31.759
<v Speaker 1>it's very similar in the pronunciation. But yeah, honestly, it's

0:36:31.760 --> 0:36:34.359
<v Speaker 1>been an awesome week. How has baby Rio been? Has

0:36:34.400 --> 0:36:34.759
<v Speaker 1>he been?

0:36:35.200 --> 0:36:37.719
<v Speaker 2>If he takes that bottle, he will be That's the

0:36:37.760 --> 0:36:39.640
<v Speaker 2>new stress of the week. He needs a new baby

0:36:39.680 --> 0:36:43.720
<v Speaker 2>every day. Last day, though, slept till five am. Okay,

0:36:43.760 --> 0:36:45.640
<v Speaker 2>I'm afraid to say that out loud because it is

0:36:45.680 --> 0:36:50.600
<v Speaker 2>a miracle, like he slept eight hours. Now, I did

0:36:50.600 --> 0:36:52.239
<v Speaker 2>not sleep because of course I woke up at two

0:36:52.239 --> 0:36:55.160
<v Speaker 2>am in a cold sweat, like, where's baby? Why have

0:36:55.239 --> 0:36:58.560
<v Speaker 2>I not been woken up? And then it took me

0:36:58.560 --> 0:37:02.439
<v Speaker 2>about two hours to calm down. But yeah, but yeah,

0:37:02.480 --> 0:37:05.000
<v Speaker 2>he's he's amazing, and you know what I am giving.

0:37:05.600 --> 0:37:07.880
<v Speaker 2>I am just letting him lead. I am done with blogs,

0:37:07.920 --> 0:37:10.520
<v Speaker 2>I am done with E courses, and I asked for

0:37:10.520 --> 0:37:12.920
<v Speaker 2>a refund for this baby sleep training E course that

0:37:13.080 --> 0:37:14.719
<v Speaker 2>and I was like, you have one hundred percent cash

0:37:14.760 --> 0:37:18.240
<v Speaker 2>back guaranteed. Great, I would like a refund because I'm

0:37:18.320 --> 0:37:21.400
<v Speaker 2>just letting the baby tell me what he needs. And honestly,

0:37:21.880 --> 0:37:23.959
<v Speaker 2>I have to remind myself of that all the time.

0:37:24.000 --> 0:37:27.640
<v Speaker 2>It's not like a one and done fix. But I

0:37:27.680 --> 0:37:30.000
<v Speaker 2>have had so much less stress and just letting him

0:37:30.040 --> 0:37:31.560
<v Speaker 2>tell me how much he wants to eat and when

0:37:31.560 --> 0:37:33.239
<v Speaker 2>he wants to sleep and how long he wants his

0:37:33.320 --> 0:37:36.160
<v Speaker 2>nap to be and not stress about will it interfere

0:37:36.200 --> 0:37:38.120
<v Speaker 2>with his night's sleep? And you know what, he gave

0:37:38.160 --> 0:37:41.800
<v Speaker 2>me eight hours. I'm so proud of him, you know, I'm.

0:37:43.800 --> 0:37:46.400
<v Speaker 1>He just let me work out, Like, yeah, Jero was

0:37:46.440 --> 0:37:48.840
<v Speaker 1>telling me when they first brought this a home, like

0:37:48.920 --> 0:37:50.839
<v Speaker 1>because they read somewhere that the baby's supposed to eat

0:37:50.840 --> 0:37:52.880
<v Speaker 1>every two hours. Yeah, so they were. They were waking

0:37:52.920 --> 0:37:53.480
<v Speaker 1>up every two hour.

0:37:53.560 --> 0:37:57.080
<v Speaker 2>Way they tell you that in the hospital, and it's

0:37:57.120 --> 0:37:59.799
<v Speaker 2>true until they gained your birth weight back. But no

0:37:59.800 --> 0:38:02.080
<v Speaker 2>one told me until that. And I'm still like shoving

0:38:02.120 --> 0:38:03.400
<v Speaker 2>the booby his mouth and he's.

0:38:03.239 --> 0:38:07.600
<v Speaker 1>Like, ma, ma, doctor trip that he went too. They

0:38:07.640 --> 0:38:09.960
<v Speaker 1>were so tired, and that's like, what's wrong with y'all?

0:38:10.000 --> 0:38:11.759
<v Speaker 1>They were like, well, you know, we've been up for

0:38:11.880 --> 0:38:14.480
<v Speaker 1>two hours. They were like, uh. The doctor was like,

0:38:14.520 --> 0:38:17.240
<v Speaker 1>if the baby is asleep, let her sleep. If she's hungry,

0:38:17.239 --> 0:38:19.000
<v Speaker 1>she will wake up and ask for food. Yeah, you

0:38:19.000 --> 0:38:21.360
<v Speaker 1>don't have to, like literally forcibly wake her up to

0:38:21.440 --> 0:38:24.879
<v Speaker 1>force feed her food. They were like, what you and you.

0:38:24.800 --> 0:38:26.440
<v Speaker 2>Feel like an idiot, but then no one tells you.

0:38:26.520 --> 0:38:28.320
<v Speaker 2>I feel it. I feel that, So I feel that

0:38:28.400 --> 0:38:29.800
<v Speaker 2>anecdote and deep in my bones.

0:38:30.680 --> 0:38:33.719
<v Speaker 1>Meanwhile, baby Alyssa is now thirteen whole years old, so

0:38:33.880 --> 0:38:36.239
<v Speaker 1>you know, somehow she survived and Rio will too.

0:38:36.600 --> 0:38:38.680
<v Speaker 2>He will, and I'm just letting him take the lead

0:38:38.800 --> 0:38:41.279
<v Speaker 2>and me going back to work is gonna be good

0:38:41.280 --> 0:38:44.319
<v Speaker 2>for both of us. Mommy needs to think about something else. Yeah,

0:38:44.400 --> 0:38:46.480
<v Speaker 2>I'm very excited. But he is a dream boat and

0:38:46.520 --> 0:38:49.120
<v Speaker 2>I'm really enjoying. You know, I love him to bits.

0:38:49.200 --> 0:38:51.160
<v Speaker 2>And this has been a while, twelve weeks. I will

0:38:51.200 --> 0:38:53.600
<v Speaker 2>never ever forget it, no matter what anyone says, I

0:38:53.600 --> 0:38:56.600
<v Speaker 2>will not forget it. But I'm really proud of myself

0:38:56.600 --> 0:38:57.359
<v Speaker 2>and I'm proud of him.

0:38:57.680 --> 0:38:59.360
<v Speaker 1>I'm proud of you too, Mandra.

0:39:00.800 --> 0:39:03.040
<v Speaker 2>Hugs not too tight.

0:39:04.400 --> 0:39:07.080
<v Speaker 1>And not too long a hug, Get up and get

0:39:07.120 --> 0:39:11.720
<v Speaker 1>up and get off. How are y'all? It's an awesome

0:39:11.719 --> 0:39:12.719
<v Speaker 1>show as per us.

0:39:13.480 --> 0:39:16.399
<v Speaker 2>Yes see you guys next week. Yes, all right, feel

0:39:16.440 --> 0:39:17.680
<v Speaker 2>better too, seriously, rest up?

0:39:18.200 --> 0:39:28.240
<v Speaker 1>Thank you. I am