1 00:00:15,960 --> 00:00:25,200 Speaker 1: Hey, hey, Hey, we're back. We're black, We're brown and shune. 2 00:00:25,440 --> 00:00:27,200 Speaker 2: Yes, I'm through. 3 00:00:27,360 --> 00:00:30,120 Speaker 1: Hello, Hey, Manda, how are you? 4 00:00:30,680 --> 00:00:33,199 Speaker 2: I'm fabulous. I am so proud of you. Can I 5 00:00:33,280 --> 00:00:35,479 Speaker 2: just say that I stand for you and y'all know 6 00:00:35,560 --> 00:00:37,320 Speaker 2: I gush about Tiffany, but I'm so proud of you. 7 00:00:37,360 --> 00:00:39,760 Speaker 2: The launch of Molly Moore. I don't really follow Kickstarter, 8 00:00:39,840 --> 00:00:43,279 Speaker 2: but I think it's pretty freaking amazing the early success 9 00:00:43,360 --> 00:00:45,080 Speaker 2: of this project. So where are you at, how much 10 00:00:45,120 --> 00:00:47,800 Speaker 2: of you raised? And what has been the reaction, because 11 00:00:47,840 --> 00:00:50,000 Speaker 2: it feels like on my end, people are going nuts, 12 00:00:50,000 --> 00:00:50,840 Speaker 2: as they should. 13 00:00:51,440 --> 00:00:53,319 Speaker 1: Well, honestly, we had a really I have to say 14 00:00:53,360 --> 00:00:55,760 Speaker 1: we had a really great first day. I mean it's well, 15 00:00:55,840 --> 00:00:58,240 Speaker 1: it's been a week about and it's been awesome throughout. 16 00:00:58,880 --> 00:01:00,720 Speaker 1: So the first day I think we were like ten 17 00:01:00,840 --> 00:01:02,920 Speaker 1: or twenty percent funded. But what was really special is 18 00:01:02,960 --> 00:01:06,080 Speaker 1: that Kickstarter chose us as what they call projects we Love, 19 00:01:06,920 --> 00:01:09,039 Speaker 1: and so I like looked like I was like, what 20 00:01:09,240 --> 00:01:10,920 Speaker 1: this had the emails? I was like, oh my gosh, 21 00:01:10,959 --> 00:01:14,360 Speaker 1: my gosh, it's like the Kickstarter like Emmy's, you know, 22 00:01:14,600 --> 00:01:17,480 Speaker 1: or Oscars or whatever. But what was really special is 23 00:01:17,520 --> 00:01:19,280 Speaker 1: that with Projects we Love you don't know if you're 24 00:01:19,280 --> 00:01:21,080 Speaker 1: going to be on the front page of Kickstarter, but 25 00:01:21,160 --> 00:01:24,959 Speaker 1: we were. So it feels so so crazy to scroll 26 00:01:25,040 --> 00:01:29,039 Speaker 1: through Kickstarter, which really literally has thousands and tens of 27 00:01:29,080 --> 00:01:31,680 Speaker 1: thousands of projects that are live now, and to see 28 00:01:31,720 --> 00:01:34,120 Speaker 1: only two brown faces and one was mine and one 29 00:01:34,160 --> 00:01:37,080 Speaker 1: was Molly's. I was like, oh my gosh, so that 30 00:01:37,200 --> 00:01:37,840 Speaker 1: was Honestly, it. 31 00:01:37,760 --> 00:01:39,280 Speaker 2: Looks so good. So did you have like a kicks 32 00:01:39,480 --> 00:01:41,960 Speaker 2: like cause you're you know, I've looked at Kickstarter before 33 00:01:42,000 --> 00:01:43,120 Speaker 2: and you know how some of them are kind of 34 00:01:43,160 --> 00:01:47,520 Speaker 2: janky looking. Yours is so clean and professional, and it's 35 00:01:47,560 --> 00:01:50,040 Speaker 2: clear that this is a serious book by a serious 36 00:01:50,440 --> 00:01:53,720 Speaker 2: author who means like who knows her business, Like, you're 37 00:01:53,720 --> 00:01:56,000 Speaker 2: going to donate to this campaign and we're actually going 38 00:01:56,080 --> 00:01:58,120 Speaker 2: to come through with what we say, So, like, talk 39 00:01:58,160 --> 00:01:59,960 Speaker 2: about how you put it together? Did you have the 40 00:02:00,160 --> 00:02:04,280 Speaker 2: Kickstart Kickstarter cons consolet wait, what am I trying to say? 41 00:02:04,320 --> 00:02:05,480 Speaker 2: I can't use words anymore? 42 00:02:05,480 --> 00:02:05,840 Speaker 1: What is it? 43 00:02:05,840 --> 00:02:07,360 Speaker 2: What's that person that gets paid a lot to tell 44 00:02:07,360 --> 00:02:08,600 Speaker 2: you about your ohing wrong? 45 00:02:08,880 --> 00:02:12,800 Speaker 1: Yeah? No, a consultant? No, I have to say. So 46 00:02:12,880 --> 00:02:19,280 Speaker 1: what we did was I became a Kickstarter experts honestly. 47 00:02:19,440 --> 00:02:21,040 Speaker 1: So what I did was I got this book literally 48 00:02:21,120 --> 00:02:23,639 Speaker 1: called I think it was called like the Kickstarter Bible 49 00:02:23,800 --> 00:02:26,240 Speaker 1: something or other, because what I did was I was 50 00:02:26,240 --> 00:02:29,720 Speaker 1: listening to different podcasts about Kickstarter, and I was watching 51 00:02:29,760 --> 00:02:32,800 Speaker 1: YouTube videos and there was one guy in particular that 52 00:02:32,840 --> 00:02:34,200 Speaker 1: I thought like he really knew a lot. I can't 53 00:02:34,200 --> 00:02:36,440 Speaker 1: remember his name. I'm sure his book is around here somewhere, 54 00:02:36,440 --> 00:02:38,320 Speaker 1: because I bought his book and I found that he 55 00:02:38,360 --> 00:02:39,840 Speaker 1: had a book on Amazon. So I was like, oh 56 00:02:39,840 --> 00:02:42,800 Speaker 1: my gosh, the Kickstarter Bible or whatever whatever it's called. 57 00:02:42,919 --> 00:02:44,800 Speaker 1: It's like this green, white and black book. So I 58 00:02:44,800 --> 00:02:47,560 Speaker 1: bought it and it was so helpful and I honestly 59 00:02:47,680 --> 00:02:50,280 Speaker 1: just read it and went step by step and I 60 00:02:51,000 --> 00:02:53,160 Speaker 1: gathered folks from my team. So, you know, the budget 61 00:02:53,200 --> 00:02:55,840 Speaker 1: needs to have a fairly big team, and what I 62 00:02:55,840 --> 00:02:57,480 Speaker 1: did was I was like, okay, I need a Molly 63 00:02:57,520 --> 00:03:01,440 Speaker 1: Moore team, and we got a project manager, like who's 64 00:03:01,480 --> 00:03:03,400 Speaker 1: already on the budget needs to team. But we pulled 65 00:03:03,400 --> 00:03:06,160 Speaker 1: someone to help us project manage, and we split up 66 00:03:06,200 --> 00:03:08,840 Speaker 1: about three or four months, and we said, pre kickstarter, 67 00:03:08,919 --> 00:03:11,360 Speaker 1: during kickstarter, post Kickstarter, what does that look like? And 68 00:03:11,360 --> 00:03:14,600 Speaker 1: we started to map that out and like because one 69 00:03:14,639 --> 00:03:17,200 Speaker 1: of the things I've learned with Kickstarter is really the 70 00:03:17,240 --> 00:03:19,480 Speaker 1: true work is beforehand, and the more work you put 71 00:03:19,520 --> 00:03:22,320 Speaker 1: in beforehand, that's what you see afterwards. So I mean we, 72 00:03:22,480 --> 00:03:25,640 Speaker 1: like all visuals you see, for the most part, eighty 73 00:03:25,680 --> 00:03:27,880 Speaker 1: or ninety percent of them were already done before Kickstarter. 74 00:03:28,080 --> 00:03:31,400 Speaker 1: Like that video, Oh my gosh, the video it took 75 00:03:31,480 --> 00:03:35,400 Speaker 1: forever because our videographer his computer was slow, but so 76 00:03:35,440 --> 00:03:38,800 Speaker 1: I had to tape it and tape it again, and 77 00:03:38,960 --> 00:03:42,360 Speaker 1: like Molly thankfully was already drawn. Obviously the book was done, 78 00:03:42,520 --> 00:03:44,920 Speaker 1: but like it was, I'm not even gonna lie, this 79 00:03:44,960 --> 00:03:47,080 Speaker 1: is probably the most stress that I've been. I'm not 80 00:03:47,080 --> 00:03:49,640 Speaker 1: stressed now, but leading up to the Kickstarter it was 81 00:03:49,680 --> 00:03:52,120 Speaker 1: the most stress that I've been since, Like I started 82 00:03:52,160 --> 00:03:55,240 Speaker 1: the first literature challenge, I mean this party to deal. 83 00:03:55,720 --> 00:03:56,600 Speaker 2: What was your goal? 84 00:03:56,760 --> 00:03:58,880 Speaker 1: How much thirty five thousand dollars? 85 00:03:59,160 --> 00:04:01,440 Speaker 2: And how long did the process take from start to finish, 86 00:04:01,480 --> 00:04:02,960 Speaker 2: like getting the page and putting it together? 87 00:04:03,680 --> 00:04:06,000 Speaker 1: So the kickstarted itself, like the actual page not long, 88 00:04:06,040 --> 00:04:09,280 Speaker 1: but we started planning eight weeks. So you figure like 89 00:04:09,360 --> 00:04:11,320 Speaker 1: what like a month and a little bit of change, 90 00:04:11,320 --> 00:04:15,040 Speaker 1: you know, like, yeah, about a month no, no, eight weeks. Yeah, 91 00:04:15,080 --> 00:04:17,279 Speaker 1: you can tell it's been a lot. Anything. 92 00:04:18,800 --> 00:04:19,720 Speaker 2: My life is by week. 93 00:04:19,760 --> 00:04:22,120 Speaker 1: Now he's fifty four weeks. 94 00:04:22,160 --> 00:04:27,240 Speaker 2: You're like a list those people come on why. 95 00:04:26,960 --> 00:04:28,920 Speaker 1: But yeah, So literally it was like it was crazy 96 00:04:28,960 --> 00:04:31,400 Speaker 1: because we were just when once the kickstarted launch, we 97 00:04:31,400 --> 00:04:34,120 Speaker 1: were like, yo, we just launched a new company in 98 00:04:34,160 --> 00:04:36,200 Speaker 1: eight weeks. So the team, what we did was that 99 00:04:36,240 --> 00:04:38,520 Speaker 1: we met every Monday and Friday. We still do. We 100 00:04:38,520 --> 00:04:40,800 Speaker 1: meet Mondays and Fridays, and then we kind of look 101 00:04:40,839 --> 00:04:43,359 Speaker 1: on Mondays we assigned the task, and on Fridays we 102 00:04:43,440 --> 00:04:45,240 Speaker 1: just kind of like regroup and make sure they're done. 103 00:04:45,520 --> 00:04:49,240 Speaker 1: And so they have been amazing because it's not just 104 00:04:49,400 --> 00:04:52,640 Speaker 1: visually the Kickstarter that's the easy part. Before the kickstart 105 00:04:52,640 --> 00:04:54,360 Speaker 1: to launches, you have to figure out, well, what are 106 00:04:54,400 --> 00:04:56,480 Speaker 1: your what are your rewards going to be, how are 107 00:04:56,480 --> 00:04:58,760 Speaker 1: you going to fulfill those rewards? How much is each 108 00:04:58,800 --> 00:05:00,719 Speaker 1: reward going to cost you? Like, so for example, we 109 00:05:00,760 --> 00:05:03,600 Speaker 1: have when you like you go to mollymore dot com 110 00:05:03,640 --> 00:05:05,240 Speaker 1: and you say, oh, I want to get a book, Well, 111 00:05:05,960 --> 00:05:08,240 Speaker 1: every book that you get, I've had it in there 112 00:05:08,240 --> 00:05:10,560 Speaker 1: where I am going to also give away a book. 113 00:05:10,680 --> 00:05:12,760 Speaker 1: So now I have to calculate how much does it 114 00:05:12,839 --> 00:05:15,160 Speaker 1: cost to print the book that you're buying, how much 115 00:05:15,200 --> 00:05:17,159 Speaker 1: does it cost to ship you the book that you're buying, 116 00:05:17,360 --> 00:05:19,480 Speaker 1: how much it cost to print the book that you're 117 00:05:19,520 --> 00:05:21,120 Speaker 1: not buying, but the book that you're getting for another 118 00:05:21,200 --> 00:05:24,440 Speaker 1: kid by proxy of you getting that book. So every penny, 119 00:05:24,480 --> 00:05:28,760 Speaker 1: I literally have this Kickstarter spreadsheet where for each reward tier, 120 00:05:29,080 --> 00:05:31,280 Speaker 1: I know to the penny how much it's going to 121 00:05:31,320 --> 00:05:34,000 Speaker 1: cost to fulfill this reward. Like I had to calculate 122 00:05:34,000 --> 00:05:37,679 Speaker 1: everything from credit card costs. That Kickstarter charge is twenty 123 00:05:37,720 --> 00:05:41,040 Speaker 1: cents for every time anyone makes an order, like anyone 124 00:05:41,120 --> 00:05:44,120 Speaker 1: choose a reward, and then there's a two percent Kickstarter fee. 125 00:05:44,200 --> 00:05:47,120 Speaker 1: So if you don't calculate those things right, you might say, oh, 126 00:05:47,600 --> 00:05:50,160 Speaker 1: this reward I'm gonna if you give me thirty dollars, 127 00:05:50,279 --> 00:05:52,480 Speaker 1: you get these five things. But if you haven't done 128 00:05:52,480 --> 00:05:54,400 Speaker 1: the math, you might not realize that those five things 129 00:05:54,400 --> 00:05:56,760 Speaker 1: are actually going to cost you forty dollars to fulfill. 130 00:05:57,320 --> 00:05:59,880 Speaker 1: So I did like the level of math. The math 131 00:06:00,120 --> 00:06:03,039 Speaker 1: loan took me a month to figure out fully, so 132 00:06:03,120 --> 00:06:06,120 Speaker 1: I know exactly that for every tier when you make 133 00:06:06,120 --> 00:06:08,720 Speaker 1: an order, I know when someone orders the Molly More 134 00:06:08,760 --> 00:06:11,919 Speaker 1: book and like some other Chatski's or whatever, like for 135 00:06:11,960 --> 00:06:15,920 Speaker 1: thirty dollars that I make like fifteen of those thirty 136 00:06:16,200 --> 00:06:19,159 Speaker 1: and that fifteen is what I use then to like, 137 00:06:19,279 --> 00:06:20,960 Speaker 1: all that extra money is going to be used to 138 00:06:21,240 --> 00:06:23,800 Speaker 1: hire teachers, to write more curriculum and lesson plans and things. 139 00:06:23,839 --> 00:06:25,680 Speaker 1: So but it's been a labor of love. But when 140 00:06:25,680 --> 00:06:28,200 Speaker 1: I tell you the like, it was to the point 141 00:06:28,240 --> 00:06:30,120 Speaker 1: where I was literally just standing in the kitchen looking 142 00:06:30,160 --> 00:06:32,960 Speaker 1: off to the like out the window, and my husband 143 00:06:33,000 --> 00:06:36,000 Speaker 1: was like, are you okay? I'm like, who are you? Like, 144 00:06:36,080 --> 00:06:39,560 Speaker 1: especially the week before it was I mean, it's not 145 00:06:39,560 --> 00:06:41,279 Speaker 1: the kind of stress I wish on anybody. It was, 146 00:06:41,440 --> 00:06:43,560 Speaker 1: you know, quite honestly, it was not healthy. And I 147 00:06:43,600 --> 00:06:46,000 Speaker 1: was like, okay, Tiffany, you know you hit it well. 148 00:06:46,760 --> 00:06:49,640 Speaker 1: I know you don't have to hide that kind of stuff, 149 00:06:50,200 --> 00:06:51,960 Speaker 1: you know what. I didn't even realize that I was 150 00:06:52,000 --> 00:06:55,159 Speaker 1: that stressed until, like, yeah, until I was looking at 151 00:06:55,160 --> 00:06:57,080 Speaker 1: myself in the mirror. I'm like, yo, you look like 152 00:06:57,200 --> 00:06:59,560 Speaker 1: hell bags in your eyes. Honestly, what it really hit 153 00:06:59,600 --> 00:07:01,520 Speaker 1: me when this might be TMI, but it really hit 154 00:07:01,560 --> 00:07:04,280 Speaker 1: me when I missed my period and I'm not pregnant. 155 00:07:04,640 --> 00:07:04,919 Speaker 2: Oh. 156 00:07:05,400 --> 00:07:07,520 Speaker 1: That's when I was like yeah, because I was like 157 00:07:07,560 --> 00:07:09,080 Speaker 1: I was getting all the symptoms, you know, like my 158 00:07:09,080 --> 00:07:11,360 Speaker 1: face was breaking out, and I was like, oh, periods coming, 159 00:07:11,520 --> 00:07:13,720 Speaker 1: periods coming. Then I look at my Ovia app and 160 00:07:13,760 --> 00:07:16,200 Speaker 1: I'm like, hmmm, according to this, I'm on day four. 161 00:07:16,360 --> 00:07:18,800 Speaker 1: I'm not. And so it was like, and I know 162 00:07:18,800 --> 00:07:21,400 Speaker 1: I'm not prayierant because I have an IIU D inside 163 00:07:21,440 --> 00:07:24,440 Speaker 1: because y'all know that I had like a scar removal 164 00:07:24,440 --> 00:07:26,520 Speaker 1: surgery maybe like a month or two ago. So they 165 00:07:26,560 --> 00:07:28,560 Speaker 1: put like an IUD without the medicine in it. But 166 00:07:28,560 --> 00:07:31,240 Speaker 1: to like prop open my uterus, since I tend to 167 00:07:31,360 --> 00:07:33,840 Speaker 1: my uterus tends to basically congeal together. 168 00:07:34,200 --> 00:07:36,240 Speaker 2: You can't bother with the disclaimer of TMI anymore. 169 00:07:36,360 --> 00:07:39,000 Speaker 1: I know y'all know about all my uteris. 170 00:07:39,400 --> 00:07:41,840 Speaker 2: Of people literally know what's inside your uterus. 171 00:07:42,040 --> 00:07:44,320 Speaker 1: I know. So as a result, I know that's how 172 00:07:44,320 --> 00:07:45,760 Speaker 1: I know. I'm not praying. I'm just sharing all that 173 00:07:45,800 --> 00:07:47,160 Speaker 1: to know that. That's why, because I know that the 174 00:07:47,640 --> 00:07:50,200 Speaker 1: IUD is in there. So when I didn't get my period, 175 00:07:50,240 --> 00:07:52,320 Speaker 1: I was like, where was like, That's why I looked 176 00:07:52,320 --> 00:07:54,120 Speaker 1: at my app because I'm like I'm getting fake, I'm 177 00:07:54,120 --> 00:07:56,880 Speaker 1: getting all the symptoms. And I was like, wow, I 178 00:07:56,920 --> 00:07:59,440 Speaker 1: totally skipped it and that has never, ever in my 179 00:07:59,480 --> 00:08:02,640 Speaker 1: forty years, ever happened before. And I called, like my doctor. 180 00:08:02,720 --> 00:08:04,640 Speaker 1: She was like, are you under stress? I'm like extreme. 181 00:08:04,720 --> 00:08:07,000 Speaker 1: She's like, yeah, too extreme. And then that's when I 182 00:08:07,040 --> 00:08:09,000 Speaker 1: was like, okay, I need to Like, I'm I'm proud 183 00:08:09,040 --> 00:08:11,400 Speaker 1: of what we did, Molly Moore, but I pushed myself 184 00:08:12,160 --> 00:08:15,720 Speaker 1: too hard, not to compare myself to Beyonce, but after Homecoming, 185 00:08:15,720 --> 00:08:17,840 Speaker 1: Beyonce said she would never push herself that hard again, 186 00:08:17,920 --> 00:08:19,680 Speaker 1: and I was like, I feel you, girl. I mean, 187 00:08:19,720 --> 00:08:21,960 Speaker 1: this is not homecoming, but that's what it felt like 188 00:08:22,000 --> 00:08:25,200 Speaker 1: for me. So I'm I know, I am proud of 189 00:08:25,240 --> 00:08:27,360 Speaker 1: the team and I'm proud of myself, but it was 190 00:08:27,400 --> 00:08:30,360 Speaker 1: too much, quite honestly, Like there are boundaries where it's 191 00:08:30,360 --> 00:08:33,280 Speaker 1: like at what cars so like yeah, so, but if 192 00:08:33,320 --> 00:08:35,400 Speaker 1: you haven't already gotten your book, you can push us 193 00:08:35,400 --> 00:08:37,559 Speaker 1: over the edge so I could sleep at night. You 194 00:08:37,640 --> 00:08:40,560 Speaker 1: go to mollymore dot com, grab you a copy, and 195 00:08:40,640 --> 00:08:42,400 Speaker 1: every time every copy that you get, we even have 196 00:08:42,400 --> 00:08:45,000 Speaker 1: book orders, Like for every copy you get, I give 197 00:08:45,040 --> 00:08:47,120 Speaker 1: away a copy to a kid that might not otherwise 198 00:08:47,160 --> 00:08:49,080 Speaker 1: have access to books. So I'm excited. 199 00:08:49,200 --> 00:08:51,360 Speaker 2: It sounds like you need a mom to come visit 200 00:08:51,400 --> 00:08:54,760 Speaker 2: you and just slyly order something from online and it 201 00:08:54,760 --> 00:08:59,360 Speaker 2: shows about your door and it's a big ass container 202 00:08:59,400 --> 00:09:02,839 Speaker 2: of calling gummies and anti stress vitamins. I'm like, mom, 203 00:09:02,880 --> 00:09:03,679 Speaker 2: what are you trying to say? 204 00:09:04,120 --> 00:09:08,400 Speaker 1: You know what edge I would say that like like, honestly, 205 00:09:08,440 --> 00:09:10,800 Speaker 1: Superman has been like awesome. Once he kind of realized, 206 00:09:10,800 --> 00:09:13,360 Speaker 1: like he was like, you know, like doing extra cleanup 207 00:09:13,400 --> 00:09:15,439 Speaker 1: and like, babe, I got the launchry, why don't you 208 00:09:15,480 --> 00:09:17,520 Speaker 1: go lay down? I was like, do I look at him? 209 00:09:18,000 --> 00:09:24,480 Speaker 1: He's like, yes, you might want to take a shower too, Like, oh, I'll. 210 00:09:24,280 --> 00:09:26,600 Speaker 2: Tell you the same crap people tell me about having 211 00:09:26,640 --> 00:09:29,959 Speaker 2: a baby. It all gets better. You won't even remember. 212 00:09:29,960 --> 00:09:32,920 Speaker 2: You're gonna want to have fifty more books in a year. 213 00:09:33,559 --> 00:09:34,640 Speaker 1: I don't know. I don't know if I love to 214 00:09:34,679 --> 00:09:37,320 Speaker 1: do another Kickstarter. I'll tell you that much. I definitely 215 00:09:37,320 --> 00:09:39,640 Speaker 1: do want to have more books, but well, explain. 216 00:09:39,360 --> 00:09:42,040 Speaker 2: The yeah, so explain the reasoning of because you're you know, 217 00:09:42,080 --> 00:09:44,400 Speaker 2: the mission with the Kickstarter isn't to like raise money 218 00:09:44,440 --> 00:09:46,120 Speaker 2: that you need, like you said, you're using it for 219 00:09:46,200 --> 00:09:49,480 Speaker 2: the to hire financial educators, but it's also like marketing 220 00:09:49,559 --> 00:09:51,679 Speaker 2: right for your book. Yeah, I have to talk about 221 00:09:51,679 --> 00:09:54,160 Speaker 2: that decision for anyone who might be thinking about, you know, 222 00:09:54,200 --> 00:09:57,400 Speaker 2: for their business or whatever, a new launch something on Kickstarter. 223 00:09:57,840 --> 00:10:00,640 Speaker 1: So the good thing about Kickstarter is so the original 224 00:10:00,800 --> 00:10:03,000 Speaker 1: use that people I guess why Kickstarter was created is 225 00:10:03,040 --> 00:10:04,960 Speaker 1: like people are like, how do I get funding for 226 00:10:05,000 --> 00:10:07,760 Speaker 1: this idea? I need money to create the idea. So 227 00:10:07,840 --> 00:10:12,240 Speaker 1: you put the idea out there and people basically fund 228 00:10:12,440 --> 00:10:14,800 Speaker 1: your idea. Then you create the thing, so maybe it's 229 00:10:14,840 --> 00:10:16,920 Speaker 1: like a doll or you know, an app or whatever 230 00:10:16,960 --> 00:10:19,240 Speaker 1: it is, and then then once you get the funding, 231 00:10:19,320 --> 00:10:20,679 Speaker 1: you make the thing, you give it to the people 232 00:10:20,679 --> 00:10:23,520 Speaker 1: who ordered it. But for me, I was really using 233 00:10:23,600 --> 00:10:26,319 Speaker 1: Kickstarter a little bit more strategically because I thought, Okay, 234 00:10:27,240 --> 00:10:30,960 Speaker 1: how do I get the word out there about Molly 235 00:10:31,040 --> 00:10:33,880 Speaker 1: Moore and honestly kind of like get pre orders, you know, 236 00:10:33,960 --> 00:10:36,840 Speaker 1: because I didn't need the money for the book itself, 237 00:10:36,920 --> 00:10:39,600 Speaker 1: Like typically people need the money for the thing they're creating. 238 00:10:39,679 --> 00:10:41,679 Speaker 1: I didn't, so I was like, well, how do I 239 00:10:42,160 --> 00:10:43,720 Speaker 1: you know, how do I get the word out there? 240 00:10:43,720 --> 00:10:46,480 Speaker 1: Because with kickstarted this it's its own movement, and so 241 00:10:46,600 --> 00:10:49,320 Speaker 1: people quite honestly are not like, let me share Tiffany's book, 242 00:10:49,480 --> 00:10:52,600 Speaker 1: But if you share, you'd be more willing to share 243 00:10:52,640 --> 00:10:54,360 Speaker 1: more of a movement. So it's like, okay, so what 244 00:10:54,440 --> 00:10:57,120 Speaker 1: good thing can we do with the movement? And I'm like, 245 00:10:57,120 --> 00:10:58,840 Speaker 1: you know what, what if we gave books away? That 246 00:10:58,840 --> 00:11:00,480 Speaker 1: was always in my intention anyway, but I'm like, what 247 00:11:00,520 --> 00:11:03,040 Speaker 1: if I made that something that people can participate in? 248 00:11:03,400 --> 00:11:06,120 Speaker 1: And as I was creating the financial literacy stuff for 249 00:11:06,480 --> 00:11:09,880 Speaker 1: mollymore dot com, I honestly ran out of ideas and 250 00:11:09,920 --> 00:11:13,000 Speaker 1: I was like, well, I know so many dope financial folks. 251 00:11:13,400 --> 00:11:16,320 Speaker 1: You know, Like what if I use also money from 252 00:11:16,360 --> 00:11:18,360 Speaker 1: the kickstarter to hire some people to make even more 253 00:11:18,360 --> 00:11:20,719 Speaker 1: curriculum that I can give away for free. So it 254 00:11:20,760 --> 00:11:25,400 Speaker 1: was like this great like marketing tool to get mollymore 255 00:11:25,440 --> 00:11:28,280 Speaker 1: out there. And it's not me saying, you know, hey, 256 00:11:28,400 --> 00:11:30,960 Speaker 1: buy my thing to me. That is the smartest thing 257 00:11:31,000 --> 00:11:34,440 Speaker 1: you can do in marketing is not to actually say hey, 258 00:11:34,520 --> 00:11:37,080 Speaker 1: by my thing, because quite honestly, people don't care about 259 00:11:37,080 --> 00:11:41,240 Speaker 1: your thing. They care about what's something internal inside them. 260 00:11:41,240 --> 00:11:44,320 Speaker 1: So instead what I'm saying is, hey, help kids and 261 00:11:44,360 --> 00:11:46,680 Speaker 1: people don't say no to help help like kids. And 262 00:11:46,720 --> 00:11:48,720 Speaker 1: there have been different stages and I'm learning. Like in 263 00:11:48,760 --> 00:11:52,360 Speaker 1: the beginning, it was before kickstarted launch, I created a 264 00:11:52,440 --> 00:11:55,360 Speaker 1: separate mollymore list where I was like, go to the 265 00:11:55,360 --> 00:11:58,840 Speaker 1: website if you're wanting to pre order this book, giving 266 00:11:58,880 --> 00:12:01,080 Speaker 1: your name, email and number. So I knew I had 267 00:12:01,120 --> 00:12:04,560 Speaker 1: like this list of people that were distinctly interested specifically 268 00:12:04,600 --> 00:12:07,880 Speaker 1: and Molly Moore. And so the night before and launched, 269 00:12:07,880 --> 00:12:10,600 Speaker 1: I let them know that I have some like discounted 270 00:12:10,600 --> 00:12:14,040 Speaker 1: tears on the Kickstarter. So those people came in and droves. 271 00:12:14,440 --> 00:12:18,439 Speaker 1: Then a really popular podcast they maybe their black Business 272 00:12:18,480 --> 00:12:20,720 Speaker 1: of the Week, so that dropped. I made sure to 273 00:12:20,760 --> 00:12:22,800 Speaker 1: make that drop on the day that Kickstarter was dropping. 274 00:12:22,840 --> 00:12:25,360 Speaker 2: I was like, okay, if to the friend Zone, yes. 275 00:12:25,440 --> 00:12:28,000 Speaker 1: They're awesome. And so that was like the first major push. 276 00:12:28,040 --> 00:12:30,080 Speaker 2: It was like, was that just an unexpected shout out 277 00:12:30,160 --> 00:12:32,080 Speaker 2: or did you reach out to them like, hey, I'm 278 00:12:32,120 --> 00:12:32,560 Speaker 2: doing this. 279 00:12:32,920 --> 00:12:35,240 Speaker 1: It was random, so randomly, like so not randomly. But 280 00:12:35,280 --> 00:12:36,920 Speaker 1: two years ago I was on the friend Zone. A 281 00:12:36,960 --> 00:12:38,599 Speaker 1: fran from the friend Zone ended up reaching out to 282 00:12:38,679 --> 00:12:41,000 Speaker 1: me and said, hey, we'd love for you to come back. 283 00:12:41,160 --> 00:12:43,280 Speaker 1: You know, it had been like two maybe even three years, 284 00:12:43,400 --> 00:12:45,720 Speaker 1: and I was like, sure, I'll come back. So I 285 00:12:45,800 --> 00:12:48,200 Speaker 1: was scheduled to come back anyway. And then randomly I 286 00:12:48,320 --> 00:12:50,520 Speaker 1: was texting her and it was like, hey, you know, friend, 287 00:12:50,559 --> 00:12:51,920 Speaker 1: like what day did you want me to come back again? 288 00:12:51,960 --> 00:12:53,240 Speaker 1: She said, oh, you call me just in time. I'm 289 00:12:53,280 --> 00:12:55,360 Speaker 1: about to head into the studio and making my black 290 00:12:55,400 --> 00:12:58,360 Speaker 1: Business of the week. I was like, wait, can you 291 00:12:58,400 --> 00:13:00,120 Speaker 1: do it next week? Because I told her about the 292 00:13:00,200 --> 00:13:03,120 Speaker 1: Kickstarter and she was like okay, so thankfully because that 293 00:13:03,120 --> 00:13:05,120 Speaker 1: would have been not a wasted shout out. But it's 294 00:13:05,120 --> 00:13:07,680 Speaker 1: like where to send them, you know, yeah? Yeah, And 295 00:13:07,760 --> 00:13:09,240 Speaker 1: so then I was like, you know, I'm going to 296 00:13:09,400 --> 00:13:12,280 Speaker 1: sell you exactly. So it was honestly, it was perfect time. 297 00:13:12,360 --> 00:13:15,040 Speaker 1: I didn't. These are things that kind of happened accidentally, 298 00:13:15,040 --> 00:13:16,040 Speaker 1: but I would if I was going to do a 299 00:13:16,120 --> 00:13:19,360 Speaker 1: Kickstarter again, I would purposefully line it up for like 300 00:13:19,760 --> 00:13:22,000 Speaker 1: whatever the biggest media I can think of to drop 301 00:13:22,040 --> 00:13:24,880 Speaker 1: the same day as my Kickstarter and then lead people there. 302 00:13:25,280 --> 00:13:28,199 Speaker 1: So the first round of people were like emails and 303 00:13:28,320 --> 00:13:31,160 Speaker 1: friend zone people and social media, and then when that 304 00:13:31,200 --> 00:13:33,240 Speaker 1: died down, I was like, okay, what's kind of like 305 00:13:33,520 --> 00:13:35,959 Speaker 1: the next round then it was well I would say 306 00:13:36,000 --> 00:13:39,520 Speaker 1: emails and that the podcast, and then the next round 307 00:13:39,520 --> 00:13:42,080 Speaker 1: was social media, social media, social media, So we did that, 308 00:13:42,160 --> 00:13:44,240 Speaker 1: and then this weekend I was kind of like, Okay, 309 00:13:44,240 --> 00:13:46,640 Speaker 1: the numbers are slowing down. And that friend of mine 310 00:13:46,679 --> 00:13:48,079 Speaker 1: was like, girl, you met a doll for dollars And 311 00:13:48,120 --> 00:13:49,840 Speaker 1: I'm like, what does that mean? She's like, you know 312 00:13:49,880 --> 00:13:52,760 Speaker 1: how like and you know, like you see like those 313 00:13:52,800 --> 00:13:55,720 Speaker 1: telethons that people are there literally cold calling people, and 314 00:13:55,800 --> 00:13:57,880 Speaker 1: she was like, everyone hits you up in your inbox 315 00:13:57,920 --> 00:14:00,520 Speaker 1: and ask you for financial advice, right, yes, she said, 316 00:14:00,520 --> 00:14:03,720 Speaker 1: we'll hit them back. So I created this like little 317 00:14:03,840 --> 00:14:06,280 Speaker 1: like kind of script like hey, but I would I would. 318 00:14:06,280 --> 00:14:07,920 Speaker 1: I would personalize it so I wouldn't send it to 319 00:14:07,920 --> 00:14:10,200 Speaker 1: anyone I didn't know. But I'm like, hey, Mandy Hope 320 00:14:10,240 --> 00:14:11,680 Speaker 1: all as well, did you know I have a book, 321 00:14:11,720 --> 00:14:13,520 Speaker 1: And I would outline it a little bit and then 322 00:14:13,960 --> 00:14:15,880 Speaker 1: send you to mollymore dot com. And I did that 323 00:14:15,920 --> 00:14:18,320 Speaker 1: all this weekend, literally just copy and pasting on my phone, 324 00:14:18,320 --> 00:14:21,680 Speaker 1: copy paste, copy paste, and up until now that has 325 00:14:21,760 --> 00:14:24,480 Speaker 1: raised it generated about three thousand dollars. So that was awesome. 326 00:14:25,000 --> 00:14:28,080 Speaker 2: If you're like a political candidate, like I'm just like 327 00:14:28,080 --> 00:14:30,600 Speaker 2: Elizabeth Warren, I love you, but can you stop? I 328 00:14:30,640 --> 00:14:33,200 Speaker 2: stopped sending me emails. I know you're in trouble, girl, 329 00:14:33,880 --> 00:14:35,800 Speaker 2: I know Nevada is coming up in you're stressed, but 330 00:14:35,840 --> 00:14:38,040 Speaker 2: can you not send me five emails an hour? Sorry? 331 00:14:38,400 --> 00:14:40,680 Speaker 1: And so no, it's marketing, yes, because I wanted to 332 00:14:40,680 --> 00:14:42,120 Speaker 1: slow down on the emails. I was like, well, if 333 00:14:42,120 --> 00:14:45,240 Speaker 1: I if I I Facebook message like probably one hundred 334 00:14:45,240 --> 00:14:48,560 Speaker 1: people yesterday and then I instagrammed another twenty to thirty 335 00:14:48,600 --> 00:14:50,600 Speaker 1: people yesterday, and so I'm going to keep that up 336 00:14:50,600 --> 00:14:53,480 Speaker 1: because what I found was so I just assumed that 337 00:14:53,520 --> 00:14:55,920 Speaker 1: all my friends knew, and so many of them. You 338 00:14:55,960 --> 00:14:59,000 Speaker 1: know how Facebook is like crazy with them. They don't 339 00:14:59,080 --> 00:15:00,920 Speaker 1: let you see like the alg rhythm doesn't let everyone 340 00:15:00,960 --> 00:15:03,080 Speaker 1: see what you're doing. So I would say, honestly, eighty 341 00:15:03,120 --> 00:15:05,040 Speaker 1: percent of them were like, you have a book, And 342 00:15:05,080 --> 00:15:07,760 Speaker 1: I was like, wow, So it really behooves you that 343 00:15:07,800 --> 00:15:09,880 Speaker 1: if you have something, don't assume that the people that 344 00:15:09,920 --> 00:15:12,360 Speaker 1: are in your life know. So I Facebook message all 345 00:15:12,400 --> 00:15:15,200 Speaker 1: these people, I tweeted I am not really tweeted, but 346 00:15:15,440 --> 00:15:17,800 Speaker 1: instagram all these people in their inbox. Send them the 347 00:15:17,840 --> 00:15:20,800 Speaker 1: cover of mollymore like a picture and it just started 348 00:15:20,800 --> 00:15:23,160 Speaker 1: flowing in. And so today what I'm gonna do, actually, 349 00:15:23,280 --> 00:15:25,120 Speaker 1: the thing I'm gonna do now today is actually I'm 350 00:15:25,120 --> 00:15:28,200 Speaker 1: going to start texting, like so there's probably maybe like 351 00:15:28,280 --> 00:15:30,280 Speaker 1: twenty or thirty people that I'm going to text in 352 00:15:30,360 --> 00:15:33,320 Speaker 1: my phone that same kind of message. Hey Mandy, it's 353 00:15:33,360 --> 00:15:34,680 Speaker 1: me and Tiffany. Did you know I have a book 354 00:15:34,720 --> 00:15:36,680 Speaker 1: and this is what I'm doing with then, and would 355 00:15:36,680 --> 00:15:38,800 Speaker 1: love for you to go pre order at mollymore dot com. 356 00:15:38,840 --> 00:15:42,280 Speaker 1: And so I'm excited about that. And then the next 357 00:15:42,480 --> 00:15:44,480 Speaker 1: phase for this week also too, which we're gonna send 358 00:15:44,520 --> 00:15:47,600 Speaker 1: out a press release so hopefully generate some press. So 359 00:15:47,640 --> 00:15:51,120 Speaker 1: you have to think about your campaign in waves like 360 00:15:51,400 --> 00:15:53,080 Speaker 1: you know, I wouldn't do all at the same time. 361 00:15:53,080 --> 00:15:56,320 Speaker 1: It's like, you know, the email wave, the social media wave, 362 00:15:57,360 --> 00:16:01,800 Speaker 1: the text message wave, the social like DM's wave, you know, 363 00:16:01,920 --> 00:16:05,560 Speaker 1: the press wave. And I'm gonna I'm doing a podcasts 364 00:16:05,560 --> 00:16:07,760 Speaker 1: and things like interviews. So now that's like coming up 365 00:16:07,800 --> 00:16:10,240 Speaker 1: in a week or so, like the podcast interview waves. 366 00:16:10,520 --> 00:16:13,800 Speaker 1: And so I'm hoping all of those waves cumulatively add 367 00:16:13,880 --> 00:16:16,760 Speaker 1: up to the thirty five thousand dollars and then I 368 00:16:16,800 --> 00:16:19,200 Speaker 1: can rest easy at least for a little bit, so honestly, 369 00:16:19,200 --> 00:16:21,840 Speaker 1: but it's been really interesting because I love marketing to 370 00:16:21,880 --> 00:16:23,920 Speaker 1: see like what's worked and what has not worked. And 371 00:16:24,960 --> 00:16:27,000 Speaker 1: it's crazy because I can't wait. 372 00:16:26,840 --> 00:16:27,480 Speaker 2: For my copy. 373 00:16:27,680 --> 00:16:29,440 Speaker 1: Oh, I can't wait for my copy. People like, don't 374 00:16:29,440 --> 00:16:31,120 Speaker 1: you have what? I'm like, No, it takes two to 375 00:16:31,160 --> 00:16:32,120 Speaker 1: three months to print. 376 00:16:32,280 --> 00:16:34,000 Speaker 2: You're trying to do it the old fashion way. Man, 377 00:16:34,440 --> 00:16:37,000 Speaker 2: I know, it's just it's gonna be so sad. I'm 378 00:16:37,000 --> 00:16:40,080 Speaker 2: so Oh. You're just so inspirational. I can't wait. You're 379 00:16:40,120 --> 00:16:41,800 Speaker 2: the kind of friend who I love to have because 380 00:16:42,080 --> 00:16:43,600 Speaker 2: all you because I'm so excited for you, and I'm 381 00:16:43,640 --> 00:16:45,960 Speaker 2: just like, yes, yes, I need to create something. I 382 00:16:46,000 --> 00:16:47,840 Speaker 2: need to be back out there. I'm going to work tomorrow. 383 00:16:47,920 --> 00:16:50,280 Speaker 2: By the way, are you back at Watch Out World? 384 00:16:50,680 --> 00:16:51,480 Speaker 1: How are you feeling? 385 00:16:51,680 --> 00:16:56,000 Speaker 2: The whole brain is coming a new brain. I'm feeling good. 386 00:16:56,040 --> 00:16:58,080 Speaker 2: My mom is here, I'm working from home for the week. 387 00:16:58,120 --> 00:17:00,440 Speaker 2: I talked to my boss last week, got him on 388 00:17:00,440 --> 00:17:03,760 Speaker 2: board with my plan. Anyone looking for a strategy for that, 389 00:17:03,800 --> 00:17:05,399 Speaker 2: you just leave it to the last thirty minutes of 390 00:17:05,440 --> 00:17:08,199 Speaker 2: the conversation and just roll it out to them what 391 00:17:08,280 --> 00:17:09,920 Speaker 2: you want to do. But yeah, so I'm working from 392 00:17:09,920 --> 00:17:11,159 Speaker 2: home for a week and then I'm going to do 393 00:17:11,280 --> 00:17:14,560 Speaker 2: three days in the office in two days telecommuting. Do 394 00:17:14,600 --> 00:17:16,040 Speaker 2: people still say that telecommute? 395 00:17:16,040 --> 00:17:16,280 Speaker 1: Whatever? 396 00:17:16,400 --> 00:17:22,000 Speaker 2: Yeah, I know, w eight f age Okay, And my 397 00:17:22,040 --> 00:17:23,680 Speaker 2: mom is going to be here for five weeks, which 398 00:17:23,720 --> 00:17:27,000 Speaker 2: is great a blessing because Bebe has decided this week 399 00:17:27,080 --> 00:17:31,119 Speaker 2: to refuse the bottle and it is highly stressful because 400 00:17:31,200 --> 00:17:32,840 Speaker 2: mommy's boobs are going to be an hour and a 401 00:17:32,840 --> 00:17:35,800 Speaker 2: half away in Manhattan and boy needs to learn how 402 00:17:35,840 --> 00:17:38,840 Speaker 2: to take that bottle. Yes, so he and grandma are 403 00:17:38,880 --> 00:17:42,240 Speaker 2: going to battle it out this week. We'll see what happens. 404 00:17:42,240 --> 00:17:44,840 Speaker 2: Wish me luck. I'm but I'm very excited to go back. Yeah, 405 00:17:45,240 --> 00:17:47,440 Speaker 2: I'm feeling good, feeling good good. 406 00:17:47,560 --> 00:17:51,359 Speaker 1: I know, it's it's crazy, like, you know, I feel 407 00:17:51,400 --> 00:17:52,960 Speaker 1: like you've been home for so long, but then home 408 00:17:53,000 --> 00:17:53,600 Speaker 1: not that long. 409 00:17:53,720 --> 00:17:57,040 Speaker 2: You know, you know that podcast the longest shortest time. Yes, 410 00:17:57,200 --> 00:17:59,440 Speaker 2: I continue to think. I get it. I get it. 411 00:17:59,440 --> 00:18:02,000 Speaker 2: It is like the longest shortest twelve weeks of my life. 412 00:18:02,600 --> 00:18:06,040 Speaker 2: But you know, thanks for being on this journey with me. Well, 413 00:18:05,800 --> 00:18:07,640 Speaker 2: and I'll keep you guys post on how I'm doing. 414 00:18:07,680 --> 00:18:10,200 Speaker 2: But I'm feeling good. I'm glad to have my mom here. 415 00:18:10,280 --> 00:18:12,520 Speaker 2: She just brings a sense of calm. It's nice to 416 00:18:12,520 --> 00:18:14,320 Speaker 2: have your mama here. You just like, nothing can go wrong. 417 00:18:14,400 --> 00:18:17,800 Speaker 2: Mom's here. Oh, it's it's nice. I love her. I 418 00:18:17,840 --> 00:18:20,199 Speaker 2: love her for leaving her husband in Saint Louis and 419 00:18:20,240 --> 00:18:22,720 Speaker 2: the dog and coming. And you know, I'll do this 420 00:18:22,760 --> 00:18:25,360 Speaker 2: for my future kid if he wants me to one day, 421 00:18:25,400 --> 00:18:27,480 Speaker 2: because it is such a it's a gift. It really 422 00:18:27,520 --> 00:18:29,160 Speaker 2: does take a village, and I don't really have one, 423 00:18:29,200 --> 00:18:31,840 Speaker 2: so for her to drop everything in come it just 424 00:18:31,920 --> 00:18:33,200 Speaker 2: you know, it means a lot. 425 00:18:33,359 --> 00:18:38,040 Speaker 1: So, oh, how is she like? You know, is it 426 00:18:38,080 --> 00:18:39,159 Speaker 1: the battle of the g Mas? 427 00:18:39,920 --> 00:18:42,439 Speaker 2: No? No, no, I mean they don't speak the same language, 428 00:18:42,440 --> 00:18:45,440 Speaker 2: so that kind of helps. No. They give each other 429 00:18:45,480 --> 00:18:47,600 Speaker 2: their space. You know my mom My mom hung out 430 00:18:47,600 --> 00:18:49,480 Speaker 2: and then she went upstairs to take a nap. And 431 00:18:49,680 --> 00:18:51,880 Speaker 2: you know, you you you give them space since they're 432 00:18:51,920 --> 00:19:27,880 Speaker 2: they're very good, they're very sweet people. Nothing dramatic like that. Yeah, 433 00:19:27,920 --> 00:19:29,240 Speaker 2: all right, should we take some questions? 434 00:19:29,240 --> 00:19:34,560 Speaker 1: So yes, my favorite if you have a question, ask 435 00:19:34,720 --> 00:19:36,920 Speaker 1: I forgot the song. It's been a long week. 436 00:19:37,840 --> 00:19:40,399 Speaker 2: Ask a question, you guys, hit us up. You can 437 00:19:40,440 --> 00:19:43,480 Speaker 2: find us on Instagram at Brandon Mission Podcast or hit 438 00:19:43,560 --> 00:19:47,760 Speaker 2: us up on Gmail at Brandimission Podcast at gmail dot 439 00:19:47,800 --> 00:19:50,520 Speaker 2: com with your questions, any kind of question. Let me 440 00:19:50,880 --> 00:19:53,000 Speaker 2: let me shake up this reader mail bag really quick. 441 00:19:53,040 --> 00:19:54,440 Speaker 2: I have a good question from. 442 00:19:54,480 --> 00:19:57,000 Speaker 1: Digit the Digital the digital reader mailbag. 443 00:19:56,800 --> 00:20:00,280 Speaker 2: The Digital You hear a shaken one second? Oh okay. 444 00:20:00,400 --> 00:20:03,879 Speaker 2: First question comes from listener let's call her Frenchie. She says, 445 00:20:04,200 --> 00:20:06,000 Speaker 2: isn't a good idea to borrow from your four O 446 00:20:06,040 --> 00:20:08,000 Speaker 2: one K in order to buy a home. I believe 447 00:20:08,000 --> 00:20:10,000 Speaker 2: you guys have talked about this before, but I'd like 448 00:20:10,080 --> 00:20:13,240 Speaker 2: more information. Thank you for giving me all the knowledge 449 00:20:13,280 --> 00:20:15,639 Speaker 2: you've gained. You've helped me get my grown up life together. 450 00:20:15,720 --> 00:20:19,000 Speaker 2: Oh thank you FRENCHI yes, four to one k alone 451 00:20:19,920 --> 00:20:20,480 Speaker 2: for a house. 452 00:20:24,000 --> 00:20:28,000 Speaker 1: It's not my fave, not your fath why only because 453 00:20:28,680 --> 00:20:31,120 Speaker 1: there you run the risk of one not paying that back. 454 00:20:31,800 --> 00:20:34,800 Speaker 1: And as someone who drained their former and k to 455 00:20:34,840 --> 00:20:38,160 Speaker 1: try to save their house, I don't necessarily regret it, 456 00:20:38,240 --> 00:20:41,399 Speaker 1: but I'm still behind the retirement eight ball as a result. 457 00:20:42,200 --> 00:20:45,160 Speaker 1: So it just makes me nervous because I really believe 458 00:20:45,200 --> 00:20:47,239 Speaker 1: it is your younger self job to look after your 459 00:20:47,280 --> 00:20:50,760 Speaker 1: older self. And it's not the worst decision in the world, 460 00:20:50,840 --> 00:20:54,760 Speaker 1: you know, but it also puts your potential retirement in jeopardy. 461 00:20:54,840 --> 00:20:58,840 Speaker 1: So it's just not my fath especially because you're young. 462 00:20:58,880 --> 00:21:00,840 Speaker 1: Now you're supposed to use like you you know, your 463 00:21:00,880 --> 00:21:02,920 Speaker 1: good neees and you're good back to put the work 464 00:21:02,960 --> 00:21:05,440 Speaker 1: in so much. You know, how much have you put 465 00:21:05,440 --> 00:21:08,040 Speaker 1: the work in? Now? Save get an extra job, you 466 00:21:08,040 --> 00:21:10,800 Speaker 1: know whatever on the side, and save the down payment 467 00:21:10,840 --> 00:21:12,960 Speaker 1: that you need, and then you leave your retirement a 468 00:21:13,000 --> 00:21:14,440 Speaker 1: loan for when you don't have the good neees in 469 00:21:14,480 --> 00:21:14,960 Speaker 1: the good back. 470 00:21:15,680 --> 00:21:17,960 Speaker 2: Yeah, and I'll just add to that really quickly. When 471 00:21:17,960 --> 00:21:19,399 Speaker 2: you take out a four to one K loan, you know, 472 00:21:19,440 --> 00:21:22,600 Speaker 2: your employer basically gives you the privilege, I guess or 473 00:21:22,640 --> 00:21:24,680 Speaker 2: the gives you the option to borrow from your four 474 00:21:24,680 --> 00:21:26,720 Speaker 2: to one K. And when you borrow from your four 475 00:21:26,720 --> 00:21:28,320 Speaker 2: to one k, you know you, yes, you're going to 476 00:21:28,359 --> 00:21:30,760 Speaker 2: pay yourself back. And I have taken a small four 477 00:21:30,800 --> 00:21:32,679 Speaker 2: to one K loan out before and I paid it 478 00:21:32,720 --> 00:21:34,440 Speaker 2: off within a year and it was it was nice 479 00:21:34,480 --> 00:21:37,640 Speaker 2: because you know, I paid myself back and their low 480 00:21:37,640 --> 00:21:40,200 Speaker 2: low interests and any interest you pay goes back to yourself. 481 00:21:40,280 --> 00:21:43,200 Speaker 2: So that made sense for me. But what I'll say 482 00:21:43,240 --> 00:21:45,640 Speaker 2: is you need to really feel secure in where you work, 483 00:21:45,720 --> 00:21:48,000 Speaker 2: because if you were to get laid off or leave 484 00:21:48,040 --> 00:21:50,520 Speaker 2: your job, your employer would be asking for that money 485 00:21:50,520 --> 00:21:53,439 Speaker 2: back immediately. And I think you have don't quote me 486 00:21:53,440 --> 00:21:55,359 Speaker 2: on this, but I think like thirty to sixty days 487 00:21:55,359 --> 00:21:57,800 Speaker 2: sometimes to pay that money back. So let's say you 488 00:21:57,840 --> 00:22:00,280 Speaker 2: take out twenty grand for a down payment. If you're 489 00:22:00,280 --> 00:22:01,639 Speaker 2: in the middle of paying it back, you've got ten 490 00:22:01,760 --> 00:22:03,280 Speaker 2: k left. You've got to be able to come up 491 00:22:03,320 --> 00:22:06,000 Speaker 2: with that or I believe the risk is that it'll 492 00:22:06,119 --> 00:22:07,800 Speaker 2: count as a withdrawal and then you get hit with 493 00:22:07,840 --> 00:22:11,520 Speaker 2: all those four one K withdrawal penalties like taxes and 494 00:22:11,560 --> 00:22:14,119 Speaker 2: things like that. So you have to really, you know, 495 00:22:14,160 --> 00:22:17,440 Speaker 2: feel secure and where you're working and accept the risk 496 00:22:17,680 --> 00:22:19,920 Speaker 2: that when you take money out of an investment account 497 00:22:20,160 --> 00:22:23,879 Speaker 2: and put it into a home, a home, yes, potentially 498 00:22:24,000 --> 00:22:26,760 Speaker 2: can increase in value, but you have to look at 499 00:22:26,760 --> 00:22:29,439 Speaker 2: home values in the area where you're buying it. It 500 00:22:29,440 --> 00:22:32,240 Speaker 2: could be unlikely that you'll earn as much return on 501 00:22:32,240 --> 00:22:34,560 Speaker 2: an investment from your home as you would if you 502 00:22:34,680 --> 00:22:37,240 Speaker 2: just left that money where it was sitting in the market. 503 00:22:37,800 --> 00:22:39,359 Speaker 2: For some people that may be worth the risk for 504 00:22:39,440 --> 00:22:44,320 Speaker 2: some others maybe not. So weigh all your options so 505 00:22:44,600 --> 00:22:46,399 Speaker 2: you know, I see the pros, but also there's some 506 00:22:46,440 --> 00:22:47,360 Speaker 2: cons to consider too. 507 00:22:47,440 --> 00:22:49,159 Speaker 1: Yeah, like I said, it's not the worst thing, but 508 00:22:49,280 --> 00:22:51,959 Speaker 1: like you know, there's I don't know. I just like 509 00:22:51,960 --> 00:22:54,640 Speaker 1: I said, I'm actually not mad that I took out 510 00:22:54,720 --> 00:22:57,680 Speaker 1: that money, but I'm like, you know, Angeline, my financial 511 00:22:57,680 --> 00:23:01,000 Speaker 1: planner is like, girl, like you need to be I 512 00:23:01,040 --> 00:23:02,920 Speaker 1: have to. I actually have to be more aggressive and 513 00:23:03,000 --> 00:23:06,159 Speaker 1: saving for retirement now because of that choice that I 514 00:23:06,240 --> 00:23:07,919 Speaker 1: made that long ago. And I'm like, I don't have 515 00:23:07,920 --> 00:23:09,240 Speaker 1: the knees in the back I used to. 516 00:23:09,880 --> 00:23:16,000 Speaker 2: Okay, I think we're not worried about you retire. 517 00:23:16,040 --> 00:23:18,400 Speaker 1: I'm mommy. 518 00:23:19,800 --> 00:23:21,439 Speaker 2: Thank you very much for your question. Listen to you 519 00:23:21,440 --> 00:23:25,639 Speaker 2: one more quick quick. Here's one about switching banks from 520 00:23:25,680 --> 00:23:28,720 Speaker 2: a listener who wants to be anonymous. She says, I 521 00:23:28,720 --> 00:23:30,720 Speaker 2: found your podcast last year. Is still catching up. I 522 00:23:30,840 --> 00:23:33,520 Speaker 2: learned so much. I'm trying to move from my brick 523 00:23:33,600 --> 00:23:36,200 Speaker 2: and Border bank Bank of America because of all the 524 00:23:36,280 --> 00:23:39,360 Speaker 2: hidden fees, and I'm thinking of moving to a Discover 525 00:23:39,480 --> 00:23:41,800 Speaker 2: checking and savings account. The problem is I only have 526 00:23:41,840 --> 00:23:44,560 Speaker 2: one credit card and it's that Bank of America card. 527 00:23:44,880 --> 00:23:47,040 Speaker 2: Do you think it's wise to keep it as is? 528 00:23:47,720 --> 00:23:50,560 Speaker 2: Because it's my longest standing credit card, so my credit 529 00:23:50,560 --> 00:23:52,760 Speaker 2: score won't be affected. Right now, I'm in the high 530 00:23:52,800 --> 00:23:53,640 Speaker 2: seven hundreds. 531 00:23:55,240 --> 00:23:58,080 Speaker 1: What do we do? We give her a name anonymous. 532 00:23:58,320 --> 00:24:01,000 Speaker 1: I'm gonna call her Twain. That's my first card too. 533 00:24:01,119 --> 00:24:03,480 Speaker 1: Bank of America samesies. 534 00:24:03,640 --> 00:24:05,720 Speaker 2: For the girl. They got me when I was interning 535 00:24:05,760 --> 00:24:08,359 Speaker 2: in New York outside of the John P. Juice. I 536 00:24:08,400 --> 00:24:10,560 Speaker 2: want to say, sign me right up, go ahead. 537 00:24:10,560 --> 00:24:12,280 Speaker 1: I think I think I think they got me. In college. 538 00:24:12,280 --> 00:24:14,399 Speaker 1: I was literally like, I'll trade my life for Snickers 539 00:24:14,440 --> 00:24:15,440 Speaker 1: barb Alex. 540 00:24:15,200 --> 00:24:16,920 Speaker 2: Thanks, give me that free T shirt, thank you. 541 00:24:17,880 --> 00:24:21,040 Speaker 1: And so honestly triple it. I still have my Bank 542 00:24:21,040 --> 00:24:23,560 Speaker 1: of that same card. I still have and I was 543 00:24:23,600 --> 00:24:26,119 Speaker 1: with Bank of America and I'm no longer because fees. 544 00:24:26,560 --> 00:24:29,399 Speaker 1: But you don't have to stay with the like just 545 00:24:29,440 --> 00:24:31,399 Speaker 1: because you have a credit card with that bank doesn't 546 00:24:31,440 --> 00:24:33,400 Speaker 1: mean you have to have a bank account with that bank. 547 00:24:33,440 --> 00:24:36,600 Speaker 1: I don't. So yeah, you could keep that card. And 548 00:24:36,600 --> 00:24:39,440 Speaker 1: I honestly suggested, like I keep my Bank of America card. 549 00:24:39,480 --> 00:24:41,960 Speaker 1: It has my interest rate of all my cards is 550 00:24:41,960 --> 00:24:44,119 Speaker 1: probably the highest. I think it's like nine or ten percent, 551 00:24:44,440 --> 00:24:45,960 Speaker 1: but I don't want to use it. Quite honestly, I 552 00:24:46,000 --> 00:24:47,960 Speaker 1: put like I think, I put my Netflix on it 553 00:24:48,000 --> 00:24:49,360 Speaker 1: and pay it off every month just so I can 554 00:24:49,440 --> 00:24:49,960 Speaker 1: keep it open. 555 00:24:50,040 --> 00:24:52,120 Speaker 2: Wait, nine or ten percent is a low interest rate? 556 00:24:52,680 --> 00:24:55,119 Speaker 2: Is it compared to what credit cards have today today? 557 00:24:55,119 --> 00:24:56,240 Speaker 1: You know what? But I have You know what it is? 558 00:24:56,280 --> 00:24:58,199 Speaker 1: I have a Wells Fargo's card that I locked in 559 00:24:58,200 --> 00:24:59,800 Speaker 1: a rate in like five point two five percent. 560 00:24:59,800 --> 00:25:04,800 Speaker 2: That's I think about it in nineteen eighty three. No, 561 00:25:04,960 --> 00:25:06,240 Speaker 2: that's good, but I lacked it. 562 00:25:06,240 --> 00:25:11,760 Speaker 1: When I got it. It was like some special like promo. Honestly, well, 563 00:25:11,760 --> 00:25:13,760 Speaker 1: I honestly pay up all my cards in full every month, 564 00:25:13,800 --> 00:25:16,320 Speaker 1: so I don't really look at my interest rates, of course, 565 00:25:16,400 --> 00:25:19,360 Speaker 1: but of course, but I'm not a lie. During when 566 00:25:19,400 --> 00:25:21,240 Speaker 1: I was renovating, it was got a little sticky. There 567 00:25:21,280 --> 00:25:22,920 Speaker 1: were definitely so much where I wasn't able to pay 568 00:25:22,960 --> 00:25:25,400 Speaker 1: off my own credit card. But yeah, so y'all say 569 00:25:25,400 --> 00:25:28,080 Speaker 1: all that to say, you can certainly leave Bank of 570 00:25:28,119 --> 00:25:31,560 Speaker 1: America as far as your checking account goes, and keep 571 00:25:31,640 --> 00:25:34,359 Speaker 1: your credit card. Those two things are. You don't have 572 00:25:34,440 --> 00:25:35,800 Speaker 1: to have both at the same bank. 573 00:25:36,160 --> 00:25:39,159 Speaker 2: Exactly, and your intuition is right. It is better to 574 00:25:39,240 --> 00:25:42,240 Speaker 2: keep that old credit card open, especially if there's no 575 00:25:42,280 --> 00:25:44,159 Speaker 2: annual fee, there's no reason to close it. You know, 576 00:25:44,240 --> 00:25:46,720 Speaker 2: maybe charge one thing on it so that it continues 577 00:25:46,760 --> 00:25:48,800 Speaker 2: clocking that you're making payments. And I learned this the 578 00:25:48,800 --> 00:25:50,760 Speaker 2: hard way. That old Bank of America card that I 579 00:25:50,800 --> 00:25:53,960 Speaker 2: had from college. I had a low interest rate, like 580 00:25:54,040 --> 00:25:56,680 Speaker 2: nine percent too, with the credit limit was like a 581 00:25:56,760 --> 00:26:00,240 Speaker 2: thousand dollars. Anyway, I lost it, never used it, and 582 00:26:00,240 --> 00:26:02,879 Speaker 2: they canceled that card on my behalf for not using it. 583 00:26:03,320 --> 00:26:06,080 Speaker 2: So my credit score was fine because I had other cards, 584 00:26:06,119 --> 00:26:08,320 Speaker 2: you know, and you know, more than just the age 585 00:26:08,359 --> 00:26:10,480 Speaker 2: of your credit factors into your credit score, but it's 586 00:26:10,480 --> 00:26:12,399 Speaker 2: it's definitely one of the factors. So you want to 587 00:26:12,440 --> 00:26:16,440 Speaker 2: consider that. So yeah, that is your answer. And once again, 588 00:26:16,520 --> 00:26:18,760 Speaker 2: of course, Tiffany and I are not financial advisors or 589 00:26:18,800 --> 00:26:22,800 Speaker 2: investment advisors, So take our advice like you would advice 590 00:26:22,840 --> 00:26:24,800 Speaker 2: from a friend, and don't. 591 00:26:24,600 --> 00:26:26,200 Speaker 1: Come for us exactly. 592 00:26:28,359 --> 00:26:32,560 Speaker 2: Yes, speak true professional advice if you're you know, looking 593 00:26:32,560 --> 00:26:36,320 Speaker 2: for something more tailored to your specific situation, because you can't, 594 00:26:36,600 --> 00:26:39,440 Speaker 2: you know, tell us your entire life on Instagram, all right, 595 00:26:39,840 --> 00:26:41,240 Speaker 2: Thank you guys so much for your question. 596 00:26:41,680 --> 00:26:44,840 Speaker 1: Yes, you guys always have really great questions. Booster, break, 597 00:26:45,359 --> 00:26:50,119 Speaker 1: it's time to boost, it's time to break. It's not boost, 598 00:26:50,840 --> 00:26:57,560 Speaker 1: it's not break now, Mandy, which one will you take? Boost? Oh? Break? 599 00:26:57,760 --> 00:26:59,240 Speaker 1: You know I'm never gonna remember that song again. 600 00:26:59,240 --> 00:27:02,159 Speaker 2: You know that, right, That's totally fine. This is a 601 00:27:02,200 --> 00:27:03,160 Speaker 2: one time performance. 602 00:27:03,200 --> 00:27:03,800 Speaker 1: You guys. 603 00:27:04,080 --> 00:27:06,760 Speaker 2: You're welcome. Uh, you know what. I don't want to 604 00:27:07,480 --> 00:27:09,000 Speaker 2: I don't want to sound like I am just trying 605 00:27:09,000 --> 00:27:10,959 Speaker 2: to send you, guys to our advertisers. But I have 606 00:27:11,040 --> 00:27:14,120 Speaker 2: to boost Rothy's really quick. Rothy's is the shoe company 607 00:27:14,560 --> 00:27:16,560 Speaker 2: that Tiffan. You've been wearing their shoes for how long? 608 00:27:16,640 --> 00:27:20,240 Speaker 1: Yes? Like years? So and I love that I have. 609 00:27:20,280 --> 00:27:22,320 Speaker 2: Had no occasion to put on a regular pair of 610 00:27:22,320 --> 00:27:25,480 Speaker 2: shoes for quite some time. I've been wearing these slippers, 611 00:27:25,560 --> 00:27:27,679 Speaker 2: it feels like for twelve weeks now. But I finally 612 00:27:27,720 --> 00:27:31,000 Speaker 2: went to Target yesterday. You guys, my husband but together. 613 00:27:31,320 --> 00:27:32,920 Speaker 2: It was the second time he and I have been 614 00:27:32,920 --> 00:27:36,040 Speaker 2: out alone in twelve weeks. And I put on my 615 00:27:36,119 --> 00:27:39,600 Speaker 2: Rothy's flats and they're so comfortable immediately, like you know 616 00:27:39,640 --> 00:27:42,160 Speaker 2: when you get flats and they wake up your toes. 617 00:27:42,359 --> 00:27:43,920 Speaker 2: I was a little nervous that I was going to 618 00:27:44,000 --> 00:27:46,439 Speaker 2: like be hobbling around Target because I like to go 619 00:27:46,520 --> 00:27:48,600 Speaker 2: up and down every single aisle. I haven't been there 620 00:27:48,600 --> 00:27:51,679 Speaker 2: in a long time. Yeah, but they were so comfy 621 00:27:51,720 --> 00:27:53,960 Speaker 2: and I love that you can wash them and they're 622 00:27:54,040 --> 00:27:56,720 Speaker 2: made aren't they made from like recycled plastic or something 623 00:27:56,760 --> 00:28:00,800 Speaker 2: like that? Welcome to the cow right, I got the 624 00:28:00,840 --> 00:28:04,040 Speaker 2: pointy toad flat love it. And I guess, while I'm 625 00:28:04,080 --> 00:28:07,480 Speaker 2: shouting out our advertisers, my third love, uh, nursing bra. 626 00:28:07,640 --> 00:28:09,959 Speaker 2: I can't wait. Okay, not to be you know, of 627 00:28:09,960 --> 00:28:12,199 Speaker 2: course whatever. I've been at home for twelve weeks, so 628 00:28:12,280 --> 00:28:15,120 Speaker 2: you know, bras weren't always necessary. But my third love, 629 00:28:15,200 --> 00:28:16,679 Speaker 2: nursing bra. I can't wait to whip that out and 630 00:28:16,720 --> 00:28:18,280 Speaker 2: take it to the city next week when I go 631 00:28:18,359 --> 00:28:21,880 Speaker 2: back to work. Cute nursing bra. Come on, I'm excited, 632 00:28:22,119 --> 00:28:24,080 Speaker 2: as you can tell. I'm just excited to put pants 633 00:28:24,119 --> 00:28:25,160 Speaker 2: on and go place this again. 634 00:28:25,640 --> 00:28:27,399 Speaker 1: I'm wearing my third love right now. Honestly, it's one 635 00:28:27,440 --> 00:28:29,840 Speaker 1: of the few bras I know. I could probably just 636 00:28:29,880 --> 00:28:32,919 Speaker 1: say this for like our actual ad but like I don't. 637 00:28:33,000 --> 00:28:34,560 Speaker 1: Typically it's hard for me to find like a bra 638 00:28:34,640 --> 00:28:37,439 Speaker 1: that actually feels comfortable that's not like digging, but I 639 00:28:37,480 --> 00:28:39,360 Speaker 1: can actually wear it. Sometimes I forget, I'm like, wait, 640 00:28:39,400 --> 00:28:40,040 Speaker 1: am I wearing a bra? 641 00:28:40,200 --> 00:28:40,800 Speaker 2: Ah? 642 00:28:40,840 --> 00:28:42,600 Speaker 1: And so much so that I mean, you know, we 643 00:28:42,680 --> 00:28:44,600 Speaker 1: got like a little you know, they give us one 644 00:28:44,640 --> 00:28:46,400 Speaker 1: so we could try it out. Actually went back and 645 00:28:46,440 --> 00:28:48,720 Speaker 1: bought two, like with my own money. 646 00:28:49,840 --> 00:28:51,640 Speaker 2: I'm like Third Love like you were with Rothy's. I've 647 00:28:51,640 --> 00:28:53,360 Speaker 2: been rocking them for about a couple of years now, 648 00:28:54,160 --> 00:28:55,760 Speaker 2: and I love it because I was hitting that point 649 00:28:55,760 --> 00:28:57,920 Speaker 2: where I'm like, is the notorious secret it? So I 650 00:28:57,960 --> 00:29:00,280 Speaker 2: have to continue pretending like I need this super pad 651 00:29:00,280 --> 00:29:03,160 Speaker 2: and bra. No. I love Third Love. It feels like 652 00:29:03,200 --> 00:29:05,719 Speaker 2: BRA's for real people. And yes, you guys know we 653 00:29:05,800 --> 00:29:08,760 Speaker 2: actually we turned down so many advertisers because we don't 654 00:29:08,800 --> 00:29:11,120 Speaker 2: like them, or we don't know, we don't like agree 655 00:29:11,160 --> 00:29:13,440 Speaker 2: with their business, or we just don't use them or 656 00:29:13,480 --> 00:29:16,120 Speaker 2: they're not relevant to us. So we only really you know, 657 00:29:16,600 --> 00:29:19,880 Speaker 2: say yes to people or businesses that we truly love 658 00:29:19,920 --> 00:29:22,800 Speaker 2: the product. So yeah, shout out to Rothy's and Third Love. 659 00:29:22,840 --> 00:29:25,040 Speaker 2: And always check our show notes because even if you 660 00:29:25,080 --> 00:29:26,920 Speaker 2: missed the ad this week, I always put in the 661 00:29:26,920 --> 00:29:29,080 Speaker 2: show Notes, where you can go to the website to 662 00:29:29,080 --> 00:29:33,480 Speaker 2: get a discount usually for BA listeners that the advertisers 663 00:29:33,520 --> 00:29:35,680 Speaker 2: offer us. So go to the show Notes. We have 664 00:29:35,760 --> 00:29:38,520 Speaker 2: a promo there right now for Third Love and you 665 00:29:38,560 --> 00:29:40,320 Speaker 2: can check out how you can get some rothy's of 666 00:29:40,360 --> 00:29:41,200 Speaker 2: your own and the show. 667 00:29:41,440 --> 00:29:43,880 Speaker 1: Yes, if I might make a suggestion, I would suggest 668 00:29:43,880 --> 00:29:50,320 Speaker 1: the the camel loafers are every time. No, but honestly, 669 00:29:50,360 --> 00:29:52,280 Speaker 1: so I got my I got my sister Tracy up here, 670 00:29:52,360 --> 00:29:55,200 Speaker 1: the cameo loafers, and I'm like, honestly, it's snowing outside. Tracy, 671 00:29:55,280 --> 00:29:57,640 Speaker 1: She's like, I love that wars the I that's Those 672 00:29:57,640 --> 00:29:59,320 Speaker 1: are my personal favorites and hers as well. But they 673 00:29:59,320 --> 00:30:01,160 Speaker 1: look so skyl and I'm not, if you know me, 674 00:30:01,200 --> 00:30:03,600 Speaker 1: I'm kind of a tomboy. But so I like a 675 00:30:03,680 --> 00:30:06,280 Speaker 1: really comfortable I love the fact that I can look like, oh, 676 00:30:06,320 --> 00:30:09,240 Speaker 1: I'm on purpose stylish even though I'm really feeling like 677 00:30:09,240 --> 00:30:11,400 Speaker 1: I'm wearing a sneaker. And so yeah, those are like 678 00:30:11,440 --> 00:30:13,720 Speaker 1: the super like stylish ones. 679 00:30:13,960 --> 00:30:15,560 Speaker 2: And what's to hold up? You know, That's what I'm 680 00:30:15,560 --> 00:30:17,960 Speaker 2: because they're not They're not cheap, right, No, they're not. 681 00:30:18,200 --> 00:30:20,080 Speaker 2: So how long are they lasting because I just started 682 00:30:20,120 --> 00:30:22,560 Speaker 2: to wear mine in New York City notoriously tears up 683 00:30:22,560 --> 00:30:24,280 Speaker 2: my shoes, So what tell me the truth? 684 00:30:24,480 --> 00:30:26,640 Speaker 1: No, honestly, I think I've had my camel once for 685 00:30:26,760 --> 00:30:29,640 Speaker 1: at least a year and some change. And they're like 686 00:30:29,800 --> 00:30:31,760 Speaker 1: the most worn shoes that I have. And when I 687 00:30:31,800 --> 00:30:34,280 Speaker 1: tell you, they look exactly like they did, which is 688 00:30:34,280 --> 00:30:36,120 Speaker 1: actually surprising because I tear up. Like if you see 689 00:30:36,120 --> 00:30:41,400 Speaker 1: my ugs, You're like, uh, exactly, But no, they actually 690 00:30:41,480 --> 00:30:44,160 Speaker 1: look exactly the same from and I've watched them. So 691 00:30:44,240 --> 00:30:46,480 Speaker 1: I've watched them at least three different times. And yeah, 692 00:30:46,480 --> 00:30:48,480 Speaker 1: they I guess because they're the plastic I don't know, 693 00:30:48,520 --> 00:30:50,480 Speaker 1: but they don't they don't beat up, and I'm I'm 694 00:30:50,480 --> 00:30:52,360 Speaker 1: a shoe beater uper because I'm also one of these 695 00:30:52,360 --> 00:30:54,640 Speaker 1: people that like slightly walks on the side of their shoes, 696 00:30:54,800 --> 00:30:57,200 Speaker 1: you know. So yeah, so like, but they hold up 697 00:30:57,240 --> 00:30:59,600 Speaker 1: really really well. Like yeah, I can honestly say why 698 00:30:59,680 --> 00:31:03,000 Speaker 1: these are my favorite go to shoot. I wish quite 699 00:31:03,040 --> 00:31:06,320 Speaker 1: honestly they had something for like the winter, something super cute, 700 00:31:06,360 --> 00:31:08,320 Speaker 1: because I can't wait for the fall and spring so 701 00:31:08,360 --> 00:31:09,680 Speaker 1: I can throw them back on again. 702 00:31:10,240 --> 00:31:12,480 Speaker 2: Yes, all right, shout out to Rothy's check those show 703 00:31:12,480 --> 00:31:13,720 Speaker 2: notes guys for the promo codes. 704 00:31:14,200 --> 00:31:19,200 Speaker 1: Yes, and I am going to booze. So something pretty 705 00:31:19,200 --> 00:31:21,720 Speaker 1: amazing happened. And even I like it was funny because 706 00:31:21,720 --> 00:31:23,520 Speaker 1: I was talking to a Jirell today and he was like, 707 00:31:23,560 --> 00:31:25,920 Speaker 1: you know, I don't get really impressed by things that 708 00:31:25,960 --> 00:31:28,360 Speaker 1: happen for the Budgetesta anymore. I'm like, thanks, Rando, and 709 00:31:28,440 --> 00:31:34,320 Speaker 1: nobody asked you, and which I'm like, that's fine because honestly, 710 00:31:34,320 --> 00:31:36,080 Speaker 1: we don't only talk about at the house, but this 711 00:31:36,200 --> 00:31:37,800 Speaker 1: is one thing that I'm not gonna lie. I screamed. 712 00:31:37,840 --> 00:31:40,240 Speaker 1: So I was on Twitter the other day someone tweeted me. 713 00:31:40,280 --> 00:31:43,360 Speaker 1: His name was Patrick. He was the technical or tech 714 00:31:43,480 --> 00:31:47,520 Speaker 1: columnist for Time Time magazine, I guess, and he was like, 715 00:31:47,560 --> 00:31:49,440 Speaker 1: I see you, Budgetista, and it was a picture of 716 00:31:49,480 --> 00:31:52,600 Speaker 1: me in like this black box and I'm like okay, 717 00:31:52,880 --> 00:31:55,480 Speaker 1: and I'm like that's a weird TV. So I'm like, well, 718 00:31:55,480 --> 00:31:57,920 Speaker 1: where is this He's like, I'm in a cab. I 719 00:31:57,960 --> 00:31:58,640 Speaker 1: almost fainted. 720 00:31:58,680 --> 00:32:01,160 Speaker 2: Mandy, wait on the cab. 721 00:32:02,240 --> 00:32:07,240 Speaker 1: I'm sorry not to scream. How So remember so this 722 00:32:07,320 --> 00:32:09,200 Speaker 1: year I think her name is Meghan. That your friend 723 00:32:09,240 --> 00:32:13,520 Speaker 1: who works for CNBC, Right, So Mandy's friend Meghan listens 724 00:32:13,560 --> 00:32:18,360 Speaker 1: to Brian Abishing unlike my friends Megan girl, so she listens. 725 00:32:18,680 --> 00:32:20,520 Speaker 1: And so she asked me, like, you know, hey, you 726 00:32:20,520 --> 00:32:24,440 Speaker 1: know sometimes I do these short little videos and you know, 727 00:32:24,480 --> 00:32:26,440 Speaker 1: for a CNBC they'll go on the website. You know, 728 00:32:26,480 --> 00:32:29,200 Speaker 1: they'll go on to like a blog post or whatever. 729 00:32:29,280 --> 00:32:30,880 Speaker 1: You know, we'd love for you to come on and 730 00:32:30,920 --> 00:32:33,120 Speaker 1: like do so And I was like okay, and so 731 00:32:33,200 --> 00:32:35,480 Speaker 1: I came. I did them, and she's like, I'm not gonna, 732 00:32:35,520 --> 00:32:39,160 Speaker 1: you know, no promises. There is a small, minute, minute 733 00:32:39,240 --> 00:32:42,200 Speaker 1: chance that there is a company that takes care of 734 00:32:42,200 --> 00:32:44,200 Speaker 1: the edutainment that you kind of see in the back 735 00:32:44,240 --> 00:32:46,480 Speaker 1: of like a cab. And she's like, sometimes they will 736 00:32:46,480 --> 00:32:49,560 Speaker 1: pick up videos that we do, you know. But she's like, 737 00:32:49,640 --> 00:32:52,600 Speaker 1: now that's you know, I guarantee they'll be on CNBC 738 00:32:52,720 --> 00:32:54,719 Speaker 1: dot com, but that is not up to us. And 739 00:32:54,760 --> 00:32:56,120 Speaker 1: I was like, oh my gosh. She was like, don't 740 00:32:56,120 --> 00:32:59,200 Speaker 1: get excited. It rarely happens. And I said, okay, So 741 00:32:59,280 --> 00:33:01,720 Speaker 1: I did them a lot of fun and truthfully, she said, 742 00:33:02,320 --> 00:33:04,080 Speaker 1: the videos that get picked up are like the really 743 00:33:04,120 --> 00:33:05,640 Speaker 1: short ones. And you know, if you know me, I'm 744 00:33:05,640 --> 00:33:09,320 Speaker 1: not I'm not exactly someone that's concise. So I was like, well, 745 00:33:09,360 --> 00:33:11,000 Speaker 1: obviously I'm not gonna ever get picked up because I 746 00:33:11,000 --> 00:33:13,840 Speaker 1: can't get these tips under five thousand minutes. So I 747 00:33:13,880 --> 00:33:15,800 Speaker 1: did the tips. They did well, you know, like they 748 00:33:15,880 --> 00:33:18,400 Speaker 1: posted them on CNBC. They're still rolling out. But I 749 00:33:18,440 --> 00:33:20,960 Speaker 1: didn't think about it. So when he sent me that picture, 750 00:33:21,240 --> 00:33:25,520 Speaker 1: he was like, I'm in a cab yo. I literally screamed, 751 00:33:25,560 --> 00:33:29,040 Speaker 1: and I'm like, are you kidding me? And then my agent, Headther, 752 00:33:29,200 --> 00:33:31,120 Speaker 1: she's my book agent, was in a cab and she 753 00:33:31,160 --> 00:33:32,800 Speaker 1: sent me the video. I'm like, are you kidding me? 754 00:33:33,040 --> 00:33:34,200 Speaker 1: I feel like I want to go to New York 755 00:33:34,240 --> 00:33:36,680 Speaker 1: just to get in a cab. Oh my gosh. So 756 00:33:37,320 --> 00:33:38,160 Speaker 1: I can't even believe it. 757 00:33:38,160 --> 00:33:39,680 Speaker 2: Honestly, that's amazing. 758 00:33:39,960 --> 00:33:42,240 Speaker 1: Yeah, I'm not in the lost for words. 759 00:33:42,560 --> 00:33:43,920 Speaker 2: To take a cab ride somewhere. 760 00:33:44,400 --> 00:33:45,920 Speaker 1: And I actually have to go to the city tomorrow. 761 00:33:45,960 --> 00:33:47,280 Speaker 2: And I was gonna just stop the cab and be like, 762 00:33:47,280 --> 00:33:50,600 Speaker 2: can you just turn on the TV real quick? I 763 00:33:50,680 --> 00:33:51,840 Speaker 2: love my phone in here, hmm. 764 00:33:53,080 --> 00:33:54,640 Speaker 1: I know, so I don't like, I don't know how 765 00:33:54,680 --> 00:33:56,440 Speaker 1: often it plays or whatever, but I'm not gonna lie. 766 00:33:56,520 --> 00:33:58,520 Speaker 1: I think tomorrow. I think I am gonna I think 767 00:33:58,520 --> 00:34:00,480 Speaker 1: I'll take the train to Penn Station and then I 768 00:34:00,520 --> 00:34:03,080 Speaker 1: have to go do a podcast actually the friends on 769 00:34:03,120 --> 00:34:04,880 Speaker 1: the actual podcast itself. So I think, I think I 770 00:34:04,960 --> 00:34:06,520 Speaker 1: am going to take a cab just so I can 771 00:34:06,600 --> 00:34:08,560 Speaker 1: be in there and be like, I hope, I. 772 00:34:08,440 --> 00:34:10,560 Speaker 2: Come on, you're going to tell them you have the 773 00:34:10,600 --> 00:34:14,839 Speaker 2: podcast too, and it's called Brown Ambitish last time. 774 00:34:14,920 --> 00:34:16,000 Speaker 1: I am definitely gonna shout at. 775 00:34:17,640 --> 00:34:19,440 Speaker 2: Shout out to the four giving them free press. Hey 776 00:34:19,480 --> 00:34:22,200 Speaker 2: friend Zone, I subscribed. I forgot about that. I felt like, 777 00:34:22,239 --> 00:34:24,080 Speaker 2: oh yeah, the friend Zone. Okay, I need to get 778 00:34:24,120 --> 00:34:26,239 Speaker 2: some podcast. I'm so book I have like two big 779 00:34:26,280 --> 00:34:28,800 Speaker 2: fat new books to read on the train. I'm probably 780 00:34:28,760 --> 00:34:30,480 Speaker 2: gonna go sleep in the whole way to the train, Like, 781 00:34:30,560 --> 00:34:33,880 Speaker 2: let's be honest, yeah, because my commute. I'm excited to 782 00:34:33,880 --> 00:34:35,520 Speaker 2: be just trapped on a train with nothing else to 783 00:34:35,520 --> 00:34:37,200 Speaker 2: do but read a book or listen to a podcast. 784 00:34:37,960 --> 00:34:40,560 Speaker 2: I got the bell jar and I have I think, 785 00:34:40,640 --> 00:34:42,640 Speaker 2: what is it called life as we know it? I 786 00:34:42,640 --> 00:34:44,960 Speaker 2: don't know. I'm very excited. 787 00:34:45,400 --> 00:34:48,319 Speaker 1: Yeah, so I just I don't know, like I'm both 788 00:34:48,360 --> 00:34:52,360 Speaker 1: exhausted and yet happy, and yet exhausted and yet happy. 789 00:34:52,480 --> 00:34:56,239 Speaker 1: Rest I know, I'm just like you are, kid. 790 00:34:57,040 --> 00:34:59,920 Speaker 2: I'm really proud of you, thanks man, But I'm more 791 00:35:00,040 --> 00:35:01,960 Speaker 2: proud of you if you are healthy, happy and healthy. 792 00:35:02,280 --> 00:35:04,000 Speaker 1: Yes, I always say that, like that is the point. 793 00:35:04,080 --> 00:35:06,400 Speaker 1: You want to be healthy, happy and whole. 794 00:35:06,440 --> 00:35:08,520 Speaker 2: I want to enjoy your success exactly. 795 00:35:08,520 --> 00:35:11,879 Speaker 1: And I feel happy honestly, and I feel I guess whole. 796 00:35:11,920 --> 00:35:14,080 Speaker 1: I don't even know who like what that means, but 797 00:35:14,600 --> 00:35:16,760 Speaker 1: I'm not gonna lie. I have like this like raging 798 00:35:16,920 --> 00:35:19,160 Speaker 1: cough that I suspect is like my body being like 799 00:35:19,200 --> 00:35:20,520 Speaker 1: if you don't lay down, I'm gonna put you down. 800 00:35:20,560 --> 00:35:23,759 Speaker 1: I'm like, okay, So yeah, it's like this drag cough. 801 00:35:23,800 --> 00:35:26,480 Speaker 1: If anybody has any drack off solutions. Because I cannot 802 00:35:26,480 --> 00:35:29,480 Speaker 1: see themidifier, I think so I was thinking. Now it's 803 00:35:29,520 --> 00:35:30,720 Speaker 1: like I think I do need to get a human. 804 00:35:30,880 --> 00:35:32,680 Speaker 2: Oh it is a girl in these New Jersey New 805 00:35:32,760 --> 00:35:35,239 Speaker 2: York winters. Yes, I have one on my bed. I'll 806 00:35:35,239 --> 00:35:36,839 Speaker 2: send you a link to a cute one. Oh. 807 00:35:36,960 --> 00:35:38,680 Speaker 1: Yes, Is it like the elephant one that it comes 808 00:35:38,719 --> 00:35:39,280 Speaker 1: out a trunk? 809 00:35:39,760 --> 00:35:42,040 Speaker 2: Uh? No, that sounds like it's firm a child, but 810 00:35:42,120 --> 00:35:45,960 Speaker 2: you know what you do. No, this one's shaped like 811 00:35:46,000 --> 00:35:46,759 Speaker 2: a little tear drop. 812 00:35:47,400 --> 00:35:49,799 Speaker 1: Ooh I think, I think, Okay, yeah, so send it 813 00:35:49,800 --> 00:35:52,399 Speaker 1: to me because I do need to humidifier, even though yeah, 814 00:35:52,400 --> 00:35:53,840 Speaker 1: I do need humanifire because I'm. 815 00:35:53,719 --> 00:35:58,480 Speaker 2: Like some essential oils in there. You look the oil magical, yeah, 816 00:35:58,680 --> 00:36:01,359 Speaker 2: or as my mother and Laudra shove some vix the boat. Wait, 817 00:36:01,520 --> 00:36:02,720 Speaker 2: what's it called Vic's baby? 818 00:36:03,480 --> 00:36:05,160 Speaker 1: No, don't they call it? My friend used to she 819 00:36:05,200 --> 00:36:06,799 Speaker 1: was Dominican, and her mom used to call it viva 820 00:36:06,880 --> 00:36:12,759 Speaker 1: peru or something like what I need exactly. And I 821 00:36:12,880 --> 00:36:14,239 Speaker 1: was like, what she said you need? 822 00:36:14,920 --> 00:36:17,040 Speaker 2: I'm like, oh, oh, trick me and make in fun. 823 00:36:17,320 --> 00:36:18,480 Speaker 1: I can't now. 824 00:36:19,080 --> 00:36:21,480 Speaker 2: I respect and love all diminishing. 825 00:36:21,160 --> 00:36:24,839 Speaker 1: Upway less love Dominican. It sounds just like the way 826 00:36:24,960 --> 00:36:28,239 Speaker 1: my Nigerian parents were said. Yeah, so you know, like 827 00:36:28,280 --> 00:36:31,759 Speaker 1: it's very similar in the pronunciation. But yeah, honestly, it's 828 00:36:31,760 --> 00:36:34,359 Speaker 1: been an awesome week. How has baby Rio been? Has 829 00:36:34,400 --> 00:36:34,759 Speaker 1: he been? 830 00:36:35,200 --> 00:36:37,719 Speaker 2: If he takes that bottle, he will be That's the 831 00:36:37,760 --> 00:36:39,640 Speaker 2: new stress of the week. He needs a new baby 832 00:36:39,680 --> 00:36:43,720 Speaker 2: every day. Last day, though, slept till five am. Okay, 833 00:36:43,760 --> 00:36:45,640 Speaker 2: I'm afraid to say that out loud because it is 834 00:36:45,680 --> 00:36:50,600 Speaker 2: a miracle, like he slept eight hours. Now, I did 835 00:36:50,600 --> 00:36:52,239 Speaker 2: not sleep because of course I woke up at two 836 00:36:52,239 --> 00:36:55,160 Speaker 2: am in a cold sweat, like, where's baby? Why have 837 00:36:55,239 --> 00:36:58,560 Speaker 2: I not been woken up? And then it took me 838 00:36:58,560 --> 00:37:02,439 Speaker 2: about two hours to calm down. But yeah, but yeah, 839 00:37:02,480 --> 00:37:05,000 Speaker 2: he's he's amazing, and you know what I am giving. 840 00:37:05,600 --> 00:37:07,880 Speaker 2: I am just letting him lead. I am done with blogs, 841 00:37:07,920 --> 00:37:10,520 Speaker 2: I am done with E courses, and I asked for 842 00:37:10,520 --> 00:37:12,920 Speaker 2: a refund for this baby sleep training E course that 843 00:37:13,080 --> 00:37:14,719 Speaker 2: and I was like, you have one hundred percent cash 844 00:37:14,760 --> 00:37:18,240 Speaker 2: back guaranteed. Great, I would like a refund because I'm 845 00:37:18,320 --> 00:37:21,400 Speaker 2: just letting the baby tell me what he needs. And honestly, 846 00:37:21,880 --> 00:37:23,959 Speaker 2: I have to remind myself of that all the time. 847 00:37:24,000 --> 00:37:27,640 Speaker 2: It's not like a one and done fix. But I 848 00:37:27,680 --> 00:37:30,000 Speaker 2: have had so much less stress and just letting him 849 00:37:30,040 --> 00:37:31,560 Speaker 2: tell me how much he wants to eat and when 850 00:37:31,560 --> 00:37:33,239 Speaker 2: he wants to sleep and how long he wants his 851 00:37:33,320 --> 00:37:36,160 Speaker 2: nap to be and not stress about will it interfere 852 00:37:36,200 --> 00:37:38,120 Speaker 2: with his night's sleep? And you know what, he gave 853 00:37:38,160 --> 00:37:41,800 Speaker 2: me eight hours. I'm so proud of him, you know, I'm. 854 00:37:43,800 --> 00:37:46,400 Speaker 1: He just let me work out, Like, yeah, Jero was 855 00:37:46,440 --> 00:37:48,840 Speaker 1: telling me when they first brought this a home, like 856 00:37:48,920 --> 00:37:50,839 Speaker 1: because they read somewhere that the baby's supposed to eat 857 00:37:50,840 --> 00:37:52,880 Speaker 1: every two hours. Yeah, so they were. They were waking 858 00:37:52,920 --> 00:37:53,480 Speaker 1: up every two hour. 859 00:37:53,560 --> 00:37:57,080 Speaker 2: Way they tell you that in the hospital, and it's 860 00:37:57,120 --> 00:37:59,799 Speaker 2: true until they gained your birth weight back. But no 861 00:37:59,800 --> 00:38:02,080 Speaker 2: one told me until that. And I'm still like shoving 862 00:38:02,120 --> 00:38:03,400 Speaker 2: the booby his mouth and he's. 863 00:38:03,239 --> 00:38:07,600 Speaker 1: Like, ma, ma, doctor trip that he went too. They 864 00:38:07,640 --> 00:38:09,960 Speaker 1: were so tired, and that's like, what's wrong with y'all? 865 00:38:10,000 --> 00:38:11,759 Speaker 1: They were like, well, you know, we've been up for 866 00:38:11,880 --> 00:38:14,480 Speaker 1: two hours. They were like, uh. The doctor was like, 867 00:38:14,520 --> 00:38:17,240 Speaker 1: if the baby is asleep, let her sleep. If she's hungry, 868 00:38:17,239 --> 00:38:19,000 Speaker 1: she will wake up and ask for food. Yeah, you 869 00:38:19,000 --> 00:38:21,360 Speaker 1: don't have to, like literally forcibly wake her up to 870 00:38:21,440 --> 00:38:24,879 Speaker 1: force feed her food. They were like, what you and you. 871 00:38:24,800 --> 00:38:26,440 Speaker 2: Feel like an idiot, but then no one tells you. 872 00:38:26,520 --> 00:38:28,320 Speaker 2: I feel it. I feel that, So I feel that 873 00:38:28,400 --> 00:38:29,800 Speaker 2: anecdote and deep in my bones. 874 00:38:30,680 --> 00:38:33,719 Speaker 1: Meanwhile, baby Alyssa is now thirteen whole years old, so 875 00:38:33,880 --> 00:38:36,239 Speaker 1: you know, somehow she survived and Rio will too. 876 00:38:36,600 --> 00:38:38,680 Speaker 2: He will, and I'm just letting him take the lead 877 00:38:38,800 --> 00:38:41,279 Speaker 2: and me going back to work is gonna be good 878 00:38:41,280 --> 00:38:44,319 Speaker 2: for both of us. Mommy needs to think about something else. Yeah, 879 00:38:44,400 --> 00:38:46,480 Speaker 2: I'm very excited. But he is a dream boat and 880 00:38:46,520 --> 00:38:49,120 Speaker 2: I'm really enjoying. You know, I love him to bits. 881 00:38:49,200 --> 00:38:51,160 Speaker 2: And this has been a while, twelve weeks. I will 882 00:38:51,200 --> 00:38:53,600 Speaker 2: never ever forget it, no matter what anyone says, I 883 00:38:53,600 --> 00:38:56,600 Speaker 2: will not forget it. But I'm really proud of myself 884 00:38:56,600 --> 00:38:57,359 Speaker 2: and I'm proud of him. 885 00:38:57,680 --> 00:38:59,360 Speaker 1: I'm proud of you too, Mandra. 886 00:39:00,800 --> 00:39:03,040 Speaker 2: Hugs not too tight. 887 00:39:04,400 --> 00:39:07,080 Speaker 1: And not too long a hug, Get up and get 888 00:39:07,120 --> 00:39:11,720 Speaker 1: up and get off. How are y'all? It's an awesome 889 00:39:11,719 --> 00:39:12,719 Speaker 1: show as per us. 890 00:39:13,480 --> 00:39:16,399 Speaker 2: Yes see you guys next week. Yes, all right, feel 891 00:39:16,440 --> 00:39:17,680 Speaker 2: better too, seriously, rest up? 892 00:39:18,200 --> 00:39:28,240 Speaker 1: Thank you. I am