Speaker 1: Hey, hey, hey, we're back. We're black, We're brown a mission.
Speaker 2: Hey Manny, Hey, how is your three day weekend?
Speaker 1: EXCELLENTE? I spent it in the I don't know, does
Speaker 1: Colorados have rocky mountains?
Speaker 2: I think that's the Rockies, correct.
Speaker 1: I spent them in the rocky mountains of Denver, Colorado. Outside. Nonetheless,
Speaker 1: that sounds beautiful. What were you doing there? So there's
Speaker 1: an organization called Girl Trek g A I R G
Speaker 1: I R L trek t R e.
Speaker 2: K What are you spelling? Okay, go ahead.
Speaker 1: It was awesome. It was co founded by a women
Speaker 1: named Morgan and Vanessa, and they just had this concern
Speaker 1: for black women and their health. And so they said,
Speaker 1: you know, if we could just get out and walk,
Speaker 1: like in half an hour a day, it would just
Speaker 1: make a tremendous difference in the health of black women,
Speaker 1: because you know, black women have, like, as far as
Speaker 1: women are concerned, like have the highest incidents of like
Speaker 1: diabetes and like you know, blood high, blood sugar and hypertension,
Speaker 1: all these things they tell you. And so they just
Speaker 1: were like, what if we could create some sort of
Speaker 1: movement to really get black women to move. Then what
Speaker 1: they realized which I thought was really awesome because Girl
Speaker 1: Trek is six hundred thousand women strong. I think at
Speaker 1: the actual conference, I guess you can't even call it that,
Speaker 1: but for lack of a better word, of conference with
Speaker 1: which they call the Stress Protests, there was about six
Speaker 1: hundred or so more women. But it was awesome, Like
Speaker 1: we like Girl Trek. They have these like blue T shirts,
Speaker 1: and so as soon as I got off the plane,
Speaker 1: like and we got to like wherever' supposed to meet,
Speaker 1: you just see blue a sea of blue T shirts.
Speaker 1: And it was just awesome to see all of these
Speaker 1: women all around the country come together and like, like
Speaker 1: do all these outdoor kind of activities. You know, it's
Speaker 1: so crazy. So I brought my like, last minute, I
Speaker 1: found my fitt, which I have not been wearing, and
Speaker 1: I brought it with me. Mandra, I walked over twenty
Speaker 1: five miles in those few days. Damn. You like it
Speaker 1: when I tell you, and like and so I went
Speaker 1: on a hike, which is really great. I did like
Speaker 1: the intermediate like beginner hike, which was really great. I
Speaker 1: also they had like trap yoga amazing. They had double
Speaker 1: Dutch overall bigs amazing.
Speaker 2: This sounds like my dream workout class trap yoga.
Speaker 1: It was so because it was like you know, it
Speaker 1: was traditional yoga poses, but like Salams was playing and
Speaker 1: like you know, like it was just like Drake. It
Speaker 1: was just he played like really dope music while working
Speaker 1: you through like you know, like the sun side and taste.
Speaker 1: So that was awesome. They also had like this Vogue class,
Speaker 1: like a self love Vogue class. They had something called
Speaker 1: a soundback, which was like you kind of like lay
Speaker 1: on the ground and then like they played like these
Speaker 1: vibrational sounds to kind of like increase your your your
Speaker 1: your your vibrations And honestly, it was really dope. What
Speaker 1: else did that? Oh? I did acupuncture, massage. There was
Speaker 1: so many things, And so it's really.
Speaker 2: Like a conference where you like do you stay in
Speaker 2: that same hotel? Is there like a registration fee or something?
Speaker 1: Yeah, so there's I believe it was like maybe like
Speaker 1: five or six hundred dollars. But what it's so great
Speaker 1: about it includes your your your room, all the food
Speaker 1: and transportation. You have to pay for your flight because
Speaker 1: you know they can't know where you're coming from. But
Speaker 1: so they did it at the why when they said
Speaker 1: it was at the YMCA. I was like what, because
Speaker 1: you know the YMCA where I live, it's like a
Speaker 1: little small little building. But no, this YMCA is a
Speaker 1: property with like acres and acres and acres of land,
Speaker 1: and so they've got like little cabins we stayed in.
Speaker 1: Like it was like I don't want to It wasn't
Speaker 1: really a hotel. It it was like I guess it
Speaker 1: was like hotel slash cabin. I guess you can kind
Speaker 1: of call it. It was like two people per room,
Speaker 1: but it was really cute and like like outdoors, like
Speaker 1: everything was like wood trim and stuff like that. And
Speaker 1: then they also have like a main hall, dining hall
Speaker 1: where everyone could eat. So we weren't the only groups there.
Speaker 1: They were like I guess people have Like there were
Speaker 1: like church groups and like families were there and so
Speaker 1: that's when we all ate. But we took over specific
Speaker 1: like lodges where we stayed. But it was just such
Speaker 1: an amazing experience. They even had a napping class.
Speaker 2: Okay, napping did you get a little blue and red
Speaker 2: matt and everything.
Speaker 1: Well, you know, I missed it. That was so mad.
Speaker 1: Some people were like it was amazing that you literally
Speaker 1: went in and they like did soothing talking and sound
Speaker 1: just to relax and busa. They were just what I loved.
Speaker 1: It was like a mix of because I taught a
Speaker 1: class called financial Wholeness, so it was a mix of
Speaker 1: like you know, like classes, but then also like physical
Speaker 1: activities that were classes, so it was it was just
Speaker 1: and then I know, I don't know how long they
Speaker 1: must have planned for this, because everything was branded in
Speaker 1: this beautiful way. It just was so well done. I've
Speaker 1: been to a lot of conferences and this was like
Speaker 1: the anti conference, because you know, you go to a conference,
Speaker 1: you sit in the room, the person sits at the front,
Speaker 1: and it's like la la la, I know the things
Speaker 1: you want to know me. And then you go to
Speaker 1: the next room, same thing, the experts on the stage,
Speaker 1: La la la, I know the things you want to
Speaker 1: know me. But that wasn't this at all. This was like, hey,
Speaker 1: instead of sitting in the classroom, and some things were
Speaker 1: in the classroom, but it was like, hey, I went
Speaker 1: on the hike before I went for this class, and
Speaker 1: the next class for taking a nap, and the next
Speaker 1: class like they literally had arts and crafts. It felt
Speaker 1: like summer camp where you're like, oh, I can paint outside.
Speaker 1: There were like dance sessions where you're like, oh, they
Speaker 1: just played music and everyone was just dancing. When I
Speaker 1: tell you the level of joy. I didn't realize how
Speaker 1: anxious I was here in New Jersey until I came back,
Speaker 1: because what I like too is that they didn't really
Speaker 1: have any internet or phone acts, like very little, so
Speaker 1: I was cut off from a lot of like quote unquote,
Speaker 1: like the work stuff that I have to do. Plus
Speaker 1: it was a holiday weekend, so it wasn't like anybody
Speaker 1: was doing work anyway. But and then I got back
Speaker 1: to Jersey and I felt like this flood of not
Speaker 1: full fledged anxiety, but like anxiety. I was like, wow,
Speaker 1: the difference, and it made me realize, like okay, because
Speaker 1: I would never have like classified myself as someone who's anxious.
Speaker 1: But coming back, I kind of felt the world's rushing
Speaker 1: and I was like whoa, whoa, whoa. So one of
Speaker 1: the things I like I was determined to do was
Speaker 1: I actually went for a walk because one of the
Speaker 1: classes I took was about how to distress and how
Speaker 1: to get clear and focus and still because I'm like,
Speaker 1: I feel like I'm always on ten and so I
Speaker 1: took that class and something she said it seemed like
Speaker 1: so small, but it really resonated. She had us like
Speaker 1: kind of like do this like writing activity where we
Speaker 1: wrote down the last time we felt joy and like, oh,
Speaker 1: the some times that we just feel joy in general.
Speaker 1: And so I did that, and it was like, oh,
Speaker 1: when my niece and my nephew came over, or you know,
Speaker 1: talking to my sister on the phone, or laughing with Jarell,
Speaker 1: or taking a walk because I actually like walking. And
Speaker 1: I realized a lot of the things I had on there,
Speaker 1: like I don't do them that often. And we talked
Speaker 1: about like, as a group, why are so many things
Speaker 1: that we say we experience joy, but they are things
Speaker 1: that we're not duplicating in our life over and over.
Speaker 1: Like if hanging out with my niece and my nephew
Speaker 1: gives me joy, I mean, my sister would love for
Speaker 1: me to babysit twenty four hours a day, like go
Speaker 1: see that, especially after work. I know she's exhausted, Like
Speaker 1: they literally live probably not even a ten minute walk
Speaker 1: from my house, a two minute drive. I could be like, Okay,
Speaker 1: I know she gets home at seven. I'm gonna beat
Speaker 1: her at the house. I'm gonna watch the kids relax,
Speaker 1: and then I get joy as she gets rest, you know.
Speaker 1: And so I just thought about that that like that
Speaker 1: was like the probably the biggest takeaway from that class,
Speaker 1: which is just to multiply the joy. You write down
Speaker 1: the things that give you joy the last time you
Speaker 1: felt it and ask yourself, how could I do that
Speaker 1: again and again and again? Like I actually enjoy walking,
Speaker 1: but I rarely walk, and I don't know why because
Speaker 1: I work for myself at home. So this morning I
Speaker 1: woke up and I was like, I had a I
Speaker 1: had a PR call myself, Drina and my CEO Karen.
Speaker 1: We have a PR call every other Tuesday. So I
Speaker 1: had a PR call every other Tuesday. And so I
Speaker 1: was walking and talking. I'm like, Timothy, take the PR
Speaker 1: call on a walk, And because Adrina came with me,
Speaker 1: so did Karen, my COO, and so did Tamika, who
Speaker 1: I have several chapter DreamCatcher chapters. So if y'all just
Speaker 1: knew listening like Dreamcatchers were about eight hundred thousand women
Speaker 1: deep were like the beehive, like Beyonce's behive, but for
Speaker 1: personal finance. And so I wanted them all to come
Speaker 1: so we could see how can we enhance our group
Speaker 1: and community experience. So I could see like what it
Speaker 1: looked like when it was done at the level of excellence,
Speaker 1: and girl Check is awesome and it went so well.
Speaker 1: I met with them, one of the founders, Morgan, and
Speaker 1: we're actually going to do things together because we have
Speaker 1: a lot of overlaps. It's a lot of my audience
Speaker 1: is also African American women, most of my audience, and
Speaker 1: since they catered to African American women, and so we're
Speaker 1: gonna start with something called the Wealth Walk, which I'm
Speaker 1: so excited about, which is just girl trekkers walk every
Speaker 1: week together anyway, but like one of those walks, we
Speaker 1: will focus on talking about money. So I'm going to
Speaker 1: create like a series of questions and a series of
Speaker 1: like maybe definitions to talk about, and like a little
Speaker 1: video that they can watch as they're walking, like right
Speaker 1: before they walk, so they can discuss the discuss that
Speaker 1: that Wealth Walks lesson. So it just made me really
Speaker 1: excited about, you know, just some things that we could
Speaker 1: do together. But then I can also bring back to
Speaker 1: dream Catchers so they can do as well. So honestly,
Speaker 1: I had a bomb dot Com weekend, despite the fact
Speaker 1: that we were like in like, you know, I don't
Speaker 1: consider myself an outdoorsy person, but we were that guy.
Speaker 1: Like I said, twenty five plus miles is when I
Speaker 1: walked just from like going to get something to eat,
Speaker 1: going to go paint, going to jump, you know, going
Speaker 1: to going to on our hike or whatever. It was
Speaker 1: just like I said, it was just an amazing experience
Speaker 1: and beautiful too.
Speaker 2: That sounds really nice. Yeah, well, yeah, I did that
Speaker 2: for Mental Health Month. I try. I took conference calls
Speaker 2: on walks and but then it got to be like
Speaker 2: one hundred degrees and one hundred percent humidity, and then
Speaker 2: I stopped. But I'm getting back on now that the
Speaker 2: weather is nice out. I've been getting out a lot
Speaker 2: a lot more. But that makes me actually want I've
Speaker 2: never looked into like doing a wellness retreat or a conference,
Speaker 2: just like for myself, because you always think of conferences
Speaker 2: as being like something you do for work or for
Speaker 2: your business. But especially if you take it's such a
Speaker 2: sounds such a good way to spend time with your
Speaker 2: girlfriends and catch up.
Speaker 1: Yeah, honestly, because I like Drina and I because you
Speaker 1: have to you share rooms, so because you know, I
Speaker 1: obviously was going with someone. So it was just so
Speaker 1: nice we got to like because I feel like like
Speaker 1: for me, you know, like I've known Drina, who's my poplicist.
Speaker 1: So if you know jenas use my publicist. She like
Speaker 1: has some really like high level clients and so sometimes
Speaker 1: you know, but she's also my best friend. And I've
Speaker 1: known Drina so she was nine and so sometimes like
Speaker 1: we say that all the time that sometimes we're like,
Speaker 1: you know, we talk, but I talked to Dream every day,
Speaker 1: typically multiple times a day, but almost always is about
Speaker 1: oh did you do the thing in CNBC wants to know?
Speaker 1: And can you do the real and so you know,
Speaker 1: and sometimes it's like we don't like when it's the
Speaker 1: last time we just said hey, yeah, you know, just
Speaker 1: like girlfriend out without it leading to also talking about business.
Speaker 1: And so it was nice because we didn't talk about
Speaker 1: business because it really you know, like we couldn't really
Speaker 1: use our phones. We couldn't really like it was just like, oh,
Speaker 1: isn't that plotter so pretty well? Take our picture by
Speaker 1: this mountain or like you know, like we're just nice
Speaker 1: just to be friends. So that part was really nice.
Speaker 1: So I highly highly highly recommend. If you go to
Speaker 1: girltrek dot com, you could join the movement. You can
Speaker 1: like look for the next the next you can find
Speaker 1: a walk local to you which is dope, and you know,
Speaker 1: signing up for a girl for stress protests next year. Honestly,
Speaker 1: it's such an even if you don't go with someone,
Speaker 1: the women are so friendly. Girl, it was just a
Speaker 1: bunch of hey, baby, good baby, Okay are you good.
Speaker 1: I mean, it was just black women are just amazing
Speaker 1: and it was just like a love fest of just
Speaker 1: a amazing positive just yeah, it just was just I never,
Speaker 1: I've never I'd never done anything like that before. It
Speaker 1: just was like a LoveFest of like of women like me.
Speaker 1: And so I highly recommend it if you guys are
Speaker 1: looking for some way to get out there and something
Speaker 1: that Morgan said that thought was really interesting and then
Speaker 1: we can you know, chat about something else is But
Speaker 1: she said that what they started girl Trek to talk
Speaker 1: about health, but what they found found what it really
Speaker 1: was a cure for loneliness that sometimes as an adult,
Speaker 1: you know it's hard to make new friends, or maybe
Speaker 1: you've moved to a new area, or just maybe you've
Speaker 1: just like you know, you're and your friends just don't
Speaker 1: connected like you used to. And she found that women
Speaker 1: were coming out and just really getting to know other women.
Speaker 1: And then let's just say you've been on a walk
Speaker 1: three or four times and you don't make the fifth
Speaker 1: of sixth to seventh one, like your your your your
Speaker 1: local walk, you know, liaison whatever, they check in on you,
Speaker 1: like maybe where you been girl? You okay, like you
Speaker 1: haven't been for a walk. No, I don't feel like,
Speaker 1: well we're gonna come get you. No, no, but now
Speaker 1: now we'll be we're here outside, come outside, like and
Speaker 1: I just love that. She was just like that they
Speaker 1: found that because health is not just about I want
Speaker 1: to get snatched or whatever, like health is mental and
Speaker 1: emotional help. And she said that it was just like
Speaker 1: that's an awesome side effect to like walking with others,
Speaker 1: that it wasn't just that you were getting healthy physically,
Speaker 1: but like it was really mentally and emotionally helping to support.
Speaker 1: And some walks actually walk and pick up trash. Some
Speaker 1: some walk and take pictures, so they're like people are
Speaker 1: using their walks for like like you know, like multitasking
Speaker 1: on their walk and just making the most I just
Speaker 1: thought that that was just really amazing adope or sometimes
Speaker 1: they'll walk and do volunteer work, and so I just honestly,
Speaker 1: I just can't say enough about girl Track and what
Speaker 1: an awesome dope organization. And like I said, if you
Speaker 1: want to learn more, it's girl trek dot com and
Speaker 1: they're amazing.
Speaker 2: Yeah, I mean, we've gotten questions from Remember there was
Speaker 2: a listener who had a question about being lonely, like
Speaker 2: how do you make friends and your late thirties or forties.
Speaker 2: It's something that people don't talk enough about. And having
Speaker 2: just moved away from the city to I live like
Speaker 2: thirty minutes away from Manhattan now, where a lot of
Speaker 2: my friends live, and you know, a lot also our
Speaker 2: friend now I'm in my thirties, our friends are also
Speaker 2: moving on to suburbs or different places. And I've definitely
Speaker 2: had weekends where I'm just like, do I have friends?
Speaker 2: Where are my people? I'm so lonely. I have nothing
Speaker 2: to do, nowhere to go, no one to see, and
Speaker 2: it can be really isolating. And I'm actually I am worried.
Speaker 2: I'm trying not to focus on the negative so much,
Speaker 2: but I am worried because I'm doing the wintertime, there's already,
Speaker 2: you know, just to do stuff in my area. I
Speaker 2: got to get in a car and go somewhere, and
Speaker 2: I'm worried, like, what's going to happen when I had
Speaker 2: this baby in the middle of winter and It's going
Speaker 2: to be dark at four pm and I'm going to
Speaker 2: be alone and I'm going to be going nuts and
Speaker 2: I'm trying. And I actually posted on this mom's group.
Speaker 2: There's all these moms of whatever town facebook groups like
Speaker 2: I'm sure you have a bunch wherever you guys lived,
Speaker 2: and recommended I just like, join this moms of my
Speaker 2: town's Facebook group. And I got in and I woke
Speaker 2: up as I do, at like two am in the morning,
Speaker 2: you know, because I had to pee, of course, and
Speaker 2: then I'm scrolling and I was like, let me post
Speaker 2: something because I was just feeling I was like, I
Speaker 2: need to ask this of people in my area. So
Speaker 2: I asked in the group, I just have to comment saying,
Speaker 2: you know, for moms who've had babies in this area
Speaker 2: in the wintertime, what did you do so you didn't
Speaker 2: feel so isolated? Am I even?
Speaker 1: Like?
Speaker 2: Am I crazy for even thinking that I'll want to
Speaker 2: be able to leave the house with a newborn, and
Speaker 2: I forgot about it because it was two am and
Speaker 2: I was delirious. And then a few days later I
Speaker 2: signed in to Facebook and I had like a flood
Speaker 2: of responses from women who who had like winter babies,
Speaker 2: and they were like, yes, you have to get out
Speaker 2: of the house, you have to talk. There's like walking
Speaker 2: groups at the mall, and there's ei, there's newborn yoga,
Speaker 2: and made me feel not.
Speaker 1: Not alone, because you're not, honestly, And that's why I
Speaker 1: just think, to me, whether it's girl check or whatever, like,
Speaker 1: it doesn't obviously have to be this, but it's just
Speaker 1: I think just in general, it's just import and that
Speaker 1: that you you know, that people connect with other people.
Speaker 1: There was like this study where they found like this
Speaker 1: small little this small little town in Italy where it
Speaker 1: was either they had no incidents of cancer. I don't
Speaker 1: think it was cancer. I think it was no heart
Speaker 1: attacks or strokes, and they were trying to figure out
Speaker 1: how or why was it diet, was it excesense? Was
Speaker 1: it this was that it wasn't that at all that
Speaker 1: this small little town that people visit each other every
Speaker 1: single day, like they checked it on everyone and they
Speaker 1: found that when you are in community with others, like
Speaker 1: the health benefits cannot be I mean, there's just just
Speaker 1: the health benefits are just extreme. Like even if you
Speaker 1: know you have this big Italian diet of like sauces
Speaker 1: and riches and butter and all that kind of stuff,
Speaker 1: you know, like despite all of that, that those things
Speaker 1: can be offset with just being in community with others.
Speaker 1: So I just think that that's such an important thing.
Speaker 1: And I'm just glad that you got you know, your response,
Speaker 1: and just for anyone listening, because it is if you
Speaker 1: move someone new somewhere new just know like either you
Speaker 1: know whether it's girl track or you just hit Facebook
Speaker 1: up and just type in maybe something that you enjoy,
Speaker 1: like moms that travel or traveling, like Newark has a
Speaker 1: Newark Mom's group. I know that, or like I know,
Speaker 1: I'm part of No Madness, which is like a brown
Speaker 1: black well it's not just girls, but like a brown
Speaker 1: black traveling group where like you know someone I remember
Speaker 1: when I was first starting to travel. I I joined
Speaker 1: it cause I was traveling alone mostly and I would
Speaker 1: they call it throwing up the back signal. I would
Speaker 1: throw up the back signal and no madness. And I remember,
Speaker 1: like I went to San Francisco for the first time
Speaker 1: and I went by myself and like three women were like, oh,
Speaker 1: I live here, and they took me around. Was a
Speaker 1: jazz singer. It was like, here's tickets to my jazz
Speaker 1: show tonight. So I went and one woman was like,
Speaker 1: this is my favorite restaurant. She took me. It was
Speaker 1: just awesome. And so I just encourage people that you're
Speaker 1: you know that if you feel alone to reach out
Speaker 1: and social media, there's a social component to media, to
Speaker 1: social media that you can really lean into. And I'm
Speaker 1: just glad that you did. That's awesome.
Speaker 2: Yeah, well my weekend. You know, I won't bore you guys,
Speaker 2: but I don't want to like and I certainly don't
Speaker 2: want to overshadow what you did. But I did watch
Speaker 2: all eight episodes of that new Styling in Hollywood show
Speaker 2: on Netflix with the guys who style like Taraji p
Speaker 2: Henson and like a lot of black actors in Holiday
Speaker 2: is so good. I was gonna say, isn't it It's
Speaker 2: so good? Yeah, it's great. Well, one, it's like a
Speaker 2: black gay couple, black male gay couple, and their business
Speaker 2: is part styling Hollywood, part interior designing for Hollywood, and
Speaker 2: so they're like designing homes for like Gabrielle Union and
Speaker 2: Doula Hill and obviously, yeah, obviously like styling people like
Speaker 2: Taraji p Henson and Ava Duverne. It's it's good quality
Speaker 2: half hour television if you guys are looking for something
Speaker 2: to fill your mornings with. So that's that's what I did.
Speaker 2: And you know, I hope that inspired you guys to
Speaker 2: stay connected with people, and you know, just like Tiffany's weekended,
Speaker 2: I felt very connected to my couch.
Speaker 1: No, honestly, I saw I forget. I think I saw
Speaker 1: like something on Instagram about it, and I was like,
Speaker 1: wait a minute, this looks so good. I cannot wait. Oh,
Speaker 1: I'm glass it was good.
Speaker 2: Highly recommend, highly recommend. Well, I'm so glad you had
Speaker 2: a good time. Girl check. I'm gonna check it out too.
Speaker 3: Okay, So now it's time for questions.
Speaker 1: I know we always have really great questions. I'm always
Speaker 1: excited when it times question because you guys make me
Speaker 1: stretch and.
Speaker 2: Think like, yeah, so let me go to the reader
Speaker 2: mail bags again. You guys can hit us up at
Speaker 2: Brandambission Podcasts at gmail dot com with your questions. We're
Speaker 2: also on Instagram at brand Ambisson Podcast, or you can
Speaker 2: go directly to our website Brandnambisson podcast dot com and
Speaker 2: click ask us anything to shoot us a question.
Speaker 1: All right, so we have a question, and guess what, guys,
Speaker 1: I'm gonna read it because I can read. So Hey, ladies, firstly,
Speaker 1: I just love you. And she's thirty years old, she's
Speaker 1: a CPA. She's living in Europe with her boyfriend. She says, you, ladies,
Speaker 1: continue to feed my passion for personal finance. Woop woop.
Speaker 1: My dilemma is dirt as great as I am at
Speaker 1: reading and listening in about personal finance, I still have
Speaker 1: about twelve thousand dollars of credit card debt that I'm
Speaker 1: working to pay off. So she just got a bonus
Speaker 1: at work for nine thousand dollars. Great, and she'd like
Speaker 1: to use it all toward her debt. However, that's not
Speaker 1: enough to cover the full balance. She participates in her
Speaker 1: company stock plan where they get shares at a discounted rate,
Speaker 1: and she has some long term shares that she liked
Speaker 1: to trade in for cash and use toward the rest
Speaker 1: of the debt balance. That's three thousand dollars because obviously
Speaker 1: nine thousand dollars bonus three thousand dollars from cashing in
Speaker 1: her stock, she'd liked to know if this is the
Speaker 1: best brute to go. She knows that she will owe
Speaker 1: taxes on the stock sale, but the capital tax will
Speaker 1: be lower since she held the stock for more than
Speaker 1: a year, and taxes will be lower than the nineteen
Speaker 1: percent APR being charged on her credit cards, so her
Speaker 1: capital gain SAX, meaning whatever you sell stock, you have
Speaker 1: to pay taxes on the earnings, basically the gains. And
Speaker 1: right now, her interest rate on her credit card is
Speaker 1: nineteen percent, which is kind of high, and she doesn't
Speaker 1: have much savings right now, so she's hesitant to throw
Speaker 1: all the money at her debt. But if she can
Speaker 1: eliminate the credit card debt payments, she can save more
Speaker 1: freely and is appreciated. Thank you.
Speaker 2: Did I say her name, Jessica?
Speaker 1: Yeah? I was sure, Yeah, but I was sure if
Speaker 1: she wanted to be the same. But I feel like
Speaker 1: that's not a This is not like a you know,
Speaker 1: I don't know, like some crazy question. Thank you, Jessica. Okay, Jessica,
Speaker 1: what's your European boyfriend while living in Europe with her boyfriend.
Speaker 1: So do you want to start Mandra?
Speaker 2: So the key question here is she's got twelve thousand
Speaker 2: dollars of credit card debt. She has nine thousand dollars
Speaker 2: coming from a bonus, but it's not even going to
Speaker 2: be enough to cover the full balance. So she wants
Speaker 2: to sell three thousand dollars worth of stock to pay
Speaker 2: off her credit card. Is that a good idea?
Speaker 1: Yes?
Speaker 2: I mean I can't fault her.
Speaker 1: I knew it because you know me. I know you
Speaker 1: many like I can't.
Speaker 2: Fault her logic. I can't fault her lodge. I'm very
Speaker 2: debt averse. Yes, I'm sure that three thousand dollars. You know,
Speaker 2: there's a chance it could make more than nineteen percent
Speaker 2: in the market, but over the next thirty years probably
Speaker 2: not on average, like probably looking more like seven and
Speaker 2: eight percent. And honestly, if it's keeping you up at night,
Speaker 2: I have done this before. I have had RSUs vest
Speaker 2: at a company, and I've used a chunk of it
Speaker 2: to pay off credit card debt. Just to one fell swoop.
Speaker 2: Just get rid of it and feel better. And if
Speaker 2: that makes you feel better, I say, go for it,
Speaker 2: and it doesn't sound like you're completely trading in all
Speaker 2: the equity that you have access to at your job,
Speaker 2: so why not and plus those you know, I think
Speaker 2: when employer gives you shares or RSUs or whatever stock
Speaker 2: buying options, like if they give you that you know
Speaker 2: you can, that's another type of bonus and being one
Speaker 2: hundred percent. Like for some people who have jobs where
Speaker 2: they get equity or they get bonus or they get
Speaker 2: some kind of equity grant from their employer, if that's
Speaker 2: their only money, you know, being invested, it's a little
Speaker 2: to me, it's a little dangerous because you're sort of
Speaker 2: like tying up all your earning, all your wealth in
Speaker 2: one company. Like not only did they give you your paycheck,
Speaker 2: but you're also also your investments are tied up with
Speaker 2: them too. So if you're lucky enough to be granted
Speaker 2: stock and it you know, invests or you have access
Speaker 2: to it, I generally think go ahead and either diversify,
Speaker 2: you know, sell it, get rid of it, you know,
Speaker 2: use it to pay off debt if you have it,
Speaker 2: or you know, diversify it into other investments so you're
Speaker 2: not you know, tied up with just that one company.
Speaker 2: But that's just me.
Speaker 1: That's what I feel like. My concern is not so
Speaker 1: much like you know, like catching your stock or whatever.
Speaker 1: My concern is that the nine plus the three you
Speaker 1: basically like you're letting. I mean, I'm if I'm not
Speaker 1: reading like it correctly, but I'm pretty much this means
Speaker 1: you have no savings, right that that would be My
Speaker 1: biggest concern is that you because I always say this
Speaker 1: that no savings and no debt is debt. I'll say
Speaker 1: it again, no savings and no debt is debt because
Speaker 1: if you have no savings whatsoever, you know you you've
Speaker 1: ditched it all. You put it all towards debt. You're like, ooh,
Speaker 1: I'm debt free. Then the car breaks down. How are
Speaker 1: you finn to fix the car? You're gonna flip your
Speaker 1: guard because you're gonna get right back in debt because
Speaker 1: as an adult, unexpected expenses happen. So that's my biggest
Speaker 1: concern with this is that I think that you know,
Speaker 1: using definitely some of this money toward the debt, and
Speaker 1: even if you want to use the majority of it,
Speaker 1: but I just encourage you to like leave yourself a
Speaker 1: little bit of savings for cushion because as an adult,
Speaker 1: things happen, and I would hate for you to pay
Speaker 1: off this debt only to have to swipe the card
Speaker 1: again because something happened unexpectedly. So that's probably just like
Speaker 1: my little two cents is that, you know, leaving yourself
Speaker 1: with absolutely no savings. It's just something because I'm debt
Speaker 1: at versus as well. But you know, I'm also someone
Speaker 1: who is like yany so something happens, at least want
Speaker 1: a few thousand dollars in the bank to be able
Speaker 1: to manage some like, you know, some minor to slightly
Speaker 1: major emergency.
Speaker 2: No, I think you're absolutely right. That's a great point
Speaker 2: to make.
Speaker 1: Thanks for bringing me back because I get it, because
Speaker 1: I mean, honestly, Mandy and I are so. I mean,
Speaker 1: I'm someone who brought my house in cash, okay, in
Speaker 1: cash why And I'm not gonna lie when I look
Speaker 1: back on it, it probably wasn't the best financial like financially
Speaker 1: financial well, I vacillate back and forth whether it was
Speaker 1: like the best use of our money. I mean, it
Speaker 1: wasn't all of our money, but still, but it's because
Speaker 1: I'm not gonna lie, I too am dead at verse
Speaker 1: and so sometimes I try to take a step back
Speaker 1: and say, Tiffany, it's just the wisest choice. I mean,
Speaker 1: I'm glad that we did because I'm mentally and emotionally
Speaker 1: having my first house lost to foreclosure was traumatizing. So
Speaker 1: I was like, what you're not gonna do is take
Speaker 1: this house. So I understood why I made that choice,
Speaker 1: and I'm not you know, I'm glad that we did
Speaker 1: because also it was a foreclosure and we got a
Speaker 1: half off, so either way it was still a good investment.
Speaker 1: But still sometimes I navigate too heavily on the debt
Speaker 1: averse side, and I'm like, it's it's not it's not helpful.
Speaker 1: It's like the law of diminishings. So sometimes you know,
Speaker 1: you do something over and over and over and again,
Speaker 1: which is something good, like pay off that pay off
Speaker 1: that payoff debt, but at some point you reach a
Speaker 1: block where anymore paying off of this debt in this
Speaker 1: way actually actually brings back diminishing returns, meaning actually is detrimental.
Speaker 1: It's like drinking water is great until you drink too
Speaker 1: much water, and then actually you are drowning your body
Speaker 1: from the inside. So, like any good thing can be
Speaker 1: turned into a bad thing if if you overdo it,
Speaker 1: It's what I'm saying. So I just don't want that
Speaker 1: for you because I know it's something that I struggle with.
Speaker 1: I still struggle with because, like I really look at
Speaker 1: I'm like, did we really have to pay for like
Speaker 1: the six figure renovation of the house in cash? Because
Speaker 1: I'm like, Dad gone to Tiffany. You could have put
Speaker 1: it and grown it, and then you know, I just
Speaker 1: I'm trying to like I'm trying to be a reformed
Speaker 1: anti detaholic, And like I said, I know that is
Speaker 1: not a good thing, but sometimes you can put money
Speaker 1: toward things that can and grow, then you can actually
Speaker 1: be more effective in attackling that debt and still have
Speaker 1: money left over. And so I'm just giving you the
Speaker 1: advice that I wish somebody you know would give me
Speaker 1: some time. So just go, huh so.
Speaker 2: With that nine k, like how much you know, maybe
Speaker 2: save like put a thousand, you know in your emergency
Speaker 2: fund or something like that. That seems like a decent
Speaker 2: cushion to start with. And then if you were to
Speaker 2: pay the whole credit card off that full twelve k,
Speaker 2: then it just you just have to like change your
Speaker 2: habits to get to a place where you're not you're
Speaker 2: not going to be going back into debt, and that
Speaker 2: you'll be able and that you have some like, you know,
Speaker 2: start actively paying down whatever is left because you didn't
Speaker 2: cash out your entire bonus to pay it off, like
Speaker 2: actively pay off and make that you're a new priority
Speaker 2: so that you're not in the same you know, situation later.
Speaker 1: Yeah. So yeah, because I mean, yeah, because that too,
Speaker 1: because it's like that twelve thousand dollars that didn't come
Speaker 1: from nowhere, and so that's just a concern that like, okay,
Speaker 1: you might slip back into it, and now you don't
Speaker 1: don't have any fallback of like to grab money from
Speaker 1: someplace because you've used your whole bonus toward this. But
Speaker 1: I mean, all in all, you seem like you're in
Speaker 1: a good position. Just don't overextend yourself with getting rid
Speaker 1: of all of your savings.
Speaker 2: And thanks for your question, Jessica. Yeah, can we do
Speaker 2: one more. We have a little bit of time, we
Speaker 2: shull care. Okay, Then this one comes from the gram
Speaker 2: where did it go? I just think this one's kind
Speaker 2: of funny. So this is from all Hail Queen Bee
Speaker 2: on Instagram. She says, I have a question on behalf
Speaker 2: of a friend. This friend has a remote job that
Speaker 2: pays a little over eighty thousand dollars, and she decided
Speaker 2: to pack her bags and leave California to go where
Speaker 2: her money goes further. She decided to buy a home
Speaker 2: in Atlanta, but she's a little afraid with the recession looming,
Speaker 2: and she's wondering, is now the right time to buy
Speaker 2: a home? What of atl Everyone's going to atl right now?
Speaker 1: Yes they are. They happened for them for the last
Speaker 1: few years. So yeah, it's the Black Mecca.
Speaker 2: I know I left too soon, so good. Interesting question,
Speaker 2: I mean one, I think if you have no kids,
Speaker 2: no family, no ties, like I don't know, especially because
Speaker 2: you can work like anywhere now and like everyone should
Speaker 2: just move to a place with a low cost of
Speaker 2: living because then you're instantly creating where wealth for yourself.
Speaker 2: So I think that's really smart. Does she need to
Speaker 2: buy a home right off the bat? I don't know
Speaker 2: about all that?
Speaker 1: Is she where's she moving from? Does she say? Again?
Speaker 2: From California to Atlanta, Georgia.
Speaker 1: Oh yeah, child, that's gonna be much lower.
Speaker 2: So eighty k and there's fun. There's like cost of
Speaker 2: living calculators. I think, I think I forget where I
Speaker 2: saw one. I'll try and put a link in, but
Speaker 2: you put in your you put in where you live now,
Speaker 2: your income now, and then you can put in where
Speaker 2: you're moving to, and it'll just show you how much
Speaker 2: more your money is worth. I did that once to
Speaker 2: compare what I'm earning here and how much it'd be
Speaker 2: worth in Georgia, and I was like, I need to leave.
Speaker 2: But then you know, marriage and children and stuff and dog. Yeah,
Speaker 2: but the question, like, you know, is it a good
Speaker 2: time to buy a home with the recession looming? I mean,
Speaker 2: that's really difficult to say. And this recession is, like
Speaker 2: we said in the last week's episode, it's shaping up
Speaker 2: to be very different than the housing crisis.
Speaker 1: I was gonna say, this is not a housing crisis. Recession.
Speaker 2: Yes, and Atlanta was hard hit.
Speaker 3: You know.
Speaker 2: I had had family in the real estate business whose
Speaker 2: businesses almost tanked, you know, did go bankrupt because of
Speaker 2: the crisis there. Because I lived in one of those
Speaker 2: neighborhoods that was next door to the big development projects
Speaker 2: with all those like half million dollar houses that just
Speaker 2: stayed empty in two thousand and six and seven. The
Speaker 2: problem back then was that people were getting approved for
Speaker 2: houses they couldn't afford on paper with their income. As
Speaker 2: long as you are getting a house that you can't afford,
Speaker 2: and you know, if things were to go belly up,
Speaker 2: like you can afford your mortgage payments, you have savings.
Speaker 2: It's not like it's a super terribly you know, risky
Speaker 2: financial choice and you're in danger of ending up like
Speaker 2: these people were back in you know, the early two thousands, and.
Speaker 1: I just looked on lending Tree, you know, the property
Speaker 1: you work for in say Heay, and the interest rates
Speaker 1: actually really good right now, they're.
Speaker 2: So good they're better than when I got my house
Speaker 2: a year ago.
Speaker 1: Because a thirty year fah loan is three point two percent,
Speaker 1: that's what the interest rate is. And a thirty year
Speaker 1: fixed rate loan so FAHA is typically if you're like
Speaker 1: the first time you know home buyer, that you can
Speaker 1: qualify for that. There's some other things you have to do,
Speaker 1: but a thirty year fixed rate is three point six
Speaker 1: y nine, I mean that's three point anything for a
Speaker 1: mortgage is actually excellent. So it actually might be because
Speaker 1: right now What that means is money is cheap right now,
Speaker 1: so you can I mean I don't know if like
Speaker 1: you know, housing prices for drop I mean many and
Speaker 1: obviously we can't know that, but I do know that
Speaker 1: interest rates just a year ago were like five percent
Speaker 1: I think when we were when when Jerrell and I
Speaker 1: were looking, so we thought we were gonna get a mortgage.
Speaker 1: And this is a year ago before this house came
Speaker 1: on the market and the bank was like, no, we're
Speaker 1: only going to sell for cash, but we were looking
Speaker 1: at like five percent. This was like a year ago,
Speaker 1: and so the interest rates are really good right now.
Speaker 1: So it's not a bad time as far as interest
Speaker 1: rates are concerned to borrow money for a home. But
Speaker 1: like I would look to see where where you are
Speaker 1: buying the as housing has it gone up pretty steadily?
Speaker 1: Is it like an up and coming neighborhood. That's also
Speaker 1: a good thing, you know, just look at housing prices
Speaker 1: in the area, do your comps, make sure you just
Speaker 1: do your research so you know that. So it's either
Speaker 1: like two coins, Like my parents live in the house
Speaker 1: and live in a neighborhood in Westfield, New Jersey where
Speaker 1: it's pretty like a really nice neighborhood and even during
Speaker 1: the recession, they you know, they may have taken a dip,
Speaker 1: but they're right back at the top of the market
Speaker 1: as far as like homes are concerned. Because Westfield has
Speaker 1: a great school system. It's very a really beautiful, solid
Speaker 1: town with direct trains and transportation to New York. Now
Speaker 1: where I live now in Newark is very much like
Speaker 1: pre Brooklyn, you know, nineteen ninety eight or whatever, where
Speaker 1: like Newark, it's a great time to buy because it's
Speaker 1: just starting to take off. Well, I mean, if you
Speaker 1: could even find anything quite honestly now because no one.
Speaker 1: Newark is situated by New York, which has Brooklyn. Harlem
Speaker 1: is also situated by Jersey City. These are cities that
Speaker 1: it's the cost of living is so expensive that people
Speaker 1: are now looking to Newark, which normally was not considered
Speaker 1: a desirable town because they had some riots in the
Speaker 1: sixties and it really like tore New York down. But
Speaker 1: now because the surrounding area is so expensive, Newark has
Speaker 1: an airport, Newark has transportation so now, and Newark has
Speaker 1: like some of the lowest taxes in the state of
Speaker 1: New Jersey. Well in this area that the northeast part
Speaker 1: of New Jersey where I live, And so as a result,
Speaker 1: you find houses that you know, like you know, our house,
Speaker 1: even at full price at like three eighty or whatever,
Speaker 1: it's still cheap compared to two towns over. And so
Speaker 1: I would also look to see, like, am I buying
Speaker 1: in a really solid neighborhood where like, okay, these home
Speaker 1: prices are pretty rock solid they don't really dip in train,
Speaker 1: Or am I buying an upcoming neighborhood where the surrounding
Speaker 1: neighborhoods are really expensive and so people are starting to
Speaker 1: spill over here and I can still get a good deal.
Speaker 1: So just remember that buying a house is an investment,
Speaker 1: and so think about it that way, Like, am I
Speaker 1: purchasing a home that years from now, it's going to
Speaker 1: be the value is going to hold steady and grow
Speaker 1: a little bit or grow dramatically because I've brought in
Speaker 1: a neighborhood where I like the houses is undervalued momentarily.
Speaker 2: Yeah, those are all really good questions, and there's so
Speaker 2: many resources online that you can use, from zillo to
Speaker 2: truly to look at the history of home values in
Speaker 2: your exact zip code, because really, like, yes, on the
Speaker 2: macro level, like recession looming, sure, but is one looming
Speaker 2: in the town that you're buying in Atlanta? Like it's
Speaker 2: almost like you need to look at the microeconomy and
Speaker 2: what's happening and where you live and not the whole
Speaker 2: country does not respond to recessions in the same way.
Speaker 2: It really depends on the location. So I agree, look
Speaker 2: at your specific location, talk to other homeowners in the area,
Speaker 2: and ultimately make the best decision for you financially, and
Speaker 2: definitely don't try and get more than you can afford.
Speaker 2: And you know, tell your friend that quote unquote friend
Speaker 2: who's his friend? I don't know, all right, I'll just
Speaker 2: say if I could buy something in Atlanta, as my
Speaker 2: next goal is to buy an investment property back in Georgia,
Speaker 2: So hopefully that's not a bad decision. But we'll see,
Speaker 2: all right, guys, thank you very much for your questions. Again.
Speaker 2: We are Brandabission Podcast at gmail dot com. If you
Speaker 2: want to hit us up on email. You can also
Speaker 2: go to Instagram. We're at Brandonbision Podcast on the Gram.
Speaker 1: Yes, now it's time for Boost to break for all
Speaker 1: our family. Will you boost? Will you break? What will
Speaker 1: it be? Many.
Speaker 2: I'm gonna do a quick boost. I downloaded this book
Speaker 2: on my vacation because I went to I went on
Speaker 2: vacation with the novel and it was too short, and
Speaker 2: you know, you finished a book too early, and I'm like, damn,
Speaker 2: I have a whole other week lift. So I got this.
Speaker 2: I have downloaded this audio book a while back. I
Speaker 2: don't even know why. I must have had some audible
Speaker 2: credits I needed to use before they expired. But it's
Speaker 2: been really, really good and if you are leading a team,
Speaker 2: especially if you're a new leader, or even if you're
Speaker 2: a veteran leader, I've really enjoyed this book. So it's
Speaker 2: by Brene Brown. Who do you know Brene? Yes, I know,
Speaker 2: I'm like the last person to know about her. I
Speaker 2: just again, I randomly download this book, but I googled
Speaker 2: her and I'm like, oh, she had the viral ted
Speaker 2: talk about leadership and vulnerability, and so her book and
Speaker 2: she has a couple of a few different books at
Speaker 2: this point, but this one's specifically for managers, and it's
Speaker 2: called Dare to Lead, Brave Work, Tough Conversations, Whole Hearts.
Speaker 2: And I'm about halfway through it now and I've been
Speaker 2: taking notes like a good student, and it's been really helpful.
Speaker 2: Like one, it's been one of it's sort of an
Speaker 2: affirmation for some of the styles that I have personally
Speaker 2: adapted from my own management style, but it's also like
Speaker 2: giving me a different way to think about how I
Speaker 2: speak to people on my team. And and she does
Speaker 2: talk about being vulnerability as a leader and how it's
Speaker 2: okay to show some of that to your people, especially
Speaker 2: because I'm about to give birth, and that's I can't
Speaker 2: think of anything more vulnerable than becoming a new mom
Speaker 2: and also leading a team. And it's helping me be like, understand, Okay,
Speaker 2: it is okay to I'm not trying to hide the
Speaker 2: fact that I'm having a baby. I can still be
Speaker 2: a boss and a mom and I can still open
Speaker 2: up about, you know why, I'm going to be out
Speaker 2: for a few days or a few hours to go
Speaker 2: to doctor's appointments and I shouldn't be ashamed of that.
Speaker 2: And so it's been it's good. I reckon I highly
Speaker 2: how they recommend it. It's been really great so far.
Speaker 2: So it's dare to lead, brave work, tough conversations, whole
Speaker 2: hearts and the audiobook is good, it's not boring. I
Speaker 2: like that she reads it herself and she's got a
Speaker 2: really good like presence to her voice. It's very like conversation.
Speaker 1: Yes, I love Rene Brown honestly, Like I watched that
Speaker 1: viral ted talk and it was like, waits.
Speaker 2: I feel like I'm behind. It's so behind the world.
Speaker 2: I'm caught up now.
Speaker 1: Oh yeah, she's awesome. And since then she's just exploded
Speaker 1: all over everywhere. She's just really dope. So yes, and
Speaker 1: maybe I'll pick up that book. I'm not. That's one
Speaker 1: of my things, my joy things, remember I said earlier,
Speaker 1: like make a list of things that bring you joy.
Speaker 1: Like I used to be such a big reader. And
Speaker 1: now I mean not that I don't read now, but
Speaker 1: everything is like reading to learn more about you know,
Speaker 1: these dogs, to learn more about you know, like marketing,
Speaker 1: but like reading just for the joy of reading, like
Speaker 1: I have not done that, and so like I used
Speaker 1: to like plow through books.
Speaker 2: You know, Oh I got a dad one. What do
Speaker 2: you have a fun summer read? No, summer's not over yet.
Speaker 2: Really good books. So it's a quickly little I think
Speaker 2: I read this novel in like three days on the train.
Speaker 2: But it's called My Sister the serial Killer, and it's
Speaker 2: it takes place in Nigeria, so hey, and it's about
Speaker 2: two sisters and one of them's a serial killer. It's
Speaker 2: really good. Yeah, it's good. It's like funny. It's a funny.
Speaker 2: I don't know, a dark comedy. I can't wait for them.
Speaker 2: Sure it's going to be a TV show or like
Speaker 2: a movie or something. It's really good.
Speaker 1: But okay, My Sister the serial Killer. Okay.
Speaker 2: If you guys want a little quick, easy summer read recommended.
Speaker 1: Yes, oh and please you can. They're definitely like at
Speaker 1: Me the Bunjanista, if you've got some really great reads,
Speaker 1: I like, I'm like, I don't have like a specific
Speaker 1: John and like, oh I'm a I'm such and such
Speaker 1: like I I love like like I love Malcolm Gladwell
Speaker 1: with all his books on research. I like, like one
Speaker 1: of my favorite books.
Speaker 2: Is he buying his books and not reading them. I
Speaker 2: gotta read what I'm supposed to want to. I'm supposed
Speaker 2: to read them, right, I have audio books, I got
Speaker 2: the paperbag. I need to read his books.
Speaker 1: That's really good. I don't know how he makes research
Speaker 1: like it feels like a novel, you're like, tell me more. Malcolm.
Speaker 1: He's one of my favorite authors honestly, so his books
Speaker 1: are great. I love like, of course thee Alchemist by
Speaker 1: Powell Couelo, So I love There's this book called Jonathan
Speaker 1: Livingston Seago, which is like one of my favorite books.
Speaker 1: It's very like alchemist esque if you like The Alchemist.
Speaker 1: But I also love like trashy like romance novels, you know,
Speaker 1: So I'm all over the is my reading. So if
Speaker 1: you have a book that you just think is amazing,
Speaker 1: at me the budgetista on Twitter or even Instagram. And
Speaker 1: because I you know, like I said, I don't have
Speaker 1: a specific genre that I'm like, oh like I yeah,
Speaker 1: I just love to read, although I have not made
Speaker 1: reading for pleasure a priority. But we off that now
Speaker 1: we back on it. So my booze is actually four.
Speaker 1: So as you know, did we talk about that VMA's
Speaker 1: that they were in Newark?
Speaker 2: Yeah, talking about that.
Speaker 1: Oh so if you guys didn't watch, there was a
Speaker 1: young woman named Lizzo who was amazing. She she's breaking
Speaker 1: down all these barriers. So her her song truth Hurts
Speaker 1: where she's like I just took a DNA test and
Speaker 1: the results came back, I'm I'm that bitch or something
Speaker 1: like that. But it's amazing.
Speaker 2: Now, Okay, go ahead, you just you just said it
Speaker 2: so like I just took a DNA test and my
Speaker 2: results came back, and I'm one hundred percent that bitch,
Speaker 2: even when I'm crying crazy, I got boy problems. Is
Speaker 2: to human me. No, I'll stop. Now continue now, dude,
Speaker 2: I'm like any rate it could have had a bad bitch,
Speaker 2: noncommittal help you with your career, just a little need
Speaker 2: to hold you down, like saying it as if I'm
Speaker 2: just talking to my mom. Yeah, but continue, Yeah, a
Speaker 2: lot of.
Speaker 1: Yeah, She's amazing. And the fact that like she has
Speaker 1: like you know, the number one because you know, as
Speaker 1: you know little nas X and Billy ray Cyrus for
Speaker 1: Old Time Road. I think he was like number one
Speaker 1: for like seventeen or eighteen weeks in ago he broke
Speaker 1: like the record, mari I Carrey's record. So anyway, what
Speaker 1: I love about her is that she is quirky, She
Speaker 1: is talented. She herself specifically said, she told Time Magazine
Speaker 1: back in April, I have to be that person because
Speaker 1: I don't see that person because of who I am
Speaker 1: my story happens to have a message to it. The
Speaker 1: space I'm occupying isn't just for me, It's for all
Speaker 1: the big black girls in the future who just want
Speaker 1: to be seen. And I just just like, go ahead,
Speaker 1: Lizzle And she plays the flute. She's just amazing, and
Speaker 1: I just yeah, I just honestly, I'm just really happy
Speaker 1: for her, and yeah, she's just I just wanted to
Speaker 1: just give a shout out to someone who was like,
Speaker 1: I'm going to show up as myself and you will deal.
Speaker 1: Not only will you deal, you will love it. And
Speaker 1: we are loving it. And Lizzo, congratulations, mama.
Speaker 2: Shout out to Lizzo her flute, Sasha be fluting on Instagram.
Speaker 2: I guess I follow her flute on Instagram.
Speaker 1: Yeah, I love.
Speaker 2: That you can follow her flute. Yeah, she's the best.
Speaker 1: So we had a great show. I thought we had
Speaker 1: some really great questions. Please keep asking your questions. If
Speaker 1: you have not told a friend, tell a friend to
Speaker 1: tell a friend and her friend to listen to Brown Ambition.
Speaker 1: We love that you guys like tweet us, that you
Speaker 1: facebook us, that you instagram us, and you know, we
Speaker 1: just love to keep you know, we love showing up
Speaker 1: for y'all, ask your questions, Share a brown break or
Speaker 1: brown boost with us, because quite honestly, sometimes I'm at
Speaker 1: a loss. So if you have a great brown break
Speaker 1: or brown boost, certainly like share them with us because
Speaker 1: we can read them out loud and credit you. Yeah.
Speaker 1: I think I think that we are good.
Speaker 2: We're great, all right, guys, We will see you next week,
Speaker 2: all right, all right, bye, t have a good night.
Speaker 2: Fingers crossed. The audio is good. I think it's good.
Speaker 1: I think