WEBVTT - Its About More Than 700k Though 0:00:00.280 --> 0:00:03.520 Hey ba fam, Please follow us on Apple Podcasts and 0:00:03.640 --> 0:00:07.400 keep our audience growing. If your iPhone recently upgraded to 0:00:07.440 --> 0:00:11.360 iOS fourteen point five, head to Apple Podcasts, search for 0:00:11.400 --> 0:00:13.880 Brown Ambition and click on the plus button in the 0:00:13.960 --> 0:00:16.920 upper right hand corner. Do that and you'll be following 0:00:16.960 --> 0:00:20.720 our show. You can also follow us on Spotify, Stitcher, 0:00:20.960 --> 0:00:24.160 or the Amazon Music app. And Android users, we didn't 0:00:24.200 --> 0:00:42.440 forget about you, you can find us on Google podcasts. 0:00:43.680 --> 0:00:48.120 Hey hey, hey, we're back. 0:00:48.640 --> 0:00:56.160 We're black, We're brown and buschie yaw hey mango? 0:00:57.520 --> 0:00:59.680 Hi, happy minday face? 0:01:00.080 --> 0:01:01.040 Well, here's the thing. 0:01:01.400 --> 0:01:04.480 Before we start, I just want to apologize because I 0:01:04.520 --> 0:01:06.679 told you guys we were doing video and we are. 0:01:07.240 --> 0:01:08.800 Like I can see Mandy. I know you can't, but 0:01:08.840 --> 0:01:09.920 I can. She looks really cute. 0:01:09.959 --> 0:01:14.000 Her curls aren't popping, they're bad. We don't have our 0:01:14.040 --> 0:01:16.959 cameras just yet, so we'll let you know when. Like, 0:01:17.040 --> 0:01:19.160 this is the episode that will actually be available to 0:01:19.200 --> 0:01:20.000 watch via video. 0:01:20.360 --> 0:01:22.039 But I can't say that me and Mandy. You know, 0:01:22.200 --> 0:01:24.600 skin is popping, right. 0:01:24.480 --> 0:01:27.840 Take the picture right, Tiffany's got a lovely poka dot. 0:01:28.080 --> 0:01:30.320 Like I see a little horseshoe necklace. I see a 0:01:30.400 --> 0:01:34.520 pork poka dot blouse. The dreads are freshly twisted or 0:01:34.560 --> 0:01:34.800 are they? 0:01:34.840 --> 0:01:36.000 They're looking very good. 0:01:36.400 --> 0:01:37.240 Got a good eye. 0:01:37.640 --> 0:01:41.160 I can tell they are laid. They are so nice. 0:01:41.360 --> 0:01:44.920 I have I have endured four hours in a chair 0:01:45.520 --> 0:01:48.840 with a very disgruntled teenage girl who did cared nothing 0:01:48.880 --> 0:01:51.560 for my time or hers while she was removing my 0:01:51.640 --> 0:01:54.720 braids with all of the enthusiasm of like a very 0:01:54.800 --> 0:01:55.480 drunk snail. 0:01:55.720 --> 0:01:56.440 Is what I will. 0:01:56.280 --> 0:01:58.320 Say this girl. 0:01:58.720 --> 0:02:01.280 Last time I went to get my when I got 0:02:01.280 --> 0:02:03.960 the braids put in, it was this amazing African braiding 0:02:03.960 --> 0:02:05.880 the salon, and she was like, I'm going to Senegal. 0:02:06.000 --> 0:02:07.960 This is my niece. I'm training her. You know she'll 0:02:08.000 --> 0:02:10.160 be here, she'll take your braids out. And I could 0:02:10.200 --> 0:02:13.000 just tell. I was like, I should probably not expect 0:02:13.000 --> 0:02:15.200 this to take the two hours I was promised. 0:02:15.600 --> 0:02:19.440 She's just like and talking to her AirPods like, oh, 0:02:19.480 --> 0:02:20.160 play a little. 0:02:20.000 --> 0:02:25.880 Baby, play, a little baby play pop smoke, just tapping 0:02:25.919 --> 0:02:29.040 her face, Oh my god. And I'm just like, thank god, 0:02:29.080 --> 0:02:30.919 I brought my laptop so I can get some work done. 0:02:30.960 --> 0:02:33.679 But dang, I took forever. I don't want to do 0:02:33.760 --> 0:02:34.320 braids again. 0:02:34.960 --> 0:02:37.400 Girl, at least you had regular sized braids when I 0:02:37.440 --> 0:02:38.440 should get the micro braids? 0:02:38.480 --> 0:02:40.840 You like, I live here now with the braids for now? 0:02:41.200 --> 0:02:42.080 What I live here now? 0:02:42.120 --> 0:02:43.920 I eat with his family, I hold her baby. I 0:02:44.080 --> 0:02:47.000 just you can offer that as an option. Just get 0:02:47.040 --> 0:02:48.440 a get a micro braid wig? 0:02:48.520 --> 0:02:49.280 Is how I feel? Like? 0:02:49.320 --> 0:02:51.639 Why my cousin's like, you know, they sell braided wigs. 0:02:51.680 --> 0:02:57.320 I was like, as I was, Zenda, probably are you going. 0:02:57.240 --> 0:03:00.160 To save this your article for the boost or can 0:03:00.200 --> 0:03:01.600 we chat about it? Oh? 0:03:01.680 --> 0:03:03.480 Let's chat, let's talk. Let's gee. 0:03:03.480 --> 0:03:06.360 I got my bone been blowing up this red that 0:03:06.440 --> 0:03:08.160 Mandy had on. First of all, I want to paint 0:03:08.160 --> 0:03:10.720 the scene. Okay, what's the what's the publication? Again? 0:03:11.000 --> 0:03:13.919 This is grow by Acorns and CNBC, right. 0:03:13.840 --> 0:03:15.880 So CNBC, paint the scene. 0:03:16.000 --> 0:03:21.240 Mandy, picture this in this vibrant red top sweater. I 0:03:21.280 --> 0:03:22.560 think you know, but like you know, one of them 0:03:22.639 --> 0:03:26.440 light sweaters, little v neck like fitted red pants. I said, oh, 0:03:26.480 --> 0:03:29.520 red on red, that's how we do with that curls popping. 0:03:29.560 --> 0:03:31.280 I was like, first of all, who took these pictures? 0:03:31.320 --> 0:03:34.359 Who authorized? Just like Manny looked beautiful, and you're like, 0:03:34.400 --> 0:03:36.920 oh wait, it's an article I must read what The 0:03:36.920 --> 0:03:39.360 title of the article was something like how I went 0:03:39.400 --> 0:03:41.960 from seventy thousand to seven hundred thousand. As far as 0:03:42.000 --> 0:03:44.440 her network, She's ten x her networth in five years. 0:03:44.880 --> 0:03:49.920 It is excelente. And it's just like, first of all, 0:03:49.960 --> 0:03:53.640 the picture is giving wealth. It's giving wealth, it's giving happiness, 0:03:53.680 --> 0:03:56.960 it's giving wholeness. It's giving you know, we'll be a 0:03:56.960 --> 0:03:58.440 millionaire giving photoshop. 0:03:58.680 --> 0:04:00.960 It's giving stylists. It's giving hair. 0:04:01.200 --> 0:04:05.000 It's giving Stacey my hair is giving it's giving Maria 0:04:05.080 --> 0:04:05.800 my makeup artist. 0:04:05.880 --> 0:04:06.640 That's what it's giving. 0:04:06.880 --> 0:04:10.040 No, honestly, yeah, you looked beautiful, honestly, Mandy. And it 0:04:10.120 --> 0:04:12.840 was just a really great article because you know, at 0:04:12.840 --> 0:04:14.320 the end of the day, you know your manager, a 0:04:14.360 --> 0:04:18.720 regular Degla Mandra who has been able to, you know, 0:04:18.960 --> 0:04:23.800 do something that's extraordinary but something that other people can can. 0:04:23.720 --> 0:04:25.720 Do as well. So I'm just like it was, yeah, 0:04:25.960 --> 0:04:26.560 just well. 0:04:26.320 --> 0:04:27.360 Done, thank you. 0:04:27.800 --> 0:04:29.960 It was such a work in progress. This was an article. 0:04:29.960 --> 0:04:31.920 As soon as I launched my business, I sat down 0:04:32.240 --> 0:04:34.160 with my planner, as I talk about on the article, 0:04:34.279 --> 0:04:36.720 oh Helen and my husband and I and I was like, 0:04:37.320 --> 0:04:39.800 you know, I'm I'm starting a new chapter. I just 0:04:39.800 --> 0:04:41.919 want to know, like what happens next, what do I 0:04:41.960 --> 0:04:44.440 have to do? Am I prepared? How long can this last? 0:04:44.480 --> 0:04:47.560 How long do I have to get this bootstrap business 0:04:47.560 --> 0:04:50.800 off the ground? And Helen, You know, it's one thing. 0:04:50.839 --> 0:04:52.560 You know, someone commented and they're like, how do you 0:04:52.600 --> 0:04:54.880 not know what your net worth is? I always know 0:04:54.920 --> 0:04:56.720 what my net worth is. I have my app where 0:04:56.720 --> 0:04:58.560 I track it, and we've talked about net worth and 0:04:58.560 --> 0:05:01.359 why it's so important. It's like it's what you actually 0:05:01.400 --> 0:05:04.560 have after your liabilities versus your assets all of that. 0:05:05.240 --> 0:05:09.200 But I hadn't really appreciated fully how far I had come. 0:05:09.320 --> 0:05:11.880 And I think that's just having to do with a 0:05:11.960 --> 0:05:14.239 lot of life has happened in the last five years, 0:05:14.279 --> 0:05:18.320 and a lot of decisions, stressful fraud decisions were made, 0:05:18.720 --> 0:05:23.200 Tears were shed, you know, vaginas were rampaged by tiny humans, 0:05:23.360 --> 0:05:28.640 like ravaged, body was ravaged, a plague was cast upon 0:05:29.040 --> 0:05:29.640 the world. 0:05:30.000 --> 0:05:32.520 Can talk about a like how do you not know 0:05:32.520 --> 0:05:33.880 your network? It's like how do you even know your 0:05:33.880 --> 0:05:34.400 first name? 0:05:34.520 --> 0:05:36.320 Okay? Right? 0:05:37.040 --> 0:05:39.520 And I sort of had the philosophy of, like I 0:05:39.560 --> 0:05:41.680 try not to be too obsessed with checking my accounts 0:05:41.680 --> 0:05:43.760 because you know, you check your account the wrong time 0:05:43.800 --> 0:05:46.400 of day, and it can be down, you know, astronomically, 0:05:46.400 --> 0:05:48.640 and you may stress out for no reason because give 0:05:48.680 --> 0:05:51.920 it a week and it'll bounce back. So anyway, she's like, yeah, 0:05:51.960 --> 0:05:53.520 let's look back to when you started working with me 0:05:53.560 --> 0:05:55.839 in twenty sixteen, right when you became my client. It 0:05:55.880 --> 0:05:58.640 was seventy k net worth and this was right before 0:05:58.800 --> 0:06:01.159 my husband and I were getting married. And then she 0:06:01.279 --> 0:06:05.920 showed it now and it was seven hundred and I said, WHOA, Okay, 0:06:06.080 --> 0:06:08.839 Like something insane has happened in these five years. 0:06:08.920 --> 0:06:12.000 Let me unpack it. What has been going on? And 0:06:12.360 --> 0:06:14.120 I mean, I knew that my. 0:06:14.279 --> 0:06:16.600 Job hopping, which I think is kind of a negative term, 0:06:16.600 --> 0:06:20.680 but the fact that I switched jobs not infrequently my 0:06:20.760 --> 0:06:23.599 first decade in my career had a lot to do 0:06:23.680 --> 0:06:26.159 with it. But as I sat down, I poured out 0:06:26.200 --> 0:06:29.200 like five thousand, six thousand words and I sent it 0:06:29.240 --> 0:06:31.960 to this editor at CNBC and I was like, when 0:06:32.040 --> 0:06:34.760 you want this, you want this, let me help me 0:06:34.839 --> 0:06:37.120 help me pair this down. And so shout out to 0:06:37.160 --> 0:06:39.919 my editor Nina at CNBC for helping me. 0:06:40.040 --> 0:06:41.160 But I really did. 0:06:41.200 --> 0:06:43.000 I didn't want it to be a story that made 0:06:43.040 --> 0:06:45.360 people feel like they couldn't achieve their financial goals. It's 0:06:45.400 --> 0:06:48.120 not about hitting seven hundred K. I never set out 0:06:48.120 --> 0:06:50.080 five years ago and said I want to have seven 0:06:50.160 --> 0:06:53.200 hundred K net worth in five years. I just set 0:06:53.200 --> 0:06:55.160 out five years ago and said I want to keep 0:06:55.200 --> 0:06:59.520 continuing to stand by these like very basic principles and 0:06:59.520 --> 0:07:03.919 strategy that I believe will help me be financially secure 0:07:04.000 --> 0:07:07.080 and choosing myself when it came to my career, being 0:07:07.120 --> 0:07:10.080 willing to take big leaps to get those big raises 0:07:10.160 --> 0:07:12.840 and then asking for equity, you know, and shout out 0:07:12.840 --> 0:07:15.440 to my little brother who finally got his due. He 0:07:15.520 --> 0:07:18.200 finally got his little shout out for being the one 0:07:18.240 --> 0:07:20.520 to push me to ask for equity when I joined 0:07:20.520 --> 0:07:23.680 a startup four or five years ago. So I hope 0:07:23.720 --> 0:07:25.760 you all enjoy it. We'll post a link in the 0:07:25.800 --> 0:07:28.400 show notes. But it felt really good to get it 0:07:28.440 --> 0:07:31.440 out there. Yeah, I'm just really proud Lashtrve cracking. 0:07:32.000 --> 0:07:35.600 Yes, because honestly, you know, now you're on this like 0:07:35.600 --> 0:07:37.760 you know, we had like our like Mandy says, we 0:07:37.800 --> 0:07:40.120 had our you know, we've been having BRBA talks with 0:07:40.160 --> 0:07:42.320 the side of t which Mandy has been delighting in 0:07:45.360 --> 0:07:47.800 and so like I'll be taking like one of my 0:07:48.320 --> 0:07:50.760 three mile walks and it will just be talking. But 0:07:50.800 --> 0:07:52.760 then we're also just like you know, just girlfriend check 0:07:52.800 --> 0:07:55.480 and just like I told you on Saturday, to remember 0:07:55.560 --> 0:07:57.400 this is for anyone who's listening who might be making 0:07:57.480 --> 0:08:00.760 the transition from corporate to business or whatever. You know, 0:08:00.920 --> 0:08:03.200 you put in a lot of work already that on 0:08:03.240 --> 0:08:04.320 the surface it looks. 0:08:04.120 --> 0:08:06.640 Like, oh man, it's a new entrepreneur, but not really. 0:08:07.480 --> 0:08:10.760 You have ten years worth of work in this space 0:08:11.400 --> 0:08:15.320 as a journalist and an editor and personal finance and media. 0:08:15.720 --> 0:08:17.640 So this is just kind of like a different iteration 0:08:17.800 --> 0:08:20.400 of what you've been doing. You've got your ten thousand hours, 0:08:20.800 --> 0:08:23.160 so you know, to remember that when you're feeling like, 0:08:23.160 --> 0:08:24.360 oh I no, no, I don't know if I can 0:08:24.360 --> 0:08:25.400 do it, it's like you've been doing it. 0:08:25.400 --> 0:08:26.320 It just looks different. 0:08:26.480 --> 0:08:29.600 So yeah, and listen. I love corporate de bear. 0:08:29.720 --> 0:08:32.079 I still work through my consulting business, which is what 0:08:32.120 --> 0:08:34.560 I've been launching. I work for companies, helly, I do, 0:08:35.040 --> 0:08:37.280 But the difference is that I decide what I do 0:08:37.360 --> 0:08:39.240 and I only do the things that I enjoy doing, 0:08:39.920 --> 0:08:43.360 and that is such a huge. Yeah, it's a huge 0:08:43.360 --> 0:08:44.560 it's a huge mind shift for me. 0:08:44.640 --> 0:08:46.720 But this is like a little random turn. 0:08:46.840 --> 0:08:49.160 But lately a lot of my friends have been having 0:08:49.160 --> 0:08:53.199 like friendship breakups, like and I feel like it's been 0:08:53.240 --> 0:08:56.480 more devastating, like hearing them than like breaking up with 0:08:56.559 --> 0:08:59.640 like their boyfriend, you know, not like divorce like you know, 0:08:59.760 --> 0:09:03.320 but certainly like just as devastating and sometimes even more 0:09:03.360 --> 0:09:05.880 devastating than you know, breaking up with like a love interest. 0:09:06.160 --> 0:09:08.319 But I don't know if it's because, like, you know, 0:09:08.800 --> 0:09:10.960 I'm forty one, and maybe there's like a transitional in 0:09:11.000 --> 0:09:14.320 that forty like age range. But a bunch of my 0:09:14.360 --> 0:09:16.560 friends are like, oh yeah, Like I would say at 0:09:16.600 --> 0:09:18.520 least four of them are having like with people that 0:09:18.559 --> 0:09:20.480 they were fairly close with, you know, not just some 0:09:20.520 --> 0:09:23.160 periphial like we don't talk to her no more and 0:09:23.400 --> 0:09:25.679 having a hard time managing. And so I wanted to 0:09:25.679 --> 0:09:27.480 talk about that today, like what that looks like, because 0:09:27.480 --> 0:09:30.520 I've had, you know, my share of girlfriend breakups of 0:09:30.559 --> 0:09:34.360 people I was really close to and being like, wow, 0:09:34.640 --> 0:09:37.240 I want to say this, probably in my lifetime, there's 0:09:37.280 --> 0:09:39.880 really been two major ones where I was like, this 0:09:39.960 --> 0:09:42.480 is like my closest friend, and you know what am 0:09:42.520 --> 0:09:46.640 I gonna do? You know, sometimes it's just you've either 0:09:46.679 --> 0:09:49.719 outgrown each other, or maybe there's something that you kind 0:09:49.720 --> 0:09:52.760 of overlooked and you've grown and you realize I don't 0:09:52.800 --> 0:09:55.559 know if that behavior is so conducive to like how 0:09:55.600 --> 0:09:58.120 I want to be treated anymore. And then people don't 0:09:58.120 --> 0:09:59.600 know how to shift because they're like, I've always treated 0:09:59.679 --> 0:10:03.280 you like this. I'm like, yeah, it's me, So I 0:10:03.280 --> 0:10:03.520 don't know. 0:10:03.559 --> 0:10:04.719 I just want to talk about that. Have you ever 0:10:04.760 --> 0:10:05.800 had like friendship. 0:10:05.440 --> 0:10:08.320 Breakup where you're like, Wow, didn't think i'd ever break 0:10:08.400 --> 0:10:09.200 up with this person. 0:10:09.720 --> 0:10:12.559 I mean, in the third grade, my best friend and 0:10:12.679 --> 0:10:16.840 Yell and I we had a falling out. I ruined 0:10:16.880 --> 0:10:19.920 her quilt that she quilted in our third grade class 0:10:19.960 --> 0:10:20.640 by accident. 0:10:20.679 --> 0:10:22.200 It was an accident anyway. 0:10:21.920 --> 0:10:25.959 No, No, seriously, I'm naturally an introvert, and my relationships 0:10:25.960 --> 0:10:29.760 have always been I'm like a few friends. I have associates, 0:10:29.800 --> 0:10:32.839 and I love having friends at work because they make 0:10:32.880 --> 0:10:34.240 you get through the day. It makes it so much 0:10:34.280 --> 0:10:36.160 easier to get through the day when you have people 0:10:36.160 --> 0:10:38.360 to ki key with that work. I'm not so good 0:10:38.360 --> 0:10:42.480 at maintaining casual acquaintances. It's a lot of work and 0:10:42.520 --> 0:10:45.240 it gets harder to do. So there's friends in my 0:10:45.280 --> 0:10:48.160 life like former roommates or former work colleagues. 0:10:48.559 --> 0:10:48.920 I don't know. 0:10:48.960 --> 0:10:51.400 I'm kind of like I understand and I get that 0:10:51.400 --> 0:10:53.719 there's seasons and then you have friends who come and go. 0:10:54.040 --> 0:10:56.480 But the core core group that I have, I haven't 0:10:56.480 --> 0:10:57.800 had a bad breakup. 0:10:58.080 --> 0:10:58.280 Now. 0:10:58.320 --> 0:11:02.960 I have had big like you don't know if we're 0:11:02.960 --> 0:11:08.240 going to be friends again? Fights okay, twice painful, very painful, 0:11:08.720 --> 0:11:11.800 And I'm happy to say that those two relationships were 0:11:11.880 --> 0:11:13.439 mended with years, with time. 0:11:14.000 --> 0:11:15.600 Okay, it's tough, it's really tough. 0:11:15.640 --> 0:11:17.839 And I think in twenty twenty and this year or 0:11:17.880 --> 0:11:20.360 two when everything is still virtual, like if you didn't 0:11:20.360 --> 0:11:22.760 already have a really good, strong foundation with your friends. 0:11:23.080 --> 0:11:25.120 And I used to also be a kind of a 0:11:25.160 --> 0:11:25.800 needy friend. 0:11:25.920 --> 0:11:28.400 I was a friend do you want to hang out 0:11:28.400 --> 0:11:28.640 with me? 0:11:28.960 --> 0:11:29.040 Like? 0:11:29.480 --> 0:11:31.520 Oh, you're do? Not't texting me back? Like come on? 0:11:32.000 --> 0:11:33.400 Can you tell? I never had a boyfriend? 0:11:36.120 --> 0:11:38.959 And honestly, I had to, and I would put a 0:11:39.000 --> 0:11:41.120 lot of pressure like like you're hanging out with so 0:11:41.200 --> 0:11:42.720 and so but not me, and da da da dah 0:11:42.800 --> 0:11:45.679 It was almost like dating. I had to learn how 0:11:45.679 --> 0:11:48.400 to be my own friend and just like and also 0:11:48.520 --> 0:11:51.719 recognize that my friends can't be everything to me. They 0:11:51.760 --> 0:11:54.560 need to go have their own friends and their own 0:11:54.600 --> 0:11:58.480 lives and everything. And as I've gotten more used to that, 0:11:58.679 --> 0:12:00.920 and yeah, you know, I'm definitely used to it now, 0:12:01.880 --> 0:12:05.240 it's easier for me to to not to not feel 0:12:05.240 --> 0:12:06.920 a certain type of way if I haven't heard from 0:12:06.920 --> 0:12:09.640 someone in a month or if they miss a certain occasion, 0:12:09.679 --> 0:12:12.000 I'm not putting so much pressure on them because the 0:12:12.040 --> 0:12:14.199 truth is all of us are overwhelmed and busy, and. 0:12:14.480 --> 0:12:16.679 I'm like opposite, I'm like that I work on time 0:12:16.720 --> 0:12:18.120 to be a better friend because I'm like the light 0:12:18.240 --> 0:12:20.800 you know, like light type friend, like kaya later and 0:12:20.840 --> 0:12:23.200 then fall asleep. I'm like maybe I'll come over, and 0:12:23.200 --> 0:12:26.000 you're like, Timmy's not here, I'm like, oh, my bad girl. 0:12:26.400 --> 0:12:29.160 I was home watching like YouTube videos. 0:12:30.760 --> 0:12:32.920 No, but yeah, it's only happened like twice and and 0:12:32.920 --> 0:12:36.200 and in one my college like best friend. 0:12:36.240 --> 0:12:36.480 It was. 0:12:37.200 --> 0:12:41.120 It was bad just because even I think she even realized, like, yeah, 0:12:41.240 --> 0:12:43.480 I think I probably was pretty bullying intativity because remember 0:12:43.559 --> 0:12:45.079 I told you I had that really bad habit of 0:12:45.120 --> 0:12:48.440 having like the bully friend, where like I, you know, 0:12:48.640 --> 0:12:52.000 was vulnerable to the to but in a way that 0:12:52.120 --> 0:12:54.080 was basically like hey, you can run all over me. 0:12:54.160 --> 0:12:56.599 I'm available for you to walk on over me and 0:12:56.720 --> 0:12:58.680 like a sign on. And so I had to learn 0:12:58.679 --> 0:13:01.720 to be like, huh, that's okay. But now I have 0:13:01.760 --> 0:13:03.520 to look and I look at my friendships now, and 0:13:03.559 --> 0:13:06.440 I'm like, whoof literally everyone in my inner circle, and 0:13:06.480 --> 0:13:08.839 even like like like you know, there's like inner inner 0:13:08.960 --> 0:13:10.439 then like a little bit around, a little bit of 0:13:10.480 --> 0:13:12.760 like literally I can look at you know, like five 0:13:12.800 --> 0:13:16.720 circles out and it's not because of the person, you know, 0:13:16.760 --> 0:13:19.240 it's really because I have decided, like no, it's if 0:13:19.480 --> 0:13:23.320 you are deserving of people not mistreating you, and like 0:13:23.400 --> 0:13:26.840 you know, you're deserving of like not being run all over, 0:13:27.240 --> 0:13:28.920 you know. And also too, I know how to speak 0:13:28.960 --> 0:13:32.120 up when someone does something wrong, because sometimes what's happened 0:13:32.240 --> 0:13:35.080 is not even I can't say it's it's not ever 0:13:35.320 --> 0:13:37.559 all one person's fault. When a friendship breaks up, I 0:13:37.600 --> 0:13:40.520 can look back and say, you never said anything, and 0:13:40.559 --> 0:13:44.000 now that it's twenty thousand years later, you're saying something. 0:13:44.040 --> 0:13:47.280 But it's a blow up. But it's not someone's responsibility 0:13:47.320 --> 0:13:50.440 to know that that's something that you don't like. And 0:13:50.520 --> 0:13:52.800 so now they're carrying the weight of like ten years 0:13:52.800 --> 0:13:56.080 of silence, and you're like, so, you know, so I 0:13:56.080 --> 0:13:58.920 could take ownership and be like okay. So as a result, 0:13:59.000 --> 0:14:02.400 now my friendships are better. Not because these people are better, 0:14:02.480 --> 0:14:05.880 it's also because I am better at showing up and 0:14:05.920 --> 0:14:08.120 being like, hey, you know, I didn't like that, or 0:14:08.120 --> 0:14:10.800 that hurt my feelings or I didn't appreciate that. So 0:14:11.160 --> 0:14:13.800 making a way for friends to adjust and be like, 0:14:13.840 --> 0:14:16.600 oh okay, girl, my bad. Won't you know, won't do 0:14:16.679 --> 0:14:19.720 that again? Giving people the opportunity to grow and so 0:14:20.400 --> 0:14:22.480 that feels like, you know better, But yeah, that just 0:14:22.480 --> 0:14:24.000 came up lately. I was like, what is something in 0:14:24.000 --> 0:14:27.040 the water? Like friends call me like, yeah, girl, we 0:14:27.200 --> 0:14:30.320 broke up. I'm like you and him no, my friend, 0:14:30.360 --> 0:14:31.840 I'm like, oh, what happened? 0:14:32.480 --> 0:14:32.680 You know? 0:14:32.960 --> 0:14:34.720 And so I'm like, you know, I don't know if 0:14:34.760 --> 0:14:37.240 it's just like this kind of like transition to the 0:14:37.280 --> 0:14:39.600 next level of growness, you know, every every decade, you know, 0:14:39.720 --> 0:14:43.960 like I'm forty, that's like maybe, like you know, and 0:14:44.000 --> 0:14:46.080 maybe so to your point, I mean, I. 0:14:46.000 --> 0:14:50.600 Think relationships come and go. Yes, I'm very like fruit fruit, 0:14:50.840 --> 0:14:53.400 I don't know hippie about it, like thank you for 0:14:53.480 --> 0:14:56.000 your friendship. I'm grateful to you, bye bye. 0:14:57.040 --> 0:15:00.360 But I am super duper excited because I like, I'm 0:15:00.360 --> 0:15:01.680 going to tell you guys as much as I can 0:15:01.760 --> 0:15:04.640 without obviously spilling all the beans. But you know, I've 0:15:04.640 --> 0:15:07.000 been working on a new project that's different than anything 0:15:07.040 --> 0:15:10.680 I've ever done before. It's really disruptive to the financial industry, 0:15:10.840 --> 0:15:14.800 like totally. It helps to solve some major friction points 0:15:15.000 --> 0:15:16.840 that I've seen in the industry that we've all you know, 0:15:16.960 --> 0:15:21.080 have with the financial industry. And I was thinking kind 0:15:21.080 --> 0:15:23.600 of small about like the project at first, and then 0:15:24.000 --> 0:15:27.840 speaking with my my business code Zion, and he was like, yeah, no, 0:15:28.440 --> 0:15:31.640 if uber can solve the cab issue, if you can 0:15:31.680 --> 0:15:34.520 solve for this issue in finance, how much more important 0:15:34.560 --> 0:15:36.960 is finance and the cab And look how big Uber 0:15:37.000 --> 0:15:38.960 has become is that I need you to expand your 0:15:38.960 --> 0:15:41.640 capacity of what you're capable of and not think that 0:15:41.680 --> 0:15:44.080 you have to do everything. And I was like, Okay. 0:15:44.560 --> 0:15:48.280 Then I had a chat with a potential investor and 0:15:48.280 --> 0:15:49.720 the way she just jumped out the window, was like, 0:15:49.760 --> 0:15:53.320 you need investing, you need angel investing, you want venture 0:15:53.360 --> 0:15:55.280 capital funds, you want this one. I was like, wait 0:15:55.320 --> 0:15:57.640 what She's like, Tippany, I think this is amazing. I 0:15:57.640 --> 0:16:00.320 think you are amazing. I see what you've done the far, 0:16:00.920 --> 0:16:02.760 and so you let me know. And she's already set 0:16:02.800 --> 0:16:04.760 up some calls for me to talk to like some 0:16:04.840 --> 0:16:07.320 next level of folks. And we have a joint friend 0:16:07.360 --> 0:16:09.680 who sold his company for a significant amount of money. 0:16:09.680 --> 0:16:12.160 Then I'm going to be chatting with soon Mandy and 0:16:12.160 --> 0:16:12.440 I do. 0:16:12.720 --> 0:16:17.280 And I'm just excited because it's like, not for the money, 0:16:17.280 --> 0:16:19.080 because honestly, if I didn't want to work anymore, I 0:16:19.080 --> 0:16:21.200 mean I wouldn't be making a million dollars a year, 0:16:21.240 --> 0:16:23.280 but my lifestyle would say the same. I mean, I'll 0:16:23.280 --> 0:16:25.040 be wearing the same target. I think I got this 0:16:25.080 --> 0:16:26.880 some Marshals, so I think I'm extra style and like. 0:16:26.840 --> 0:16:29.040 Am you see me? Me and my Marshal shirt. 0:16:30.120 --> 0:16:32.520 I would be wearing the same clothes, be living in 0:16:32.520 --> 0:16:34.760 the same house, and honestly, I like my car, so 0:16:34.840 --> 0:16:38.680 it wouldn't nothing would change externally. But what I'm more 0:16:38.720 --> 0:16:41.720 excited about, I'll be able to do more as far 0:16:41.720 --> 0:16:45.640 as philanthropy is concerned. And so I'm excited also too, 0:16:46.240 --> 0:16:47.680 because I'm ambitious. 0:16:47.920 --> 0:16:48.600 I like to see. 0:16:48.640 --> 0:16:51.120 Am I able to do a thing like that excites 0:16:51.160 --> 0:16:53.880 me more than anything, you know. And so to just 0:16:54.040 --> 0:16:57.320 know that what I conservatively thought was like, you know, 0:16:57.400 --> 0:16:59.760 maybe this is a fifty million dollar business, not fifty 0:16:59.800 --> 0:17:02.280 millis that I was a year, but meaning like that's 0:17:02.320 --> 0:17:04.040 what it would be valued at. She's like, yeah, girl, 0:17:04.040 --> 0:17:06.639 try two hundred million. I was like, wait, what This 0:17:06.720 --> 0:17:08.840 is a venture capitalist who told me this, And I 0:17:08.920 --> 0:17:10.280 was just like, what are you sure? 0:17:10.600 --> 0:17:12.600 She's like yes. And so I'm excited. 0:17:12.880 --> 0:17:14.840 Like I said, as things roll out and I'm able 0:17:14.880 --> 0:17:16.480 to share more, I will. 0:17:16.800 --> 0:17:17.879 It's super super. 0:17:17.640 --> 0:17:19.960 Early, early early, but if you know, this will be 0:17:20.080 --> 0:17:22.520 my fifth or sixth business. So I'm not new in 0:17:22.520 --> 0:17:25.959 the business game. The biggest lesson I've been learning lately 0:17:26.320 --> 0:17:30.600 is to expand my capacity. Expand my capacity because you 0:17:30.720 --> 0:17:33.280 think one way, you know, when I think about how 0:17:33.280 --> 0:17:35.520 hard it was to get to six figures a year, 0:17:36.119 --> 0:17:37.879 I think it was like five years in before I 0:17:37.880 --> 0:17:40.520 crossed the six figure mark, and that was so hard. 0:17:41.320 --> 0:17:42.160 And then to go. 0:17:42.119 --> 0:17:44.720 From six figures, you know, the one hundred fifty thousand 0:17:44.760 --> 0:17:47.640 to one million took about three years instead of five years. 0:17:47.680 --> 0:17:49.040 But still that was so hard. 0:17:49.280 --> 0:17:52.639 But it was really a mindset shift because one hundred 0:17:52.680 --> 0:17:54.720 and fifty thousand I had to do most of the 0:17:54.720 --> 0:17:58.040