1 00:00:00,720 --> 00:00:05,400 Speaker 1: Welcome back in Clay Travis buck Sexton show. We appreciate 2 00:00:05,559 --> 00:00:12,080 Speaker 1: all of you hanging out with us. Trump was just asked, 3 00:00:12,480 --> 00:00:14,400 Speaker 1: so let me kind of set the table here. We 4 00:00:14,480 --> 00:00:16,880 Speaker 1: just talked with Senator Ted Cruz. Appreciate the time he 5 00:00:16,920 --> 00:00:20,080 Speaker 1: spent with us talking about Iran. We've been talking about Minneapolis. 6 00:00:20,560 --> 00:00:23,080 Speaker 1: We're soon going to talk about the Supreme Court case 7 00:00:23,120 --> 00:00:29,680 Speaker 1: today dealing with basic question such as head men be 8 00:00:29,800 --> 00:00:34,440 Speaker 1: able to compete against women in women's sports or should 9 00:00:34,440 --> 00:00:37,640 Speaker 1: they be kept out. We will update you on that. 10 00:00:38,720 --> 00:00:41,760 Speaker 1: We are actually scheduled to be joined by Jennifer Say, 11 00:00:41,880 --> 00:00:45,960 Speaker 1: who has been a huge part of this battle producer Ali. 12 00:00:46,080 --> 00:00:47,800 Speaker 1: She's going to join us at two thirty. I meant 13 00:00:47,800 --> 00:00:50,080 Speaker 1: to say that during the last break. I forgot, So 14 00:00:50,120 --> 00:00:54,080 Speaker 1: we will discuss that case in the third hour. But 15 00:00:54,240 --> 00:00:58,680 Speaker 1: President Trump right now is in Detroit area at a 16 00:00:58,800 --> 00:01:04,320 Speaker 1: Ford Dealership Ford factory. Sorry, and he was just asked 17 00:01:04,360 --> 00:01:08,520 Speaker 1: about Iran as a part of those travels, and he said, 18 00:01:08,560 --> 00:01:13,280 Speaker 1: you're gonna find out. And it's a good idea if Americans, 19 00:01:13,319 --> 00:01:17,000 Speaker 1: if there are any there, evacuate from Iran. You just 20 00:01:17,080 --> 00:01:22,360 Speaker 1: heard what Ted Cruz said. I think that it is 21 00:01:22,440 --> 00:01:26,400 Speaker 1: quite clear I really thought it was interesting that Senator 22 00:01:26,440 --> 00:01:31,119 Speaker 1: ted Cruz told us that he thought potentially, certainly within 23 00:01:31,160 --> 00:01:33,280 Speaker 1: the next ninety days, and then he said maybe within 24 00:01:33,319 --> 00:01:37,840 Speaker 1: the next few hours, the Ayatola could fall in Iran. 25 00:01:38,200 --> 00:01:41,640 Speaker 1: And he said that on the heels of a trip 26 00:01:41,680 --> 00:01:44,120 Speaker 1: he just took with Secretary of War Pete hegset to 27 00:01:44,160 --> 00:01:47,840 Speaker 1: go visit SpaceX and Elon Musk. They were in Texas yesterday. 28 00:01:48,920 --> 00:01:51,440 Speaker 1: So that is all out there. It is certainly worthy 29 00:01:51,440 --> 00:01:55,000 Speaker 1: of paying attention to. It is right now the biggest 30 00:01:55,040 --> 00:01:59,600 Speaker 1: story in the world. We could be could be dealing 31 00:01:59,640 --> 00:02:03,840 Speaker 1: with a nineteen eighty nine like moment in this country, 32 00:02:04,240 --> 00:02:07,080 Speaker 1: where much as Ronald Reagan I know, it happened in 33 00:02:07,240 --> 00:02:12,920 Speaker 1: the Bush one, the senior Bush first term back in 34 00:02:13,000 --> 00:02:15,600 Speaker 1: nineteen eighty nine. It was after Reagan left office. But 35 00:02:15,680 --> 00:02:19,160 Speaker 1: the Berlin Wall coming down. If you look at Venezuela, 36 00:02:19,600 --> 00:02:22,000 Speaker 1: if you look at what is going on right now 37 00:02:23,320 --> 00:02:25,680 Speaker 1: in Cuba, if you look at what is going on 38 00:02:25,760 --> 00:02:28,960 Speaker 1: in Iran right now. Certainly Russia is struggling in the 39 00:02:29,080 --> 00:02:33,760 Speaker 1: Ukraine War. America's adversaries are at their weakest point that 40 00:02:33,840 --> 00:02:37,440 Speaker 1: we have seen in some time, and it is worth 41 00:02:37,480 --> 00:02:40,720 Speaker 1: paying attention to because we could have a modern day 42 00:02:40,880 --> 00:02:44,520 Speaker 1: echo of the Berlin Wall when it comes to evil 43 00:02:44,600 --> 00:02:45,440 Speaker 1: being defeated. 44 00:02:46,080 --> 00:02:48,160 Speaker 2: Now, with that in mind. 45 00:02:48,320 --> 00:02:53,000 Speaker 1: We also Buck are dealing with a Supreme Court case, 46 00:02:53,040 --> 00:02:56,160 Speaker 1: and we kind of touched on this early in the show. 47 00:02:56,560 --> 00:03:00,080 Speaker 1: The Supreme Court heard a case today about whether there 48 00:03:00,120 --> 00:03:02,880 Speaker 1: are men should be able to compete in women's sports, 49 00:03:02,919 --> 00:03:05,840 Speaker 1: about whether boys should be able to compete in girls sports. 50 00:03:06,000 --> 00:03:09,360 Speaker 1: I can't believe that we have reached a point where 51 00:03:09,440 --> 00:03:13,320 Speaker 1: this is an actual Supreme Court case, but the states 52 00:03:13,360 --> 00:03:17,160 Speaker 1: of West Virginia and Idaho are being sued because they, 53 00:03:17,240 --> 00:03:20,800 Speaker 1: along with many other states, have put in place policies 54 00:03:21,080 --> 00:03:24,480 Speaker 1: that do not allow men to be able to compete 55 00:03:24,480 --> 00:03:27,240 Speaker 1: in women's sports. And this is a very foundational element 56 00:03:27,400 --> 00:03:30,639 Speaker 1: of sports. It's why we have separate men and women's sports. 57 00:03:31,200 --> 00:03:34,079 Speaker 1: And it seemed based on the questioning Buck, you got 58 00:03:34,080 --> 00:03:34,840 Speaker 1: to hear some of it. 59 00:03:34,960 --> 00:03:36,000 Speaker 2: I got to hear some of it. 60 00:03:36,040 --> 00:03:39,440 Speaker 1: I didn't hear every question and hear every aspect of this, 61 00:03:40,240 --> 00:03:43,000 Speaker 1: but it feels like to me, the six Conservatives, the 62 00:03:43,120 --> 00:03:46,600 Speaker 1: six same Republicans are going to say this is permissible, 63 00:03:47,000 --> 00:03:49,840 Speaker 1: and the three liberals are going to say this isn't 64 00:03:50,200 --> 00:03:51,720 Speaker 1: get is that the read You've kind of got on 65 00:03:51,800 --> 00:03:52,360 Speaker 1: this as well. 66 00:03:52,960 --> 00:03:53,120 Speaker 2: Oh. 67 00:03:53,160 --> 00:03:57,200 Speaker 3: Absolutely, they're doing everything they can, pulling all of the 68 00:03:57,240 --> 00:04:03,400 Speaker 3: mental gymnastics possible, whether we're talking about specific most mostly 69 00:04:03,480 --> 00:04:07,560 Speaker 3: Sodo Mayor and Katandre Brown Jackson, but also Kagan. They're 70 00:04:07,600 --> 00:04:13,240 Speaker 3: doing everything they can to keep gender communism alive because 71 00:04:13,240 --> 00:04:16,200 Speaker 3: it is on the ropes right now. If you get 72 00:04:16,200 --> 00:04:19,279 Speaker 3: this decision, if this comes down and it is made 73 00:04:19,360 --> 00:04:25,600 Speaker 3: quite clear that you're allowed to have sports segregated by gender, 74 00:04:26,279 --> 00:04:29,320 Speaker 3: and gender is real, and sex and gender these games 75 00:04:29,360 --> 00:04:30,000 Speaker 3: they play, it's. 76 00:04:29,880 --> 00:04:31,839 Speaker 2: Not gender, it's sex. It's not sex, it's gender. 77 00:04:32,200 --> 00:04:35,640 Speaker 3: One of the main hallmarks clay of this entire gender 78 00:04:35,680 --> 00:04:40,839 Speaker 3: communism movement is to constantly change the language and to 79 00:04:40,920 --> 00:04:43,720 Speaker 3: make people feel like they can't even speak about this 80 00:04:44,320 --> 00:04:48,159 Speaker 3: without running a foul of or being ridiculed for not 81 00:04:48,279 --> 00:04:52,600 Speaker 3: understanding the latest jargon or the latest very thin slicing 82 00:04:52,640 --> 00:04:55,240 Speaker 3: of the onion that goes on, and using that as 83 00:04:55,240 --> 00:04:58,840 Speaker 3: a means of avoiding the central issue, which is that 84 00:04:58,880 --> 00:05:01,480 Speaker 3: men and women are different. We have penises, they have vaginas, 85 00:05:01,520 --> 00:05:06,200 Speaker 3: and there are actual physiological biological differences between us. This 86 00:05:06,360 --> 00:05:10,320 Speaker 3: is fundamental to society, and yes, I write about this clay. 87 00:05:10,360 --> 00:05:13,720 Speaker 3: This is an entire chapter in my book coming out 88 00:05:13,760 --> 00:05:18,279 Speaker 3: February seventeenth, Manufacturing Delusion. I talk about what's called menticide, 89 00:05:18,440 --> 00:05:23,240 Speaker 3: the destruction of essentially your mind, the homicide of your mind. 90 00:05:23,720 --> 00:05:27,920 Speaker 3: This is has been practiced by authoritarian regimes, whether it's 91 00:05:27,960 --> 00:05:31,760 Speaker 3: the Nazis or the Soviets or the Chinese Communists. And 92 00:05:31,880 --> 00:05:36,280 Speaker 3: one of the fundamental approaches, the foundational approaches, is not 93 00:05:36,440 --> 00:05:42,080 Speaker 3: to get people to lie about things that are that 94 00:05:42,120 --> 00:05:45,040 Speaker 3: they think or they have opinions on, but to break 95 00:05:45,080 --> 00:05:50,000 Speaker 3: you down by lying about the most obvious things over 96 00:05:50,080 --> 00:05:53,200 Speaker 3: and over and over again. You know, you know, were 97 00:05:53,360 --> 00:05:56,679 Speaker 3: you the guy who assassinated at Abraham Lincoln? 98 00:05:56,880 --> 00:05:59,200 Speaker 2: Yes it was me, Yes, I did it. 99 00:05:59,240 --> 00:06:03,920 Speaker 3: I mean they do intentionally because it effectively scrambles your 100 00:06:04,040 --> 00:06:05,960 Speaker 3: mind after a while when you have to say things. 101 00:06:06,480 --> 00:06:08,320 Speaker 3: And there's some line, actually I think I quote it 102 00:06:08,320 --> 00:06:09,760 Speaker 3: in the book, but it's a line that came across 103 00:06:09,839 --> 00:06:13,280 Speaker 3: my research where it's not. The big lie is not 104 00:06:13,600 --> 00:06:16,440 Speaker 3: that you can tell that you can convince people of 105 00:06:16,480 --> 00:06:19,680 Speaker 3: your ability to move mountains. It's to convince them that 106 00:06:19,720 --> 00:06:22,200 Speaker 3: the mountains that they've always known are there are actually gone. 107 00:06:23,120 --> 00:06:25,719 Speaker 3: And in this case, gender is a mountain that we 108 00:06:25,720 --> 00:06:28,160 Speaker 3: have always known is there, and they're saying it's not there. Actually, 109 00:06:28,680 --> 00:06:30,840 Speaker 3: that's even You could always say we can change something 110 00:06:30,839 --> 00:06:32,279 Speaker 3: in the future, and they can say, well, we don't 111 00:06:32,320 --> 00:06:34,839 Speaker 3: know yet. We don't know yet. But to change something 112 00:06:34,880 --> 00:06:39,120 Speaker 3: that you know and have always known is to rewrite 113 00:06:39,160 --> 00:06:43,000 Speaker 3: the basic script within your mind. Again chapter in the 114 00:06:43,000 --> 00:06:48,359 Speaker 3: book Manufacturing Delusion and Clay on this one, the Supreme 115 00:06:48,400 --> 00:06:50,320 Speaker 3: Court justices, you could see what they were trying to do, 116 00:06:50,320 --> 00:06:52,960 Speaker 3: the ones trying to keep this alive. What about the 117 00:06:53,080 --> 00:06:57,240 Speaker 3: one in a million chants that you have somebody who 118 00:06:58,120 --> 00:07:04,440 Speaker 3: is able to take the the the hormone suppressants after 119 00:07:04,560 --> 00:07:08,240 Speaker 3: puberty and it's and it limits them so much that 120 00:07:08,320 --> 00:07:11,680 Speaker 3: they no longer have the biological advantage. Isn't it unfair 121 00:07:11,720 --> 00:07:13,920 Speaker 3: to that person? By the way, this is like a 122 00:07:14,000 --> 00:07:16,920 Speaker 3: theoretical human being. I mean, now we're basically saying, what 123 00:07:17,040 --> 00:07:20,320 Speaker 3: if somebody is born with three heads, don't they have 124 00:07:20,440 --> 00:07:23,320 Speaker 3: to have three helmets available to them? Or if not, 125 00:07:23,400 --> 00:07:26,480 Speaker 3: it's a violation of uh, you know, equal access, Like 126 00:07:26,520 --> 00:07:29,560 Speaker 3: this is crazy at some point, but they can't allow 127 00:07:29,720 --> 00:07:32,640 Speaker 3: the issue to be decided. They have to try to 128 00:07:32,720 --> 00:07:35,880 Speaker 3: keep open this possibility of hope that gender and sex 129 00:07:35,880 --> 00:07:37,920 Speaker 3: and all these things are not as clear to us 130 00:07:38,000 --> 00:07:40,760 Speaker 3: now as they've always been. I would just point out, 131 00:07:40,760 --> 00:07:43,960 Speaker 3: it's pretty easy, open and shutcase to me. Are there 132 00:07:44,000 --> 00:07:48,880 Speaker 3: any boys that are suing because girls have decided to 133 00:07:49,000 --> 00:07:53,840 Speaker 3: identify as boys? Like if if gender were truly just 134 00:07:53,920 --> 00:07:58,560 Speaker 3: this construct and there were no actual impact, wouldn't there 135 00:07:58,640 --> 00:08:02,160 Speaker 3: be some girl out there who decided to identify as 136 00:08:02,160 --> 00:08:04,840 Speaker 3: a boy that was showing up in boys sports and dominating. 137 00:08:04,920 --> 00:08:07,400 Speaker 3: Of course it doesn't happen. They can't even make the team. 138 00:08:08,400 --> 00:08:10,720 Speaker 3: That's a pretty good sign that gender may exist. Now, Buck, 139 00:08:10,720 --> 00:08:13,239 Speaker 3: I want to read you some quotes. This is probably 140 00:08:13,280 --> 00:08:16,200 Speaker 3: going to blow your mind when I tell you, unless 141 00:08:16,240 --> 00:08:18,800 Speaker 3: you've already read it, in which case the exercise is 142 00:08:18,840 --> 00:08:21,400 Speaker 3: not going to be as successful. The Supreme Court has 143 00:08:21,480 --> 00:08:25,440 Speaker 3: the chance this week to save women's sports, allowing states 144 00:08:25,480 --> 00:08:30,160 Speaker 3: to restore a level playing field for girls by excluding 145 00:08:30,200 --> 00:08:34,679 Speaker 3: biological men and thereby correcting one of the worst excesses 146 00:08:34,760 --> 00:08:38,920 Speaker 3: of America's cultural revolution. And let me just read you 147 00:08:38,960 --> 00:08:43,960 Speaker 3: one more paragraph. None of this will surprise anyone who 148 00:08:44,040 --> 00:08:47,840 Speaker 3: watched Leah Thomas rocket from a middling Division one men's 149 00:08:47,880 --> 00:08:52,920 Speaker 3: freestyler at the University of Pennsylvania to an NCAA women's championship. 150 00:08:53,200 --> 00:08:56,600 Speaker 3: Those are the facts for anyone tempted to disbelieve their 151 00:08:56,800 --> 00:09:01,880 Speaker 3: lying eyes. Separate sports divisions exist to mitigate biological gaps. 152 00:09:02,200 --> 00:09:06,760 Speaker 3: It's impossible to construct a coherent case for unfettered trans 153 00:09:06,800 --> 00:09:11,240 Speaker 3: inclusion that fits those facts without ultimately arguing for the 154 00:09:11,320 --> 00:09:17,040 Speaker 3: abolishing of women's athletics entirely. Okay, where did that? Where 155 00:09:17,080 --> 00:09:21,120 Speaker 3: are I'm reading from right now, Buck, I don't know 156 00:09:21,640 --> 00:09:28,600 Speaker 3: the Washington Post. That is the Washington Post official editorial 157 00:09:28,640 --> 00:09:34,800 Speaker 3: board newspaper opinion that came out yesterday. You, I mean, 158 00:09:34,840 --> 00:09:39,440 Speaker 3: I think the manufacturing delusion argument is a really interesting one. This, 159 00:09:39,600 --> 00:09:43,439 Speaker 3: to me is an example of where all of a sudden, 160 00:09:43,480 --> 00:09:46,320 Speaker 3: people said, you know what, we've tried to build a 161 00:09:46,360 --> 00:09:50,800 Speaker 3: bridge too far, such that even the Washington Post, patron 162 00:09:50,920 --> 00:09:56,079 Speaker 3: saint of left wing intellectual political thought, so to speak, 163 00:09:56,240 --> 00:10:00,440 Speaker 3: in the nation's capital, is now writing on their editortorial 164 00:10:00,520 --> 00:10:04,000 Speaker 3: page the exact arguments that you or I have been 165 00:10:04,040 --> 00:10:07,600 Speaker 3: making basically on this show for years, that we've certainly 166 00:10:07,640 --> 00:10:11,079 Speaker 3: been making an OutKick for years when everybody was telling 167 00:10:11,200 --> 00:10:14,760 Speaker 3: us that we were transphobes, bigots, all these other things. 168 00:10:15,240 --> 00:10:19,400 Speaker 3: The perspective of the culture has shifted to such an 169 00:10:19,440 --> 00:10:22,960 Speaker 3: extent that now the Washington Post shows up just before 170 00:10:23,040 --> 00:10:26,560 Speaker 3: the Supreme Court rules and writes exactly what I just 171 00:10:26,640 --> 00:10:29,640 Speaker 3: read for all of you. Well, it also came across 172 00:10:29,679 --> 00:10:32,960 Speaker 3: the Supreme Court arguments that you'll notice, no one is 173 00:10:33,040 --> 00:10:35,440 Speaker 3: barring if women want to compete on the men's teams, 174 00:10:36,160 --> 00:10:37,160 Speaker 3: go for they. 175 00:10:37,120 --> 00:10:39,000 Speaker 2: Can't make it, go for it. Yes, that's exactly not 176 00:10:39,000 --> 00:10:40,840 Speaker 2: gonna know that no one has any Why is it 177 00:10:40,880 --> 00:10:43,040 Speaker 2: that no one has concerned if gender doesn't matter and 178 00:10:43,040 --> 00:10:44,040 Speaker 2: it's all this other stuff. 179 00:10:44,760 --> 00:10:48,320 Speaker 3: Uh, you know, and also this idea that testosterone and 180 00:10:48,400 --> 00:10:51,160 Speaker 3: the hormonal differences between men and women do not have 181 00:10:51,840 --> 00:10:55,600 Speaker 3: a clear biological effect. Do you know what guys who 182 00:10:55,720 --> 00:10:59,520 Speaker 3: are running gear as they say, uh, which means they're 183 00:10:59,640 --> 00:11:03,640 Speaker 3: using steroids, anabolic steroids, you know what their foundation Usually 184 00:11:03,679 --> 00:11:10,960 Speaker 3: their foundation is taking a very high exogenous doses of testosterone. Yeah, 185 00:11:11,280 --> 00:11:16,480 Speaker 3: testosterone in high number, at high dosage is effectively an 186 00:11:16,480 --> 00:11:20,680 Speaker 3: anabolic steroid. So it's a little bit like saying, Clay, hey, 187 00:11:20,880 --> 00:11:25,360 Speaker 3: is everybody who takes an anabolic steroid really gonna have 188 00:11:25,440 --> 00:11:28,440 Speaker 3: the advantage in sports. I mean, yeah, ninety nine point 189 00:11:28,480 --> 00:11:31,520 Speaker 3: nine nine nine percent of them are everybody. Okay, you 190 00:11:31,520 --> 00:11:34,320 Speaker 3: can see the uh, you know, the the data on 191 00:11:34,360 --> 00:11:37,880 Speaker 3: that is incredibly clear, and yet they pretend that the 192 00:11:37,920 --> 00:11:41,280 Speaker 3: male female difference is not every bit as clear. And 193 00:11:41,280 --> 00:11:43,840 Speaker 3: in fact, on on Bill marshow and Bill, to his credit, 194 00:11:43,920 --> 00:11:46,400 Speaker 3: is good on this issue and has been. When he 195 00:11:46,480 --> 00:11:50,160 Speaker 3: had on that guy Neil de grass Tyson, right, it 196 00:11:50,160 --> 00:11:56,000 Speaker 3: was news the foremost physic science thought. Yeah, one of 197 00:11:56,000 --> 00:11:59,439 Speaker 3: the top sort of celebrated pop scientists. And if you 198 00:11:59,480 --> 00:12:01,160 Speaker 3: want to hear him talk about the cosmos, you know, 199 00:12:01,200 --> 00:12:03,360 Speaker 3: he knows about that stuff, and it's nice. But he says, 200 00:12:03,600 --> 00:12:04,839 Speaker 3: I don't know if there's a difference between men and 201 00:12:04,840 --> 00:12:07,480 Speaker 3: women in sports. This is like saying, we can't really 202 00:12:07,559 --> 00:12:12,320 Speaker 3: know anything, and therefore we have to pretend that we 203 00:12:12,440 --> 00:12:16,400 Speaker 3: know nothing. Therefore there is no difference between men and women. 204 00:12:16,800 --> 00:12:20,040 Speaker 3: And it's all just and look, we saw what they 205 00:12:20,080 --> 00:12:22,680 Speaker 3: do with this. It's not about being polite, it's not 206 00:12:22,720 --> 00:12:27,200 Speaker 3: about being friendly, because they're deeply impolite and unfriendly to 207 00:12:27,280 --> 00:12:29,600 Speaker 3: people that don't want to play along with the delusion. 208 00:12:29,640 --> 00:12:31,240 Speaker 3: And it is a delusion, which is why it's the 209 00:12:31,240 --> 00:12:33,680 Speaker 3: title of the book. It is crazy, it is delusional. 210 00:12:34,720 --> 00:12:36,240 Speaker 3: They want to force you, they want to use the 211 00:12:36,240 --> 00:12:38,400 Speaker 3: force of the law. They want There was just a 212 00:12:38,400 --> 00:12:41,120 Speaker 3: case recently, Clay where some woman was in prison I 213 00:12:41,160 --> 00:12:44,040 Speaker 3: forget where it was, and was raped by a trans inmate. 214 00:12:45,679 --> 00:12:48,400 Speaker 3: The state completely failed that woman. She should be in 215 00:12:48,440 --> 00:12:51,200 Speaker 3: a woman's only prison. But there is a woman with 216 00:12:51,280 --> 00:12:55,839 Speaker 3: a penis who sexually assaulted her in her cell. And 217 00:12:55,880 --> 00:12:57,920 Speaker 3: this happens. And we've been saying this is going to 218 00:12:58,000 --> 00:13:00,920 Speaker 3: happen for a long time on sports. It could not 219 00:13:01,000 --> 00:13:03,440 Speaker 3: be more clear, but it just goes to show you 220 00:13:03,520 --> 00:13:08,400 Speaker 3: this is it is religious belief for Catangi, Brown Jackson, 221 00:13:08,760 --> 00:13:12,400 Speaker 3: for Sodomayor and they know that they can't win across 222 00:13:12,480 --> 00:13:15,040 Speaker 3: the board on this, so their hope is to try 223 00:13:15,080 --> 00:13:17,400 Speaker 3: to carve out Now they're gonna lose this is there's 224 00:13:17,400 --> 00:13:18,960 Speaker 3: no I mean, in my mind, there's no way that 225 00:13:19,000 --> 00:13:21,199 Speaker 3: this But I do think it's going to go six' Three, 226 00:13:21,320 --> 00:13:25,960 Speaker 3: clay because their objection has to be on the record 227 00:13:26,280 --> 00:13:30,040 Speaker 3: to perpetuate this fantasy that there isn't a difference between 228 00:13:30,040 --> 00:13:31,240 Speaker 3: men and women when it comes. 229 00:13:31,040 --> 00:13:31,840 Speaker 2: To sports or in. 230 00:13:31,880 --> 00:13:34,680 Speaker 1: General, okay so the question as we go to break 231 00:13:34,720 --> 00:13:38,880 Speaker 1: to think about if they likely lose six,' three as 232 00:13:38,920 --> 00:13:41,319 Speaker 1: YOU and i both believe based on the way the questions. 233 00:13:41,400 --> 00:13:45,280 Speaker 1: Win Today do democrats use that as an excuse to 234 00:13:45,320 --> 00:13:49,960 Speaker 1: stop arguing on this issue going forward because they recognize 235 00:13:50,000 --> 00:13:52,280 Speaker 1: that they've lost this issue in the larger court of, 236 00:13:52,320 --> 00:13:56,160 Speaker 1: public opinion notwithstanding What The supreme court. Itself does or 237 00:13:56,880 --> 00:14:01,000 Speaker 1: do they double triple quadruple down on, this take on 238 00:14:01,040 --> 00:14:05,319 Speaker 1: this crazy take and argue That The supreme court illegitimately 239 00:14:05,320 --> 00:14:08,400 Speaker 1: Appointed By, president trump as they often do when they don't, 240 00:14:08,480 --> 00:14:14,000 Speaker 1: like opinions and continue to fight going forward on, this issue. 241 00:14:13,960 --> 00:14:16,200 Speaker 2: It's gonna be. The latter they won't give. It up 242 00:14:16,480 --> 00:14:17,000 Speaker 2: they won't give. 243 00:14:17,000 --> 00:14:19,840 Speaker 3: It, up nope they they are true believers in this 244 00:14:20,280 --> 00:14:22,320 Speaker 3: because to admit that they were wrong about this is 245 00:14:22,360 --> 00:14:24,520 Speaker 3: to admit that you and me and all of you 246 00:14:24,640 --> 00:14:28,400 Speaker 3: listening we saw the obvious all along and they're. The 247 00:14:28,440 --> 00:14:31,560 Speaker 3: idiots and they won't they won't, admit that just like 248 00:14:31,640 --> 00:14:34,120 Speaker 3: it's like, masks CLAY, it's covid it's the same thing all. 249 00:14:34,160 --> 00:14:36,720 Speaker 3: Over again no matter how wrong, they are they can't 250 00:14:36,760 --> 00:14:40,760 Speaker 3: actually change, their minds not because just of the arrogance 251 00:14:40,800 --> 00:14:43,400 Speaker 3: involved that's a part. Of it but because that means we, 252 00:14:43,400 --> 00:14:47,280 Speaker 3: were right and that's unthinkable. To them the troglodyte trumpers 253 00:14:47,640 --> 00:14:50,800 Speaker 3: were right on gender. Can't be it, can't Be so 254 00:14:50,920 --> 00:14:53,720 Speaker 3: clay would rock their. Whole world but we. Are right 255 00:14:55,000 --> 00:14:58,920 Speaker 3: isn't that interesting if you are somebody who hasn't put 256 00:14:58,920 --> 00:15:01,240 Speaker 3: a portion of her savings timent account into gold, or 257 00:15:01,240 --> 00:15:05,480 Speaker 3: silver let's work on. Changing. That okay the long term 258 00:15:05,520 --> 00:15:08,400 Speaker 3: thesis for gold and silver is. Very strong look at 259 00:15:08,400 --> 00:15:10,760 Speaker 3: what gold has done in the twenty first century and 260 00:15:10,840 --> 00:15:13,080 Speaker 3: going back twenty, five years look what silver has done 261 00:15:13,080 --> 00:15:13,760 Speaker 3: over the same period. 262 00:15:13,800 --> 00:15:16,720 Speaker 2: Of time multiples multiples, of. 263 00:15:17,240 --> 00:15:20,880 Speaker 3: Increase and gold continues to rock it, up up up 264 00:15:20,880 --> 00:15:24,000 Speaker 3: over sixty percent. Last year this isn't about day to day, 265 00:15:24,000 --> 00:15:26,440 Speaker 3: price though. My friends this is about a long. Term 266 00:15:26,480 --> 00:15:30,240 Speaker 3: thesis is gold a precious metal that has been valuable 267 00:15:30,240 --> 00:15:32,960 Speaker 3: for all of? Human civilization? And silver are they going 268 00:15:33,000 --> 00:15:35,200 Speaker 3: to be more valuable in the future with the money 269 00:15:35,240 --> 00:15:39,360 Speaker 3: printing and the nonsense going on with central governments and, Instability, 270 00:15:40,480 --> 00:15:44,240 Speaker 3: globally yes yes they. Will be and this Is Why 271 00:15:44,360 --> 00:15:46,680 Speaker 3: Birch gold group wants you to get some gold and 272 00:15:46,760 --> 00:15:50,560 Speaker 3: Silver until, january thirtieth if you are a first time, 273 00:15:50,600 --> 00:15:53,280 Speaker 3: Gold Buyer birch gold's offering a rebate of up at 274 00:15:53,280 --> 00:15:54,200 Speaker 3: ten thousand dollars on. 275 00:15:54,280 --> 00:15:55,920 Speaker 2: Qualifying purchases if that. 276 00:15:55,880 --> 00:15:58,640 Speaker 3: Gets your attention and, it should claim eligibility and start, 277 00:15:58,640 --> 00:16:01,800 Speaker 3: the process just text My Name buck do ninety eight 278 00:16:01,920 --> 00:16:03,840 Speaker 3: ninety eight. Ninety Eight birch cold can help you roll 279 00:16:03,880 --> 00:16:06,880 Speaker 3: IN existing ira or four OH one k INTO an 280 00:16:06,920 --> 00:16:09,120 Speaker 3: ira and gold and you're still eligible for a rebate 281 00:16:09,160 --> 00:16:11,760 Speaker 3: of up ten. Thousand dollars make right now your first 282 00:16:11,760 --> 00:16:13,680 Speaker 3: time to buy gold and take advantage of a rebate 283 00:16:13,720 --> 00:16:15,600 Speaker 3: of up a ten thousand dollars when. 284 00:16:15,640 --> 00:16:16,120 Speaker 2: You Buy by. 285 00:16:16,200 --> 00:16:19,000 Speaker 3: January thirtieth to, get started text My Name buck do 286 00:16:19,160 --> 00:16:21,840 Speaker 3: ninety eight ninety eight. Ninety eight claim your Eligibility Today 287 00:16:22,200 --> 00:16:25,240 Speaker 3: text buck to ninety eight ninety eight. 288 00:16:25,360 --> 00:16:28,920 Speaker 2: Ninety eight want to be in the know when you're on. 289 00:16:29,000 --> 00:16:32,600 Speaker 2: The Go the team forty seven podcasts. 290 00:16:32,200 --> 00:16:35,400 Speaker 1: Trump highlights from The week sundays At noon eastern in 291 00:16:35,480 --> 00:16:38,080 Speaker 1: The Clay in Buck. Podcast feed find it On the 292 00:16:38,160 --> 00:16:40,400 Speaker 1: iHeartRadio amp or wherever you get. 293 00:16:40,400 --> 00:16:43,880 Speaker 2: Your podcasts welcome back in here to Play. 294 00:16:43,920 --> 00:16:45,600 Speaker 3: And buck we definitely want to get to some of 295 00:16:45,640 --> 00:16:48,040 Speaker 3: your calls and so let us up here eight hundred 296 00:16:48,040 --> 00:16:50,600 Speaker 3: two way two TWO eight a two emails and all 297 00:16:50,600 --> 00:16:50,840 Speaker 3: the rest. 298 00:16:50,840 --> 00:16:52,720 Speaker 2: Of it also want to tell you to please subscribe. 299 00:16:52,360 --> 00:16:56,720 Speaker 3: On our YouTube channel YouTube dot com Slash playin buck 300 00:16:57,840 --> 00:17:00,200 Speaker 3: and if, you do you can SEE that i went 301 00:17:00,240 --> 00:17:03,560 Speaker 3: To My cuban americans HERE and i got a. New 302 00:17:03,640 --> 00:17:06,280 Speaker 3: Dude and, CLAY says i Look very miami, right. 303 00:17:06,160 --> 00:17:08,080 Speaker 2: Now very miami and honestly. 304 00:17:08,359 --> 00:17:12,840 Speaker 1: VERY youthful i actually also said my teenage boys would. 305 00:17:12,880 --> 00:17:15,200 Speaker 2: BE jealous i think of the haircut that you have. 306 00:17:15,359 --> 00:17:18,840 Speaker 1: Just gotten you would be, very popular very popular in 307 00:17:18,880 --> 00:17:20,879 Speaker 1: their high school. Right now if you, rolled in you 308 00:17:20,880 --> 00:17:23,639 Speaker 1: would definitely be the cool teacher. With it it's not quite, 309 00:17:23,680 --> 00:17:26,119 Speaker 1: broccoli hair as the boys call it, these days but 310 00:17:26,160 --> 00:17:27,600 Speaker 1: it is definitely. 311 00:17:27,080 --> 00:17:29,159 Speaker 3: It's Like a miami FADE that. I got i just 312 00:17:29,200 --> 00:17:31,359 Speaker 3: went in and, just said make, my hair and this is, 313 00:17:31,359 --> 00:17:31,840 Speaker 3: what happened. 314 00:17:31,920 --> 00:17:33,920 Speaker 1: KID hair i haven't gotten a haircut in a, long 315 00:17:33,960 --> 00:17:35,959 Speaker 1: TIME so i do not have cool. Kid hair, but 316 00:17:36,080 --> 00:17:39,600 Speaker 1: yes you would one hundred percent be very popular In 317 00:17:39,640 --> 00:17:42,320 Speaker 1: teenage i'm a little sad right now because you have 318 00:17:42,400 --> 00:17:46,080 Speaker 1: Trimmed Your santa claus beard and the white puffiness You, haven't, 319 00:17:46,200 --> 00:17:50,080 Speaker 1: okay no it's. COMING in i have not shaved my 320 00:17:50,119 --> 00:17:54,480 Speaker 1: Beard since. December nineteenth THIS is. I think you keep 321 00:17:54,520 --> 00:17:56,960 Speaker 1: letting it go like College shake. Mohammed style you see 322 00:17:56,960 --> 00:17:59,200 Speaker 1: his beard after he was in custody for a. Few years, 323 00:17:59,280 --> 00:18:01,600 Speaker 1: oh yeah tell me what's gonna? Look like just let, 324 00:18:01,640 --> 00:18:04,000 Speaker 1: it roll. All right both our families own. 325 00:18:04,119 --> 00:18:07,240 Speaker 3: Rapid radios these devices look and operate like the old 326 00:18:07,240 --> 00:18:09,520 Speaker 3: school walkie talkies we play with, His kids but these. 327 00:18:09,560 --> 00:18:11,920 Speaker 3: Aren't toys when you buy a set of, rapid radios 328 00:18:11,960 --> 00:18:14,520 Speaker 3: you're ensuring you have a backup way of communicating, with, 329 00:18:14,560 --> 00:18:17,720 Speaker 3: family friends or, co workers or just a super. Convenient 330 00:18:17,720 --> 00:18:20,639 Speaker 3: one rapid radios are super helpful if there is a 331 00:18:20,680 --> 00:18:24,639 Speaker 3: service disruption or. Power outage these small handheld devices can do. 332 00:18:24,760 --> 00:18:28,080 Speaker 3: Amazing things you get, great audio instant connection with the 333 00:18:28,119 --> 00:18:31,160 Speaker 3: touch of, a button and nationwide coverage all. In one 334 00:18:31,320 --> 00:18:35,520 Speaker 3: That's because rapid radios operate ON an lte, network nationwide 335 00:18:35,640 --> 00:18:39,320 Speaker 3: so you can connect with, anyone anywhere. Virtually anytime save 336 00:18:39,440 --> 00:18:42,200 Speaker 3: up to sixty percent off their most popular models, right now, 337 00:18:42,240 --> 00:18:45,040 Speaker 3: NO contracts a whole year of Service Included gonna rapid 338 00:18:45,119 --> 00:18:48,800 Speaker 3: radios dot com discover exclusive deals that won't last elevate 339 00:18:48,840 --> 00:18:52,120 Speaker 3: your connection and. Your experience rapid Radios. Dot com save 340 00:18:52,200 --> 00:18:55,720 Speaker 3: up to sixty percent off rapid Radios. Dot com welcome Back, 341 00:18:55,760 --> 00:18:59,800 Speaker 3: In play Travis bought. Sexton show we think all of 342 00:18:59,880 --> 00:19:01,560 Speaker 3: you you for hanging out. 343 00:19:01,600 --> 00:19:04,680 Speaker 1: With us we are talking about a lot of different 344 00:19:05,480 --> 00:19:07,320 Speaker 1: stories out there that. 345 00:19:07,280 --> 00:19:08,680 Speaker 2: Continue to get Much. 346 00:19:08,720 --> 00:19:13,760 Speaker 1: Attention Minneapolis The supreme court decision coming now in the 347 00:19:13,760 --> 00:19:16,199 Speaker 1: wake of the oral arguments that were heard in the 348 00:19:16,320 --> 00:19:22,280 Speaker 1: trans sports. Related Issue, but buck you said as, WE 349 00:19:22,280 --> 00:19:24,280 Speaker 1: were i think it was the last hour right before 350 00:19:24,320 --> 00:19:28,679 Speaker 1: We Had Senator ted cruz on we were discussing the 351 00:19:28,760 --> 00:19:35,399 Speaker 1: credit card debt idea and the, In Particular president trump 352 00:19:35,440 --> 00:19:40,800 Speaker 1: tweeted that he was going to try to cap credit 353 00:19:40,880 --> 00:19:45,000 Speaker 1: card interest rates at. Ten percent, RIGHT now i believe 354 00:19:45,080 --> 00:19:48,800 Speaker 1: the interest rates have crept up often north of twenty 355 00:19:48,880 --> 00:19:52,240 Speaker 1: percent is the current credit. Card Rate so i've got 356 00:19:52,240 --> 00:19:56,199 Speaker 1: a couple of thoughts. On this, To, me basically what 357 00:19:56,240 --> 00:19:58,679 Speaker 1: we talk about when we talk about credit card interest 358 00:19:58,760 --> 00:20:03,760 Speaker 1: rates is what is the rate that we will allow? 359 00:20:03,800 --> 00:20:07,520 Speaker 1: To Happen right because we're basically capping them at twenty 360 00:20:07,560 --> 00:20:11,040 Speaker 1: five percent ish and saying that's as high as we 361 00:20:11,119 --> 00:20:11,920 Speaker 1: will allow them. 362 00:20:11,920 --> 00:20:13,359 Speaker 2: TO get i think they're capped to thirty. 363 00:20:13,400 --> 00:20:16,000 Speaker 1: Six percent thirty six percent is that as high as 364 00:20:16,040 --> 00:20:20,120 Speaker 1: it's allowed under traditional? CREDIT cards, I mean I think 365 00:20:20,160 --> 00:20:22,160 Speaker 1: i have credit cards that are at like, Twenty NINE 366 00:20:22,240 --> 00:20:25,840 Speaker 1: so i mean it's definitely higher than just like twenty 367 00:20:25,880 --> 00:20:27,000 Speaker 1: it's it's upwards of. 368 00:20:27,040 --> 00:20:29,040 Speaker 2: Thirty percent it may partly be state. 369 00:20:29,119 --> 00:20:32,120 Speaker 1: DETERMINANT too i will be honest with everybody, OUT there 370 00:20:32,200 --> 00:20:36,000 Speaker 1: i am not an expert on credit card interest rates 371 00:20:36,160 --> 00:20:38,560 Speaker 1: or what the rates are that, are ALLOWED and i 372 00:20:38,600 --> 00:20:41,680 Speaker 1: know they're different depending on where you might live or 373 00:20:42,720 --> 00:20:46,800 Speaker 1: what your overall credit. Rate is first, OF all i 374 00:20:46,840 --> 00:20:49,240 Speaker 1: don't know that the president has the authority to be 375 00:20:49,280 --> 00:20:53,160 Speaker 1: able to do. THIS legally i know there's bills out 376 00:20:53,160 --> 00:20:58,480 Speaker 1: there that would potentially. Cap This ted, cruz, said hey here's. 377 00:20:58,520 --> 00:21:00,640 Speaker 1: My concern he was just on with the last hour 378 00:21:00,720 --> 00:21:03,240 Speaker 1: when you asked him the, next question to what extent 379 00:21:03,280 --> 00:21:06,480 Speaker 1: does that curtail the amount of interest that is available in. 380 00:21:06,560 --> 00:21:08,720 Speaker 1: The MARKET because i think what the credit card companies 381 00:21:08,720 --> 00:21:11,439 Speaker 1: would argue is the reason we have to have rates 382 00:21:11,440 --> 00:21:14,200 Speaker 1: that high is because if we're going to extend credit 383 00:21:14,240 --> 00:21:17,199 Speaker 1: to people that may not pay, us back we have 384 00:21:17,280 --> 00:21:20,320 Speaker 1: to have an ability to make sure that we make 385 00:21:20,520 --> 00:21:23,560 Speaker 1: the best possible profit that we can to alleviate the 386 00:21:23,680 --> 00:21:28,960 Speaker 1: risk that comes with making a credit card credit available. To, 387 00:21:29,359 --> 00:21:32,840 Speaker 1: everyone now you just said buck your credit card interest 388 00:21:32,880 --> 00:21:34,840 Speaker 1: rate you think is twenty nine percent on your. CREDIT 389 00:21:34,920 --> 00:21:37,400 Speaker 1: card i don't even know what my credit card. 390 00:21:37,440 --> 00:21:39,880 Speaker 3: INTEREST was i think THAT'S if i miss. A, payment 391 00:21:40,200 --> 00:21:43,040 Speaker 3: yeah then they jacket they skyrocket it up if you miss. 392 00:21:43,119 --> 00:21:45,879 Speaker 3: One payment they've changed some of. THIS stuff, i, Mean 393 00:21:45,920 --> 00:21:49,000 Speaker 3: look i'll just tell YOU this. I have i was 394 00:21:49,000 --> 00:21:51,200 Speaker 3: in my thirties and had a net worth in the 395 00:21:51,320 --> 00:21:55,080 Speaker 3: hundreds of dollars. At, once, Yes okay so this is, not. 396 00:21:55,160 --> 00:21:55,960 Speaker 2: LIKE oh i always. 397 00:21:55,960 --> 00:21:59,879 Speaker 3: PAID much i had basically a paycheck to paycheck existence 398 00:22:01,760 --> 00:22:05,479 Speaker 3: until like five, years ago maybe six, years ago something. 399 00:22:05,520 --> 00:22:09,000 Speaker 3: Like that So what i'm SAYING is i never carried 400 00:22:09,000 --> 00:22:12,880 Speaker 3: a credit card balance that. Entire time never once did 401 00:22:12,920 --> 00:22:15,119 Speaker 3: you just pay cash or you had a. DEBIT card 402 00:22:15,520 --> 00:22:18,000 Speaker 3: i just paid it off. Every month, EVERY month i 403 00:22:18,000 --> 00:22:18,480 Speaker 3: paid off my. 404 00:22:18,520 --> 00:22:21,520 Speaker 1: Credit, card, okay yeah not that you didn't use credit 405 00:22:21,520 --> 00:22:23,119 Speaker 1: cards and you say you didn't have, A balance you 406 00:22:23,160 --> 00:22:25,680 Speaker 1: mean you paid it off? Every month you get sure 407 00:22:25,720 --> 00:22:26,320 Speaker 1: that it Was not. 408 00:22:26,400 --> 00:22:29,440 Speaker 3: I'M saying I never i never ran up a debt 409 00:22:29,520 --> 00:22:32,479 Speaker 3: on credit card COMPANIES when i had no money and 410 00:22:32,520 --> 00:22:34,040 Speaker 3: when it would have been a lot of fun to 411 00:22:34,080 --> 00:22:36,160 Speaker 3: go buy like A New, JET ski i did. 412 00:22:36,160 --> 00:22:36,240 Speaker 4: Not. 413 00:22:36,320 --> 00:22:38,919 Speaker 3: Do, NO yeah i understand some people, it's grocery some 414 00:22:38,960 --> 00:22:41,160 Speaker 3: PEOPLE it's i get, all this but But what i'm 415 00:22:41,160 --> 00:22:46,640 Speaker 3: pointing out is you you really don't want to run 416 00:22:46,720 --> 00:22:49,040 Speaker 3: up credit card debt and it should be something that 417 00:22:49,080 --> 00:22:53,080 Speaker 3: people are far more educated on because the rates are 418 00:22:53,119 --> 00:22:57,359 Speaker 3: super high and it is non dischargeable, in bankruptcy which 419 00:22:57,400 --> 00:22:57,960 Speaker 3: is the other part. 420 00:22:58,040 --> 00:23:00,359 Speaker 2: Of THIS so i been on. 421 00:23:00,400 --> 00:23:03,320 Speaker 3: BOTH sides i also think that some of the credit 422 00:23:03,359 --> 00:23:05,640 Speaker 3: cards stuff that. THEY do i actually got hit by 423 00:23:05,640 --> 00:23:07,640 Speaker 3: this ONCE when i was in. My twenties they would 424 00:23:07,760 --> 00:23:11,600 Speaker 3: change the. Due dates, oh yeah kind. Of Arbitrarily so. 425 00:23:11,560 --> 00:23:12,040 Speaker 2: I'm just gonna. 426 00:23:12,080 --> 00:23:14,720 Speaker 3: Be clear the credit card companies have engaged in. Predatory 427 00:23:14,720 --> 00:23:17,520 Speaker 3: behavior that, has happened that has been a real thing in. 428 00:23:17,920 --> 00:23:20,239 Speaker 3: Recent years they have had to be they have had 429 00:23:20,280 --> 00:23:22,360 Speaker 3: to been told stop acting like a loan. 430 00:23:22,440 --> 00:23:24,040 Speaker 2: Shark, mobster okay. 431 00:23:23,880 --> 00:23:27,800 Speaker 3: Moving the do date around in the hopes that somebody's 432 00:23:27,880 --> 00:23:30,680 Speaker 3: auto payment is then late and then they can hit 433 00:23:30,720 --> 00:23:34,200 Speaker 3: you with the THIRTY. Percent apr that's. A scumbag honestly, 434 00:23:34,280 --> 00:23:37,240 Speaker 3: fraudulent move like it's fraud to, do this and the 435 00:23:37,320 --> 00:23:39,679 Speaker 3: credit card companies had to, get hit had to get slapped, 436 00:23:39,720 --> 00:23:42,280 Speaker 3: With that so they're not the. Good guys i'm not 437 00:23:42,320 --> 00:23:45,399 Speaker 3: taking to the. Good guys But What ted cruz says is. 438 00:23:45,480 --> 00:23:51,040 Speaker 3: Also true if people need access, to credit what are 439 00:23:51,040 --> 00:23:54,240 Speaker 3: you going? To, do like you get into this moral, 440 00:23:54,240 --> 00:23:56,879 Speaker 3: hazard thing like what do you do if somebody needs 441 00:23:57,240 --> 00:23:59,760 Speaker 3: to have an emergency thousand dollars that they can go 442 00:23:59,760 --> 00:24:02,760 Speaker 3: to on their credit card for whenever something, comes up 443 00:24:03,680 --> 00:24:04,119 Speaker 3: what are you. 444 00:24:04,200 --> 00:24:06,159 Speaker 2: Gonna do you're gonna force people to give them. The 445 00:24:06,160 --> 00:24:07,080 Speaker 2: money you're gonna. 446 00:24:07,119 --> 00:24:08,960 Speaker 3: Force people you're gonna force credit cards to try to 447 00:24:08,960 --> 00:24:10,520 Speaker 3: give a Litwer rit by, the way it's just. 448 00:24:10,560 --> 00:24:11,919 Speaker 2: Gonna be it's like. 449 00:24:11,960 --> 00:24:14,239 Speaker 3: Price controls they're gonna squeeze at one end and then 450 00:24:14,280 --> 00:24:16,159 Speaker 3: you're gonna get squeezing at the. Other end this is 451 00:24:16,160 --> 00:24:18,040 Speaker 3: what ends. Up happening the money has to come. FROM 452 00:24:18,040 --> 00:24:19,280 Speaker 3: somewhere i. 453 00:24:19,200 --> 00:24:23,600 Speaker 1: Would also point out banks will screw you at every 454 00:24:23,640 --> 00:24:26,960 Speaker 1: opportunity that they. Can too so a lot of people, 455 00:24:27,040 --> 00:24:30,800 Speaker 1: talk about, you know unfair fees that are hitting them on. 456 00:24:30,920 --> 00:24:34,840 Speaker 1: Credit cards banks hit you on unfair fees all the. 457 00:24:34,920 --> 00:24:39,719 Speaker 1: Time too my number one advice to the extent that 458 00:24:39,760 --> 00:24:43,280 Speaker 1: you can you can do it IS and i think 459 00:24:43,320 --> 00:24:46,359 Speaker 1: most a lot of financial advisors out there would, say 460 00:24:46,359 --> 00:24:49,879 Speaker 1: this you are way less likely to spend money if you, 461 00:24:50,000 --> 00:24:54,080 Speaker 1: use cash because in, your brain this is just the 462 00:24:54,080 --> 00:24:54,560 Speaker 1: way we're. 463 00:24:54,600 --> 00:24:54,800 Speaker 5: All. 464 00:24:54,920 --> 00:24:59,280 Speaker 1: Wired cash you feel it in a way that you 465 00:24:59,400 --> 00:25:01,840 Speaker 1: do not when it comes to paying with a. Credit 466 00:25:01,880 --> 00:25:05,360 Speaker 1: card and the reason why the credit card industry works 467 00:25:05,720 --> 00:25:09,320 Speaker 1: is because people live beyond their means and. 468 00:25:09,240 --> 00:25:10,160 Speaker 2: They take advantage. 469 00:25:10,200 --> 00:25:13,040 Speaker 1: Of you you ever fly on, an airplane you ever 470 00:25:13,160 --> 00:25:16,000 Speaker 1: notice how often they walk around trying to get you 471 00:25:16,080 --> 00:25:20,280 Speaker 1: to sign up for credit cards on, An airplane it's 472 00:25:20,400 --> 00:25:24,840 Speaker 1: because the airlines now make as much money just about 473 00:25:24,880 --> 00:25:28,639 Speaker 1: off their credit cards as they do actually off of the. 474 00:25:28,760 --> 00:25:32,000 Speaker 1: Airline itself it's one of the craziest things. Out there 475 00:25:32,800 --> 00:25:35,719 Speaker 1: if you're ever on a, college campus the reason why 476 00:25:35,760 --> 00:25:38,200 Speaker 1: they're trying to give you away a sweatshirt to get 477 00:25:38,240 --> 00:25:40,760 Speaker 1: you to sign up is because they know what the 478 00:25:40,920 --> 00:25:45,400 Speaker 1: long term value of this is going to create. For 479 00:25:45,520 --> 00:25:48,760 Speaker 1: them because the numbers are the numbers a little bit like. 480 00:25:48,800 --> 00:25:52,760 Speaker 1: A casino once they get you, signed up they know 481 00:25:52,920 --> 00:25:54,920 Speaker 1: that you're going to be worth a decent amount to them. 482 00:25:54,960 --> 00:25:57,520 Speaker 1: Going FORWARD now i, SAID it i don't Know that 483 00:25:57,560 --> 00:25:58,840 Speaker 1: trump has the ability to. 484 00:25:58,880 --> 00:25:59,000 Speaker 2: Do. 485 00:25:59,040 --> 00:26:02,359 Speaker 1: It WELL what i will is this in Conjunction with 486 00:26:02,480 --> 00:26:05,480 Speaker 1: trump last week talking about trying to limit the number 487 00:26:05,560 --> 00:26:09,240 Speaker 1: of homes that people, could buy meaning big companies buying 488 00:26:09,320 --> 00:26:12,840 Speaker 1: up all. The homes This is trump PIVOTING because i 489 00:26:12,880 --> 00:26:16,600 Speaker 1: think his team has recognized that the twenty twenty sixth 490 00:26:16,600 --> 00:26:20,000 Speaker 1: election is going to be decided, on affordability and people 491 00:26:20,000 --> 00:26:22,400 Speaker 1: are angry over how much prices went Up During, joe 492 00:26:22,400 --> 00:26:26,760 Speaker 1: biden and so sometimes you put out policies that are 493 00:26:26,800 --> 00:26:30,359 Speaker 1: populist in nature that don't necessarily have a chance, of 494 00:26:30,400 --> 00:26:33,400 Speaker 1: happening just to show people that you're listening to them 495 00:26:33,440 --> 00:26:33,960 Speaker 1: and hearing. 496 00:26:34,000 --> 00:26:37,080 Speaker 3: Their complaints that's exactly right that this Is the. Trump 497 00:26:37,119 --> 00:26:40,760 Speaker 3: gambit This is trump saying something that's going to do 498 00:26:40,800 --> 00:26:44,840 Speaker 3: a few things without getting into the details, right now 499 00:26:45,520 --> 00:26:51,560 Speaker 3: because he's moving the focus and changing the. Pressure here 500 00:26:52,520 --> 00:26:55,960 Speaker 3: so you Point out clay people feel like credit, card 501 00:26:56,040 --> 00:26:57,720 Speaker 3: companies and THAT'S why i SAID what i. Said BEFORE 502 00:26:57,760 --> 00:26:59,440 Speaker 3: but i will tell you. Guys something this is actually, 503 00:26:59,440 --> 00:27:02,800 Speaker 3: a personal. Personal anecdote this is TRUE when i was IN, 504 00:27:02,840 --> 00:27:05,399 Speaker 3: the CIA and I think i made thirty eight thousand 505 00:27:05,440 --> 00:27:07,560 Speaker 3: dollars my first year IN, the cia something, like that 506 00:27:08,040 --> 00:27:11,080 Speaker 3: AND so i had no money and MY parent i 507 00:27:11,119 --> 00:27:13,000 Speaker 3: had no money set aside for me or anything. Like, 508 00:27:13,040 --> 00:27:14,720 Speaker 3: that OKAY so i just started my job AT. THE 509 00:27:14,760 --> 00:27:19,560 Speaker 3: cia i MOVED because i couldn't afford the rent increase 510 00:27:19,560 --> 00:27:22,200 Speaker 3: in the, initial apartment which was the cheapest studio apartment 511 00:27:22,240 --> 00:27:25,159 Speaker 3: in this massive building LIVING. IN dc, i Moved And 512 00:27:25,240 --> 00:27:28,320 Speaker 3: capital ONE clay i had a, zero BALANCE because i 513 00:27:28,359 --> 00:27:32,919 Speaker 3: always had a. Zero Balance capital one sent via snail 514 00:27:32,920 --> 00:27:37,560 Speaker 3: mail to my old address a five dollars account CLOSING 515 00:27:37,720 --> 00:27:40,879 Speaker 3: charge i had never, you know was this in the 516 00:27:40,880 --> 00:27:41,520 Speaker 3: fine print of? 517 00:27:41,560 --> 00:27:41,639 Speaker 4: My? 518 00:27:41,720 --> 00:27:42,120 Speaker 2: Contract? 519 00:27:42,119 --> 00:27:44,840 Speaker 3: Summer, Yeah WHATEVER but i shut down the credit CARD 520 00:27:45,040 --> 00:27:46,600 Speaker 3: when i MOVED because i, WAS like i never used. 521 00:27:46,600 --> 00:27:48,480 Speaker 3: This card it was an emergency card that my parents 522 00:27:48,520 --> 00:27:49,960 Speaker 3: set up for ME when i was in COLLEGE that 523 00:27:50,040 --> 00:27:52,360 Speaker 3: i actually never used. One time it, was like use 524 00:27:52,400 --> 00:27:54,080 Speaker 3: this if, you know you break, your leg you're in. 525 00:27:54,119 --> 00:27:55,120 Speaker 3: The er he, was like that's a. 526 00:27:55,080 --> 00:27:58,119 Speaker 2: Great glass emergency card if you. Need money and, YOU 527 00:27:58,200 --> 00:27:58,520 Speaker 2: know I. 528 00:27:58,440 --> 00:28:00,320 Speaker 3: Realized i had a five hundred, dollars limit which isn't 529 00:28:00,320 --> 00:28:02,960 Speaker 3: a hell of, an emergency let's. Be HONEST so i shut. 530 00:28:02,960 --> 00:28:05,400 Speaker 3: It down they sent a five dollars charge to shut. 531 00:28:05,400 --> 00:28:08,040 Speaker 3: IT down I found i heard nothing. ABOUT this i 532 00:28:08,080 --> 00:28:11,960 Speaker 3: got a call eighteen months later from a collection AGENCY 533 00:28:12,359 --> 00:28:16,040 Speaker 3: saying i owed them like three hundred dollars now and 534 00:28:16,119 --> 00:28:22,080 Speaker 3: my credit was wrecked over. Five dollars that the notification 535 00:28:22,240 --> 00:28:25,080 Speaker 3: they sent was. Completely unsatisfactory they could have. Emailed me 536 00:28:25,080 --> 00:28:27,080 Speaker 3: they never. EMAILED me i mean they were A whole 537 00:28:27,640 --> 00:28:30,280 Speaker 3: credit card companies act like, scumbag sometimes is. My point 538 00:28:30,280 --> 00:28:32,880 Speaker 3: that was A total that was a total. Scumbag move 539 00:28:33,119 --> 00:28:33,720 Speaker 3: this is twenty. 540 00:28:33,640 --> 00:28:36,040 Speaker 2: Years ago and they will screw you on your. 541 00:28:35,920 --> 00:28:40,280 Speaker 1: Credit rating which is ultimately probably the number one most 542 00:28:40,400 --> 00:28:44,120 Speaker 1: valuable financial asset that most of. Us have and a 543 00:28:44,200 --> 00:28:47,160 Speaker 1: lot of times you have like parking ticket, on there 544 00:28:47,400 --> 00:28:51,360 Speaker 1: or you've got a cancelation fee on there that they're tanking. 545 00:28:51,400 --> 00:28:55,760 Speaker 3: You with this was the only missed payment of any 546 00:28:55,880 --> 00:28:59,680 Speaker 3: kind LIKE this i have ever had of. Any kind i've, 547 00:28:59,680 --> 00:29:02,560 Speaker 3: Always look i'm gonna be honest. With you he's a. 548 00:29:02,560 --> 00:29:04,840 Speaker 3: COMPETITOR already i Love The dave ramsey approach. On this 549 00:29:05,000 --> 00:29:08,120 Speaker 3: i'm very, you know pay cash when, you can you're 550 00:29:08,120 --> 00:29:11,960 Speaker 3: not caring. A balance the whole point is. The discipline 551 00:29:12,360 --> 00:29:16,600 Speaker 3: it's supposed to. Be hard it's supposed to be frustrating 552 00:29:17,080 --> 00:29:20,960 Speaker 3: that you can't buy the jet ski. Right, now okay, 553 00:29:21,280 --> 00:29:24,120 Speaker 3: you save you figure, it out you get there the. 554 00:29:24,240 --> 00:29:25,240 Speaker 2: Right way you. 555 00:29:25,200 --> 00:29:31,160 Speaker 3: Don't go buy that, you Know that firebird OR that i, 556 00:29:31,160 --> 00:29:33,600 Speaker 3: don't know You Know ford mustang that goes room broom 557 00:29:33,640 --> 00:29:36,920 Speaker 3: room super loud and pay like a TWENTY percent apr 558 00:29:37,040 --> 00:29:39,800 Speaker 3: on the money like That's in. You can't these are. Bad, 559 00:29:39,880 --> 00:29:43,400 Speaker 3: decisions okay they're. Bad decisions so at some point or at, 560 00:29:43,400 --> 00:29:48,640 Speaker 3: some level you want people to be disincentivized from doing 561 00:29:48,680 --> 00:29:51,720 Speaker 3: some of. THESE things A high apr. Does That but 562 00:29:52,160 --> 00:29:54,400 Speaker 3: i'm JUST saying i also, understand this why is it? 563 00:29:54,480 --> 00:29:57,360 Speaker 3: Non dischargeable but they would say if it wasn't, non 564 00:29:57,400 --> 00:29:59,560 Speaker 3: dischargeable that would have to then factor into the. Risk, 565 00:29:59,560 --> 00:30:01,960 Speaker 3: profile well and you'd have the same problem of not 566 00:30:02,000 --> 00:30:02,240 Speaker 3: having the. 567 00:30:02,320 --> 00:30:03,160 Speaker 2: Higher rates this is a. 568 00:30:03,160 --> 00:30:06,040 Speaker 3: Complicated issue but here On trump clay due to, your 569 00:30:06,080 --> 00:30:07,880 Speaker 3: POINT because i think. IT'S Brilliant, W sorry i just 570 00:30:07,920 --> 00:30:10,320 Speaker 3: got fired UP because i still. REMEMBER opening i still 571 00:30:10,360 --> 00:30:13,280 Speaker 3: remember that call from the collection AGENCY and i was, 572 00:30:13,320 --> 00:30:13,560 Speaker 3: just like. 573 00:30:13,640 --> 00:30:15,000 Speaker 2: You scumbags, YOU know. 574 00:30:15,120 --> 00:30:18,880 Speaker 1: I always has an experience that where it is, completely 575 00:30:19,080 --> 00:30:21,120 Speaker 1: unfair And they we're going to take advantage. 576 00:30:21,120 --> 00:30:22,480 Speaker 2: Of You and, i'm Like and, i'm like my credits. 577 00:30:22,480 --> 00:30:24,120 Speaker 3: Are ruined the credit card company is getting like a 578 00:30:24,160 --> 00:30:27,160 Speaker 3: sixty x return on five dollars, for nothing for literally 579 00:30:27,160 --> 00:30:31,200 Speaker 3: nothing for shutting down. An account as, Absurd anyway, AND 580 00:30:31,320 --> 00:30:34,479 Speaker 3: yeah I think i wouldn't have qualified For A fannie 581 00:30:34,520 --> 00:30:36,640 Speaker 3: may loan based on this one thing at. That time 582 00:30:36,720 --> 00:30:38,680 Speaker 3: that's how bad, it was because it had gone on 583 00:30:38,760 --> 00:30:40,240 Speaker 3: for like, a year and once it, goes on once 584 00:30:40,280 --> 00:30:43,360 Speaker 3: it goes beyond, ninety days. You're screwed my Point is trump, 585 00:30:43,440 --> 00:30:46,480 Speaker 3: understands this and he knows that he's putting heat on 586 00:30:46,480 --> 00:30:49,040 Speaker 3: the credit, card companies and he knows whether he has 587 00:30:49,080 --> 00:30:52,440 Speaker 3: the right or rather the legal ability, Or, not clay 588 00:30:53,280 --> 00:30:56,040 Speaker 3: he has the political ability right now and maybe get 589 00:30:56,080 --> 00:30:58,080 Speaker 3: some concessions out, of them maybe get them to not 590 00:30:58,160 --> 00:31:00,600 Speaker 3: do some of the grosser stuff, they do maybe move 591 00:31:00,600 --> 00:31:02,880 Speaker 3: them in the. Right direction so That's the trump GAMBIT 592 00:31:02,920 --> 00:31:03,120 Speaker 3: as i. 593 00:31:03,160 --> 00:31:06,640 Speaker 1: SEE it i would also, point out we're basically making 594 00:31:06,680 --> 00:31:12,680 Speaker 1: a policy decision on what we're allowing the credit card 595 00:31:12,720 --> 00:31:15,520 Speaker 1: companies to set their. Rates at, we're, saying like you 596 00:31:15,600 --> 00:31:18,640 Speaker 1: couldn't have a seventy five percent interest rates on a, credit, 597 00:31:18,640 --> 00:31:22,120 Speaker 1: card right we wouldn't, allow it so to some extent 598 00:31:22,640 --> 00:31:26,120 Speaker 1: it is just a policy Choice because, i'm, sure look 599 00:31:26,120 --> 00:31:28,720 Speaker 1: credit card companies would take a seventy five percent interest 600 00:31:28,840 --> 00:31:32,000 Speaker 1: rate if they could RIGHT. Yearly apr they would take 601 00:31:32,040 --> 00:31:35,560 Speaker 1: it as high as they. Possibly can this is to where, People, 602 00:31:35,600 --> 00:31:38,920 Speaker 1: say okay we're going to, balance This and trump, is 603 00:31:38,920 --> 00:31:41,120 Speaker 1: saying to, his credit this is a one, year thing 604 00:31:41,680 --> 00:31:44,800 Speaker 1: which also looks even. More political right to, Be, fair 605 00:31:44,960 --> 00:31:47,840 Speaker 1: oh the one year happens to correspond with, the midterm 606 00:31:47,920 --> 00:31:50,920 Speaker 1: when you'll be on the ballot basically for the last 607 00:31:50,920 --> 00:31:54,920 Speaker 1: time of your. Political, career again it's political. IN nature 608 00:31:55,040 --> 00:31:58,680 Speaker 1: i think it's acknowledging affordability. Related issues i'm not sure 609 00:31:58,680 --> 00:32:02,200 Speaker 1: how impactful in terms of getting it to. 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Laughs, Too 635 00:33:29,840 --> 00:33:30,960 Speaker 2: clay Travis And. 636 00:33:31,160 --> 00:33:34,560 Speaker 1: Buck sexton find them on The free iHeartRadio app or 637 00:33:34,680 --> 00:33:35,600 Speaker 1: wherever you get. 638 00:33:35,640 --> 00:33:39,320 Speaker 3: Your podcasts, all right welcome Back into Clay. And buck 639 00:33:40,160 --> 00:33:41,960 Speaker 3: let's let's get into some of the credit. Card thing 640 00:33:42,000 --> 00:33:43,400 Speaker 3: it's one of these. To play it's a little bit 641 00:33:43,440 --> 00:33:47,640 Speaker 3: like the minimum. Wage conversation it sounds at first like it's, 642 00:33:47,760 --> 00:33:52,200 Speaker 3: uh oh it's like technical. And, financial no people really feel. 643 00:33:52,200 --> 00:33:54,960 Speaker 3: This one people the same way people really feel gas 644 00:33:54,960 --> 00:33:57,160 Speaker 3: prizes when. They're high when you get people fire off 645 00:33:57,160 --> 00:33:59,800 Speaker 3: about credit, card companies, especially BECAUSE like, I said i'm familiar, 646 00:33:59,800 --> 00:34:01,960 Speaker 3: with this that happened, to ME and i know credit 647 00:34:01,960 --> 00:34:04,000 Speaker 3: card companies have had to be slapped down because they're doing. 648 00:34:04,040 --> 00:34:07,000 Speaker 3: Scumbag stuff that's just the truth. They have you can 649 00:34:07,040 --> 00:34:08,200 Speaker 3: go back and look. At this they've had to pay 650 00:34:08,239 --> 00:34:10,640 Speaker 3: different settlements, and things so they're not like the. Good 651 00:34:10,680 --> 00:34:12,879 Speaker 3: guys but we also kind of, need, Them right so 652 00:34:13,080 --> 00:34:16,280 Speaker 3: that's the other part OF this. Bb Podcast listener Hank 653 00:34:16,280 --> 00:34:18,480 Speaker 3: in ANNAPOLIS play, Bb here. 654 00:34:19,000 --> 00:34:22,959 Speaker 5: Hank Here, in annapolis just responding to the credit. Card 655 00:34:23,000 --> 00:34:27,120 Speaker 5: issue it, sounds great ten percent interest rate for, one 656 00:34:27,200 --> 00:34:29,919 Speaker 5: year but, then people a lot of people will rack 657 00:34:30,040 --> 00:34:33,759 Speaker 5: up huge balances and then the credit cards go back 658 00:34:33,840 --> 00:34:36,719 Speaker 5: up to twenty and twenty. One percent then, WHAT so 659 00:34:37,040 --> 00:34:39,359 Speaker 5: i think you better be careful what you wish for on. 660 00:34:39,400 --> 00:34:41,920 Speaker 2: This one. Not good that's actually a really. 661 00:34:41,960 --> 00:34:45,000 Speaker 1: Good point because many people have multi year credit, card 662 00:34:45,040 --> 00:34:47,600 Speaker 1: balances so it comes down to, ten percent maybe you 663 00:34:47,880 --> 00:34:49,399 Speaker 1: take on more because, they're like it's only. 664 00:34:49,440 --> 00:34:50,640 Speaker 2: Ten percent and then. 665 00:34:50,920 --> 00:34:53,120 Speaker 3: That was part of the that was part of the 666 00:34:53,160 --> 00:34:58,879 Speaker 3: mortgage meltdown with with mortgages where people had a resetting 667 00:34:59,760 --> 00:35:04,200 Speaker 3: VERY bl apr variable interest, rate mortgage which is, so 668 00:35:04,560 --> 00:35:07,040 Speaker 3: like at first your mortgage rateed was like, two percent 669 00:35:07,080 --> 00:35:09,680 Speaker 3: and then a few years in it went. To, ten well, 670 00:35:09,680 --> 00:35:12,080 Speaker 3: guess what it's really easy to pay the, two percent 671 00:35:12,160 --> 00:35:15,799 Speaker 3: but the ten starts, to bite. Doesn't it memphis wants 672 00:35:15,800 --> 00:35:17,120 Speaker 3: to talk. About, this yep go, For, it. 673 00:35:18,760 --> 00:35:23,560 Speaker 4: HI guys i sat down with my ten year old 674 00:35:23,640 --> 00:35:28,000 Speaker 4: grandson last summer because he was asking for something and, he, 675 00:35:28,040 --> 00:35:29,800 Speaker 4: goes well you can just put it on your. Credit 676 00:35:29,840 --> 00:35:33,799 Speaker 4: CARD and, i. SAID okay, i said is this something you, 677 00:35:33,880 --> 00:35:36,719 Speaker 4: really want a want need or is this something you? 678 00:35:36,880 --> 00:35:36,960 Speaker 2: Just? 679 00:35:37,080 --> 00:35:39,279 Speaker 4: WANT well I would i don't, want It and, i'm, 680 00:35:39,320 --> 00:35:42,200 Speaker 4: like okay let's let's go through. This EXERCISE and, i, 681 00:35:42,239 --> 00:35:44,439 Speaker 4: said hey you've got a three hundred dollars credit card 682 00:35:44,560 --> 00:35:47,279 Speaker 4: and you buy something for three hundred dollars and your 683 00:35:47,320 --> 00:35:50,440 Speaker 4: payment comes in and you only owe thirty five dollars 684 00:35:50,920 --> 00:35:54,160 Speaker 4: or your. MINIMUM payment, i, said now how much do 685 00:35:54,239 --> 00:35:56,640 Speaker 4: you owe to the credit? Card company and, he, said well, 686 00:35:56,640 --> 00:35:59,400 Speaker 4: that's easy two hundred and sixty. FIVE dollars i, said 687 00:35:59,520 --> 00:36:03,239 Speaker 4: no because we're going to add interest now on your 688 00:36:03,239 --> 00:36:06,040 Speaker 4: two hundred and sixty, Five dollars so now you owe 689 00:36:06,080 --> 00:36:09,560 Speaker 4: us three hundred and. Ten dollars well that's, not Fair and, 690 00:36:09,600 --> 00:36:12,680 Speaker 4: i'm like you're, Getting, it, betty yep. 691 00:36:13,000 --> 00:36:16,680 Speaker 1: Well done I'm glad gas, sat down because this is 692 00:36:16,680 --> 00:36:19,080 Speaker 1: one of The, things BUCK that i think should be 693 00:36:19,160 --> 00:36:19,920 Speaker 1: standard in. 694 00:36:20,120 --> 00:36:25,400 Speaker 3: Every school financial literacy based acquiring ants should. Be required 695 00:36:25,520 --> 00:36:27,160 Speaker 3: they don't teach it because they want you to be. 696 00:36:27,239 --> 00:36:30,160 Speaker 3: Debt slaves this. Is true it's. Not conspiracy. I'm sorry 697 00:36:30,560 --> 00:36:34,200 Speaker 3: everyone should learn about, credit cards. Compound interest everyone should learn, 698 00:36:34,200 --> 00:36:37,399 Speaker 3: about orgags and you. Should mortgages you should learn about 699 00:36:37,440 --> 00:36:40,560 Speaker 3: this in like the. Ninth grade, and yeah maybe it's 700 00:36:40,560 --> 00:36:42,799 Speaker 3: complicated for, some people but they should at least learn 701 00:36:42,800 --> 00:36:44,719 Speaker 3: what they can. From it everybody should learn about this 702 00:36:44,760 --> 00:36:47,600 Speaker 3: stuff because otherwise you're paying for that jet ski for 703 00:36:47,600 --> 00:36:47,919 Speaker 3: the next. 704 00:36:47,920 --> 00:36:49,440 Speaker 2: Fifty years