WEBVTT - Study Hall: Killer Mike on Building a Business Empire 0:00:00.400 --> 0:00:03.120 Coach, the energy out there felt different. What changed for 0:00:03.160 --> 0:00:03.760 the team today? 0:00:03.880 --> 0:00:06.040 It was a new game day scratches from the California 0:00:06.080 --> 0:00:07.520 Lottery players everything. 0:00:07.840 --> 0:00:09.799 Those games sent the team's energy through the roof. 0:00:09.880 --> 0:00:11.880 Are you saying it was the off field play that 0:00:11.920 --> 0:00:13.039 made the difference on the field. 0:00:13.119 --> 0:00:15.840 Hey, little play makes your day, and today it made 0:00:15.880 --> 0:00:16.279 the game. 0:00:16.760 --> 0:00:19.319 That's all for now, Coach, one more question play than 0:00:19.400 --> 0:00:22.119 New Los Angeles Chargers, San Francisco forty nine ers and 0:00:22.160 --> 0:00:24.960 Los Angeles ram scratchers from the California Lottery. 0:00:25.040 --> 0:00:26.640 A little play can make your day. 0:00:27.280 --> 0:00:29.240 Peace made responsibily. Must be eighteen years or older to 0:00:29.240 --> 0:00:30.440 purchase late or claim in. 0:00:30.360 --> 0:00:32.720 The Netflix series that you had when you went like 0:00:32.720 --> 0:00:34.279 I think it was seven days. Like you just try 0:00:34.320 --> 0:00:37.000 to just only spend with black businesses, and he's like 0:00:37.040 --> 0:00:39.120 even if you, it's like everything has to be. 0:00:39.320 --> 0:00:41.479 You got to learn to cooperate. You know, Wars won 0:00:41.600 --> 0:00:44.440 without allies. I'm sorry that off points, but the point 0:00:44.479 --> 0:00:47.159 that I'm trying to make is that the federal government, 0:00:47.240 --> 0:00:49.040 at one point, instead of making the big banks to 0:00:49.159 --> 0:00:51.560 fair business in terms of redline and stuff with black people, 0:00:51.880 --> 0:00:54.760 said no, we'll just support the black banks, and they 0:00:54.800 --> 0:00:57.200 never came through on their promise. Right, and they still 0:00:57.200 --> 0:00:59.120 want to come vote, but they never came through on 0:00:59.120 --> 0:01:01.480 their prom We should be forced to have the federal 0:01:01.520 --> 0:01:04.000 government to do that, and at the same time we 0:01:04.000 --> 0:01:07.200 should be cooperating with larger bankings institutions, many of which 0:01:07.240 --> 0:01:09.920 whose banks were built directly off the backs and its 0:01:09.920 --> 0:01:12.360 slaved after. Right, when you look at stocks and buns, 0:01:12.400 --> 0:01:14.080 a lot of that is you wasn't starting the bun. 0:01:14.160 --> 0:01:17.800 You weren't the problem, That's what you were. So my 0:01:17.920 --> 0:01:18.520 thing is. 0:01:19.680 --> 0:01:22.479 Again, I learned selling drugs me and. 0:01:22.440 --> 0:01:23.960 You could be at war a year ago and year 0:01:23.959 --> 0:01:26.679 a lady, and the prices is right, and shit, I 0:01:26.680 --> 0:01:27.759 don't want to kill you no more. 0:01:28.280 --> 0:01:30.080 I got a hundred bands, you got a hundred maths. 0:01:30.080 --> 0:01:31.560 We got a two hundred and fift do dollars deal. 0:01:31.640 --> 0:01:33.759 My comtey got twenty by your Bundy got twenty five. 0:01:33.959 --> 0:01:36.199 So at a certain point, it's not that the pain 0:01:36.319 --> 0:01:38.640 isn't there, it's not that the tragedy isn't there. At 0:01:38.680 --> 0:01:42.160 what point do we have to start understanding that to 0:01:42.280 --> 0:01:44.760 win a war? I must Ally, the United States and 0:01:44.800 --> 0:01:47.800 Russia have never liked each other, just two radically different 0:01:47.840 --> 0:01:50.040 concepts on how to treat people and how to different money. 0:01:50.120 --> 0:01:53.880 But when Joermany popped up and was Omar and everybody. 0:01:53.520 --> 0:01:58.840 Motherfucker's found a way to get a low shut up 0:01:58.880 --> 0:01:59.760 to a lot of soldier. 0:02:00.080 --> 0:02:02.360 So we we have to we have to think with 0:02:02.480 --> 0:02:05.120 the same mentality that I don't have to like to 0:02:05.240 --> 0:02:09.200 love you, but in matters of strengthening me as an 0:02:09.200 --> 0:02:11.680 individual in my understanding what I can do in my group, 0:02:11.720 --> 0:02:14.560 in our community, our partner, or ally with you. 0:02:14.520 --> 0:02:17.000 In a matter of big world. And that's just that's 0:02:17.040 --> 0:02:17.680 just what it is. 0:02:18.080 --> 0:02:19.639 So let me let me let me ask you a 0:02:19.680 --> 0:02:22.080 question because I know not only are your entrepreneur, but 0:02:22.800 --> 0:02:24.400 you're really in the politics. 0:02:24.720 --> 0:02:28.040 I don't want to be. That was the second. 0:02:28.280 --> 0:02:30.480 That was the saying because what you just said is 0:02:30.480 --> 0:02:31.520 what you said about the president. 0:02:31.560 --> 0:02:33.760 Now, like I don't have to like him or even 0:02:33.800 --> 0:02:35.400 vote for him, but if he does something that helps 0:02:35.400 --> 0:02:37.400 my community, I should take advantage of that. 0:02:37.440 --> 0:02:39.880 Because I'm taking advantage. I'm taking advantage of everything I'm telling. 0:02:39.960 --> 0:02:42.400 But that's every president. Yeah, it ain't just president. Now 0:02:42.520 --> 0:02:46.560 that there has been no president that has been for 0:02:46.919 --> 0:02:51.320 the black community. That yeah, that's the fact. That's that 0:02:51.480 --> 0:02:55.760 has been no president that has been for the black community. 0:02:56.320 --> 0:03:00.280 But if your policy affects the black community in a 0:03:00.320 --> 0:03:03.600 positive way, which can affect the greater community, I have 0:03:03.680 --> 0:03:06.240 to pay you some attention. It's that sif I have 0:03:06.280 --> 0:03:09.840 to pay you some Obamas for it. No, not really, 0:03:11.960 --> 0:03:14.239 I'm clearing what I say or how I said. There 0:03:14.240 --> 0:03:19.399 has been no president that's for the black community. But 0:03:19.480 --> 0:03:24.080 if that president playing in any way or policy helps 0:03:24.080 --> 0:03:28.000 the black community, I'm for that thing. You get what 0:03:28.040 --> 0:03:32.640 I'm saying. I rate all us presidents at about a 0:03:32.680 --> 0:03:36.520 ce different variations from a C minus down into the 0:03:36.600 --> 0:03:39.120 d's too. You know, when you start off with slave 0:03:39.160 --> 0:03:44.640 masters and presidents, that's a really funky comment. So you 0:03:44.760 --> 0:03:46.680 have to spend your life as a person of color 0:03:47.040 --> 0:03:49.320 reconciling the fact that the dollars that in your pocket 0:03:49.320 --> 0:03:50.960 will bent me and the slave masters that are only 0:03:51.200 --> 0:03:53.080 that that that give you work and value to the 0:03:53.080 --> 0:03:55.560 things you're doing own people, and that wealth is something. 0:03:55.600 --> 0:03:57.680 So you know, when we get walking, we get mad, 0:03:57.720 --> 0:04:00.400 we want to castigate rappers and then a tightness and 0:04:01.080 --> 0:04:02.880 right thing with your money, you had better do jacks. 0:04:02.880 --> 0:04:04.800 Now you're twenty nine, bill that you're tipping the stripper 0:04:04.840 --> 0:04:07.800 with because hit a genocide on people that were from 0:04:07.800 --> 0:04:09.840 middle of America and never were read and were here 0:04:09.880 --> 0:04:12.920 before you got here. So you're passing a genocidal bill 0:04:13.280 --> 0:04:15.920 to pay for your Sarah and your your need to 0:04:15.920 --> 0:04:19.360 get grinded on. And you've never chastised yourself enough to say, 0:04:19.520 --> 0:04:21.400 I'll only pay by PayPal because. 0:04:23.000 --> 0:04:23.680 Or greenwood. 0:04:26.320 --> 0:04:27.880 So I'm by the way. 0:04:28.200 --> 0:04:30.400 You know what you know? 0:04:30.480 --> 0:04:33.400 Man, in matters of money, we had better learn that 0:04:33.960 --> 0:04:36.400 we're going to have to pack some emotion to the 0:04:36.440 --> 0:04:41.960 side to accomplish specific goals from a monetary standpoints, so 0:04:42.000 --> 0:04:44.320 that we can take care of ourselves because no one's 0:04:44.360 --> 0:04:47.320 coming to save us. Nothing's coming out in sky to 0:04:47.400 --> 0:04:52.479 save us. Karma, although it's a nice concept. Evil people 0:04:52.560 --> 0:04:56.760 live longer and they seem to be happier. George Buston 0:04:56.800 --> 0:04:59.360 down he was ninety middle something. So but you were. 0:04:59.520 --> 0:05:02.280 You were ship Bernie Sanders absolutely, so you work. 0:05:03.040 --> 0:05:09.800 You have progressive I guess liberal views. If voting for 0:05:09.880 --> 0:05:13.560 Bernie Sanders takes my taxes up out of the forties 0:05:13.560 --> 0:05:18.160 into the fifties, just as succeed takes care the next 0:05:18.240 --> 0:05:21.400 twenty five to thirty years of Americans in terms of education, 0:05:22.240 --> 0:05:26.640 health care, trade that trade and college education and basics 0:05:26.960 --> 0:05:30.720 and extensive health care, and provide social programs that grow 0:05:30.800 --> 0:05:34.240 us as a country. I have no aversion to supporting it, 0:05:35.000 --> 0:05:37.320 and in fact, I think that much of his policy 0:05:37.360 --> 0:05:40.880 has been robbed and looted by both parties at this point, 0:05:41.320 --> 0:05:44.760 versus us getting behind the person who wanted to give 0:05:44.839 --> 0:05:48.440 us everything we would have needed during this pandemic, including 0:05:48.480 --> 0:05:52.160 some type of universal income, including some type of health 0:05:52.160 --> 0:05:56.760 care that was universal leading toward it, including decriminalization marijuana, 0:05:56.920 --> 0:05:59.839 including a federal task force that would have dealt with row, 0:06:00.480 --> 0:06:02.440 including knowledge that would. 0:06:02.200 --> 0:06:02.920 Have affected us. 0:06:03.000 --> 0:06:05.040 But because we didn't do it, because we didn't go 0:06:05.160 --> 0:06:07.400 that move, or because we got robbed of it, or whatever. 0:06:07.440 --> 0:06:09.680 The theory is being, you gotta you know, you gotta 0:06:09.680 --> 0:06:11.679 be with what you got, and you better master your coin, 0:06:12.440 --> 0:06:14.760 you know, because we're we're in a system where as 0:06:14.800 --> 0:06:16.840 much as they want to say they care like Vernie, 0:06:16.839 --> 0:06:20.440 they don't. And if you're if you're not going to 0:06:20.520 --> 0:06:23.200 allow me to pay my ten or fifteen extra to 0:06:23.360 --> 0:06:25.600 let someone like him leave the way, don't get mad. 0:06:25.600 --> 0:06:27.000 And I'm gonna try to keep an extra ten of 0:06:27.040 --> 0:06:30.280 fifteen percent and figure out who the fuck Trump's tax 0:06:30.360 --> 0:06:30.920 layer is. 0:06:32.600 --> 0:06:33.360 On the West side. 0:06:34.720 --> 0:06:37.120 But I didn't, you know, I didn't. I didn't vote 0:06:37.120 --> 0:06:37.919 for the evil person. 0:06:39.200 --> 0:06:40.800 I want that may be I want to go back 0:06:40.839 --> 0:06:40.920 to it. 0:06:41.320 --> 0:06:42.919 I want to go back to Greenway for a second, 0:06:42.920 --> 0:06:45.160 because a lot of times, and even in the book, 0:06:45.200 --> 0:06:49.080 it dies into the fact of black banks being put 0:06:49.120 --> 0:06:52.760 in neighborhoods right where deposits weren't coming in at a 0:06:52.760 --> 0:06:55.320 frequent rate, and so they had to charge higher interest 0:06:55.400 --> 0:06:56.960 rates when they weren't loaning out money because most of 0:06:56.960 --> 0:07:00.760 people don't really understand how banks take money the losses, right, 0:07:00.880 --> 0:07:04.040 So my thing is like, is Greenwood is there going 0:07:04.080 --> 0:07:05.880 to be similar how other interest rates are going to 0:07:05.960 --> 0:07:07.280 be competing with the big bank? 0:07:07.360 --> 0:07:11.640 So that's their goal first versus deposits savings, and so 0:07:11.960 --> 0:07:12.520 it's steps. 0:07:12.560 --> 0:07:13.679 This is where we are. First. 0:07:14.000 --> 0:07:16.480 First, the goal is to wipe out check pashing her, 0:07:16.960 --> 0:07:23.280 to wipe out the main the main parasites in poor 0:07:23.320 --> 0:07:26.040 and working class people's fly. So you know, people here 0:07:26.080 --> 0:07:28.640 saved twenty forty bucks. It doesn't sound like much to them, 0:07:29.040 --> 0:07:31.760 But when you're talking about now you can save ten 0:07:31.800 --> 0:07:34.120 percent of your income, what about and the person gets 0:07:34.120 --> 0:07:36.040 to raise and get five on your thousand. Now you're 0:07:36.120 --> 0:07:38.560 saving more money. So that is the attack, and the 0:07:38.600 --> 0:07:42.320 next phase is in loans and home ownership, automobile. 0:07:41.840 --> 0:07:43.400 Ownership, and then the phase after that. 0:07:43.760 --> 0:07:47.360 So I like the fact that Ryan is, unlike in 0:07:47.400 --> 0:07:50.120 the past, is not trying to do everything himself at 0:07:50.160 --> 0:07:53.080 the same time as much as he's seeking And they're 0:07:53.120 --> 0:07:56.040 talking to allies at this moment realizing who are they 0:07:56.080 --> 0:07:57.920 going to get into business with in terms of partnering 0:07:57.960 --> 0:07:59.480 with larger institutions that recover. 0:08:00.040 --> 0:08:00.440 Who are the. 0:08:00.400 --> 0:08:02.360 Institutions that your money is an actually going to be 0:08:02.360 --> 0:08:04.520 sitting with and as a platform, what they can do 0:08:04.560 --> 0:08:06.679 to reduce the even cost of you, help you become 0:08:06.680 --> 0:08:08.360 more financially literate, help you to save. 0:08:08.480 --> 0:08:10.320 And so I'm thinking that's the first step to eradicate the 0:08:10.360 --> 0:08:12.160 check cashing. Yes, push in the back of the day 0:08:12.280 --> 0:08:13.679 was also the cell phone store. 0:08:13.880 --> 0:08:15.280 Absolutely, that's level. 0:08:17.040 --> 0:08:19.760 Then we got the deposits and loans, and so I 0:08:19.760 --> 0:08:22.640 guess the next the last stage would be business loan, 0:08:22.720 --> 0:08:23.440 small business loans. 0:08:23.520 --> 0:08:25.640 Yeah, well, small man, I don't think that's the last stage. 0:08:25.680 --> 0:08:27.280 I just think that I just think that if you're 0:08:27.280 --> 0:08:29.280 going to run nine miles. Plot out your first three, 0:08:29.760 --> 0:08:31.760 then plot out your next three, and then your final three. 0:08:31.920 --> 0:08:33.880 Right. God, so let's just say those are the first 0:08:33.920 --> 0:08:34.480 three miles. 0:08:34.559 --> 0:08:36.320 Yeah, and I saw I wrestling with Ryan said like, 0:08:36.480 --> 0:08:41.440 I think fifty of black businesses. Oh, black businesses get 0:08:41.480 --> 0:08:44.160 loans at fifty percent lower rate white businesses. 0:08:44.440 --> 0:08:47.640 I think it's we're returned, yeah, at fifty percent lower rates. 0:08:47.800 --> 0:08:51.640 We're also denied in comparable application. We're denied twenty one 0:08:51.679 --> 0:08:53.120 percent of the time in white some on eight. 0:08:53.360 --> 0:08:56.360 Okay, So any so I'm assuming that's something that you 0:08:56.400 --> 0:08:59.600 guys will be trying to eradicate as far as what. 0:09:00.360 --> 0:09:02.720 There's definitely going to be. You know, Greenwood is not Superman, 0:09:02.760 --> 0:09:05.560 doesn't come in the same What it is is a 0:09:05.600 --> 0:09:09.080 part of the Avengers. It's a part of alternative ways 0:09:09.160 --> 0:09:12.200 now for us to take control around dollar. And that's 0:09:12.200 --> 0:09:14.880 everything from a new black credit union that's popping up. 0:09:15.160 --> 0:09:17.439 That's everything from the traditional black banks that are already 0:09:17.480 --> 0:09:19.680 in the market, whether it be Citizens Trust or Carver 0:09:19.920 --> 0:09:23.200 or One United. And that's new platforms and fintech like Greenwood. 0:09:23.320 --> 0:09:25.640 You know, I'm an advocate for you know, if you 0:09:25.760 --> 0:09:28.560 want to if you want to get the freedom, take 0:09:28.559 --> 0:09:31.520 a whole lot of buses, you know, don't depend on 0:09:31.679 --> 0:09:33.760 everyone going in one bus, you know what I'm saying. 0:09:33.920 --> 0:09:36.680 And he even told me and Ryan don't travel together, 0:09:37.679 --> 0:09:39.120 you know what I mean. He's just like what you 0:09:39.160 --> 0:09:41.439 guys are doing is that, seeon, don't even travel together. 0:09:41.840 --> 0:09:45.319 Because if freedom is the objective, there may be slightly 0:09:45.320 --> 0:09:48.520 different variations of but we'll get there even if it's 0:09:48.559 --> 0:09:50.160 not at the same time. But I think we need 0:09:50.200 --> 0:09:52.960 a lot of pistons firing in an engine, not just one, 0:09:53.040 --> 0:09:56.960 and we have to we have to begin to end. 0:09:57.600 --> 0:10:02.120 I will want or need to critique or overly criticize 0:10:02.640 --> 0:10:05.280 based on the past failure, because the failure is something 0:10:05.320 --> 0:10:06.080 you learned from that. 0:10:06.160 --> 0:10:06.800 And that's the part. 0:10:06.880 --> 0:10:10.559 It was like if people understood their relationship with the money, 0:10:10.880 --> 0:10:13.680 they would understand. It's like if my iPhone breaks, I 0:10:13.720 --> 0:10:15.679 don't say I'm never using Apples yet anything. I'm just 0:10:15.679 --> 0:10:17.440 gonna get another iPhone, you know what I mean. But 0:10:17.480 --> 0:10:19.840 if we like and I bank with citizens, shout out 0:10:19.880 --> 0:10:23.240 to citizens. But if they like, if they mess up 0:10:23.240 --> 0:10:25.360 with deposit, It's not like y'all never banking with them again. 0:10:25.360 --> 0:10:26.080 I'm gonna give them the same. 0:10:26.440 --> 0:10:27.200 We gotta get it fixed. 0:10:27.679 --> 0:10:29.240 And again that's why I tell people like one day 0:10:29.240 --> 0:10:32.000 as a leader, which I wasn't even in the in 0:10:32.480 --> 0:10:34.360 thanks to be, But they pay another people like that 0:10:34.440 --> 0:10:38.120 black women to make me leave. But you know, I'm 0:10:38.120 --> 0:10:41.200 going to say, my bad, I fucked up. Yeah, you know, 0:10:41.400 --> 0:10:43.920 let me. Let me get back on the bus, figure out. 0:10:43.960 --> 0:10:46.520 And there's another reason I constantly consult with people too, 0:10:47.080 --> 0:10:49.400 you know what I mean? Even before saying yes it is, 0:10:49.440 --> 0:10:53.200 I called around to black men who had ran banks. 0:10:53.240 --> 0:10:54.839 I called around the people work, like, what do you 0:10:54.880 --> 0:10:57.280 think of this? What's fin take? Helped me understand and 0:10:57.520 --> 0:10:59.959 I got, you know, at least and I already knew. 0:11:00.160 --> 0:11:02.800 I already trusted Andy, I already trusted Ryan because I've 0:11:02.800 --> 0:11:05.120 seen him do it. But I just wanted to learn more. 0:11:05.120 --> 0:11:07.480 I'm gonna cost like I found you guys, he's learning. 0:11:08.080 --> 0:11:09.320 It's kind of bouncing around. 0:11:20.760 --> 0:11:24.920 We definitely right. 0:11:27.440 --> 0:11:29.040 I appreciate that. So what's your all right? 0:11:29.120 --> 0:11:31.360 So as far as business, because you're a business owner, 0:11:32.640 --> 0:11:34.959 we're sitting in a business right now. So as you said, 0:11:35.400 --> 0:11:38.200 Brick and mart especially Brick and Martar businesses have been 0:11:38.240 --> 0:11:42.120 hit tremendously hard since the pandemic, especially black businesses. Over 0:11:42.200 --> 0:11:47.240 forty percent of black businesses have completely closed. So what 0:11:47.400 --> 0:11:51.559 is your opinion, because I personally think that, like some 0:11:51.600 --> 0:11:53.840 of the problems in the Black community as far as businesses, 0:11:53.840 --> 0:11:56.439 that we're too reliant on brick and martar because that's 0:11:56.440 --> 0:11:58.679 what we know, right. It's like we know sneaker stores, 0:11:58.679 --> 0:12:01.280 we know hair salons, we knowstaurants, we know barbershops. They're 0:12:01.280 --> 0:12:05.680 all great because there's service based businesses. But in times 0:12:05.760 --> 0:12:09.200 like this, it's difficult because you have overhead, you have staff, 0:12:09.200 --> 0:12:11.240 you have things of that nature. So now you're you're 0:12:11.280 --> 0:12:13.079 going into the financial space, but you still have a 0:12:13.120 --> 0:12:15.840 brick and mortar business. You think there's a balance between 0:12:15.880 --> 0:12:17.640 the two for business owners or I mean, I think 0:12:17.640 --> 0:12:19.480 there has to be for certain businesses. You know, I 0:12:19.520 --> 0:12:22.319 think that people like the congregated Fellowship. So you can 0:12:22.360 --> 0:12:27.040 only keep churches, restaurants, liquor stores, and barbershops clothes on all. 0:12:27.160 --> 0:12:28.840 You know them guys are gonna hang in front of 0:12:28.840 --> 0:12:31.680 the liquor store, you know not people are. 0:12:31.559 --> 0:12:34.240 Going to come and get Groomuse are essential business, essential business, and. 0:12:36.960 --> 0:12:37.640 You can't get drunk. 0:12:37.679 --> 0:12:40.600 You go go're allowed the politicians sneaking us all. 0:12:40.800 --> 0:12:43.720 But we have to change methodology in here. 0:12:43.800 --> 0:12:46.400 You come here now either you have a mask or 0:12:46.400 --> 0:12:49.400 we have one available. Take your temperature by pointment, and 0:12:49.520 --> 0:12:51.600 only if we have four people in the chair, can 0:12:51.600 --> 0:12:52.720 only be four of the people sitting. 0:12:52.840 --> 0:12:53.840 So you know, and my. 0:12:53.880 --> 0:12:55.920 Staff is great about that. I gotta I gotta give 0:12:56.000 --> 0:12:58.240 them that. They keep it clean, they keep it sanitized. 0:12:58.520 --> 0:13:00.840 Our bathrooms are always on that A stipper of mine 0:13:00.880 --> 0:13:02.200 makes sure I judged businesses. 0:13:02.320 --> 0:13:04.520 That's what was like, Yo, this this might be the 0:13:04.559 --> 0:13:07.319 cleanest barbershop I've ever seen in my life. Like you 0:13:07.400 --> 0:13:10.120 see Macul shots out Selene, what's my new guy's name? 0:13:10.880 --> 0:13:14.520 Shots out to Sam Celeen. I thought Sam was Celeen 0:13:14.679 --> 0:13:15.400 is such a pro. 0:13:15.600 --> 0:13:18.080 He got hired as an intern paid internship, you know, 0:13:18.280 --> 0:13:21.439 not a lot, but I would have bought a few panchoys. 0:13:21.640 --> 0:13:26.400 But Selene also has has a talent of camera work. 0:13:26.440 --> 0:13:28.480 And he said, hey, I worked myself out of internship. 0:13:28.640 --> 0:13:30.079 I'm still going to do this type of stuff for 0:13:30.120 --> 0:13:32.920 the shot, but I'm going to find a comparable replacement 0:13:33.000 --> 0:13:35.120 and train him. So I got to give him. Those 0:13:35.120 --> 0:13:36.920 are the type of people you want. I want to 0:13:36.920 --> 0:13:39.440 say and I spent a lot of years floundering in 0:13:39.559 --> 0:13:42.200 Barbara because what we had barbaring, because what we had 0:13:42.559 --> 0:13:44.160 was people who were used to the old school way 0:13:44.320 --> 0:13:45.960 in which I cut hair. 0:13:45.800 --> 0:13:48.120 All day, but I don't clean up all day. It 0:13:48.240 --> 0:13:49.959 was I paid bouver rent. 0:13:49.840 --> 0:13:52.560 So I feel like I'm an independent contractor. But you 0:13:52.640 --> 0:13:54.880 never have to worry about your air being hot. 0:13:54.960 --> 0:13:56.840 You never have to worry about it being coffee. 0:13:56.840 --> 0:13:58.800 You never have to or those things get solved quickly, 0:13:59.160 --> 0:14:01.240 but you never think of about the variation of boothhunt 0:14:01.280 --> 0:14:02.520 every changes that type stuff. 0:14:02.520 --> 0:14:04.000 So I love. 0:14:03.840 --> 0:14:06.040 Working with people that get it, you know what I'm saying. 0:14:06.080 --> 0:14:08.560 And I love working with people that take cleaning the 0:14:08.600 --> 0:14:10.640 corners of a building as seriously as they. 0:14:10.520 --> 0:14:12.960 Take making sure that the light is on outside in 0:14:13.000 --> 0:14:13.880 that register. 0:14:13.720 --> 0:14:17.880 Because you know, I have poured a lot into a 0:14:18.000 --> 0:14:20.280 dream that really is a platform for other people to 0:14:20.280 --> 0:14:24.080 prosper from. You know, I want to. I will not 0:14:24.280 --> 0:14:27.720 have succeeded if we do not do what Chick fil 0:14:27.720 --> 0:14:31.880 A did. Chick fil A took a novel concept and 0:14:32.080 --> 0:14:35.160 gave the first opportunity for franchising. 0:14:34.560 --> 0:14:36.600 To members of the church and members of the family. 0:14:36.880 --> 0:14:37.440 They gave it to. 0:14:37.400 --> 0:14:39.920 People they knew would take pride in it. So Chick 0:14:39.920 --> 0:14:42.560 fil A has always been ran. It's a different type 0:14:42.880 --> 0:14:43.520 of pride. 0:14:43.640 --> 0:14:43.880 You know. 0:14:44.160 --> 0:14:47.720 Andy Young talks about going and seeing Kathy Truitt walk 0:14:47.760 --> 0:14:52.000 into stores and start cooking hisself. You know that that 0:14:52.120 --> 0:14:54.000 is a mission that's greater than I want to make 0:14:54.040 --> 0:14:57.120 a lot of money, that has added locations, that has 0:14:57.120 --> 0:14:59.920 sent kids to college because they got an amazing scholarship fund. 0:15:00.320 --> 0:15:02.760 People genuinely seen happens when you walk from Chick fil A. 0:15:02.760 --> 0:15:08.520 You're going to McDonald a little different that on McDonald 0:15:09.320 --> 0:15:10.080 You know, they might not. 0:15:10.080 --> 0:15:10.920 Be treated. 0:15:12.320 --> 0:15:14.560 It too much like Chick fil A grow ownership right 0:15:14.560 --> 0:15:18.040 from behind these barber chairs, behind that desk. So you know, 0:15:18.160 --> 0:15:20.560 if Selim or Sam or any intern that comes to 0:15:20.680 --> 0:15:23.640 here grows to become an owner, you know, shouts out 0:15:23.640 --> 0:15:25.200 to Mliss over with the Hawks, who went from being 0:15:25.240 --> 0:15:28.520 a ball girl. I think any NBA for a now 0:15:28.640 --> 0:15:30.720 runs marketing for the Hawks. Those are the type of 0:15:30.720 --> 0:15:33.040 stories I want my classform to create, and that does 0:15:33.080 --> 0:15:35.160 come with making money, but that comes from having a 0:15:35.160 --> 0:15:37.920 team of people that add to that in that way. 0:15:38.040 --> 0:15:40.080 I think that's why what you're doing, you guys are doing. 0:15:40.480 --> 0:15:42.040 It's so important because. 0:15:41.760 --> 0:15:44.200 You get it right, Like you know what it takes 0:15:44.280 --> 0:15:47.560 to give a loan or to a barbershop or here someone, Yeah, 0:15:47.600 --> 0:15:50.080 these businesses that typically wouldn't get along with. But you 0:15:50.080 --> 0:15:54.440 said some interesting now your dreams, right, So the barbershop, 0:15:54.520 --> 0:15:57.480 was this a dream? And if so, what what's the next? Well, 0:15:58.000 --> 0:16:00.520 because I'm thinking my mind like you didn't know fintach. 0:16:00.600 --> 0:16:02.160 So this kind of just came along and it was 0:16:02.160 --> 0:16:02.960 a great opportunity. 0:16:03.120 --> 0:16:06.160 So what I wanted to own up? Like I wanted 0:16:06.400 --> 0:16:11.960 I want. I knew very young. I was like very young, 0:16:12.080 --> 0:16:13.320 I was like this yard. 0:16:13.080 --> 0:16:16.880 Work ships not for the real man? What do you 0:16:16.960 --> 0:16:19.360 what are you people selling drugs out here? 0:16:21.240 --> 0:16:25.120 I see my nigga make three hundred, my grandmother gaining 0:16:25.120 --> 0:16:27.960 the ragged ass lawnmower. I'm going, you know, cushing fucking 0:16:28.040 --> 0:16:30.440 more twenty five twenty bucks. 0:16:30.440 --> 0:16:31.320 And then old. 0:16:31.040 --> 0:16:35.680 People like after they see you do it quick, this 0:16:35.760 --> 0:16:38.840 nigga twelve hoursoo, you know, you don't think all people 0:16:39.200 --> 0:16:41.520 can't slick you, but they're finesse you on the West Side. 0:16:41.920 --> 0:16:45.240 But when my mom took me the Decatur, you know, 0:16:45.880 --> 0:16:47.880 my mom lived in the cab those people didn't mind 0:16:47.880 --> 0:16:49.680 paying twenty bucks. There was a kid living next door 0:16:49.720 --> 0:16:52.160 to me didn't mind getting paid ten, So I would 0:16:52.200 --> 0:16:53.280 charge ours twenty five. 0:16:53.480 --> 0:16:53.960 You know what I mean. 0:16:54.000 --> 0:16:56.520 I'd give him ten. Keep your teen us my lawnmower. 0:16:56.640 --> 0:17:01.000 I gotta do maintenance on this motherfucker dog. So I 0:17:01.080 --> 0:17:04.600 learned very early that figure out the deal, to figure 0:17:04.600 --> 0:17:06.840 out who's smart. My mom had a good business money, 0:17:06.880 --> 0:17:10.159 you know what I mean. She she was always about 0:17:10.280 --> 0:17:13.080 not working and figuring out ways to She was a 0:17:13.160 --> 0:17:17.119 floors by nature, its main choose an artist. She dated 0:17:17.440 --> 0:17:20.520 very successful and she did a very successful successful drug 0:17:20.560 --> 0:17:23.080 dealer who opened up businesses as well. So she was 0:17:23.119 --> 0:17:26.520 just always thinking. So you know, for me, it's like 0:17:26.880 --> 0:17:31.520 it's my next thing. My next thing is master earners. 0:17:31.520 --> 0:17:31.920 What's up? 0:17:32.000 --> 0:17:34.479 You ever walk into a small business and everything just 0:17:34.640 --> 0:17:37.800 works like the checkout as fast, the receipts are digital, 0:17:38.320 --> 0:17:41.320 tipping is a breeze, and you're out the door before 0:17:41.320 --> 0:17:45.480 the line even builds. Odds are they're using Square. We 0:17:45.640 --> 0:17:48.159 love supporting businesses that run on Square because it just 0:17:48.200 --> 0:17:51.440 feels seamless, whether it's a local coffee shop, a vendor 0:17:51.480 --> 0:17:53.760 at a pop up market, or even one of our 0:17:53.800 --> 0:17:57.480 merch partners. Square makes it easy for them to take payments, 0:17:57.680 --> 0:18:01.360 manage inventory, and run their business with confidence, all from 0:18:01.480 --> 0:18:04.920 one simple system. If you're a business owner or even 0:18:05.000 --> 0:18:08.520 just thinking about launching something soon, Square is hands down 0:18:08.560 --> 0:18:11.600 one of the best tools out there to help you start, run, 0:18:11.800 --> 0:18:15.120 and grow. It's not just about payments, it's about giving 0:18:15.160 --> 0:18:17.840 you time back so you can focus on what matters 0:18:17.880 --> 0:18:21.120