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Speaker 1: What's epics way up with Angela He I'm Angela ye,

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Speaker 1: and I'm here with my Wealth Wednesday partner, Stacey Tisdale.

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Speaker 2: Happy Wealth Wednesday, and we are trying to take our

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Speaker 2: investment money way up this week.

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Speaker 3: That's right, Terry Igioma is here with us.

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Speaker 4: Hey, Terry, Hey, Angela, Hey, Stacy Hey, Terry.

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Speaker 2: And Terry is the founder of Trade and Travel and

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Speaker 2: it looks like that's exactly what you are doing right now.

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Speaker 2: Where are you, girl?

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Speaker 3: I am.

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Speaker 4: I am in Lisbon, Portugal, and right before that, I

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Speaker 4: was in Florence, Italy, and before that I was in Bali.

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Speaker 4: I have been on the road like crazy, but it's

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Speaker 4: been absolutely amazing.

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Speaker 3: So you're really trading and traveling.

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Speaker 4: I am actually like this is so fun. I made

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Speaker 4: twenty seven thousand dollars in my hotel room in Florence.

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Speaker 4: Like we went and we explored Tuscany, we did a

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Speaker 4: wine tour, we saw some shops and restaurants. Then I

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Speaker 4: got home because in Europe the market opens later. So

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Speaker 4: I got home, looked at my my stocks and Meta

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Speaker 4: was doing really well, so I traded some Meta made

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Speaker 4: twenty seven thousand dollars, paid for the whole trip. I

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Speaker 4: was like, that's that's why I do this, that's what

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Speaker 4: trade travel is.

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Speaker 1: Well, yeah, let's talk about trade and travel for people

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Speaker 1: who maybe didn't catch our prior interviews with you, Terry,

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Speaker 1: So tell us why you started trade and travel.

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Speaker 2: Sure.

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Speaker 4: So, I was in a job that was kind of

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Speaker 4: toxic and I had been in education for about ten years.

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Speaker 4: So for my educators, you know that sometimes you want

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Speaker 4: to quit. And I was crying in the bathroom every day,

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Speaker 4: like I just it was time and I needed an escape.

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Speaker 4: I just wanted to have more freedom. And it was

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Speaker 4: one of those things where I just needed more choices

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Speaker 4: in my life. The school was good, the kids were sweet,

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Speaker 4: but I just needed to be able to leave the building.

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Speaker 4: So I started working on my trading even more. I've

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Speaker 4: been trading now thirteen years, so it's been for a while.

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Speaker 4: But I was doing it as a side hustle, and

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Speaker 4: I said, Okay, if I could just make three hundred

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Speaker 4: dollars a day, then I will, I'll be quit. I'll

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Speaker 4: be able to leave and start traveling all over the world.

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Speaker 4: And I did that, y'all. So I started traveling all

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Speaker 4: over I was in Thailand, Vietnam, South Korea, and while

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Speaker 4: I was gone, people started asking me, wait, we know

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Speaker 4: you were just in education, teach us how to do

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Speaker 4: that too. So that's where trade and Travel came from.

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Speaker 4: I was traveling all over the world and I was

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Speaker 4: affording it by trading stocks, and then people started asking

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Speaker 4: me to teach them, so I did and came up

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Speaker 4: with trade and Travel.

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Speaker 2: I don't think anybody thinks about that. You said, you

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Speaker 2: just set a goal of making three hundred dollars a day.

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Speaker 2: That's like, that sounds even doable.

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Speaker 4: It is. When I teach my students, we're looking at

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Speaker 4: one percent of our cash amount. So whatever amount that

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Speaker 4: you're trading in your portfolio, if you can just do small,

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Speaker 4: bite sized games or consistent wins, that will actually lead

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Speaker 4: to growing your account. And a lot of times we

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Speaker 4: don't need a lot of money to live. So for me,

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Speaker 4: if I want to go to a really nice restaurant, okay,

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Speaker 4: if I splurge a little bed and maybe sometimes I

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Speaker 4: like to taste, test, get all the appetite, get.

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Speaker 3: All the food.

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Speaker 4: The bills like two hundred dollars, well, I can afford.

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Speaker 4: I could trade a little bit and then get two

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Speaker 4: hundred dollars, or if I want to go on to

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Speaker 4: like a boot boat cruise or something fun, sometimes those

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Speaker 4: tickets are maybe three hundred four hundred. I can trade

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Speaker 4: and get that. So sometimes you don't need a lot,

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Speaker 4: You just need enough to afford the things that you

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Speaker 4: really love.

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Speaker 1: Can you tell us how this works too, because I

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Speaker 1: think sometimes people invest in the stock market, but they

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Speaker 1: don't trade right because there's a difference in letting your

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Speaker 1: money sit so that you have that and the stock

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Speaker 1: is going and trading. So can you walk us through

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Speaker 1: like what that's like. If you're like, okay, I want

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Speaker 1: to get three hundred dollars a day, how does a

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Speaker 1: person do that?

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Speaker 2: Yeah? Very different from long term.

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Speaker 4: Sure, So let's think about MetaStock. Let's think about Facebook

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Speaker 4: and Instagram. They're all part of Meta the company. Today

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Speaker 4: MetaStock moved about three dollars and fifty cents. So let's

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Speaker 4: just say that I had invested in one hundred shares

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Speaker 4: of Meta and then it went up three dollars and

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Speaker 4: fifty cents and at the end of the day I

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Speaker 4: sold it. Well, that would have given me a profit

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Speaker 4: of three hundred and fifty dollars, and I can actually

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Speaker 4: take that profit. Now it's called realize gains. Take that

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Speaker 4: profit and then move it to my regular bank account

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Speaker 4: or maybe And that's a day trade. If you get

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Speaker 4: in the same get in and out in the same day,

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Speaker 4: that's a day trade. So sometimes I day trade, but

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Speaker 4: sometimes I swing trade. So for example, on this trip,

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Speaker 4: I've kept some stocks in for a week or so,

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Speaker 4: so I might get in Monday, let the stock move,

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Speaker 4: get out the next week, and still I get into

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Speaker 4: the stock, sell the stock, make some money, and then

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Speaker 4: I can use it for something else.

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Speaker 1: And how do you know what stock you plan to

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Speaker 1: invest in? How can you predict? Because I mean, of

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Speaker 1: course nothing is full proof, but for you, what's your rights?

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Speaker 4: So full like disclaimers is for educational purposes only. But

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Speaker 4: I've actually been trading about thirty stocks for the last

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Speaker 4: thirteen years. It's crazy every now and again stock one.

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Speaker 4: What'd you say you've.

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Speaker 2: Been riding the same thirty stocks thirty?

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Speaker 4: What's crazy is every time every now and again, though,

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Speaker 4: I'll put one in and take one out. So for example,

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Speaker 4: there was a time where I had a lot of

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Speaker 4: the cannabis stocks in there. I took those out because

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Speaker 4: they went to zero and there was a time where

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Speaker 4: we had the work from home stocks like Docu sign

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Speaker 4: and some of the others, and those have moved, so

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Speaker 4: sometimes I'll go with it.

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Speaker 2: I rode that up and down all the way back down.

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Speaker 4: Right, Yeah. But for the most part, I really like tech,

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Speaker 4: so you'll see my portfolio is pretty tech heavy, like

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Speaker 4: you'll see Amazon, Meta, Adobe. I also like the semiconductor

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Speaker 4: so a little bit of the you know, the chips

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Speaker 4: that go on your phone, a little bit of Nvideo

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Speaker 4: and AMD, and then food wise, I like chipole A

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Speaker 4: because I like to eat it. But then also the

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Speaker 4: stock does well, so I got a little bit of everything.

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Speaker 4: But once I picked those stocks, like, I ride with them.

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Speaker 3: Well a couple of things here are one.

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Speaker 1: So there is just so people know there's a potential

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Speaker 1: that sometimes you might pick a stock and it doesn't

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Speaker 1: do what you want to to do because it's always

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Speaker 1: a risk. So it's not like, hey, I'm gonna get

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Speaker 1: Meta and it's always gonna go up and then I

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Speaker 1: can daytrade that that doesn't always happen. And second thing

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Speaker 1: I want to ask you is Amazon. I saw Jeff

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Speaker 1: Bezos brought one share of Amazon stock. I don't know

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Speaker 1: what did you see that story that he bought one

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Speaker 1: share and that's the first like share he's brought in

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Speaker 1: over twenty years of Amazon.

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Speaker 3: Why would he do something like that? Okay, you know

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Speaker 3: what's crazy.

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Speaker 4: Amazon has been one of my ride or dies. So

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Speaker 4: Amazon is the stock that I've made a million dollars

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Speaker 4: in a day with. But then also Amazon is the

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Speaker 4: one that really hurt me last year. Amazon lost a

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Speaker 4: lot in the bear market of twenty twenty two. So

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Speaker 4: you just have to like, That's why I love being

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Speaker 4: a trader, because we can kind of get in and

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Speaker 4: out of stocks instead of just riding them for the

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Speaker 4: long haul and having no control. So I'm for it.

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Speaker 4: If he bought one let's go Amazon.

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Speaker 2: Let's back up a minute, because I'm listening to the

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Speaker 2: two of you right now. It's like, ooh, you sound

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Speaker 2: like perfection, an old stock pickers advisor. You sound like

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Speaker 2: you sound like you know what you're talking about. You

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Speaker 2: have helped and in reality here, let's back up a bit.

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Speaker 2: You've been on CNBC, You've been on Forbes, You've been

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Speaker 2: on every show. You've helped over CMA, gm A thirty

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Speaker 2: five thousand students. You did not grow up in stocks,

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Speaker 2: someone hearing this for the first time and saying, I

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Speaker 2: want to do this too. How do they get started?

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Speaker 2: And tell first of all, tell them what they need

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Speaker 2: to know, what you teach them, and how they got started. Sure.

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Speaker 4: Well, and let me clarify with CNBC. I haven't been

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Speaker 4: on there yet, but it is one on my wish list.

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Speaker 2: So ho for CBS, Mystic, Yeah, Bloomberg.

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Speaker 4: Yes, I've been on all of those.

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Speaker 2: Yeah.

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Speaker 4: So here's here's what I say when when we think

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Speaker 4: about getting started. Back when I was in high school,

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Speaker 4: Google had their initial public offerings, so they had gone

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Speaker 4: public and started offering shares their company, and I was

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Speaker 4: dying to get in. And when I was a senior

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Speaker 4: in high school, I had just done this summer program

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Speaker 4: learning about stocks, and then I said, okay, well I

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Speaker 4: want to get in. So I went to my teachers,

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Speaker 4: I went to my grandmother, and nobody knew how to

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Speaker 4: get in. So what I wish they had told me

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Speaker 4: because back then Google was eighty three dollars a share.

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Speaker 4: It ran up to over three thousand. I missed out

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Speaker 4: on over five hundred thousand dollars of profit if I

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Speaker 4: had just been able to invest. When I wanted to

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Speaker 4: at seventeen, I would have. That would have set me

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Speaker 4: up so much better. Like, can you imagine what you

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Speaker 4: can do with five hundred thousand as a as a

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Speaker 4: kid or even as a grown up.

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Speaker 2: Yes, just to think about it, right, And.

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Speaker 4: That would have been if I had just invested in

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Speaker 4: one hundred shares, not even anything huge. But at that time,

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Speaker 4: if I had eight thousand, three hundred dollars, y'all know,

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Speaker 4: I've done this math in my head. I'm like, man,

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Speaker 4: I had eight thousand dollars back at seventeen years old

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Speaker 4: and knew what to do, it would have turned into

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Speaker 4: over five hundred. It's actually over five hundred and ten

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Speaker 4: thousan dollars as an adult. So many things that would

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Speaker 4: have helped me with in life. But okay, so here's

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Speaker 4: the things I wish that they had told me. I

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Speaker 4: wish they told me how to open up a brokerage account.

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Speaker 4: It's just like opening up a checking account or a

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Speaker 4: savings account, but you need a certain type of account

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Speaker 4: in order to trade stocks. So I wish they knew

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Speaker 4: how to do that. Then we have to think about

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Speaker 4: the stock. So I wanted to invest in Google. You

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Speaker 4: have to know the ticker symbol. So I wish they

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Speaker 4: would have told me, like, how do you research that?

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Speaker 4: How do you know a little bit more about what

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Speaker 4: you're investing? And then I would have wish they would

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Speaker 4: have told me how to actually enter the trade. All right, Terry,

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Speaker 4: you want some Google? This is how you actually placed

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Speaker 4: the trade to buy the shares of Google. You know,

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Speaker 4: I didn't know any of that. And then in order

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Speaker 4: to actually realize that five hundred thousand, it would have

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Speaker 4: been good for me to do that last year, you know,

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Speaker 4: or the year before before they started falling a little bit.

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Speaker 4: But you need to know how to sell it, Like

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Speaker 4: how do you actually exit the trade? I have so

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Speaker 4: many students that come to me and they're like, Terry,

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Speaker 4: I think I'm making money, but I don't know how

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Speaker 4: to get out. So I wish they had told me

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Speaker 4: those are the steps you need to really get started.

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Speaker 1: And what type of fees are associated with because you know,

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Speaker 1: when you buy and trade stocks, clearly there's some fees

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Speaker 1: right that are associated with that. So for some people

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Speaker 1: they feel like the fees are so high, doesn't make sense.

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Speaker 4: Well, you know, now the fees in trading have really

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Speaker 4: come down all of the brokers. When I was started,

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Speaker 4: it used to be five dollars to get into a

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Speaker 4: trade and five dollars to get out, So that means

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Speaker 4: every time you traded it cost you ten dollars. But

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Speaker 4: now a lot of the online brokers so E Trade,

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Speaker 4: TED or Mirror Trade, Fidelity, all of them trade station,

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Speaker 4: they've gone down to zero fees on Now this is

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Speaker 4: the thing on stocks, So on equities, if you're trying

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Speaker 4: to buy a share, sell a share, you really probably

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Speaker 4: won't have many fees. It's when you start going into

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Speaker 4: things more complicated like options trading that they do have

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Speaker 4: like okay, fifty cents to get in, fifty cents to

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Speaker 4: get out. But even with that, that's still so much

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Speaker 4: better than ten dollars. And even before my time, other

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Speaker 4: people were like, it used to cost me one hundred dollars, Terry,

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Speaker 4: and I had to call a broker to do it.

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Speaker 4: I couldn't do it online. So now the barriers to

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Speaker 4: entry are so much lower.

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Speaker 2: And it's great. Again you were talking about people can

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Speaker 2: do small amounts long term investing a whole different investing

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Speaker 2: a whole different thing. And I know trading changed your

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Speaker 2: life in terms of what you were able to do

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Speaker 2: for your own family and your parents tell us about that.

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Speaker 4: One of the stories that I love is, and there's

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Speaker 4: so many stories now, I've been doing it so long now,

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Speaker 4: but one of the stories that I really love is

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Speaker 4: because of trading, I was able to set up a

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Speaker 4: fund for my parents' health. Anytime they need to go

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Speaker 4: to the doctor, they have a fund where they can

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Speaker 4: actually access the money. And it's so small, like, you

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Speaker 4: don't realize how important that is. But what I realized

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Speaker 4: is my parents a lot of times they wouldn't even

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Speaker 4: go to the doctor because they thought they couldn't afford it, right,

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Speaker 4: Like if their tooth hurt, then they would just suffer

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Speaker 4: and deal with it because, oh man, you know, they

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Speaker 4: gonna tell me it cost this much and I can't

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Speaker 4: afford that. So I said no, mommy, daddy, stepdad. I

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Speaker 4: got like, I got four parents. I got a whole

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Speaker 4: bunch of parents, my aunts, uncles, y'all. If somebody needs

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Speaker 4: to go to the doctor, then you have a fund.

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Speaker 4: And my mom called me one day and she had

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Speaker 4: gone to the dentist and the dentist was looking at

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Speaker 4: her and didn't think that she could afford her her procedure.

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Speaker 4: She needed to get her wisdom teeth out and she

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Speaker 4: actually need to get all four of them out, and

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Speaker 4: so the lady was like, well, I think it's going

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Speaker 4: to be too much for you to get all of

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Speaker 4: them done. Do you want to just get one done?

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Speaker 4: And my mom was like, but don't I need all

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Speaker 4: of them. She's like yeah, but it's expensive, and so

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Speaker 4: my Mom's like, no, do them all And then the

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Speaker 4: lady was like, but anesthesia cost a lot. Do you

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Speaker 4: want to do it without anesthesia?

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Speaker 2: No?

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Speaker 4: And my mom was like no, that like, why are

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Speaker 4: you trying to kill me? But at the end of

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Speaker 4: the day, my mom was like, no, I want all

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Speaker 4: four done. I want all the anesthesia. And I wish

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Speaker 4: my mom had said and I don't want you to

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Speaker 4: do it. I want somebody else to do it. But

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Speaker 4: she didn't do all that, and all of that was

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Speaker 4: because she could actually forward it. And she called me

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Speaker 4: later and she was like, you know what, Terry. She

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Speaker 4: calls me something else, a little nickname, but she was like,

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Speaker 4: you know what, I She said, money can't buy you happiness,

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Speaker 4: but it does buy you dignity.

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Speaker 2: You talk about dignity the stock trading and hold her

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Speaker 2: head up.

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Speaker 4: So I love that. I love that it could change

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Speaker 4: things like that, and even even little things like my

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Speaker 4: mom because we didn't grow up with a lot. My

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Speaker 4: mom used to always have to go to the grocery

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Speaker 4: store and get what was on the q pon list.

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Speaker 4: She can never just go to the grocery store and

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Speaker 4: get whatever. Now like you, she goes to the grocery

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Speaker 4: store all the time just because she has the choice

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Speaker 4: to get whatever she wants. Let's go organic, you know, right,

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Speaker 4: give me a little bit of this you that looks

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Speaker 4: real good, Give me some of that. Yeah, it's the

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Speaker 4: little thing, Terry.

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Speaker 1: Let me ask you about Because there's a lot of

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Speaker 1: information out there about trading stocks, right, you can go

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Speaker 1: on YouTube.

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Speaker 3: You can find it.

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Speaker 1: What's different about actually signing up for your class to

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Speaker 1: learn how to do it?

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Speaker 4: Well, the thirty five thousand people who've signed up, they

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Speaker 4: have told me, and I just go by what my

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Speaker 4: students say. They've sold me a couple of things. One

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Speaker 4: they've said it's about the convenience. So when you're going

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Speaker 4: on YouTube, it takes a lot of time. You don't

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Speaker 4: know really who to trust. You don't know which person

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Speaker 4: is going to give you the right information. So there's

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Speaker 4: just an ease of having it all in our in

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Speaker 4: my Trade and Travel class, or even in the take

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Speaker 4: your First Trade class that we're going to allow everybody

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Speaker 4: to be a part of. There's an ease of having

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Speaker 4: everything in one place.

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Speaker 3: Two.

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Speaker 4: I was in education for ten years and I've been

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Speaker 4: called the teachers teacher. Many of the people that you

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Speaker 4: all see teaching, I've taught them. So I'm like the

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Speaker 4: person who coaches the teachers, and I'm a teacher, So

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Speaker 4: a lot of our students are educators and they're like Terry.

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Speaker 4: We see the classroom management, we see the check for understanding,

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Speaker 4: we see you keep going right. And then I think,

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Speaker 4: I think some of it too is just I know where

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Speaker 4: everybody's been, like I've I've lost, I've made money, I've

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Speaker 4: been through all the emotional parts of trading, Like trading

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Speaker 4: can be emotional, So I think that to having somebody

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Speaker 4: who you can trust to say, Okay, this is what

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Speaker 4: this is what it's going to feel like, this is

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Speaker 4: what I should do. So all of those are the

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Speaker 4: reasons why people like my class versus just YouTube.

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Speaker 2: You said you created this for people who were losing

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Speaker 2: and tell us, So I want to we want to

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Speaker 2: tell people how they can sign up for this amazing

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Speaker 2: program you've created, But just tell us a little bit

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Speaker 2: about have you ever lost financially in your trading journey?

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Speaker 3: Oh?

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Speaker 4: Yes, of course I've lost.

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Speaker 2: I guess.

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Speaker 4: I have totally lost any.

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Speaker 2: Noise you like, because a lot of people are going

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Speaker 2: to be starting this for the first time and making

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Speaker 2: those mistakes. How did that work out for you? Sure? So.

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Speaker 4: One of the reasons why I'm really passionate about helping

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Speaker 4: people that lose is because the first six years that

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Speaker 4: I was trading, I didn't know what I was doing,

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Speaker 4: and I had gone to MIT, so I felt like

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Speaker 4: I could make my own algorithm. So I was like,

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Speaker 4: I can definitely master this. But instead of mastering it,

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Speaker 4: I was just losing. Like I would make some and

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Speaker 4: then I'd lose more than i'd make some. So it

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Speaker 4: was this cycle, right, And I know a lot of

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Speaker 4: people have felt that if they've been trading, they might

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Speaker 4: have made a little bit. Admit, excuse me, they've made

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Speaker 4: a little bit of money and then it went away.

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Speaker 4: So I think about me in the first six years

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Speaker 4: of me trading, and how I wish that someone had

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Speaker 4: just come in and taught me, because there's so many

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Speaker 4: little things like the fact that you can use is

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Speaker 4: stop loss to protect yourself from losing, or even quantity size.

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Speaker 4: There's little things that if I had just known that

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Speaker 4: one nugget, it would have saved me so much money.

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Speaker 4: So that's why I'm passionate. And then to your question

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Speaker 4: of have I lost, of course I have. Everything that

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Speaker 4: you invest in is a risk. But like I said,

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Speaker 4: some of my biggest losses taught me the Bigg's lessons.

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Speaker 4: So all of the things I teach in my class

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Speaker 4: about risk management came from lessons I personally learned in

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Speaker 4: your class.

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Speaker 2: It's invest your way Up dot com. That's how people

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Speaker 2: can find that. We love that title. Yes, invest your

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Speaker 2: Way Up dot Com. And I know you're actually offering

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Speaker 2: a seventy five percent discount to the way up audience.

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Speaker 2: We thank you so much for that, and we're really

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Speaker 2: grateful for that.

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Speaker 1: And I want to be on this next trip, Like

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Speaker 1: I want to go to particle.

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Speaker 3: I want to go.

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Speaker 2: We're both going on the next trip, definitely.

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Speaker 4: Both come on, come on. I still want to do

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Speaker 4: I want to do the Pyramids, I want to do India,

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Speaker 4: So come on. And then to the point of the challenge.

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Speaker 4: So yes, I created this quick starter and it was

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Speaker 4: to help people start fast. Like so many people are

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Speaker 4: like Terry, I'm a novice. I don't know anything do

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Speaker 4: I Where do I start? This is the thing that

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Speaker 4: will help you. It's five videos, five the first five

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Speaker 4: steps that you need in order to start trading, and

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Speaker 4: by the end of it, you will actually have taken

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Speaker 4: your first trade. You will have bought a share and

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Speaker 4: sold to share, so that in the future, if you're,

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Speaker 4: like me, wanted to invest in Google, you'll know what

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Speaker 4: to do. Why yes, I invest your way up?

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Speaker 2: Why was that important to you? Because I know Angela

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Speaker 2: is mentioning all the information out there, like on YouTube

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Speaker 2: and stuff showing people, But you literally walk people through

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Speaker 2: opening account, the information that they'll need to follow stocks

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Speaker 2: in the five days you take your first trade. Why

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Speaker 2: was that important to you to actually walk them through

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Speaker 2: instead of just tell them how to do it.

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Speaker 4: The biggest question that I get is how do I

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Speaker 4: get started? Terry, I've been interested for a long time,

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Speaker 4: but I don't know where to start. Oh this looks

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Speaker 4: too confusing, too complicated. How do I do it? So

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Speaker 4: I just wanted to take them by the hand and

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Speaker 4: just really walk them all the way through and even

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Speaker 4: for a lot of my trade and travel students. So

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Speaker 4: we go deeper. We go into how do you make

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Speaker 4: consistent income so that you can potentially leave your job

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Speaker 4: or maybe just so you can pay off your house

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Speaker 4: or do something big. But when you're first starting, you

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Speaker 4: need that little push that nuts to say, Okay, let

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Speaker 4: me get over my fear, get over myself. It's not

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Speaker 4: that hard, and just take that first trade. So that's

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Speaker 4: why it was really important to me.

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Speaker 2: Okay, I have a challenge for everybody out there listening.

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Speaker 2: It is one just a couple of days until Juneteenth.

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Speaker 2: Why don't you invest in your financial freedom to celebrate

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Speaker 2: the holiday and go to invest your way up dot

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Speaker 2: com start the course. And juneteenth is also another special day, Terry.

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Speaker 2: It's my birthday, yes, so we really want to get

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Speaker 2: your happy birthday.

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Speaker 3: That's that makes all the sense in the world.

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Speaker 4: Thig you right, y'all get some financial freedom on my birthday.

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Speaker 4: That's my gift to you, and it could be your

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Speaker 4: gift to me.

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Speaker 1: Thank you so much, all right with Terry Igi Yoma,

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Speaker 1: thank you, and I know you're on your trip right now,

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Speaker 1: so back to the travels. But again you can go

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00:19:53,520 --> 00:19:57,200
Speaker 1: to invest your way up dot com and do your

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00:19:57,240 --> 00:19:59,120
Speaker 1: first take your first trade.

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Speaker 2: And look at you trading and traveling and living the dream.

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Speaker 4: See y'all.

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Speaker 2: Thank you so much, thank you so much.

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Speaker 4: Way Up,