Speaker 1: Watch up and welcome back to another episode and No
Speaker 1: Sinners podcast with your host now funk that with your
Speaker 1: low classes, Malone Elon Musk. They don't gotta run Elon Musk.
Speaker 1: But everybody, everybody is not Elon Musk. Bro Let's let's
Speaker 1: let's world this country though, the problem with this country
Speaker 1: is that prices have gotten so inflated because of the
Speaker 1: borrowing culture that that that the metric of value has
Speaker 1: been polluted. I wish we wasn't doing a damn podcast
Speaker 1: right now, Pete. We're recording this, I know, but I
Speaker 1: just wish because we're supposed to deliver. But that's a
Speaker 1: whole another story. I ain't chipped. So um, how is Florida?
Speaker 1: How's it justin in Florida anyway? Man? I don't even
Speaker 1: want to come back for Christmas at the family, not
Speaker 1: at all. I don't want to ever come back. You
Speaker 1: guys are out of your minds. I don't know what's
Speaker 1: the matter. I don't know what's going on. You guys
Speaker 1: not not moving. You guys are crazy. I don't know
Speaker 1: who you want to live in Florida. Fastest growing state
Speaker 1: in the Union, I think in the Union at last.
Speaker 1: So in the Confederates. Real, that's a really white word.
Speaker 1: The Union, the Union, the Confederacy, the Confederacy. It's the
Speaker 1: fastest growing state in the Confederacy. Man, it's really white
Speaker 1: of you, Peter, Thank you, No sailors, g l my boy, Peter,
Speaker 1: and with us for a third third conversation he's dropping
Speaker 1: in on the players is Gangster Chronicles hosts Manager extraordinaire Mr.
Speaker 1: A Big steal y'all make some noise for Big Steel.
Speaker 1: Ain't nobody clapping for you either. I ain't clapping for you.
Speaker 1: Thank you, thank you, thank you. That was wonderful, man.
Speaker 1: You enjoy your weekend off still, man, I heard that
Speaker 1: the game wasn't played this weekend. Oh no, man, I'm
Speaker 1: very glad that it wouldn't played, man, because it's become
Speaker 1: a joke. Man. The only joke to me is that
Speaker 1: the only team in America to have a school or
Speaker 1: to have a game cancel for COVID is cal Who's
Speaker 1: mandated everybody within five hundred miles to get fifty shots
Speaker 1: in their arms. And they're the only team Berkeley, the
Speaker 1: only place that had a team with so much COVID
Speaker 1: that couldn't play the game. Berkeley and that's what I'm saying.
Speaker 1: I'm just like, how do they kick COVID now? Man?
Speaker 1: Like how did this happen? Man? But I'm I'm cool
Speaker 1: to be at home, man, because you know, it had
Speaker 1: been some crazy either running loft to cal and I
Speaker 1: have been mad that he was some ship. So I'm glad.
Speaker 1: I'm kind of glad to be at home. Sheilling this weekend.
Speaker 1: I don't think that's funny, though, I do think that's funny. California,
Speaker 1: like my state as that whole better than dial type attitude.
Speaker 1: And you are the one who FUNCKX up. And you
Speaker 1: know what state they love to make fun of, Florida.
Speaker 1: And you know who got the best COVID numbers, Florida.
Speaker 1: You had a hundred thousand for a shitty game between
Speaker 1: two garbage schools and state of Florida, Florida State. Welcome
Speaker 1: to Dope, Campbell, Tallahasset and by knes lost. We played
Speaker 1: the game. We didn't have anything about moving into November
Speaker 1: or something like that. I was like, whatever, man, So
Speaker 1: it's not even a forthfeit. No, it should be technically
Speaker 1: to me, hold on, hold on, hold on. First off,
Speaker 1: I'm gonna say this again this is for the second time.
Speaker 1: Still some place for USC. Chris still in me. So
Speaker 1: when he's talking, ain't we didn't ask you? You came
Speaker 1: on this show. We we we informed the audience of
Speaker 1: who the funk we're talking about? So you used to
Speaker 1: tell them about all my whole family. Litten, listen, listen,
Speaker 1: you come on against the Chronicle just to keep it real,
Speaker 1: so real next public forum, you can he on ESPN. Alright,
Speaker 1: ain't no secrets about Yeah, we do want to do this.
Speaker 1: So when he says we, he's referring to USC, so
Speaker 1: go ahead. Now, Yeah, I'm just glad we didn't play
Speaker 1: this weekend. Man. Kind of you know, it gets kind
Speaker 1: of like and then my wife she's getting into all
Speaker 1: the football now, so she watched every game that's on.
Speaker 1: I'm like, can we watch something else besides football that's
Speaker 1: in juxtaposition, you know, because he just get tired sometimes. Man,
Speaker 1: it's too much emotion that goes into it. Man, I'm
Speaker 1: getting old. G I can't get to emostly invested in
Speaker 1: the whole bunch of stuff. My heart starts chickering and
Speaker 1: ship man, it's just ain't cool. You sound like good boy? Yeah,
Speaker 1: I just want a simple life, bro, that's it. I
Speaker 1: just want a simple life, man, that's it. How you
Speaker 1: can come retire in Florida. Man, I'm not coming down
Speaker 1: to the Florida. They got flying roaches down there is hot,
Speaker 1: this human muggy and what you're saving money, you gonna
Speaker 1: spend the air condition because it's hot as a motherfucker
Speaker 1: out there. Way Man, it's so nice. It's colder here
Speaker 1: where you are Florida. You know how it goes on,
Speaker 1: how the weather it was in Florida and it feels
Speaker 1: like you're getting somebody in the um airplane is dumping
Speaker 1: the galling the water on you. Then to be hot
Speaker 1: muggy again. That's how it rained down there though. You
Speaker 1: don't even get that. It's like high eighties, low nineties
Speaker 1: at most right now, No, no, Peter, eighty degrees down
Speaker 1: that feel like it's about a hundred degrees. You're sweating
Speaker 1: your clothes, getting messed up in everything. Today it was
Speaker 1: nice and now he admitted he ain't right. No, I ain't, man,
Speaker 1: it's not You guys are treating it like it's Houston
Speaker 1: or like it's something like that. It's not that. Yeah, yeah,
Speaker 1: it's pretty close. Did you get you did you get
Speaker 1: in your new place yet? Thursday? Thursday? How much is
Speaker 1: the rent? Hundred? Less than a mile from the sand?
Speaker 1: Oh my god, you are in paire days. I'm I'm
Speaker 1: it's just a one bedroom. M's chill. I'm trying to say,
Speaker 1: you know, the month and now in California, where it
Speaker 1: gets you some ship the sides of the closet. I'll
Speaker 1: be in the Jay's und right now. I'm on this.
Speaker 1: I'm on sand like I could. I'm a little bike
Speaker 1: ride from the boardwalk. How tough was it to get
Speaker 1: in it? Um, it's hard. I guess it's just it's
Speaker 1: a bit of a feeding frenzy down here. But I
Speaker 1: had a good um realtor from another place I was
Speaker 1: looking at. There's a two bedroom further inland for six hundred,
Speaker 1: and I let this couple take it and this and
Speaker 1: the girls like, look at this. Other places out of
Speaker 1: the market yet because they're fixing the bathroom up. And
Speaker 1: I was like, this is great, I'll take it. How
Speaker 1: does it work get in the place down there? You know?
Speaker 1: How like in California, you want to go get an apartment,
Speaker 1: if it's available and you want it, you get it. Right,
Speaker 1: if you're there first here the listing apartment, and they'll
Speaker 1: wait for we can take in like fifteen applications and
Speaker 1: kind of like try to upbid everybody out that hold
Speaker 1: on you mean like collect you mean collect like fees
Speaker 1: for like the application fees. No, well that happens too,
Speaker 1: but like no really even prior to that, Like it's, um,
Speaker 1: it's kind of like New York, like they'll list Okay,
Speaker 1: we're gonna list the apartment of fifteen hundred. I'll show up,
Speaker 1: I will give you fifteen hundreds. Some guy will come
Speaker 1: up the next day it's someone I'll give your fifteen fifties,
Speaker 1: and then it'll go for seventeen hundreds. Like it's like
Speaker 1: New York style. Ship. Yeah, so you can auction the ring, yeah,
Speaker 1: I mean it's a market systems. So yeah, that is
Speaker 1: some Florida. I've negotiated rents downward. I've never negotiated a
Speaker 1: rent upward as a consumer. So like the fact that
Speaker 1: I got this before it hit market was probably the
Speaker 1: only ones gonna happen that some country right there. Country ship.
Speaker 1: That's that's that's like Manhattan. Like the people because they're
Speaker 1: doing is looking to see oh it's a nigger right here,
Speaker 1: it's a Mexican right here. We don't want them innute.
Speaker 1: They're looking to see who they want. Well, they're going
Speaker 1: by who got the money? Still ship, they said, he's
Speaker 1: said you could, you can offer eighteen hundred and get
Speaker 1: it over the white man. The motherfucking department was on
Speaker 1: listed for fifteen hundred. That's what the hill And needs
Speaker 1: to be. Ain't no damn bartering system that where you're
Speaker 1: trying to raise the rent up in California. All that
Speaker 1: ship negotiating and beating the ship. I think I think
Speaker 1: that the two bedrooms, looking at the other throople that
Speaker 1: took it, they were gonna outbe me. They were a
Speaker 1: black couple. I was just like, I'm not even gonna
Speaker 1: I'm not even gonna put a bit in a foreshot
Speaker 1: bit because I knew that they were going to do it,
Speaker 1: So I just said, you can just have it at
Speaker 1: the market rate and I'm not going to force that props.
Speaker 1: Why that's why you're not a cracker. Thank you. That
Speaker 1: was so generous of you. It's also why I'm in
Speaker 1: a hotel stone, but that because you know, I respect
Speaker 1: that man. It's that type of excellence doesn't happen with
Speaker 1: Caucasian people traditionally that are in position. You let me
Speaker 1: ask you this, Peter, did they have um did they
Speaker 1: have a required credit score that they wanted you to
Speaker 1: have before you move in there? Yes? What was the score?
Speaker 1: Six fifty, six fifty, So you have been in the
Speaker 1: fifth six fifty credit scores at least of six fifty.
Speaker 1: It's about seven. Oh you have so you do have
Speaker 1: white credit. I thought your credit was was for a decade.
Speaker 1: It was for a decade. My score seven seventy two.
Speaker 1: You've got a good credit. Damn fun credit? What that see? That?
Speaker 1: That's the thing. Like, I ain't never met a white
Speaker 1: person who brag about credit. Only negroes brag about credit,
Speaker 1: the ability to borrow money. Somebody was talking to me
Speaker 1: the other day. They was like it was a girl.
Speaker 1: She was like, kids, you know my score is a
Speaker 1: seven thirty, And I'm like, you proud you could borrow
Speaker 1: money so you can vault yourself in the in the
Speaker 1: debt even faster. Oh, don't think that's so much with
Speaker 1: all it is a little bro I think it's the
Speaker 1: fact too, if you need credit to do a lot
Speaker 1: of things in this world. Even if you have money,
Speaker 1: what do you need credit for? If you have money?
Speaker 1: You know? You know what? Let me rephrase that. You listen,
Speaker 1: you can have money, No, Listen, though you can have money,
Speaker 1: you can have a million dollars, you can have to
Speaker 1: three million dollars. But if you're in commerce and you
Speaker 1: want to elevate that business, you're gonna have to have
Speaker 1: some kind of credit or financial backing in order to
Speaker 1: proceed forward with that venture. Only because you don't have money.
Speaker 1: I don't know. It depends, man, Because you can have
Speaker 1: you can get denied on some ship. Can you get
Speaker 1: How can they deny you something if you're paying for it? Listen,
Speaker 1: maybe you don't have the money to pay for that
Speaker 1: particular thing. Maybe you try what I just said to you.
Speaker 1: You only need credit if you don't have money. Yep,
Speaker 1: and and and unfortunately, even people with money need to
Speaker 1: have credit if they're in business, not if they got
Speaker 1: enough money. You know. Like like like when my like
Speaker 1: my mom's dad, he had a lot of money. What
Speaker 1: he wanted to buy something, he just walked up and
Speaker 1: fucking bought it. And I was right, don't need to
Speaker 1: run my credit, Mr, mr whoever you are I mean like,
Speaker 1: I got frustrated a couple of weeks back at a
Speaker 1: place that want to delay and drag out the process,
Speaker 1: and I had the cash on hand. I was like, look,
Speaker 1: I don't want to spend an extra thousand some dollars
Speaker 1: at the hotel. I'll buy the lease out fifteen times
Speaker 1: twelve in a deposit. I'll give you the whole fucking thing.
Speaker 1: I'll give you sixteen five two days when you run
Speaker 1: by credit then and they still it was like the
Speaker 1: realtor was like, we'll do it, and then the management
Speaker 1: company was kind of like because it's like not a
Speaker 1: thing that happens. But to steal's point from a number standpoint,
Speaker 1: here's where credit matters. If you have money, say I
Speaker 1: got a million dollars right, and I haven't invested in
Speaker 1: a vehicle that is paying me ten percent a year,
Speaker 1: I don't want them. That's pretty good, but it's that
Speaker 1: that's the market the last several years. So I don't
Speaker 1: want to break down that ten to go, put something
Speaker 1: to go, put it into another thing. If I can
Speaker 1: get that same money at three percent, because that's seven percent,
Speaker 1: Delta is gonna stay coming back to me. So that's
Speaker 1: kind of the value of credit if you're gonna do that. Again,
Speaker 1: it's one of those things where you just don't have
Speaker 1: the money. You can have some money. When what I'm
Speaker 1: saying to have money, I mean you have the money
Speaker 1: for whatever it is you want to buy, But it's
Speaker 1: what's your money costing us, what's your money earning? If
Speaker 1: I if I have ten million dollars and a thing
Speaker 1: costs five million dollars, but I'm making more money on
Speaker 1: the five million dollars that it costs to borrow five
Speaker 1: million dollars, then it's more advantageous to borrow it because
Speaker 1: the difference between the costs and the earning is profit
Speaker 1: that comes into my pocket. Totally understand. But again we
Speaker 1: still talking about which I'm not mad at not having money.
Speaker 1: Like let's say, if whatever you want, you can just
Speaker 1: pay for it. Yeah, but now we're kind of stepping
Speaker 1: up the rim of reality. How many people like that?
Speaker 1: That's how many people have it like that? That's some people. Yeah,
Speaker 1: Elon Musk, they don't gotta run Elon Musk. No, but
Speaker 1: everybody everybody is not Elon Musk. Bro Let's let's let's
Speaker 1: in the world. But that's the wroblem with this country, though,
Speaker 1: the problem with this country is that prices have gotten
Speaker 1: so inflated because of the borrowing culture that that that
Speaker 1: the metric of value has been polluted. You know, like
Speaker 1: you don't have the money to go buy a house
Speaker 1: in southern California, Go buy the house in Memphis, not
Speaker 1: go borrow the money and whatever else. I mean, if
Speaker 1: you pay three on thirty years at a million dollars,
Speaker 1: you're paying one point nine for that house. You know,
Speaker 1: does that make sense to get it? Makes sense? I
Speaker 1: get what he's saying that that's what That's the same
Speaker 1: stuff I was saying earlier. We are saying, m Yeah,
Speaker 1: I get it. So that you know what the thing
Speaker 1: is though, bro about credit and money and stuff is
Speaker 1: um and I see it all the time. A lot
Speaker 1: of people in this country just live beyond their means.
Speaker 1: It's like they can never they can never start saving
Speaker 1: because you know, when you first got out of college,
Speaker 1: if you get a job making fifty and sixty, you
Speaker 1: feel like you're making money. Right. Okay, So first off,
Speaker 1: like we talk about like when you just started off
Speaker 1: getting out of college and ship, what do we really Yeah,
Speaker 1: let me finish my thing let me let me finish
Speaker 1: with saying I'm just talk about regularly everyday people. Right.
Speaker 1: You know, they may get a job where they're making
Speaker 1: fifty sixty a year and they think that's good, that's
Speaker 1: a that's a good living for them for the first
Speaker 1: few years. But then they start buying more ship because
Speaker 1: of course they have more money than they had in college,
Speaker 1: so they start buying it. They get an apartment, they
Speaker 1: buy this, they go get a car. Right then they
Speaker 1: meet the check that they're like and say, you know what,
Speaker 1: let's get married. Let's get married. Then oh, I don't
Speaker 1: want to live in this apartment no more. I want
Speaker 1: to go get a house because my friend Candice has
Speaker 1: a house now and her and her friend her and
Speaker 1: her boyfriend Timmy just bought a house, so not evenant house. Right.
Speaker 1: So now that this man is feeling the pressure to say, okay,
Speaker 1: I'm making this list sixty and seventy year, I need
Speaker 1: to elevate my game. So you may need to start
Speaker 1: e looking for another job, be deal with the ship
Speaker 1: that you're dealing with. You know what I'm saying, You
Speaker 1: want the most controversial hot take that you're gonna get
Speaker 1: on this topic, anywhere in America that I'm gonna give
Speaker 1: it to you right here and now I'm listening. I
Speaker 1: have for over a decade been pounding the table that
Speaker 1: the two thousand eight security or real estate bubble crash
Speaker 1: is the direct result of the feminist movement and the
Speaker 1: flooding of women into the workplace because you now had
Speaker 1: men still want women, but no woman wants a man
Speaker 1: that makes less than them. So the man has to
Speaker 1: pursue put out the perspective that he makes more than
Speaker 1: the woman. Well, if he doesn't, how is he gonna
Speaker 1: do that by borrowing a bunch of money? Yes, I agree,
Speaker 1: and that so again, the only reason someone would feel
Speaker 1: that's a fund up take is they lack accountability. Only
Speaker 1: the gender that feels like they lack accountability only the
Speaker 1: only person, the only gender that would feel offended by
Speaker 1: that lacks accountability. If you're offended by that, then you
Speaker 1: you lack accountability for your actions. Because the reality of
Speaker 1: it is is most men get into that because of
Speaker 1: their spouse, and it can be the other way around.
Speaker 1: It's some women that's very good with money, and you
Speaker 1: have a dude that always got these schemes and plans
Speaker 1: and plots. That's very rare, but it happens. You know,
Speaker 1: that is an outlier. That is an outlier outlier, sound
Speaker 1: like yeah, but you know for the most part, you know,
Speaker 1: you see it all the time. You you see these guys,
Speaker 1: um they typically live in places like hunting Beach and stuff.
Speaker 1: They want to get as close to Newport Beach as
Speaker 1: they can't, right, so they may live in Hunton Beach, right, Yeah,
Speaker 1: you will see their wife and you just see these
Speaker 1: dudes sometimes when you're in the mall, you can tell
Speaker 1: they stressed the funk out. They just look unhappy. The
Speaker 1: kids is wearing, you know, the kids got on George's
Speaker 1: the wife got her back on. You see some poor
Speaker 1: asshole in the background just look like he just depressed.
Speaker 1: I'm like, yeah, because he could pull out that credit
Speaker 1: card and go buy this ship and they got down.
Speaker 1: He could have a heart how to pay for all
Speaker 1: this ship, you know what I mean? And all that
Speaker 1: wife's doing is bitching and bitching and bitching and bitching.
Speaker 1: How come we still live in Huntington Beach. All my
Speaker 1: friends from the you know, croquet club wherever the fun
Speaker 1: live in Newport Beach and Big Canyon and in and
Speaker 1: in and then we're still over here off Bruckers. What
Speaker 1: the fun time? I'm gonna go cheat on you when
Speaker 1: you would work all that ship. You see it all
Speaker 1: the time, man, and some white people's ship. But but
Speaker 1: you see it all. You see it all the time. Man,
Speaker 1: You see that all the time. And I guarantee you
Speaker 1: if you took a survey at the average household of
Speaker 1: people to live in these places, they barely can afford
Speaker 1: a little. Because I'm gonna tell you the motherfucker that
Speaker 1: got money. I got a homeboy that's a real estate bearing.
Speaker 1: He's worth well over a billion dollars. Right Yeah, this dude,
Speaker 1: when I say he's a bearon, you know, he calls
Speaker 1: me for this type of ship. Hey, norm what are
Speaker 1: you doing? I'm like just just chilling working on some ship. Hey, well,
Speaker 1: I'm by your crib. Dude. Come to the six or
Speaker 1: five and look at this plot of land on building.
Speaker 1: So I go over there. This he is land and
Speaker 1: he just don't got a little house he's fixing up
Speaker 1: and no ship. This motherfucker actually has like a a
Speaker 1: like a three or four or five acre strict dude,
Speaker 1: what I'm doing has already got this LEAs to motherfucking Walmart,
Speaker 1: and I got the other one leads to FedEx the
Speaker 1: other side of at least the FedEx. They're building the facilities.
Speaker 1: I'm building the facilities and they go room from me
Speaker 1: for like the next hundred years. He signed a hundred
Speaker 1: years land leases on ship like that. And you know
Speaker 1: what this motherfucker drives. He drives a pick up. He
Speaker 1: wears a T shirt and jeans. You can't tell his
Speaker 1: motherfucker got money, but you know what he does. And
Speaker 1: he got a private jet. His crib is sick, but
Speaker 1: he just don't flaunt his money like that, like he
Speaker 1: don't like he you don't care, you know what I mean.
Speaker 1: I mean, I I agree, like I get it for us,
Speaker 1: for us in our community. It's always tough because when
Speaker 1: you used to being treated like ship, you know, you
Speaker 1: always want to look like you're not ship. You maybe
Speaker 1: shipped on the inside, but you at least want to
Speaker 1: look like you ain't ship. So it's it's a it's
Speaker 1: to get treated. There's somebody were the Kings are looking
Speaker 1: like we got more money. Well that's because again it's
Speaker 1: it's one of those situations where you want to look
Speaker 1: better than you feel, you know what I mean, and
Speaker 1: necessarious deep trauma. It's not simple, you know, it's it's
Speaker 1: it's much deeper than that. And and I noticed, and
Speaker 1: I noticed as a as a man, because I didn't
Speaker 1: grow up poor. Um. You know, Olivia and my mom
Speaker 1: wrestled so big oh was making she was on it.
Speaker 1: She was a registered nurse, you know, she had a master's. Um.
Speaker 1: We lived in a forms in Compton, like we lived
Speaker 1: in Contable. We lived in the wrestling forums. And that's
Speaker 1: kind of like uh much more um productive area, affluent,
Speaker 1: that's the right word. So and then my pops on
Speaker 1: the tow truck, and you know, they both was hustling.
Speaker 1: So you know, I never felt the need to show
Speaker 1: people I have something like So even if you know,
Speaker 1: I don't know my grandparents situation. I think my grandmother
Speaker 1: owned her house, and I know my grandfather only made
Speaker 1: him once, but I know he owned his house. So
Speaker 1: I think I've never felt the need to show anybody
Speaker 1: I have something. I just have something like I'm not
Speaker 1: trying to prove it to you. But I noticed a
Speaker 1: lot of people that I came up with, you know,
Speaker 1: going down there to the car dealership, you know, financing cars,
Speaker 1: doing whatever, you know, way to face first into the
Speaker 1: economics that they're making, trying to prove to everybody that
Speaker 1: they have something. So I just think it's weird, right,
Speaker 1: you have a bunch of people spending money to look
Speaker 1: the part, and the part itself doesn't spend money to
Speaker 1: look like anything. It's almost like it's almost like a
Speaker 1: false like the way like my community and people from
Speaker 1: where we're from see you know, wealth, like we see
Speaker 1: wealth like Gucci. But everybody that I know that's wealthy,
Speaker 1: whether Brian Turner, whether Jimmy, any wealthy person I know
Speaker 1: or I talked to, I've never seen them have any
Speaker 1: signs of what we see in wealth. They don't have
Speaker 1: those cars, they don't have those belts, they don't have
Speaker 1: those garments, they don't have those shoes, you know, like
Speaker 1: that business trying to not look like money. So I
Speaker 1: don't know what's wealth? You know, where did we get
Speaker 1: this false sense of this is how you you know,
Speaker 1: you equite what some people do have these opulent displays
Speaker 1: of wealth, right, Um, like my body just the same
Speaker 1: buddy I was telling you about the word is the
Speaker 1: jeans and the T shirts and drives a pick up. Right,
Speaker 1: he has a private jet. That's his one thing that
Speaker 1: he you know, and he spends a lot of money
Speaker 1: on that. He still do that's a utility, like he
Speaker 1: has to go around the country. No one's he's not stunting.
Speaker 1: He's not coming down your block flying upside down. That's
Speaker 1: because I don't want to wait in this fucking line
Speaker 1: of l am gone there and half the time because
Speaker 1: you didn't like we had lunch two weeks and then
Speaker 1: he told me and he was like yesterday, he was
Speaker 1: like he was kind of tired because he said, I
Speaker 1: basine said, body flying through a jet. I come down
Speaker 1: on your streets. Still over there down the jet hammer.
Speaker 1: We sat jet in the early nine I feel like
Speaker 1: he was doing that. He's coming through Ugland in that
Speaker 1: jet hammer. That's what you was doing. O G. Because
Speaker 1: just get originally the original side show he's coming part one.
Speaker 1: He just side y'all think he's like on the hammer,
Speaker 1: just came doing this jet leaving donuts. There's something baby,
Speaker 1: and then would it be back in the day with
Speaker 1: donut jets that yet, Oh my god, that's something stunning
Speaker 1: would definitely do offer shout stunning stunnup with it. Jet
Speaker 1: Stuna gonna tow his jet through New Orleans, DA gonna
Speaker 1: you know what. You know what t Q told me, bro,
Speaker 1: It was something that was crazy to t Q told
Speaker 1: me one time. He told me this story man when
Speaker 1: he was signed to cash Money Records and they had
Speaker 1: signed a new deal with Universal. He said, Birdman was
Speaker 1: walking around the hood barbecue with checking his hand had
Speaker 1: a check for like something like twelve thirteen billion dollars
Speaker 1: and he was walking around them, walking around the projects
Speaker 1: with it. Man, like they had a barb and he's
Speaker 1: walking around with it like, yeah, well we look at
Speaker 1: this check. Guys. We haven't changed now with like pictures
Speaker 1: in them rocket chains straight up like that with a
Speaker 1: cashier's checking that motherfucker like right there with a gold
Speaker 1: frame and the whole ship a property like indeed of
Speaker 1: the I was paying for a pot right there, title
Speaker 1: to my car right there. You know. It's a sad
Speaker 1: state of affairs that we've been that traumatized that we
Speaker 1: feel like we have to show people that we're doing something.
Speaker 1: We feel like, oh, I have to have this Bentley,
Speaker 1: I gotta have this chain. And it's like, you know,
Speaker 1: like even me to talk with my son about stuff
Speaker 1: like that. He's twenty one years old. He was talking
Speaker 1: about sometimes this conversation is just like I have to
Speaker 1: listen to him and be like, well, man, you sound ridiculous.
Speaker 1: But then I have to remember he's jump because he's
Speaker 1: talking about getting him a Bentley now on the next
Speaker 1: few months and talk about getting them a chain. I'm like, dude,
Speaker 1: so you just gonna start off just lose the money, huh.
Speaker 1: At the rapper started, I gotta talk to them about
Speaker 1: that dog you want to change in the Bentley like
Speaker 1: for what you are in the NFL. Everybody know you
Speaker 1: got money. What the But listen what I'm saying. He's
Speaker 1: in the NFL. Everybody gonna give him some pussy because
Speaker 1: they know he don't got to wear a chain, he
Speaker 1: don't got to have a Bendy. Every woman gonna get
Speaker 1: him some pussy. They know. Tell him to where his
Speaker 1: jersey with his name back. That's the ultimate flex. Let
Speaker 1: me just wear my jersey even when I ain't hooping
Speaker 1: some thing, even with the rappers. Because I'm gonna tell
Speaker 1: you something that I laugh about rappers all the time.
Speaker 1: Once a rapper really gets in the game, he's around
Speaker 1: two or three years. His conversation changes for when he
Speaker 1: first came in because he realized that man I failed
Speaker 1: for the illusion. It was popping because you see these
Speaker 1: guys on TV. They flashing money, they got jewry on,
Speaker 1: they're some fly ship, but they don't know once ye know, cut,
Speaker 1: you gotta get that jury back. You got all that
Speaker 1: fake as money. They go throw that ship in the
Speaker 1: trash and you can be on your way back home.
Speaker 1: And the clothes and a lot of cases that you
Speaker 1: have on your back, they can put them right back
Speaker 1: on the rack and take the motherfucker's where they renting
Speaker 1: them from. Okay, a little bit of illusion? Am I
Speaker 1: telling the truth? Yeah? No city where everybody the neighborhoods
Speaker 1: changed for the album shooting? Yeah yeah yeah. These dudes
Speaker 1: pull out their cars, these keys fall in love with
Speaker 1: the lousion and they get in. They realize, don't get
Speaker 1: me wrong, representing broke. They make money, but they make
Speaker 1: money from doing shows, and they gotta do a whole
Speaker 1: bunch of other ship. You know, they make money in
Speaker 1: other ways, but a record company check that's almost non existent,
Speaker 1: because guess what they're paying for you to become famous.
Speaker 1: They've paid you become famous there, and you are going
Speaker 1: to take the brunt for everybody in the building to
Speaker 1: ticket Hila. They only loaning you money. They loaning you money,
Speaker 1: and then they're spending the money and and they they
Speaker 1: loaning you the money to pay the people that they hire. Okay,
Speaker 1: we we staff the best people in the business, right,
Speaker 1: These people are all on credit accounts for us, right,
Speaker 1: we staff so we have our indoor staffed and we
Speaker 1: have credit with people outside. We're gonna loan you this
Speaker 1: many millions of dollars, right, Okay, you can have this.
Speaker 1: This is a lot of to you. Here's an advance
Speaker 1: on what you possibly can make. This is a lot
Speaker 1: of to you. Then the rest of it is, we
Speaker 1: have it here, we're holding your money, and we're going
Speaker 1: to actually spend it with the people that we have
Speaker 1: hired here that are specialists. So we're gonna pay all
Speaker 1: these people. The video guy, I'm gonna pay that person,
Speaker 1: Gonna pay all of these people for you. So once
Speaker 1: you get out of the fit that you know. I
Speaker 1: heard Meek saying that ship the other day and he
Speaker 1: was like, oh, well, I haven't seen a royalty check.
Speaker 1: Meek is not selling two and three million records, rest
Speaker 1: assure from me, you and these records, you know, to
Speaker 1: to three million dollars. When you start talking about advances,
Speaker 1: video studio time, you know, covering all your flights and
Speaker 1: handling all this stuff, they gotta be in Meek records
Speaker 1: to three million dollars. Meek is not marketing his projects.
Speaker 1: I would imagine he's not making more than so most
Speaker 1: of the time he's in the rest. So when that
Speaker 1: when when you hear rappers saying, oh, well, I haven't
Speaker 1: seen a royalty check, Nikk, and you're not saying, Drake
Speaker 1: seen a royalty check? You check? You know, it's two
Speaker 1: types of rappers. It's three types. It's rappers that get
Speaker 1: dropped after they put out the album they did so bad,
Speaker 1: and it's rappers that they are were allowed to come
Speaker 1: back and get another advance to do another album. They
Speaker 1: did okay, you know, they didn't make no whole bunch
Speaker 1: of money, but they didn't lose the gang of money
Speaker 1: to leave their profiting off of that ship. But the
Speaker 1: way it's designed, you're allowed to come back to another album.
Speaker 1: Then you've got people like that small percentage of people
Speaker 1: like draking them to actually see a royalty check because
Speaker 1: they're actually selling records. Dog Kanye's advance, it was like
Speaker 1: fifty million dollars. Fifty fucking million dollars, Like there's a project.
Speaker 1: He had put his contract up, like he had got
Speaker 1: advanced somewhere, and they're like fifty million dollars on a
Speaker 1: project A walty check for what? Yeah, he's not, but
Speaker 1: he don't need one at that point because he taking
Speaker 1: ears off the thing and they probably letting Kangate call
Speaker 1: a lot of his own shots with his marketing and everything.
Speaker 1: But see that that's where the thing is. You know,
Speaker 1: we're going to go get a record deal lives and
Speaker 1: this without tell kids, right, fucking loan, that's what it was.
Speaker 1: But it's the worst loan because if I go to
Speaker 1: whales Far with to morrow and say, hey, I want
Speaker 1: to get a loan under my you know, business, right,
Speaker 1: and I get like, let's say I borrow a million dollars, right,
Speaker 1: They're gonna give me the million dollars. They're not gonna
Speaker 1: keep the check behind the thing and say, well the
Speaker 1: first thing, Mrs Steel, were gonna go hire this nigga
Speaker 1: across town and start feeling all your productions. I'm like
Speaker 1: hell no, hell, hell no you're not. But that's where
Speaker 1: the Ricord company does. They loan you money to do
Speaker 1: what they want to do with it. Almost but they
Speaker 1: do that, right, they loan you the money and they
Speaker 1: do that because if you're new to the business, right
Speaker 1: and they said, here's a million dollars, who the funk
Speaker 1: do you know? Promotion? Yeah, that's free, do you know?
Speaker 1: And advertisement? But that's what I'm saying. It shouldn't be
Speaker 1: a complaint dog. It's it's like and I last man,
Speaker 1: because it's a million people. Even with me complaining, even
Speaker 1: with all these niggas that come out crying and ship
Speaker 1: it's steal a kid out there. Somebody go off from
Speaker 1: a deal and they be they may be rocking with me,
Speaker 1: go I'm gonna go independent. All the niggas say that
Speaker 1: until they get a chance to go somewhere because it's
Speaker 1: the hardest thing in the world. And like a lot
Speaker 1: of niggas say they're independent, but it's like, no, they
Speaker 1: may be signed to an independent record company. Being independent
Speaker 1: is a different thing. Like you literally have to finance everybody.
Speaker 1: You have to figure out the right people to staff.
Speaker 1: Think about people. We've just been searching through and trying
Speaker 1: to find the right fits, and you have to keep
Speaker 1: up with your bill. Shout I'm a month behind on
Speaker 1: Greg right fucking now to me, so I gotta pay him.
Speaker 1: You know, it's it's it ain't no fucking joke. It's
Speaker 1: not what people wanted to be, not to mention, because
Speaker 1: you would have to know the inner workings of a business,
Speaker 1: you know too, and you only not think like, you know,
Speaker 1: you're a month behind on Greig and it's probably because
Speaker 1: you're a month behind. We we seven months behind on
Speaker 1: motherfucking motherfucking distributions, you know, triut giving us a payment. Yeah,
Speaker 1: they don't want to pay they so so it's it's
Speaker 1: funny because that's how you calculated. You're like, Okay, I'm
Speaker 1: gonna pay all these people. And when I get this check,
Speaker 1: I'm gonna pay these people. This is gonna be the
Speaker 1: consistency ship were behind on that fucking payment. So again,
Speaker 1: it's one of those things where you know, credit is
Speaker 1: it's like it's only a necessary thing when you don't
Speaker 1: have money, and shouldn't nobody be bragging about the ability
Speaker 1: to borrow money? That is not a brag. It's not
Speaker 1: nothing to brag. About the funny part about that whole
Speaker 1: thing is like women, I want to go. I won't
Speaker 1: dare the guy out less than seven hundred credit score
Speaker 1: or whatever funker wanna say. It's like, though, look if
Speaker 1: you don't have the fucking income or the cash on
Speaker 1: hand to show, but anyway, it's a matter. You get
Speaker 1: a few thousand dollar credit cards, what you're gonna do
Speaker 1: you make sixty forty thousand a year or some ship
Speaker 1: you gonna go. My credit score is fucking great, and
Speaker 1: I won't borrow a fucking nickel. I won't borrow anything
Speaker 1: I've been telling still, like the house I'm going to build,
Speaker 1: like I'm just going to pay for it. I'm not
Speaker 1: borrowing anything right now, I'm looking at trucks right I'm like,
Speaker 1: I'm talking to do something. I could buy this truck.
Speaker 1: I found a ford. I could get it for fifty
Speaker 1: for me. I found this I'm looking at trucks. I'm
Speaker 1: trying to figure out what can I just go pay
Speaker 1: for it. I want to pay for it. I don't
Speaker 1: want to borrow any money. Like my mind is only
Speaker 1: fixed on borrow money if it's going to make me money.
Speaker 1: If I'm we're in the process right now of going
Speaker 1: up for our first round of funding. Right we're seeking
Speaker 1: our first round of funding. We don't probably been to
Speaker 1: the point where we're around long enough to where I
Speaker 1: actually got evaluation on the company and where we're at
Speaker 1: and everything. And I'm going out and getting some money,
Speaker 1: um because of that, you know, because we want to
Speaker 1: expand and stuff to different stuff that we want to do.
Speaker 1: You know, you want to get bigger. That's our business goes.
Speaker 1: You want you know, you gotta staff it. You know,
Speaker 1: I gotta stafford because I'm to the point right now
Speaker 1: where I had so many assets. I can't manage all
Speaker 1: this stuff. I can't be behind the laptop trying to
Speaker 1: run this. Didn't do this, and on top of trying
Speaker 1: to hold some ship man that's the ship is the thing.
Speaker 1: So now I from the point to where I need
Speaker 1: to go hire people to do sir things right. And uh,
Speaker 1: you know though, like I just want to make some
Speaker 1: clear for the audience, there's a difference between us at
Speaker 1: that kind of a level. There's you know, you can
Speaker 1: borrow money and have debt on your books and have
Speaker 1: all your equity, or you can have no doubt on
Speaker 1: your books and you're compromise the equity and you're raising
Speaker 1: around the investors. Investors are gonna eat up, you know,
Speaker 1: an ownership portion share. Yeah, for sure, and that's what
Speaker 1: I'll say. But but with me I've been having with
Speaker 1: that is I've had a few offers, but it's always
Speaker 1: been stuff to where I have to really just look
Speaker 1: further down the line because I'm not new anymore to
Speaker 1: the points of where somebody giving me a five hundred
Speaker 1: million dollars is like, because I realized that five hundred
Speaker 1: to a million can come with a lot of text
Speaker 1: to it, and I can ultimately wind up he's working
Speaker 1: for these motherfucker's You see what I'm saying, because what
Speaker 1: it happened is, you know, I had a guy that
Speaker 1: told me, he said, I'd give you a million dollars,
Speaker 1: but I'm going to take five percent of the company
Speaker 1: I want and he has the right to ask for that.
Speaker 1: So I have to really think at that point and say,
Speaker 1: you know what, man, this is a long term decision.
Speaker 1: This is just because this is not me boring and
Speaker 1: this is me saying I want to get into business
Speaker 1: with somebody I don't know, So then I have to
Speaker 1: make sure he said either say yeah, No, I can't
Speaker 1: say yeah, they're want to come back later on to
Speaker 1: I'll be piste off about it. The deal is what
Speaker 1: it is, because it's one thing when you give somebody
Speaker 1: you still have total autonomy. It's the board. Then you
Speaker 1: can still tell him kind of shut the funk up
Speaker 1: or whatever, you know what I mean, and you have
Speaker 1: listened to him. But when somebody that comes you're equal,
Speaker 1: they can really tell you some ship. It's like they
Speaker 1: can you know what I'm saying that they can do
Speaker 1: whatever they want to at that point almost so it's
Speaker 1: it's not worth it, man. I just tired of people
Speaker 1: crying because they don't have understanding of what they're getting into. Yeah. People, people,
Speaker 1: really that's a huge problem because you know, the record
Speaker 1: industry is designed. You're getting a loan and um in
Speaker 1: defense of the record industry, they have to have those
Speaker 1: terms to what they have because they take massive losses.
Speaker 1: All we see, you know, we hear about the you
Speaker 1: know area on the Grand Days and the traits of
Speaker 1: the world. We hear about them because they're popular. You
Speaker 1: don't hear about then that's been on these labels for
Speaker 1: two and three years. Just burned the studio. That's like
Speaker 1: any other IP defined industry. It's the same thing in
Speaker 1: tech development. I mean, you go to an accelerator or
Speaker 1: an incubator or anything with vcs, angel funds and tech.
Speaker 1: We're gonna develop fifty apps. We're gonna pays, you know,
Speaker 1: genius nerds ten million dollars a pop. We got fifty
Speaker 1: of them. One of them are going to sell for
Speaker 1: two and a half billion dollars, and the rest of
Speaker 1: them are just gonna waste our fucking time. Say with pharmaceuticals,
Speaker 1: will be on all these labs. They're gonna research all
Speaker 1: this ship. One of them is gonna sell the pills
Speaker 1: and gonna make us a half a billion dollars. The
Speaker 1: other two million dollars just guys looking at microscopes all
Speaker 1: fucking day. You know it's not the same thing. Just
Speaker 1: let me get this off real quickly. You know, I'm old.
Speaker 1: I forget ship right, I'm gonna tell you what got
Speaker 1: to spend. No I'm not, But let me tell you
Speaker 1: what got the business what it was at man, Do
Speaker 1: you remember like in uh eight ninety seven, Puffinum was
Speaker 1: doing videos that they said cost a million dollars and
Speaker 1: they you know, you just had all these just really
Speaker 1: just grandios videos. You know, they would spend the movie
Speaker 1: buggets on the damn three minute video, right, they really
Speaker 1: wouldn't spend that money of the videos. Bro. It came
Speaker 1: through people getting money in other ways, like Okay, I'm
Speaker 1: gonna let you do this, You're gonna build me for this.
Speaker 1: I'm gonna and you're gonna kick me back on this, right.
Speaker 1: A lot of people do a lot of people do that.
Speaker 1: A lot of these artists they shoot a video and
Speaker 1: CEO putting their clothing budget on their video thing, you
Speaker 1: know what I'm saying. So it's just like a whole
Speaker 1: bunch of it's a whole Yeah, it's a but it's
Speaker 1: a whole bunch of games that be played. Bro to
Speaker 1: drive the price up on everything, because again, is everybody's
Speaker 1: exaggerating how much money they're making in the business because
Speaker 1: especially in our community, and I think it happened way
Speaker 1: before our community. Donald Trump. It's funny because so many
Speaker 1: people hate Donald Trump, right, or that's the concept. They
Speaker 1: hate him, but they all run his play, they all
Speaker 1: run selling wealth and success. He's like one of the
Speaker 1: first people I remember as a child selling success, selling
Speaker 1: wealth selling the concept of it, right, So you have
Speaker 1: every rapper overstating how much they get in first show.
Speaker 1: You know, maybe they got that one time at this
Speaker 1: festival at the hottest moment of their career. They're over
Speaker 1: selling every last thing. And it's a bunch of people
Speaker 1: like it was dope and hip hop right to sell
Speaker 1: wealth because it was somebody poor, right, it's poor people,
Speaker 1: And then they're getting some money. So then you sell
Speaker 1: and you celebrate that for a while. But once you
Speaker 1: get to where jay Z has been at for a while,
Speaker 1: eventually it's just not attractive. Nobody fucking cares. Like you
Speaker 1: have to be another wealthy man or a person on
Speaker 1: the verge of being wealthy to even a fun so is.
Speaker 1: And that's how I feel about even with credit, where
Speaker 1: people are selling you know, credit scores, like okay, this
Speaker 1: is the thing. Like I hear homies from the street,
Speaker 1: like people from my neighborhood coming to me like, oh gee,
Speaker 1: I'm I'm trying to get on that business credit. I'm
Speaker 1: trying to learn about it and and get this and
Speaker 1: get the done in Brad And I'm like, bro, like
Speaker 1: you don't really wanna, Like I'm not telling you how
Speaker 1: to hustle, but stick to drugs. Bro. It's so much
Speaker 1: simpler and so much more profitable because this business ship, dude,
Speaker 1: it's like you know and you do like me. I
Speaker 1: have to make sure because I am seeking rounds, and
Speaker 1: funny enough, my corporation has to be a one. I
Speaker 1: can't have it to where we're about to close on
Speaker 1: something and they're going in and see that my corporation
Speaker 1: is suspended of some old ghetto ship like that. Everything
Speaker 1: has to be on point, you know what I'm saying.
Speaker 1: Everything has to be purpose. They researched that before they
Speaker 1: even start talking to you, Like, let's see who this
Speaker 1: dude I'm doing business with. It is a real business
Speaker 1: or it's dude with me get some money because you
Speaker 1: have a divorce about to happen or whatever the funk.
Speaker 1: I'm I gotta give you this money and you're gonna
Speaker 1: go yourself all they know, gee, I could be getting
Speaker 1: this money and going out and go pay off my
Speaker 1: crib give me a Rose Royce and just looked like
Speaker 1: I got it. Because I'm gonna tell you all the
Speaker 1: story dog and I ain't gonna say his name, but
Speaker 1: it was an executive that I know, right, he to
Speaker 1: work up at um I ain't even gonna the name.
Speaker 1: And he worked for a major record company, right, you
Speaker 1: know what he did for. And this is a huge company.
Speaker 1: I could see it and I was standing around e
Speaker 1: M I Right, there was a huge company at the time,
Speaker 1: as biggest Interscope or anybody else, right, you know they
Speaker 1: were the Interscope back then. He worked in there. Man,
Speaker 1: he had signing power, right, he had signing power. He
Speaker 1: could opened up budgets. You know this, dude. But fifteen
Speaker 1: acts through there over a two year period that were
Speaker 1: there were non existent. It was just a play being ran.
Speaker 1: This is around ninety six, like ninety fight probably, So
Speaker 1: he would come up there, Okay, I got this hot
Speaker 1: new rapper from Atlanta or whatever, right right, they opened
Speaker 1: up a bucket before and nobody heard ship. They just
Speaker 1: go on his word. So they just busting checks, busting checks.
Speaker 1: Oh man, I don't think the project could work out.
Speaker 1: So we go dropping right, cut them and check. You
Speaker 1: know a lot of artists and they get dropped. They
Speaker 1: get cut it checked sometimes to get let go my
Speaker 1: correct g you know, they get it checked, right, So
Speaker 1: you think about it at that time, these buckets we're
Speaker 1: talking about really you know, any budgets anywhere from three
Speaker 1: fifty thou dollars to you know on up to a million.
Speaker 1: But he had that kind of power. Now just imagine
Speaker 1: how much money they were making to be able asorb
Speaker 1: loss like that. I would say he got out of
Speaker 1: there with every bit of like probably like eleven, eleven
Speaker 1: and fifteen million dollars dog, So he just pretty much
Speaker 1: that's just like the old at Mint and um well
Speaker 1: they got they got at white collar, they got their
Speaker 1: own plays, and this dude didn't do it, even do
Speaker 1: a bit of chail time or nothing. But that just
Speaker 1: that's why the record industry got to wear was at
Speaker 1: because it's like, okay, we go right off this twelve
Speaker 1: thirteen million dollars right on some acts that didn't even exist.
Speaker 1: They don't have no massive fun because nobody even recorded anything.
Speaker 1: And that was just crazy to me. I said, bro,
Speaker 1: you just burnt it out like that. That state thing.
Speaker 1: The thing the thing I respect about the um the
Speaker 1: industry right is if they spend some money with you
Speaker 1: and they had a good experience, whether they profited or
Speaker 1: they didn't, they have like I've been offered more deals
Speaker 1: since I left my deal, like I've been offered other deals.
Speaker 1: Like I think they're comfortable spending money with you, and
Speaker 1: if it's not, I don't think I've made cash money money,
Speaker 1: Like I think I've maybe got close to breaking even,
Speaker 1: you know what I'm saying. But I think long is
Speaker 1: they're comfortable with spending money with you, just like the jobs.
Speaker 1: They'll keep giving the same people jobs even though they
Speaker 1: haven't had success at other buildings because it hasn't cost
Speaker 1: them too much or you know a thousand different things
Speaker 1: that go with that, and you're perceived as low risk.
Speaker 1: So previously, oh well, he broke even over there, they
Speaker 1: did something wrong. We can do something better. Worst case scenario,
Speaker 1: he breaks even over here. Not a huge risk, exactly exactly.
Speaker 1: It's interesting that you were saying, like with Donald Trump,
Speaker 1: andy with like with rappers or whatever else, Like there's
Speaker 1: a couple of things that like as far as like
Speaker 1: you know, that industry or your community or whatever, it's
Speaker 1: different from like how I grew up. I mean where
Speaker 1: I grew up, you know, Newport Beach, there's no entertainment industry.
Speaker 1: It's different ship. So it's like if you showed up
Speaker 1: as I grew up at his just drugs industry. But
Speaker 1: go ahead, yeah, well, I mean even now as an adult,
Speaker 1: you guys are in the entertainment industry. Now, there's still
Speaker 1: nobody in the entertainment industry now rather than the fact
Speaker 1: that Tyson and Rodman moved into town or whatever. But like,
Speaker 1: if you showed up twenty five years old as some
Speaker 1: hotshot dcor or lawyer whatever driving around some big Lass car,
Speaker 1: everybody down there's gonna laugh at you and look like
Speaker 1: you're a fucking idiot, Like not because you blew all
Speaker 1: your money, but they're gonna look at you like, who
Speaker 1: the fund is this idiot think he is? Like everybody
Speaker 1: else around him has more money than him. And you
Speaker 1: want to come show these people up? Who who the
Speaker 1: fun you think you are? You're trying to show these
Speaker 1: people up that have done more than you, that are
Speaker 1: more than you, and you nobody what the fox are that? Like?
Speaker 1: It's disrespectful, it's disrespectful to the game. It's like an
Speaker 1: alg Brothers the order of Operations. It's like, don't res
Speaker 1: an apartment and by Bentley it's not the order of operations.
Speaker 1: The equation doesn't match, and everybody around just gonna look
Speaker 1: at you like you're a fucking idiot, and like you
Speaker 1: disrespecting them and you're trying to show them. That's a
Speaker 1: huge separation culturally. Do you know the order of operations? Still?
Speaker 1: Do you know the order of operations when it comes
Speaker 1: to No, I don't. I don't even know how long
Speaker 1: it was. Excuse my dear aunt Sally. Parenthesis, exponents, division, multiplication, additions, retraction.
Speaker 1: I don't for that ship. I really remember my A. B.
Speaker 1: C's man damn part multiplication, division, addition, subtraction. You know,
Speaker 1: well I never got hired to see him math. Huh,
Speaker 1: I never got hired to see him math. But English.
Speaker 1: That's because you was a fucking rapper and you probably
Speaker 1: did good English history and all that ship dog like
Speaker 1: a's all the time. I was actually now you know,
Speaker 1: but checking it out. Yeah, well well I know for
Speaker 1: sure enough, man, But ship it was. I had a
Speaker 1: time man to where they had invited me to the
Speaker 1: Cleveland School of Arts. I was actually invited to a
Speaker 1: roll in there and I didn't want to go because
Speaker 1: they didn't have a football team. And in hindsight, me
Speaker 1: looking back on it, I said, man, I wonder if
Speaker 1: I could have became the next Poploup, the Costle or
Speaker 1: somebody there. You ain't gonna be Boblo, but you could
Speaker 1: have been some ship. No. I was actually a very
Speaker 1: good artist, dude. I could draw Poplo. Wasn't poplo in
Speaker 1: real time. You had to die for us to figure
Speaker 1: out what it was. Yeah, and I didn't want to
Speaker 1: do that. Wanted to make it all that money and
Speaker 1: get all that fame while I was alive, notoriety. I
Speaker 1: don't want to get that when I was alive. Don't
Speaker 1: nobody now, I'm gonna tell you all this. Anybody that
Speaker 1: ain't showing me love. Gee, anybody ain't showing me love
Speaker 1: now when I died, they're putting up me and go
Speaker 1: shoot all the motherfucker's and as motherfucker's. He didn't funk
Speaker 1: with you, You didn't funk with him, and he didn't
Speaker 1: sunk with you. He thought he was a piece of ship.
Speaker 1: You want me to trip on all of them? Hell? Yeah,
Speaker 1: if somebody you don't push it up about me, I
Speaker 1: can't even get your motherfucker's to repost something. How far
Speaker 1: do you want me to go? Do you want me
Speaker 1: to go in the comments and say that when they
Speaker 1: want to comments and say, you fake ass motherfucker, don't
Speaker 1: try to jump out the Homies movie. You're trying to
Speaker 1: You're trying to get some off his death. How far
Speaker 1: can I go? You can go all the way to
Speaker 1: hammer on their heads because I can't stand motherfucker's that
Speaker 1: do that. Don't wait to a motherfucker's dad to give
Speaker 1: a motherfucker to give somebody their props, tell him when
Speaker 1: they alive. Well, why do the funk would I care
Speaker 1: when I'm dead? What's crazy to me? Just through all
Speaker 1: of this stuff. I have my best credit at the time,
Speaker 1: I care at least about it. That's how I used
Speaker 1: it goes, That's how I paid. I paid all Like
Speaker 1: what I started doing was I used my credit card
Speaker 1: the whole month and then I'll just pay for it
Speaker 1: at the end of the month. Whatever it is, like
Speaker 1: if I spent if I spent sixte hundred, I'll just
Speaker 1: pay for it at the end of the month. That's
Speaker 1: how I do it. I remember I heard a dude
Speaker 1: say that to me, and at the time I think
Speaker 1: I cared about credit, maybe ten years ago, I thought
Speaker 1: credit really meant something. I'll get you credit up and
Speaker 1: so you could borrow more money and being more debt.
Speaker 1: And the more I thought, I was like that just
Speaker 1: stupid commercials exactly. The ads got me. So what I
Speaker 1: realized was so I picked up this about ten years
Speaker 1: ago where it was like a guy was saying, like, Yo,
Speaker 1: the worst thing that you know that you had, you
Speaker 1: got your hands on as a debit card. And I
Speaker 1: was like, well, that's how you pay for stuff. He's like, no,
Speaker 1: you pay for stuff with a credit card, right, and
Speaker 1: then you just pay for it at the end of
Speaker 1: the month. He's said, don't pay for it with a
Speaker 1: de big card. There's no value in it and you're
Speaker 1: just spending money. He like, will spend money and then
Speaker 1: make the money work for you. He was like, so
Speaker 1: use your credit card, no matter what you know, only
Speaker 1: by things you can afford to use your credit card
Speaker 1: and pay for it at the end of the month.
Speaker 1: And he said, you'll have your credit score up in
Speaker 1: no time. And my score was at a seven ninety
Speaker 1: seven or something. But I cut off a credit card,
Speaker 1: like I cut off a credit card probably two months ago,
Speaker 1: and then like it took me, it went and knocked
Speaker 1: me down to a seven sixty. And now it's funny
Speaker 1: because I just got an email right now that my
Speaker 1: score is at where's that? And that's what happened to me, broke,
Speaker 1: as I called myself doing a response. I had four
Speaker 1: credit cards and all of them I was, you know,
Speaker 1: I was, I was using one of them for the business,
Speaker 1: and so I was, you know, spending money on it,
Speaker 1: and I would pay at the end of the month. Right,
Speaker 1: So my credit score got pretty high. So I said, man,
Speaker 1: one day, I got a nice little piece of money
Speaker 1: and I just paid off all my credit cards and
Speaker 1: I cut the motherfucker's off and kids kick one. Man,
Speaker 1: you know, my ship dipped like sixty some points six points,
Speaker 1: And I made the same mistake last year. I cut
Speaker 1: off that credit card and it just came up. Now
Speaker 1: I'm looking at it right fucking now. I should show
Speaker 1: you all motherfucker you want to know? Another interesting juxtaposition
Speaker 1: is seven. There you go all over that is. Yeah,
Speaker 1: I guess I could borrow some money. Yeah, good thing.
Speaker 1: It's better than mine, because mine went from being like
Speaker 1: that and think mine it's like at the six nine.
Speaker 1: I would only borrow money if the interest rate was
Speaker 1: less than one percent. Well, I'll tell you if I
Speaker 1: could buy a car, if I could buy a car
Speaker 1: and it was like, Okay, come get this truck at
Speaker 1: zero point eight percent, I buy it. Do you know
Speaker 1: what the thing? How much is that? How much is
Speaker 1: that zero point eight percent or sixty thousand? I mean annually?
Speaker 1: I mean ship a five year that's four percent total value?
Speaker 1: You know what I mean? What's that? What's that about? Nothing?
Speaker 1: That's uh yeah, that's crumb. And what's crazy is now
Speaker 1: of like um inflational outpaced that anyway? Yeah? You know,
Speaker 1: well you have good credit, you won't have a waste
Speaker 1: of people trying to get you to braw money. Because
Speaker 1: I'm gonna tell you, ever since and I don't know
Speaker 1: how our house like, for example, our house when I
Speaker 1: first moved in here, we played five fifty for the townhouse.
Speaker 1: Right for the condom what you called. You caught yours
Speaker 1: at the dip. You bought yours, and the dip Now
Speaker 1: it's worth right right before it dipped. Yeah, according to them,
Speaker 1: now it's worth seven thousand. So they send me and
Speaker 1: her all this stuff every day. You can brawl two hundred.
Speaker 1: You can borrow this. Remember just wanting to get this
Speaker 1: ship just back, and you remember when it failed down
Speaker 1: a three fifty and you was about to die. Hell yeah.
Speaker 1: I looked at it. Still was calling me like what
Speaker 1: the fun is going on? And I was like, just
Speaker 1: hold up, still come back. I said, well maybe that's
Speaker 1: what it was. I was like, Man, this ship is
Speaker 1: is dropping down. Man, we've never seen the champ for
Speaker 1: this motherfuck. Still bought the motherfuck and right before dipped
Speaker 1: the first time when we had that really big diep
Speaker 1: and I remember telling like just staying strong, big bro
Speaker 1: banks from like it's worth I'm gonna tell you all.
Speaker 1: They built the Benny Hunter down the street from what
Speaker 1: were popping over. Weren't even leaving the city. Do you
Speaker 1: know what you're not allowed to do. You aren't allowed
Speaker 1: by law to let to take that two thousand dollars
Speaker 1: out of you know, like mortgage against your property and
Speaker 1: so you get into two point eight percent or whatever
Speaker 1: the hell. You are not allowed to take the dollar
Speaker 1: and put them into an investment. They don't pay you,
Speaker 1: you know, two point eight plus x and pocket the
Speaker 1: difference that's yeah against but this is my house. Yeah,
Speaker 1: but because of um, you know, lending backing and insurance
Speaker 1: finance laws, all you're getting two because because it would
Speaker 1: it would put people in position to say, Okay, well, yeah,
Speaker 1: I'm gonna go take two or thousand dollars out of
Speaker 1: my home and go by McDonald's stock or McDonald's stock tanks,
Speaker 1: and you lose your job and the market goes down
Speaker 1: for housing. Now everybody like people would compounds, you know,
Speaker 1: bankruptcy like the hard core. But to me, I'm a libertarian.
Speaker 1: I'm you know, if that's what you want to do,
Speaker 1: then go ahead and eat your bankruptcy and b bro,
Speaker 1: you took a chance, you lost. I don't know why
Speaker 1: that's such a problem in this country, but apparently it's
Speaker 1: a huge problem. We're looking out for. Tuning into the
Speaker 1: No Sinners podcast, Please do us a favorite, subscribe, rate, comment,
Speaker 1: and share. This episode was recorded right here on the
Speaker 1: West coast of the USA and produced by my homeboy
Speaker 1: A King, for the Black Effect Podcast Network and Not
Speaker 1: Heart Radio. Yeah