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Speaker 1: Behind every VP Phillip, thousands of people across America go

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Speaker 1: to work every day. People producing energy off shore, people

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Speaker 1: turning it into products at our refineries, people doing R

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Speaker 1: and D to make products that are better for your engine.

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Speaker 1: People trading and shipping fuels to their destinations. And the

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Speaker 1: people who help you at one of VP's growing family

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Speaker 1: of retail stations. They're part of almost three hundred thousand

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Speaker 1: jobs VP supports across the country. Learn more at VP

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Speaker 1: dot com slash Investing in America.

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Speaker 2: You know, if you haven't seen my other videos, definitely

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Speaker 2: watching because that way, you know, you could bookmark this

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Speaker 2: or come back to it down the road, you know.

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Speaker 2: But the first things that we spoke about was, you know,

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Speaker 2: building your business profile up correctly. And I'm just going

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Speaker 2: to reiterate that a little bit is building your business

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Speaker 2: credit profile correctly. So a lot of people watching this.

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Speaker 2: If you do not have an EI in or a

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Speaker 2: tax tax id or an actual business, it's very simple

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Speaker 2: to do it right. So interstate of New Jersey in

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Speaker 2: New York, and I know that we have a lot

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Speaker 2: of other people that are in other states. I'm gonna

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Speaker 2: show you guys, you know, I'm gonna share my screen

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Speaker 2: and show you guys, like if you do not have

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Speaker 2: an LLC and actual, let's see in the chat, I

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Speaker 2: guess the first person is say that they do not

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Speaker 2: have an LLC. Let me know what state you're in,

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Speaker 2: and I'll show you how easy it is to create

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Speaker 2: a business in your state.

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Speaker 3: So new York.

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Speaker 2: So I'm gonna see all right, so New York. So

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Speaker 2: New York is actually kind of tricky. I'm gonna I'm

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Speaker 2: gonna just do what I said I was gonna do.

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Speaker 2: I so I said, New York is the first one.

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Speaker 2: So let's go ahead, right, So all you actually did

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Speaker 2: I do that last time? You know, if I shared

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Speaker 2: my screen and here here all you guys gotta do right,

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Speaker 2: So let me go ahead and share it right quick

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Speaker 2: when you go to Google, guys, so you can go

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Speaker 2: ahead and create you know, I'm just using LLC because

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Speaker 2: it's a very basic term, limited liability corporation. So create

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Speaker 2: LLC in New York, right, and literally, guys, remember always

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Speaker 2: do this skip the first three. There's always ads. So

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Speaker 2: it'll say literally there ad ad ad, and then right

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Speaker 2: here to say forming in the LLC in New York. Okay,

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Speaker 2: and you just follow the prompts on how to create

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Speaker 2: the LLC in New York.

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Speaker 3: Right.

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Speaker 2: Everything is everything that you really need is in your

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Speaker 2: fingertips in Google. Create an LLC in New Jersey. Member,

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Speaker 2: skip the ads, boom, stay to New Jersey and make

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Speaker 2: sure that it's the dot gov, dot US, dot Treasury,

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Speaker 2: dot whatever the case is. And you can literally create

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Speaker 2: the LLC online. Our clients do it all the time.

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Speaker 2: They literally we teach them how to.

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Speaker 3: Just Google it.

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Speaker 2: Right, Florida, Create a LLC in Florida, right, skip the ad,

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Speaker 2: Skip the ad Florida. You know, make sure it has

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Speaker 2: something like with the Florida website. You know this one

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Speaker 2: says some biz dot org and file or correct Florida

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Speaker 2: LLC like right there. So guys, just to make sure

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Speaker 2: ladies that if it's not something that you want to

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Speaker 2: pay somebody to do, and I'm gonna I'm gonna take

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Speaker 2: a little bit of time in this LLC market right quick,

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Speaker 2: just so you guys can kind of understand my thought

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Speaker 2: process on it. And I hope you guys understand this.

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Speaker 2: I made a post the other day about homework in

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Speaker 2: twenty twenty two on Instagram.

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Speaker 3: Right, I put homework for I put.

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Speaker 2: The first thing is make sure your credit is above

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Speaker 2: seven twenty five, which obviously that's a no bringer you

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Speaker 2: want your credit over seven hundred. But I said, you

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Speaker 2: know what, seven twenty five is a good sweet spot

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Speaker 2: and obviously you can aim to go higher number. The

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Speaker 2: second thing is open an LLC asap and a lot.

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Speaker 2: You know, there were a few comments my mindset, guys

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Speaker 2: in twenty twenty two. I don't have time for negativity.

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Speaker 2: The minute somebody posts something negative on my page, I

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Speaker 2: deleted and block them before the old credit due wuld

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Speaker 2: entertain it? Oh you know, you talk about and just

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Speaker 2: go on a on a battle with them on Instagram

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Speaker 2: and now I just remove it. Right, I feel, and

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Speaker 2: as I said one, I'm not an accountant, I'm not

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Speaker 2: an attorney.

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Speaker 3: I'm the credit dude.

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Speaker 2: I do credit and I help people, you know, reach

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Speaker 2: their greatness through credit. Right, I feel that every individual

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Speaker 2: should have an LLC in their life. Right, others we could,

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Speaker 2: you know, it could be like a versus. We can

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Speaker 2: rant and we can talk about it, whatever the case is.

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Speaker 2: I feel like when you have an LLC, you walk

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Speaker 2: a little bit differently, you talk a little bit differently.

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Speaker 2: You can make different moves that you wouldn't be able

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Speaker 2: to do without an LLC. So I feel that every

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Speaker 2: single person in twenty twenty two should create an LLC

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Speaker 2: for themselves with their family. And if you don't have

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Speaker 2: a business, that's okay. Name it whatever it is that

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Speaker 2: you want your last name. You know, Rodriguez Consulting, Rodriguez Management,

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Speaker 2: you know, you know EYL Management, whatever the case is, right,

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Speaker 2: have a very broad LLC name because there's a lot

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Speaker 2: that can come out of it.

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Speaker 3: But if you don't have.

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Speaker 2: An LLC, and if you don't have a business, then

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Speaker 2: how can you start even start to make business moves?

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Speaker 3: A lot of people wait, a lot of people.

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Speaker 2: Oh you know, well, I don't have a business, so

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Speaker 2: let me go ahead and not do it.

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Speaker 3: All.

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Speaker 2: My credit's not great, so let me not start a business.

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Speaker 2: Oh I don't know anyone that has a business, so

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Speaker 2: I'm not gonna get in a different room.

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Speaker 3: The good thing is EYL.

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Speaker 2: You guys all know how you guys, you guys can

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Speaker 2: actually get together and two of you can.

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Speaker 3: Start a business.

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Speaker 2: Oh you know what, two of you guys. Two of

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Speaker 2: you guys want to do a vending machine business. But

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Speaker 2: you guys don't have the money. It's X amount of dollars.

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Speaker 3: Boom.

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Speaker 2: Now you can both collaborate getting the LLC together, split

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Speaker 2: the cost.

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Speaker 3: Boom. Now you guys are partners.

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Speaker 2: Right, Oh, you want to buy a truck for you

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Speaker 2: guys can get together, going to LLC together, start.

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Speaker 3: A trucking company together.

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Speaker 2: And that's the thing is the power in this room

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Speaker 2: is where if you don't have an LLC and you

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Speaker 2: know somebody else that doesn't have an LLC, partner together.

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Speaker 2: Obviously they very careful because obviously, you know, friendships could.

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Speaker 3: Obviously be destroyed with LLCs. But having a.

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Speaker 2: Business will definitely allow you to do certain things. And

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Speaker 2: what I mean by that is, now you get an LLC,

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Speaker 2: you get your EI in. And the first question that

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Speaker 2: I get asked, so guys, this is what I really

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Speaker 2: want you to know. I know Miss Business spoke about

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Speaker 2: it yesterday, is about getting a virtual office. Right, I

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Speaker 2: don't have a business, So what's the point of me

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Speaker 2: getting a virtual office?

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Speaker 1: Yet?

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Speaker 3: Get your virtual.

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Speaker 2: Office and then open up your LLC with the address

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Speaker 2: that you got the virtual office with.

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Speaker 3: Right.

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Speaker 2: So a lot of people say, oh, I'm going to

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Speaker 2: use my home address to open up the LLC, get

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Speaker 2: their red office, then change the office on my LLC

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Speaker 2: document to the so much back and forth, get the

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Speaker 2: Regius office first, or get the regious guys. For those

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Speaker 2: of you guys, it's a virtual office, right, you have opus,

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Speaker 2: you have virtual office with Regis. I do not suggest

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Speaker 2: getting a virtual mailbox. I do not suggest getting a

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Speaker 2: peo box. As you guys all know my previous classes,

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Speaker 2: it increases the risk of your business. If you're saying

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Speaker 2: that you're gonna be a consulting company or a restaurant

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Speaker 2: or a trucking company and you're gonna bring in three,

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Speaker 2: four or five hundred thousand dollars a year, but you

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Speaker 2: have a virtual office or a peo box or a ups,

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Speaker 2: it's gonna call some red flags, right, trust me, it's

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Speaker 2: gonna happen. Invest the money in a virtual office like Regis.

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Speaker 2: So that way when they google your address, just like

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Speaker 2: Miss Business said, it is going to be, it's gonna

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Speaker 2: look very big, you know what I mean, You're gonna

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Speaker 2: look bigger than what you are, the same way she

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Speaker 2: says she had an office. I think it was like

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Speaker 2: on fifth, fifth Avenue or whatever the case is. I

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Speaker 2: have a virtual office with Regis and I'm on Wall Street.

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Speaker 2: I have a virtual office guys in Puerto Rico. I

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Speaker 2: have a virtual office in Miami and Texas, Los Angeles,

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Speaker 2: and that's summer six.

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Speaker 3: So I have six virtual offices for God Credit.

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Speaker 2: Right to give you guys a little bit of a

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Speaker 2: secret here, God Credit will be in twenty five locations

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Speaker 2: this year. Okay in the United States, Do you guys

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Speaker 2: really think that God Credit is gonna spend money on

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Speaker 2: twenty five offices. No, I'm gonna have twenty five virtual

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Speaker 2: offices in twenty five different states. But it's gonna have

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Speaker 2: twenty five locations. So you see the difference where if

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Speaker 2: you are, you could be a small mom and pop

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Speaker 2: company but cover a very large audience and cover a

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Speaker 2: very large demographic. With the virtual office, you don't have

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Speaker 2: to spend twenty two thousand dollars.

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Speaker 3: Think about it.

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Speaker 2: In New York, New Jersey, you want to get an

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Speaker 2: office for your company, It's gonna cost you two three

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Speaker 2: thousand dollars a month.

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Speaker 3: Okay, it's very very expensive.

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Speaker 2: But get the virtual office first and then register your company.

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Speaker 2: You want to know how to register your tax ID literally,

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Speaker 2: just go on the I R S website, create E

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Speaker 2: I N and it's free, doesn't cost you anything. Now,

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Speaker 2: if you guys, don't have the time, if you don't

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Speaker 2: want to do it, then were by all means, contact

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Speaker 2: an attorney, contact the CPA and and and have them

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Speaker 2: create your LLC. But you could do it for yourself, guys,

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Speaker 2: at no cost. How long should we wait to apply

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Speaker 2: for business credit cards? If you open up your LLC today,

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Speaker 2: If you have an LLC today, start today or tomorrow,

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Speaker 2: all right, use your personal credit to leverage the you know,

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Speaker 2: the American Express, the Chase and the Credit Union credit cards,

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Speaker 2: and then start building your business credit up with net

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Speaker 2: thirties and gas cards, which is going to be my

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Speaker 2: next topic for today. Okay, if you do if you

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Speaker 2: have a business, okay, if you have a business business,

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Speaker 2: you have a tax ID, you actually have a business. Okay,

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Speaker 2: this is the next thing you gotta do. All right,

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Speaker 2: If you have not registered with Dunn and Bradstreet, Okay,

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Speaker 2: I know I've talked about this in previous classes before. Okay,

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Speaker 2: this is what you're gonna do right this right here, guys, is.

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Speaker 4: This episode is brought to you by P and C Bank.

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Speaker 4: A lot of people think podcasts about work are boring,

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Speaker 4: and sure, they definitely can be, but understanding a professionals

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Speaker 4: day after day. It's like banking with P and C Bank.

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Speaker 4: decisions with your bank, but keeping your money boring is

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Speaker 4: into a small business and everything just works like the

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Speaker 4: checkout is fast, the receipts are digital, tipping is a breeze,

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Speaker 4: and you're out the door before the line even builds.

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Speaker 4: Odds are they're using Square? We love supporting businesses that

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Speaker 4: run on Square because it just feels seamless. Whether it's

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Speaker 4: a local coffee shop, a vendor at a pop up market,

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Speaker 4: or even one of our merch partners. Square makes it

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Speaker 4: easy for them to take payments, manage inventory, and run

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Speaker 4: their business with confidence, all from one simple system. If

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Speaker 4: you're a business owner or even just thinking about launching

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Speaker 4: something soon, Square is hands down one of the best

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Speaker 4: tools out there to help you start, run and grow.

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Speaker 4: It's not just about payments, it's about giving you time

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Speaker 4: back so you can focus on what matters most ready.

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Speaker 4: To see how Square can transform your business, visit Square

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Speaker 4: dot com backslash go backslash eyl to learn more. That's

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Speaker 4: Square dot com backslash, go backslash eyl. Don't wait, don't hesitate.

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Speaker 4: Let's Square handle the back end so you can keep

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Speaker 4: pushing your vision forward.

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Speaker 5: Coach, the energy out there felt different. What changed for

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Speaker 5: the team today?

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Speaker 4: It was the new game day scratches from the California

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Speaker 4: Lottery players.

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Speaker 2: Everything.

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Speaker 3: Those games sent the team's energy through the roof.

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Speaker 5: Are you saying it was the off field play that

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Speaker 5: made the difference on the field.

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Speaker 4: Hey, little play makes your day, and today it made

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Speaker 4: the game.

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Speaker 3: That's all for now, Coach, one more question.

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Speaker 5: Play the new Los Angeles Chargers, San Francisco forty nine

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Speaker 5: Ers and Los Angeles Rams scratchers from the California Lottery.

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Speaker 5: A little play can make your day. Peace Pay responsibly.

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Speaker 5: Must be eighteen years or older to purchase plate or claim.

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Speaker 2: Let's save you thousands of dollars with people that are

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Speaker 2: gonna try to brainwash you to say that you need it. Okay,

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Speaker 2: d n B, you're gonna go to the let the

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Speaker 2: three initials, guys, D the letter D, the letter N,

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Speaker 2: the letter B dot com. Okay, d n B dot Com,

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Speaker 2: all right, I'm gonna put this in the chat d

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Speaker 2: n B dot com Okay, and then all you're gonna

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Speaker 2: do is do this is gonna go to Dun's number.

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Speaker 2: You're gonna go ahead and get a DUNEZ number. You're

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Speaker 2: gonna go ahead and member, I have a US based business,

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Speaker 2: so I'm gonna go ahead and put my I'm gonna

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Speaker 2: go ahead and put clean Slight Credit Solutions in there, right,

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Speaker 2: go ahead and put your business in there, and see

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Speaker 2: if you have a guns number or not.

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Speaker 3: Okay, when you.

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Speaker 2: Hit search, boom, I have a dune number already, meaning

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Speaker 2: your if your business has a Dune number, it's gonna

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Speaker 2: come up, right, And all you gotta do is if

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Speaker 2: you edit company information, create a profile and you're done right,

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Speaker 2: or if your business does not come up, all you

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Speaker 2: gotta do, guys, is put get a new Dune number.

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Speaker 2: It's free. Look free if you are not if you

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Speaker 2: have not done this, stop trying to build business credit.

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Speaker 3: Okay. You have to build your Dune number. You have

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Speaker 3: to get it, okay.

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Speaker 2: And when you build your when you create your Dun's number,

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Speaker 2: they're gonna ask you for a copy of your LLC

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Speaker 2: document and a copy of your EI in document that.

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Speaker 3: You gotta upload. Right. So now I go to get started.

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Speaker 2: Okay, And here's a thing, guys is gonna ask you

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Speaker 2: create first name, last name email. All right, let me

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Speaker 2: just show you what the guys look like I'm gonna do.

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Speaker 2: I'm gonna create a fake one, all right. Let's go

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Speaker 2: ahead and hear. I'm gonna go to register right.

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Speaker 1: Uh.

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Speaker 2: Temporary password has been emailed, so let me get that

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Speaker 2: pass with right quick.

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Speaker 3: I'm telling you, guys, a.

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Speaker 2: Lot of people will like you saw the other The

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Speaker 2: other way was a thousand I'm saving you, guys, number one,

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Speaker 2: one thousand dollars from doing this with dun and Bradstree's website.

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Speaker 3: You saw that they aid the charge. It's free. It's

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Speaker 3: either three hundred dollars or one thousand dollars.

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Speaker 2: If you try to do any of those options gonna

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Speaker 2: try to upset you to the thousand dollars and or

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Speaker 2: there's gonna be somebody out there that's gonna try to

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Speaker 2: charge you money to do this. It's free, doesn't cost anything.

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Speaker 2: Okay when you go in there, sometimes the pastor just

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Speaker 2: takes mad long and I apologize.

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Speaker 3: But guys, creating a d a Dune's number. So with

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Speaker 3: dun and Bradstreet, they are.

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Speaker 2: The pretty much the biggest business credit reporting agency, Okay,

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Speaker 2: through done in Bradstreet, they give you what's called a

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Speaker 2: Dun's number. Du n s Okay, with a Don's number

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Speaker 2: is what you buy a lot of the times a

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Speaker 2: car with. So one of the misconceptions that I get

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Speaker 2: every single fucking time, and I'm sorry for cursing, is

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Speaker 2: there's no way that you can build there's no way

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Speaker 2: you can buy a car without using your personal credit

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Speaker 2: to get it, or your business has to be three

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Speaker 2: or four years old in order for you to get

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Speaker 2: a car strictly under business credit.

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Speaker 3: Okay, it's not true, guys. Okay, I have a lot

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Speaker 3: of clients that.

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Speaker 2: Have businesses that are not even a year old that

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Speaker 2: they build their business credit and they get cars into

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Speaker 2: their business Okay, So I just got the password email

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Speaker 2: to me, so let me go ahead and put that in.

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Speaker 2: All right, So I just got the password email to.

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Speaker 3: Me, right, so E right, U A D two all right, it's.

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Speaker 2: Gonna ask you to change the password. I don't know

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Speaker 2: why it's giving me a problem. Let me see if

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Speaker 2: I can get it up here. Sorry, guys. Uh, this

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Speaker 2: is one of the questions guys that we actually get

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Speaker 2: asked a lot is creating a Dune number. And like

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Speaker 2: I said, guys, it's free, doesn't uh doesn't cost you

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Speaker 2: anything to do.

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Speaker 3: It, right? Update?

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Speaker 2: Watch So now, when I go in here, right and

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Speaker 2: I create you know, you put your legal business name,

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Speaker 2: year started, employee account, business description, company website, business phone number,

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Speaker 2: business email, you put your business location, You put your

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Speaker 2: linked in your Twitter Facebook, which is something they're asking

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Speaker 2: for now. And it says attached at least two legal

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Speaker 2: documents with the business name and address. You choose the file,

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Speaker 2: you upload it, E I N your tax I D done.

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Speaker 2: Very simple, it's it's it's it's literally that simple for

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Speaker 2: you to create your uh, you're you're done number right now.

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Speaker 2: The purpose of a Dune's number, right is any time

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Speaker 2: you apply for business credit. Right, They're gonna ask you

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Speaker 2: for your DONS number, and a lot of people are like, well, damn,

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Speaker 2: I don't have business credit, So like, how am I

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Speaker 2: gonna start building it? You guys can watch the previous

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Speaker 2: episodes that I did, start with the net thirties, whatever

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Speaker 2: the case is.

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Speaker 3: But I'm gonna give.

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Speaker 2: You guys three accounts today that you guys can start

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Speaker 2: building business credit with and typically even if you have

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Speaker 2: limited credit, you'll be able to get approved with them.

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Speaker 3: Okay.

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Speaker 2: So once we start going into it, I'm gonna start

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Speaker 2: showing you guys. And also the other website that you

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Speaker 2: guys need is is this one is nav dot com. Okay,

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Speaker 2: nav dot Com guys, you gotta go to nav dot

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Speaker 2: com Forward Slash Pricing okay, and you have to enroll

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Speaker 2: under Okay, you have to enroll under the Business Boost package.

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Speaker 2: Because what this does is it actually reports your payment

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Speaker 2: that you pay for the credit monitoring all the way

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Speaker 2: to each business credit reporting agency, which is Equifax Experience

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Speaker 2: and done in Bradstreet.

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Speaker 3: Okay. I always replay these guys, just because.

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Speaker 2: It's very very important. So now when you create your

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Speaker 2: GUNS number and you sign up for NAB dot Com.

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Speaker 2: Now it reports that payment to done in Bradstreet, It

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Speaker 2: activates your business credit profile, reports the Experience, then reports

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Speaker 2: the Equifax. Then you're in a better position, you know

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Speaker 2: what I mean. You're in a better position because now

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Speaker 2: your business culd a report actually showing them some activity.

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Speaker 2: All right, let me go ahead and see who has

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Speaker 2: some questions. Okay, And like I said, guys, if you

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Speaker 2: build your business credit, like I said, watch the previous

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Speaker 2: plays that I did as far as which accounts to

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Speaker 2: apply for. IM going to give you, guys three more today.

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Speaker 2: You can get a car in your business name. You

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Speaker 2: can use the Bank of America play that I did.

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Speaker 2: So check this out. If you have a car on

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Speaker 2: your personal credit, somebody just said here they even used it.

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Speaker 2: It's like it's not something that's like Bank of America

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Speaker 2: is not gonna call you and say, hey, you have

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Speaker 2: a car on your personal credit, do you want to

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00:18:02,720 --> 00:18:05,080
Speaker 2: refinance it to your business. They gonna tell you that

385
00:18:05,320 --> 00:18:07,000
Speaker 2: it's up to us to make those moves, and it's

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Speaker 2: up to us to take catching on those things.

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Speaker 3: So you can literally open up an LLC today, guys,

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Speaker 3: Get an LLC, get your.

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Speaker 2: EI in, get your business bank account, get your done

390
00:18:16,040 --> 00:18:18,680
Speaker 2: and Bradstreet set up, get your nap dot com, build

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00:18:18,720 --> 00:18:22,639
Speaker 2: a little business credit. And even without building any business credit,

392
00:18:22,680 --> 00:18:25,200
Speaker 2: you could refinance your car from your personal credit from

393
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Speaker 2: Bank of America and slap it on your business credit report.

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Speaker 2: And then now it's off. And then now you have

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Speaker 2: a three hundred, four hundred and five hundred and six

396
00:18:33,480 --> 00:18:36,720
Speaker 2: seventy hundred card payment off of your personal credit. Now

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00:18:36,720 --> 00:18:38,560
Speaker 2: it's on your business credit. And what do you think

398
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Speaker 2: that car is doing? That car is building your business credit.

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Speaker 3: Now you know what I mean. So now guess what.

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Speaker 3: You take that car, you put.

401
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Speaker 2: It on your business Now you know what? Yo, I

402
00:18:48,840 --> 00:18:50,520
Speaker 2: want to get a Corvette. I want to get this.

403
00:18:50,560 --> 00:18:52,600
Speaker 2: I want to get a Toyoga. I want to get Boom.

404
00:18:52,720 --> 00:18:54,320
Speaker 2: You go to a business car, you go to a

405
00:18:54,320 --> 00:18:56,000
Speaker 2: car dealership and you're like, yo, I want to put

406
00:18:56,000 --> 00:18:58,399
Speaker 2: a car on my business credit. Do you have your

407
00:18:58,440 --> 00:19:00,399
Speaker 2: Gun's number? Have you ever find out it's the car

408
00:19:00,480 --> 00:19:02,720
Speaker 2: in your business? Well, actually yes I have. They pull

409
00:19:02,760 --> 00:19:05,320
Speaker 2: your business credit report. Boom, you got a car, you

410
00:19:05,359 --> 00:19:06,160
Speaker 2: got gun's number.

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00:19:06,200 --> 00:19:06,440
Speaker 3: Boom.

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Speaker 2: All right, you can walk out of here, zero money down.

413
00:19:08,280 --> 00:19:10,720
Speaker 2: If you think it doesn't happen guys, it happens. I'm

414
00:19:10,720 --> 00:19:13,359
Speaker 2: not I'm not telling you guys anything that doesn't happen.

415
00:19:13,640 --> 00:19:15,960
Speaker 2: You got to thirty one Dodge, guys, thirty one Dodge.

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00:19:15,960 --> 00:19:16,680
Speaker 2: I'm about to get another.

417
00:19:16,760 --> 00:19:18,640
Speaker 3: I'm about to get two more cars from thirty one Dodgs.

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00:19:18,680 --> 00:19:20,960
Speaker 2: My account told me to slow down because I got

419
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Speaker 2: like five cars last year from thirty one Dodge.

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Speaker 3: He's gonna be roll.

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00:19:23,960 --> 00:19:25,399
Speaker 2: You got to. You gotta take it easy, you know

422
00:19:25,400 --> 00:19:27,119
Speaker 2: what I mean. But that's the thing is thirty one

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00:19:27,160 --> 00:19:30,800
Speaker 2: Dodge is so seamless. You can literally build the business credit.

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00:19:30,840 --> 00:19:33,960
Speaker 2: And they use Ally, they use Chrisler Financial, and they

425
00:19:34,040 --> 00:19:36,359
Speaker 2: use one more I think it's GM Financial.

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Speaker 3: Guys.

427
00:19:37,359 --> 00:19:39,520
Speaker 2: You can get four or five cars with Ally, four

428
00:19:39,640 --> 00:19:42,440
Speaker 2: or five cars with Chrysler Capital, four or five cars

429
00:19:42,440 --> 00:19:45,200
Speaker 2: with GM, get four cars with Bank of America. You

430
00:19:45,320 --> 00:19:47,720
Speaker 2: tell me you don't have a business. Create one with Turo,

431
00:19:47,840 --> 00:19:49,960
Speaker 2: Create one with renting cars out. Create one with buying

432
00:19:49,960 --> 00:19:52,119
Speaker 2: a car, renting it out to your front. That doesn't

433
00:19:52,280 --> 00:19:54,639
Speaker 2: that can't afford it, or whatever doesn't. The down payment

434
00:19:54,880 --> 00:19:57,199
Speaker 2: the car payment's five hundred dollars rented the amount a

435
00:19:57,200 --> 00:19:59,840
Speaker 2: month for six fifty. Now you just made one fifty

436
00:20:00,040 --> 00:20:01,760
Speaker 2: and you had last month, and it is building your

437
00:20:01,760 --> 00:20:03,840
Speaker 2: business credit, you know what I mean. So there's a

438
00:20:03,840 --> 00:20:06,679
Speaker 2: lot of things you guys can do with just so

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