Speaker 1: Ba fam, we have another how to throw back for you,
Speaker 1: of course we do. All month, We're looking back at
Speaker 1: some of our favorite episodes from days past, for memorable
Speaker 1: guests who unforgettable moments. There's still so much to learn
Speaker 1: from the b A Vault. Take a listen, will ya.
Speaker 2: Hey?
Speaker 1: Hey oh we are back. We are black extra black.
Speaker 1: You're gonna see wit.
Speaker 3: A minute back in blacker than ever.
Speaker 1: Yes, and we're brod envision. Hey manja, are you excited
Speaker 1: about today's show? Like I'm excited about today's show.
Speaker 3: I mean, you know, when you get a couple of
Speaker 3: y chromosomes in the mix, you know that aren't related
Speaker 3: to you, you might like put a little extra, something extra,
Speaker 3: put a little messca on, get all excited. Yes, I'm
Speaker 3: excited because I mean with without further ado, let's let's
Speaker 3: let's let's let the people have what they want, which
Speaker 3: is a conversation with the earn your Leisure Gentleman Rashad
Speaker 3: Bilal Troy Millings with special guest Ian Dunlip. This was
Speaker 3: one of my favorite uh DA hosted guest video guest
Speaker 3: interviews ever. So I hope you guys enjoy all right
Speaker 3: we are I can't even tell you guys, how how
Speaker 3: long this has been in the making in my own dreams.
Speaker 3: But it hasn't been that long since I was like, Tiffany,
Speaker 3: do you know? Do you know Troy and Mashaw? Can
Speaker 3: you can you know Tiffany's friends. I'm always trying to
Speaker 3: just like wesel my way in there. But I'm so
Speaker 3: excited to have you guys on the show. The Biggest
Speaker 3: can we say, the biggest business? Okay, Ian's got it?
Speaker 3: I do you want to do?
Speaker 4: The platform?
Speaker 5: There is.
Speaker 6: Platform, there is se and Trugg gonna be humble. You
Speaker 6: know they went to church yesterday, the Biggest you know, wait.
Speaker 3: Let me finish, Let me finish. For those of you,
Speaker 3: you may be living under a rock, but I have
Speaker 3: a feeling if you're listening to Round Ambition, you must
Speaker 3: have seen Troy and Troy and Rashad's podcast Earn Your Leisure,
Speaker 3: which is so much bigger than a podcast. They have
Speaker 3: a podcast network. Some of our friends around that network.
Speaker 3: We've had Cash Cash on the show before. We are
Speaker 3: so thrilled to have you guys here. So welcome, first
Speaker 3: and foremost to Troy and Rashad. Welcome to the Ambition
Speaker 3: I want to thank you for having This is the
Speaker 3: girls room, This is like the girl's den. Yeah you ready.
Speaker 1: We have a handful of dudes that listen house plans
Speaker 1: we do. We always tease them like we're not talking
Speaker 1: to you right now, but you can listen. No, it's
Speaker 1: so excited for me to be here because everywhere I go,
Speaker 1: everywhere we go, every people are like, have you heard
Speaker 1: of Earned your Leasure? Or they're like, you know, Tiffany,
Speaker 1: I heard you on Earn your Leisure? You know, and
Speaker 1: so you have transformed the culture as it relates to
Speaker 1: personal finance, and so for that we are appreciative because normally,
Speaker 1: like you know, our audience is typically women, right man,
Speaker 1: he would say, like I said, we've got guys, but
Speaker 1: we got some guys right.
Speaker 3: Yeah, yeah, yeah for sure. But no, but our mission
Speaker 3: when we started was to you know, this was six
Speaker 3: years in the making, this six years ago that we
Speaker 3: were starting to make the show, and our mission was
Speaker 3: there's no black women talking about finance and career and
Speaker 3: investing in all of all that and all that, and
Speaker 3: that's why we That was really the audience we were
Speaker 3: speaking to. And I feel like y'all have just exploded.
Speaker 3: And also, you know y'all are y'all are helping normalize
Speaker 3: black and brown black people, black men, especially talking about
Speaker 3: finance and business.
Speaker 1: And I never have more men slip into my d
Speaker 1: MS in a respectful way than when I'm on your
Speaker 1: self for all, because everybody knows I'm married my husband
Speaker 1: sixty six. You don't want it, and he's from there,
Speaker 1: but I love like queen. I think you want e l.
Speaker 3: Yeah, gentlemen, yes, so yeah, So welcome, welcome, welcome.
Speaker 1: Some we're not going to we want to maximize your awesomeness.
Speaker 1: I am going to me and Mandy. Well, well, we'll
Speaker 1: shoot and fire away at some questions. Well one, I'd
Speaker 1: like to know some like origin stuff before we get
Speaker 1: into like actual like technical questions. So like how did
Speaker 1: this all begin? Because you guys have had like like
Speaker 1: a a shot like shot of rise to like start
Speaker 1: them honestly, So how did it? How did it start?
Speaker 7: Yeah, for sure, I'll give you the whole story. So
Speaker 7: we started. Me and Troy been friends all our lives
Speaker 7: pretty much ever since like middle school, so you know
Speaker 7: we always was friends, always talking about you know, sports
Speaker 7: and rapp and all that kind of stuff. And me,
Speaker 7: you know, being a financial advisor after I got finished college,
Speaker 7: and Troy being a teacher. You know, he brought me
Speaker 7: in the classroom and he started teaching financial literacy to kids,
Speaker 7: and that was really the start of it. And then
Speaker 7: from there that kind of blossomed to me, you know,
Speaker 7: developing an Instagram page and you know, from there that
Speaker 7: that led to people ask and for a podcast, that
Speaker 7: led to you know, starting of Earning Your Leisure, which
Speaker 7: you know, we started off talking about you know, backstories
Speaker 7: of entrepreneurs and the back of different businesses, things of
Speaker 7: that nature, and then that kind of transformed into deep
Speaker 7: dives into different industries that transformed it's like a domino effect.
Speaker 7: Then that transformed in to where we have now, which
Speaker 7: is a platform. So Earn Your Leisure is not just
Speaker 7: the podcast as a platform. So like we have inan
Speaker 7: on with us right now, our partner on market Mondays,
Speaker 7: and that's the first show that we actually like executive produced,
Speaker 7: if you would say, under Umbrella. Now's the stock Show,
Speaker 7: and that became one of the top investment shows on
Speaker 7: the internet. So one domino kind of led to the next.
Speaker 7: But it really all started in the classroom and then
Speaker 7: from there, which I know you can appreciate, Tiffany, you
Speaker 7: being a teacher, performer teacher. And then that from there
Speaker 7: that just kind of led to what we do now,
Speaker 7: which I still feel like is a form of teaching,
Speaker 7: just in a in a different variety and not not
Speaker 7: in the classroom, but you know, on the internet for
Speaker 7: the whole world to see.
Speaker 4: I mean, there's so many similarities. And from what we
Speaker 4: were doing the summer internship program. Kids would come in,
Speaker 4: we would interview them and they woul tell us about
Speaker 4: their future aspirations, and then we would go out in
Speaker 4: the community and try to pair them up with that
Speaker 4: future aspiration, where it be a pediatrician, electrician, an architect,
Speaker 4: and so they would get the six weeks of experience
Speaker 4: of being what it's like, seeing what it's like to
Speaker 4: be in that profession. And so if you think about it,
Speaker 4: that's kind of what we do now. We just we're
Speaker 4: actually showing people the professions whereas the kids were going
Speaker 4: to see it and they will report back to each other.
Speaker 4: And two things I always say that can happen from
Speaker 4: an internship You can say, yeah, I really like this,
Speaker 4: I want to pursue this in the future. Or no way,
Speaker 4: this is too boring. I never want to do this.
Speaker 4: But you're getting that experience at fourteen, whereas most people
Speaker 4: are getting that after they've graduated from college, which is
Speaker 4: going to cost you a lot of money. And so
Speaker 4: that was our goal. And now we're doing that to
Speaker 4: the world. Right. We're introducing them to so many different
Speaker 4: careers so they can say, you know what, I want
Speaker 4: to pursue this, and they might be doing it at sixteen,
Speaker 4: they may be doing that at fifty, but they have
Speaker 4: their eyes open to so many different fields now.
Speaker 3: So it started from an internship program, correct.
Speaker 4: Yeah. So at the end of the internship, the kids
Speaker 4: were going to get paid like five hundred dollars, and
Speaker 4: so it was their first time at fourteen, it's your
Speaker 4: first time coming in contact with money. And so I
Speaker 4: knew that, and I said he was like, he said
Speaker 4: he was on his financial advising career, and I'm like,
Speaker 4: I think you should come and teach these kids about money.
Speaker 5: Man.
Speaker 4: It's probably vital that they know what the value of
Speaker 4: it is, what they should do with it, because most
Speaker 4: of the kids at fourteen, it's like, all right, that's
Speaker 4: back to school shopping. I'm buying the new Sniggers. I'm
Speaker 4: buying some jeans, and they didn't realize after they bought
Speaker 4: the Sniggers and the jeans, they had no more money left.
Speaker 3: That's like half an AirPod? Why are they so expensive?
Speaker 1: You'll girl just lost. I'm like, you've got ear pop money.
Speaker 1: She actually does, because she's like, I work for you,
Speaker 1: so I.
Speaker 3: Need to send you. The Metro North still has one
Speaker 3: half of my AirPods, and I will be not forgotten.
Speaker 3: Speaking of the Metro North, I was going to work
Speaker 3: this in do y'all are y'all from Westchester?
Speaker 2: Yeah?
Speaker 5: I read that right?
Speaker 3: I live fact, I live in Greenberg.
Speaker 4: No you don't, I do, Yes, I do.
Speaker 3: I just moved here a few years ago. Yeah, my
Speaker 3: husband's from Manhattan. Y'all are from the Bronx, right.
Speaker 2: Originally born?
Speaker 3: Where do you go when you're from the Bronx? Either
Speaker 3: Westchester or Jersey? And we ended up going to Westchester.
Speaker 1: Wow, it's not too late for Jersey. You can come
Speaker 1: on with.
Speaker 7: It's an interesting dynamic because it's like your your.
Speaker 3: Husband, he's black, he's Dominican.
Speaker 7: Dominican. Okay, so he's black my book.
Speaker 3: But you know, we have those discussions but we'll continue.
Speaker 3: This isn't about that.
Speaker 7: But that's a different that's a different conversation. But now,
Speaker 7: you know, growing up, that was the thing, like you know,
Speaker 7: if you if your parents did decent for themselves, like
Speaker 7: you said, and where we're from, Greenberg is actually one
Speaker 7: of the only towns in America where it's like a suburb,
Speaker 7: but it's like ninety percent black.
Speaker 2: Yes, it's a black like middle.
Speaker 3: Class is what we loved about it.
Speaker 7: Yeah, working class suburb, which is an interesting dynamic because
Speaker 7: Westchester County, like where we come from, is very segregated place,
Speaker 7: and you know, majority of it is like very well
Speaker 7: to do white neighborhoods, but then you have pockets where
Speaker 7: it's all black, like, yeah, we're from Greenberg, Mount Vernon,
Speaker 7: South Yonkers peak skill peak skill. So it's interesting. That's
Speaker 7: an interesting study in geography. You know, it's kind of
Speaker 7: off topic a little bit, but we're still talking about
Speaker 7: finance where it's like, you know, segregation is still alive
Speaker 7: and people just don't realize exactly. It's like they just
Speaker 7: are forced to move to certain neighborhoods or they move
Speaker 7: to certain neighborhoods, and it's like it's just interesting that
Speaker 7: this small town that we live in twenty minutes outside
Speaker 7: the Bronx, and ninety percent of the people migrated from
Speaker 7: the Bronx and it's all black.
Speaker 2: They could have moved.
Speaker 4: Crazy many is that in that in the program we
Speaker 4: actually did a project on the segregation of our town.
Speaker 4: Because it's tool.
Speaker 3: I want to read it. I love the history. Yeah,
Speaker 3: I don't want to know everything about it.
Speaker 4: It's very interesting, especially when you break it down to
Speaker 4: the school districts. So yeah, we'll talk. We'll talk after this.
Speaker 3: Yeah, well we talked about this on the sh just
Speaker 3: like you know, as an investment home ownership being this
Speaker 3: you know pathway too. We're gonna talk about investing home
Speaker 3: ownership being this traditional form of wealth building in black
Speaker 3: and brown communities, and and and seeing why I had
Speaker 3: to reckon with the fact that oh I could afford
Speaker 3: a house here, because unfortunately it seems like home values
Speaker 3: have been yes, increasing, but not as you know, not
Speaker 3: as expensive as other areas in Westchester, and you have
Speaker 3: to think about, oh, well, there's racism, and.
Speaker 7: The homes don't appreciate the same level where we're from
Speaker 7: like any other place in west Chester. The homes appreciate
Speaker 7: much higher, but ironically, for some reason, in the Black neighborhood,
Speaker 7: the homes don't appreciate the same value as anywhere else
Speaker 7: in the county. So it's an interesting study. I actually
Speaker 7: would like to hit Ian's perspective on that too, because
Speaker 7: I was going.
Speaker 1: To say I would like to, like, I think, because
Speaker 1: having Ian here is special as well, and I'd love
Speaker 1: to hear some of the backfront, like how did you
Speaker 1: get here? How did you link with ear your leisure?
Speaker 1: You know, but how did you even get to the
Speaker 1: space where you knew? Like honestly, like, my sister loves
Speaker 1: you know, everyone he knows on the on the show,
Speaker 1: they're always like, bring Cara along. That's my sister who
Speaker 1: like gives us all of our our stock tips who
Speaker 1: she's like, now, I'm good, but she you are one
Speaker 1: of the few people that she's like, Yo, he's dope. Yes,
Speaker 1: I'd love to know how'd you get here? How'd you
Speaker 1: learn what you learn? How did you connect with her
Speaker 1: your leisure?
Speaker 6: It came out of pain. So I went to Indiana University.
Speaker 6: I'm from Northwest Indiana. I grew up twenty minutes from Chicago.
Speaker 6: In nineteen ninety nine. In two thousand, my dad gave
Speaker 6: a guy some money because he was in construction. God
Speaker 6: lost all the money, lost one hundred and two thousand,
Speaker 6: like three months doing option trads. And there was a
Speaker 6: guy's first three months with the firm. Literally told him, Hey,
Speaker 6: it just happens. And my dad was like, what do
Speaker 6: you mean, It just happens, like there was no care,
Speaker 6: no compassion. So that was my first introduction. Second introduction
Speaker 6: Indiana University. I'm walking from Valentine. Kudos Andy Shiftman, he's
Speaker 6: an agent now in the NBA, and he was like, Yo,
Speaker 6: Cuban made this crazy trade with Yahoo, which crazy enough.
Speaker 6: EYL went to interview him about, you know, fifteen years later,
Speaker 6: but Mark Cuban had She's so broadcast dot Com to
Speaker 6: Yahoo and then got the stocks and then shortened it
Speaker 6: as a FELLO took that money and then invested long
Speaker 6: term into the market. So I had an exposure to
Speaker 6: what happens when things don't go well and then this
Speaker 6: other side of like even when the market goes down,
Speaker 6: you can make money. So one of my buddies worked
Speaker 6: for JP Morgan in two thousand and seven. He worked
Speaker 6: for a big firm. He told me everything to invest
Speaker 6: in the recession. Guess what I did? Did not listen.
Speaker 6: He called me four months later and he was like, Okay,
Speaker 6: I'm about to retire. He was thirty five. He was like,
Speaker 6: you can liquidate everything that I told you to get
Speaker 6: and I was like, looqu what. He was like, no,
Speaker 6: I'm about to retire. He was like, you didn't buy
Speaker 6: what I told you and he was already rich, like
Speaker 6: but he still retired to this day from two thousand
Speaker 6: and eight from those investments. And I was like, see
Speaker 6: what had happened? Was I was going to and you
Speaker 6: know I went on the day too, And that was
Speaker 6: my first lesson of like, these recessions and huge crashes
Speaker 6: are immense opportunities. To us, we panic, but for other
Speaker 6: people they end up profiting from it. So from that
Speaker 6: point on, I was like, I'll never get caught not
Speaker 6: knowing what a recession is and how to take advantage
Speaker 6: of it. And I will post on Facebook and share
Speaker 6: stuff with my friends for free. And then one of
Speaker 6: my friends jury introduced me to Troy Orshat and then
Speaker 6: of course you know they didn't know me, and it's
Speaker 6: so many we all know this. We see people people
Speaker 6: who post online who act like they're the greatest, but
Speaker 6: they're not good at their craft, so it took them
Speaker 6: a while to like warm up to me. But after
Speaker 6: we connect and did episode seventy end up being a classic,
Speaker 6: and then from there goes to the power partnership. I'm like, hey,
Speaker 6: we should do a podcast together because I like working
Speaker 6: with other people, but in particularly I like working with
Speaker 6: us because let's be honest. In twenty ten, when I
Speaker 6: was talking about investing and using rap references in basketball references,
Speaker 6: it was looking down upon. It's like, no one wants
Speaker 6: to hear that perspective of the marker from Adam, you know.
Speaker 6: And I'm like, but my people in the barbershop get that.
Speaker 6: They don't understand what a derived derivative is.
Speaker 5: Or a synthetic instrument. They're like, a what is that?
Speaker 5: A beat machine? Like? What's that? So making it plain
Speaker 5: made it fun.
Speaker 6: And I think we are shitting in a wave to
Speaker 6: make it acceptable for us to be us and invested
Speaker 6: in the market. And last year I think our growth
Speaker 6: was the biggest in investing in this entire history.
Speaker 3: Can I ask y'all a question going back to your origins?
Speaker 3: What I know so Rashad financial advisor. Ian, you also
Speaker 3: worked in wait, JP Morgan or is that a buddy?
Speaker 5: No, that was my buddy mom. I'm an investor, I
Speaker 5: just didn't learn how to do.
Speaker 3: It on my own d y investing. So Troy educator teach,
Speaker 3: what did you teach?
Speaker 4: I taught health science and physics.
Speaker 3: Sound was like, coach Troy, exactly right. But but y'all,
Speaker 3: I mean, and I know Ian you kind of shared
Speaker 3: some of your early financial inspirations. But for Troy and Rashad,
Speaker 3: I mean, who was it? How did you end up here?
Speaker 3: I think personally, you know, I accidentally ended up in
Speaker 3: personal finance, you know, kicked on my butt as a
Speaker 3: millennial in the Great Recession. Tiffany's story, I think it's
Speaker 3: very well known about, you know, a similar comeback story
Speaker 3: after the recession. But yeah, what's what? What what drives y'all?
Speaker 3: What's your inspiration financially? Who or what is your inspiration?
Speaker 3: What was that moment for y'all?
Speaker 7: I mean, for me, I think my dad was definitely
Speaker 7: a major inspiration for me. Like I grew up in
Speaker 7: the household, Like my mom is a teacher and she's
Speaker 7: like very you know, ultra paycheck, like she has no
Speaker 7: heart to be an entrepreneur, like she needs to have
Speaker 7: a paycheck. She's not feeling an entrepreneur life. And part
Speaker 7: of that is that, you know, my dad's entrepreneur's whole life,
Speaker 7: but you know, being an entrepreneur's ups and downs. So
Speaker 7: you know, I grew up in the household where you know,
Speaker 7: I saw like, you know, financial issues, like you can
Speaker 7: see like you know what I'm saying, Like as you
Speaker 7: get older, you start to you know, realize what's going on,
Speaker 7: and you know, you see fights and arguments and it's
Speaker 7: like you said this last.
Speaker 2: Time, I'm not you're not borrowing more money from me.
Speaker 7: Da da da. So it's like you start to see,
Speaker 7: like there's good months and then there's bad months. But
Speaker 7: that's the life of an entrepreneur. But I always appreciated that,
Speaker 7: you know, he didn't have to work for anybody, and
Speaker 7: you know, he always had that like do for self mentality,
Speaker 7: and that's something that I always wanted to do. I
Speaker 7: never really wanted to work for anybody. I never was
Speaker 7: good at following orders or following directions. It's something I
Speaker 7: never never was good at. So I always knew I
Speaker 7: wanted to be an entrepreneur my whole entire life. I
Speaker 7: just wasn't sure exactly what direction I wanted to go in. So,
Speaker 7: you know, business is something that I always fell in
Speaker 7: love with, Like even when I was young, I loved
Speaker 7: the stock market, like just movies like Wall Street and
Speaker 7: Barbarians at the Gate, Like I was watching these movies
Speaker 7: when I was twelve years old. It was just something
Speaker 7: about I wanted to be a corporate takeover artist. It
Speaker 7: was just fascinating to me, like you know, growing to
Speaker 7: Wall Street when I was a kid and just seeing
Speaker 7: everything move so quickly, it just was like fascinating to me.
Speaker 7: So I always wanted to be involved in the stock market.
Speaker 7: I always wanted to to, you know, be in the industry.
Speaker 3: But you're different. You weren't like most twelve was. Do
Speaker 3: you think it was because living in Manhattan, you know,
Speaker 3: Wall Street was so close but so far. Do you
Speaker 3: think that was part of the allure?
Speaker 7: Nah, not really, because most of the people that I
Speaker 7: grew up with didn't share the same ambition or the
Speaker 7: same passion for business or stocks that I had. So
Speaker 7: I don't know, I don't I don't know what it was,
Speaker 7: but I guess you know, sometimes in life you just
Speaker 7: you know, you can just see a kid and you're like,
Speaker 7: he's going.
Speaker 5: To be.
Speaker 7: Helped too, Yeah, seeing it, Yeah for sure. But even now,
Speaker 7: I mean I have siblings and they're not entrepreneurs. They
Speaker 7: didn't they didn't go down that route. And they're older
Speaker 7: than me, so I'm the youngest. So you know, I
Speaker 7: just think sometimes you just have things that's just wide
Speaker 7: in your brain. And like I said, I always had
Speaker 7: an issue with authority, like you know, even playing basketball player.
Speaker 1: You know, you don't.
Speaker 3: Really me and.
Speaker 1: Mandy been hard headed.
Speaker 7: I think that, you know, that's that's a gift that
Speaker 7: the courage, but more of a gift, more of a
Speaker 7: gift because me to figure out.
Speaker 2: You know, I never really had a real job.
Speaker 7: So I had a job one time at Target for
Speaker 7: two weeks when I was in college. I got fired.
Speaker 7: I got fired after I think like ten days that
Speaker 7: you just left kind of I got fired at me.
Speaker 2: Like a two hour lunch.
Speaker 4: Target like a two hour lunch.
Speaker 2: But they're like, look, this isn't gonna work out.
Speaker 5: The thirty minute lunch.
Speaker 4: Break trash though, But that's real. You know, that's a
Speaker 4: true story. That's a truth story. H came home from college.
Speaker 4: He's like, what I'm gonna do? He's like, Yo, you
Speaker 4: think I could teach. I'm like, I don't know if
Speaker 4: that's gonna be fair.
Speaker 3: Wait, so Rashad, Okay, so you're this like budding entrepreneur
Speaker 3: very you know, it sounds like you're very risk tolerant.
Speaker 3: If we can use some you know, investing speak, So
Speaker 3: Troy Public Education, I'm sensing maybe you were. Well, you
Speaker 3: tell me your story, because y'all, the.
Speaker 4: My parents, I'm first generation. My parents are from Jamaica,
Speaker 4: and so we would you know, we would exactly exactly.
Speaker 4: I mean they installed hard work, hard work, hard work,
Speaker 4: and they instilled like being a certain profession, and teaching
Speaker 4: wasn't one of them. I kind of just stumbled upon
Speaker 4: it because I naturally had to work at kids. Our
Speaker 4: first job was working at a community center as counselors,
Speaker 4: and so I always worked with kids, and I loved sports.
Speaker 4: I thought I was gonna play sports, and so my
Speaker 4: biggest inspiration with athletes and rappers like straight up like
Speaker 4: Jay and Puffer with inspirations. For me, obviously, Michael Jordan
Speaker 4: was an inspiration, and I thought, like, you know what
Speaker 4: if I can't play sports, I want to be around
Speaker 4: it at least, and so I initially wanted to be
Speaker 4: a physical therapist, and very quickly I was like, why
Speaker 4: am I doing this? I hate science, Like this is
Speaker 4: just too many science courses. I'm not going to make this,
Speaker 4: and so I just put the two natural things that
Speaker 4: I knew. I knew working with kids, I knew sports,
Speaker 4: and so I said, I'm going to teach his head.
Speaker 4: So my biggest inspirations with that. And once I knew
Speaker 4: that I wasn't going to make money from sports, I said,
Speaker 4: let me find a profession in sports that I can't
Speaker 4: make money. So sports medicine became a thing, and then
Speaker 4: obviously it fell out. But you know, my inspirations are
Speaker 4: around me my friends. Like I said, I've no shotting
Speaker 4: pretty much my whole life. He's been an entrepreneur most
Speaker 4: of my entire like since I've known them, right, And
Speaker 4: so our other partner, Mike, is an entrepreneur as well.
Speaker 4: And so imagine the text messages as I'm going to
Speaker 4: work and they're just waking up. But I was thinking,
Speaker 4: they're like, look, man, you know what, You're not gonna
Speaker 4: be doing this for long and I'm like, now I
Speaker 4: really love this, like and til you know, like when
Speaker 4: you when you're working around kids and you see your
Speaker 4: purpose and you realize how different you are in the
Speaker 4: education field, and you know there's not going to be
Speaker 4: anybody that replaces. If you leave, you become more passionate.
Speaker 4: But I've always had the entrepreneurial mindset, and I think
Speaker 4: we had an argument once. He was like, yeah, you
Speaker 4: got a boss, and I'm like, now, I don't have
Speaker 4: a boss. I work for myself to the real bosses
Speaker 4: of the kids that I'm so those kids were my
Speaker 4: boss because they would be able to tell me how
Speaker 4: I was doing on a daily basis, whereas the principal,
Speaker 4: I know more about this profession that I'm doing than
Speaker 4: he does, and so if I do my job, I
Speaker 4: look good and so to see and if he does
Speaker 4: his job, we all look good. And so we work
Speaker 4: in this together. I always looked at everybody as my colleague
Speaker 4: and they were like, yeah, sounds good, but you got
Speaker 4: a boss.
Speaker 1: But you know, like for you know, like when you teach,
Speaker 1: you are literally a quick to do just about anything
Speaker 1: anything because like yo, you're like a psychologist, you're a
Speaker 1: CEO of that classroom. You're the CFO. You gotta do
Speaker 1: teacher social work, and then every year it flips and
Speaker 1: you got to learn and readjust.
Speaker 5: The relations skills are great.
Speaker 6: Every kindness like you two are too, the kindness Like
Speaker 6: were shouting not rough that authority thing. We're be like
Speaker 6: all right, like we're shouting failed in, just fail. You
Speaker 6: guys are a lot more patient. You're gonna get it.
Speaker 4: Yeah, when he came into the classroom, I know, joke,
Speaker 4: when he came in and he credit to him because
Speaker 4: he's gotten a lot better with actually being in from
Speaker 4: the classroom, he would get their attention, like all right,
Speaker 4: all right, all right, all right, and like going to work,
Speaker 4: I'm like, now we gotta ease it. We got to
Speaker 4: ease it in. Then we got to ease this this
Speaker 4: thing again. But yeah, me so. And this is something
Speaker 4: that I want people to realize, Like I don't come
Speaker 4: from a business background. My business comes from watching my
Speaker 4: brothers and watch my friends be entrepreneurs and learning that.
Speaker 4: And so it's encouraging because it's like, look, you can
Speaker 4: do this. It takes a lot of research, it takes
Speaker 4: a lot of homework, It touches a lot of discipline.
Speaker 4: But you know, anybody can do it if you put
Speaker 4: the right amount of time in.
Speaker 3: Yeah, well we're coming up on well, we've already passed
Speaker 3: the one year pandemic adversary, which it seems dumb to
Speaker 3: even call it that because it's such a traumatic, uh
Speaker 3: traumatic year, especially for black communities, especially for black and
Speaker 3: brown communities. But let's talk about the market, because I
Speaker 3: know a year ago markets were down. Were they down?
Speaker 3: I don't know if I'm getting to it's April now,
Speaker 3: what is even time? It was a scary time for
Speaker 3: some people, but to your point, Ian, it was also
Speaker 3: a time of opportunity. How do you think people So
Speaker 3: let's say, let's say Ian, people you know had a
Speaker 3: year like you did ten years ago when your friend
Speaker 3: told you to invest and they were like, I'm not
Speaker 3: going to do it. I'm a little too afraid. So
Speaker 3: they feel like they've missed the boat. Now we're a
Speaker 3: year post pandemic. What what message you have to people
Speaker 3: who were like, damn, I didn't get hurts. I didn't people.
Speaker 1: People she meets me, I was like my sister was
Speaker 1: like me watching over the wire. I don't know. I
Speaker 1: invested me. I have a Wealth Group. Carol was like
Speaker 1: get this, get this. I was like, Oh, tell me
Speaker 1: how it works out. She's like, I'm up a thousand percent.
Speaker 1: What about you. I'm like, I mean I'm up a
Speaker 1: thousand percent in business, So yes, Ian, how can I
Speaker 1: stop up my tears and be ready for the next time?
Speaker 6: For me, it took me twelve years to get ready
Speaker 6: for this moment. But I will tell anyone that missed
Speaker 6: out use that as motivation to never get caught in
Speaker 6: this again. Because like, imagine, so I looked like I
Speaker 6: visited Westchester's nice. When I looked at the houses, I'm like,
Speaker 6: kind of pricey because I'm in Houston, So like five
Speaker 6: hundred thousand, get us a mansion. I'm like, got a
Speaker 6: wait to move out there, right, But imagine if houses
Speaker 6: out there that are the prices now they dropped eighty percent,
Speaker 6: we would be like, girl, we got to go get
Speaker 6: get all friends, and go buy as many houses as possible.
Speaker 6: Last year happened in everyone panicked and so in real
Speaker 6: time I was telling people how far the market was
Speaker 6: going to drop and want to buy it.
Speaker 5: So last year we did a collaboration with stock Club.
Speaker 6: Like at one time, I was like by Apple, Microsoft's
Speaker 6: Maderna Tesla AMD and video Microsoft Shopify jkhy in five
Speaker 6: nine clouds on average. For those who got into stock
Speaker 6: Club last year, they're up like five thirty five percent.
Speaker 6: Indexes included right, And if you missed out, it's like, damn,
Speaker 6: I should have took advantage of it. But the great
Speaker 6: part is the market drops every month. It's like, just
Speaker 6: as sure as the sun is going to shine, rain
Speaker 6: is going to come. We have to take advantage of
Speaker 6: those moments. But when those big drops happen in quality companies,
Speaker 6: And Rashad said, what we do with market Monday is like,
Speaker 6: do you think eighty percent of value of Boeing left
Speaker 6: just because the market dropped with fifty percent of Apple
Speaker 6: actually left?
Speaker 5: No, those are the greatest times to buy.
Speaker 6: Of course, do your research if you're super serious about investing.
Speaker 6: I'm telling everyone to read one hundred pages a day.
Speaker 6: If you're beginning to start with ten pages a day,
Speaker 6: you'll be surprised the attraction that you can cover and
Speaker 6: you will be able to beat ninety nine percent of people.
Speaker 6: But if you just buy every single month, we have
Speaker 6: fifty percent drops. If you buy quality companies like top
Speaker 6: ten companies you'll go to my My formula is two
Speaker 6: index funds and then two technology companies. That's all you need,
Speaker 6: equally weighted. So if you have ten thousand dollars, split
Speaker 6: the money up amongst the four and you'll be fine.
Speaker 6: But those opportunities when the market crashes, I'm going to
Speaker 6: be very honest. Those of us that are investors were
Speaker 6: a smile and ear to ear and be like, thank
Speaker 6: you God. I appreciate you.
Speaker 3: In a sad way though, because you know for some
Speaker 3: well also too, but I have so many questions, but
Speaker 3: for me. So for example, I got a call from
Speaker 3: my cousin Tia and Atlanta. I'm from Atlanta originally, even
Speaker 3: though I wrapped the burg. Now, I don't know what
Speaker 3: a young people around here. So I'm just like an
Speaker 3: old married lady with.
Speaker 5: The dope though.
Speaker 4: The burg that's what we call Greenberg, one of those.
Speaker 4: I'll bring it to your house, y'all.
Speaker 3: But really, when you find out we live two streets
Speaker 3: away from each other, that's going to be the real
Speaker 3: because Greenby is tiny. All right, mom, brain, where was
Speaker 3: my question? All right? Listen, my cousin t Ya, that's right.
Speaker 3: She calls me and listen as Rashad. I know, especially
Speaker 3: in Ian probably too, you know that you can't just
Speaker 3: like give I have so many cousins, you know, some
Speaker 3: of my couple of my siblings too, who you want
Speaker 3: to just like give them a financial advice, but they
Speaker 3: have to come to you. You know, I have learned
Speaker 3: people don't want you preaching to them. They need to
Speaker 3: come to you. So finally, after years of like text
Speaker 3: me whenever you got a question to you, she finally
Speaker 3: texts me. She's a preschool or preschool teacher in Atlanta,
Speaker 3: really hurt by their recession, and she's like, hey, my
Speaker 3: coworker was talking about game Stop. Should I buy some?
Speaker 3: And MY first reaction was like, no, this was not
Speaker 3: when GameStop was. This was when it was in the
Speaker 3: news to the point where you know, my cousin was
Speaker 3: hearing about it. But I like what you said about education,
Speaker 3: because for me, I wanted to be like, yes, you know,
Speaker 3: buy some stock. But for me, I hesitated because I
Speaker 3: knew that she didn't have the education part. Downline. It's
Speaker 3: almost like you need to read and be educated so
Speaker 3: that you can take someone's advice and you can, you know,
Speaker 3: make an educated decision. About investing. So what would you
Speaker 3: say to and you know Tiya when I when she
Speaker 3: came to me and asked me about that, I was like,
Speaker 3: do you have a four to one K? And she hadn't,
Speaker 3: and she was like leaving a match on the table.
Speaker 3: So for people who are maybe they haven't, you know,
Speaker 3: they're not ready for the moment quite yet. It's not
Speaker 3: their time. We call it financial double Dutch. It's not
Speaker 3: their time to just jump in, you know, just quite yet.
Speaker 3: Backing it up. I mean, do you feel like that,
Speaker 3: you know, it doesn't matter just jump in any way?
Speaker 3: Or because I tend to be more risk averse, or
Speaker 3: do you feel like some people should just start with
Speaker 3: you know, four one K start with I or Ray
Speaker 3: start with emergency fund first and foremost before And.
Speaker 1: I'll piggyback on that question, like and then what does
Speaker 1: someone start to read? Like if someone's like, okay, I
Speaker 1: want to prepare, you know, like, you know, what, what
Speaker 1: books would you suggest someone start with and start to
Speaker 1: accumulate that kind of knowledge? The big give I'm in
Speaker 1: this question.
Speaker 5: Well, if they want to be financially hold, that should
Speaker 5: probably get your book.
Speaker 3: I mean, yeah, I get it with money in the
Speaker 3: camera just a little bit.
Speaker 1: It's like it's always but seriously, like, I I have
Speaker 1: a fourteen year old step daughter, and I want to
Speaker 1: because she's making money from me and everybody else that
Speaker 1: she's been working with, and I want you know, she
Speaker 1: knows how to budget, she knows how to save, but
Speaker 1: I'm like, I want to sit down with her to
Speaker 1: be like, let's let's invest together. So I'm like something
Speaker 1: that's simple enough that I think if a fourteen year
Speaker 1: old can start, then anyone can. So I'd love to know.
Speaker 7: I'm going to let Ian answer this, but I think
Speaker 7: that first we have to get out of the the
Speaker 7: thing of like what books to read, because as a teacher,
Speaker 7: you understand that there's seven different I think, seven different
Speaker 7: learning styles. Everybody learns differently. Everybody does not learn by reading.
Speaker 7: Like me, like, I don't really read that many books.
Speaker 7: If I read a book, it's going to be I'm
Speaker 7: listening to the book on audio. I can remember something
Speaker 7: a lot better than reading something like my brain is
Speaker 7: not work in that manner. And I feel like I
Speaker 7: feel like you know, even now in this generation, people
Speaker 7: are learning differently, So we can never discount the value
Speaker 7: of how someone learns. So one of the best ways
Speaker 7: to learn is podcasts.
Speaker 3: Are how do you know any investing podcasts?
Speaker 5: People should to.
Speaker 7: Podcast YouTube, even instagram you learn. You can learn if
Speaker 7: you follow the right the right pages, and the right people.
Speaker 7: So that's the first thing because I feel like just still.
Speaker 7: I remember I was telling my cousin before. He was like,
Speaker 7: here were books you're reading. He was in jail at
Speaker 7: the time, so you know, in jail, like they reading scrolls,
Speaker 7: like they're reading everything. Like I'm like, you know, I'm listening.
Speaker 7: He's like, you're listening to an audio. Like he was like,
Speaker 7: you know, like that's not learning. I'm like, wow, the
Speaker 7: same thing. What if I'm listening to somebody tell me
Speaker 7: something or if you're reading it, what's different about it?
Speaker 7: So that's the first thing. I feel like, you know,
Speaker 7: in the age of information, there's so many different ways
Speaker 7: to learn, and me personally, I learned better from listening
Speaker 7: to podcasts, watching videos, and actually even you know, buying
Speaker 7: courses then buying books.
Speaker 2: I'm not going to read a book this big, I
Speaker 2: ain't gonna do it.
Speaker 1: If you send them a long text, you not, no, no,
Speaker 1: And that's good, thank you for because you write the educated.
Speaker 1: To me, it's like, you're right, because there are differentiated learning.
Speaker 1: Says that, like, you know, everybody absorbs knowledge differently, and
Speaker 1: you ought to find the way that you best learn.
Speaker 2: You know.
Speaker 1: So no, that makes total sense.
Speaker 6: And then for me two things, we need to stop
Speaker 6: saying that investing this heart it is not for us,
Speaker 6: because the greatest rist that will take is not being
Speaker 6: able to have our money work for us. And I've
Speaker 6: been saying this in twenty ten then last year hitting
Speaker 6: everyone's like, maybe you had a point, because what if
Speaker 6: I was talking to a guy today who came to
Speaker 6: put a desk together for me. He has a friend
Speaker 6: that is working with businesses to automate eighty percent of
Speaker 6: employees out of businesses.
Speaker 5: It's a business owner. I'm like, what's the automation.
Speaker 6: The other side of me, I'm looking at them like, well,
Speaker 6: my aunts, my cousins, my relatives, they're going to be
Speaker 6: out of work. So if we're not putting our money
Speaker 6: into the possession of these companies and you're actually buying
Speaker 6: a part of a business which we already know with
Speaker 6: wants to invest in, I think the greatest risk is
Speaker 6: not investing in them. My favorite book is money Master
Speaker 6: the game. It is that thick. So what if I
Speaker 6: sat you down with Drake Tupac Lee or whomever in
Speaker 6: the music industry and that was their bible, which you
Speaker 6: read it. I think a lot of times people don't
Speaker 6: know what the outcome is going to be. That's why
Speaker 6: they don't want to read. But I'm like, hey, if
Speaker 6: you invest one thousand dollars a month, you should probably
Speaker 6: end up with the minimum of five hundred thousand. That
Speaker 6: would entice people a hell of a lot more. I
Speaker 6: think we were more than capable of being able to
Speaker 6: invest in the mark.
Speaker 7: I think they still I think they still won't read it,
Speaker 7: I think, and that which is sad.
Speaker 3: But the thing is, also, you don't need to read
Speaker 3: a book to know how to just put money in
Speaker 3: a target date fund, you know. And that's what you're
Speaker 3: talking about. It's not for us often. It's like the
Speaker 3: the literature, the written tips about investing. It makes it
Speaker 3: feel like and my cousin Tia, all she had to
Speaker 3: do was go to her you know hr website, opt in.
Speaker 3: They automatically put her in a target date fund. And
Speaker 3: you know what if that had happened ten years ago,
Speaker 3: she would have been ready without reading a book. Yeah,
Speaker 3: you know what I mean, I was ready for this
Speaker 3: recession because baby Mandy at twenty two or twenty three
Speaker 3: opened a four oh one K in twenty eleven, you know,
Speaker 3: and I just put in my fifteen percent however much
Speaker 3: a month since then. So yeah, we always send that message.
Speaker 3: And I think where Tiff and I kind of you know,
Speaker 3: are always kind of towing that line is for some people,
Speaker 3: that's good, like you're doing it, you're investing, you know,
Speaker 3: if you got a four to one kor in IRA.
Speaker 3: But then where you guys are more comfortable playing and
Speaker 3: as the individual stock picking and things like that, that
Speaker 3: I think that is the point where I'm like, probably
Speaker 3: read a book.
Speaker 7: I think you have to meet people where they're at.
Speaker 7: And that's one of the things that our platform has grown.
Speaker 7: It's not like we're the first people to ever talk
Speaker 7: about investing or real estate, but we have created a
Speaker 7: platform probably the first platform of any real you know, stature,
Speaker 7: that delivers the information in the language other people can understand,
Speaker 7: and it's it's very it's very digestible. So we understand
Speaker 7: that people have a lot of stuff going on, so
Speaker 7: you know, they might not want to invest in reading,
Speaker 7: and hey, that's that's their prerogative. But now they can
Speaker 7: just tune us in and they can listen and yeah, no,
Speaker 7: we start with the basics before you actually should invest.
Speaker 5: Me.
Speaker 7: I'm a financial advisor, so my whole background is basics.
Speaker 7: As far as you know four one k's iras that
Speaker 7: all of these things, emergency savings. I was talking about
Speaker 7: that stuff way before we had an investment show, like
Speaker 7: you should have three months minimum, six months recommended, twelve
Speaker 7: months maximum. As far as emergency savings, this stuff is
Speaker 7: not really sexy, and nobody really wants to talk about that,
Speaker 7: but you know, Tiffany does a great job of explaining
Speaker 7: that in great detail. And that's that's the fundamentals. When
Speaker 7: I used to play sports, you know, learn the fundamentals.
Speaker 7: You can't shoot a half caught hook shot before you
Speaker 7: can make a layup, like you know what I mean.
Speaker 7: Like you try to skip the basics and you're gonna
Speaker 7: hurt yourself. You try to jump into cryptocurrency before you
Speaker 7: actually have done anything, and you're going to lose everything
Speaker 7: because it's not based off of information. I always say
Speaker 7: investing is a game of knowledge. Gambling is a game
Speaker 7: of chance. You co mingled the two when you don't
Speaker 7: have knowledge, so you can gamble by investing if you
Speaker 7: just a lot of people's researchers with somebody told them. So,
Speaker 7: if my research is what Troy told me, no matter
Speaker 7: how knowledgeable research, no matter how knowledge, I'm still relying
Speaker 7: on for somebody information. Right, that's like a game of telephone.
Speaker 7: So we have to we have to start at the
Speaker 7: basic levels. And it's not complicated, but it's just a
Speaker 7: matter of just doing some investing in yourself. Investing in
Speaker 7: yourself and investing yourself could just be time, like just
Speaker 7: taking an hour out your day, and I feel like,
Speaker 7: now there's so much information now.
Speaker 4: Gonna add to that. A lot of times we and
Speaker 4: I did this too, right, especially in education. You get
Speaker 4: your summer reading log and it's a bunch of bus
Speaker 4: that you don't want to read, and since you didn't
Speaker 4: read them, that didn't count. And I used to think
Speaker 4: to myself, like I don't read enough. I don't read enough.
Speaker 4: And I started discounting myself because I didn't realize like, wait,
Speaker 4: I'm reading the daily news every day, I'm reading ESPN
Speaker 4: magazine every day. What I'm reading is different. It's not
Speaker 4: a book on literature, it's actually a book on sports
Speaker 4: or I'm learning something from it. So that led me
Speaker 4: into reading websites, going to websites every morning. Right, So
Speaker 4: when we started, I had like fifteen publications I would
Speaker 4: read every morning, so I would wake up at like
Speaker 4: five o'clock and read them. I had CNBC Business Insider,
Speaker 4: Fox Business. I mean like literally every morning. This was
Speaker 4: what I was reading and finding articles and learning. Every
Speaker 4: time I read, I learned something new, and that just
Speaker 4: became a habit.
Speaker 2: Right.
Speaker 4: So I know they say if you do something for
Speaker 4: thirty days, it becomes a habit. Tried doing that for
Speaker 4: like two years, right, So the amount of information that
Speaker 4: I'm learning again, I told you, like education is my background,
Speaker 4: but now business is my life, and so it becomes
Speaker 4: that because I'm learning every time I read. I don't
Speaker 4: want people to discount the things that they read. Yeah,
Speaker 4: you may not have read Money Masters a game, but
Speaker 4: you can go to CNBC dot com. You can.
Speaker 5: Article.
Speaker 7: But we have to stop looking past our institutions. Like
Speaker 7: a lot of times, we we have the answers in
Speaker 7: front of us, and we make it more complicated. Like
Speaker 7: so the question is like where to start? Get that
Speaker 7: question a lot. So like Tiffany has several books, that's
Speaker 7: a starting point. Earn your Lesia has over four hundred
Speaker 7: videos on YouTube and three posts on Instagram a day.
Speaker 7: That's a starting point. Market Monday is the starting point.
Speaker 7: We have Eyo University. That's a starting point. Red Panda
Speaker 7: stock Club that's a starting point. So before before I
Speaker 7: lead people to any other direction, I'm gonna lead them
Speaker 7: to where we actually started because this is a language
Speaker 7: that we speak. I personally don't read the Wall Street Journal.
Speaker 7: Of course, the Wall Street Journal is very valuable. It's
Speaker 7: a highly respected newspaper. But I don't read it. So
Speaker 7: I can't recommend something that I don't do myself.
Speaker 5: But you are executing on the part.
Speaker 7: I listen to Market Mondays because I'm on Market Mondays.
Speaker 7: I know I was trusted. I would watch CNBC from
Speaker 7: time to time, so I can't recommend that. But other
Speaker 7: than that, I don't really think like we have. That's
Speaker 7: that's an issue. We always looked like the holy grail
Speaker 7: of something.
Speaker 3: Yeah, what's the one thing I can read every day?
Speaker 3: And it's a lot of pressure. I like what you
Speaker 3: said about you know, you put too much pressure. I
Speaker 3: don't read enough. You know, if you're waiting for the
Speaker 3: one thing you're gonna read that's going to change your
Speaker 3: life and be waiting a long time, it's more. It's
Speaker 3: it's the sum of everything that you've read, you know,
Speaker 3: and it takes time. And you're right, people don't want
Speaker 3: to hear that. Let's talk about the network. E y
Speaker 3: L is not just one podcast. How many shows do
Speaker 3: you guys have?
Speaker 1: Now?
Speaker 2: Four?
Speaker 3: Four? Four shows?
Speaker 2: Okay?
Speaker 3: Okay?
Speaker 4: Five?
Speaker 7: We got five okay, name the name them, Market Mondays,
Speaker 7: Inside the Vote, Social Proof podcast.
Speaker 2: And then we have dream Nation dream Nation, and we have.
Speaker 4: In a Wealth podcast and The Wealth.
Speaker 7: Those two are coming, they're coming, okay. One is a
Speaker 7: mental health podcast. One is a real estate podcast and
Speaker 7: we're doing a limited limited edition podcast with John Henry,
Speaker 7: our friend John Henry.
Speaker 1: But I know who you're talking.
Speaker 3: About episode that's the guy from that show that sounds
Speaker 3: very vague.
Speaker 1: There was a show his Light Skinned with Glasses.
Speaker 3: Entrepreneurs like MTV but anyway vice Okay, thank you, yeah, MTV?
Speaker 3: Whoa what anyway that you don't know what that is today?
Speaker 3: What's the vision? Because and also help me understand. So
Speaker 3: y'all have been around for only a couple of years now,
Speaker 3: two years? Right, How did you get this far so quickly?
Speaker 3: Is this full time for you guys? Because I and listen,
Speaker 3: I you know, Tip and I've done the show for
Speaker 3: six years. It's not our it's not our sole focus
Speaker 3: the podcast. We each have our own things. But but
Speaker 3: for people who are looking at y'all and saying, like, oh,
Speaker 3: they have a podcast, they made it. This is their empire.
Speaker 3: Talk about where you guys are at. Is this is
Speaker 3: this your sole venture now? Or if y'all quit your
Speaker 3: day jobs and this is it y'all putting all the
Speaker 3: cards on the table, and what's the vision? What's the
Speaker 3: vision for for eyl Yeah?
Speaker 7: I mean I'm still I'm still a practicing financial advisor,
Speaker 7: but that takes up less and less on my time
Speaker 7: these days. And your LEADIA takes up probably ninety five
Speaker 7: percent of my time.
Speaker 4: And Troy, yeah, Andrew Leius is my life my life? Yeah,
Speaker 4: So I don't work for hours. I still educate. I
Speaker 4: just educate in a different medium now, Troy, Yeah, I don't.
Speaker 4: I don't belong to a school district. I belong to
Speaker 4: the world.
Speaker 7: But how we was able to grow so fasts a
Speaker 7: couple of different things. Teamwork, you know, we have a
Speaker 7: strong team. Shot to Mike, shout out to Bam, shout
Speaker 7: to Jamal, shot to everybody that's a part. It's not
Speaker 7: just us. People see us, but it's more to it
Speaker 7: than that. And then we learn, we learn a lot.
Speaker 7: You have to learn very quickly in this world that
Speaker 7: we in right now, things move so quickly that you
Speaker 7: have to pick up the information to be able to
Speaker 7: process it on the go. So just being around so
Speaker 7: many arts, wpnoors, our friends and things of that nature,
Speaker 7: and we established strong relationships so like you know, even
Speaker 7: you know, we could have just probably did a stock
Speaker 7: show ourselves, but it's like that's a lot of work.
Speaker 7: So it makes sense for us to partner with Ian
Speaker 7: where he obviously does this all the time, like you
Speaker 7: know what I mean, this is what he does. So
Speaker 7: now it's less work as far as for us just
Speaker 7: making a whole nother show just by ourself. But we
Speaker 7: just we're still a part of it. So that's a
Speaker 7: strategic alliance. And a lot of times, you know, people
Speaker 7: look at like they want to do everything themselves. They
Speaker 7: want me to start everything, they want everything. Like you know
Speaker 7: what I'm saying, You're only gonna go so far that
Speaker 7: by yourself, No matter what, you're only going to go
Speaker 7: so far by yourself. You go a lot further with
Speaker 7: a team, and you go a lot further by helping
Speaker 7: people too. That's you know, we try to even with
Speaker 7: the podcast net Worry, that's us helping people.
Speaker 2: The only person that.
Speaker 7: Had a podcast already was Dave Shan's shout out to him,
Speaker 7: but you know, ash Cash, he wanted to come because
Speaker 7: he's like he sees the value, you know, Like you
Speaker 7: know what I'm saying, he didn't have a podcast.
Speaker 6: I was the first one. I was like, hey, uh,
Speaker 6: before y'all take off from sex. I've never like, hey, man,
Speaker 6: before you get busy.
Speaker 4: You know.
Speaker 7: I think that's important for entrepreneurs to keep in mind
Speaker 7: that the more people It sounds cliche, but it's true,
Speaker 7: the more people that you help, uh, the further that
Speaker 7: you will go.
Speaker 3: That was the message that really hit me when y'all
Speaker 3: were celebrating what was did y'all get number one of business? Wait?
Speaker 3: Number one of all podcasts?
Speaker 2: Y'allhad business Business Business podcast?
Speaker 1: Yeah, knocked that that other guy d R. I don't
Speaker 1: believe we don't even know him around here.
Speaker 4: I don't know that right.
Speaker 1: Yes, he's not our favor over here. He's so just yeah.
Speaker 1: So but that was.
Speaker 3: But but what you said real quick, what you said
Speaker 3: during your IG live that night, which I was tuning into,
Speaker 3: is exactly that. It was. You had your friends on
Speaker 3: and you were talking about how we didn't do this alone.
Speaker 3: And it struck me because I was talking to a
Speaker 3: fellow podcaster and she and I was telling her because
Speaker 3: Tiff and I have signed with a new network shout
Speaker 3: out to Westwood One in February, and that was a
Speaker 3: big step for us. And I remember telling her that
Speaker 3: we were signing with a network, and the vibe was
Speaker 3: very much, oh, you sold out. I want to keep
Speaker 3: doing this. I just really want to own everything. And
Speaker 3: I was like, yeah, we've done that. And I would
Speaker 3: also like some help now. Yeah, I didn't take maternity
Speaker 3: leave hardly at all, when you know, when we did
Speaker 3: the show, and Tiff and I have just been grinding.
Speaker 3: But yeah, I would love to talk a little bit
Speaker 3: more about that. So what do you think you have gained,
Speaker 3: like you know, specifically from those partnerships. Is it is
Speaker 3: it the amplification of exposure?
Speaker 5: Is it?
Speaker 3: Is it just bigger dollars because now you have more
Speaker 3: minutes of podcasting that you can sell ads on. Like
Speaker 3: how does the how does that translate into what people
Speaker 3: really want to know? Like money and revenue and all that.
Speaker 7: I mean for us, more so than our business model
Speaker 7: is a little different than most podcasts because most podcasts
Speaker 7: they make the majority of their money off of ads
Speaker 7: and things of that nature where you know, adds and
Speaker 7: more like supplement income. For us, we have different like programs,
Speaker 7: products and different things of that nature. How we you know,
Speaker 7: we we attain revenue. So for us, you know, brand exposure,
Speaker 7: you know, and adding value. Once again, it might sound corny,
Speaker 7: but it's true. I feel like the more value that
Speaker 7: we can add, the more valuable we become. So you know,
Speaker 7: everything is not about you know, just making money up
Speaker 7: front and then there's always there's always money on the
Speaker 7: back end.
Speaker 2: That with a big, big payday come.
Speaker 7: But for us, to be completely honest with you about it,
Speaker 7: we're not making a bunch of money off of our
Speaker 7: podcast network. Our podcast network was to grow our brand,
Speaker 7: to add more value, to grow exposure, and to really
Speaker 7: build those relationships with people because we feel like, all right, now,
Speaker 7: if we do have a strong four or five shows,
Speaker 7: now that's that's something that's valuable down the line. And
Speaker 7: you know how that comes to fruition is still to
Speaker 7: be determined. But it's like, if you never try something,
Speaker 7: you never know. What I'm saying, you never know.
Speaker 4: I think that's one of the biggest things with it,
Speaker 4: is like there is no fear of any type of failure.
Speaker 4: Failure never comes into our mind. We're just like, we
Speaker 4: want to do something that can help creatives expand their brand.
Speaker 4: Let's do it. We want to see everybody win. And
Speaker 4: it's kind of where when we come into spaces and
Speaker 4: people are like, wait, y'all don't really want anything else, like, nah,
Speaker 4: we just want to see you win. You win, we win,
Speaker 4: you know what I mean. And when we talk about community,
Speaker 4: that's what we're building a community. I know. Somebody told us,
Speaker 4: like a schools only as good as ass students that
Speaker 4: graduate from it, right, And so when we look at it,
Speaker 4: if ash cast does well, then the next person who
Speaker 4: wants to start our podcast is like, that's the place
Speaker 4: to go, right, And if Dave Shan does well, that
Speaker 4: you know what I mean, Market Monday's is doing well.
Speaker 4: We become the place to go, and everything that we
Speaker 4: do is to support each other. Right, So, like the
Speaker 4: goal is to like build a brand, help everybody else
Speaker 4: who's trying to build theirs. Expertite that because we've been
Speaker 4: through it for two years. We hit number one, so
Speaker 4: we know what it takes. We're going to you're gonna
Speaker 4: you're not gonna make the mistakes because we're going to
Speaker 4: give you the game. Right. We become mentors in that sense.
Speaker 4: So yeah, I mean we saw a brand build, non podcasts,
Speaker 4: and then a big payday game. Right, So when I
Speaker 4: was like, Yo, we're not talking about upfront money, we're
Speaker 4: talking about the long game.
Speaker 1: Yes, please let's talk that long Because as someone when
Speaker 1: I started a budgetista, everybody was like, I don't get it.
Speaker 1: So these things are free? Yes, so you do all
Speaker 1: these lives for free?
Speaker 4: Yes?
Speaker 1: So you do all this like nobody could like wrap
Speaker 1: their mind around why. Well, because my intention, just like
Speaker 1: any teacher's intention, was to teach, to transform, to make
Speaker 1: my community better. And I understand I didn't know I
Speaker 1: was gonna make money. I was like, you know, I
Speaker 1: mean I did speaking engagements here and there, the supplement,
Speaker 1: but I wasn't really sure about how I was gonna monetize.
Speaker 1: But I knew that if you build something great, you
Speaker 1: can and now I will. And I told you, guys,
Speaker 1: I think this before because when I first came on
Speaker 1: Earned your Leisure, we had like I felt like, the
Speaker 1: real talk was after we hung up and I told you,
Speaker 1: I was like, please, like, you will get to a
Speaker 1: space and a place because of the way you're building that.
Speaker 1: The money is the easy part, yez. You know, like
Speaker 1: it took me probably five or six years, you know,
Speaker 1: but now I can do something and I've done this
Speaker 1: and make seven figures in a weekend, so I don't
Speaker 1: worry about like, you know, But that's when you build
Speaker 1: the way you're building. You're building this solid foundation, you're
Speaker 1: building off of network, you're building off of making sure
Speaker 1: that everyone is good. That the money will will be
Speaker 1: like the you'll be able to flip a switch. I
Speaker 1: was telling my sister Tracy, my publicist, Ian's.
Speaker 4: I feel fresh pricks.
Speaker 1: Because she's building her business and I was telling her,
Speaker 1: She's like, oh, it's so much. I was like, yo, sis, honestly,
Speaker 1: you will get to a point where you realize you
Speaker 1: are the bank. At any moment, I could tap into
Speaker 1: myself and make money, produce, you know, like, so not
Speaker 1: to worry so much about that part if you're willing
Speaker 1: to do the work. But I guess my question is,
Speaker 1: and this is a question that I get and I
Speaker 1: still struggle with the answer, is what's the desired outcome?
Speaker 1: Like what do you like? I would love to hear
Speaker 1: from youw Ian Troy Rashad, like, how do you where
Speaker 1: do you see this going? Today? I had a meeting
Speaker 1: with my business coach shout out design. I've got several culches,
Speaker 1: but he's like my executive business coach, and he said,
Speaker 1: just so you know, you're sitting on a billion dollar
Speaker 1: business and design is not wanted to just be blowing
Speaker 1: smoke up yet behind And that was just like yeah,
Speaker 1: He's like, no, I have speak spoken to the SEO
Speaker 1: guy behind Voldemort and he helped him grow to four
Speaker 1: hundred and fifty million dollars a year, and he was
Speaker 1: looking at your stuff and was like, oh, easy, we
Speaker 1: could we could get her there. And I was like
Speaker 1: what so, But it depends on what is it that
Speaker 1: I'm wanting. So my question for you is like what
Speaker 1: is it? You know, like, what's the big mission five years,
Speaker 1: ten years from now? What would you love to see?
Speaker 7: Yeah, I mean for us, there's a few different things
Speaker 7: that we're working on. You know, we have an education platform.
Speaker 7: I mean, the world is running by education and media
Speaker 7: if you really think about it, you know, we're controlled
Speaker 7: by media what we see, and we're forced to learn
Speaker 7: education and something that's not even optional, like if you
Speaker 7: don't go to school as a kid, you can get arrested.
Speaker 7: Truancy cops. They have cops like just to make sure
Speaker 7: kids go to school. Before COVID. Now COVID everything changed.
Speaker 7: But so I say that to say that's like really
Speaker 7: really the most important parts of life. So we have
Speaker 7: an educational platform called Eyo University. And with Eyo University,
Speaker 7: we really just like kind of made that it's not
Speaker 7: like specific. It's not a real estate school, it's not
Speaker 7: a stock school. It's everything. Everything. Every single week is
Speaker 7: different classes, it's a book club, it's a movie club,
Speaker 7: it's a real estate course. Inside of it, we have
Speaker 7: investment conversations, all kinds of stuff. So we really wanted
Speaker 7: to give like every single thing that you can really
Speaker 7: you know, need as far as personal finance investing and
Speaker 7: grow that. So now that community has well over like
Speaker 7: nine thousand people something like that. So we want to
Speaker 7: make that like a Phoenix University, like bigger than Phoenix
Speaker 7: Niversity and make that you know, rival any any university
Speaker 7: out there, and make it you know, a huge, huge,
Speaker 7: huge platform over one hundred thousand students with graduations and
Speaker 7: all and stuff like that. You know, so that's something
Speaker 7: that we are really excited about. We want to continue
Speaker 7: to grow that. And of course the media side, you know,
Speaker 7: for Early Lesion, look at Early Leasion as a podcast.
Speaker 2: You know, we have a podcast.
Speaker 7: Network, but even bigger than that, we're a media company,
Speaker 7: so you know, we want to keep growing as a
Speaker 7: media company, produce other shows, and you know, have strategic
Speaker 7: alliances and things of that nature. So now we have
Speaker 7: a corporate for our media division, we have you know,
Speaker 7: our educational division, and then of course there's a bunch
Speaker 7: of other ancillary stuff.
Speaker 2: We just got you know, a truck.
Speaker 3: Do you tuck.
Speaker 1: Yeah, they're wrapped on like what's the name truck, like.
Speaker 2: A freight truck.
Speaker 7: Yeah, So you know, stuff like that, you know, it
Speaker 7: just comes up randomly, so yeah, the other side, businesses, opportunities,
Speaker 7: things to that nature. But yeah, those are those are
Speaker 7: like the also on the immediate vision board for us.
Speaker 7: We don't really have a goal to be like the
Speaker 7: top podcast or something. I mean, that's cool, but they do.
Speaker 1: Well you already did it anyway, so it's done.
Speaker 6: That's like what Jordan won the third ring here, like
Speaker 6: oh yeah, it means it's.
Speaker 1: It's like you know, like I used to say, like
Speaker 1: I want to go into Target. You get to go
Speaker 1: to Target one day and you see like I don't
Speaker 1: know a mug and it says like budget needs to approved.
Speaker 1: Like I want to reach that level of like when
Speaker 1: you put your name on something and moves mountains, you know,
Speaker 1: because people have come to trust you that much. But
Speaker 1: I just was wondering for you, like what does that
Speaker 1: look like? What's that kind of like pie in the sky.
Speaker 7: And before I'm gonna let me in because I'm sure
Speaker 7: he has a crazy vision for what he has going on.
Speaker 7: But I want I want entrepreneurs to be valued the
Speaker 7: same way as sports and entertainment things. That's about something
Speaker 7: that I think is very very obtainable, and that's something
Speaker 7: that not just for celebrity status. But I think it's
Speaker 7: important because, especially in our culture, I never forget. We
Speaker 7: was talking to somebody that was extremely high up in
Speaker 7: the music business and he was saying that, you know,
Speaker 7: he used to work at a major, major record label,
Speaker 7: and he was saying that he doesn't let his kids
Speaker 7: listen to round. He's black, he doesn't let his kids
Speaker 7: listen to rap, and he used to work at a
Speaker 7: record label. So like, why don't you let your kids
Speaker 7: listen to rap? He was like, because, like, you know,
Speaker 7: white kids, the kids listening to rap, they know it's entertainment,
Speaker 7: like they listen to little fill in the blank.
Speaker 2: But they it's.
Speaker 7: And they want to do for you know, medical school,
Speaker 7: and then when they graduate, and it's like, you know,
Speaker 7: that's just a fat, just a moment in their life.
Speaker 2: Black kids is listening to.
Speaker 7: That, and they think it's a career option, a viable
Speaker 7: career option, and it's.
Speaker 2: Hurting a lot of people. It's hurt a lot of people.
Speaker 7: So it's helped a lot of people too, but it's
Speaker 7: also hurt a lot of people because there's only so
Speaker 7: many people that can become professional athletes or professional rappers,
Speaker 7: but anybody can become an investor, stock trader, real estate
Speaker 7: agent or whatever like you know. So I feel like
Speaker 7: it's important for us to champion that. And it's also unproportional,
Speaker 7: Like Rolling Stone is big before us, it is also big,
Speaker 7: you know, Like you know, Donald Trump was a celebrity,
Speaker 7: no matter how you feel about him, he was a
Speaker 7: celebrity our Cuban and celebrity. Like, where's our celebrity entrepreneurs?
Speaker 7: That has nothing to do with sports entertainment. It's not
Speaker 7: really there.
Speaker 3: I think we're looking at them, I don't know.
Speaker 7: So that's on the vision board too, to kind of
Speaker 7: push that wave to the point where now we have
Speaker 7: more than just sports and entertainment.
Speaker 4: Yea, I'm gonna take thirty seconds because I know you're
Speaker 4: going to go. So one of the other things is
Speaker 4: that we come across a lot of businesses. And we
Speaker 4: just had this conversation last week about you know what,
Speaker 4: becoming a holding company for a lot of businesses, right,
Speaker 4: because if you look at Shark Tanking, it's very similar
Speaker 4: to what we're doing. People are coming in, they're telling
Speaker 4: us our businesses, and we'd be foolish not to take
Speaker 4: advantage of saying, you know what, let's invest in this
Speaker 4: and eventually potentially you know, taking out our company public.
Speaker 4: That's something that it crossed my mind with the past mother,
Speaker 4: like when have we ever seen that? How many people
Speaker 4: that we know that look like us have done that
Speaker 4: and you can actually talk to them? And so that's
Speaker 4: something that is heavy on my mind right now, and
Speaker 4: I know it's on shots as well. It's something that
Speaker 4: we're looking definitely to doing in the future.
Speaker 2: EYL private equity.
Speaker 1: Yeah, what about you, what's your what's your big goal.
Speaker 5: Over the next five years to help two billion people?
Speaker 5: Whether you.
Speaker 6: Think about it like this, when you wake up or
Speaker 6: go to bed, you're either thinking about how to make
Speaker 6: money or how to retain it. Number one reason people
Speaker 6: get divorced fellows.
Speaker 5: I'm sorry.
Speaker 6: If you're cute, great, but my grandmother used to tell
Speaker 6: me there's no romance for not finance. Baby, you're cute,
Speaker 6: but you gotta get some money, It's true. And then
Speaker 6: also how to keep that's a big thing. So even
Speaker 6: with what they're building at the network, I know, if
Speaker 6: I can get them to trust on the investment in
Speaker 6: then how to be disciplined, they'll listen to a relationship
Speaker 6: mental health because the money is just one part the
Speaker 6: thing we were talking about. Like even on Satday, I'm like,
Speaker 6: I just want peace. So for like me, I have
Speaker 6: like my golden rules. I'm like, don't interrupt me when
Speaker 6: I'm Mozander, my family and friends. Time is off, Like
Speaker 6: I don't care what the if I'm Wlexander. That's my too,
Speaker 6: because I know there's going to be a time where
Speaker 6: he doesn't want to be around me. He's going to
Speaker 6: even now he's six and he's like on Easter, he's like, Dad,
Speaker 6: you can't kiss me.
Speaker 5: It's inappropriate. I'm like, I'm your dad.
Speaker 2: What do you mean?
Speaker 5: So I'm like at nine, I'm like I.
Speaker 6: Can't even go with you to the park at that point.
Speaker 6: So I'm like, I want to have all those moments.
Speaker 6: But let's be honest, like corporate was designed to take
Speaker 6: us away from our family and control our time so
Speaker 6: we wouldn't have time to think about how to build
Speaker 6: our own thing. Not anti corporate, I'm not anti school,
Speaker 6: but even the way people are taught to communicate it
Speaker 6: is a non.
Speaker 5: Wealth based strategy.
Speaker 6: So I would just want to help as many people
Speaker 6: as possible because let's be honest. Like COVID exposed the
Speaker 6: way that we work wrong, the way that we picked
Speaker 6: our relationships wrong, because a lot of people decided, Hey, John,
Speaker 6: who I'm with now, John Henry, kudos to my guy.
Speaker 6: But John that I'm with, I don't like him as
Speaker 6: much because now that I'm spending five hours a day
Speaker 6: with him, I don't like him as much. And then
Speaker 6: we need more time with our kids, more times with
Speaker 6: our friends and family. So that same thing that Rashad
Speaker 6: was saying, and me being around my dad and having
Speaker 6: that kind of freedom. You know, I know Dame Dash
Speaker 6: gets beat up for how he delivers, but my dad
Speaker 6: was like that, and so was my granddad because he
Speaker 6: was in the military. My dad was like, your number
Speaker 6: one goal has to be freedom. Everything else is an illusion.
Speaker 6: If you have a bunch of time and no money,
Speaker 6: what difference does it make. So that's my goals to
Speaker 6: be able to help structure that and help people to
Speaker 6: get better returns in the market.
Speaker 3: So it's interesting that leisure is in the title of
Speaker 3: the show. I don't feel like y'all know how to
Speaker 3: take us like. It sounds like y'all work real.
Speaker 4: Hard alcoholics, But how do.
Speaker 2: I feel like? I feel like?
Speaker 7: You know, I'm a very appreciative person as far as
Speaker 7: like little things in life, like just being able to
Speaker 7: wake up whenever you want, you know, that's a blessing.
Speaker 7: And it's like, you know, we you know, I was
Speaker 7: with my son yesterday and eat in scallops and lobster.
Speaker 7: You know, we really blessed to be able to eat
Speaker 7: scallops and lobsters and clans and things of that nature.
Speaker 7: We really are like little things like that. For me,
Speaker 7: that's that's leisure because I know people that are starving
Speaker 7: and some people you know, have to wake up at
Speaker 7: four point thirty in the morning and they work until
Speaker 7: you know, one am. So for me to be able
Speaker 7: to wake up whenever I want, go to sleep whenever
Speaker 7: I want, travel whenever I want, you know what I mean.
Speaker 7: Like that thing, little things like that, they don't get
Speaker 7: lost on me. And sometimes it's just like we have
Speaker 7: to be appreciative of the things that we have because
Speaker 7: you know, we work so much and we compare all
Speaker 7: live to somebody else, and it's like, all right, of course,
Speaker 7: it would be great to you know, buy island and
Speaker 7: do all of these things. But you know, coming from
Speaker 7: like I said, working class environments where you see people
Speaker 7: that you know, work their whole life for they have
Speaker 7: fifty thousand dollars and trying to work it out, trying
Speaker 7: to figure out what they're going to do.
Speaker 2: You know what I'm saying.
Speaker 7: So to be able to have a level of financial
Speaker 7: freedom and to be able to provide for your family,
Speaker 7: we earned that, you know, that's earned.
Speaker 2: That's earning your leisure.
Speaker 4: That's right there. I mean what he said is one
Speaker 4: thousand percent trough. For sixteen years, that was me waking up,
Speaker 4: going to school, doing the same thing, being stubborn about,
Speaker 4: you know, my financial freedom. And I tell it now
Speaker 4: because obviously I have a bunch of colleagues who's still
Speaker 4: practicing in education, still teaching, especially in COVID, which is
Speaker 4: extremely difficult. I told him I wouldn't trade this for anything.
Speaker 4: The amount of leisure that I have now, the ability
Speaker 4: to wake up and take my kids to school, it's
Speaker 4: something that I never was able to do, you know,
Speaker 4: being able to make parent teacher conferences now, it's something
Speaker 4: I never was able to do, picking them up from school,
Speaker 4: you know what I mean, being super involved. It's just
Speaker 4: like these little things that you miss out on that
Speaker 4: I wouldn't have been able to do it had I
Speaker 4: not earned it this time. So the money is great.
Speaker 4: The ability to have some of these luxuries, I call
Speaker 4: them luxuries because not every parent is able to do that.
Speaker 4: It's incredible. And my wife as well, Like you know,
Speaker 4: to see her be really frustrated at work and into
Speaker 4: one day say look, you don't have to go back tomorrow.
Speaker 6: That's to say, baby, don't. Can we be honest? Look
Speaker 6: at our grandparents. My grandad was in the military. When
Speaker 6: my grandmother moved from Midway, Alabama to Chicago, Indiana, she
Speaker 6: had to sell pop bottles and cold angers to make money.
Speaker 5: What we're doing is not hard. We're not making steel.
Speaker 6: Like my family that worked in the steel mill still
Speaker 6: there today, the stuff that they go to work in
Speaker 6: the sixteen hour shift. But I took that blue collar
Speaker 6: mid West to work ethic and just applied it to
Speaker 6: white collar stuff.
Speaker 8: How hard is it to hop on live and talk
Speaker 8: We like this is like barbershopping beauty songs. Talk like
Speaker 8: we're getting paid and getting the chance to influence like so,
Speaker 8: but even like watching them and learning, like even with
Speaker 8: he told me, like.
Speaker 5: Bro, you got to relax and travel like COVID.
Speaker 2: I wasn't.
Speaker 5: I'm like, I'm not getting the virus. I was doctor Faci.
Speaker 5: I got the mask on in the house.
Speaker 6: I'm not going anywhere. It's not like, bro, you gotta
Speaker 6: travel like I want to go in the house. It's
Speaker 6: a balance of everything. But to have the time to
Speaker 6: be able to spend. I've been entrepreneurs wis. I was
Speaker 6: in college so before it was popular, and then even
Speaker 6: when you were like because in four or five it
Speaker 6: was like your entrepreneur can't get a job.
Speaker 5: Nothing.
Speaker 6: That was a perception, but the world kind of caught
Speaker 6: up O seven. Then once again, what we're doing is
Speaker 6: now hard. It does take a lot of effort. But
Speaker 6: what I will say about what I think about their
Speaker 6: growth outside looking in, because I was a fan of
Speaker 6: them first, the work ethic is insane, Like Allison, a
Speaker 6: message wouldn't get a reply. And then I met them
Speaker 6: and I was like, oh, I see why, and I'm
Speaker 6: a workhorse. There's never a time that I talked to
Speaker 6: them there. I'm like, hey, what y'all do I'm in Miami.
Speaker 6: I'm like, I know y'all getting up with calid Or.
Speaker 5: I said on the show, like we do best coming.
Speaker 6: I know them Rashad's like me too, Rashad luck because
Speaker 6: we that authoritarian things. Whenever someone tells us we can't
Speaker 6: do something, it's like does this you're in trouble.
Speaker 5: It's like that that next chess move is coming right.
Speaker 3: Y'all are proof positive of that expression. You know, you're
Speaker 3: the average of like the five people you spend the
Speaker 3: most time with. I was telling my cousin that, I'm like,
Speaker 3: you need to really be picky quality over quantity. You
Speaker 3: spend the most time your time with.
Speaker 1: So because they normalized excellence, or they normalized mediocrity, or
Speaker 1: they normalized failure, like yeah, you know, I'm like, no,
Speaker 1: I don't know. I was doing something until I spoke
Speaker 1: to don't well, I don't know if you can put
Speaker 1: her financial business out there so I won't say her name,
Speaker 1: and she was like, yeah, I'm trying to make fifty
Speaker 1: million this year.
Speaker 5: I was like, what those conversations are different when yeah, I.
Speaker 1: Was like say what, while I was like no, sir,
Speaker 1: you know, we crossed over ten and she was like
Speaker 1: oh this. I was like that's cute. And I was like,
Speaker 1: can we talk every week? What you doing on Thursdays?
Speaker 6: The first time I heard that you needed sixty months
Speaker 6: of revenue to be safe, and you need a minimum
Speaker 6: twenty eight streams of revenue.
Speaker 5: I was like what he was like, get there?
Speaker 6: But he opened his phone, hopped and chased and showed
Speaker 6: me and this business and personal it blew my mind might.
Speaker 1: Like this yes, yes, and it expands and a lot
Speaker 1: of them look like you and so. And what I
Speaker 1: love is that That's why in your shows me that
Speaker 1: they look like me and they sound like like my
Speaker 1: husband because he was born and raised in projects like
Speaker 1: you know, brick City for life. But I love the
Speaker 1: fact that he can look and be like oh, because
Speaker 1: he's like what are you listening to? Because you know
Speaker 1: the rest of the stuff, he's like want want, want want,
Speaker 1: But he was like, oh, okay, I could do that,
Speaker 1: and I'm just like, yeah, five more years we need
Speaker 1: that insurance. So but I love that because it never
Speaker 1: would have appealed to someone like him, you know. But
Speaker 1: he's just like, yo, they sound like me, they look
Speaker 1: like me, like this is possible, this is doable. And
Speaker 1: to see him translate that for his boys, because like,
Speaker 1: I'll talk to my friends, but his boys don't listen
Speaker 1: to me, you know. So to see him like, nah, yo,
Speaker 1: because you guys said something before. He was like I
Speaker 1: heard him tell his best friend, Nah, Wally, yo, you
Speaker 1: gotta let your assets pay for your assets. I was like, Oh,
Speaker 1: where do you get that from? He was like, I
Speaker 1: don't know that show you be having me listen to me.
Speaker 1: I just thought that was so dope because you know
Speaker 1: New Jersey drive like Newark used to be. That was
Speaker 1: him forty years old, like just like stealing cars.
Speaker 9: I'm like, just literally used to go to school and
Speaker 9: then on Fridays he said, we didn't steal cars during
Speaker 9: the week because we had to go to school, but
Speaker 9: on the weekend it was on.
Speaker 1: We were like local celebrities. Like the old people were
Speaker 1: bringing their tears downstairs and just watch us. Like through
Speaker 1: Newark zip zip and jar. We would cut gates to know,
Speaker 1: like okay, if we do get caught, we could slip
Speaker 1: through this gate. So to hear him tell his wild stories,
Speaker 1: to see him this forty year old man who was like,
Speaker 1: you know, working on our investment property, talking to our
Speaker 1: investment like our certified planner about like our like our
Speaker 1: stocks and things, and yeah, you just I just thank
Speaker 1: you guys for what you're doing because I don't know
Speaker 1: that these men out here that need to hear it,
Speaker 1: but it's not gonna be for me that they're gonna
Speaker 1: like it's gonna land or certainly not from everybody else
Speaker 1: that's out there. They have this opportunity to hear it
Speaker 1: from y'all and being like, if they can do it,
Speaker 1: so can I.
Speaker 4: So we just thank you for that, and they should look,
Speaker 4: we definitely listen to you.
Speaker 3: I'm kind of sitting here like yeah, yeah, but also
Speaker 3: they need to listen. They let's normalize listening to Tiffany
Speaker 3: some toxic masculinity I'm sensing here, but you know, we'll
Speaker 3: get we'll get there. But thank y'all so much for
Speaker 3: sharing your positive energy and your passion with us because
Speaker 3: it means a lot. And congratulations on all the success
Speaker 3: we wish. I mean, I wish nothing, but I want
Speaker 3: to see y'all.
Speaker 2: I want to see Tip.
Speaker 3: I'm just going to come in the back. I'm just
Speaker 3: gonna be in the window of your house next time
Speaker 3: you're on Today Show, just anytime of the day, just
Speaker 3: pop up on sw should be on some TV network.
Speaker 1: I can promise, but I am going to be on
Speaker 1: Today's Show on Wednesday when this comes out, and if
Speaker 1: you know, keep it concise with you know, that's not
Speaker 1: my thing. But what I think they asked me was
Speaker 1: one of my favorite podcasts. And let's just say, you know,
Speaker 1: two of them are right here. Literally just text to
Speaker 1: producer like, no, this is the this is the picture.
Speaker 1: This is the picture to you, so we'll see if
Speaker 1: you know, because you know how it is a TV shows.
Speaker 1: I believe in that too, that you know, like as
Speaker 1: you go you bring along and so you know that's
Speaker 1: critically important. But yeah, this is this has been awesome.
Speaker 1: I think our audience is going to be like, yeah,
Speaker 1: so where can people find you? What's your social media handles?
Speaker 1: What what products and services do you have out how
Speaker 1: they can how can they continue to connect?
Speaker 2: Yeah?
Speaker 7: For sure, and thank you again for having us, both
Speaker 7: of you guys. Thank you for your advocacy and the
Speaker 7: work that you do.
Speaker 2: Earn A. Lisia.
Speaker 7: You can find us on all social media platforms, YouTube,
Speaker 7: Earnalisia dot com. Yeah, earn Alesia podcast. Also Market Mondays,
Speaker 7: which is a live show on YouTube at eight o'clock
Speaker 7: easton Standard time every Monday. Also it's on you know,
Speaker 7: the playback is on YouTube and also the playback is
Speaker 7: also on podcast networks in ey l University, that's our
Speaker 7: educational platform which has over one hundred webinars, real estate
Speaker 7: Investment course, monthly financial Planning, calls, a bunch of stuff.
Speaker 7: So all that information is on e y l University
Speaker 7: dot com. But the mothership is Earning your Leisure dot com.
Speaker 7: And once again, thank you for having us. We appreciate it.
Speaker 3: Thank you so much. This was a dream.
Speaker 1: When we're I where can they find you?
Speaker 6: Instagram? Uh, my tag is the master Investor. You can
Speaker 6: find me my name Ian. Don't lamp on any of
Speaker 6: the social and then join red Panda dot com is
Speaker 6: my site if you want to join the stock club.
Speaker 5: That's my primary product.
Speaker 6: I tell you where to get in, where to get out,
Speaker 6: what companies are good, what companies are bad.
Speaker 5: So tiya if you need some help.
Speaker 3: My cousins are like, stop, get your other names out
Speaker 3: of your mouth on that.
Speaker 1: Because my girlfriend text me, She's like, Tiffany, is anybody
Speaker 1: single ready to mingle? Because you know we have all
Speaker 1: the ladies on here. I'm like, I know, I know, Troy,
Speaker 1: you are taking.
Speaker 4: I'm taking Hey, don't kill me, don't.
Speaker 1: I mean like Loki. We know they all asking about her.
Speaker 3: We just talked about hypergamy, any hypergamas.
Speaker 1: Listen, Yeah, are you single? Ready to mingle or is
Speaker 1: this to be mad if?
Speaker 2: No, No, I'm single single?
Speaker 1: Okay, well don't hey those are his DM don't ask
Speaker 1: me no other questions everybody.
Speaker 2: I can't believe.
Speaker 1: I got like play. I got little like ten DMS
Speaker 1: was like, you have an earn your leisure, no money questions,
Speaker 1: not know nothing. I know I take. I'm like, oh
Speaker 1: my god, this is a question. You can get your
Speaker 1: whole financial life.
Speaker 2: Listen.
Speaker 6: One time I thought Troy said uh hello to my
Speaker 6: wives and said I was like, bro, this when.
Speaker 5: You get offset.
Speaker 4: You know, when I went upstairs, my wife was like
Speaker 4: your wives really, I'm.
Speaker 5: Like, there won't be another show ever.
Speaker 4: When you see us in Greenberg, you know you can
Speaker 4: act like you know, it's okay.
Speaker 3: When I see them, I'm jumping this. Just look, it'll
Speaker 3: be the hair first to see in the glass all
Speaker 3: the time. No, but no, we definitely should chat because
Speaker 3: whenever COVID is over, it would be great to meet
Speaker 3: up and talk about g Burke. I want to see
Speaker 3: that project that Troy you had a project you said
Speaker 3: something about Greenberg history.
Speaker 4: Yeah, it's it's a very enlightening information that you will
Speaker 4: learn about a town and how it was built and
Speaker 4: how it was designed and redlining and all that I had.
Speaker 4: I actually had fourteen and fifteen year olds do it
Speaker 4: and what they found was pretty interesting.
Speaker 5: I like it.
Speaker 4: I would love to talk to you about it.
Speaker 3: Yeah, and I'm my day job. I'm chief consumer advocate
Speaker 3: for Ally Financial, so I'll definitely keep y'all in mind
Speaker 3: if I because we're I just started a couple of
Speaker 3: months ago. But Tiff notes, I'm looking for all the
Speaker 3: ways that I can spend their money influencers. So yeah,
Speaker 3: I can't wait to meet you guys, hopefully one day
Speaker 3: in person. But thank you so much and Ian, thanks
Speaker 3: for joining. That was a bonus.
Speaker 1: Yes, it was.
Speaker 6: I'm honor too. I'm happy to be here. And thanks
Speaker 6: to the guys for inviting me. My shot, I'm gonna
Speaker 6: pray for you. Yeah, they hit me too.
Speaker 3: Let's so what you got like, it's a photo of
Speaker 3: my brother if he's in the background, BA, listeners are
Speaker 3: all over.
Speaker 1: Her brother looks exactly like Drake, Exactly like Drake.
Speaker 3: I know, but it's so annoying but that you're thirsty, so.
Speaker 6: Yeah, and it's the pandemonium, the pandemonium.
Speaker 4: We appreciate you all,