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Speaker 1: Ba fam, we have another how to throw back for you,

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Speaker 1: of course we do. All month, We're looking back at

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Speaker 1: some of our favorite episodes from days past, for memorable

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Speaker 1: guests who unforgettable moments. There's still so much to learn

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Speaker 1: from the b A Vault. Take a listen, will ya.

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Speaker 2: Hey?

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Speaker 1: Hey oh we are back. We are black extra black.

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Speaker 1: You're gonna see wit.

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Speaker 3: A minute back in blacker than ever.

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Speaker 1: Yes, and we're brod envision. Hey manja, are you excited

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Speaker 1: about today's show? Like I'm excited about today's show.

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Speaker 3: I mean, you know, when you get a couple of

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Speaker 3: y chromosomes in the mix, you know that aren't related

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Speaker 3: to you, you might like put a little extra, something extra,

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Speaker 3: put a little messca on, get all excited. Yes, I'm

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Speaker 3: excited because I mean with without further ado, let's let's

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Speaker 3: let's let's let the people have what they want, which

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Speaker 3: is a conversation with the earn your Leisure Gentleman Rashad

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Speaker 3: Bilal Troy Millings with special guest Ian Dunlip. This was

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Speaker 3: one of my favorite uh DA hosted guest video guest

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Speaker 3: interviews ever. So I hope you guys enjoy all right

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Speaker 3: we are I can't even tell you guys, how how

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Speaker 3: long this has been in the making in my own dreams.

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Speaker 3: But it hasn't been that long since I was like, Tiffany,

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Speaker 3: do you know? Do you know Troy and Mashaw? Can

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Speaker 3: you can you know Tiffany's friends. I'm always trying to

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Speaker 3: just like wesel my way in there. But I'm so

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Speaker 3: excited to have you guys on the show. The Biggest

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Speaker 3: can we say, the biggest business? Okay, Ian's got it?

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Speaker 3: I do you want to do?

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Speaker 4: The platform?

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Speaker 5: There is.

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Speaker 6: Platform, there is se and Trugg gonna be humble. You

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Speaker 6: know they went to church yesterday, the Biggest you know, wait.

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Speaker 3: Let me finish, Let me finish. For those of you,

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Speaker 3: you may be living under a rock, but I have

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Speaker 3: a feeling if you're listening to Round Ambition, you must

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Speaker 3: have seen Troy and Troy and Rashad's podcast Earn Your Leisure,

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Speaker 3: which is so much bigger than a podcast. They have

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Speaker 3: a podcast network. Some of our friends around that network.

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Speaker 3: We've had Cash Cash on the show before. We are

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Speaker 3: so thrilled to have you guys here. So welcome, first

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Speaker 3: and foremost to Troy and Rashad. Welcome to the Ambition

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Speaker 3: I want to thank you for having This is the

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Speaker 3: girls room, This is like the girl's den. Yeah you ready.

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Speaker 1: We have a handful of dudes that listen house plans

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Speaker 1: we do. We always tease them like we're not talking

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Speaker 1: to you right now, but you can listen. No, it's

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Speaker 1: so excited for me to be here because everywhere I go,

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Speaker 1: everywhere we go, every people are like, have you heard

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Speaker 1: of Earned your Leasure? Or they're like, you know, Tiffany,

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Speaker 1: I heard you on Earn your Leisure? You know, and

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Speaker 1: so you have transformed the culture as it relates to

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Speaker 1: personal finance, and so for that we are appreciative because normally,

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Speaker 1: like you know, our audience is typically women, right man,

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Speaker 1: he would say, like I said, we've got guys, but

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Speaker 1: we got some guys right.

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Speaker 3: Yeah, yeah, yeah for sure. But no, but our mission

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Speaker 3: when we started was to you know, this was six

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Speaker 3: years in the making, this six years ago that we

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Speaker 3: were starting to make the show, and our mission was

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Speaker 3: there's no black women talking about finance and career and

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Speaker 3: investing in all of all that and all that, and

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Speaker 3: that's why we That was really the audience we were

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Speaker 3: speaking to. And I feel like y'all have just exploded.

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Speaker 3: And also, you know y'all are y'all are helping normalize

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Speaker 3: black and brown black people, black men, especially talking about

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Speaker 3: finance and business.

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Speaker 1: And I never have more men slip into my d

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Speaker 1: MS in a respectful way than when I'm on your

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Speaker 1: self for all, because everybody knows I'm married my husband

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Speaker 1: sixty six. You don't want it, and he's from there,

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Speaker 1: but I love like queen. I think you want e l.

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Speaker 3: Yeah, gentlemen, yes, so yeah, So welcome, welcome, welcome.

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Speaker 1: Some we're not going to we want to maximize your awesomeness.

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Speaker 1: I am going to me and Mandy. Well, well, we'll

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Speaker 1: shoot and fire away at some questions. Well one, I'd

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Speaker 1: like to know some like origin stuff before we get

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Speaker 1: into like actual like technical questions. So like how did

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Speaker 1: this all begin? Because you guys have had like like

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Speaker 1: a a shot like shot of rise to like start

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Speaker 1: them honestly, So how did it? How did it start?

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Speaker 7: Yeah, for sure, I'll give you the whole story. So

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Speaker 7: we started. Me and Troy been friends all our lives

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Speaker 7: pretty much ever since like middle school, so you know

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Speaker 7: we always was friends, always talking about you know, sports

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Speaker 7: and rapp and all that kind of stuff. And me,

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Speaker 7: you know, being a financial advisor after I got finished college,

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Speaker 7: and Troy being a teacher. You know, he brought me

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Speaker 7: in the classroom and he started teaching financial literacy to kids,

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Speaker 7: and that was really the start of it. And then

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Speaker 7: from there that kind of blossomed to me, you know,

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Speaker 7: developing an Instagram page and you know, from there that

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Speaker 7: that led to people ask and for a podcast, that

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Speaker 7: led to you know, starting of Earning Your Leisure, which

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Speaker 7: you know, we started off talking about you know, backstories

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Speaker 7: of entrepreneurs and the back of different businesses, things of

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Speaker 7: that nature, and then that kind of transformed into deep

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Speaker 7: dives into different industries that transformed it's like a domino effect.

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Speaker 7: Then that transformed in to where we have now, which

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Speaker 7: is a platform. So Earn Your Leisure is not just

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Speaker 7: the podcast as a platform. So like we have inan

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Speaker 7: on with us right now, our partner on market Mondays,

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Speaker 7: and that's the first show that we actually like executive produced,

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Speaker 7: if you would say, under Umbrella. Now's the stock Show,

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Speaker 7: and that became one of the top investment shows on

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Speaker 7: the internet. So one domino kind of led to the next.

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Speaker 7: But it really all started in the classroom and then

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Speaker 7: from there, which I know you can appreciate, Tiffany, you

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Speaker 7: being a teacher, performer teacher. And then that from there

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Speaker 7: that just kind of led to what we do now,

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Speaker 7: which I still feel like is a form of teaching,

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Speaker 7: just in a in a different variety and not not

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Speaker 7: in the classroom, but you know, on the internet for

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Speaker 7: the whole world to see.

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Speaker 4: I mean, there's so many similarities. And from what we

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Speaker 4: were doing the summer internship program. Kids would come in,

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Speaker 4: we would interview them and they woul tell us about

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Speaker 4: their future aspirations, and then we would go out in

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Speaker 4: the community and try to pair them up with that

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Speaker 4: future aspiration, where it be a pediatrician, electrician, an architect,

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Speaker 4: and so they would get the six weeks of experience

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Speaker 4: of being what it's like, seeing what it's like to

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Speaker 4: be in that profession. And so if you think about it,

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Speaker 4: that's kind of what we do now. We just we're

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Speaker 4: actually showing people the professions whereas the kids were going

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Speaker 4: to see it and they will report back to each other.

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Speaker 4: And two things I always say that can happen from

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Speaker 4: an internship You can say, yeah, I really like this,

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Speaker 4: I want to pursue this in the future. Or no way,

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Speaker 4: this is too boring. I never want to do this.

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Speaker 4: But you're getting that experience at fourteen, whereas most people

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Speaker 4: are getting that after they've graduated from college, which is

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Speaker 4: going to cost you a lot of money. And so

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Speaker 4: that was our goal. And now we're doing that to

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Speaker 4: the world. Right. We're introducing them to so many different

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Speaker 4: careers so they can say, you know what, I want

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Speaker 4: to pursue this, and they might be doing it at sixteen,

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Speaker 4: they may be doing that at fifty, but they have

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Speaker 4: their eyes open to so many different fields now.

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Speaker 3: So it started from an internship program, correct.

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Speaker 4: Yeah. So at the end of the internship, the kids

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Speaker 4: were going to get paid like five hundred dollars, and

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Speaker 4: so it was their first time at fourteen, it's your

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Speaker 4: first time coming in contact with money. And so I

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Speaker 4: knew that, and I said he was like, he said

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Speaker 4: he was on his financial advising career, and I'm like,

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Speaker 4: I think you should come and teach these kids about money.

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Speaker 5: Man.

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Speaker 4: It's probably vital that they know what the value of

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Speaker 4: it is, what they should do with it, because most

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Speaker 4: of the kids at fourteen, it's like, all right, that's

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Speaker 4: back to school shopping. I'm buying the new Sniggers. I'm

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Speaker 4: buying some jeans, and they didn't realize after they bought

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Speaker 4: the Sniggers and the jeans, they had no more money left.

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Speaker 3: That's like half an AirPod? Why are they so expensive?

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Speaker 1: You'll girl just lost. I'm like, you've got ear pop money.

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Speaker 1: She actually does, because she's like, I work for you,

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Speaker 1: so I.

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Speaker 3: Need to send you. The Metro North still has one

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Speaker 3: half of my AirPods, and I will be not forgotten.

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Speaker 3: Speaking of the Metro North, I was going to work

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Speaker 3: this in do y'all are y'all from Westchester?

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Speaker 2: Yeah?

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Speaker 5: I read that right?

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Speaker 3: I live fact, I live in Greenberg.

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Speaker 4: No you don't, I do, Yes, I do.

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Speaker 3: I just moved here a few years ago. Yeah, my

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Speaker 3: husband's from Manhattan. Y'all are from the Bronx, right.

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Speaker 2: Originally born?

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Speaker 3: Where do you go when you're from the Bronx? Either

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Speaker 3: Westchester or Jersey? And we ended up going to Westchester.

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Speaker 1: Wow, it's not too late for Jersey. You can come

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Speaker 1: on with.

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Speaker 7: It's an interesting dynamic because it's like your your.

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Speaker 3: Husband, he's black, he's Dominican.

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Speaker 7: Dominican. Okay, so he's black my book.

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Speaker 3: But you know, we have those discussions but we'll continue.

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Speaker 3: This isn't about that.

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Speaker 7: But that's a different that's a different conversation. But now,

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Speaker 7: you know, growing up, that was the thing, like you know,

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Speaker 7: if you if your parents did decent for themselves, like

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Speaker 7: you said, and where we're from, Greenberg is actually one

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Speaker 7: of the only towns in America where it's like a suburb,

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Speaker 7: but it's like ninety percent black.

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Speaker 2: Yes, it's a black like middle.

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Speaker 3: Class is what we loved about it.

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Speaker 7: Yeah, working class suburb, which is an interesting dynamic because

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Speaker 7: Westchester County, like where we come from, is very segregated place,

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Speaker 7: and you know, majority of it is like very well

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Speaker 7: to do white neighborhoods, but then you have pockets where

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Speaker 7: it's all black, like, yeah, we're from Greenberg, Mount Vernon,

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Speaker 7: South Yonkers peak skill peak skill. So it's interesting. That's

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Speaker 7: an interesting study in geography. You know, it's kind of

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Speaker 7: off topic a little bit, but we're still talking about

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Speaker 7: finance where it's like, you know, segregation is still alive

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Speaker 7: and people just don't realize exactly. It's like they just

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Speaker 7: are forced to move to certain neighborhoods or they move

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Speaker 7: to certain neighborhoods, and it's like it's just interesting that

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Speaker 7: this small town that we live in twenty minutes outside

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Speaker 7: the Bronx, and ninety percent of the people migrated from

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Speaker 7: the Bronx and it's all black.

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Speaker 2: They could have moved.

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Speaker 4: Crazy many is that in that in the program we

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Speaker 4: actually did a project on the segregation of our town.

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Speaker 4: Because it's tool.

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Speaker 3: I want to read it. I love the history. Yeah,

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Speaker 3: I don't want to know everything about it.

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Speaker 4: It's very interesting, especially when you break it down to

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Speaker 4: the school districts. So yeah, we'll talk. We'll talk after this.

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Speaker 3: Yeah, well we talked about this on the sh just

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Speaker 3: like you know, as an investment home ownership being this

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Speaker 3: you know pathway too. We're gonna talk about investing home

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Speaker 3: ownership being this traditional form of wealth building in black

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Speaker 3: and brown communities, and and and seeing why I had

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Speaker 3: to reckon with the fact that oh I could afford

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Speaker 3: a house here, because unfortunately it seems like home values

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Speaker 3: have been yes, increasing, but not as you know, not

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Speaker 3: as expensive as other areas in Westchester, and you have

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Speaker 3: to think about, oh, well, there's racism, and.

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Speaker 7: The homes don't appreciate the same level where we're from

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Speaker 7: like any other place in west Chester. The homes appreciate

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Speaker 7: much higher, but ironically, for some reason, in the Black neighborhood,

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Speaker 7: the homes don't appreciate the same value as anywhere else

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Speaker 7: in the county. So it's an interesting study. I actually

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Speaker 7: would like to hit Ian's perspective on that too, because

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Speaker 7: I was going.

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Speaker 1: To say I would like to, like, I think, because

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Speaker 1: having Ian here is special as well, and I'd love

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Speaker 1: to hear some of the backfront, like how did you

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Speaker 1: get here? How did you link with ear your leisure?

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Speaker 1: You know, but how did you even get to the

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Speaker 1: space where you knew? Like honestly, like, my sister loves

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Speaker 1: you know, everyone he knows on the on the show,

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Speaker 1: they're always like, bring Cara along. That's my sister who

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Speaker 1: like gives us all of our our stock tips who

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Speaker 1: she's like, now, I'm good, but she you are one

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Speaker 1: of the few people that she's like, Yo, he's dope. Yes,

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Speaker 1: I'd love to know how'd you get here? How'd you

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Speaker 1: learn what you learn? How did you connect with her

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Speaker 1: your leisure?

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Speaker 6: It came out of pain. So I went to Indiana University.

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Speaker 6: I'm from Northwest Indiana. I grew up twenty minutes from Chicago.

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Speaker 6: In nineteen ninety nine. In two thousand, my dad gave

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Speaker 6: a guy some money because he was in construction. God

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Speaker 6: lost all the money, lost one hundred and two thousand,

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Speaker 6: like three months doing option trads. And there was a

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Speaker 6: guy's first three months with the firm. Literally told him, Hey,

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Speaker 6: it just happens. And my dad was like, what do

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Speaker 6: you mean, It just happens, like there was no care,

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Speaker 6: no compassion. So that was my first introduction. Second introduction

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Speaker 6: Indiana University. I'm walking from Valentine. Kudos Andy Shiftman, he's

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Speaker 6: an agent now in the NBA, and he was like, Yo,

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Speaker 6: Cuban made this crazy trade with Yahoo, which crazy enough.

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Speaker 6: EYL went to interview him about, you know, fifteen years later,

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Speaker 6: but Mark Cuban had She's so broadcast dot Com to

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Speaker 6: Yahoo and then got the stocks and then shortened it

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Speaker 6: as a FELLO took that money and then invested long

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Speaker 6: term into the market. So I had an exposure to

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Speaker 6: what happens when things don't go well and then this

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Speaker 6: other side of like even when the market goes down,

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Speaker 6: you can make money. So one of my buddies worked

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Speaker 6: for JP Morgan in two thousand and seven. He worked

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Speaker 6: for a big firm. He told me everything to invest

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Speaker 6: in the recession. Guess what I did? Did not listen.

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Speaker 6: He called me four months later and he was like, Okay,

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Speaker 6: I'm about to retire. He was thirty five. He was like,

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Speaker 6: you can liquidate everything that I told you to get

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Speaker 6: and I was like, looqu what. He was like, no,

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Speaker 6: I'm about to retire. He was like, you didn't buy

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Speaker 6: what I told you and he was already rich, like

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Speaker 6: but he still retired to this day from two thousand

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Speaker 6: and eight from those investments. And I was like, see

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Speaker 6: what had happened? Was I was going to and you

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Speaker 6: know I went on the day too, And that was

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Speaker 6: my first lesson of like, these recessions and huge crashes

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Speaker 6: are immense opportunities. To us, we panic, but for other

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Speaker 6: people they end up profiting from it. So from that

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Speaker 6: point on, I was like, I'll never get caught not

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Speaker 6: knowing what a recession is and how to take advantage

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Speaker 6: of it. And I will post on Facebook and share

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Speaker 6: stuff with my friends for free. And then one of

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Speaker 6: my friends jury introduced me to Troy Orshat and then

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Speaker 6: of course you know they didn't know me, and it's

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Speaker 6: so many we all know this. We see people people

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Speaker 6: who post online who act like they're the greatest, but

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Speaker 6: they're not good at their craft, so it took them

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Speaker 6: a while to like warm up to me. But after

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Speaker 6: we connect and did episode seventy end up being a classic,

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Speaker 6: and then from there goes to the power partnership. I'm like, hey,

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Speaker 6: we should do a podcast together because I like working

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Speaker 6: with other people, but in particularly I like working with

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Speaker 6: us because let's be honest. In twenty ten, when I

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Speaker 6: was talking about investing and using rap references in basketball references,

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Speaker 6: it was looking down upon. It's like, no one wants

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Speaker 6: to hear that perspective of the marker from Adam, you know.

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Speaker 6: And I'm like, but my people in the barbershop get that.

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Speaker 6: They don't understand what a derived derivative is.

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Speaker 5: Or a synthetic instrument. They're like, a what is that?

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Speaker 5: A beat machine? Like? What's that? So making it plain

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Speaker 5: made it fun.

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Speaker 6: And I think we are shitting in a wave to

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Speaker 6: make it acceptable for us to be us and invested

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Speaker 6: in the market. And last year I think our growth

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Speaker 6: was the biggest in investing in this entire history.

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Speaker 3: Can I ask y'all a question going back to your origins?

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Speaker 3: What I know so Rashad financial advisor. Ian, you also

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Speaker 3: worked in wait, JP Morgan or is that a buddy?

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Speaker 5: No, that was my buddy mom. I'm an investor, I

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Speaker 5: just didn't learn how to do.

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Speaker 3: It on my own d y investing. So Troy educator teach,

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Speaker 3: what did you teach?

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Speaker 4: I taught health science and physics.

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Speaker 3: Sound was like, coach Troy, exactly right. But but y'all,

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Speaker 3: I mean, and I know Ian you kind of shared

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Speaker 3: some of your early financial inspirations. But for Troy and Rashad,

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Speaker 3: I mean, who was it? How did you end up here?

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Speaker 3: I think personally, you know, I accidentally ended up in

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Speaker 3: personal finance, you know, kicked on my butt as a

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Speaker 3: millennial in the Great Recession. Tiffany's story, I think it's

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Speaker 3: very well known about, you know, a similar comeback story

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Speaker 3: after the recession. But yeah, what's what? What what drives y'all?

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Speaker 3: What's your inspiration financially? Who or what is your inspiration?

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Speaker 3: What was that moment for y'all?

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Speaker 7: I mean, for me, I think my dad was definitely

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Speaker 7: a major inspiration for me. Like I grew up in

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Speaker 7: the household, Like my mom is a teacher and she's

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Speaker 7: like very you know, ultra paycheck, like she has no

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Speaker 7: heart to be an entrepreneur, like she needs to have

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Speaker 7: a paycheck. She's not feeling an entrepreneur life. And part

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Speaker 7: of that is that, you know, my dad's entrepreneur's whole life,

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Speaker 7: but you know, being an entrepreneur's ups and downs. So

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Speaker 7: you know, I grew up in the household where you know,

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Speaker 7: I saw like, you know, financial issues, like you can

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Speaker 7: see like you know what I'm saying, Like as you

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Speaker 7: get older, you start to you know, realize what's going on,

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Speaker 7: and you know, you see fights and arguments and it's

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Speaker 7: like you said this last.

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Speaker 2: Time, I'm not you're not borrowing more money from me.

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Speaker 7: Da da da. So it's like you start to see,

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Speaker 7: like there's good months and then there's bad months. But

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Speaker 7: that's the life of an entrepreneur. But I always appreciated that,

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Speaker 7: you know, he didn't have to work for anybody, and

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Speaker 7: you know, he always had that like do for self mentality,

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Speaker 7: and that's something that I always wanted to do. I

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Speaker 7: never really wanted to work for anybody. I never was

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Speaker 7: good at following orders or following directions. It's something I

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Speaker 7: never never was good at. So I always knew I

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Speaker 7: wanted to be an entrepreneur my whole entire life. I

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Speaker 7: just wasn't sure exactly what direction I wanted to go in. So,

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Speaker 7: you know, business is something that I always fell in

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Speaker 7: love with, Like even when I was young, I loved

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Speaker 7: the stock market, like just movies like Wall Street and

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Speaker 7: Barbarians at the Gate, Like I was watching these movies

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Speaker 7: when I was twelve years old. It was just something

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Speaker 7: about I wanted to be a corporate takeover artist. It

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Speaker 7: was just fascinating to me, like you know, growing to

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Speaker 7: Wall Street when I was a kid and just seeing

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Speaker 7: everything move so quickly, it just was like fascinating to me.

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Speaker 7: So I always wanted to be involved in the stock market.

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Speaker 7: I always wanted to to, you know, be in the industry.

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Speaker 3: But you're different. You weren't like most twelve was. Do

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Speaker 3: you think it was because living in Manhattan, you know,

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Speaker 3: Wall Street was so close but so far. Do you

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Speaker 3: think that was part of the allure?

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Speaker 7: Nah, not really, because most of the people that I

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Speaker 7: grew up with didn't share the same ambition or the

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Speaker 7: same passion for business or stocks that I had. So

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Speaker 7: I don't know, I don't I don't know what it was,

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Speaker 7: but I guess you know, sometimes in life you just

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Speaker 7: you know, you can just see a kid and you're like,

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Speaker 7: he's going.

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Speaker 5: To be.

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Speaker 7: Helped too, Yeah, seeing it, Yeah for sure. But even now,

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Speaker 7: I mean I have siblings and they're not entrepreneurs. They

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Speaker 7: didn't they didn't go down that route. And they're older

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Speaker 7: than me, so I'm the youngest. So you know, I

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Speaker 7: just think sometimes you just have things that's just wide

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Speaker 7: in your brain. And like I said, I always had

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Speaker 7: an issue with authority, like you know, even playing basketball player.

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Speaker 1: You know, you don't.

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Speaker 3: Really me and.

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Speaker 1: Mandy been hard headed.

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Speaker 7: I think that, you know, that's that's a gift that

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Speaker 7: the courage, but more of a gift, more of a

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Speaker 7: gift because me to figure out.

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Speaker 2: You know, I never really had a real job.

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Speaker 7: So I had a job one time at Target for

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Speaker 7: two weeks when I was in college. I got fired.

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Speaker 7: I got fired after I think like ten days that

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Speaker 7: you just left kind of I got fired at me.

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Speaker 2: Like a two hour lunch.

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Speaker 4: Target like a two hour lunch.

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Speaker 2: But they're like, look, this isn't gonna work out.

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Speaker 5: The thirty minute lunch.

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Speaker 4: Break trash though, But that's real. You know, that's a

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Speaker 4: true story. That's a truth story. H came home from college.

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Speaker 4: He's like, what I'm gonna do? He's like, Yo, you

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Speaker 4: think I could teach. I'm like, I don't know if

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Speaker 4: that's gonna be fair.

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Speaker 3: Wait, so Rashad, Okay, so you're this like budding entrepreneur

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Speaker 3: very you know, it sounds like you're very risk tolerant.

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Speaker 3: If we can use some you know, investing speak, So

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Speaker 3: Troy Public Education, I'm sensing maybe you were. Well, you

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Speaker 3: tell me your story, because y'all, the.

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Speaker 4: My parents, I'm first generation. My parents are from Jamaica,

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Speaker 4: and so we would you know, we would exactly exactly.

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Speaker 4: I mean they installed hard work, hard work, hard work,

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Speaker 4: and they instilled like being a certain profession, and teaching

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Speaker 4: wasn't one of them. I kind of just stumbled upon

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Speaker 4: it because I naturally had to work at kids. Our

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Speaker 4: first job was working at a community center as counselors,

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Speaker 4: and so I always worked with kids, and I loved sports.

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Speaker 4: I thought I was gonna play sports, and so my

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Speaker 4: biggest inspiration with athletes and rappers like straight up like

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Speaker 4: Jay and Puffer with inspirations. For me, obviously, Michael Jordan

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Speaker 4: was an inspiration, and I thought, like, you know what

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Speaker 4: if I can't play sports, I want to be around

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Speaker 4: it at least, and so I initially wanted to be

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Speaker 4: a physical therapist, and very quickly I was like, why

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Speaker 4: am I doing this? I hate science, Like this is

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Speaker 4: just too many science courses. I'm not going to make this,

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Speaker 4: and so I just put the two natural things that

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Speaker 4: I knew. I knew working with kids, I knew sports,

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Speaker 4: and so I said, I'm going to teach his head.

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Speaker 4: So my biggest inspirations with that. And once I knew

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Speaker 4: that I wasn't going to make money from sports, I said,

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Speaker 4: let me find a profession in sports that I can't

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Speaker 4: make money. So sports medicine became a thing, and then

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Speaker 4: obviously it fell out. But you know, my inspirations are

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00:19:53,680 --> 00:19:56,359
Speaker 4: around me my friends. Like I said, I've no shotting

432
00:19:56,560 --> 00:19:59,320
Speaker 4: pretty much my whole life. He's been an entrepreneur most

433
00:19:59,359 --> 00:20:02,080
Speaker 4: of my entire like since I've known them, right, And

434
00:20:02,119 --> 00:20:04,200
Speaker 4: so our other partner, Mike, is an entrepreneur as well.

435
00:20:04,200 --> 00:20:06,520
Speaker 4: And so imagine the text messages as I'm going to

436
00:20:06,560 --> 00:20:10,800
Speaker 4: work and they're just waking up. But I was thinking,

437
00:20:10,800 --> 00:20:13,520
Speaker 4: they're like, look, man, you know what, You're not gonna

438
00:20:13,520 --> 00:20:14,760
Speaker 4: be doing this for long and I'm like, now I

439
00:20:14,760 --> 00:20:16,639
Speaker 4: really love this, like and til you know, like when

440
00:20:16,680 --> 00:20:18,199
Speaker 4: you when you're working around kids and you see your

441
00:20:18,200 --> 00:20:20,280
Speaker 4: purpose and you realize how different you are in the

442
00:20:20,400 --> 00:20:22,280
Speaker 4: education field, and you know there's not going to be

443
00:20:22,280 --> 00:20:24,560
Speaker 4: anybody that replaces. If you leave, you become more passionate.

444
00:20:24,600 --> 00:20:27,240
Speaker 4: But I've always had the entrepreneurial mindset, and I think

445
00:20:27,240 --> 00:20:28,720
Speaker 4: we had an argument once. He was like, yeah, you

446
00:20:28,760 --> 00:20:29,960
Speaker 4: got a boss, and I'm like, now, I don't have

447
00:20:29,960 --> 00:20:32,240
Speaker 4: a boss. I work for myself to the real bosses

448
00:20:32,440 --> 00:20:36,000
Speaker 4: of the kids that I'm so those kids were my

449
00:20:36,000 --> 00:20:37,639
Speaker 4: boss because they would be able to tell me how

450
00:20:37,680 --> 00:20:39,840
Speaker 4: I was doing on a daily basis, whereas the principal,

451
00:20:40,160 --> 00:20:42,200
Speaker 4: I know more about this profession that I'm doing than

452
00:20:42,200 --> 00:20:44,439
Speaker 4: he does, and so if I do my job, I

453
00:20:44,480 --> 00:20:46,040
Speaker 4: look good and so to see and if he does

454
00:20:46,080 --> 00:20:47,800
Speaker 4: his job, we all look good. And so we work

455
00:20:47,840 --> 00:20:49,840
Speaker 4: in this together. I always looked at everybody as my colleague

456
00:20:50,160 --> 00:20:52,360
Speaker 4: and they were like, yeah, sounds good, but you got

457
00:20:52,359 --> 00:20:55,520
Speaker 4: a boss.

458
00:20:55,520 --> 00:20:58,800
Speaker 1: But you know, like for you know, like when you teach,

459
00:20:59,119 --> 00:21:01,960
Speaker 1: you are literally a quick to do just about anything

460
00:21:01,560 --> 00:21:05,560
Speaker 1: anything because like yo, you're like a psychologist, you're a

461
00:21:05,640 --> 00:21:09,200
Speaker 1: CEO of that classroom. You're the CFO. You gotta do

462
00:21:09,320 --> 00:21:12,399
Speaker 1: teacher social work, and then every year it flips and

463
00:21:12,440 --> 00:21:15,280
Speaker 1: you got to learn and readjust.

464
00:21:15,000 --> 00:21:16,520
Speaker 5: The relations skills are great.

465
00:21:16,720 --> 00:21:19,439
Speaker 6: Every kindness like you two are too, the kindness Like

466
00:21:19,440 --> 00:21:22,240
Speaker 6: were shouting not rough that authority thing. We're be like

467
00:21:22,240 --> 00:21:25,720
Speaker 6: all right, like we're shouting failed in, just fail. You

468
00:21:25,800 --> 00:21:28,399
Speaker 6: guys are a lot more patient. You're gonna get it.

469
00:21:28,920 --> 00:21:31,880
Speaker 4: Yeah, when he came into the classroom, I know, joke,

470
00:21:31,960 --> 00:21:34,600
Speaker 4: when he came in and he credit to him because

471
00:21:34,600 --> 00:21:36,440
Speaker 4: he's gotten a lot better with actually being in from

472
00:21:36,440 --> 00:21:39,400
Speaker 4: the classroom, he would get their attention, like all right,

473
00:21:39,440 --> 00:21:45,000
Speaker 4: all right, all right, all right, and like going to work,

474
00:21:45,240 --> 00:21:46,720
Speaker 4: I'm like, now we gotta ease it. We got to

475
00:21:46,720 --> 00:21:48,280
Speaker 4: ease it in. Then we got to ease this this

476
00:21:48,280 --> 00:21:51,560
Speaker 4: thing again. But yeah, me so. And this is something

477
00:21:51,600 --> 00:21:53,080
Speaker 4: that I want people to realize, Like I don't come

478
00:21:53,119 --> 00:21:55,560
Speaker 4: from a business background. My business comes from watching my

479
00:21:55,600 --> 00:21:59,000
Speaker 4: brothers and watch my friends be entrepreneurs and learning that.

480
00:21:59,119 --> 00:22:01,239
Speaker 4: And so it's encouraging because it's like, look, you can

481
00:22:01,280 --> 00:22:03,320
Speaker 4: do this. It takes a lot of research, it takes

482
00:22:03,359 --> 00:22:05,160
Speaker 4: a lot of homework, It touches a lot of discipline.

483
00:22:05,200 --> 00:22:07,560
Speaker 4: But you know, anybody can do it if you put

484
00:22:07,560 --> 00:22:08,920
Speaker 4: the right amount of time in.

485
00:22:09,920 --> 00:22:12,720
Speaker 3: Yeah, well we're coming up on well, we've already passed

486
00:22:12,720 --> 00:22:16,879
Speaker 3: the one year pandemic adversary, which it seems dumb to

487
00:22:16,880 --> 00:22:20,080
Speaker 3: even call it that because it's such a traumatic, uh

488
00:22:20,200 --> 00:22:22,879
Speaker 3: traumatic year, especially for black communities, especially for black and

489
00:22:22,880 --> 00:22:26,480
Speaker 3: brown communities. But let's talk about the market, because I

490
00:22:26,520 --> 00:22:28,880
Speaker 3: know a year ago markets were down. Were they down?

491
00:22:28,880 --> 00:22:30,760
Speaker 3: I don't know if I'm getting to it's April now,

492
00:22:30,800 --> 00:22:33,560
Speaker 3: what is even time? It was a scary time for

493
00:22:33,680 --> 00:22:36,040
Speaker 3: some people, but to your point, Ian, it was also

494
00:22:36,080 --> 00:22:39,720
Speaker 3: a time of opportunity. How do you think people So

495
00:22:39,840 --> 00:22:43,199
Speaker 3: let's say, let's say Ian, people you know had a

496
00:22:43,280 --> 00:22:45,120
Speaker 3: year like you did ten years ago when your friend

497
00:22:45,160 --> 00:22:46,840
Speaker 3: told you to invest and they were like, I'm not

498
00:22:46,880 --> 00:22:48,919
Speaker 3: going to do it. I'm a little too afraid. So

499
00:22:48,960 --> 00:22:51,080
Speaker 3: they feel like they've missed the boat. Now we're a

500
00:22:51,160 --> 00:22:54,040
Speaker 3: year post pandemic. What what message you have to people

501
00:22:54,119 --> 00:22:57,399
Speaker 3: who were like, damn, I didn't get hurts. I didn't people.

502
00:22:57,720 --> 00:23:00,120
Speaker 1: People she meets me, I was like my sister was

503
00:23:00,160 --> 00:23:03,000
Speaker 1: like me watching over the wire. I don't know. I

504
00:23:03,040 --> 00:23:06,119
Speaker 1: invested me. I have a Wealth Group. Carol was like

505
00:23:06,160 --> 00:23:08,280
Speaker 1: get this, get this. I was like, Oh, tell me

506
00:23:08,320 --> 00:23:10,480
Speaker 1: how it works out. She's like, I'm up a thousand percent.

507
00:23:10,520 --> 00:23:15,399
Speaker 1: What about you. I'm like, I mean I'm up a

508
00:23:15,440 --> 00:23:18,440
Speaker 1: thousand percent in business, So yes, Ian, how can I

509
00:23:18,640 --> 00:23:20,720
Speaker 1: stop up my tears and be ready for the next time?

510
00:23:21,600 --> 00:23:23,280
Speaker 6: For me, it took me twelve years to get ready

511
00:23:23,320 --> 00:23:25,240
Speaker 6: for this moment. But I will tell anyone that missed

512
00:23:25,240 --> 00:23:28,119
Speaker 6: out use that as motivation to never get caught in

513
00:23:28,160 --> 00:23:31,679
Speaker 6: this again. Because like, imagine, so I looked like I

514
00:23:31,840 --> 00:23:34,240
Speaker 6: visited Westchester's nice. When I looked at the houses, I'm like,

515
00:23:34,720 --> 00:23:37,440
Speaker 6: kind of pricey because I'm in Houston, So like five

516
00:23:37,480 --> 00:23:39,600
Speaker 6: hundred thousand, get us a mansion. I'm like, got a

517
00:23:39,640 --> 00:23:42,280
Speaker 6: wait to move out there, right, But imagine if houses

518
00:23:42,320 --> 00:23:45,919
Speaker 6: out there that are the prices now they dropped eighty percent,

519
00:23:47,200 --> 00:23:49,200
Speaker 6: we would be like, girl, we got to go get

520
00:23:49,400 --> 00:23:52,840
Speaker 6: get all friends, and go buy as many houses as possible.

521
00:23:53,080 --> 00:23:55,200
Speaker 6: Last year happened in everyone panicked and so in real

522
00:23:55,240 --> 00:23:57,359
Speaker 6: time I was telling people how far the market was

523
00:23:57,400 --> 00:23:58,320
Speaker 6: going to drop and want to buy it.

524
00:23:58,400 --> 00:24:01,000
Speaker 5: So last year we did a collaboration with stock Club.

525
00:24:01,040 --> 00:24:03,159
Speaker 6: Like at one time, I was like by Apple, Microsoft's

526
00:24:03,160 --> 00:24:10,040
Speaker 6: Maderna Tesla AMD and video Microsoft Shopify jkhy in five

527
00:24:10,200 --> 00:24:12,360
Speaker 6: nine clouds on average. For those who got into stock

528
00:24:12,359 --> 00:24:14,959
Speaker 6: Club last year, they're up like five thirty five percent.

529
00:24:15,440 --> 00:24:19,040
Speaker 6: Indexes included right, And if you missed out, it's like, damn,

530
00:24:19,080 --> 00:24:20,520
Speaker 6: I should have took advantage of it. But the great

531
00:24:20,520 --> 00:24:23,960
Speaker 6: part is the market drops every month. It's like, just

532
00:24:23,960 --> 00:24:25,600
Speaker 6: as sure as the sun is going to shine, rain

533
00:24:25,720 --> 00:24:28,040
Speaker 6: is going to come. We have to take advantage of

534
00:24:28,080 --> 00:24:30,919
Speaker 6: those moments. But when those big drops happen in quality companies,

535
00:24:31,000 --> 00:24:32,960
Speaker 6: And Rashad said, what we do with market Monday is like,

536
00:24:33,640 --> 00:24:37,439
Speaker 6: do you think eighty percent of value of Boeing left

537
00:24:37,720 --> 00:24:39,840
Speaker 6: just because the market dropped with fifty percent of Apple

538
00:24:39,880 --> 00:24:40,560
Speaker 6: actually left?

539
00:24:41,119 --> 00:24:44,919
Speaker 5: No, those are the greatest times to buy.

540
00:24:44,960 --> 00:24:48,240
Speaker 6: Of course, do your research if you're super serious about investing.

541
00:24:48,240 --> 00:24:49,959
Speaker 6: I'm telling everyone to read one hundred pages a day.

542
00:24:50,000 --> 00:24:51,640
Speaker 6: If you're beginning to start with ten pages a day,

543
00:24:52,000 --> 00:24:55,240
Speaker 6: you'll be surprised the attraction that you can cover and

544
00:24:55,280 --> 00:24:57,720
Speaker 6: you will be able to beat ninety nine percent of people.

545
00:24:57,760 --> 00:25:00,399
Speaker 6: But if you just buy every single month, we have

546
00:25:00,480 --> 00:25:03,680
Speaker 6: fifty percent drops. If you buy quality companies like top

547
00:25:03,720 --> 00:25:06,680
Speaker 6: ten companies you'll go to my My formula is two

548
00:25:06,720 --> 00:25:09,800
Speaker 6: index funds and then two technology companies. That's all you need,

549
00:25:10,480 --> 00:25:13,359
Speaker 6: equally weighted. So if you have ten thousand dollars, split

550
00:25:13,400 --> 00:25:15,720
Speaker 6: the money up amongst the four and you'll be fine.

551
00:25:15,760 --> 00:25:18,359
Speaker 6: But those opportunities when the market crashes, I'm going to

552
00:25:18,400 --> 00:25:21,360
Speaker 6: be very honest. Those of us that are investors were

553
00:25:21,359 --> 00:25:22,760
Speaker 6: a smile and ear to ear and be like, thank

554
00:25:22,800 --> 00:25:24,200
Speaker 6: you God. I appreciate you.

555
00:25:24,880 --> 00:25:27,479
Speaker 3: In a sad way though, because you know for some

556
00:25:27,960 --> 00:25:30,960
Speaker 3: well also too, but I have so many questions, but

557
00:25:31,119 --> 00:25:33,320
Speaker 3: for me. So for example, I got a call from

558
00:25:33,320 --> 00:25:36,200
Speaker 3: my cousin Tia and Atlanta. I'm from Atlanta originally, even

559
00:25:36,240 --> 00:25:42,639
Speaker 3: though I wrapped the burg. Now, I don't know what

560
00:25:42,680 --> 00:25:44,280
Speaker 3: a young people around here. So I'm just like an

561
00:25:44,280 --> 00:25:45,159
Speaker 3: old married lady with.

562
00:25:46,800 --> 00:25:47,800
Speaker 5: The dope though.

563
00:25:48,160 --> 00:25:54,120
Speaker 4: The burg that's what we call Greenberg, one of those.

564
00:25:55,520 --> 00:25:57,879
Speaker 4: I'll bring it to your house, y'all.

565
00:25:58,920 --> 00:26:01,240
Speaker 3: But really, when you find out we live two streets

566
00:26:01,240 --> 00:26:02,639
Speaker 3: away from each other, that's going to be the real

567
00:26:02,680 --> 00:26:06,080
Speaker 3: because Greenby is tiny. All right, mom, brain, where was

568
00:26:06,080 --> 00:26:08,320
Speaker 3: my question? All right? Listen, my cousin t Ya, that's right.

569
00:26:08,640 --> 00:26:12,359
Speaker 3: She calls me and listen as Rashad. I know, especially

570
00:26:12,400 --> 00:26:14,840
Speaker 3: in Ian probably too, you know that you can't just

571
00:26:14,920 --> 00:26:17,719
Speaker 3: like give I have so many cousins, you know, some

572
00:26:17,800 --> 00:26:19,800
Speaker 3: of my couple of my siblings too, who you want

573
00:26:19,840 --> 00:26:22,159
Speaker 3: to just like give them a financial advice, but they

574
00:26:22,200 --> 00:26:23,840
Speaker 3: have to come to you. You know, I have learned

575
00:26:23,880 --> 00:26:25,639
Speaker 3: people don't want you preaching to them. They need to

576
00:26:25,640 --> 00:26:28,680
Speaker 3: come to you. So finally, after years of like text

577
00:26:28,680 --> 00:26:30,800
Speaker 3: me whenever you got a question to you, she finally

578
00:26:30,920 --> 00:26:34,000
Speaker 3: texts me. She's a preschool or preschool teacher in Atlanta,

579
00:26:34,400 --> 00:26:36,720
Speaker 3: really hurt by their recession, and she's like, hey, my

580
00:26:37,080 --> 00:26:39,359
Speaker 3: coworker was talking about game Stop. Should I buy some?

581
00:26:40,080 --> 00:26:44,119
Speaker 3: And MY first reaction was like, no, this was not

582
00:26:44,600 --> 00:26:46,600
Speaker 3: when GameStop was. This was when it was in the

583
00:26:46,600 --> 00:26:48,760
Speaker 3: news to the point where you know, my cousin was

584
00:26:48,800 --> 00:26:51,399
Speaker 3: hearing about it. But I like what you said about education,

585
00:26:51,520 --> 00:26:54,199
Speaker 3: because for me, I wanted to be like, yes, you know,

586
00:26:54,280 --> 00:26:57,200
Speaker 3: buy some stock. But for me, I hesitated because I

587
00:26:57,280 --> 00:27:00,520
Speaker 3: knew that she didn't have the education part. Downline. It's

588
00:27:00,520 --> 00:27:03,159
Speaker 3: almost like you need to read and be educated so

589
00:27:03,200 --> 00:27:06,199
Speaker 3: that you can take someone's advice and you can, you know,

590
00:27:06,240 --> 00:27:09,359
Speaker 3: make an educated decision. About investing. So what would you

591
00:27:09,440 --> 00:27:12,040
Speaker 3: say to and you know Tiya when I when she

592
00:27:12,119 --> 00:27:14,320
Speaker 3: came to me and asked me about that, I was like,

593
00:27:14,560 --> 00:27:16,679
Speaker 3: do you have a four to one K? And she hadn't,

594
00:27:16,880 --> 00:27:18,840
Speaker 3: and she was like leaving a match on the table.

595
00:27:19,240 --> 00:27:22,280
Speaker 3: So for people who are maybe they haven't, you know,

596
00:27:22,280 --> 00:27:24,480
Speaker 3: they're not ready for the moment quite yet. It's not

597
00:27:24,520 --> 00:27:26,320
Speaker 3: their time. We call it financial double Dutch. It's not

598
00:27:26,359 --> 00:27:29,920
Speaker 3: their time to just jump in, you know, just quite yet.

599
00:27:30,760 --> 00:27:33,520
Speaker 3: Backing it up. I mean, do you feel like that,

600
00:27:33,720 --> 00:27:35,720
Speaker 3: you know, it doesn't matter just jump in any way?

601
00:27:36,160 --> 00:27:38,240
Speaker 3: Or because I tend to be more risk averse, or

602
00:27:38,280 --> 00:27:40,880
Speaker 3: do you feel like some people should just start with

603
00:27:41,160 --> 00:27:43,439
Speaker 3: you know, four one K start with I or Ray

604
00:27:43,560 --> 00:27:47,400
Speaker 3: start with emergency fund first and foremost before And.

605
00:27:47,359 --> 00:27:50,160
Speaker 1: I'll piggyback on that question, like and then what does

606
00:27:50,160 --> 00:27:52,600
Speaker 1: someone start to read? Like if someone's like, okay, I

607
00:27:52,640 --> 00:27:55,720
Speaker 1: want to prepare, you know, like, you know, what, what

608
00:27:55,760 --> 00:27:58,399
Speaker 1: books would you suggest someone start with and start to

609
00:27:58,400 --> 00:28:00,680
Speaker 1: accumulate that kind of knowledge? The big give I'm in

610
00:28:00,720 --> 00:28:01,480
Speaker 1: this question.

611
00:28:01,920 --> 00:28:03,560
Speaker 5: Well, if they want to be financially hold, that should

612
00:28:03,520 --> 00:28:04,359
Speaker 5: probably get your book.

613
00:28:04,480 --> 00:28:07,080
Speaker 3: I mean, yeah, I get it with money in the

614
00:28:07,080 --> 00:28:08,240
Speaker 3: camera just a little bit.

615
00:28:08,400 --> 00:28:12,119
Speaker 1: It's like it's always but seriously, like, I I have

616
00:28:12,160 --> 00:28:14,640
Speaker 1: a fourteen year old step daughter, and I want to

617
00:28:14,720 --> 00:28:17,560
Speaker 1: because she's making money from me and everybody else that

618
00:28:17,560 --> 00:28:21,040
Speaker 1: she's been working with, and I want you know, she

619
00:28:21,160 --> 00:28:23,199
Speaker 1: knows how to budget, she knows how to save, but

620
00:28:23,320 --> 00:28:24,760
Speaker 1: I'm like, I want to sit down with her to

621
00:28:24,800 --> 00:28:27,879
Speaker 1: be like, let's let's invest together. So I'm like something

622
00:28:27,920 --> 00:28:30,159
Speaker 1: that's simple enough that I think if a fourteen year

623
00:28:30,200 --> 00:28:32,680
Speaker 1: old can start, then anyone can. So I'd love to know.

624
00:28:32,760 --> 00:28:34,880
Speaker 7: I'm going to let Ian answer this, but I think

625
00:28:34,920 --> 00:28:38,440
Speaker 7: that first we have to get out of the the

626
00:28:38,560 --> 00:28:42,400
Speaker 7: thing of like what books to read, because as a teacher,

627
00:28:42,760 --> 00:28:45,080
Speaker 7: you understand that there's seven different I think, seven different

628
00:28:45,120 --> 00:28:49,320
Speaker 7: learning styles. Everybody learns differently. Everybody does not learn by reading.

629
00:28:49,400 --> 00:28:52,000
Speaker 7: Like me, like, I don't really read that many books.

630
00:28:52,240 --> 00:28:53,719
Speaker 7: If I read a book, it's going to be I'm

631
00:28:53,800 --> 00:28:56,600
Speaker 7: listening to the book on audio. I can remember something

632
00:28:56,720 --> 00:28:59,760
Speaker 7: a lot better than reading something like my brain is

633
00:28:59,760 --> 00:29:02,160
Speaker 7: not work in that manner. And I feel like I

634
00:29:02,200 --> 00:29:05,200
Speaker 7: feel like you know, even now in this generation, people

635
00:29:05,200 --> 00:29:07,920
Speaker 7: are learning differently, So we can never discount the value

636
00:29:07,920 --> 00:29:10,680
Speaker 7: of how someone learns. So one of the best ways

637
00:29:10,720 --> 00:29:17,800
Speaker 7: to learn is podcasts.

638
00:29:14,320 --> 00:29:17,640
Speaker 3: Are how do you know any investing podcasts?

639
00:29:17,640 --> 00:29:19,120
Speaker 5: People should to.

640
00:29:21,360 --> 00:29:26,400
Speaker 7: Podcast YouTube, even instagram you learn. You can learn if

641
00:29:26,440 --> 00:29:28,800
Speaker 7: you follow the right the right pages, and the right people.

642
00:29:29,080 --> 00:29:31,280
Speaker 7: So that's the first thing because I feel like just still.

643
00:29:31,440 --> 00:29:33,720
Speaker 7: I remember I was telling my cousin before. He was like,

644
00:29:33,720 --> 00:29:35,840
Speaker 7: here were books you're reading. He was in jail at

645
00:29:35,840 --> 00:29:38,480
Speaker 7: the time, so you know, in jail, like they reading scrolls,

646
00:29:38,560 --> 00:29:41,480
Speaker 7: like they're reading everything. Like I'm like, you know, I'm listening.

647
00:29:41,520 --> 00:29:43,479
Speaker 7: He's like, you're listening to an audio. Like he was like,

648
00:29:44,520 --> 00:29:46,560
Speaker 7: you know, like that's not learning. I'm like, wow, the

649
00:29:46,840 --> 00:29:49,920
Speaker 7: same thing. What if I'm listening to somebody tell me

650
00:29:49,960 --> 00:29:53,120
Speaker 7: something or if you're reading it, what's different about it?

651
00:29:53,160 --> 00:29:55,000
Speaker 7: So that's the first thing. I feel like, you know,

652
00:29:55,120 --> 00:29:57,080
Speaker 7: in the age of information, there's so many different ways

653
00:29:57,080 --> 00:30:01,280
Speaker 7: to learn, and me personally, I learned better from listening

654
00:30:01,320 --> 00:30:05,600
Speaker 7: to podcasts, watching videos, and actually even you know, buying

655
00:30:05,640 --> 00:30:07,360
Speaker 7: courses then buying books.

656
00:30:07,440 --> 00:30:10,240
Speaker 2: I'm not going to read a book this big, I

657
00:30:10,240 --> 00:30:10,840
Speaker 2: ain't gonna do it.

658
00:30:11,920 --> 00:30:16,120
Speaker 1: If you send them a long text, you not, no, no,

659
00:30:16,280 --> 00:30:18,280
Speaker 1: And that's good, thank you for because you write the educated.

660
00:30:18,280 --> 00:30:21,240
Speaker 1: To me, it's like, you're right, because there are differentiated learning.

661
00:30:21,800 --> 00:30:25,200
Speaker 1: Says that, like, you know, everybody absorbs knowledge differently, and

662
00:30:25,240 --> 00:30:27,160
Speaker 1: you ought to find the way that you best learn.

663
00:30:27,600 --> 00:30:27,880
Speaker 2: You know.

664
00:30:28,120 --> 00:30:29,600
Speaker 1: So no, that makes total sense.

665
00:30:29,760 --> 00:30:31,680
Speaker 6: And then for me two things, we need to stop

666
00:30:31,720 --> 00:30:33,880
Speaker 6: saying that investing this heart it is not for us,

667
00:30:34,440 --> 00:30:36,480
Speaker 6: because the greatest rist that will take is not being

668
00:30:36,520 --> 00:30:38,479
Speaker 6: able to have our money work for us. And I've

669
00:30:38,520 --> 00:30:40,480
Speaker 6: been saying this in twenty ten then last year hitting

670
00:30:40,520 --> 00:30:43,560
Speaker 6: everyone's like, maybe you had a point, because what if

671
00:30:43,960 --> 00:30:45,800
Speaker 6: I was talking to a guy today who came to

672
00:30:45,800 --> 00:30:48,320
Speaker 6: put a desk together for me. He has a friend

673
00:30:48,360 --> 00:30:51,640
Speaker 6: that is working with businesses to automate eighty percent of

674
00:30:51,720 --> 00:30:53,080
Speaker 6: employees out of businesses.

675
00:30:53,720 --> 00:30:56,240
Speaker 5: It's a business owner. I'm like, what's the automation.

676
00:30:57,040 --> 00:30:58,760
Speaker 6: The other side of me, I'm looking at them like, well,

677
00:30:58,800 --> 00:31:01,160
Speaker 6: my aunts, my cousins, my relatives, they're going to be

678
00:31:01,200 --> 00:31:04,200
Speaker 6: out of work. So if we're not putting our money

679
00:31:04,200 --> 00:31:06,800
Speaker 6: into the possession of these companies and you're actually buying

680
00:31:06,840 --> 00:31:09,640
Speaker 6: a part of a business which we already know with

681
00:31:09,800 --> 00:31:12,480
Speaker 6: wants to invest in, I think the greatest risk is

682
00:31:12,480 --> 00:31:14,640
Speaker 6: not investing in them. My favorite book is money Master

683
00:31:14,680 --> 00:31:16,920
Speaker 6: the game. It is that thick. So what if I

684
00:31:17,080 --> 00:31:22,360
Speaker 6: sat you down with Drake Tupac Lee or whomever in

685
00:31:22,400 --> 00:31:24,760
Speaker 6: the music industry and that was their bible, which you

686
00:31:24,800 --> 00:31:26,800
Speaker 6: read it. I think a lot of times people don't

687
00:31:26,800 --> 00:31:28,280
Speaker 6: know what the outcome is going to be. That's why

688
00:31:28,320 --> 00:31:31,200
Speaker 6: they don't want to read. But I'm like, hey, if

689
00:31:31,200 --> 00:31:33,520
Speaker 6: you invest one thousand dollars a month, you should probably

690
00:31:33,600 --> 00:31:36,480
Speaker 6: end up with the minimum of five hundred thousand. That

691
00:31:36,520 --> 00:31:38,320
Speaker 6: would entice people a hell of a lot more. I

692
00:31:38,400 --> 00:31:40,600
Speaker 6: think we were more than capable of being able to

693
00:31:40,640 --> 00:31:41,200
Speaker 6: invest in the mark.

694
00:31:41,240 --> 00:31:43,320
Speaker 7: I think they still I think they still won't read it,

695
00:31:43,360 --> 00:31:46,240
Speaker 7: I think, and that which is sad.

696
00:31:46,280 --> 00:31:48,680
Speaker 3: But the thing is, also, you don't need to read

697
00:31:48,680 --> 00:31:50,960
Speaker 3: a book to know how to just put money in

698
00:31:50,960 --> 00:31:53,200
Speaker 3: a target date fund, you know. And that's what you're

699
00:31:53,240 --> 00:31:57,080
Speaker 3: talking about. It's not for us often. It's like the

700
00:31:57,080 --> 00:32:00,520
Speaker 3: the literature, the written tips about investing. It makes it

701
00:32:00,560 --> 00:32:02,720
Speaker 3: feel like and my cousin Tia, all she had to

702
00:32:02,760 --> 00:32:05,880
Speaker 3: do was go to her you know hr website, opt in.

703
00:32:06,200 --> 00:32:08,560
Speaker 3: They automatically put her in a target date fund. And

704
00:32:08,600 --> 00:32:10,560
Speaker 3: you know what if that had happened ten years ago,

705
00:32:10,760 --> 00:32:13,040
Speaker 3: she would have been ready without reading a book. Yeah,

706
00:32:13,040 --> 00:32:14,600
Speaker 3: you know what I mean, I was ready for this

707
00:32:14,680 --> 00:32:17,720
Speaker 3: recession because baby Mandy at twenty two or twenty three

708
00:32:18,120 --> 00:32:20,640
Speaker 3: opened a four oh one K in twenty eleven, you know,

709
00:32:21,120 --> 00:32:24,160
Speaker 3: and I just put in my fifteen percent however much

710
00:32:24,160 --> 00:32:27,800
Speaker 3: a month since then. So yeah, we always send that message.

711
00:32:27,800 --> 00:32:29,680
Speaker 3: And I think where Tiff and I kind of you know,

712
00:32:29,760 --> 00:32:32,600
Speaker 3: are always kind of towing that line is for some people,

713
00:32:32,680 --> 00:32:35,400
Speaker 3: that's good, like you're doing it, you're investing, you know,

714
00:32:35,440 --> 00:32:36,840
Speaker 3: if you got a four to one kor in IRA.

715
00:32:37,200 --> 00:32:39,280
Speaker 3: But then where you guys are more comfortable playing and

716
00:32:39,800 --> 00:32:42,400
Speaker 3: as the individual stock picking and things like that, that

717
00:32:43,400 --> 00:32:47,000
Speaker 3: I think that is the point where I'm like, probably

718
00:32:47,000 --> 00:32:47,520
Speaker 3: read a book.

719
00:32:47,760 --> 00:32:49,680
Speaker 7: I think you have to meet people where they're at.

720
00:32:49,880 --> 00:32:52,200
Speaker 7: And that's one of the things that our platform has grown.

721
00:32:52,240 --> 00:32:53,760
Speaker 7: It's not like we're the first people to ever talk

722
00:32:53,760 --> 00:32:57,440
Speaker 7: about investing or real estate, but we have created a

723
00:32:57,440 --> 00:33:01,800
Speaker 7: platform probably the first platform of any real you know, stature,

724
00:33:02,200 --> 00:33:05,080
Speaker 7: that delivers the information in the language other people can understand,

725
00:33:05,440 --> 00:33:08,719
Speaker 7: and it's it's very it's very digestible. So we understand

726
00:33:08,760 --> 00:33:10,400
Speaker 7: that people have a lot of stuff going on, so

727
00:33:10,800 --> 00:33:13,360
Speaker 7: you know, they might not want to invest in reading,

728
00:33:13,440 --> 00:33:16,600
Speaker 7: and hey, that's that's their prerogative. But now they can

729
00:33:16,640 --> 00:33:19,240
Speaker 7: just tune us in and they can listen and yeah, no,

730
00:33:19,360 --> 00:33:22,479
Speaker 7: we start with the basics before you actually should invest.

731
00:33:22,720 --> 00:33:22,800
Speaker 5: Me.

732
00:33:22,880 --> 00:33:25,520
Speaker 7: I'm a financial advisor, so my whole background is basics.

733
00:33:25,560 --> 00:33:28,480
Speaker 7: As far as you know four one k's iras that

734
00:33:29,200 --> 00:33:31,800
Speaker 7: all of these things, emergency savings. I was talking about

735
00:33:31,800 --> 00:33:34,320
Speaker 7: that stuff way before we had an investment show, like

736
00:33:34,320 --> 00:33:37,600
Speaker 7: you should have three months minimum, six months recommended, twelve

737
00:33:37,640 --> 00:33:40,640
Speaker 7: months maximum. As far as emergency savings, this stuff is

738
00:33:40,640 --> 00:33:43,400
Speaker 7: not really sexy, and nobody really wants to talk about that,

739
00:33:43,440 --> 00:33:46,120
Speaker 7: but you know, Tiffany does a great job of explaining

740
00:33:46,160 --> 00:33:49,960
Speaker 7: that in great detail. And that's that's the fundamentals. When

741
00:33:49,960 --> 00:33:52,480
Speaker 7: I used to play sports, you know, learn the fundamentals.

742
00:33:52,480 --> 00:33:54,760
Speaker 7: You can't shoot a half caught hook shot before you

743
00:33:54,800 --> 00:33:56,160
Speaker 7: can make a layup, like you know what I mean.

744
00:33:56,480 --> 00:33:58,080
Speaker 7: Like you try to skip the basics and you're gonna

745
00:33:58,120 --> 00:34:01,240
Speaker 7: hurt yourself. You try to jump into cryptocurrency before you

746
00:34:01,280 --> 00:34:04,360
Speaker 7: actually have done anything, and you're going to lose everything

747
00:34:04,400 --> 00:34:06,960
Speaker 7: because it's not based off of information. I always say

748
00:34:07,240 --> 00:34:09,799
Speaker 7: investing is a game of knowledge. Gambling is a game

749
00:34:09,840 --> 00:34:12,719
Speaker 7: of chance. You co mingled the two when you don't

750
00:34:12,719 --> 00:34:17,160
Speaker 7: have knowledge, so you can gamble by investing if you

751
00:34:17,320 --> 00:34:20,480
Speaker 7: just a lot of people's researchers with somebody told them. So,

752
00:34:20,600 --> 00:34:23,120
Speaker 7: if my research is what Troy told me, no matter

753
00:34:23,120 --> 00:34:27,120
Speaker 7: how knowledgeable research, no matter how knowledge, I'm still relying

754
00:34:27,160 --> 00:34:32,320
Speaker 7: on for somebody information. Right, that's like a game of telephone.

755
00:34:32,719 --> 00:34:35,239
Speaker 7: So we have to we have to start at the

756
00:34:35,280 --> 00:34:38,840
Speaker 7: basic levels. And it's not complicated, but it's just a

757
00:34:38,880 --> 00:34:42,719
Speaker 7: matter of just doing some investing in yourself. Investing in

758
00:34:42,719 --> 00:34:45,680
Speaker 7: yourself and investing yourself could just be time, like just

759
00:34:45,680 --> 00:34:48,200
Speaker 7: taking an hour out your day, and I feel like,

760
00:34:48,239 --> 00:34:49,840
Speaker 7: now there's so much information now.

761
00:34:51,280 --> 00:34:54,400
Speaker 4: Gonna add to that. A lot of times we and

762
00:34:54,440 --> 00:34:56,960
Speaker 4: I did this too, right, especially in education. You get

763
00:34:56,960 --> 00:34:59,399
Speaker 4: your summer reading log and it's a bunch of bus

764
00:34:59,480 --> 00:35:00,879
Speaker 4: that you don't want to read, and since you didn't

765
00:35:00,880 --> 00:35:02,879
Speaker 4: read them, that didn't count. And I used to think

766
00:35:02,920 --> 00:35:04,920
Speaker 4: to myself, like I don't read enough. I don't read enough.

767
00:35:04,920 --> 00:35:07,560
Speaker 4: And I started discounting myself because I didn't realize like, wait,

768
00:35:07,680 --> 00:35:10,880
Speaker 4: I'm reading the daily news every day, I'm reading ESPN

769
00:35:10,960 --> 00:35:14,080
Speaker 4: magazine every day. What I'm reading is different. It's not

770
00:35:14,120 --> 00:35:17,040
Speaker 4: a book on literature, it's actually a book on sports

771
00:35:17,080 --> 00:35:19,480
Speaker 4: or I'm learning something from it. So that led me

772
00:35:19,560 --> 00:35:22,719
Speaker 4: into reading websites, going to websites every morning. Right, So

773
00:35:22,760 --> 00:35:25,640
Speaker 4: when we started, I had like fifteen publications I would

774
00:35:25,640 --> 00:35:27,080
Speaker 4: read every morning, so I would wake up at like

775
00:35:27,120 --> 00:35:29,560
Speaker 4: five o'clock and read them. I had CNBC Business Insider,

776
00:35:30,800 --> 00:35:34,719
Speaker 4: Fox Business. I mean like literally every morning. This was

777
00:35:34,760 --> 00:35:37,520
Speaker 4: what I was reading and finding articles and learning. Every

778
00:35:37,520 --> 00:35:40,120
Speaker 4: time I read, I learned something new, and that just

779
00:35:40,120 --> 00:35:40,960
Speaker 4: became a habit.

780
00:35:41,040 --> 00:35:41,200
Speaker 2: Right.

781
00:35:41,239 --> 00:35:42,640
Speaker 4: So I know they say if you do something for

782
00:35:42,680 --> 00:35:45,359
Speaker 4: thirty days, it becomes a habit. Tried doing that for

783
00:35:45,400 --> 00:35:48,560
Speaker 4: like two years, right, So the amount of information that

784
00:35:48,600 --> 00:35:51,280
Speaker 4: I'm learning again, I told you, like education is my background,

785
00:35:51,360 --> 00:35:53,880
Speaker 4: but now business is my life, and so it becomes

786
00:35:53,880 --> 00:35:56,000
Speaker 4: that because I'm learning every time I read. I don't

787
00:35:56,040 --> 00:35:57,680
Speaker 4: want people to discount the things that they read. Yeah,

788
00:35:57,680 --> 00:35:59,440
Speaker 4: you may not have read Money Masters a game, but

789
00:35:59,520 --> 00:36:01,479
Speaker 4: you can go to CNBC dot com. You can.

790
00:36:04,400 --> 00:36:04,720
Speaker 5: Article.

791
00:36:04,760 --> 00:36:06,960
Speaker 7: But we have to stop looking past our institutions. Like

792
00:36:07,000 --> 00:36:09,840
Speaker 7: a lot of times, we we have the answers in

793
00:36:09,880 --> 00:36:12,600
Speaker 7: front of us, and we make it more complicated. Like

794
00:36:12,760 --> 00:36:14,600
Speaker 7: so the question is like where to start? Get that

795
00:36:14,680 --> 00:36:18,359
Speaker 7: question a lot. So like Tiffany has several books, that's

796
00:36:18,400 --> 00:36:21,080
Speaker 7: a starting point. Earn your Lesia has over four hundred

797
00:36:21,200 --> 00:36:24,160
Speaker 7: videos on YouTube and three posts on Instagram a day.

798
00:36:24,360 --> 00:36:26,759
Speaker 7: That's a starting point. Market Monday is the starting point.

799
00:36:26,880 --> 00:36:29,200
Speaker 7: We have Eyo University. That's a starting point. Red Panda

800
00:36:29,480 --> 00:36:33,000
Speaker 7: stock Club that's a starting point. So before before I

801
00:36:33,120 --> 00:36:36,319
Speaker 7: lead people to any other direction, I'm gonna lead them

802
00:36:36,320 --> 00:36:38,560
Speaker 7: to where we actually started because this is a language

803
00:36:38,600 --> 00:36:42,440
Speaker 7: that we speak. I personally don't read the Wall Street Journal.

804
00:36:42,520 --> 00:36:44,879
Speaker 7: Of course, the Wall Street Journal is very valuable. It's

805
00:36:44,920 --> 00:36:48,920
Speaker 7: a highly respected newspaper. But I don't read it. So

806
00:36:49,000 --> 00:36:51,280
Speaker 7: I can't recommend something that I don't do myself.

807
00:36:51,600 --> 00:36:53,799
Speaker 5: But you are executing on the part.

808
00:36:54,840 --> 00:36:58,080
Speaker 7: I listen to Market Mondays because I'm on Market Mondays.

809
00:36:58,360 --> 00:37:00,960
Speaker 7: I know I was trusted. I would watch CNBC from

810
00:37:01,000 --> 00:37:02,680
Speaker 7: time to time, so I can't recommend that. But other

811
00:37:02,719 --> 00:37:05,520
Speaker 7: than that, I don't really think like we have. That's

812
00:37:05,560 --> 00:37:07,480
Speaker 7: that's an issue. We always looked like the holy grail

813
00:37:07,520 --> 00:37:07,960
Speaker 7: of something.

814
00:37:08,400 --> 00:37:11,080
Speaker 3: Yeah, what's the one thing I can read every day?

815
00:37:11,840 --> 00:37:13,640
Speaker 3: And it's a lot of pressure. I like what you

816
00:37:13,680 --> 00:37:16,560
Speaker 3: said about you know, you put too much pressure. I

817
00:37:16,560 --> 00:37:19,160
Speaker 3: don't read enough. You know, if you're waiting for the

818
00:37:19,160 --> 00:37:20,880
Speaker 3: one thing you're gonna read that's going to change your

819
00:37:20,880 --> 00:37:23,680
Speaker 3: life and be waiting a long time, it's more. It's

820
00:37:24,000 --> 00:37:26,239
Speaker 3: it's the sum of everything that you've read, you know,

821
00:37:26,560 --> 00:37:28,440
Speaker 3: and it takes time. And you're right, people don't want

822
00:37:28,440 --> 00:37:32,560
Speaker 3: to hear that. Let's talk about the network. E y

823
00:37:32,760 --> 00:37:34,920
Speaker 3: L is not just one podcast. How many shows do

824
00:37:34,920 --> 00:37:35,360
Speaker 3: you guys have?

825
00:37:35,440 --> 00:37:35,640
Speaker 1: Now?

826
00:37:36,800 --> 00:37:37,000
Speaker 2: Four?

827
00:37:37,160 --> 00:37:38,160
Speaker 3: Four? Four shows?

828
00:37:38,200 --> 00:37:38,480
Speaker 2: Okay?

829
00:37:38,600 --> 00:37:38,799
Speaker 3: Okay?

830
00:37:39,239 --> 00:37:39,640
Speaker 4: Five?

831
00:37:39,719 --> 00:37:43,279
Speaker 7: We got five okay, name the name them, Market Mondays,

832
00:37:43,320 --> 00:37:47,080
Speaker 7: Inside the Vote, Social Proof podcast.

833
00:37:46,320 --> 00:37:49,840
Speaker 2: And then we have dream Nation dream Nation, and we have.

834
00:37:50,840 --> 00:37:52,200
Speaker 4: In a Wealth podcast and The Wealth.

835
00:37:52,200 --> 00:37:55,000
Speaker 7: Those two are coming, they're coming, okay. One is a

836
00:37:55,040 --> 00:37:59,800
Speaker 7: mental health podcast. One is a real estate podcast and

837
00:38:00,080 --> 00:38:03,520
Speaker 7: we're doing a limited limited edition podcast with John Henry,

838
00:38:03,640 --> 00:38:05,680
Speaker 7: our friend John Henry.

839
00:38:06,719 --> 00:38:07,640
Speaker 1: But I know who you're talking.

840
00:38:07,440 --> 00:38:10,840
Speaker 3: About episode that's the guy from that show that sounds

841
00:38:10,920 --> 00:38:11,359
Speaker 3: very vague.

842
00:38:15,160 --> 00:38:19,360
Speaker 1: There was a show his Light Skinned with Glasses.

843
00:38:19,719 --> 00:38:28,200
Speaker 3: Entrepreneurs like MTV but anyway vice Okay, thank you, yeah, MTV?

844
00:38:28,320 --> 00:38:33,600
Speaker 3: Whoa what anyway that you don't know what that is today?

845
00:38:33,760 --> 00:38:37,600
Speaker 3: What's the vision? Because and also help me understand. So

846
00:38:38,239 --> 00:38:41,239
Speaker 3: y'all have been around for only a couple of years now,

847
00:38:41,600 --> 00:38:46,000
Speaker 3: two years? Right, How did you get this far so quickly?

848
00:38:46,320 --> 00:38:48,360
Speaker 3: Is this full time for you guys? Because I and listen,

849
00:38:48,440 --> 00:38:49,920
Speaker 3: I you know, Tip and I've done the show for

850
00:38:49,960 --> 00:38:53,000
Speaker 3: six years. It's not our it's not our sole focus

851
00:38:53,080 --> 00:38:56,200
Speaker 3: the podcast. We each have our own things. But but

852
00:38:56,239 --> 00:38:58,080
Speaker 3: for people who are looking at y'all and saying, like, oh,

853
00:38:58,080 --> 00:39:00,719
Speaker 3: they have a podcast, they made it. This is their empire.

854
00:39:01,480 --> 00:39:03,840
Speaker 3: Talk about where you guys are at. Is this is

855
00:39:03,880 --> 00:39:06,160
Speaker 3: this your sole venture now? Or if y'all quit your

856
00:39:06,200 --> 00:39:08,759
Speaker 3: day jobs and this is it y'all putting all the

857
00:39:08,760 --> 00:39:10,960
Speaker 3: cards on the table, and what's the vision? What's the

858
00:39:11,040 --> 00:39:13,399
Speaker 3: vision for for eyl Yeah?

859
00:39:13,400 --> 00:39:15,920
Speaker 7: I mean I'm still I'm still a practicing financial advisor,

860
00:39:16,200 --> 00:39:18,319
Speaker 7: but that takes up less and less on my time

861
00:39:18,400 --> 00:39:21,000
Speaker 7: these days. And your LEADIA takes up probably ninety five

862
00:39:21,040 --> 00:39:21,839
Speaker 7: percent of my time.

863
00:39:22,680 --> 00:39:26,040
Speaker 4: And Troy, yeah, Andrew Leius is my life my life? Yeah,

864
00:39:26,080 --> 00:39:28,759
Speaker 4: So I don't work for hours. I still educate. I

865
00:39:28,840 --> 00:39:32,680
Speaker 4: just educate in a different medium now, Troy, Yeah, I don't.

866
00:39:33,480 --> 00:39:35,560
Speaker 4: I don't belong to a school district. I belong to

867
00:39:35,560 --> 00:39:35,839
Speaker 4: the world.

868
00:39:35,920 --> 00:39:38,000
Speaker 7: But how we was able to grow so fasts a

869
00:39:38,000 --> 00:39:41,799
Speaker 7: couple of different things. Teamwork, you know, we have a

870
00:39:41,840 --> 00:39:44,080
Speaker 7: strong team. Shot to Mike, shout out to Bam, shout

871
00:39:44,200 --> 00:39:46,520
Speaker 7: to Jamal, shot to everybody that's a part. It's not

872
00:39:46,600 --> 00:39:48,680
Speaker 7: just us. People see us, but it's more to it

873
00:39:48,760 --> 00:39:52,359
Speaker 7: than that. And then we learn, we learn a lot.

874
00:39:52,560 --> 00:39:54,239
Speaker 7: You have to learn very quickly in this world that

875
00:39:54,239 --> 00:39:56,120
Speaker 7: we in right now, things move so quickly that you

876
00:39:56,160 --> 00:39:57,440
Speaker 7: have to pick up the information to be able to

877
00:39:57,480 --> 00:39:59,520
Speaker 7: process it on the go. So just being around so

878
00:39:59,520 --> 00:40:01,520
Speaker 7: many arts, wpnoors, our friends and things of that nature,

879
00:40:01,960 --> 00:40:05,600
Speaker 7: and we established strong relationships so like you know, even

880
00:40:05,719 --> 00:40:07,680
Speaker 7: you know, we could have just probably did a stock

881
00:40:07,719 --> 00:40:10,280
Speaker 7: show ourselves, but it's like that's a lot of work.

882
00:40:10,640 --> 00:40:12,960
Speaker 7: So it makes sense for us to partner with Ian

883
00:40:13,160 --> 00:40:16,279
Speaker 7: where he obviously does this all the time, like you

884
00:40:16,320 --> 00:40:17,600
Speaker 7: know what I mean, this is what he does. So

885
00:40:17,960 --> 00:40:21,400
Speaker 7: now it's less work as far as for us just

886
00:40:21,440 --> 00:40:24,640
Speaker 7: making a whole nother show just by ourself. But we

887
00:40:24,719 --> 00:40:27,160
Speaker 7: just we're still a part of it. So that's a

888
00:40:27,200 --> 00:40:31,000
Speaker 7: strategic alliance. And a lot of times, you know, people

889
00:40:31,120 --> 00:40:34,000
Speaker 7: look at like they want to do everything themselves. They

890
00:40:34,000 --> 00:40:36,680
Speaker 7: want me to start everything, they want everything. Like you know

891
00:40:36,680 --> 00:40:38,440
Speaker 7: what I'm saying, You're only gonna go so far that

892
00:40:39,040 --> 00:40:41,239
Speaker 7: by yourself, No matter what, you're only going to go

893
00:40:41,320 --> 00:40:43,680
Speaker 7: so far by yourself. You go a lot further with

894
00:40:43,800 --> 00:40:45,680
Speaker 7: a team, and you go a lot further by helping

895
00:40:45,680 --> 00:40:47,480
Speaker 7: people too. That's you know, we try to even with

896
00:40:47,520 --> 00:40:49,360
Speaker 7: the podcast net Worry, that's us helping people.

897
00:40:49,480 --> 00:40:50,319
Speaker 2: The only person that.

898
00:40:50,320 --> 00:40:53,160
Speaker 7: Had a podcast already was Dave Shan's shout out to him,

899
00:40:53,160 --> 00:40:56,640
Speaker 7: but you know, ash Cash, he wanted to come because

900
00:40:56,640 --> 00:40:59,520
Speaker 7: he's like he sees the value, you know, Like you

901
00:40:59,560 --> 00:41:01,080
Speaker 7: know what I'm saying, he didn't have a podcast.

902
00:41:01,160 --> 00:41:02,640
Speaker 6: I was the first one. I was like, hey, uh,

903
00:41:03,040 --> 00:41:06,719
Speaker 6: before y'all take off from sex. I've never like, hey, man,

904
00:41:06,920 --> 00:41:09,320
Speaker 6: before you get busy.

905
00:41:10,120 --> 00:41:10,239
Speaker 4: You know.

906
00:41:10,320 --> 00:41:12,680
Speaker 7: I think that's important for entrepreneurs to keep in mind

907
00:41:12,719 --> 00:41:14,799
Speaker 7: that the more people It sounds cliche, but it's true,

908
00:41:15,040 --> 00:41:18,200
Speaker 7: the more people that you help, uh, the further that

909
00:41:18,280 --> 00:41:18,719
Speaker 7: you will go.

910
00:41:19,920 --> 00:41:22,759
Speaker 3: That was the message that really hit me when y'all

911
00:41:22,840 --> 00:41:26,680
Speaker 3: were celebrating what was did y'all get number one of business? Wait?

912
00:41:26,760 --> 00:41:27,960
Speaker 3: Number one of all podcasts?

913
00:41:28,120 --> 00:41:30,280
Speaker 2: Y'allhad business Business Business podcast?

914
00:41:30,360 --> 00:41:32,640
Speaker 1: Yeah, knocked that that other guy d R. I don't

915
00:41:32,719 --> 00:41:34,120
Speaker 1: believe we don't even know him around here.

916
00:41:34,120 --> 00:41:35,520
Speaker 4: I don't know that right.

917
00:41:39,680 --> 00:41:43,320
Speaker 1: Yes, he's not our favor over here. He's so just yeah.

918
00:41:43,520 --> 00:41:44,480
Speaker 1: So but that was.

919
00:41:44,600 --> 00:41:47,120
Speaker 3: But but what you said real quick, what you said

920
00:41:47,160 --> 00:41:49,320
Speaker 3: during your IG live that night, which I was tuning into,

921
00:41:50,000 --> 00:41:52,200
Speaker 3: is exactly that. It was. You had your friends on

922
00:41:52,280 --> 00:41:54,640
Speaker 3: and you were talking about how we didn't do this alone.

923
00:41:54,680 --> 00:41:57,799
Speaker 3: And it struck me because I was talking to a

924
00:41:57,840 --> 00:42:01,040
Speaker 3: fellow podcaster and she and I was telling her because

925
00:42:01,040 --> 00:42:03,000
Speaker 3: Tiff and I have signed with a new network shout

926
00:42:03,040 --> 00:42:05,319
Speaker 3: out to Westwood One in February, and that was a

927
00:42:05,320 --> 00:42:07,920
Speaker 3: big step for us. And I remember telling her that

928
00:42:07,960 --> 00:42:10,400
Speaker 3: we were signing with a network, and the vibe was

929
00:42:10,520 --> 00:42:13,319
Speaker 3: very much, oh, you sold out. I want to keep

930
00:42:13,400 --> 00:42:15,600
Speaker 3: doing this. I just really want to own everything. And

931
00:42:15,640 --> 00:42:18,360
Speaker 3: I was like, yeah, we've done that. And I would

932
00:42:18,360 --> 00:42:21,480
Speaker 3: also like some help now. Yeah, I didn't take maternity

933
00:42:21,560 --> 00:42:24,440
Speaker 3: leave hardly at all, when you know, when we did

934
00:42:24,440 --> 00:42:26,040
Speaker 3: the show, and Tiff and I have just been grinding.

935
00:42:26,120 --> 00:42:28,799
Speaker 3: But yeah, I would love to talk a little bit

936
00:42:28,840 --> 00:42:32,240
Speaker 3: more about that. So what do you think you have gained,

937
00:42:32,520 --> 00:42:36,719
Speaker 3: like you know, specifically from those partnerships. Is it is

938
00:42:36,760 --> 00:42:38,680
Speaker 3: it the amplification of exposure?

939
00:42:38,760 --> 00:42:39,080
Speaker 5: Is it?

940
00:42:39,120 --> 00:42:42,000
Speaker 3: Is it just bigger dollars because now you have more

941
00:42:42,080 --> 00:42:44,480
Speaker 3: minutes of podcasting that you can sell ads on. Like

942
00:42:44,560 --> 00:42:47,920
Speaker 3: how does the how does that translate into what people

943
00:42:47,960 --> 00:42:51,680
Speaker 3: really want to know? Like money and revenue and all that.

944
00:42:51,719 --> 00:42:54,439
Speaker 7: I mean for us, more so than our business model

945
00:42:54,520 --> 00:42:57,040
Speaker 7: is a little different than most podcasts because most podcasts

946
00:42:57,120 --> 00:42:59,160
Speaker 7: they make the majority of their money off of ads

947
00:42:59,760 --> 00:43:01,960
Speaker 7: and things of that nature where you know, adds and

948
00:43:02,040 --> 00:43:06,000
Speaker 7: more like supplement income. For us, we have different like programs,

949
00:43:06,040 --> 00:43:08,600
Speaker 7: products and different things of that nature. How we you know,

950
00:43:08,719 --> 00:43:14,239
Speaker 7: we we attain revenue. So for us, you know, brand exposure,

951
00:43:14,480 --> 00:43:17,040
Speaker 7: you know, and adding value. Once again, it might sound corny,

952
00:43:17,120 --> 00:43:19,640
Speaker 7: but it's true. I feel like the more value that

953
00:43:19,680 --> 00:43:23,279
Speaker 7: we can add, the more valuable we become. So you know,

954
00:43:23,320 --> 00:43:25,839
Speaker 7: everything is not about you know, just making money up

955
00:43:25,880 --> 00:43:28,080
Speaker 7: front and then there's always there's always money on the

956
00:43:28,120 --> 00:43:28,640
Speaker 7: back end.

957
00:43:28,520 --> 00:43:30,560
Speaker 2: That with a big, big payday come.

958
00:43:30,680 --> 00:43:33,200
Speaker 7: But for us, to be completely honest with you about it,

959
00:43:33,200 --> 00:43:35,000
Speaker 7: we're not making a bunch of money off of our

960
00:43:35,000 --> 00:43:38,040
Speaker 7: podcast network. Our podcast network was to grow our brand,

961
00:43:38,520 --> 00:43:41,719
Speaker 7: to add more value, to grow exposure, and to really

962
00:43:41,760 --> 00:43:44,480
Speaker 7: build those relationships with people because we feel like, all right, now,

963
00:43:44,520 --> 00:43:47,600
Speaker 7: if we do have a strong four or five shows,

964
00:43:47,640 --> 00:43:50,279
Speaker 7: now that's that's something that's valuable down the line. And

965
00:43:50,440 --> 00:43:52,880
Speaker 7: you know how that comes to fruition is still to

966
00:43:53,000 --> 00:43:56,680
Speaker 7: be determined. But it's like, if you never try something,

967
00:43:56,880 --> 00:43:58,759
Speaker 7: you never know. What I'm saying, you never know.

968
00:43:58,800 --> 00:43:59,920
Speaker 4: I think that's one of the biggest things with it,

969
00:44:00,239 --> 00:44:02,440
Speaker 4: is like there is no fear of any type of failure.

970
00:44:02,480 --> 00:44:05,279
Speaker 4: Failure never comes into our mind. We're just like, we

971
00:44:05,320 --> 00:44:07,920
Speaker 4: want to do something that can help creatives expand their brand.

972
00:44:08,239 --> 00:44:10,279
Speaker 4: Let's do it. We want to see everybody win. And

973
00:44:10,320 --> 00:44:12,440
Speaker 4: it's kind of where when we come into spaces and

974
00:44:12,440 --> 00:44:15,359
Speaker 4: people are like, wait, y'all don't really want anything else, like, nah,

975
00:44:15,360 --> 00:44:17,879
Speaker 4: we just want to see you win. You win, we win,

976
00:44:18,040 --> 00:44:19,880
Speaker 4: you know what I mean. And when we talk about community,

977
00:44:19,880 --> 00:44:23,000
Speaker 4: that's what we're building a community. I know. Somebody told us,

978
00:44:23,040 --> 00:44:25,440
Speaker 4: like a schools only as good as ass students that

979
00:44:25,520 --> 00:44:27,759
Speaker 4: graduate from it, right, And so when we look at it,

980
00:44:27,800 --> 00:44:30,480
Speaker 4: if ash cast does well, then the next person who

981
00:44:30,480 --> 00:44:32,600
Speaker 4: wants to start our podcast is like, that's the place

982
00:44:32,640 --> 00:44:35,279
Speaker 4: to go, right, And if Dave Shan does well, that

983
00:44:35,480 --> 00:44:37,120
Speaker 4: you know what I mean, Market Monday's is doing well.

984
00:44:38,200 --> 00:44:40,560
Speaker 4: We become the place to go, and everything that we

985
00:44:40,640 --> 00:44:43,000
Speaker 4: do is to support each other. Right, So, like the

986
00:44:43,040 --> 00:44:46,000
Speaker 4: goal is to like build a brand, help everybody else

987
00:44:46,000 --> 00:44:49,200
Speaker 4: who's trying to build theirs. Expertite that because we've been

988
00:44:49,239 --> 00:44:51,600
Speaker 4: through it for two years. We hit number one, so

989
00:44:51,640 --> 00:44:54,479
Speaker 4: we know what it takes. We're going to you're gonna

990
00:44:54,800 --> 00:44:56,480
Speaker 4: you're not gonna make the mistakes because we're going to

991
00:44:56,560 --> 00:44:59,120
Speaker 4: give you the game. Right. We become mentors in that sense.

992
00:44:59,480 --> 00:45:04,799
Speaker 4: So yeah, I mean we saw a brand build, non podcasts,

993
00:45:04,840 --> 00:45:06,920
Speaker 4: and then a big payday game. Right, So when I

994
00:45:07,040 --> 00:45:09,000
Speaker 4: was like, Yo, we're not talking about upfront money, we're

995
00:45:09,000 --> 00:45:09,879
Speaker 4: talking about the long game.

996
00:45:09,960 --> 00:45:14,360
Speaker 1: Yes, please let's talk that long Because as someone when

997
00:45:14,400 --> 00:45:16,920
Speaker 1: I started a budgetista, everybody was like, I don't get it.

998
00:45:17,000 --> 00:45:19,520
Speaker 1: So these things are free? Yes, so you do all

999
00:45:19,560 --> 00:45:20,239
Speaker 1: these lives for free?

1000
00:45:20,320 --> 00:45:20,640
Speaker 4: Yes?

1001
00:45:20,760 --> 00:45:23,720
Speaker 1: So you do all this like nobody could like wrap

1002
00:45:23,760 --> 00:45:27,000
Speaker 1: their mind around why. Well, because my intention, just like

1003
00:45:27,080 --> 00:45:30,359
Speaker 1: any teacher's intention, was to teach, to transform, to make

1004
00:45:30,400 --> 00:45:32,360
Speaker 1: my community better. And I understand I didn't know I

1005
00:45:32,440 --> 00:45:34,600
Speaker 1: was gonna make money. I was like, you know, I

1006
00:45:34,600 --> 00:45:36,719
Speaker 1: mean I did speaking engagements here and there, the supplement,

1007
00:45:36,800 --> 00:45:40,080
Speaker 1: but I wasn't really sure about how I was gonna monetize.

1008
00:45:40,080 --> 00:45:43,279
Speaker 1: But I knew that if you build something great, you

1009
00:45:43,360 --> 00:45:45,839
Speaker 1: can and now I will. And I told you, guys,

1010
00:45:45,840 --> 00:45:47,440
Speaker 1: I think this before because when I first came on

1011
00:45:47,480 --> 00:45:49,799
Speaker 1: Earned your Leisure, we had like I felt like, the

1012
00:45:49,840 --> 00:45:53,080
Speaker 1: real talk was after we hung up and I told you,

1013
00:45:53,160 --> 00:45:55,319
Speaker 1: I was like, please, like, you will get to a

1014
00:45:55,360 --> 00:45:57,680
Speaker 1: space and a place because of the way you're building that.

1015
00:45:57,719 --> 00:46:01,080
Speaker 1: The money is the easy part, yez. You know, like

1016
00:46:01,120 --> 00:46:03,799
Speaker 1: it took me probably five or six years, you know,

1017
00:46:04,080 --> 00:46:07,319
Speaker 1: but now I can do something and I've done this

1018
00:46:07,400 --> 00:46:10,120
Speaker 1: and make seven figures in a weekend, so I don't

1019
00:46:10,120 --> 00:46:12,440
Speaker 1: worry about like, you know, But that's when you build

1020
00:46:12,440 --> 00:46:15,040
Speaker 1: the way you're building. You're building this solid foundation, you're

1021
00:46:15,080 --> 00:46:18,080
Speaker 1: building off of network, you're building off of making sure

1022
00:46:18,120 --> 00:46:20,839
Speaker 1: that everyone is good. That the money will will be

1023
00:46:20,960 --> 00:46:22,920
Speaker 1: like the you'll be able to flip a switch. I

1024
00:46:22,960 --> 00:46:26,359
Speaker 1: was telling my sister Tracy, my publicist, Ian's.

1025
00:46:32,520 --> 00:46:34,360
Speaker 4: I feel fresh pricks.

1026
00:46:37,440 --> 00:46:39,319
Speaker 1: Because she's building her business and I was telling her,

1027
00:46:39,360 --> 00:46:42,480
Speaker 1: She's like, oh, it's so much. I was like, yo, sis, honestly,

1028
00:46:43,200 --> 00:46:44,719
Speaker 1: you will get to a point where you realize you

1029
00:46:44,760 --> 00:46:47,040
Speaker 1: are the bank. At any moment, I could tap into

1030
00:46:47,080 --> 00:46:50,480
Speaker 1: myself and make money, produce, you know, like, so not

1031
00:46:50,600 --> 00:46:52,680
Speaker 1: to worry so much about that part if you're willing

1032
00:46:52,719 --> 00:46:54,520
Speaker 1: to do the work. But I guess my question is,

1033
00:46:54,520 --> 00:46:55,799
Speaker 1: and this is a question that I get and I

1034
00:46:55,840 --> 00:46:59,360
Speaker 1: still struggle with the answer, is what's the desired outcome?

1035
00:46:59,480 --> 00:47:00,880
Speaker 1: Like what do you like? I would love to hear

1036
00:47:00,880 --> 00:47:04,279
Speaker 1: from youw Ian Troy Rashad, like, how do you where

1037
00:47:04,280 --> 00:47:06,760
Speaker 1: do you see this going? Today? I had a meeting

1038
00:47:06,800 --> 00:47:10,440
Speaker 1: with my business coach shout out design. I've got several culches,

1039
00:47:10,480 --> 00:47:12,720
Speaker 1: but he's like my executive business coach, and he said,

1040
00:47:12,760 --> 00:47:14,520
Speaker 1: just so you know, you're sitting on a billion dollar

1041
00:47:14,560 --> 00:47:17,280
Speaker 1: business and design is not wanted to just be blowing

1042
00:47:17,280 --> 00:47:19,799
Speaker 1: smoke up yet behind And that was just like yeah,

1043
00:47:19,840 --> 00:47:22,760
Speaker 1: He's like, no, I have speak spoken to the SEO

1044
00:47:22,880 --> 00:47:27,640
Speaker 1: guy behind Voldemort and he helped him grow to four

1045
00:47:27,680 --> 00:47:30,120
Speaker 1: hundred and fifty million dollars a year, and he was

1046
00:47:30,160 --> 00:47:32,319
Speaker 1: looking at your stuff and was like, oh, easy, we

1047
00:47:32,360 --> 00:47:34,560
Speaker 1: could we could get her there. And I was like

1048
00:47:34,719 --> 00:47:37,560
Speaker 1: what so, But it depends on what is it that

1049
00:47:37,600 --> 00:47:39,400
Speaker 1: I'm wanting. So my question for you is like what

1050
00:47:39,520 --> 00:47:42,479
Speaker 1: is it? You know, like, what's the big mission five years,

1051
00:47:42,520 --> 00:47:44,240
Speaker 1: ten years from now? What would you love to see?

1052
00:47:45,719 --> 00:47:48,319
Speaker 7: Yeah, I mean for us, there's a few different things

1053
00:47:48,320 --> 00:47:50,799
Speaker 7: that we're working on. You know, we have an education platform.

1054
00:47:51,120 --> 00:47:53,040
Speaker 7: I mean, the world is running by education and media

1055
00:47:53,040 --> 00:47:55,440
Speaker 7: if you really think about it, you know, we're controlled

1056
00:47:55,440 --> 00:47:59,399
Speaker 7: by media what we see, and we're forced to learn

1057
00:47:59,520 --> 00:48:01,719
Speaker 7: education and something that's not even optional, like if you

1058
00:48:01,760 --> 00:48:03,320
Speaker 7: don't go to school as a kid, you can get arrested.

1059
00:48:03,440 --> 00:48:05,919
Speaker 7: Truancy cops. They have cops like just to make sure

1060
00:48:05,960 --> 00:48:09,200
Speaker 7: kids go to school. Before COVID. Now COVID everything changed.

1061
00:48:09,239 --> 00:48:12,160
Speaker 7: But so I say that to say that's like really

1062
00:48:12,200 --> 00:48:15,400
Speaker 7: really the most important parts of life. So we have

1063
00:48:15,440 --> 00:48:19,160
Speaker 7: an educational platform called Eyo University. And with Eyo University,

1064
00:48:19,160 --> 00:48:21,200
Speaker 7: we really just like kind of made that it's not

1065
00:48:21,239 --> 00:48:23,040
Speaker 7: like specific. It's not a real estate school, it's not

1066
00:48:23,040 --> 00:48:26,279
Speaker 7: a stock school. It's everything. Everything. Every single week is

1067
00:48:26,320 --> 00:48:28,520
Speaker 7: different classes, it's a book club, it's a movie club,

1068
00:48:28,840 --> 00:48:32,160
Speaker 7: it's a real estate course. Inside of it, we have

1069
00:48:32,280 --> 00:48:35,000
Speaker 7: investment conversations, all kinds of stuff. So we really wanted

1070
00:48:35,000 --> 00:48:36,920
Speaker 7: to give like every single thing that you can really

1071
00:48:37,480 --> 00:48:41,440
Speaker 7: you know, need as far as personal finance investing and

1072
00:48:42,120 --> 00:48:44,400
Speaker 7: grow that. So now that community has well over like

1073
00:48:44,480 --> 00:48:46,400
Speaker 7: nine thousand people something like that. So we want to

1074
00:48:46,440 --> 00:48:49,280
Speaker 7: make that like a Phoenix University, like bigger than Phoenix

1075
00:48:49,360 --> 00:48:53,520
Speaker 7: Niversity and make that you know, rival any any university

1076
00:48:53,560 --> 00:48:55,839
Speaker 7: out there, and make it you know, a huge, huge,

1077
00:48:55,920 --> 00:48:59,560
Speaker 7: huge platform over one hundred thousand students with graduations and

1078
00:48:59,640 --> 00:49:02,320
Speaker 7: all and stuff like that. You know, so that's something

1079
00:49:02,360 --> 00:49:04,840
Speaker 7: that we are really excited about. We want to continue

1080
00:49:04,880 --> 00:49:07,120
Speaker 7: to grow that. And of course the media side, you know,

1081
00:49:07,200 --> 00:49:09,640
Speaker 7: for Early Lesion, look at Early Leasion as a podcast.

1082
00:49:09,680 --> 00:49:11,080
Speaker 2: You know, we have a podcast.

1083
00:49:10,680 --> 00:49:12,880
Speaker 7: Network, but even bigger than that, we're a media company,

1084
00:49:13,440 --> 00:49:15,560
Speaker 7: so you know, we want to keep growing as a

1085
00:49:15,680 --> 00:49:20,640
Speaker 7: media company, produce other shows, and you know, have strategic

1086
00:49:20,680 --> 00:49:24,640
Speaker 7: alliances and things of that nature. So now we have

1087
00:49:24,880 --> 00:49:28,480
Speaker 7: a corporate for our media division, we have you know,

1088
00:49:28,560 --> 00:49:31,160
Speaker 7: our educational division, and then of course there's a bunch

1089
00:49:31,200 --> 00:49:32,320
Speaker 7: of other ancillary stuff.

1090
00:49:32,320 --> 00:49:33,799
Speaker 2: We just got you know, a truck.

1091
00:49:34,760 --> 00:49:35,960
Speaker 3: Do you tuck.

1092
00:49:36,520 --> 00:49:42,480
Speaker 1: Yeah, they're wrapped on like what's the name truck, like.

1093
00:49:42,400 --> 00:49:42,959
Speaker 2: A freight truck.

1094
00:49:43,000 --> 00:49:44,560
Speaker 7: Yeah, So you know, stuff like that, you know, it

1095
00:49:44,719 --> 00:49:50,239
Speaker 7: just comes up randomly, so yeah, the other side, businesses, opportunities,

1096
00:49:50,280 --> 00:49:52,319
Speaker 7: things to that nature. But yeah, those are those are

1097
00:49:52,440 --> 00:49:55,359
Speaker 7: like the also on the immediate vision board for us.

1098
00:49:56,000 --> 00:49:57,640
Speaker 7: We don't really have a goal to be like the

1099
00:49:57,680 --> 00:50:00,600
Speaker 7: top podcast or something. I mean, that's cool, but they do.

1100
00:50:02,560 --> 00:50:06,759
Speaker 1: Well you already did it anyway, so it's done.

1101
00:50:06,840 --> 00:50:08,600
Speaker 6: That's like what Jordan won the third ring here, like

1102
00:50:08,600 --> 00:50:09,799
Speaker 6: oh yeah, it means it's.

1103
00:50:10,800 --> 00:50:13,200
Speaker 1: It's like you know, like I used to say, like

1104
00:50:13,200 --> 00:50:14,520
Speaker 1: I want to go into Target. You get to go

1105
00:50:14,560 --> 00:50:16,919
Speaker 1: to Target one day and you see like I don't

1106
00:50:16,920 --> 00:50:20,120
Speaker 1: know a mug and it says like budget needs to approved.

1107
00:50:20,560 --> 00:50:23,040
Speaker 1: Like I want to reach that level of like when

1108
00:50:23,080 --> 00:50:25,759
Speaker 1: you put your name on something and moves mountains, you know,

1109
00:50:25,840 --> 00:50:27,640
Speaker 1: because people have come to trust you that much. But

1110
00:50:27,719 --> 00:50:29,239
Speaker 1: I just was wondering for you, like what does that

1111
00:50:29,280 --> 00:50:31,520
Speaker 1: look like? What's that kind of like pie in the sky.

1112
00:50:31,480 --> 00:50:33,160
Speaker 7: And before I'm gonna let me in because I'm sure

1113
00:50:33,200 --> 00:50:35,400
Speaker 7: he has a crazy vision for what he has going on.

1114
00:50:35,480 --> 00:50:38,799
Speaker 7: But I want I want entrepreneurs to be valued the

1115
00:50:38,840 --> 00:50:42,400
Speaker 7: same way as sports and entertainment things. That's about something

1116
00:50:42,400 --> 00:50:47,440
Speaker 7: that I think is very very obtainable, and that's something

1117
00:50:47,480 --> 00:50:49,600
Speaker 7: that not just for celebrity status. But I think it's

1118
00:50:49,640 --> 00:50:52,480
Speaker 7: important because, especially in our culture, I never forget. We

1119
00:50:52,480 --> 00:50:54,719
Speaker 7: was talking to somebody that was extremely high up in

1120
00:50:54,760 --> 00:50:56,560
Speaker 7: the music business and he was saying that, you know,

1121
00:50:56,680 --> 00:50:59,320
Speaker 7: he used to work at a major, major record label,

1122
00:50:59,360 --> 00:51:01,040
Speaker 7: and he was saying that he doesn't let his kids

1123
00:51:01,080 --> 00:51:02,919
Speaker 7: listen to round. He's black, he doesn't let his kids

1124
00:51:02,920 --> 00:51:04,520
Speaker 7: listen to rap, and he used to work at a

1125
00:51:04,520 --> 00:51:06,359
Speaker 7: record label. So like, why don't you let your kids

1126
00:51:06,360 --> 00:51:08,440
Speaker 7: listen to rap? He was like, because, like, you know,

1127
00:51:09,160 --> 00:51:12,400
Speaker 7: white kids, the kids listening to rap, they know it's entertainment,

1128
00:51:12,480 --> 00:51:15,080
Speaker 7: like they listen to little fill in the blank.

1129
00:51:15,280 --> 00:51:17,240
Speaker 2: But they it's.

1130
00:51:19,239 --> 00:51:21,680
Speaker 7: And they want to do for you know, medical school,

1131
00:51:21,680 --> 00:51:23,360
Speaker 7: and then when they graduate, and it's like, you know,

1132
00:51:23,400 --> 00:51:25,160
Speaker 7: that's just a fat, just a moment in their life.

1133
00:51:25,480 --> 00:51:26,719
Speaker 2: Black kids is listening to.

1134
00:51:26,680 --> 00:51:29,600
Speaker 7: That, and they think it's a career option, a viable

1135
00:51:29,640 --> 00:51:32,240
Speaker 7: career option, and it's.

1136
00:51:32,080 --> 00:51:34,480
Speaker 2: Hurting a lot of people. It's hurt a lot of people.

1137
00:51:34,600 --> 00:51:37,440
Speaker 7: So it's helped a lot of people too, but it's

1138
00:51:37,480 --> 00:51:39,520
Speaker 7: also hurt a lot of people because there's only so

1139
00:51:39,600 --> 00:51:43,760
Speaker 7: many people that can become professional athletes or professional rappers,

1140
00:51:44,160 --> 00:51:48,640
Speaker 7: but anybody can become an investor, stock trader, real estate

1141
00:51:48,800 --> 00:51:50,680
Speaker 7: agent or whatever like you know. So I feel like

1142
00:51:50,719 --> 00:51:54,600
Speaker 7: it's important for us to champion that. And it's also unproportional,

1143
00:51:55,040 --> 00:51:58,319
Speaker 7: Like Rolling Stone is big before us, it is also big,

1144
00:51:58,760 --> 00:52:01,160
Speaker 7: you know, Like you know, Donald Trump was a celebrity,

1145
00:52:01,160 --> 00:52:02,560
Speaker 7: no matter how you feel about him, he was a

1146
00:52:02,600 --> 00:52:06,520
Speaker 7: celebrity our Cuban and celebrity. Like, where's our celebrity entrepreneurs?

1147
00:52:06,520 --> 00:52:08,840
Speaker 7: That has nothing to do with sports entertainment. It's not

1148
00:52:09,000 --> 00:52:09,480
Speaker 7: really there.

1149
00:52:09,680 --> 00:52:12,359
Speaker 3: I think we're looking at them, I don't know.

1150
00:52:13,040 --> 00:52:16,400
Speaker 7: So that's on the vision board too, to kind of

1151
00:52:16,719 --> 00:52:20,080
Speaker 7: push that wave to the point where now we have

1152
00:52:20,120 --> 00:52:21,520
Speaker 7: more than just sports and entertainment.

1153
00:52:21,560 --> 00:52:23,520
Speaker 4: Yea, I'm gonna take thirty seconds because I know you're

1154
00:52:23,520 --> 00:52:26,040
Speaker 4: going to go. So one of the other things is

1155
00:52:26,040 --> 00:52:28,319
Speaker 4: that we come across a lot of businesses. And we

1156
00:52:28,440 --> 00:52:30,360
Speaker 4: just had this conversation last week about you know what,

1157
00:52:30,480 --> 00:52:33,000
Speaker 4: becoming a holding company for a lot of businesses, right,

1158
00:52:33,000 --> 00:52:35,440
Speaker 4: because if you look at Shark Tanking, it's very similar

1159
00:52:35,440 --> 00:52:37,120
Speaker 4: to what we're doing. People are coming in, they're telling

1160
00:52:37,200 --> 00:52:38,960
Speaker 4: us our businesses, and we'd be foolish not to take

1161
00:52:39,000 --> 00:52:41,120
Speaker 4: advantage of saying, you know what, let's invest in this

1162
00:52:41,239 --> 00:52:44,840
Speaker 4: and eventually potentially you know, taking out our company public.

1163
00:52:45,280 --> 00:52:47,480
Speaker 4: That's something that it crossed my mind with the past mother,

1164
00:52:47,680 --> 00:52:50,280
Speaker 4: like when have we ever seen that? How many people

1165
00:52:50,280 --> 00:52:51,839
Speaker 4: that we know that look like us have done that

1166
00:52:51,960 --> 00:52:54,319
Speaker 4: and you can actually talk to them? And so that's

1167
00:52:54,360 --> 00:52:56,279
Speaker 4: something that is heavy on my mind right now, and

1168
00:52:56,320 --> 00:52:57,840
Speaker 4: I know it's on shots as well. It's something that

1169
00:52:57,880 --> 00:52:59,960
Speaker 4: we're looking definitely to doing in the future.

1170
00:53:00,560 --> 00:53:01,840
Speaker 2: EYL private equity.

1171
00:53:02,160 --> 00:53:07,360
Speaker 1: Yeah, what about you, what's your what's your big goal.

1172
00:53:08,000 --> 00:53:10,320
Speaker 5: Over the next five years to help two billion people?

1173
00:53:11,280 --> 00:53:11,680
Speaker 5: Whether you.

1174
00:53:13,560 --> 00:53:15,719
Speaker 6: Think about it like this, when you wake up or

1175
00:53:15,760 --> 00:53:18,440
Speaker 6: go to bed, you're either thinking about how to make

1176
00:53:18,480 --> 00:53:23,040
Speaker 6: money or how to retain it. Number one reason people

1177
00:53:23,040 --> 00:53:23,880
Speaker 6: get divorced fellows.

1178
00:53:23,920 --> 00:53:24,480
Speaker 5: I'm sorry.

1179
00:53:24,960 --> 00:53:27,600
Speaker 6: If you're cute, great, but my grandmother used to tell

1180
00:53:27,600 --> 00:53:30,160
Speaker 6: me there's no romance for not finance. Baby, you're cute,

1181
00:53:30,160 --> 00:53:32,799
Speaker 6: but you gotta get some money, It's true. And then

1182
00:53:32,840 --> 00:53:36,560
Speaker 6: also how to keep that's a big thing. So even

1183
00:53:36,680 --> 00:53:40,040
Speaker 6: with what they're building at the network, I know, if

1184
00:53:40,040 --> 00:53:41,799
Speaker 6: I can get them to trust on the investment in

1185
00:53:42,360 --> 00:53:46,680
Speaker 6: then how to be disciplined, they'll listen to a relationship

1186
00:53:46,840 --> 00:53:49,960
Speaker 6: mental health because the money is just one part the

1187
00:53:50,000 --> 00:53:51,759
Speaker 6: thing we were talking about. Like even on Satday, I'm like,

1188
00:53:51,800 --> 00:53:53,359
Speaker 6: I just want peace. So for like me, I have

1189
00:53:53,400 --> 00:53:55,759
Speaker 6: like my golden rules. I'm like, don't interrupt me when

1190
00:53:55,760 --> 00:53:58,880
Speaker 6: I'm Mozander, my family and friends. Time is off, Like

1191
00:53:58,960 --> 00:54:03,080
Speaker 6: I don't care what the if I'm Wlexander. That's my too,

1192
00:54:03,080 --> 00:54:04,480
Speaker 6: because I know there's going to be a time where

1193
00:54:04,520 --> 00:54:05,920
Speaker 6: he doesn't want to be around me. He's going to

1194
00:54:06,000 --> 00:54:08,960
Speaker 6: even now he's six and he's like on Easter, he's like, Dad,

1195
00:54:08,960 --> 00:54:09,480
Speaker 6: you can't kiss me.

1196
00:54:09,520 --> 00:54:11,280
Speaker 5: It's inappropriate. I'm like, I'm your dad.

1197
00:54:11,400 --> 00:54:11,839
Speaker 2: What do you mean?

1198
00:54:13,160 --> 00:54:15,000
Speaker 5: So I'm like at nine, I'm like I.

1199
00:54:14,960 --> 00:54:17,240
Speaker 6: Can't even go with you to the park at that point.

1200
00:54:18,040 --> 00:54:19,840
Speaker 6: So I'm like, I want to have all those moments.

1201
00:54:19,880 --> 00:54:23,480
Speaker 6: But let's be honest, like corporate was designed to take

1202
00:54:23,680 --> 00:54:26,640
Speaker 6: us away from our family and control our time so

1203
00:54:26,680 --> 00:54:28,600
Speaker 6: we wouldn't have time to think about how to build

1204
00:54:28,600 --> 00:54:31,680
Speaker 6: our own thing. Not anti corporate, I'm not anti school,

1205
00:54:32,280 --> 00:54:34,319
Speaker 6: but even the way people are taught to communicate it

1206
00:54:34,400 --> 00:54:35,160
Speaker 6: is a non.

1207
00:54:34,960 --> 00:54:36,880
Speaker 5: Wealth based strategy.

1208
00:54:37,800 --> 00:54:40,080
Speaker 6: So I would just want to help as many people

1209
00:54:40,120 --> 00:54:44,719
Speaker 6: as possible because let's be honest. Like COVID exposed the

1210
00:54:44,760 --> 00:54:47,359
Speaker 6: way that we work wrong, the way that we picked

1211
00:54:47,400 --> 00:54:51,120
Speaker 6: our relationships wrong, because a lot of people decided, Hey, John,

1212
00:54:51,160 --> 00:54:53,600
Speaker 6: who I'm with now, John Henry, kudos to my guy.

1213
00:54:53,920 --> 00:54:56,440
Speaker 6: But John that I'm with, I don't like him as

1214
00:54:56,520 --> 00:54:58,239
Speaker 6: much because now that I'm spending five hours a day

1215
00:54:58,239 --> 00:55:00,200
Speaker 6: with him, I don't like him as much. And then

1216
00:55:00,239 --> 00:55:01,920
Speaker 6: we need more time with our kids, more times with

1217
00:55:02,200 --> 00:55:04,480
Speaker 6: our friends and family. So that same thing that Rashad

1218
00:55:04,560 --> 00:55:06,799
Speaker 6: was saying, and me being around my dad and having

1219
00:55:06,800 --> 00:55:09,160
Speaker 6: that kind of freedom. You know, I know Dame Dash

1220
00:55:09,160 --> 00:55:11,360
Speaker 6: gets beat up for how he delivers, but my dad

1221
00:55:11,760 --> 00:55:13,440
Speaker 6: was like that, and so was my granddad because he

1222
00:55:13,440 --> 00:55:15,600
Speaker 6: was in the military. My dad was like, your number

1223
00:55:15,600 --> 00:55:18,680
Speaker 6: one goal has to be freedom. Everything else is an illusion.

1224
00:55:19,600 --> 00:55:21,080
Speaker 6: If you have a bunch of time and no money,

1225
00:55:21,239 --> 00:55:23,400
Speaker 6: what difference does it make. So that's my goals to

1226
00:55:23,440 --> 00:55:25,799
Speaker 6: be able to help structure that and help people to

1227
00:55:25,880 --> 00:55:27,200
Speaker 6: get better returns in the market.

1228
00:55:27,280 --> 00:55:29,880
Speaker 3: So it's interesting that leisure is in the title of

1229
00:55:29,880 --> 00:55:31,600
Speaker 3: the show. I don't feel like y'all know how to

1230
00:55:31,680 --> 00:55:33,480
Speaker 3: take us like. It sounds like y'all work real.

1231
00:55:33,360 --> 00:55:39,600
Speaker 4: Hard alcoholics, But how do.

1232
00:55:41,160 --> 00:55:42,080
Speaker 2: I feel like? I feel like?

1233
00:55:42,080 --> 00:55:44,600
Speaker 7: You know, I'm a very appreciative person as far as

1234
00:55:44,640 --> 00:55:47,160
Speaker 7: like little things in life, like just being able to

1235
00:55:47,160 --> 00:55:49,600
Speaker 7: wake up whenever you want, you know, that's a blessing.

1236
00:55:49,640 --> 00:55:52,080
Speaker 7: And it's like, you know, we you know, I was

1237
00:55:52,160 --> 00:55:55,560
Speaker 7: with my son yesterday and eat in scallops and lobster.

1238
00:55:55,680 --> 00:55:57,919
Speaker 7: You know, we really blessed to be able to eat

1239
00:55:57,960 --> 00:56:00,680
Speaker 7: scallops and lobsters and clans and things of that nature.

1240
00:56:00,840 --> 00:56:04,759
Speaker 7: We really are like little things like that. For me,

1241
00:56:04,800 --> 00:56:07,120
Speaker 7: that's that's leisure because I know people that are starving

1242
00:56:07,160 --> 00:56:10,000
Speaker 7: and some people you know, have to wake up at

1243
00:56:10,000 --> 00:56:11,960
Speaker 7: four point thirty in the morning and they work until

1244
00:56:12,000 --> 00:56:13,919
Speaker 7: you know, one am. So for me to be able

1245
00:56:13,920 --> 00:56:15,840
Speaker 7: to wake up whenever I want, go to sleep whenever

1246
00:56:15,880 --> 00:56:18,680
Speaker 7: I want, travel whenever I want, you know what I mean.

1247
00:56:18,719 --> 00:56:20,960
Speaker 7: Like that thing, little things like that, they don't get

1248
00:56:20,960 --> 00:56:23,440
Speaker 7: lost on me. And sometimes it's just like we have

1249
00:56:23,520 --> 00:56:26,720
Speaker 7: to be appreciative of the things that we have because

1250
00:56:26,760 --> 00:56:28,400
Speaker 7: you know, we work so much and we compare all

1251
00:56:28,480 --> 00:56:31,000
Speaker 7: live to somebody else, and it's like, all right, of course,

1252
00:56:31,040 --> 00:56:33,000
Speaker 7: it would be great to you know, buy island and

1253
00:56:33,000 --> 00:56:35,359
Speaker 7: do all of these things. But you know, coming from

1254
00:56:35,400 --> 00:56:37,960
Speaker 7: like I said, working class environments where you see people

1255
00:56:38,000 --> 00:56:40,000
Speaker 7: that you know, work their whole life for they have

1256
00:56:40,120 --> 00:56:42,480
Speaker 7: fifty thousand dollars and trying to work it out, trying

1257
00:56:42,520 --> 00:56:43,600
Speaker 7: to figure out what they're going to do.

1258
00:56:44,160 --> 00:56:44,800
Speaker 2: You know what I'm saying.

1259
00:56:44,880 --> 00:56:47,800
Speaker 7: So to be able to have a level of financial

1260
00:56:47,800 --> 00:56:50,360
Speaker 7: freedom and to be able to provide for your family,

1261
00:56:50,840 --> 00:56:52,440
Speaker 7: we earned that, you know, that's earned.

1262
00:56:52,520 --> 00:56:53,360
Speaker 2: That's earning your leisure.

1263
00:56:53,480 --> 00:56:56,919
Speaker 4: That's right there. I mean what he said is one

1264
00:56:56,920 --> 00:56:59,719
Speaker 4: thousand percent trough. For sixteen years, that was me waking up,

1265
00:56:59,760 --> 00:57:03,160
Speaker 4: going to school, doing the same thing, being stubborn about,

1266
00:57:03,200 --> 00:57:05,319
Speaker 4: you know, my financial freedom. And I tell it now

1267
00:57:05,360 --> 00:57:07,479
Speaker 4: because obviously I have a bunch of colleagues who's still

1268
00:57:07,560 --> 00:57:10,960
Speaker 4: practicing in education, still teaching, especially in COVID, which is

1269
00:57:10,960 --> 00:57:15,279
Speaker 4: extremely difficult. I told him I wouldn't trade this for anything.

1270
00:57:15,880 --> 00:57:18,240
Speaker 4: The amount of leisure that I have now, the ability

1271
00:57:18,280 --> 00:57:20,840
Speaker 4: to wake up and take my kids to school, it's

1272
00:57:20,840 --> 00:57:22,880
Speaker 4: something that I never was able to do, you know,

1273
00:57:23,000 --> 00:57:25,880
Speaker 4: being able to make parent teacher conferences now, it's something

1274
00:57:25,920 --> 00:57:28,280
Speaker 4: I never was able to do, picking them up from school,

1275
00:57:28,280 --> 00:57:30,920
Speaker 4: you know what I mean, being super involved. It's just

1276
00:57:30,960 --> 00:57:33,240
Speaker 4: like these little things that you miss out on that

1277
00:57:33,280 --> 00:57:34,920
Speaker 4: I wouldn't have been able to do it had I

1278
00:57:34,960 --> 00:57:37,919
Speaker 4: not earned it this time. So the money is great.

1279
00:57:38,040 --> 00:57:41,120
Speaker 4: The ability to have some of these luxuries, I call

1280
00:57:41,160 --> 00:57:43,360
Speaker 4: them luxuries because not every parent is able to do that.

1281
00:57:43,880 --> 00:57:47,200
Speaker 4: It's incredible. And my wife as well, Like you know,

1282
00:57:47,280 --> 00:57:50,400
Speaker 4: to see her be really frustrated at work and into

1283
00:57:50,400 --> 00:57:53,040
Speaker 4: one day say look, you don't have to go back tomorrow.

1284
00:57:53,600 --> 00:57:58,880
Speaker 6: That's to say, baby, don't. Can we be honest? Look

1285
00:57:58,880 --> 00:58:02,840
Speaker 6: at our grandparents. My grandad was in the military. When

1286
00:58:02,840 --> 00:58:05,840
Speaker 6: my grandmother moved from Midway, Alabama to Chicago, Indiana, she

1287
00:58:05,960 --> 00:58:10,600
Speaker 6: had to sell pop bottles and cold angers to make money.

1288
00:58:10,680 --> 00:58:15,720
Speaker 5: What we're doing is not hard. We're not making steel.

1289
00:58:15,880 --> 00:58:17,800
Speaker 6: Like my family that worked in the steel mill still

1290
00:58:17,800 --> 00:58:20,560
Speaker 6: there today, the stuff that they go to work in

1291
00:58:20,600 --> 00:58:22,880
Speaker 6: the sixteen hour shift. But I took that blue collar

1292
00:58:22,960 --> 00:58:24,920
Speaker 6: mid West to work ethic and just applied it to

1293
00:58:24,960 --> 00:58:25,760
Speaker 6: white collar stuff.

1294
00:58:26,800 --> 00:58:29,120
Speaker 8: How hard is it to hop on live and talk

1295
00:58:29,320 --> 00:58:32,600
Speaker 8: We like this is like barbershopping beauty songs. Talk like

1296
00:58:33,160 --> 00:58:36,040
Speaker 8: we're getting paid and getting the chance to influence like so,

1297
00:58:36,800 --> 00:58:38,800
Speaker 8: but even like watching them and learning, like even with

1298
00:58:39,120 --> 00:58:39,600
Speaker 8: he told me, like.

1299
00:58:39,600 --> 00:58:41,400
Speaker 5: Bro, you got to relax and travel like COVID.

1300
00:58:41,440 --> 00:58:41,760
Speaker 2: I wasn't.

1301
00:58:41,840 --> 00:58:44,920
Speaker 5: I'm like, I'm not getting the virus. I was doctor Faci.

1302
00:58:44,920 --> 00:58:46,320
Speaker 5: I got the mask on in the house.

1303
00:58:46,400 --> 00:58:49,200
Speaker 6: I'm not going anywhere. It's not like, bro, you gotta

1304
00:58:49,280 --> 00:58:52,360
Speaker 6: travel like I want to go in the house. It's

1305
00:58:52,360 --> 00:58:55,120
Speaker 6: a balance of everything. But to have the time to

1306
00:58:55,120 --> 00:58:56,840
Speaker 6: be able to spend. I've been entrepreneurs wis. I was

1307
00:58:56,880 --> 00:59:00,600
Speaker 6: in college so before it was popular, and then even

1308
00:59:00,600 --> 00:59:02,880
Speaker 6: when you were like because in four or five it

1309
00:59:02,960 --> 00:59:04,560
Speaker 6: was like your entrepreneur can't get a job.

1310
00:59:05,560 --> 00:59:05,840
Speaker 5: Nothing.

1311
00:59:06,400 --> 00:59:09,400
Speaker 6: That was a perception, but the world kind of caught

1312
00:59:09,480 --> 00:59:12,440
Speaker 6: up O seven. Then once again, what we're doing is

1313
00:59:12,480 --> 00:59:13,920
Speaker 6: now hard. It does take a lot of effort. But

1314
00:59:13,960 --> 00:59:15,880
Speaker 6: what I will say about what I think about their

1315
00:59:15,880 --> 00:59:19,480
Speaker 6: growth outside looking in, because I was a fan of

1316
00:59:19,480 --> 00:59:23,040
Speaker 6: them first, the work ethic is insane, Like Allison, a

1317
00:59:23,080 --> 00:59:24,880
Speaker 6: message wouldn't get a reply. And then I met them

1318
00:59:24,920 --> 00:59:26,640
Speaker 6: and I was like, oh, I see why, and I'm

1319
00:59:26,640 --> 00:59:29,120
Speaker 6: a workhorse. There's never a time that I talked to

1320
00:59:29,160 --> 00:59:31,120
Speaker 6: them there. I'm like, hey, what y'all do I'm in Miami.

1321
00:59:31,160 --> 00:59:33,320
Speaker 6: I'm like, I know y'all getting up with calid Or.

1322
00:59:35,160 --> 00:59:37,040
Speaker 5: I said on the show, like we do best coming.

1323
00:59:37,200 --> 00:59:40,919
Speaker 6: I know them Rashad's like me too, Rashad luck because

1324
00:59:40,960 --> 00:59:43,560
Speaker 6: we that authoritarian things. Whenever someone tells us we can't

1325
00:59:43,560 --> 00:59:47,360
Speaker 6: do something, it's like does this you're in trouble.

1326
00:59:47,800 --> 00:59:50,600
Speaker 5: It's like that that next chess move is coming right.

1327
00:59:51,080 --> 00:59:53,400
Speaker 3: Y'all are proof positive of that expression. You know, you're

1328
00:59:53,440 --> 00:59:55,560
Speaker 3: the average of like the five people you spend the

1329
00:59:55,560 --> 00:59:58,280
Speaker 3: most time with. I was telling my cousin that, I'm like,

1330
00:59:58,320 --> 01:00:02,400
Speaker 3: you need to really be picky quality over quantity. You

1331
01:00:02,480 --> 01:00:03,960
Speaker 3: spend the most time your time with.

1332
01:00:04,080 --> 01:00:07,840
Speaker 1: So because they normalized excellence, or they normalized mediocrity, or

1333
01:00:07,840 --> 01:00:10,000
Speaker 1: they normalized failure, like yeah, you know, I'm like, no,

1334
01:00:10,080 --> 01:00:13,400
Speaker 1: I don't know. I was doing something until I spoke

1335
01:00:13,480 --> 01:00:16,280
Speaker 1: to don't well, I don't know if you can put

1336
01:00:16,280 --> 01:00:18,280
Speaker 1: her financial business out there so I won't say her name,

1337
01:00:18,520 --> 01:00:20,560
Speaker 1: and she was like, yeah, I'm trying to make fifty

1338
01:00:20,600 --> 01:00:21,280
Speaker 1: million this year.

1339
01:00:21,280 --> 01:00:24,880
Speaker 5: I was like, what those conversations are different when yeah, I.

1340
01:00:24,880 --> 01:00:26,800
Speaker 1: Was like say what, while I was like no, sir,

1341
01:00:27,000 --> 01:00:29,040
Speaker 1: you know, we crossed over ten and she was like

1342
01:00:29,040 --> 01:00:32,000
Speaker 1: oh this. I was like that's cute. And I was like,

1343
01:00:32,800 --> 01:00:35,280
Speaker 1: can we talk every week? What you doing on Thursdays?

1344
01:00:36,200 --> 01:00:38,560
Speaker 6: The first time I heard that you needed sixty months

1345
01:00:38,560 --> 01:00:41,320
Speaker 6: of revenue to be safe, and you need a minimum

1346
01:00:41,320 --> 01:00:42,760
Speaker 6: twenty eight streams of revenue.

1347
01:00:43,120 --> 01:00:46,160
Speaker 5: I was like what he was like, get there?

1348
01:00:46,680 --> 01:00:49,439
Speaker 6: But he opened his phone, hopped and chased and showed

1349
01:00:49,440 --> 01:00:51,960
Speaker 6: me and this business and personal it blew my mind might.

1350
01:00:52,440 --> 01:00:56,360
Speaker 1: Like this yes, yes, and it expands and a lot

1351
01:00:56,360 --> 01:00:58,520
Speaker 1: of them look like you and so. And what I

1352
01:00:58,560 --> 01:01:01,800
Speaker 1: love is that That's why in your shows me that

1353
01:01:01,880 --> 01:01:05,080
Speaker 1: they look like me and they sound like like my

1354
01:01:05,280 --> 01:01:07,440
Speaker 1: husband because he was born and raised in projects like

1355
01:01:07,480 --> 01:01:10,200
Speaker 1: you know, brick City for life. But I love the

1356
01:01:10,280 --> 01:01:12,360
Speaker 1: fact that he can look and be like oh, because

1357
01:01:12,360 --> 01:01:13,800
Speaker 1: he's like what are you listening to? Because you know

1358
01:01:13,880 --> 01:01:15,560
Speaker 1: the rest of the stuff, he's like want want, want want,

1359
01:01:15,600 --> 01:01:18,600
Speaker 1: But he was like, oh, okay, I could do that,

1360
01:01:19,200 --> 01:01:20,920
Speaker 1: and I'm just like, yeah, five more years we need

1361
01:01:20,920 --> 01:01:26,680
Speaker 1: that insurance. So but I love that because it never

1362
01:01:26,720 --> 01:01:29,240
Speaker 1: would have appealed to someone like him, you know. But

1363
01:01:29,400 --> 01:01:31,800
Speaker 1: he's just like, yo, they sound like me, they look

1364
01:01:31,920 --> 01:01:34,880
Speaker 1: like me, like this is possible, this is doable. And

1365
01:01:34,920 --> 01:01:37,400
Speaker 1: to see him translate that for his boys, because like,

1366
01:01:37,440 --> 01:01:39,919
Speaker 1: I'll talk to my friends, but his boys don't listen

1367
01:01:39,960 --> 01:01:42,880
Speaker 1: to me, you know. So to see him like, nah, yo,

1368
01:01:42,920 --> 01:01:45,320
Speaker 1: because you guys said something before. He was like I

1369
01:01:45,360 --> 01:01:48,000
Speaker 1: heard him tell his best friend, Nah, Wally, yo, you

1370
01:01:48,000 --> 01:01:52,360
Speaker 1: gotta let your assets pay for your assets. I was like, Oh,

1371
01:01:52,360 --> 01:01:54,280
Speaker 1: where do you get that from? He was like, I

1372
01:01:54,280 --> 01:01:55,800
Speaker 1: don't know that show you be having me listen to me.

1373
01:01:56,720 --> 01:01:59,520
Speaker 1: I just thought that was so dope because you know

1374
01:01:59,600 --> 01:02:02,600
Speaker 1: New Jersey drive like Newark used to be. That was

1375
01:02:02,680 --> 01:02:07,280
Speaker 1: him forty years old, like just like stealing cars.

1376
01:02:07,960 --> 01:02:14,240
Speaker 9: I'm like, just literally used to go to school and

1377
01:02:14,280 --> 01:02:17,520
Speaker 9: then on Fridays he said, we didn't steal cars during

1378
01:02:17,520 --> 01:02:19,040
Speaker 9: the week because we had to go to school, but

1379
01:02:19,080 --> 01:02:20,080
Speaker 9: on the weekend it was on.

1380
01:02:20,160 --> 01:02:22,320
Speaker 1: We were like local celebrities. Like the old people were

1381
01:02:22,320 --> 01:02:24,520
Speaker 1: bringing their tears downstairs and just watch us. Like through

1382
01:02:24,600 --> 01:02:27,200
Speaker 1: Newark zip zip and jar. We would cut gates to know,

1383
01:02:27,280 --> 01:02:29,479
Speaker 1: like okay, if we do get caught, we could slip

1384
01:02:29,480 --> 01:02:31,880
Speaker 1: through this gate. So to hear him tell his wild stories,

1385
01:02:31,880 --> 01:02:34,440
Speaker 1: to see him this forty year old man who was like,

1386
01:02:34,960 --> 01:02:37,360
Speaker 1: you know, working on our investment property, talking to our

1387
01:02:37,360 --> 01:02:40,080
Speaker 1: investment like our certified planner about like our like our

1388
01:02:40,440 --> 01:02:43,439
Speaker 1: stocks and things, and yeah, you just I just thank

1389
01:02:43,480 --> 01:02:45,800
Speaker 1: you guys for what you're doing because I don't know

1390
01:02:46,160 --> 01:02:48,920
Speaker 1: that these men out here that need to hear it,

1391
01:02:48,960 --> 01:02:50,800
Speaker 1: but it's not gonna be for me that they're gonna

1392
01:02:50,840 --> 01:02:53,440
Speaker 1: like it's gonna land or certainly not from everybody else

1393
01:02:53,520 --> 01:02:56,080
Speaker 1: that's out there. They have this opportunity to hear it

1394
01:02:56,120 --> 01:02:57,600
Speaker 1: from y'all and being like, if they can do it,

1395
01:02:57,680 --> 01:02:58,160
Speaker 1: so can I.

1396
01:02:58,360 --> 01:03:01,800
Speaker 4: So we just thank you for that, and they should look,

1397
01:03:02,480 --> 01:03:04,640
Speaker 4: we definitely listen to you.

1398
01:03:05,280 --> 01:03:07,280
Speaker 3: I'm kind of sitting here like yeah, yeah, but also

1399
01:03:07,400 --> 01:03:10,680
Speaker 3: they need to listen. They let's normalize listening to Tiffany

1400
01:03:11,520 --> 01:03:14,320
Speaker 3: some toxic masculinity I'm sensing here, but you know, we'll

1401
01:03:14,320 --> 01:03:17,680
Speaker 3: get we'll get there. But thank y'all so much for

1402
01:03:17,800 --> 01:03:22,560
Speaker 3: sharing your positive energy and your passion with us because

1403
01:03:22,600 --> 01:03:25,280
Speaker 3: it means a lot. And congratulations on all the success

1404
01:03:25,320 --> 01:03:29,080
Speaker 3: we wish. I mean, I wish nothing, but I want

1405
01:03:29,080 --> 01:03:29,560
Speaker 3: to see y'all.

1406
01:03:31,560 --> 01:03:36,000
Speaker 2: I want to see Tip.

1407
01:03:36,040 --> 01:03:37,360
Speaker 3: I'm just going to come in the back. I'm just

1408
01:03:37,360 --> 01:03:39,320
Speaker 3: gonna be in the window of your house next time

1409
01:03:39,320 --> 01:03:41,320
Speaker 3: you're on Today Show, just anytime of the day, just

1410
01:03:41,320 --> 01:03:44,080
Speaker 3: pop up on sw should be on some TV network.

1411
01:03:43,760 --> 01:03:45,400
Speaker 1: I can promise, but I am going to be on

1412
01:03:45,400 --> 01:03:48,400
Speaker 1: Today's Show on Wednesday when this comes out, and if

1413
01:03:48,840 --> 01:03:51,040
Speaker 1: you know, keep it concise with you know, that's not

1414
01:03:51,080 --> 01:03:52,920
Speaker 1: my thing. But what I think they asked me was

1415
01:03:52,960 --> 01:03:57,560
Speaker 1: one of my favorite podcasts. And let's just say, you know,

1416
01:03:57,640 --> 01:04:00,600
Speaker 1: two of them are right here. Literally just text to

1417
01:04:00,640 --> 01:04:02,840
Speaker 1: producer like, no, this is the this is the picture.

1418
01:04:03,320 --> 01:04:05,320
Speaker 1: This is the picture to you, so we'll see if

1419
01:04:05,360 --> 01:04:08,360
Speaker 1: you know, because you know how it is a TV shows.

1420
01:04:09,720 --> 01:04:12,080
Speaker 1: I believe in that too, that you know, like as

1421
01:04:12,120 --> 01:04:15,200
Speaker 1: you go you bring along and so you know that's

1422
01:04:15,200 --> 01:04:17,680
Speaker 1: critically important. But yeah, this is this has been awesome.

1423
01:04:17,680 --> 01:04:19,120
Speaker 1: I think our audience is going to be like, yeah,

1424
01:04:19,120 --> 01:04:21,880
Speaker 1: so where can people find you? What's your social media handles?

1425
01:04:22,240 --> 01:04:24,280
Speaker 1: What what products and services do you have out how

1426
01:04:24,320 --> 01:04:26,080
Speaker 1: they can how can they continue to connect?

1427
01:04:26,400 --> 01:04:26,600
Speaker 2: Yeah?

1428
01:04:26,640 --> 01:04:29,320
Speaker 7: For sure, and thank you again for having us, both

1429
01:04:29,320 --> 01:04:31,760
Speaker 7: of you guys. Thank you for your advocacy and the

1430
01:04:31,800 --> 01:04:32,560
Speaker 7: work that you do.

1431
01:04:33,160 --> 01:04:33,840
Speaker 2: Earn A. Lisia.

1432
01:04:33,960 --> 01:04:37,840
Speaker 7: You can find us on all social media platforms, YouTube,

1433
01:04:37,960 --> 01:04:42,360
Speaker 7: Earnalisia dot com. Yeah, earn Alesia podcast. Also Market Mondays,

1434
01:04:42,680 --> 01:04:45,400
Speaker 7: which is a live show on YouTube at eight o'clock

1435
01:04:45,480 --> 01:04:48,160
Speaker 7: easton Standard time every Monday. Also it's on you know,

1436
01:04:48,200 --> 01:04:50,200
Speaker 7: the playback is on YouTube and also the playback is

1437
01:04:50,240 --> 01:04:53,520
Speaker 7: also on podcast networks in ey l University, that's our

1438
01:04:53,640 --> 01:04:58,520
Speaker 7: educational platform which has over one hundred webinars, real estate

1439
01:04:58,880 --> 01:05:02,880
Speaker 7: Investment course, monthly financial Planning, calls, a bunch of stuff.

1440
01:05:02,880 --> 01:05:05,720
Speaker 7: So all that information is on e y l University

1441
01:05:05,760 --> 01:05:08,080
Speaker 7: dot com. But the mothership is Earning your Leisure dot com.

1442
01:05:08,080 --> 01:05:10,320
Speaker 7: And once again, thank you for having us. We appreciate it.

1443
01:05:11,040 --> 01:05:12,840
Speaker 3: Thank you so much. This was a dream.

1444
01:05:13,000 --> 01:05:14,440
Speaker 1: When we're I where can they find you?

1445
01:05:15,080 --> 01:05:18,360
Speaker 6: Instagram? Uh, my tag is the master Investor. You can

1446
01:05:18,360 --> 01:05:20,240
Speaker 6: find me my name Ian. Don't lamp on any of

1447
01:05:20,280 --> 01:05:23,040
Speaker 6: the social and then join red Panda dot com is

1448
01:05:23,080 --> 01:05:24,600
Speaker 6: my site if you want to join the stock club.

1449
01:05:24,880 --> 01:05:25,880
Speaker 5: That's my primary product.

1450
01:05:25,960 --> 01:05:27,520
Speaker 6: I tell you where to get in, where to get out,

1451
01:05:27,520 --> 01:05:29,400
Speaker 6: what companies are good, what companies are bad.

1452
01:05:29,960 --> 01:05:33,280
Speaker 5: So tiya if you need some help.

1453
01:05:34,280 --> 01:05:36,960
Speaker 3: My cousins are like, stop, get your other names out

1454
01:05:37,000 --> 01:05:37,600
Speaker 3: of your mouth on that.

1455
01:05:38,000 --> 01:05:41,720
Speaker 1: Because my girlfriend text me, She's like, Tiffany, is anybody

1456
01:05:41,800 --> 01:05:43,440
Speaker 1: single ready to mingle? Because you know we have all

1457
01:05:43,440 --> 01:05:45,360
Speaker 1: the ladies on here. I'm like, I know, I know, Troy,

1458
01:05:45,400 --> 01:05:46,400
Speaker 1: you are taking.

1459
01:05:46,320 --> 01:05:48,400
Speaker 4: I'm taking Hey, don't kill me, don't.

1460
01:05:49,880 --> 01:05:52,280
Speaker 1: I mean like Loki. We know they all asking about her.

1461
01:05:53,080 --> 01:05:56,800
Speaker 3: We just talked about hypergamy, any hypergamas.

1462
01:05:57,400 --> 01:06:01,680
Speaker 1: Listen, Yeah, are you single? Ready to mingle or is

1463
01:06:01,720 --> 01:06:02,840
Speaker 1: this to be mad if?

1464
01:06:04,640 --> 01:06:06,080
Speaker 2: No, No, I'm single single?

1465
01:06:06,240 --> 01:06:09,400
Speaker 1: Okay, well don't hey those are his DM don't ask

1466
01:06:09,440 --> 01:06:13,080
Speaker 1: me no other questions everybody.

1467
01:06:17,760 --> 01:06:18,600
Speaker 2: I can't believe.

1468
01:06:20,360 --> 01:06:22,440
Speaker 1: I got like play. I got little like ten DMS

1469
01:06:22,520 --> 01:06:25,280
Speaker 1: was like, you have an earn your leisure, no money questions,

1470
01:06:25,360 --> 01:06:29,320
Speaker 1: not know nothing. I know I take. I'm like, oh

1471
01:06:29,320 --> 01:06:31,080
Speaker 1: my god, this is a question. You can get your

1472
01:06:31,080 --> 01:06:32,000
Speaker 1: whole financial life.

1473
01:06:32,840 --> 01:06:33,080
Speaker 2: Listen.

1474
01:06:33,320 --> 01:06:37,760
Speaker 6: One time I thought Troy said uh hello to my

1475
01:06:37,800 --> 01:06:42,320
Speaker 6: wives and said I was like, bro, this when.

1476
01:06:42,160 --> 01:06:42,960
Speaker 5: You get offset.

1477
01:06:43,400 --> 01:06:45,320
Speaker 4: You know, when I went upstairs, my wife was like

1478
01:06:45,360 --> 01:06:46,680
Speaker 4: your wives really, I'm.

1479
01:06:46,560 --> 01:06:49,520
Speaker 5: Like, there won't be another show ever.

1480
01:06:53,480 --> 01:06:55,680
Speaker 4: When you see us in Greenberg, you know you can

1481
01:06:55,720 --> 01:06:56,680
Speaker 4: act like you know, it's okay.

1482
01:06:56,840 --> 01:07:00,680
Speaker 3: When I see them, I'm jumping this. Just look, it'll

1483
01:07:00,720 --> 01:07:02,960
Speaker 3: be the hair first to see in the glass all

1484
01:07:03,000 --> 01:07:06,040
Speaker 3: the time. No, but no, we definitely should chat because

1485
01:07:06,160 --> 01:07:08,840
Speaker 3: whenever COVID is over, it would be great to meet

1486
01:07:08,920 --> 01:07:11,320
Speaker 3: up and talk about g Burke. I want to see

1487
01:07:11,320 --> 01:07:14,320
Speaker 3: that project that Troy you had a project you said

1488
01:07:14,320 --> 01:07:16,120
Speaker 3: something about Greenberg history.

1489
01:07:16,200 --> 01:07:22,080
Speaker 4: Yeah, it's it's a very enlightening information that you will

1490
01:07:22,120 --> 01:07:24,080
Speaker 4: learn about a town and how it was built and

1491
01:07:24,080 --> 01:07:26,400
Speaker 4: how it was designed and redlining and all that I had.

1492
01:07:26,480 --> 01:07:28,440
Speaker 4: I actually had fourteen and fifteen year olds do it

1493
01:07:28,760 --> 01:07:31,520
Speaker 4: and what they found was pretty interesting.

1494
01:07:31,920 --> 01:07:32,360
Speaker 5: I like it.

1495
01:07:32,400 --> 01:07:33,600
Speaker 4: I would love to talk to you about it.

1496
01:07:33,680 --> 01:07:37,320
Speaker 3: Yeah, and I'm my day job. I'm chief consumer advocate

1497
01:07:37,320 --> 01:07:40,520
Speaker 3: for Ally Financial, so I'll definitely keep y'all in mind

1498
01:07:40,560 --> 01:07:42,880
Speaker 3: if I because we're I just started a couple of

1499
01:07:42,880 --> 01:07:45,400
Speaker 3: months ago. But Tiff notes, I'm looking for all the

1500
01:07:45,400 --> 01:07:50,560
Speaker 3: ways that I can spend their money influencers. So yeah,

1501
01:07:50,600 --> 01:07:52,760
Speaker 3: I can't wait to meet you guys, hopefully one day

1502
01:07:52,760 --> 01:07:55,280
Speaker 3: in person. But thank you so much and Ian, thanks

1503
01:07:55,280 --> 01:07:56,320
Speaker 3: for joining. That was a bonus.

1504
01:07:56,440 --> 01:07:56,920
Speaker 1: Yes, it was.

1505
01:07:57,280 --> 01:07:58,959
Speaker 6: I'm honor too. I'm happy to be here. And thanks

1506
01:07:58,960 --> 01:08:01,720
Speaker 6: to the guys for inviting me. My shot, I'm gonna

1507
01:08:01,720 --> 01:08:05,760
Speaker 6: pray for you. Yeah, they hit me too.

1508
01:08:05,800 --> 01:08:10,680
Speaker 3: Let's so what you got like, it's a photo of

1509
01:08:10,720 --> 01:08:13,600
Speaker 3: my brother if he's in the background, BA, listeners are

1510
01:08:13,600 --> 01:08:14,200
Speaker 3: all over.

1511
01:08:14,360 --> 01:08:17,400
Speaker 1: Her brother looks exactly like Drake, Exactly like Drake.

1512
01:08:18,160 --> 01:08:21,400
Speaker 3: I know, but it's so annoying but that you're thirsty, so.

1513
01:08:24,040 --> 01:08:28,560
Speaker 6: Yeah, and it's the pandemonium, the pandemonium.

1514
01:08:28,800 --> 01:08:29,840
Speaker 4: We appreciate you all,