1 00:00:01,320 --> 00:00:04,600 Speaker 1: Hey, lady, is doctor dom here. If you like this 2 00:00:04,720 --> 00:00:07,240 Speaker 1: show and you want to make your own, let me 3 00:00:07,280 --> 00:00:10,840 Speaker 1: tell you about the free platform Anchor. It's a creation 4 00:00:11,000 --> 00:00:13,800 Speaker 1: tool that allows you to record and edit your podcast 5 00:00:13,920 --> 00:00:17,280 Speaker 1: right from your phone or computer. You can add songs 6 00:00:17,280 --> 00:00:21,000 Speaker 1: from Spotify and create any type of content that you 7 00:00:21,079 --> 00:00:24,400 Speaker 1: are looking for. Anchor will distribute it all for you 8 00:00:24,760 --> 00:00:28,440 Speaker 1: so it can be heard on Spotify, Apple Podcasts, and more. 9 00:00:29,160 --> 00:00:32,040 Speaker 1: Download the free Anchor app or go to anchor dot 10 00:00:32,159 --> 00:00:33,800 Speaker 1: fm to get started. 11 00:00:35,360 --> 00:00:38,199 Speaker 2: On this week's episode of Cultivating her Space. 12 00:00:39,040 --> 00:00:42,360 Speaker 3: I always tell women that the market is eighty percent 13 00:00:42,400 --> 00:00:47,400 Speaker 3: psychology twenty percent technical, because seriously, a lot of the 14 00:00:47,440 --> 00:00:51,080 Speaker 3: women know the work. Because getting the work is easy, 15 00:00:51,640 --> 00:00:54,080 Speaker 3: it's how you handle it. It's the next problem. 16 00:00:55,600 --> 00:00:59,560 Speaker 2: Today's episode is sure to provide you with motivation, inspiration, 17 00:00:59,800 --> 00:01:03,760 Speaker 2: or a fresh perspective. If you have any AHA moments 18 00:01:03,880 --> 00:01:07,679 Speaker 2: or appreciate anything from this episode, please leave us a 19 00:01:07,720 --> 00:01:11,000 Speaker 2: review to let us know we're on the right track. Also, 20 00:01:11,160 --> 00:01:15,080 Speaker 2: we release episodes every Friday, so be sure to subscribe 21 00:01:15,120 --> 00:01:19,840 Speaker 2: on iTunes and visit cultivatinghurspace dot com to access our 22 00:01:19,920 --> 00:01:24,760 Speaker 2: exclusive after show and other bonus content from the Patreon tab. 23 00:01:26,280 --> 00:01:31,039 Speaker 1: Welcome to Cultivating her Space, a podcast dedicated to uplifting. 24 00:01:30,600 --> 00:01:34,000 Speaker 3: Women like you. We're your hosts. 25 00:01:33,800 --> 00:01:37,920 Speaker 1: Doctor Dominique Bussard, a college professor and psychologist. 26 00:01:37,520 --> 00:01:41,560 Speaker 4: And Terry Lomax, a techie and motivational speaker. In a 27 00:01:41,600 --> 00:01:46,600 Speaker 4: world where black women are often misrepresented and misunderstood, please 28 00:01:46,680 --> 00:01:51,320 Speaker 4: join us as we initiate authentic conversations on everything from 29 00:01:51,440 --> 00:01:54,559 Speaker 4: five roids to fake friends, and create a safe space 30 00:01:54,560 --> 00:01:57,000 Speaker 4: where black women can just be. 31 00:02:00,680 --> 00:02:04,160 Speaker 5: Hey, lady, it's Terry here from the Cultivating her Space podcast. 32 00:02:04,520 --> 00:02:07,320 Speaker 5: I'm hosting a free podcasting masterclass where I'm going to 33 00:02:07,360 --> 00:02:10,919 Speaker 5: teach you how to create your impactful podcast and how 34 00:02:10,960 --> 00:02:14,040 Speaker 5: you can generate multiple streams of income. You can visit 35 00:02:14,160 --> 00:02:17,960 Speaker 5: podcast with Terry dot com to register for free. I 36 00:02:18,000 --> 00:02:22,920 Speaker 5: hope to see you there. Okay, lady, today we have 37 00:02:23,240 --> 00:02:26,520 Speaker 5: a very special guest in Cultivating her Space. Okay, we 38 00:02:26,639 --> 00:02:28,440 Speaker 5: have a guest that's going to help you get your 39 00:02:28,480 --> 00:02:29,960 Speaker 5: financial life all right. 40 00:02:30,000 --> 00:02:34,840 Speaker 4: She is all about stocks, bitcoin, passive income, sisterhood, and 41 00:02:35,160 --> 00:02:38,360 Speaker 4: wait for this. She reminds us that the future of 42 00:02:38,440 --> 00:02:42,760 Speaker 4: finance can have body que Meg, the stallions, body yadda 43 00:02:42,840 --> 00:02:44,680 Speaker 4: YadA yaddy, and I do want to say, you have 44 00:02:44,720 --> 00:02:47,079 Speaker 4: to check out Tiffany's instagram to know what posts I'm 45 00:02:47,080 --> 00:02:48,920 Speaker 4: referring to. Okay, about the body, So go check out 46 00:02:48,960 --> 00:02:50,760 Speaker 4: our instagram. You'll see that what I'm talking about on 47 00:02:50,800 --> 00:02:53,720 Speaker 4: her captions. All right, but on a serious note, Tiffany 48 00:02:53,800 --> 00:02:58,280 Speaker 4: James is the founder of the Modern Black Girl, a 49 00:02:58,360 --> 00:03:01,640 Speaker 4: digital platform designed to help women of color learn to 50 00:03:01,760 --> 00:03:05,200 Speaker 4: use the stock market and build wealth. Modern Black Girl 51 00:03:05,280 --> 00:03:10,960 Speaker 4: makes wealth building easy, cool, fun, while providing a safe 52 00:03:10,960 --> 00:03:14,799 Speaker 4: space for women to grow, unite, and build. Tiffany j 53 00:03:15,240 --> 00:03:17,000 Speaker 4: welcome to cultivating her space. 54 00:03:17,720 --> 00:03:20,920 Speaker 3: Thank you, so happy to have you. And the way 55 00:03:20,960 --> 00:03:23,280 Speaker 3: I kind of need you to do voiceover work for MBG, 56 00:03:23,520 --> 00:03:27,200 Speaker 3: Like that was perfect. That that was so perfect. It 57 00:03:27,320 --> 00:03:33,440 Speaker 3: was just like, yes, hi lady, Yes, we're so excited 58 00:03:33,440 --> 00:03:34,040 Speaker 3: to have you girl. 59 00:03:34,320 --> 00:03:36,160 Speaker 4: I think for selfish reasons, we want to dive in 60 00:03:36,240 --> 00:03:38,920 Speaker 4: because we're like teach us, come girls time and we're 61 00:03:38,920 --> 00:03:39,600 Speaker 4: going to dive in. 62 00:03:40,200 --> 00:03:43,360 Speaker 3: Yes, let's do it. Yes. 63 00:03:43,640 --> 00:03:46,560 Speaker 1: So the quote of the day is going to sound 64 00:03:46,680 --> 00:03:51,640 Speaker 1: really familiar to you. Being in the market gives you 65 00:03:51,720 --> 00:03:55,960 Speaker 1: a true chance at financial freedom and control over your life. 66 00:03:57,280 --> 00:04:02,760 Speaker 1: From Tiffany j Amen Because yes, I think that that 67 00:04:03,000 --> 00:04:08,800 Speaker 1: quote perfectly sums up what we are going to. 68 00:04:08,160 --> 00:04:09,160 Speaker 3: Talk about today. 69 00:04:09,640 --> 00:04:18,719 Speaker 1: How stocks and bitcoin and building our financial portfolio really 70 00:04:18,800 --> 00:04:22,400 Speaker 1: will give us that freedom that we are looking for 71 00:04:22,520 --> 00:04:24,880 Speaker 1: and that so many of us want and need in 72 00:04:24,920 --> 00:04:26,359 Speaker 1: our life. 73 00:04:26,600 --> 00:04:31,240 Speaker 3: Absolutely, I mean, and that's why once I found my 74 00:04:31,320 --> 00:04:35,800 Speaker 3: groove in the market, I never turned back and immediately 75 00:04:35,960 --> 00:04:38,719 Speaker 3: I knew what I needed to do, you know, Like, 76 00:04:39,400 --> 00:04:42,160 Speaker 3: once I found the groove in the market and I 77 00:04:42,279 --> 00:04:45,200 Speaker 3: was like, hey, I think I'm able to teach it. 78 00:04:45,960 --> 00:04:49,120 Speaker 3: We tried it, and now look where we're here. 79 00:04:50,720 --> 00:04:51,240 Speaker 5: Too. 80 00:04:51,279 --> 00:04:55,440 Speaker 3: Thousand black women later, we are here. So wow, that 81 00:04:55,600 --> 00:04:56,880 Speaker 3: is beautiful. 82 00:04:57,279 --> 00:05:03,000 Speaker 1: And you know, and so speaking of getting here, right, Tiffany, 83 00:05:03,040 --> 00:05:08,640 Speaker 1: can you share with us your origin story and tell 84 00:05:08,720 --> 00:05:13,480 Speaker 1: us what prompted you into to dive into the world 85 00:05:13,640 --> 00:05:17,520 Speaker 1: of stocks, bitcoin and wealth building. 86 00:05:18,480 --> 00:05:22,599 Speaker 3: Yeah, so I think you know, I've always been a 87 00:05:22,800 --> 00:05:26,880 Speaker 3: natural kind of go get her like, I'm always looking 88 00:05:26,960 --> 00:05:30,159 Speaker 3: for the new, fun, cool ways of doing things. You know. 89 00:05:30,240 --> 00:05:34,200 Speaker 3: My background is in computer science and events, so keeping 90 00:05:34,279 --> 00:05:37,120 Speaker 3: up with tech is something that you know, was a 91 00:05:37,120 --> 00:05:40,320 Speaker 3: part of my daily life, and events and fashion and 92 00:05:40,440 --> 00:05:43,800 Speaker 3: media just something that I truly love, so literally my 93 00:05:43,920 --> 00:05:48,239 Speaker 3: life before investing full time, intertrying both of these worlds. 94 00:05:48,279 --> 00:05:51,600 Speaker 3: And back in twenty sixteen, my mom actually brought me 95 00:05:51,680 --> 00:05:57,720 Speaker 3: to a seminar. I've options and fundraising and just real estate, 96 00:05:57,800 --> 00:05:59,919 Speaker 3: just all these different passive income things that you can do, 97 00:06:00,560 --> 00:06:03,400 Speaker 3: and I you know, took notes and they kind of 98 00:06:03,440 --> 00:06:05,919 Speaker 3: went over it. And but you know, sometimes when it 99 00:06:05,920 --> 00:06:08,520 Speaker 3: comes to options, you have to have a really good 100 00:06:08,520 --> 00:06:10,640 Speaker 3: teacher to like really break it down to you, because 101 00:06:10,680 --> 00:06:14,200 Speaker 3: if not, it could just literally sell like Mama, mama, Mama, Mama, mama, 102 00:06:14,360 --> 00:06:18,320 Speaker 3: I want mama right. It's like it's like you're saying words, 103 00:06:18,360 --> 00:06:21,520 Speaker 3: but I don't really hear you. So, you know, that 104 00:06:21,560 --> 00:06:24,480 Speaker 3: was my experience back in twenty sixteen, and then I'm 105 00:06:24,560 --> 00:06:28,800 Speaker 3: twenty nineteen. You know, slowly, I started hanging out with 106 00:06:28,839 --> 00:06:31,479 Speaker 3: a lot of people that worked in the finance space, 107 00:06:31,560 --> 00:06:36,119 Speaker 3: but men, and you know, hearing how they were doing 108 00:06:36,160 --> 00:06:38,920 Speaker 3: this thing called options and how it's working for them, 109 00:06:39,040 --> 00:06:42,120 Speaker 3: and you know, me knowing what options was back then, 110 00:06:42,520 --> 00:06:44,960 Speaker 3: you know, I always knew what it was, but never 111 00:06:45,040 --> 00:06:48,039 Speaker 3: knew it's true full potential. So I would start dabbling 112 00:06:48,080 --> 00:06:49,880 Speaker 3: in it slowly and slowly, and like, oh my gosh, 113 00:06:49,920 --> 00:06:52,320 Speaker 3: I'm making so much money and you know, doing these things, 114 00:06:52,360 --> 00:06:56,400 Speaker 3: But I never knew the full consistency that I can 115 00:06:56,400 --> 00:06:58,440 Speaker 3: have in the market. Like I never knew that I 116 00:06:58,480 --> 00:07:00,040 Speaker 3: could do this for a living. I never knew that that, 117 00:07:00,640 --> 00:07:04,160 Speaker 3: you know, laws and regulations will permit a regular just 118 00:07:04,760 --> 00:07:07,320 Speaker 3: human to come in that doesn't have a financial background 119 00:07:07,360 --> 00:07:09,920 Speaker 3: to invest fully. Like that just wasn't something that I knew. 120 00:07:09,880 --> 00:07:11,880 Speaker 3: It was, you know, a possibility. You know, I know 121 00:07:11,960 --> 00:07:13,720 Speaker 3: there's like all these laws and certain things that are 122 00:07:13,720 --> 00:07:17,840 Speaker 3: in place that could really scare a regular retail trader 123 00:07:17,960 --> 00:07:22,960 Speaker 3: away from the market. But you know, slowly, as my friends, 124 00:07:23,440 --> 00:07:25,640 Speaker 3: you know, I'm like the guy, something isn't right here. 125 00:07:26,080 --> 00:07:28,400 Speaker 3: And then you know, seeing the guys just do it 126 00:07:28,560 --> 00:07:31,280 Speaker 3: and make so much money in the space, I got 127 00:07:31,320 --> 00:07:33,160 Speaker 3: super injured. It's like, okay, I have to learn more 128 00:07:33,200 --> 00:07:36,400 Speaker 3: about this. And my guy friends they would do it 129 00:07:36,440 --> 00:07:40,320 Speaker 3: and I would ask for help, and unfortunately, my experience 130 00:07:40,720 --> 00:07:44,160 Speaker 3: with asking for help was yeah, I'll help you, and 131 00:07:44,200 --> 00:07:47,120 Speaker 3: it's very passive aggressive or like eh, like this isn't 132 00:07:47,120 --> 00:07:49,400 Speaker 3: it for you? Like okay, well, like I'll try to 133 00:07:49,440 --> 00:07:52,360 Speaker 3: show you, but I don't want to show you, you know, 134 00:07:52,600 --> 00:07:55,840 Speaker 3: like I'm going to show you but whatever, Like I'm 135 00:07:55,840 --> 00:07:58,360 Speaker 3: not going to really put my all into teaching you, 136 00:07:58,520 --> 00:08:01,080 Speaker 3: and then some of the guys that I would reach 137 00:08:01,120 --> 00:08:03,600 Speaker 3: out on my own doing research because I was so 138 00:08:03,720 --> 00:08:05,920 Speaker 3: intrigued that it was just like, Okay, I have to 139 00:08:05,920 --> 00:08:08,840 Speaker 3: do this at this point. Sometimes as a woman, as 140 00:08:08,880 --> 00:08:11,960 Speaker 3: a full favored woman, as an attractive woman, I would 141 00:08:12,040 --> 00:08:14,760 Speaker 3: say they would try to exchange, like hell, like let's 142 00:08:14,800 --> 00:08:17,440 Speaker 3: have dinner or come over at nine pm or ten. 143 00:08:17,720 --> 00:08:24,480 Speaker 3: It's like, no, we're not, you know. I constantly just 144 00:08:24,600 --> 00:08:28,160 Speaker 3: kept going through these roadblocks. It's just like but at 145 00:08:28,160 --> 00:08:32,319 Speaker 3: the same time making money like slowly but then losing money. 146 00:08:32,600 --> 00:08:34,600 Speaker 3: But it was enough where it's just like I have 147 00:08:34,679 --> 00:08:37,000 Speaker 3: to figure this out on my own, because it was 148 00:08:37,040 --> 00:08:39,079 Speaker 3: two things. Either you're going to go back to work 149 00:08:39,160 --> 00:08:41,320 Speaker 3: and do this where you don't really love it, and 150 00:08:41,400 --> 00:08:44,720 Speaker 3: really climb the corporate ladder in events because at this point, 151 00:08:44,840 --> 00:08:47,720 Speaker 3: you know, back twenty nineteen twenty twenty, totally did not 152 00:08:47,800 --> 00:08:50,920 Speaker 3: want to do tech anymore. It's just not you know, tech. 153 00:08:51,080 --> 00:08:53,560 Speaker 3: Depending on what kind of tech you're working, especially as 154 00:08:53,600 --> 00:08:56,640 Speaker 3: a CS major and just working in that space of 155 00:08:56,679 --> 00:09:01,040 Speaker 3: front end development, it's definitely boys cultured on where you're working, 156 00:09:01,160 --> 00:09:03,560 Speaker 3: and I just did not like that environment. So doing 157 00:09:03,600 --> 00:09:07,120 Speaker 3: events was cool. But events is definitely something where you 158 00:09:07,240 --> 00:09:10,800 Speaker 3: know who you now, right, It's very much so a 159 00:09:10,880 --> 00:09:13,439 Speaker 3: game that you have to play that I all can 160 00:09:13,520 --> 00:09:16,679 Speaker 3: win and it takes time. So for me, I know, 161 00:09:16,800 --> 00:09:18,360 Speaker 3: these were two spaces that did not want to be. 162 00:09:18,720 --> 00:09:20,920 Speaker 3: I know this was something that could really open up 163 00:09:21,000 --> 00:09:24,199 Speaker 3: the floodgates. And you know, we were in a discord 164 00:09:24,280 --> 00:09:29,080 Speaker 3: chat a group chat, you know, early twenty twenty or like, 165 00:09:29,120 --> 00:09:32,160 Speaker 3: I asked the guy a question and he like totally 166 00:09:32,200 --> 00:09:36,960 Speaker 3: embarrassed me in front of like three hundred people chat. 167 00:09:37,080 --> 00:09:37,200 Speaker 2: Like. 168 00:09:37,280 --> 00:09:39,760 Speaker 3: I asked him just like a stop question. Simple. It's 169 00:09:39,800 --> 00:09:43,440 Speaker 3: so funny because the stop question super simple for people 170 00:09:43,440 --> 00:09:45,640 Speaker 3: that now are in the market, Just something about like 171 00:09:45,800 --> 00:09:48,000 Speaker 3: how do you mitigate loss or how do you what'sh 172 00:09:48,000 --> 00:09:50,240 Speaker 3: your risk manager strategy something like that. And then he 173 00:09:50,360 --> 00:09:52,480 Speaker 3: kind of flipped it and asked me a question and 174 00:09:52,520 --> 00:09:55,480 Speaker 3: I had no idea and he laughed. He put like 175 00:09:55,920 --> 00:10:01,600 Speaker 3: memes at me, like he did all these like oh yeah, yeah, yeah. 176 00:10:01,640 --> 00:10:05,200 Speaker 3: It was so bad. And then after that, as we 177 00:10:05,240 --> 00:10:09,320 Speaker 3: say in Brooklyn, say less and I was like, okay, 178 00:10:09,840 --> 00:10:14,120 Speaker 3: that's it. And literally, I like I studied for months, 179 00:10:14,520 --> 00:10:20,080 Speaker 3: just study, study, study, I lost seventeen thousand dollars made 180 00:10:20,120 --> 00:10:22,880 Speaker 3: it back then, lost more money than made it back then, 181 00:10:22,960 --> 00:10:25,280 Speaker 3: made more than we started to build, and then I 182 00:10:25,320 --> 00:10:27,520 Speaker 3: came up with my own strategies and things because in 183 00:10:27,559 --> 00:10:30,880 Speaker 3: the market there's so much ways there is, as they say, 184 00:10:30,920 --> 00:10:33,720 Speaker 3: they're soldiers skinned cat like. Everyone has their own strategy 185 00:10:33,800 --> 00:10:36,359 Speaker 3: and what works. A lot of people have multiple strategies 186 00:10:36,679 --> 00:10:39,599 Speaker 3: of work. Some don't. And you know, I found my 187 00:10:39,840 --> 00:10:43,599 Speaker 3: groove and you know, made my first six figures and 188 00:10:43,720 --> 00:10:45,960 Speaker 3: made more six figures and made more than made more, 189 00:10:46,000 --> 00:10:48,400 Speaker 3: and then you know, started to grow, found my groove 190 00:10:48,640 --> 00:10:52,680 Speaker 3: and now we're here, well clubhouse started, but we'll stop. 191 00:10:53,080 --> 00:10:55,920 Speaker 3: We'll stop here. That's amazing. 192 00:10:56,040 --> 00:10:58,360 Speaker 4: I do want to say in one of your interviews, 193 00:10:58,400 --> 00:11:00,320 Speaker 4: I just pulled up you stated that the stock market 194 00:11:00,360 --> 00:11:03,120 Speaker 4: has been around for decades. However, three percent of black 195 00:11:03,160 --> 00:11:05,079 Speaker 4: women are represented, and I was going to ask you 196 00:11:05,200 --> 00:11:07,880 Speaker 4: what is the importance of having representation? But that example 197 00:11:08,000 --> 00:11:10,960 Speaker 4: you gave, I think is a great example for us 198 00:11:11,040 --> 00:11:13,440 Speaker 4: on why it's important to have people that look like us. 199 00:11:13,760 --> 00:11:15,880 Speaker 4: So I love the idea of modern black girl and 200 00:11:15,960 --> 00:11:17,559 Speaker 4: what you've done there. Can you tell us what you 201 00:11:17,679 --> 00:11:20,600 Speaker 4: love most about being a developer? And wealth builder for women. 202 00:11:21,640 --> 00:11:25,040 Speaker 3: Yeah, I think the best part about our space is 203 00:11:25,120 --> 00:11:29,719 Speaker 3: that we don't ever have to sugarcoat anything. You know, 204 00:11:29,840 --> 00:11:32,720 Speaker 3: we understand our language, like being a black woman, there 205 00:11:33,000 --> 00:11:36,559 Speaker 3: is it's in a language. Okay, that don't matter what 206 00:11:36,760 --> 00:11:40,600 Speaker 3: your background is, where you're from. There's a certain language 207 00:11:40,600 --> 00:11:43,640 Speaker 3: in code to which you understand. And that's just us 208 00:11:43,679 --> 00:11:46,920 Speaker 3: sticking together in our place on Earth and how we 209 00:11:47,000 --> 00:11:49,959 Speaker 3: are represented on Earth. It doesn't matter your background. You 210 00:11:50,000 --> 00:11:52,480 Speaker 3: know how you look at us as women and we 211 00:11:52,840 --> 00:11:56,760 Speaker 3: know the power of money and how having capital can 212 00:11:56,960 --> 00:12:01,480 Speaker 3: change our environment. Okay, you could be in Ghana, you 213 00:12:01,559 --> 00:12:03,800 Speaker 3: can be in South Carolina, you can be in Brooklyn. 214 00:12:04,160 --> 00:12:07,120 Speaker 3: Everyone understands what capital can do for your family and 215 00:12:07,200 --> 00:12:10,319 Speaker 3: for yourself and building licreaty and building generational wealth. So 216 00:12:10,600 --> 00:12:13,599 Speaker 3: when we get into the space, you know, once I 217 00:12:13,760 --> 00:12:17,040 Speaker 3: understood that, and I realize a lot of people understand 218 00:12:17,360 --> 00:12:20,800 Speaker 3: that and that it was it was a language. That's 219 00:12:20,840 --> 00:12:23,000 Speaker 3: why when you're able to come into our discord, it 220 00:12:23,080 --> 00:12:25,160 Speaker 3: kind of did it. You know, the community is build 221 00:12:25,200 --> 00:12:28,240 Speaker 3: on itself because we understand the importance and I think 222 00:12:28,880 --> 00:12:32,640 Speaker 3: after twenty twenty and everything we've gone through with you know, 223 00:12:33,320 --> 00:12:36,520 Speaker 3: black lives matter and all the injustice that we faced 224 00:12:37,120 --> 00:12:40,319 Speaker 3: more than ever, black women were like, we need to 225 00:12:40,320 --> 00:12:43,360 Speaker 3: stick together and we need each other. And I always say, 226 00:12:43,360 --> 00:12:45,680 Speaker 3: we're all we got, even though there's so much pieces, 227 00:12:45,800 --> 00:12:49,800 Speaker 3: but you know, when we stick together, the power that 228 00:12:50,000 --> 00:12:51,800 Speaker 3: we can create what we can do. And that's the 229 00:12:52,040 --> 00:12:55,600 Speaker 3: energy that you feel in our communities. And that's why, 230 00:12:56,320 --> 00:12:59,120 Speaker 3: you know, with Modern Black Girl, that's why we open 231 00:12:59,200 --> 00:13:02,200 Speaker 3: it for everyone, anyone. Rather you are new, rather you've 232 00:13:02,200 --> 00:13:04,679 Speaker 3: been in the market for some time, rather you have 233 00:13:04,840 --> 00:13:07,040 Speaker 3: no idea what you're going on. Down to young girls, 234 00:13:07,280 --> 00:13:11,240 Speaker 3: you know, we have girls ages fifteen in our discord, 235 00:13:11,600 --> 00:13:14,400 Speaker 3: and we have grand you know, people who have grandchildren. 236 00:13:14,600 --> 00:13:17,160 Speaker 3: You know, we have I have a client that comes 237 00:13:17,200 --> 00:13:18,719 Speaker 3: to me and she trades, and she said that she's 238 00:13:18,840 --> 00:13:23,040 Speaker 3: seventy two years old. So you know, people understand the 239 00:13:23,120 --> 00:13:26,160 Speaker 3: importance of what we're doing. And I think you know, 240 00:13:26,480 --> 00:13:29,319 Speaker 3: with me, I've never spent the marketing dollar in my 241 00:13:29,480 --> 00:13:32,880 Speaker 3: life with Modern Black Girl, never ran to add nothing, 242 00:13:33,320 --> 00:13:37,079 Speaker 3: never once. And we've built this platform because people, as 243 00:13:37,160 --> 00:13:40,600 Speaker 3: black women, we understand our place and we understand how 244 00:13:40,640 --> 00:13:44,080 Speaker 3: we're going to push it. So literally, it did it itself. 245 00:13:44,240 --> 00:13:47,240 Speaker 3: Likes a climate that we're in kind of just pushed 246 00:13:47,320 --> 00:13:50,520 Speaker 3: the movement and everyone knows it's important and we just 247 00:13:50,760 --> 00:13:54,760 Speaker 3: get it done. That's beautiful. 248 00:13:54,880 --> 00:13:59,599 Speaker 1: Like I I love to hear about this community just 249 00:13:59,800 --> 00:14:03,800 Speaker 1: or organically forming and growing and blossoming, and it just 250 00:14:03,880 --> 00:14:07,080 Speaker 1: reminds me of just like you said, just the magic 251 00:14:07,160 --> 00:14:11,800 Speaker 1: and the beauty of black women, right, and how people 252 00:14:11,840 --> 00:14:14,559 Speaker 1: need to celebrate us more like real talk, because we 253 00:14:15,280 --> 00:14:18,800 Speaker 1: are doing it. Because I think, like the magic for 254 00:14:19,000 --> 00:14:23,920 Speaker 1: me as I'm listening to you, is that in twenty twenty, 255 00:14:25,040 --> 00:14:28,320 Speaker 1: there were things happening right for you. It was a 256 00:14:29,480 --> 00:14:32,760 Speaker 1: slow start in twenty twenty, and now here fast forward 257 00:14:33,240 --> 00:14:35,000 Speaker 1: a year and a half and here we are. 258 00:14:35,200 --> 00:14:35,360 Speaker 3: Right. 259 00:14:35,640 --> 00:14:40,000 Speaker 1: That's beautiful, but it also sounds really tumultuous, like it 260 00:14:40,080 --> 00:14:42,720 Speaker 1: sounds like a roller coaster ride, right, And so I 261 00:14:42,920 --> 00:14:49,040 Speaker 1: am so curious about the emotions that came up through 262 00:14:49,200 --> 00:14:54,680 Speaker 1: this process and how you help other women navigate those 263 00:14:54,760 --> 00:14:57,440 Speaker 1: emotions that come up with the rise and fall of 264 00:14:57,600 --> 00:15:00,640 Speaker 1: like gaining money, losing money, gaining it back, Like just 265 00:15:01,160 --> 00:15:03,359 Speaker 1: what are managing the emotions? 266 00:15:04,360 --> 00:15:06,840 Speaker 3: Okay, So there's like two pieces to this, Like there's 267 00:15:07,720 --> 00:15:10,240 Speaker 3: like how we got here and managing the emotions of 268 00:15:10,440 --> 00:15:13,960 Speaker 3: just building this platform because I always tell people, ask 269 00:15:14,080 --> 00:15:15,920 Speaker 3: me last year this time, if I would do this, 270 00:15:16,120 --> 00:15:19,560 Speaker 3: I'd laugh at you, not me, not jokes, no way, 271 00:15:19,840 --> 00:15:23,040 Speaker 3: not no way. Like I would literally laugh because I'd 272 00:15:23,040 --> 00:15:26,720 Speaker 3: be like, oh, I don't have enough experience. Oh people 273 00:15:26,720 --> 00:15:29,040 Speaker 3: are not going to listen to me. You know all 274 00:15:29,160 --> 00:15:34,320 Speaker 3: the things. When we started on Clubhouse, literally I would 275 00:15:34,360 --> 00:15:37,520 Speaker 3: be on stages with literally just like ten twenty guys 276 00:15:37,600 --> 00:15:40,880 Speaker 3: only girl, you know, black women at that, and you know, 277 00:15:41,000 --> 00:15:43,760 Speaker 3: putting my input in and you know, really saying things 278 00:15:43,920 --> 00:15:47,760 Speaker 3: that really just helped so much women until the women 279 00:15:48,720 --> 00:15:51,240 Speaker 3: asks for it. They're like, hey, TIV, so we like 280 00:15:51,320 --> 00:15:53,120 Speaker 3: what you're doing. Should start a club, You should start 281 00:15:53,120 --> 00:15:54,840 Speaker 3: your own club. You should teach your own sessions. And 282 00:15:54,880 --> 00:15:58,640 Speaker 3: I'm like real, like you shure, and I'm like, yeah, 283 00:15:58,680 --> 00:16:02,720 Speaker 3: you should, and I'm like okay. And then you know, 284 00:16:02,840 --> 00:16:06,440 Speaker 3: I'm like, I've only been in the market consistently, you know, 285 00:16:06,680 --> 00:16:08,680 Speaker 3: even though I've been in the market for what almost 286 00:16:08,760 --> 00:16:11,520 Speaker 3: five years now, consistently, it's only been like two years. 287 00:16:11,920 --> 00:16:14,200 Speaker 3: And they're like, but you're you're successful, Like are you 288 00:16:14,280 --> 00:16:16,000 Speaker 3: making I'm like, just we just want to know, And 289 00:16:16,120 --> 00:16:19,480 Speaker 3: I was just like okay, and we had our first session, 290 00:16:19,640 --> 00:16:23,600 Speaker 3: it had five hundred women in it. The second set, yeah, 291 00:16:24,000 --> 00:16:27,200 Speaker 3: first session five hundred women, the second session one thousand, 292 00:16:27,600 --> 00:16:31,160 Speaker 3: the next two thousand and when I say two thousand 293 00:16:31,200 --> 00:16:34,640 Speaker 3: women and like me narrating and creating the program and 294 00:16:34,720 --> 00:16:38,520 Speaker 3: curriculum for these ladies to learn the market by myself, 295 00:16:38,880 --> 00:16:40,960 Speaker 3: like for the most part easy. 296 00:16:42,040 --> 00:16:42,240 Speaker 5: You know. 297 00:16:42,400 --> 00:16:44,240 Speaker 3: The funny thing is when you feel like you found 298 00:16:44,320 --> 00:16:48,480 Speaker 3: your calling, it doesn't feel like work because, believe it 299 00:16:48,640 --> 00:16:52,800 Speaker 3: or not, going through the hardest points of modern black 300 00:16:52,880 --> 00:16:57,040 Speaker 3: girl it felt smooth sailing. It's when it was towards 301 00:16:57,120 --> 00:16:59,800 Speaker 3: the end where like, well not the end, because we're 302 00:16:59,800 --> 00:17:03,080 Speaker 3: still not towards the end, but until we got to 303 00:17:03,400 --> 00:17:07,000 Speaker 3: like after clubhouse kind of ended and you know everything 304 00:17:07,280 --> 00:17:09,520 Speaker 3: that does kind of subtle, that's when things kind of 305 00:17:09,560 --> 00:17:12,399 Speaker 3: got a little bit of challenging for just some of 306 00:17:12,440 --> 00:17:15,119 Speaker 3: the stuff that you deal with for business, never teaching 307 00:17:15,200 --> 00:17:17,920 Speaker 3: and the girls getting but just now running corporation like 308 00:17:18,000 --> 00:17:21,080 Speaker 3: a huge business of different pieces and different elements. But 309 00:17:21,880 --> 00:17:24,200 Speaker 3: the emotion was always spiritual for me, where I'll always 310 00:17:24,280 --> 00:17:27,159 Speaker 3: just praying like God is as we're supposed to do, 311 00:17:27,280 --> 00:17:30,480 Speaker 3: and I'd always get like these weird confirmations and anytime 312 00:17:30,560 --> 00:17:32,680 Speaker 3: I thought something would go wrong with modern Black Girl, 313 00:17:32,880 --> 00:17:35,639 Speaker 3: like the curriculum isn't good, Like I'll meet a mentor 314 00:17:35,920 --> 00:17:39,040 Speaker 3: like I like, I'll back test things. And you know, 315 00:17:39,280 --> 00:17:42,399 Speaker 3: especially when I'm teaching, I'm always back testing things like 316 00:17:42,840 --> 00:17:45,960 Speaker 3: seven hundred times, you know, to make sure that everything 317 00:17:46,040 --> 00:17:48,639 Speaker 3: that we're putting out to the women are like a 318 00:17:48,840 --> 00:17:52,600 Speaker 3: one perfect. And in regards to the emotions of trading, 319 00:17:53,280 --> 00:17:57,200 Speaker 3: I always tell women that the market is eighty percent psychology, 320 00:17:57,280 --> 00:18:02,000 Speaker 3: twenty percent technical because seriously, a lot of the women 321 00:18:02,560 --> 00:18:06,080 Speaker 3: know the work. Because getting the work is easy. It's 322 00:18:06,119 --> 00:18:09,880 Speaker 3: how you handle it. It's the next problem. Just like food, right, 323 00:18:10,840 --> 00:18:12,880 Speaker 3: you can buy go to a supermarket, you can buy 324 00:18:12,960 --> 00:18:17,159 Speaker 3: healthy food, or you can not. Right, you can go 325 00:18:17,280 --> 00:18:20,480 Speaker 3: buy a twin ki or bad sugary cereals or whatever 326 00:18:20,480 --> 00:18:22,359 Speaker 3: it is. You have a choice and how you can 327 00:18:22,440 --> 00:18:25,520 Speaker 3: handle it. You know how everything is a choice in 328 00:18:25,640 --> 00:18:29,000 Speaker 3: life for you. Same thing with the market. Right, you 329 00:18:29,119 --> 00:18:33,760 Speaker 3: can choose to ignore when things go wrong right and 330 00:18:33,880 --> 00:18:37,200 Speaker 3: continue going, continue going and burn out your account, or 331 00:18:37,280 --> 00:18:40,840 Speaker 3: you can analyze everything that happens right because you know 332 00:18:41,119 --> 00:18:43,639 Speaker 3: what you're doing. Right, you cover the twenty percent, You 333 00:18:43,920 --> 00:18:46,440 Speaker 3: know all the technicals and a lot of times when 334 00:18:46,440 --> 00:18:49,040 Speaker 3: I do one on ones, that's the biggest things where 335 00:18:49,520 --> 00:18:52,480 Speaker 3: my biggest challenge that I have or that I see 336 00:18:52,680 --> 00:18:55,600 Speaker 3: that the women have is not the actual material but 337 00:18:55,880 --> 00:19:00,600 Speaker 3: the actual emotion piece that comes with it and handling lost. 338 00:19:01,520 --> 00:19:04,879 Speaker 3: Believe it or not, women do better in the market 339 00:19:05,040 --> 00:19:09,160 Speaker 3: once we find our groove because we're able to understand 340 00:19:09,440 --> 00:19:14,680 Speaker 3: and internalize our loss and move on. However, the reason 341 00:19:14,720 --> 00:19:16,919 Speaker 3: why men are more successful in this because they can 342 00:19:17,000 --> 00:19:20,679 Speaker 3: handle loss better. And I say this to women all 343 00:19:20,760 --> 00:19:23,560 Speaker 3: the time, Compared to men, women don't know how to 344 00:19:23,600 --> 00:19:26,639 Speaker 3: handle loss. If you think about the way our lives 345 00:19:26,640 --> 00:19:30,720 Speaker 3: are set up and versus men, we don't have lost 346 00:19:31,240 --> 00:19:35,119 Speaker 3: every single day. Versus men, they are more prone to 347 00:19:35,200 --> 00:19:40,000 Speaker 3: do more sports where they are taking more l's than women. 348 00:19:40,720 --> 00:19:40,880 Speaker 1: Right. 349 00:19:41,200 --> 00:19:44,160 Speaker 3: More guys engage in more physical activity when it comes 350 00:19:44,200 --> 00:19:47,040 Speaker 3: to sports and games than women. And then when you 351 00:19:47,119 --> 00:19:51,639 Speaker 3: think about even just the dating scene right right, and 352 00:19:51,840 --> 00:19:56,480 Speaker 3: just being on every day, everyday movement and interacting with 353 00:19:56,680 --> 00:20:01,400 Speaker 3: relationships men. You know a lot of men they say, hey, 354 00:20:01,520 --> 00:20:04,560 Speaker 3: if I try to talk to five women, if two 355 00:20:04,720 --> 00:20:09,840 Speaker 3: says yes, I'm okay with that, versus women. If one 356 00:20:10,160 --> 00:20:13,080 Speaker 3: man turns us down. Well, we don't do that. Actually, 357 00:20:13,280 --> 00:20:16,480 Speaker 3: we don't even do that, right, we don't talk to gods. 358 00:20:16,520 --> 00:20:19,320 Speaker 3: But let's say we did and that one guy tells 359 00:20:19,440 --> 00:20:22,080 Speaker 3: us no, or maybe he's not giving us the reaction 360 00:20:22,200 --> 00:20:26,320 Speaker 3: that we want, we are our whole day might be ruined. Right, 361 00:20:26,720 --> 00:20:30,359 Speaker 3: we may be internalizing this forever that one moment. Depending 362 00:20:30,400 --> 00:20:32,159 Speaker 3: on the type of women, you can shape the way 363 00:20:32,200 --> 00:20:33,880 Speaker 3: you look at relationships for the rest of your life. 364 00:20:34,440 --> 00:20:37,040 Speaker 3: And when you start putting these things into play and 365 00:20:37,119 --> 00:20:40,520 Speaker 3: you look at the dynamics, you can see why there's 366 00:20:40,560 --> 00:20:42,879 Speaker 3: more guides in the market and why guys could it 367 00:20:42,920 --> 00:20:46,240 Speaker 3: could appear that guys are more successful because they're able 368 00:20:46,320 --> 00:20:51,320 Speaker 3: to handle these losses versus as women we can't handle it. So, 369 00:20:51,800 --> 00:20:54,560 Speaker 3: you know, it's so funny because we had this conversation 370 00:20:54,720 --> 00:20:57,480 Speaker 3: recently and I put this I, you know, post the 371 00:20:57,520 --> 00:21:00,400 Speaker 3: same thing that I'm saying to you guys like, hey, 372 00:21:00,640 --> 00:21:03,720 Speaker 3: like you ever thought about this, and they're like, oh 373 00:21:03,840 --> 00:21:06,960 Speaker 3: my gosh, you're so right, Like this is so true. 374 00:21:07,480 --> 00:21:10,520 Speaker 3: I've never had to handle loss when taking losses is 375 00:21:10,600 --> 00:21:14,040 Speaker 3: how you're going to learn. Ignoring it is how you 376 00:21:14,160 --> 00:21:16,639 Speaker 3: go through the cycle over and over and over. But 377 00:21:16,800 --> 00:21:18,879 Speaker 3: once you start to pay attention to these things and 378 00:21:19,000 --> 00:21:21,440 Speaker 3: why this is happening, you can learn from it with 379 00:21:21,560 --> 00:21:24,560 Speaker 3: everything in life. So I challenge the women all the time. 380 00:21:25,440 --> 00:21:29,320 Speaker 3: If losses happen, I challenge you to find out why 381 00:21:29,720 --> 00:21:32,960 Speaker 3: every single time, okay, because that's when you're going to 382 00:21:33,160 --> 00:21:35,440 Speaker 3: learn about yourself. And that's why the market for a 383 00:21:35,480 --> 00:21:38,879 Speaker 3: lot of people and even myself, changed my whole life 384 00:21:39,119 --> 00:21:41,879 Speaker 3: and not just money and you know, being able to 385 00:21:42,400 --> 00:21:44,440 Speaker 3: provide the life that I want to do things I 386 00:21:44,560 --> 00:21:47,280 Speaker 3: want to do, but just the way I interact with people, 387 00:21:47,560 --> 00:21:51,000 Speaker 3: my outlook on goals and aspirations and things that I want, 388 00:21:51,040 --> 00:21:54,760 Speaker 3: how I handle people around me, difficult situations. I've gotten 389 00:21:54,840 --> 00:21:58,960 Speaker 3: better from the market because the market will teach you 390 00:21:59,040 --> 00:22:02,520 Speaker 3: all the lessons of life. You know, and it never 391 00:22:02,640 --> 00:22:05,000 Speaker 3: seems that way, but once you get into the groove 392 00:22:05,080 --> 00:22:10,960 Speaker 3: of things, it's the biggest you know, life driver mover. 393 00:22:11,320 --> 00:22:13,720 Speaker 3: I don't even know the word that is out there. 394 00:22:13,680 --> 00:22:16,360 Speaker 4: So thank you for sharing that. What a way we're 395 00:22:16,480 --> 00:22:19,640 Speaker 4: conditioned to show up in the in the market that way. 396 00:22:19,880 --> 00:22:23,080 Speaker 4: What are some of the biggest misconceptions about the stock market. 397 00:22:23,800 --> 00:22:25,879 Speaker 3: Oh, that you need a lot of money like you 398 00:22:25,960 --> 00:22:28,880 Speaker 3: need a lot of money, and that the market goes 399 00:22:28,960 --> 00:22:31,240 Speaker 3: down and you lose all your money, Like that's the 400 00:22:31,320 --> 00:22:34,240 Speaker 3: biggest things, Like, am I gonna lose money? That's a 401 00:22:34,359 --> 00:22:36,160 Speaker 3: lot of people are like, Oh, you're gonna lose money. 402 00:22:36,160 --> 00:22:37,960 Speaker 3: Am I gonna lose all my money? And they're the 403 00:22:38,040 --> 00:22:40,680 Speaker 3: biggest thing. I remember in two thousand and eight, I 404 00:22:40,800 --> 00:22:43,560 Speaker 3: was reading newspaper and people were dropping off a building 405 00:22:43,840 --> 00:22:46,240 Speaker 3: because the stock market went down. Like I hear this 406 00:22:46,440 --> 00:22:48,639 Speaker 3: all the time, and I'm like, guys, you have to 407 00:22:49,240 --> 00:22:53,600 Speaker 3: we have to stop this when in hindsight market's going down. 408 00:22:53,680 --> 00:22:55,600 Speaker 3: Believe it or not, you make the most money when 409 00:22:55,640 --> 00:22:58,280 Speaker 3: the market is going down, then up if you know 410 00:22:58,640 --> 00:23:02,560 Speaker 3: how to play your cards round. Oh yeah, absolutely, market's 411 00:23:02,600 --> 00:23:05,600 Speaker 3: going down. Why do you think in twenty twenty there 412 00:23:05,600 --> 00:23:08,879 Speaker 3: were so much millionaires that was worth when the market 413 00:23:09,000 --> 00:23:12,320 Speaker 3: was going down with opportunity. When markets go down, it's 414 00:23:12,359 --> 00:23:15,600 Speaker 3: an opportunity to get to buy at a lower price 415 00:23:16,560 --> 00:23:19,639 Speaker 3: to bring it back to the top. So the market 416 00:23:19,720 --> 00:23:23,880 Speaker 3: isn't going anywhere. Absolutely. I always tell people this, there's 417 00:23:23,920 --> 00:23:25,639 Speaker 3: two things in the world that men are always going 418 00:23:25,720 --> 00:23:27,760 Speaker 3: to have the stock market, and our ladies were always 419 00:23:27,800 --> 00:23:30,960 Speaker 3: going to have our makeup. The stock market is going nowhere. 420 00:23:31,280 --> 00:23:34,639 Speaker 3: The guys love it. It's going nowhere, okay, and makeup, 421 00:23:34,720 --> 00:23:37,800 Speaker 3: you guys know it ain't going nowhere. Okay. We love it, 422 00:23:37,960 --> 00:23:40,240 Speaker 3: we need it, we love it, okay. Same thing with 423 00:23:40,320 --> 00:23:44,000 Speaker 3: the stock market. So the market is going nowhere. And 424 00:23:44,040 --> 00:23:47,040 Speaker 3: then when you understand the stock market and how it's 425 00:23:47,080 --> 00:23:49,960 Speaker 3: important to some of your everyday companies, then you start 426 00:23:50,040 --> 00:23:52,920 Speaker 3: to see it like, hey, the market isn't going But 427 00:23:53,080 --> 00:23:56,919 Speaker 3: people don't understand finance. People don't understand the stock market, 428 00:23:57,280 --> 00:23:59,560 Speaker 3: so they have these misconceptions of what they think it is. 429 00:24:00,200 --> 00:24:02,200 Speaker 3: That that's the biggest one. I'm going to lose money 430 00:24:02,480 --> 00:24:04,879 Speaker 3: when I always say hey, and I always break this 431 00:24:04,920 --> 00:24:07,840 Speaker 3: down to women all the time. I say, ladies, how 432 00:24:07,920 --> 00:24:10,280 Speaker 3: much time do we go to brunch this month? Let's 433 00:24:10,359 --> 00:24:13,760 Speaker 3: count right, how much time do we go to brunch 434 00:24:13,840 --> 00:24:15,760 Speaker 3: in a year? And I said, how much vacation? 435 00:24:15,880 --> 00:24:16,119 Speaker 1: Do you know? 436 00:24:16,200 --> 00:24:18,800 Speaker 3: The average American takes one vacation in a year. How 437 00:24:18,920 --> 00:24:21,399 Speaker 3: much vacation did you take in a year. I'm on 438 00:24:21,520 --> 00:24:24,199 Speaker 3: my third one, but it was only five hundred dollars. Oh, 439 00:24:24,280 --> 00:24:26,000 Speaker 3: it was only four hundred dollars. And I said, do 440 00:24:26,040 --> 00:24:28,560 Speaker 3: you know five hundred dollars in the stock market. Investing 441 00:24:28,640 --> 00:24:32,080 Speaker 3: five hundred dollars in Apple in twenty twenty, right now 442 00:24:32,160 --> 00:24:34,920 Speaker 3: you have over ten thousand dollars, right. And when you 443 00:24:35,000 --> 00:24:38,680 Speaker 3: start breaking things down like that, they're like, oh okay. 444 00:24:38,960 --> 00:24:41,119 Speaker 3: And it's just like we have to be able to 445 00:24:41,280 --> 00:24:44,240 Speaker 3: really start analyzing our priorities here and how we look 446 00:24:44,280 --> 00:24:47,280 Speaker 3: at loss. And I always say, like lost, how much 447 00:24:47,320 --> 00:24:49,600 Speaker 3: of us have bought a no good man, maybe a 448 00:24:49,680 --> 00:24:51,760 Speaker 3: president or a god that we weren't good? 449 00:24:51,920 --> 00:24:52,040 Speaker 4: You know. 450 00:24:52,240 --> 00:24:54,800 Speaker 3: I always I'm a realist, and I think that's better 451 00:24:54,920 --> 00:24:58,000 Speaker 3: to preach. I'm like, we spend a lounch of times 452 00:24:58,080 --> 00:25:00,800 Speaker 3: on the outfit for a guy that's, oh, probably isn't 453 00:25:00,800 --> 00:25:04,000 Speaker 3: good for us, right, and we can't wear the outfit 454 00:25:04,080 --> 00:25:06,760 Speaker 3: again because we took photos, you know, with it. So 455 00:25:06,960 --> 00:25:09,680 Speaker 3: let's be real here, right when we talk about loss 456 00:25:09,840 --> 00:25:12,800 Speaker 3: and things like, you know, we can all have the money, 457 00:25:12,840 --> 00:25:15,640 Speaker 3: but we just need to understand it better. And that's 458 00:25:15,760 --> 00:25:18,400 Speaker 3: just my biggest mission is to get on as much 459 00:25:18,440 --> 00:25:22,000 Speaker 3: stages as possible and be real and have these conversations 460 00:25:22,040 --> 00:25:25,359 Speaker 3: and talk about finance in a realistic way as if 461 00:25:25,400 --> 00:25:27,879 Speaker 3: you're hanging with your girlfriends. And I think That's why 462 00:25:28,040 --> 00:25:31,080 Speaker 3: MPG works so well, because we are not you know, 463 00:25:31,280 --> 00:25:33,040 Speaker 3: oh my gosh, we'll the stock market went up twenty 464 00:25:33,080 --> 00:25:36,000 Speaker 3: five nights and it's consolidating here. That's not us, right, 465 00:25:36,280 --> 00:25:37,920 Speaker 3: We're are going to break it down in a way 466 00:25:37,960 --> 00:25:41,680 Speaker 3: that's digestible and easy so you can really understand what's 467 00:25:42,200 --> 00:25:44,760 Speaker 3: happening and you don't have to be intimidated, and you 468 00:25:44,840 --> 00:25:46,040 Speaker 3: know you can do what you need to do with 469 00:25:46,080 --> 00:25:48,720 Speaker 3: your account and your life. Really, I love that. 470 00:25:48,880 --> 00:25:50,600 Speaker 4: I want to say, I have a task to sign 471 00:25:50,720 --> 00:25:53,120 Speaker 4: up for one of us, so like all of your courses. 472 00:25:53,680 --> 00:25:55,920 Speaker 4: But I saw Don's facial expresson when you were talking 473 00:25:55,960 --> 00:25:57,200 Speaker 4: so down. What were you thinking? 474 00:25:58,720 --> 00:26:02,679 Speaker 1: So yes, So I felt like you were like speaking 475 00:26:02,760 --> 00:26:06,240 Speaker 1: my life in terms of like thinking about like vacations 476 00:26:06,320 --> 00:26:09,160 Speaker 1: and brunch and like the things that you spend money on. Right, 477 00:26:09,640 --> 00:26:12,560 Speaker 1: And I think about as you're saying this, it makes 478 00:26:12,600 --> 00:26:16,320 Speaker 1: me reflect back to last year when the markets were 479 00:26:16,440 --> 00:26:22,440 Speaker 1: down and I invested like small amount right in a 480 00:26:22,480 --> 00:26:26,119 Speaker 1: couple of stocks that will remain nameless, and when I 481 00:26:26,440 --> 00:26:29,399 Speaker 1: see when I go in and look, and honestly, it 482 00:26:29,520 --> 00:26:31,639 Speaker 1: really wasn't even that much. It might have been like 483 00:26:31,800 --> 00:26:37,200 Speaker 1: fifty bucks and just seeing the percentage of growth over 484 00:26:37,400 --> 00:26:40,280 Speaker 1: this last year, like that the one particular shock that 485 00:26:40,320 --> 00:26:45,880 Speaker 1: I'm thinking of, like it grew two hundred percent over 486 00:26:46,640 --> 00:26:49,679 Speaker 1: this last year, and I'm looking at it, and then 487 00:26:49,720 --> 00:26:52,520 Speaker 1: there's a piece of me that's like kicking myself, like, well, damn, 488 00:26:53,119 --> 00:26:56,400 Speaker 1: I should have invested more money because because of how 489 00:26:56,560 --> 00:27:00,560 Speaker 1: much growth there was. But I think that goes back 490 00:27:00,600 --> 00:27:06,919 Speaker 1: to what you were saying around it's eighty percent psychological. 491 00:27:07,359 --> 00:27:10,960 Speaker 1: And like you said about not liking to lose, I. 492 00:27:11,080 --> 00:27:12,560 Speaker 3: Don't like losing at all. 493 00:27:13,320 --> 00:27:18,120 Speaker 1: And so the idea of investing money that I could 494 00:27:18,160 --> 00:27:20,959 Speaker 1: be spending on a vacation, that I could be spending 495 00:27:21,080 --> 00:27:23,320 Speaker 1: at brunch, that I could be spending on a new 496 00:27:23,640 --> 00:27:28,880 Speaker 1: handbag or whatever it is, right, the idea of investing 497 00:27:29,080 --> 00:27:34,080 Speaker 1: that such a large amount at once is intimidating. And 498 00:27:34,280 --> 00:27:36,960 Speaker 1: so but I also, as you were saying that, something 499 00:27:37,000 --> 00:27:41,920 Speaker 1: that I thought about is about the long game, right that, like, 500 00:27:42,160 --> 00:27:45,440 Speaker 1: right now that five hundred dollars may feel like a lot, 501 00:27:46,280 --> 00:27:50,200 Speaker 1: but it's pennies compared to the ten thousand dollars that 502 00:27:50,359 --> 00:27:54,040 Speaker 1: it could be in two years. And so I love 503 00:27:54,160 --> 00:27:56,480 Speaker 1: the way that you are breaking this down because it 504 00:27:56,600 --> 00:28:01,400 Speaker 1: makes sense right. The next question that I have, it's 505 00:28:01,440 --> 00:28:06,200 Speaker 1: about cryptocurrency because that's the latest thing, right, is that's 506 00:28:06,240 --> 00:28:09,000 Speaker 1: the latest discussion, and so can you break that down 507 00:28:09,200 --> 00:28:11,680 Speaker 1: for us in a way that you've done so far, 508 00:28:11,920 --> 00:28:13,159 Speaker 1: like so that we understand it. 509 00:28:13,760 --> 00:28:16,000 Speaker 3: So you know that they're silent right now. Right, it's 510 00:28:16,040 --> 00:28:20,680 Speaker 3: not as loud anymore about cryptocurrency. Right, Yes, Rembad was 511 00:28:20,680 --> 00:28:23,520 Speaker 3: everywhere you a baby, you kindergarten could tell you a 512 00:28:23,560 --> 00:28:27,359 Speaker 3: little bit about bitcoin at one point, right, But before 513 00:28:27,400 --> 00:28:32,760 Speaker 3: we even get to that cryptocurrency, digital currency, right, it's 514 00:28:32,840 --> 00:28:37,080 Speaker 3: the new way of everything, the way we use money. 515 00:28:37,600 --> 00:28:41,120 Speaker 3: And then that's non regulated. You know, there's certain there's 516 00:28:41,160 --> 00:28:44,200 Speaker 3: certain rules, certain regulations, certain things that should be put 517 00:28:44,240 --> 00:28:46,800 Speaker 3: in place when it comes to money. Right, imagine if 518 00:28:46,800 --> 00:28:48,520 Speaker 3: there was no rules to money, you could do whatever 519 00:28:48,520 --> 00:28:51,760 Speaker 3: you want. That's kind of like bitcoin, but it's within 520 00:28:51,840 --> 00:28:56,400 Speaker 3: a certain market. It's within the crypto space. And you know, 521 00:28:57,440 --> 00:29:00,560 Speaker 3: value of money goes up like with anything in world, right, 522 00:29:00,960 --> 00:29:02,800 Speaker 3: you know, the dova goes up, the pound goes up, 523 00:29:02,880 --> 00:29:05,680 Speaker 3: it goes down, same thing with digital currencies. But there's 524 00:29:05,680 --> 00:29:10,360 Speaker 3: thousands of different currencies depending on you know, there's countries 525 00:29:10,400 --> 00:29:13,800 Speaker 3: that have currencies there's projects that have currencies, there's you know, 526 00:29:14,040 --> 00:29:16,480 Speaker 3: there's so much different things that can have some form 527 00:29:16,520 --> 00:29:18,760 Speaker 3: of cryptocurrency. You can have one if you own one, right, 528 00:29:18,920 --> 00:29:21,080 Speaker 3: you know, it's not that hard to get one. So 529 00:29:21,400 --> 00:29:23,960 Speaker 3: that's what it is. And as you can see, the 530 00:29:24,040 --> 00:29:27,640 Speaker 3: world is going to more a more digital space. Blockchain 531 00:29:27,760 --> 00:29:31,200 Speaker 3: is how you dig and how you find cryptocurrency. Well, 532 00:29:31,800 --> 00:29:38,240 Speaker 3: the blockchain is the technology for cryptocurrency, right, so remember 533 00:29:38,320 --> 00:29:38,920 Speaker 3: it's digital. 534 00:29:39,200 --> 00:29:41,760 Speaker 4: Yes, it just made me think about how Usher was 535 00:29:41,800 --> 00:29:43,840 Speaker 4: on the Shade Room. They had like Usher books. I 536 00:29:43,880 --> 00:29:46,080 Speaker 4: know it's a little different, but is it basically like, 537 00:29:46,200 --> 00:29:48,960 Speaker 4: if I believe in if I get people to believe 538 00:29:49,000 --> 00:29:50,920 Speaker 4: in this type of like digital currency I have and 539 00:29:50,960 --> 00:29:54,440 Speaker 4: they buy into it, that's my own cryptocurrency or bitcoin. 540 00:29:55,440 --> 00:30:01,960 Speaker 3: Dodge cooin, dodgecoin. Dodgecoin had no value. It was a joke. 541 00:30:03,320 --> 00:30:07,720 Speaker 3: Dodge Coin was a joke, doggy coin, dodge But the 542 00:30:07,880 --> 00:30:11,640 Speaker 3: power of social media, the power of the internet, the 543 00:30:11,920 --> 00:30:20,800 Speaker 3: power of influence is bittersweet, right because anyone could Yes, 544 00:30:20,880 --> 00:30:27,880 Speaker 3: anyone can create a coin. So my issue with cryptocurrency 545 00:30:29,360 --> 00:30:34,520 Speaker 3: is that cryptocurrency I feel like it hurts the black 546 00:30:34,560 --> 00:30:40,080 Speaker 3: community a lot. Reason why is because Unfortunately, as black people, 547 00:30:40,360 --> 00:30:44,280 Speaker 3: we have a tendency of liking quick money. We like 548 00:30:44,400 --> 00:30:49,000 Speaker 3: quick money. That's just we're the bigger consumers of fast fashion, 549 00:30:49,440 --> 00:30:55,640 Speaker 3: fast food. We like things fast. And with cryptocurrency, the 550 00:30:55,720 --> 00:30:58,880 Speaker 3: stigma around it is you get to make money quickly, 551 00:30:59,640 --> 00:31:03,200 Speaker 3: when in hindsight that's not the case. Okay, a lot 552 00:31:03,240 --> 00:31:06,120 Speaker 3: of the people that made millions of dollars in cryptocurrency, 553 00:31:06,960 --> 00:31:10,520 Speaker 3: they've had crypto for a long time. That's what they 554 00:31:10,560 --> 00:31:13,600 Speaker 3: forget to tell you. They've had crypto for maybe since 555 00:31:13,680 --> 00:31:19,280 Speaker 3: twenty seventeen, twenty twenty ten. Like I've known about bitcoin 556 00:31:19,680 --> 00:31:23,120 Speaker 3: since twenty ten. It was huge in Brooklyn. So people 557 00:31:23,200 --> 00:31:25,160 Speaker 3: don't realize that this thing has been around for a 558 00:31:25,200 --> 00:31:28,800 Speaker 3: really long time. But because they have spikes in the market, 559 00:31:29,400 --> 00:31:34,080 Speaker 3: they think, hey, I'm gonna make quick money, and investing 560 00:31:34,160 --> 00:31:38,240 Speaker 3: could almost feel like a drug adreeneral adrenaline comes in 561 00:31:38,640 --> 00:31:40,480 Speaker 3: and you keep going. A lot of people don't have 562 00:31:40,560 --> 00:31:43,120 Speaker 3: that discipline, and with cryptocurrency, they never They don't teach 563 00:31:43,160 --> 00:31:46,240 Speaker 3: you discipline when it comes to dealing with x amount 564 00:31:46,240 --> 00:31:48,600 Speaker 3: of money, because you will make money and you will 565 00:31:48,680 --> 00:31:53,000 Speaker 3: take profit. Right, But what happens when the community online 566 00:31:53,000 --> 00:31:55,920 Speaker 3: community that you're trading with investing with has another big coin, 567 00:31:56,120 --> 00:31:58,560 Speaker 3: You're gonna go throw that money back into it, versus 568 00:31:58,680 --> 00:32:03,000 Speaker 3: really understanding what's happen and understanding why you should invest 569 00:32:03,040 --> 00:32:06,480 Speaker 3: in this project versus just noise and chatter. And that's 570 00:32:06,560 --> 00:32:10,560 Speaker 3: why I don't like cryptocurrency for someone that wants to 571 00:32:10,640 --> 00:32:13,880 Speaker 3: build wealth for themselves. Right now, it hurts us more 572 00:32:13,960 --> 00:32:16,800 Speaker 3: than it helps us. Because now what happens is I 573 00:32:16,920 --> 00:32:19,240 Speaker 3: have a lot of people that are in the bitcoin space. 574 00:32:19,280 --> 00:32:22,480 Speaker 3: They're coming over to the stock market and they think 575 00:32:22,600 --> 00:32:25,480 Speaker 3: they want this. They don't want to learn skill, right 576 00:32:25,920 --> 00:32:29,680 Speaker 3: because back last year at the beginning of this year, right, 577 00:32:30,200 --> 00:32:31,800 Speaker 3: it was just a free for all when it comes 578 00:32:31,840 --> 00:32:34,000 Speaker 3: to that space because there was so much people in 579 00:32:34,080 --> 00:32:37,640 Speaker 3: the market when they're not understanding that the noise was 580 00:32:37,720 --> 00:32:40,520 Speaker 3: created by the people that are making the most money 581 00:32:40,560 --> 00:32:44,440 Speaker 3: from this coin. And I think the difference between bitcoin 582 00:32:45,280 --> 00:32:48,160 Speaker 3: and the market is easier to find out when people 583 00:32:48,160 --> 00:32:51,640 Speaker 3: are pulling out of things, when things are dipping, it's 584 00:32:51,720 --> 00:32:55,360 Speaker 3: easier versus bitcoin. Right, Bitcoin is a market that is 585 00:32:55,480 --> 00:32:58,520 Speaker 3: twenty four hours, which means you can go to sleep 586 00:32:58,760 --> 00:33:02,280 Speaker 3: and be down fifty twenty fifty, eighty sixty percent, right, 587 00:33:02,840 --> 00:33:06,760 Speaker 3: versus the market. You have this time to this time, right. Yes, 588 00:33:06,840 --> 00:33:09,040 Speaker 3: things can happen in pre market, but there's certain things 589 00:33:09,080 --> 00:33:10,760 Speaker 3: that you can do, you can set stop, there's certain 590 00:33:10,800 --> 00:33:14,800 Speaker 3: things that can help mitigate your loss. And for crypto, 591 00:33:15,160 --> 00:33:18,120 Speaker 3: it's just something where if you really want to build wealth, 592 00:33:18,680 --> 00:33:21,600 Speaker 3: that's just not for me at this point. That's not 593 00:33:21,800 --> 00:33:23,920 Speaker 3: the way to do it now. If you want to 594 00:33:23,960 --> 00:33:27,000 Speaker 3: build something long term. I do think cryptocurrency is the future. 595 00:33:27,440 --> 00:33:31,000 Speaker 3: Digital currency is the future. However, that's just not something 596 00:33:31,120 --> 00:33:34,360 Speaker 3: that you're going to see real returns right now. So 597 00:33:34,440 --> 00:33:37,640 Speaker 3: I always say build your liquidity, build your capital up 598 00:33:37,720 --> 00:33:40,640 Speaker 3: in the stock market, and once you have some extra 599 00:33:41,280 --> 00:33:43,640 Speaker 3: you drop it into bitcoin. You said it, and you 600 00:33:43,760 --> 00:33:45,400 Speaker 3: forget it. You don't look at it for the next 601 00:33:45,480 --> 00:33:48,400 Speaker 3: three to four years, which the people that are making 602 00:33:48,480 --> 00:33:51,840 Speaker 3: the money off of you, they've said it for six 603 00:33:52,120 --> 00:33:55,000 Speaker 3: eight years. They forget to tell you, guys, that part. 604 00:33:55,480 --> 00:33:58,440 Speaker 3: And that is the biggest issue with cryptocurrency to the 605 00:33:58,480 --> 00:34:01,320 Speaker 3: black community. And I'm not a big fan of it 606 00:34:01,520 --> 00:34:04,560 Speaker 3: for that one reason. If as a collective we were 607 00:34:04,600 --> 00:34:06,760 Speaker 3: better with money and we understood what was going on 608 00:34:07,000 --> 00:34:12,080 Speaker 3: in that space, yes, sure, but for now, the stock 609 00:34:12,200 --> 00:34:16,120 Speaker 3: market is just something that I would suggest for any 610 00:34:16,560 --> 00:34:20,800 Speaker 3: person of color, anyone. Really Wow, wow, I appreciate that 611 00:34:21,000 --> 00:34:24,880 Speaker 3: because I recognize I've been doing some research myself and 612 00:34:25,000 --> 00:34:29,120 Speaker 3: like intercryptocurrency and yeah, and learning that. Oh wait, like 613 00:34:29,239 --> 00:34:32,919 Speaker 3: you said, like it's been it's it's the hottest thing 614 00:34:33,080 --> 00:34:36,960 Speaker 3: right now, but like you said, it's been around for 615 00:34:37,600 --> 00:34:41,200 Speaker 3: over a decade. Now, relate to the party. When you 616 00:34:41,320 --> 00:34:43,759 Speaker 3: have stock site Roadblocks that just hit the internet that 617 00:34:43,880 --> 00:34:47,800 Speaker 3: I piled a couple of months ago, right, roadblocks, kids, 618 00:34:48,040 --> 00:34:50,759 Speaker 3: there's no, there's not a kid on. I don't know that, 619 00:34:50,880 --> 00:34:55,920 Speaker 3: don't know what roadblocks is. Okay, Roadblocks just hit the market, 620 00:34:56,640 --> 00:35:00,359 Speaker 3: and that is an opportunity where Roadblocks. I talk about 621 00:35:00,400 --> 00:35:04,000 Speaker 3: this company all the time easily just for what they are, 622 00:35:04,280 --> 00:35:07,560 Speaker 3: the technology that they have. The stock right now is 623 00:35:07,680 --> 00:35:11,120 Speaker 3: trading around eighty two dollars eighty eight dollars is sure 624 00:35:11,200 --> 00:35:13,959 Speaker 3: on that range. In the next three to four years, 625 00:35:14,040 --> 00:35:16,160 Speaker 3: that could easily be a five hundred dollars three hundred 626 00:35:16,160 --> 00:35:20,719 Speaker 3: dollars stop with options that can make that that is 627 00:35:20,920 --> 00:35:25,920 Speaker 3: life changing money. But you're gonna have to know some skill, right, 628 00:35:25,960 --> 00:35:28,080 Speaker 3: You're gonna have to and that's some time in your 629 00:35:28,200 --> 00:35:30,360 Speaker 3: education to understand how to do that. But even if 630 00:35:30,440 --> 00:35:33,560 Speaker 3: let's say, if you don't right, let's say you just 631 00:35:33,640 --> 00:35:36,120 Speaker 3: sit in and forget it, you can still see a 632 00:35:36,280 --> 00:35:40,160 Speaker 3: lot of money in that space. But people would rather 633 00:35:40,280 --> 00:35:44,640 Speaker 3: hear doggy coin because it's trending on Twitter versus doing 634 00:35:44,719 --> 00:35:48,640 Speaker 3: some research and understanding what roadblocks really is and how 635 00:35:48,760 --> 00:35:52,440 Speaker 3: they're disruptive when it comes to the kids, you know, 636 00:35:53,280 --> 00:35:59,200 Speaker 3: just getting into disruptive companies to invest in. They don't 637 00:35:59,200 --> 00:36:01,800 Speaker 3: want to do the work when that is going to 638 00:36:01,800 --> 00:36:04,480 Speaker 3: be the real game changer. In the past two to 639 00:36:04,600 --> 00:36:07,120 Speaker 3: three months, most of my clients are people that have 640 00:36:07,160 --> 00:36:09,960 Speaker 3: been coming to me are bitcoiners. I like to call 641 00:36:10,040 --> 00:36:13,480 Speaker 3: them cryptocurrency. Yeah, they're all coming to me because the 642 00:36:13,520 --> 00:36:18,359 Speaker 3: market is silent, it's dead. Bitcoin is it's not dead. 643 00:36:18,600 --> 00:36:21,600 Speaker 3: They're going to a bear market. So there's bear markets 644 00:36:21,680 --> 00:36:23,959 Speaker 3: that happen, and in a bear market, what that pretty 645 00:36:24,040 --> 00:36:27,200 Speaker 3: much means when the market is okay. The last bear 646 00:36:27,320 --> 00:36:31,400 Speaker 3: market that bitcoin went through lasted for about three years. 647 00:36:32,040 --> 00:36:34,600 Speaker 3: People don't realize that and lasts for a very long time. 648 00:36:35,080 --> 00:36:38,160 Speaker 3: But I'm not for it bitcoin and I teach it 649 00:36:38,440 --> 00:36:41,000 Speaker 3: because there's some girls that you know, they're in that 650 00:36:41,120 --> 00:36:45,040 Speaker 3: position where they understand how currencies work, and I'm like, yeah, 651 00:36:45,040 --> 00:36:46,759 Speaker 3: I go for it. There's some money in there. You know, 652 00:36:46,880 --> 00:36:48,680 Speaker 3: we're in a bear market right now. This is the 653 00:36:48,760 --> 00:36:51,120 Speaker 3: time to buy, buy and did it? Forget it. But 654 00:36:51,200 --> 00:36:53,960 Speaker 3: if you want to really make wealth for yourself. A 655 00:36:54,040 --> 00:36:56,279 Speaker 3: lot of our women learned at the top of the 656 00:36:56,360 --> 00:36:59,319 Speaker 3: year in January. Some of the women learned three months ago. 657 00:37:00,080 --> 00:37:02,440 Speaker 3: A lot of these girls are averaging easily to one 658 00:37:02,480 --> 00:37:05,880 Speaker 3: thousand dollars a day trading. When they do trade. I 659 00:37:05,960 --> 00:37:09,040 Speaker 3: have girls that have made over six figures, seven figures 660 00:37:09,160 --> 00:37:11,680 Speaker 3: in the market since they started with Modern Black Girl, 661 00:37:11,760 --> 00:37:15,319 Speaker 3: because they invested in their education and they figured out 662 00:37:15,400 --> 00:37:18,000 Speaker 3: their strengths and their weaknesses when it came to certain 663 00:37:18,040 --> 00:37:21,879 Speaker 3: things like hey I don't do good with loss, maybe 664 00:37:21,920 --> 00:37:24,680 Speaker 3: I need to do a different trading strategy. Or hey 665 00:37:25,000 --> 00:37:27,759 Speaker 3: I'm actually too jumpy, I get too excited. Maybe I 666 00:37:27,840 --> 00:37:29,520 Speaker 3: need to work on that. What do I need to do? 667 00:37:30,080 --> 00:37:33,279 Speaker 3: They found their niche, they worked on it, and now 668 00:37:33,320 --> 00:37:36,080 Speaker 3: they have a groove and now they're unstoppable. You know, 669 00:37:37,400 --> 00:37:41,480 Speaker 3: that is what I recommend for every woman. You know, 670 00:37:41,800 --> 00:37:44,160 Speaker 3: that's and that's why I recommend the market for everyone, 671 00:37:44,200 --> 00:37:46,880 Speaker 3: because there's a way for everyone, you know. And the 672 00:37:47,120 --> 00:37:49,680 Speaker 3: thing about our girls is as eventure. We have high schoolers, 673 00:37:50,239 --> 00:37:53,560 Speaker 3: we have lawyers, we have entrepreneurs, we have people that 674 00:37:53,640 --> 00:37:55,799 Speaker 3: work nine to fives. We have people that work twelve 675 00:37:55,840 --> 00:38:00,359 Speaker 3: hour shifts, hospital shifts, hotel shifts, you know, all over 676 00:38:00,600 --> 00:38:03,520 Speaker 3: and they are making money in the market because there's 677 00:38:03,600 --> 00:38:06,920 Speaker 3: literally a way for you. It doesn't matter, it doesn't 678 00:38:06,960 --> 00:38:09,600 Speaker 3: matter what you're doing in your daily life, you can 679 00:38:09,680 --> 00:38:09,880 Speaker 3: do it. 680 00:38:10,640 --> 00:38:13,520 Speaker 4: This is so helpful to This is amazing, and we 681 00:38:13,640 --> 00:38:16,239 Speaker 4: appreciate you and the work that you've done for our 682 00:38:16,400 --> 00:38:18,480 Speaker 4: community so far. I know that you're just going to 683 00:38:18,520 --> 00:38:21,759 Speaker 4: continue to do more. But we want to shift up 684 00:38:22,120 --> 00:38:23,600 Speaker 4: the vibe of this interview. 685 00:38:23,680 --> 00:38:24,279 Speaker 3: That's okay with you? 686 00:38:24,960 --> 00:38:30,080 Speaker 4: Yeah, because we recognize, appreciate, and celebrate the multifaceted woman, 687 00:38:30,160 --> 00:38:33,000 Speaker 4: and we believe that it's okay to be classy and ratchet. 688 00:38:33,360 --> 00:38:35,879 Speaker 4: You can still be elegant and dance to strip club music. 689 00:38:35,960 --> 00:38:38,480 Speaker 4: We want to invite you to the oh you clatch 690 00:38:38,560 --> 00:38:41,160 Speaker 4: it segment? So do you take on the challenge? 691 00:38:42,719 --> 00:38:53,680 Speaker 1: Okay, yes, I love that son. We're gonna ease you in, 692 00:38:54,160 --> 00:38:57,080 Speaker 1: you know, Okay, make it easy to start to start it. 693 00:38:57,200 --> 00:39:03,520 Speaker 1: All's one question or topic that you wish people asked 694 00:39:03,560 --> 00:39:05,200 Speaker 1: you about more often. 695 00:39:06,320 --> 00:39:11,080 Speaker 3: Music. Yeah, I love music conversations like I love it, 696 00:39:11,280 --> 00:39:13,640 Speaker 3: like I'm such a I like to call myself a 697 00:39:13,800 --> 00:39:17,480 Speaker 3: nineties music historian, like you know, like I love like 698 00:39:17,560 --> 00:39:18,600 Speaker 3: I know a lot about music. 699 00:39:19,400 --> 00:39:23,360 Speaker 1: So that okay, okay, nineties music historian. 700 00:39:23,520 --> 00:39:23,800 Speaker 2: Listen. 701 00:39:24,520 --> 00:39:27,120 Speaker 1: I love nineties R and B. So all right, So 702 00:39:27,840 --> 00:39:30,560 Speaker 1: all right, So what you got for us in terms 703 00:39:30,600 --> 00:39:33,920 Speaker 1: of nineties music history? Drop some knowledge on us? 704 00:39:34,680 --> 00:39:39,160 Speaker 3: Some knowledge? Okay. So Escape is one of my favorite groups, 705 00:39:39,880 --> 00:39:43,040 Speaker 3: like ever right there? Their music it just hits, so 706 00:39:44,280 --> 00:39:47,560 Speaker 3: you know, the dynamic of the women. They're like my favorite. 707 00:39:48,000 --> 00:39:53,320 Speaker 3: But Escape do you know that Escape? Before Escape became Escape, 708 00:39:54,000 --> 00:39:57,040 Speaker 3: there was only four of them, So there's four members 709 00:39:57,080 --> 00:40:00,800 Speaker 3: initially before the whole group came together. But could you 710 00:40:00,840 --> 00:40:03,360 Speaker 3: guess who was the last member to join spape? 711 00:40:04,000 --> 00:40:05,000 Speaker 2: I'm gonna pass that to you. 712 00:40:05,160 --> 00:40:09,880 Speaker 1: Don It feels like I should be saying that Candy 713 00:40:10,880 --> 00:40:16,200 Speaker 1: was the last one to join m M tiny, But 714 00:40:16,320 --> 00:40:16,680 Speaker 1: I love it. 715 00:40:17,840 --> 00:40:21,960 Speaker 2: Yeah, right, okay, so music is one of those topics 716 00:40:22,000 --> 00:40:24,440 Speaker 2: for you. What about Okay, I'm going to shift it up. 717 00:40:24,480 --> 00:40:27,080 Speaker 4: What about the most embarrassing thing you've ever done to 718 00:40:27,239 --> 00:40:28,720 Speaker 4: get your cruscious attention. 719 00:40:30,200 --> 00:40:37,879 Speaker 3: Oh, I'm definitely like accidentally bumped into accidentally bumped into 720 00:40:38,000 --> 00:40:41,200 Speaker 3: someone a few times, you know, it's like a bump 721 00:40:41,280 --> 00:40:42,720 Speaker 3: and be like, Hi, I'm so sorry. 722 00:40:43,560 --> 00:40:45,239 Speaker 2: I didn't know you were gonna be here. 723 00:40:45,400 --> 00:40:49,239 Speaker 3: Oh yeah, I'm so sorry. How are you doing though? 724 00:40:49,320 --> 00:40:50,200 Speaker 3: You're having a good time? 725 00:40:50,840 --> 00:40:55,480 Speaker 2: No judgment? Okay, yeah, yeah, I got you. 726 00:40:57,640 --> 00:40:58,920 Speaker 3: I love it. I love it. 727 00:40:59,200 --> 00:41:06,960 Speaker 1: So what is the sexiest it? Don't that you own? 728 00:41:08,600 --> 00:41:13,440 Speaker 3: Wow? Everyone has a dress like the material just fits, 729 00:41:14,440 --> 00:41:16,480 Speaker 3: it just hugs all the body pots. 730 00:41:16,600 --> 00:41:16,759 Speaker 1: Right. 731 00:41:17,360 --> 00:41:19,640 Speaker 3: I have this one dress. I've had it literally, I'm 732 00:41:19,719 --> 00:41:22,520 Speaker 3: twenty six. I've had this dress since I've been like 733 00:41:22,680 --> 00:41:25,880 Speaker 3: nineteen years old. And I get it dry clean. I 734 00:41:25,960 --> 00:41:29,319 Speaker 3: made sure it's good because what I'm ready to really 735 00:41:29,400 --> 00:41:31,520 Speaker 3: get like if I'm really trying to like pop out 736 00:41:31,640 --> 00:41:34,400 Speaker 3: or like more Brooklyn terms, if I'm really trying to 737 00:41:34,480 --> 00:41:38,240 Speaker 3: show out and like really really really just like impress 738 00:41:38,480 --> 00:41:41,880 Speaker 3: a guy or something. So the killer dress and you 739 00:41:41,920 --> 00:41:43,920 Speaker 3: know you got a nice I have a nice perfume. 740 00:41:44,200 --> 00:41:46,759 Speaker 3: You know you put that on. It's like the perfect match. 741 00:41:48,160 --> 00:41:48,719 Speaker 5: I love that. 742 00:41:48,880 --> 00:41:51,000 Speaker 4: And it's so funny because one of our last interviews 743 00:41:51,040 --> 00:41:53,360 Speaker 4: that was the same answer. It was like all she 744 00:41:53,440 --> 00:41:56,040 Speaker 4: said was this dress, remember doll. She said, I just 745 00:41:56,160 --> 00:41:58,279 Speaker 4: had a dress. We just gonna call it the dress. 746 00:41:58,320 --> 00:41:58,960 Speaker 4: So I'm with you. 747 00:41:59,160 --> 00:42:04,759 Speaker 2: I love Sometimes it's just like, what do you love 748 00:42:05,000 --> 00:42:05,960 Speaker 2: most about yourself? 749 00:42:06,760 --> 00:42:12,440 Speaker 3: I think I love the ability to pivot. I think 750 00:42:12,480 --> 00:42:15,200 Speaker 3: that's important, right, we have to know when we got 751 00:42:15,320 --> 00:42:19,000 Speaker 3: to give it up. Yeah, and my self determination, Like 752 00:42:19,440 --> 00:42:22,160 Speaker 3: you know, I like to say it's a bitter speech 753 00:42:22,280 --> 00:42:24,920 Speaker 3: quality of myself, but I love it. Sometimes it could 754 00:42:24,960 --> 00:42:26,680 Speaker 3: be too much because it's like tips, like you can't 755 00:42:26,760 --> 00:42:30,160 Speaker 3: like yeah, but I love being able to just like 756 00:42:30,360 --> 00:42:33,560 Speaker 3: pivot and being able to just really drive myself with 757 00:42:33,680 --> 00:42:36,120 Speaker 3: a passion. Like if I'm passionate about something, I can 758 00:42:36,239 --> 00:42:41,200 Speaker 3: get lost in it, like you know, movies, books, people, 759 00:42:42,400 --> 00:42:45,800 Speaker 3: you know, jaw anything that I deem it, something that 760 00:42:45,880 --> 00:42:48,960 Speaker 3: I like, I can't really get lost into it. And 761 00:42:49,000 --> 00:42:51,000 Speaker 3: I'm going to figure it out, like it will bother me, 762 00:42:51,600 --> 00:42:53,960 Speaker 3: Like I have to figure it out, you know, And 763 00:42:54,960 --> 00:42:57,120 Speaker 3: I mean, look at it. This is the biggest, the 764 00:42:57,160 --> 00:42:59,600 Speaker 3: biggest thing, right, I'm like, I have to get it. 765 00:43:00,040 --> 00:43:02,320 Speaker 3: There's no more women would have to deal with the 766 00:43:02,440 --> 00:43:05,560 Speaker 3: men that I dealt with, Like, oh, I was like no, 767 00:43:06,520 --> 00:43:09,640 Speaker 3: and I'm telling you my mom and like people around 768 00:43:09,719 --> 00:43:12,840 Speaker 3: me with like it was almost toxic, like literally locking 769 00:43:12,880 --> 00:43:17,320 Speaker 3: myself in a room like Huff. Remember Huff from What Scandal? 770 00:43:17,760 --> 00:43:20,000 Speaker 3: You know, Huff would just like sit in his room 771 00:43:20,080 --> 00:43:24,160 Speaker 3: and just lock in. That was me, Like yeah, yeah, 772 00:43:24,480 --> 00:43:27,200 Speaker 3: that was me. And you know fine, I mean and 773 00:43:27,320 --> 00:43:29,239 Speaker 3: I still get like that because there's certain things in 774 00:43:29,280 --> 00:43:32,520 Speaker 3: the market that like you. There's here's the market. You're 775 00:43:32,520 --> 00:43:34,839 Speaker 3: always learning, you know, you're always evolving. There's so much 776 00:43:34,960 --> 00:43:37,560 Speaker 3: new things, so much new way, so much new strategies 777 00:43:37,600 --> 00:43:40,680 Speaker 3: to always try and always lock in. Okay, no one 778 00:43:40,760 --> 00:43:43,319 Speaker 3: bothered me, D and D my sister's like, can't take 779 00:43:43,320 --> 00:43:45,040 Speaker 3: any call right now. We have to figure this out. 780 00:43:45,080 --> 00:43:46,000 Speaker 3: We have to see this works. 781 00:43:46,040 --> 00:43:46,200 Speaker 1: You know. 782 00:43:46,600 --> 00:43:49,600 Speaker 3: That's kind of just like yeah, so that's self determination 783 00:43:50,080 --> 00:43:52,840 Speaker 3: and being able to just pivot, knowing when to just like, okay, 784 00:43:52,920 --> 00:43:53,560 Speaker 3: we have to go on. 785 00:43:54,080 --> 00:43:59,800 Speaker 1: Well, Tiffany, we thank you so so much for dropping 786 00:44:00,120 --> 00:44:04,440 Speaker 1: so much knowledge on us today. And for those that 787 00:44:04,800 --> 00:44:10,279 Speaker 1: are interested in joining the Modern Black Girls squad and 788 00:44:10,840 --> 00:44:15,080 Speaker 1: following you on social media, where can they find you? 789 00:44:16,080 --> 00:44:20,640 Speaker 3: Yeah, modern BlackGirl dot Com, you know, Modern black Girl Google, 790 00:44:20,760 --> 00:44:23,479 Speaker 3: you know, be LK not be lac K. We're working 791 00:44:23,560 --> 00:44:26,560 Speaker 3: on that though, but for right now we're be Okay, 792 00:44:26,680 --> 00:44:28,880 Speaker 3: modern black girl like coming. Everything is there for you. 793 00:44:28,880 --> 00:44:31,080 Speaker 3: You know, we have the community, a free community for 794 00:44:31,200 --> 00:44:33,120 Speaker 3: you to join if you don't want to learn, if 795 00:44:33,120 --> 00:44:34,600 Speaker 3: you want to feel it out. You know, you want 796 00:44:34,640 --> 00:44:36,480 Speaker 3: to see how the girls are doing. You know, we 797 00:44:36,600 --> 00:44:39,360 Speaker 3: put that there. You can see the girls wins and 798 00:44:39,520 --> 00:44:41,960 Speaker 3: their losses. Okay, we put that there so you know 799 00:44:42,040 --> 00:44:44,200 Speaker 3: what you're signing up for. And you know you can 800 00:44:44,239 --> 00:44:46,520 Speaker 3: see the community of people there. And also our classes 801 00:44:46,560 --> 00:44:49,520 Speaker 3: are there and you know this is believe. Now we're 802 00:44:49,520 --> 00:44:52,160 Speaker 3: still in our first year of our company, so you know, 803 00:44:52,239 --> 00:44:55,359 Speaker 3: we started in November. We're still super new and now 804 00:44:55,440 --> 00:44:57,680 Speaker 3: we're we're we're starting to we have a lot of 805 00:44:57,760 --> 00:45:01,320 Speaker 3: exciting things. So if you don't don't find us, trust me, 806 00:45:01,440 --> 00:45:04,480 Speaker 3: we might find you really soon if you are a 807 00:45:04,520 --> 00:45:07,000 Speaker 3: black woman. Because you know, my mission is to get 808 00:45:07,080 --> 00:45:09,279 Speaker 3: five hundred thousand black women in the market. And when 809 00:45:09,320 --> 00:45:11,080 Speaker 3: I say that, I really mean it, like if we 810 00:45:11,560 --> 00:45:14,799 Speaker 3: want five because literally to start a movement, you only 811 00:45:14,880 --> 00:45:17,360 Speaker 3: need about ten thousand the people to really start a 812 00:45:17,440 --> 00:45:19,719 Speaker 3: moving Some people say a thousand, but I say ten, 813 00:45:20,160 --> 00:45:22,120 Speaker 3: and I'm like, if we can get five hundred around 814 00:45:22,160 --> 00:45:24,960 Speaker 3: the five hundred thousand women around the world, we can 815 00:45:25,120 --> 00:45:28,319 Speaker 3: shift the dynamic of the black dollar within the black 816 00:45:28,400 --> 00:45:31,000 Speaker 3: family household and just for our lives. So that's my goal. 817 00:45:31,640 --> 00:45:34,200 Speaker 3: So we'll find you. But if you want to find 818 00:45:34,320 --> 00:45:37,520 Speaker 3: us now Modern BlackGirl dot com for sure everything that 819 00:45:37,600 --> 00:45:38,200 Speaker 3: you need is there. 820 00:45:38,800 --> 00:45:39,960 Speaker 2: Tiffany, thank you so much. 821 00:45:40,000 --> 00:45:42,560 Speaker 4: You are absolutely amazing and to think that you've done 822 00:45:42,640 --> 00:45:45,000 Speaker 4: all this at the age of twenty six, I can 823 00:45:45,080 --> 00:45:47,719 Speaker 4: only imagine where you're going to go. So, lady, if 824 00:45:47,800 --> 00:45:50,279 Speaker 4: you are enjoying this episode, we have well over one 825 00:45:50,360 --> 00:45:53,040 Speaker 4: hundred episodes right now on the podcast on various topics 826 00:45:53,120 --> 00:45:57,360 Speaker 4: from miscarriages to daddy issues, to mommy issues, to narcissism 827 00:45:57,400 --> 00:45:57,719 Speaker 4: and all that. 828 00:45:57,760 --> 00:46:00,560 Speaker 2: Good stuff, so be sure to stay tuned and check 829 00:46:00,640 --> 00:46:00,960 Speaker 2: us out. 830 00:46:01,400 --> 00:46:01,560 Speaker 4: Hope. 831 00:46:02,600 --> 00:46:05,440 Speaker 1: Hey, lady, it's doctor dom here from the Cultivating her 832 00:46:05,480 --> 00:46:09,440 Speaker 1: Space podcast. Are you currently a resident of the state 833 00:46:09,520 --> 00:46:14,840 Speaker 1: of California and contemplating starting your therapy journey? Well, if so, 834 00:46:15,760 --> 00:46:19,759 Speaker 1: please reach out to me at doctor Dominique Brusard dot com. 835 00:46:20,440 --> 00:46:25,320 Speaker 1: That's d R D O M I N I q 836 00:46:25,640 --> 00:46:30,000 Speaker 1: U E B R O U S S ar d 837 00:46:30,680 --> 00:46:35,640 Speaker 1: dot com to schedule a free fifteen minute consultation. I 838 00:46:35,760 --> 00:46:40,520 Speaker 1: look forward to hearing from you. Thanks for joining us today. 839 00:46:41,560 --> 00:46:46,960 Speaker 1: Please note that our show may contain conversations about self help, advice, 840 00:46:47,680 --> 00:46:51,840 Speaker 1: self empowerment, and mental health, but is by no means 841 00:46:52,120 --> 00:46:55,719 Speaker 1: meant to be a substitute for an ongoing formal relationship 842 00:46:56,120 --> 00:46:59,759 Speaker 1: with a trained mental health provider. If you are someone 843 00:46:59,840 --> 00:47:03,240 Speaker 1: you know is in need of mental health care, please 844 00:47:03,400 --> 00:47:08,360 Speaker 1: visit a Therapy for Black Girls directory Psychology today or 845 00:47:08,560 --> 00:47:10,200 Speaker 1: contact your insurance provider. 846 00:47:11,080 --> 00:47:12,799 Speaker 4: If you liked what you heard and want to keep 847 00:47:12,840 --> 00:47:17,360 Speaker 4: the conversation going, visit our website cultivatingherspace dot com and 848 00:47:17,520 --> 00:47:20,000 Speaker 4: be sure to click the Patreon tab to get access 849 00:47:20,040 --> 00:47:24,880 Speaker 4: to video content, bonuses, and our weekly after show. And 850 00:47:25,000 --> 00:47:29,000 Speaker 4: before we meet again, repeat after me. Greatness is my birthright, 851 00:47:29,640 --> 00:47:32,280 Speaker 4: so I no longer ask for permission,