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Speaker 1: Hey, hey, hey, I feel jazzy, like, hey, hey, hey,

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Speaker 1: that's my little baritone. You know I was an alto.

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Speaker 2: As you can tell, Hi, you're very jazzy. That's two

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Speaker 2: weeks in a row. Last week I was doing jazz

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Speaker 2: hands backing you up.

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Speaker 1: Right. So this is my an ambition for those of

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Speaker 1: you knew bees.

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Speaker 2: Out there where you've been spent four years?

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Speaker 1: No, I know, we've been at the stag at the

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Speaker 1: sang for a minute. That's crazy.

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Speaker 2: Four years, episode one seventy seven.

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Speaker 1: We oh, one hundred and seventy seven. My knees are aching.

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Speaker 2: We're like full House, Like, what's a really long running

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Speaker 2: sitcom or something?

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Speaker 1: Now? Full houses have to be one four episodes.

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Speaker 2: Right, Yeah, that's true. They did like allion seasons. Right.

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Speaker 2: We're trying to get that Frands money, right.

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Speaker 1: That ten year, that ten year money. You know at

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Speaker 1: the seven year that's seven year, itch seven is a

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Speaker 1: divine year.

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Speaker 2: Let's see if we make it to seven, what would

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Speaker 2: you even? What would we talk? Seven years? It could

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Speaker 2: get I feel like our lives only get more interesting.

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Speaker 1: Yeah, I believe.

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Speaker 2: So you'll have twelve.

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Speaker 1: Well I don't want twelve, just one, maybe two. I

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Speaker 1: heard the Obama's getting a podcast. Did you hear they.

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Speaker 2: Are just inking deals left in the Obama empire?

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Speaker 1: Yeah?

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Speaker 2: What they signed with Spotify's with Netflix. They have so

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Speaker 2: many deals, deals on deals.

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Speaker 1: I know, it's so crazy, Like you know, you had

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Speaker 1: the you had the foresight, I must give it to you.

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Speaker 1: Podcast was going to be a thank than you know.

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Speaker 1: And I'm like, look at this, like i'd heard of

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Speaker 1: them before. Of course, I'm trying to think, did I

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Speaker 1: even listen to podcasts back then? I think I listened

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Speaker 1: to like one and now like like it's like a

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Speaker 1: thing for me, Like I love a good podcast.

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Speaker 2: I've been I've been on this like it's you can't

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Speaker 2: have both. Like I've been wanting to read more books,

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Speaker 2: so I took a social media break in May, which

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Speaker 2: really opened up my I was putting down my phone

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Speaker 2: more often, and I was like, let me go to

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Speaker 2: the library and get some books. And now that I've

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Speaker 2: been reading more, I literally listened to a podcast like

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Speaker 2: not even the Daily for the New York Times in

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Speaker 2: like six weeks now. And I go through these phases,

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Speaker 2: but I do love I love the I know it's trashy,

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Speaker 2: but true crime podcasts are so good.

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Speaker 1: My heart can't take it, honestly, Like I'm one of

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Speaker 1: those people who are like.

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Speaker 2: I hate for all the episodes to be there and

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Speaker 2: then you binge them. You don't have to wait, you know,

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Speaker 2: with the anticipation.

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Speaker 1: Even me, like I will literally pause and like walk

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Speaker 1: around like, oh my gosh, my gosh, it's getting too good.

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Speaker 1: I like shake my hand, I got like shake my

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Speaker 1: body out like I'm like I'm doing exercise, like like

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Speaker 1: I feel like as I get older, I don't my

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Speaker 1: anxiety when like a show gets too good and I'm like,

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Speaker 1: oh my gosh, or like I don't know if this

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Speaker 1: happens to you, but my secondhand embarrassment has been so heightened.

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Speaker 1: You ever seen like something on TV You're like, I

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Speaker 1: know it's a show, but it's you know, it's supposed

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Speaker 1: to be an embarrassing moment for whoever the character, and

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Speaker 1: I am like dying, like, oh my god, Like at

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Speaker 1: Tiffany's it's a show. I'm like, I know, but it's

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Speaker 1: so embarrassed. I'm like, you know what, no more teaving

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Speaker 1: for you.

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Speaker 2: We talked about this because you've said before how you

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Speaker 2: really like absorb people's emotions, and that's what they're going through.

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Speaker 2: I was watching Never Been Kissed Last Night, which I think,

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Speaker 2: twenty years later is still an exceptional piece of film,

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Speaker 2: and I but I was so embarrassed. Like I don't

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Speaker 2: know if it's just that I've been reminiscing about my

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Speaker 2: high school and college days lately, but I felt so

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Speaker 2: I felt way more embarrassed for her, and like I

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Speaker 2: wanted to just hug this character. Yeah, throughout the whole.

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Speaker 1: Movie, Josie Grossy, Josey Grosy. It's such a good movie.

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Speaker 2: It was either that I'm like at a hotel, you know,

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Speaker 2: in the middle of Charlotte, like Corporate Park in Charlotte,

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Speaker 2: North Carolina, for work for a couple of days. So

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Speaker 2: I was scrolling through HBO go just wanted some comfort food,

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Speaker 2: you know, in in a free movie form.

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Speaker 1: Well, my one of my other favors that she's done

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Speaker 1: is ever After. Have you watched that one?

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Speaker 2: That was the other one I was between or ever After?

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Speaker 1: Ever ever After is the is the j I probably

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Speaker 1: watched that Gill be Sleeping, super Will be Sleeping, and

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Speaker 1: I'm like, I'm just do a little ever After. I can't.

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Speaker 2: I love It's, Oh my god, it is so good.

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Speaker 1: I'm like you, Barrymore, I swear you because yeah, it's

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Speaker 1: just like this awkward like but in the end you win. Anyway,

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Speaker 1: I'm like, it's me, It's me.

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Speaker 2: It's the best Cinderella story they've done, maybe Brandy's, but

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Speaker 2: still Brady is more like, you know, jelly beans and

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Speaker 2: and candy and just like black, beautiful, amazingness. Whitney Houston, like,

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Speaker 2: come on, I am fantastical and magical, musical. But ever

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Speaker 2: after it was just like my teenage heart.

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Speaker 1: Yes it's everything. I'm like, how could you cheat? Like

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Speaker 1: the true.

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Speaker 2: All right, but what's happened in the world? Oh, last

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Speaker 2: week we were talking about so your avocados are safe America.

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Speaker 1: No, I was gonna say that. Look who little hands

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Speaker 1: has decided to back down.

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Speaker 2: He didn't back down. He still worked out a plan.

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Speaker 2: This plan wasn't possibly worked out three months ago, but yeah,

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Speaker 2: he came up with a new plan, and tariffs are working,

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Speaker 2: and now Mexico is listening to everything we have to say.

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Speaker 1: I was like, what are you talking about?

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Speaker 2: I don't care. As long as my avocados are safe.

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Speaker 2: The five percent tariffs on Mexican imports are not happening.

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Speaker 1: Yeah, well my as well, Like randomly, I was like

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Speaker 1: looking at you know, I was checking my I use

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Speaker 1: Robinhood the APT just to buy like I don't invest

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Speaker 1: seriously through robin Hood, but just like you know, stock here,

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Speaker 1: stock there, just to kind of see like what my

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Speaker 1: picks are. Like, I'm not gonna lie. I'm doing pretty good.

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Speaker 1: And I bought Beyond Meat and it's doing like great.

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Speaker 2: Wait a second, because I was just on CNBC.

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Speaker 1: Just behind me, let me see, hold on, maybe that's

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Speaker 1: not the right.

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Speaker 2: Maybe you should check because the headline says Beyond Me

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Speaker 2: dives five percent.

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Speaker 1: No, no, no, it is doing well. It's doing great

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Speaker 1: compared to what I bought it for.

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Speaker 2: Let me just write, you got in early.

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Speaker 1: Okay, yeah, I got it like I got it for

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Speaker 1: like sixty bucks and now it's one twenty six. So yes,

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Speaker 1: Beyond Me has as long as it doesn't go on

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Speaker 1: too like sixty bucks that I'm good. That's what I mean.

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Speaker 1: But you're right. I was like, yeah, it is down,

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Speaker 1: trying to think today's highs Yeah, oh yeah, so fifty

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Speaker 1: two weeks high was one eighty six, and but I

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Speaker 1: would have loved to have gotten it at a low

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Speaker 1: when it first opened at twenty five dollars. Can you imagine, Yes,

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Speaker 1: that would have.

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Speaker 2: Been nice, But how do you know? I mean, you know,

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Speaker 2: I listened. It seems like you're having a good time

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Speaker 2: with Robin Hood. I chickened the hell out with Robin Hood.

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Speaker 2: I think I maybe had a thousand bucks in there

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Speaker 2: with various investments, and then I was just like, let

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Speaker 2: me get my money. Just like I don't know, I

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Speaker 2: have these like moments of anxiety where I'm just like,

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Speaker 2: never mind, I don't have the balls anymore. I don't

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Speaker 2: want to see you know. Or I was like making

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Speaker 2: money and then I got afraid I was going to

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Speaker 2: lose it risk aversion, you know, however you.

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Speaker 1: Want, Like like you said, I keep like I have just

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Speaker 1: a like now I've got like a few thousand because

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Speaker 1: I'll do like I'm gonna get two stocks of this,

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Speaker 1: I'm gonna get three stacks of that, you know, And

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Speaker 1: so overall, like I think I've had it for five

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Speaker 1: years now.

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Speaker 2: You were like from the beginning, Yeah, yeah, I'm trying

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Speaker 2: to think one year.

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Speaker 1: I have to see like when I signed up, and

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Speaker 1: that's not five years ago. I don't know. But overall,

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Speaker 1: my my full year. Oh since twenty sixteen, so that's

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Speaker 1: not five years, that's like August fifth, twenty sixteen. So

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Speaker 1: but no, thirty five percent I've had my investments have gone.

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Speaker 2: Up damn so excellent.

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Speaker 1: I mean, well, to be fair too, a lot of

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Speaker 1: the stocks I haven't even bought a lot of them

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Speaker 1: because I actually used acorns. They're not acorns. I use

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Speaker 1: robin Hood like they're freebie. Like I think I said

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Speaker 1: it in an email, like, hey, here's like, you know,

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Speaker 1: an app that you can like buy stocks individually and

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Speaker 1: track them. And so I put it in an email

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Speaker 1: that people signed up, and I got a ton of

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Speaker 1: free stocks. I'm not even gonna lie. I probably got

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Speaker 1: like one hundred hundred shit and more than that, probably

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Speaker 1: two with three hundred shares of like random stocks.

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Speaker 2: Oh well, like they run promos like that every once

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Speaker 2: in a while.

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Speaker 1: So like, for example, they give groupon away, they give

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Speaker 1: serious way, they give a sprint, and so like these

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Speaker 1: are stocks that I just kind of got for free.

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Speaker 1: So I'm like, okay, not for free, because you know,

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Speaker 1: like like I said, I did have to pay for them,

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Speaker 1: so I guess it is for free. But it was basically,

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Speaker 1: like you know, if you sign up with my app,

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Speaker 1: I get a free stock.

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Speaker 2: That's even better.

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Speaker 1: So that's why I haven't really like. That's why I

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Speaker 1: guess why I like it is because I don't really

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Speaker 1: have to put much money in. I'm just kind of like, oh,

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Speaker 1: I get me a free stock, okay. And of course

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Speaker 1: all the ones that they get that they given me,

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Speaker 1: I'm like, they're all doing terrible. That's fine, that's fine.

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Speaker 1: Oh but my Wayfair is doing good. You know what

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Speaker 1: when I really started.

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Speaker 2: What you know that jingle and then.

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Speaker 1: Plus you know, because Wayfair that's jos in Maine, and

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Speaker 1: what is it all modern? It's doing good. I bought

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Speaker 1: up for eighty eight it's one fifty six now am

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Speaker 1: So whenever I'm using like a company and I'm like

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Speaker 1: going ham, I'm like, let me look to see their stocks,

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Speaker 1: see how it's doing. It's just because I'm like, you know,

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Speaker 1: if I'm overusing it, maybe other people are too.

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Speaker 2: So yeah, that's how I read something about how house

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Speaker 2: flipping is on the rise, which could be good for

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Speaker 2: these furnishing companies.

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Speaker 1: Ooh, true. You know what? I did you ever watch

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Speaker 1: Working Girl?

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Speaker 2: Like? I finally watch Working Girl. It's on Hulu for

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Speaker 2: those of you, you know, late to the party of millennials. Yeah,

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Speaker 2: it's good. Lily Thompson.

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Speaker 1: And what's your name? No, No, not that working girl,

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Speaker 1: working girl?

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Speaker 2: What am I thinking of?

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Speaker 1: I know what you're talking about. You're thinking about something else.

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Speaker 1: I'm working Girl. It's with Melody Griffin.

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Speaker 2: No, no, no, I haven't seen that. What am I

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Speaker 2: thinking of that?

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Speaker 1: Oh?

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Speaker 2: Working nine to five? That's what I'm thinking of? Another classic?

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Speaker 1: Oh well, No. The reason why I like working girls

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Speaker 1: because you kind of like it's a great kind of

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Speaker 1: like explanation of like well part of it anyway, like

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Speaker 1: stocks basically and how it all happens and acquisitions. And

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Speaker 1: I was like, oh, and so like she was like

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Speaker 1: reading the newspaper and she made a tie in that, oh,

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Speaker 1: some other industry is rising. So she was like, as

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Speaker 1: a result, this other industry will likely also do well.

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Speaker 1: And she was right, And so I just was thinking,

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Speaker 1: like what you said that, like, hey, people are flipping houses,

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Speaker 1: so by nature they likely are going to be looking

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Speaker 1: for you know, furniture and whatever and wayfair and those

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Speaker 1: kind of stories will likely get more business and their

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Speaker 1: stock likely will go up. So it's like, you know,

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Speaker 1: That's the thing that's interesting about stocks is that if

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Speaker 1: you can make those kind of connections, that's where you

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Speaker 1: can kind of win. I get this thing every month,

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Speaker 1: oh were or every every other day. I forget. I

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Speaker 1: think Robinhood says it to me, and I like it.

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Speaker 1: I think it's called like Robin Hood snacks, and I

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Speaker 1: like it because it just kind of gives you like

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Speaker 1: snack bites of like kind of like stocks and what's

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Speaker 1: happening and what's going on. So I really like I've

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Speaker 1: been enjoying it because I'm not someone who's reading like

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Speaker 1: the New York Times Financial section, and so I can

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Speaker 1: just kind of read it and be like, hey, this

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Speaker 1: is cool.

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Speaker 2: Yeah, well, I'm proud of you for having the guts

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Speaker 2: to woodstand, Robin Hood. I'm just like, for now, I'm

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Speaker 2: a target date, fun girl. That's just my jam. I'm

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Speaker 2: gonna get back in and eventually, eventually I'm gonna do

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Speaker 2: something with my iray just like sitting there. It'd be

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Speaker 2: fun to take or maybe I should get my husband

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Speaker 2: to pick some stuff. I don't know. He you know,

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Speaker 2: he was the one who wanted to go see Hamilton

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Speaker 2: like three months before I hit Broadway. And I was like,

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Speaker 2: that sounds stupid. I don't think I'm a good judge.

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Speaker 1: And You're like, oh, did you ever end up going

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Speaker 1: to see it?

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Speaker 2: Oh? Yeah, we saw it. I loved it more than

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Speaker 2: he did. And I was like, he's like, remember when

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Speaker 2: I wanted to see it, like several months before anyone

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Speaker 2: had ever heard about it, And you were like, eh, history.

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Speaker 1: Now you're like, so yeah, don't don't.

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Speaker 2: Don't listen to Mandy Analyst reports, I don't know what

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Speaker 2: I'm talking about. Listen speaking of the New York Times,

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Speaker 2: though I was just reading so we all know the

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Speaker 2: well maybe you don't know, but the World Cup Women's

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Speaker 2: World Cup is happening, and America is in the World

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Speaker 2: Cup women's team. And alongside the fact that we're you know,

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Speaker 2: fighting for our title in the World Cup, they're also

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Speaker 2: in court women's soccer soccer players battling against their pay

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Speaker 2: and claiming that there's been discrimination because like even though

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Speaker 2: they're the you know versus the men's team, they actually

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Speaker 2: win tournaments, and they've won the World Cup before, the

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Speaker 2: women's team is still paid so much less in them,

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Speaker 2: and like the prizes that they win for their for

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Speaker 2: their games are a lot less. So they're battling it

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Speaker 2: out in court. So girl power there. But isn't it

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Speaker 2: like depressing? It is that of course they're they're winning

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Speaker 2: more than the guys are. I don't even know if

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Speaker 2: the guys made it to the World Cup this year

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Speaker 2: but or whenever the last one was. I'm testing my

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Speaker 2: soccer knowledge now. But anyway, but women are clearly, you

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Speaker 2: know they and especially since they won the World Cup.

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Speaker 2: I think it was like a few years ago, twenty

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Speaker 2: fifteen or sixteen. Since then, like women's interest in women's

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Speaker 2: soccer has like ways or passed men's soccer in the US,

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Speaker 2: and it's growing a popularity and there's all this excitement

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Speaker 2: and you know, they're getting bigger numbers and bigger turnouts.

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Speaker 2: I think they're you know, the America's women competing in

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Speaker 2: that World Cup where they won was one of the

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Speaker 2: most watched sports events ever, especially in the soccer world.

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Speaker 2: And yet they are still not being paid as well as.

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Speaker 1: That's not fair, fair, it's not and so but I'm

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Speaker 1: glad that they're fighting for that because that's I mean,

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Speaker 1: that's the only way you're going to change it.

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Speaker 2: So I remember, I remember doing this article at Yahoo

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Speaker 2: where I interviewed. It's not just soccer. There's a lot

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Speaker 2: of women's teams out there that because they're not you know,

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Speaker 2: even just women's basketball players, like so many of them

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Speaker 2: have to go overseas just to get to pick a

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Speaker 2: good pages, you know.

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Speaker 1: And then my friends did she played overseas? It was

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Speaker 1: like there was no real opportunity here.

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Speaker 2: Yeah, just like in love and basketball and she asked like,

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Speaker 2: what did you play in Spain?

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Speaker 1: Yes, or something like that. It's so funny how everything

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Speaker 1: can be. You can find all of your life lessons

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Speaker 1: in a movie.

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Speaker 2: Yeah, but there's women's football leagues and these women it's

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Speaker 2: not just some women, you know, it's not even about

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Speaker 2: they don't get paid, Like if they injured, they have

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Speaker 2: full time jobs and they're paying. They're playing because it's

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Speaker 2: their passion project and they're basically paying to play and travel.

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Speaker 2: And then if they get injured, they may not have insurance,

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Speaker 2: they don't get any coverage, and then you know, they

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Speaker 2: may their careers could be over without any kind of

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Speaker 2: without any kind of support or backup because the league

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Speaker 2: does not recognize them as an official league.

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Speaker 1: Which that's really just like exactly that sucks boom. Have

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Speaker 1: you seen this is not like a new new article.

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Speaker 1: Well it was done in April. I guess I've been

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Speaker 1: seeing this pop up more and more and more that

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Speaker 1: the CNBC has This article, says walk manager colon, buying

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Speaker 1: a home is usually a terrible investment. Here's why.

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Speaker 2: Yeah, this has become like the equivalent if is coffee

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Speaker 2: good but good for you? Or yeah for you? Headline?

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Speaker 2: It toltally like the personal finance world, right because like,

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Speaker 2: yes you can read. I bet you pop over that

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Speaker 2: story and they're like, well, it can be a good

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Speaker 2: idea if these three things, or a bad idea if

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Speaker 2: these three things.

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Speaker 1: And honestly two. I mean, I get it. But sometimes

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Speaker 1: for some people, you know, buying a home, it's not

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Speaker 1: just a financial decision. I mean not to say you

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Speaker 1: shouldn't keep you should definitely keep finances obviously like a

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Speaker 1: homelesstelln investment. But I think most people purchase their home

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Speaker 1: not necessarily as a as a fear culture build wealth.

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Speaker 1: I'm not saying that you shouldn't, but I feel like

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Speaker 1: people purchase homes because you know, they're like wanting to

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Speaker 1: live a specific place. Maybe you wanted to raise a

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Speaker 1: child there, start a family. So you know, to me,

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Speaker 1: if net net you come out even, I get it.

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Speaker 1: Let's just say, like my parents bought their house. I

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Speaker 1: think it was like two fifty when they bought their

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Speaker 1: house in Westfield, and now I think it's like valued

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Speaker 1: at like a seven six fifty seven hundred thousand. But

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Speaker 1: you know they bought it when I was nine. I'm

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Speaker 1: thirty nine now, so that's thirty years later. But you know,

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Speaker 1: you think about like the work they put in and

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Speaker 1: like property taxes, whatever, So maybe they come out a

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Speaker 1: little bit on top. Maybe they come out you know,

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Speaker 1: net net even. But I mean they wanted us to

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Speaker 1: be raised in Westfield, this beautiful town. We have a

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Speaker 1: beautiful backyard that butts up against the park. It was

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Speaker 1: more than just a It was a financial choice, but

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Speaker 1: it was more than just that. So I think that

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Speaker 1: sometimes these financial articles don't take into consideration the home

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Speaker 1: ownership is is a financial choice, but it's also an

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Speaker 1: emotional one too.

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Speaker 2: Yeah, and that's why you can't. I mean, as long

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Speaker 2: as you're going into it with the right perspective. Hey,

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Speaker 2: this house is not my guaranteed nest egg. I'm not

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Speaker 2: going to put all my savings into it and expect

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Speaker 2: it to give me my retirement one day. As long

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Speaker 2: as you're not doing that, you're treating it as like

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Speaker 2: one of the several types of investments that you have,

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Speaker 2: then you know it can't. It can be a good

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Speaker 2: part of a good piece of a balanced investment portfolio

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Speaker 2: for me. You know, I'll let you know in ten

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Speaker 2: to twenty years if buying a house was a good investment.

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Speaker 1: I don't know exactly.

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Speaker 2: It just was what my husband wanted and kept the

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Speaker 2: peace exactly.

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Speaker 1: And I'm sure you love it now.

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Speaker 2: I mean it's okay. I our dishwasher, you've got a dog.

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Speaker 2: I do have a dog. Oh, I'd love my Molly.

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Speaker 2: I our dishwasher broke, and it's like ruining our marriage

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Speaker 2: now because my I don't know. This thing is like

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Speaker 2: brand spanking new, top of the line. And the thing is,

380
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Speaker 2: these fancier dishwashers now give you an aerror code if

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Speaker 2: there's any kind of moisture. And I guess there's a

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Speaker 2: small leak, and of course, like the no, I don't

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Speaker 2: want to get into it. But the you know, the

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Speaker 2: people they sent out to fix it spent like forty

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Speaker 2: five minutes smelled to high heaven, my god, just like

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Speaker 2: stunk up my whole house and with their body odor

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Speaker 2: and didn't even do anything, and we had to book

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Speaker 2: another appointment. So but in our house, my husband does

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Speaker 2: the dishes and it's a beautiful thing. He decided that

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Speaker 2: I wasn't worthy. I don't love the dishwasher correctly, and

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Speaker 2: I was more than happy to continue to be bad

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Speaker 2: at it so that he would just take it over.

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Speaker 1: That's like me, I'm not gonna lie, do not watch

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Speaker 1: the dish.

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Speaker 2: It's fine, you know, it's hey. He doesn't cook, so

396
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Speaker 2: you know, it balances things out. But even when they

397
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Speaker 2: were there, they were like, do you know what setting

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Speaker 2: you guys usually use. I was like, maybe I've opened

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Speaker 2: that thing three times. I couldn't look.

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Speaker 1: Right, like it's here, but he treads it like a car.

401
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Speaker 2: You know, he's over there just like inspecting it and

402
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Speaker 2: like tinkering with it anyway.

403
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Speaker 1: But yeah, like, well, one of the things I did

404
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Speaker 1: learn about, like you know, for those of you who

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Speaker 1: are and then we'll wrap with the segment, Well, one

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Speaker 1: of the things I'd learned is that like, so I

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Speaker 1: didn't get I got like the everybody was telling me

408
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Speaker 1: like all the I don't know, techy guys, they were like,

409
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Speaker 1: make sure you get a warranty or not a warranty,

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Speaker 1: a warranty right on the refriger rate, and for sure

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Speaker 1: most of.

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Speaker 2: Them come with like a you know, at least a

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Speaker 2: year warranty, like knew about.

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Speaker 1: They're like it's worth it, Like it's worth the extension

415
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Speaker 1: because bridges aren'tously expensive to fix, and they almost always

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Speaker 1: especially if you've got like the ice maker and all

417
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Speaker 1: that kind of stuff, They're like, it's worth a warranty. Literally,

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Speaker 1: every single guy I know that was like, you know,

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Speaker 1: like mechanicy whatever I don't even know the word for it,

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Speaker 1: was like definitely they're like the stove not so much

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Speaker 1: like you know, you can whatever it comes with is

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Speaker 1: typically fine. They still typically don't break down as much

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Speaker 1: and they're not as expensive to fix. I didn't hear

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Speaker 1: about them, you know, I never even asked about the

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Speaker 1: I'm gonna ask like my mechanicy guy friends like should

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Speaker 1: I like should I get because I didn't get a

427
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Speaker 1: warranty on the dishwasher, but I definitely got like a

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Speaker 1: three year one and everybody was like no longer. I'm like, really,

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Speaker 1: they're like I'm telling you the refrigerator at some point,

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Speaker 1: the ice maker is going to stop working, and you're

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Speaker 1: you're it's the expense of like replacing the part and

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Speaker 1: this or that is gonna be that warranty for the year.

433
00:19:42,600 --> 00:19:44,480
Speaker 1: I'm like, whoa, So I'm actually that's one of like

434
00:19:44,520 --> 00:19:46,280
Speaker 1: on my to do list is to extend my warranty

435
00:19:46,280 --> 00:19:47,760
Speaker 1: on my on my on my fridge.

436
00:19:48,160 --> 00:19:51,119
Speaker 2: Hmmm. Interesting, I'll have to look into that. I actually

437
00:19:51,200 --> 00:19:53,960
Speaker 2: don't know. He was also in charge of purchasing the appliances,

438
00:19:54,000 --> 00:19:55,800
Speaker 2: so I don't know if he did any like extended

439
00:19:55,840 --> 00:19:57,080
Speaker 2: warranties or anything like that.

440
00:19:57,720 --> 00:19:59,119
Speaker 1: Like I said, Like I said, fridge is the one

441
00:19:59,160 --> 00:20:00,600
Speaker 1: to invest and if you're gonna do it, That's what

442
00:20:00,680 --> 00:20:02,760
Speaker 1: I've heard from the word on the street.

443
00:20:03,160 --> 00:20:05,040
Speaker 2: Well, the people who owned the house before had the

444
00:20:05,040 --> 00:20:07,480
Speaker 2: same fridge for like thirty years, so they're probably laughing

445
00:20:07,520 --> 00:20:08,760
Speaker 2: all like laughing at us with her.

446
00:20:09,160 --> 00:20:12,040
Speaker 1: We have those new appliances for real, Like I mean,

447
00:20:12,080 --> 00:20:14,280
Speaker 1: the fridge that just opens with nothing on the outside.

448
00:20:14,320 --> 00:20:17,400
Speaker 1: Those fridges last longer the people's lives, So like Grandma's

449
00:20:17,440 --> 00:20:20,840
Speaker 1: not here fridges, but like these new fancy fridges, Oh

450
00:20:20,840 --> 00:20:25,399
Speaker 1: my gosh, like the door door fridges. Yeah, tap on

451
00:20:25,440 --> 00:20:27,480
Speaker 1: the front and you can see inside. I mean you

452
00:20:27,480 --> 00:20:31,240
Speaker 1: could just open it and see inside. So yeah, they're

453
00:20:31,280 --> 00:20:34,000
Speaker 1: so fancy. Now. It's like cars remember before, Like you

454
00:20:34,040 --> 00:20:35,880
Speaker 1: didn't have to worry about your car window getting stuck.

455
00:20:35,960 --> 00:20:37,679
Speaker 1: It just was a roll. You just roll. Well, you're

456
00:20:37,720 --> 00:20:39,600
Speaker 1: probably too young, but you used to roll it, remember,

457
00:20:40,040 --> 00:20:40,679
Speaker 1: but you to.

458
00:20:40,960 --> 00:20:43,240
Speaker 2: I might have rolled my two thousand and three Ford

459
00:20:43,280 --> 00:20:46,040
Speaker 2: tours a couple of times. That was my first car.

460
00:20:46,320 --> 00:20:49,120
Speaker 2: I thought I was really styling with that Ford Tourist too,

461
00:20:50,480 --> 00:20:52,560
Speaker 2: till my cousin was like, that's a grandma car.

462
00:20:52,880 --> 00:20:54,399
Speaker 1: And You're like, what those are? Just hate all? It

463
00:20:54,400 --> 00:20:56,119
Speaker 1: takes this one person to say something and you're like

464
00:20:56,240 --> 00:20:58,679
Speaker 1: your whole perspective of your life changes. You're like, my

465
00:20:58,800 --> 00:21:04,800
Speaker 1: life is not the same. We gonna take questions.

466
00:21:05,280 --> 00:21:08,560
Speaker 2: We will right after this short break stick with us.

467
00:21:08,600 --> 00:21:10,760
Speaker 2: Oh that was a nice little that was like a

468
00:21:10,800 --> 00:21:15,560
Speaker 2: news segue. Take a quick break and be right back

469
00:21:15,560 --> 00:21:49,680
Speaker 2: to answer your questions.

470
00:21:51,560 --> 00:21:56,600
Speaker 1: Questions q U E. S. Jones. I don't want to

471
00:21:56,600 --> 00:21:58,240
Speaker 1: mess with the spelling because I'm not that great of

472
00:21:58,359 --> 00:21:58,760
Speaker 1: a spower.

473
00:22:00,600 --> 00:22:05,600
Speaker 2: Oh okay, I mean at least hear honest about it.

474
00:22:06,280 --> 00:22:08,160
Speaker 1: Yes, I can't wait. I heard we have some really

475
00:22:08,200 --> 00:22:09,240
Speaker 1: good questions.

476
00:22:09,400 --> 00:22:11,840
Speaker 2: You know, you guys have been gramming me. I think

477
00:22:11,840 --> 00:22:14,240
Speaker 2: I'm just gonna stick with the whole Graham thing. Wait

478
00:22:14,280 --> 00:22:20,000
Speaker 2: are we getting a question live right now? Oh my goodness,

479
00:22:20,000 --> 00:22:21,760
Speaker 2: I don't know if I can answer that. Thank you

480
00:22:21,760 --> 00:22:23,960
Speaker 2: guys for sending your questions via Instagram. I guess that's

481
00:22:23,960 --> 00:22:25,760
Speaker 2: like our thing now. Is that how we're going to communicate?

482
00:22:25,800 --> 00:22:29,360
Speaker 2: I mean, that's fine. We are at Brown Ambition podcast

483
00:22:29,480 --> 00:22:31,680
Speaker 2: on Instagram. Again, if you're going to send a question,

484
00:22:31,800 --> 00:22:34,960
Speaker 2: just send me a DM directly. Don't tag us in

485
00:22:35,000 --> 00:22:37,880
Speaker 2: your stories because I always like it's frustrating as people

486
00:22:37,880 --> 00:22:39,399
Speaker 2: tag us and then I you know, they only have

487
00:22:39,440 --> 00:22:41,080
Speaker 2: twenty four hours to see it, and then I have

488
00:22:41,200 --> 00:22:44,359
Speaker 2: no idea what they said. So if they're talking smack,

489
00:22:44,640 --> 00:22:47,439
Speaker 2: I never know. All right, let's do that. Let's do

490
00:22:47,520 --> 00:22:50,120
Speaker 2: a question. We haven't done any side hustle questions before.

491
00:22:50,160 --> 00:22:55,879
Speaker 2: This question comes from Instagram user Alissa Alisa Zilla on Instagram.

492
00:22:56,280 --> 00:22:58,440
Speaker 2: She says, I just started listening to your podcast be

493
00:22:58,520 --> 00:23:00,639
Speaker 2: a stitcher, and I've become a huge fan. I have

494
00:23:00,720 --> 00:23:03,760
Speaker 2: a question, what are some good side hustle ideas when

495
00:23:03,800 --> 00:23:10,399
Speaker 2: you have a really busy job. Good question do you

496
00:23:10,480 --> 00:23:11,720
Speaker 2: want to take? Do you wanna? Uh?

497
00:23:11,880 --> 00:23:15,280
Speaker 1: Well, I'm not like I'm not a super side hustler,

498
00:23:15,480 --> 00:23:18,919
Speaker 1: but I do know Sandy from you know, we had

499
00:23:18,960 --> 00:23:20,600
Speaker 1: her on right with Sandy here when I was in here.

500
00:23:20,760 --> 00:23:22,919
Speaker 2: Listen, we still have not has had Sandy Smith on

501
00:23:22,960 --> 00:23:23,320
Speaker 2: this show.

502
00:23:24,080 --> 00:23:28,840
Speaker 1: I know, I know you guys are gonna love her honestly. Yeah,

503
00:23:28,880 --> 00:23:31,000
Speaker 1: I well, she's a side hustle clean and she's amazing.

504
00:23:31,480 --> 00:23:33,159
Speaker 1: So I'm just gonna share some of the stuff. Like

505
00:23:33,200 --> 00:23:34,840
Speaker 1: you know, this is not my own genius. It's just

506
00:23:34,840 --> 00:23:37,359
Speaker 1: some like stuff that Sandy. Sandy actually has like this

507
00:23:37,440 --> 00:23:40,000
Speaker 1: like side hustle sheet. Maybe we could find it like

508
00:23:40,040 --> 00:23:42,200
Speaker 1: link and link in the show notes. But I remember

509
00:23:42,200 --> 00:23:44,600
Speaker 1: one thing she was like, so like, let's just say

510
00:23:44,600 --> 00:23:46,040
Speaker 1: you live in the city and you happen to have

511
00:23:46,080 --> 00:23:49,159
Speaker 1: a driveway, you might rent out your driveway for like

512
00:23:49,200 --> 00:23:50,960
Speaker 1: you know, like like, for example, I live in Newark

513
00:23:51,359 --> 00:23:54,120
Speaker 1: in one of the houses that I bought is close

514
00:23:54,160 --> 00:23:56,920
Speaker 1: to a train station, and so we're gonna rent out

515
00:23:57,200 --> 00:23:59,120
Speaker 1: because it's it's a multi it's gonna be a multi

516
00:23:59,160 --> 00:24:01,600
Speaker 1: family house. So any so we could potentially rent out

517
00:24:01,600 --> 00:24:04,359
Speaker 1: a driveway space for that you could rent how attic space.

518
00:24:05,200 --> 00:24:07,800
Speaker 1: Sandy made eighty thousand dollars in a year or so

519
00:24:08,040 --> 00:24:11,520
Speaker 1: on Amazon, selling like, you know, mugs and T shirts

520
00:24:11,560 --> 00:24:13,280
Speaker 1: and stuff on Amazon. She had a full time job

521
00:24:13,280 --> 00:24:16,360
Speaker 1: as an HR professional, and so she made the eighty

522
00:24:16,359 --> 00:24:18,080
Speaker 1: thousand because she wanted to pay off her student loan debt,

523
00:24:18,080 --> 00:24:21,879
Speaker 1: which she did. So there's always that it doesn't have

524
00:24:21,920 --> 00:24:24,479
Speaker 1: to be like your full time I think, I mean

525
00:24:24,520 --> 00:24:28,080
Speaker 1: asking yourself like there's braiding here, there's making cookies, there's babysit.

526
00:24:28,080 --> 00:24:33,600
Speaker 1: I used to babysit all the time. I used to tutoring,

527
00:24:33,720 --> 00:24:34,360
Speaker 1: light lifts.

528
00:24:34,560 --> 00:24:36,600
Speaker 2: I mean podcasting. This is a side hustle.

529
00:24:37,359 --> 00:24:39,399
Speaker 1: That's true. That's true. No, I never thought about that.

530
00:24:39,400 --> 00:24:41,080
Speaker 2: You're right, we'll make it a little some and something.

531
00:24:41,640 --> 00:24:43,920
Speaker 1: And there's a young woman I can't remember her name,

532
00:24:44,320 --> 00:24:46,199
Speaker 1: but like now it's become her full time thing. But

533
00:24:46,640 --> 00:24:54,120
Speaker 1: she used to she creates really healthy recipes for busy millennials,

534
00:24:54,320 --> 00:24:56,000
Speaker 1: and I think people pay like ten bucks a month

535
00:24:56,040 --> 00:24:58,000
Speaker 1: and she sent you recipes for like the month or whatever,

536
00:24:59,240 --> 00:25:01,800
Speaker 1: and they're like really great. But she's grown a seven

537
00:25:01,800 --> 00:25:05,080
Speaker 1: figure business as a result. I was literally just just

538
00:25:05,200 --> 00:25:07,960
Speaker 1: selling like access to recipes, which I thought was great

539
00:25:08,080 --> 00:25:09,560
Speaker 1: if you're a teacher, And this is something like I

540
00:25:09,600 --> 00:25:11,719
Speaker 1: would have done if I was still teaching, is if

541
00:25:11,760 --> 00:25:13,720
Speaker 1: you have great lesson plans. I know a young woman

542
00:25:14,040 --> 00:25:17,480
Speaker 1: that sells her lesson plans because she does really detailed

543
00:25:17,560 --> 00:25:19,000
Speaker 1: lesson plans. And if you've ever been a teacher of

544
00:25:19,000 --> 00:25:21,119
Speaker 1: writing lesson plans is that pain in the butt. So

545
00:25:21,160 --> 00:25:24,440
Speaker 1: she does these detailed lesson plans and then she does

546
00:25:24,440 --> 00:25:26,800
Speaker 1: like new ones every month for the month, and you know,

547
00:25:26,840 --> 00:25:28,440
Speaker 1: you do a subscription so you can print them out

548
00:25:28,440 --> 00:25:30,480
Speaker 1: and you don't have to do lesson plans, and you

549
00:25:30,520 --> 00:25:32,159
Speaker 1: had you can already know what she's gonna do with

550
00:25:32,200 --> 00:25:34,800
Speaker 1: your kids for the for the for the month. So

551
00:25:34,840 --> 00:25:38,000
Speaker 1: that's another really great one to me. The best side

552
00:25:38,040 --> 00:25:42,200
Speaker 1: hustles are like intellectual ones, meaning like they don't require

553
00:25:42,760 --> 00:25:47,280
Speaker 1: physically doing something, you know, because because your time is limited,

554
00:25:47,320 --> 00:25:49,280
Speaker 1: that's what I'm assuming that you mean by busy. So

555
00:25:49,359 --> 00:25:51,600
Speaker 1: if there's some sort of knowledge that you can sell

556
00:25:52,240 --> 00:25:54,960
Speaker 1: that you know, that's always a great side hustle. But yes,

557
00:25:55,000 --> 00:25:56,280
Speaker 1: Andy had like this whole sheet that I was like,

558
00:25:56,280 --> 00:25:58,199
Speaker 1: oh my gosh, I never thought of these things. One

559
00:25:58,240 --> 00:25:59,640
Speaker 1: of the things I used to do all the time

560
00:26:00,160 --> 00:26:01,760
Speaker 1: was I used to do studies when I was like

561
00:26:01,760 --> 00:26:04,120
Speaker 1: a super broke college kid. Well MeOH my life.

562
00:26:04,400 --> 00:26:06,040
Speaker 2: My husband used to do those too.

563
00:26:06,160 --> 00:26:09,679
Speaker 1: Yeah, okay, so my I've done sleep studies. Well I'm

564
00:26:09,720 --> 00:26:12,199
Speaker 1: not just sleep studies but his studies in general and

565
00:26:12,280 --> 00:26:15,960
Speaker 1: focus groups, and so one time I did the sleep study.

566
00:26:16,119 --> 00:26:17,440
Speaker 1: I didn't want to do it by myself because you

567
00:26:17,440 --> 00:26:19,480
Speaker 1: actually had to like sleep over at the sleep study place.

568
00:26:19,520 --> 00:26:21,720
Speaker 1: So my roommate, my college roommate, and I did it. It

569
00:26:21,680 --> 00:26:24,000
Speaker 1: was twenty five hundred dollars. I forget what they were

570
00:26:24,080 --> 00:26:27,320
Speaker 1: like looking for or studying, but I've done studies on

571
00:26:27,440 --> 00:26:29,560
Speaker 1: like soap, where they're like, gave you soap to take home.

572
00:26:29,560 --> 00:26:31,000
Speaker 1: You're supposed to wash your face with it, which I

573
00:26:31,040 --> 00:26:33,160
Speaker 1: was like, not me. I used to wash my hands

574
00:26:33,160 --> 00:26:34,240
Speaker 1: with it because I was like, you will not be

575
00:26:34,320 --> 00:26:38,000
Speaker 1: ruining this complexion, but don't be like me, because clearly

576
00:26:38,040 --> 00:26:39,880
Speaker 1: they were like taking pictures in my face every week,

577
00:26:39,880 --> 00:26:41,359
Speaker 1: and I did start to feel guilty, like this is

578
00:26:41,400 --> 00:26:46,520
Speaker 1: not even real. But I've definitely done a ton of

579
00:26:46,560 --> 00:26:49,639
Speaker 1: focus groups, I remember, which was actually really cool. I

580
00:26:49,640 --> 00:26:53,040
Speaker 1: did a focus group once on the Wizarding World of

581
00:26:53,080 --> 00:26:56,639
Speaker 1: Harry Potter. It was yes, they did. They gave me

582
00:26:56,680 --> 00:26:58,679
Speaker 1: two hundred and fifty dollars. I went to the city

583
00:26:59,240 --> 00:27:01,680
Speaker 1: and they wanted me to sit in this room and

584
00:27:02,760 --> 00:27:04,919
Speaker 1: on the main screen was like a mirror of the

585
00:27:04,920 --> 00:27:07,800
Speaker 1: computer screen, and they said, pretend like you're booking a

586
00:27:07,880 --> 00:27:11,760
Speaker 1: vacation to Universal Studios and you want to go to

587
00:27:11,800 --> 00:27:13,760
Speaker 1: the Wizarding World of Harry Potter. So I think it

588
00:27:13,800 --> 00:27:16,800
Speaker 1: was just coming out, or I don't know, or they

589
00:27:16,800 --> 00:27:18,639
Speaker 1: were just rebuilding the website. So they just wanted to

590
00:27:18,640 --> 00:27:20,840
Speaker 1: see if the website was like it was easy to navigate.

591
00:27:21,240 --> 00:27:22,800
Speaker 1: So I would navigate and they'd be like, watch you

592
00:27:22,840 --> 00:27:24,800
Speaker 1: press that button. I'm like, cause it was right here,

593
00:27:24,840 --> 00:27:26,560
Speaker 1: I guess because I noticed it because it was red.

594
00:27:26,720 --> 00:27:28,679
Speaker 1: So they were just like watching how do people naturally

595
00:27:28,800 --> 00:27:31,640
Speaker 1: navigate the site? And it was so crazy because maybe

596
00:27:31,640 --> 00:27:34,040
Speaker 1: a few years later I ended up taking Supergroom, my

597
00:27:34,080 --> 00:27:36,679
Speaker 1: bonus daughter to Harry Potter, and I was like, oh

598
00:27:36,720 --> 00:27:38,840
Speaker 1: my gosh, and I was booking it and I was like,

599
00:27:39,080 --> 00:27:42,040
Speaker 1: I go this site. Glad to see they took my advice.

600
00:27:42,080 --> 00:27:46,080
Speaker 1: I mean, well, I don't know if there's a but yeah,

601
00:27:46,119 --> 00:27:48,679
Speaker 1: that's I mean studies. I found a lot of focus

602
00:27:48,680 --> 00:27:51,480
Speaker 1: groups and studies on Craigslist. Was actually I think focus

603
00:27:51,560 --> 00:27:53,840
Speaker 1: groups dot com. They still call me to this day.

604
00:27:53,880 --> 00:27:56,639
Speaker 1: They called me maybe like a few weeks ago, saying, hey,

605
00:27:56,760 --> 00:27:58,360
Speaker 1: would you like to And I was like no, but

606
00:27:58,680 --> 00:28:02,359
Speaker 1: you know it's typically one hundred dollars or more. But

607
00:28:02,400 --> 00:28:03,880
Speaker 1: if you're really busy, you might not have the time

608
00:28:03,920 --> 00:28:06,480
Speaker 1: for that. But like I said, if you know something,

609
00:28:06,880 --> 00:28:09,840
Speaker 1: see if you can sell it for You can create

610
00:28:09,960 --> 00:28:13,359
Speaker 1: like a like canva c a n BA instead of

611
00:28:13,359 --> 00:28:15,920
Speaker 1: canvas with s take off the s. You can make

612
00:28:16,000 --> 00:28:21,400
Speaker 1: like little PDFs, and you can create things that people

613
00:28:21,440 --> 00:28:23,320
Speaker 1: can download. Let's just say, like I said, you're really good,

614
00:28:23,320 --> 00:28:25,560
Speaker 1: like you got an awesome kid who's like super smart,

615
00:28:25,800 --> 00:28:28,320
Speaker 1: how to raise kids or whatever it is, and you

616
00:28:28,359 --> 00:28:31,080
Speaker 1: sell it for under ten bucks anywhere from five bucks,

617
00:28:31,160 --> 00:28:33,760
Speaker 1: two bucks, three bucks, and you know you're you're you

618
00:28:34,080 --> 00:28:37,000
Speaker 1: post it on social So to me, like I said,

619
00:28:37,040 --> 00:28:40,200
Speaker 1: intellectual kind of property is like it's a great way

620
00:28:40,480 --> 00:28:42,240
Speaker 1: to make money without having to do a whole bunch

621
00:28:42,280 --> 00:28:42,640
Speaker 1: of work.

622
00:28:43,520 --> 00:28:46,560
Speaker 2: Yeah, and I'll just add, especially if you're really busy

623
00:28:46,640 --> 00:28:48,760
Speaker 2: with the job, Like you know, I said this podcast

624
00:28:48,760 --> 00:28:51,120
Speaker 2: as a side hustle, and if it weren't something that

625
00:28:51,160 --> 00:28:54,160
Speaker 2: I genuinely enjoyed, it would be such a pain, even thoughough,

626
00:28:54,400 --> 00:28:57,080
Speaker 2: even though it's not a huge time suck, do something

627
00:28:57,120 --> 00:28:59,120
Speaker 2: that you enjoy and like try and take advantage something

628
00:28:59,160 --> 00:29:01,040
Speaker 2: that you're already good at so that it doesn't feel

629
00:29:01,040 --> 00:29:04,280
Speaker 2: like additional work. But I take advantage of some like

630
00:29:04,280 --> 00:29:07,120
Speaker 2: in this gig economy there I mean, I use. I

631
00:29:07,120 --> 00:29:09,520
Speaker 2: can just list off at least a handful of gig

632
00:29:09,560 --> 00:29:11,680
Speaker 2: economy apps that I use every day that make my

633
00:29:11,720 --> 00:29:13,840
Speaker 2: life easier and could be a great side hustle if

634
00:29:13,880 --> 00:29:16,160
Speaker 2: you've got the time. So one of them is my

635
00:29:16,280 --> 00:29:19,160
Speaker 2: dog walking app wag, which a lot of I do

636
00:29:19,280 --> 00:29:22,880
Speaker 2: get like a variety of different walkers, and they all

637
00:29:22,920 --> 00:29:25,440
Speaker 2: have different backgrounds, like their college students and they had

638
00:29:25,440 --> 00:29:28,360
Speaker 2: the summer off, or like my very favorite dog walker,

639
00:29:28,720 --> 00:29:31,600
Speaker 2: he just wanted a career change and just decided to

640
00:29:31,640 --> 00:29:33,600
Speaker 2: as a segue he would do a few side hustles,

641
00:29:33,600 --> 00:29:37,440
Speaker 2: including being a wagwalker. There's of course, like Uber and Lyft.

642
00:29:37,960 --> 00:29:41,080
Speaker 2: There's task Rabbit, which I use all the time, especially

643
00:29:41,120 --> 00:29:44,760
Speaker 2: like if you run like offices, if we need someone

644
00:29:44,760 --> 00:29:48,360
Speaker 2: to build furniture or something. We'll use task rabbit. There's

645
00:29:48,480 --> 00:29:51,320
Speaker 2: a lot of things out there, but I think the

646
00:29:51,360 --> 00:29:54,120
Speaker 2: best side hustle is one where it's a talent that

647
00:29:54,160 --> 00:29:58,040
Speaker 2: you have, that you enjoy doing and you can monetize it. Yes,

648
00:29:58,360 --> 00:30:01,520
Speaker 2: so start from there, because if you don't enjoy driving

649
00:30:01,640 --> 00:30:04,360
Speaker 2: or using gas and miles, or you don't enjoy dogs, like,

650
00:30:04,880 --> 00:30:07,760
Speaker 2: that's not going to be this side hustle for you.

651
00:30:08,680 --> 00:30:12,880
Speaker 1: Yeah, And like I said, just figuring out what you

652
00:30:12,960 --> 00:30:14,920
Speaker 1: already had to know and figuring out how do I

653
00:30:14,960 --> 00:30:17,760
Speaker 1: monetize that. Social media is like so your friend you

654
00:30:17,800 --> 00:30:19,560
Speaker 1: know you actually you know, and I'll leave you this

655
00:30:19,600 --> 00:30:22,920
Speaker 1: piece of advice. There are literally side hustle groups on Facebook,

656
00:30:23,400 --> 00:30:25,440
Speaker 1: so just type in side hustle and see like what

657
00:30:25,600 --> 00:30:27,760
Speaker 1: kind of comes up. Because you can join those groups

658
00:30:27,800 --> 00:30:29,840
Speaker 1: and ask and you know, there might be somebody who's

659
00:30:29,920 --> 00:30:32,120
Speaker 1: rocking out killing it. You're like, well, I never thought

660
00:30:32,120 --> 00:30:34,840
Speaker 1: about it that way. So that's definitely because if you

661
00:30:34,880 --> 00:30:36,520
Speaker 1: are going to want to sell stuff online, you're gonna

662
00:30:36,520 --> 00:30:38,240
Speaker 1: want to know, well, what website and how do I

663
00:30:38,320 --> 00:30:40,560
Speaker 1: do this? And those groups can really help guide you

664
00:30:40,600 --> 00:30:42,560
Speaker 1: because I'll have people in there that are doing it. Already.

665
00:30:43,040 --> 00:30:45,320
Speaker 2: Oh that's a great tip. Yeah, side hustle. I mean

666
00:30:45,320 --> 00:30:48,160
Speaker 2: there's podcasts about side hustles. I almost just blurted out

667
00:30:48,200 --> 00:30:51,760
Speaker 2: one that I think I've seen before, Side Hustle Nation there.

668
00:30:52,000 --> 00:30:56,200
Speaker 2: It's just there's tons of resources out there, so good look,

669
00:30:56,920 --> 00:30:58,560
Speaker 2: it's a good time to be a side hustler.

670
00:30:59,040 --> 00:30:59,560
Speaker 1: It is.

671
00:31:00,320 --> 00:31:03,520
Speaker 2: Thank you for your question, Eliza Aliscilla if I got

672
00:31:03,520 --> 00:31:06,040
Speaker 2: that right. And let's see, there was one in here

673
00:31:06,760 --> 00:31:11,800
Speaker 2: that mentioned my favorite person ever, Dave Ramsey, and that's

674
00:31:12,040 --> 00:31:13,920
Speaker 2: never mind. I don't even want to go there because

675
00:31:13,960 --> 00:31:17,400
Speaker 2: y'all come for Dave Ramsey. If you're Dave Ramsey, I

676
00:31:17,480 --> 00:31:18,480
Speaker 2: know I'm not.

677
00:31:20,840 --> 00:31:24,160
Speaker 1: That's boys, I've gotten it before.

678
00:31:24,360 --> 00:31:26,480
Speaker 2: I love to like, I love to stir the little

679
00:31:26,520 --> 00:31:31,400
Speaker 2: hornet's nest. But anyway, let me find this question. Oh y'all,

680
00:31:31,480 --> 00:31:36,760
Speaker 2: Instagram is not easy to navigate. Okay, here we go.

681
00:31:37,200 --> 00:31:40,560
Speaker 2: So this question comes from listener Carries. It's a pretty name,

682
00:31:40,880 --> 00:31:42,920
Speaker 2: all right. She is, Hi, Mandy and Tiffany. I ran

683
00:31:43,000 --> 00:31:46,760
Speaker 2: across your show from another Instagram user's post. I have

684
00:31:46,840 --> 00:31:50,640
Speaker 2: a question about credit scores. I've done Dave Ramsey's financial

685
00:31:50,720 --> 00:31:53,640
Speaker 2: peace class in the past and understand his perspective about

686
00:31:53,680 --> 00:31:56,840
Speaker 2: the credit score being less important, and listening to you

687
00:31:57,120 --> 00:31:59,320
Speaker 2: on your podcast and others in the financial space, I

688
00:31:59,480 --> 00:32:02,600
Speaker 2: was surprised to see that you guys emphasize credit scores

689
00:32:02,640 --> 00:32:05,200
Speaker 2: and credit worthiness. Can you explain where you're coming from?

690
00:32:05,720 --> 00:32:07,240
Speaker 2: Is that meant for those who are trying to do

691
00:32:07,360 --> 00:32:09,800
Speaker 2: better financially but not as much for those who want

692
00:32:09,840 --> 00:32:12,960
Speaker 2: to be financially free? I love the show, Keep giving

693
00:32:13,080 --> 00:32:13,920
Speaker 2: us the greatness.

694
00:32:15,120 --> 00:32:17,120
Speaker 1: Oh is that a little bit of shit in there? Like?

695
00:32:17,480 --> 00:32:19,080
Speaker 1: I mean for those other folks who don't want be

696
00:32:19,160 --> 00:32:21,040
Speaker 1: financially pre who's that because you have a credit card

697
00:32:21,040 --> 00:32:22,320
Speaker 1: you don't want to be financially free?

698
00:32:23,040 --> 00:32:24,880
Speaker 2: But that's I mean, you take this one because I

699
00:32:24,960 --> 00:32:27,520
Speaker 2: know that you've you've gotten this question before and you

700
00:32:27,640 --> 00:32:30,560
Speaker 2: have some thoughts on like because Dave Ramsey's philosophy is

701
00:32:30,600 --> 00:32:33,360
Speaker 2: that credit cards are the devil, and the devil is

702
00:32:33,360 --> 00:32:36,280
Speaker 2: a lie and you should help them up right? That

703
00:32:36,400 --> 00:32:37,080
Speaker 2: did I sum it up?

704
00:32:39,080 --> 00:32:43,280
Speaker 1: Well? Here's the thing. So my personal the way I

705
00:32:43,400 --> 00:32:46,240
Speaker 1: operate as Tiffany, I actually operate closer to the Dave

706
00:32:46,320 --> 00:32:48,600
Speaker 1: Ramsey message method than because I don't I don't have

707
00:32:48,600 --> 00:32:50,160
Speaker 1: any credit card debt, I paid off in four I

708
00:32:50,280 --> 00:32:52,520
Speaker 1: rarely use my credit card. I pay I even pay

709
00:32:52,560 --> 00:32:55,960
Speaker 1: for my houses in cash, including my car. Superman bar

710
00:32:56,120 --> 00:32:59,000
Speaker 1: his car cast So I'm not here to say Dave

711
00:32:59,080 --> 00:33:00,959
Speaker 1: Ramsey is the worst, because the truth is the way

712
00:33:01,000 --> 00:33:03,160
Speaker 1: I live my personal life is more in alignment with that.

713
00:33:03,880 --> 00:33:09,920
Speaker 1: But I am also someone who believes that you have

714
00:33:10,040 --> 00:33:11,840
Speaker 1: to meet people where they are. And I don't even

715
00:33:12,120 --> 00:33:15,880
Speaker 1: believe that there's one way to financial freedom because I

716
00:33:15,920 --> 00:33:19,360
Speaker 1: didn't always live like that. And truthfully, the reason why

717
00:33:19,400 --> 00:33:21,400
Speaker 1: I pay for everything in cash, it's not, honestly the

718
00:33:21,480 --> 00:33:24,760
Speaker 1: healthiest reason is because I'm afraid because I have not

719
00:33:24,880 --> 00:33:28,000
Speaker 1: gotten over the procession, and I carry too much cash

720
00:33:28,120 --> 00:33:30,320
Speaker 1: with me. And at one point I had so much

721
00:33:30,400 --> 00:33:32,480
Speaker 1: that I actually was I had to do something, so

722
00:33:32,600 --> 00:33:35,080
Speaker 1: I bought a house. That's not healthy, you know. So.

723
00:33:35,440 --> 00:33:38,080
Speaker 1: But here's the thing about credit. I used to believe

724
00:33:38,080 --> 00:33:41,360
Speaker 1: that credit was the devil. It is not. That credit

725
00:33:41,880 --> 00:33:44,520
Speaker 1: is not just for people who are looking to borrow. So,

726
00:33:44,720 --> 00:33:47,560
Speaker 1: great you have a house, Great you might have a car.

727
00:33:48,280 --> 00:33:52,160
Speaker 1: But here's the thing. Like maintaining a decent credit score,

728
00:33:52,600 --> 00:33:55,080
Speaker 1: it's only helpful. It does not hurt you to maintain

729
00:33:55,120 --> 00:33:56,840
Speaker 1: a decent credit score. It doesn't mean that you have

730
00:33:56,920 --> 00:33:58,480
Speaker 1: to get more credit or you have to borrow whatever,

731
00:33:58,600 --> 00:34:01,080
Speaker 1: But just being mindful of your credit is going to

732
00:34:01,120 --> 00:34:04,320
Speaker 1: be helpful because it's not just about you know, you

733
00:34:04,880 --> 00:34:07,280
Speaker 1: already have your house, you already have your car, because

734
00:34:07,320 --> 00:34:09,320
Speaker 1: eventually you might want another car, Eventually you might have

735
00:34:09,440 --> 00:34:11,480
Speaker 1: to rent a car. Eventually, actually might want to get

736
00:34:11,480 --> 00:34:16,000
Speaker 1: a job. Yep. That like my mentee was she graduated

737
00:34:16,120 --> 00:34:17,880
Speaker 1: law school and she was scared that she was not

738
00:34:17,960 --> 00:34:20,319
Speaker 1: going to be hired because they took her credit score

739
00:34:20,400 --> 00:34:24,120
Speaker 1: into consideration. There are, like I knew, not just lawyers.

740
00:34:24,320 --> 00:34:26,439
Speaker 1: I knew a young woman that didn't get She worked

741
00:34:26,440 --> 00:34:30,880
Speaker 1: at a truck like a truck driving company, and I

742
00:34:30,960 --> 00:34:33,520
Speaker 1: forget what role she wanted to play, but she wanted

743
00:34:33,560 --> 00:34:35,719
Speaker 1: to get a promotion and had she came to my

744
00:34:35,840 --> 00:34:38,440
Speaker 1: class because they would not give her a promotion until

745
00:34:38,960 --> 00:34:40,960
Speaker 1: she in order for her to move into this new position,

746
00:34:41,320 --> 00:34:43,320
Speaker 1: she had to have a credit score of a particular

747
00:34:43,440 --> 00:34:48,160
Speaker 1: number or better. So credit is not just about borrowing.

748
00:34:48,560 --> 00:34:51,120
Speaker 1: There are aspects of your life that are affected by credit.

749
00:34:51,440 --> 00:34:53,120
Speaker 1: That's why I said just in general, because a woman

750
00:34:53,160 --> 00:34:55,439
Speaker 1: that told me once, Mandy, that like, let my credit

751
00:34:55,440 --> 00:34:57,160
Speaker 1: score go to zero. I don't care. I already got

752
00:34:57,239 --> 00:34:57,600
Speaker 1: my car.

753
00:34:57,560 --> 00:34:58,000
Speaker 2: In my house.

754
00:34:58,080 --> 00:35:02,800
Speaker 1: I'm like says, So here's the thing. If you know,

755
00:35:02,920 --> 00:35:04,040
Speaker 1: like I said, if you ever want to get a

756
00:35:05,080 --> 00:35:06,680
Speaker 1: to rent a car, if you ever want to get

757
00:35:06,680 --> 00:35:09,920
Speaker 1: another car, certain job. But not just that. But like

758
00:35:10,080 --> 00:35:11,960
Speaker 1: I know that the PC and G I live in

759
00:35:11,960 --> 00:35:15,239
Speaker 1: New Jersey, so it's like coneticon in like New York

760
00:35:15,280 --> 00:35:18,840
Speaker 1: and other places. So that is our energy company they have.

761
00:35:19,120 --> 00:35:22,080
Speaker 1: They have the ability to actually charge you more poor

762
00:35:22,280 --> 00:35:24,560
Speaker 1: kill a bot or kill a lot whatever. That that

763
00:35:24,920 --> 00:35:28,480
Speaker 1: energy measurement is if you have poor credit. So literally

764
00:35:28,920 --> 00:35:31,760
Speaker 1: your electric bill could be higher if you have poor credit.

765
00:35:32,239 --> 00:35:34,040
Speaker 1: So that's why I just share with people that, like,

766
00:35:34,680 --> 00:35:38,239
Speaker 1: credit is not just about credit cards. Credit is about

767
00:35:38,280 --> 00:35:41,600
Speaker 1: your ability to pay back. That's what they're judging. They're

768
00:35:41,640 --> 00:35:44,160
Speaker 1: not judging and saying you got credit cards, They're saying,

769
00:35:44,760 --> 00:35:48,439
Speaker 1: have you proven that you have the ability to pay back?

770
00:35:48,719 --> 00:35:51,279
Speaker 1: Because if you do, that means that there's a certain

771
00:35:51,360 --> 00:35:54,480
Speaker 1: level of a level of financial integrity that pours into

772
00:35:54,560 --> 00:35:56,880
Speaker 1: other parts of your life. So we're using that to

773
00:35:56,960 --> 00:35:59,160
Speaker 1: judge you whether it's right or not. You know, I

774
00:35:59,239 --> 00:36:00,799
Speaker 1: don't know this is still legal, but I remember at

775
00:36:00,840 --> 00:36:03,600
Speaker 1: one point, if you had Dad credit, your your car

776
00:36:03,680 --> 00:36:05,319
Speaker 1: insurance was higher in New Jersey. But I'm not sure

777
00:36:05,360 --> 00:36:08,239
Speaker 1: if that's still legal. I vaguely remember like there was

778
00:36:08,280 --> 00:36:10,200
Speaker 1: some law pass saying they couldn't do that, but like

779
00:36:10,280 --> 00:36:13,840
Speaker 1: your cornsurance. So I didn't say all that to say that, like,

780
00:36:14,320 --> 00:36:17,000
Speaker 1: you know, like I I you know, I live in

781
00:36:17,280 --> 00:36:19,520
Speaker 1: alignment with a lot of Dave Ramsey's principle. Let me

782
00:36:19,560 --> 00:36:22,120
Speaker 1: not even say Dame Ramsey's principles because he is not Jesus.

783
00:36:22,640 --> 00:36:24,840
Speaker 1: Like a lot of these principles are just principles that

784
00:36:25,000 --> 00:36:28,760
Speaker 1: Dave Ramsey is just reiterating. But he didn't invent these principles.

785
00:36:28,800 --> 00:36:31,080
Speaker 1: These principles have been here. There are literally books that

786
00:36:31,160 --> 00:36:33,200
Speaker 1: were around before he was born that these principles have

787
00:36:33,280 --> 00:36:35,680
Speaker 1: been shared in. And so I never I've not read

788
00:36:35,760 --> 00:36:38,759
Speaker 1: anything of Dave Ramsey's principles. And and yet the way

789
00:36:38,800 --> 00:36:40,080
Speaker 1: I live my life, this is what I learned from

790
00:36:40,080 --> 00:36:42,040
Speaker 1: my dad. He doesn't know who Dave Ramsey is. This

791
00:36:42,160 --> 00:36:43,840
Speaker 1: is what he learned from his dad. These are just

792
00:36:44,000 --> 00:36:48,160
Speaker 1: general principles of life. But I don't want that that

793
00:36:48,320 --> 00:36:50,920
Speaker 1: you look at credit with your nose turned up, because

794
00:36:51,000 --> 00:36:52,759
Speaker 1: the truth of The matter is, if you live in

795
00:36:52,800 --> 00:36:57,560
Speaker 1: the United States of America, oftentimes your credit score is

796
00:36:57,760 --> 00:37:00,600
Speaker 1: really going it's going to affect more than just your

797
00:37:00,640 --> 00:37:03,520
Speaker 1: ability to borrow. And so I don't want you to

798
00:37:03,560 --> 00:37:05,719
Speaker 1: be caught, you know, by asking you might want this

799
00:37:05,800 --> 00:37:08,480
Speaker 1: amazing new job, and they're like, yeah, well we need

800
00:37:08,520 --> 00:37:10,400
Speaker 1: to know what your credit score is. It's like, wait, what,

801
00:37:11,120 --> 00:37:13,040
Speaker 1: I didn't know. I let it go because I already

802
00:37:13,040 --> 00:37:15,080
Speaker 1: have the things that I need. And like I said,

803
00:37:15,120 --> 00:37:17,520
Speaker 1: you don't have to borrow in order to maintain a

804
00:37:17,560 --> 00:37:21,120
Speaker 1: decent credit score. Just continue paying you know, monitory. You

805
00:37:21,200 --> 00:37:22,879
Speaker 1: might look at it just a couple of times a year.

806
00:37:23,040 --> 00:37:25,919
Speaker 1: And yeah, and I don't think we talked The reason

807
00:37:26,000 --> 00:37:28,279
Speaker 1: why we talked about credit a lot on our show

808
00:37:28,400 --> 00:37:30,839
Speaker 1: is because people ask, you know, not because I don't

809
00:37:30,840 --> 00:37:32,120
Speaker 1: think me and Mandy, I mean me and Mandy. I

810
00:37:32,160 --> 00:37:34,960
Speaker 1: mean you're you're a payer down or like I am.

811
00:37:35,040 --> 00:37:37,560
Speaker 1: You know, Mandy can't stand debt either, you know.

812
00:37:37,840 --> 00:37:39,560
Speaker 2: So I don't even care of a zero percent that

813
00:37:40,040 --> 00:37:43,440
Speaker 2: I have learned. I cannot stomach it. I keeps stay

814
00:37:43,480 --> 00:37:44,719
Speaker 2: up at night and my husband's like, why are you

815
00:37:44,719 --> 00:37:47,759
Speaker 2: stressing out? I'm like, cause it's there. And like what

816
00:37:47,920 --> 00:37:48,680
Speaker 2: if X y Z.

817
00:37:49,360 --> 00:37:51,200
Speaker 1: Yeah. So I don't think we like tout it right,

818
00:37:51,280 --> 00:37:52,680
Speaker 1: I feel like we know. I feel we live more

819
00:37:52,840 --> 00:37:54,719
Speaker 1: in the line with Abrams these principles. But it's just

820
00:37:54,800 --> 00:37:56,799
Speaker 1: that we understand that there are folks who need who

821
00:37:56,840 --> 00:37:59,480
Speaker 1: are needing that information, and they ask we're going to answer. Yeah.

822
00:37:59,520 --> 00:38:01,640
Speaker 2: I mean, listen, there are people who were in a

823
00:38:01,680 --> 00:38:03,920
Speaker 2: bad situation and they're already there, So does it help

824
00:38:03,960 --> 00:38:05,640
Speaker 2: me to tell them, Hey, you should have never done

825
00:38:05,680 --> 00:38:08,080
Speaker 2: that in the first place. And no, we try to

826
00:38:08,120 --> 00:38:10,440
Speaker 2: give advice that's realistic for the people and like meet

827
00:38:10,480 --> 00:38:12,560
Speaker 2: you guys where you're at. And I think like, if

828
00:38:12,600 --> 00:38:14,880
Speaker 2: you've managed to maintain a high credit without it, you know,

829
00:38:14,920 --> 00:38:17,799
Speaker 2: without a credit card, or you haven't used credit cards

830
00:38:17,840 --> 00:38:19,840
Speaker 2: in a while and it's working for you, or you

831
00:38:19,880 --> 00:38:22,320
Speaker 2: don't trust yourself with cards and you know better and

832
00:38:22,400 --> 00:38:24,479
Speaker 2: you want to like keep them away from yourself, that's cool.

833
00:38:24,520 --> 00:38:26,600
Speaker 2: But yeah, there is a benefit if you can, if

834
00:38:26,600 --> 00:38:28,839
Speaker 2: you're responsible with credit. And I think when we talk

835
00:38:28,880 --> 00:38:31,160
Speaker 2: about credit, it's always about the way to use it,

836
00:38:31,560 --> 00:38:34,719
Speaker 2: the smart way, so that it's working for you and

837
00:38:34,880 --> 00:38:37,560
Speaker 2: not against you and you're not actually giving money to

838
00:38:38,280 --> 00:38:42,520
Speaker 2: you know, major credit card companies or banks and just

839
00:38:42,640 --> 00:38:45,640
Speaker 2: kind of falling into that that endless debt cycle, which

840
00:38:45,719 --> 00:38:49,600
Speaker 2: is really terrible. So I like see where the anti

841
00:38:49,680 --> 00:38:52,520
Speaker 2: credit card sentiment comes from. But sometimes that's just not

842
00:38:52,560 --> 00:38:54,680
Speaker 2: where people are at, and you've got to we've got

843
00:38:54,760 --> 00:38:55,960
Speaker 2: to meet them, meet you guys.

844
00:38:56,360 --> 00:38:59,279
Speaker 1: Some like the the when people are like, oh my gosh,

845
00:38:59,320 --> 00:39:04,160
Speaker 1: you know, teenage just preach abstinence. It's like, right, why

846
00:39:04,280 --> 00:39:06,120
Speaker 1: they're going to have some sex? Like yes, well some

847
00:39:06,280 --> 00:39:10,239
Speaker 1: teenagers like adhere to the abstinence, like yeah, but it's

848
00:39:10,360 --> 00:39:13,839
Speaker 1: not you know, like it's not fair to only say, hey,

849
00:39:13,960 --> 00:39:17,040
Speaker 1: teens just don't have sex, because the truth is some

850
00:39:17,200 --> 00:39:19,719
Speaker 1: are going to. So if we don't give them, you know,

851
00:39:19,960 --> 00:39:22,440
Speaker 1: like the if we don't give them education about it,

852
00:39:22,840 --> 00:39:24,480
Speaker 1: then they're going to seek it out on their own

853
00:39:24,560 --> 00:39:27,040
Speaker 1: and they're almost always going to be wrong. And so

854
00:39:27,200 --> 00:39:29,600
Speaker 1: it's just like, well, this is happening, and so there

855
00:39:29,640 --> 00:39:31,400
Speaker 1: should be a well round I don't I believe is

856
00:39:31,440 --> 00:39:34,400
Speaker 1: there should be a well rounded approach to financial education.

857
00:39:34,920 --> 00:39:37,720
Speaker 1: I don't believe in extremes because we don't live in extremes.

858
00:39:37,760 --> 00:39:41,560
Speaker 1: I feel like finding where people are and guiding them

859
00:39:41,680 --> 00:39:44,080
Speaker 1: towards where they want where they want to be, not

860
00:39:44,160 --> 00:39:46,160
Speaker 1: where I think they ought to be. That's another thing too.

861
00:39:46,200 --> 00:39:49,440
Speaker 1: I really believe in, you know, financial education without the judgment,

862
00:39:49,440 --> 00:39:50,839
Speaker 1: because I mean, I used to be, because I used

863
00:39:50,840 --> 00:39:52,759
Speaker 1: to be like financially perfect, like oh I did this,

864
00:39:52,880 --> 00:39:54,920
Speaker 1: I did that, and then it all fell apart during

865
00:39:54,920 --> 00:39:57,080
Speaker 1: a recession, and it humbled me real quick, like oh

866
00:39:57,840 --> 00:40:01,520
Speaker 1: so so the things happen and I could say, I mean,

867
00:40:01,560 --> 00:40:03,279
Speaker 1: like I said, I use credit what the last trip

868
00:40:03,320 --> 00:40:04,640
Speaker 1: I went on, the last two trips to me and

869
00:40:04,680 --> 00:40:09,120
Speaker 1: my husband went on points? Okay, like those credit card points,

870
00:40:09,880 --> 00:40:11,799
Speaker 1: like I I mean, because I pay my credit cards

871
00:40:11,840 --> 00:40:14,240
Speaker 1: off every month, but I use them a lot on purpose,

872
00:40:14,480 --> 00:40:16,000
Speaker 1: so I could pay them off every month because I'm like,

873
00:40:16,040 --> 00:40:17,880
Speaker 1: I don't use them a lot for random things, like

874
00:40:17,960 --> 00:40:19,680
Speaker 1: I use them for things I was going to pay,

875
00:40:19,880 --> 00:40:22,120
Speaker 1: like I'm gonna pay this bill anyway, put it on

876
00:40:22,200 --> 00:40:24,600
Speaker 1: a card, pay it off in full automatically, and then

877
00:40:24,640 --> 00:40:27,120
Speaker 1: why use the points to travel? And we went to

878
00:40:27,239 --> 00:40:29,239
Speaker 1: Jamaica for free. We've been Mexico for free and it

879
00:40:29,360 --> 00:40:32,759
Speaker 1: was awesome and so yeah, so used wisely. But I

880
00:40:32,840 --> 00:40:35,320
Speaker 1: know most people it's hard to use credit cards bizly

881
00:40:35,360 --> 00:40:37,279
Speaker 1: for a lot of people. So I do suggest the

882
00:40:37,320 --> 00:40:40,400
Speaker 1: folks who are not quite ready to manage it wisely

883
00:40:40,600 --> 00:40:43,919
Speaker 1: to really not use them until they're in a space

884
00:40:43,960 --> 00:40:45,520
Speaker 1: and a place where they can, you know. And I

885
00:40:45,560 --> 00:40:48,560
Speaker 1: could say, honestly, I'm I am. I hate to say

886
00:40:48,560 --> 00:40:52,080
Speaker 1: I'm financially free, because I could stop working now, but

887
00:40:52,160 --> 00:40:54,319
Speaker 1: it's not where I want to be. So I hear,

888
00:40:54,400 --> 00:40:56,640
Speaker 1: I'm an example of someone who's used credit cards, who's

889
00:40:56,680 --> 00:40:59,400
Speaker 1: messed up, who still uses credit cards. But and if

890
00:40:59,440 --> 00:41:02,760
Speaker 1: I didn't want work anymore, I could and still maintain

891
00:41:02,840 --> 00:41:04,800
Speaker 1: the lifestyle that I have now. But I just have

892
00:41:04,920 --> 00:41:06,320
Speaker 1: I have bigger goals of where I want to be.

893
00:41:06,440 --> 00:41:10,279
Speaker 1: But I'm technically financially free, and you know, credit cards

894
00:41:10,320 --> 00:41:11,640
Speaker 1: in my life, so it's possible to do.

895
00:41:11,719 --> 00:41:15,839
Speaker 2: Both financially free. Well, we were talking about fire last week,

896
00:41:15,840 --> 00:41:17,920
Speaker 2: and I feel like financial freedom means something different for

897
00:41:18,000 --> 00:41:21,000
Speaker 2: every single person you know. For you, For some people

898
00:41:21,040 --> 00:41:23,800
Speaker 2: that might mean give me an RV trailer and a

899
00:41:23,880 --> 00:41:27,239
Speaker 2: mountaintop and no expenses, and I got ten bucks to

900
00:41:27,280 --> 00:41:29,480
Speaker 2: my name, and I'm free. For some people that you know,

901
00:41:29,840 --> 00:41:32,239
Speaker 2: they might want a house paid off, or you know,

902
00:41:32,360 --> 00:41:34,560
Speaker 2: other things like you just have to make your own

903
00:41:34,760 --> 00:41:36,560
Speaker 2: such your own goals and then set your own ways

904
00:41:36,600 --> 00:41:42,120
Speaker 2: of getting there and make peace with yourself. So thank

905
00:41:42,160 --> 00:41:44,319
Speaker 2: you for your question. Hopefully you know we didn't piss

906
00:41:44,440 --> 00:41:49,520
Speaker 2: off any of Dave Ramsey fans or anti or pro abstinence.

907
00:41:51,360 --> 00:41:53,799
Speaker 1: By exactly. I mean, I know people like I don't

908
00:41:53,960 --> 00:41:54,080
Speaker 1: like it.

909
00:41:54,160 --> 00:41:58,000
Speaker 2: Look ichnical, time the babies to have sex.

910
00:41:58,320 --> 00:41:58,840
Speaker 1: Like, no, I'm not.

911
00:42:01,520 --> 00:42:04,120
Speaker 2: Thank y'all for your questions. Again, we're Brand Ambision Podcasts

912
00:42:04,160 --> 00:42:07,200
Speaker 2: on Instagram. Send us a d M with your questions.

913
00:42:07,239 --> 00:42:09,440
Speaker 2: Try to keep them concise and tight and to the

914
00:42:09,520 --> 00:42:12,600
Speaker 2: point makes my life easier. Or you can hit us

915
00:42:12,680 --> 00:42:16,400
Speaker 2: up on sorry an email at brand Ambisson podcast at

916
00:42:16,520 --> 00:42:17,279
Speaker 2: gmail dot com.

917
00:42:18,040 --> 00:42:23,320
Speaker 1: God, is it time for boosting a break? Get a

918
00:42:23,360 --> 00:42:28,279
Speaker 1: boost and a break, Get a booster to break true?

919
00:42:28,960 --> 00:42:31,799
Speaker 2: That whatever key that was, I liked, that's the.

920
00:42:31,840 --> 00:42:38,040
Speaker 1: Key of t Are you gonna boost? Are you gonna break?

921
00:42:38,520 --> 00:42:40,120
Speaker 2: I want to do a boost because I saw this.

922
00:42:40,280 --> 00:42:42,120
Speaker 2: It was like literally the day after we had our

923
00:42:42,160 --> 00:42:45,320
Speaker 2: talk last week about the fire movement and trying to

924
00:42:45,400 --> 00:42:48,160
Speaker 2: explain our takes on it, The New York Times posted

925
00:42:48,200 --> 00:42:51,640
Speaker 2: this article interviewing which I love. You know, I'm thinking, like, damn,

926
00:42:51,640 --> 00:42:53,800
Speaker 2: why did. I signed this story with my writers. But

927
00:42:54,880 --> 00:42:56,360
Speaker 2: one thing that I think we don't know if we

928
00:42:56,440 --> 00:42:59,040
Speaker 2: mentioned it straight up, but it was definitely been reading

929
00:42:59,040 --> 00:43:00,560
Speaker 2: between the lines of what I would saying is that

930
00:43:00,719 --> 00:43:02,239
Speaker 2: one of the things that drives me nuts about the

931
00:43:02,320 --> 00:43:04,360
Speaker 2: Fire movement is that's a lot of white dudes, like

932
00:43:04,520 --> 00:43:07,279
Speaker 2: wealthy white dudes or white dudes you have privileges who

933
00:43:07,680 --> 00:43:11,280
Speaker 2: are now financially free, and the movement can't isn't always

934
00:43:11,320 --> 00:43:13,800
Speaker 2: that accessible to people of color, women and whatnot. And

935
00:43:13,840 --> 00:43:15,759
Speaker 2: the New York Times that are really great article with

936
00:43:15,840 --> 00:43:18,879
Speaker 2: the headline for these women a fire that burns two

937
00:43:18,960 --> 00:43:22,480
Speaker 2: male and two white, and it interviews women of color

938
00:43:22,800 --> 00:43:25,040
Speaker 2: who are doing their own version of the Fire movement

939
00:43:25,080 --> 00:43:28,200
Speaker 2: and just kind of talk about like how the browness

940
00:43:28,480 --> 00:43:31,440
Speaker 2: of the Fire movement can make people feel left out.

941
00:43:32,520 --> 00:43:34,400
Speaker 2: And I thought that was a great story. So I'm

942
00:43:34,440 --> 00:43:36,719
Speaker 2: gonna link to that in our show notes. Check it

943
00:43:36,800 --> 00:43:39,279
Speaker 2: out and shout out to I think one of the

944
00:43:40,160 --> 00:43:43,399
Speaker 2: women who was interviewed runs the blog called or They're

945
00:43:43,480 --> 00:43:47,359
Speaker 2: at Instagram at rich and regular. I love that, Yeah,

946
00:43:47,960 --> 00:43:50,200
Speaker 2: so check them out and check out the story. And

947
00:43:50,400 --> 00:43:52,560
Speaker 2: it's just like, yeah, sister's a reminder that like, I

948
00:43:52,600 --> 00:43:54,920
Speaker 2: think there's room for the bros and every you know,

949
00:43:55,040 --> 00:43:57,360
Speaker 2: the rest of us to get into this movement together.

950
00:43:57,520 --> 00:44:00,880
Speaker 2: But it's just nice to have the spotlight on the

951
00:44:01,000 --> 00:44:03,320
Speaker 2: fact that not everyone's like I was just saying, not

952
00:44:03,440 --> 00:44:06,040
Speaker 2: everyone's version of financial freedom is the same. You know,

953
00:44:06,120 --> 00:44:09,240
Speaker 2: it can and certainly if you're a woman of color,

954
00:44:09,640 --> 00:44:12,560
Speaker 2: you know, two strikes against you. You're welcome and you've

955
00:44:12,640 --> 00:44:15,080
Speaker 2: got you've just got hurdles in front of you that

956
00:44:16,200 --> 00:44:19,000
Speaker 2: that some people don't have. I thought it was hilarious

957
00:44:19,040 --> 00:44:20,640
Speaker 2: how one of the people I forget who was who

958
00:44:20,680 --> 00:44:22,920
Speaker 2: it was who said this, but she was like, listen,

959
00:44:23,040 --> 00:44:24,800
Speaker 2: I need to factor in the cost to keep maintaining

960
00:44:24,840 --> 00:44:27,800
Speaker 2: my hair care, you know, into my future expenses. And

961
00:44:27,880 --> 00:44:30,320
Speaker 2: I was just thinking, yes, the product, I need a

962
00:44:30,360 --> 00:44:33,560
Speaker 2: product budget. So it's great, check it out.

963
00:44:35,560 --> 00:44:37,279
Speaker 1: I'm I'm gonna check it out. Actually I like that

964
00:44:37,360 --> 00:44:40,080
Speaker 1: because you're right, it does feel very like m so

965
00:44:40,320 --> 00:44:42,560
Speaker 1: I can't do that, so it should be modified, and

966
00:44:42,760 --> 00:44:44,920
Speaker 1: that's why it's important to have. It's so funny. I

967
00:44:45,040 --> 00:44:46,759
Speaker 1: was interviewed by this really big company. I don't want

968
00:44:46,760 --> 00:44:49,400
Speaker 1: to say it until I get the announcement, but I

969
00:44:49,480 --> 00:44:52,160
Speaker 1: was interviewed by this really popular, Like I guess it's

970
00:44:52,239 --> 00:44:55,359
Speaker 1: business magazine. We all know, and I think you behind

971
00:44:55,360 --> 00:44:58,759
Speaker 1: the scenes, manja. And so it was an Indian woman,

972
00:44:59,000 --> 00:45:03,160
Speaker 1: super dope. She was asking all these questions and about

973
00:45:03,239 --> 00:45:05,759
Speaker 1: like financial wellness and just I was just giving her

974
00:45:05,840 --> 00:45:08,080
Speaker 1: my two centas she was like afterwards, she was like, Tiffany,

975
00:45:08,200 --> 00:45:11,239
Speaker 1: this was such a fresh air because she's like, usually,

976
00:45:11,280 --> 00:45:13,359
Speaker 1: you know, whenever I have to interview somebody finance, there

977
00:45:13,840 --> 00:45:16,239
Speaker 1: it's a white guy. She said, would you consider writing

978
00:45:16,280 --> 00:45:19,879
Speaker 1: for the magazine? I'm like, are you kidding me? What? Yeah?

979
00:45:21,080 --> 00:45:24,439
Speaker 1: And so so yeah, so that might happen, So we'll see.

980
00:45:24,520 --> 00:45:27,279
Speaker 1: But I just thought that that was like, you know,

981
00:45:27,360 --> 00:45:30,080
Speaker 1: that was so crazy that she was like, even after

982
00:45:30,120 --> 00:45:34,279
Speaker 1: all this time, she still finds herself only interviewing you know,

983
00:45:34,440 --> 00:45:36,800
Speaker 1: white guys and her as a woman of color, is like,

984
00:45:36,880 --> 00:45:38,560
Speaker 1: I'm sick of it. There has to be some other,

985
00:45:38,600 --> 00:45:39,320
Speaker 1: no excuses.

986
00:45:39,360 --> 00:45:43,160
Speaker 2: There's so many diverse voices out there right now, you

987
00:45:43,239 --> 00:45:45,480
Speaker 2: get like, there's so many people of color and personal

988
00:45:45,560 --> 00:45:46,080
Speaker 2: finance that.

989
00:45:46,239 --> 00:45:47,879
Speaker 1: Well, I don't know if she's been assigned. I feel

990
00:45:47,880 --> 00:45:50,160
Speaker 1: like she was assigned to me, So I don't know how.

991
00:45:50,200 --> 00:45:52,040
Speaker 1: I don't know how her editor you know, like works

992
00:45:52,120 --> 00:45:54,680
Speaker 1: so okay, you know what I mean, because because she

993
00:45:54,719 --> 00:45:56,160
Speaker 1: was kind of like it was so nice. She was like,

994
00:45:56,320 --> 00:45:57,799
Speaker 1: I was so surprised when they said, this is who

995
00:45:57,840 --> 00:45:59,840
Speaker 1: you're interviewing, so I don't know, like what type of

996
00:46:00,000 --> 00:46:02,240
Speaker 1: stuff she normally writes, like and she just writes anything,

997
00:46:02,560 --> 00:46:04,160
Speaker 1: and they kind of just like we needed to be

998
00:46:04,280 --> 00:46:07,120
Speaker 1: this person. But yeah, so it was just really nice.

999
00:46:07,160 --> 00:46:09,160
Speaker 1: So I was like, okay, yeah, so you never know,

1000
00:46:09,200 --> 00:46:11,520
Speaker 1: you might see my byline and a big old Maggie.

1001
00:46:12,080 --> 00:46:14,279
Speaker 2: I was trying to tease us, well.

1002
00:46:14,239 --> 00:46:15,839
Speaker 1: I don't want to say because this case she's like girl,

1003
00:46:16,480 --> 00:46:18,800
Speaker 1: but EDER said no girl, and I'm like, oh okay,

1004
00:46:20,440 --> 00:46:21,800
Speaker 1: so I want to come to I'll let you know,

1005
00:46:22,920 --> 00:46:27,800
Speaker 1: but I want to boost because last night was so cute.

1006
00:46:27,880 --> 00:46:31,480
Speaker 1: So I was in this documentary for Prudential just a

1007
00:46:31,520 --> 00:46:34,600
Speaker 1: few minutes. But it's a dope documentary about Credential and

1008
00:46:34,680 --> 00:46:39,600
Speaker 1: TV one. It's a dope documentary about women, especially Black women,

1009
00:46:40,040 --> 00:46:43,239
Speaker 1: and financial wellness. So what does that look like for us?

1010
00:46:43,320 --> 00:46:46,839
Speaker 1: It was about forty minutes. They had this NJ pack

1011
00:46:46,960 --> 00:46:48,880
Speaker 1: is like a huge one of the most like it's

1012
00:46:48,920 --> 00:46:53,000
Speaker 1: a really beautiful venue space it's located in Newark, so

1013
00:46:53,120 --> 00:46:54,920
Speaker 1: they had it there and so but it was so

1014
00:46:55,160 --> 00:46:57,480
Speaker 1: nice because they asked me if I wanted to honor

1015
00:46:57,920 --> 00:47:00,400
Speaker 1: my parents because they really were talking about financial legacy

1016
00:47:00,480 --> 00:47:02,880
Speaker 1: as well, and so it was so nice. So I

1017
00:47:02,960 --> 00:47:05,880
Speaker 1: got to honor my parents and j pack stage. I mean,

1018
00:47:05,920 --> 00:47:08,520
Speaker 1: I've seen Lauren Hill from on the stage and Aley

1019
00:47:10,200 --> 00:47:12,920
Speaker 1: so many amazing people at stage, and then here I

1020
00:47:13,080 --> 00:47:15,600
Speaker 1: was on the stage giving the speech about like how

1021
00:47:15,680 --> 00:47:18,120
Speaker 1: my parents are so amazing and how because they taught me,

1022
00:47:18,200 --> 00:47:19,879
Speaker 1: I've been able to teach hundreds of thousands of other

1023
00:47:19,960 --> 00:47:22,560
Speaker 1: women like me. And then that is their legacy, well

1024
00:47:22,600 --> 00:47:24,880
Speaker 1: one of their many legacies. And then to have my

1025
00:47:24,960 --> 00:47:27,080
Speaker 1: mom get up on stage, you could I'm Sylvie wanted

1026
00:47:27,080 --> 00:47:28,960
Speaker 1: to take that mike so badly, Mandy. I have to

1027
00:47:29,000 --> 00:47:32,279
Speaker 1: look at her like don't. I had to block it

1028
00:47:32,400 --> 00:47:34,880
Speaker 1: with a gentle block and like turn for pictures. I

1029
00:47:35,000 --> 00:47:38,359
Speaker 1: was like no, man, My dad was so cute because me. Well,

1030
00:47:38,360 --> 00:47:40,439
Speaker 1: I also told my dad like fifteen times you're gonna

1031
00:47:40,440 --> 00:47:42,879
Speaker 1: come up on stage. He looked so shocked. He said,

1032
00:47:43,320 --> 00:47:45,319
Speaker 1: I didn't know I'm gonna come on stage. I'm like, Daddy,

1033
00:47:45,400 --> 00:47:48,839
Speaker 1: I told you, But it was just so cute. I'm

1034
00:47:48,880 --> 00:47:51,759
Speaker 1: gonna post like the pictures later on my IG, so

1035
00:47:52,080 --> 00:47:53,920
Speaker 1: take a look at them. But it was just, honestly,

1036
00:47:54,040 --> 00:47:55,960
Speaker 1: it was just like I don't know, I just want

1037
00:47:55,960 --> 00:47:58,400
Speaker 1: to do a boost for my parents because I'm not

1038
00:47:58,400 --> 00:48:00,440
Speaker 1: gonna lie. I was not an easy kid raids. I

1039
00:48:00,440 --> 00:48:02,080
Speaker 1: don't know if you could tell us a little wild.

1040
00:48:03,760 --> 00:48:08,200
Speaker 1: And yeah, we butted heads for so long, even even

1041
00:48:08,360 --> 00:48:10,319
Speaker 1: like when I got married, we buttoned heads because they

1042
00:48:10,360 --> 00:48:13,759
Speaker 1: really wanted me to marry Nigerian and so when I

1043
00:48:13,840 --> 00:48:17,240
Speaker 1: did it, so they were like eh and so. But now, honestly,

1044
00:48:17,320 --> 00:48:20,320
Speaker 1: it's so crazy how good things are now because I

1045
00:48:20,520 --> 00:48:26,160
Speaker 1: was never I was always a hair tiffany goes like

1046
00:48:26,320 --> 00:48:28,399
Speaker 1: everybody else would be like I want Cerea, and I'd

1047
00:48:28,440 --> 00:48:31,680
Speaker 1: be like, not even like food. I'd be like, well,

1048
00:48:31,719 --> 00:48:38,440
Speaker 1: I want paint chips. I was so far left. They

1049
00:48:38,480 --> 00:48:42,000
Speaker 1: were like tip banne, I mean police, like they do

1050
00:48:42,280 --> 00:48:44,719
Speaker 1: something for us that's possible for us to like wrap

1051
00:48:44,760 --> 00:48:48,120
Speaker 1: our head around. And so they worried so much, and

1052
00:48:48,440 --> 00:48:50,279
Speaker 1: you know, like, of course now you know the budget says,

1053
00:48:50,320 --> 00:48:51,480
Speaker 1: and you know before that it was like what are

1054
00:48:51,520 --> 00:48:53,680
Speaker 1: you doing with your life? And now the Budgetessa is

1055
00:48:53,719 --> 00:48:56,800
Speaker 1: doing well, and so I could just it's really changed

1056
00:48:57,280 --> 00:49:01,400
Speaker 1: their perception of of like how life has to go,

1057
00:49:01,600 --> 00:49:03,840
Speaker 1: because before it was like, you have to be a doctor, lawyer,

1058
00:49:03,920 --> 00:49:07,239
Speaker 1: or a pharmacist, you know, or an engineer, and you

1059
00:49:07,360 --> 00:49:09,359
Speaker 1: have to marry you know, he has to have at

1060
00:49:09,440 --> 00:49:11,560
Speaker 1: least his masters, he has to be Nigeria. There were

1061
00:49:11,560 --> 00:49:13,520
Speaker 1: all of these kind of rules that they had for

1062
00:49:13,600 --> 00:49:16,799
Speaker 1: a successful life. And they're seeing that I'm making up

1063
00:49:16,840 --> 00:49:20,400
Speaker 1: my own rules, and they're like, and yet Tiffany has

1064
00:49:20,440 --> 00:49:24,640
Speaker 1: a successful life, Like not just what I love is that, yes,

1065
00:49:24,680 --> 00:49:28,320
Speaker 1: they're acknowledging that my professional life is successful. But what

1066
00:49:28,400 --> 00:49:30,759
Speaker 1: I really love more than anything is they're acknowledging that

1067
00:49:30,880 --> 00:49:34,920
Speaker 1: my personal life is successful. Like the other day, for

1068
00:49:35,200 --> 00:49:37,160
Speaker 1: a Memorial Day weekend, we went to my dad's house

1069
00:49:37,239 --> 00:49:39,840
Speaker 1: and had like a little barbecue because my mom was

1070
00:49:39,920 --> 00:49:43,880
Speaker 1: away taking care of my new niece in Chicago, and

1071
00:49:44,000 --> 00:49:45,960
Speaker 1: so my husband was like, we should go to your

1072
00:49:46,000 --> 00:49:47,560
Speaker 1: dad's house and have a barbecue so we could spend

1073
00:49:47,600 --> 00:49:50,120
Speaker 1: the day with him and bring the kids. Because my

1074
00:49:50,200 --> 00:49:52,719
Speaker 1: sister Carol has two kids, Rowman and Amelia. They're like

1075
00:49:53,080 --> 00:49:55,600
Speaker 1: two and three, and they're like such a delight and

1076
00:49:55,880 --> 00:49:57,840
Speaker 1: so we all went and we had such a good time,

1077
00:49:58,440 --> 00:50:01,200
Speaker 1: and my dad was calling my sister to thank her,

1078
00:50:01,760 --> 00:50:03,279
Speaker 1: to say thank you so much for coming and for

1079
00:50:03,640 --> 00:50:06,080
Speaker 1: planning it, because Tracey's the planner. And she was like, no,

1080
00:50:06,320 --> 00:50:08,400
Speaker 1: that was superman. That was to his husband, and he

1081
00:50:08,600 --> 00:50:10,319
Speaker 1: was she said, he was silent on the other line

1082
00:50:10,360 --> 00:50:11,520
Speaker 1: because he gave him a hard way to go. We

1083
00:50:11,600 --> 00:50:14,839
Speaker 1: were getting married, and like my dad called me later,

1084
00:50:14,920 --> 00:50:18,160
Speaker 1: he was like, Tiffany, and you chose the perfect man

1085
00:50:18,239 --> 00:50:20,800
Speaker 1: for you. Like he just was just like, you know,

1086
00:50:21,000 --> 00:50:23,640
Speaker 1: I know that I didn't always see it, but you

1087
00:50:23,719 --> 00:50:27,439
Speaker 1: were right. He is awesome. He is kind, He loves

1088
00:50:27,440 --> 00:50:30,000
Speaker 1: you so much, so much respect for you, and you

1089
00:50:30,080 --> 00:50:31,839
Speaker 1: feel me. He was like, you know, you don't get

1090
00:50:31,960 --> 00:50:34,560
Speaker 1: relationships from people have that level of respect for you.

1091
00:50:34,640 --> 00:50:36,640
Speaker 1: Because they were like talking when we were at the house,

1092
00:50:36,760 --> 00:50:39,440
Speaker 1: like between themselves, and he was like the way he

1093
00:50:39,520 --> 00:50:41,560
Speaker 1: speaks about you, He was like, you are I don't

1094
00:50:41,560 --> 00:50:43,080
Speaker 1: even know if you realize how fortunate you are. And

1095
00:50:43,120 --> 00:50:45,120
Speaker 1: it just meant the world to me that, like, if

1096
00:50:45,120 --> 00:50:47,600
Speaker 1: you're having a hard time with your parents, hopefully it

1097
00:50:47,680 --> 00:50:49,759
Speaker 1: will all work out. I mean I'm thirty nine now,

1098
00:50:49,840 --> 00:50:52,400
Speaker 1: it's like literally just working out, so you might have

1099
00:50:52,520 --> 00:50:55,759
Speaker 1: thirty eight years to go, but but I don't know.

1100
00:50:55,840 --> 00:50:57,160
Speaker 1: I just wanted to give a boost to that that

1101
00:50:57,320 --> 00:51:00,000
Speaker 1: like for like my parents and for like our relationship

1102
00:51:00,040 --> 00:51:03,120
Speaker 1: ship like changing and growing, and because honestly, like I

1103
00:51:03,239 --> 00:51:05,640
Speaker 1: like I said, truly, up until maybe like a year ago,

1104
00:51:05,800 --> 00:51:08,400
Speaker 1: it was always slightly contentious. I always loved them obviously,

1105
00:51:08,480 --> 00:51:10,640
Speaker 1: but so it's just nice to be on the other

1106
00:51:10,760 --> 00:51:13,560
Speaker 1: side of like that. I too want cereal and not

1107
00:51:13,680 --> 00:51:15,120
Speaker 1: paint chicks, you know.

1108
00:51:16,640 --> 00:51:18,200
Speaker 2: Well they I mean, I think that's just a sign

1109
00:51:18,280 --> 00:51:20,640
Speaker 2: that you were strong willed and going to do things

1110
00:51:20,719 --> 00:51:24,320
Speaker 2: your own way no matter what, which is beautiful.

1111
00:51:24,400 --> 00:51:24,560
Speaker 1: Yeah.

1112
00:51:24,560 --> 00:51:27,240
Speaker 2: I remember, like even before you when Superman you got engaged,

1113
00:51:27,280 --> 00:51:29,400
Speaker 2: like you were talking about the tension like sometimes with

1114
00:51:29,480 --> 00:51:32,200
Speaker 2: your family, you know, being accepting of him. So it's

1115
00:51:32,200 --> 00:51:34,680
Speaker 2: so nice to hear that things are you know, people

1116
00:51:34,760 --> 00:51:38,160
Speaker 2: do evolve, do I think all the time. You know,

1117
00:51:38,239 --> 00:51:40,719
Speaker 2: when I was fifteen, my sister came out and my

1118
00:51:40,920 --> 00:51:43,640
Speaker 2: family was terrible. Like I look back on it and

1119
00:51:43,719 --> 00:51:46,319
Speaker 2: I'm like, were we those people? Yeah, they were all

1120
00:51:46,360 --> 00:51:50,680
Speaker 2: homophobic and like my sister, yeah, she came out.

1121
00:51:51,040 --> 00:51:52,840
Speaker 1: I thought you met like when your mother had her like.

1122
00:51:57,320 --> 00:51:59,080
Speaker 2: Yeah. She came out with a rainbow flag and they

1123
00:51:59,120 --> 00:52:03,120
Speaker 2: were like, no, no, she came out on my junior

1124
00:52:03,160 --> 00:52:05,000
Speaker 2: prom day and I remember I hated her because she

1125
00:52:05,120 --> 00:52:08,480
Speaker 2: was stealing my attention and uh yeah, and we just

1126
00:52:08,680 --> 00:52:11,120
Speaker 2: like and ten years later from the day she came out,

1127
00:52:11,160 --> 00:52:12,759
Speaker 2: we were at her not to the day, but to

1128
00:52:12,880 --> 00:52:15,560
Speaker 2: the year. We were at her wedding, just like partying

1129
00:52:15,600 --> 00:52:17,440
Speaker 2: it up. And when I gave when I gave my speech,

1130
00:52:17,480 --> 00:52:20,000
Speaker 2: I was like, do you guys realize how far we've come.

1131
00:52:21,200 --> 00:52:25,160
Speaker 2: You just have to you know, with time and perspective. Family,

1132
00:52:25,600 --> 00:52:27,160
Speaker 2: you know, we get it together in the end.

1133
00:52:27,120 --> 00:52:29,880
Speaker 1: But well most people, you hope so, and sometimes you

1134
00:52:30,000 --> 00:52:31,800
Speaker 1: just got to give people the space to get it together.

1135
00:52:32,160 --> 00:52:32,359
Speaker 2: Yes.

1136
00:52:32,719 --> 00:52:34,440
Speaker 1: No, it's easy to just be like, you know, I'm

1137
00:52:34,480 --> 00:52:35,919
Speaker 1: just going to walk away and lead them like whatever,

1138
00:52:36,000 --> 00:52:38,319
Speaker 1: I'll start a new life. And you can. But at

1139
00:52:38,320 --> 00:52:39,960
Speaker 1: the end of the day, you know, I mean, ideally

1140
00:52:40,000 --> 00:52:43,320
Speaker 1: you want your family. So yeah, so little just a

1141
00:52:43,360 --> 00:52:44,719
Speaker 1: little something sweet to head off.

1142
00:52:45,640 --> 00:52:50,600
Speaker 2: That's beautiful, Well congratulations, thank yeah, what a beautiful gift

1143
00:52:50,640 --> 00:52:51,960
Speaker 2: for them for Mothers and Father's Day.

1144
00:52:52,520 --> 00:52:54,520
Speaker 1: I know. Actually it was like sidebar. It was really

1145
00:52:54,560 --> 00:52:56,960
Speaker 1: supposed to be for Father's Day. My mother was like, no,

1146
00:52:57,120 --> 00:52:58,560
Speaker 1: you have two parents, I'll be on that stage.

1147
00:52:58,560 --> 00:53:02,680
Speaker 2: I was say, okay, ma'am, hey listen to her though, because.

1148
00:53:02,480 --> 00:53:04,640
Speaker 1: You know I did. I didn't want any problems.

1149
00:53:04,800 --> 00:53:10,400
Speaker 2: She's like, let me take my credit. Yep, beautiful, awesome. Well,

1150
00:53:10,400 --> 00:53:12,600
Speaker 2: speaking of Father's Day, here's your warning. Father's Day is

1151
00:53:12,600 --> 00:53:13,680
Speaker 2: this weekend right coming up.

1152
00:53:14,200 --> 00:53:15,479
Speaker 1: I didn't get hit. What are you getting?

1153
00:53:15,880 --> 00:53:18,600
Speaker 2: I don't know. My dad usually texts us with an

1154
00:53:18,600 --> 00:53:21,200
Speaker 2: Amazon link to what he wants and then we hook

1155
00:53:21,280 --> 00:53:23,560
Speaker 2: him up. That's it's usually like a boat accessory.

1156
00:53:24,080 --> 00:53:25,800
Speaker 1: Mean we look, I'm talking about husband. I'm like, I forgot.

1157
00:53:25,880 --> 00:53:28,040
Speaker 1: I'm like, wait, where's the baby? I was like, I

1158
00:53:28,200 --> 00:53:29,560
Speaker 1: was like, what are you gonna get? But I forgot

1159
00:53:29,600 --> 00:53:31,120
Speaker 1: that you don't have kids just yet.

1160
00:53:31,960 --> 00:53:34,120
Speaker 2: Yeah, you know, get my I don't know. My dad

1161
00:53:34,200 --> 00:53:37,360
Speaker 2: likes My dad still loves a Visa gift card, so

1162
00:53:37,800 --> 00:53:40,000
Speaker 2: he's he's an easy, easy man to please.

1163
00:53:41,440 --> 00:53:43,400
Speaker 1: To get superman, I'm like, oh, I didn't even think

1164
00:53:43,440 --> 00:53:45,960
Speaker 1: about it. He's like really sentimental. So one time I

1165
00:53:46,000 --> 00:53:47,719
Speaker 1: didn't get him anything. So I'm like, because he said,

1166
00:53:47,760 --> 00:53:51,239
Speaker 1: I don't give me anything, so I did it. Oh, Mandy.

1167
00:53:51,280 --> 00:53:54,840
Speaker 1: When I tell you I never ordered a like a

1168
00:53:55,040 --> 00:53:56,960
Speaker 1: cause you know, he like a man cave is coming along,

1169
00:53:57,000 --> 00:53:59,600
Speaker 1: so I ordered like like that day, I ran upstairs

1170
00:53:59,640 --> 00:54:01,840
Speaker 1: and ordered one of those like really nice like fridges

1171
00:54:01,920 --> 00:54:04,880
Speaker 1: for like man cake fridges. I remember, yeah, what And

1172
00:54:04,960 --> 00:54:06,920
Speaker 1: I was like because he was like so the next

1173
00:54:07,040 --> 00:54:08,600
Speaker 1: because I didn't know really until the next day and

1174
00:54:08,640 --> 00:54:09,879
Speaker 1: he was in his feelings, he was like, I really

1175
00:54:09,880 --> 00:54:12,000
Speaker 1: can't believe din't give anything. I was like, what, rob

1176
00:54:12,120 --> 00:54:13,640
Speaker 1: was that you didn't get I'll say, yes, I did,

1177
00:54:14,120 --> 00:54:15,560
Speaker 1: it didn't it didn't come yet. Look at you. You

1178
00:54:15,560 --> 00:54:17,520
Speaker 1: know I was gonna get you something what I paid

1179
00:54:17,600 --> 00:54:20,359
Speaker 1: for like save days. I'm like, whatever, put an extra,

1180
00:54:20,680 --> 00:54:23,080
Speaker 1: don't care. And when it came, he was so happy.

1181
00:54:23,120 --> 00:54:28,120
Speaker 1: That thing cost me so much money. But I told myself,

1182
00:54:28,120 --> 00:54:30,319
Speaker 1: I will never do that again. That whole I don't

1183
00:54:30,360 --> 00:54:34,360
Speaker 1: need anything is a lie. So yeah, I have to

1184
00:54:34,400 --> 00:54:36,279
Speaker 1: get him something. And I'm like, yanks, what I gonna get.

1185
00:54:36,239 --> 00:54:39,520
Speaker 2: Him, wife, husband, whatever? It's a lie always gets something.

1186
00:54:39,520 --> 00:54:42,160
Speaker 2: You can never hurt anything by giving your significant other

1187
00:54:42,200 --> 00:54:44,880
Speaker 2: a gift. It's never gonna hurt. It can only hurt

1188
00:54:44,920 --> 00:54:45,480
Speaker 2: you if you don't.

1189
00:54:46,000 --> 00:54:48,200
Speaker 1: Yeah, s woolshot. I was like whoa. He was like,

1190
00:54:48,320 --> 00:54:49,000
Speaker 1: oh you did.

1191
00:54:49,120 --> 00:54:53,280
Speaker 2: I was like yes, wiping down the beat of sweat

1192
00:54:54,000 --> 00:54:56,759
Speaker 2: from your bro. All right, well, you guys have been worn.

1193
00:54:56,840 --> 00:54:59,920
Speaker 2: You got a few days Amazon Prime, two days shipping.

1194
00:55:00,680 --> 00:55:03,080
Speaker 2: You can think it happened. Happy Father's Day into any

1195
00:55:03,120 --> 00:55:06,200
Speaker 2: papas who are listening to the podcast, Happy Father's Stay

1196
00:55:06,280 --> 00:55:11,560
Speaker 2: to you. Yes, all right, that's the show until.

1197
00:55:11,400 --> 00:55:15,000
Speaker 1: Next week, until next week. I did you do?

1198
00:55:15,480 --> 00:55:15,759
Speaker 2: I to