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Speaker 1: Welcome to How the Money. I'm Joel and I'm Matt,

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Speaker 1: and today we're discussing why warehouse clubs are awesome but

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Speaker 1: really they're not. Now they're great, Now they suck. All right,

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Speaker 1: we're gonna get into it. Just in the second cue

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Speaker 1: the music. Yeah, man, there are lots of pros to

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Speaker 1: joining a warehouse club, and so we're gonna get into those.

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Speaker 1: And I think you know, by the end of this episode,

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Speaker 1: you're going to completely agree with me. We're gonna be

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Speaker 1: on the same page and all's gonna be right with

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Speaker 1: the world. You can try to convince me, but man,

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Speaker 1: I have not joined yet, so this is your last chance.

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Speaker 1: It should be last and final chance should be a

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Speaker 1: fun discussion, and you know, to be fair from the

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Speaker 1: get go, I will say they're not for everyone. You're

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Speaker 1: already backpedaling, But I love my costco membership. I think

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Speaker 1: it's gonna be a fun conversation today. We will see

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Speaker 1: about that, best buddy. I wanted to share a quick

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Speaker 1: story though with you about a bike helmet. A story

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Speaker 1: about a bike helmet. This sounds intriguing. It's like the

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Speaker 1: it's like the Sisterhood of the Traveling Pants it's about

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Speaker 1: the helmet though this time. Actually I don't know anything

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Speaker 1: about that movie or those books, but I feel like

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Speaker 1: that this might be a very similar story. Okay, alright,

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Speaker 1: I'm intrigued. I never read the book either. A couple

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Speaker 1: of months ago I was writing, I had taken the

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Speaker 1: girls up to up the corner between where you and

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Speaker 1: I live. In between us is a big parking lots

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Speaker 1: that belongs to a church, and they paved it recently,

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Speaker 1: and it's awesome for biking, fantastic spots. Take the kids

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Speaker 1: to ride bikes, kids go up there play. It is

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Speaker 1: a little free library. It's just like a little hub

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Speaker 1: to our neighborhood. We had a great time, came home,

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Speaker 1: we know, went back to living our life. A few

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Speaker 1: days later, I was trying to get the girls together

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Speaker 1: to go on another bike ride, and we were missing

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Speaker 1: a helmet. Well, you can guess as to where we

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Speaker 1: finally realized that we left it. We left it up

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Speaker 1: at that church. But it was close to a week

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Speaker 1: later at least, before we realized that your detective skills,

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Speaker 1: by the way, we could totally for got unparalleled. We thought, well,

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Speaker 1: the girls will grab the helmets and just like stash

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Speaker 1: them somewhere in the house, and so I'm like looking

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Speaker 1: in the closets, looking outside. I've been there. You know

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Speaker 1: what I'm saying. I know what that's But we finally realized, like, oh,

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Speaker 1: we probably left it up there. So I went up

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Speaker 1: to the church and was asking someone that works there

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Speaker 1: and like, hey, any chance you saw a pink helmet?

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Speaker 1: And well they asked around and she got back to

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Speaker 1: me and was like, hey, somebody saw that. Nobody can

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Speaker 1: remember what happened to it. It was sort of this

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Speaker 1: vague answer, and I was like, this is weird, but whatever, alright, fine.

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Speaker 1: I put it off for a couple of months, but

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Speaker 1: I finally realized, we need to get a helmets because

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Speaker 1: all the girls they need one, right, So that leads

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Speaker 1: me to value village. I wasn't necessarily looking for a helmet.

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Speaker 1: I was looking for some yard tools. Oh I would

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Speaker 1: have assumed you might have gone to all need to

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Speaker 1: get a bike helmet, but no, Hey, that would have

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Speaker 1: been a great guest because all the is the best.

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Speaker 1: And you know, like on your phone, like you think

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Speaker 1: of something and then you see an ad for that,

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Speaker 1: like the next day on Instagram. Yes it's creepy. Yeah,

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Speaker 1: Aldi has that, but without like the Vladimir Putin Russian technology.

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Speaker 1: Somehow they just know what it is that my wife

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Speaker 1: and I need, and all of a sudden they're carrying it.

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Speaker 1: This massive company just into it what you need. It's incredible.

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Speaker 1: But regardless. I was at value village looking for a

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Speaker 1: rake or something, and I thought, oh, this might be

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Speaker 1: a good spot to maybe find a helmet that might

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Speaker 1: actually be in decent shape. Specifically, I hopped over there,

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Speaker 1: and I was looking for one that had the little

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Speaker 1: round dial in the back because a little word to

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Speaker 1: the wise, that's how you get a helmet to really

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Speaker 1: fit your kid well as you make sure that you

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Speaker 1: can adjust it. And and I saw one and saw

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Speaker 1: so stoked, and I thought, oh, man, there's one at

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Speaker 1: the bottom of the pile, kind of like hanging on there.

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Speaker 1: And I looked a little bit closer and I realized,

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Speaker 1: wait a minute, that's pink helmet, Like that's the helmet

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Speaker 1: that we lost. I flipped it over it It It had

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Speaker 1: the mini mouth sticker there on the side and everything.

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Speaker 1: I could not believe it. Man, I was beside myself.

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Speaker 1: I was so stoked. That's incredible, like like what are

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Speaker 1: the chances right right to find something that you lost,

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Speaker 1: first off, that made it to the third story by

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Speaker 1: your house, and then second off that you know wasn't

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Speaker 1: already gone or what I mean just then I happened

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Speaker 1: to like go and see it. There's so many other

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Speaker 1: things that could have happened. That little helmet along the

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Speaker 1: way sister to the traveling Helmet. Am I right? And

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Speaker 1: so obviously I was stoked. I was beside myself. I

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Speaker 1: thought it was just sort of a funny story. And

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Speaker 1: so when I took it to the register, I started

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Speaker 1: telling the lady about how all this came to be,

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Speaker 1: which she as amazed as I am. Well, she kind

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Speaker 1: of rolled her eyes because I think she knew where

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Speaker 1: I was going with it, which was trying to see

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Speaker 1: if I could somehow get this helmet back for free

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Speaker 1: because it was my helmet, and she wasn't that convinced

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Speaker 1: by my story. Maybe she gets this all the time,

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Speaker 1: I don't know. So she had to go get a manager.

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Speaker 1: And while she did that, what I realized is that

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Speaker 1: I need some proof. I need some evidence. So whipped

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Speaker 1: out that phone, scroll back a few months and found

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Speaker 1: a picture of my daughter wearing that helmet and you

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Speaker 1: couldn't see that mini mouth sticker, but what you could

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Speaker 1: see was a chip piece of the shell of the helmet.

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Speaker 1: So I pinched and zoomed in and I was like, look, man,

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Speaker 1: it's right there. So I showed him the chip in

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Speaker 1: the picture, showed him the chip on the helmet, and

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Speaker 1: he just kind of cracked up, laughing and just let

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Speaker 1: me go with it. He let me have the helmet

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Speaker 1: for were free. I didn't have to pay anything, but

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Speaker 1: it didn't That just crazy. I mean, I wanted to

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Speaker 1: share that story because it's just such a wild thing.

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Speaker 1: I feel like that happened totally random. I was so happy.

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Speaker 1: But then secondly, I wanted to share how you know,

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Speaker 1: like we've had an episode before, we talked about the

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Speaker 1: art of asking for a discount episode number eighteen, Buddy,

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Speaker 1: eighteen eighteen. I was way back when it was a

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Speaker 1: while ago. But yeah, that's what you have to do.

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Speaker 1: You have to ask for that discount. You have to

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Speaker 1: be that advocate for yourself, because you know, had I

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Speaker 1: not said anything and not shared how excited I was,

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Speaker 1: or shared the whole story, man, I would have just

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Speaker 1: had to pay the five bucks. The four nine that

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Speaker 1: was written on the helmet with with sharpie that I

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Speaker 1: had to go home and rub off plus tacks exactly.

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Speaker 1: You know what that makes me think of, like we

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Speaker 1: just gotta well, first off, I love the story and yeah,

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Speaker 1: yeah it happened, and then you found the helmet. I'm

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Speaker 1: sure your girls were pumped when you brought it home, right, Yeah.

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Speaker 1: I came in literally I was. I was holding it

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Speaker 1: over my head kind of like bouncing it up and down,

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Speaker 1: you know, while the girls were like, Daddy, where did

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Speaker 1: you find being commed? You know, I got to play

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Speaker 1: the hero, which is a lot of fun, kind of

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Speaker 1: like in the movie Rudy where they hold him on

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Speaker 1: their shoulders or something like that. Yeah. No, I just

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Speaker 1: made me think of a recent listener email that we

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Speaker 1: got based on that episode about asking for a discount,

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Speaker 1: and the listener told us that their landlord was planning

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Speaker 1: to raise their rent somewhere in the range like a

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Speaker 1: hundred seventy dollars a month, a lot of money. Yeah,

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Speaker 1: I think it was like a corporate department complex. And

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Speaker 1: he asked for a discount. He asked for a lower

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Speaker 1: monthly rate, and just by asking his landlord was like, Okay,

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Speaker 1: and only raised his rent thirteen dollars some teen bucks.

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Speaker 1: Isn't that crazy? He saved almost two thousand dollars a year. Yeah,

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Speaker 1: and he didn't say that he wrote some like giant

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Speaker 1: essay or like some official letters. He just straight up

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Speaker 1: just asked the guy. It doesn't have to be anything

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Speaker 1: over the top. It doesn't have to be you know,

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Speaker 1: this big song and dance. But sometimes just by asking

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Speaker 1: just that act alone can actually lead to a major

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Speaker 1: impact in your finances or something minor or five bucks

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Speaker 1: off a helmet that's already yours, but it was less

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Speaker 1: the money for us and just more of the like

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Speaker 1: that's mine, like that used to be ours. It felt

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Speaker 1: weird because that's like, am I really going to pay

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Speaker 1: for something that used to be mine? That was accidentally

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Speaker 1: donated there? So the more of the story. Yeah, if

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Speaker 1: you don't ask, you don't receive EVE. But also to man,

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Speaker 1: check out your local thrist store, your local value village

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Speaker 1: if that's what you've got, or or goodwill, and yeah,

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Speaker 1: you never know what you might find. You might even

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Speaker 1: find something that used to belong to you that you

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Speaker 1: won back, No doubt, dude, I love a good thrist

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Speaker 1: store run although it's been a while for me. I

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Speaker 1: need to get back into the swing of things. Where's

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Speaker 1: that you know? My favorite thrist store shirt that you

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Speaker 1: had was like that. Uh it's like there's a T

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Speaker 1: shirt and it had like these rabbits on it that

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Speaker 1: we're running like some sort of bunny run. Yeah. I

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Speaker 1: still got that one. Yeah. Actually, one of my best friends, Josh,

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Speaker 1: had an eBay store where he sold vintage clothing. All

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Speaker 1: he did was shop at every single local area Thirst

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Speaker 1: store in Florida and he would resell that stuff on eBay.

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Speaker 1: And he had a full time job out of reselling

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Speaker 1: clothes on on online, which I thought was really cool

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Speaker 1: idea for her business. Yeah, Josh, he had good taste,

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Speaker 1: he did. I love that shirt. Alright, So Matt, let's

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Speaker 1: mention the beer that we're having on the show today.

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Speaker 1: We're drinking Buffalo Soldier by Utah Brewing Company. And big

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Speaker 1: thanks again to listener Andy for sending this beer out

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Speaker 1: as well. We had a beer that he donated on

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Speaker 1: Monday A two. Yeah, this is a black I p A.

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Speaker 1: I'm not sure if you've ever had this style on

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Speaker 1: the show before. This is one of the styles that

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Speaker 1: maybe I've only had once or twice in my entire life,

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Speaker 1: so really excited to share this one with you. And

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Speaker 1: we'll share our thoughts on this beer at the end

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Speaker 1: of the episode, no doubt. All Right, Matt, onto the

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Speaker 1: subject at hand, why warehouse clubs are so stinking great?

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Speaker 1: And uh, I think right. I think it's gonna be

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Speaker 1: a fun conversation because we both kind of fall on

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Speaker 1: different sides of this issue. I am kind of a

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Speaker 1: die hard Costco member. I I also have been a

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Speaker 1: member of Sam's Club in the past. I think there's

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Speaker 1: some really good, compelling reasons for people to consider joining

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Speaker 1: a warehouse club. And I know that you have really

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Speaker 1: staunchly refused to partake. And so let's get into kind

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Speaker 1: of some pros and cons and kind of not partake

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Speaker 1: of the Costco. So let's get into the too, the

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Speaker 1: good and the bad. And yeah, I want to hear

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Speaker 1: your take on on warehouse clubs. All right, Jil, let

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Speaker 1: me share my problem that I had with warehouse clubs.

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Speaker 1: The issue you know that I have and maybe others

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Speaker 1: do too, is that I am not sure that a

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Speaker 1: warehouse club membership is worth it. The reason being is

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Speaker 1: that with new grocery stores like Aldi, Like you mentioned earlier,

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Speaker 1: these guys are cropping up everywhere, and it's really easy

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Speaker 1: for us now to get affordable groceries, you know. And

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Speaker 1: then on top of that, online shopping allows us to

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Speaker 1: get the best deals on the other items that I

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Speaker 1: can't get at Aldi. So that begs the question is

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Speaker 1: it worth it to join Costco or you know, like

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Speaker 1: you said, Sam's Club or b J's whatever warehouse club

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Speaker 1: that you have in your area. Yeah, So that's what

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Speaker 1: we're discussing today. Let's run through a couple of things

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Speaker 1: before we kind of get into the pros and cons

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Speaker 1: of how we feel about the warehouse clubs. Really, these

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Speaker 1: warehouse clubs cater themselves to different clientele. That's something that

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Speaker 1: we kind of need to know upfront. I've been a

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Speaker 1: member of Sam's Club. I'm currently member of Costco. Sam's

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Speaker 1: Club seems to attract more small business owners. They just

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Speaker 1: have more stuff that seems to target itself towards towards

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Speaker 1: folks in particular that have their own small business that

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Speaker 1: mix machines, yeah, factors. Yeah, especially people that own, like

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Speaker 1: let's say, convenience store. They have a lot of stuff

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Speaker 1: that convenience stores could resell in their own store. So

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Speaker 1: it's interesting to note that they're all different, the price

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Speaker 1: points different. Two so it's sixty dollars to join Costco,

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Speaker 1: forty five to join Sam's. I think BJ's is fifty.

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Speaker 1: And you can find sign up specials from time to

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Speaker 1: time at each of these stores. B J's in particular,

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Speaker 1: if you have one of those close close by awtent times,

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Speaker 1: they'll offer you a free sixty day trial membership, which

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Speaker 1: is kind of nice way to get your foot in

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Speaker 1: the door for free. Yeah, and remember one time you

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Speaker 1: were trying to get me to go ahead and join

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Speaker 1: Costco when they're offering a sweet discount, they had like

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Speaker 1: have their membership rates. They're gonna throw in like a

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Speaker 1: free case of water, like a gift card. Chicken. Yes,

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Speaker 1: we're gonna get to the chicken man. This is such

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Speaker 1: a random assortment of goods this one has like to

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Speaker 1: shop at Costco exactly what it's like Like. The whole

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Speaker 1: thing kind of made me think, I don't think I

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Speaker 1: want to be a part of this. The whole thing

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Speaker 1: kind of weirded me out, I understand, honestly, because before

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Speaker 1: I joined Costco, a spare tire here we'll just throw

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Speaker 1: this as well. It does seem it does seem odd

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Speaker 1: from the outside in if you if you've never been

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Speaker 1: in one, if you kind of don't know how they work.

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Speaker 1: By the way, I also wanted to mention there is

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Speaker 1: a website that's kind of trying to be the online

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Speaker 1: equivalent of a warehouse club. It's called boxed dot com,

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Speaker 1: and uh, it doesn't necessarily have quite as good a deals,

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Speaker 1: but there's also no membership fee. For someone who's looking

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Speaker 1: to buy in bulk or maybe doesn't live very close

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Speaker 1: to any of these warehouse clubs, you know, boxed dot

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Speaker 1: com could be a good online alternative for folks like that.

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Speaker 1: Nice man, I've actually never heard of boxed box dot com.

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Speaker 1: Excited to hear that's an option, though. So in order

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Speaker 1: to convince me, though, you're gonna have to lay some

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Speaker 1: pros on me, all the different reasons why you love

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Speaker 1: costco so much. Late on thick, I will, all right,

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Speaker 1: So later in the show, we're gonna get into some

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Speaker 1: of the specific services that are offered the best specific

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Speaker 1: items to buy at warehouse clubs, but for now, I'm

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Speaker 1: going to kind of generalize it. Okay, first that I

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Speaker 1: want you to know a lot of these things. I'm

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Speaker 1: gonna specifically talk about Costco a lot because that's where

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Speaker 1: I'm a member, although many of these warehouse clubs offer

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Speaker 1: kind of similar things. I wanted to mention that employees

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Speaker 1: are treated really well. In particular, at Costco, there's a

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Speaker 1: fifteen dollar minimum wage. Employees are just really happy there,

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Speaker 1: and that that's a sign of a good company. In

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Speaker 1: my opinion, shopping at Costco is is pleasant, and I

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Speaker 1: think in large part that's because the employees feel loyal

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Speaker 1: to the company because the company cares for them well,

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Speaker 1: and to me, that kind of sets the table for

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Speaker 1: enjoying the place where you shop. Right, Knowing that the

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Speaker 1: employees are well taken care of and that they care

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Speaker 1: for you, that's kind of one check mark in favor

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Speaker 1: of Costco in the warehouse clubs. Yeah, you can always

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Speaker 1: tell like a good company like that, right when you've

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Speaker 1: got employees that are happy to be there and they're smiling,

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Speaker 1: and they're asking you questions and engaging with you versus

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Speaker 1: just showing up doing the bare minimum. If they're younger,

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Speaker 1: a lot of times they're just like on their phone,

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Speaker 1: like playing Fortnite while they're supposed to be working. It's like,

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Speaker 1: come on, guys, like, I'm trying to find some tires, right, yeah, fortnite.

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Speaker 1: A lot of people are predicted to that, right, I've

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Speaker 1: heard of this, all right. So another check mark in

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Speaker 1: the corner of the warehouse clubs is it buying in

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Speaker 1: bulk does often lead to lower prices, and in Costco

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Speaker 1: in particular has a commitment to not mark up anything

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Speaker 1: more than fift in its stores, and so you kind

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Speaker 1: of know when you're looking at the price that you're

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Speaker 1: not getting gouged. You you know that whatever you're paying,

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Speaker 1: well at max it's fifteen percent more than the cost

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Speaker 1: the Costco paid to acquire the item. And there's kind

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Speaker 1: of something cool about that. Yeah, I didn't know that,

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Speaker 1: knowing that, you know, in a grocery store there could

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Speaker 1: be certain items in there that are marked up. You know,

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Speaker 1: most grocery store items are marked up between twenty five

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Speaker 1: and fifty, and so you just kind of know that

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Speaker 1: you're getting, you know, a solid deal. It might not

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Speaker 1: always be the best deal, but you know you're getting

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Speaker 1: a really really good deal. And so I like that

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Speaker 1: about shopping at a place like Costco. You know, I

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Speaker 1: wanted to share a quick pro of Costco is that

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Speaker 1: I've experienced the Kirkland signature, which is like the Costco

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Speaker 1: store brand, even though not a member there, though I

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Speaker 1: have experienced that delicious brand, whether it be at your house, Joel,

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Speaker 1: or at a friends. You know, you got to cook

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Speaker 1: out and you see Kirkland signature. That's pretty good stuff.

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Speaker 1: You know. I've been impressed with the quality, you know,

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Speaker 1: of the store brand, and it's telling of a company

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Speaker 1: when you see folks buying the store brand like that, Yes,

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Speaker 1: you kind of just stole my thunder for the next thing.

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Speaker 1: Else to say, no, it's all good, No, it's funny.

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Speaker 1: It's so true that the Kirkland signature brand has kind

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Speaker 1: of taken on this life of its own, and anybody

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Speaker 1: that shops at Costco realizes that oftentimes the Kirkland signature

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Speaker 1: equivalent to the name brand that's being sold next to it,

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Speaker 1: is oftentimes better at a lower price. So it's fascinating

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Speaker 1: how Costco has been able to create a lot of

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Speaker 1: loyalty from their shoppers by giving them a cheaper, generic

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Speaker 1: brand that they take a lot of pride in. Do

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Speaker 1: you think it's in the marketing, The fact that they

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Speaker 1: named it something kind of cool like Kirkland signature. Honestly,

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Speaker 1: it had no appeal to me, and I doubted it

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Speaker 1: until I started buying that stuff. And and Emily and

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Speaker 1: I are both now Holkline and Sinker were like, if

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Speaker 1: it says Kirkland signature, it's going to be good. It's

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Speaker 1: just true. It just really is really good stuff. And

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Speaker 1: is the Kirkland signature beer. Actually, Okay, that's one place

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Speaker 1: they fall short. Their Kirkland signature beer is terrible. I

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Speaker 1: will I will readily admit that. Just don't buy that beer.

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Speaker 1: But but we're also ridiculous beers. Yeah, we're pretty. We're pretty,

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Speaker 1: particularly when it comes to our booze. Yeah. But almost

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Speaker 1: anything in the store that says Kirkland signature on it

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Speaker 1: is going to be really, really good. And so also

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Speaker 1: they have lots of organic options at Costco. So if

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Speaker 1: you are super into buying organics, that's one of the

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Speaker 1: best places in the United States to get really good

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Speaker 1: organics at a reasonable price. Oh and by the way,

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Speaker 1: you mentioned Aldi and buying groceries. There, have you ever

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Speaker 1: bought a steak at Aldi? I just want to let

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Speaker 1: you know right now there's a marked difference between a

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Speaker 1: steak that you buy at all the versus a steake

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Speaker 1: that you're gonna get a Costco. There's just something so

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Speaker 1: nice about the quality of some of the things that

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Speaker 1: Costco offers, especially in regards to to food like that.

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Speaker 1: And so yeah, that's another reason that I love Costco

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Speaker 1: is is that the quality is so much better than

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Speaker 1: than I could get at a local grocery store. Yeah. Sure,

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Speaker 1: I'll give that one to you. You know, we don't

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Speaker 1: buy meat often, and so maybe that's because we shop

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Speaker 1: at ALDI, or maybe it's the other way around. I

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Speaker 1: don't know, but I have had stakes from Asco with

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Speaker 1: you before, and yeah, those bone and ribbons are really good.

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Speaker 1: And I also remember when we were getting those steaks, man,

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Speaker 1: that we got to try some very delicious samples, and

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Speaker 1: I now that's one of the selling points people always

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Speaker 1: talk about the samples. You can kind of go around

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Speaker 1: the store and get a full meal if you just

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Speaker 1: like hot from one sample aid to the next to

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Speaker 1: the next. That's pretty accurate that how you're all, that's

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Speaker 1: pretty accurate. Yeah, though there's lots of good samples, especially

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Speaker 1: on the weekends, and and so yeah, that's kind of

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Speaker 1: one of the things that Costco shoppers love is it's

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Speaker 1: kind of the samples at every little corner of the store,

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Speaker 1: and so yeah, you're gonna get a little fill up,

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Speaker 1: you know, while you're doing your shopping. So that's kind

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Speaker 1: of cool, is it? Infomercial style as well? And they're like,

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Speaker 1: you can actually buy the skillet right over there as well,

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Speaker 1: and you can buy this meat over there. It is

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Speaker 1: like that, but they're not super pushy, which is nice,

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Speaker 1: and they're like super nice instead because they're happy to

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Speaker 1: be there. Yeah, they're not like, if you take this bite,

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Speaker 1: you must buy the product, So yeah, I appreciate that

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Speaker 1: it's a little low key. Another big time pro in

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Speaker 1: Costco's favor is their amazing return policy. Basically, you can

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Speaker 1: get a full refund for anything anytime except for electronics

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Speaker 1: and major appliances. Costco stands behind pretty much everything they

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Speaker 1: sell and you never have to worry about whether three

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Speaker 1: years later, you know your luggage broke. You know what.

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Speaker 1: At almost every other retailer, you're gonna have an issue

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Speaker 1: returning that you're you're just not gonna be able to

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Speaker 1: take it back. But with Costco Boom, you take it

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Speaker 1: back no questions. Asked refund or or you're given you know,

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Speaker 1: the equivalent that they offer right now. So I love

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Speaker 1: that return policy, especially for something like luggage, which is

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Speaker 1: gonna get beat up, messed up, and to know that

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Speaker 1: you can always take it back if something happens. I

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Speaker 1: really do appreciate that factor in a major way. Yeah,

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Speaker 1: that's a pretty sweet perk. And you know, I've also

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Speaker 1: heard you talk about Costco is a ridiculous warranty program.

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Speaker 1: Once you try to convince me on that a little

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Speaker 1: bit here. Yeah, So especially if you're buying I don't

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Speaker 1: buy very many electronics at Costco, honestly, I think there's

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Speaker 1: just a lot of competition in that space. If I'm

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Speaker 1: buying a television, I'm just not getting it from Costco personally.

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Speaker 1: But the reason that you would consider getting something like

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Speaker 1: a television from Costco would be the warranty that you

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Speaker 1: get in place when you buy electronics items. So you

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Speaker 1: only have like ninety days to return an item like that,

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Speaker 1: but the warranty is awesome through the Costco Concierge service,

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Speaker 1: and so you can get a two year warranty on

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Speaker 1: top of the manufacturer's warranty through that, and then in addition,

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Speaker 1: if you have the Costco visa card, which of course

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Speaker 1: I do, it gives you an additional two years beyond that,

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Speaker 1: so you can get just like this sick warranty on

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Speaker 1: electronics items like a computer or a television or a

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Speaker 1: major appliance. And so that's super helpful to know that,

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Speaker 1: in addition to the manufacturer's warranty, you might have five,

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Speaker 1: six or seven years of coverage on a really expensive purchase.

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Speaker 1: There's a lot of peace of mind in that knowing

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Speaker 1: that you didn't fork out extra money like you normally

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Speaker 1: would for a longer extended warranty. It's just kind of

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Speaker 1: part of the package. And I think that's really cool.

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Speaker 1: That's awesome. Man. You're talking about the Costco credit card

426
00:18:53,359 --> 00:18:55,280
Speaker 1: made me think of if Aldi had a credit card,

427
00:18:55,359 --> 00:18:58,639
Speaker 1: and it would totally be like amex Aldi Black, you know,

428
00:19:00,080 --> 00:19:05,280
Speaker 1: uper luxury or the opposite. Not really, it'd probably like

429
00:19:05,320 --> 00:19:08,000
Speaker 1: a like a change purse with like Alredy written on it,

430
00:19:08,040 --> 00:19:09,760
Speaker 1: you know, but like store your quarters for the carts

431
00:19:09,880 --> 00:19:12,000
Speaker 1: you get like free ARTI chokes every year. That's like

432
00:19:12,040 --> 00:19:14,159
Speaker 1: the reward I would imagine, which I would be all

433
00:19:14,200 --> 00:19:17,560
Speaker 1: about because their produce is great. In my opinion hit

434
00:19:17,640 --> 00:19:19,159
Speaker 1: or miss, But we can get into that at another

435
00:19:19,359 --> 00:19:22,280
Speaker 1: another time. That's another debate for another episode of My Friend.

436
00:19:22,480 --> 00:19:24,200
Speaker 1: But I did want to mention too that I think

437
00:19:24,200 --> 00:19:29,239
Speaker 1: my favorite thing about Costco is that they sell more

438
00:19:29,280 --> 00:19:31,200
Speaker 1: than just groceries. But really there's kind of a certain

439
00:19:31,200 --> 00:19:32,919
Speaker 1: piece of mind when I buy from Costco based on

440
00:19:32,960 --> 00:19:35,040
Speaker 1: kind of all these factors. I feel like they have

441
00:19:35,080 --> 00:19:37,600
Speaker 1: a commitment to quality. I know that the price isn't

442
00:19:37,600 --> 00:19:40,000
Speaker 1: going to be marked up over a certain place. They

443
00:19:40,000 --> 00:19:43,120
Speaker 1: have this amazing return policy extended warranty. I just know

444
00:19:43,160 --> 00:19:45,760
Speaker 1: that what I'm buying is is a good product, and

445
00:19:45,760 --> 00:19:48,240
Speaker 1: if it's not, I can return it. So I might

446
00:19:48,280 --> 00:19:51,280
Speaker 1: not be getting like the dirt cheapest price, but I'm

447
00:19:51,320 --> 00:19:54,760
Speaker 1: getting something that's really high quality at an incredibly fair price,

448
00:19:55,040 --> 00:19:57,080
Speaker 1: and it's in a place that I like to shop.

449
00:19:57,480 --> 00:19:59,679
Speaker 1: And I know that there are some cons to shopping

450
00:19:59,680 --> 00:20:02,480
Speaker 1: at a warehouse club. Um, And you know what, Matt,

451
00:20:02,800 --> 00:20:05,560
Speaker 1: I'm ready for your side of the argument, right for

452
00:20:05,640 --> 00:20:16,560
Speaker 1: the break, All right, Joel, we are back from the

453
00:20:16,560 --> 00:20:18,959
Speaker 1: break now, and like you just mentioned, we're gonna talk

454
00:20:19,000 --> 00:20:21,760
Speaker 1: about the cons now. These are the reasons why, you know,

455
00:20:21,880 --> 00:20:25,040
Speaker 1: Kate and I why we haven't joined Costco. And the

456
00:20:25,160 --> 00:20:28,200
Speaker 1: first of those is because you do have to buy

457
00:20:28,200 --> 00:20:30,880
Speaker 1: in bulk. You have to have room to store all

458
00:20:30,880 --> 00:20:32,960
Speaker 1: that stuff. You know, when you're getting that discount, it

459
00:20:33,000 --> 00:20:35,840
Speaker 1: is because you're buying lots of those things. And with

460
00:20:35,880 --> 00:20:38,840
Speaker 1: more folks moving to the city in particular, folks just

461
00:20:39,160 --> 00:20:41,879
Speaker 1: have less space. And so you know, to think you're

462
00:20:41,880 --> 00:20:43,920
Speaker 1: gonna buy a pallette of like toilet paper, We're like,

463
00:20:43,920 --> 00:20:45,760
Speaker 1: we're you gonna store that? You know, there's only so

464
00:20:45,880 --> 00:20:48,320
Speaker 1: much space that you have, and and our small in

465
00:20:48,359 --> 00:20:50,199
Speaker 1: town homes not to get the deal, you gotta get

466
00:20:50,200 --> 00:20:54,600
Speaker 1: two pallets. Yeah, double the toilet paper share with the neighborhood.

467
00:20:54,960 --> 00:20:57,040
Speaker 1: And then when it comes to food stuffs, you might

468
00:20:57,080 --> 00:20:59,679
Speaker 1: be tempted to buy like even a deep freeze or

469
00:20:59,720 --> 00:21:02,840
Speaker 1: in a sational fridge for storage, which obviously has the

470
00:21:02,840 --> 00:21:05,280
Speaker 1: potential for for being wasteful. I'm not saying that everyone

471
00:21:05,359 --> 00:21:07,720
Speaker 1: will do those things, but I think once you kind

472
00:21:07,720 --> 00:21:09,840
Speaker 1: of start going down that path of oh man, we

473
00:21:09,880 --> 00:21:11,840
Speaker 1: have to buy so much of this stuff, like, Okay,

474
00:21:12,080 --> 00:21:14,240
Speaker 1: where are we gonna put it? Well, we've gotta freeze it.

475
00:21:14,240 --> 00:21:15,760
Speaker 1: We gotta put it in the deep freeze, because that's

476
00:21:15,800 --> 00:21:18,000
Speaker 1: where we put all of our Costco meats. Do you

477
00:21:18,040 --> 00:21:20,240
Speaker 1: guys ever feel the temptation to, you know, be able

478
00:21:20,320 --> 00:21:22,840
Speaker 1: to store stuff away more efficiently or you know, what

479
00:21:22,880 --> 00:21:24,720
Speaker 1: do you do when it comes to buying like bulk

480
00:21:24,800 --> 00:21:27,240
Speaker 1: fridge stuff. Well, you know, I honestly I think that

481
00:21:27,320 --> 00:21:30,520
Speaker 1: this is a valid concern for some people, especially people

482
00:21:30,520 --> 00:21:33,359
Speaker 1: living in really small spaces. But for a long time,

483
00:21:33,440 --> 00:21:35,440
Speaker 1: our family has lived in a two bedroom, one bath

484
00:21:35,640 --> 00:21:39,160
Speaker 1: in square feet and we're still Costco members, and so

485
00:21:39,520 --> 00:21:42,280
Speaker 1: I don't feel the need to over buy. I feel

486
00:21:42,280 --> 00:21:45,439
Speaker 1: like the packaging is mostly sensible. There are probably a

487
00:21:45,440 --> 00:21:49,639
Speaker 1: couple of things that feel ridiculous based on just the

488
00:21:49,760 --> 00:21:51,600
Speaker 1: enormous amount of bulk you'd have to buy on on

489
00:21:51,720 --> 00:21:54,120
Speaker 1: certain items, like you buy two jars of peanut butter

490
00:21:54,160 --> 00:21:56,600
Speaker 1: at the same time that are plastic grabbed together or whatever,

491
00:21:56,760 --> 00:21:59,439
Speaker 1: and they're bigger than average jar of peanut butter. But

492
00:21:59,440 --> 00:22:01,920
Speaker 1: you know what, we go through so much peanut butter,

493
00:22:02,200 --> 00:22:04,320
Speaker 1: and their peanut butter is actually just better than any

494
00:22:04,320 --> 00:22:07,160
Speaker 1: other peanut butter that we've ever had, so it's worth

495
00:22:07,200 --> 00:22:09,280
Speaker 1: it to us, and it doesn't feel like it takes

496
00:22:09,320 --> 00:22:11,160
Speaker 1: up too much space, you know what, I'm saying, yeah,

497
00:22:11,160 --> 00:22:13,160
Speaker 1: you're not buying like twelve of them. It's just like two.

498
00:22:13,320 --> 00:22:15,480
Speaker 1: If it was twelve, it would be insane, it would

499
00:22:15,480 --> 00:22:17,880
Speaker 1: be ridiculous. So yeah, I can handle two or something.

500
00:22:17,880 --> 00:22:19,600
Speaker 1: And I mean, well, peanut butter is a great example,

501
00:22:19,640 --> 00:22:21,600
Speaker 1: because like y'all we you know, we got through a

502
00:22:21,640 --> 00:22:23,880
Speaker 1: lot of peanut butter as well. So the next gripe then,

503
00:22:24,240 --> 00:22:26,159
Speaker 1: is the distance and the time that it takes to

504
00:22:26,359 --> 00:22:29,240
Speaker 1: get to the warehouse for us, Like where we live

505
00:22:29,320 --> 00:22:31,639
Speaker 1: right now, I can run my bike to Aldi and

506
00:22:31,640 --> 00:22:33,560
Speaker 1: get there in less than ten minutes. Hey, you could

507
00:22:33,640 --> 00:22:35,560
Speaker 1: ride your bike to Costco too. It would just take

508
00:22:35,640 --> 00:22:37,320
Speaker 1: you three hours. It only take me, yeah, like an

509
00:22:37,320 --> 00:22:40,440
Speaker 1: hour and a half, like with traffic. But I mean

510
00:22:40,520 --> 00:22:42,720
Speaker 1: I'm able to ride through with the neighborhood and hop

511
00:22:42,760 --> 00:22:46,320
Speaker 1: into Aldi and pick something up pretty quickly. And that's

512
00:22:46,359 --> 00:22:48,560
Speaker 1: the other thing too, is with Aldi being typically they're

513
00:22:48,600 --> 00:22:51,119
Speaker 1: smaller stores, and so I can not even joking, I

514
00:22:51,119 --> 00:22:53,480
Speaker 1: can get in and out of there in about nineties

515
00:22:53,520 --> 00:22:55,199
Speaker 1: seconds if I just need to go in and pick

516
00:22:55,280 --> 00:22:57,879
Speaker 1: up a gallon of milk, which is oftentimes the case.

517
00:22:58,080 --> 00:23:00,320
Speaker 1: I would love to see your Aldi run in slow

518
00:23:00,359 --> 00:23:03,040
Speaker 1: motion video ninety seconds I'm not even joking. I can

519
00:23:03,040 --> 00:23:05,679
Speaker 1: do it. That's crazy. But you know, with a bigger

520
00:23:05,680 --> 00:23:08,399
Speaker 1: warehouse club, it takes like ninety seconds even just to

521
00:23:08,440 --> 00:23:10,480
Speaker 1: walk from your car and get to the front door.

522
00:23:10,720 --> 00:23:12,719
Speaker 1: And then once you're in there, I've been in there

523
00:23:12,760 --> 00:23:14,920
Speaker 1: with you. It's it takes a while to even navigate

524
00:23:14,920 --> 00:23:18,639
Speaker 1: the entire space. They're they're larger buildings, and that's just

525
00:23:18,720 --> 00:23:21,719
Speaker 1: more of your day kind of going towards perusing the aisles.

526
00:23:21,720 --> 00:23:24,399
Speaker 1: And certainly there's deals to be had there, but I

527
00:23:24,440 --> 00:23:27,159
Speaker 1: don't know, there's something that I love about the efficiency

528
00:23:27,320 --> 00:23:29,320
Speaker 1: of all the of just being able to step inside

529
00:23:29,359 --> 00:23:31,720
Speaker 1: the door and I can take almost like ten steps

530
00:23:31,760 --> 00:23:33,400
Speaker 1: and I know I'm at milk, and I take temp

531
00:23:33,440 --> 00:23:35,439
Speaker 1: steps back and I'm at the register, and before you

532
00:23:35,440 --> 00:23:36,840
Speaker 1: know what, I'm out of there. No, I mean, I

533
00:23:36,880 --> 00:23:40,200
Speaker 1: think this is actually the con that is is most

534
00:23:40,200 --> 00:23:43,200
Speaker 1: accurate that I feel the most. It's kind of a

535
00:23:43,240 --> 00:23:44,879
Speaker 1: pain to get there, and because that, it kind of

536
00:23:44,960 --> 00:23:48,840
Speaker 1: dampens our excitement about going to actually go to the store,

537
00:23:48,880 --> 00:23:51,440
Speaker 1: because it's a bigger deal. Yeah, and and it is,

538
00:23:51,600 --> 00:23:54,199
Speaker 1: like you said, just has this enormous footprint and so

539
00:23:54,280 --> 00:23:56,719
Speaker 1: at times, you know, parking and walking in and all

540
00:23:56,760 --> 00:24:00,600
Speaker 1: that kind of stuff. It feels like a chore versus

541
00:24:00,880 --> 00:24:02,440
Speaker 1: a quick bike ride to Aldy to pick up the

542
00:24:02,440 --> 00:24:04,760
Speaker 1: four or five things you need. Doesn't feel that way.

543
00:24:04,960 --> 00:24:08,000
Speaker 1: So I completely agree on this front. The worst thing

544
00:24:08,040 --> 00:24:10,560
Speaker 1: about being a member of a warehouse club like Costco

545
00:24:10,640 --> 00:24:13,360
Speaker 1: or Sam's Club is a distance that you're likely located

546
00:24:13,480 --> 00:24:15,800
Speaker 1: away from one of these warehouse clubs, and then kind

547
00:24:15,800 --> 00:24:17,800
Speaker 1: of that insane parking lot and just getting in and

548
00:24:17,800 --> 00:24:20,040
Speaker 1: out of the store in general. Yeah, and another great

549
00:24:20,080 --> 00:24:22,159
Speaker 1: thing about Audi as well is that there is not

550
00:24:22,280 --> 00:24:24,480
Speaker 1: a barrier to entry unless you count the little quarter

551
00:24:24,520 --> 00:24:26,159
Speaker 1: that you have to stick in the cart so to

552
00:24:26,200 --> 00:24:28,800
Speaker 1: walk around because they're super efficient and they don't pay

553
00:24:28,920 --> 00:24:31,600
Speaker 1: anybody to round up all the carts. No, I think

554
00:24:31,600 --> 00:24:33,960
Speaker 1: it's such an amazing system. It's brilliant, you know, yeah,

555
00:24:33,960 --> 00:24:35,399
Speaker 1: I know it works really well so that you know,

556
00:24:35,480 --> 00:24:37,359
Speaker 1: you might consider that a bar to injury. But with

557
00:24:37,400 --> 00:24:39,679
Speaker 1: a warehouse club, you have to join. I think for

558
00:24:39,720 --> 00:24:41,840
Speaker 1: a lot of folks, including us, like, that's what keeps

559
00:24:41,880 --> 00:24:43,240
Speaker 1: us from from trying it out, because I'm like, well,

560
00:24:43,240 --> 00:24:44,760
Speaker 1: I don't I don't even want to bother with with

561
00:24:44,840 --> 00:24:47,120
Speaker 1: joining when I'm not even sure if this is gonna

562
00:24:47,160 --> 00:24:49,520
Speaker 1: work out, I can go to Audi or shop at

563
00:24:49,560 --> 00:24:53,600
Speaker 1: any online retailer for free whenever I want. And if

564
00:24:53,640 --> 00:24:55,600
Speaker 1: I'm already paying for something, well, you know, I'm already

565
00:24:55,680 --> 00:24:57,919
Speaker 1: an Amazon Prime member. And so it almost feels like

566
00:24:58,000 --> 00:25:00,560
Speaker 1: that if you've got multiple sort of outlets this where

567
00:25:00,640 --> 00:25:03,120
Speaker 1: you have to pay money to even begin to consider

568
00:25:03,119 --> 00:25:05,159
Speaker 1: shopping there. I don't know something about that kind of

569
00:25:05,240 --> 00:25:07,440
Speaker 1: rubs me the wrong way. I understand that. I think

570
00:25:07,440 --> 00:25:09,480
Speaker 1: paying up front in order just to have the privilege

571
00:25:09,480 --> 00:25:12,320
Speaker 1: of shopping at a store, I can completely see why

572
00:25:12,359 --> 00:25:14,840
Speaker 1: that rubs people the wrong way and why people would

573
00:25:14,880 --> 00:25:16,880
Speaker 1: avoid it because of that. I will say the great

574
00:25:16,880 --> 00:25:19,560
Speaker 1: thing about these warehouse clubs is that if you do

575
00:25:19,600 --> 00:25:22,639
Speaker 1: buy a membership and you feel like you're not getting

576
00:25:22,720 --> 00:25:25,280
Speaker 1: enough value for it, you know what, they will refund

577
00:25:25,440 --> 00:25:28,200
Speaker 1: the cost of that membership. So even if you were

578
00:25:28,280 --> 00:25:31,680
Speaker 1: a member of Costco for three and sixty four days

579
00:25:31,720 --> 00:25:34,560
Speaker 1: of that year and you on the three sixty fourth

580
00:25:34,640 --> 00:25:37,360
Speaker 1: day said, hey, guys, you know what, this isn't worth

581
00:25:37,359 --> 00:25:39,640
Speaker 1: it for me, they will refund your whole membership fee.

582
00:25:39,640 --> 00:25:41,399
Speaker 1: And I think that's really cool. It just kind of

583
00:25:41,440 --> 00:25:44,080
Speaker 1: gives you it's it's just kind of another way that

584
00:25:44,119 --> 00:25:46,160
Speaker 1: you can have peace of mind when you're paying for

585
00:25:46,200 --> 00:25:48,520
Speaker 1: a membership up front, which I understand is a barrier

586
00:25:48,560 --> 00:25:50,479
Speaker 1: for loss of folks. Yeah, that is pretty cool, though

587
00:25:50,520 --> 00:25:52,440
Speaker 1: I did not know that. You mean, not that I'm

588
00:25:52,440 --> 00:25:55,760
Speaker 1: gonna wait until the very last day it's the cancel,

589
00:25:55,880 --> 00:25:57,480
Speaker 1: but to know that, like hopefully you know, within the

590
00:25:57,520 --> 00:25:59,440
Speaker 1: first month and like a couple of months of trying

591
00:25:59,440 --> 00:26:01,040
Speaker 1: to get out and seen like how that affects your

592
00:26:01,040 --> 00:26:03,199
Speaker 1: grocery bill, seeing if it works out with as far

593
00:26:03,240 --> 00:26:05,359
Speaker 1: as traffic, because you know, again, like you said, like

594
00:26:05,400 --> 00:26:07,480
Speaker 1: that's the worst part of it for for you guys

595
00:26:07,480 --> 00:26:08,920
Speaker 1: like that that is going to be the worst part

596
00:26:08,920 --> 00:26:11,280
Speaker 1: of it for us, is is the commute essentially to

597
00:26:11,280 --> 00:26:13,840
Speaker 1: get to the grocery store. Another issue I have though

598
00:26:13,840 --> 00:26:17,040
Speaker 1: with basically buying in bulked is the potential for waste.

599
00:26:17,480 --> 00:26:19,720
Speaker 1: I think we might be tempted to buy more stuff

600
00:26:19,760 --> 00:26:22,359
Speaker 1: than when we actually need, and food a lot of

601
00:26:22,400 --> 00:26:25,399
Speaker 1: times doesn't last like it's gonna go to waste. We

602
00:26:25,560 --> 00:26:29,639
Speaker 1: potentially either over consume whatever item we would buy in bulk.

603
00:26:30,240 --> 00:26:32,639
Speaker 1: And then there's the psychological effect too of where you

604
00:26:32,680 --> 00:26:34,480
Speaker 1: know where you say oh, I have tons of you know,

605
00:26:34,640 --> 00:26:36,879
Speaker 1: X item, whatever it is, like chips or paper towels.

606
00:26:37,480 --> 00:26:39,160
Speaker 1: I can just use however much of this I want,

607
00:26:39,280 --> 00:26:41,800
Speaker 1: Like I feel that way, especially like with shampoo. Do

608
00:26:41,880 --> 00:26:43,280
Speaker 1: you feel that way anytime you get like a full

609
00:26:43,320 --> 00:26:45,639
Speaker 1: bottle of shampoo. At the beginning of the bottle, I

610
00:26:45,720 --> 00:26:47,400
Speaker 1: use like so much shampoo because I'm like, oh, there's

611
00:26:47,400 --> 00:26:49,639
Speaker 1: just tons of it. But then when you get to

612
00:26:49,680 --> 00:26:51,600
Speaker 1: the very end of it, you're just like rationing every

613
00:26:51,600 --> 00:26:55,119
Speaker 1: little pie size drop. It's just gonna take an exercise

614
00:26:55,119 --> 00:26:57,920
Speaker 1: and self control and discipline to make sure that you're

615
00:26:57,920 --> 00:27:01,000
Speaker 1: just not over consuming the item that you're getting such

616
00:27:01,000 --> 00:27:03,239
Speaker 1: a great deal on because you're buying so much of it.

617
00:27:03,320 --> 00:27:05,359
Speaker 1: I think it's another good point. Yeah, I think people

618
00:27:05,440 --> 00:27:08,240
Speaker 1: can can get bigger amounts of something and just say

619
00:27:08,760 --> 00:27:10,800
Speaker 1: who throwcaution on the wind us as much as they

620
00:27:10,800 --> 00:27:14,200
Speaker 1: want and find themselves just like blueberries for breakfast, lunch,

621
00:27:14,200 --> 00:27:16,959
Speaker 1: and dinner, right yeah, yeah, no, totally running through the

622
00:27:17,000 --> 00:27:20,040
Speaker 1: items that they purchased more quickly and therefore just leading

623
00:27:20,040 --> 00:27:22,560
Speaker 1: to more purchases and spending more money. So yeah, I

624
00:27:22,600 --> 00:27:25,280
Speaker 1: think if you are going to be a thoughtful costco shopper,

625
00:27:25,560 --> 00:27:28,119
Speaker 1: you need to be careful about how much shampoo, how

626
00:27:28,160 --> 00:27:30,480
Speaker 1: many blueberries, whatever it is. You know, whatever the item is,

627
00:27:30,520 --> 00:27:32,880
Speaker 1: make sure that you're not just consuming more of it

628
00:27:32,920 --> 00:27:35,360
Speaker 1: because you have more of it. Yeah, it takes kind

629
00:27:35,359 --> 00:27:37,120
Speaker 1: of having a plan, I guess, right, And I mean,

630
00:27:37,160 --> 00:27:39,639
Speaker 1: and that's another maybe that's another point as well, is

631
00:27:39,680 --> 00:27:42,560
Speaker 1: that if it takes more thought, it takes be more thoughtful,

632
00:27:42,600 --> 00:27:44,240
Speaker 1: like you have to have a plan, and that takes

633
00:27:44,280 --> 00:27:47,040
Speaker 1: more space in my mind or in Kate's mind. If

634
00:27:47,080 --> 00:27:50,480
Speaker 1: she has to more diligently or more systematically planned the

635
00:27:50,520 --> 00:27:53,000
Speaker 1: meals that she wants to cook, well, that's not how

636
00:27:53,000 --> 00:27:54,960
Speaker 1: she normally cooks, right she You know, she is a

637
00:27:55,000 --> 00:27:57,560
Speaker 1: fantastic cook, but she likes to wing it a little more.

638
00:27:57,600 --> 00:27:59,520
Speaker 1: She's a little more like takes more of the artistic

639
00:27:59,560 --> 00:28:02,280
Speaker 1: approach and see what's on sales, see what we have

640
00:28:02,320 --> 00:28:04,359
Speaker 1: in the fridge, and kind of combines it and finds

641
00:28:04,400 --> 00:28:07,680
Speaker 1: ways to to make you know, amazing meals for her.

642
00:28:08,200 --> 00:28:10,240
Speaker 1: There would be a complete shift in grocery runs and

643
00:28:10,280 --> 00:28:13,879
Speaker 1: how she approached meal prep. That's another sort of strike

644
00:28:13,920 --> 00:28:16,840
Speaker 1: against Costco in the sense that I don't think she

645
00:28:16,880 --> 00:28:19,680
Speaker 1: wants to do that. And if she doesn't want to

646
00:28:19,720 --> 00:28:22,159
Speaker 1: do that, then we're gonna We're gonna do whatever she

647
00:28:22,200 --> 00:28:24,000
Speaker 1: wants to do. You're not going to force her to

648
00:28:24,040 --> 00:28:27,440
Speaker 1: becoming a costco. But I understand, I understand both partners

649
00:28:27,440 --> 00:28:29,760
Speaker 1: in a marriage have to understand the glory that is

650
00:28:29,800 --> 00:28:31,880
Speaker 1: costco got to be the same thing to commit. Yeah,

651
00:28:31,880 --> 00:28:34,280
Speaker 1: you gotta commit together. And speaking of that, Matt, I

652
00:28:34,280 --> 00:28:36,600
Speaker 1: feel like one con that we should mention is that

653
00:28:36,640 --> 00:28:39,600
Speaker 1: warehouse clubs don't make nearly as much sense for single people.

654
00:28:39,880 --> 00:28:41,840
Speaker 1: If you like to talk about waste, right right, Yeah,

655
00:28:41,840 --> 00:28:44,400
Speaker 1: if you live alone, it's unlikely that you're going to

656
00:28:44,440 --> 00:28:47,080
Speaker 1: be able to get enough benefit from a warehouse club

657
00:28:47,320 --> 00:28:50,800
Speaker 1: that would make it worth the cost of a membership fee.

658
00:28:51,040 --> 00:28:54,160
Speaker 1: And in addition, you know, talking about potentially using too

659
00:28:54,240 --> 00:28:56,960
Speaker 1: much or wasting too much as a single person buying

660
00:28:57,000 --> 00:28:59,320
Speaker 1: things in that much bulk, you're just gonna be hard

661
00:28:59,360 --> 00:29:02,800
Speaker 1: pressed to get enough value out of a membership if

662
00:29:02,800 --> 00:29:05,959
Speaker 1: you live alone. So, yeah, it makes more sense for

663
00:29:06,040 --> 00:29:08,400
Speaker 1: a family, Like you know, we're a family of four

664
00:29:08,400 --> 00:29:10,320
Speaker 1: about to become a family of five, and it just

665
00:29:10,400 --> 00:29:12,720
Speaker 1: kind of fits into our lifestyle a little more than

666
00:29:12,760 --> 00:29:15,360
Speaker 1: it would for someone who you know, is living in

667
00:29:15,360 --> 00:29:18,000
Speaker 1: a small apartment by themselves. So this just made me

668
00:29:18,000 --> 00:29:20,280
Speaker 1: think of a great idea, which is does Costco have

669
00:29:20,320 --> 00:29:23,840
Speaker 1: a dating app, because they totally should. Oh my gosh,

670
00:29:24,280 --> 00:29:27,360
Speaker 1: that would be so good. Like the Costco die hards. Uh,

671
00:29:27,400 --> 00:29:29,680
Speaker 1: there's got to be like a whole singles group that

672
00:29:29,720 --> 00:29:34,000
Speaker 1: could totally revolve around the the Costco ecosystem. You know

673
00:29:34,000 --> 00:29:36,040
Speaker 1: what I'm saying. I guarantee you there's a sub credit

674
00:29:36,080 --> 00:29:39,640
Speaker 1: for that. Yeah, man, I bet there is a lot

675
00:29:39,720 --> 00:29:42,640
Speaker 1: of This does come down to you and your personal

676
00:29:42,640 --> 00:29:46,880
Speaker 1: preferences and specifically what you purchase, and so it may

677
00:29:47,040 --> 00:29:49,520
Speaker 1: or may not be more affordable for you to shop

678
00:29:49,560 --> 00:29:51,840
Speaker 1: at Costco. It might be more affordable for you to

679
00:29:51,840 --> 00:29:54,280
Speaker 1: shop at Aldi. There's a lot of sort of tests

680
00:29:54,320 --> 00:29:56,520
Speaker 1: out there, like different bloggers and whatnot where they've done

681
00:29:56,520 --> 00:29:58,240
Speaker 1: an Audi run and they've done a Costco run, and

682
00:29:58,240 --> 00:30:01,600
Speaker 1: they've they've got apples to Apple's goods and they've totaled it.

683
00:30:01,800 --> 00:30:04,440
Speaker 1: But it just completely depends on what you are purchasing

684
00:30:04,560 --> 00:30:06,800
Speaker 1: at each of the stores. So you know, I'm not

685
00:30:06,840 --> 00:30:09,200
Speaker 1: going to completely not Costco because I think there's a

686
00:30:09,280 --> 00:30:11,280
Speaker 1: chance that depending on what you purchase, you have the

687
00:30:11,360 --> 00:30:13,560
Speaker 1: chance of saving a lot of money. Also, on the

688
00:30:13,560 --> 00:30:16,240
Speaker 1: flip side of that, depending on what you purchase, you

689
00:30:16,320 --> 00:30:18,400
Speaker 1: might save more money if you shop at ALDI. So

690
00:30:18,760 --> 00:30:20,640
Speaker 1: I think it really does come down to your individual

691
00:30:20,800 --> 00:30:23,200
Speaker 1: purchasing patterns and as well as just kind of what

692
00:30:23,280 --> 00:30:25,400
Speaker 1: you prefer. All right, So on that note, Matt, I

693
00:30:25,440 --> 00:30:28,320
Speaker 1: think it's important to talk about some of the specific

694
00:30:28,360 --> 00:30:30,560
Speaker 1: items that you can buy at Costco where you can

695
00:30:30,560 --> 00:30:33,760
Speaker 1: get a deal that's unparalleled and that you can't find

696
00:30:33,960 --> 00:30:37,120
Speaker 1: anywhere else. And I think Costco does sell some things

697
00:30:37,440 --> 00:30:41,040
Speaker 1: that have a particular appeal and that could single handedly

698
00:30:41,080 --> 00:30:43,400
Speaker 1: pay for your membership. And so yeah, let's get to

699
00:30:43,440 --> 00:30:54,960
Speaker 1: some of those things right after the break. Okay, Joel,

700
00:30:55,000 --> 00:30:57,880
Speaker 1: you just mentioned there are some specific items that can

701
00:30:57,920 --> 00:31:02,000
Speaker 1: single handedly pay for your membership. That actually sounds really

702
00:31:02,000 --> 00:31:05,520
Speaker 1: impressive and I'm excited to hear those. But first, let's

703
00:31:05,560 --> 00:31:08,720
Speaker 1: talk about some access to services, like specific things that

704
00:31:08,760 --> 00:31:11,360
Speaker 1: Costco offers. I wasn't aware of this until we started

705
00:31:11,360 --> 00:31:14,920
Speaker 1: researching for this episode, but you have firsthand experience when

706
00:31:14,960 --> 00:31:17,240
Speaker 1: it comes to some of these items once you share

707
00:31:17,240 --> 00:31:19,400
Speaker 1: it with our listeners. Sure. Yeah, So the cool thing

708
00:31:19,440 --> 00:31:23,720
Speaker 1: about warehouse clubs is that they offer services in addition

709
00:31:23,760 --> 00:31:26,640
Speaker 1: to like groceries and electronics, right, so it's not just

710
00:31:26,800 --> 00:31:30,840
Speaker 1: physical items. There are some really cool services that kind

711
00:31:30,840 --> 00:31:33,720
Speaker 1: of set these stores apart. So I wanted to mention

712
00:31:34,160 --> 00:31:37,120
Speaker 1: that you can find great travel deals. Costco in particular,

713
00:31:37,160 --> 00:31:40,360
Speaker 1: has an awesome car buying program. I forget how many people,

714
00:31:40,400 --> 00:31:43,720
Speaker 1: but like millions of people buy a new car through

715
00:31:43,760 --> 00:31:46,160
Speaker 1: Costco's car buying program every year. Like that's how big

716
00:31:46,200 --> 00:31:48,560
Speaker 1: it is their own financing, is that what it is?

717
00:31:48,640 --> 00:31:52,760
Speaker 1: They're essentially negotiating with dealers on your behalf to get

718
00:31:52,800 --> 00:31:55,640
Speaker 1: you a really good price. So it's a no haggle,

719
00:31:56,360 --> 00:31:59,520
Speaker 1: walk out the door price on a new car. Basically, Matt,

720
00:31:59,560 --> 00:32:01,440
Speaker 1: you know you don't recommend buying a new car, but

721
00:32:01,480 --> 00:32:03,880
Speaker 1: if you really wanted to, you you you just felt

722
00:32:03,920 --> 00:32:06,360
Speaker 1: the need to buy a new car. I think Costco's

723
00:32:06,360 --> 00:32:09,120
Speaker 1: car buying program is a worthwhile place to go. And

724
00:32:09,200 --> 00:32:13,840
Speaker 1: both Sam's Club and Costco offer merchant processing. For Let's

725
00:32:13,840 --> 00:32:16,200
Speaker 1: say you have your own small business and you're using

726
00:32:16,200 --> 00:32:18,800
Speaker 1: like a PayPal reader or a square read or something

727
00:32:18,840 --> 00:32:21,680
Speaker 1: like that. Well, if you went instead with merchant processing

728
00:32:21,760 --> 00:32:24,680
Speaker 1: through a company like you know, Costco or Sam's Club,

729
00:32:25,000 --> 00:32:28,760
Speaker 1: you could potentially save hundreds, if not thousands of dollars

730
00:32:28,800 --> 00:32:32,160
Speaker 1: a year just by changing your merchant processing to to

731
00:32:32,280 --> 00:32:34,280
Speaker 1: going with one of them. It's kind of cool, some

732
00:32:34,320 --> 00:32:36,479
Speaker 1: of these side services they offered. If you can take

733
00:32:36,520 --> 00:32:38,960
Speaker 1: advantage of one or two of these, then I think

734
00:32:39,000 --> 00:32:41,880
Speaker 1: that that just kind of puts this other just enormous

735
00:32:41,920 --> 00:32:44,239
Speaker 1: check mark in the corner of the warehouse clubs that

736
00:32:44,320 --> 00:32:45,920
Speaker 1: it just makes a whole heck of a lot more

737
00:32:45,920 --> 00:32:48,160
Speaker 1: sense for you. I think I mentioned I bought my

738
00:32:48,400 --> 00:32:52,000
Speaker 1: life insurance through a company that Costco partners with, and

739
00:32:52,040 --> 00:32:54,680
Speaker 1: it was cheaper than even I could find on awesome

740
00:32:54,680 --> 00:32:57,680
Speaker 1: sites like policy Genius or have in Life. And so

741
00:32:58,160 --> 00:32:59,840
Speaker 1: because of that, it saved me a good bit of

742
00:32:59,840 --> 00:33:03,120
Speaker 1: mone me every year. And it was just another service

743
00:33:03,160 --> 00:33:06,000
Speaker 1: that's offered that's only available to members. And I think

744
00:33:06,040 --> 00:33:07,720
Speaker 1: if you can find one of these services that you

745
00:33:07,720 --> 00:33:09,400
Speaker 1: think will work for you, well, then it just means

746
00:33:09,400 --> 00:33:12,240
Speaker 1: you should take a much closer look at potentially joining up. Yeah,

747
00:33:12,240 --> 00:33:14,600
Speaker 1: so what does that even look like? You mentioned life insurance?

748
00:33:14,600 --> 00:33:16,480
Speaker 1: Do you just go in the store. Is there like

749
00:33:16,520 --> 00:33:17,960
Speaker 1: somewhere on the shelf where there's a card and it

750
00:33:18,040 --> 00:33:20,640
Speaker 1: says thirty year term life insurance you just kind of

751
00:33:20,640 --> 00:33:22,680
Speaker 1: like grab that walk to the register and like ring,

752
00:33:22,720 --> 00:33:25,640
Speaker 1: you know, ring it up. It's like on Costco's website.

753
00:33:25,640 --> 00:33:27,960
Speaker 1: You know, you click through through the website. Okay, yep,

754
00:33:28,080 --> 00:33:29,880
Speaker 1: so you click through and I said, you know, saw

755
00:33:29,920 --> 00:33:32,040
Speaker 1: that they partnered with this company. You can call for

756
00:33:32,040 --> 00:33:34,600
Speaker 1: a quote as a Costco member and you get a

757
00:33:34,640 --> 00:33:38,880
Speaker 1: quote that's just unavailable to non Costco members. And similar

758
00:33:38,920 --> 00:33:41,040
Speaker 1: thing with they have a mortgage program, so if you're

759
00:33:41,040 --> 00:33:43,320
Speaker 1: looking to do a refinance, you can get better rates,

760
00:33:43,360 --> 00:33:45,880
Speaker 1: lower closing costs through a lot of lenders just because

761
00:33:45,880 --> 00:33:48,360
Speaker 1: you're a Costco member. And so so that's kind of cool.

762
00:33:48,400 --> 00:33:51,280
Speaker 1: That's another service that they offer. And if you want

763
00:33:51,320 --> 00:33:53,360
Speaker 1: like an easier way to refinance, you kind of want

764
00:33:53,400 --> 00:33:55,640
Speaker 1: access to you know, a bunch of different quotes in

765
00:33:55,720 --> 00:33:58,360
Speaker 1: one fell swoop, well then Costco kind of has that

766
00:33:58,400 --> 00:34:00,640
Speaker 1: covered for you, and you just you might not be

767
00:34:00,680 --> 00:34:03,920
Speaker 1: getting the exact best deal on the market, but you know,

768
00:34:04,000 --> 00:34:06,880
Speaker 1: what you're getting is a really really solid deal and

769
00:34:07,200 --> 00:34:10,319
Speaker 1: that Costco has negotiated the closing costs as well for

770
00:34:10,360 --> 00:34:12,920
Speaker 1: you ahead of time, which which is really nice as

771
00:34:12,920 --> 00:34:14,759
Speaker 1: a member to know that that's the case. Yeah, that's

772
00:34:14,800 --> 00:34:17,000
Speaker 1: I mean, that's awesome knowing that you've got a company

773
00:34:17,120 --> 00:34:20,040
Speaker 1: going to bat for you there essentially your advocate, and

774
00:34:20,040 --> 00:34:23,080
Speaker 1: you're not having to pay anything above and beyond your

775
00:34:23,120 --> 00:34:25,640
Speaker 1: standard membership fee. Yeah. And when you think about those

776
00:34:25,640 --> 00:34:28,640
Speaker 1: services though, like a sixty dollar membership fee pales in

777
00:34:28,680 --> 00:34:32,040
Speaker 1: comparison to which you could potentially save on like a

778
00:34:32,080 --> 00:34:35,919
Speaker 1: refinance or life insurance or merchant processing. Like it's those

779
00:34:35,960 --> 00:34:38,359
Speaker 1: are the kind of things too, that that set these

780
00:34:38,360 --> 00:34:41,200
Speaker 1: warehouse clubs apart. That just make it, like Hookline and Sinker,

781
00:34:41,239 --> 00:34:43,840
Speaker 1: a good deal for potential members if they're going to

782
00:34:43,880 --> 00:34:47,120
Speaker 1: take advantage of some of these additional services that are provided.

783
00:34:47,200 --> 00:34:49,080
Speaker 1: All right, but let's talk about specific items. Are you

784
00:34:49,160 --> 00:34:51,439
Speaker 1: ready for that? Some of my favorite items for people

785
00:34:51,480 --> 00:34:53,360
Speaker 1: to look to purchase at warehouse clubs. Yeah, well, you

786
00:34:53,360 --> 00:34:55,719
Speaker 1: already mentioned the chicken, and so you know that one's

787
00:34:55,719 --> 00:34:57,520
Speaker 1: already kind of like out of the bag a little bit.

788
00:34:57,640 --> 00:35:00,560
Speaker 1: The five dollar Roat Hisstory chicken is just Costco is

789
00:35:00,560 --> 00:35:03,400
Speaker 1: known for it. They're five dollars. They're just way better,

790
00:35:03,560 --> 00:35:06,120
Speaker 1: bigger than any Rooker Story chicken you're gonna get like

791
00:35:06,120 --> 00:35:09,000
Speaker 1: a local grocery store. Another food item is lunch. While

792
00:35:09,040 --> 00:35:11,439
Speaker 1: you're there. So if you are at Costco, everybody knows

793
00:35:11,440 --> 00:35:13,560
Speaker 1: about the lunch. The price of the hot dog and

794
00:35:13,600 --> 00:35:16,439
Speaker 1: a drink has stayed the same since five or something

795
00:35:16,480 --> 00:35:18,640
Speaker 1: like that. It's like a dollar fifty in order to

796
00:35:18,760 --> 00:35:21,759
Speaker 1: grab lunch there, So that's pretty great. They're also known

797
00:35:21,800 --> 00:35:25,040
Speaker 1: for their nuts, grains, and cheese, so those are worth mentioning.

798
00:35:25,239 --> 00:35:28,200
Speaker 1: I mentioned luggage earlier. That's another specific item to buy,

799
00:35:28,320 --> 00:35:31,160
Speaker 1: mainly because of the return policy. Not necessarily because it's

800
00:35:31,200 --> 00:35:33,719
Speaker 1: the cheapest luggage, but but because you can always return

801
00:35:33,760 --> 00:35:36,400
Speaker 1: it if something happens. Yeah, I'll share another deal that

802
00:35:36,480 --> 00:35:40,080
Speaker 1: I've been able to personally, uh take advantage of. Specifically

803
00:35:40,080 --> 00:35:42,320
Speaker 1: when we go to visit our in laws in Greenville,

804
00:35:42,320 --> 00:35:44,839
Speaker 1: their Costco members, and they always like to swing by

805
00:35:44,920 --> 00:35:47,040
Speaker 1: and kind of make sure that we have access to

806
00:35:47,080 --> 00:35:49,520
Speaker 1: the pump uh and and and fill up before we

807
00:35:49,600 --> 00:35:52,840
Speaker 1: leave town. And yeah, the gas is so much cheaper.

808
00:35:52,880 --> 00:35:55,640
Speaker 1: They're like ten to fifteen cents cheaper than any gas

809
00:35:55,640 --> 00:35:58,520
Speaker 1: station anywhere nearby. Honestly, depending on how much you fill

810
00:35:58,640 --> 00:36:01,520
Speaker 1: up just gas alone, that one expense. If you just

811
00:36:01,600 --> 00:36:04,240
Speaker 1: drive a ton, yeah, and you drive past the Costco

812
00:36:04,239 --> 00:36:05,880
Speaker 1: and you fill up there every time that could single

813
00:36:05,920 --> 00:36:09,040
Speaker 1: handedly pa if your annual membership really just the savings

814
00:36:09,040 --> 00:36:11,720
Speaker 1: and gas alone over the course of a year. Another

815
00:36:11,719 --> 00:36:15,000
Speaker 1: thing is is tires. If you wait for deal on tires,

816
00:36:15,080 --> 00:36:18,240
Speaker 1: you can get an awesome deal on really really good tires,

817
00:36:18,560 --> 00:36:22,040
Speaker 1: because again, quality is kind of the utmost. At Costco,

818
00:36:22,280 --> 00:36:24,279
Speaker 1: You're not gonna get the dirt cheap tires, but you're

819
00:36:24,280 --> 00:36:26,560
Speaker 1: gonna get really really good tires at a really really

820
00:36:26,600 --> 00:36:30,040
Speaker 1: good price if you wait for a deal. Another huge

821
00:36:30,320 --> 00:36:33,360
Speaker 1: specific item or area to look for is kids stuff.

822
00:36:33,600 --> 00:36:36,480
Speaker 1: If you're getting diapers, you can get really good deals

823
00:36:36,480 --> 00:36:39,720
Speaker 1: on diapers at Costco. And obviously you know you're buying

824
00:36:39,800 --> 00:36:43,760
Speaker 1: in big amounts, and and typically when you have an infant,

825
00:36:43,760 --> 00:36:46,000
Speaker 1: a little kid or whatever that that's wearing diapers, you

826
00:36:46,040 --> 00:36:48,200
Speaker 1: go through a lot. The thing that I found, honestly,

827
00:36:48,239 --> 00:36:50,799
Speaker 1: if I had to say one thing is the best

828
00:36:50,800 --> 00:36:54,840
Speaker 1: buy at Costco, it is their infant formula. Formula is

829
00:36:54,960 --> 00:36:59,600
Speaker 1: so expensive. The price of formula at Costco is literally

830
00:37:00,120 --> 00:37:02,760
Speaker 1: half the price, and it's just as good a formula

831
00:37:02,840 --> 00:37:05,640
Speaker 1: as you'd get from all the name brands, but it

832
00:37:05,680 --> 00:37:08,839
Speaker 1: literally cost half as much as Similac or whatever, any

833
00:37:08,880 --> 00:37:13,120
Speaker 1: of those name brands. Formulas. So if you are if

834
00:37:13,120 --> 00:37:14,759
Speaker 1: you've got a newborn, if you've got an infant and

835
00:37:14,920 --> 00:37:18,880
Speaker 1: you're looking to introduce formula, well, Costco is the place

836
00:37:19,040 --> 00:37:21,160
Speaker 1: to get the formula right now, I'm telling you that's

837
00:37:21,160 --> 00:37:24,000
Speaker 1: like the number one reason it's just such a good deal. Yeah,

838
00:37:24,000 --> 00:37:26,440
Speaker 1: I guess you guys never tried the Aldi formula or

839
00:37:26,480 --> 00:37:29,040
Speaker 1: the or the Aldi diapers when once they rolled all

840
00:37:29,080 --> 00:37:31,120
Speaker 1: that out. No, that kind of came along, but like

841
00:37:31,120 --> 00:37:32,799
Speaker 1: a year and a half ago something like that, after

842
00:37:32,920 --> 00:37:34,839
Speaker 1: we were kind of out of that phase. Yeah, so

843
00:37:34,920 --> 00:37:36,840
Speaker 1: we're kind of still in that phase a little bit,

844
00:37:36,840 --> 00:37:39,440
Speaker 1: at least with diapers with our youngest. So yeah, I

845
00:37:39,480 --> 00:37:40,640
Speaker 1: feel like I have to mention that a little bit.

846
00:37:40,719 --> 00:37:42,720
Speaker 1: We're not doing like a Costco versus Aldi or anything.

847
00:37:42,760 --> 00:37:44,560
Speaker 1: But you know, anytime I hear something that you're talking

848
00:37:44,600 --> 00:37:46,600
Speaker 1: about Costco, I'm like, oh, yeah, all these got that too.

849
00:37:47,400 --> 00:37:48,800
Speaker 1: I feel like I have to stick up from Aldi

850
00:37:48,840 --> 00:37:52,000
Speaker 1: a little bit here. Well, another thing Aldi doesn't sell

851
00:37:52,160 --> 00:37:54,480
Speaker 1: that Costco does, by the way, is dog food, and

852
00:37:54,520 --> 00:37:56,360
Speaker 1: dog food is a great deal. You can get again

853
00:37:56,480 --> 00:37:59,920
Speaker 1: really high quality dog food in great quantities at Costco.

854
00:38:00,040 --> 00:38:02,840
Speaker 1: So if you have a pup, that's another great reason

855
00:38:02,880 --> 00:38:06,200
Speaker 1: to consider having a membership there. Yeah, basically, anytime you're

856
00:38:06,200 --> 00:38:08,840
Speaker 1: going through just a large quantity of something, whether that

857
00:38:08,880 --> 00:38:12,279
Speaker 1: be diapers, formula, dog food, like all those things go

858
00:38:12,520 --> 00:38:15,360
Speaker 1: really quickly. Like going back to the conversation before about

859
00:38:15,440 --> 00:38:17,719
Speaker 1: someone like a single, it's like, well, you may not

860
00:38:17,800 --> 00:38:20,320
Speaker 1: get your money's worth, but if you have a large family,

861
00:38:20,520 --> 00:38:22,240
Speaker 1: or if you have a baby or a pup who

862
00:38:22,520 --> 00:38:25,480
Speaker 1: requires lots of resources and time and money, yeah, it

863
00:38:25,480 --> 00:38:27,560
Speaker 1: could definitely be worth it. Or if it's just you

864
00:38:27,640 --> 00:38:31,000
Speaker 1: and you really like booze, well, Costco has awesome prices

865
00:38:31,040 --> 00:38:33,719
Speaker 1: on booze too. Not every Costco has a liquor store,

866
00:38:33,760 --> 00:38:36,040
Speaker 1: but the ones that do, the prices that you'll find

867
00:38:36,160 --> 00:38:38,960
Speaker 1: are are just really incredible, no joke. They actually have

868
00:38:39,040 --> 00:38:43,919
Speaker 1: Kirkland signature alcohol and people there you mentioned the beer

869
00:38:44,440 --> 00:38:47,120
Speaker 1: that was terrible, which is terrible as the actual liquor decent.

870
00:38:47,239 --> 00:38:49,719
Speaker 1: The actual liquor is really good. And there are all

871
00:38:49,719 --> 00:38:52,920
Speaker 1: these rumors online about kind of who makes the liquor

872
00:38:52,960 --> 00:38:55,719
Speaker 1: for them, and so people say that their vodka is

873
00:38:55,760 --> 00:38:58,239
Speaker 1: made by Gray Goose or they're they're just kind of

874
00:38:58,320 --> 00:39:00,719
Speaker 1: everyone has a thought on where they're gin or where

875
00:39:00,719 --> 00:39:03,640
Speaker 1: their bourbons comes from. Yeah, it's super funny, but it's

876
00:39:03,640 --> 00:39:05,880
Speaker 1: actually really solid. A lot of their booze and you

877
00:39:05,920 --> 00:39:07,560
Speaker 1: can get it for the price of something that's like

878
00:39:07,640 --> 00:39:10,640
Speaker 1: much lower shelf at a liquor store. In the Costco

879
00:39:10,680 --> 00:39:13,200
Speaker 1: liquor store. See if you're throwing a party, especially and

880
00:39:13,320 --> 00:39:16,200
Speaker 1: you're gonna make some mixed drinks for folks, having that

881
00:39:16,280 --> 00:39:20,439
Speaker 1: Costco membership is clutch in order to save money. Right. Well,

882
00:39:20,800 --> 00:39:22,440
Speaker 1: isn't it true though, that you don't have to have

883
00:39:22,480 --> 00:39:24,640
Speaker 1: the membership in order to to take advantage of the

884
00:39:24,680 --> 00:39:27,080
Speaker 1: booze that that actually is true in in a lot

885
00:39:27,120 --> 00:39:30,520
Speaker 1: of states, it is illegal to charge more like a

886
00:39:30,560 --> 00:39:34,960
Speaker 1: special membership for exactly exactly, and so people in most

887
00:39:35,040 --> 00:39:37,399
Speaker 1: states can still shop at the liquor store even without

888
00:39:37,440 --> 00:39:40,240
Speaker 1: a membership, which is nice and also another great perk

889
00:39:40,480 --> 00:39:43,279
Speaker 1: of shopping at Costco. One thing you can do without

890
00:39:43,320 --> 00:39:46,440
Speaker 1: a membership is get your prescriptions filled there, and Costco

891
00:39:46,520 --> 00:39:49,200
Speaker 1: often has some of the lowest prices on prescriptions, so

892
00:39:49,320 --> 00:39:51,279
Speaker 1: that's worth looking into. I just want to mention a

893
00:39:51,280 --> 00:39:53,960
Speaker 1: couple of other random things that we buy every year

894
00:39:54,040 --> 00:39:59,040
Speaker 1: at Costco. Christmas trees, detergent sometimes extremely discounted gift cards,

895
00:39:59,440 --> 00:40:01,480
Speaker 1: and I can tell you, you you know, more things that

896
00:40:01,520 --> 00:40:04,680
Speaker 1: we enjoy buying there. It's certainly not for everyone as

897
00:40:04,719 --> 00:40:07,759
Speaker 1: we've as we've alluded to, but for our family, you know,

898
00:40:07,840 --> 00:40:11,600
Speaker 1: having that membership, Uh, it might not even necessarily save

899
00:40:11,680 --> 00:40:14,560
Speaker 1: us tons of money, but we're able to buy things

900
00:40:14,560 --> 00:40:16,960
Speaker 1: that we feel like our higher quality at what ends

901
00:40:17,040 --> 00:40:20,280
Speaker 1: up being an equivalent price to like a discount grocery

902
00:40:20,280 --> 00:40:22,960
Speaker 1: store chain. And and we feel like we're getting a

903
00:40:22,960 --> 00:40:25,640
Speaker 1: lot of value for our membership, in particular because of

904
00:40:25,680 --> 00:40:28,480
Speaker 1: those services that we mentioned too. So yeah, I feel

905
00:40:28,520 --> 00:40:30,040
Speaker 1: like we've definitely got our money's worth out of a

906
00:40:30,040 --> 00:40:32,960
Speaker 1: Costco membership. But I also realized that it's not for everyone.

907
00:40:33,000 --> 00:40:35,720
Speaker 1: And if I didn't convert you, Matt in this podcast episode,

908
00:40:35,920 --> 00:40:38,040
Speaker 1: I'm okay with that. Well, I'm glad you are, because

909
00:40:38,040 --> 00:40:41,239
Speaker 1: I'm not completely sure if you know, if we're converts

910
00:40:41,239 --> 00:40:44,000
Speaker 1: at this point. I totally understand how that you know

911
00:40:44,040 --> 00:40:45,759
Speaker 1: that it works out for you, But I keep going

912
00:40:45,840 --> 00:40:49,480
Speaker 1: going back to the biggest hurdle for us, which is distance.

913
00:40:49,600 --> 00:40:51,200
Speaker 1: You know, we just do not like spending a lot

914
00:40:51,239 --> 00:40:53,239
Speaker 1: of time in the car, you know, with what you

915
00:40:53,280 --> 00:40:55,520
Speaker 1: shared about getting the membership, trying it out for maybe

916
00:40:55,560 --> 00:40:57,279
Speaker 1: a month or two, and then maybe you know, if

917
00:40:57,320 --> 00:40:59,279
Speaker 1: you don't like it, getting refunded. That that might be

918
00:40:59,360 --> 00:41:02,400
Speaker 1: a way, as I could convince Kate to give it

919
00:41:02,440 --> 00:41:05,440
Speaker 1: a shot. We might join the ranks of costco fans

920
00:41:05,520 --> 00:41:08,200
Speaker 1: and maybe we'll see you guys up there. Well, I

921
00:41:08,239 --> 00:41:09,920
Speaker 1: would love to see that, my friend. We can go

922
00:41:10,000 --> 00:41:12,279
Speaker 1: shopping together anytime you want. I don't think we need

923
00:41:12,320 --> 00:41:14,480
Speaker 1: to spend more time together and say that's probably true.

924
00:41:14,640 --> 00:41:17,160
Speaker 1: Probably true. But let's mention just a couple other ways

925
00:41:17,200 --> 00:41:19,440
Speaker 1: real quick. That if people are interested in joining a

926
00:41:19,440 --> 00:41:21,680
Speaker 1: warehouse club, like how they can test test the waters.

927
00:41:21,880 --> 00:41:23,759
Speaker 1: I mentioned that b j's has like a lot of

928
00:41:23,800 --> 00:41:26,520
Speaker 1: like free sixty day trials. You can try out b

929
00:41:26,680 --> 00:41:28,799
Speaker 1: J's for free if there's one in your area by

930
00:41:28,920 --> 00:41:31,200
Speaker 1: going to their website or just google google that free

931
00:41:31,200 --> 00:41:34,080
Speaker 1: sixty day trial. You'll find something on that. Also, check

932
00:41:34,120 --> 00:41:36,279
Speaker 1: out a local warehouse club with a friend. You've been

933
00:41:36,320 --> 00:41:38,960
Speaker 1: with me before, Matt, get a taste for it for sure. Yeah,

934
00:41:39,000 --> 00:41:41,520
Speaker 1: and if you've got a friend who who has a

935
00:41:41,520 --> 00:41:43,840
Speaker 1: membership and they've wanted to check it out, well, you

936
00:41:43,840 --> 00:41:46,320
Speaker 1: know what, your friend would probably be more than happy

937
00:41:46,680 --> 00:41:49,400
Speaker 1: to have you tag along and check it out. Also,

938
00:41:49,600 --> 00:41:51,400
Speaker 1: ask your friend to buy you a gift card. If

939
00:41:51,400 --> 00:41:53,200
Speaker 1: you have a twenty or a fifty dollar gift card,

940
00:41:53,239 --> 00:41:55,719
Speaker 1: whatever it is to to Costco, you're allowed to to

941
00:41:55,800 --> 00:41:59,200
Speaker 1: shop without having an actual membership. And so yeah, if

942
00:41:59,239 --> 00:42:01,520
Speaker 1: you pay your friend any bucks to get that gift card,

943
00:42:01,600 --> 00:42:03,840
Speaker 1: you can go spend it there without having to have

944
00:42:03,880 --> 00:42:06,160
Speaker 1: that membership. Don't you have to show your Costco card

945
00:42:06,520 --> 00:42:08,200
Speaker 1: before you walk in? Yeah, but if you've got a

946
00:42:08,200 --> 00:42:10,080
Speaker 1: gift card that just like flash the gift card. It

947
00:42:10,120 --> 00:42:11,640
Speaker 1: works in the same way. It kind of feels like

948
00:42:11,680 --> 00:42:13,640
Speaker 1: a fake I D doesn't it. It's like a little

949
00:42:13,680 --> 00:42:16,000
Speaker 1: bit like mclovin. You're just like walking in and it's like, hey,

950
00:42:16,040 --> 00:42:17,640
Speaker 1: I got this, got the gifts gift card and they

951
00:42:17,719 --> 00:42:19,319
Speaker 1: kind of like frown at you. You're like, all right, fine,

952
00:42:19,440 --> 00:42:21,720
Speaker 1: start like sprinting past the guy at the front door.

953
00:42:22,040 --> 00:42:24,200
Speaker 1: All right, that's pretty cool too. That didn't realize that

954
00:42:24,200 --> 00:42:26,160
Speaker 1: that was an option. Yeah, man, So lots of ways

955
00:42:26,200 --> 00:42:28,399
Speaker 1: to to test the waters. Yeah, And you know, if

956
00:42:28,440 --> 00:42:30,719
Speaker 1: you are listening to this and you are like me

957
00:42:31,160 --> 00:42:33,840
Speaker 1: and you're not sure if you're gonna join a warehouse club,

958
00:42:33,880 --> 00:42:36,320
Speaker 1: maybe chime in on Facebook. Hop over in the group.

959
00:42:36,360 --> 00:42:38,400
Speaker 1: Maybe we can see how folks are kind of comparing

960
00:42:38,440 --> 00:42:41,440
Speaker 1: the costs that sort of trade off between joining Warehouse

961
00:42:41,440 --> 00:42:45,480
Speaker 1: Club and they're affordable local grocery store that's maybe more

962
00:42:45,520 --> 00:42:48,320
Speaker 1: conducive to their lifestyle. I'm very curious, I guess, to

963
00:42:48,320 --> 00:42:50,040
Speaker 1: see what other folks are doing. But in the end,

964
00:42:50,080 --> 00:42:51,920
Speaker 1: I guess it does kind of come down to what

965
00:42:52,120 --> 00:42:55,279
Speaker 1: it is that you prefer as an individual and what

966
00:42:55,320 --> 00:42:57,719
Speaker 1: you're looking for. But yeah, I guess I'm curious due

967
00:42:57,719 --> 00:42:59,520
Speaker 1: to hear what other folks are buying, because I know,

968
00:42:59,600 --> 00:43:01,160
Speaker 1: like the weird stuff that you guys buy when you

969
00:43:01,200 --> 00:43:04,920
Speaker 1: get a costco. But I gotta I gotta figure stuff. Well,

970
00:43:04,960 --> 00:43:06,520
Speaker 1: I know, you like, like once a year you buy

971
00:43:06,520 --> 00:43:08,840
Speaker 1: like this massive pack of like socks or something like that,

972
00:43:08,920 --> 00:43:11,560
Speaker 1: or an underwear as well, to like restock your underwear drawer.

973
00:43:11,600 --> 00:43:13,480
Speaker 1: I do always get my socks and underwear a costco

974
00:43:13,800 --> 00:43:17,680
Speaker 1: at least told me that before. But I gotta think

975
00:43:17,680 --> 00:43:19,520
Speaker 1: that there's other folks out there who are quite proud

976
00:43:19,600 --> 00:43:22,600
Speaker 1: of the oddities that they're purchasing at their costco as well.

977
00:43:22,960 --> 00:43:24,799
Speaker 1: You have so jump into our Facebook group. You can

978
00:43:24,840 --> 00:43:27,160
Speaker 1: just search how the money in the search bar on

979
00:43:27,160 --> 00:43:29,600
Speaker 1: on Facebook and you'll find us and and yeah, and

980
00:43:29,600 --> 00:43:32,160
Speaker 1: we want to hear your reaction to this. Super interested

981
00:43:32,320 --> 00:43:35,000
Speaker 1: in in maybe why you've refrained from getting a membership

982
00:43:35,200 --> 00:43:37,120
Speaker 1: and then if you have one kind of yeah, what

983
00:43:37,200 --> 00:43:39,360
Speaker 1: your best buys are, what your favorite things are to

984
00:43:39,400 --> 00:43:41,880
Speaker 1: get at a warehouse club, and and how it saved

985
00:43:41,880 --> 00:43:44,319
Speaker 1: you money. Looking forward to that discussion, and maybe you'll

986
00:43:44,360 --> 00:43:47,600
Speaker 1: even convert Matt who knows. Man. Maybe I want to

987
00:43:47,680 --> 00:43:50,600
Speaker 1: kick it back now to our beer. The beer that

988
00:43:50,680 --> 00:43:53,000
Speaker 1: you and I get to enjoy this episode is a

989
00:43:53,040 --> 00:43:57,399
Speaker 1: Buffalo Soldier by you tag Brewing Company, Joel. At the

990
00:43:57,440 --> 00:43:59,719
Speaker 1: beginning of this episode, you kind of mentioned like a

991
00:44:00,000 --> 00:44:02,040
Speaker 1: out like some of those roasted flavors, and I'm curious

992
00:44:02,040 --> 00:44:05,600
Speaker 1: if you're sticking with those notes, because I think those

993
00:44:05,640 --> 00:44:08,400
Speaker 1: are the notes that I'm going to share. Yeah, I

994
00:44:08,800 --> 00:44:13,200
Speaker 1: say it. It's a little stout like roastiness with some

995
00:44:13,280 --> 00:44:16,319
Speaker 1: of those peppery rhye notes shining through at the same

996
00:44:16,360 --> 00:44:20,279
Speaker 1: time the hot bitterness. It's an interesting beer because it

997
00:44:20,320 --> 00:44:22,520
Speaker 1: has all those elements at the same time, and they're

998
00:44:22,520 --> 00:44:26,920
Speaker 1: not elements that you typically associate with being together in

999
00:44:26,960 --> 00:44:31,239
Speaker 1: a beer but surprisingly it's really really tasty, Like it

1000
00:44:31,280 --> 00:44:33,799
Speaker 1: did a really good job of kind of holding all

1001
00:44:33,800 --> 00:44:37,239
Speaker 1: those things at the same time together. Um, I really

1002
00:44:37,320 --> 00:44:40,440
Speaker 1: enjoyed it, even though it is kind of an abnormality

1003
00:44:40,560 --> 00:44:42,480
Speaker 1: in a way in my opinion. But yeah, I thought

1004
00:44:42,480 --> 00:44:45,400
Speaker 1: it was really good. Yeah, a really unique beer. Uh

1005
00:44:45,480 --> 00:44:46,839
Speaker 1: So I'm not note it kind of made me think

1006
00:44:46,880 --> 00:44:50,279
Speaker 1: of a porter, because typically porters feel lighter in your mouth,

1007
00:44:50,360 --> 00:44:53,880
Speaker 1: which this totally did. Porters tend to be less sweet,

1008
00:44:53,920 --> 00:44:55,400
Speaker 1: at least in my opinion a little bit like they

1009
00:44:55,440 --> 00:44:58,680
Speaker 1: kind of have like those roasted bitter notes without the

1010
00:44:58,680 --> 00:45:01,399
Speaker 1: sweetness that you normally finding a stout. And so by

1011
00:45:01,400 --> 00:45:04,160
Speaker 1: maybe combining an I p A with sort of this

1012
00:45:04,320 --> 00:45:07,000
Speaker 1: dark rye flavor, at times, I'd almost convinced myself that

1013
00:45:07,040 --> 00:45:10,000
Speaker 1: I was drinking a porter instead of a black rye

1014
00:45:10,000 --> 00:45:11,560
Speaker 1: I p A. But I like what you said about

1015
00:45:11,560 --> 00:45:14,160
Speaker 1: those peppery notes. Case been making a lot of rye

1016
00:45:14,200 --> 00:45:17,759
Speaker 1: bread lately. She's still on that breadmaking train because it's

1017
00:45:17,920 --> 00:45:20,560
Speaker 1: just affordable and delicious, and she's got it down to

1018
00:45:20,560 --> 00:45:22,839
Speaker 1: a science almost at this point. I don't know something

1019
00:45:22,880 --> 00:45:26,040
Speaker 1: about that ride, just as that additional level of flavor,

1020
00:45:26,600 --> 00:45:28,920
Speaker 1: and I'm all about it. So I'm super stoked that

1021
00:45:29,000 --> 00:45:31,120
Speaker 1: we got to enjoy this beer on this show. Yeah.

1022
00:45:31,160 --> 00:45:33,520
Speaker 1: So thanks again to Andy for sending that our way.

1023
00:45:33,560 --> 00:45:36,360
Speaker 1: We appreciate it, man, Yeah, Andy, thanks again. So Joel,

1024
00:45:36,719 --> 00:45:39,200
Speaker 1: that's gonna be it for this episode, man. Listeners can

1025
00:45:39,239 --> 00:45:42,000
Speaker 1: find our show notes up at how to money dot com.

1026
00:45:42,320 --> 00:45:44,960
Speaker 1: Will link to a few resources that we mentioned in

1027
00:45:45,000 --> 00:45:47,799
Speaker 1: this episode, like box dot com. Uh, maybe a couple

1028
00:45:47,800 --> 00:45:52,040
Speaker 1: of articles talking about Costco's great return policy and extended

1029
00:45:52,040 --> 00:45:55,040
Speaker 1: warranty as well. Yeah, and if you like this podcast

1030
00:45:55,120 --> 00:45:57,759
Speaker 1: and you've found it helpful, we'd appreciate your review on

1031
00:45:57,840 --> 00:46:00,399
Speaker 1: Apple Podcasts. And if you feel like we've out room

1032
00:46:00,400 --> 00:46:02,640
Speaker 1: for improvement, please drop us a line. We'd love to

1033
00:46:02,640 --> 00:46:04,560
Speaker 1: hear from you. You can do that at how to

1034
00:46:04,600 --> 00:46:07,640
Speaker 1: money dot com slash do Better. Well. I enjoyed this one, dude.

1035
00:46:07,680 --> 00:46:10,040
Speaker 1: It was good. Yeah all right, buddy, Until next time,

1036
00:46:10,120 --> 00:46:12,040
Speaker 1: Joel Best Friends Out as Friends Out