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Speaker 1: Hello, everyone, it's your girl Cheeky's, and you've reached the

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Speaker 1: voicemail box for Dear Cheeky's. I'm here to give you

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Speaker 1: advice on anything and everything you need help with. Maybe

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Speaker 1: you're going through a breakup, maybe you're having issues with

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Speaker 1: your family, or maybe you need help figuring out how

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Speaker 1: to balance your checkbook or how to start a business,

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Speaker 1: whatever the cases, I want to hear from you. Remember

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Speaker 1: these are my thoughts and opinions. And if you're suffering

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Speaker 1: from an issue or hardship, you should seek help from

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Speaker 1: a qualified professional. All right, Now, go ahead and leave

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Speaker 1: your question at the sound of the beat.

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Speaker 2: Hey, Cheeky's, my name is Crystal. I just want to

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Speaker 2: say how much I love you and your podcast.

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Speaker 3: Girl.

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Speaker 2: It's like therapy to me. I love it so much.

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Speaker 2: I can listen to it for hours and I repeat

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Speaker 2: sessions and everything like I love it. Today I listened

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Speaker 2: to three of them because I was a little behind.

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Speaker 2: I heard you talking about Halloween. I heard you talking

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Speaker 2: about meditation and prayers and everything, And that's my question

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Speaker 2: for you. So I've been feeling like the need to

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Speaker 2: get closer to God. I've been wanting to go to church,

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Speaker 2: I went once and then I didn't go for a

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Speaker 2: couple of weeks. And I don't know if I want

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Speaker 2: to join a Christian church or just continuing Catholic, because

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Speaker 2: I don't want to go to a church where they

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Speaker 2: tell me you can't dress this way, you can't wear makeup,

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Speaker 2: you can't celebrate Halloween, you can't celebrate this. I don't

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Speaker 2: want to go to something like that. I want to

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Speaker 2: be able to be myself, but I want to be

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Speaker 2: more involved. So what is your preference? Have you been

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Speaker 2: a Catholic before? Are you a Christian now? Or how

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Speaker 2: do you recommend me starting? Thank you girl, and I

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Speaker 2: hope I get chosen.

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Speaker 1: You have been chosen, Crystal. Thank you so much. This

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Speaker 1: feedback that you just gave me about the podcast makes

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Speaker 1: my life just a happy place. You guys have no

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Speaker 1: idea how happy you guys make me. So thank you

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Speaker 1: so much, and you prove to me that you were

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Speaker 1: listening to the episodes, because those are all topics that

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Speaker 1: we've been talking about on Cheeky's and Chill and now

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Speaker 1: Dear Cheeky. So thank you and I love your question.

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Speaker 1: I am a spiritual woman. I respect our religions. I

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Speaker 1: love different things from different religions. I go to Catholic churches,

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Speaker 1: I go to Christian churches. I love Buddhism like I

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Speaker 1: think that there's something to learn from every religion. Now,

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Speaker 1: do I have one that I prefer most? Not necessarily.

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Speaker 1: I'll go to a Christian church and one that I

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Speaker 1: don't know where you live, but I highly recommend RTLA

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Speaker 1: that's here in Los Angeles and South Central for that

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Speaker 1: reason because I can go there and be myself and

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Speaker 1: go with rip jeans and celebrate Halloween, and the pastor

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Speaker 1: there knows that I cuss and I like to drink.

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Speaker 1: God loves you in all shapes and colors, in how

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Speaker 1: you come, and that's what I need. I need to

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Speaker 1: still be able to be myself. But I'm choosing God,

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Speaker 1: and that's what you're doing is beautiful. I've learned throughout

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Speaker 1: the years that it's not trying to fit God into

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Speaker 1: your life if not making everything else revolve around God.

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Speaker 1: So you have to put God first. And that's been

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Speaker 1: my experience for me. When I put God first, everything

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Speaker 1: just flows so much better. And when I don't, because

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Speaker 1: there are times and I fall off the wagon or

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Speaker 1: off track, that happens life happens, and I see and

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Speaker 1: I feel the difference in my life. Guaranteed it's something

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Speaker 1: that has happened. I'm not always perfect, you guys. So anyways,

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Speaker 1: the good thing is that that's a desire that you

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Speaker 1: have in your heart, and it's going to take you

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Speaker 1: a while to find the church that fits you best.

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Speaker 1: But there's also like online churches. There's a Gape so

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Speaker 1: it's a gape live dot com that's very spiritual and

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Speaker 1: they it's a beautiful church as well, So that's something

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Speaker 1: I recommend. But in reality, like you can go if

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Speaker 1: you want to go to church one Sunday and go

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Speaker 1: to Catholic church, do it. It's like, just pray God,

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Speaker 1: let me hear you and let me feel you, and

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Speaker 1: let the message reach my heart. Doesn't matter what yourch

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Speaker 1: you go to to be honest, I mean, well not

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Speaker 1: like the Satanic ones obviously, but I'm just saying, like,

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Speaker 1: you know, you know what I'm talking about. But Crystal,

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Speaker 1: I'm so excited for you. The good thing is prayer,

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Speaker 1: pray morning and night. Every night. I try to pray

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Speaker 1: on my knees. So it's just being intentional about having

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Speaker 1: a relationship with the higher power. So Crystal, congratulations on that. Okay, okay,

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Speaker 1: So our next question comes from Floor.

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Speaker 4: Hi, chee geez. I love your podcast. Thank you for

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Speaker 4: having the safe space for us to come to you

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Speaker 4: about questions, and thank you for being le mana major.

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Speaker 2: Like me.

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Speaker 4: I'm the only child, so I don't have anybody else

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Speaker 4: to go to, and I don't always want to go

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Speaker 4: to my mama. My question is my husband and I

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Speaker 4: share a bank account. I'm the one that handles our

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Speaker 4: bills and our cash flow, and I've done it since

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Speaker 4: day one. But in the pawer last three years, I've

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Speaker 4: been overspending and we had been okay, and then this

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Speaker 4: year has just been really tough. I've overspent and I'm

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Speaker 4: like crunching numbers hoping he doesn't spend too much on

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Speaker 4: something or other. But I don't tell him. It's just

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Speaker 4: me stressing out because I am so embarrassed to tell him.

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Speaker 4: I confront him and tell him I fucked up. I

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Speaker 4: haven't been doing our finances correctly. What do you suggest

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Speaker 4: I do? How do you suggest I approach this? Thank

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Speaker 4: you so much?

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Speaker 1: I love you, oh my beautiful flower me Floor, Okay, well,

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Speaker 1: I think it's a wonderful thing that you are reaching out.

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Speaker 1: And I'm glad that you feel that this is a

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Speaker 1: safe place because it absolutely is. And any advice that

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Speaker 1: I give you please you, guys, know that it comes

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Speaker 1: from the bottom of my heart and I want the

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Speaker 1: best for you guys. So I think it's a beautiful

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Speaker 1: thing that you're being honest and that you're admitting that

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Speaker 1: you overspent and that you're crunching numbers. But you got

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Speaker 1: to tell your mangirl. You have to be honest with him.

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Speaker 1: It's gonna cause you stress. He's thinking things are okay.

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Speaker 1: You have to just let him know. Be like, I

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Speaker 1: am so embarrassed. I am scared. You're gonna be upset

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Speaker 1: with me. But I need you to know that this

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Speaker 1: and this and that happen, and we need to figure

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Speaker 1: this out together so that he is also aware and

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Speaker 1: is on the same page of not spending that much,

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Speaker 1: because he's probably like, I'm gonna spend because we got money.

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Speaker 4: We're good.

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Speaker 1: But if you're not honest with him, babe, it's gonna

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Speaker 1: cause a bigger issue. It's better for you to tell

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Speaker 1: him than to him look into it and then find

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Speaker 1: out himself. It's always better it's scary. It's scary to

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Speaker 1: be honest, but it's always better. So that's my suggestion.

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Speaker 1: Number one suggestion. You need to speak to your husband

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Speaker 1: as soon as possible, babe, like, don't let this go

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Speaker 1: any further and stop spending.

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Speaker 3: You.

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Speaker 1: I don't know what you're buying. You're probably buying a

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Speaker 1: bunch of bs, because, believe me, I've been there too

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Speaker 1: where I'm like, oh shit, like I've spent way too

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Speaker 1: much and I'm stressing. And that's where we have to

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Speaker 1: be like, we have to ask ourselves. This is something

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Speaker 1: I deal with every single day. You guys, I love Amazon. Okay,

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Speaker 1: It's like it's like an addiction. It used to be targeting.

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Speaker 1: Now it's just at my fingertips, dude, So I get it.

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Speaker 1: I have to tell myself do I really need this

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Speaker 1: or is this just something else that's I'm just gonna freaking.

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Speaker 1: I'm becoming a hoarder. It's ridiculous. So you have to

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Speaker 1: ask yourself do I really need this? Is this a

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Speaker 1: luxury or is this a necessity?

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Speaker 5: Girl?

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Speaker 1: I feel for you because I know that feeling happened

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Speaker 1: to me once with my mom. Ooh, it's a whole

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Speaker 1: other episode. But anyways, floor talk to your husband. Talk

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Speaker 1: to him now, bib. You gotta be honest, and if

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Speaker 1: you can't speak to him face to face, write him

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Speaker 1: a letter something, babe. But you gotta do this because

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Speaker 1: if not, you're gonna get yourself in a deeper hole

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Speaker 1: and just prevent that. Okay, sending you a big ass hug, girl,

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Speaker 1: sending you a big hug.

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Speaker 3: Flow.

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Speaker 1: You got this, Okay. So our next question comes from

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Speaker 1: josse Hi Jiki's.

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Speaker 3: I met you on ws S and unklet in the

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Speaker 3: meet and greet, and I even put you on my

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Speaker 3: graduation cup. I'm class of twenty twenty three. But I

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Speaker 3: just want to ask you, how do you manage your

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Speaker 3: work life and your school life, or just anything in

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Speaker 3: general that affects a huge portion of your time. How

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Speaker 3: do you respectfully set boundaries in between your peers to

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Speaker 3: let them know that you're busy and you can always

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Speaker 3: hang around. Thank you.

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Speaker 1: I am so honored that you put me on your

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Speaker 1: graduation cap. Thank you so much, and congratulations on graduating. Look,

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Speaker 1: cosim boundaries are very healthy and you are young, so

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Speaker 1: the fact that you know about these boundaries already, Wow,

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Speaker 1: I'm excited for your future. Now, you have to understand

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Speaker 1: a lot of people don't have boundaries, especially younger people.

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Speaker 1: So I would definitely understand that not everyone's going to

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Speaker 1: understand first and foremost. But it's okay to say no.

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Speaker 1: There's so much power in saying no, thank you and

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Speaker 1: saying I don't really feel like it. You don't have

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Speaker 1: to be rude, it's just no, thank you. I don't

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Speaker 1: have peace with that. I want to relax, Especially now

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Speaker 1: you've graduated, college, work and everything like, you have to

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Speaker 1: set your priorities straight because if you don't now, it's

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Speaker 1: going to be very difficult to do it later. People

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Speaker 1: that love you and that are on the same page

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Speaker 1: as you are going to understand, and those that don't.

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Speaker 1: Then you got to think twice, are they the people

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Speaker 1: that I want in my life? If they're going to

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Speaker 1: give me shit for it for me saying no, I

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Speaker 1: can't go, or I don't want to go, or whatever

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Speaker 1: the case may be, then maybe those people aren't meant

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Speaker 1: to move on with you in the next season of

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Speaker 1: your life. Does that make sense?

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Speaker 5: So?

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Speaker 1: I think now, especially after high school, I felt like

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Speaker 1: I lost a lot of friends, but because I had

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Speaker 1: different goals, anyone that loves you and is meant to

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Speaker 1: be in your life is going to understand and respect

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Speaker 1: your decisions. Okay, but congratulations, I'm very proud of you,

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Speaker 1: very proud of you. Okay, guys, so are next question

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Speaker 1: comes from Nata.

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Speaker 5: Hi Chieky's could have been before anything. I would like

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Speaker 5: to say that I'm happy to say hi to you,

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Speaker 5: and my questions are my bank account is always a negative?

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Speaker 5: How the freak Can I bring it up as a positive?

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Speaker 5: I'm a single mother of four kids, pain rent like,

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Speaker 5: but I know you can help me and I will

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Speaker 5: listen to your advices. Thank you, take care and man,

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Speaker 5: you're great.

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Speaker 1: Thank you so much, Thank you for listening. Thank you

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Speaker 1: for your question. Look, bottom line, you're not managing your

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Speaker 1: money correctly, so you have to figure out what you're

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Speaker 1: overspending on. Are you buying things that you don't need?

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Speaker 1: You have to always make sure that. Look, I'm a spender.

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Speaker 1: You know I've gotten better throughout the years, but I'm

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Speaker 1: a spender. I've learned to save. It's important to save

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Speaker 1: your money for a rainy day. But the first thing

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Speaker 1: is make sure that all my bills are paid. So

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Speaker 1: you have to know, Okay, this is how much I make,

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Speaker 1: This is what I need to pay and to just

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Speaker 1: keep the roof over my head, in my children's head,

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Speaker 1: and obviously food. Think about that. You have to like

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Speaker 1: figure out if what you're making is sufficient enough for

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Speaker 1: your living. If not, then you have to think about

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Speaker 1: do I need to find it a smaller place to live,

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Speaker 1: something that's not as expensive, all those questions, like you

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Speaker 1: have to say, Okay, this is what I make, and

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Speaker 1: this is the money that I need to pay my

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Speaker 1: rent to buy food. You know what I mean. Everything

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Speaker 1: else is extra. So that's first of all. Then secondly,

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Speaker 1: you have to start changing your mind about money. I

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Speaker 1: know it sounds silly, you guys, but once you start

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Speaker 1: saying it and really believing it, it's almost like money

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Speaker 1: comes out of nowhere. And I know that sounds crazy.

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Speaker 1: I know that sounds crazy, you guys, But trust me.

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Speaker 1: When you really believe I'm a money magnet, and you're like,

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Speaker 1: I'm a money magnet, I am healthy, wealthy, and vibrant.

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Speaker 1: You say all these affirmations to yourself, and I'm like,

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Speaker 1: money comes to me like magic. If you keep telling

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Speaker 1: yourself that, I swear to you, someone's gonna come and say, oh,

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Speaker 1: here's one hundred bucks or here's fifty bucks. You have

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Speaker 1: to believe it though. You have to remove all those

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Speaker 1: negative things like I'm broke, I don't never have enough.

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Speaker 1: My account is always on negative like remove that from

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Speaker 1: your mindset and especially your vocabulary, Like what you say

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Speaker 1: becomes the truth and what you think. So it's a

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Speaker 1: little bit of everything, changing your mindset, changing the way

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Speaker 1: you speak about yourself and about your money. It will

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Speaker 1: get better. But you have to stop overspending. I don't

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Speaker 1: know what you're spending on, but you know, if you're

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Speaker 1: buying yourself a Starbucks every day, girl, stop buying yourself

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Speaker 1: a Starbucks every day, make yourself a coffee at home.

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Speaker 1: Little changes like that that will make a huge difference.

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Speaker 4: Believe me.

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Speaker 1: Postmating, I love postmating, but all that shit adds up

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Speaker 1: at the end of the month. So think about all

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Speaker 1: that stuff. Start crunching down the numbers and be like, Okay,

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Speaker 1: I only have one hundred dollars extra a month to

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Speaker 1: spend on just whatever I want to do one month.

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Speaker 1: Don't go out save those one hundred dollars. You feel

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Speaker 1: me like little things like that, Okay, I hope that

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Speaker 1: helps Nata. I really do, but make those little changes,

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Speaker 1: It'll make a big difference, trust me. Okay, guys, so

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Speaker 1: I'm really hoping I helped you all with some words

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Speaker 1: of advice and encouragement. Crystal Floor, Josse, and Nada. Your

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Speaker 1: questions were great this week, and I'm sure they're going

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Speaker 1: to benefit a lot of listeners. Feel free to leave

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Speaker 1: me your question at speakpipe dot com, slash Cheeky's and

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Speaker 1: Chill podcast. I'll see you all next week, Choo. This

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Speaker 1: is a production of iHeartRadio and the Microduda podcast Network.

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Speaker 1: Follow us on Instagram at Micaeldura Podcasts and follow me

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Speaker 1: Cheeky's That's c hi qui s. For more podcasts from iHeart,

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Speaker 1: visit the iHeartRadio app, Apple Podcasts, or wherever you listen

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Speaker 1: to your favorite podcast, and check us out on YouTube.

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Speaker 5: F