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Speaker 1: Hey, Hey, BA fam, it's your girl, Mandy Money. I

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Speaker 1: could not be more excited to have you here. Thank

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Speaker 1: you for showing up, Thank you for tuning in. I

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Speaker 1: don't take it for granted that the thousands of y'all

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Speaker 1: who decide to listen to Brown Ambition on Wednesday and

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Speaker 1: Friday each week, I just can't thank you enough. You're

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Speaker 1: the reason why I do this show. Now, I want

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Speaker 1: to take a moment because we have a bit of

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Speaker 1: news at BA. I'm now a part well, we are

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Speaker 1: now a part of the iHeartMedia Network. Now, don't worry

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Speaker 1: because this doesn't really mean anything for you. In fact,

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Speaker 1: you really shouldn't experience any change. It is a huge milestone,

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Speaker 1: especially for those who don't know. Brown Ambition has been

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Speaker 1: around since twenty fifteen. I'm like a cheriatric podcaster. I

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Speaker 1: have been doing this podcast since I was twenty six

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Speaker 1: years old. I was just a reporter at Yahoo Finance

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Speaker 1: who wanted to do a podcast for black girls like

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Speaker 1: me and make talking about finances and career ambition and

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Speaker 1: negotiating and credit scores and am I about to marry

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Speaker 1: this man if he doesn't have an eight hundred fiico.

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Speaker 1: I wanted to have a safe space where we can

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Speaker 1: have those types of conversations. And I was just really

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Speaker 1: bored of the bro culture that I was encountering in

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Speaker 1: the business journalism channels where I was working, from Business

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Speaker 1: Insider to Yahoo Finance, and yeah, I was fed up

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Speaker 1: and I just wanted a space just for us. Okay,

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Speaker 1: So I got my girl, Tiffany, the budget nista. She

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Speaker 1: said yes to me and my random idea for this podcast.

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Speaker 1: But you know who said no, my bosses. I took

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Speaker 1: the podcast to Yahoo Finance and I said, I had

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Speaker 1: this idea. I want to do this show targeting millennial

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Speaker 1: women of color, and I wanted to be really fun.

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Speaker 1: I'm going to do all the work. You know, can

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Speaker 1: I have the studio space. They already literally had the

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Speaker 1: studio spaces set up. Okay, it was not any investment

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Speaker 1: in terms of equipment, but still they said no. And

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Speaker 1: at the time, I was pretty I don't know, devastated

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Speaker 1: was the word, but I definitely felt challenged and I

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Speaker 1: felt like I'm going to prove them wrong. And honestly,

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Speaker 1: the people in our lives who tell us no, they

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Speaker 1: serve such an amazing purpose because how many incredible stories

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Speaker 1: of success start with somebody told me no, and then

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Speaker 1: dot dot dot people have to tell you no at

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Speaker 1: a certain point, it serves a purpose, and I'm just

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Speaker 1: really grateful not only did that no not stop me,

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Speaker 1: it actually pushed me to create a podcast that I

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Speaker 1: own entirely outright. Had they said yes, had I produced

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Speaker 1: Brown Ambition under the umbrella of Yahoo all those years ago,

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Speaker 1: they would have owned the IP. This is the same

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Speaker 1: reason why one of my favorite og black girl podcasts,

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Speaker 1: Tracy and heaven Gosh, what was there? Oh another Round

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Speaker 1: on BuzzFeed. I'll remember that show from back in the day.

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Speaker 1: Their podcast doesn't even exist anymore because it was a

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Speaker 1: part of the BuzzFeed IP. They didn't own it, and

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Speaker 1: so when they I don't know, I think BuzzFeed got

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Speaker 1: of the show or the girls just went on to

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Speaker 1: you know, extremely successful careers in their own right and

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Speaker 1: they couldn't take this show with them. So I'm really grateful,

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Speaker 1: honestly that I was told no so I could create

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Speaker 1: the show, and over the past ten years, with Tiffany

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Speaker 1: by my side, we managed to keep the podcast one

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Speaker 1: hundred percent under our ownership, and then when she graciously

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Speaker 1: stepped aside at the end, of last year. She gave

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Speaker 1: me her share. So Mandy is the well I should say,

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Speaker 1: Brown Ambition LLC. Shout out to my attorney and her

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Speaker 1: insane bills. My god, we won't talk with that on

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Speaker 1: another show. Thank you to iHeart for believing in the

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Speaker 1: show and for welcoming us to your network. This is

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Speaker 1: going to be the biggest year for Brown Ambition. I

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Speaker 1: can feel it in my bones and I can't wait.

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Speaker 1: By the way, y'all need to be sure you're a

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Speaker 1: subscribed to the Brown Ambition newsletter. Go to Bronambition podcast

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Speaker 1: dot com and make sure that you sign up for

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Speaker 1: the newsletter because some really exciting news is coming on

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Speaker 1: how we're going to be celebrating our ten year in aniversary.

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Speaker 1: I want to get into today's show. So today we

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Speaker 1: are back with the Brown Table and we have two

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Speaker 1: of my favorite human beings on planet Earth. Chris Browning

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Speaker 1: of Popcorn Finance. Y'all know him, my brother from another mother,

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Speaker 1: the guy that I love to give a hard time

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Speaker 1: and he gives it as good as he gets. Also

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Speaker 1: Berna Annette, who's the author of the book Money Out

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Speaker 1: Loud and also the founder of Hey Berna. She's a

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Speaker 1: personal finance educator. I just love her to pieces, and

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Speaker 1: Berna is actually talking about how she got burnt out

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Speaker 1: by the solo preneur life and how she might be

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Speaker 1: making a career pivot back into dare I say it,

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Speaker 1: corpor not there. It's fine, y'all, It's totally fine. And

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Speaker 1: then we're going to bring it to the real world.

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Speaker 1: What's happening with tariffs and honestly, what's happening with the

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Speaker 1: stock market. We're going to talk about how to cope

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Speaker 1: with the anxiety of what's happening in our markets right now,

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Speaker 1: with our government and the man children who are running

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Speaker 1: things and oh my days. We are going to talk

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Speaker 1: about how we're thinking about our investment and strategy, are saving, strategy.

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Speaker 2: Are budgeting.

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Speaker 1: I'm going to open up a lot about how my

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Speaker 1: values have shifted and how that actually pushed me in

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Speaker 1: the wrong direction financially, and how I am pulling myself back.

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Speaker 1: All right, So, without further ado, I hope you enjoy

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Speaker 1: today's episode. Hey, hey, via fam, welcome to Brown Ambition.

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Speaker 1: I am your host, Mandy Woodriff Santos. I just kicked

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Speaker 1: my camera, but that's so islan because you are listening

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Speaker 1: right if you're watching on YouTube, say hello YouTube fam.

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Speaker 1: By the way, Ba fan, did you know that we

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Speaker 1: also post on YouTube. I don't think my brand new,

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Speaker 1: shiny podcast network like wants me to tell you that,

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Speaker 1: because you know, audio is still king and how we

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Speaker 1: make money. But ran ambition, if you want to watch,

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Speaker 1: we are also on the YouTube and let's see, it

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Speaker 1: feels like a momentous day, completely selfishly for so many reasons.

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Speaker 1: But before I get to my favorite subject, wah, let

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Speaker 1: me introduce you to today's Brown panel co host so Ba Fam.

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Speaker 1: Whether you're listening for the first time in a while

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Speaker 1: or you are brand brand new, I have introduced this

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Speaker 1: like new format ever since my my beloved Tiff at

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Speaker 1: the end of last year, This new format where I

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Speaker 1: invite more friends onto the show and we chat about

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Speaker 1: the news you need to know when it comes to

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Speaker 1: your personal finance. But then always always, always serving up

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Speaker 1: a side of inspirational tea so that we don't give

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Speaker 1: into the sads and you know, go into our dark

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Speaker 1: you know, hibernation of doom and anxiety and doom scrolling.

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Speaker 1: But so that y'all at least live leave the podcast.

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Speaker 1: My hope is you leave the podcast feeling like, Okay,

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Speaker 1: I have some tools, some things I can do to

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Speaker 1: strategize and just like cope with this insanity financially, personally, mentally,

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Speaker 1: all the things. So today at the Brown Table, I

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Speaker 1: have got Chris Browning, fan of the show, biggest fan

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Speaker 1: of brownhibition in America, I.

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Speaker 3: Think, I think so I can almost guarantee biggest fan

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Speaker 3: of the show.

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Speaker 2: Now I'll fight you on that.

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Speaker 1: Back it up, Bura, back it up, back it up.

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Speaker 1: Honestly though, for Berna Annette Hey, Berna hello man also

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Speaker 1: joining the show, longtime listener, longtime BA fan.

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Speaker 2: Number one, be a fan. I will fight you all

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Speaker 2: about it. That's the topic today.

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Speaker 3: Fight. I'll let you have it.

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Speaker 1: That would be thank you, Berna. If you also, if

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Speaker 1: you're watching on YouTube, if you're not, if you're listening,

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Speaker 1: Berna has an incredible book that she published. You know,

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Speaker 1: I remember everything that happened the month before I had

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Speaker 1: my baby, and your book was one of those.

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Speaker 2: Also so nice.

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Speaker 1: Your book is also a Gemini or is it a Taurus?

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Speaker 2: She's a Taurus. It's actually she has the same birthday

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Speaker 2: as my partner, who is a hard Taurus.

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Speaker 1: Oh hard tourists.

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Speaker 2: I just like just the most torusy tourisy of all,

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Speaker 2: she said, hard tourist.

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Speaker 1: We want to get into that. Well, it's called Money

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Speaker 1: out Loud and whatever. The subtitle is something financial stuff.

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Speaker 1: That's something taught us. Read it to financial stuff. No

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Speaker 1: one taught us. There you go. I still don't have

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Speaker 1: a subtitle for my book, so I, you know, put

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Speaker 1: Money out Loud. Yes, and people can pick up a

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Speaker 1: copy at your local indie bookseller or bookshop dot org. Yes,

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Speaker 1: you know. Hm, and Chris has a podcast.

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Speaker 3: I do know book. You can't go anywhere and buy it,

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Speaker 3: but it's for free on the internet. It is, and

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Speaker 3: you do a.

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Speaker 1: Good job of breaking down lots of personal finance topics.

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Speaker 1: So I'm just happy to have you both in my

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Speaker 1: presence today. It is a big day today. We're recording

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Speaker 1: on April seventh, which happens to be my wedding anniversary.

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Speaker 3: Oh, happy anniversary. How long?

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Speaker 1: Eight years? Eight years twenty twenty twenty seventeen.

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Speaker 3: M your marriage is in second grade graduations.

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Speaker 1: It kind of feels like at ages, like dog years.

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Speaker 1: Sometimes I'm like, wow, I am so different. I was

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Speaker 1: showing my baby he's almost two Remy and I was

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Speaker 1: showing him some pictures from her wedding album and he

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Speaker 1: this is people always do us because for my wedding

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Speaker 1: I had my hair blown out straight and I wasn't

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Speaker 1: wearing glasses, and like, that's kind of a look my

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Speaker 1: hair and my glasses are kind of like what I

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Speaker 1: think people remember my signature and I had neither of those.

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Speaker 1: So when he saw my photos, he was like da da,

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Speaker 1: and he was I mean, I don't think he understands

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Speaker 1: what weddings are, but he's like, that's a lady. And

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Speaker 1: I was like, where's mama? Like, wow, I don't know,

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Speaker 1: you tell me. So that's always fun to look back

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Speaker 1: at photos and be like, wow, I was really hot

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Speaker 1: and slept very well, and that.

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Speaker 2: Was back stop this right now.

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Speaker 1: I was a different kind of hot, you know what

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Speaker 1: I mean. She hadn't been through a lot. She definitely

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Speaker 1: hadn't been through what I've been through.

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Speaker 2: Okay, you know what I mean. So the hotness is different.

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Speaker 1: The hotness he's weak and doesn't even know how strong

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Speaker 1: she is, you know what I mean?

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Speaker 3: But is it self confidence the hottest thing of all? Right?

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Speaker 1: Yeah, she was pretty confident.

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Speaker 3: I have ting to help you. I'm trying to give

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Speaker 3: you some argument with the healthy idea, why are.

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Speaker 1: You Raven's bridal finest but confident it's exactly coumbo. Yeah,

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Speaker 1: but yeah, I mean I was in such a different place.

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Speaker 1: I was reflecting. I also wrote, I wrote this sort

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Speaker 1: of I'm doing this book and I'm trying to tell

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Speaker 1: more about my story on social media, because not everybody

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Speaker 1: you know remembers us, contrary to our egotistical beliefs, or

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Speaker 1: maybe just mine. And I was like, damn, when we

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Speaker 1: got married in twenty seventeen, I had paid for that

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Speaker 1: wedding in cash. It was like a destination wedding. I

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Speaker 1: was so proud of that moment, and I suffered for

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Speaker 1: it in a way, Like I we moved in with

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Speaker 1: my in laws for five months leading up to our wedding,

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Speaker 1: so that it wasn't that I didn't have the money

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Speaker 1: saved up for the wedding. This is how like how

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Speaker 1: smart I was financially back then, and how free I

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Speaker 1: was without childcare expenses. But I had said, oh, I

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Speaker 1: have six months of savings which we could use for

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Speaker 1: the wedding. But I don't want to. I don't want

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Speaker 1: to dip into that. So we're going to go live

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Speaker 1: with your parents in this like cramped apartment and save

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Speaker 1: money on rent and delight your Dominican mother because I

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Speaker 1: loved it out of wedlock, doesn't matter. Like they were like,

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Speaker 1: please move it, cohabitate and we, yeah, saved rent for

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Speaker 1: five six months, and you know, got made it so

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Speaker 1: that we could pay for that wedding and then not

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Speaker 1: have to like come out the other side even though

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Speaker 1: we paid for in cash. I didn't want to feel

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Speaker 1: that was all my cash.

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Speaker 4: Oh you know what I mean, that's so smart. I

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Speaker 4: did the exact opposite. So I'm it's always not see

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Speaker 4: if someone who did something back.

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Speaker 1: But I forgot you were a married man.

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Speaker 4: Yeah, I was like, hey, how about how about this

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Speaker 4: goes on a credit card because I have no cash.

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Speaker 4: That's what happened to me.

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Speaker 1: Really yeah, not smart?

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Speaker 3: Not smart?

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Speaker 1: What did you put on a credit card? Ven you food, every.

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Speaker 4: Mandy everything, because when you have no money, everything goes

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Speaker 4: under credit.

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Speaker 1: They were charging that three percent fee on top of.

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Speaker 3: That, scraping away.

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Speaker 4: You know, it took years to pay that off. So

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Speaker 4: you know, it's always nice to hear someone else because

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Speaker 4: I mean, you said you didn't pay rent. You weren't

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Speaker 4: paying New York rent, right because you guys are living

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Speaker 4: in New York at the time, so that's a lot

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Speaker 4: of money.

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Speaker 3: You were saying.

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Speaker 1: Our rent was like twenty one hundred dollars a month.

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Speaker 1: And I loved my apartment. I loved my freedom. That's

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Speaker 1: why I say I suffered. I only I'm not recommending

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Speaker 1: that as a personal finance strategy, although although you know,

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Speaker 1: like I've gotten more self conscious about the the d

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Speaker 1: and I don't know, like the what not strict what

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Speaker 1: is the word the drastic measures I took to save

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Speaker 1: and invest as aggressively as I did in my twenties.

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Speaker 1: Sometimes I feel a little self conscious saying that is

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Speaker 1: if it's a strategy, because I think there's this sense

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Speaker 1: now you guys tell me, I've been doing this since

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Speaker 1: I feel like I was twelve. Now I'm one hundred

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Speaker 1: talking about money. But it feels like now it's not

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Speaker 1: as welcome to give these like aggressive savings and investing

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Speaker 1: strategies like oh yeah, give up your independence, move out

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Speaker 1: of your cute apartment, move in to your future in

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Speaker 1: laws apartment, and suffer the suffocation that comes with that

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Speaker 1: particular dynamic because I'd meant I married a first born

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Speaker 1: Dominican prince, so like I knew when I was getting more.

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Speaker 2: Okay, No, I think you're right. I think it's like

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Speaker 2: when you say it, even as you're saying it, the

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Speaker 2: like aggressively save when you're twelve and well, it kind

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Speaker 2: of reeks of like toxic fire movement, just like maybe

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Speaker 2: life as like make your life terrible so that maybe

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Speaker 2: one day it might be kind of good in fifteen years.

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Speaker 2: And I would in my mind credit gen z Vibes

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Speaker 2: to this, because I know a lot of young people

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Speaker 2: are like, wait, pulled up. Our future is not as

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Speaker 2: guaranteed as you millennials thought it was. And so I'm

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Speaker 2: going to enjoy myself now. I'm going to work less,

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Speaker 2: like I don't want to like you know, move fast

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Speaker 2: break things. I don't want to live that like crazy

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Speaker 2: tech life for intense hustle life. Got to give credit

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Speaker 2: to that, but we didn't. We had to do. You

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Speaker 2: made the decisions that you knew were right at the time.

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Speaker 1: I made the decision because it was temporary and I

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Speaker 1: knew that I did I did know that, and I

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Speaker 1: and we were on our way out, like we were

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Speaker 1: on our way out of the renting life anyway, and

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Speaker 1: I part of me knew we were also going to

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Speaker 1: be saving up for what could be a down payment

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Speaker 1: to a house, and so I thought, I think it

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Speaker 1: really came down like the least was going to be renewed.

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Speaker 1: We knew we didn't want to be there for a

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Speaker 1: full year, and so all the things sort of aligned

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Speaker 1: for me, the cost savings, the logistics of being a renter,

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Speaker 1: and having like to sign a contract to be stuck somewhere.

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Speaker 1: So I'm grateful for it, but yeah, I had to

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Speaker 1: do all day. I couldn't. I couldn't. We could have

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Speaker 1: delayed our marriage, you know, we didn't have to get

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Speaker 1: married that quickly, but it is what I did. I'm

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Speaker 1: I'm super grateful to the decisions I made in my twenties.

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Speaker 1: But being now eight years from that moment and with

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Speaker 1: two kids and I have the house that I thought

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Speaker 1: I was going to be saving for a down payment

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Speaker 1: for back then, and I'm like, you did it. But

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Speaker 1: you know, also those those like memes now on the

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Speaker 1: trend on social media where it's like a picture of

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Speaker 1: you from your past and it's like, oh, she had

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Speaker 1: no idea stress.

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Speaker 3: And anxiety that was about to come down the road.

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Speaker 1: What would y'all's financial like? But he didn't know, She

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Speaker 1: didn't know. If you can go like eight years, eight years?

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Speaker 2: Okay, eight years? We're in where twenty twenty seventeen?

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Speaker 4: Yes, yeah, well sorry, I got to burst Maddy's bubble

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Speaker 4: because eight years ago is not our twenties. Mandy, let's relax, okay, speak.

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Speaker 1: For yourself to the family, shows of all, shut your faith.

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Speaker 1: It is because I am still I was twenty nine

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Speaker 1: when I got married. Okay, So thank you very much.

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Speaker 3: Okay, between nine for about three weeks before you go.

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Speaker 2: No, no, she rounded down.

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Speaker 1: Yes, April in August or how many months apart, like

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Speaker 1: seven in some cultures in the calendars Gregorian calendars, thank you.

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Speaker 1: Astrological my house is in Mercury, the twelfth South, okay,

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Speaker 1: and I am a rising Aquarius. Okay. Flu so it

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Speaker 1: all mathematically, it all makes sense, okay. Mythologies, Christopher, what

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Speaker 1: if you could go back? What? Yeah? What would yours be? Chris?

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Speaker 1: I'm gonst start with you because you hate being put

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Speaker 1: on the spot, and I do.

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Speaker 3: I was.

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Speaker 4: I was here to make that joke and then let

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Speaker 4: burna talk, so I could think, you know how we are.

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Speaker 1: You're a very simple man. So eight years ago, what

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Speaker 1: would you tell your what what didn't you know? And like,

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Speaker 1: what do you know now? Financially, what would your your

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Speaker 1: little post be?

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Speaker 4: You know, because I was thirty eight years ago, you know,

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Speaker 4: so I'm not ashamed. What I would tell myself, my

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Speaker 4: thirty year old self who was eight years ago back

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Speaker 4: in the past, is that you just got to relax

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Speaker 4: a little bit. I think you still feel like your

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Speaker 4: life is going so fast and you're so old. When

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Speaker 4: you're thirty and you're not old at all. You feel like, oh,

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Speaker 4: my twenties have passed by. What have I accomplished with

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Speaker 4: my life? I need to be doing this. I'm so

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Speaker 4: far behind. I don't I have a house, I don't

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Speaker 4: have that much safe for retirement, and I just beat

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Speaker 4: myself up all the time. And I think I would

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Speaker 4: just tell me stuff just to relax, because like, now

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Speaker 4: eight years that have passed, it feels like so much time,

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Speaker 4: and I feel so much older than I did when

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Speaker 4: I was thirty, and I was like, it wasn't really

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Speaker 4: that big of a deal. You could have just relaxed

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Speaker 4: a little bit. But I was just stressing myself out

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Speaker 4: all the time and just looking at everybody else.

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Speaker 1: How did that impact you financially? Is that one of

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Speaker 1: the reasons why you spent so much money on your

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Speaker 1: wedding on credit?

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Speaker 3: Oh? Why I got married in my twenties?

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Speaker 2: I like that solidly twenties, he said.

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Speaker 4: So I went through all that debt in my twenties,

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Speaker 4: and I think I ended up paying it off in

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Speaker 4: you know, I right before my thirtieth birthday is when

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Speaker 4: I paid off my credit card debt that was from

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Speaker 4: the wedding and all the other stuff. And so but

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Speaker 4: I stressed myself off paying that out, like kind of

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Speaker 4: like you, like you just I had moved in with

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Speaker 4: family for we only lasted a few months.

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Speaker 3: We couldn't do more than that. It was like we

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Speaker 3: went there, We're gonna say some money's like you know what,

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Speaker 3: and all right, it got out of there.

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Speaker 4: We had like I was like I was doing door

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Speaker 4: dash and like ooh and uh what was called Postmates?

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Speaker 4: I was selling shoes on eBay. I was doing all

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Speaker 4: kinds of stuff trying to make some extra money, and

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Speaker 4: I was really stressing myself out, and I wish I

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Speaker 4: would have just relaxed a little bit. I'm happy that

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Speaker 4: I got through it and paid it off. I could

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Speaker 4: I could have. I could have relaxed just a little

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Speaker 4: bit on all that nuts at time.

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Speaker 1: That's like what you were kind of saying, burna about

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Speaker 1: that whole like intent, the aggressive thing, like pay off

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Speaker 1: everything you know.

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Speaker 2: Now, because if you don't, you suck and you're losing.

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Speaker 2: I mean, meanwhile, unto we had like we didn't even

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Speaker 2: have finn Talk back then, where you had all the

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Speaker 2: bros like really shaming you, we're shaving ourselves more than enough.

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Speaker 1: But they still had blogs, so it took longer for

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Speaker 1: the blog friends to trickle down, but they were, yeah,

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Speaker 1: that's that's good. You got there in the end, Chris, Okay,

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Speaker 1: Berna your your meme today, Like, oh, she didn't she

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Speaker 1: didn't know.

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Speaker 2: But in twenty seventeen, I was twenty seven, thank you

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Speaker 2: very much, And by oh my gosh. At that time,

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Speaker 2: I was quitting my job at Instagram. I was in tech,

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Speaker 2: but I was at that job on purpose. To I

392
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Speaker 2: was like, I'm going to ring this towel out, get

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Speaker 2: this money, pay off of my student loans. So like

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Speaker 2: twenty seventeen is when I was paying off all of

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Speaker 2: my debt. I was finishing my debt for my twenties,

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Speaker 2: and then I was like victory lap. I quit my

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Speaker 2: job in twenty seventeen and traveled all twenty eighteen, and

398
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Speaker 2: so it was like it was definitely a high point

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Speaker 2: for me financially because I'd been doing the hustling. The

400
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Speaker 2: hustling for me meant I was going to say something

401
00:20:24,720 --> 00:20:28,360
Speaker 2: more vulgar, but doing tech things, doing just hanging out

402
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Speaker 2: with the tech gods, you know, and being like me

403
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Speaker 2: me meaning me corporate brand a la la la la lah,

404
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Speaker 2: and putting all that money. I also was living with

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Speaker 2: my parents. My partner and I were living with my

406
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Speaker 2: parents at the time because we had this goal of

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Speaker 2: paying off all of our debt.

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Speaker 1: Wait a minute, so all three of us, I'm not

409
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Speaker 1: special or weird, we all three of us were doing

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Speaker 1: the most living with the parentals, whether ours or another's.

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Speaker 2: Yes, yes, okay, yes, yeah, I was in the arguments. Yeah,

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Speaker 2: I was like living very like the whole fifty third

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Speaker 2: twenty thing of like it's supposed to be fifty percent

414
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Speaker 2: of like your knees or whatever. I was living like

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Speaker 2: seventy ten fift whatever is the rest of the math,

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Speaker 2: because I don't twenty great. Thank you love being around

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Speaker 2: human calculators. But that was I didn't know. What I

418
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Speaker 2: didn't know at the time was all of that laid

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Speaker 2: the seeds for a very wild ride. I would tell her,

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Speaker 2: buckle up, girl, like what you just did and all

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00:21:25,040 --> 00:21:27,720
Speaker 2: the things, all the seeds you planted, and how you

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Speaker 2: work so hard. That's about to open a chapter that

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Speaker 2: you can even imagine. Because then I've traveled for a

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Speaker 2: year and backpacked through Asia, did that whole millennial thing,

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Speaker 2: and then started, hey burnis stuff the next year, so

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Speaker 2: I didn't even know. I don't know where I was going.

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Speaker 2: I was just like one way ticket to Auckland, let's go.

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Speaker 1: I did that. Oh my goodness. I love that. I

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Speaker 1: mean I think that. I mean even just that fifty

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Speaker 1: to thirty twenty thing that you mentioned that it is

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Speaker 1: still like that, the fire movement. There are still these

432
00:22:03,800 --> 00:22:08,320
Speaker 1: tropes of personal finance. These I know you're not supposed

433
00:22:08,320 --> 00:22:11,840
Speaker 1: to say roll of thumb anymore, and I just did it.

434
00:22:12,080 --> 00:22:14,360
Speaker 1: That's something about men used to use that to beat

435
00:22:14,359 --> 00:22:15,560
Speaker 1: their wives or something.

436
00:22:15,680 --> 00:22:17,320
Speaker 3: What's the not.

437
00:22:17,280 --> 00:22:20,600
Speaker 1: A phrase you want to use anymore? Oh snah, yeah.

438
00:22:20,680 --> 00:22:22,399
Speaker 1: By the way, Jay Sheddy said, pow wow on his

439
00:22:22,480 --> 00:22:25,600
Speaker 1: podcast of all the well, I don't know, I don't

440
00:22:25,640 --> 00:22:29,080
Speaker 1: know I'm supposed say that anymore. But anyway, like the

441
00:22:29,080 --> 00:22:31,919
Speaker 1: these trope, the personal finance, I was all about that

442
00:22:31,960 --> 00:22:35,280
Speaker 1: fifty thirty twenty life, which is for those who maybe

443
00:22:35,280 --> 00:22:36,960
Speaker 1: are first hearing about this for the first time, it's

444
00:22:36,960 --> 00:22:41,119
Speaker 1: fifty percent covers your essentials, right, and then there is it.

445
00:22:41,280 --> 00:22:45,600
Speaker 1: Thirty percent is for your need, your wants, your wants,

446
00:22:45,640 --> 00:22:47,080
Speaker 1: and then twenty is for the needs.

447
00:22:47,560 --> 00:22:48,959
Speaker 2: Twenties for your financial goals.

448
00:22:49,240 --> 00:22:54,480
Speaker 1: Financial goals. Okay, yeah, fifty thirty. So within that fifty

449
00:22:54,600 --> 00:23:01,000
Speaker 1: is like rent food. I'm talking that was like an today,

450
00:23:01,000 --> 00:23:04,760
Speaker 1: that's like an eighty twenty because you're rent and housing

451
00:23:04,880 --> 00:23:10,320
Speaker 1: alone a fifty percent easily easy, Yes, easily. And back then,

452
00:23:10,400 --> 00:23:12,679
Speaker 1: I mean I can so because I wrote articles for

453
00:23:12,760 --> 00:23:16,000
Speaker 1: Business Insider, Yahoo Finance. I was in this shit every

454
00:23:16,119 --> 00:23:19,439
Speaker 1: day saying the same thing, which was, you know, fifty

455
00:23:19,440 --> 00:23:24,640
Speaker 1: percent ideally, but I like to keep my housing expenses,

456
00:23:24,840 --> 00:23:29,639
Speaker 1: you know, my essentials less than thirty percent, me and

457
00:23:29,720 --> 00:23:34,000
Speaker 1: my childless. You know, freedom like just doing the most

458
00:23:34,040 --> 00:23:35,560
Speaker 1: and you know what, shout out to her because at

459
00:23:35,640 --> 00:23:38,800
Speaker 1: least she saved that extra money because God, the way

460
00:23:38,800 --> 00:23:41,320
Speaker 1: that I know, I could be rich if I had

461
00:23:41,359 --> 00:23:45,240
Speaker 1: these kids. But I am rich in love and legos

462
00:23:45,400 --> 00:23:46,960
Speaker 1: so exact.

463
00:23:46,560 --> 00:23:49,800
Speaker 2: And legos love and love light, legos live laugh.

464
00:23:50,240 --> 00:23:54,520
Speaker 1: That's definitely one of the rules. I feel like, looking

465
00:23:54,560 --> 00:23:58,520
Speaker 1: back eight years ago, I did I. You know what,

466
00:23:58,600 --> 00:24:02,320
Speaker 1: I'm proud of my values. I think the values that

467
00:24:02,359 --> 00:24:05,000
Speaker 1: I had back then were really in alignment with how

468
00:24:05,040 --> 00:24:09,919
Speaker 1: I was spending my money. I really valued experiences over things.

469
00:24:10,000 --> 00:24:12,320
Speaker 1: And so for me, the wedding, even though that seems

470
00:24:12,359 --> 00:24:15,119
Speaker 1: like something that is so about, like, you know, pleasing

471
00:24:15,119 --> 00:24:17,359
Speaker 1: everybody else, it was genuinely about I want to have

472
00:24:17,400 --> 00:24:19,679
Speaker 1: a big ass party. I want to have the best food.

473
00:24:19,880 --> 00:24:21,879
Speaker 1: I want to do it in Georgia, where I'm from.

474
00:24:22,320 --> 00:24:24,800
Speaker 1: I want to have these memories that you know, and

475
00:24:24,960 --> 00:24:28,239
Speaker 1: bring joy for my family and friends. And I did that,

476
00:24:28,560 --> 00:24:31,439
Speaker 1: and it was so in alignment. It would be so

477
00:24:31,640 --> 00:24:34,800
Speaker 1: different if I had suffered with my in laws to

478
00:24:34,920 --> 00:24:37,400
Speaker 1: then spend money on this wedding and pay for it cash,

479
00:24:37,440 --> 00:24:39,480
Speaker 1: and it was a wedding I didn't even want, no

480
00:24:39,560 --> 00:24:42,399
Speaker 1: thank you. At least it was so in alignment with

481
00:24:42,440 --> 00:24:44,679
Speaker 1: my values, and we did our you know, we loved

482
00:24:44,840 --> 00:24:48,200
Speaker 1: traveling women to Italy, so you know, and I spent

483
00:24:48,320 --> 00:24:54,080
Speaker 1: a lot of money on Broadway shows and those other experiences,

484
00:24:54,240 --> 00:24:56,760
Speaker 1: and it was in so much alignment with who I

485
00:24:56,800 --> 00:25:01,440
Speaker 1: am and what I value. Now, what I would tell

486
00:25:01,440 --> 00:25:04,320
Speaker 1: her is like, she has no idea how difficult, how

487
00:25:04,359 --> 00:25:07,199
Speaker 1: far away she's going to get from those values in

488
00:25:07,240 --> 00:25:09,280
Speaker 1: the next eight years, and how she's going to have

489
00:25:09,280 --> 00:25:16,800
Speaker 1: to claw claw herself back because when I I don't

490
00:25:16,840 --> 00:25:19,720
Speaker 1: know if it's a combination of motherhood plus pandemic. It

491
00:25:19,720 --> 00:25:22,200
Speaker 1: could be both, honestly, because I had my first son

492
00:25:22,240 --> 00:25:26,479
Speaker 1: in twenty nineteen, like three months before shut down, and

493
00:25:27,200 --> 00:25:30,960
Speaker 1: I think with the heightened level of anxiety and mental

494
00:25:31,000 --> 00:25:33,359
Speaker 1: struggles that I as long as what the whole world

495
00:25:33,359 --> 00:25:37,760
Speaker 1: were going through. But I'll just speak for myself, and

496
00:25:37,800 --> 00:25:41,680
Speaker 1: I wasn't able to, like I wasn't able to use

497
00:25:41,720 --> 00:25:43,679
Speaker 1: money to do the things that really had brought me

498
00:25:43,840 --> 00:25:46,680
Speaker 1: had had to align with my values before, like family

499
00:25:46,720 --> 00:25:49,760
Speaker 1: and friends, and you couldn't go anywhere, you couldn't do

500
00:25:49,960 --> 00:25:52,680
Speaker 1: very many things, so all of us just bought crap, right,

501
00:25:53,359 --> 00:25:58,280
Speaker 1: you would buy things. And I think my addiction that

502
00:25:58,440 --> 00:26:02,120
Speaker 1: dopamine hit of like I can order something, I can

503
00:26:02,119 --> 00:26:06,359
Speaker 1: get delivered. I can especially for the kids. I would

504
00:26:06,600 --> 00:26:12,960
Speaker 1: my firstborn son, like buying him activities and toys and

505
00:26:13,640 --> 00:26:17,280
Speaker 1: things that felt like a way of bringing joy to

506
00:26:17,400 --> 00:26:21,840
Speaker 1: me and to us. And I get it because where

507
00:26:21,840 --> 00:26:24,520
Speaker 1: else were you getting that from? Living in you know,

508
00:26:25,080 --> 00:26:28,720
Speaker 1: in the dark winter of Newark at the time. And anyhow,

509
00:26:28,800 --> 00:26:31,959
Speaker 1: I think that kicked off for me, this sort of

510
00:26:32,040 --> 00:26:36,520
Speaker 1: like slippery slope where I started to be attracted to

511
00:26:36,800 --> 00:26:41,199
Speaker 1: I started to get those dopamine hits and that that

512
00:26:41,359 --> 00:26:46,560
Speaker 1: like soothing from stuff and from things, and I next thing,

513
00:26:46,640 --> 00:26:50,440
Speaker 1: you know, and then I'm not giving time to myself.

514
00:26:50,480 --> 00:26:53,359
Speaker 1: I'm not you know, pouring into things that I love.

515
00:26:53,520 --> 00:26:57,560
Speaker 1: I am putting house child, this new lifestyle in front

516
00:26:57,560 --> 00:27:00,840
Speaker 1: of it. By the way, also business, because I'm like

517
00:27:00,920 --> 00:27:04,040
Speaker 1: launching my own thing. And then it's and then I

518
00:27:04,080 --> 00:27:09,560
Speaker 1: do end up being like oh oh, looking around and

519
00:27:09,840 --> 00:27:11,520
Speaker 1: I don't feel the way I did at my wedding,

520
00:27:11,560 --> 00:27:14,840
Speaker 1: where I was like, you know, didn't have I had

521
00:27:14,840 --> 00:27:16,240
Speaker 1: a lot less money in the bank, but I was

522
00:27:16,280 --> 00:27:18,159
Speaker 1: so happy with how I had spent it. And now

523
00:27:18,200 --> 00:27:20,840
Speaker 1: I'm looking around and I'm like, God, damn, there's a

524
00:27:20,880 --> 00:27:26,119
Speaker 1: lot of monster trucks. The monster trucks are not bringing

525
00:27:26,200 --> 00:27:28,080
Speaker 1: the joy.

526
00:27:28,320 --> 00:27:29,399
Speaker 3: You know. I think it's so easy.

527
00:27:29,400 --> 00:27:32,080
Speaker 4: I think people think once you like make some changes

528
00:27:32,080 --> 00:27:34,000
Speaker 4: in your life and with your money, you're just gonna

529
00:27:34,000 --> 00:27:36,120
Speaker 4: be perfect and great from then on out. But it's

530
00:27:36,160 --> 00:27:38,320
Speaker 4: so easy to fall back into old habits. Like it

531
00:27:38,320 --> 00:27:39,080
Speaker 4: doesn't matter how.

532
00:27:38,960 --> 00:27:41,160
Speaker 3: Long, how many years you spent doing the right thing.

533
00:27:41,600 --> 00:27:43,560
Speaker 4: It all it takes is a couple of bad moments

534
00:27:43,600 --> 00:27:45,639
Speaker 4: or weeks week times where you're just like, you know what,

535
00:27:46,000 --> 00:27:47,760
Speaker 4: I want to buy something online and it feels good

536
00:27:47,840 --> 00:27:49,360
Speaker 4: getting that package in the mail, and it's like it's

537
00:27:49,359 --> 00:27:51,200
Speaker 4: so easy to slip back into those old habits. So

538
00:27:51,480 --> 00:27:53,760
Speaker 4: you know, I definitely understand what you're saying because I've

539
00:27:53,760 --> 00:27:54,520
Speaker 4: done that for sure.

540
00:27:55,160 --> 00:27:58,359
Speaker 2: Yeah, especially and this is that was like global reaction

541
00:27:58,440 --> 00:28:01,280
Speaker 2: to crisis. Yeah, in most of our lives where it

542
00:28:01,320 --> 00:28:03,320
Speaker 2: was just I was just talking about that with my partner,

543
00:28:03,359 --> 00:28:06,120
Speaker 2: Like that was a moment around lockdown and everything where

544
00:28:06,160 --> 00:28:09,480
Speaker 2: you got to see everybody's crisis response, and like you said, Mandy,

545
00:28:09,560 --> 00:28:11,680
Speaker 2: all we could do was click around online. And but

546
00:28:11,720 --> 00:28:14,080
Speaker 2: I think that was like the only hit of joy

547
00:28:14,600 --> 00:28:16,520
Speaker 2: and then clawing out of that. I still feel like

548
00:28:16,920 --> 00:28:19,600
Speaker 2: what five years later, we're still sort of crawling out

549
00:28:19,640 --> 00:28:23,679
Speaker 2: of the effects of that time, and it hit everybody financially.

550
00:28:23,760 --> 00:28:26,400
Speaker 2: It was when that was a moment where I, as

551
00:28:26,400 --> 00:28:29,479
Speaker 2: my business coach, likes to remind me my crisis response

552
00:28:29,560 --> 00:28:32,800
Speaker 2: is to work and make things even when I am

553
00:28:32,880 --> 00:28:36,520
Speaker 2: tired and sad. So we did this whole like week

554
00:28:36,640 --> 00:28:39,640
Speaker 2: of like free classes. I was like, Wow, let's do

555
00:28:39,840 --> 00:28:42,040
Speaker 2: like a money thing for people, so people can do

556
00:28:42,440 --> 00:28:44,920
Speaker 2: like get free budgeting classes for a week. But tired

557
00:28:44,960 --> 00:28:49,240
Speaker 2: myself out because my crisis response was serve, sacrifice, figure

558
00:28:49,280 --> 00:28:51,280
Speaker 2: it out, ignore my feelings and try to take care

559
00:28:51,320 --> 00:28:55,600
Speaker 2: of other people. And all this therapy later, I still

560
00:28:55,600 --> 00:28:58,920
Speaker 2: have not fixed that, but well we're figuring it out.

561
00:28:59,640 --> 00:29:05,440
Speaker 1: Listen. Therapy is not enough. Sometimes there's not. I I

562
00:29:05,480 --> 00:29:08,400
Speaker 1: have had, I think, I've I think everyone has their

563
00:29:08,400 --> 00:29:10,800
Speaker 1: own combination. But therapy is like a piece of it,

564
00:29:11,320 --> 00:29:14,960
Speaker 1: you know, for figuring ourselves out and like getting that piece.

565
00:29:15,040 --> 00:29:17,960
Speaker 1: It's definitely an important piece. But yeah, I would also

566
00:29:18,000 --> 00:29:20,080
Speaker 1: look back and be like, oh, she didn't know that

567
00:29:20,120 --> 00:29:22,479
Speaker 1: therapy was not going to do at all, do all

568
00:29:22,520 --> 00:29:26,000
Speaker 1: the work, even one out one hour a week. No, no, girl,

569
00:29:26,000 --> 00:29:30,040
Speaker 1: you need mode in it. I'm super grateful that target

570
00:29:30,280 --> 00:29:32,640
Speaker 1: did did its did it did its big one and

571
00:29:32,680 --> 00:29:35,040
Speaker 1: got rid of DEI because the way that this boycott

572
00:29:35,080 --> 00:29:38,280
Speaker 1: is doing wonders for my budget. Bounced, my budget grew up.

573
00:29:39,960 --> 00:29:43,680
Speaker 1: I now it's just become. It broke the spell. I

574
00:29:43,720 --> 00:29:46,600
Speaker 1: have not shopped. And y'all know the chokehold that suburban

575
00:29:46,680 --> 00:29:48,920
Speaker 1: moms have with Targeted. Don't know if you know that

576
00:29:49,400 --> 00:29:53,080
Speaker 1: it's strong, so strong, you make a day of it,

577
00:29:53,320 --> 00:29:57,120
Speaker 1: hundreds of hundreds of dollars multiple times a month, and

578
00:29:58,080 --> 00:30:01,520
Speaker 1: it's dead. It deaded. I don't. I haven't gone into one.

579
00:30:01,720 --> 00:30:04,520
Speaker 1: And I also I don't want to. I don't want

580
00:30:04,520 --> 00:30:07,239
Speaker 1: to freak anybody out. But and this is just a

581
00:30:07,240 --> 00:30:10,000
Speaker 1: personal choice, all right, you do what you gotta do.

582
00:30:10,600 --> 00:30:12,840
Speaker 1: But I canceled Amazon Prime.

583
00:30:13,280 --> 00:30:17,680
Speaker 2: Ooh, that is a big so strong well that's I mean?

584
00:30:17,720 --> 00:30:20,400
Speaker 2: And has that warrior is there? Like, oh, you are

585
00:30:20,440 --> 00:30:21,360
Speaker 2: the strongest person I know.

586
00:30:21,600 --> 00:30:24,280
Speaker 1: I will say I was grateful for the fact that

587
00:30:24,800 --> 00:30:27,360
Speaker 1: I canceled it, but it didn't officially. I still had

588
00:30:27,360 --> 00:30:30,800
Speaker 1: a few couple of weeks left in my Prime because then,

589
00:30:30,840 --> 00:30:32,840
Speaker 1: of course Chris told me that I needed one little

590
00:30:32,920 --> 00:30:35,840
Speaker 1: dongle for my computer. So that things could work better.

591
00:30:36,560 --> 00:30:38,000
Speaker 1: And oh my god, damn, I don't want to go

592
00:30:38,080 --> 00:30:41,320
Speaker 1: to Best Buy. They don't have the right dongle, and

593
00:30:41,400 --> 00:30:43,520
Speaker 1: so I quickly ordered it. But that was the last time.

594
00:30:44,320 --> 00:30:49,880
Speaker 1: And it's causing me to slow down. And if I

595
00:30:49,920 --> 00:30:54,600
Speaker 1: could give anyone listening some personal finance advice now, I

596
00:30:54,640 --> 00:30:56,720
Speaker 1: know that we could talk about all these different the

597
00:30:56,760 --> 00:31:00,400
Speaker 1: fifty thirty twenty and the pay yourself first. There's all

598
00:31:00,400 --> 00:31:04,600
Speaker 1: these like different strategies to to budget and to save more,

599
00:31:04,600 --> 00:31:10,240
Speaker 1: but also slow the earth down. Whatever you can to

600
00:31:10,280 --> 00:31:14,760
Speaker 1: slow yourself down. It's gonna be painful because it's causing

601
00:31:14,760 --> 00:31:19,480
Speaker 1: your own self inconvenience and the world is so not

602
00:31:19,640 --> 00:31:22,000
Speaker 1: set up for us to be inconvenienced right now. It

603
00:31:22,080 --> 00:31:24,560
Speaker 1: is out of style.

604
00:31:25,160 --> 00:31:29,160
Speaker 2: Yeah, that's exactly it. It's like when I ask myself

605
00:31:29,200 --> 00:31:30,640
Speaker 2: to slow down in those ways, I'm just like, yeah,

606
00:31:30,680 --> 00:31:32,400
Speaker 2: you're when we're not going to Target and we're not

607
00:31:32,520 --> 00:31:35,920
Speaker 2: ordering off of Amazon Prime? What am I? What's really hurting?

608
00:31:36,120 --> 00:31:39,520
Speaker 2: I'm just annoyed. It's just inconvenience. It's not real pain,

609
00:31:39,800 --> 00:31:44,000
Speaker 2: it's not actual struggle. It's it's the first world part

610
00:31:44,000 --> 00:31:46,080
Speaker 2: of me that's like. But I'm gonna get it in

611
00:31:46,280 --> 00:31:49,200
Speaker 2: five to seven business days. Two men.

612
00:31:49,320 --> 00:31:50,240
Speaker 1: I don't have to lug it.

613
00:31:50,680 --> 00:31:53,400
Speaker 2: Yeah, that's the part that I'm trying to exfoliate for myself.

614
00:31:53,400 --> 00:31:57,160
Speaker 2: I'm trying to I'm trying to mold that skin because

615
00:31:57,520 --> 00:32:01,360
Speaker 2: all of us had that from I mean around sure lockdown,

616
00:32:01,400 --> 00:32:03,080
Speaker 2: that happened. You know, we all got so you say

617
00:32:03,080 --> 00:32:04,880
Speaker 2: the convenience, but then from then non things just got

618
00:32:04,880 --> 00:32:07,520
Speaker 2: faster and more convenient. And in my mind, I'm like,

619
00:32:07,520 --> 00:32:10,200
Speaker 2: we got weaker and more snowflaky and more like but

620
00:32:10,320 --> 00:32:13,400
Speaker 2: I need it now, and I need the dungle in

621
00:32:13,520 --> 00:32:15,360
Speaker 2: ten minutes and it needs to be pink, you know,

622
00:32:15,440 --> 00:32:18,080
Speaker 2: like I'm trying to. I'm trying to shed that too.

623
00:32:19,360 --> 00:32:22,120
Speaker 1: It's the reflex like, oh something is lacking, Well I

624
00:32:22,120 --> 00:32:25,960
Speaker 1: can quickly fix this and look at me. But I've

625
00:32:26,120 --> 00:32:30,360
Speaker 1: and it has been. It's been harder than I not

626
00:32:30,440 --> 00:32:32,880
Speaker 1: that I guess I anticipated it would be hard. But

627
00:32:33,400 --> 00:32:36,080
Speaker 1: my own five year old he had a real obsession

628
00:32:36,080 --> 00:32:37,680
Speaker 1: with Target as well. He's like, I want to go

629
00:32:37,720 --> 00:32:39,960
Speaker 1: to Target. It was like going to six Flags for him.

630
00:32:40,640 --> 00:32:42,280
Speaker 1: You know, they have all the toys and a Da

631
00:32:42,360 --> 00:32:46,800
Speaker 1: da and I took him and he's five so I

632
00:32:46,800 --> 00:32:49,680
Speaker 1: didn't want to explain. I was like, should I explain?

633
00:32:49,720 --> 00:32:53,280
Speaker 1: Like boycotts and DEI and stuff. And the other day

634
00:32:53,280 --> 00:32:55,120
Speaker 1: he was begging me to go. He had fifty bucks

635
00:32:55,200 --> 00:32:58,520
Speaker 1: burning a hole in his little pocket from birthday money,

636
00:32:58,680 --> 00:33:01,640
Speaker 1: and he is like, I want to go a Target

637
00:33:01,840 --> 00:33:05,480
Speaker 1: is my money. I'm like, you're right, but listen, we're

638
00:33:05,480 --> 00:33:06,720
Speaker 1: not going to go to Target. We're going to go

639
00:33:06,800 --> 00:33:09,960
Speaker 1: to We went to Barnes and Noble. And the way

640
00:33:09,960 --> 00:33:13,280
Speaker 1: I googled the CEO of Barnes and Noble before, I

641
00:33:13,320 --> 00:33:16,320
Speaker 1: was like, y'all know, Barnes and Noble's like the good guys.

642
00:33:16,360 --> 00:33:19,800
Speaker 1: Now they're like the little shop around the corner. Oh

643
00:33:19,920 --> 00:33:24,040
Speaker 1: now Tom Hanks is now Meg Ryan. It's all flipped. Yes,

644
00:33:24,520 --> 00:33:29,440
Speaker 1: why because of Amazon? Because Amazon really killed the in

645
00:33:29,600 --> 00:33:33,360
Speaker 1: store book experience, bookstore experience, and so Barnes and Noble

646
00:33:33,400 --> 00:33:35,600
Speaker 1: had like all these store closures on everything. But if

647
00:33:35,640 --> 00:33:37,760
Speaker 1: you go into your local Barnes and Noble, now it

648
00:33:37,800 --> 00:33:41,120
Speaker 1: feels like a local neighborhood bookstore because they've got this

649
00:33:41,160 --> 00:33:44,440
Speaker 1: new CEO who came in. He founded this big chain,

650
00:33:45,000 --> 00:33:48,040
Speaker 1: the Waters or Waters and something in the UK. He's

651
00:33:48,040 --> 00:33:50,840
Speaker 1: a British guy, so he founded this, like you know,

652
00:33:51,040 --> 00:33:54,120
Speaker 1: smallish regional bookstore chain in the UK. So now he's

653
00:33:54,120 --> 00:33:57,400
Speaker 1: overseeing Barnes and Noble and they've brought that same like

654
00:33:57,680 --> 00:34:01,080
Speaker 1: pathos to the way that they managed. So they're letting

655
00:34:01,120 --> 00:34:04,160
Speaker 1: the local teams at Barnes and Noble make it feel

656
00:34:04,640 --> 00:34:08,640
Speaker 1: make it like, make a more of a community anyway. Okay,

657
00:34:08,640 --> 00:34:11,920
Speaker 1: I'll say, so Hella toys, so target loophole.

658
00:34:13,080 --> 00:34:15,760
Speaker 2: It also feels like an astronomic throwback like I would

659
00:34:15,760 --> 00:34:18,759
Speaker 2: spend as a humongous book nerd as a kid, I

660
00:34:18,760 --> 00:34:21,239
Speaker 2: would spend hours at Barnes and Noble, like that's where

661
00:34:21,239 --> 00:34:23,640
Speaker 2: I would want. I know kids now who like exactly

662
00:34:23,640 --> 00:34:25,840
Speaker 2: like you said, Target is their Disneyland. Barnes and Noble

663
00:34:25,960 --> 00:34:28,720
Speaker 2: was my Disneyland, and that is what we were losing,

664
00:34:28,760 --> 00:34:30,640
Speaker 2: I feel like when we saw the Barnes and Noble closure.

665
00:34:30,680 --> 00:34:32,080
Speaker 2: So it's great to hear that, Like I could go

666
00:34:32,160 --> 00:34:35,320
Speaker 2: back and be my like seven really nice now.

667
00:34:36,239 --> 00:34:38,000
Speaker 1: The teen section, I'll just go over there and pick

668
00:34:38,000 --> 00:34:41,319
Speaker 1: out books for my little nephews and stuff. But I've

669
00:34:41,320 --> 00:34:44,439
Speaker 1: been thinking, I know that I know that I said

670
00:34:44,440 --> 00:34:47,000
Speaker 1: when you talk about tariffs, and I know that you

671
00:34:47,080 --> 00:34:53,239
Speaker 1: guys have PhDs and economics. So I can't wait to hear.

672
00:34:53,960 --> 00:34:57,320
Speaker 1: But I do want to bring it up only because

673
00:34:57,480 --> 00:34:59,880
Speaker 1: it is going to start hurting consumers, you know, like

674
00:35:00,480 --> 00:35:03,680
Speaker 1: things are going to get What's was that, Chris?

675
00:35:03,880 --> 00:35:05,000
Speaker 3: Is it? You're already starting to see it?

676
00:35:05,360 --> 00:35:07,080
Speaker 1: Where are you seeing it? So?

677
00:35:07,440 --> 00:35:09,120
Speaker 3: I've been seeing it, especially with electronics.

678
00:35:09,120 --> 00:35:11,640
Speaker 4: There's things that I bought last year that I went

679
00:35:11,640 --> 00:35:13,879
Speaker 4: and looked on, Like I went on Amazon and looked

680
00:35:13,880 --> 00:35:15,120
Speaker 4: I want to see what the price was. That's what

681
00:35:15,200 --> 00:35:17,200
Speaker 4: I received was I bought it over there, And it's

682
00:35:17,200 --> 00:35:20,319
Speaker 4: some things are significantly more expensive, like one hundred bucks

683
00:35:20,360 --> 00:35:22,120
Speaker 4: more than what I've paid for last year.

684
00:35:22,200 --> 00:35:24,080
Speaker 2: What are we talking about? Like is it like a phone?

685
00:35:24,280 --> 00:35:26,120
Speaker 3: Is it like this was my little camera?

686
00:35:26,160 --> 00:35:29,360
Speaker 4: The when I was talked about this little Dji pocket camera,

687
00:35:29,840 --> 00:35:31,799
Speaker 4: it is. I think I got it for like like

688
00:35:31,840 --> 00:35:34,000
Speaker 4: a little over five hundred. It's like almost I think

689
00:35:34,040 --> 00:35:36,600
Speaker 4: it's like in the mid seven hundreds. Now for that poem,

690
00:35:36,880 --> 00:35:39,040
Speaker 4: it's some things are already going up. I saw the

691
00:35:39,040 --> 00:35:41,720
Speaker 4: whole Nintendo announced their new console and now they're delaying

692
00:35:41,760 --> 00:35:43,640
Speaker 4: it because of the tariffs. Like, hey, well we were

693
00:35:43,680 --> 00:35:45,279
Speaker 4: on lench of pre order, but now we don't know

694
00:35:45,280 --> 00:35:46,799
Speaker 4: what prices are going to be, as we're just gonna

695
00:35:46,800 --> 00:35:47,799
Speaker 4: hold off on this for now.

696
00:35:48,040 --> 00:35:48,400
Speaker 3: Wow.

697
00:35:48,680 --> 00:35:50,200
Speaker 4: So yea, you're already starting to see it's I think

698
00:35:50,239 --> 00:35:52,160
Speaker 4: electronics maybe hits a little bit quicker. I'm not sure,

699
00:35:52,200 --> 00:35:54,880
Speaker 4: but you are starting to see it a little bit already.

700
00:35:55,320 --> 00:35:58,640
Speaker 1: Well, I asked my pal perplexity the A. I bought

701
00:36:00,320 --> 00:36:03,279
Speaker 1: the Deep Research function. I loves it so some of

702
00:36:03,320 --> 00:36:05,560
Speaker 1: the things that it was telling me to watch out for,

703
00:36:05,800 --> 00:36:08,200
Speaker 1: telling us to watch out for, as car prices because

704
00:36:08,280 --> 00:36:11,120
Speaker 1: sales have increased because everyone's trying to buy a car

705
00:36:11,360 --> 00:36:13,560
Speaker 1: because we get so much car, so many cars, and

706
00:36:13,600 --> 00:36:16,359
Speaker 1: the parts of cars from other countries. I guess, so

707
00:36:17,480 --> 00:36:19,960
Speaker 1: people are trying to buy what's there now. My mom

708
00:36:20,080 --> 00:36:23,680
Speaker 1: and my stepdad were one of these people, this couple,

709
00:36:23,719 --> 00:36:27,000
Speaker 1: they went to their dealership and they felt the pressure

710
00:36:27,120 --> 00:36:29,840
Speaker 1: to like buy by and inventory is going getting lower

711
00:36:30,680 --> 00:36:33,479
Speaker 1: because yeah, people are trying to rush to buy them.

712
00:36:34,360 --> 00:36:37,400
Speaker 1: So that's created higher prices. There's some I mean, I

713
00:36:37,400 --> 00:36:40,760
Speaker 1: think grocery prices have became such a big issue during

714
00:36:40,800 --> 00:36:44,520
Speaker 1: the election, especially eggs. We know that, but like unless

715
00:36:44,560 --> 00:36:48,320
Speaker 1: it's imported, So I think like produce and imported goods

716
00:36:48,360 --> 00:36:50,960
Speaker 1: from these countries like Asia, Sorry, I know Asia is

717
00:36:51,000 --> 00:36:54,880
Speaker 1: not a country, but Japan, China, tie in, Vietnam, Cambodia.

718
00:36:54,920 --> 00:36:57,279
Speaker 1: Like if you're getting any goods from there, I mean,

719
00:36:57,520 --> 00:36:59,839
Speaker 1: I wonder what h Mart's going to be, like, Oh

720
00:37:00,120 --> 00:37:03,239
Speaker 1: do you love to We love our h Marts, Keep

721
00:37:03,239 --> 00:37:08,120
Speaker 1: a lookout for that. Let me see one of the tariffs. Okay,

722
00:37:08,120 --> 00:37:12,160
Speaker 1: the ten percent the baseline tariff. And just to remind y'all,

723
00:37:12,200 --> 00:37:16,120
Speaker 1: tariffs are something that that consumers end up paying the

724
00:37:16,120 --> 00:37:19,120
Speaker 1: brunt of because like say that you're what's the name

725
00:37:19,160 --> 00:37:23,080
Speaker 1: of a company that uses any company Apple, So your Apple,

726
00:37:23,160 --> 00:37:25,600
Speaker 1: and you get your gizmos and gadgets to make your

727
00:37:25,640 --> 00:37:32,080
Speaker 1: iPhone from from China, and now with these tariffs you'll

728
00:37:32,120 --> 00:37:34,239
Speaker 1: be paying I mean, like, this is just a number

729
00:37:34,280 --> 00:37:35,919
Speaker 1: I'm throwing out there. I don't think the tariff's probably

730
00:37:36,000 --> 00:37:38,560
Speaker 1: much higher. But if there's a ten percent tariff on

731
00:37:38,560 --> 00:37:40,719
Speaker 1: those gizmos and gadgets for you to bring them into

732
00:37:40,760 --> 00:37:45,160
Speaker 1: America to put together for our iPhones, then you, the company,

733
00:37:45,200 --> 00:37:47,640
Speaker 1: are going to be paying that ten percent, and so

734
00:37:47,719 --> 00:37:49,520
Speaker 1: it's going to make you less likely to want to

735
00:37:49,520 --> 00:37:52,560
Speaker 1: buy your gizmos and gadgets from that country. That's like

736
00:37:53,480 --> 00:37:57,600
Speaker 1: my you know, tariffs for dummies explanation of like how

737
00:37:57,640 --> 00:38:00,680
Speaker 1: they kind of work. But that's why the cost is

738
00:38:00,719 --> 00:38:04,080
Speaker 1: going to get passed on to us. All right, so

739
00:38:04,680 --> 00:38:08,480
Speaker 1: home crisis could also rise, I mean, like another reason

740
00:38:08,719 --> 00:38:13,520
Speaker 1: why home ownership is so hard in this country, and

741
00:38:13,600 --> 00:38:18,520
Speaker 1: like the recession, the existential crisis of an economic recession.

742
00:38:19,000 --> 00:38:21,680
Speaker 1: This is all real. This is all and I don't

743
00:38:21,719 --> 00:38:24,120
Speaker 1: want to downplay it. I don't want to. I do

744
00:38:24,200 --> 00:38:25,840
Speaker 1: try to be optimistic, but I don't want to be

745
00:38:25,880 --> 00:38:30,919
Speaker 1: toxic optimism where we ignore the realities. And with that,

746
00:38:31,080 --> 00:38:35,400
Speaker 1: because we are in our we are in our stage

747
00:38:35,600 --> 00:38:38,799
Speaker 1: middle thirties years together, I think, right, I don't know

748
00:38:39,400 --> 00:38:43,080
Speaker 1: burn as a young thing, but we have We've had

749
00:38:43,080 --> 00:38:49,440
Speaker 1: the pleasure of experiencing some things, recessions, pandemic, economic downturns.

750
00:38:49,480 --> 00:38:53,719
Speaker 1: We have been their housing crisis, student alone crisis. So

751
00:38:54,080 --> 00:38:56,000
Speaker 1: I want to take a moment just to think about,

752
00:38:56,000 --> 00:38:58,000
Speaker 1: like we've been here before, we will be here again

753
00:38:58,080 --> 00:39:02,080
Speaker 1: because things have cycles. But like if you could, you know,

754
00:39:02,440 --> 00:39:06,279
Speaker 1: think about people who are listening BA fam who are

755
00:39:06,320 --> 00:39:08,560
Speaker 1: wondering I'm seeing all this news. I know it's a

756
00:39:08,600 --> 00:39:10,600
Speaker 1: huge effing deal but like, what am I supposed to

757
00:39:10,640 --> 00:39:14,160
Speaker 1: do with my pocketbook to be different? And do I

758
00:39:14,200 --> 00:39:17,440
Speaker 1: need to be messing with my investments? That always comes up,

759
00:39:18,120 --> 00:39:20,440
Speaker 1: you know, people trying to sell get out of the

760
00:39:20,440 --> 00:39:24,400
Speaker 1: market whatever. What do you guys say to that? And

761
00:39:24,440 --> 00:39:26,439
Speaker 1: what would you say to someone who's a little worried now?

762
00:39:28,280 --> 00:39:30,880
Speaker 2: Well, actually, I don't know if I'd give advice, just

763
00:39:30,880 --> 00:39:32,640
Speaker 2: sad it s. I have a question. I was telling

764
00:39:32,920 --> 00:39:34,719
Speaker 2: the group before we started recording. I was like, I

765
00:39:34,719 --> 00:39:36,200
Speaker 2: have had my head in the sound a little bit

766
00:39:36,200 --> 00:39:39,520
Speaker 2: about tariffs because I've been moving, moving and.

767
00:39:39,480 --> 00:39:41,520
Speaker 1: Also potentially starting a new job.

768
00:39:41,560 --> 00:39:43,920
Speaker 2: We can talk about that later, but it's been like

769
00:39:44,000 --> 00:39:48,800
Speaker 2: a massive life change. Okay, on top of that, thinking

770
00:39:48,800 --> 00:39:51,640
Speaker 2: a lot about you know, when you're moving and you're

771
00:39:51,680 --> 00:39:54,040
Speaker 2: buying new things, I'm feeling that. I feel like I'm

772
00:39:54,040 --> 00:39:56,920
Speaker 2: feeling the tariffs and like looking at the big expenses

773
00:39:56,920 --> 00:40:00,880
Speaker 2: that we want to buy in the future, but our tariffs,

774
00:40:00,880 --> 00:40:04,000
Speaker 2: Like do tariffs affect when you're buying secondhand things? Like

775
00:40:04,040 --> 00:40:08,720
Speaker 2: if if it's affecting car purchases, are used cars affected

776
00:40:08,719 --> 00:40:12,720
Speaker 2: as well? If it's affecting electronics, our second electronics affected

777
00:40:12,719 --> 00:40:13,920
Speaker 2: as well. I genuinely don't know.

778
00:40:15,600 --> 00:40:18,480
Speaker 4: No, I would say that it doesn't affect them directly,

779
00:40:18,560 --> 00:40:20,560
Speaker 4: but it's like an indirect effect, right, Yeah. And then

780
00:40:20,600 --> 00:40:24,080
Speaker 4: we saw this during the pandemic right where used car

781
00:40:24,120 --> 00:40:27,560
Speaker 4: prices started spiking like crazy because people couldn't get new cars.

782
00:40:27,560 --> 00:40:30,239
Speaker 4: So if the new car availability drop, people moved to use.

783
00:40:30,320 --> 00:40:32,480
Speaker 4: If stuff gets more expensive, people will just buy the

784
00:40:32,600 --> 00:40:33,160
Speaker 4: use items.

785
00:40:33,480 --> 00:40:35,359
Speaker 1: And that's kind of how you raised money on our

786
00:40:35,520 --> 00:40:40,080
Speaker 1: used like Mazda CX five in twenty twenty one, we

787
00:40:40,120 --> 00:40:42,040
Speaker 1: made like three grand on that thing that's not supposed

788
00:40:42,040 --> 00:40:46,720
Speaker 1: to happen, No, no, because used cars were in such demand. Yeah, yeah,

789
00:40:46,760 --> 00:40:47,400
Speaker 1: so much higher.

790
00:40:47,440 --> 00:40:48,719
Speaker 3: And even like thrift stores, if you know, it's like

791
00:40:48,719 --> 00:40:50,640
Speaker 3: over the past, like what five ten years, thrift stores,

792
00:40:50,680 --> 00:40:52,640
Speaker 3: we've gotten so much more expensive for the stuff they

793
00:40:52,680 --> 00:40:54,840
Speaker 3: sell in them, just because people are like, hey, I

794
00:40:54,960 --> 00:40:56,480
Speaker 3: like going to thrift stores and I could save money,

795
00:40:56,480 --> 00:40:58,640
Speaker 3: and it just kind of drives up prices, so it

796
00:40:58,680 --> 00:41:00,520
Speaker 3: could I think it could trick down and it's our

797
00:41:00,560 --> 00:41:01,839
Speaker 3: effect and they use market too.

798
00:41:02,200 --> 00:41:04,200
Speaker 2: Okay, that makes a lot of sense, But I figured,

799
00:41:04,239 --> 00:41:05,680
Speaker 2: but I wasn't sure if there was any kind of

800
00:41:05,719 --> 00:41:09,160
Speaker 2: like other thought about that, because I'm I these are

801
00:41:09,200 --> 00:41:11,480
Speaker 2: moments where I'm at least a little bit proud that

802
00:41:11,680 --> 00:41:14,279
Speaker 2: I'm really not a stuff girly. I don't like buying

803
00:41:14,280 --> 00:41:17,280
Speaker 2: anything new. This is where the first gen child immigrant

804
00:41:17,280 --> 00:41:19,719
Speaker 2: thing comes all the way out where I'm like and

805
00:41:19,800 --> 00:41:22,239
Speaker 2: now living with my partner who is like, he's also

806
00:41:22,280 --> 00:41:23,920
Speaker 2: first gen, but he's on the opposite side of the

807
00:41:23,920 --> 00:41:26,240
Speaker 2: spectrum where he likes new things and he likes nice things.

808
00:41:26,680 --> 00:41:28,759
Speaker 2: I'm the frugal betty in the relationship. I'm like, why

809
00:41:28,760 --> 00:41:32,520
Speaker 2: would we buy that new? I'm on things like Swapa

810
00:41:32,719 --> 00:41:37,280
Speaker 2: and back market like used electronics, secondhand all that stuff,

811
00:41:37,320 --> 00:41:39,440
Speaker 2: And I think for me, downshifting into that is not

812
00:41:39,480 --> 00:41:42,840
Speaker 2: too difficult. These are moments where I'd be like, well, hello,

813
00:41:42,920 --> 00:41:47,160
Speaker 2: buy nothing group on Facebook. Hello, like community swapping, Hello,

814
00:41:48,160 --> 00:41:50,759
Speaker 2: you know, connecting to a lot of coworking spaces in

815
00:41:50,800 --> 00:41:53,040
Speaker 2: the Bay Area and they do things like clothing swaps

816
00:41:53,480 --> 00:41:55,839
Speaker 2: and like meal prep circles, things like that. I think

817
00:41:55,840 --> 00:41:59,280
Speaker 2: these are moments where I almost get a little not excited,

818
00:41:59,280 --> 00:42:02,800
Speaker 2: but just like it's time to like shift into community

819
00:42:02,840 --> 00:42:06,200
Speaker 2: most shine, it's time to it's time to just live

820
00:42:06,640 --> 00:42:07,880
Speaker 2: in the world that I always want to live in,

821
00:42:07,920 --> 00:42:10,680
Speaker 2: where I'm just pretending everything is like summer camp and

822
00:42:10,880 --> 00:42:14,239
Speaker 2: we all exchange resources is a more bartering, there's more

823
00:42:14,239 --> 00:42:17,719
Speaker 2: work exchange, there's more kind of community level things like that.

824
00:42:17,840 --> 00:42:19,200
Speaker 2: So that's where my When I.

825
00:42:19,120 --> 00:42:21,600
Speaker 1: Bring a potato and it carrot to your door, you're

826
00:42:21,600 --> 00:42:23,279
Speaker 1: telling me that you want to put that together with

827
00:42:23,320 --> 00:42:24,840
Speaker 1: some stew I.

828
00:42:24,960 --> 00:42:27,960
Speaker 2: Brand you what I what I have of photocaki from

829
00:42:28,120 --> 00:42:31,560
Speaker 2: h Mart, which hopefully they still have some. I'll hand

830
00:42:31,600 --> 00:42:34,880
Speaker 2: you at brown rice and whatever eggs I have left.

831
00:42:34,920 --> 00:42:35,840
Speaker 1: Like that beautiful?

832
00:42:35,880 --> 00:42:38,120
Speaker 2: Actually it is, And I, like you said, I don't

833
00:42:38,120 --> 00:42:40,200
Speaker 2: want to lean into like a toxic positivity place.

834
00:42:40,239 --> 00:42:40,520
Speaker 1: I don't.

835
00:42:40,560 --> 00:42:41,880
Speaker 2: I'm not going to pretend that we're all going to

836
00:42:41,920 --> 00:42:46,960
Speaker 2: switch from you know, mainlining Amazon Prime to like M

837
00:42:47,040 --> 00:42:49,759
Speaker 2: but y'ah, now we're all meal prepping with our next

838
00:42:49,760 --> 00:42:52,600
Speaker 2: door neighbors. But that's where I'm kind of I'm starting

839
00:42:52,640 --> 00:42:55,879
Speaker 2: to turn my bus in that direction of like, all right,

840
00:42:56,280 --> 00:42:58,680
Speaker 2: when things are hard, I turn to community. That's sort

841
00:42:58,680 --> 00:43:02,239
Speaker 2: of always my line, and economically financially, that's what it

842
00:43:02,239 --> 00:43:05,240
Speaker 2: looks like for me. More swapping, more secondhand, we're giving

843
00:43:05,280 --> 00:43:09,040
Speaker 2: for free more like even moving out, I gave so

844
00:43:09,120 --> 00:43:11,000
Speaker 2: much stuff away through my buy nothing group, and it

845
00:43:11,120 --> 00:43:13,200
Speaker 2: was so fun because I actually got to know a

846
00:43:13,200 --> 00:43:15,600
Speaker 2: bunch of neighbors and I'm like, my bed frame went

847
00:43:15,640 --> 00:43:18,160
Speaker 2: to this person. We talked about why, and this person's

848
00:43:18,200 --> 00:43:20,279
Speaker 2: taking my mattress because their niece is moving in to

849
00:43:20,320 --> 00:43:22,040
Speaker 2: the neighborhood and all that. So it became this like

850
00:43:22,080 --> 00:43:25,400
Speaker 2: really beautiful generative moment. And some of the stuff I

851
00:43:25,440 --> 00:43:27,240
Speaker 2: was giving away, I was like, this was a buy nothing,

852
00:43:27,960 --> 00:43:30,200
Speaker 2: like not purchased, a buy nothing acquisition for me, and

853
00:43:30,239 --> 00:43:32,799
Speaker 2: I'm gifting it back to the community. So people, now

854
00:43:32,840 --> 00:43:35,520
Speaker 2: my toaster rubbin is like fifth generation buy nothing and

855
00:43:35,560 --> 00:43:38,040
Speaker 2: it is somewhere in the original San Francisco living a

856
00:43:38,080 --> 00:43:41,440
Speaker 2: fifth life. I hear the traveling Toaster of Traveling Toaster

857
00:43:41,480 --> 00:43:43,680
Speaker 2: rebin is what my life, which is funny because I'm

858
00:43:43,719 --> 00:43:45,600
Speaker 2: so obsessed with Sister to the Traveling Pants.

859
00:43:45,800 --> 00:43:49,000
Speaker 1: But you are go and get into that later.

860
00:43:49,680 --> 00:43:53,799
Speaker 2: Okay, oh trash, but trash I eat up, like, like

861
00:43:54,960 --> 00:43:56,080
Speaker 2: which is second?

862
00:43:56,440 --> 00:43:56,680
Speaker 1: You know?

863
00:43:57,040 --> 00:44:00,880
Speaker 2: Uh huh. My answer is leaning into the topian Sister

864
00:44:00,920 --> 00:44:02,799
Speaker 2: to the Traveling Pants summer camp in my head as

865
00:44:02,920 --> 00:44:05,799
Speaker 2: much as I can while trying to stay aware of

866
00:44:05,880 --> 00:44:09,440
Speaker 2: the real facts and the effects of Tariff Center recession.

867
00:44:10,320 --> 00:44:13,839
Speaker 1: That's real for parents too, because like these kids, I know,

868
00:44:14,239 --> 00:44:17,120
Speaker 1: all of us got the same crap. You know, we

869
00:44:17,239 --> 00:44:21,840
Speaker 1: all got the same stuff. And I think my journey

870
00:44:22,120 --> 00:44:24,680
Speaker 1: of motherhood, I mean, I'm sad to say because these

871
00:44:24,719 --> 00:44:27,480
Speaker 1: hormones is strong, but like, I think I'm done and

872
00:44:27,520 --> 00:44:29,680
Speaker 1: I'm looking at this stuff and I'm like, am I

873
00:44:29,719 --> 00:44:31,840
Speaker 1: really gonna throw all these brand new crocs? Like no,

874
00:44:31,920 --> 00:44:35,000
Speaker 1: I'm gonna check out. There's this Once upon a Child

875
00:44:35,520 --> 00:44:40,840
Speaker 1: like secondhand gently used chain of for parents if you

876
00:44:40,840 --> 00:44:47,080
Speaker 1: want to give away like gear or toys, clothing, shoes,

877
00:44:48,280 --> 00:44:51,799
Speaker 1: all this stuff, all the accessories. My goodness. But yeah,

878
00:44:51,840 --> 00:44:55,319
Speaker 1: as the kids get older, I'm I could definitely I

879
00:44:55,400 --> 00:44:57,160
Speaker 1: have to start thinking that way. It doesn't have to

880
00:44:57,200 --> 00:44:59,239
Speaker 1: be brand new, especially if I'm going to align my

881
00:44:59,400 --> 00:45:02,560
Speaker 1: spending with my values and I don't want to teach

882
00:45:02,600 --> 00:45:05,799
Speaker 1: my kids to value stuff. I want to teach them

883
00:45:05,840 --> 00:45:08,800
Speaker 1: to value you know, this road trip to Atland and

884
00:45:08,840 --> 00:45:13,200
Speaker 1: we're a taking for spring break and you know, family

885
00:45:13,239 --> 00:45:16,520
Speaker 1: excursions and stuff. So that's that's a point well taken.

886
00:45:16,920 --> 00:45:19,879
Speaker 1: I love that too. The community aspect of it burna. Yeah,

887
00:45:20,200 --> 00:45:22,080
Speaker 1: I wish we were neighbors. That would be so fun.

888
00:45:22,640 --> 00:45:25,399
Speaker 2: I just moved into a new building where it's sort

889
00:45:25,400 --> 00:45:27,440
Speaker 2: of I feel like it's it's one of those like

890
00:45:27,520 --> 00:45:30,080
Speaker 2: high rises where people are like they don't really talk

891
00:45:30,120 --> 00:45:31,759
Speaker 2: to their community. They're talked to the neighbors. And I

892
00:45:31,800 --> 00:45:33,600
Speaker 2: was like, watch you want I'm back.

893
00:45:33,680 --> 00:45:35,920
Speaker 1: But see they all desperately want it though, and they're

894
00:45:35,960 --> 00:45:36,719
Speaker 1: gonna love you.

895
00:45:36,920 --> 00:45:38,800
Speaker 2: There is no one in the universe who doesn't actually

896
00:45:38,840 --> 00:45:40,560
Speaker 2: want community. And so I'm gonna come in here. I'm

897
00:45:40,560 --> 00:45:42,880
Speaker 2: gonna small talk everybody in the gym. So I'll talk

898
00:45:42,920 --> 00:45:43,400
Speaker 2: to everybody.

899
00:45:45,880 --> 00:45:48,360
Speaker 1: And as an introvert, are you introvert? You seem extroverts?

900
00:45:48,400 --> 00:45:48,839
Speaker 1: What are you?

901
00:45:49,160 --> 00:45:52,400
Speaker 2: I'm I think it's called ambiavert. I like, I can

902
00:45:52,480 --> 00:45:54,480
Speaker 2: do extrovert really well. But then then I need to

903
00:45:54,480 --> 00:45:55,520
Speaker 2: go into my Heidi hole.

904
00:45:55,800 --> 00:45:57,799
Speaker 1: Oh okay, then yeah I'm an ambrovert too. Yeah. So

905
00:45:58,239 --> 00:46:00,840
Speaker 1: but I've yeah, I've I've become that person on the

906
00:46:00,840 --> 00:46:05,160
Speaker 1: block who's like, I may have to, you know, disappear

907
00:46:05,200 --> 00:46:07,719
Speaker 1: for the week after this, but for this week, I'm

908
00:46:07,719 --> 00:46:08,960
Speaker 1: going to be all up in your face. Is going

909
00:46:08,960 --> 00:46:11,200
Speaker 1: to be best pals and like, you know, making these bonds,

910
00:46:11,560 --> 00:46:12,560
Speaker 1: supporting each other.

911
00:46:13,000 --> 00:46:15,719
Speaker 2: Yeah, I believe in that that's honestly, that's a part

912
00:46:15,719 --> 00:46:17,919
Speaker 2: of my vision too, of just like the next four

913
00:46:18,000 --> 00:46:21,080
Speaker 2: years or three years and nine months or whatever it is.

914
00:46:21,200 --> 00:46:23,560
Speaker 2: I'm just like the only thing I could really depend

915
00:46:23,640 --> 00:46:25,440
Speaker 2: on is community, the people I see and talk to

916
00:46:25,480 --> 00:46:28,359
Speaker 2: every day, and like the connections that we make. Even

917
00:46:28,360 --> 00:46:32,399
Speaker 2: in my most doomsday corners of my anxiety brain, I'm like, well,

918
00:46:32,800 --> 00:46:36,160
Speaker 2: if all goes to ish, I will only have the

919
00:46:36,160 --> 00:46:38,920
Speaker 2: physical people around me and the actual bonds in you know,

920
00:46:39,000 --> 00:46:41,680
Speaker 2: community that I've made. So it's good to invest in that.

921
00:46:42,440 --> 00:46:42,799
Speaker 3: I feel.

922
00:46:42,840 --> 00:46:44,960
Speaker 4: I feel the shame right now because when I'm that person, Bernd,

923
00:46:45,000 --> 00:46:46,319
Speaker 4: if I walk theme to a gym, I'm not saying

924
00:46:46,320 --> 00:46:47,440
Speaker 4: I had anybody.

925
00:46:47,719 --> 00:46:51,120
Speaker 3: I'm not making eye contact. I am going to myself such.

926
00:46:50,960 --> 00:46:54,920
Speaker 1: A you're such a softy, squishy, teddy bear person. Though

927
00:46:54,960 --> 00:46:55,880
Speaker 1: I don't understand.

928
00:46:56,520 --> 00:46:57,560
Speaker 3: I don't. It's just to me.

929
00:46:57,600 --> 00:47:00,640
Speaker 4: It's so I think I get too anxious, like handling,

930
00:47:00,680 --> 00:47:02,719
Speaker 4: like striking up a conversation with someone I don't know, oh,

931
00:47:03,440 --> 00:47:05,520
Speaker 4: because it's just like it feels uncomfortable, like are they

932
00:47:05,520 --> 00:47:06,160
Speaker 4: gonna be weird?

933
00:47:06,200 --> 00:47:08,080
Speaker 3: Are they? Am I gonna be weird? In this conversation?

934
00:47:09,239 --> 00:47:11,600
Speaker 1: Are we weird? I?

935
00:47:11,600 --> 00:47:14,560
Speaker 2: Would say as a community person, that doesn't mean all

936
00:47:14,600 --> 00:47:17,600
Speaker 2: your community interactions will be fantastic. Part of building community

937
00:47:17,640 --> 00:47:20,000
Speaker 2: is knowing people are going to pass you off more,

938
00:47:20,120 --> 00:47:22,480
Speaker 2: You're going to be more imitated. Yes, that's got to

939
00:47:22,480 --> 00:47:22,799
Speaker 2: deal with that.

940
00:47:23,000 --> 00:47:25,400
Speaker 1: My one neighbor who calls the town because the we

941
00:47:25,600 --> 00:47:28,560
Speaker 1: someone has broken the leaf blower ordinance and they have

942
00:47:28,719 --> 00:47:30,080
Speaker 1: blown a leaf after sick.

943
00:47:30,600 --> 00:47:34,839
Speaker 2: Yes, sometimes that's community. That's your person too.

944
00:47:35,280 --> 00:47:36,799
Speaker 3: See, it's such a gamble. You don't know what you're

945
00:47:36,800 --> 00:47:37,160
Speaker 3: gonna get.

946
00:47:37,200 --> 00:47:39,319
Speaker 4: But when I get into a conversation with someone who's nice,

947
00:47:39,360 --> 00:47:43,160
Speaker 4: I always enjoy it. But it's the roulette, the gamble

948
00:47:43,400 --> 00:47:46,080
Speaker 4: of walking up to somebody and not know how this

949
00:47:46,160 --> 00:47:46,680
Speaker 4: is going to go.

950
00:47:50,120 --> 00:47:54,399
Speaker 1: I mean, I hear something the SF so you know, well,

951
00:47:54,400 --> 00:47:58,640
Speaker 1: that's why I've gotten some extreme, extreme situations there that

952
00:47:58,680 --> 00:48:00,600
Speaker 1: may cause a lot of distrusts and people.

953
00:48:01,080 --> 00:48:03,080
Speaker 2: Oh yeah, yeah, yeah, yeah. I think that's part of

954
00:48:03,160 --> 00:48:06,240
Speaker 2: why community building for me is an extreme sport because

955
00:48:06,239 --> 00:48:08,560
Speaker 2: you get to you get the spectrum here and I'm

956
00:48:08,560 --> 00:48:11,120
Speaker 2: in Oakland now and you get the spectrum here, So

957
00:48:11,200 --> 00:48:14,120
Speaker 2: you always get practice, as to like Chris is saying,

958
00:48:14,320 --> 00:48:17,040
Speaker 2: you get practice on the roulette all the time, and

959
00:48:17,080 --> 00:48:19,000
Speaker 2: I think it's a good thing, but you know it's

960
00:48:19,200 --> 00:48:21,520
Speaker 2: hard on the nervous system, especially when you're actually introverted.

961
00:48:22,120 --> 00:48:22,560
Speaker 3: Yeah, I'm just.

962
00:48:22,520 --> 00:48:25,040
Speaker 4: Gonna follow Burner around. It's like like five feet away

963
00:48:25,040 --> 00:48:26,840
Speaker 4: and just like make see how the conversation goes. And

964
00:48:26,840 --> 00:48:28,520
Speaker 4: if it's going well, then I'll hop into it.

965
00:48:28,640 --> 00:48:31,839
Speaker 2: Oh my god. Or the opposite will happen, Mandy, where

966
00:48:31,840 --> 00:48:33,840
Speaker 2: we've been in a social situation and Chris does not

967
00:48:34,040 --> 00:48:36,600
Speaker 2: like the conversation that he's in and he calls me over,

968
00:48:37,400 --> 00:48:39,960
Speaker 2: He hold me over, did you like Berna? You know

969
00:48:40,040 --> 00:48:44,080
Speaker 2: this person was just talking about astrology? You like astrology?

970
00:48:44,160 --> 00:48:45,480
Speaker 2: And then he does a bait and switch.

971
00:48:46,200 --> 00:48:48,160
Speaker 1: Hold on, it's not the Homer Simpson into that.

972
00:48:48,640 --> 00:48:51,680
Speaker 4: I thought Burna was genuinely going to enjoy this conversation.

973
00:48:51,920 --> 00:48:53,160
Speaker 4: I didn't know what I was setting you up for.

974
00:48:53,200 --> 00:48:54,640
Speaker 4: I did I set you up for a forty five

975
00:48:54,640 --> 00:48:56,400
Speaker 4: minute conversation, And my apologies, I.

976
00:48:56,400 --> 00:48:58,000
Speaker 2: Have minutes and this is supposed to be a creed

977
00:48:58,080 --> 00:48:59,200
Speaker 2: like I was supposed to be able to do.

978
00:48:59,280 --> 00:49:01,319
Speaker 1: Hey, come on, we're older now, we need to know

979
00:49:01,360 --> 00:49:04,200
Speaker 1: how to debt a conversation. We'd have no interest in containing.

980
00:49:03,920 --> 00:49:06,400
Speaker 2: Right and I'm awful at that. Someone in the community

981
00:49:06,400 --> 00:49:08,040
Speaker 2: needs to teach me that.

982
00:49:08,080 --> 00:49:11,799
Speaker 1: You have to pee so bad? I do you know

983
00:49:11,880 --> 00:49:14,360
Speaker 1: at that time of the month. Yeah, I use that

984
00:49:14,360 --> 00:49:16,040
Speaker 1: one that will make them really for the dude, make

985
00:49:16,080 --> 00:49:16,840
Speaker 1: them uncomfortable.

986
00:49:17,680 --> 00:49:19,480
Speaker 2: Well, if it's sky, I just have to mention, you know,

987
00:49:19,680 --> 00:49:23,120
Speaker 2: anything my body does, it'll probably freak out. So that's good,

988
00:49:23,640 --> 00:49:24,600
Speaker 2: great ticket.

989
00:49:25,480 --> 00:49:28,400
Speaker 1: Bringing us back to the topic at hands rate, Yes,

990
00:49:28,760 --> 00:49:30,960
Speaker 1: I know I kind of imagine that. No, not terrorist,

991
00:49:31,000 --> 00:49:33,200
Speaker 1: but itding. I imagine that y'all's answers is probably gonna

992
00:49:33,200 --> 00:49:35,160
Speaker 1: be the same. But what are you doing with your

993
00:49:35,160 --> 00:49:37,799
Speaker 1: investments right now? It's the beginning of the year. How

994
00:49:37,840 --> 00:49:40,279
Speaker 1: are you guys lining up your investments for twenty twenty five.

995
00:49:40,640 --> 00:49:46,719
Speaker 1: I will be fully transparent. I did not invest I

996
00:49:46,800 --> 00:49:50,040
Speaker 1: might have invested a little bit in my solo for

997
00:49:50,239 --> 00:49:53,040
Speaker 1: one k in twenty twenty four, but I had it,

998
00:49:53,080 --> 00:49:56,120
Speaker 1: liked it. I did not. Oh. I was just lucky

999
00:49:56,200 --> 00:49:59,520
Speaker 1: to pay my childcare bill and my mortgage to twenty

1000
00:49:59,560 --> 00:50:02,600
Speaker 1: more and we are grateful. I have a roof over

1001
00:50:02,680 --> 00:50:06,359
Speaker 1: my head. But yeah, I'm hoping that's my only goal.

1002
00:50:06,400 --> 00:50:09,200
Speaker 1: It's like to try to, you know, max out my

1003
00:50:09,760 --> 00:50:13,280
Speaker 1: solo for one K and maybe a wroth.

1004
00:50:14,600 --> 00:50:18,160
Speaker 2: Yeah, I feel the same. I had a very up

1005
00:50:18,200 --> 00:50:20,600
Speaker 2: and down financial year in twenty twenty four, and so

1006
00:50:20,840 --> 00:50:25,000
Speaker 2: it's it's all I can do to maintain minimums. Like

1007
00:50:25,080 --> 00:50:27,479
Speaker 2: we're not we're not maxing out shizzle dazzle over here.

1008
00:50:27,960 --> 00:50:30,000
Speaker 2: And it is part of why I was like, I

1009
00:50:30,000 --> 00:50:34,680
Speaker 2: think it's time for me to take on more responsibilities,

1010
00:50:34,800 --> 00:50:38,239
Speaker 2: look into jobs and things like that. But investing wise,

1011
00:50:38,320 --> 00:50:39,680
Speaker 2: it's been real conservative over here.

1012
00:50:39,719 --> 00:50:40,440
Speaker 3: It's been quiet.

1013
00:50:40,760 --> 00:50:41,560
Speaker 1: It's been quiet.

1014
00:50:43,600 --> 00:50:46,600
Speaker 3: Yeah, I'm just I'm not doing anything fancy because here's

1015
00:50:46,600 --> 00:50:47,000
Speaker 3: the thing. I think.

1016
00:50:47,040 --> 00:50:48,920
Speaker 4: It's like such a temptation to be like, you know what,

1017
00:50:49,000 --> 00:50:50,880
Speaker 4: let me just get my money out of whatever I'm

1018
00:50:50,880 --> 00:50:53,800
Speaker 4: invested in because it's looking crazy. Stock marker's going down

1019
00:50:54,000 --> 00:50:57,040
Speaker 4: and normally I'm all like, look, this stock market keeps

1020
00:50:57,040 --> 00:50:59,440
Speaker 4: going up and we have all these dips over history.

1021
00:50:59,480 --> 00:51:01,520
Speaker 4: But then this is different, like what's going on right now?

1022
00:51:01,560 --> 00:51:05,279
Speaker 4: This is not like normal the way get operated. It

1023
00:51:05,320 --> 00:51:08,640
Speaker 4: feels different because it's so erratic. You have someone in

1024
00:51:08,719 --> 00:51:12,800
Speaker 4: charge is making just crazy on a whim decisions, putting

1025
00:51:12,840 --> 00:51:15,040
Speaker 4: tariffs on the islands where just ping Woods live. You

1026
00:51:15,120 --> 00:51:19,600
Speaker 4: got like crazy stuff happening, and it feels a little different,

1027
00:51:19,640 --> 00:51:22,919
Speaker 4: and I get I think, I think nervousness is justifiable.

1028
00:51:23,920 --> 00:51:26,239
Speaker 4: But the thing is, there's no other solution, right, Like,

1029
00:51:26,239 --> 00:51:27,400
Speaker 4: what are you gonna do? You know, take all your

1030
00:51:27,400 --> 00:51:29,360
Speaker 4: money out, putting cash and then wait for the perfect

1031
00:51:29,400 --> 00:51:30,920
Speaker 4: time to jump back in, because you don't know when

1032
00:51:30,960 --> 00:51:33,560
Speaker 4: that's gonna be. And honestly, like if all of a

1033
00:51:33,560 --> 00:51:36,000
Speaker 4: sudden the stock market just imploded it at all, just

1034
00:51:36,440 --> 00:51:38,839
Speaker 4: crash and just everything economy failed, we had a lot

1035
00:51:38,880 --> 00:51:41,640
Speaker 4: bigger problems than how you're investing for retirement. So to me,

1036
00:51:41,640 --> 00:51:43,680
Speaker 4: I'm like, I'm just gonna keep doing what I'm doing,

1037
00:51:44,280 --> 00:51:47,200
Speaker 4: even though it feels nerve wracking, even though it feels like,

1038
00:51:47,360 --> 00:51:49,880
Speaker 4: oh what, what's gonna happen? There's a lot of uncertainty,

1039
00:51:49,920 --> 00:51:53,680
Speaker 4: but it's still the best option that we have to

1040
00:51:53,880 --> 00:51:56,239
Speaker 4: get towards retirement, and we don't know how things will

1041
00:51:56,200 --> 00:51:59,000
Speaker 4: shake out. So I think it's it's a little more

1042
00:51:59,080 --> 00:52:01,000
Speaker 4: risky to pull your money out and not know what

1043
00:52:01,040 --> 00:52:03,279
Speaker 4: you're going to do and try to guess the best

1044
00:52:03,280 --> 00:52:05,719
Speaker 4: time to come back in versus just sticking with it,

1045
00:52:05,880 --> 00:52:08,360
Speaker 4: saying discipline and then you just see where things go.

1046
00:52:08,440 --> 00:52:12,799
Speaker 1: From here, which you like is your mix of conservative

1047
00:52:12,800 --> 00:52:17,719
Speaker 1: like stocks versus cash and low risk investments. Has that

1048
00:52:17,840 --> 00:52:18,520
Speaker 1: changed at all?

1049
00:52:19,520 --> 00:52:21,640
Speaker 4: I think I'm a little more focused on saving some

1050
00:52:21,680 --> 00:52:23,480
Speaker 4: more cash, like just making sure I put more in

1051
00:52:23,560 --> 00:52:24,479
Speaker 4: that emergency fund.

1052
00:52:24,920 --> 00:52:27,279
Speaker 1: Yeah, that was kind of an investing choice, you know,

1053
00:52:27,480 --> 00:52:30,600
Speaker 1: not putting as much into the market, but then saving.

1054
00:52:30,640 --> 00:52:34,000
Speaker 1: I think that's smart, honestly. And a form of saving

1055
00:52:34,120 --> 00:52:37,520
Speaker 1: for me is paying down debt or level or refinancing debt.

1056
00:52:37,719 --> 00:52:39,560
Speaker 1: You know, I just did a balance transfer, y'all know,

1057
00:52:39,640 --> 00:52:43,239
Speaker 1: ba fam, I've been very transparental about my credit card debt,

1058
00:52:43,760 --> 00:52:47,640
Speaker 1: and one of the things that has served me well

1059
00:52:47,719 --> 00:52:51,120
Speaker 1: is like balance transfers and taking advantage of those offers.

1060
00:52:51,160 --> 00:52:53,319
Speaker 1: And you know, it's a little stressful trying to keep

1061
00:52:53,360 --> 00:52:56,319
Speaker 1: tabs on, Like when does that introepr end? Oh god,

1062
00:52:58,560 --> 00:53:01,759
Speaker 1: But that's the same thing that could jillionaires do. Literally,

1063
00:53:02,239 --> 00:53:05,240
Speaker 1: ain't none of that really spending cash. They are leveraging debt,

1064
00:53:05,480 --> 00:53:06,520
Speaker 1: low interest debt.

1065
00:53:07,840 --> 00:53:10,759
Speaker 2: With you, Mandy, I definitely had a rough couple of

1066
00:53:10,800 --> 00:53:13,640
Speaker 2: financial years and I had to do the balance transfer dance.

1067
00:53:14,000 --> 00:53:16,879
Speaker 2: And the stupidest thing happened at the end of last

1068
00:53:16,960 --> 00:53:19,560
Speaker 2: year where I was like sick balance transfer zero percent

1069
00:53:19,600 --> 00:53:22,400
Speaker 2: APR eighteen months. Like what I'm going to do exactly

1070
00:53:22,400 --> 00:53:25,160
Speaker 2: what you're talking about is making sure I'm patting my

1071
00:53:25,280 --> 00:53:28,080
Speaker 2: emergency savings more and like really getting my debt all

1072
00:53:28,120 --> 00:53:29,719
Speaker 2: the way down as much as I can before I

1073
00:53:29,719 --> 00:53:32,560
Speaker 2: make any set of movements. And then I had not

1074
00:53:32,600 --> 00:53:35,680
Speaker 2: set up the right notifications for this new card and

1075
00:53:35,800 --> 00:53:38,800
Speaker 2: new bank, and I was one day late on my

1076
00:53:38,880 --> 00:53:42,479
Speaker 2: payment and they were like, oh, sir, and no more,

1077
00:53:42,719 --> 00:53:45,400
Speaker 2: no more zero percent APR for you, bye bye, and

1078
00:53:45,600 --> 00:53:48,160
Speaker 2: here's twenty five percent. I had to I had to

1079
00:53:48,160 --> 00:53:51,120
Speaker 2: do that thing where you call customer service over and

1080
00:53:51,160 --> 00:53:54,880
Speaker 2: over until you get a nice person. Yes, and it worked,

1081
00:53:55,120 --> 00:53:56,960
Speaker 2: but I had to call a couple of times before

1082
00:53:57,040 --> 00:53:59,480
Speaker 2: I got a very kind person who was like, I

1083
00:53:59,520 --> 00:54:01,640
Speaker 2: got you, I understand, we're going to reset it for you,

1084
00:54:01,960 --> 00:54:03,680
Speaker 2: but put on autopay and I was like, I will

1085
00:54:03,760 --> 00:54:05,080
Speaker 2: dip it.

1086
00:54:05,160 --> 00:54:07,520
Speaker 1: That's right, because you do have those auto payments. Okay, yeah,

1087
00:54:07,600 --> 00:54:08,279
Speaker 1: good point, good point.

1088
00:54:08,320 --> 00:54:09,960
Speaker 2: Now I'm doing that because they didn't set up They

1089
00:54:09,960 --> 00:54:11,600
Speaker 2: couldn't set up auto payment for the first month for

1090
00:54:11,600 --> 00:54:13,160
Speaker 2: some reason because they were like, we don't trust you,

1091
00:54:13,200 --> 00:54:15,120
Speaker 2: and that gave them good reason not to trust me.

1092
00:54:15,600 --> 00:54:18,120
Speaker 2: So now I'm on auto payment. But I did have

1093
00:54:18,200 --> 00:54:20,200
Speaker 2: to like really kind of eat shit.

1094
00:54:20,120 --> 00:54:23,440
Speaker 1: For a second. Well, what's happening? Do you want to

1095
00:54:23,480 --> 00:54:25,600
Speaker 1: share a little bit about I know, I think last

1096
00:54:25,760 --> 00:54:28,400
Speaker 1: you and I would like sometimes swap dms and be like, girl,

1097
00:54:28,600 --> 00:54:30,720
Speaker 1: you about to I'm about I'm on LinkedIn? You want LinkedIn?

1098
00:54:30,760 --> 00:54:32,279
Speaker 1: We gonna we get in a nine to five hour

1099
00:54:33,719 --> 00:54:37,320
Speaker 1: And yeah, so you have not been in a traditional

1100
00:54:37,320 --> 00:54:39,560
Speaker 1: like nine to five jobs since twenty since the like

1101
00:54:39,600 --> 00:54:42,560
Speaker 1: eight years ago, is that right, since you left Instagram? Yes,

1102
00:54:42,680 --> 00:54:45,360
Speaker 1: and you've been building your brand and doing all the things.

1103
00:54:45,680 --> 00:54:47,879
Speaker 1: Uh huh, And I have a similar about it. Yeah,

1104
00:54:47,920 --> 00:54:48,239
Speaker 1: I've been.

1105
00:54:48,480 --> 00:54:50,400
Speaker 2: This is something I've been thinking about and Chris knows this,

1106
00:54:50,480 --> 00:54:52,279
Speaker 2: and I feel like to some degree we've all talked

1107
00:54:52,280 --> 00:54:55,200
Speaker 2: about this the last couple of years of just like really,

1108
00:54:55,239 --> 00:55:00,120
Speaker 2: it's it's more that I really missed. I miss emotional stability,

1109
00:55:00,239 --> 00:55:03,319
Speaker 2: I miss routine and structure. I am a person with

1110
00:55:03,360 --> 00:55:06,359
Speaker 2: ADHD and anxiety, and I'm only learning in the last

1111
00:55:06,360 --> 00:55:09,160
Speaker 2: couple of years that that means entrepreneurship and solopreneurship is

1112
00:55:09,600 --> 00:55:13,160
Speaker 2: hard mode when you're neurodeertmergent like really hard mode now

1113
00:55:13,320 --> 00:55:15,319
Speaker 2: raw dog in it. Like we were just saying it

1114
00:55:15,400 --> 00:55:17,719
Speaker 2: was just therapy, therapy and that's it. I was not

1115
00:55:17,760 --> 00:55:20,560
Speaker 2: taking any kind of medications in or SSRIs. I barely

1116
00:55:20,640 --> 00:55:24,680
Speaker 2: knew about what my brain was like in solopreneurship and

1117
00:55:24,719 --> 00:55:27,359
Speaker 2: how that's then a lot harder and just the last

1118
00:55:27,400 --> 00:55:29,319
Speaker 2: couple of years I've been creating, Like right, I can

1119
00:55:29,400 --> 00:55:32,520
Speaker 2: continue to ride this out and like build some form

1120
00:55:32,520 --> 00:55:35,320
Speaker 2: of financial stability for myself that we know that the

1121
00:55:35,480 --> 00:55:38,239
Speaker 2: creator and influencer market has changed so much in the

1122
00:55:38,320 --> 00:55:41,880
Speaker 2: last like two three years. So it's it's surfing, it's

1123
00:55:41,920 --> 00:55:43,759
Speaker 2: always surfing, and I just decided I don't want to

1124
00:55:43,800 --> 00:55:46,440
Speaker 2: surf anymore. I want to glide. I want to be

1125
00:55:46,480 --> 00:55:50,120
Speaker 2: pulled along in a wagon, like like like a child

1126
00:55:50,160 --> 00:55:51,040
Speaker 2: at a fun You want.

1127
00:55:50,960 --> 00:55:52,160
Speaker 1: To be in the lazy river and one of those

1128
00:55:52,160 --> 00:55:52,680
Speaker 1: on your tubes.

1129
00:55:52,719 --> 00:55:54,160
Speaker 2: I want to be in a lazy river. I want

1130
00:55:54,160 --> 00:55:55,719
Speaker 2: to be pulled in a wagon like a child at

1131
00:55:55,719 --> 00:55:59,000
Speaker 2: at a county fair eating corn. I want someone else

1132
00:55:59,040 --> 00:56:02,200
Speaker 2: to pay for my health benefits, like I was like,

1133
00:56:02,280 --> 00:56:05,440
Speaker 2: I just want to I want that for a second,

1134
00:56:05,520 --> 00:56:07,640
Speaker 2: Like I've done this ride. It's been a great ride,

1135
00:56:07,640 --> 00:56:09,640
Speaker 2: and to be very clear. Money out alowed is not

1136
00:56:09,640 --> 00:56:12,880
Speaker 2: going anywhere. Hayburn is not going anywhere. I'm gonna be.

1137
00:56:13,400 --> 00:56:15,520
Speaker 2: I haven't decided yet whether I want to be super

1138
00:56:15,520 --> 00:56:19,440
Speaker 2: public about where I'm going to work, and I full disclosure.

1139
00:56:19,440 --> 00:56:21,560
Speaker 2: Haven't even started yet. My start date it's actually next week.

1140
00:56:22,920 --> 00:56:25,480
Speaker 2: But I'm very excited about it. I could tell you

1141
00:56:25,480 --> 00:56:30,200
Speaker 2: all about it offline. But I'm psyched because I get stability.

1142
00:56:30,280 --> 00:56:32,359
Speaker 2: I get to work with a team, I get to

1143
00:56:32,360 --> 00:56:34,800
Speaker 2: do it is in financial services, it's in money stuff.

1144
00:56:35,560 --> 00:56:39,399
Speaker 2: I get to like build something with other people. That's

1145
00:56:39,440 --> 00:56:43,520
Speaker 2: what I really was craving. I missed co workers, I missed,

1146
00:56:43,880 --> 00:56:47,480
Speaker 2: you know, talking to someone else besides myself within three

1147
00:56:47,480 --> 00:56:51,600
Speaker 2: to four days of so in my apartment. Yeah, I

1148
00:56:51,680 --> 00:56:54,280
Speaker 2: just really want it. I'm like, it's it's this grind,

1149
00:56:54,400 --> 00:56:59,080
Speaker 2: the solopreneurship grind has been an amazing adventure. And let's

1150
00:56:59,120 --> 00:57:02,560
Speaker 2: get a different flavor here. Let's let's just shift to

1151
00:57:02,600 --> 00:57:05,240
Speaker 2: some to have a new chapter. Let's have a new chapter,

1152
00:57:05,440 --> 00:57:09,200
Speaker 2: and that chapter happens to absolutely include more financial stability,

1153
00:57:10,160 --> 00:57:15,520
Speaker 2: just you know, beautiful wellness stipends and dental coverage that

1154
00:57:15,520 --> 00:57:16,400
Speaker 2: that's not coming out.

1155
00:57:16,320 --> 00:57:18,760
Speaker 1: My FSA on K match.

1156
00:57:19,440 --> 00:57:26,400
Speaker 2: Oh yeah, actually, but I know that was that. But Andy,

1157
00:57:26,960 --> 00:57:29,000
Speaker 2: you and I, yeah, we were definitely trading dms of

1158
00:57:29,080 --> 00:57:32,520
Speaker 2: just like so blowing dust off the old resman.

1159
00:57:32,800 --> 00:57:34,800
Speaker 1: You're both the best of both worlds in a way.

1160
00:57:34,840 --> 00:57:36,640
Speaker 1: I mean, I know for a fact. I mean I

1161
00:57:36,640 --> 00:57:38,680
Speaker 1: don't know exactly what you're doing, but I would imagine

1162
00:57:38,680 --> 00:57:40,280
Speaker 1: that all the work that you've done the past eight

1163
00:57:40,360 --> 00:57:43,120
Speaker 1: years has made you so qualified for the job that

1164
00:57:43,160 --> 00:57:47,400
Speaker 1: you have now and so ready for it. And I

1165
00:57:47,880 --> 00:57:51,600
Speaker 1: love that we are past this like influencer boom kind

1166
00:57:51,600 --> 00:57:55,360
Speaker 1: of stage now where you're kind of seeing influencers, like

1167
00:57:55,360 --> 00:57:59,479
Speaker 1: like educators, online educators and influencers sort of mature into

1168
00:57:59,520 --> 00:58:02,960
Speaker 1: the next phase of like okay, so because that's so natural,

1169
00:58:03,080 --> 00:58:05,800
Speaker 1: it's just part of our career. You know, we have

1170
00:58:05,920 --> 00:58:08,520
Speaker 1: these like moments and then you think about, Okay, I

1171
00:58:08,600 --> 00:58:10,840
Speaker 1: learned from this, and then now I'm going to go

1172
00:58:10,840 --> 00:58:13,600
Speaker 1: into this you know, next stage differently, and then in

1173
00:58:13,640 --> 00:58:16,120
Speaker 1: another eight years you might decide like, oh, I'm going

1174
00:58:16,200 --> 00:58:18,080
Speaker 1: to go do hey burn a full time, or maybe

1175
00:58:18,120 --> 00:58:21,000
Speaker 1: you'll go I don't know on the Blue Horizon jet

1176
00:58:21,080 --> 00:58:23,439
Speaker 1: and make that your whole Is that a job? People

1177
00:58:23,480 --> 00:58:25,600
Speaker 1: seem to have a job just doing that now you're

1178
00:58:25,640 --> 00:58:29,320
Speaker 1: just a martian. That's really exciting.

1179
00:58:29,920 --> 00:58:32,840
Speaker 2: Thank you, thank you. I'm really one major gift of

1180
00:58:32,880 --> 00:58:35,320
Speaker 2: the many, many gifts that being an entrepreneur has taught

1181
00:58:35,320 --> 00:58:38,280
Speaker 2: me is that these chapters can be whatever you want.

1182
00:58:38,480 --> 00:58:41,160
Speaker 2: It can change, it can flow. There's no rules as

1183
00:58:41,160 --> 00:58:43,160
Speaker 2: to you have to hold this down, this job down,

1184
00:58:43,240 --> 00:58:44,919
Speaker 2: or you have to be an entrepreneur for your whole

1185
00:58:44,960 --> 00:58:47,760
Speaker 2: life in order to like count Like, I don't need

1186
00:58:47,800 --> 00:58:49,560
Speaker 2: to girl boss in any kind of specific way that

1187
00:58:49,640 --> 00:58:53,320
Speaker 2: anyone tells me to. And it's it's whatever works for

1188
00:58:53,360 --> 00:58:55,360
Speaker 2: the chapter in your life. And so it's just good.

1189
00:58:55,840 --> 00:58:58,600
Speaker 1: It's very good. Can I ask how you got the opportunity?

1190
00:58:58,680 --> 00:59:01,440
Speaker 1: Did you apply through a friend? Through networking?

1191
00:59:01,480 --> 00:59:02,000
Speaker 3: What happened?

1192
00:59:02,520 --> 00:59:06,120
Speaker 2: It is? I will say that I when people say

1193
00:59:06,160 --> 00:59:07,920
Speaker 2: that the job market is one hundred percent who you know,

1194
00:59:08,440 --> 00:59:12,040
Speaker 2: it's four hundred percent who you know? Like and I

1195
00:59:12,080 --> 00:59:14,960
Speaker 2: want for the people in the back. Yes, it really,

1196
00:59:15,040 --> 00:59:19,160
Speaker 2: I mean this is many I'm I'm talking to the preacher,

1197
00:59:19,320 --> 00:59:22,200
Speaker 2: the goddess who you do be knowing this so much more?

1198
00:59:22,240 --> 00:59:24,720
Speaker 2: But like I really felt that in the last few

1199
00:59:24,760 --> 00:59:27,240
Speaker 2: months of like, Okay, this is a moment where you know,

1200
00:59:27,280 --> 00:59:30,439
Speaker 2: I tend to try to downplay most of the time

1201
00:59:30,520 --> 00:59:32,160
Speaker 2: what I do and what I've built, But I was like,

1202
00:59:32,200 --> 00:59:33,760
Speaker 2: this is a moment where I'm going to reach all

1203
00:59:33,800 --> 00:59:36,160
Speaker 2: the way into my networks and really talk about it

1204
00:59:36,200 --> 00:59:40,640
Speaker 2: with like partners. I loved working with the mentors, and

1205
00:59:40,760 --> 00:59:43,160
Speaker 2: that's that's how I got it, Like, that's it was

1206
00:59:43,200 --> 00:59:45,000
Speaker 2: one hundred percent through someone who's like, I like your

1207
00:59:45,000 --> 00:59:46,560
Speaker 2: work and I would like you to come work over here.

1208
00:59:47,640 --> 00:59:49,760
Speaker 2: The job was not even listed, like it was not

1209
00:59:50,040 --> 00:59:54,280
Speaker 2: it was not a thing find like and I I

1210
00:59:54,360 --> 00:59:55,920
Speaker 2: really I was like, man, it's a good thing that

1211
00:59:55,960 --> 00:59:58,800
Speaker 2: I can play extrovert because it was one hundred percent networking.

1212
00:59:58,880 --> 01:00:01,360
Speaker 2: It was one hundred percent someone who watched my work

1213
01:00:01,400 --> 01:00:03,040
Speaker 2: over the last few years and I kept in touch

1214
01:00:03,080 --> 01:00:06,880
Speaker 2: with and and then it was another you like my

1215
01:00:06,920 --> 01:00:11,000
Speaker 2: matho and with another five hundred percent timing, because that's

1216
01:00:11,360 --> 01:00:14,320
Speaker 2: got you got that. I'm a word girl. I wrote

1217
01:00:14,320 --> 01:00:16,000
Speaker 2: a book. I I don't do that.

1218
01:00:17,360 --> 01:00:20,280
Speaker 1: He wrote a whole damn book, the whole book.

1219
01:00:20,320 --> 01:00:23,520
Speaker 2: And what's wonderful too, is that I was able to

1220
01:00:23,560 --> 01:00:26,240
Speaker 2: negotiate this job in a way that I could still

1221
01:00:26,240 --> 01:00:29,320
Speaker 2: one hundred percent to hay burn and stuff, and that

1222
01:00:29,520 --> 01:00:32,000
Speaker 2: is not to be touched. That is, you know, the

1223
01:00:32,040 --> 01:00:35,280
Speaker 2: IP is totally mine. Still, it's totally separate. And my

1224
01:00:35,320 --> 01:00:37,080
Speaker 2: new employer knows that I'm going to be doing hayburn

1225
01:00:37,080 --> 01:00:38,720
Speaker 2: and stuff and they encourage it and they're down with

1226
01:00:38,800 --> 01:00:40,960
Speaker 2: it and so exciting.

1227
01:00:41,600 --> 01:00:42,360
Speaker 3: No, that's amazing.

1228
01:00:42,360 --> 01:00:43,640
Speaker 4: I was so happy to hear the news that you

1229
01:00:43,960 --> 01:00:45,840
Speaker 4: got in there because we were talking about this, like

1230
01:00:46,040 --> 01:00:47,960
Speaker 4: it's lonely doing this thing.

1231
01:00:47,840 --> 01:00:48,360
Speaker 3: On your own.

1232
01:00:49,080 --> 01:00:53,920
Speaker 4: And I think also there's something about having coworkers in

1233
01:00:53,960 --> 01:00:56,680
Speaker 4: that stability that I think gets lost, Like, look, there's

1234
01:00:56,680 --> 01:00:58,240
Speaker 4: a lot of jobs that suck. I've had jobs that

1235
01:00:58,280 --> 01:01:01,200
Speaker 4: I hate it with every adam in my body. I

1236
01:01:01,240 --> 01:01:03,960
Speaker 4: would have done anything to leave that place. But when

1237
01:01:03,960 --> 01:01:06,280
Speaker 4: you do have a job that at the very least

1238
01:01:06,560 --> 01:01:08,440
Speaker 4: like this is cool, you don't have to love it.

1239
01:01:08,800 --> 01:01:11,439
Speaker 4: This is stability that comes with that that I think

1240
01:01:11,640 --> 01:01:14,360
Speaker 4: is so valuable and you don't really I don't think

1241
01:01:14,400 --> 01:01:16,560
Speaker 4: I didn't appreciate it as much until I left and

1242
01:01:16,600 --> 01:01:19,640
Speaker 4: started doing things on my own. How much I still do,

1243
01:01:20,120 --> 01:01:22,640
Speaker 4: you know, miss that part of my working career because yeah,

1244
01:01:22,760 --> 01:01:25,600
Speaker 4: it's nice knowing, hey, that Patriock's showing up in my

1245
01:01:25,600 --> 01:01:27,040
Speaker 4: bank account every two weeks.

1246
01:01:27,280 --> 01:01:28,000
Speaker 3: I would be good.

1247
01:01:28,120 --> 01:01:30,440
Speaker 1: I could totally see you getting going back to like

1248
01:01:30,480 --> 01:01:32,520
Speaker 1: a traditional nine to five. Chris.

1249
01:01:33,840 --> 01:01:35,280
Speaker 4: You know I've thought about it, but you know, I

1250
01:01:36,240 --> 01:01:37,760
Speaker 4: being able to wake up whenever I want you is

1251
01:01:37,800 --> 01:01:40,600
Speaker 4: such a someone who was not a morning person. That's

1252
01:01:40,600 --> 01:01:42,560
Speaker 4: the one thing, because trying to get to work at

1253
01:01:42,600 --> 01:01:44,080
Speaker 4: seven thirty was killing me.

1254
01:01:44,240 --> 01:01:44,840
Speaker 3: It was I.

1255
01:01:45,960 --> 01:01:48,680
Speaker 1: Know how it jobs. Now, you just got the wrong one.

1256
01:01:48,920 --> 01:01:49,640
Speaker 3: It was a wrong job.

1257
01:01:49,640 --> 01:01:50,840
Speaker 1: For sure to get a better one.

1258
01:01:52,040 --> 01:01:54,160
Speaker 2: I was gonna say, my new job is fully remote

1259
01:01:54,160 --> 01:01:55,880
Speaker 2: that you will not hear from me at seven thirty

1260
01:01:55,880 --> 01:01:58,440
Speaker 2: in the morning. That's crazy.

1261
01:01:59,320 --> 01:02:01,200
Speaker 1: All right, Well, I want to take a quick break,

1262
01:02:01,240 --> 01:02:03,080
Speaker 1: ba fam. Let's take a quick break to a little

1263
01:02:03,120 --> 01:02:05,560
Speaker 1: woosaw and we'll be right back with more brown ambition.

1264
01:02:06,160 --> 01:02:08,640
Speaker 1: We're going to come back and do brown Boost Brown Break,

1265
01:02:09,600 --> 01:02:11,400
Speaker 1: and then Berna and Chris, I think we should take

1266
01:02:11,400 --> 01:02:15,640
Speaker 1: a listener question just for funzies. Oh yeah, probably, okay, cool,

1267
01:02:15,960 --> 01:02:22,840
Speaker 1: be right back via fam. Okay, ba Fam, we are

1268
01:02:22,960 --> 01:02:24,919
Speaker 1: back and we're going to do brown Boost Brown Break.

1269
01:02:25,000 --> 01:02:26,720
Speaker 1: So for those of you who are new, new here,

1270
01:02:26,880 --> 01:02:29,760
Speaker 1: I'm manifesting like hundreds of thousands of new listeners now

1271
01:02:29,760 --> 01:02:32,880
Speaker 1: that we're on iHeart. By the way, Hello, Brown Amission's

1272
01:02:32,920 --> 01:02:33,760
Speaker 1: on iHeart now.

1273
01:02:34,520 --> 01:02:37,600
Speaker 3: Congratulations please.

1274
01:02:38,400 --> 01:02:41,160
Speaker 1: I was so not subtle about that reveal, but anyway,

1275
01:02:41,320 --> 01:02:41,760
Speaker 1: very exciting.

1276
01:02:42,280 --> 01:02:44,120
Speaker 3: I fin drigging that latte with a heart on it.

1277
01:02:44,240 --> 01:02:45,400
Speaker 3: You're like, oh, what could this be?

1278
01:02:46,280 --> 01:02:48,720
Speaker 1: Well, I'm just no, but I was at the I

1279
01:02:48,760 --> 01:02:51,400
Speaker 1: was meeting up with my executive producer at iHeart and

1280
01:02:51,440 --> 01:02:53,720
Speaker 1: we ordered a latte and they put a heart on it.

1281
01:02:54,600 --> 01:02:56,560
Speaker 1: Not at iHeart, but across the street. So I'm just

1282
01:02:56,600 --> 01:03:00,880
Speaker 1: saying it was serendipitous. All right, brun break. We're either

1283
01:03:00,920 --> 01:03:02,960
Speaker 1: going to boost something that we are excited about, a

1284
01:03:03,040 --> 01:03:05,920
Speaker 1: tip that we love, a money or a business or

1285
01:03:06,000 --> 01:03:08,720
Speaker 1: career win, a personal win, something that we're excited about,

1286
01:03:09,120 --> 01:03:11,320
Speaker 1: something we've read that we're loving. We see, whatever it

1287
01:03:11,360 --> 01:03:13,240
Speaker 1: may be. I'm trying to give Chris some ideas so

1288
01:03:13,240 --> 01:03:15,080
Speaker 1: that he cannot claim that he is not ready by

1289
01:03:15,080 --> 01:03:19,000
Speaker 1: the time I finished the spiel, and the Brown Break

1290
01:03:19,120 --> 01:03:21,040
Speaker 1: is going to be something that we are fed up with,

1291
01:03:21,360 --> 01:03:24,400
Speaker 1: we could care to have less of in our lives,

1292
01:03:25,200 --> 01:03:27,160
Speaker 1: something that's just we need to just get off our chest.

1293
01:03:27,600 --> 01:03:31,800
Speaker 1: That is probably hella relatable. Okay, who wants to go

1294
01:03:31,880 --> 01:03:34,520
Speaker 1: for Look at Berna's face. I'm smiling because you said,

1295
01:03:34,560 --> 01:03:40,560
Speaker 1: Hella relatedt to my boost? Did he pay you your

1296
01:03:41,000 --> 01:03:43,320
Speaker 1: what was it like a thousand bucks per use of

1297
01:03:43,680 --> 01:03:44,479
Speaker 1: Hella mail?

1298
01:03:44,520 --> 01:03:48,640
Speaker 2: Hell? Oh noy? Who's supposed to pay me?

1299
01:03:50,920 --> 01:03:53,120
Speaker 3: You said, Hella, Mandy, you're on the hook for it?

1300
01:03:53,560 --> 01:03:54,800
Speaker 1: Oh, I said it.

1301
01:03:56,360 --> 01:03:58,040
Speaker 4: Don't you to send your feet over to me. Please

1302
01:03:58,040 --> 01:04:00,640
Speaker 4: make the checks payable to Burnon and do that.

1303
01:04:01,280 --> 01:04:07,720
Speaker 2: I owe you lawyers. Back down, not you said Hella.

1304
01:04:07,760 --> 01:04:12,160
Speaker 2: And it relates very much to my brown boost, which

1305
01:04:12,200 --> 01:04:13,920
Speaker 2: is I just want to boost the city of Oakland,

1306
01:04:14,280 --> 01:04:18,080
Speaker 2: just in general. The town just recently moved to Oakland.

1307
01:04:18,680 --> 01:04:25,800
Speaker 2: Don't confine me. I'm hiding, but the town what I love.

1308
01:04:25,880 --> 01:04:27,240
Speaker 2: I mean, I've been to Oakland, a Ton. I grew

1309
01:04:27,320 --> 01:04:29,120
Speaker 2: up in the Bay Area, born and raised here, so

1310
01:04:29,160 --> 01:04:30,439
Speaker 2: I've been to Oakland, a Ton. This is my first

1311
01:04:30,440 --> 01:04:33,240
Speaker 2: time being a resident, and I just want to shout

1312
01:04:33,240 --> 01:04:35,600
Speaker 2: out the brownness of it all and the blackness of

1313
01:04:35,640 --> 01:04:38,720
Speaker 2: it all like it is of if you've you've seen,

1314
01:04:38,720 --> 01:04:39,640
Speaker 2: probably Chris.

1315
01:04:39,600 --> 01:04:43,600
Speaker 1: It's been Atlanta of the Bay right Atlanta, Sancisland.

1316
01:04:43,840 --> 01:04:45,720
Speaker 2: This is what I hear because you get out of

1317
01:04:45,720 --> 01:04:48,440
Speaker 2: bart Or. You drive over the bridge and it is

1318
01:04:48,480 --> 01:04:53,680
Speaker 2: like immediately viscerally browner and blacker, Like it's just like

1319
01:04:53,840 --> 01:04:58,160
Speaker 2: black and brown people called like just so it's like Queens. Yes,

1320
01:04:58,560 --> 01:05:00,720
Speaker 2: that's exactly what I said my party the other day.

1321
01:05:00,720 --> 01:05:03,000
Speaker 2: I was like, Oakland feels like Queens. Where you walk

1322
01:05:03,040 --> 01:05:05,720
Speaker 2: in and it's just booh. There's the culture, there's the

1323
01:05:05,720 --> 01:05:08,840
Speaker 2: black and brown people, there's the different languages, there's the

1324
01:05:08,880 --> 01:05:11,720
Speaker 2: different like the there's the good style, there's the I've

1325
01:05:11,760 --> 01:05:15,560
Speaker 2: been living in San Francisco for about five years and

1326
01:05:15,800 --> 01:05:18,280
Speaker 2: it's a white city. A lot of it is very white,

1327
01:05:18,920 --> 01:05:21,560
Speaker 2: and you notice it real viscerally when you go to Oakland,

1328
01:05:21,560 --> 01:05:25,640
Speaker 2: and I feel physically calmer in Oakland. I feel physically

1329
01:05:25,680 --> 01:05:29,000
Speaker 2: more like here it is. And there are so many

1330
01:05:29,040 --> 01:05:32,120
Speaker 2: more black and brown businesses in Oakland too, and ones

1331
01:05:32,160 --> 01:05:34,400
Speaker 2: that really boost it. They're like we are you know,

1332
01:05:34,440 --> 01:05:37,280
Speaker 2: They're just it's so much more visible. It's wonderful and

1333
01:05:37,320 --> 01:05:40,840
Speaker 2: so massive boosts to the city of Oakland. I'm saying

1334
01:05:40,880 --> 01:05:42,760
Speaker 2: a lot of the most obvious things in the universe.

1335
01:05:42,800 --> 01:05:45,560
Speaker 2: Oakland's been this way for a very very, very very

1336
01:05:45,600 --> 01:05:47,760
Speaker 2: long time. So I just want to give an extra

1337
01:05:47,800 --> 01:05:50,920
Speaker 2: boost today to all the props that it deserves. And

1338
01:05:51,120 --> 01:05:56,000
Speaker 2: if anyone knows of any and all just black, brown

1339
01:05:56,080 --> 01:05:58,600
Speaker 2: women owned businesses in Oakland, please let me out because

1340
01:05:58,600 --> 01:05:59,920
Speaker 2: I'm trying to get my money to all up that.

1341
01:06:01,440 --> 01:06:05,600
Speaker 4: Yeah, Burn, I know you're talking about there. It's it's

1342
01:06:05,880 --> 01:06:07,439
Speaker 4: you can see the difference. I feel like the last

1343
01:06:07,440 --> 01:06:09,720
Speaker 4: black man in San Francisco. Every day when I walk

1344
01:06:09,720 --> 01:06:13,280
Speaker 4: out the front door, I count black people as I go, like,

1345
01:06:13,320 --> 01:06:15,000
Speaker 4: oh hey, you know so it's like.

1346
01:06:15,120 --> 01:06:18,680
Speaker 2: Yeah, just the two of us, just U.

1347
01:06:19,040 --> 01:06:20,880
Speaker 3: I haven't seen anybody for a while. How's it going?

1348
01:06:22,280 --> 01:06:22,480
Speaker 1: It?

1349
01:06:22,640 --> 01:06:26,040
Speaker 2: Just sit in a singular coffee shop in Oakland. You're like, here,

1350
01:06:26,080 --> 01:06:29,720
Speaker 2: we are here, we are some major boosts to the town.

1351
01:06:30,680 --> 01:06:32,680
Speaker 1: Oh I want to live someplace like that. I mean,

1352
01:06:32,720 --> 01:06:34,680
Speaker 1: I do live in a diverse area, but there's not

1353
01:06:34,720 --> 01:06:36,280
Speaker 1: a lot of black and note black and brown owned

1354
01:06:36,320 --> 01:06:39,040
Speaker 1: businesses around here. And if they are, they're like far

1355
01:06:39,080 --> 01:06:42,040
Speaker 1: apart from one another. But to have that, like, you know,

1356
01:06:42,120 --> 01:06:45,760
Speaker 1: that like condensed area of black and brown greatness. Like

1357
01:06:46,720 --> 01:06:51,560
Speaker 1: I'm excited for you in your new bow bag. All right, Christopher,

1358
01:06:51,560 --> 01:06:52,600
Speaker 1: you said you was ready.

1359
01:06:52,800 --> 01:06:55,120
Speaker 4: I was ready. I got my is a brown boost.

1360
01:06:55,320 --> 01:06:57,880
Speaker 4: This week, and it's gonna go out to my niece.

1361
01:06:58,160 --> 01:07:00,240
Speaker 4: I've been staying with my brother this week, so I've

1362
01:07:00,280 --> 01:07:03,800
Speaker 4: been on a very luxurious air mattress in the living room,

1363
01:07:03,960 --> 01:07:06,280
Speaker 4: and I get woken up every morning by my niece.

1364
01:07:06,920 --> 01:07:08,600
Speaker 4: I was breathing directly into my face.

1365
01:07:08,680 --> 01:07:11,160
Speaker 1: It's she knows her uncle Chris so much.

1366
01:07:12,200 --> 01:07:14,520
Speaker 4: I'm uncle Ceec when I come down there, and that's

1367
01:07:14,520 --> 01:07:17,880
Speaker 4: my that's my name down there, and my my brown boost.

1368
01:07:17,920 --> 01:07:19,240
Speaker 3: Is that my my sister in law.

1369
01:07:19,880 --> 01:07:22,760
Speaker 4: She told me that like it's someone at my niece's

1370
01:07:22,800 --> 01:07:25,200
Speaker 4: daycare said that she's been doing something. She's been singing

1371
01:07:25,200 --> 01:07:29,560
Speaker 4: something kind of interesting at school. So she's really into Mowana.

1372
01:07:29,680 --> 01:07:32,040
Speaker 4: She loves Moana. She loves watching the movie on one

1373
01:07:32,080 --> 01:07:34,520
Speaker 4: Maana too. Whatever the Moanas are out there, and so

1374
01:07:34,560 --> 01:07:36,760
Speaker 4: I guess there's some part where she just sings, I

1375
01:07:36,800 --> 01:07:37,400
Speaker 4: am Moana.

1376
01:07:37,480 --> 01:07:40,600
Speaker 3: That's what she's just. She just sings in right.

1377
01:07:40,840 --> 01:07:42,840
Speaker 4: So one day I was over there and I just

1378
01:07:42,840 --> 01:07:45,680
Speaker 4: started saying I am Moesha because I was like.

1379
01:07:45,920 --> 01:07:47,840
Speaker 3: I just started, I just start messing with her. So

1380
01:07:47,920 --> 01:07:49,560
Speaker 3: this girl is a daycare going.

1381
01:07:49,520 --> 01:07:54,640
Speaker 4: I Am Moesha all day saying nothing.

1382
01:07:54,800 --> 01:08:01,080
Speaker 1: Who who? Now I'm thinking about, Oh, what a good

1383
01:08:01,120 --> 01:08:01,760
Speaker 1: uncle you are.

1384
01:08:03,520 --> 01:08:05,960
Speaker 3: My assistant law was not super thrilled about it.

1385
01:08:06,000 --> 01:08:07,920
Speaker 4: I found it hilarious, is one of it was one

1386
01:08:07,920 --> 01:08:09,280
Speaker 4: of the best things I've ever heard in my life.

1387
01:08:09,800 --> 01:08:11,360
Speaker 3: And I'm going to cherish that.

1388
01:08:11,560 --> 01:08:13,480
Speaker 1: Didn't she take place in the Bay Area?

1389
01:08:14,920 --> 01:08:17,080
Speaker 3: Where was mo? She said? Where was she supposed to

1390
01:08:17,080 --> 01:08:18,400
Speaker 3: be at? Was that La? Or was that the Bay?

1391
01:08:18,400 --> 01:08:21,240
Speaker 1: I don't know, Philly Phi.

1392
01:08:21,680 --> 01:08:24,960
Speaker 3: Let's see, I'm looking it up right now.

1393
01:08:25,240 --> 01:08:27,320
Speaker 2: Okay, both of your computer arms went out.

1394
01:08:27,560 --> 01:08:30,400
Speaker 1: You're more quieter. I love it.

1395
01:08:30,680 --> 01:08:32,519
Speaker 2: Both you went yea.

1396
01:08:33,320 --> 01:08:34,240
Speaker 1: Their computers are.

1397
01:08:34,120 --> 01:08:38,479
Speaker 3: Like oh so she said in Lemert Park in La.

1398
01:08:38,760 --> 01:08:40,800
Speaker 1: Oh yeah, oh la. Okay, there we go.

1399
01:08:41,080 --> 01:08:42,400
Speaker 4: That's what I thought, because I think I feel like

1400
01:08:42,439 --> 01:08:45,680
Speaker 4: because it wasn't wait, was the Parkers a spinoff of them?

1401
01:08:45,720 --> 01:08:47,920
Speaker 3: Were they ever connected? Did they do some crossovers or something?

1402
01:08:48,560 --> 01:08:51,080
Speaker 1: They also felt connected the Parkers, because.

1403
01:08:50,840 --> 01:08:52,240
Speaker 4: I thought the Parkers they were always at like Santa

1404
01:08:52,240 --> 01:08:54,160
Speaker 4: Monica Community College. I think it's where they're at or

1405
01:08:54,160 --> 01:08:54,479
Speaker 4: something like that.

1406
01:08:54,760 --> 01:08:56,760
Speaker 1: You're saying the Parkers, but I can only picture Hango

1407
01:08:56,760 --> 01:08:57,519
Speaker 1: with mister Cooper.

1408
01:08:58,080 --> 01:09:00,960
Speaker 3: The Parkers was with Monique was the mom And then

1409
01:09:01,520 --> 01:09:02,880
Speaker 3: I forgot the daughter. What her name is?

1410
01:09:03,040 --> 01:09:05,879
Speaker 2: I could see her face though, yeah, would.

1411
01:09:05,760 --> 01:09:07,840
Speaker 4: And money was in love with the U. I guess

1412
01:09:07,880 --> 01:09:11,240
Speaker 4: the dean of the community college. Mister was mister Ovobee

1413
01:09:11,280 --> 01:09:12,439
Speaker 4: or something like that. It's a weird name.

1414
01:09:12,520 --> 01:09:14,240
Speaker 2: Oh my gosh, what's your boost?

1415
01:09:14,560 --> 01:09:16,719
Speaker 4: Oh my, oh my niece singing out I am osha,

1416
01:09:16,880 --> 01:09:19,040
Speaker 4: okay this we we got to come back around full circle.

1417
01:09:19,040 --> 01:09:21,320
Speaker 4: But my boost is that I love that she's been

1418
01:09:21,320 --> 01:09:22,439
Speaker 4: singing it since I've been there.

1419
01:09:22,600 --> 01:09:24,559
Speaker 1: You need to get her the Brandy album, get her

1420
01:09:24,600 --> 01:09:27,120
Speaker 1: some Brandy records, put her onto I'm.

1421
01:09:26,960 --> 01:09:29,160
Speaker 3: Gon Show with Brandy Whitney Houston, Cinderella, and she'll be

1422
01:09:29,200 --> 01:09:29,559
Speaker 3: all set.

1423
01:09:29,880 --> 01:09:32,640
Speaker 1: Oh that's such a good idea. She'll love to be

1424
01:09:32,720 --> 01:09:34,519
Speaker 1: the black girl watching that for the first time.

1425
01:09:35,040 --> 01:09:36,479
Speaker 2: That's the only one that matters.

1426
01:09:36,720 --> 01:09:37,960
Speaker 1: Ah, that's so good.

1427
01:09:38,760 --> 01:09:43,320
Speaker 2: And a Filipino prince Filipino Talan, if you're listening to this,

1428
01:09:43,360 --> 01:09:47,600
Speaker 2: I've had a crush on you sintimes and love you.

1429
01:09:47,880 --> 01:09:49,559
Speaker 1: He came back for them whatever that was that they

1430
01:09:49,560 --> 01:09:51,160
Speaker 1: were getting dressed up again for it.

1431
01:09:54,040 --> 01:09:54,719
Speaker 3: See that's perfect.

1432
01:09:54,720 --> 01:09:54,800
Speaker 4: Man.

1433
01:09:54,880 --> 01:09:56,920
Speaker 3: He's half black, half Filipino. Ba. I'm just gonna get

1434
01:09:56,920 --> 01:09:58,840
Speaker 3: both sides in one movie Love That.

1435
01:09:59,240 --> 01:10:02,280
Speaker 1: All right, I'm gonna do a brown boost because I

1436
01:10:02,320 --> 01:10:05,000
Speaker 1: had mentioned before the show that I was listening to

1437
01:10:05,280 --> 01:10:07,120
Speaker 1: I was claim in my room. I was listening to

1438
01:10:07,280 --> 01:10:11,400
Speaker 1: the Jay Shuddy podcast. And you know, my iHeart brother

1439
01:10:13,400 --> 01:10:17,280
Speaker 1: Bread right on a different He's in the first class

1440
01:10:17,280 --> 01:10:21,880
Speaker 1: section of iHeart way in the back by the bathroom,

1441
01:10:22,120 --> 01:10:24,679
Speaker 1: you know, but you know, easy access and all that.

1442
01:10:24,920 --> 01:10:29,040
Speaker 1: But anyway, he had MI girl Lizzo on as a guest,

1443
01:10:29,160 --> 01:10:32,479
Speaker 1: and I just we talked about Lizzo when her whole

1444
01:10:32,520 --> 01:10:34,439
Speaker 1: scandal happened a couple of years ago. One of her

1445
01:10:34,520 --> 01:10:37,040
Speaker 1: a couple of her dancers had claimed like sexual harassment,

1446
01:10:37,080 --> 01:10:41,040
Speaker 1: workplace harassment, and it was this whole thing, and Lizzo's

1447
01:10:41,080 --> 01:10:43,360
Speaker 1: reputation was just like dragged through the mud. And I

1448
01:10:43,400 --> 01:10:46,040
Speaker 1: remember at the time having so much compassion for her

1449
01:10:46,640 --> 01:10:49,880
Speaker 1: as an as a fellow, like thirty somethingter young manager

1450
01:10:49,960 --> 01:10:54,040
Speaker 1: of people and learning some hard lessons about what happens

1451
01:10:54,080 --> 01:10:56,519
Speaker 1: when you hire friends and what happens when you kind

1452
01:10:56,520 --> 01:11:02,479
Speaker 1: of bridge that line between friend vibe and workplace vibe.

1453
01:11:02,880 --> 01:11:06,000
Speaker 1: And I've been I just knew she was going to

1454
01:11:06,080 --> 01:11:08,760
Speaker 1: go on. I knew she was going to be going

1455
01:11:08,800 --> 01:11:11,880
Speaker 1: through stuff. But I think it's really apparent whether you've

1456
01:11:11,880 --> 01:11:15,880
Speaker 1: heard anything about the Lizzo journey, whether you've been a

1457
01:11:15,880 --> 01:11:18,680
Speaker 1: fan for a long time, or you use that you know,

1458
01:11:18,800 --> 01:11:20,720
Speaker 1: that whole new cycle a couple of years back to

1459
01:11:21,400 --> 01:11:25,439
Speaker 1: just like you know, you know, just like write her

1460
01:11:25,479 --> 01:11:26,840
Speaker 1: off and decide that you weren't going to give her

1461
01:11:26,880 --> 01:11:30,040
Speaker 1: the time of day. I really encourage you to listen,

1462
01:11:30,080 --> 01:11:33,719
Speaker 1: because she has just she clearly has had gone through

1463
01:11:33,840 --> 01:11:36,320
Speaker 1: and done like so much personal work. And the way

1464
01:11:36,360 --> 01:11:40,480
Speaker 1: that she talks about the way that she takes accountability,

1465
01:11:40,760 --> 01:11:44,000
Speaker 1: the way that she talks about her own journey to

1466
01:11:44,160 --> 01:11:49,280
Speaker 1: self love, the way that she even has reframed her

1467
01:11:49,800 --> 01:11:53,519
Speaker 1: her relationship with her body as she's she's calls it

1468
01:11:53,600 --> 01:11:57,960
Speaker 1: like releasing weight, not losing weight, but releasing weight. She

1469
01:11:58,040 --> 01:12:02,200
Speaker 1: acknowledges all the you know, all the controversy, and how

1470
01:12:02,240 --> 01:12:07,719
Speaker 1: she like it really made her like hit this rock

1471
01:12:07,720 --> 01:12:10,800
Speaker 1: bottom of self worth, having everybody decide that you are

1472
01:12:10,800 --> 01:12:13,599
Speaker 1: this villain and a story that you didn't write, and

1473
01:12:14,280 --> 01:12:16,559
Speaker 1: she talks about I mean, there's so many gems that

1474
01:12:16,600 --> 01:12:18,000
Speaker 1: I wish I had had a penant paper I could

1475
01:12:18,040 --> 01:12:20,840
Speaker 1: have written them down, but I was multitasking but one

1476
01:12:20,880 --> 01:12:23,280
Speaker 1: of them that really stuck with me is the concept

1477
01:12:23,320 --> 01:12:29,320
Speaker 1: of letting other people tell your story for you, and

1478
01:12:29,400 --> 01:12:33,360
Speaker 1: how they are casting her as a villain in a story,

1479
01:12:33,400 --> 01:12:36,720
Speaker 1: and how she has the power to like she can't control,

1480
01:12:36,760 --> 01:12:40,400
Speaker 1: and she also understands how people can well believe that

1481
01:12:40,479 --> 01:12:42,720
Speaker 1: story because and she acknowledges that, like she was one

1482
01:12:42,760 --> 01:12:45,680
Speaker 1: of those people who would read gossip or read accusations

1483
01:12:45,680 --> 01:12:48,920
Speaker 1: about people and then she would participate in that because

1484
01:12:49,200 --> 01:12:52,040
Speaker 1: what other information is there for us to, you know,

1485
01:12:52,160 --> 01:12:56,840
Speaker 1: base our our beliefs about someone on other than what

1486
01:12:56,880 --> 01:13:00,160
Speaker 1: we may see publicly. So she like makes peace with

1487
01:13:00,160 --> 01:13:02,559
Speaker 1: the fact that she can't control what people think about her,

1488
01:13:02,880 --> 01:13:05,840
Speaker 1: but that she can take back control and she can

1489
01:13:05,880 --> 01:13:08,840
Speaker 1: write herself back into the story. She can write her

1490
01:13:08,880 --> 01:13:13,040
Speaker 1: own narrative. And she's putting out music again and she's

1491
01:13:13,120 --> 01:13:17,719
Speaker 1: loving herself and I am just so happy for her.

1492
01:13:17,840 --> 01:13:21,479
Speaker 1: And I think we got to get people more grace

1493
01:13:21,720 --> 01:13:24,559
Speaker 1: and space to go through the kind of self work

1494
01:13:24,720 --> 01:13:27,920
Speaker 1: that Lizzo has gone through, and to have done that

1495
01:13:27,960 --> 01:13:31,120
Speaker 1: in such a public, freaking stage and to still be standing.

1496
01:13:31,160 --> 01:13:34,320
Speaker 1: I just think that she's extraordinary, and I think she

1497
01:13:34,360 --> 01:13:36,720
Speaker 1: made mistakes and she thinks she makes mistakes, and I

1498
01:13:37,320 --> 01:13:40,360
Speaker 1: believe having made a lot of mistakes myself and having

1499
01:13:40,400 --> 01:13:43,479
Speaker 1: gone through like something of an ego death the past

1500
01:13:43,520 --> 01:13:47,280
Speaker 1: couple of years, and you know, on such a journey myself,

1501
01:13:47,520 --> 01:13:50,200
Speaker 1: on a very similar journey, but on a thank god,

1502
01:13:50,320 --> 01:13:53,519
Speaker 1: not a public stage like Lizo did. I just have

1503
01:13:53,640 --> 01:13:58,080
Speaker 1: so much compassion for everybody, Like so much compassion. Like

1504
01:13:58,240 --> 01:14:02,439
Speaker 1: everyone is redeemable, almost everyone, not you, you know who,

1505
01:14:03,360 --> 01:14:07,120
Speaker 1: not you, You're not dragoons, but a lot of people

1506
01:14:07,560 --> 01:14:13,519
Speaker 1: are redeemable, and like we should give ourselves space and

1507
01:14:13,560 --> 01:14:18,479
Speaker 1: grace to make mistakes. And listen, if you're listening to

1508
01:14:18,479 --> 01:14:20,080
Speaker 1: this and you're like, oh, yeah, I've heard that before,

1509
01:14:20,120 --> 01:14:22,920
Speaker 1: but you haven't lived it yet. When you have the

1510
01:14:23,040 --> 01:14:26,559
Speaker 1: privilege of living through some of the worst days of

1511
01:14:26,600 --> 01:14:28,639
Speaker 1: your life and some of the biggest challenges you've faced,

1512
01:14:28,720 --> 01:14:30,719
Speaker 1: and you are able to get on the other side

1513
01:14:30,760 --> 01:14:34,000
Speaker 1: of those, it just gives you this like freedom, freedom

1514
01:14:34,040 --> 01:14:36,439
Speaker 1: to be kinder to yourself, and freedom to be kinder

1515
01:14:36,479 --> 01:14:40,640
Speaker 1: to others and to treat everyone else with compassion and yourself.

1516
01:14:40,960 --> 01:14:43,639
Speaker 1: And I know that what I've gone through has made

1517
01:14:43,680 --> 01:14:49,479
Speaker 1: me a kinder, more empathetic, more understanding, open hearted person

1518
01:14:49,720 --> 01:14:54,880
Speaker 1: and it was really refreshing and very heartening to hear

1519
01:14:54,960 --> 01:14:58,280
Speaker 1: and recognize that journey in a public figure who I

1520
01:14:58,400 --> 01:15:02,240
Speaker 1: have loved for so long. I'm just really really proud

1521
01:15:02,280 --> 01:15:04,080
Speaker 1: of her. I don't know her. I don't know you,

1522
01:15:04,160 --> 01:15:08,360
Speaker 1: Melissa Lisso, but I love you and I do love

1523
01:15:08,439 --> 01:15:10,320
Speaker 1: Jay Shutty's podcast. Now y'all should go check it out.

1524
01:15:10,320 --> 01:15:15,160
Speaker 1: It's called On Purpose with Jay Sheddy and Yeah Brown,

1525
01:15:15,240 --> 01:15:17,080
Speaker 1: Big Brown Boost for that. So y'all can go listen

1526
01:15:17,080 --> 01:15:20,920
Speaker 1: to that after this, after you subscribe and follow and

1527
01:15:21,439 --> 01:15:23,680
Speaker 1: write us a review, then you can go check out

1528
01:15:23,920 --> 01:15:29,120
Speaker 1: Jay Shutty's podcast. Not sponsored, No, that doesn't kinda that's

1529
01:15:29,120 --> 01:15:32,400
Speaker 1: so beautiful. I think it's kind of related what you

1530
01:15:32,439 --> 01:15:36,080
Speaker 1: were saying before. When we were going through lockdown, like

1531
01:15:36,120 --> 01:15:39,240
Speaker 1: early twenty twenty twenty one, all we had was one

1532
01:15:39,400 --> 01:15:42,559
Speaker 1: purchasing things and two judging things on the internet, and

1533
01:15:42,600 --> 01:15:45,719
Speaker 1: I think we got really good, too good at being

1534
01:15:45,840 --> 01:15:48,920
Speaker 1: very sharp and unforgiving with each other because there was

1535
01:15:48,960 --> 01:15:51,479
Speaker 1: no other outlet. There was very little empathy that we

1536
01:15:51,479 --> 01:15:56,599
Speaker 1: were all in ridiculous crisis. And so I've been thinking

1537
01:15:56,640 --> 01:15:58,439
Speaker 1: a lot over the past few years about, of course,

1538
01:15:58,479 --> 01:16:01,200
Speaker 1: like cancel culture, how toxic it could be. And also

1539
01:16:01,240 --> 01:16:04,600
Speaker 1: how like carcorole, it is, how very prison system it

1540
01:16:04,720 --> 01:16:06,519
Speaker 1: is for us to go, like one thing I heard

1541
01:16:06,520 --> 01:16:09,479
Speaker 1: that was bad for you jail, like moral jail. Forever

1542
01:16:09,680 --> 01:16:13,640
Speaker 1: you're counseled, forever, you can't be redeemed. It's wild that

1543
01:16:13,680 --> 01:16:15,360
Speaker 1: we cast that upon each other, and we would never

1544
01:16:15,400 --> 01:16:18,879
Speaker 1: actually want that to be enacted on us on ourselves.

1545
01:16:18,880 --> 01:16:22,120
Speaker 1: It's giving mob mentality, it's giving like public hangings and

1546
01:16:22,200 --> 01:16:28,480
Speaker 1: medieval times exactly, it's really you know, American times.

1547
01:16:29,120 --> 01:16:33,559
Speaker 2: It's incredibly violent, it's very it's it's not the way

1548
01:16:33,600 --> 01:16:35,639
Speaker 2: that I think humans are meant to live or any

1549
01:16:35,680 --> 01:16:37,600
Speaker 2: of us really, that's not really environment any of us

1550
01:16:37,680 --> 01:16:39,640
Speaker 2: want to be in or a part of. And so

1551
01:16:39,760 --> 01:16:41,000
Speaker 2: I love I love to hear I haven't heard that

1552
01:16:41,000 --> 01:16:43,040
Speaker 2: podcast yet, but I love to hear that it's a

1553
01:16:43,080 --> 01:16:46,559
Speaker 2: moment for all of us to practice reminding ourselves of

1554
01:16:46,560 --> 01:16:50,240
Speaker 2: our humanity, that we and that we need that. I

1555
01:16:50,280 --> 01:16:54,120
Speaker 2: know everyone loves saying now more than ever, but like, truly, truly,

1556
01:16:54,360 --> 01:16:56,680
Speaker 2: and I know I I beat the community drum, but like,

1557
01:16:56,760 --> 01:16:58,719
Speaker 2: that's something you really need if you're gonna be seriously

1558
01:16:58,760 --> 01:17:01,880
Speaker 2: in community, is the ability to give kindness and grace

1559
01:17:01,920 --> 01:17:04,920
Speaker 2: to each other through mistakes because it's gonna keep happening.

1560
01:17:05,760 --> 01:17:07,439
Speaker 4: Yeah, And I think it's so hard with so many

1561
01:17:07,479 --> 01:17:10,000
Speaker 4: people living their lives on the internet now and you

1562
01:17:10,040 --> 01:17:12,800
Speaker 4: have no real control overall content that's put out of

1563
01:17:12,800 --> 01:17:14,760
Speaker 4: a batchels, especially for someone famous. I think we were

1564
01:17:14,760 --> 01:17:16,280
Speaker 4: talking about this because look, I don't I never know

1565
01:17:16,360 --> 01:17:18,439
Speaker 4: what's going on with celebrities, but Mandy and you and

1566
01:17:18,439 --> 01:17:20,120
Speaker 4: Nellie were kindly feeling me in on the whole blake

1567
01:17:20,160 --> 01:17:21,920
Speaker 4: Lively thing. And it's like, you have situations like that

1568
01:17:21,960 --> 01:17:24,400
Speaker 4: where you don't know you hear ones side of the store,

1569
01:17:24,400 --> 01:17:25,720
Speaker 4: you don't know whose story it is, you don't know

1570
01:17:25,720 --> 01:17:28,120
Speaker 4: if it's true, and then you don't leave room for

1571
01:17:28,160 --> 01:17:29,519
Speaker 4: maybe the person to come out and say something, or

1572
01:17:29,520 --> 01:17:32,519
Speaker 4: even if they did something wrong, is there always room

1573
01:17:32,640 --> 01:17:35,679
Speaker 4: for someone to kind of like come out do the work,

1574
01:17:35,720 --> 01:17:38,360
Speaker 4: and people say, okay, all right, we respect that. Like,

1575
01:17:38,400 --> 01:17:39,840
Speaker 4: I think it's it's kind of hard sometimes in the

1576
01:17:39,960 --> 01:17:43,439
Speaker 4: very knee jerk, very negative world that is social media

1577
01:17:43,479 --> 01:17:44,840
Speaker 4: and just being online in general.

1578
01:17:46,640 --> 01:17:48,800
Speaker 2: Yeah, like you're saying, Mandy, imagine living out all of

1579
01:17:48,840 --> 01:17:52,559
Speaker 2: your worst days and your biggest and littlest mistakes on

1580
01:17:52,640 --> 01:17:55,800
Speaker 2: a world stage. I couldn't do. I would snap and

1581
01:17:55,800 --> 01:17:59,080
Speaker 2: have so whenever anyone has a we get to see

1582
01:17:59,080 --> 01:18:00,760
Speaker 2: the trajectory of a part and they come up the

1583
01:18:00,800 --> 01:18:04,080
Speaker 2: other side and they share the lessons learned after that,

1584
01:18:04,120 --> 01:18:07,559
Speaker 2: which they don't owe us. That is, that's a gift

1585
01:18:07,640 --> 01:18:09,960
Speaker 2: for all of us. I can't imagine doing that. That's

1586
01:18:10,080 --> 01:18:13,160
Speaker 2: that's so much strength. And we're worthy even if you

1587
01:18:13,200 --> 01:18:15,479
Speaker 2: make mistakes. Like she's worthy of her own success and

1588
01:18:15,560 --> 01:18:18,120
Speaker 2: worthy of sharing her art and doing what she loves,

1589
01:18:18,200 --> 01:18:19,439
Speaker 2: you know, like for her it's.

1590
01:18:21,120 --> 01:18:22,840
Speaker 1: I just hear it. She's doing it for all the

1591
01:18:22,920 --> 01:18:25,880
Speaker 1: right reasons. And I don't know, Chris, like, is Blake

1592
01:18:25,960 --> 01:18:29,439
Speaker 1: Lively redeemable? Is it fair that she's the one who

1593
01:18:29,520 --> 01:18:31,240
Speaker 1: we're thinking of being redeemable or not?

1594
01:18:31,479 --> 01:18:31,920
Speaker 3: I don't know.

1595
01:18:33,000 --> 01:18:36,120
Speaker 1: Of course she is. She's a mama, like, she's a human,

1596
01:18:36,280 --> 01:18:40,759
Speaker 1: she's a woman like she's she is a beautiful blonde

1597
01:18:40,760 --> 01:18:43,599
Speaker 1: woman in America. Y'all thought she wouldn't have fift up.

1598
01:18:45,040 --> 01:18:48,960
Speaker 1: She is sick with privilege and I but redeemable. But

1599
01:18:49,040 --> 01:18:50,760
Speaker 1: there has to be that ego death. There has to

1600
01:18:50,800 --> 01:18:53,599
Speaker 1: be that acknowledgment, There has to be that like that

1601
01:18:53,800 --> 01:18:57,120
Speaker 1: real I've looked in the mirror. I have worked on this.

1602
01:18:57,240 --> 01:18:59,120
Speaker 1: I have face some and you can just tell from

1603
01:18:59,200 --> 01:19:02,040
Speaker 1: Lizzo like she has sat like I have. She has

1604
01:19:02,120 --> 01:19:06,800
Speaker 1: sat in that mirror, whether physical or just mental, and

1605
01:19:07,080 --> 01:19:10,719
Speaker 1: looked so hard until you stop seeing what you want

1606
01:19:10,760 --> 01:19:14,160
Speaker 1: to see and you finally accept what you see, even

1607
01:19:14,200 --> 01:19:18,800
Speaker 1: if it's like ugly and damaged and broken and imperfect,

1608
01:19:19,360 --> 01:19:24,160
Speaker 1: and you take accountability for your part in like the

1609
01:19:24,200 --> 01:19:26,360
Speaker 1: way that you treat others and what you do. And

1610
01:19:26,400 --> 01:19:29,080
Speaker 1: that is like when you're someone who like you get

1611
01:19:29,080 --> 01:19:30,840
Speaker 1: your value from how people see you, and then you

1612
01:19:30,880 --> 01:19:33,479
Speaker 1: realize that you've done, you know, bad things and like

1613
01:19:33,520 --> 01:19:37,479
Speaker 1: you've made mistakes, like it can so damage your sense

1614
01:19:37,520 --> 01:19:40,920
Speaker 1: of self worth and like like I just know that

1615
01:19:40,960 --> 01:19:42,639
Speaker 1: when you can sit there and you can get through

1616
01:19:42,640 --> 01:19:44,640
Speaker 1: that and then you decide to still love yourself, like

1617
01:19:44,640 --> 01:19:47,840
Speaker 1: I can hear Lizo has like that is the freaking

1618
01:19:47,960 --> 01:19:51,160
Speaker 1: journey of a lifetime, you know. I think that's if

1619
01:19:51,160 --> 01:19:53,120
Speaker 1: we're one hundred percent. I think we're all on a

1620
01:19:53,200 --> 01:19:55,240
Speaker 1: journey like that. It's it's just a matter of like

1621
01:19:55,320 --> 01:19:57,439
Speaker 1: will we ever get to that mountaintop? And some of

1622
01:19:57,520 --> 01:20:00,519
Speaker 1: us I think it's stuck, you know, and you think

1623
01:20:00,520 --> 01:20:02,760
Speaker 1: that you're happy, you know, but you're really you're just

1624
01:20:02,800 --> 01:20:06,479
Speaker 1: stuck and you haven't really gotten there yet. And I'm

1625
01:20:06,520 --> 01:20:10,040
Speaker 1: grateful to her and I'm grateful for her, and thanks

1626
01:20:10,040 --> 01:20:12,760
Speaker 1: to let me be on my Lizo train. Love it,

1627
01:20:13,320 --> 01:20:17,240
Speaker 1: my little fantrain. Okay, be a fam. We're gonna say

1628
01:20:17,240 --> 01:20:19,519
Speaker 1: goodbye for now. Thank you so so so so much

1629
01:20:19,520 --> 01:20:22,880
Speaker 1: for listening. Don't forget to rate and review, subscribe. It

1630
01:20:22,920 --> 01:20:25,439
Speaker 1: takes like thirty seconds. If you want to share this

1631
01:20:25,479 --> 01:20:28,400
Speaker 1: episode with a friend, go ahead and do that. And

1632
01:20:28,439 --> 01:20:30,519
Speaker 1: by the way, we would love to hear from y'all.

1633
01:20:30,520 --> 01:20:34,160
Speaker 1: Please dm me. I'm at Brand Ambition Podcast on ig or.

1634
01:20:34,200 --> 01:20:36,599
Speaker 1: You can email me and yes it's actually me reading

1635
01:20:36,640 --> 01:20:40,600
Speaker 1: your emails Brian Ambition Podcast at gmail dot com and

1636
01:20:40,800 --> 01:20:43,320
Speaker 1: let us know if you have questions. If you want

1637
01:20:43,360 --> 01:20:45,880
Speaker 1: to just leave a comment about the show. I'm so

1638
01:20:46,000 --> 01:20:49,000
Speaker 1: grateful to y'all for sticking with me through this new journey,

1639
01:20:49,000 --> 01:20:54,559
Speaker 1: this new chapter for BA and we will see y'all Friday. Okay,

1640
01:20:54,680 --> 01:20:56,720
Speaker 1: be a fam. Thank you so much for listening to

1641
01:20:56,760 --> 01:20:59,040
Speaker 1: this week's show. I want to shout out to our

1642
01:20:59,080 --> 01:21:04,040
Speaker 1: production team, Courtney, our editor, Carla, our fearless leader, for

1643
01:21:04,200 --> 01:21:07,400
Speaker 1: idea to launch productions. I want to shout out my

1644
01:21:07,600 --> 01:21:12,360
Speaker 1: assistant Lauda Escalante and Cameron McNair for helping me put

1645
01:21:12,400 --> 01:21:15,519
Speaker 1: the show together. It is not a one person project,

1646
01:21:15,960 --> 01:21:18,120
Speaker 1: as much as I have tried to make it so

1647
01:21:18,320 --> 01:21:21,760
Speaker 1: these past ten years, I need help y'all, and thank

1648
01:21:21,800 --> 01:21:24,200
Speaker 1: goodness I've been able to put this team around me

1649
01:21:24,360 --> 01:21:27,160
Speaker 1: to support me on this journey and to y'all bea

1650
01:21:27,240 --> 01:21:31,920
Speaker 1: fam I love you so so so so much. Please rate, review, subscribe,

1651
01:21:31,920 --> 01:21:33,880
Speaker 1: make sure your sign up to the newsletter to get

1652
01:21:33,920 --> 01:21:37,639
Speaker 1: all the latest updates on upcoming episodes, our ten year

1653
01:21:37,680 --> 01:21:42,439
Speaker 1: anniversary celebrations to come, and until next time, talk to

1654
01:21:42,439 --> 01:21:48,120
Speaker 1: you soon via buye