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Speaker 1: Hey, ba fan, Mandy here or Mandra, you can call

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Speaker 1: me Mandra, that's fine. I have a simple request for you, guys.

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Speaker 1: We get so many questions on how you can support

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Speaker 1: the show, and there's really a very very simple thing

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Speaker 1: that we need you guys to do. Open up this app,

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Speaker 1: open up wherever you're listening to this podcast right now,

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Speaker 1: and subscribe if you have the ability, especially those of

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Speaker 1: you who are on iTunes. We're really making a push

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Speaker 1: to get the show more visible. You've seen that we've

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Speaker 1: partnered with a fabulous new network called Westwood One. But

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Speaker 1: we also need the support of our listeners. So if

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Speaker 1: you are a listener, loyal listener, please subscribe, and if

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Speaker 1: you haven't yet, take a few seconds and leave a

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Speaker 1: five star review, and even a written review would be

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Speaker 1: the icing on the cake. But at least subscribe, leave

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Speaker 1: us a five star review, and continue to support the show.

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Speaker 1: This is so so crucial. It is basically how we

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Speaker 1: tell the Internet that our podcast is worth promoting and

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Speaker 1: featuring and getting charted, and we deserve to be at

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Speaker 1: the top of the charts just like any other show

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Speaker 1: out there. We can't do it without your support, so

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Speaker 1: thank you very very much. Subscribe, like and review the show,

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Speaker 1: and we thank you so much.

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Speaker 2: Hey hey, hey, we're back.

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Speaker 3: We're bled, We're brown.

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Speaker 4: Hey, Hey, hey Mandra.

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Speaker 1: Hey happy bran ambition Wednesday.

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Speaker 3: Oh, how have you been since the last time we chatted?

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Speaker 1: You know who even knows? I think since we last

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Speaker 1: chatted it was we passed the year anniversary of COVID,

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Speaker 1: So a lot of feelings have been felt on my side,

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Speaker 1: a lot of looking back at old photos of me

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Speaker 1: and the baby one year ago kind of like where

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Speaker 1: I was, and it's like, oh, yeah, my mom was

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Speaker 1: here and I had just started on my you know,

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Speaker 1: seeing my psychiatrist and trying to get my mental health

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Speaker 1: in check. And I remember it was around this time

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Speaker 1: we finally finally got an editor. So hey, shout out

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Speaker 1: to Keli for all the help. And yeah, it was

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Speaker 1: such a It was a huge turning point for me

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Speaker 1: as a as a mom, as a career person, a

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Speaker 1: career woman, and just a human being in this world.

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Speaker 1: So yeah, I did. I did a lot of like

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Speaker 1: reflecting and trying to just be grateful for having come

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Speaker 1: out on the other side almost and got my vaccine appointment.

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Speaker 1: My husband's got his coming up this week, and we're

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Speaker 1: we're cautiously feeling dare I say a little tiny optimistic

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Speaker 1: about you know, the year to come?

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Speaker 3: That's good, that's good. Honestly, it's just been we're winding down,

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Speaker 3: you know, books stuff and also to so if you

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Speaker 3: have not voted for me for NAACP Award, hello, hit

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Speaker 3: up my socials, especially my Instagram.

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Speaker 4: You'll see a picture somewhere. You can vote every day, y'all.

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Speaker 4: Even though you know I did it twice? You did?

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Speaker 1: I remember two times?

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Speaker 3: Yes?

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Speaker 1: Look at you?

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Speaker 3: So you know this is your reminder vote for me

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Speaker 3: this today. But today you know I always go down

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Speaker 3: like the YouTube rabbit hole. I don't know if it's

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Speaker 3: you if you do that, Like when I can't sleep,

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Speaker 3: I'm like, what's on YouTube? And lately I've been seeing

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Speaker 3: a lot of videos about something called hypergamy. Have you

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Speaker 3: heard of hypergamy before?

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Speaker 1: I have not. When you originally asked me, I was like,

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Speaker 1: say who to what? And I'm the kind of person

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Speaker 1: who wants to feel like I know everything, But I

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Speaker 1: have to admit, never heard of it, no idea what

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Speaker 1: it is? So edgem acat me.

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Speaker 3: So. According to the Wikipedia, hypergamy commonly referred to as

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Speaker 3: quote unquote marrying up, occasionally referred to as.

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Speaker 4: Well, never mind't worry about that part.

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Speaker 3: But it's a term used in social science for the

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Speaker 3: act or practice of a person marrying a spouse of

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Speaker 3: higher cast or social status in themselves. Typically from what

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Speaker 3: I've seen, like when I've seen like on like, it's

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Speaker 3: been a lot on social media. There's a lot of

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Speaker 3: Instagram accounts that talk about hypergamy. Typically when marrying up,

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Speaker 3: it's usually like a man with money with more money

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Speaker 3: than them, like, you know, looking specifically for man who

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Speaker 3: had more money. So I was in this Clubhouse group,

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Speaker 3: like when Clubhouse first came out, and they were talking

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Speaker 3: about does the person you date or does the man

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Speaker 3: you date have to make multiple six figures or something

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Speaker 3: to that effect. But I went in there, and you know,

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Speaker 3: there were a lot of people who were like shaming

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Speaker 3: women who wanted a partner that made, you know, good money,

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Speaker 3: And there were a lot of people who were also like, no,

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Speaker 3: they don't have to. But I just shared that, like,

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Speaker 3: you know, my husband doesn't make more than I do.

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Speaker 3: He doesn't make multiple six figures, and you know, we

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Speaker 3: are happy and stable. What do you think about that.

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Speaker 3: So it is a practice that that I see is

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Speaker 3: not new, but it seems like just from like reading

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Speaker 3: and watching these YouTube videos, that it's something that's being

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Speaker 3: introduced to black and brown women more than ever before.

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Speaker 3: And for some reason, so many women who are black

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Speaker 3: and brown are being shamed for saying, hey, I would

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Speaker 3: like a partner that makes a certain amount of money,

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Speaker 3: and they're like, hey, how come I can't say that,

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Speaker 3: but our white counterparts, those women can say that. You know,

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Speaker 3: like we look at women when they marry up and

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Speaker 3: we're like, oh, that's good. But as soon as a

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Speaker 3: black woman is like, hey, you know, I'd like a

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Speaker 3: man who makes this amount of money because I want

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Speaker 3: to be I want to be kept in a certain

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Speaker 3: fashion if I want to be kept at all, or

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Speaker 3: maybe I make this a certain amount of money and

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Speaker 3: I'd like for him to match me, you know.

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Speaker 1: I mean, yeah, so I'm curious. I mean to like, yes,

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Speaker 1: you and Superman have a there's a big you know,

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Speaker 1: you've talked about the disparity and your income and the

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Speaker 1: gap there, but when you originally met Superman, you certainly

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Speaker 1: weren't like the budget needs to Superstar, you know, so

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Speaker 1: at the time do you remember and you were looking,

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Speaker 1: you know, for a partner. I don't know if you

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Speaker 1: were looking or not, of Superman just fell into a

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Speaker 1: lot because you lucky like that.

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Speaker 4: But no, you're right, I was you approach it.

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Speaker 3: Yeah, girl, we was neck and neck, okay, because we

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Speaker 3: were like we were in our early twenties when I

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Speaker 3: first met him, and we'll know he's met me. So

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Speaker 3: we were like I was literally just starting my like

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Speaker 3: preschool teaching. I honestly, we probably were making around the

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Speaker 3: same amount. Who knows, I was making thirty nine thousand,

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Speaker 3: maybe he was making a little bit less. But when

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Speaker 3: I also too, I wasn't looking for like a permanent partner.

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Speaker 3: I was just like, oh, he's cute, he's nice, and

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Speaker 3: so we dated a little bit, and then when I

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Speaker 3: was thirty when we met again, I mean, he definitely

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Speaker 3: was making more than me because I was making it nothing,

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Speaker 3: that's what I had just lost my job, but I

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Speaker 3: was just like, unemployment is my employer.

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Speaker 4: That was the only check a system was getting.

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Speaker 3: And then when we started to date, like the last

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Speaker 3: and final time, when I was like about thirty four, I.

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Speaker 4: Was making a little bit more than him.

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Speaker 3: But well, no, that's not even true because at thirty

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Speaker 3: four my business was making more, but probably my take

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Speaker 3: home we were probably like to your point, around neck

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Speaker 3: and Nick maybe slightly more. But then obviously since being

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Speaker 3: with him, I've grown tremendously. So to your point, I

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Speaker 3: don't know if I met him Tiffany now to where

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Speaker 3: he is now, what that would have been. But because

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Speaker 3: we kind of grew up together financially, and he provided

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Speaker 3: a safe space for me to like flourish and grow.

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Speaker 3: So to your point, you're right, it's probably not a

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Speaker 3: fair comparison to say like, well, hey, I'm everything's good

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Speaker 3: over here. It's like, yeah, but you guys started off

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Speaker 3: at the same you know.

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Speaker 1: Yeah, I think in an ideal world, the thing is

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Speaker 1: not everybody has that is not, you know, married to

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Speaker 1: someone that they met in their early twenties, like I.

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Speaker 1: You know, I met my husband when I was twenty four,

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Speaker 1: and we were same as you and Superman, you know, financially,

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Speaker 1: you know, on a similar path, and he was finishing

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Speaker 1: up his masters and moving up in his you know,

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Speaker 1: his government job, and I was just a I was

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Speaker 1: a writer, and we both had career ambitions. But for me,

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Speaker 1: I don't think there's anything wrong with looking for certain

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Speaker 1: attributes and a partner. And is hype is a hypergamy?

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Speaker 1: Is that just like heterosexual relationships? Is it only when

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Speaker 1: a woman is looking for a man.

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Speaker 3: No, it's just like more basically, it's quote unquote leveling up.

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Speaker 3: Like there's this, For example, there's a woman, this one

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Speaker 3: is a white woman, but her name is what is

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Speaker 3: her name? But she's got this this like social media

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Speaker 3: channel and Instagram and YouTube channel called school of Affluence.

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Speaker 3: Her name is Annabe. That's what it is, Annabe. And

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Speaker 3: she's grown tremendously. I think she was out for like

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Speaker 3: two years. She's already got like a million here and like,

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Speaker 3: but she teaches hypogamy like looking for a partner, she teaches. Yeah,

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Speaker 3: she literally her school, her school of Hype of Affluence,

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Speaker 3: is to teach you how to attract a man.

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Speaker 4: Of means interesting.

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Speaker 1: Well, what I was what I was gonna say is

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Speaker 1: not everyone is in a position where they are in

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Speaker 1: the early twenties and they meet their partner, they don't

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Speaker 1: have any Well, in your case, Superman did have a

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Speaker 1: child from a previous relationship. But I think it's very different.

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Speaker 1: Like for example, when my mom had divorced my dad

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Speaker 1: and she had four kids, like under the age of thirteen,

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Speaker 1: and she, you know, was I remember, I have such

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Speaker 1: fond memories of her starting to date when I was

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Speaker 1: like twelve, and she would have these you know, she'd

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Speaker 1: go online match dot Com or whatever it was back

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Speaker 1: e Harmony and she would, yeah, she would be dating,

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Speaker 1: and in her position, I can totally understand how she

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Speaker 1: was like, yeah, I'm not gonna I'm not gonna even

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Speaker 1: entertain the idea of dating someone who's not able to

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Speaker 1: you know, support himself at the very least, because like,

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Speaker 1: I got all these kids. So I do think for

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Speaker 1: women in certain positions, you know, you may be it

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Speaker 1: just may be reality, like I need an additional income

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Speaker 1: and or I, you know, I'm making ends meet as

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Speaker 1: a single parent, and additional income would be nice. And

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Speaker 1: you don't want to marry someone who has a bunch

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Speaker 1: of debt or you know, can't manage their their finances,

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Speaker 1: so I I yees. So I feel like context is everything,

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Speaker 1: And I completely see why someone would intentionally go out

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Speaker 1: into the dating scene knowing that they wanted someone and

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Speaker 1: you know, man or woman or whoever wanted someone in

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Speaker 1: a certain financial position. I think where I get uncomfortable

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Speaker 1: is the idea of or honestly, you know, to each

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Speaker 1: their own right. But for me, what makes me more

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Speaker 1: uncomfortable is the notion the idea of pursuing someone of

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Speaker 1: a certain income or class. I don't know, it seems

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Speaker 1: so like weird to say class, but it very much

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Speaker 1: exists with the idea that you just need someone to

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Speaker 1: take care of you, because, like, I think, what both

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Speaker 1: of our stories have shown is that the balance, like

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Speaker 1: the seesaw in a relationship, financial seesaw, Like we're doing better,

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Speaker 1: you know, financially where you and I are bringing in

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Speaker 1: more than our partners now, But like the what if

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Speaker 1: the balance shifts over time, and that very much can happen.

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Speaker 1: You know, someone can lose a job or or something

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Speaker 1: happens to knock that balance out of whack, and then

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Speaker 1: all of a sudden, you know, you may need to

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Speaker 1: support the other person financially or you know, carry more

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Speaker 1: of that financial responsibility. And I think couples should be

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Speaker 1: like I don't. I feel like each person should carry

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Speaker 1: the weight and responsibility of supporting the household. And and

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Speaker 1: I worry about a person going out there expecting to

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Speaker 1: find someone to take care of them financially without taking

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Speaker 1: care of their own financial house and making sure that

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Speaker 1: they have you know, employable skills and savings and have

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Speaker 1: their own like financial their own financial footing before they

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Speaker 1: go and pursue, you know, someone to just I think

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Speaker 1: you said kept earlier, and I hate that for kept woman,

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Speaker 1: like someone who's who's just gonna, yeah, gonna just bankroll

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Speaker 1: your life. That to me is a little bit more

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Speaker 1: challenging to to wrap my head around.

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Speaker 3: So I'll share kind of like what I guess from

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Speaker 3: like watching some of Anna's videos, it seems like and

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Speaker 3: there's a couple, like I said, Anna's white, but it

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Speaker 3: strikes me that when she shares her hypergamy thoughts, it's.

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Speaker 4: Yes, okay, and this is so great. And then there's

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Speaker 4: other people.

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Speaker 3: There's like a woman named Chrissy or something like that

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Speaker 3: that she does hypergamy. There's a couple other black women

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Speaker 3: online and it's like you gold digger, you whore you.

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Speaker 3: I'm like, oh, whoa, whoa, whoa whoa. You know, So

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Speaker 3: that that kind of had a red because at first

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Speaker 3: I was like, I don't get it. I'm because you know,

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Speaker 3: I'm fiercely independent like you, Mandy. So I didn't get it,

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Speaker 3: but when I saw the difference, I said, well, let

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Speaker 3: me put aside my you know, bias about like what

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Speaker 3: I want for me and to see like what's really

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Speaker 3: going on here. So Banana shares it's not and this

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Speaker 3: is her thinking that what she brings to the table

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Speaker 3: is beauty, youth, the ability to take care of home children,

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Speaker 3: to be a hostess like that. I'm not bringing maybe

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Speaker 3: financials to the table, but I'm taking care of you

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Speaker 3: in totality, so in exchange for that, you take care

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Speaker 3: of me. It just looks different, right, And so you know,

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Speaker 3: I'm not saying I agree or disagree. I'm just sharing

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Speaker 3: that that's like the that's the thinking and that like

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Speaker 3: she does a lot of like like classes or culture.

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Speaker 3: Even her YouTube videos of most those are all free.

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Speaker 3: But it's like things to where to attract a rich man,

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Speaker 3: were rich men?

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Speaker 4: Vacation?

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Speaker 3: How to sit with class how and so you should

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Speaker 3: see the comments. It's just really interesting because you know,

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Speaker 3: there's been so much misindependent, you know, like but then

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Speaker 3: you read all these comments and it's just like, thank

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Speaker 3: you so much, Anna, thank you so much, Anna, Thank

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Speaker 3: you so much.

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Speaker 1: Anna.

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Speaker 3: And I'm like, oh wow, there's just a lot of

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Speaker 3: women who connect with that message. But like I said,

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Speaker 3: there are black YouTube accounts that talk about hypergamy, but

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Speaker 3: they definitely get attacked more but more so, it seems

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Speaker 3: like the black YouTubers to talk about hypergamy. It's less

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Speaker 3: about necessarily like the man is going to take care

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Speaker 3: of you or whoever, but more so because we all

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Speaker 3: know that, you know, black women, I mean, I'm just

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Speaker 3: making more than men on average. More so finding someone

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Speaker 3: who matches or at least semi surpasses what you're doing.

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Speaker 3: So less about being taken care of and more about like,

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Speaker 3: well I make six figures, do you? And although not

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Speaker 3: to say that there isn't some like you know some

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Speaker 3: of that in the and a messaging which is like

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Speaker 3: you know, I will take care of the children, I

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Speaker 3: will take care of the home.

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Speaker 4: It's thinking about like leave it to beaver.

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Speaker 3: That's the thinking that like, as the woman and the wife,

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Speaker 3: I am here to make sure that your needs are

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Speaker 3: taken care of in the bedroom, in the kitchen, with

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Speaker 3: the kids.

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Speaker 4: I do all of that.

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Speaker 3: But in exchange for that, you make sure that we

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Speaker 3: don't have to worry about where we're going to sleep,

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Speaker 3: what we're gonna eat, and not to say necessarily going

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Speaker 3: to be living in the lap of luxury, but that

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Speaker 3: I am taking care of I don't have to worry

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Speaker 3: about those things. And so it's just really interesting because there's,

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Speaker 3: you know, there's some visceral reactions. I guess the reason

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Speaker 3: why it struck me, and I'd love to hear you know, Brownavisson,

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Speaker 3: your listeners, like your thought process. What to me, what

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Speaker 3: bothers me about hypergamy is not the hypergamy itself.

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Speaker 4: It's like, girl, sister, do whatever you want to do.

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Speaker 3: I don't like the double standards for black women and

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Speaker 3: brown women compared to like if someone else another race,

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Speaker 3: specifically white women, when their hypergama is it's like, oh, yes,

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Speaker 3: of course, Sarah went to Princeton so she can find

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Speaker 3: her a Princeton man who works.

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Speaker 4: For But like Tanisha, look at this hole. She trying

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Speaker 4: to come up like you.

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Speaker 1: Know what I mean, Like, oh, well, what do you

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Speaker 1: think it is? I mean, my I'm trying to think

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Speaker 1: for you know, why are women or was that I said?

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Speaker 4: Racism? Oh?

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Speaker 1: But is the is the But honestly, though, do you

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Speaker 1: feel like black and brow women who are into this

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Speaker 1: concept of hypergamy are being attacked by other black and

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Speaker 1: brown women or is it like white women who are

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Speaker 1: attacking them, because I wouldn't be surprised if because I

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Speaker 1: don't know this, this like it reminds me of, uh,

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Speaker 1: it reminds me of like that old you know, trope

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Speaker 1: of an angry black woman who who doesn't want to

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Speaker 1: you know, who who is is hard for a black

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Speaker 1: man to be with, and that stereotype that black women,

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Speaker 1: you know, expect too much and all they care about

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Speaker 1: is money and just yeah, having someone to provide for them,

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Speaker 1: and like that is kind of what makes me feel

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Speaker 1: uncomfortable about it, because you know, I don't think that's

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Speaker 1: very fair. I think as a black woman, if you

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Speaker 1: are looking for partnership, you should you should feel shameless

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Speaker 1: about pursuing a relationship and looking for someone who is

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Speaker 1: financially secure or at least on a path toward financial security.

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Speaker 1: And if you have additional responsibilities, like if you got kids,

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Speaker 1: or you you're a small business owner and you're in

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Speaker 1: your income is a little not secure at the time.

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Speaker 1: I don't blame you for a second for not wasting

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Speaker 1: time with a potential mate who may not be you know,

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Speaker 1: on their own path toward financial security or able to

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Speaker 1: back you up, you know, while you're while you're building

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Speaker 1: your thing. I think that's just a partnership.

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Speaker 3: So it's funny because like in the black hYP hypergammy world,

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Speaker 3: they call those men who are not able to take

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Speaker 3: care of themselves or whatever the dusties. So like, girl,

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Speaker 3: do not waste her time with that dusty. I'm not

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Speaker 3: gonna lie get a little giggle.

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Speaker 1: Out of that. I'm glad I did not know about

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Speaker 1: this whole debate.

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Speaker 3: I just like, I'm not gonna lie I get into

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Speaker 3: so much, like cause I you know, sometimes i have

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Speaker 3: a hard time, like going to sleep, and I'm just like, oh,

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Speaker 3: I'll just like like I'll turn on like you know,

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Speaker 3: I go to YouTube and YouTube will suggest a video,

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Speaker 3: and I remember I was like, what's this like School

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Speaker 3: of Affluence? And honestly, the reason why I clicked on

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Speaker 3: School of Affluence is because I thought she was teaching

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Speaker 3: you like how to.

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Speaker 4: Like make money, you know.

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Speaker 3: Yeah, And so I'm watching it, I'm like, wait, I

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Speaker 3: don't get it. So a lot of it is about

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Speaker 3: women being softer and pinker, even for black women like

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Speaker 3: how to be softer, so let the man be a man,

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Speaker 3: and like, you know, it doesn't resonate with me because

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Speaker 3: I'm just like you know, I'm rock hard, but like

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Speaker 3: let the man be a man and you know, and

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Speaker 3: like I don't know, like like I said, it's foreign

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Speaker 3: to me because well, you know, it's so crazy because

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Speaker 3: it's it's not really foreign to me because I'm Nigerian

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Speaker 3: and I'm not gonna lie that hypergamy is something that

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Speaker 3: is practiced traditionally in my culture. That will one that

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Speaker 3: women are expected to be subservient in some ways like

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Speaker 3: old school ways to their husbands, but husbands are expected

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Speaker 3: to be financial providers, like literally when they don't do

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Speaker 3: this much anymore because it's like so like to me,

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Speaker 3: it's just crazy. Like but if you if I was

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Speaker 3: living in the village to say, like you know, fifty

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Speaker 3: years ago and a man wanted to marry me, he

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Speaker 3: would have to come to my father ask for my

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Speaker 3: hand and he would have to give a dowry basically

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Speaker 3: buying you, but.

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Speaker 4: You mayn't give.

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Speaker 1: I've been to a Nigerian wedding and the part where

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Speaker 1: they bring out no the day one I forget if

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Speaker 1: it was a two day thing or if they did

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Speaker 1: did the Nigerian wedding first and then the American one.

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Speaker 1: But yeah, when they had to, I mean she was

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Speaker 1: sitting on just a throne of presents, a presus.

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Speaker 2: Yes.

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Speaker 3: I was like, that is great, that's hypergamy. That was

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Speaker 3: like the man saying, look at my wealth. I am

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Speaker 3: able to take care of your daughter and any off

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Speaker 3: break spring that may come.

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Speaker 4: So you see.

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Speaker 3: So it's like, even though I'm saying like it's foreign

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Speaker 3: to me, it's really not. Because that's why I'm not

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Speaker 3: gonna lie. When I brought Durell home, my parents were like,

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Speaker 3: I don't understand what's happening. They were like, because Nigeria's

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Speaker 3: actually encourage you oftentimes to marry older men, not like

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Speaker 3: way older, but like somebody more established. I'll say that.

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Speaker 3: You know, so you're twenty and maybe he's thirty. Like

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Speaker 3: my father is eleven years older than my mother, so

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Speaker 3: he was more established. So it's not actually foreign to me.

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Speaker 3: It's just not. But it's so odd because as much

402
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Speaker 3: as that's part of my culture, Like, and my father

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Speaker 3: is actually pretty traditional Nigerian man. He really raised us

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Speaker 3: to be fiercely independent, and he said, I want that

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Speaker 3: when you do marry, if you decide to marry, that

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Speaker 3: you are there not because you need someone to financially

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Speaker 3: support you, but because this is the person you want

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Speaker 3: to be with. So it was odd and how traditional

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Speaker 3: he is. But then when it came to his daughters,

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Speaker 3: he was like a second thought, you know what, I

411
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Speaker 3: need you guys to have it together because what's not

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Speaker 3: gonna happen. And I suspect it's because I didn't have

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Speaker 3: any brothers. So traditionally, what you would do is that

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Speaker 3: your brothers would be financially responsible for you if your

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Speaker 3: father's not here, and then you know, then pass on

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Speaker 3: that responsibility to your husband. But there were no brothers,

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Speaker 3: so my fathers was like, well, you're gonna have to

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Speaker 3: be the brothers for yourself. But yeah, I just thought

419
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Speaker 3: that was interesting because there's this guy named Kevin Samuels.

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Speaker 3: I know you're probably like, who girl, If you're in

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Speaker 3: a good mood, I probably wouldn't.

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Speaker 1: Watch it the heavy sigh.

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Speaker 3: Because Kevin Samuels is a quote unquote relationship guru.

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Speaker 4: I can't even give him that.

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Speaker 3: Basically, he brates black women and it's terrible to watch

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Speaker 3: it's gotten very popular. I don't know why. It's almost

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Speaker 3: like hate watching. I don't know if that's what people

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Speaker 3: are doing. So anyway, women come on to say, hey, Kevin,

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Speaker 3: you know, I don't know why I haven't found a

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Speaker 3: mate yet.

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Speaker 4: And it's mostly black women.

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Speaker 3: And he basically tells you like he'll ask him one, well,

433
00:21:01,520 --> 00:21:02,359
Speaker 3: what number do you think you are?

434
00:21:02,480 --> 00:21:04,000
Speaker 4: I think I'm a seven? You think you were seven?

435
00:21:04,640 --> 00:21:06,399
Speaker 4: You are four? This is what he's.

436
00:21:06,240 --> 00:21:09,680
Speaker 3: Saying on ID Live, but literally on average twenty thirty

437
00:21:09,720 --> 00:21:13,840
Speaker 3: thousand people watching. And then she's like, well, I know

438
00:21:14,080 --> 00:21:16,400
Speaker 3: I don't think i'm before you are, for you're heavy set, right,

439
00:21:16,480 --> 00:21:18,639
Speaker 3: That's not a question, it's a fact. And then I'm like,

440
00:21:18,680 --> 00:21:21,200
Speaker 3: oh my goodness, Oh my goodness, it's so terrible.

441
00:21:21,359 --> 00:21:22,119
Speaker 4: Do you have children?

442
00:21:22,160 --> 00:21:22,320
Speaker 2: Well?

443
00:21:22,320 --> 00:21:24,840
Speaker 4: Who would want that you had a degree? Nobody cares

444
00:21:24,840 --> 00:21:25,199
Speaker 4: about that.

445
00:21:25,280 --> 00:21:31,040
Speaker 3: It is so bad, And I just oh, I just

446
00:21:31,080 --> 00:21:32,959
Speaker 3: want to hug the women that he talks too crazy

447
00:21:33,040 --> 00:21:34,840
Speaker 3: like that and ask them why are you taking this?

448
00:21:35,280 --> 00:21:38,000
Speaker 3: You know from him? If you're past thirty, too bad

449
00:21:38,040 --> 00:21:39,720
Speaker 3: for you? You have a child, Oh, well, for you, don't

450
00:21:39,720 --> 00:21:42,480
Speaker 3: nobody want you? Like if you were to watched this

451
00:21:42,600 --> 00:21:46,000
Speaker 3: man quote unquote council people. You would think that if

452
00:21:46,040 --> 00:21:48,480
Speaker 3: you are a black woman over the age of thirty,

453
00:21:48,480 --> 00:21:50,200
Speaker 3: god forbid you have a child, that you'll never find

454
00:21:50,240 --> 00:21:52,680
Speaker 3: a man. He calls it a man of high quality

455
00:21:52,920 --> 00:21:55,600
Speaker 3: who's going to want you. And like he said that

456
00:21:55,640 --> 00:21:57,960
Speaker 3: Beyonce's a seven. I'm like, this is how I knew that.

457
00:21:58,000 --> 00:21:59,080
Speaker 4: He just feel himself.

458
00:21:59,200 --> 00:22:01,560
Speaker 3: Can you imagine this raggedy old man because he's old,

459
00:22:01,960 --> 00:22:04,360
Speaker 3: This raggedy old man talking about Beyonce's seven.

460
00:22:04,440 --> 00:22:07,800
Speaker 1: Pay Actually I'm looking at his instead, and I notice

461
00:22:07,840 --> 00:22:09,760
Speaker 1: the only people I know we have in common who

462
00:22:09,760 --> 00:22:11,120
Speaker 1: follow him are black men.

463
00:22:11,240 --> 00:22:13,119
Speaker 4: So is that trouble? They love it? No, he's a

464
00:22:13,119 --> 00:22:15,720
Speaker 4: black man loves me. He's like, oh, y'all, y'all.

465
00:22:15,960 --> 00:22:18,200
Speaker 3: The black man in the comments will say, like, you know, oh,

466
00:22:18,200 --> 00:22:19,080
Speaker 3: he's telling y'all the truth.

467
00:22:19,160 --> 00:22:19,960
Speaker 4: Y'all see y'all.

468
00:22:19,760 --> 00:22:21,280
Speaker 3: Don't want to hit the truth. I'm like, first of all,

469
00:22:21,320 --> 00:22:23,280
Speaker 3: you're a dusty. You have nothing to bring to not

470
00:22:23,280 --> 00:22:25,040
Speaker 3: all obviously all black men, because I love me and

471
00:22:25,040 --> 00:22:27,119
Speaker 3: my black man. My father's black, my husband's black. But

472
00:22:27,359 --> 00:22:30,359
Speaker 3: like the ones that in the comments like yeah, Tellor Taylor,

473
00:22:30,560 --> 00:22:34,600
Speaker 3: I'm like bright, nobody wants you, sir, Yes, and so

474
00:22:34,840 --> 00:22:37,879
Speaker 3: like it just it's it's to me, there's this like

475
00:22:38,480 --> 00:22:43,520
Speaker 3: upswelling of conversation about black women and worth in partnership

476
00:22:43,720 --> 00:22:46,520
Speaker 3: that it's like coming to them to the forefront more

477
00:22:46,600 --> 00:22:49,120
Speaker 3: now than ever because of like this Kevin Samuel's guy,

478
00:22:49,320 --> 00:22:51,960
Speaker 3: because of this hypergamy movement. And I'm just curious to

479
00:22:51,960 --> 00:22:53,879
Speaker 3: see what our audience thinks and feels about it. Like

480
00:22:53,920 --> 00:22:57,480
Speaker 3: you know, I I think this that you get to

481
00:22:57,520 --> 00:23:00,720
Speaker 3: decide for you what it is that you want for you.

482
00:23:00,000 --> 00:23:02,560
Speaker 3: You're not a child. Everyone gets to this side. If

483
00:23:02,560 --> 00:23:04,800
Speaker 3: you want to hit a man makes three hundred thousand

484
00:23:04,800 --> 00:23:06,879
Speaker 3: dollars a year, okay, Sis, if you want to if

485
00:23:06,880 --> 00:23:09,080
Speaker 3: you want a man that's a scientist or whatever, Okay.

486
00:23:09,440 --> 00:23:11,760
Speaker 3: I just feel like it is not for anyone to

487
00:23:11,840 --> 00:23:14,960
Speaker 3: decide what you want for you. And just like yeah,

488
00:23:15,000 --> 00:23:17,159
Speaker 3: I just because I knew what I wanted and I

489
00:23:17,240 --> 00:23:20,000
Speaker 3: made it very clear, and that's what I married, you know,

490
00:23:20,280 --> 00:23:22,960
Speaker 3: like I was like I wanted. I wasn't worried so

491
00:23:23,040 --> 00:23:24,520
Speaker 3: much about the money park because I'm gonna lie, ever

492
00:23:24,520 --> 00:23:26,200
Speaker 3: since i've been little old people have been telling me

493
00:23:26,240 --> 00:23:27,679
Speaker 3: I'm gonna be rich my whole life. So I was like,

494
00:23:27,720 --> 00:23:30,600
Speaker 3: I'm good on that, But I wanted somebody I remember saying,

495
00:23:30,600 --> 00:23:35,240
Speaker 3: who was intrinsically kind, because I know that sometimes I

496
00:23:35,280 --> 00:23:37,480
Speaker 3: can get on somebody's nerves and I wanted someone who

497
00:23:37,520 --> 00:23:39,919
Speaker 3: wasn't gonna snap, crackle and pop when I got on

498
00:23:39,960 --> 00:23:44,080
Speaker 3: their nerves. And Superman his natural tendency is kindness. I

499
00:23:44,080 --> 00:23:47,080
Speaker 3: wanted somebody who's really considerate, which he is. And I

500
00:23:47,119 --> 00:23:49,560
Speaker 3: really wanted something that I like to call a sureness

501
00:23:49,640 --> 00:23:52,960
Speaker 3: of love, like even if we're you know, you know,

502
00:23:53,119 --> 00:23:55,160
Speaker 3: not really feeling each other at this moment of time

503
00:23:55,200 --> 00:23:57,959
Speaker 3: because maybe you know, maybe we had a disagreement or whatever,

504
00:23:58,160 --> 00:24:00,600
Speaker 3: that there's one hundred thousand percent, no matter where I

505
00:24:00,680 --> 00:24:02,880
Speaker 3: go or where I am or what's happened, that I

506
00:24:02,960 --> 00:24:05,359
Speaker 3: know one hundred thousand percent that you love me. And

507
00:24:05,400 --> 00:24:07,520
Speaker 3: I have that with him, and so to me, everything

508
00:24:07,560 --> 00:24:10,320
Speaker 3: else was like cherring on top of the cake. I

509
00:24:10,359 --> 00:24:13,040
Speaker 3: had to get clear with myself what I needed, not

510
00:24:13,119 --> 00:24:16,760
Speaker 3: just wanted, but what I needed in order to feel

511
00:24:16,880 --> 00:24:20,200
Speaker 3: like I, you know, I was okay in marriage and partnership.

512
00:24:20,200 --> 00:24:21,840
Speaker 3: And I think that every woman has a right to

513
00:24:21,840 --> 00:24:24,119
Speaker 3: decide that, well, every person really has a right to

514
00:24:24,119 --> 00:24:25,080
Speaker 3: decide that for themselves.

515
00:24:25,119 --> 00:24:27,480
Speaker 4: But yeah, girl, dig down the Road watch one of

516
00:24:27,520 --> 00:24:28,000
Speaker 4: those videos.

517
00:24:28,040 --> 00:24:29,639
Speaker 3: You're going to cringe, But I think it's important for

518
00:24:29,680 --> 00:24:32,120
Speaker 3: you to see, like how hard it is out here

519
00:24:32,119 --> 00:24:35,120
Speaker 3: for black and brown women, how people basically tell them

520
00:24:35,119 --> 00:24:37,800
Speaker 3: you ain't ish and some of them are starting to

521
00:24:37,840 --> 00:24:40,960
Speaker 3: believe it because of men like Kevin Samuels, because people

522
00:24:40,960 --> 00:24:42,760
Speaker 3: tell them that they don't deserve to level up or

523
00:24:42,800 --> 00:24:45,520
Speaker 3: marry up. And I just think that, like, you know,

524
00:24:45,760 --> 00:24:47,680
Speaker 3: like although it might not be for me, I don't

525
00:24:47,720 --> 00:24:49,879
Speaker 3: know necessarily think that I'm here to judge that you

526
00:24:49,880 --> 00:24:52,520
Speaker 3: know that you shouldn't you shouldn't go for what you want.

527
00:24:52,840 --> 00:24:54,879
Speaker 1: I mean, I think this is the last moment in

528
00:24:54,960 --> 00:24:57,560
Speaker 1: history when we need to be finding reasons to not

529
00:24:58,520 --> 00:25:02,120
Speaker 1: lift up and instances of black love when we can,

530
00:25:02,480 --> 00:25:05,480
Speaker 1: and not just black love, but couples who are who

531
00:25:05,560 --> 00:25:09,840
Speaker 1: are on the on the same path financially like and

532
00:25:09,880 --> 00:25:12,480
Speaker 1: I think that's why, you know, people like our Rich

533
00:25:12,520 --> 00:25:16,440
Speaker 1: Journey Christina and Iman, and then even even the who's

534
00:25:16,480 --> 00:25:20,840
Speaker 1: the other the the couple the personal finance bloggers is

535
00:25:20,880 --> 00:25:24,040
Speaker 1: a Tay and Tallet. I forget their names, yes, but

536
00:25:24,119 --> 00:25:27,840
Speaker 1: they're amazing, and I feel like just just seeing just

537
00:25:27,960 --> 00:25:30,520
Speaker 1: seeing two you know, people in a relationship. And I

538
00:25:30,560 --> 00:25:33,280
Speaker 1: know these are both heterosexual examples, but any at any

539
00:25:33,359 --> 00:25:37,040
Speaker 1: rate in this in this country is damn hard enough

540
00:25:37,080 --> 00:25:40,119
Speaker 1: to be a single black woman or a black man,

541
00:25:40,200 --> 00:25:42,520
Speaker 1: or a black person in general making it. And I

542
00:25:42,560 --> 00:25:45,600
Speaker 1: think we need to support one another. And there's something

543
00:25:45,640 --> 00:25:49,560
Speaker 1: really beautiful to me about coming together as partners and

544
00:25:49,840 --> 00:25:53,359
Speaker 1: helping each other level up financially and that you know,

545
00:25:53,480 --> 00:25:56,080
Speaker 1: I that those are the stories I like to to hear.

546
00:25:56,160 --> 00:25:57,760
Speaker 1: And I love when we get those questions from our

547
00:25:57,760 --> 00:25:59,680
Speaker 1: listeners who are like, yeah, I mean my husband, we're

548
00:26:00,040 --> 00:26:02,240
Speaker 1: you know, we're working on paying off his debt or

549
00:26:02,400 --> 00:26:04,320
Speaker 1: my dead and we're doing it together. I think that's

550
00:26:04,320 --> 00:26:07,200
Speaker 1: the path to success. So yeah, I mean, you may

551
00:26:07,240 --> 00:26:09,040
Speaker 1: find if you're looking for someone at a certain price

552
00:26:09,080 --> 00:26:11,520
Speaker 1: point that they don't have those you know, those soft

553
00:26:11,560 --> 00:26:16,360
Speaker 1: skills as we say, like how it'd be nice money. Yeah,

554
00:26:16,359 --> 00:26:21,400
Speaker 1: the soft skills that you can't really teach it a partner, communication, kindness, empathy,

555
00:26:21,480 --> 00:26:24,080
Speaker 1: all that kind of stuff. So I think, but some

556
00:26:24,119 --> 00:26:26,040
Speaker 1: people need to go on their own journey and find

557
00:26:26,040 --> 00:26:28,480
Speaker 1: out what they what they value and why they move value.

558
00:26:28,480 --> 00:26:31,040
Speaker 1: Would and you know, I would let's let's I feel

559
00:26:31,040 --> 00:26:33,360
Speaker 1: like we should, uh, they should do like a revisit

560
00:26:33,400 --> 00:26:36,560
Speaker 1: of people who went on the hypergamy track. Am I saying?

561
00:26:36,760 --> 00:26:37,000
Speaker 2: Right?

562
00:26:37,200 --> 00:26:41,920
Speaker 1: Yeah, you let's see flow up in five years right now,

563
00:26:42,119 --> 00:26:45,639
Speaker 1: like ninety day fiance after the ninety day.

564
00:26:45,400 --> 00:26:46,800
Speaker 4: Now and honestly, be a listeners.

565
00:26:46,840 --> 00:26:50,080
Speaker 3: If you practice hypergamy and you're super happy that you did,

566
00:26:50,119 --> 00:26:53,000
Speaker 3: you've been married or with the partnership, share with us.

567
00:26:53,280 --> 00:26:56,879
Speaker 3: If you practice hypergammy and you're like, girl, why we

568
00:26:56,920 --> 00:26:58,640
Speaker 3: would like to hear that too. Honestly, I think that

569
00:26:58,640 --> 00:27:01,520
Speaker 3: that would be like, you know, I message us, tweet us,

570
00:27:01,640 --> 00:27:06,080
Speaker 3: you know, at the BA podcast on what's called it Twitter,

571
00:27:06,280 --> 00:27:09,880
Speaker 3: because I'm just really curious about like what how our

572
00:27:09,880 --> 00:27:11,760
Speaker 3: listeners navigate and just what they think about that.

573
00:27:12,800 --> 00:27:14,119
Speaker 4: Yeah, so that was it.

574
00:27:14,160 --> 00:27:15,480
Speaker 3: I just thought that was interesting because I was like,

575
00:27:15,480 --> 00:27:17,399
Speaker 3: oh wait, I tell man, I'm telling you Mandy, like,

576
00:27:17,400 --> 00:27:18,639
Speaker 3: don't do when you're in a good mood. Well, I

577
00:27:18,640 --> 00:27:21,040
Speaker 3: don't know if he's doing a bad mood, but Kevin Samuels,

578
00:27:21,040 --> 00:27:22,760
Speaker 3: You're gonna be like what. I Sometimes I want to

579
00:27:22,760 --> 00:27:24,399
Speaker 3: get a comments and be like yeah, no what, But

580
00:27:24,440 --> 00:27:25,480
Speaker 3: I'm like Tiffany.

581
00:27:25,320 --> 00:27:28,760
Speaker 1: Girl, I'm disturbed by the amount of people who follow him,

582
00:27:28,800 --> 00:27:29,200
Speaker 1: But I.

583
00:27:29,160 --> 00:27:33,760
Speaker 3: Mean, what should disturb you even more is that literally

584
00:27:34,440 --> 00:27:36,800
Speaker 3: five times the amount of people that follow him actually

585
00:27:36,840 --> 00:27:38,919
Speaker 3: watch at a time, meaning like I don't know how

586
00:27:38,960 --> 00:27:41,800
Speaker 3: many followers he has, but you'll why.

587
00:27:41,560 --> 00:27:43,920
Speaker 4: And you'll look and you say, wait, how many people

588
00:27:43,960 --> 00:27:44,280
Speaker 4: are alive?

589
00:27:44,280 --> 00:27:48,320
Speaker 3: Because I stumbled across him because on the top sometimes

590
00:27:48,320 --> 00:27:51,080
Speaker 3: they have like suggested lives, and I was like, what's this?

591
00:27:51,240 --> 00:27:53,800
Speaker 4: Why are so many people on here? I was like, wait,

592
00:27:53,920 --> 00:27:56,919
Speaker 4: is this real? Wait what you know?

593
00:27:57,040 --> 00:27:59,080
Speaker 1: And I was gonna say whose name I love?

594
00:27:59,359 --> 00:28:03,639
Speaker 3: Yeah? So she is like a B A yeah, b

595
00:28:03,760 --> 00:28:09,640
Speaker 3: A y. She is school of affluence. And Kevin Samuel's like.

596
00:28:10,040 --> 00:28:11,639
Speaker 1: Don't follow him, but we're gonna go k.

597
00:28:11,760 --> 00:28:14,240
Speaker 4: We're gonna yeah, go lurk, go work. And look what

598
00:28:14,280 --> 00:28:16,320
Speaker 4: he does. Look at this picture. You see this woman

599
00:28:16,359 --> 00:28:18,000
Speaker 4: how they how he has her face? You see that?

600
00:28:18,560 --> 00:28:21,880
Speaker 3: No, like the second the second picture with a black

601
00:28:21,920 --> 00:28:24,520
Speaker 3: woman with the striped shirt. That's the type of shame,

602
00:28:24,680 --> 00:28:27,119
Speaker 3: like he you see what I mean? Like, huh he

603
00:28:27,240 --> 00:28:29,879
Speaker 3: always but lookout he has displayed the white women below,

604
00:28:30,080 --> 00:28:34,960
Speaker 3: the white woman with the with the with the white hair. Yes,

605
00:28:35,000 --> 00:28:36,760
Speaker 3: he Someone was like if you hate black women, just

606
00:28:36,800 --> 00:28:40,440
Speaker 3: say so, Kevin, who hurts you? Because the way he

607
00:28:40,520 --> 00:28:43,440
Speaker 3: goes at black women, the way he drags them down,

608
00:28:43,640 --> 00:28:46,520
Speaker 3: he is he should be ashamed of himself because I

609
00:28:46,560 --> 00:28:49,200
Speaker 3: know your grandmother's black, I know your great great great grandmother,

610
00:28:49,360 --> 00:28:51,560
Speaker 3: and I know your mother black like I just like

611
00:28:52,000 --> 00:28:55,360
Speaker 3: why so? And the fact that people watch and listen

612
00:28:55,760 --> 00:28:58,760
Speaker 3: and decide and say yes, you know like I am.

613
00:28:59,800 --> 00:29:01,520
Speaker 3: You know I deserve to be talked to that way.

614
00:29:02,440 --> 00:29:04,200
Speaker 1: Yeah, well that's why you guys come to brown ambition.

615
00:29:04,360 --> 00:29:07,120
Speaker 1: We don't talk to you though. This is a safe space,

616
00:29:07,360 --> 00:29:11,200
Speaker 1: all right. Hypergamy, all right, dope, And if you guys

617
00:29:11,240 --> 00:29:14,320
Speaker 1: follow anyone else who has written or talked or I

618
00:29:14,360 --> 00:29:17,200
Speaker 1: don't know, especially I love how you say practice hypergamy

619
00:29:17,240 --> 00:29:20,840
Speaker 1: like it's a religion or something. But then we're way.

620
00:29:20,920 --> 00:29:22,760
Speaker 3: We'd love to feel bad because we don't have any

621
00:29:22,840 --> 00:29:25,480
Speaker 3: Like I don't know any black women hypergamy accounts, but

622
00:29:25,480 --> 00:29:27,440
Speaker 3: I know they exist for yees, send them, like, tag

623
00:29:27,520 --> 00:29:29,400
Speaker 3: me in them because I would love to be able

624
00:29:29,440 --> 00:29:30,040
Speaker 3: to share those.

625
00:29:29,880 --> 00:29:31,920
Speaker 4: Accounts in case you guys are interested in learning more.

626
00:29:32,560 --> 00:29:35,800
Speaker 1: Okay, dope, all right, Well let's take a quick quick

627
00:29:35,800 --> 00:29:37,600
Speaker 1: break and then We're gonna come back and talk about

628
00:29:37,600 --> 00:29:38,360
Speaker 1: those stemmys.

629
00:29:38,720 --> 00:29:39,200
Speaker 4: Simmy.

630
00:29:39,960 --> 00:29:42,680
Speaker 1: Stimmy started hitting bank accounts this weekend. But we'll talk

631
00:29:42,680 --> 00:29:44,800
Speaker 1: about even more than that. Just what is in this

632
00:29:44,840 --> 00:29:48,080
Speaker 1: one point nine trillion dollar gift of a piece of

633
00:29:48,200 --> 00:30:23,360
Speaker 1: legislation that just passed last week? Be right back, all right,

634
00:30:23,520 --> 00:30:28,360
Speaker 1: we are back in black and brown and Stimmy's. I

635
00:30:28,440 --> 00:30:31,440
Speaker 1: finally started saying Stimmy's because like, I'm cool, you know

636
00:30:31,480 --> 00:30:34,960
Speaker 1: what I mean? Uh, Twitter was all it was hilarious.

637
00:30:34,960 --> 00:30:37,600
Speaker 1: So the bill only passed. What is today's March fifteenth.

638
00:30:37,600 --> 00:30:40,480
Speaker 1: We're recording on Monday. The bill only Biden signed this

639
00:30:40,560 --> 00:30:43,880
Speaker 1: into legislation, like Thursday into law. Sorry, and Thursday, that's

640
00:30:43,880 --> 00:30:46,880
Speaker 1: only a few days ago. But already this weekend he

641
00:30:47,320 --> 00:30:50,520
Speaker 1: got the expedited shipping for those direct deposits. Because already

642
00:30:50,520 --> 00:30:54,040
Speaker 1: this weekend Twitter was a buzz and it looks like

643
00:30:54,080 --> 00:30:57,160
Speaker 1: a lot of people are already getting their fourteen dollars

644
00:30:57,240 --> 00:31:00,640
Speaker 1: checks if they qualified. So if you've got a wind

645
00:31:00,960 --> 00:31:03,320
Speaker 1: if you've got a windfall in your bake account, over

646
00:31:03,320 --> 00:31:08,880
Speaker 1: the hold something, Let me hold something, now, well, what

647
00:31:09,040 --> 00:31:11,320
Speaker 1: do you actually We ran a survey at ally to

648
00:31:11,400 --> 00:31:13,640
Speaker 1: kind of ask folks how they would be spending their

649
00:31:13,640 --> 00:31:15,680
Speaker 1: stimulus and would they be saving it? And this is

650
00:31:15,760 --> 00:31:18,080
Speaker 1: only it's really sad. This is the only third This

651
00:31:18,160 --> 00:31:20,120
Speaker 1: is the third time we have been given or a

652
00:31:20,120 --> 00:31:22,960
Speaker 1: lot of people have been given stimulus checks like this,

653
00:31:23,480 --> 00:31:25,800
Speaker 1: and it seems in just from this little survey that

654
00:31:25,840 --> 00:31:28,800
Speaker 1: we did, still people are holding on to the money,

655
00:31:28,880 --> 00:31:31,360
Speaker 1: like we're gonna save this, maybe we'll pay off debt,

656
00:31:31,400 --> 00:31:34,480
Speaker 1: but saving is probably the biggest plans that people have

657
00:31:34,600 --> 00:31:37,400
Speaker 1: for this extra windfall. Tiff Like, what do you what

658
00:31:37,400 --> 00:31:38,800
Speaker 1: do you say to people, because that's one of the

659
00:31:38,880 --> 00:31:41,200
Speaker 1: questions we're gonna get to y'all's questions about the package,

660
00:31:41,240 --> 00:31:44,360
Speaker 1: But several people asked, you know, what would you say,

661
00:31:44,560 --> 00:31:47,320
Speaker 1: I should do it it? Save it, invest it, use

662
00:31:47,320 --> 00:31:49,280
Speaker 1: it to pay down debt. How do you And it's

663
00:31:49,320 --> 00:31:52,640
Speaker 1: not one hundred million dollars, it's fourteen hundred so there's

664
00:31:52,640 --> 00:31:54,959
Speaker 1: only limited amount of time things you can do with it.

665
00:31:55,040 --> 00:31:57,360
Speaker 1: So what's your take, Tiffany on that question?

666
00:31:57,840 --> 00:31:59,719
Speaker 3: Well, I always think first and foremost you should look

667
00:31:59,720 --> 00:32:02,760
Speaker 3: at like the greatest need right now, right So saving

668
00:32:02,800 --> 00:32:04,840
Speaker 3: would be great, Investing it would be great. But if

669
00:32:04,880 --> 00:32:07,320
Speaker 3: there's no food in the house, you need to buy food,

670
00:32:07,520 --> 00:32:09,720
Speaker 3: If there is a bill that you need to pay

671
00:32:10,240 --> 00:32:14,120
Speaker 3: that it's going to put your family in jeopardy with

672
00:32:14,160 --> 00:32:15,840
Speaker 3: your health and their safety, you want to take care

673
00:32:15,880 --> 00:32:18,560
Speaker 3: of those. So I always say, first and foremost, take

674
00:32:18,600 --> 00:32:22,160
Speaker 3: care of your health and safety expenses. So that's like food, shelter, clothing, water,

675
00:32:22,320 --> 00:32:25,240
Speaker 3: like you know those things. And if there's money left

676
00:32:25,280 --> 00:32:28,320
Speaker 3: over from those things and you might be behind on something,

677
00:32:28,400 --> 00:32:29,880
Speaker 3: then you can take care of something that you might

678
00:32:29,920 --> 00:32:33,360
Speaker 3: be behind on. And then if there's still money left over,

679
00:32:33,480 --> 00:32:34,800
Speaker 3: if you take care of some of the things that

680
00:32:34,800 --> 00:32:37,440
Speaker 3: you're behind on, you know, if you want to start

681
00:32:37,480 --> 00:32:40,880
Speaker 3: putting some aside. I wouldn't be aggressive of paying down debt.

682
00:32:40,920 --> 00:32:44,160
Speaker 3: I'd be more aggressive with savings because now more than ever,

683
00:32:44,960 --> 00:32:47,360
Speaker 3: we saw that like even if you're someone who was,

684
00:32:47,400 --> 00:32:49,320
Speaker 3: like I had one year's worth the savings, well we're

685
00:32:49,320 --> 00:32:51,720
Speaker 3: a year in and if you still didn't have income,

686
00:32:52,200 --> 00:32:53,920
Speaker 3: you could be in some real trouble right now. So

687
00:32:54,160 --> 00:32:55,760
Speaker 3: I would put some toward debt, but i'd be more

688
00:32:55,800 --> 00:32:58,800
Speaker 3: aggressive towards savings. But first and foremost, health and safety

689
00:32:58,840 --> 00:33:01,680
Speaker 3: expenses first and foremost. And if you're someone who was

690
00:33:01,720 --> 00:33:05,520
Speaker 3: fine across the board, maybe you're in a field in

691
00:33:05,560 --> 00:33:08,400
Speaker 3: an industry that didn't see you know nothing, you know,

692
00:33:08,760 --> 00:33:12,160
Speaker 3: the industry actually grew or whatever. You're doing fine, then yes,

693
00:33:12,280 --> 00:33:14,800
Speaker 3: you have your your bills are paid, you're not behind

694
00:33:14,920 --> 00:33:17,720
Speaker 3: your you know you your debt is being properly managed,

695
00:33:17,720 --> 00:33:19,960
Speaker 3: and certainly you can look into investing. If you're in

696
00:33:20,000 --> 00:33:22,720
Speaker 3: that position and you're and your your savings account is

697
00:33:22,720 --> 00:33:25,560
Speaker 3: fully funded, then yes you can look into investing that money.

698
00:33:25,600 --> 00:33:27,920
Speaker 3: I know some people are like, invest right away because

699
00:33:27,920 --> 00:33:31,520
Speaker 3: the market, but I'm like, you know, there's risk with investment,

700
00:33:31,880 --> 00:33:34,840
Speaker 3: with investing, and sure, like you know, things turned out

701
00:33:34,840 --> 00:33:37,040
Speaker 3: great for so many people, but there's just no way

702
00:33:37,040 --> 00:33:38,840
Speaker 3: to know for sure. So you never want to invest

703
00:33:38,880 --> 00:33:41,040
Speaker 3: money that you can't stand to lose.

704
00:33:41,440 --> 00:33:45,240
Speaker 1: Exactly one hundred percent. So here's a question from Instagram.

705
00:33:45,320 --> 00:33:48,760
Speaker 1: I had posted over the weekend, just some facts about

706
00:33:48,840 --> 00:33:53,680
Speaker 1: the relief package, and Instagram listener DJ said, how do

707
00:33:54,040 --> 00:33:58,440
Speaker 1: college students or dependents get the stimulus check? And that's

708
00:33:58,560 --> 00:34:02,640
Speaker 1: one unique thing about this particular stimulus payment is that

709
00:34:03,000 --> 00:34:05,320
Speaker 1: for the first time, you know, in the past, if

710
00:34:05,360 --> 00:34:08,000
Speaker 1: you were a college student or a dependent, you actually

711
00:34:08,040 --> 00:34:11,239
Speaker 1: didn't qualify for your own check. But this most recent bill,

712
00:34:11,400 --> 00:34:14,240
Speaker 1: if you are over age seventeen, but you're still claimed

713
00:34:14,239 --> 00:34:16,920
Speaker 1: as a dependent. That could be a lot of college students.

714
00:34:17,280 --> 00:34:20,520
Speaker 1: You can qualify for your own stimulus check, and as

715
00:34:20,560 --> 00:34:23,640
Speaker 1: far as like how you get the stimulus check, filing

716
00:34:23,680 --> 00:34:26,640
Speaker 1: taxes is the easiest way that I can There's no

717
00:34:26,760 --> 00:34:28,520
Speaker 1: like sign up, you know, I think people are waiting

718
00:34:28,560 --> 00:34:30,799
Speaker 1: to like get some alert or get a piece of

719
00:34:30,800 --> 00:34:32,520
Speaker 1: mail that says, do you want to sign up to

720
00:34:32,560 --> 00:34:35,239
Speaker 1: get your direct payment? The best thing you can do

721
00:34:35,360 --> 00:34:37,799
Speaker 1: is file your taxes at least for twenty nineteen. If

722
00:34:37,800 --> 00:34:40,160
Speaker 1: you've already done it for twenty twenty, great, so that

723
00:34:40,239 --> 00:34:42,919
Speaker 1: the IRS knows where to find you, they know who

724
00:34:42,920 --> 00:34:45,360
Speaker 1: your dependents are, they know how much you earn. Because

725
00:34:45,840 --> 00:34:48,600
Speaker 1: you know, there are income caps on who qualifies for

726
00:34:48,640 --> 00:34:51,960
Speaker 1: the payment. Not everybody qualifies. So yeah, if you're in

727
00:34:52,000 --> 00:34:55,680
Speaker 1: college in DJ, if you're wondering how you can get

728
00:34:55,719 --> 00:34:59,279
Speaker 1: that check or direct payment, yeah, filing your taxes is

729
00:34:59,320 --> 00:35:01,400
Speaker 1: probably the the easiest way to do it.

730
00:35:02,200 --> 00:35:05,000
Speaker 3: Yeah. No, I think, yeah, that's good because I know

731
00:35:05,040 --> 00:35:06,840
Speaker 3: there was a lot of college students that were like,

732
00:35:06,880 --> 00:35:09,400
Speaker 3: that's not fair, like how do I you know, basically,

733
00:35:09,440 --> 00:35:11,520
Speaker 3: I'm like, well, you before it was like you're gonna

734
00:35:11,520 --> 00:35:13,040
Speaker 3: have to go to your parent and ask them to

735
00:35:14,160 --> 00:35:17,799
Speaker 3: they've done their taxes to amend them so you could

736
00:35:17,800 --> 00:35:20,399
Speaker 3: be independent and follow on your own, like sis, mom

737
00:35:20,400 --> 00:35:20,920
Speaker 3: ain't doing that.

738
00:35:21,000 --> 00:35:24,840
Speaker 4: Mom Duke's is. She's not doing that, Like you.

739
00:35:24,760 --> 00:35:26,920
Speaker 3: Are dependent on her. She's going to use that money

740
00:35:26,960 --> 00:35:29,719
Speaker 3: to continue to take care of you. But so it's

741
00:35:29,760 --> 00:35:31,640
Speaker 3: good to know because there are some college students, although

742
00:35:31,640 --> 00:35:33,719
Speaker 3: they are technically dependent on their parents, they you know,

743
00:35:33,760 --> 00:35:35,080
Speaker 3: they really do take care of a lot of their

744
00:35:35,120 --> 00:35:37,120
Speaker 3: own financial responsibilities.

745
00:35:37,120 --> 00:35:37,719
Speaker 4: So that's good.

746
00:35:38,160 --> 00:35:41,840
Speaker 1: Yeah, well here's another question. Let me see, I can't

747
00:35:41,880 --> 00:35:45,279
Speaker 1: really decide what her we'll call her Drea because there's

748
00:35:45,320 --> 00:35:47,439
Speaker 1: a lot of letters in her Instagram handle. I don't

749
00:35:47,480 --> 00:35:50,400
Speaker 1: know what they add up to be Drea. Drea said,

750
00:35:50,440 --> 00:35:52,960
Speaker 1: So should she ask? Should I take the fourteen hundred

751
00:35:52,960 --> 00:35:56,680
Speaker 1: dollars and open up a UGMA account for my child?

752
00:35:56,719 --> 00:36:00,680
Speaker 1: She's eighteen months So UGMA account we actually don't talk

753
00:36:00,719 --> 00:36:04,400
Speaker 1: about very much, but it's the Uniform Gift to Minor

754
00:36:04,560 --> 00:36:08,080
Speaker 1: account and they basically allow parents to save money and

755
00:36:08,120 --> 00:36:12,880
Speaker 1: invest and maintain full custodial control over the account until

756
00:36:13,239 --> 00:36:16,840
Speaker 1: the child is an adult. So it's another way of Yeah,

757
00:36:17,280 --> 00:36:20,120
Speaker 1: the same way we talk about custodial savings accounts and

758
00:36:20,600 --> 00:36:22,880
Speaker 1: a five two nine college plan, it's another option.

759
00:36:23,520 --> 00:36:26,160
Speaker 3: What's the difference between like a UGMA and just a

760
00:36:26,200 --> 00:36:27,400
Speaker 3: regular custodia account?

761
00:36:28,040 --> 00:36:31,200
Speaker 1: Yeah, so I think it's the difference is how it applies,

762
00:36:31,320 --> 00:36:33,919
Speaker 1: like in terms of taxes or not taxes. When you

763
00:36:34,000 --> 00:36:36,640
Speaker 1: know how you can apply for financial aid and then

764
00:36:36,719 --> 00:36:40,040
Speaker 1: depending on you know, how many how much assets you

765
00:36:40,080 --> 00:36:42,879
Speaker 1: have as a parent, like that'll impact your financial aid

766
00:36:42,920 --> 00:36:46,360
Speaker 1: ability or capability. That could be one way.

767
00:36:46,640 --> 00:36:48,680
Speaker 3: But let me I see that it's a type of

768
00:36:48,719 --> 00:36:50,960
Speaker 3: custodial account. I guess I'm trying to get like a

769
00:36:51,040 --> 00:36:53,799
Speaker 3: like you know, like, I'm like, well, what makes it why?

770
00:36:54,520 --> 00:36:56,520
Speaker 1: Well, the big difference is that you don't have to

771
00:36:56,640 --> 00:37:00,960
Speaker 1: use the UGMA account money for education expenses like a

772
00:37:00,960 --> 00:37:02,879
Speaker 1: five to two nine plan. So with a five two

773
00:37:02,960 --> 00:37:05,320
Speaker 1: nine you actually have to You can invest the money

774
00:37:05,560 --> 00:37:07,880
Speaker 1: the same as a UGMA account, but you have to

775
00:37:08,000 --> 00:37:11,160
Speaker 1: use it for education expenses or else you have to

776
00:37:11,160 --> 00:37:14,680
Speaker 1: face a tax penalty. So with a UGMA account, it

777
00:37:14,719 --> 00:37:18,600
Speaker 1: may just be like a way to save money, but

778
00:37:18,760 --> 00:37:21,000
Speaker 1: to do it without you know, like what if they

779
00:37:21,040 --> 00:37:22,759
Speaker 1: don't go to college, then at least you know you

780
00:37:22,760 --> 00:37:23,799
Speaker 1: can pass on the money too.

781
00:37:24,120 --> 00:37:26,440
Speaker 3: Well, that's why I like custodial accounts, because you don't.

782
00:37:26,480 --> 00:37:28,200
Speaker 3: I've done that for all the like the kids in

783
00:37:28,239 --> 00:37:30,440
Speaker 3: my and like the little ones in my life, like

784
00:37:30,920 --> 00:37:32,920
Speaker 3: my nieces and my nephew. Because I didn't want to

785
00:37:32,920 --> 00:37:34,279
Speaker 3: get a five to two nine plan because I don't

786
00:37:34,280 --> 00:37:37,160
Speaker 3: know what college is fit to be roman he's five,

787
00:37:37,200 --> 00:37:38,000
Speaker 3: who knows what it's.

788
00:37:37,840 --> 00:37:38,320
Speaker 4: Going to look like.

789
00:37:38,360 --> 00:37:40,680
Speaker 3: So I got a custodial account so that way, it's

790
00:37:40,719 --> 00:37:42,680
Speaker 3: not a five twenty nine plan, so it doesn't have to.

791
00:37:42,640 --> 00:37:43,840
Speaker 4: Be used for education.

792
00:37:44,000 --> 00:37:45,520
Speaker 3: And it looks like this is I don't know if

793
00:37:45,520 --> 00:37:47,600
Speaker 3: this is the same, but it's certainly something. I'm going

794
00:37:47,680 --> 00:37:49,239
Speaker 3: to reach out to Angelia and ask girl like, oh,

795
00:37:49,280 --> 00:37:52,239
Speaker 3: we don't have a your gma girl, because apparently the

796
00:37:52,360 --> 00:37:55,919
Speaker 3: earnings are not tax sheltered, but they're taxed at the

797
00:37:55,960 --> 00:37:59,080
Speaker 3: miner's lower kitty tax rate up to a certain amount.

798
00:37:59,080 --> 00:38:00,920
Speaker 3: So I wonder if that's the different, But certainly I

799
00:38:00,960 --> 00:38:02,640
Speaker 3: would love I want to reach out to be like,

800
00:38:02,680 --> 00:38:05,279
Speaker 3: so what because it looks like it's a type of

801
00:38:05,320 --> 00:38:07,880
Speaker 3: custodial But I wonder she might say, girl, you have

802
00:38:07,920 --> 00:38:11,520
Speaker 3: a UGMA. He probably will say that, like, ah, okay,

803
00:38:11,640 --> 00:38:14,560
Speaker 3: that's good because I just always call them custodial accounts,

804
00:38:14,760 --> 00:38:16,040
Speaker 3: so that's just good to note.

805
00:38:16,480 --> 00:38:18,640
Speaker 1: But yeah, no, I think so too, And we get

806
00:38:18,840 --> 00:38:21,279
Speaker 1: like we've this is the not the first question we've

807
00:38:21,280 --> 00:38:24,080
Speaker 1: gotten recently about a UGMA account. So I feel like

808
00:38:24,080 --> 00:38:26,319
Speaker 1: people are starting to learn more about them, and I

809
00:38:26,320 --> 00:38:27,879
Speaker 1: feel like we have. We could do a whole show

810
00:38:27,920 --> 00:38:30,279
Speaker 1: on how to save for your children in all the

811
00:38:30,320 --> 00:38:32,920
Speaker 1: different ways, because I get I get tangled up in

812
00:38:32,960 --> 00:38:35,799
Speaker 1: it too as a parent. You know, obviously I just

813
00:38:35,840 --> 00:38:38,720
Speaker 1: goofed up and talked about a custodial era for my baby,

814
00:38:38,719 --> 00:38:40,640
Speaker 1: which I can't do because you have to earn an income.

815
00:38:40,960 --> 00:38:44,480
Speaker 1: But then there's, yeah, there's UGMA, and there's custodial savings accounts,

816
00:38:44,520 --> 00:38:47,160
Speaker 1: and that's five two nine. We have a five two

817
00:38:47,239 --> 00:38:49,920
Speaker 1: nine for him. But and I forget which one, you know,

818
00:38:50,160 --> 00:38:53,200
Speaker 1: which one is gonna be less favorable to him when

819
00:38:53,200 --> 00:38:55,680
Speaker 1: it comes to financial aid later on? And you know,

820
00:38:55,760 --> 00:38:58,160
Speaker 1: because the thing is, some of these accounts, like when

821
00:38:58,200 --> 00:39:02,279
Speaker 1: you apply for financial aid, some count as parental assets

822
00:39:02,280 --> 00:39:05,600
Speaker 1: and some count as the child's assets. And either way,

823
00:39:05,840 --> 00:39:08,560
Speaker 1: you know that whole that a really important what is

824
00:39:08,600 --> 00:39:12,319
Speaker 1: it family contribution? That the that the FASTPA kind of

825
00:39:12,360 --> 00:39:15,120
Speaker 1: figures out how much your family can contribute that can

826
00:39:15,160 --> 00:39:18,680
Speaker 1: be impacted by saving an advance for your children. So

827
00:39:19,080 --> 00:39:21,480
Speaker 1: I'm going to table that because I'm going to reach

828
00:39:21,520 --> 00:39:22,960
Speaker 1: out to Helen see if she wants to come on,

829
00:39:23,360 --> 00:39:25,680
Speaker 1: or even Angulie and see or maybe TIF you know

830
00:39:25,719 --> 00:39:29,200
Speaker 1: someone who's like an expert in saving for children. But yeah,

831
00:39:29,200 --> 00:39:31,120
Speaker 1: thanks for that question, Drea.

832
00:39:31,880 --> 00:39:33,919
Speaker 3: Yes, so if you should you put your money in there,

833
00:39:34,960 --> 00:39:38,520
Speaker 3: if everything else is straight, like you're not behind you,

834
00:39:38,520 --> 00:39:41,200
Speaker 3: you know that you you your your savings is funded.

835
00:39:41,719 --> 00:39:42,560
Speaker 4: I would consider this.

836
00:39:42,600 --> 00:39:45,800
Speaker 3: I mean, I know it sounds like crazy sometimes to parents,

837
00:39:46,400 --> 00:39:50,080
Speaker 3: but I would consider have you maxed out or do

838
00:39:50,120 --> 00:39:53,560
Speaker 3: you normally max out your own tax advantage retirement account?

839
00:39:53,719 --> 00:39:56,440
Speaker 3: I actually I would rather parents do that because let

840
00:39:56,480 --> 00:39:59,040
Speaker 3: me tell you something, as a grown person with parents

841
00:39:59,080 --> 00:40:01,800
Speaker 3: thankfully who are still here, the greatest one of the

842
00:40:01,800 --> 00:40:06,080
Speaker 3: greatest gifts you can give to your child is you

843
00:40:06,160 --> 00:40:10,560
Speaker 3: not needing them financially when you get older, because typically

844
00:40:10,560 --> 00:40:13,080
Speaker 3: by that time your child might have your own family,

845
00:40:13,719 --> 00:40:18,960
Speaker 3: and so children have the opportunity to you know, grow up,

846
00:40:19,280 --> 00:40:21,680
Speaker 3: work put aside money, all these other things, right, but

847
00:40:22,160 --> 00:40:24,399
Speaker 3: you you know, you get to a certain age you're

848
00:40:24,480 --> 00:40:26,359
Speaker 3: limited and how much more time you have to set

849
00:40:26,360 --> 00:40:30,080
Speaker 3: aside for yourself. So I always tell parents that, like honestly, like,

850
00:40:30,120 --> 00:40:33,799
Speaker 3: if it's between your retirement account and funding maybe one

851
00:40:33,920 --> 00:40:36,880
Speaker 3: day a college fund, I say, put toward the retirement

852
00:40:37,160 --> 00:40:40,719
Speaker 3: and then yes, definitely I wouldn't put nothing toward a

853
00:40:40,760 --> 00:40:45,320
Speaker 3: college fund. But I feel like there's something about having

854
00:40:45,719 --> 00:40:47,719
Speaker 3: like telling your kid like, no, me and you know.

855
00:40:47,719 --> 00:40:49,759
Speaker 4: Me and your mother are fine. You don't have to worry, like,

856
00:40:49,800 --> 00:40:51,320
Speaker 4: you know, take care of you and your two welcome.

857
00:40:52,040 --> 00:40:54,279
Speaker 1: Hmm. That's my whole stance as a parent is like,

858
00:40:54,760 --> 00:40:57,760
Speaker 1: if I can create financial security for myself, I'm actually

859
00:40:57,800 --> 00:41:00,160
Speaker 1: giving you the benefit of not having a word worry

860
00:41:00,200 --> 00:41:03,680
Speaker 1: about me. Go do your thing, chicken. So yeah, I

861
00:41:04,160 --> 00:41:06,560
Speaker 1: toggle between those two sets of like I've talked about

862
00:41:06,560 --> 00:41:08,920
Speaker 1: that in the show too, just kind of how as

863
00:41:08,960 --> 00:41:12,040
Speaker 1: a parent I'm I'm fully I'm okay with being selfish

864
00:41:12,080 --> 00:41:15,759
Speaker 1: and pouring into myself and my own financial security. And

865
00:41:16,400 --> 00:41:19,640
Speaker 1: you know, obviously I think it's great to set aside

866
00:41:19,640 --> 00:41:22,959
Speaker 1: money for kids, And I mean I want to give

867
00:41:23,360 --> 00:41:25,560
Speaker 1: rio a financial safety net and if he have siblings

868
00:41:25,600 --> 00:41:28,400
Speaker 1: in the future financial security of they're in their own right.

869
00:41:28,440 --> 00:41:30,640
Speaker 1: But at the same time, I'm not going to jeopardize

870
00:41:31,160 --> 00:41:34,440
Speaker 1: my happiness now if I can, like, if I can

871
00:41:34,480 --> 00:41:38,680
Speaker 1: afford to, you know, pour into my financial my own

872
00:41:38,719 --> 00:41:41,439
Speaker 1: financial security and my husband so that we can live

873
00:41:41,480 --> 00:41:44,279
Speaker 1: a great and fruitful life and retirement and support our

874
00:41:44,360 --> 00:41:47,759
Speaker 1: kids in some ways, but not. Yeah, I don't want to.

875
00:41:48,040 --> 00:41:51,880
Speaker 1: I don't want to sacrifice everything because they're you know,

876
00:41:52,000 --> 00:41:55,200
Speaker 1: they have time. Time is the most valuable, yes, financial

877
00:41:55,280 --> 00:41:57,440
Speaker 1: asset at the end of the day. And certainly I

878
00:41:57,480 --> 00:42:00,160
Speaker 1: think having two parents who you know, they're great, But

879
00:42:00,719 --> 00:42:03,359
Speaker 1: I learned from them the value of knowing that mom

880
00:42:03,360 --> 00:42:06,200
Speaker 1: and dad are going to be okay. So they may

881
00:42:06,239 --> 00:42:09,080
Speaker 1: not appreciate that gift. They may really like the idea

882
00:42:09,120 --> 00:42:11,839
Speaker 1: of having like a huge trust fund, but yeah, I'm

883
00:42:11,840 --> 00:42:14,719
Speaker 1: with you, tef on giving them the knowledge that their

884
00:42:14,760 --> 00:42:18,239
Speaker 1: parents are okay. Okay, all right, let's get back to

885
00:42:18,280 --> 00:42:23,360
Speaker 1: these questions, all right. So Vernell Vernell asks on Instagram

886
00:42:23,560 --> 00:42:25,960
Speaker 1: she wanted to know in relation to the child tax credit.

887
00:42:26,000 --> 00:42:28,600
Speaker 1: This was a big, huge, sort of element of this

888
00:42:28,640 --> 00:42:31,360
Speaker 1: most recent relief package was the child tax credit, and

889
00:42:31,400 --> 00:42:33,640
Speaker 1: she wants to know. Does this mean that we're getting

890
00:42:33,640 --> 00:42:38,040
Speaker 1: three hundred dollars a month per child if we qualify. Yeah,

891
00:42:38,080 --> 00:42:41,560
Speaker 1: So the child tax credit already existed, right, so if

892
00:42:41,600 --> 00:42:45,280
Speaker 1: you met certain income requirements, you could get two thousand

893
00:42:45,320 --> 00:42:48,720
Speaker 1: dollars per child as a tax credit. With this new

894
00:42:48,920 --> 00:42:51,040
Speaker 1: piece of legislation that Biden just signed into law a

895
00:42:51,040 --> 00:42:55,560
Speaker 1: few days ago, it provides an additional boost financial boost

896
00:42:55,560 --> 00:42:57,120
Speaker 1: in the form of a tax credit for people who

897
00:42:57,200 --> 00:43:00,200
Speaker 1: have children. And let me get my notes up up

898
00:43:00,239 --> 00:43:02,160
Speaker 1: and you can also check our Instagram and put together

899
00:43:02,200 --> 00:43:05,920
Speaker 1: a little story. But basically, you're eligible for three hundred

900
00:43:05,920 --> 00:43:10,320
Speaker 1: three thousand dollars for each child under ages six to seventeen,

901
00:43:10,360 --> 00:43:12,799
Speaker 1: so between the ages of six to seventeen, and then

902
00:43:12,840 --> 00:43:15,880
Speaker 1: you're eligible for three hundred three thousand, six hundred dollars

903
00:43:15,920 --> 00:43:18,839
Speaker 1: for each child under age six. The way that they're

904
00:43:18,880 --> 00:43:22,319
Speaker 1: doing this tax credit instead of you know, usually you

905
00:43:22,520 --> 00:43:25,200
Speaker 1: do your taxes once a year and then if you qualify,

906
00:43:25,239 --> 00:43:27,640
Speaker 1: you get the money and you can pocket it at

907
00:43:27,640 --> 00:43:30,480
Speaker 1: that time. But in order to get people relief now

908
00:43:30,600 --> 00:43:34,080
Speaker 1: parents are struggling, right, they are saying we're actually gonna

909
00:43:34,080 --> 00:43:36,680
Speaker 1: split this into monthly payments starting in July as soon

910
00:43:36,719 --> 00:43:39,959
Speaker 1: as July, and you can get three hundred dollars, yes,

911
00:43:40,080 --> 00:43:43,960
Speaker 1: per child, or sorry, two hundred and fifty dollars per

912
00:43:44,080 --> 00:43:47,000
Speaker 1: child or three hundred dollars per child depending on their ages.

913
00:43:47,560 --> 00:43:50,480
Speaker 1: And yes, that's a monthly payment that will go from

914
00:43:50,719 --> 00:43:55,479
Speaker 1: July through December. And then yeah, so that should start

915
00:43:55,480 --> 00:43:59,000
Speaker 1: in July. And at another question we've gotten several times

916
00:43:59,080 --> 00:44:01,600
Speaker 1: is while, well, how do I make sure that I

917
00:44:01,680 --> 00:44:04,480
Speaker 1: get those funds? And again the answer is file your taxes,

918
00:44:04,480 --> 00:44:06,880
Speaker 1: all your taxes, yep. Because when you fillow your taxes,

919
00:44:06,920 --> 00:44:09,680
Speaker 1: you have to say how many dependents you have, and

920
00:44:09,960 --> 00:44:11,719
Speaker 1: you have to say your income and the ages and

921
00:44:11,760 --> 00:44:14,799
Speaker 1: all that stuff. So if you qualify, there are like

922
00:44:14,880 --> 00:44:18,480
Speaker 1: there are income caps, and you definitely, you know, you

923
00:44:18,520 --> 00:44:21,760
Speaker 1: definitely want to set yourself up to like not expect

924
00:44:21,800 --> 00:44:23,560
Speaker 1: you're going to get this great check in July if

925
00:44:23,560 --> 00:44:27,240
Speaker 1: maybe you don't qualify. But well, I'll post these notes

926
00:44:27,280 --> 00:44:29,600
Speaker 1: and I used a bunch of different sources for this,

927
00:44:29,719 --> 00:44:32,560
Speaker 1: and there's a lot of great info and recaps of

928
00:44:32,640 --> 00:44:36,520
Speaker 1: the tax credit online that you can find. And at

929
00:44:36,560 --> 00:44:38,640
Speaker 1: the end of the day, though, I would say, definitely

930
00:44:38,719 --> 00:44:41,759
Speaker 1: consult your accountant if you have one to see what

931
00:44:41,800 --> 00:44:44,000
Speaker 1: your particular situation entails.

932
00:44:45,239 --> 00:44:47,040
Speaker 4: No, but this is good. There's a relief, you know.

933
00:44:47,120 --> 00:44:49,960
Speaker 3: Well, I mean I'll say this, I mean, at least

934
00:44:49,960 --> 00:44:51,880
Speaker 3: it's something because I do also know that you know,

935
00:44:51,920 --> 00:44:54,120
Speaker 3: they'll be giving you the additional three hundred dollars a

936
00:44:54,160 --> 00:44:57,239
Speaker 3: week for unemployment, so that's you know, that's going to

937
00:44:57,280 --> 00:44:59,399
Speaker 3: be helpful for a lot of people. But still, I mean,

938
00:44:59,440 --> 00:45:02,799
Speaker 3: I'm it just doesn't seem like enough.

939
00:45:02,880 --> 00:45:04,319
Speaker 4: I know people are like, well, how much more? Well

940
00:45:04,320 --> 00:45:07,840
Speaker 4: how about you? It's fifteen dollars an hour enough to

941
00:45:07,880 --> 00:45:08,920
Speaker 4: feed you and your family?

942
00:45:09,000 --> 00:45:11,719
Speaker 3: Oh okay, it's so funny, how like, you know, some

943
00:45:11,760 --> 00:45:13,959
Speaker 3: of the wealthiest of the wealthy want to say, what's

944
00:45:14,000 --> 00:45:17,680
Speaker 3: too much for people? You know, it's just very frustrating

945
00:45:18,000 --> 00:45:20,960
Speaker 3: because you're just like, I'm sorry, I never heard of

946
00:45:20,960 --> 00:45:24,239
Speaker 3: a pandemic outside of like outbreak. Remember that movie with

947
00:45:24,239 --> 00:45:27,440
Speaker 3: a monkey that was like made everybody sick?

948
00:45:28,000 --> 00:45:30,840
Speaker 1: No, do you remember that contagent? There wasn't a monkey.

949
00:45:30,920 --> 00:45:31,560
Speaker 1: Wasn't that was a pig?

950
00:45:31,960 --> 00:45:33,040
Speaker 4: Was that was that contagent?

951
00:45:33,080 --> 00:45:35,200
Speaker 1: Maybe it was similar contation was a pig and it

952
00:45:35,239 --> 00:45:37,480
Speaker 1: was a chef in like some resort.

953
00:45:37,520 --> 00:45:39,759
Speaker 3: But anyway, yeah, no, Outbreak I think it was like

954
00:45:39,760 --> 00:45:41,920
Speaker 3: this Little Monkey. I feel like Bruce Willis was in it.

955
00:45:42,320 --> 00:45:44,640
Speaker 3: It seems like a very Bruce Willis's esque movie. But anyway,

956
00:45:44,880 --> 00:45:46,520
Speaker 3: there was like a pandemic. But you know what I mean,

957
00:45:46,600 --> 00:45:49,759
Speaker 3: like I think that I just don't understand sometimes why

958
00:45:49,840 --> 00:45:53,960
Speaker 3: lawmakers are behaving like we're not trying to do these handouts.

959
00:45:54,080 --> 00:45:58,160
Speaker 3: It was a world wide pandemic. I mean, like, what

960
00:45:58,360 --> 00:46:01,200
Speaker 3: part of that is so hard to understand? That there's

961
00:46:01,200 --> 00:46:02,640
Speaker 3: gonna be a lot more than a few months of

962
00:46:02,680 --> 00:46:05,439
Speaker 3: handholding that people need serious help.

963
00:46:05,520 --> 00:46:07,720
Speaker 4: So I'm curious to see a Listen.

964
00:46:07,880 --> 00:46:10,120
Speaker 1: The problem is that if you are in a certain

965
00:46:10,520 --> 00:46:13,680
Speaker 1: you know, tax bracket as a higher tax bracket, if

966
00:46:13,680 --> 00:46:16,239
Speaker 1: you're at a certain earnings level, it's it's unlikely that

967
00:46:16,239 --> 00:46:18,640
Speaker 1: there's people in your immediate circle who are struggling. But

968
00:46:18,760 --> 00:46:22,919
Speaker 1: listen to me now, like people are desperate out here.

969
00:46:24,120 --> 00:46:27,839
Speaker 1: And I over the weekend, I was talking to our

970
00:46:27,920 --> 00:46:31,240
Speaker 1: cousin who is a high school principal, and she shared

971
00:46:31,280 --> 00:46:33,799
Speaker 1: a story about one of her students, and I mean,

972
00:46:33,840 --> 00:46:36,759
Speaker 1: I have not stopped thinking about this this kid and

973
00:46:36,800 --> 00:46:40,640
Speaker 1: his mom ever since. And you know, and for anyone

974
00:46:40,640 --> 00:46:44,399
Speaker 1: who just who just feels like, oh, okay, I'm doing well.

975
00:46:44,440 --> 00:46:46,719
Speaker 1: I'm just gonna, like, you know, keep my head down.

976
00:46:46,880 --> 00:46:49,200
Speaker 1: So grateful I can't imagine people are going through. So

977
00:46:49,239 --> 00:46:52,120
Speaker 1: here's just this one anecdote that she told me. This.

978
00:46:52,120 --> 00:46:55,480
Speaker 1: This boy's fourteen and his mother. They live in a

979
00:46:55,480 --> 00:46:57,960
Speaker 1: homeless shelter they have for the past year, and he

980
00:46:58,040 --> 00:47:01,319
Speaker 1: has two younger siblings who need babysitting during the day.

981
00:47:01,360 --> 00:47:04,440
Speaker 1: His mom has to commute to her job all the

982
00:47:04,440 --> 00:47:06,319
Speaker 1: way in Queen's and they live in the Bronx or

983
00:47:06,400 --> 00:47:09,760
Speaker 1: at this homeless shelter, and because of the homeless shelter rules,

984
00:47:10,200 --> 00:47:12,000
Speaker 1: they all have to get out of the shelter, and

985
00:47:12,040 --> 00:47:15,600
Speaker 1: because trains are not on full service because of the pandemic,

986
00:47:16,040 --> 00:47:17,680
Speaker 1: they have to wake up at three point thirty and

987
00:47:17,719 --> 00:47:20,000
Speaker 1: four am in the morning, and he has to go

988
00:47:20,040 --> 00:47:24,280
Speaker 1: with his with his toddler siblings to the babysitter because

989
00:47:24,280 --> 00:47:26,480
Speaker 1: that's the homeless shelter's rules that he can't be there

990
00:47:26,520 --> 00:47:29,719
Speaker 1: by himself for like safety reasons. So he has to

991
00:47:29,800 --> 00:47:32,520
Speaker 1: drag himself out of bed at four am to go

992
00:47:32,600 --> 00:47:34,960
Speaker 1: with his mom on the bus way out of the

993
00:47:35,040 --> 00:47:37,680
Speaker 1: you know, his long commute to get to the babysitter

994
00:47:37,719 --> 00:47:40,520
Speaker 1: by six and then he makes his way onto school

995
00:47:40,719 --> 00:47:43,760
Speaker 1: and thank goodness, you know, he's able to go into

996
00:47:43,760 --> 00:47:46,640
Speaker 1: school and some kids aren't and he just falls asleep

997
00:47:46,719 --> 00:47:50,799
Speaker 1: during the day because he's so tired and like that.

998
00:47:51,000 --> 00:47:54,719
Speaker 1: And I'm not saying that to try and I don't know.

999
00:47:54,800 --> 00:47:59,359
Speaker 1: I just feel like, honestly, if more people knew yes,

1000
00:48:00,120 --> 00:48:04,080
Speaker 1: and could have empathy and could hear these stories, you know,

1001
00:48:03,440 --> 00:48:08,600
Speaker 1: how can you say that we as a country can't

1002
00:48:08,640 --> 00:48:11,640
Speaker 1: be there to support one another. I don't know this woman,

1003
00:48:11,719 --> 00:48:14,120
Speaker 1: but I feel like I know her and even this,

1004
00:48:14,280 --> 00:48:16,360
Speaker 1: and I know for a fact that even this fourteen

1005
00:48:16,400 --> 00:48:18,279
Speaker 1: hundred dollars check and the child text credit and all

1006
00:48:18,280 --> 00:48:20,640
Speaker 1: that it may not be enough. You know, the system

1007
00:48:20,680 --> 00:48:24,040
Speaker 1: does not is not set up to support people in

1008
00:48:24,080 --> 00:48:26,400
Speaker 1: her position, and she's doing everything right, you know. So

1009
00:48:26,800 --> 00:48:29,799
Speaker 1: that's how I think. It's just it's I feel like,

1010
00:48:29,840 --> 00:48:32,120
Speaker 1: in this life, you should just be assigned a buddy

1011
00:48:32,160 --> 00:48:35,240
Speaker 1: from birth, just a random person at a different economic

1012
00:48:35,320 --> 00:48:37,279
Speaker 1: level than yourself, and y'all should just check in with

1013
00:48:37,320 --> 00:48:40,040
Speaker 1: one another, and you know, to just so you're forced

1014
00:48:40,080 --> 00:48:43,560
Speaker 1: to know someone who's not from the same financial situation

1015
00:48:43,640 --> 00:48:45,600
Speaker 1: that you're in. So you can have a little bit

1016
00:48:45,600 --> 00:48:47,640
Speaker 1: of empathy. I think that would solve so many problems.

1017
00:48:48,120 --> 00:48:49,560
Speaker 3: Yeah, it's funny that you say that, because I was

1018
00:48:49,600 --> 00:48:52,759
Speaker 3: just talking to the superintendent or the assistant superintendent of

1019
00:48:52,840 --> 00:48:55,640
Speaker 3: the city where I live, and she was saying, She's like, Tiffany,

1020
00:48:56,080 --> 00:48:57,799
Speaker 3: there is going to be such a huge learning gap

1021
00:48:57,840 --> 00:48:59,200
Speaker 3: by the time we get back to school. I was like,

1022
00:48:59,239 --> 00:49:01,600
Speaker 3: what do you mean, because I'm used to Supergirl being here.

1023
00:49:01,600 --> 00:49:03,600
Speaker 3: She has her laptop, she does her work, blah blah blah.

1024
00:49:03,640 --> 00:49:07,560
Speaker 3: She was like, attendance rate for school, for digital school

1025
00:49:07,719 --> 00:49:08,720
Speaker 3: is forty percent.

1026
00:49:09,880 --> 00:49:12,920
Speaker 4: I was like, wait, what do they not have laptops?

1027
00:49:12,960 --> 00:49:13,239
Speaker 4: Isn't that?

1028
00:49:13,320 --> 00:49:15,439
Speaker 3: She was like, it's not that. It's to your point,

1029
00:49:15,480 --> 00:49:18,160
Speaker 3: Mandy that she was like, so many of these parents

1030
00:49:18,360 --> 00:49:21,000
Speaker 3: have the older child, but they have to go to work,

1031
00:49:21,040 --> 00:49:25,239
Speaker 3: and so that child has to babysit their siblings, and

1032
00:49:25,320 --> 00:49:28,840
Speaker 3: how do you do that and go to school? She's like,

1033
00:49:28,960 --> 00:49:34,279
Speaker 3: so what happens to this crop of kids who you know,

1034
00:49:34,680 --> 00:49:37,640
Speaker 3: are not getting the education that they quite honestly deserve

1035
00:49:37,719 --> 00:49:39,759
Speaker 3: and need. It was just like when she said that,

1036
00:49:39,760 --> 00:49:44,680
Speaker 3: I said, forty percent, what that's the attendance rate? Sixty

1037
00:49:44,680 --> 00:49:47,320
Speaker 3: percent of kids are not going to school, and she

1038
00:49:47,440 --> 00:49:49,120
Speaker 3: was like also to what she found because they've been

1039
00:49:49,120 --> 00:49:50,759
Speaker 3: trying to do, like to try to figure out, like

1040
00:49:50,800 --> 00:49:53,480
Speaker 3: what's really happening is that a lot of these kids

1041
00:49:53,480 --> 00:49:56,399
Speaker 3: are going to work instead that they're like, you know what,

1042
00:49:56,800 --> 00:49:58,200
Speaker 3: it's one thing not to show up for school.

1043
00:49:58,239 --> 00:49:58,880
Speaker 4: There's truancy.

1044
00:49:58,920 --> 00:50:02,160
Speaker 3: People will come pick you up, but they're like, my

1045
00:50:02,280 --> 00:50:05,160
Speaker 3: mom is not making enough, so I'm fifteen and I

1046
00:50:05,200 --> 00:50:06,120
Speaker 3: had to go get a job.

1047
00:50:06,400 --> 00:50:08,320
Speaker 4: So you're working during the school day, and it's.

1048
00:50:08,239 --> 00:50:12,320
Speaker 3: Just I honestly, the ripple effect of what has happened,

1049
00:50:12,360 --> 00:50:15,560
Speaker 3: we don't even huh. I don't think that we can conceive.

1050
00:50:15,600 --> 00:50:19,120
Speaker 3: I think people think that they're insulated from folks who

1051
00:50:19,120 --> 00:50:21,759
Speaker 3: are struggling, but you never are. All you have to

1052
00:50:21,800 --> 00:50:23,920
Speaker 3: do is go to New York and just see. You

1053
00:50:23,960 --> 00:50:27,600
Speaker 3: can live in a hundred million dollar apartment and come

1054
00:50:27,640 --> 00:50:31,160
Speaker 3: downstairs and there's somebody homeless sleeping in front of your apartment.

1055
00:50:31,640 --> 00:50:34,440
Speaker 3: You know, you're never fully insulated, like if that's the thinking,

1056
00:50:34,480 --> 00:50:39,319
Speaker 3: but it's just yeah, I just well, hopefully I will

1057
00:50:39,320 --> 00:50:41,600
Speaker 3: say this. Then when I had that interview with that

1058
00:50:42,280 --> 00:50:45,080
Speaker 3: mister Kimmons, Caymans whatever from the White House from the

1059
00:50:45,960 --> 00:50:48,960
Speaker 3: Economic something or other council.

1060
00:50:49,520 --> 00:50:50,799
Speaker 4: He did state that we.

1061
00:50:50,880 --> 00:50:53,879
Speaker 3: Right now are in the rescue component and then the

1062
00:50:53,920 --> 00:50:57,600
Speaker 3: next plan is the restore component. So I'm curious to

1063
00:50:57,640 --> 00:51:00,960
Speaker 3: see what does restoration look like after after you know,

1064
00:51:01,000 --> 00:51:03,719
Speaker 3: they put all these rescue plans in place, so we'll see.

1065
00:51:04,120 --> 00:51:07,520
Speaker 1: Just because people are not like I mean, but the

1066
00:51:07,560 --> 00:51:11,560
Speaker 1: thing is, people are dying. There's hundreds of thousands of

1067
00:51:11,560 --> 00:51:14,160
Speaker 1: people who have died, but there are there are people

1068
00:51:14,160 --> 00:51:17,600
Speaker 1: who are just bleeding just they are. They are dying,

1069
00:51:17,680 --> 00:51:20,680
Speaker 1: but they don't show it on the outside in their stories.

1070
00:51:20,719 --> 00:51:22,080
Speaker 1: You may not know them, but you have to have

1071
00:51:22,120 --> 00:51:25,319
Speaker 1: respect for them and empathy. And I'm proud that we

1072
00:51:25,480 --> 00:51:29,040
Speaker 1: got something through. You know it wasn't. Yeah, thank goodness

1073
00:51:29,920 --> 00:51:32,279
Speaker 1: that we got some sort of relief through. But yeah,

1074
00:51:32,360 --> 00:51:34,400
Speaker 1: you guys keep reaching out to us. Share you know,

1075
00:51:34,440 --> 00:51:36,960
Speaker 1: you can text us now, check the show notes. You

1076
00:51:36,960 --> 00:51:39,600
Speaker 1: can text or leave us a voicemail with your questions,

1077
00:51:39,719 --> 00:51:41,520
Speaker 1: or if you just want to vent, that's cool too,

1078
00:51:43,160 --> 00:51:45,759
Speaker 1: and we'll share that that number again with you guys,

1079
00:51:45,800 --> 00:51:47,600
Speaker 1: So check the show notes, or you can hit us

1080
00:51:47,680 --> 00:51:50,600
Speaker 1: up on Instagram with your questions. Yeah, and just know

1081
00:51:50,640 --> 00:51:52,520
Speaker 1: that even if you just want to vent or just

1082
00:51:52,600 --> 00:51:54,480
Speaker 1: tell us your story. You know, I think it's really

1083
00:51:54,520 --> 00:51:57,120
Speaker 1: important for people to feel like their stories matter and

1084
00:51:57,400 --> 00:52:00,160
Speaker 1: it's and I was just talking to my therapist about that.

1085
00:52:00,280 --> 00:52:03,080
Speaker 1: She was like, you know, it's really easy to discount

1086
00:52:03,080 --> 00:52:05,319
Speaker 1: your own story because you think other people have it worse,

1087
00:52:05,400 --> 00:52:09,080
Speaker 1: or your story isn't, as you know, troubling or whatever.

1088
00:52:09,120 --> 00:52:11,880
Speaker 1: But just saying your own story out loud, it matters,

1089
00:52:11,880 --> 00:52:14,719
Speaker 1: and your experience matters, and I want to hear it.

1090
00:52:14,800 --> 00:52:16,920
Speaker 1: So so reach out to us and share with us

1091
00:52:16,920 --> 00:52:20,319
Speaker 1: and and talk to each other because everyone's struggling in

1092
00:52:20,320 --> 00:52:23,960
Speaker 1: some regard. And that's what Tiffany said about shame. You know,

1093
00:52:24,040 --> 00:52:26,399
Speaker 1: once you say it out loud, it it just has

1094
00:52:26,440 --> 00:52:28,719
Speaker 1: a way of eliminating that sense of shame in it.

1095
00:52:29,080 --> 00:52:31,760
Speaker 3: Yeah, voice voice, what did doctor Green say? That voice

1096
00:52:31,880 --> 00:52:33,240
Speaker 3: is the antidote to shame.

1097
00:52:34,000 --> 00:52:37,440
Speaker 1: I love it all right, Well, thank you guys for

1098
00:52:37,520 --> 00:52:40,000
Speaker 1: your questions. Shall we move on to boost and break?

1099
00:52:40,239 --> 00:52:41,080
Speaker 4: Yes?

1100
00:52:41,280 --> 00:52:47,319
Speaker 2: And now is time to the warble though break bo

1101
00:52:47,719 --> 00:52:51,439
Speaker 2: break break, I never you know, break it down?

1102
00:52:51,960 --> 00:52:54,160
Speaker 4: Is you going to boost? Is you going to break?

1103
00:52:54,560 --> 00:52:56,160
Speaker 4: How much more can we take?

1104
00:52:56,600 --> 00:52:59,399
Speaker 3: Are you gonna be a ray of sunshine or are

1105
00:52:59,440 --> 00:53:01,479
Speaker 3: you gonna say, Hey, that ain't mine?

1106
00:53:02,400 --> 00:53:06,520
Speaker 4: Oh that was good? Off the rip? Where's my record contract? Hello?

1107
00:53:07,040 --> 00:53:10,759
Speaker 1: Tiffany, this Stallion. I like the pony, Tiffany, the.

1108
00:53:10,680 --> 00:53:17,799
Speaker 4: Pony Tiffany, my little pony. Yeah, yes, you got a boost.

1109
00:53:17,520 --> 00:53:20,520
Speaker 1: A break bandra, I'm gonna I'm gonna boost. I just

1110
00:53:20,560 --> 00:53:23,719
Speaker 1: need to give a quick boost for the Grammys last night,

1111
00:53:23,840 --> 00:53:25,799
Speaker 1: just because I did sit down and watch it, because

1112
00:53:25,800 --> 00:53:27,840
Speaker 1: I'm an old lady now and I watch things with

1113
00:53:28,000 --> 00:53:31,680
Speaker 1: commercials and all. But I thought Beyonce made history as

1114
00:53:31,760 --> 00:53:35,160
Speaker 1: like the Winnings woman in music, so respect I was

1115
00:53:35,239 --> 00:53:37,880
Speaker 1: shocked that she showed up. I was like, protect queen

1116
00:53:37,920 --> 00:53:40,719
Speaker 1: at all costs, but she's there, okay. So I thought

1117
00:53:40,719 --> 00:53:43,120
Speaker 1: that was amazing. And I thought the the Megan and

1118
00:53:43,160 --> 00:53:46,040
Speaker 1: her one for the Savage remix, and I thought that

1119
00:53:46,480 --> 00:53:49,880
Speaker 1: their acceptance speech together was like just the black female

1120
00:53:49,880 --> 00:53:52,680
Speaker 1: empowerment moment that I needed in my life. So shouts

1121
00:53:52,680 --> 00:53:54,680
Speaker 1: out to them. But my real boost was gonna be

1122
00:53:54,840 --> 00:54:01,479
Speaker 1: very very different. But uh, Facebook, marketplace, book Marketplace. I'm

1123
00:54:01,520 --> 00:54:04,279
Speaker 1: starting to educate myself more. Well. First of all, it

1124
00:54:04,320 --> 00:54:06,359
Speaker 1: doesn't take much education when like you got a kid

1125
00:54:06,360 --> 00:54:07,920
Speaker 1: in the house and you see how quickly they go

1126
00:54:08,000 --> 00:54:11,600
Speaker 1: through clothes and shoes and stuff. And I just started

1127
00:54:11,600 --> 00:54:14,920
Speaker 1: to get really frustrated by the amount of like new,

1128
00:54:15,080 --> 00:54:17,960
Speaker 1: brand new things that you know, it wasn't the right

1129
00:54:18,000 --> 00:54:19,919
Speaker 1: season for them, but then by the time he could

1130
00:54:19,960 --> 00:54:22,799
Speaker 1: wear them that he outgrew them. So starting with his

1131
00:54:23,440 --> 00:54:26,360
Speaker 1: winter boots, which I found on Facebook Marketplace, I made

1132
00:54:26,520 --> 00:54:30,600
Speaker 1: my new mission is to buy used kid stuff for

1133
00:54:30,760 --> 00:54:33,920
Speaker 1: my son. And part of me feels like my tug

1134
00:54:34,239 --> 00:54:36,360
Speaker 1: like inside, I'm like, you know, my husband and I

1135
00:54:36,360 --> 00:54:38,320
Speaker 1: are not quite on the same page. So maybe like

1136
00:54:38,400 --> 00:54:40,759
Speaker 1: y'all can help me convince him, because coming from an

1137
00:54:40,760 --> 00:54:43,120
Speaker 1: immigrant family, for him, it's like I want to give

1138
00:54:43,120 --> 00:54:45,600
Speaker 1: my son the best, Like he spend sixty dollars on

1139
00:54:45,600 --> 00:54:48,480
Speaker 1: an Adidas track suit for this child, Like what is

1140
00:54:48,520 --> 00:54:51,279
Speaker 1: that sixty two dollars? I saw that charge, and I said, what,

1141
00:54:52,120 --> 00:54:55,440
Speaker 1: So just like buying new clothes that he's going to outgrow,

1142
00:54:55,640 --> 00:54:57,840
Speaker 1: which led me down this path of learning more about

1143
00:54:57,880 --> 00:55:02,080
Speaker 1: just how horrible for like the environment the clothing industry

1144
00:55:02,160 --> 00:55:05,040
Speaker 1: is and fast fashion and all of that. So I'm

1145
00:55:05,080 --> 00:55:07,000
Speaker 1: trying my best. And the reason I shout out Facebook

1146
00:55:07,000 --> 00:55:10,320
Speaker 1: Marketplace is because there is a lot of people selling

1147
00:55:10,440 --> 00:55:14,200
Speaker 1: or giving away kids clothing. And I'm not looking at

1148
00:55:14,239 --> 00:55:16,640
Speaker 1: toys because I'm just i just can't there's already too many,

1149
00:55:17,120 --> 00:55:19,360
Speaker 1: but like kids clothing, so I'm all about it. And

1150
00:55:19,400 --> 00:55:22,919
Speaker 1: also I've had a really amazing time, really easy time

1151
00:55:23,040 --> 00:55:26,080
Speaker 1: selling things on marketplace now, so a Craigslist who is

1152
00:55:26,120 --> 00:55:28,520
Speaker 1: basically how I feel because you could actually see the

1153
00:55:28,520 --> 00:55:30,560
Speaker 1: person and it's not as weird as all the emails

1154
00:55:30,560 --> 00:55:34,000
Speaker 1: as Craigslist. So Facebook marketplace is my new jam. And

1155
00:55:34,080 --> 00:55:37,000
Speaker 1: also I found a second hand store that does kids

1156
00:55:37,040 --> 00:55:40,000
Speaker 1: clothing in my area, so I'm going to go check

1157
00:55:40,000 --> 00:55:42,279
Speaker 1: them out, and I'm going to I'm gonna try. Wish

1158
00:55:42,280 --> 00:55:44,960
Speaker 1: me luck. And if you guys as parents or you know,

1159
00:55:45,160 --> 00:55:48,640
Speaker 1: secondhand shoppers or thrifters, like, if you have any tips

1160
00:55:48,680 --> 00:55:53,200
Speaker 1: for me on my path towards sustainable fashion from my family,

1161
00:55:53,600 --> 00:55:55,480
Speaker 1: let me know, because I'm just, you know, trying to

1162
00:55:55,480 --> 00:55:56,879
Speaker 1: do things a little bit better over here.

1163
00:55:57,400 --> 00:55:59,120
Speaker 3: No, that's good. I mean, honestly, I'm not gonna lie.

1164
00:55:59,120 --> 00:56:01,600
Speaker 3: I have been buying that's much marketplace stuff. Just Facebook

1165
00:56:01,640 --> 00:56:03,520
Speaker 3: ads in general have been getting me. Have you ever

1166
00:56:03,560 --> 00:56:05,040
Speaker 3: heard of wonder.

1167
00:56:04,560 --> 00:56:06,360
Speaker 1: KEKs wonder who?

1168
00:56:06,680 --> 00:56:09,680
Speaker 4: No, there are all these cookies that they just look

1169
00:56:09,760 --> 00:56:10,280
Speaker 4: so amazing.

1170
00:56:10,360 --> 00:56:12,120
Speaker 3: Every time I came out, was like, you leave me alone,

1171
00:56:12,200 --> 00:56:14,839
Speaker 3: you leave me alone wonder kekes, and then I ordered

1172
00:56:14,840 --> 00:56:17,880
Speaker 3: them there. I mean like, I'm a chocolate cookie, like

1173
00:56:17,960 --> 00:56:19,279
Speaker 3: chocolate chip cookie kind of sewer.

1174
00:56:19,960 --> 00:56:21,759
Speaker 4: And it wasn't worth the money. I'll say that.

1175
00:56:21,800 --> 00:56:24,560
Speaker 3: They did come quickly, you know. The packaging was like

1176
00:56:24,600 --> 00:56:26,239
Speaker 3: fun and funny the way they did they tell you.

1177
00:56:26,239 --> 00:56:29,040
Speaker 3: They said like, I know you see us, don't you

1178
00:56:29,200 --> 00:56:30,759
Speaker 3: dare put us in your mouth until you put us

1179
00:56:30,760 --> 00:56:32,640
Speaker 3: in the oven. So it's really cute. Like the directions

1180
00:56:32,680 --> 00:56:34,440
Speaker 3: about how to warm them up. I would say for

1181
00:56:34,520 --> 00:56:36,759
Speaker 3: chocolate too cookies, I give it a strong six. But

1182
00:56:37,520 --> 00:56:39,120
Speaker 3: so I've been That's what I've been spending my money

1183
00:56:39,160 --> 00:56:40,480
Speaker 3: on it. It is.

1184
00:56:40,560 --> 00:56:42,840
Speaker 1: You have to be careful though, because like Facebook and Insta,

1185
00:56:42,920 --> 00:56:46,120
Speaker 1: they are the shopping mall of today's age, and they

1186
00:56:46,280 --> 00:56:47,520
Speaker 1: know they have.

1187
00:56:47,520 --> 00:56:48,120
Speaker 4: Been getting me.

1188
00:56:48,800 --> 00:56:51,120
Speaker 3: Bought those dag on wonder keys. Now every cookie company

1189
00:56:51,160 --> 00:56:52,600
Speaker 3: is like, hey, girl, heard you bought some cookies.

1190
00:56:52,640 --> 00:56:55,319
Speaker 4: I'm like, leave me it out. So needless to say,

1191
00:56:55,320 --> 00:56:59,319
Speaker 4: I'm not on WW You sold your own cookies, I.

1192
00:56:59,200 --> 00:57:00,960
Speaker 3: Know honestly, and I one of the cause they made

1193
00:57:01,000 --> 00:57:03,080
Speaker 3: it look so delicious, like I said, if they weren't bad,

1194
00:57:03,480 --> 00:57:04,799
Speaker 3: but I was like, oh man, I could have just

1195
00:57:04,800 --> 00:57:08,640
Speaker 3: got my my my chocolate butter chalk cookies from Whole Foods.

1196
00:57:08,680 --> 00:57:12,400
Speaker 3: Those are like slamming okay, and they're not as expensive

1197
00:57:12,400 --> 00:57:16,280
Speaker 3: as Wonder Keys. So I'm gonna do a boost because

1198
00:57:16,320 --> 00:57:19,200
Speaker 3: this morning I woke up it was like a really poof.

1199
00:57:19,320 --> 00:57:21,440
Speaker 3: It was a lot this weekend. So if you guys

1200
00:57:21,440 --> 00:57:23,080
Speaker 3: don't know, I'm gonna be doing like a GEG Good

1201
00:57:23,120 --> 00:57:26,520
Speaker 3: with Money summit on April twenty fourth. I'll give you

1202
00:57:26,600 --> 00:57:29,480
Speaker 3: more information about that later. But what i'd done. What

1203
00:57:29,520 --> 00:57:31,600
Speaker 3: I did was and I forgot to tell Brown Ambition,

1204
00:57:31,680 --> 00:57:33,640
Speaker 3: but it's too late now. What I did was I

1205
00:57:33,640 --> 00:57:36,760
Speaker 3: said that if you pre ordered the book that you know,

1206
00:57:36,880 --> 00:57:39,720
Speaker 3: up until Sunday, then I would give you I would

1207
00:57:40,120 --> 00:57:42,040
Speaker 3: if you showed proof. There's like some form you have

1208
00:57:42,080 --> 00:57:43,720
Speaker 3: to fill out. If you showed proof, then you got

1209
00:57:43,720 --> 00:57:45,560
Speaker 3: a free ticket to the summit. Because the summit's like

1210
00:57:45,560 --> 00:57:47,840
Speaker 3: forty bucks, and like the books are like eighteen bucks

1211
00:57:47,920 --> 00:57:50,080
Speaker 3: or whatever. I think, like, well they're really twenty four,

1212
00:57:50,120 --> 00:57:52,960
Speaker 3: but they're like discounted all all over anyway, So you know,

1213
00:57:53,080 --> 00:57:55,440
Speaker 3: my book Giggod with Money doesn't come out until the

1214
00:57:55,480 --> 00:57:57,840
Speaker 3: thirtieth and so I didn't, you know, I mean I

1215
00:57:57,880 --> 00:57:59,720
Speaker 3: figured that people would be like, oh okay, I wanted

1216
00:57:59,720 --> 00:58:03,000
Speaker 3: summer ticket, summit tickets, no girl, And I tell you

1217
00:58:04,000 --> 00:58:06,000
Speaker 3: I woke up this morning. I was like, huh, let

1218
00:58:06,080 --> 00:58:10,000
Speaker 3: me see where my book because my penguin has been

1219
00:58:10,000 --> 00:58:12,280
Speaker 3: saying like, hey, Tiffanyo, let's try to, like, you know,

1220
00:58:12,520 --> 00:58:14,080
Speaker 3: like pick up I mean, book sales have done well,

1221
00:58:14,320 --> 00:58:16,240
Speaker 3: we sold thousands, but like she's like, you know, let's

1222
00:58:16,480 --> 00:58:17,400
Speaker 3: is there anything else you could do.

1223
00:58:17,400 --> 00:58:18,080
Speaker 4: To pick up some sales.

1224
00:58:18,120 --> 00:58:19,520
Speaker 3: I was like, you know what we're doing the summit,

1225
00:58:19,840 --> 00:58:21,880
Speaker 3: why don't we give away, you know, doing exchange for

1226
00:58:21,920 --> 00:58:24,000
Speaker 3: some books just for three days to give people an option.

1227
00:58:24,720 --> 00:58:25,080
Speaker 2: Child.

1228
00:58:25,240 --> 00:58:27,440
Speaker 3: I woke up this morning to my book that's not

1229
00:58:27,480 --> 00:58:31,440
Speaker 3: even out, so preface it was saying there are currently

1230
00:58:31,520 --> 00:58:34,440
Speaker 3: forty eight point five million books for sale on Amazon.

1231
00:58:34,880 --> 00:58:36,320
Speaker 4: Forty eight point five million.

1232
00:58:36,440 --> 00:58:37,320
Speaker 1: Are you okay?

1233
00:58:37,440 --> 00:58:37,920
Speaker 4: I'm ready?

1234
00:58:38,120 --> 00:58:39,720
Speaker 1: Tell me I haven't seen this yet.

1235
00:58:39,720 --> 00:58:45,880
Speaker 4: Tell me so. My book today was number twenty eight.

1236
00:58:47,360 --> 00:58:50,240
Speaker 3: I mean of not finance books, not money, but of

1237
00:58:50,360 --> 00:58:53,520
Speaker 3: all books.

1238
00:58:52,560 --> 00:58:54,080
Speaker 4: Out of forty eight point five.

1239
00:58:54,080 --> 00:58:56,520
Speaker 3: I was like, wait, I literally woke up, it was like, wait,

1240
00:58:56,560 --> 00:58:58,520
Speaker 3: what is this real life?

1241
00:58:59,120 --> 00:59:03,040
Speaker 4: Like in sale? I was like wait what, And then

1242
00:59:03,560 --> 00:59:03,880
Speaker 4: for it.

1243
00:59:03,800 --> 00:59:05,520
Speaker 3: To be pre order, like this is not like you know,

1244
00:59:05,560 --> 00:59:07,760
Speaker 3: normally you might see that number. I guess like if

1245
00:59:07,760 --> 00:59:09,880
Speaker 3: you're ding, like you know, when it's actually out and

1246
00:59:09,880 --> 00:59:12,200
Speaker 3: everybody's read and they're telling their friends and cousins, that

1247
00:59:12,280 --> 00:59:15,600
Speaker 3: means y'all trust me so much that you went out

1248
00:59:15,760 --> 00:59:18,360
Speaker 3: and you pre ordered Get Good with Money at get

1249
00:59:18,400 --> 00:59:21,760
Speaker 3: Goodmoney dot com. You know my my show, I always

1250
00:59:21,760 --> 00:59:23,800
Speaker 3: got to do one per show, but no, but honestly,

1251
00:59:23,880 --> 00:59:26,280
Speaker 3: it just honestly, I just sat on the couch and,

1252
00:59:26,320 --> 00:59:30,160
Speaker 3: like said, just silent prayers of gratitude, like wow, that

1253
00:59:30,640 --> 00:59:34,640
Speaker 3: my audience trusts me so much that they flooded to

1254
00:59:34,720 --> 00:59:36,919
Speaker 3: go get the book this weekend, you know, because one

1255
00:59:36,960 --> 00:59:39,200
Speaker 3: they wanted, like the summit, which is gonna be awesome

1256
00:59:39,240 --> 00:59:41,600
Speaker 3: because I pulled so inside the book, I have these

1257
00:59:42,280 --> 00:59:44,240
Speaker 3: what I call my budget east the boosters, like things

1258
00:59:44,240 --> 00:59:46,480
Speaker 3: that are not my expertise. I don't believe in pretending

1259
00:59:46,560 --> 00:59:49,320
Speaker 3: that I know, so I pulled experts in the more

1260
00:59:49,320 --> 00:59:52,240
Speaker 3: complicated financial things to walk us through step by step

1261
00:59:52,240 --> 00:59:54,400
Speaker 3: how to get those things done. And so I pulled

1262
00:59:54,400 --> 00:59:56,640
Speaker 3: some of those women to do a conference with me.

1263
00:59:56,720 --> 01:00:00,240
Speaker 3: It's five of my most well they're all amazing, Budge,

1264
01:00:00,240 --> 01:00:02,760
Speaker 3: these boosters, but I chose five of them, and that summit,

1265
01:00:02,800 --> 01:00:05,360
Speaker 3: like I said, it's coming up in April, but it

1266
01:00:05,600 --> 01:00:08,920
Speaker 3: just to just see the flood and to see number

1267
01:00:08,960 --> 01:00:12,960
Speaker 3: twenty seven or twenty eight, that's crazy. Like it was

1268
01:00:13,000 --> 01:00:16,640
Speaker 3: above Michelle Obama. I mean temporarily, it was above Barack.

1269
01:00:16,760 --> 01:00:19,360
Speaker 3: I mean, you know, mister President. But I'm just like

1270
01:00:19,440 --> 01:00:22,960
Speaker 3: it was it was above you know dr who you know,

1271
01:00:23,000 --> 01:00:26,600
Speaker 3: we don't really like that. It was above Robert Kiyosaki,

1272
01:00:27,520 --> 01:00:30,760
Speaker 3: like rich Dad before Dad, I know exactly. I mean

1273
01:00:30,800 --> 01:00:32,520
Speaker 3: it just was like I mean, like I said, even

1274
01:00:32,520 --> 01:00:35,040
Speaker 3: if it was just for a day, child, I'll take it.

1275
01:00:35,080 --> 01:00:37,680
Speaker 3: But it just felt really good because you know, Mandy,

1276
01:00:37,800 --> 01:00:41,120
Speaker 3: like I, I did not want to be on the

1277
01:00:41,120 --> 01:00:43,680
Speaker 3: cover of the book, because not because I didn't want

1278
01:00:43,720 --> 01:00:45,240
Speaker 3: to be on the cover, but honestly, I was like,

1279
01:00:45,280 --> 01:00:47,120
Speaker 3: no one's gonna buy a book with a black a

1280
01:00:47,160 --> 01:00:49,720
Speaker 3: financial book with a black woman on the cover. I mean,

1281
01:00:49,760 --> 01:00:52,120
Speaker 3: I knew my audience would because you know, they know me,

1282
01:00:52,200 --> 01:00:54,720
Speaker 3: but I wanted the book to reach wider than me,

1283
01:00:54,840 --> 01:00:56,680
Speaker 3: and I just told myself, like, no one's gonna buy

1284
01:00:56,680 --> 01:00:59,160
Speaker 3: this book. They're gonna be like because I've been in

1285
01:00:59,280 --> 01:01:02,560
Speaker 3: rooms before, well I stood up to the mic and

1286
01:01:02,640 --> 01:01:04,560
Speaker 3: like I've seen women being like, she's not the speaker

1287
01:01:04,560 --> 01:01:06,320
Speaker 3: and she literally mouthing it to each other and they're

1288
01:01:06,360 --> 01:01:08,760
Speaker 3: like no, no, she's just checking the mic, and I'm

1289
01:01:08,840 --> 01:01:12,560
Speaker 3: like wow. So, you know, like I just felt like,

1290
01:01:12,720 --> 01:01:14,720
Speaker 3: you know, people would look at the book and be like,

1291
01:01:15,000 --> 01:01:17,200
Speaker 3: she doesn't know. No, I'm not getting it. And so

1292
01:01:17,240 --> 01:01:18,720
Speaker 3: I was like, well, maybe we could just do like

1293
01:01:18,760 --> 01:01:21,360
Speaker 3: you know whatever on the front cover. And I'm just

1294
01:01:21,400 --> 01:01:25,360
Speaker 3: really grateful for like Marnie and Penguin and Heather, my agent,

1295
01:01:26,000 --> 01:01:28,280
Speaker 3: for pushing me and saying you need to be on

1296
01:01:28,320 --> 01:01:31,400
Speaker 3: this cover. These are white women, you know. They were like, no, Tiffany,

1297
01:01:31,680 --> 01:01:34,320
Speaker 3: you need to be on this cover. Like women and

1298
01:01:34,560 --> 01:01:37,360
Speaker 3: black women, brown, everyone needs to see you on this cover.

1299
01:01:37,440 --> 01:01:39,560
Speaker 3: There needs to be a new face in personal finance,

1300
01:01:39,640 --> 01:01:42,680
Speaker 3: not just your face, but to crack open the door

1301
01:01:42,720 --> 01:01:44,480
Speaker 3: to say like I want to look on those shelves

1302
01:01:44,560 --> 01:01:48,040
Speaker 3: and see women. I want to see latinas, I want

1303
01:01:48,080 --> 01:01:50,360
Speaker 3: to see Asian men and women. I want to you know,

1304
01:01:50,520 --> 01:01:53,640
Speaker 3: there has to be, you know, like it's enough of

1305
01:01:53,760 --> 01:01:56,760
Speaker 3: just one type of voice. And so I'm just really

1306
01:01:56,760 --> 01:01:59,160
Speaker 3: grateful that you know, my big old smiling face. My

1307
01:01:59,160 --> 01:02:01,080
Speaker 3: sisters were like, y show too much gum, that's all.

1308
01:02:01,280 --> 01:02:03,520
Speaker 4: Can you imagine? Sisters? I have to look, I say,

1309
01:02:03,520 --> 01:02:05,600
Speaker 4: am I smiling too big? They're like, you are too smiling?

1310
01:02:05,640 --> 01:02:07,720
Speaker 4: Too big? I said, you all hate and sisters, but

1311
01:02:07,840 --> 01:02:08,600
Speaker 4: that's what, sisters, of.

1312
01:02:08,720 --> 01:02:11,640
Speaker 1: What There is no such thing as too much smile?

1313
01:02:11,760 --> 01:02:12,520
Speaker 4: Get out of here.

1314
01:02:12,880 --> 01:02:17,360
Speaker 1: Your number. You're number fifteen on Movers and Shakers.

1315
01:02:16,440 --> 01:02:20,080
Speaker 4: I wonder, man, joy, is that crazy? Yes?

1316
01:02:20,520 --> 01:02:24,160
Speaker 1: I know it's not crazy. I'm like, my face hurts,

1317
01:02:24,160 --> 01:02:26,320
Speaker 1: and also I'm getting like teary eyed. You're number thirty

1318
01:02:26,320 --> 01:02:28,920
Speaker 1: five on bestsellers period.

1319
01:02:29,200 --> 01:02:32,080
Speaker 4: Oh my gosh, I just don't even know what that means.

1320
01:02:32,280 --> 01:02:34,480
Speaker 1: It's not easy being a bunny is number one, but like.

1321
01:02:34,600 --> 01:02:38,360
Speaker 3: Whatever, you know what, I'm not even mad because Easter's

1322
01:02:38,400 --> 01:02:38,840
Speaker 3: coming up.

1323
01:02:38,880 --> 01:02:41,560
Speaker 4: But you know what, First of all, the fact that

1324
01:02:41,600 --> 01:02:43,320
Speaker 4: it's not easy being a buddy is number one.

1325
01:02:43,560 --> 01:02:45,720
Speaker 1: That is a second, is this like among the books

1326
01:02:45,720 --> 01:02:48,640
Speaker 1: that Mandy typically buys, because these are all children's books,

1327
01:02:48,680 --> 01:02:52,200
Speaker 1: like in the top ten whatever whatever, Like your face

1328
01:02:52,280 --> 01:02:53,040
Speaker 1: is there?

1329
01:02:53,360 --> 01:02:54,120
Speaker 4: Can you imagine?

1330
01:02:54,640 --> 01:02:56,440
Speaker 3: And so like yeah, so I just wanted to just

1331
01:02:56,480 --> 01:02:58,440
Speaker 3: say like that was the boost that like, man, if

1332
01:02:58,440 --> 01:03:01,040
Speaker 3: there ever was a go for a moment, I hope

1333
01:03:01,040 --> 01:03:04,480
Speaker 3: that I can be an example like cis go for it.

1334
01:03:04,920 --> 01:03:07,600
Speaker 3: You know, you just don't know. I know right now

1335
01:03:07,680 --> 01:03:10,000
Speaker 3: there's a lot of tearing down because of meaning like

1336
01:03:10,240 --> 01:03:13,160
Speaker 3: pandemic quarantine, that there was a lot of broken Like

1337
01:03:13,720 --> 01:03:15,600
Speaker 3: I had a thing and it's broken. This is actually

1338
01:03:15,640 --> 01:03:18,360
Speaker 3: the best time to rebuild the thing you actually wanted,

1339
01:03:19,080 --> 01:03:21,160
Speaker 3: you know, Like that's why I remember thinking that when

1340
01:03:21,160 --> 01:03:23,800
Speaker 3: I lost everything during the last for session, I said, Tiffany,

1341
01:03:23,800 --> 01:03:26,040
Speaker 3: you can rebuild the exact same house that you lived

1342
01:03:26,040 --> 01:03:28,920
Speaker 3: in before, or you can actually go for the thing

1343
01:03:28,960 --> 01:03:31,320
Speaker 3: you actually wanted that you were too afraid to walk

1344
01:03:31,320 --> 01:03:33,720
Speaker 3: away from this life for. And I was like, you

1345
01:03:33,760 --> 01:03:35,160
Speaker 3: know what, I'm going to go for it. I'm going

1346
01:03:35,240 --> 01:03:38,160
Speaker 3: to build a life that actually secretly wanted. And you know,

1347
01:03:38,320 --> 01:03:40,680
Speaker 3: I'm I'm not fully living in now, because you know,

1348
01:03:40,720 --> 01:03:42,840
Speaker 3: I'd be overworking because you know, just team too much.

1349
01:03:42,880 --> 01:03:46,560
Speaker 3: But I am much closer than like you know, I

1350
01:03:47,080 --> 01:03:51,800
Speaker 3: am at least living the professional life that I never

1351
01:03:51,880 --> 01:03:54,640
Speaker 3: dreamed of. I'm just like realigning my personal life to

1352
01:03:54,720 --> 01:03:57,120
Speaker 3: like not hold myself to such not to say high expectation,

1353
01:03:57,200 --> 01:03:59,880
Speaker 3: but like you know, not overwork myself. But like ultimately,

1354
01:03:59,880 --> 01:04:01,080
Speaker 3: I just never thought stuff like.

1355
01:04:01,080 --> 01:04:04,800
Speaker 4: This was possible. And so yeah, just that was my boost,

1356
01:04:04,880 --> 01:04:09,040
Speaker 4: like causual, just a little boost. Yeah yeah, yeah.

1357
01:04:09,120 --> 01:04:10,800
Speaker 3: Now here's the thing you might check when y'all want,

1358
01:04:10,800 --> 01:04:13,320
Speaker 3: when y'all listen, this is Monday. I can't promise, well,

1359
01:04:13,320 --> 01:04:15,760
Speaker 3: Wednesday gonna look like when you go to see my numbers,

1360
01:04:15,800 --> 01:04:19,320
Speaker 3: but at least for this weekend and today, you know

1361
01:04:19,680 --> 01:04:23,240
Speaker 3: you put my love on top, baby, I love.

1362
01:04:24,360 --> 01:04:25,760
Speaker 1: I hope Oprah's watch.

1363
01:04:26,920 --> 01:04:30,320
Speaker 4: Hey, I want to be called Auntie. Hey miss Oprah.

1364
01:04:30,480 --> 01:04:36,040
Speaker 1: So you know people at Oprah's favorite things. I don't know. Well,

1365
01:04:36,080 --> 01:04:38,840
Speaker 1: it feels like, yes, March is the book is the

1366
01:04:39,040 --> 01:04:40,959
Speaker 1: is the month for new books. I feel like there's

1367
01:04:40,960 --> 01:04:43,680
Speaker 1: so many great I've had that pre ordered for a

1368
01:04:43,680 --> 01:04:45,280
Speaker 1: long time. I'm sitting here like maybe I should pre

1369
01:04:45,360 --> 01:04:47,600
Speaker 1: order some more copies, Like what else can I do?

1370
01:04:48,320 --> 01:04:48,520
Speaker 4: Yeah?

1371
01:04:48,680 --> 01:04:51,200
Speaker 1: So so happy for you, congrats. I can't wait. So

1372
01:04:51,200 --> 01:04:53,720
Speaker 1: the book is the March thirtieth, right, Yeah, March Thurday

1373
01:04:53,800 --> 01:04:58,400
Speaker 1: comes up? Okay, So excited for you to Thanks for

1374
01:04:58,440 --> 01:04:59,080
Speaker 1: sharing that.

1375
01:04:59,040 --> 01:05:00,000
Speaker 4: No, thank you.

1376
01:05:00,840 --> 01:05:03,720
Speaker 1: All right, well that is the show, another one for

1377
01:05:03,840 --> 01:05:04,440
Speaker 1: the books.

1378
01:05:04,880 --> 01:05:07,080
Speaker 4: Yes, indeed, all right.

1379
01:05:07,320 --> 01:05:13,360
Speaker 1: Take care okay friend, if you're vaccinated. It feels like

1380
01:05:13,400 --> 01:05:15,560
Speaker 1: the light is at the end of the tunnel soon.

1381
01:05:15,800 --> 01:05:16,720
Speaker 1: Just hang in there, y'all,