WEBVTT - More Money, More Problems | Golden Hour

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<v Speaker 1>Welcome back, everybody.

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<v Speaker 2>We're back Bachelor Happy Hours Golden Hour. Thanks again for

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<v Speaker 2>joining us today. Kathy and I just love coming back

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<v Speaker 2>and chatting with you guys.

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<v Speaker 3>So so excited to be back today. Like many other days,

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<v Speaker 3>we're going to be answering some more of your fan questions.

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<v Speaker 3>Make sure you're submitting those. We love reading them. We

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<v Speaker 3>love answering them and commenting, and just go to Bachelor

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<v Speaker 3>nation dot com slash Golden Hour and submit away.

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<v Speaker 2>We want all your questions and your updates.

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<v Speaker 1>All of it.

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<v Speaker 2>You know, you can also dm us on Instagram at

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<v Speaker 2>Bachelor Happy Hour.

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<v Speaker 1>So how's how's your week been? How's it going?

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<v Speaker 2>Okay, that doesn't sound good.

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<v Speaker 1>You should see the face right now.

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<v Speaker 4>Yeah.

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<v Speaker 3>Today, let me just say today like, I am as

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<v Speaker 3>far from paradise as you can get. Okay, I am

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<v Speaker 3>taking a friend to the airport this morning. I leave

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<v Speaker 3>the garage door open and we're getting in the car.

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<v Speaker 3>I start to put out of the garage. My garage

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<v Speaker 3>doraw which weighs like six hundred pounds because it's solid

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<v Speaker 3>wood with metal backing, crashes into the hood of my

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<v Speaker 3>Mercedes Dens. It it looks like you know it looks

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<v Speaker 3>like I don't know, monkeys were jumping all over.

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<v Speaker 2>They usually like bounce off and stop and they go, no,

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<v Speaker 2>this bounced and didn't and stop. It hit it.

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<v Speaker 3>And what happened was the handle in like several places,

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<v Speaker 3>the handle like the release handle you know for an

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<v Speaker 3>automatic garage. Somehow it came loose because the string was whatever,

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<v Speaker 3>it doesn't matter, Can I just tell you. I called

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<v Speaker 3>the company that installed it, because the guy that was

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<v Speaker 3>here who installed it the first time to now fix it, said, yeah,

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<v Speaker 3>we made a mistake, Like we're supposed to keep those

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<v Speaker 3>ropes tied shorter so they don't catch on your car

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<v Speaker 3>because if they do, it catches the metal and it

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<v Speaker 3>releases the thing and hits your car.

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<v Speaker 1>So it's their fault.

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<v Speaker 3>Yeah, So I called up the manager and I said, well,

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<v Speaker 3>I said, your your workman said, you know, we have

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<v Speaker 3>to do better, and he goes, not we, and I said, exactly,

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<v Speaker 3>your worker needs to do better, And would you like

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<v Speaker 3>the name of my my uh, you.

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<v Speaker 4>Know, collision repair company. So my car. Really it looks

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<v Speaker 4>like someone just pounded it. That was my fun.

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<v Speaker 3>Nobody got hurt, nobody got the car. It's just but

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<v Speaker 3>you know what it's the only car I have. Did

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<v Speaker 3>you have a good day, You're having a good week.

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<v Speaker 1>Yeah, it's been a crazy week.

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<v Speaker 2>Actually, yes, it's it's always crazy, but I'm enjoying it.

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<v Speaker 1>Okay, been crazy.

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<v Speaker 4>Yeah, but you know what that's that's that's summer in Austin.

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<v Speaker 4>That's the way.

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<v Speaker 3>That's what it is here all the time. So you know,

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<v Speaker 3>welcome to my world. All right, you're ready to get

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<v Speaker 3>in the episode. We're going to start with the question

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<v Speaker 3>of the day.

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<v Speaker 4>Here we go.

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<v Speaker 3>How does money play a factor in adult friendships? You know,

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<v Speaker 3>what are some faux pas regarding money that you wish

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<v Speaker 3>more people were aware of? Can I just say, now

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<v Speaker 3>that you've been studying French, you know what a faux

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<v Speaker 3>pas is.

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<v Speaker 1>Let's just say.

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<v Speaker 2>Let me just say people are clueless sometimes about about money.

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<v Speaker 3>Well, like for my friendships, I think friendships are just enjentships.

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<v Speaker 2>Like when the girls all go out to dinner, Like

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<v Speaker 2>after work, we go out to dinner and the one

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<v Speaker 2>girl doesn't drink at all, and the other girl has

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<v Speaker 2>to have three espresso martinis afterwards, and that gets added

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<v Speaker 2>to the bill.

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<v Speaker 1>Like, think about it.

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<v Speaker 2>This girl doesn't work or doesn't have as much as

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<v Speaker 2>you have, like think about it.

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<v Speaker 3>So I think that's one of the faux pas that

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<v Speaker 3>people will order the most expensive thing on the menu

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<v Speaker 3>and fifteen drinks and then go, hey, Kathy, let's just

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<v Speaker 3>split the bill. And I'm looking even but I have

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<v Speaker 3>been and it cuts both ways. I think another faux

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<v Speaker 3>pas that one is to order expensive food, lots of drinks, appetizers,

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<v Speaker 3>and then Kathy rolls in, you know, orders a salad

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<v Speaker 3>and a glass of water, and my bills one hundred bucks.

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<v Speaker 3>Like what, So that's a faux pop. Be mindful of

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<v Speaker 3>other people. But I think another one is and equally bad,

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<v Speaker 3>is when you go out to a restaurant and you'll say,

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<v Speaker 3>can we have separate checks? And that is a lot

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<v Speaker 3>of work for a server and women I'm going to

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<v Speaker 3>get hammered for saying this are notoriously bad tempers. That

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<v Speaker 3>has been my experience. S They're like, well, I'm not

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<v Speaker 3>going to give them twenty percent because I just ordered

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<v Speaker 3>this or I just ordered that. So I'm just telling

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<v Speaker 3>you what people say. So I feel like if you

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<v Speaker 3>if you if you pay your own bill, grade but

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<v Speaker 3>make sure you're tipping appropriately. I think if you borrow money,

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<v Speaker 3>you know, neither a borrow nor lender. B I'm sure

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<v Speaker 3>it says that in the Bible somewhere. I think I

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<v Speaker 3>think too many people borrow money and then you know.

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<v Speaker 2>What happened Susan, Oh, I do they get amnesia? I've

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<v Speaker 2>lent money out, I borrowed money from you. I'm remember

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<v Speaker 2>a good friend. It always hurts a friendship, Yeah, it

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<v Speaker 2>always does. I mean I've had this situation quite a

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<v Speaker 2>few times that I've lent money and I had to

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<v Speaker 2>call every your text every pay day.

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<v Speaker 1>Oh, I can't do it this week. My rent is

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<v Speaker 1>to excuse me.

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<v Speaker 3>Yeah, you know what happened to me with a very

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<v Speaker 3>good friend. I think I've told this story before. And

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<v Speaker 3>I lent the money and she said she'd paid back

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<v Speaker 3>when she was a nurse. She said she would pay

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<v Speaker 3>it back when she got paid in.

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<v Speaker 1>Six weeks now and still hasn't paid it or no.

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<v Speaker 3>She finally it was ugly and she said she finally

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<v Speaker 3>fessed up and said, you have more money than I do.

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<v Speaker 3>You you don't you have you can afford it? And

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<v Speaker 3>I said, oh, no, nothing I know. So so that's

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<v Speaker 3>another faux PAP thinking that when you borrow money, you

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<v Speaker 3>don't have to pay it back big No.

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<v Speaker 4>Well no, I mean like when you and I are

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<v Speaker 4>on our cruise.

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<v Speaker 3>I've paid for a couple of things, You've paid for

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<v Speaker 3>a couple of things, and we'll straighten out.

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<v Speaker 4>But you and I are like.

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<v Speaker 3>That, We'll say, yeah, well it's still money and it's

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<v Speaker 3>still with a friendship.

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<v Speaker 2>But not when you're both doing it and you're going

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<v Speaker 2>away together and you're splitting.

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<v Speaker 1>It, you know what I mean. But I'm just saying,

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<v Speaker 1>it's like it's you have borrow.

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<v Speaker 2>That's different than when we're doing something together.

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<v Speaker 4>Yeah. I think anyway.

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<v Speaker 3>I think when you go out to dinner, they'll My

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<v Speaker 3>experience again has been men are like, let's just split

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<v Speaker 3>the bill. Women are either what we said initially, like

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<v Speaker 3>you know, they'll order the most expensive thing and then

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<v Speaker 3>say let's split the bill, or they're very vocal, I

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<v Speaker 3>only want to pay for my bill, oh, or someone

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<v Speaker 3>says I forgot my wallet, you know, can you put

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<v Speaker 3>it on I'll pay you back later a long time.

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<v Speaker 2>But I also some people if we're going to split,

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<v Speaker 2>and one person because you and I have been in

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<v Speaker 2>this situation, and the one person says, no, no, no,

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<v Speaker 2>I only had this, this, and this, and they want

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<v Speaker 2>to pay exactly that.

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<v Speaker 1>No, no gratuity, no tax tax no. I'm like, whoa, whoa, wow.

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<v Speaker 2>I don't If it's a difference of twenty bucks, I'd

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<v Speaker 2>rather not.

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<v Speaker 1>Great.

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<v Speaker 4>Well, I'm glad well on this criticism. Thank you so much.

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<v Speaker 4>I'll be letting you it's only.

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<v Speaker 3>Twenty twenty bucks until I don't worry about it, Susan,

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<v Speaker 3>it's on you. I do think money though it can, it.

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<v Speaker 1>Can cause a lot of problems.

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<v Speaker 4>It can.

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<v Speaker 3>I think it's been self aware, as many things in

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<v Speaker 3>life are. It's oh, you know what, I went to

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<v Speaker 3>the spa. SU's gave me one hundred dollars because I

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<v Speaker 3>forgot whatever. I need to go back to my room

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<v Speaker 3>and catch you the hundred bucks like it just it's

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<v Speaker 3>just being self aware. And Susan, I don't have the

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<v Speaker 3>hundred bucks to pay you back. So thanks so much.

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<v Speaker 3>I really appreciate me, Kathy, I do know on my phone.

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<v Speaker 4>Oh my gosh.

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<v Speaker 1>Alright, we're going to start our fan questions.

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<v Speaker 2>Okay, Anonymous here from Delco my area, got.

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<v Speaker 1>The Old Boy.

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<v Speaker 2>I can't wait to read this one. I need some advice.

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<v Speaker 2>I recently moved in with my boyfriend of two years.

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<v Speaker 2>I couldn't wait to start this next chapter. Let me

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<v Speaker 2>start by saying I lived on my own very comfortably,

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<v Speaker 2>within my means. He lives in a more expensive area

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<v Speaker 2>and his rent is expensive. Now he makes more than

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<v Speaker 2>two times my salary, but he expects me to pay

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<v Speaker 2>half of everything. I give him half of his rent

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<v Speaker 2>every month, and I think he appreciates it, but he

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<v Speaker 2>will make little comments about other expenses. I really try

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<v Speaker 2>to buy growth things for the house, et cetera. When

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<v Speaker 2>we go out, he will make comments about him paying

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<v Speaker 2>for the bill. I just feel uncomfortable. I'm struggling as

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<v Speaker 2>a lot of my money goes to him. Now, Oh boy,

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<v Speaker 2>I have zero disposable income. Sometimes I feel as if

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<v Speaker 2>it would be better going back on my own, living

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<v Speaker 2>within my means. I want to don't know what to do,

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<v Speaker 2>as I do love him, but I feel as if

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<v Speaker 2>I am his roommate now and not his girlfriend.

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<v Speaker 1>Any advice will be greatly appreciated.

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<v Speaker 2>Oh yes, delco, delco, delco, We love you, Kathy. What's

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<v Speaker 2>the first word that comes to mind with the sea curb?

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<v Speaker 2>Hit him, send him to the curb, communicate you need

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<v Speaker 2>to sit him down and freaking tell him exactly what

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<v Speaker 2>you told us.

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<v Speaker 1>You make more, you live in a more expensive place.

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<v Speaker 3>Yes, I like the idea of send him to the curb.

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<v Speaker 3>This is a red flag. She's right to tell you, Delco.

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<v Speaker 3>But I think he's earning twice the money. He's looking

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<v Speaker 3>to have a nice situation where he listened in a

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<v Speaker 3>nice place and you're paying half the rent if you

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<v Speaker 3>This is why. By the way, again, listen, miss s Delco.

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<v Speaker 3>I'm sure you're a lovely girl. I bet you are

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<v Speaker 3>because I know people from Delco and they are all

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<v Speaker 3>lovely people.

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<v Speaker 4>So here's the thing, though, if.

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<v Speaker 3>You moved in with him and you didn't have these

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<v Speaker 3>conversations first, and maybe they did, maybe he earned less money.

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<v Speaker 3>But the fact is, if you didn't have these conversations

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<v Speaker 3>to begin with, you know, Joe, I don't earn a

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<v Speaker 3>lot of money, and you know I'm a whatever you

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<v Speaker 3>know whatever she does, And I don't have a lot

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<v Speaker 3>of money. I don't have a lot of disposable income.

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<v Speaker 3>So how are we going to work this out? Because

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<v Speaker 3>if his life is a fair yeah, well what's fair

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<v Speaker 3>is splitting everything down the middle?

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<v Speaker 2>And is she totaling up the food bill because I

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<v Speaker 2>know grocery store are expensive.

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<v Speaker 4>No, but she's saying, I try to buy groceries.

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<v Speaker 3>The fact is, it sounds like he wants to split

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<v Speaker 3>everything down the middle. And that's fair in the legal

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<v Speaker 3>you know, most finite definition of the word.

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<v Speaker 4>It's fair.

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<v Speaker 2>She moved into his place, which was way more expensive

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<v Speaker 2>than her place.

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<v Speaker 4>Well, and that's where she went.

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<v Speaker 1>We're going in. You're right.

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<v Speaker 2>Before going in, I would have said, Babe, my rent

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<v Speaker 2>is not like this, So how do you want to

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<v Speaker 2>work this?

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<v Speaker 1>Because I cannot afford.

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<v Speaker 3>Or susan, I got a really simple solution for Hey, buddy,

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<v Speaker 3>you tell him you want sex, money on the table,

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<v Speaker 3>charge him every time.

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<v Speaker 1>You'll be telling you money.

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<v Speaker 4>You'll be moving. You'll be moving to the penthouse here

0:11:41.480 --> 0:11:42.000
<v Speaker 4>pretty soon.

0:11:43.080 --> 0:11:45.440
<v Speaker 2>I know you're thinking it'd be better to go back

0:11:45.520 --> 0:11:48.160
<v Speaker 2>on your own, living within your means. But before you

0:11:48.280 --> 0:11:50.600
<v Speaker 2>do that, if you really do love him, and if

0:11:50.640 --> 0:11:54.000
<v Speaker 2>he loves you, he will make the time sit down

0:11:54.120 --> 0:11:59.240
<v Speaker 2>and communicate and share exactly the truth always sets you free,

0:11:59.440 --> 0:12:02.200
<v Speaker 2>tell him exactly how you're feeling. This okay, but I

0:12:02.200 --> 0:12:04.440
<v Speaker 2>don't feel like I could keep up here. I moved

0:12:04.440 --> 0:12:07.880
<v Speaker 2>into your place and he's collecting half, so he's on

0:12:08.120 --> 0:12:11.199
<v Speaker 2>scott Free and makes more than two times more than you.

0:12:11.240 --> 0:12:12.520
<v Speaker 1>Then that's not fair.

0:12:12.920 --> 0:12:15.960
<v Speaker 2>I wouldn't present it like an ultimatum, but I would

0:12:16.280 --> 0:12:20.000
<v Speaker 2>definitely at the end of your conversation, because if we

0:12:20.080 --> 0:12:22.199
<v Speaker 2>can't work something out, I'm going to have to go,

0:12:22.240 --> 0:12:23.400
<v Speaker 2>and that's an ultimatum.

0:12:23.440 --> 0:12:27.079
<v Speaker 1>Susan, Well, if we can't work, that's still an ultimatum.

0:12:27.320 --> 0:12:28.199
<v Speaker 4>I'm telling you.

0:12:28.320 --> 0:12:32.280
<v Speaker 3>I would say, Delco, you need to back up and

0:12:32.800 --> 0:12:36.480
<v Speaker 3>say to him, let's test. Let's test how you know

0:12:36.600 --> 0:12:38.360
<v Speaker 3>how much you are his roommate and how much you're

0:12:38.400 --> 0:12:42.160
<v Speaker 3>his girlfriend. If you say to him, hey, Joe, I

0:12:42.240 --> 0:12:45.719
<v Speaker 3>really do love you, but this is too much for me.

0:12:46.320 --> 0:12:48.679
<v Speaker 3>I don't have any disposal income. I can't go out

0:12:48.679 --> 0:12:50.600
<v Speaker 3>with my friends. I can't buy the new pair of

0:12:50.640 --> 0:12:53.720
<v Speaker 3>shoes I want because you know, you earn twice what

0:12:53.800 --> 0:12:56.240
<v Speaker 3>I do, sweetie, and and good on you. You've got

0:12:56.360 --> 0:12:59.040
<v Speaker 3>lots of raises, but this is what I earn and

0:12:59.160 --> 0:13:04.080
<v Speaker 3>I can't do that. So if if so, I'm I

0:13:04.120 --> 0:13:07.320
<v Speaker 3>think the best thing for me to do is move back.

0:13:07.520 --> 0:13:10.600
<v Speaker 3>We'll still be boyfriend girlfriend, but you know you live here.

0:13:11.240 --> 0:13:14.960
<v Speaker 3>Watch him change his tone because I'm guessing.

0:13:15.559 --> 0:13:17.200
<v Speaker 1>Well, that's the same thing I said.

0:13:17.320 --> 0:13:19.920
<v Speaker 3>No, no, no, don't don't, I will give I will

0:13:20.000 --> 0:13:24.359
<v Speaker 3>move out. I would move out, and I would say,

0:13:24.920 --> 0:13:28.120
<v Speaker 3>you know, if things change, we become engaged, whatever. But

0:13:28.400 --> 0:13:31.520
<v Speaker 3>right now, this take I guess what I'm saying to

0:13:31.559 --> 0:13:35.440
<v Speaker 3>her is take charge of your life, be responsible for

0:13:35.520 --> 0:13:39.920
<v Speaker 3>who you are, for your expenses, and you know, don't

0:13:40.240 --> 0:13:44.319
<v Speaker 3>expect him to say, oh, that's okay, sweetie, I'll cover everything.

0:13:44.920 --> 0:13:46.520
<v Speaker 1>Yeah, well, you know, what is that how she wants

0:13:46.600 --> 0:13:47.000
<v Speaker 1>to live?

0:13:47.960 --> 0:13:52.040
<v Speaker 2>What he may say it's okay to move out? No, no, no, no,

0:13:52.080 --> 0:13:53.240
<v Speaker 2>that he'll pay more.

0:13:53.320 --> 0:13:55.600
<v Speaker 4>I say it. Does she want to be a kept woman?

0:13:55.880 --> 0:13:58.240
<v Speaker 1>I don't know. I think these are things women. She's

0:13:58.240 --> 0:14:01.080
<v Speaker 1>still going to pay her way, but just not right.

0:14:01.520 --> 0:14:05.760
<v Speaker 3>I think the I think the lesson here is miss Scalco,

0:14:06.080 --> 0:14:09.240
<v Speaker 3>lovely woman that you are, and to everyone else listening,

0:14:09.400 --> 0:14:11.400
<v Speaker 3>have these conversations.

0:14:10.720 --> 0:14:11.920
<v Speaker 4>Before you move in.

0:14:12.480 --> 0:14:15.640
<v Speaker 3>Don't wait until you're knee deep in it, and it's

0:14:15.640 --> 0:14:16.400
<v Speaker 3>going to get ugly.

0:14:16.600 --> 0:14:18.280
<v Speaker 1>I mean that that was a simple question.

0:14:18.400 --> 0:14:22.320
<v Speaker 2>So let's talk about what you expect from me.

0:14:22.440 --> 0:14:24.320
<v Speaker 3>Like if I move into your house with you, Susan,

0:14:25.000 --> 0:14:27.080
<v Speaker 3>I mean I can't because Frederick is probably going to

0:14:27.120 --> 0:14:27.360
<v Speaker 3>be there.

0:14:27.400 --> 0:14:30.000
<v Speaker 4>But let's just say, you know you have the master.

0:14:30.120 --> 0:14:30.960
<v Speaker 4>I'm being serious.

0:14:31.040 --> 0:14:34.240
<v Speaker 3>Let's just say we were two girlfriends, friends that we are,

0:14:34.680 --> 0:14:37.120
<v Speaker 3>and I decided to move to Philly. And yeah, I'm

0:14:37.160 --> 0:14:38.320
<v Speaker 3>making this all up obviously.

0:14:39.560 --> 0:14:43.360
<v Speaker 2>Would you expect me to pay half of everything because

0:14:43.400 --> 0:14:44.520
<v Speaker 2>you have the mask paid for?

0:14:44.680 --> 0:14:48.000
<v Speaker 1>But I expect you to pay rent? Yes, yes, but

0:14:48.080 --> 0:14:50.600
<v Speaker 1>I'm sayingbody that lives here with pay rent? Right.

0:14:51.160 --> 0:14:55.200
<v Speaker 3>Yeah, But here's the thing. When you're young and they

0:14:55.280 --> 0:14:58.000
<v Speaker 3>all have expenses, then you have to sit and do

0:14:58.080 --> 0:14:58.520
<v Speaker 3>a budget.

0:14:58.560 --> 0:15:01.320
<v Speaker 1>I bet they against Can I afford it?

0:15:01.480 --> 0:15:01.760
<v Speaker 4>Yes?

0:15:02.120 --> 0:15:04.960
<v Speaker 3>She so, Delco. You should have done that. You should

0:15:04.960 --> 0:15:09.440
<v Speaker 3>have seen if she didn't. But she is now she

0:15:09.560 --> 0:15:12.120
<v Speaker 3>is let us know, let us know how the conversation.

0:15:12.240 --> 0:15:14.440
<v Speaker 3>Susan's right, how the conversation rent?

0:15:15.000 --> 0:15:15.960
<v Speaker 1>Right, nast and so.

0:15:17.000 --> 0:15:18.960
<v Speaker 4>Yeah, Susan listened, Delko, you know you might want to

0:15:18.960 --> 0:15:19.440
<v Speaker 4>move over there?

0:15:19.560 --> 0:15:21.880
<v Speaker 1>Well, let me tell you the pool you get.

0:15:22.360 --> 0:15:23.120
<v Speaker 4>But here's the thing.

0:15:23.320 --> 0:15:26.720
<v Speaker 3>When she's home, she'll cook for you, she'll grocery shop,

0:15:27.120 --> 0:15:28.480
<v Speaker 3>she'll straighten your hair for you.

0:15:28.560 --> 0:15:30.920
<v Speaker 1>It's really just have to be really neat.

0:15:31.280 --> 0:15:33.800
<v Speaker 3>Oh god, no, you have to beyond really neat. I

0:15:33.800 --> 0:15:35.760
<v Speaker 3>hope you don't mind. While you're eating, she's going to

0:15:35.840 --> 0:15:38.400
<v Speaker 3>be sweeping the floor underneath your chair. But other than that,

0:15:39.080 --> 0:15:41.320
<v Speaker 3>thank you so much for writing in and we good luck.

0:15:41.440 --> 0:15:43.600
<v Speaker 3>And you know what, I hope that the love with

0:15:43.920 --> 0:15:46.920
<v Speaker 3>that you have for this man, I hope it, you know, continues.

0:15:47.240 --> 0:15:49.320
<v Speaker 3>But work it out. Try to work it out, all right,

0:15:49.400 --> 0:15:51.760
<v Speaker 3>Let's move on to question number two.

0:15:52.360 --> 0:15:54.560
<v Speaker 4>Hi, ladies, I need some advice.

0:15:55.160 --> 0:15:58.400
<v Speaker 3>My friends and I are all recent college graduates, all

0:15:58.480 --> 0:16:02.000
<v Speaker 3>working our first full time jobs. Most of us make

0:16:02.040 --> 0:16:05.720
<v Speaker 3>stable money, while our friend Tilly makes well over six

0:16:05.800 --> 0:16:07.680
<v Speaker 3>figures as she works in finance.

0:16:08.160 --> 0:16:10.479
<v Speaker 4>Here's the deal. Tilly is the.

0:16:10.240 --> 0:16:13.760
<v Speaker 3>Only person in our group that nickels and dimes us

0:16:13.840 --> 0:16:15.360
<v Speaker 3>for everything, and there.

0:16:15.240 --> 0:16:16.560
<v Speaker 1>It is always the way.

0:16:16.960 --> 0:16:21.120
<v Speaker 3>For instance, everyone else pays for drinks, calls cars, et cetera,

0:16:21.360 --> 0:16:24.520
<v Speaker 3>and never requests money because we all know it's a

0:16:24.560 --> 0:16:26.840
<v Speaker 3>constant flow of us getting things for each other.

0:16:27.320 --> 0:16:28.720
<v Speaker 1>Well that's a mistake anyway.

0:16:28.880 --> 0:16:34.120
<v Speaker 3>However, anytime Tilly buys anything, she charges us for it immediately.

0:16:34.640 --> 0:16:36.600
<v Speaker 3>Some of the girls have tried to talk to her,

0:16:36.640 --> 0:16:40.120
<v Speaker 3>but she always just says, just request me and I'll

0:16:40.120 --> 0:16:43.000
<v Speaker 3>pay you back. It hit a breaking point when she

0:16:43.240 --> 0:16:48.560
<v Speaker 3>Venma requested us each one dollar and thirty seven cents

0:16:48.640 --> 0:16:52.920
<v Speaker 3>exactly for uber to go to someone's house for dinner.

0:16:53.560 --> 0:16:56.920
<v Speaker 3>It was an uber to our friend's birthday dinner, and

0:16:57.000 --> 0:17:01.440
<v Speaker 3>she also requested the money from the birthday girl. Is

0:17:01.480 --> 0:17:04.360
<v Speaker 3>this friendship break up worthy since we've tried to talk

0:17:04.400 --> 0:17:08.320
<v Speaker 3>to her or are we overreacting? Money is the only

0:17:08.400 --> 0:17:11.280
<v Speaker 3>issue we have with Tilly and we love her otherwise,

0:17:11.600 --> 0:17:12.400
<v Speaker 3>thanks so much?

0:17:12.440 --> 0:17:14.480
<v Speaker 4>Okay, Susan, can we answer this one in unison?

0:17:14.920 --> 0:17:21.000
<v Speaker 2>Man a dollar thirty seven? I would give her pennies?

0:17:23.400 --> 0:17:28.160
<v Speaker 3>Susan would so No, Susan would venmo you a Nickela day,

0:17:28.680 --> 0:17:32.240
<v Speaker 3>a nicola day for the next Oh jeez, let me

0:17:32.400 --> 0:17:36.680
<v Speaker 3>just say there is something wrong. It's ridiculous. There's something wrong.

0:17:36.760 --> 0:17:38.080
<v Speaker 3>First of all, yay, Tilly.

0:17:38.320 --> 0:17:39.480
<v Speaker 4>That was my grandmother's name.

0:17:39.520 --> 0:17:41.080
<v Speaker 1>By the way, she's making great money.

0:17:41.400 --> 0:17:44.600
<v Speaker 3>Yeah, six figures right out of college. It's the name Tilly.

0:17:44.640 --> 0:17:50.560
<v Speaker 3>I love it tight, whatever it is, she said. Some

0:17:50.640 --> 0:17:52.439
<v Speaker 3>of the girls have tried to talk to her, but

0:17:52.520 --> 0:17:56.480
<v Speaker 3>she always says, just request me and I'll pay you back.

0:17:56.760 --> 0:17:59.239
<v Speaker 3>Here's where the problem is. Remember I said earlier day,

0:17:59.359 --> 0:18:03.199
<v Speaker 3>not request, no, no, no, Remember neither a borrower nor

0:18:03.240 --> 0:18:06.399
<v Speaker 3>a lender. Be Remember I said that. Here's what she said.

0:18:06.920 --> 0:18:10.320
<v Speaker 3>She said, for instance, everyone else pays for drinks blah

0:18:10.400 --> 0:18:13.560
<v Speaker 3>blah blah and never requests money because we all know

0:18:13.600 --> 0:18:16.320
<v Speaker 3>it's a constant flow of us getting things for each other.

0:18:16.520 --> 0:18:18.120
<v Speaker 3>There's your problem right there.

0:18:18.240 --> 0:18:18.719
<v Speaker 1>Yeah, it is.

0:18:18.960 --> 0:18:19.960
<v Speaker 4>That's your problem.

0:18:20.240 --> 0:18:23.760
<v Speaker 3>Because if you don't have a kiddy, if you're all

0:18:23.800 --> 0:18:26.480
<v Speaker 3>going out for dinner and you don't put the money

0:18:26.520 --> 0:18:30.400
<v Speaker 3>in the kitty to pay for the ubers and the drinks, whatever,

0:18:31.000 --> 0:18:32.040
<v Speaker 3>you got a problem.

0:18:32.280 --> 0:18:34.240
<v Speaker 1>You got a problem if you if.

0:18:34.080 --> 0:18:36.200
<v Speaker 3>You say, oh, it all comes out in the wash,

0:18:36.240 --> 0:18:39.480
<v Speaker 3>well to Tilly, apparently it doesn't come out in the wash.

0:18:40.119 --> 0:18:43.320
<v Speaker 2>And so so what do you think, Kathy? Is it

0:18:43.560 --> 0:18:45.119
<v Speaker 2>something that you you know?

0:18:45.200 --> 0:18:47.560
<v Speaker 3>Wait, since wait, some people don't know what a kidd is.

0:18:47.760 --> 0:18:49.640
<v Speaker 3>We got to tell what a kidd is. A kiddie

0:18:49.880 --> 0:18:52.399
<v Speaker 3>is you put your money together, you put it in

0:18:52.440 --> 0:18:55.639
<v Speaker 3>a wallet, and it's where like a group of girls

0:18:55.680 --> 0:18:58.400
<v Speaker 3>are going out, you say, let's each put fifty Yeah,

0:18:58.800 --> 0:19:02.440
<v Speaker 3>let's each put fifty dollars in the kiddy. And that's

0:19:02.520 --> 0:19:06.200
<v Speaker 3>what everyone pays that night for. So one person's responsible

0:19:06.280 --> 0:19:09.679
<v Speaker 3>for managing the money, and that way, nobody is quote

0:19:10.240 --> 0:19:12.560
<v Speaker 3>paying for things and it all comes out.

0:19:12.400 --> 0:19:12.920
<v Speaker 4>In the wash.

0:19:13.080 --> 0:19:15.679
<v Speaker 3>Everyone's paying and equal share. That's the right way to

0:19:15.720 --> 0:19:19.120
<v Speaker 3>do it. So I would I would tell people that

0:19:19.800 --> 0:19:22.520
<v Speaker 3>try that would kill it. Yeah, before you break up

0:19:22.520 --> 0:19:24.360
<v Speaker 3>and say, you know what, we're gonna do it differently.

0:19:24.400 --> 0:19:26.520
<v Speaker 3>Now when we all go out, we're gonna have a

0:19:26.600 --> 0:19:28.960
<v Speaker 3>kiddie and everyone's going to put in and decide what

0:19:29.000 --> 0:19:31.960
<v Speaker 3>the number is, and none of this venomoulater stuff.

0:19:32.280 --> 0:19:35.560
<v Speaker 4>Cash on the bare head, right, cash.

0:19:35.960 --> 0:19:38.119
<v Speaker 1>Pennies a dollar thirty seven.

0:19:38.200 --> 0:19:40.160
<v Speaker 2>It's going to be heavy, and I give her one

0:19:40.200 --> 0:19:42.440
<v Speaker 2>at a time because that is bullshit.

0:19:43.000 --> 0:19:46.880
<v Speaker 1>She is being an ass. If you ask me, I mean,

0:19:47.520 --> 0:19:52.240
<v Speaker 1>maybe let's catch up for the birth, says.

0:19:52.080 --> 0:19:54.639
<v Speaker 3>I'm going to play the devil's advocate here for a minute.

0:19:55.040 --> 0:20:00.960
<v Speaker 3>She's earning six figures. You know what, maybe chilling thirty seven? No,

0:20:01.320 --> 0:20:04.160
<v Speaker 3>maybe Tilly is Maybe Tilly's trying to prove a point.

0:20:04.200 --> 0:20:06.280
<v Speaker 4>We don't know. We're only getting one side of the story.

0:20:06.720 --> 0:20:10.479
<v Speaker 3>Maybe Tilly has paid for several rounds of drinks and

0:20:10.520 --> 0:20:12.200
<v Speaker 3>the girls and the girls.

0:20:11.960 --> 0:20:13.760
<v Speaker 1>Alike, you think the girls would have said that.

0:20:15.359 --> 0:20:17.800
<v Speaker 4>Maybe maybe not. I mean, we're only that's why they

0:20:17.880 --> 0:20:18.920
<v Speaker 4>have courts of losses.

0:20:19.160 --> 0:20:22.760
<v Speaker 2>You're living, darling. You don't look good right now. You're

0:20:22.800 --> 0:20:25.639
<v Speaker 2>making a lot of money and you're to send it

0:20:25.720 --> 0:20:28.440
<v Speaker 2>a text that you want a dollar third. You're not

0:20:28.560 --> 0:20:31.639
<v Speaker 2>hearing what I'm saying. Maybe I'm hearing and I'm reading

0:20:31.680 --> 0:20:32.560
<v Speaker 2>and I'm listening.

0:20:32.760 --> 0:20:36.919
<v Speaker 3>But maybe Tilly, No, maybe Tilly has paid more than

0:20:36.960 --> 0:20:39.240
<v Speaker 3>her fair share, and maybe she's tired of it.

0:20:40.200 --> 0:20:42.720
<v Speaker 2>Some of the girls have tried to talk to her.

0:20:43.560 --> 0:20:48.439
<v Speaker 2>Anytime Tilly buys anything, she charges them immediately.

0:20:48.640 --> 0:20:50.720
<v Speaker 1>So no, she has not picked up the tap.

0:20:51.080 --> 0:20:51.840
<v Speaker 4>You don't know that.

0:20:52.240 --> 0:20:54.760
<v Speaker 1>It says it right there, and ink it.

0:20:54.840 --> 0:20:58.640
<v Speaker 3>Says she's the only one who nickles and dimes. But

0:20:58.720 --> 0:21:02.800
<v Speaker 3>she goes on to say, Susan, Darling, that we all

0:21:02.880 --> 0:21:05.120
<v Speaker 3>just kind of flow. The money flows because we all

0:21:05.119 --> 0:21:07.359
<v Speaker 3>pay for things. That's the problem right there.

0:21:07.680 --> 0:21:10.120
<v Speaker 2>Con don't do low of us getting things for each other.

0:21:10.200 --> 0:21:14.200
<v Speaker 2>How getting things for each other, don't do it. However,

0:21:14.760 --> 0:21:19.320
<v Speaker 2>when Tilly buys anything, she charges them immediately, So well,

0:21:20.840 --> 0:21:22.800
<v Speaker 2>do her own tab. If you still want to be

0:21:22.840 --> 0:21:24.720
<v Speaker 2>your friend till you're on your own, do your own

0:21:24.760 --> 0:21:25.240
<v Speaker 2>thing or not.

0:21:25.280 --> 0:21:29.000
<v Speaker 3>I mean, I honestly, I honestly would probably cut you know,

0:21:29.480 --> 0:21:33.080
<v Speaker 3>make her listen to this podcast and say yes, and

0:21:33.800 --> 0:21:37.480
<v Speaker 3>so Tolly congrabs on your six figure job. We would

0:21:37.560 --> 0:21:39.320
<v Speaker 3>love for you to take Susan and me out for

0:21:39.440 --> 0:21:43.760
<v Speaker 3>drinks and you pay, and we will each them you

0:21:43.800 --> 0:21:46.919
<v Speaker 3>one dollar and thirty seven cents as our contribution to

0:21:47.000 --> 0:21:47.479
<v Speaker 3>the evening.

0:21:48.080 --> 0:21:49.520
<v Speaker 2>And a lot of times we go out and you

0:21:49.560 --> 0:21:52.480
<v Speaker 2>buy around. I'll buy the next round, Nancy will buy

0:21:52.480 --> 0:21:53.120
<v Speaker 2>the next round.

0:21:53.160 --> 0:21:53.960
<v Speaker 1>It's all fair.

0:21:54.040 --> 0:21:58.560
<v Speaker 2>It's all even when everybody's doing the same thing. If

0:21:58.600 --> 0:22:01.760
<v Speaker 2>one person's having a coke and two people are having champagne,

0:22:01.920 --> 0:22:03.120
<v Speaker 2>you know, it's different.

0:22:03.440 --> 0:22:06.720
<v Speaker 3>And that's why and that's why money back to the

0:22:06.800 --> 0:22:09.840
<v Speaker 3>question of the day, that's why money becomes an issue

0:22:09.880 --> 0:22:13.920
<v Speaker 3>because we don't know the you know, the elephant in

0:22:13.960 --> 0:22:17.640
<v Speaker 3>the room here is you don't know who has money

0:22:17.800 --> 0:22:19.680
<v Speaker 3>and who can afford it, who's the last of the

0:22:19.680 --> 0:22:22.720
<v Speaker 3>big spenders, and who really is on a tight budget,

0:22:22.760 --> 0:22:25.119
<v Speaker 3>And damn it, I cannot afford to buy Susan too,

0:22:25.200 --> 0:22:26.119
<v Speaker 3>martiniz tonight.

0:22:26.920 --> 0:22:27.680
<v Speaker 4>You know, you don't know.

0:22:27.760 --> 0:22:28.280
<v Speaker 1>It's funny.

0:22:28.280 --> 0:22:29.960
<v Speaker 2>I'm the one that's on the tight budget and I

0:22:30.040 --> 0:22:31.800
<v Speaker 2>end up picking up the tab for so many people

0:22:31.840 --> 0:22:34.359
<v Speaker 2>because they hesitate, and then I feel uncomfortable.

0:22:34.680 --> 0:22:35.800
<v Speaker 1>I always do it.

0:22:43.680 --> 0:22:45.479
<v Speaker 3>Okay, wait, I have to tell you I went out

0:22:45.760 --> 0:22:47.960
<v Speaker 3>for drinks. This is so funny. We're having this conversation

0:22:48.000 --> 0:22:50.280
<v Speaker 3>today and you know the girls. I won't mention her name,

0:22:50.320 --> 0:22:53.480
<v Speaker 3>but what my friend's here. She I went out and

0:22:53.560 --> 0:22:56.159
<v Speaker 3>met her for drinks. And I had been out for

0:22:56.280 --> 0:22:59.000
<v Speaker 3>lunch with a friend, and so I wasn't hungry, and

0:22:59.200 --> 0:23:02.560
<v Speaker 3>I had some chips, you know, that were on the table,

0:23:02.640 --> 0:23:06.800
<v Speaker 3>and I had two drinks and I said, let's split

0:23:06.840 --> 0:23:09.479
<v Speaker 3>the bill, because I'm like you, God forbid someone call

0:23:09.560 --> 0:23:11.880
<v Speaker 3>me cheap. She goes, no, no, no, you just had

0:23:11.880 --> 0:23:15.280
<v Speaker 3>two drinks. So I asked him which And by the way,

0:23:15.320 --> 0:23:19.360
<v Speaker 3>I was sober. I just not great at math. I said, oh, well,

0:23:19.400 --> 0:23:21.919
<v Speaker 3>now let me just pay for my drinks. And to

0:23:21.960 --> 0:23:26.000
<v Speaker 3>your point about tip, tip and tax, the guy said, well,

0:23:26.080 --> 0:23:28.560
<v Speaker 3>your drinks for fourteen dollars each. I said, well, here,

0:23:28.640 --> 0:23:31.000
<v Speaker 3>let me give you fifty. And I got home and

0:23:31.040 --> 0:23:33.760
<v Speaker 3>I went, wait a minute, twenty eight dollars.

0:23:33.840 --> 0:23:34.639
<v Speaker 1>Twenty eight dollars.

0:23:34.840 --> 0:23:36.399
<v Speaker 4>That guy got a hell of a tip. Or she

0:23:36.440 --> 0:23:38.000
<v Speaker 4>put a lot of money in her life.

0:23:37.800 --> 0:23:40.800
<v Speaker 1>Would have been good. And she took it right.

0:23:41.000 --> 0:23:42.920
<v Speaker 4>Oh, yes, she did, see what I mean.

0:23:44.720 --> 0:23:46.280
<v Speaker 3>But I'm just saying you and I are kind of

0:23:46.280 --> 0:23:49.879
<v Speaker 3>the same cloth, like God forbid. Oh that's Susan Knowles,

0:23:49.920 --> 0:23:52.800
<v Speaker 3>she said. Damn, yeah, I don't ever want to be that.

0:23:53.160 --> 0:23:54.400
<v Speaker 1>Well, we wish you lucked out.

0:23:54.440 --> 0:23:57.159
<v Speaker 2>Let us know, because I really really would like to

0:23:57.200 --> 0:23:59.560
<v Speaker 2>send her a Vemo charge for a dollar.

0:24:00.760 --> 0:24:03.240
<v Speaker 4>Hey, Tilly Kelly, listen up, girl.

0:24:03.520 --> 0:24:05.480
<v Speaker 3>I love your name. It was my grandmother's name. But

0:24:05.520 --> 0:24:08.400
<v Speaker 3>you got to stop being so cheap either nice. Say

0:24:08.400 --> 0:24:12.360
<v Speaker 3>to the girls, hey, I'm treating tonight, and then stop

0:24:13.000 --> 0:24:15.679
<v Speaker 3>nicol and diming them. Just do one nice thing for

0:24:15.720 --> 0:24:18.520
<v Speaker 3>your girlfriends, because you know what, the girlfriends are worth

0:24:18.600 --> 0:24:21.439
<v Speaker 3>so much more than the dollar thirty seven they're paying you.

0:24:22.119 --> 0:24:23.000
<v Speaker 1>It's so true, all right.

0:24:23.000 --> 0:24:27.000
<v Speaker 3>By the way, Susan today, Wait, Susan, Yes, why haven't

0:24:27.040 --> 0:24:29.440
<v Speaker 3>you paid I? Venmo requested you two dollars and ten cents.

0:24:29.560 --> 0:24:30.640
<v Speaker 3>You have not paid me yet.

0:24:30.880 --> 0:24:33.080
<v Speaker 2>I would laugh at you, Okay, I know, its just

0:24:33.160 --> 0:24:37.760
<v Speaker 2>literally laugh. Today we're going to be doing a Golden

0:24:38.240 --> 0:24:42.359
<v Speaker 2>Spotlight segment, so there's no games today, Kat. It's a

0:24:42.440 --> 0:24:47.040
<v Speaker 2>Golden Spotlight segment where we talk about something that impacts

0:24:47.520 --> 0:24:53.439
<v Speaker 2>the golden community. Today, we're going to be talking about scams.

0:24:53.720 --> 0:24:57.080
<v Speaker 2>I mean, how about how they get over on so

0:24:57.240 --> 0:25:02.159
<v Speaker 2>many elderly people I mean are golden okay, okay, and

0:25:02.200 --> 0:25:06.760
<v Speaker 2>we're very proud of it, and we preach to everyone

0:25:07.119 --> 0:25:10.840
<v Speaker 2>how life is not over. It's still full of possibilities,

0:25:11.119 --> 0:25:13.440
<v Speaker 2>but you do have to be careful.

0:25:14.200 --> 0:25:18.000
<v Speaker 3>So here's the thing I think golden's and and honestly,

0:25:18.000 --> 0:25:20.280
<v Speaker 3>I don't put myself or you in this category because

0:25:20.280 --> 0:25:23.080
<v Speaker 3>I think you and I are more aware of because

0:25:23.080 --> 0:25:25.359
<v Speaker 3>we're on social media. We you know, we keep up

0:25:25.400 --> 0:25:28.520
<v Speaker 3>a little bit more than some everybody, right, I will,

0:25:28.680 --> 0:25:33.639
<v Speaker 3>So I think that's why, because golden people don't always

0:25:33.960 --> 0:25:38.040
<v Speaker 3>know they can't hear's. I'll tell you a story, true story.

0:25:38.359 --> 0:25:42.680
<v Speaker 3>My mom, my stepmom who passed away two years ago,

0:25:42.680 --> 0:25:47.040
<v Speaker 3>who was really my mother. She got scammed. I'm not

0:25:47.040 --> 0:25:50.080
<v Speaker 3>going to say how much, but several thousand dollars. A

0:25:50.160 --> 0:25:52.920
<v Speaker 3>guy called her. She couldn't hear, she did never hear

0:25:52.960 --> 0:25:57.840
<v Speaker 3>anad in and she said hello, and she and my

0:25:58.160 --> 0:26:03.320
<v Speaker 3>mom said Kyle, which is my Kyle? And the guy said, yeah, Grahama,

0:26:03.880 --> 0:26:06.240
<v Speaker 3>And it wasn't even the name. He calls her and

0:26:06.960 --> 0:26:09.080
<v Speaker 3>he said he was in Mexico and in jail and

0:26:09.119 --> 0:26:11.600
<v Speaker 3>he needed money, and please don't tell my mother. She'll

0:26:11.640 --> 0:26:15.919
<v Speaker 3>be so angry. My stepmother, God lover. She went to

0:26:16.000 --> 0:26:19.520
<v Speaker 3>Western Union and wired the money, and then he called

0:26:19.560 --> 0:26:23.320
<v Speaker 3>back and said, Grahama, I need more. She wired more money,

0:26:23.720 --> 0:26:26.800
<v Speaker 3>and and there was a happened there.

0:26:26.840 --> 0:26:30.320
<v Speaker 4>It did now Western Union. There was a settlement.

0:26:30.359 --> 0:26:33.120
<v Speaker 3>There was apparently there was some insider you know bs

0:26:33.119 --> 0:26:35.520
<v Speaker 3>going on, and she did recoup some of the money.

0:26:35.800 --> 0:26:38.600
<v Speaker 3>But when I said to her, you know, I sat

0:26:38.640 --> 0:26:42.040
<v Speaker 3>her down and I said why, She said, I don't know.

0:26:42.080 --> 0:26:43.800
<v Speaker 3>I just thought maybe he didn't want you to know.

0:26:43.760 --> 0:26:46.920
<v Speaker 2>Said the first reactions to help your grandchild exactly.

0:26:46.960 --> 0:26:49.520
<v Speaker 4>And I said, so, so that's part of it.

0:26:49.520 --> 0:26:52.199
<v Speaker 1>They they even on the phone they say it's the

0:26:52.240 --> 0:26:53.520
<v Speaker 1>I R S, or I do it.

0:26:53.560 --> 0:26:57.080
<v Speaker 2>I get it from Amazon, saying I like.

0:26:57.480 --> 0:27:02.200
<v Speaker 3>What I think because it. People didn't grow up, Susan

0:27:02.720 --> 0:27:06.480
<v Speaker 3>with Amazon. They didn't grow up with click here for

0:27:06.560 --> 0:27:08.040
<v Speaker 3>your delivery date. You know.

0:27:08.160 --> 0:27:08.560
<v Speaker 1>Oops.

0:27:08.560 --> 0:27:10.720
<v Speaker 3>They now have your contacts and they've you know, they've

0:27:11.000 --> 0:27:12.520
<v Speaker 3>they've gotten into your bank account.

0:27:12.520 --> 0:27:16.320
<v Speaker 1>I R S. The I R S will never ever

0:27:16.480 --> 0:27:18.080
<v Speaker 1>send you a text message.

0:27:17.840 --> 0:27:20.440
<v Speaker 3>Either, either does the electric company saying if you don't

0:27:20.480 --> 0:27:23.320
<v Speaker 3>pay five hundred dollars right now, they're turning off your power.

0:27:23.640 --> 0:27:26.720
<v Speaker 3>And so the thing that we can do PSA is

0:27:27.240 --> 0:27:29.439
<v Speaker 3>say these things over and over.

0:27:30.000 --> 0:27:32.280
<v Speaker 1>But I think it's I believe everything.

0:27:32.480 --> 0:27:35.520
<v Speaker 2>Check it out first before you give any money or

0:27:35.560 --> 0:27:38.480
<v Speaker 2>your bank account or your social Security number.

0:27:38.560 --> 0:27:38.720
<v Speaker 1>Right.

0:27:39.000 --> 0:27:41.920
<v Speaker 3>But here's the thing that I think they're victims because

0:27:43.200 --> 0:27:49.360
<v Speaker 3>many Golden people are not sophisticated with technology today, and

0:27:48.600 --> 0:27:53.360
<v Speaker 3>so they believe it when you know, some creep reaches

0:27:53.400 --> 0:27:56.160
<v Speaker 3>out and says we're going to turn your electricity off

0:27:56.160 --> 0:27:59.480
<v Speaker 3>and it's one hundred degrees out, they believe it because

0:27:59.600 --> 0:28:02.880
<v Speaker 3>they can't imagine how somebody would have gotten their number,

0:28:03.119 --> 0:28:06.439
<v Speaker 3>because they don't understand technology. And I think that is

0:28:06.600 --> 0:28:09.400
<v Speaker 3>if I had to give the single biggest reason that

0:28:09.720 --> 0:28:15.080
<v Speaker 3>Goldens are scammed, it's that they don't understand technology. And

0:28:15.520 --> 0:28:19.280
<v Speaker 3>AI can I just say, AI is bringing a whole

0:28:19.960 --> 0:28:26.480
<v Speaker 3>new you know, because I can capture well good and bad,

0:28:26.800 --> 0:28:29.800
<v Speaker 3>but they can capture your voice. Now, so AI could

0:28:29.880 --> 0:28:32.680
<v Speaker 3>capture my voice and call you and it would sound

0:28:32.760 --> 0:28:35.720
<v Speaker 3>it would be it would be my voice, And that's

0:28:35.760 --> 0:28:37.880
<v Speaker 3>going to be a whole new level of deception.

0:28:38.400 --> 0:28:42.440
<v Speaker 2>But I do love AI and more Goldens should use

0:28:42.480 --> 0:28:47.560
<v Speaker 2>it because your questions. You don't need encyclopedias anymore. I

0:28:47.560 --> 0:28:50.080
<v Speaker 2>don't even think the modern day child here and there's

0:28:50.120 --> 0:28:51.560
<v Speaker 2>what encyclopedia is.

0:28:52.040 --> 0:28:54.440
<v Speaker 1>I use GPT constantly.

0:28:54.800 --> 0:28:57.040
<v Speaker 3>Well, it should be Gemini. I'm a Google girl. It

0:28:57.040 --> 0:29:01.560
<v Speaker 3>should be Gemini you're using I don't. I don't use

0:29:01.600 --> 0:29:04.000
<v Speaker 3>it because I'm I'm a writer and I don't need

0:29:04.040 --> 0:29:04.680
<v Speaker 3>help writing.

0:29:05.120 --> 0:29:09.000
<v Speaker 2>But it's not about writing that answers a lot of questions.

0:29:08.640 --> 0:29:10.720
<v Speaker 4>So Google, I mean, I just.

0:29:10.680 --> 0:29:14.080
<v Speaker 2>Do things like it's like Facebook, going the Instagram, you

0:29:14.160 --> 0:29:14.560
<v Speaker 2>know what I mean.

0:29:14.800 --> 0:29:17.760
<v Speaker 1>It's like here's your step up. But it's the way

0:29:17.920 --> 0:29:21.360
<v Speaker 1>of the future. And you you're right.

0:29:21.680 --> 0:29:25.040
<v Speaker 2>Goldens don't trust more modern things because they're not used

0:29:25.080 --> 0:29:25.240
<v Speaker 2>to it.

0:29:25.600 --> 0:29:26.160
<v Speaker 1>Lucky, I don't.

0:29:26.400 --> 0:29:28.160
<v Speaker 3>I don't think it's that they don't trust. I think

0:29:28.400 --> 0:29:31.480
<v Speaker 3>I think they do trust, Susan, that's the problem. They

0:29:31.520 --> 0:29:36.479
<v Speaker 3>trust it. They don't understand that that the goodness, the

0:29:36.520 --> 0:29:41.200
<v Speaker 3>good parts of AI or technology and technology to use

0:29:41.200 --> 0:29:45.440
<v Speaker 3>it can be abused to to scam you out of money.

0:29:45.440 --> 0:29:48.320
<v Speaker 3>And so how many times locally, Oh my god, I

0:29:48.360 --> 0:29:50.880
<v Speaker 3>hear it all the time on the I get them

0:29:50.920 --> 0:29:52.840
<v Speaker 3>all the time on my phone. You know, click here,

0:29:53.400 --> 0:29:56.480
<v Speaker 3>and you know what they'll do. They'll copy like it'll

0:29:56.520 --> 0:29:57.680
<v Speaker 3>look like Amazon.

0:29:58.400 --> 0:29:58.880
<v Speaker 1>Uh.

0:29:59.080 --> 0:30:02.960
<v Speaker 3>But here's here's here's what I say to people when

0:30:03.000 --> 0:30:07.440
<v Speaker 3>you the first way to get a scamp to cite

0:30:07.440 --> 0:30:10.680
<v Speaker 3>one is when you get an email and there's no

0:30:10.960 --> 0:30:15.480
<v Speaker 3>picture on the on the on the thing, there's no

0:30:15.560 --> 0:30:17.160
<v Speaker 3>picture of a person.

0:30:17.240 --> 0:30:20.479
<v Speaker 4>And the email is some bizarre email.

0:30:20.560 --> 0:30:24.720
<v Speaker 3>It's not Gmail dot com, it's you know ITBX, it's

0:30:24.760 --> 0:30:29.000
<v Speaker 3>a bot and so you know, people, but again, goldens

0:30:29.000 --> 0:30:30.920
<v Speaker 3>don't know how to look for that stuff. You and

0:30:31.000 --> 0:30:32.200
<v Speaker 3>I do, because.

0:30:32.480 --> 0:30:34.880
<v Speaker 2>A lot of times they're doing it by phone. They're

0:30:34.880 --> 0:30:35.680
<v Speaker 2>calling them.

0:30:36.040 --> 0:30:37.640
<v Speaker 3>Well, you know what the answer to that is, Susan

0:30:39.160 --> 0:30:42.680
<v Speaker 3>PSA number five for the day. If you do not

0:30:43.080 --> 0:30:46.440
<v Speaker 3>recognize the phone number, do not answer it. Let it

0:30:46.520 --> 0:30:50.280
<v Speaker 3>go to voicemail. And then if you have any question,

0:30:50.680 --> 0:30:53.040
<v Speaker 3>you call one of your kids, call a younger person,

0:30:53.080 --> 0:30:54.400
<v Speaker 3>say I got this call.

0:30:54.880 --> 0:30:59.000
<v Speaker 2>Do you know they leave a detailed message like these

0:30:59.040 --> 0:31:01.920
<v Speaker 2>scammers I've had, and I'm laughing listening to it.

0:31:01.960 --> 0:31:03.640
<v Speaker 1>A couple of times I thought twice.

0:31:03.400 --> 0:31:06.880
<v Speaker 3>Like you know what I've done, I've called them back

0:31:06.920 --> 0:31:09.800
<v Speaker 3>when they say your you know your tax bill is late. Well,

0:31:09.800 --> 0:31:11.800
<v Speaker 3>I happen to know my tax bill is never late.

0:31:12.120 --> 0:31:15.040
<v Speaker 3>And so I call them back and I start whimpering, going,

0:31:15.120 --> 0:31:16.040
<v Speaker 3>I'm so afraid.

0:31:16.040 --> 0:31:16.560
<v Speaker 4>What do I do?

0:31:17.040 --> 0:31:18.440
<v Speaker 3>Oh, we're going to help you. Oh no, I keep

0:31:18.480 --> 0:31:19.960
<v Speaker 3>them on the phone. So I figured the longer I

0:31:20.000 --> 0:31:21.920
<v Speaker 3>keep them on the phone, the less time they have

0:31:21.960 --> 0:31:23.360
<v Speaker 3>to screw with somebody else's life.

0:31:23.400 --> 0:31:25.760
<v Speaker 2>They should all be hung I'm telling you, well, you

0:31:25.800 --> 0:31:28.160
<v Speaker 2>know what. It's taking advantage of seniors.

0:31:28.160 --> 0:31:28.960
<v Speaker 1>It's just not right.

0:31:29.120 --> 0:31:33.000
<v Speaker 3>I think taking advantage of anybody is true. And and

0:31:33.840 --> 0:31:37.040
<v Speaker 3>but get ready buckle up because scams with AI are

0:31:37.080 --> 0:31:41.360
<v Speaker 3>about to you know, multiplis so Golden's. If you're listening.

0:31:41.800 --> 0:31:44.480
<v Speaker 3>If you're not sure, don't answer the phone. If you're

0:31:44.520 --> 0:31:48.240
<v Speaker 3>not sure, don't open the link. Never open a link

0:31:48.320 --> 0:31:51.120
<v Speaker 3>unless it's from your children. And you'll know what their

0:31:51.160 --> 0:31:55.040
<v Speaker 3>email is. Just don't when and down ever, do money.

0:31:55.200 --> 0:31:58.920
<v Speaker 2>Don't give them bank accounts, social Security numbers. Be sure,

0:31:59.560 --> 0:32:00.960
<v Speaker 2>go check with someone else.

0:32:01.960 --> 0:32:03.760
<v Speaker 3>How about the skim weight? Can we talk about the

0:32:03.800 --> 0:32:05.680
<v Speaker 3>love skim Since we are talking, we do love to

0:32:05.680 --> 0:32:08.080
<v Speaker 3>talk about dating. How about the.

0:32:07.960 --> 0:32:10.840
<v Speaker 2>People they have a friend? Many times I have a

0:32:10.880 --> 0:32:12.520
<v Speaker 2>friend who actually.

0:32:13.920 --> 0:32:15.840
<v Speaker 3>Never, She never said money, but she fell in love

0:32:15.880 --> 0:32:19.640
<v Speaker 3>with a tall, dark and handsome guy who was not tall,

0:32:19.680 --> 0:32:22.640
<v Speaker 3>dark and handsome. He was in jail in Nigeria. I was,

0:32:24.280 --> 0:32:27.239
<v Speaker 3>I mean, it was like, are you kidding me? So

0:32:27.440 --> 0:32:30.080
<v Speaker 3>you know again, if you're if you are desperate for love,

0:32:30.480 --> 0:32:34.520
<v Speaker 3>not take do not take two people that email you

0:32:34.520 --> 0:32:36.280
<v Speaker 3>out of the clear blue and tell you they love

0:32:36.320 --> 0:32:38.120
<v Speaker 3>you and they want to marry you and they live

0:32:38.120 --> 0:32:38.800
<v Speaker 3>in Nigeria.

0:32:39.000 --> 0:32:39.760
<v Speaker 4>Not a good idea.

0:32:40.240 --> 0:32:44.800
<v Speaker 2>Well, I hope we helped you, delco and till that

0:32:44.920 --> 0:32:49.320
<v Speaker 2>person get it together with your dollars, tell you you're

0:32:49.320 --> 0:32:51.480
<v Speaker 2>gonna be okay, Just open up your wall a little

0:32:51.800 --> 0:32:52.320
<v Speaker 2>and all.

0:32:52.280 --> 0:32:53.680
<v Speaker 1>Our goldens pay attention.

0:32:53.880 --> 0:32:57.120
<v Speaker 2>Don't get taken advantage of because it's so done so

0:32:57.200 --> 0:32:57.920
<v Speaker 2>often it's.

0:32:58.160 --> 0:33:03.400
<v Speaker 1>Sad scams and let word, I know scam. And this

0:33:03.440 --> 0:33:04.400
<v Speaker 1>has been fun.

0:33:04.480 --> 0:33:07.760
<v Speaker 3>Right, always fun with you, always fine. I love you,

0:33:08.320 --> 0:33:11.240
<v Speaker 3>I love you too. Listen, be sure to follow Bachelor

0:33:11.280 --> 0:33:15.040
<v Speaker 3>Happy Hour as we have new episodes and new scams

0:33:15.160 --> 0:33:19.000
<v Speaker 3>coming down. No scams here, no scams, but we have

0:33:19.040 --> 0:33:21.480
<v Speaker 3>new episodes coming out every week. You don't want to

0:33:21.520 --> 0:33:24.080
<v Speaker 3>miss them. We love hearing from you, so you know

0:33:24.120 --> 0:33:24.640
<v Speaker 3>what to do.

0:33:25.280 --> 0:33:28.440
<v Speaker 2>We absolutely do and make sure you submit your questions.

0:33:28.800 --> 0:33:31.640
<v Speaker 2>You can go to bachelornation dot com, slash Golden Hour,

0:33:31.880 --> 0:33:34.840
<v Speaker 2>or just dm us on Instagram at Bachelor Happy Hour.

0:33:35.680 --> 0:33:40.480
<v Speaker 3>Listen to Bachelor Happy Hours Golden Hour on the iHeartRadio app,

0:33:40.640 --> 0:33:43.600
<v Speaker 3>or wherever you listen to your podcasts until next time.

0:33:43.840 --> 0:33:45.640
<v Speaker 1>Next time, have a great week,