Speaker 1: Welcome back, everybody.
Speaker 2: We're back Bachelor Happy Hours Golden Hour. Thanks again for
Speaker 2: joining us today. Kathy and I just love coming back
Speaker 2: and chatting with you guys.
Speaker 3: So so excited to be back today. Like many other days,
Speaker 3: we're going to be answering some more of your fan questions.
Speaker 3: Make sure you're submitting those. We love reading them. We
Speaker 3: love answering them and commenting, and just go to Bachelor
Speaker 3: nation dot com slash Golden Hour and submit away.
Speaker 2: We want all your questions and your updates.
Speaker 1: All of it.
Speaker 2: You know, you can also dm us on Instagram at
Speaker 2: Bachelor Happy Hour.
Speaker 1: So how's how's your week been? How's it going?
Speaker 2: Okay, that doesn't sound good.
Speaker 1: You should see the face right now.
Speaker 4: Yeah.
Speaker 3: Today, let me just say today like, I am as
Speaker 3: far from paradise as you can get. Okay, I am
Speaker 3: taking a friend to the airport this morning. I leave
Speaker 3: the garage door open and we're getting in the car.
Speaker 3: I start to put out of the garage. My garage
Speaker 3: doraw which weighs like six hundred pounds because it's solid
Speaker 3: wood with metal backing, crashes into the hood of my
Speaker 3: Mercedes Dens. It it looks like you know it looks
Speaker 3: like I don't know, monkeys were jumping all over.
Speaker 2: They usually like bounce off and stop and they go, no,
Speaker 2: this bounced and didn't and stop. It hit it.
Speaker 3: And what happened was the handle in like several places,
Speaker 3: the handle like the release handle you know for an
Speaker 3: automatic garage. Somehow it came loose because the string was whatever,
Speaker 3: it doesn't matter, Can I just tell you. I called
Speaker 3: the company that installed it, because the guy that was
Speaker 3: here who installed it the first time to now fix it, said, yeah,
Speaker 3: we made a mistake, Like we're supposed to keep those
Speaker 3: ropes tied shorter so they don't catch on your car
Speaker 3: because if they do, it catches the metal and it
Speaker 3: releases the thing and hits your car.
Speaker 1: So it's their fault.
Speaker 3: Yeah, So I called up the manager and I said, well,
Speaker 3: I said, your your workman said, you know, we have
Speaker 3: to do better, and he goes, not we, and I said, exactly,
Speaker 3: your worker needs to do better, And would you like
Speaker 3: the name of my my uh, you.
Speaker 4: Know, collision repair company. So my car. Really it looks
Speaker 4: like someone just pounded it. That was my fun.
Speaker 3: Nobody got hurt, nobody got the car. It's just but
Speaker 3: you know what it's the only car I have. Did
Speaker 3: you have a good day, You're having a good week.
Speaker 1: Yeah, it's been a crazy week.
Speaker 2: Actually, yes, it's it's always crazy, but I'm enjoying it.
Speaker 1: Okay, been crazy.
Speaker 4: Yeah, but you know what that's that's that's summer in Austin.
Speaker 4: That's the way.
Speaker 3: That's what it is here all the time. So you know,
Speaker 3: welcome to my world. All right, you're ready to get
Speaker 3: in the episode. We're going to start with the question
Speaker 3: of the day.
Speaker 4: Here we go.
Speaker 3: How does money play a factor in adult friendships? You know,
Speaker 3: what are some faux pas regarding money that you wish
Speaker 3: more people were aware of? Can I just say, now
Speaker 3: that you've been studying French, you know what a faux
Speaker 3: pas is.
Speaker 1: Let's just say.
Speaker 2: Let me just say people are clueless sometimes about about money.
Speaker 3: Well, like for my friendships, I think friendships are just enjentships.
Speaker 2: Like when the girls all go out to dinner, Like
Speaker 2: after work, we go out to dinner and the one
Speaker 2: girl doesn't drink at all, and the other girl has
Speaker 2: to have three espresso martinis afterwards, and that gets added
Speaker 2: to the bill.
Speaker 1: Like, think about it.
Speaker 2: This girl doesn't work or doesn't have as much as
Speaker 2: you have, like think about it.
Speaker 3: So I think that's one of the faux pas that
Speaker 3: people will order the most expensive thing on the menu
Speaker 3: and fifteen drinks and then go, hey, Kathy, let's just
Speaker 3: split the bill. And I'm looking even but I have
Speaker 3: been and it cuts both ways. I think another faux
Speaker 3: pas that one is to order expensive food, lots of drinks, appetizers,
Speaker 3: and then Kathy rolls in, you know, orders a salad
Speaker 3: and a glass of water, and my bills one hundred bucks.
Speaker 3: Like what, So that's a faux pop. Be mindful of
Speaker 3: other people. But I think another one is and equally bad,
Speaker 3: is when you go out to a restaurant and you'll say,
Speaker 3: can we have separate checks? And that is a lot
Speaker 3: of work for a server and women I'm going to
Speaker 3: get hammered for saying this are notoriously bad tempers. That
Speaker 3: has been my experience. S They're like, well, I'm not
Speaker 3: going to give them twenty percent because I just ordered
Speaker 3: this or I just ordered that. So I'm just telling
Speaker 3: you what people say. So I feel like if you
Speaker 3: if you if you pay your own bill, grade but
Speaker 3: make sure you're tipping appropriately. I think if you borrow money,
Speaker 3: you know, neither a borrow nor lender. B I'm sure
Speaker 3: it says that in the Bible somewhere. I think I
Speaker 3: think too many people borrow money and then you know.
Speaker 2: What happened Susan, Oh, I do they get amnesia? I've
Speaker 2: lent money out, I borrowed money from you. I'm remember
Speaker 2: a good friend. It always hurts a friendship, Yeah, it
Speaker 2: always does. I mean I've had this situation quite a
Speaker 2: few times that I've lent money and I had to
Speaker 2: call every your text every pay day.
Speaker 1: Oh, I can't do it this week. My rent is
Speaker 1: to excuse me.
Speaker 3: Yeah, you know what happened to me with a very
Speaker 3: good friend. I think I've told this story before. And
Speaker 3: I lent the money and she said she'd paid back
Speaker 3: when she was a nurse. She said she would pay
Speaker 3: it back when she got paid in.
Speaker 1: Six weeks now and still hasn't paid it or no.
Speaker 3: She finally it was ugly and she said she finally
Speaker 3: fessed up and said, you have more money than I do.
Speaker 3: You you don't you have you can afford it? And
Speaker 3: I said, oh, no, nothing I know. So so that's
Speaker 3: another faux PAP thinking that when you borrow money, you
Speaker 3: don't have to pay it back big No.
Speaker 4: Well no, I mean like when you and I are
Speaker 4: on our cruise.
Speaker 3: I've paid for a couple of things, You've paid for
Speaker 3: a couple of things, and we'll straighten out.
Speaker 4: But you and I are like.
Speaker 3: That, We'll say, yeah, well it's still money and it's
Speaker 3: still with a friendship.
Speaker 2: But not when you're both doing it and you're going
Speaker 2: away together and you're splitting.
Speaker 1: It, you know what I mean. But I'm just saying,
Speaker 1: it's like it's you have borrow.
Speaker 2: That's different than when we're doing something together.
Speaker 4: Yeah. I think anyway.
Speaker 3: I think when you go out to dinner, they'll My
Speaker 3: experience again has been men are like, let's just split
Speaker 3: the bill. Women are either what we said initially, like
Speaker 3: you know, they'll order the most expensive thing and then
Speaker 3: say let's split the bill, or they're very vocal, I
Speaker 3: only want to pay for my bill, oh, or someone
Speaker 3: says I forgot my wallet, you know, can you put
Speaker 3: it on I'll pay you back later a long time.
Speaker 2: But I also some people if we're going to split,
Speaker 2: and one person because you and I have been in
Speaker 2: this situation, and the one person says, no, no, no,
Speaker 2: I only had this, this, and this, and they want
Speaker 2: to pay exactly that.
Speaker 1: No, no gratuity, no tax tax no. I'm like, whoa, whoa, wow.
Speaker 2: I don't If it's a difference of twenty bucks, I'd
Speaker 2: rather not.
Speaker 1: Great.
Speaker 4: Well, I'm glad well on this criticism. Thank you so much.
Speaker 4: I'll be letting you it's only.
Speaker 3: Twenty twenty bucks until I don't worry about it, Susan,
Speaker 3: it's on you. I do think money though it can, it.
Speaker 1: Can cause a lot of problems.
Speaker 4: It can.
Speaker 3: I think it's been self aware, as many things in
Speaker 3: life are. It's oh, you know what, I went to
Speaker 3: the spa. SU's gave me one hundred dollars because I
Speaker 3: forgot whatever. I need to go back to my room
Speaker 3: and catch you the hundred bucks like it just it's
Speaker 3: just being self aware. And Susan, I don't have the
Speaker 3: hundred bucks to pay you back. So thanks so much.
Speaker 3: I really appreciate me, Kathy, I do know on my phone.
Speaker 4: Oh my gosh.
Speaker 1: Alright, we're going to start our fan questions.
Speaker 2: Okay, Anonymous here from Delco my area, got.
Speaker 1: The Old Boy.
Speaker 2: I can't wait to read this one. I need some advice.
Speaker 2: I recently moved in with my boyfriend of two years.
Speaker 2: I couldn't wait to start this next chapter. Let me
Speaker 2: start by saying I lived on my own very comfortably,
Speaker 2: within my means. He lives in a more expensive area
Speaker 2: and his rent is expensive. Now he makes more than
Speaker 2: two times my salary, but he expects me to pay
Speaker 2: half of everything. I give him half of his rent
Speaker 2: every month, and I think he appreciates it, but he
Speaker 2: will make little comments about other expenses. I really try
Speaker 2: to buy growth things for the house, et cetera. When
Speaker 2: we go out, he will make comments about him paying
Speaker 2: for the bill. I just feel uncomfortable. I'm struggling as
Speaker 2: a lot of my money goes to him. Now, Oh boy,
Speaker 2: I have zero disposable income. Sometimes I feel as if
Speaker 2: it would be better going back on my own, living
Speaker 2: within my means. I want to don't know what to do,
Speaker 2: as I do love him, but I feel as if
Speaker 2: I am his roommate now and not his girlfriend.
Speaker 1: Any advice will be greatly appreciated.
Speaker 2: Oh yes, delco, delco, delco, We love you, Kathy. What's
Speaker 2: the first word that comes to mind with the sea curb?
Speaker 2: Hit him, send him to the curb, communicate you need
Speaker 2: to sit him down and freaking tell him exactly what
Speaker 2: you told us.
Speaker 1: You make more, you live in a more expensive place.
Speaker 3: Yes, I like the idea of send him to the curb.
Speaker 3: This is a red flag. She's right to tell you, Delco.
Speaker 3: But I think he's earning twice the money. He's looking
Speaker 3: to have a nice situation where he listened in a
Speaker 3: nice place and you're paying half the rent if you
Speaker 3: This is why. By the way, again, listen, miss s Delco.
Speaker 3: I'm sure you're a lovely girl. I bet you are
Speaker 3: because I know people from Delco and they are all
Speaker 3: lovely people.
Speaker 4: So here's the thing, though, if.
Speaker 3: You moved in with him and you didn't have these
Speaker 3: conversations first, and maybe they did, maybe he earned less money.
Speaker 3: But the fact is, if you didn't have these conversations
Speaker 3: to begin with, you know, Joe, I don't earn a
Speaker 3: lot of money, and you know I'm a whatever you
Speaker 3: know whatever she does, And I don't have a lot
Speaker 3: of money. I don't have a lot of disposable income.
Speaker 3: So how are we going to work this out? Because
Speaker 3: if his life is a fair yeah, well what's fair
Speaker 3: is splitting everything down the middle?
Speaker 2: And is she totaling up the food bill because I
Speaker 2: know grocery store are expensive.
Speaker 4: No, but she's saying, I try to buy groceries.
Speaker 3: The fact is, it sounds like he wants to split
Speaker 3: everything down the middle. And that's fair in the legal
Speaker 3: you know, most finite definition of the word.
Speaker 4: It's fair.
Speaker 2: She moved into his place, which was way more expensive
Speaker 2: than her place.
Speaker 4: Well, and that's where she went.
Speaker 1: We're going in. You're right.
Speaker 2: Before going in, I would have said, Babe, my rent
Speaker 2: is not like this, So how do you want to
Speaker 2: work this?
Speaker 1: Because I cannot afford.
Speaker 3: Or susan, I got a really simple solution for Hey, buddy,
Speaker 3: you tell him you want sex, money on the table,
Speaker 3: charge him every time.
Speaker 1: You'll be telling you money.
Speaker 4: You'll be moving. You'll be moving to the penthouse here
Speaker 4: pretty soon.
Speaker 2: I know you're thinking it'd be better to go back
Speaker 2: on your own, living within your means. But before you
Speaker 2: do that, if you really do love him, and if
Speaker 2: he loves you, he will make the time sit down
Speaker 2: and communicate and share exactly the truth always sets you free,
Speaker 2: tell him exactly how you're feeling. This okay, but I
Speaker 2: don't feel like I could keep up here. I moved
Speaker 2: into your place and he's collecting half, so he's on
Speaker 2: scott Free and makes more than two times more than you.
Speaker 1: Then that's not fair.
Speaker 2: I wouldn't present it like an ultimatum, but I would
Speaker 2: definitely at the end of your conversation, because if we
Speaker 2: can't work something out, I'm going to have to go,
Speaker 2: and that's an ultimatum.
Speaker 1: Susan, Well, if we can't work, that's still an ultimatum.
Speaker 4: I'm telling you.
Speaker 3: I would say, Delco, you need to back up and
Speaker 3: say to him, let's test. Let's test how you know
Speaker 3: how much you are his roommate and how much you're
Speaker 3: his girlfriend. If you say to him, hey, Joe, I
Speaker 3: really do love you, but this is too much for me.
Speaker 3: I don't have any disposal income. I can't go out
Speaker 3: with my friends. I can't buy the new pair of
Speaker 3: shoes I want because you know, you earn twice what
Speaker 3: I do, sweetie, and and good on you. You've got
Speaker 3: lots of raises, but this is what I earn and
Speaker 3: I can't do that. So if if so, I'm I
Speaker 3: think the best thing for me to do is move back.
Speaker 3: We'll still be boyfriend girlfriend, but you know you live here.
Speaker 3: Watch him change his tone because I'm guessing.
Speaker 1: Well, that's the same thing I said.
Speaker 3: No, no, no, don't don't, I will give I will
Speaker 3: move out. I would move out, and I would say,
Speaker 3: you know, if things change, we become engaged, whatever. But
Speaker 3: right now, this take I guess what I'm saying to
Speaker 3: her is take charge of your life, be responsible for
Speaker 3: who you are, for your expenses, and you know, don't
Speaker 3: expect him to say, oh, that's okay, sweetie, I'll cover everything.
Speaker 1: Yeah, well, you know, what is that how she wants
Speaker 1: to live?
Speaker 2: What he may say it's okay to move out? No, no, no, no,
Speaker 2: that he'll pay more.
Speaker 4: I say it. Does she want to be a kept woman?
Speaker 1: I don't know. I think these are things women. She's
Speaker 1: still going to pay her way, but just not right.
Speaker 3: I think the I think the lesson here is miss Scalco,
Speaker 3: lovely woman that you are, and to everyone else listening,
Speaker 3: have these conversations.
Speaker 4: Before you move in.
Speaker 3: Don't wait until you're knee deep in it, and it's
Speaker 3: going to get ugly.
Speaker 1: I mean that that was a simple question.
Speaker 2: So let's talk about what you expect from me.
Speaker 3: Like if I move into your house with you, Susan,
Speaker 3: I mean I can't because Frederick is probably going to
Speaker 3: be there.
Speaker 4: But let's just say, you know you have the master.
Speaker 4: I'm being serious.
Speaker 3: Let's just say we were two girlfriends, friends that we are,
Speaker 3: and I decided to move to Philly. And yeah, I'm
Speaker 3: making this all up obviously.
Speaker 2: Would you expect me to pay half of everything because
Speaker 2: you have the mask paid for?
Speaker 1: But I expect you to pay rent? Yes, yes, but
Speaker 1: I'm sayingbody that lives here with pay rent? Right.
Speaker 3: Yeah, But here's the thing. When you're young and they
Speaker 3: all have expenses, then you have to sit and do
Speaker 3: a budget.
Speaker 1: I bet they against Can I afford it?
Speaker 4: Yes?
Speaker 3: She so, Delco. You should have done that. You should
Speaker 3: have seen if she didn't. But she is now she
Speaker 3: is let us know, let us know how the conversation.
Speaker 3: Susan's right, how the conversation rent?
Speaker 1: Right, nast and so.
Speaker 4: Yeah, Susan listened, Delko, you know you might want to
Speaker 4: move over there?
Speaker 1: Well, let me tell you the pool you get.
Speaker 4: But here's the thing.
Speaker 3: When she's home, she'll cook for you, she'll grocery shop,
Speaker 3: she'll straighten your hair for you.
Speaker 1: It's really just have to be really neat.
Speaker 3: Oh god, no, you have to beyond really neat. I
Speaker 3: hope you don't mind. While you're eating, she's going to
Speaker 3: be sweeping the floor underneath your chair. But other than that,
Speaker 3: thank you so much for writing in and we good luck.
Speaker 3: And you know what, I hope that the love with
Speaker 3: that you have for this man, I hope it, you know, continues.
Speaker 3: But work it out. Try to work it out, all right,
Speaker 3: Let's move on to question number two.
Speaker 4: Hi, ladies, I need some advice.
Speaker 3: My friends and I are all recent college graduates, all
Speaker 3: working our first full time jobs. Most of us make
Speaker 3: stable money, while our friend Tilly makes well over six
Speaker 3: figures as she works in finance.
Speaker 4: Here's the deal. Tilly is the.
Speaker 3: Only person in our group that nickels and dimes us
Speaker 3: for everything, and there.
Speaker 1: It is always the way.
Speaker 3: For instance, everyone else pays for drinks, calls cars, et cetera,
Speaker 3: and never requests money because we all know it's a
Speaker 3: constant flow of us getting things for each other.
Speaker 1: Well that's a mistake anyway.
Speaker 3: However, anytime Tilly buys anything, she charges us for it immediately.
Speaker 3: Some of the girls have tried to talk to her,
Speaker 3: but she always just says, just request me and I'll
Speaker 3: pay you back. It hit a breaking point when she
Speaker 3: Venma requested us each one dollar and thirty seven cents
Speaker 3: exactly for uber to go to someone's house for dinner.
Speaker 3: It was an uber to our friend's birthday dinner, and
Speaker 3: she also requested the money from the birthday girl. Is
Speaker 3: this friendship break up worthy since we've tried to talk
Speaker 3: to her or are we overreacting? Money is the only
Speaker 3: issue we have with Tilly and we love her otherwise,
Speaker 3: thanks so much?
Speaker 4: Okay, Susan, can we answer this one in unison?
Speaker 2: Man a dollar thirty seven? I would give her pennies?
Speaker 3: Susan would so No, Susan would venmo you a Nickela day,
Speaker 3: a nicola day for the next Oh jeez, let me
Speaker 3: just say there is something wrong. It's ridiculous. There's something wrong.
Speaker 3: First of all, yay, Tilly.
Speaker 4: That was my grandmother's name.
Speaker 1: By the way, she's making great money.
Speaker 3: Yeah, six figures right out of college. It's the name Tilly.
Speaker 3: I love it tight, whatever it is, she said. Some
Speaker 3: of the girls have tried to talk to her, but
Speaker 3: she always says, just request me and I'll pay you back.
Speaker 3: Here's where the problem is. Remember I said earlier day,
Speaker 3: not request, no, no, no, Remember neither a borrower nor
Speaker 3: a lender. Be Remember I said that. Here's what she said.
Speaker 3: She said, for instance, everyone else pays for drinks blah
Speaker 3: blah blah and never requests money because we all know
Speaker 3: it's a constant flow of us getting things for each other.
Speaker 3: There's your problem right there.
Speaker 1: Yeah, it is.
Speaker 4: That's your problem.
Speaker 3: Because if you don't have a kiddy, if you're all
Speaker 3: going out for dinner and you don't put the money
Speaker 3: in the kitty to pay for the ubers and the drinks, whatever,
Speaker 3: you got a problem.
Speaker 1: You got a problem if you if.
Speaker 3: You say, oh, it all comes out in the wash,
Speaker 3: well to Tilly, apparently it doesn't come out in the wash.
Speaker 2: And so so what do you think, Kathy? Is it
Speaker 2: something that you you know?
Speaker 3: Wait, since wait, some people don't know what a kidd is.
Speaker 3: We got to tell what a kidd is. A kiddie
Speaker 3: is you put your money together, you put it in
Speaker 3: a wallet, and it's where like a group of girls
Speaker 3: are going out, you say, let's each put fifty Yeah,
Speaker 3: let's each put fifty dollars in the kiddy. And that's
Speaker 3: what everyone pays that night for. So one person's responsible
Speaker 3: for managing the money, and that way, nobody is quote
Speaker 3: paying for things and it all comes out.
Speaker 4: In the wash.
Speaker 3: Everyone's paying and equal share. That's the right way to
Speaker 3: do it. So I would I would tell people that
Speaker 3: try that would kill it. Yeah, before you break up
Speaker 3: and say, you know what, we're gonna do it differently.
Speaker 3: Now when we all go out, we're gonna have a
Speaker 3: kiddie and everyone's going to put in and decide what
Speaker 3: the number is, and none of this venomoulater stuff.
Speaker 4: Cash on the bare head, right, cash.
Speaker 1: Pennies a dollar thirty seven.
Speaker 2: It's going to be heavy, and I give her one
Speaker 2: at a time because that is bullshit.
Speaker 1: She is being an ass. If you ask me, I mean,
Speaker 1: maybe let's catch up for the birth, says.
Speaker 3: I'm going to play the devil's advocate here for a minute.
Speaker 3: She's earning six figures. You know what, maybe chilling thirty seven? No,
Speaker 3: maybe Tilly is Maybe Tilly's trying to prove a point.
Speaker 4: We don't know. We're only getting one side of the story.
Speaker 3: Maybe Tilly has paid for several rounds of drinks and
Speaker 3: the girls and the girls.
Speaker 1: Alike, you think the girls would have said that.
Speaker 4: Maybe maybe not. I mean, we're only that's why they
Speaker 4: have courts of losses.
Speaker 2: You're living, darling. You don't look good right now. You're
Speaker 2: making a lot of money and you're to send it
Speaker 2: a text that you want a dollar third. You're not
Speaker 2: hearing what I'm saying. Maybe I'm hearing and I'm reading
Speaker 2: and I'm listening.
Speaker 3: But maybe Tilly, No, maybe Tilly has paid more than
Speaker 3: her fair share, and maybe she's tired of it.
Speaker 2: Some of the girls have tried to talk to her.
Speaker 2: Anytime Tilly buys anything, she charges them immediately.
Speaker 1: So no, she has not picked up the tap.
Speaker 4: You don't know that.
Speaker 1: It says it right there, and ink it.
Speaker 3: Says she's the only one who nickles and dimes. But
Speaker 3: she goes on to say, Susan, Darling, that we all
Speaker 3: just kind of flow. The money flows because we all
Speaker 3: pay for things. That's the problem right there.
Speaker 2: Con don't do low of us getting things for each other.
Speaker 2: How getting things for each other, don't do it. However,
Speaker 2: when Tilly buys anything, she charges them immediately, So well,
Speaker 2: do her own tab. If you still want to be
Speaker 2: your friend till you're on your own, do your own
Speaker 2: thing or not.
Speaker 3: I mean, I honestly, I honestly would probably cut you know,
Speaker 3: make her listen to this podcast and say yes, and
Speaker 3: so Tolly congrabs on your six figure job. We would
Speaker 3: love for you to take Susan and me out for
Speaker 3: drinks and you pay, and we will each them you
Speaker 3: one dollar and thirty seven cents as our contribution to
Speaker 3: the evening.
Speaker 2: And a lot of times we go out and you
Speaker 2: buy around. I'll buy the next round, Nancy will buy
Speaker 2: the next round.
Speaker 1: It's all fair.
Speaker 2: It's all even when everybody's doing the same thing. If
Speaker 2: one person's having a coke and two people are having champagne,
Speaker 2: you know, it's different.
Speaker 3: And that's why and that's why money back to the
Speaker 3: question of the day, that's why money becomes an issue
Speaker 3: because we don't know the you know, the elephant in
Speaker 3: the room here is you don't know who has money
Speaker 3: and who can afford it, who's the last of the
Speaker 3: big spenders, and who really is on a tight budget,
Speaker 3: And damn it, I cannot afford to buy Susan too,
Speaker 3: martiniz tonight.
Speaker 4: You know, you don't know.
Speaker 1: It's funny.
Speaker 2: I'm the one that's on the tight budget and I
Speaker 2: end up picking up the tab for so many people
Speaker 2: because they hesitate, and then I feel uncomfortable.
Speaker 1: I always do it.
Speaker 3: Okay, wait, I have to tell you I went out
Speaker 3: for drinks. This is so funny. We're having this conversation
Speaker 3: today and you know the girls. I won't mention her name,
Speaker 3: but what my friend's here. She I went out and
Speaker 3: met her for drinks. And I had been out for
Speaker 3: lunch with a friend, and so I wasn't hungry, and
Speaker 3: I had some chips, you know, that were on the table,
Speaker 3: and I had two drinks and I said, let's split
Speaker 3: the bill, because I'm like you, God forbid someone call
Speaker 3: me cheap. She goes, no, no, no, you just had
Speaker 3: two drinks. So I asked him which And by the way,
Speaker 3: I was sober. I just not great at math. I said, oh, well,
Speaker 3: now let me just pay for my drinks. And to
Speaker 3: your point about tip, tip and tax, the guy said, well,
Speaker 3: your drinks for fourteen dollars each. I said, well, here,
Speaker 3: let me give you fifty. And I got home and
Speaker 3: I went, wait a minute, twenty eight dollars.
Speaker 1: Twenty eight dollars.
Speaker 4: That guy got a hell of a tip. Or she
Speaker 4: put a lot of money in her life.
Speaker 1: Would have been good. And she took it right.
Speaker 4: Oh, yes, she did, see what I mean.
Speaker 3: But I'm just saying you and I are kind of
Speaker 3: the same cloth, like God forbid. Oh that's Susan Knowles,
Speaker 3: she said. Damn, yeah, I don't ever want to be that.
Speaker 1: Well, we wish you lucked out.
Speaker 2: Let us know, because I really really would like to
Speaker 2: send her a Vemo charge for a dollar.
Speaker 4: Hey, Tilly Kelly, listen up, girl.
Speaker 3: I love your name. It was my grandmother's name. But
Speaker 3: you got to stop being so cheap either nice. Say
Speaker 3: to the girls, hey, I'm treating tonight, and then stop
Speaker 3: nicol and diming them. Just do one nice thing for
Speaker 3: your girlfriends, because you know what, the girlfriends are worth
Speaker 3: so much more than the dollar thirty seven they're paying you.
Speaker 1: It's so true, all right.
Speaker 3: By the way, Susan today, Wait, Susan, Yes, why haven't
Speaker 3: you paid I? Venmo requested you two dollars and ten cents.
Speaker 3: You have not paid me yet.
Speaker 2: I would laugh at you, Okay, I know, its just
Speaker 2: literally laugh. Today we're going to be doing a Golden
Speaker 2: Spotlight segment, so there's no games today, Kat. It's a
Speaker 2: Golden Spotlight segment where we talk about something that impacts
Speaker 2: the golden community. Today, we're going to be talking about scams.
Speaker 2: I mean, how about how they get over on so
Speaker 2: many elderly people I mean are golden okay, okay, and
Speaker 2: we're very proud of it, and we preach to everyone
Speaker 2: how life is not over. It's still full of possibilities,
Speaker 2: but you do have to be careful.
Speaker 3: So here's the thing I think golden's and and honestly,
Speaker 3: I don't put myself or you in this category because
Speaker 3: I think you and I are more aware of because
Speaker 3: we're on social media. We you know, we keep up
Speaker 3: a little bit more than some everybody, right, I will,
Speaker 3: So I think that's why, because golden people don't always
Speaker 3: know they can't hear's. I'll tell you a story, true story.
Speaker 3: My mom, my stepmom who passed away two years ago,
Speaker 3: who was really my mother. She got scammed. I'm not
Speaker 3: going to say how much, but several thousand dollars. A
Speaker 3: guy called her. She couldn't hear, she did never hear
Speaker 3: anad in and she said hello, and she and my
Speaker 3: mom said Kyle, which is my Kyle? And the guy said, yeah, Grahama,
Speaker 3: And it wasn't even the name. He calls her and
Speaker 3: he said he was in Mexico and in jail and
Speaker 3: he needed money, and please don't tell my mother. She'll
Speaker 3: be so angry. My stepmother, God lover. She went to
Speaker 3: Western Union and wired the money, and then he called
Speaker 3: back and said, Grahama, I need more. She wired more money,
Speaker 3: and and there was a happened there.
Speaker 4: It did now Western Union. There was a settlement.
Speaker 3: There was apparently there was some insider you know bs
Speaker 3: going on, and she did recoup some of the money.
Speaker 3: But when I said to her, you know, I sat
Speaker 3: her down and I said why, She said, I don't know.
Speaker 3: I just thought maybe he didn't want you to know.
Speaker 2: Said the first reactions to help your grandchild exactly.
Speaker 4: And I said, so, so that's part of it.
Speaker 1: They they even on the phone they say it's the
Speaker 1: I R S, or I do it.
Speaker 2: I get it from Amazon, saying I like.
Speaker 3: What I think because it. People didn't grow up, Susan
Speaker 3: with Amazon. They didn't grow up with click here for
Speaker 3: your delivery date. You know.
Speaker 1: Oops.
Speaker 3: They now have your contacts and they've you know, they've
Speaker 3: they've gotten into your bank account.
Speaker 1: I R S. The I R S will never ever
Speaker 1: send you a text message.
Speaker 3: Either, either does the electric company saying if you don't
Speaker 3: pay five hundred dollars right now, they're turning off your power.
Speaker 3: And so the thing that we can do PSA is
Speaker 3: say these things over and over.
Speaker 1: But I think it's I believe everything.
Speaker 2: Check it out first before you give any money or
Speaker 2: your bank account or your social Security number.
Speaker 1: Right.
Speaker 3: But here's the thing that I think they're victims because
Speaker 3: many Golden people are not sophisticated with technology today, and
Speaker 3: so they believe it when you know, some creep reaches
Speaker 3: out and says we're going to turn your electricity off
Speaker 3: and it's one hundred degrees out, they believe it because
Speaker 3: they can't imagine how somebody would have gotten their number,
Speaker 3: because they don't understand technology. And I think that is
Speaker 3: if I had to give the single biggest reason that
Speaker 3: Goldens are scammed, it's that they don't understand technology. And
Speaker 3: AI can I just say, AI is bringing a whole
Speaker 3: new you know, because I can capture well good and bad,
Speaker 3: but they can capture your voice. Now, so AI could
Speaker 3: capture my voice and call you and it would sound
Speaker 3: it would be it would be my voice, And that's
Speaker 3: going to be a whole new level of deception.
Speaker 2: But I do love AI and more Goldens should use
Speaker 2: it because your questions. You don't need encyclopedias anymore. I
Speaker 2: don't even think the modern day child here and there's
Speaker 2: what encyclopedia is.
Speaker 1: I use GPT constantly.
Speaker 3: Well, it should be Gemini. I'm a Google girl. It
Speaker 3: should be Gemini you're using I don't. I don't use
Speaker 3: it because I'm I'm a writer and I don't need
Speaker 3: help writing.
Speaker 2: But it's not about writing that answers a lot of questions.
Speaker 4: So Google, I mean, I just.
Speaker 2: Do things like it's like Facebook, going the Instagram, you
Speaker 2: know what I mean.
Speaker 1: It's like here's your step up. But it's the way
Speaker 1: of the future. And you you're right.
Speaker 2: Goldens don't trust more modern things because they're not used
Speaker 2: to it.
Speaker 1: Lucky, I don't.
Speaker 3: I don't think it's that they don't trust. I think
Speaker 3: I think they do trust, Susan, that's the problem. They
Speaker 3: trust it. They don't understand that that the goodness, the
Speaker 3: good parts of AI or technology and technology to use
Speaker 3: it can be abused to to scam you out of money.
Speaker 3: And so how many times locally, Oh my god, I
Speaker 3: hear it all the time on the I get them
Speaker 3: all the time on my phone. You know, click here,
Speaker 3: and you know what they'll do. They'll copy like it'll
Speaker 3: look like Amazon.
Speaker 1: Uh.
Speaker 3: But here's here's here's what I say to people when
Speaker 3: you the first way to get a scamp to cite
Speaker 3: one is when you get an email and there's no
Speaker 3: picture on the on the on the thing, there's no
Speaker 3: picture of a person.
Speaker 4: And the email is some bizarre email.
Speaker 3: It's not Gmail dot com, it's you know ITBX, it's
Speaker 3: a bot and so you know, people, but again, goldens
Speaker 3: don't know how to look for that stuff. You and
Speaker 3: I do, because.
Speaker 2: A lot of times they're doing it by phone. They're
Speaker 2: calling them.
Speaker 3: Well, you know what the answer to that is, Susan
Speaker 3: PSA number five for the day. If you do not
Speaker 3: recognize the phone number, do not answer it. Let it
Speaker 3: go to voicemail. And then if you have any question,
Speaker 3: you call one of your kids, call a younger person,
Speaker 3: say I got this call.
Speaker 2: Do you know they leave a detailed message like these
Speaker 2: scammers I've had, and I'm laughing listening to it.
Speaker 1: A couple of times I thought twice.
Speaker 3: Like you know what I've done, I've called them back
Speaker 3: when they say your you know your tax bill is late. Well,
Speaker 3: I happen to know my tax bill is never late.
Speaker 3: And so I call them back and I start whimpering, going,
Speaker 3: I'm so afraid.
Speaker 4: What do I do?
Speaker 3: Oh, we're going to help you. Oh no, I keep
Speaker 3: them on the phone. So I figured the longer I
Speaker 3: keep them on the phone, the less time they have
Speaker 3: to screw with somebody else's life.
Speaker 2: They should all be hung I'm telling you, well, you
Speaker 2: know what. It's taking advantage of seniors.
Speaker 1: It's just not right.
Speaker 3: I think taking advantage of anybody is true. And and
Speaker 3: but get ready buckle up because scams with AI are
Speaker 3: about to you know, multiplis so Golden's. If you're listening.
Speaker 3: If you're not sure, don't answer the phone. If you're
Speaker 3: not sure, don't open the link. Never open a link
Speaker 3: unless it's from your children. And you'll know what their
Speaker 3: email is. Just don't when and down ever, do money.
Speaker 2: Don't give them bank accounts, social Security numbers. Be sure,
Speaker 2: go check with someone else.
Speaker 3: How about the skim weight? Can we talk about the
Speaker 3: love skim Since we are talking, we do love to
Speaker 3: talk about dating. How about the.
Speaker 2: People they have a friend? Many times I have a
Speaker 2: friend who actually.
Speaker 3: Never, She never said money, but she fell in love
Speaker 3: with a tall, dark and handsome guy who was not tall,
Speaker 3: dark and handsome. He was in jail in Nigeria. I was,
Speaker 3: I mean, it was like, are you kidding me? So
Speaker 3: you know again, if you're if you are desperate for love,
Speaker 3: not take do not take two people that email you
Speaker 3: out of the clear blue and tell you they love
Speaker 3: you and they want to marry you and they live
Speaker 3: in Nigeria.
Speaker 4: Not a good idea.
Speaker 2: Well, I hope we helped you, delco and till that
Speaker 2: person get it together with your dollars, tell you you're
Speaker 2: gonna be okay, Just open up your wall a little
Speaker 2: and all.
Speaker 1: Our goldens pay attention.
Speaker 2: Don't get taken advantage of because it's so done so
Speaker 2: often it's.
Speaker 1: Sad scams and let word, I know scam. And this
Speaker 1: has been fun.
Speaker 3: Right, always fun with you, always fine. I love you,
Speaker 3: I love you too. Listen, be sure to follow Bachelor
Speaker 3: Happy Hour as we have new episodes and new scams
Speaker 3: coming down. No scams here, no scams, but we have
Speaker 3: new episodes coming out every week. You don't want to
Speaker 3: miss them. We love hearing from you, so you know
Speaker 3: what to do.
Speaker 2: We absolutely do and make sure you submit your questions.
Speaker 2: You can go to bachelornation dot com, slash Golden Hour,
Speaker 2: or just dm us on Instagram at Bachelor Happy Hour.
Speaker 3: Listen to Bachelor Happy Hours Golden Hour on the iHeartRadio app,
Speaker 3: or wherever you listen to your podcasts until next time.
Speaker 1: Next time, have a great week,