Speaker 1: Okay, Hey, it's Q and A with BA.
Speaker 2: I'm excited A Q and A so happy today? Are
Speaker 2: they gonna say?
Speaker 1: All right?
Speaker 3: So we're going to write into it. This is our
Speaker 3: special bonus episode, so b a Brian ambition, Q and
Speaker 3: A Question and Answer. You asked your question, you get
Speaker 3: are your answer. And remember we are not financial advisors.
Speaker 3: We are not I don't know whatever legal schmiegel. AKA,
Speaker 3: see your grandma, not us to us. Now, we're just here.
Speaker 2: Just don't see your grandma either, but especially but if
Speaker 2: you go.
Speaker 3: See somebody for your grammy. But me and Mandy are
Speaker 3: just here. We are literally just sharing our opinion and
Speaker 3: it is up to you to lean into the expert
Speaker 3: in your life, to vet verify and to follow through. Okay, Mandy,
Speaker 3: who's our first person?
Speaker 2: I love this question, Carl, Yes, I saw this question
Speaker 2: on Enstein. I'm so glad that producer Sarah picked this
Speaker 2: one out. Carl says, I love the podcast and what
Speaker 2: you both are doing to empower our community. I just
Speaker 2: started a new remote job in March that I enjoy
Speaker 2: for a solid company with great benefits. I'm making eighty
Speaker 2: five K, the most I've ever made in a low
Speaker 2: cost of living area. I've been getting recruiters sliding into
Speaker 2: my dms on LinkedIn, and I finally decided to chat
Speaker 2: with one. She has a role that's one hundred percent remote,
Speaker 2: same industry for about one hundred and thirty five k
Speaker 2: per year. The only issue is that it's a six
Speaker 2: to twelve month contract attempt to hire role, so I
Speaker 2: have the uncertainty of it. We're also building a house,
Speaker 2: and I know that banks get a little bit weary
Speaker 2: when there's big changes in a financial situation. What do
Speaker 2: you think? Am I crazy for considering the move from
Speaker 2: something reliable to something potentially uncertain. My initial thought is,
Speaker 2: don't worry until you get the offer. But my wheels
Speaker 2: are already turning. Ooh, this is a juicy, juicy.
Speaker 3: Juicy, although there's one huge component that makes me say, sir, Carl,
Speaker 3: but I'm gonna let you rock with it. What you say,
Speaker 3: Mandra No.
Speaker 2: Tell me what what caught you?
Speaker 3: What caught you?
Speaker 2: A Carl story?
Speaker 3: The part that caught me everything else, I'm like, oh,
Speaker 3: you know, maybe I'd make the leap, but building a house, Carl,
Speaker 3: that makes me nervous. Now here's the thing. I've never
Speaker 3: built a house I do know. Let's just say, if
Speaker 3: you were, you know, house shopping, and you were like,
Speaker 3: I'm thinking about getting a mortgage, this would literally be
Speaker 3: the worst thing you could possibly do. If you switch
Speaker 3: jobs before you close, they're almost sure to be like
Speaker 3: you thought, Carl Bruh, we gave you this loan based
Speaker 3: upon your current financial situation. You have now changed it
Speaker 3: to one that makes us feel a little nervy. Nervy,
Speaker 3: like I'll give you an example. So I make like
Speaker 3: significantly more than my husband, but my husband has worked
Speaker 3: for where he works for for the last like twenty
Speaker 3: nineteen years. When we were looking to get a mortgage,
Speaker 3: he actually was the one that they were like, we
Speaker 3: don't want to talk to Siphany, you're really cute. Well
Speaker 3: you cute? We sure many years of work and a
Speaker 3: solid job. How you doing. I was like, what, I
Speaker 3: make a lot of money. They're like, yeah, yeah, what's
Speaker 3: your shaky entrepreneurship? It's not cute over there. So that's
Speaker 3: the part that just makes me a little nervous, is
Speaker 3: that I don't know what's building a house. If you
Speaker 3: kind of like lock in, you've already locked in your
Speaker 3: financing and they can't take it away. But that makes
Speaker 3: me a little shaky shaky, what say you, manjoin.
Speaker 2: I completely agree with you. Two big red flags, that
Speaker 2: being one. The second one is yes, they're offering one
Speaker 2: hundred and thirty five K, so that's fifty k more
Speaker 2: than he's from my mathematics are correct, fifty K more
Speaker 2: than he's making now. But it's a contract role, and
Speaker 2: what that means they are not giving you ne'er one benefit,
Speaker 2: probably no four one K matching, probably no health care,
Speaker 2: probably no free be this and free be that. And
Speaker 2: I think that's why you're seeing an inflated salary. And
Speaker 2: also you're gonna have to you know, if they pay you.
Speaker 2: I don't know if they'll take out taxes, but you
Speaker 2: may have to set aside some of that for taxes
Speaker 2: as well as well. So I would ask those questions
Speaker 2: for sure, especially if you're seriously entertaining this offer, you
Speaker 2: really should know exactly what this means to you. I
Speaker 2: see you said you're building a house. You say we,
Speaker 2: so I assume you have a partner. You know, if
Speaker 2: they can provide you health benefits or if you're not
Speaker 2: missing out on any benefits that you are at your
Speaker 2: current employer, you know, maybe that is a little bit
Speaker 2: more in favor of the more higher paying role. At
Speaker 2: the end of the day, I think Tiffany's exactly right.
Speaker 2: As long as you're building this house, and my little
Speaker 2: brother's actually building a house right now in Atlanta. Sure,
Speaker 2: and there's I know comient that anyway. He He's like,
Speaker 2: nobody calls me Drake, but you can on your pud. Meanwhile,
Speaker 2: no people at public's hey, Drake, listen, Carl the while
Speaker 2: you're building your house, you know, the good thing for me.
Speaker 2: And what I would say is like, this role is
Speaker 2: being offered to you now at six to twelve month contract.
Speaker 2: You know, you can hang around at this great paying
Speaker 2: job that you have for another six months and you
Speaker 2: can know, you know, maybe your house is done. Then
Speaker 2: you've got that out of the way, and then you
Speaker 2: know people are offering jobs like yours remotely. This doesn't
Speaker 2: mean this is the only opportunity. I would be excited
Speaker 2: by this. I'd be excited and be like, oh shit,
Speaker 2: people are willing to pay a lot of money from
Speaker 2: my position on a contract basis, so when I'm ready,
Speaker 2: they should still be some opportunities available. But you know,
Speaker 2: for right now, while you're building this house. Let's just
Speaker 2: have some financial stability so that you and your partner,
Speaker 2: you know, are not completely screwed over when it comes
Speaker 2: to the banks if you're you know, getting a mortgage
Speaker 2: or alone. Like you say, like you sound like you are.
Speaker 2: Oh wow, but congrats. That's exciting. And I feel the
Speaker 2: same way about like, yeah, when I went, it was like, oh,
Speaker 2: you can't say yes to everything. Yeah, but it's exciting
Speaker 2: to know that there's other opportunities that are out.
Speaker 3: Everybody wants to get chosen. You got chos food by
Speaker 3: two people.
Speaker 2: So all right, thank you so much, Carl. What about
Speaker 2: number two? You want to read this one?
Speaker 3: Sure? Hey, ladies. I'm considering jobs in higher education outside
Speaker 3: of California because I'm not getting any callbacks or job
Speaker 3: offers here. I had three interviews in twenty twenty and
Speaker 3: thus three and twenty twenty one and nothing. I mean,
Speaker 3: one job went well as far as calling my references,
Speaker 3: and still nothing. I've applied out of state to Arizona,
Speaker 3: Texas and other states. But my question is how do
Speaker 3: I check the compensation rate for the new job in
Speaker 3: a new state? My question is how do I check
Speaker 3: the compensation rate for the new job in a new
Speaker 3: state and to see if it's comparable to working in California.
Speaker 3: I know there are no jobs across state lines offering
Speaker 3: salary matching. I just don't want to be undervalued while
Speaker 3: moving to working in a new state and not get
Speaker 3: paid my value. Thank you so much. I love y'all
Speaker 3: and the show. So let me just like download. So
Speaker 3: it's like, you're looking for work higher education. I'm assuming
Speaker 3: you mean in colleges or you know that. So I'm thinking,
Speaker 3: so you've had all these interviews, still nothing has come back,
Speaker 3: but you're trying to basically compare working from state to
Speaker 3: state to see how much money is. Like obviously California
Speaker 3: the coast typically pay more than other, you know states,
Speaker 3: So you're just like, you know, it's California's ninety thousand,
Speaker 3: Texas is fifty thousand. So you're trying to look, is
Speaker 3: that was that what you're getting from this that she's
Speaker 3: trying to figure out like how to prepare compensation rate
Speaker 3: from state to state.
Speaker 2: Yeah, I think she's preparing herself to possibly be getting
Speaker 2: offers from these out of state jobs that are less
Speaker 2: than what she's possibly expecting in California but she wants
Speaker 2: to know how low should she go. My question is,
Speaker 2: you know, even now with this pandemic life, is the
Speaker 2: job going to be remote or are you going to
Speaker 2: be moving to these states. If you're moving to the states,
Speaker 2: I would say definitely you should get your expectations adjusted.
Speaker 2: And you can do that by doing a search online. Payscale,
Speaker 2: glass Door. They may have location specific salary advice. You
Speaker 2: can also there's cost of living calculators. We can link
Speaker 2: to a couple in our show notes that maybe would
Speaker 2: help you. But also even if there's a forum, you know,
Speaker 2: a Facebook group or community or a professional organization wherever
Speaker 2: you may find your peers in other states, you could
Speaker 2: ask one of them to give you just to be
Speaker 2: a sounding board for some of the offers that you're getting.
Speaker 2: But if you're moving, yes, I say adjust your expectations.
Speaker 2: If they're going to allow you to be remote and
Speaker 2: work in California, you know, you could justify expecting a
Speaker 2: bit more as you do have a higher cost of living.
Speaker 2: You know, for example, if you want to stay in California,
Speaker 2: they may say, maybe the pay is a little bit lower,
Speaker 2: but we're going to let you stay in California. You
Speaker 2: don't have to uproot your life. You know, that's an
Speaker 2: additional benefit to you. It's definitely a conversation, but it's
Speaker 2: a little bit nuanced, and for me, it's really down
Speaker 2: to where are you moving? You know, are you going
Speaker 2: to stay in California and you know, will they expect
Speaker 2: you to accept a little bit of a lower pay
Speaker 2: because they're going to let you stay remote, or will you,
Speaker 2: you know, move to these new states.
Speaker 3: It looks like she's wanting to move. She's looking like basically,
Speaker 3: she's like, I don't you know how like I know,
Speaker 3: and like, because I live in Jersey, I could tell you,
Speaker 3: like what teachers make on average, you know, and like
Speaker 3: what's what's low, what's high? She's basically like, I'm not
Speaker 3: trying to move to a new state only to find
Speaker 3: out the Texas people they trick me that in Texas
Speaker 3: this is actually low. So I mean, yeah, I'm trying
Speaker 3: to thinking in New Jersey, where would I find the
Speaker 3: information of like I feel like it's not with the
Speaker 3: Google search, right, Like what do teachers make? Let's pretend
Speaker 3: you're trying to be a teacher. What do teachers make
Speaker 3: in New Jersey? Because what they'll do is they'll actually list,
Speaker 3: especially for higher education, they'll list kind of like the
Speaker 3: expected salary. So that way that should give you like
Speaker 3: a range of like what you should look into. Like well, okay,
Speaker 3: if I go Texas and I see that for my position,
Speaker 3: you know the average pay is eighty thousand and they're
Speaker 3: offering you sixty, then you know it's on me lowin.
Speaker 3: But education is a space that you can easily do
Speaker 3: your Googles and literally see it, like I know, for
Speaker 3: example that Newark because urban settings tend to pay more
Speaker 3: than rural settings in New Jersey. Because I don't know
Speaker 3: if I told you everr Mandy that one time I
Speaker 3: had posted like, oh, you know, when I first started teaching,
Speaker 3: I was making thirty nine thousand dollars a year, and
Speaker 3: this woman called me a liar on instad. She's like,
Speaker 3: you're a liar. I'm a teacher in New Jersey. We
Speaker 3: don't make that much now, let alone that long ago.
Speaker 3: I was like, hold please, because Google's are real. I
Speaker 3: showed her that, like one literally I think in Newark
Speaker 3: people are starting at sixty five thousand, because she was
Speaker 3: in rural New Jersey and I said, I mean, I'm
Speaker 3: not trying to shame you about, you know, making less.
Speaker 3: But yes, there are some areas of the same state
Speaker 3: that pay differently. And she was like, oh wow, I
Speaker 3: didn't know that, And so, you know, don't be like,
Speaker 3: we'll call her Sheila. Don't be like she. Do your
Speaker 3: googles and figure out, like, you know, what the pay
Speaker 3: range is. Sometimes there's depending what kind of job it is.
Speaker 3: Sometimes there's literally actually websites, like especially if it's a
Speaker 3: government or a state job, as released to higher education,
Speaker 3: there's definitely going to be salary scales available online.
Speaker 2: Yeah, and I also don't hate the fact that you
Speaker 2: might be walking into that negotiation with a little bit
Speaker 2: of California swagger. Yes, you know, expecting a little bit
Speaker 2: more because maybe you ask for more and they find
Speaker 2: that they can inch that budget up a little bit.
Speaker 2: I love an outlier. And my experience as a manager,
Speaker 2: whenever you'd have someone coming in, especially if you're approaching
Speaker 2: somebody from another company, typically you got to give them
Speaker 2: a bigger raise. So for example, if I was hiring,
Speaker 2: if I had just promoted a writer to a senior writer,
Speaker 2: maybe they got a I don't know, ten percent raise.
Speaker 2: But if I was recruiting a senior writer from somewhere else,
Speaker 2: and I had to lure them to me. They may
Speaker 2: come in like at twenty percent, and then the next
Speaker 2: round of compensation it's like, oh, well we have this
Speaker 2: new person coming in. They're kind of raising the bar
Speaker 2: for salary. You know, we got to make sure everyone
Speaker 2: else is on the same page. So rising tides kind
Speaker 2: of doll boats. So I'm not mad at you walking
Speaker 2: in there asking for a little bit more than maybe
Speaker 2: a local a local would, but yeah, absolutely.
Speaker 3: Because you from Caliboo boo, you've been leading into it.
Speaker 3: So those are our questions for today. If you have questions,
Speaker 3: you can submit them.
Speaker 2: To us podcast at gmail dot com. Thank you. I'm
Speaker 2: looking at the Google doc not your face. Oh sorry,
Speaker 2: Or you can go to Brown Ambition podcast dot com
Speaker 2: and ask us anything. You love your questions, keep sending them.
Speaker 3: Yes, I mean you can also like Instagram, you know us,
Speaker 3: we like them you know there as well. But yeah,
Speaker 3: if you like this podcast, which obviously you do cause
Speaker 3: you're here, man, and I would like to beseech you.
Speaker 3: And that's a great word right to invite at least
Speaker 3: you know those trace people to listen to Brown ambition
Speaker 3: because you know they might be like you might. I
Speaker 3: have a friend that asked you a financial question and
Speaker 3: you're like, Sis, you'll not say that means I don't
Speaker 3: know what's Spanish. Send them here. We will answer the
Speaker 3: I can't promise that we'll get to it, but we'll
Speaker 3: try our best. We will try our best, no, honestly, like,
Speaker 3: send at least three people our way. We want to
Speaker 3: grow our podcast so we can reach more people and
Speaker 3: help more people. Mandy and I are really excited about
Speaker 3: like new things that are coming. We just want to
Speaker 3: make sure that you guys are getting all that you
Speaker 3: need from us. So you love us. Tell other people
Speaker 3: you love us, tell us them via social media, but
Speaker 3: send a link, like listen to this episode. It's the
Speaker 3: question you asked me last week.
Speaker 2: So I just feel like, shout out to your third
Speaker 2: grade Spanish teacher. That's what I want to say, because
Speaker 2: those lessons really stuck with you every week thinking a
Speaker 2: little some something.
Speaker 3: I know, a combination about twenty Spanish words, and I'm like,
Speaker 3: and I don't, I'm not good at tensis. I'm like,
Speaker 3: I'm probably saying, you know, like present tentions to the
Speaker 3: past partis whatever. But you know, doctor Ziobra would be
Speaker 3: very ashamed of me. She was my middle school Spanish teacher.
Speaker 3: And my name was Carolina because you know, you have
Speaker 3: to pick a Spanish name.
Speaker 2: Carolina, yeah, because they didn't just like Spanish fie.
Speaker 3: Tiffany, no, because what is it Tiponi? I don't know,
Speaker 3: but Carolina was my Spanish name, and she like they one,
Speaker 3: and she was very serious about Spanish. Day one, she
Speaker 3: only spoke to us in Spanish. I'm like, madam, that's
Speaker 3: the way, but I'm and she was very serious Carolina.
Speaker 3: I'm like, you know, all I knew is he don't know?
Speaker 3: Say so. Shout out to you, missus zo bro for
Speaker 3: you know, trying your best, but some of them.
Speaker 1: All right, y'all next week until next week
Speaker 2: Six