WEBVTT - BA Q and A: Is Full-Time Work Really Better Than Contract Gig?

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<v Speaker 1>Okay, Hey, it's Q and A with BA.

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<v Speaker 2>I'm excited A Q and A so happy today? Are

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<v Speaker 2>they gonna say?

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<v Speaker 1>All right?

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<v Speaker 3>So we're going to write into it. This is our

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<v Speaker 3>special bonus episode, so b a Brian ambition, Q and

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<v Speaker 3>A Question and Answer. You asked your question, you get

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<v Speaker 3>are your answer. And remember we are not financial advisors.

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<v Speaker 3>We are not I don't know whatever legal schmiegel. AKA,

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<v Speaker 3>see your grandma, not us to us. Now, we're just here.

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<v Speaker 2>Just don't see your grandma either, but especially but if

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<v Speaker 2>you go.

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<v Speaker 3>See somebody for your grammy. But me and Mandy are

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<v Speaker 3>just here. We are literally just sharing our opinion and

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<v Speaker 3>it is up to you to lean into the expert

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<v Speaker 3>in your life, to vet verify and to follow through. Okay, Mandy,

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<v Speaker 3>who's our first person?

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<v Speaker 2>I love this question, Carl, Yes, I saw this question

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<v Speaker 2>on Enstein. I'm so glad that producer Sarah picked this

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<v Speaker 2>one out. Carl says, I love the podcast and what

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<v Speaker 2>you both are doing to empower our community. I just

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<v Speaker 2>started a new remote job in March that I enjoy

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<v Speaker 2>for a solid company with great benefits. I'm making eighty

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<v Speaker 2>five K, the most I've ever made in a low

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<v Speaker 2>cost of living area. I've been getting recruiters sliding into

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<v Speaker 2>my dms on LinkedIn, and I finally decided to chat

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<v Speaker 2>with one. She has a role that's one hundred percent remote,

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<v Speaker 2>same industry for about one hundred and thirty five k

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<v Speaker 2>per year. The only issue is that it's a six

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<v Speaker 2>to twelve month contract attempt to hire role, so I

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<v Speaker 2>have the uncertainty of it. We're also building a house,

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<v Speaker 2>and I know that banks get a little bit weary

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<v Speaker 2>when there's big changes in a financial situation. What do

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<v Speaker 2>you think? Am I crazy for considering the move from

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<v Speaker 2>something reliable to something potentially uncertain. My initial thought is,

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<v Speaker 2>don't worry until you get the offer. But my wheels

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<v Speaker 2>are already turning. Ooh, this is a juicy, juicy.

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<v Speaker 3>Juicy, although there's one huge component that makes me say, sir, Carl,

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<v Speaker 3>but I'm gonna let you rock with it. What you say,

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<v Speaker 3>Mandra No.

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<v Speaker 2>Tell me what what caught you?

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<v Speaker 3>What caught you?

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<v Speaker 2>A Carl story?

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<v Speaker 3>The part that caught me everything else, I'm like, oh,

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<v Speaker 3>you know, maybe I'd make the leap, but building a house, Carl,

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<v Speaker 3>that makes me nervous. Now here's the thing. I've never

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<v Speaker 3>built a house I do know. Let's just say, if

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<v Speaker 3>you were, you know, house shopping, and you were like,

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<v Speaker 3>I'm thinking about getting a mortgage, this would literally be

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<v Speaker 3>the worst thing you could possibly do. If you switch

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<v Speaker 3>jobs before you close, they're almost sure to be like

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<v Speaker 3>you thought, Carl Bruh, we gave you this loan based

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<v Speaker 3>upon your current financial situation. You have now changed it

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<v Speaker 3>to one that makes us feel a little nervy. Nervy,

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<v Speaker 3>like I'll give you an example. So I make like

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<v Speaker 3>significantly more than my husband, but my husband has worked

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<v Speaker 3>for where he works for for the last like twenty

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<v Speaker 3>nineteen years. When we were looking to get a mortgage,

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<v Speaker 3>he actually was the one that they were like, we

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<v Speaker 3>don't want to talk to Siphany, you're really cute. Well

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<v Speaker 3>you cute? We sure many years of work and a

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<v Speaker 3>solid job. How you doing. I was like, what, I

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<v Speaker 3>make a lot of money. They're like, yeah, yeah, what's

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<v Speaker 3>your shaky entrepreneurship? It's not cute over there. So that's

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<v Speaker 3>the part that just makes me a little nervous, is

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<v Speaker 3>that I don't know what's building a house. If you

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<v Speaker 3>kind of like lock in, you've already locked in your

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<v Speaker 3>financing and they can't take it away. But that makes

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<v Speaker 3>me a little shaky shaky, what say you, manjoin.

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<v Speaker 2>I completely agree with you. Two big red flags, that

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<v Speaker 2>being one. The second one is yes, they're offering one

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<v Speaker 2>hundred and thirty five K, so that's fifty k more

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<v Speaker 2>than he's from my mathematics are correct, fifty K more

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<v Speaker 2>than he's making now. But it's a contract role, and

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<v Speaker 2>what that means they are not giving you ne'er one benefit,

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<v Speaker 2>probably no four one K matching, probably no health care,

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<v Speaker 2>probably no free be this and free be that. And

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<v Speaker 2>I think that's why you're seeing an inflated salary. And

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<v Speaker 2>also you're gonna have to you know, if they pay you.

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<v Speaker 2>I don't know if they'll take out taxes, but you

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<v Speaker 2>may have to set aside some of that for taxes

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<v Speaker 2>as well as well. So I would ask those questions

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<v Speaker 2>for sure, especially if you're seriously entertaining this offer, you

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<v Speaker 2>really should know exactly what this means to you. I

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<v Speaker 2>see you said you're building a house. You say we,

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<v Speaker 2>so I assume you have a partner. You know, if

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<v Speaker 2>they can provide you health benefits or if you're not

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<v Speaker 2>missing out on any benefits that you are at your

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<v Speaker 2>current employer, you know, maybe that is a little bit

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<v Speaker 2>more in favor of the more higher paying role. At

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<v Speaker 2>the end of the day, I think Tiffany's exactly right.

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<v Speaker 2>As long as you're building this house, and my little

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<v Speaker 2>brother's actually building a house right now in Atlanta. Sure,

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<v Speaker 2>and there's I know comient that anyway. He He's like,

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<v Speaker 2>nobody calls me Drake, but you can on your pud. Meanwhile,

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<v Speaker 2>no people at public's hey, Drake, listen, Carl the while

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<v Speaker 2>you're building your house, you know, the good thing for me.

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<v Speaker 2>And what I would say is like, this role is

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<v Speaker 2>being offered to you now at six to twelve month contract.

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<v Speaker 2>You know, you can hang around at this great paying

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<v Speaker 2>job that you have for another six months and you

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<v Speaker 2>can know, you know, maybe your house is done. Then

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<v Speaker 2>you've got that out of the way, and then you

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<v Speaker 2>know people are offering jobs like yours remotely. This doesn't

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<v Speaker 2>mean this is the only opportunity. I would be excited

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<v Speaker 2>by this. I'd be excited and be like, oh shit,

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<v Speaker 2>people are willing to pay a lot of money from

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<v Speaker 2>my position on a contract basis, so when I'm ready,

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<v Speaker 2>they should still be some opportunities available. But you know,

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<v Speaker 2>for right now, while you're building this house. Let's just

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<v Speaker 2>have some financial stability so that you and your partner,

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<v Speaker 2>you know, are not completely screwed over when it comes

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<v Speaker 2>to the banks if you're you know, getting a mortgage

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<v Speaker 2>or alone. Like you say, like you sound like you are.

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<v Speaker 2>Oh wow, but congrats. That's exciting. And I feel the

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<v Speaker 2>same way about like, yeah, when I went, it was like, oh,

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<v Speaker 2>you can't say yes to everything. Yeah, but it's exciting

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<v Speaker 2>to know that there's other opportunities that are out.

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<v Speaker 3>Everybody wants to get chosen. You got chos food by

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<v Speaker 3>two people.

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<v Speaker 2>So all right, thank you so much, Carl. What about

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<v Speaker 2>number two? You want to read this one?

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<v Speaker 3>Sure? Hey, ladies. I'm considering jobs in higher education outside

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<v Speaker 3>of California because I'm not getting any callbacks or job

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<v Speaker 3>offers here. I had three interviews in twenty twenty and

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<v Speaker 3>thus three and twenty twenty one and nothing. I mean,

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<v Speaker 3>one job went well as far as calling my references,

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<v Speaker 3>and still nothing. I've applied out of state to Arizona,

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<v Speaker 3>Texas and other states. But my question is how do

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<v Speaker 3>I check the compensation rate for the new job in

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<v Speaker 3>a new state? My question is how do I check

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<v Speaker 3>the compensation rate for the new job in a new

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<v Speaker 3>state and to see if it's comparable to working in California.

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<v Speaker 3>I know there are no jobs across state lines offering

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<v Speaker 3>salary matching. I just don't want to be undervalued while

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<v Speaker 3>moving to working in a new state and not get

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<v Speaker 3>paid my value. Thank you so much. I love y'all

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<v Speaker 3>and the show. So let me just like download. So

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<v Speaker 3>it's like, you're looking for work higher education. I'm assuming

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<v Speaker 3>you mean in colleges or you know that. So I'm thinking,

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<v Speaker 3>so you've had all these interviews, still nothing has come back,

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<v Speaker 3>but you're trying to basically compare working from state to

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<v Speaker 3>state to see how much money is. Like obviously California

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<v Speaker 3>the coast typically pay more than other, you know states,

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<v Speaker 3>So you're just like, you know, it's California's ninety thousand,

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<v Speaker 3>Texas is fifty thousand. So you're trying to look, is

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<v Speaker 3>that was that what you're getting from this that she's

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<v Speaker 3>trying to figure out like how to prepare compensation rate

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<v Speaker 3>from state to state.

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<v Speaker 2>Yeah, I think she's preparing herself to possibly be getting

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<v Speaker 2>offers from these out of state jobs that are less

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<v Speaker 2>than what she's possibly expecting in California but she wants

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<v Speaker 2>to know how low should she go. My question is,

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<v Speaker 2>you know, even now with this pandemic life, is the

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<v Speaker 2>job going to be remote or are you going to

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<v Speaker 2>be moving to these states. If you're moving to the states,

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<v Speaker 2>I would say definitely you should get your expectations adjusted.

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<v Speaker 2>And you can do that by doing a search online. Payscale,

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<v Speaker 2>glass Door. They may have location specific salary advice. You

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<v Speaker 2>can also there's cost of living calculators. We can link

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<v Speaker 2>to a couple in our show notes that maybe would

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<v Speaker 2>help you. But also even if there's a forum, you know,

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<v Speaker 2>a Facebook group or community or a professional organization wherever

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<v Speaker 2>you may find your peers in other states, you could

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<v Speaker 2>ask one of them to give you just to be

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<v Speaker 2>a sounding board for some of the offers that you're getting.

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<v Speaker 2>But if you're moving, yes, I say adjust your expectations.

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<v Speaker 2>If they're going to allow you to be remote and

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<v Speaker 2>work in California, you know, you could justify expecting a

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<v Speaker 2>bit more as you do have a higher cost of living.

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<v Speaker 2>You know, for example, if you want to stay in California,

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<v Speaker 2>they may say, maybe the pay is a little bit lower,

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<v Speaker 2>but we're going to let you stay in California. You

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<v Speaker 2>don't have to uproot your life. You know, that's an

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<v Speaker 2>additional benefit to you. It's definitely a conversation, but it's

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<v Speaker 2>a little bit nuanced, and for me, it's really down

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<v Speaker 2>to where are you moving? You know, are you going

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<v Speaker 2>to stay in California and you know, will they expect

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<v Speaker 2>you to accept a little bit of a lower pay

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<v Speaker 2>because they're going to let you stay remote, or will you,

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<v Speaker 2>you know, move to these new states.

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<v Speaker 3>It looks like she's wanting to move. She's looking like basically,

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<v Speaker 3>she's like, I don't you know how like I know,

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<v Speaker 3>and like, because I live in Jersey, I could tell you,

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<v Speaker 3>like what teachers make on average, you know, and like

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<v Speaker 3>what's what's low, what's high? She's basically like, I'm not

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<v Speaker 3>trying to move to a new state only to find

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<v Speaker 3>out the Texas people they trick me that in Texas

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<v Speaker 3>this is actually low. So I mean, yeah, I'm trying

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<v Speaker 3>to thinking in New Jersey, where would I find the

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<v Speaker 3>information of like I feel like it's not with the

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<v Speaker 3>Google search, right, Like what do teachers make? Let's pretend

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<v Speaker 3>you're trying to be a teacher. What do teachers make

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<v Speaker 3>in New Jersey? Because what they'll do is they'll actually list,

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<v Speaker 3>especially for higher education, they'll list kind of like the

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<v Speaker 3>expected salary. So that way that should give you like

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<v Speaker 3>a range of like what you should look into. Like well, okay,

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<v Speaker 3>if I go Texas and I see that for my position,

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<v Speaker 3>you know the average pay is eighty thousand and they're

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<v Speaker 3>offering you sixty, then you know it's on me lowin.

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<v Speaker 3>But education is a space that you can easily do

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<v Speaker 3>your Googles and literally see it, like I know, for

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<v Speaker 3>example that Newark because urban settings tend to pay more

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<v Speaker 3>than rural settings in New Jersey. Because I don't know

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<v Speaker 3>if I told you everr Mandy that one time I

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<v Speaker 3>had posted like, oh, you know, when I first started teaching,

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<v Speaker 3>I was making thirty nine thousand dollars a year, and

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<v Speaker 3>this woman called me a liar on instad. She's like,

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<v Speaker 3>you're a liar. I'm a teacher in New Jersey. We

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<v Speaker 3>don't make that much now, let alone that long ago.

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<v Speaker 3>I was like, hold please, because Google's are real. I

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<v Speaker 3>showed her that, like one literally I think in Newark

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<v Speaker 3>people are starting at sixty five thousand, because she was

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<v Speaker 3>in rural New Jersey and I said, I mean, I'm

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<v Speaker 3>not trying to shame you about, you know, making less.

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<v Speaker 3>But yes, there are some areas of the same state

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<v Speaker 3>that pay differently. And she was like, oh wow, I

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<v Speaker 3>didn't know that, And so, you know, don't be like,

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<v Speaker 3>we'll call her Sheila. Don't be like she. Do your

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<v Speaker 3>googles and figure out, like, you know, what the pay

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<v Speaker 3>range is. Sometimes there's depending what kind of job it is.

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<v Speaker 3>Sometimes there's literally actually websites, like especially if it's a

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<v Speaker 3>government or a state job, as released to higher education,

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<v Speaker 3>there's definitely going to be salary scales available online.

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<v Speaker 2>Yeah, and I also don't hate the fact that you

0:11:17.679 --> 0:11:19.720
<v Speaker 2>might be walking into that negotiation with a little bit

0:11:19.760 --> 0:11:22.760
<v Speaker 2>of California swagger. Yes, you know, expecting a little bit

0:11:22.760 --> 0:11:24.880
<v Speaker 2>more because maybe you ask for more and they find

0:11:24.920 --> 0:11:26.559
<v Speaker 2>that they can inch that budget up a little bit.

0:11:27.000 --> 0:11:29.760
<v Speaker 2>I love an outlier. And my experience as a manager,

0:11:29.800 --> 0:11:32.319
<v Speaker 2>whenever you'd have someone coming in, especially if you're approaching

0:11:32.360 --> 0:11:35.679
<v Speaker 2>somebody from another company, typically you got to give them

0:11:35.720 --> 0:11:37.920
<v Speaker 2>a bigger raise. So for example, if I was hiring,

0:11:38.240 --> 0:11:40.920
<v Speaker 2>if I had just promoted a writer to a senior writer,

0:11:41.400 --> 0:11:43.520
<v Speaker 2>maybe they got a I don't know, ten percent raise.

0:11:43.760 --> 0:11:46.199
<v Speaker 2>But if I was recruiting a senior writer from somewhere else,

0:11:46.480 --> 0:11:48.679
<v Speaker 2>and I had to lure them to me. They may

0:11:48.760 --> 0:11:50.640
<v Speaker 2>come in like at twenty percent, and then the next

0:11:50.760 --> 0:11:53.400
<v Speaker 2>round of compensation it's like, oh, well we have this

0:11:53.480 --> 0:11:55.520
<v Speaker 2>new person coming in. They're kind of raising the bar

0:11:55.679 --> 0:11:57.440
<v Speaker 2>for salary. You know, we got to make sure everyone

0:11:57.440 --> 0:11:59.800
<v Speaker 2>else is on the same page. So rising tides kind

0:11:59.800 --> 0:12:02.160
<v Speaker 2>of doll boats. So I'm not mad at you walking

0:12:02.160 --> 0:12:04.600
<v Speaker 2>in there asking for a little bit more than maybe

0:12:04.840 --> 0:12:08.200
<v Speaker 2>a local a local would, but yeah, absolutely.

0:12:07.720 --> 0:12:10.319
<v Speaker 3>Because you from Caliboo boo, you've been leading into it.

0:12:13.400 --> 0:12:18.000
<v Speaker 3>So those are our questions for today. If you have questions,

0:12:18.120 --> 0:12:21.400
<v Speaker 3>you can submit them.

0:12:21.320 --> 0:12:25.559
<v Speaker 2>To us podcast at gmail dot com. Thank you. I'm

0:12:25.559 --> 0:12:30.000
<v Speaker 2>looking at the Google doc not your face. Oh sorry,

0:12:33.480 --> 0:12:36.600
<v Speaker 2>Or you can go to Brown Ambition podcast dot com

0:12:36.600 --> 0:12:40.000
<v Speaker 2>and ask us anything. You love your questions, keep sending them.

0:12:40.080 --> 0:12:42.640
<v Speaker 3>Yes, I mean you can also like Instagram, you know us,

0:12:42.679 --> 0:12:45.200
<v Speaker 3>we like them you know there as well. But yeah,

0:12:45.240 --> 0:12:47.600
<v Speaker 3>if you like this podcast, which obviously you do cause

0:12:47.640 --> 0:12:50.800
<v Speaker 3>you're here, man, and I would like to beseech you.

0:12:50.880 --> 0:12:54.000
<v Speaker 3>And that's a great word right to invite at least

0:12:54.080 --> 0:12:57.320
<v Speaker 3>you know those trace people to listen to Brown ambition

0:12:58.600 --> 0:13:00.080
<v Speaker 3>because you know they might be like you might. I

0:13:00.080 --> 0:13:02.480
<v Speaker 3>have a friend that asked you a financial question and

0:13:02.520 --> 0:13:06.080
<v Speaker 3>you're like, Sis, you'll not say that means I don't

0:13:06.080 --> 0:13:09.080
<v Speaker 3>know what's Spanish. Send them here. We will answer the

0:13:09.520 --> 0:13:11.199
<v Speaker 3>I can't promise that we'll get to it, but we'll

0:13:11.240 --> 0:13:15.160
<v Speaker 3>try our best. We will try our best, no, honestly, like,

0:13:15.559 --> 0:13:18.559
<v Speaker 3>send at least three people our way. We want to

0:13:18.600 --> 0:13:20.400
<v Speaker 3>grow our podcast so we can reach more people and

0:13:20.440 --> 0:13:23.040
<v Speaker 3>help more people. Mandy and I are really excited about

0:13:23.080 --> 0:13:25.199
<v Speaker 3>like new things that are coming. We just want to

0:13:25.240 --> 0:13:26.920
<v Speaker 3>make sure that you guys are getting all that you

0:13:26.960 --> 0:13:29.720
<v Speaker 3>need from us. So you love us. Tell other people

0:13:29.720 --> 0:13:32.000
<v Speaker 3>you love us, tell us them via social media, but

0:13:32.200 --> 0:13:34.559
<v Speaker 3>send a link, like listen to this episode. It's the

0:13:34.679 --> 0:13:35.880
<v Speaker 3>question you asked me last week.

0:13:36.000 --> 0:13:38.760
<v Speaker 2>So I just feel like, shout out to your third

0:13:38.760 --> 0:13:41.480
<v Speaker 2>grade Spanish teacher. That's what I want to say, because

0:13:41.520 --> 0:13:43.959
<v Speaker 2>those lessons really stuck with you every week thinking a

0:13:43.960 --> 0:13:45.000
<v Speaker 2>little some something.

0:13:46.640 --> 0:13:49.360
<v Speaker 3>I know, a combination about twenty Spanish words, and I'm like,

0:13:49.400 --> 0:13:51.320
<v Speaker 3>and I don't, I'm not good at tensis. I'm like,

0:13:51.360 --> 0:13:53.960
<v Speaker 3>I'm probably saying, you know, like present tentions to the

0:13:54.000 --> 0:13:58.120
<v Speaker 3>past partis whatever. But you know, doctor Ziobra would be

0:13:58.160 --> 0:14:00.720
<v Speaker 3>very ashamed of me. She was my middle school Spanish teacher.

0:14:00.760 --> 0:14:03.199
<v Speaker 3>And my name was Carolina because you know, you have

0:14:03.240 --> 0:14:04.280
<v Speaker 3>to pick a Spanish name.

0:14:04.320 --> 0:14:07.960
<v Speaker 2>Carolina, yeah, because they didn't just like Spanish fie.

0:14:07.960 --> 0:14:10.440
<v Speaker 3>Tiffany, no, because what is it Tiponi? I don't know,

0:14:10.520 --> 0:14:14.679
<v Speaker 3>but Carolina was my Spanish name, and she like they one,

0:14:14.840 --> 0:14:17.400
<v Speaker 3>and she was very serious about Spanish. Day one, she

0:14:17.480 --> 0:14:20.520
<v Speaker 3>only spoke to us in Spanish. I'm like, madam, that's

0:14:20.560 --> 0:14:27.080
<v Speaker 3>the way, but I'm and she was very serious Carolina.

0:14:28.080 --> 0:14:30.080
<v Speaker 3>I'm like, you know, all I knew is he don't know?

0:14:30.200 --> 0:14:36.200
<v Speaker 3>Say so. Shout out to you, missus zo bro for

0:14:36.320 --> 0:14:38.920
<v Speaker 3>you know, trying your best, but some of them.

0:14:43.440 --> 0:14:57.160
<v Speaker 1>All right, y'all next week until next week

0:15:00.680 --> 0:15:02.359
<v Speaker 2>Six