1 00:00:16,000 --> 00:00:22,440 Speaker 1: Hey, Hey, I'm practicing my tenor. I'm not sure if 2 00:00:22,440 --> 00:00:26,439 Speaker 1: I if I hate anybody else. You know, I just 3 00:00:26,440 --> 00:00:28,840 Speaker 1: feel like, oh, no, baritone, I don't know somebody. You know. 4 00:00:29,120 --> 00:00:31,600 Speaker 1: I figured the lower range. You know, it's time for 5 00:00:31,640 --> 00:00:34,479 Speaker 1: you guys to see that I do indeed have the range. So, 6 00:00:34,840 --> 00:00:37,400 Speaker 1: you know, just just a little tidbit of what I've 7 00:00:37,440 --> 00:00:38,000 Speaker 1: been working on. 8 00:00:38,920 --> 00:00:44,400 Speaker 2: We never had a doubt. I'm good. How are you happy, 9 00:00:44,400 --> 00:00:45,479 Speaker 2: brunanbish and Wednesday? 10 00:00:46,159 --> 00:00:49,960 Speaker 1: Yes, and we are back. So first things first, I 11 00:00:50,000 --> 00:00:51,640 Speaker 1: need to know dishwasher update. 12 00:00:52,120 --> 00:00:55,560 Speaker 2: Listen, I had. I had very little expectation when I 13 00:00:55,600 --> 00:00:58,440 Speaker 2: was just complaining to you guys about my whole dishwasher saga. 14 00:00:58,640 --> 00:01:00,520 Speaker 2: If you are out of the little you got to 15 00:01:00,520 --> 00:01:02,560 Speaker 2: listen to last week's show. I told you all about 16 00:01:02,560 --> 00:01:05,680 Speaker 2: how LG and Best Buy were conspiring to just try 17 00:01:05,680 --> 00:01:07,520 Speaker 2: and steal a thousand dollars from us for like a 18 00:01:07,560 --> 00:01:11,959 Speaker 2: busted dishwasher. So I went to Twitter. I took Tiffany's advice. 19 00:01:12,160 --> 00:01:14,880 Speaker 2: I haven't used Twitter to complain about a problem with 20 00:01:14,920 --> 00:01:17,720 Speaker 2: the company publicly in a long time, but I went 21 00:01:17,760 --> 00:01:20,120 Speaker 2: to Twitter and I started a thread just telling my story, 22 00:01:20,160 --> 00:01:22,480 Speaker 2: and I asked you guys to retweet me and at 23 00:01:22,520 --> 00:01:25,360 Speaker 2: them and comment and you you came through to like 24 00:01:25,400 --> 00:01:28,960 Speaker 2: a hilarious degree. I loved it. 25 00:01:29,200 --> 00:01:30,759 Speaker 1: We are both the best and the worst. 26 00:01:31,240 --> 00:01:33,760 Speaker 2: Yeah, the worst. I mean to LG the worst, but 27 00:01:33,840 --> 00:01:36,920 Speaker 2: to me the best. Oh my god, I should read 28 00:01:36,920 --> 00:01:38,840 Speaker 2: some of the some of the tweets. It was like 29 00:01:38,880 --> 00:01:40,720 Speaker 2: a lot of people were like, I mean, I guess 30 00:01:40,760 --> 00:01:46,800 Speaker 2: I know which brand I'm never gonna buy again. Yes, 31 00:01:47,200 --> 00:01:50,720 Speaker 2: and Tiffany, thank you for retweeting. So what that? What 32 00:01:50,880 --> 00:01:53,160 Speaker 2: happened was I ended up in a in a DM 33 00:01:53,200 --> 00:01:58,000 Speaker 2: conversation with LG customer support pretty much for two days 34 00:01:58,040 --> 00:02:01,200 Speaker 2: in a row, and then they did not want to 35 00:02:01,360 --> 00:02:04,280 Speaker 2: progress the case at all. Where my husband was getting stymnied. 36 00:02:04,400 --> 00:02:06,680 Speaker 2: Was they kept saying, it's not covered by the warranty. 37 00:02:06,760 --> 00:02:08,639 Speaker 2: We're so sorry, nothing we can do. And I kept 38 00:02:08,680 --> 00:02:11,280 Speaker 2: pushing and pushing, and anytime they would like, you know, 39 00:02:11,400 --> 00:02:13,160 Speaker 2: they would get quiet for a couple of hours, and 40 00:02:13,160 --> 00:02:14,919 Speaker 2: then I would just go find people would tweet, and 41 00:02:14,960 --> 00:02:17,240 Speaker 2: then it would just bring it back again. And after 42 00:02:17,360 --> 00:02:19,600 Speaker 2: day one we got more retweets and it's just like 43 00:02:19,680 --> 00:02:23,320 Speaker 2: they couldn't ignore it. Finally I got a message from 44 00:02:23,360 --> 00:02:26,960 Speaker 2: them saying, we have forwarded your we have forwarded your 45 00:02:27,000 --> 00:02:31,160 Speaker 2: case to our returns department. Here's your order number or 46 00:02:31,200 --> 00:02:33,600 Speaker 2: here's your case number. You should get an answer in 47 00:02:33,639 --> 00:02:35,720 Speaker 2: three to five business days. And I asked my husband, like, 48 00:02:35,760 --> 00:02:37,840 Speaker 2: has that happened before? And he said, no, that's actually 49 00:02:37,919 --> 00:02:41,200 Speaker 2: really good. It means that there's a chance we'll get 50 00:02:41,320 --> 00:02:45,160 Speaker 2: a refund. And so three to five business days ended today, 51 00:02:45,480 --> 00:02:48,519 Speaker 2: so I had husband call them up and they said, 52 00:02:48,960 --> 00:02:58,040 Speaker 2: our refund and our exchange has been approved. Yes, it worked. 53 00:02:58,080 --> 00:03:00,160 Speaker 2: I can't believe it, so I haven't. Actually I'm not 54 00:03:00,200 --> 00:03:02,920 Speaker 2: gonna claim it on Twitter that I've succeeded until I 55 00:03:02,960 --> 00:03:06,160 Speaker 2: get that like new dishwasher in place, because I'm still dubious, 56 00:03:06,200 --> 00:03:08,760 Speaker 2: like because right now, because the thing is, we bought 57 00:03:08,760 --> 00:03:12,320 Speaker 2: it through best best Buy, but it was an LG dishwasher. 58 00:03:12,480 --> 00:03:15,079 Speaker 2: LG is saying that they've approved it for the warranty 59 00:03:15,160 --> 00:03:17,320 Speaker 2: now to be replaced, but that Best Buy is going 60 00:03:17,360 --> 00:03:20,480 Speaker 2: to reach out to us now to arrange like an 61 00:03:20,520 --> 00:03:23,960 Speaker 2: exchange and a new machine or whatever. So I'm gonna 62 00:03:24,040 --> 00:03:27,240 Speaker 2: keep waiting before I like call a complete victory because 63 00:03:27,280 --> 00:03:29,360 Speaker 2: I don't know, like I don't know Best Buy, like 64 00:03:29,440 --> 00:03:31,520 Speaker 2: what if they try and play something. I don't know. 65 00:03:31,760 --> 00:03:34,200 Speaker 2: I'm just a little suspicious. But this is amazing. Thank 66 00:03:34,240 --> 00:03:35,160 Speaker 2: you guys so much. 67 00:03:36,040 --> 00:03:38,840 Speaker 1: Yes, oh my gosh, that is awesome. 68 00:03:38,880 --> 00:03:39,960 Speaker 2: My husband did not believe. 69 00:03:40,120 --> 00:03:44,280 Speaker 3: He did not bel He was like, you dishwasher, I 70 00:03:44,320 --> 00:03:46,360 Speaker 3: am the queen, like, I don't you know, I don't 71 00:03:46,480 --> 00:03:48,880 Speaker 3: you I don't abuse Twitter, but I, you know what, 72 00:03:49,400 --> 00:03:50,160 Speaker 3: this is hilarious. 73 00:03:50,160 --> 00:03:53,120 Speaker 1: But when I found out that, like that whole complaint 74 00:03:53,120 --> 00:03:55,640 Speaker 1: to Twitter thing kind of work is my friend. I'll 75 00:03:55,640 --> 00:03:57,960 Speaker 1: call his name, she won't care. Chee k. So she 76 00:03:58,120 --> 00:04:01,120 Speaker 1: k One time went to Duncan and they wouldn't give 77 00:04:01,200 --> 00:04:05,640 Speaker 1: him extra butter on his bagel without charging more. What 78 00:04:06,600 --> 00:04:08,320 Speaker 1: And so I guess he got a buttered bagel and 79 00:04:08,360 --> 00:04:11,600 Speaker 1: it was like really low on the butter. So he's like, oh, hey, 80 00:04:11,640 --> 00:04:13,560 Speaker 1: there's not much butter on here, can have more. They're like, oh, 81 00:04:13,680 --> 00:04:16,080 Speaker 1: that'll be an extra thirty five cents or something like that. 82 00:04:16,400 --> 00:04:21,240 Speaker 1: So he wrote a tweet like this is outrageous. And 83 00:04:21,360 --> 00:04:23,479 Speaker 1: when I tell you, she got like, I don't know, 84 00:04:23,520 --> 00:04:25,440 Speaker 1: like I tenn dollar gift certificate. But I remember this 85 00:04:25,560 --> 00:04:28,440 Speaker 1: was probably like five six years ago, but I remember thinking, 86 00:04:29,040 --> 00:04:33,479 Speaker 1: you you got more butter on your bagel via Twitter. Hmm, 87 00:04:33,520 --> 00:04:36,440 Speaker 1: So I use it very rarely, only if the normal 88 00:04:36,520 --> 00:04:40,479 Speaker 1: means don't work, because sometimes and it's definitely not to 89 00:04:40,520 --> 00:04:44,120 Speaker 1: obviously abuse. That's only if like a company has made 90 00:04:44,120 --> 00:04:47,200 Speaker 1: a mistake and they're refusing to acknowledge it, and you, 91 00:04:47,279 --> 00:04:48,760 Speaker 1: I think you have to have like a huge following. 92 00:04:48,800 --> 00:04:51,120 Speaker 1: I did. I've used it, I would say less than 93 00:04:51,120 --> 00:04:54,200 Speaker 1: five times in like five or six years, and without fail, 94 00:04:54,320 --> 00:04:59,080 Speaker 1: I've at least gotten it escalated and you know, so yeah, no, yeah, 95 00:04:59,120 --> 00:05:01,120 Speaker 1: show the shit good news. 96 00:05:01,320 --> 00:05:03,839 Speaker 2: I feel so vindicated. My husband just did not believe 97 00:05:04,040 --> 00:05:06,159 Speaker 2: he was ready. He was ready. He wanted me to 98 00:05:06,200 --> 00:05:08,200 Speaker 2: spend the one thousand dollars in a ditch flasher. I'm like, 99 00:05:08,240 --> 00:05:10,160 Speaker 2: you cannot. I was like, take me off the bench, coach, 100 00:05:10,279 --> 00:05:12,960 Speaker 2: you're tired. You've been dealing with this for two months now. 101 00:05:13,200 --> 00:05:15,880 Speaker 2: So thank you guys, so so very much, and I'll 102 00:05:15,960 --> 00:05:18,839 Speaker 2: keep you posted. I just love when good people win, 103 00:05:19,320 --> 00:05:23,680 Speaker 2: you know, I feel vindicated anyway, I'm not the only 104 00:05:23,720 --> 00:05:26,920 Speaker 2: win in our lives right now. Actually, all we do 105 00:05:27,040 --> 00:05:32,240 Speaker 2: is when when when? So I've I have started to 106 00:05:32,279 --> 00:05:35,479 Speaker 2: tell people some very big personal news for me and 107 00:05:35,560 --> 00:05:38,480 Speaker 2: Husbie we are expecting our first child. 108 00:05:40,040 --> 00:05:44,479 Speaker 1: Let's be screaming in dog pitch. Poor Molly is probably like, 109 00:05:44,480 --> 00:05:45,159 Speaker 1: what's going on? 110 00:05:45,839 --> 00:05:47,840 Speaker 2: Poor Molly has no idea what's about to happen to 111 00:05:47,880 --> 00:05:50,640 Speaker 2: her life, to her world where Mommy only has her, 112 00:05:50,960 --> 00:05:52,200 Speaker 2: you know, to deal with. 113 00:05:53,040 --> 00:05:55,560 Speaker 1: Yes, yes, I mean honestly, guys, I knew. I mean, 114 00:05:55,800 --> 00:05:58,560 Speaker 1: but it's still time. I always forget and then I'm like, wait, 115 00:05:58,640 --> 00:06:01,920 Speaker 1: Manny's a mom. That's awesome. 116 00:06:01,960 --> 00:06:03,640 Speaker 2: I don't think I've earned that title quite yet. I 117 00:06:03,680 --> 00:06:07,400 Speaker 2: am a vessel of life, though, you know, I do 118 00:06:07,520 --> 00:06:10,720 Speaker 2: have a little like octopus octopus type thing squirming around 119 00:06:10,760 --> 00:06:12,560 Speaker 2: in there right now. That's what I feel like. I 120 00:06:12,600 --> 00:06:14,080 Speaker 2: just feel like there's an alien invasion. 121 00:06:14,600 --> 00:06:16,240 Speaker 1: You know, it's so crazy, the fact that that is 122 00:06:16,279 --> 00:06:18,159 Speaker 1: the most mandy thing. It literally needs to get a 123 00:06:18,160 --> 00:06:22,159 Speaker 1: T shirt. I am mom, not so much vessel of life. Yes, 124 00:06:23,200 --> 00:06:26,440 Speaker 1: literally the mandy thing you've ever said, like ever? So yes, 125 00:06:26,480 --> 00:06:27,000 Speaker 1: I love it. 126 00:06:27,120 --> 00:06:29,560 Speaker 2: That's all love life. Yeah, so I've started. You know 127 00:06:29,600 --> 00:06:31,520 Speaker 2: what's funny is like I didn't realize how awkward it 128 00:06:31,560 --> 00:06:34,400 Speaker 2: is to tell people, cause a lot of people, especially 129 00:06:34,400 --> 00:06:36,320 Speaker 2: with work and like friends, you don't see everybody all 130 00:06:36,360 --> 00:06:39,400 Speaker 2: the time. So it doesn't like come up a normal conversation. Plus, 131 00:06:39,480 --> 00:06:41,040 Speaker 2: if you start getting round your in the middle of 132 00:06:41,040 --> 00:06:42,760 Speaker 2: no one's going to be No one in their right 133 00:06:42,800 --> 00:06:45,360 Speaker 2: mind is going to ask you. And like, unless people 134 00:06:45,400 --> 00:06:48,320 Speaker 2: are trying to foist, you know, tequila shots on you, 135 00:06:48,440 --> 00:06:51,119 Speaker 2: there's no there's no like natural way to just tell people. 136 00:06:51,160 --> 00:06:54,640 Speaker 2: So I've I've had a lot of really awkward, funny 137 00:06:54,680 --> 00:06:57,520 Speaker 2: conversations with folks, especially when it came time to tell 138 00:06:57,800 --> 00:06:59,720 Speaker 2: people at work, which I started doing a couple of 139 00:06:59,760 --> 00:07:02,919 Speaker 2: weeks ago, and that was a whole agonizing you know, 140 00:07:03,000 --> 00:07:07,040 Speaker 2: when do I tell? You know, we had our review 141 00:07:07,080 --> 00:07:10,240 Speaker 2: process typically happens in June, and I was thinking, oh, 142 00:07:10,360 --> 00:07:12,320 Speaker 2: might as well just wait till after the review, Why 143 00:07:12,440 --> 00:07:15,320 Speaker 2: have that cloud anyone's thoughts about me? But then I 144 00:07:15,360 --> 00:07:17,800 Speaker 2: was like, oh whatever, the reviews got pushed till late July, 145 00:07:18,320 --> 00:07:20,440 Speaker 2: and I'm like, this is I'm tired of like I'm 146 00:07:20,480 --> 00:07:23,960 Speaker 2: tired of, you know, pretending like nothing's different in my life. 147 00:07:23,960 --> 00:07:26,360 Speaker 2: I'm out for all these doctor's appointments and missing work 148 00:07:26,400 --> 00:07:27,760 Speaker 2: and stuff. So I think I owe it to the 149 00:07:27,800 --> 00:07:31,000 Speaker 2: team to tell them, you know, what's happening. And everyone's 150 00:07:31,000 --> 00:07:33,320 Speaker 2: been so everyone's been really cool about it. And I'm 151 00:07:33,360 --> 00:07:36,400 Speaker 2: the first person in this office here to have a kid. 152 00:07:37,680 --> 00:07:39,600 Speaker 2: Not that there's no people have kids in my office, 153 00:07:39,640 --> 00:07:41,920 Speaker 2: but I'm the first one to like get pregnant here. 154 00:07:42,560 --> 00:07:45,720 Speaker 2: So I feel like, okay, I'm going to set an 155 00:07:45,720 --> 00:07:49,360 Speaker 2: example for what, you know, what's acceptable for a pregnant 156 00:07:49,400 --> 00:07:51,960 Speaker 2: lady to do. And I'm just like, I talk about it. 157 00:07:51,960 --> 00:07:53,040 Speaker 2: It's not a big secret. 158 00:07:53,720 --> 00:07:53,960 Speaker 1: You know. 159 00:07:54,120 --> 00:07:57,520 Speaker 2: I've already started making jokes about occupying our wellness room 160 00:07:57,560 --> 00:08:00,160 Speaker 2: from my pumping you know, when I get back and 161 00:08:00,160 --> 00:08:04,000 Speaker 2: everything like that, and people have been really yeah, supportive. 162 00:08:04,080 --> 00:08:07,880 Speaker 2: So now that everyone knows, I feel it's starting to 163 00:08:07,920 --> 00:08:11,160 Speaker 2: get real. I'm going to have a I'm going to 164 00:08:11,240 --> 00:08:13,080 Speaker 2: have a human to keep alive. 165 00:08:13,880 --> 00:08:16,720 Speaker 1: I know that is so crazy. We're gonna need an 166 00:08:16,720 --> 00:08:17,600 Speaker 1: awesome mom. 167 00:08:17,920 --> 00:08:20,960 Speaker 2: Thanks. Yeah, I'm bout halfway there. I'm at week twenty. 168 00:08:21,040 --> 00:08:22,680 Speaker 2: For those of wonder. People always ask how far and 169 00:08:22,760 --> 00:08:27,920 Speaker 2: long are you? When to do week twenty and do December? First? 170 00:08:28,240 --> 00:08:31,440 Speaker 1: Oh? How did Drake react? Was he like, okay, okay, okay, 171 00:08:31,520 --> 00:08:37,160 Speaker 1: you know your brother, Oh. 172 00:08:34,840 --> 00:08:37,040 Speaker 2: My brother. I have the funniest video. I should share 173 00:08:37,040 --> 00:08:38,880 Speaker 2: it with you guys. Is now that people know oh yeah. 174 00:08:38,920 --> 00:08:41,680 Speaker 2: All the videos of our parents finding out are my dad, 175 00:08:41,800 --> 00:08:45,960 Speaker 2: my yes, my dad, and my husband's mother. Their reactions 176 00:08:45,960 --> 00:08:50,199 Speaker 2: are like so hilarious. But my brother was actually more 177 00:08:50,760 --> 00:08:53,280 Speaker 2: shocked than my dad was. I was surprised. Yeah, he 178 00:08:53,360 --> 00:08:56,080 Speaker 2: was like and he's been really funny and just you know, 179 00:08:56,280 --> 00:08:58,720 Speaker 2: he loves the idea of being an uncle. He's excited. 180 00:08:59,200 --> 00:09:00,960 Speaker 2: He's like, I'm spending all my money on your child. 181 00:09:01,000 --> 00:09:02,199 Speaker 2: I'm like, great, awesome. 182 00:09:02,679 --> 00:09:05,640 Speaker 1: No, Honestly, the first like when like, so my sister 183 00:09:06,320 --> 00:09:09,200 Speaker 1: Karen was the first to have and plus we're all girls, 184 00:09:09,200 --> 00:09:12,840 Speaker 1: and so her her first baby was a boy. It 185 00:09:12,880 --> 00:09:14,640 Speaker 1: was a rap. It was when I say a rap, 186 00:09:15,160 --> 00:09:18,439 Speaker 1: I'm like, King Roman, what do you you tell me 187 00:09:19,320 --> 00:09:22,200 Speaker 1: at three months? Like, I'm just here to listen to you. Honestly, 188 00:09:22,520 --> 00:09:24,920 Speaker 1: there's nothing. And now she's got a Millia and then 189 00:09:25,240 --> 00:09:28,880 Speaker 1: my sister Karen has Lily. But it's just like it's honestly, 190 00:09:29,000 --> 00:09:32,480 Speaker 1: there's nothing more fun than being an auntie or an 191 00:09:32,520 --> 00:09:35,720 Speaker 1: uncle because like I'm like, of course you can't have 192 00:09:35,720 --> 00:09:37,400 Speaker 1: ice pops for breakfast? Are you crazy? I don't care 193 00:09:37,440 --> 00:09:39,440 Speaker 1: what your mother says, you know, like you can do 194 00:09:39,520 --> 00:09:42,360 Speaker 1: whatever you want. They're just the best. Honestly, being an 195 00:09:42,360 --> 00:09:45,160 Speaker 1: auntie uncle is it's awesome because you get all of 196 00:09:45,200 --> 00:09:47,400 Speaker 1: the you know, all of the love, none of the 197 00:09:47,400 --> 00:09:50,680 Speaker 1: major responsibilities because I'm like, okay, time to go home, 198 00:09:50,760 --> 00:09:54,080 Speaker 1: Roman and to mess up your own house because Aunty's 199 00:09:54,080 --> 00:09:57,560 Speaker 1: taking a nap. So yeah, yeah, just like, honestly, I 200 00:09:57,559 --> 00:10:00,000 Speaker 1: think you're gonna really you're gonna see like a different 201 00:10:00,040 --> 00:10:02,839 Speaker 1: inside to your siblings. So you're gonna be like, oh, 202 00:10:03,559 --> 00:10:05,160 Speaker 1: so clearly you love the kids more than me. Like 203 00:10:05,200 --> 00:10:07,640 Speaker 1: I will literally call my sister and I'm like, can 204 00:10:07,640 --> 00:10:12,319 Speaker 1: you put Amelia on the phone please? Thanks, Just like Hi, Hi, 205 00:10:12,440 --> 00:10:14,440 Speaker 1: I'm like, so, how was your day? Oh my gosh, 206 00:10:14,440 --> 00:10:15,959 Speaker 1: how was that girl at school? It's just the messing 207 00:10:16,000 --> 00:10:18,839 Speaker 1: with you? Hi? Hi? Hi? You she can't even speak 208 00:10:18,840 --> 00:10:21,160 Speaker 1: And I'm like, all right, so it was great, girl. 209 00:10:21,480 --> 00:10:23,160 Speaker 1: I'm gonna come by tomorrow tell your mother to have 210 00:10:23,200 --> 00:10:25,959 Speaker 1: you ready. So yeah, your siblings are gonna be in 211 00:10:26,000 --> 00:10:27,640 Speaker 1: love with your baby. That's awesome. 212 00:10:27,720 --> 00:10:30,560 Speaker 2: I already feel neglected just walking cause like for me, 213 00:10:30,720 --> 00:10:33,080 Speaker 2: i've been there's so much focus on like baby stuff. 214 00:10:33,440 --> 00:10:35,240 Speaker 2: I mean, of course the child is important, it's not 215 00:10:35,280 --> 00:10:37,280 Speaker 2: here yet, though, I'm also important, and you know what, 216 00:10:37,440 --> 00:10:40,120 Speaker 2: nothing fits me anymore and I need new clothes. So 217 00:10:40,200 --> 00:10:43,439 Speaker 2: why why when I go to stores that have maternity 218 00:10:43,480 --> 00:10:46,280 Speaker 2: where Why is the kids section three times as big 219 00:10:46,679 --> 00:10:47,760 Speaker 2: as the maternity section? 220 00:10:47,920 --> 00:10:48,160 Speaker 1: Why? 221 00:10:48,360 --> 00:10:51,680 Speaker 2: H and M? Why Old Navy? And also it's nothing new, 222 00:10:51,760 --> 00:10:54,640 Speaker 2: it's all like stuff people have returned. I guess like 223 00:10:54,679 --> 00:10:56,840 Speaker 2: Old Navy and H and M don't sell. They only 224 00:10:56,920 --> 00:10:59,040 Speaker 2: sell what people return at a discount though, so that's 225 00:10:59,280 --> 00:11:01,559 Speaker 2: that's like the best fit. But I've been like having 226 00:11:01,559 --> 00:11:04,679 Speaker 2: a shop online for stuff. I finally broke down and 227 00:11:04,800 --> 00:11:07,320 Speaker 2: uh yeah, it's so far just trying to find things 228 00:11:07,320 --> 00:11:09,760 Speaker 2: that fit. I'm like, can I get some attention and love? 229 00:11:09,840 --> 00:11:12,400 Speaker 2: But yeah, yeah, you're right. I'm the first one of 230 00:11:12,400 --> 00:11:15,920 Speaker 2: my siblings to have a kid, so I do feel like, oh, 231 00:11:15,960 --> 00:11:17,760 Speaker 2: I get you know, this kid's gonna get all the 232 00:11:17,760 --> 00:11:20,360 Speaker 2: attention because there's not like my siblings don't have kids 233 00:11:20,400 --> 00:11:22,400 Speaker 2: to like distract. 234 00:11:22,240 --> 00:11:25,760 Speaker 1: Yal I totally destroyer, rotten to the core. They were like, Manny, 235 00:11:25,880 --> 00:11:29,040 Speaker 1: I'm sorry, no one's speaking to you. I'm speaking to baby. 236 00:11:29,120 --> 00:11:34,400 Speaker 1: Hey baby, how you doing? Oh? Speaking of baby? So 237 00:11:34,679 --> 00:11:37,960 Speaker 1: this is a perfect segue. I'm talking about baby and work. 238 00:11:38,080 --> 00:11:41,920 Speaker 1: So I would say about ninety five percent and maybe 239 00:11:42,000 --> 00:11:45,040 Speaker 1: even ninety seventy percent of the folks that work for 240 00:11:45,440 --> 00:11:47,840 Speaker 1: budgets to enterprise. So I would call that like the 241 00:11:47,840 --> 00:11:53,600 Speaker 1: budget eseiself, my literature academy, my marketing company, my foundation. 242 00:11:54,040 --> 00:11:57,440 Speaker 1: So like it's mostly all women. Shout out to komone 243 00:11:57,640 --> 00:11:59,840 Speaker 1: on my team. She just recently had a baby, but 244 00:11:59,840 --> 00:12:02,679 Speaker 1: I want to say that in the last two years, 245 00:12:02,679 --> 00:12:08,800 Speaker 1: we've had one, two, three, four, four babies in the 246 00:12:08,880 --> 00:12:10,760 Speaker 1: last two years, so a lot of baby's going on 247 00:12:11,640 --> 00:12:16,400 Speaker 1: at Bungetessa Enterprise. And it's kind of come up that 248 00:12:17,040 --> 00:12:19,760 Speaker 1: there's like a struggle with how do we because we 249 00:12:19,800 --> 00:12:23,400 Speaker 1: work digitally and a lot of the moms actually stay 250 00:12:23,400 --> 00:12:26,160 Speaker 1: home with their children. And if you've ever baby, said 251 00:12:26,200 --> 00:12:28,000 Speaker 1: anyone under the age of four, you know just how 252 00:12:28,040 --> 00:12:32,880 Speaker 1: hard it is to get work done and to care 253 00:12:32,960 --> 00:12:35,720 Speaker 1: for your child. And so we came up with a 254 00:12:35,720 --> 00:12:39,640 Speaker 1: solution that I'm hoping will really help and work, and 255 00:12:39,720 --> 00:12:41,160 Speaker 1: I just want to share it and I would love 256 00:12:41,200 --> 00:12:44,199 Speaker 1: to know, like at your jobs, what solutions do they 257 00:12:44,200 --> 00:12:47,600 Speaker 1: have if they even help with child care. So here's 258 00:12:47,600 --> 00:12:50,000 Speaker 1: a solution that we've come up with. So, as you know, 259 00:12:50,000 --> 00:12:52,240 Speaker 1: the Budgetessa, we have a large audience is about eight 260 00:12:52,360 --> 00:12:55,320 Speaker 1: hundred thousand women worldwide. And so what we decided is 261 00:12:55,320 --> 00:12:57,240 Speaker 1: We're actually going to do some sort of like almost 262 00:12:57,280 --> 00:12:59,800 Speaker 1: like budget theese babysitting, where I'm going to reach out 263 00:12:59,840 --> 00:13:05,680 Speaker 1: to the audience, share the basic vicinity and state where 264 00:13:05,720 --> 00:13:08,360 Speaker 1: the women who have children who are looking for childcare 265 00:13:08,360 --> 00:13:11,280 Speaker 1: on my team, the Unicorn Squad, the women who have 266 00:13:11,400 --> 00:13:14,320 Speaker 1: children that are looking for child care, We're gonna look 267 00:13:14,360 --> 00:13:18,680 Speaker 1: for dream catchers in those areas, vet them so and 268 00:13:18,720 --> 00:13:20,280 Speaker 1: you know, I used to be a school teacher myself, 269 00:13:20,320 --> 00:13:24,200 Speaker 1: So vet them, background check all of that, and then 270 00:13:24,240 --> 00:13:26,439 Speaker 1: that way the women on the team can have access 271 00:13:26,480 --> 00:13:29,360 Speaker 1: to at least three or four different dream catchers that 272 00:13:29,400 --> 00:13:33,680 Speaker 1: you can you can hit up if you need childcare assistance. 273 00:13:33,720 --> 00:13:35,680 Speaker 1: So if you're like, oh my gosh, major meeting and 274 00:13:35,679 --> 00:13:37,240 Speaker 1: I know the baby's gonna cry, I know I can 275 00:13:37,320 --> 00:13:41,720 Speaker 1: hit up you know, Georgia, Thelma, Luise or Sharon. And 276 00:13:41,760 --> 00:13:44,640 Speaker 1: then too, we as a company are planning to offer 277 00:13:45,000 --> 00:13:48,640 Speaker 1: like a childcare credit to help. So I'm gonna look 278 00:13:48,640 --> 00:13:50,839 Speaker 1: at what the numbers can dictate. So let's just say 279 00:13:50,840 --> 00:13:54,640 Speaker 1: we set aside two percent of our gross income toward 280 00:13:54,720 --> 00:13:56,800 Speaker 1: childcare credit and that ends up being I don't even know, 281 00:13:56,880 --> 00:13:58,480 Speaker 1: like what two percent of our gross income. Just say, 282 00:13:58,600 --> 00:14:01,880 Speaker 1: for the sake of ease, it's thirty thousand dollars. And 283 00:14:01,960 --> 00:14:04,360 Speaker 1: so we've got say like five women, So thirty thousand 284 00:14:04,360 --> 00:14:07,360 Speaker 1: dollars of out of by five women, that would be 285 00:14:07,440 --> 00:14:10,520 Speaker 1: what is that six thousand dollars thirty times five, Yes, yeah, 286 00:14:10,559 --> 00:14:12,440 Speaker 1: six thousand dollars. So then that would be the credit 287 00:14:12,480 --> 00:14:16,200 Speaker 1: for the year that you could use toward childcare. So 288 00:14:16,240 --> 00:14:16,800 Speaker 1: that's kind of. 289 00:14:16,760 --> 00:14:18,959 Speaker 2: Our that's huge, that's awesome. 290 00:14:19,360 --> 00:14:20,240 Speaker 1: I'm excited about it. 291 00:14:20,520 --> 00:14:22,400 Speaker 2: To cover like two hours of daycare. I'm just kidding. 292 00:14:23,960 --> 00:14:25,480 Speaker 1: At least something is no. 293 00:14:25,360 --> 00:14:27,240 Speaker 2: That's like at least half a year's worth based on 294 00:14:27,280 --> 00:14:29,280 Speaker 2: the estimates we've got, you know. 295 00:14:29,440 --> 00:14:32,760 Speaker 1: Yeah, So I just want because one, you know, when 296 00:14:32,840 --> 00:14:35,040 Speaker 1: you because you know, I don't have children yet. But 297 00:14:35,400 --> 00:14:39,320 Speaker 1: it's so it wasn't an issue that I was experiencing, 298 00:14:39,640 --> 00:14:41,880 Speaker 1: and so it's so important that you're talking to your 299 00:14:41,920 --> 00:14:45,080 Speaker 1: team because it totally you know, that goes over my my, 300 00:14:45,880 --> 00:14:47,880 Speaker 1: That went over my head. I used to I remember 301 00:14:47,920 --> 00:14:51,120 Speaker 1: when Carol first went back to work, I used to 302 00:14:51,160 --> 00:14:55,040 Speaker 1: babysit Roman every Tuesday and Thursday for like half a day, 303 00:14:55,080 --> 00:14:58,000 Speaker 1: and I remember how top that was with just him, 304 00:14:58,760 --> 00:15:02,040 Speaker 1: and so because that's not my life now, it's not 305 00:15:02,080 --> 00:15:04,680 Speaker 1: an issue that I would have paid attention to until 306 00:15:04,720 --> 00:15:06,880 Speaker 1: it was brought to my attention. And now I'm like, okay, 307 00:15:07,240 --> 00:15:11,200 Speaker 1: how do we make it that you are able to 308 00:15:11,200 --> 00:15:15,680 Speaker 1: to you know, like work efficiently but also live life efficiently. 309 00:15:15,800 --> 00:15:17,760 Speaker 1: I really because I told my team what's really important 310 00:15:17,760 --> 00:15:20,480 Speaker 1: to me, more than anything else, truly is them. I 311 00:15:20,520 --> 00:15:24,200 Speaker 1: want to run a heart centric company where the focus 312 00:15:24,360 --> 00:15:27,960 Speaker 1: is you, the individual, the woman. And we do have 313 00:15:28,000 --> 00:15:31,600 Speaker 1: some men, but specifically because you know, we cater to women, 314 00:15:31,880 --> 00:15:34,200 Speaker 1: and so it's really important to me that the women 315 00:15:34,240 --> 00:15:37,360 Speaker 1: who who work on the team feel supported, not just 316 00:15:37,440 --> 00:15:41,360 Speaker 1: professionally but personally and so and to work from that 317 00:15:41,400 --> 00:15:45,520 Speaker 1: angle first, So personal, honestly first, and because I know 318 00:15:45,600 --> 00:15:48,240 Speaker 1: once we get your personal together, the professional because I 319 00:15:48,320 --> 00:15:50,160 Speaker 1: hired you because you're dope, I'm not worried about your 320 00:15:50,240 --> 00:15:53,080 Speaker 1: capability of doing the work. You're here already. People kind 321 00:15:53,120 --> 00:15:55,440 Speaker 1: of like vet themselves out, so that's not the component 322 00:15:55,480 --> 00:15:57,120 Speaker 1: that I worry about. I just want to make sure 323 00:15:57,160 --> 00:16:00,320 Speaker 1: that everybody is okay. I've got this. Don't know if 324 00:16:00,320 --> 00:16:03,120 Speaker 1: it's like a libra thing or impact thing. I've got 325 00:16:03,120 --> 00:16:06,880 Speaker 1: this really big thing about that I need the people 326 00:16:06,960 --> 00:16:09,400 Speaker 1: around me to be okay or I can't feel okay. 327 00:16:09,840 --> 00:16:11,720 Speaker 1: Like if you're my sibling, if you're not okay, I'm like, well, 328 00:16:11,760 --> 00:16:14,360 Speaker 1: what do we need to do? Significant other? Whoever? Like 329 00:16:14,400 --> 00:16:18,280 Speaker 1: if I think that there's something that's wrong, not like 330 00:16:18,280 --> 00:16:19,840 Speaker 1: like something lightly you're like, oh, you know, I had 331 00:16:19,880 --> 00:16:21,400 Speaker 1: a bad day at work, but I'm talking about like 332 00:16:21,440 --> 00:16:25,320 Speaker 1: something that is like fundamentally wrong. I can't rest with it. 333 00:16:25,360 --> 00:16:27,600 Speaker 1: And so knowing that people were struggling in that way, 334 00:16:27,640 --> 00:16:29,720 Speaker 1: I was like, what, why did you guys not tell me? 335 00:16:29,840 --> 00:16:31,480 Speaker 1: I didn't even think about this. We need a solution. 336 00:16:31,760 --> 00:16:33,520 Speaker 2: How did it come to be? Because I feel like, 337 00:16:33,600 --> 00:16:36,000 Speaker 2: what's great about what you're doing? Like in order for 338 00:16:36,120 --> 00:16:39,680 Speaker 2: you as a leader, you're uh, obviously as the owner 339 00:16:39,720 --> 00:16:41,640 Speaker 2: of your you know, budget needs to ink. You have 340 00:16:41,720 --> 00:16:43,440 Speaker 2: the power to make these types of changes, but you 341 00:16:43,480 --> 00:16:45,520 Speaker 2: can't you don't know to make them unless people tell you. 342 00:16:45,560 --> 00:16:48,040 Speaker 2: And I think a lot of women probably feel like 343 00:16:48,080 --> 00:16:50,280 Speaker 2: they don't like they need to hide their struggle or 344 00:16:50,320 --> 00:16:53,600 Speaker 2: it's just part of their you know, just managing childcare 345 00:16:53,640 --> 00:16:55,240 Speaker 2: with their work. It's something they have to do on 346 00:16:55,280 --> 00:16:57,720 Speaker 2: their own, and they can't tell their employer, they can't 347 00:16:57,720 --> 00:16:59,760 Speaker 2: tell their manager because it'll be seen as them being 348 00:16:59,840 --> 00:17:03,440 Speaker 2: week or not contributing like other team members. And I 349 00:17:03,440 --> 00:17:06,000 Speaker 2: feel like the fact that you, you know, like as 350 00:17:06,040 --> 00:17:08,159 Speaker 2: a manager, you need people to feel comfortable enough and 351 00:17:08,200 --> 00:17:10,560 Speaker 2: confident enough telling you. So, yeah, how did you guys 352 00:17:10,560 --> 00:17:12,159 Speaker 2: start that? Like, how did you first know it was 353 00:17:12,160 --> 00:17:12,800 Speaker 2: an issue? 354 00:17:13,640 --> 00:17:15,680 Speaker 1: It was just a member of my team. It was like, honestly, 355 00:17:15,680 --> 00:17:18,800 Speaker 1: I'm drowning and I don't like she didn't want to say, 356 00:17:19,280 --> 00:17:22,119 Speaker 1: but she was like, I'm literally at capacity and it 357 00:17:22,240 --> 00:17:26,159 Speaker 1: was showing, and I think that she was just like, uh, 358 00:17:26,640 --> 00:17:29,080 Speaker 1: it's now starting to cross over where I can't get 359 00:17:29,119 --> 00:17:31,000 Speaker 1: this work done and it's not It wasn't like her 360 00:17:31,080 --> 00:17:33,720 Speaker 1: not to get work done. So it was just, you know, 361 00:17:34,240 --> 00:17:36,280 Speaker 1: it just she didn't want to say because she felt 362 00:17:36,280 --> 00:17:39,640 Speaker 1: like it was a personal situation, and I was like, no, 363 00:17:39,720 --> 00:17:42,080 Speaker 1: I wish I would have known. So we actually added 364 00:17:42,119 --> 00:17:46,320 Speaker 1: they were actually just a six point plan I called 365 00:17:46,400 --> 00:17:49,320 Speaker 1: our pivot plan to pivot toward that not being an 366 00:17:49,359 --> 00:17:51,200 Speaker 1: issue anymore. So one of the things that I meet 367 00:17:51,240 --> 00:17:54,080 Speaker 1: with my lead team on Monday, it's for women and 368 00:17:55,000 --> 00:17:57,800 Speaker 1: we used to meet we meet women Monday mornings and 369 00:17:57,800 --> 00:18:00,040 Speaker 1: Thursday mornings, but Monday was getting a little redundant it 370 00:18:00,080 --> 00:18:02,320 Speaker 1: because they're so efficient. It was like, well, we kind 371 00:18:02,320 --> 00:18:04,480 Speaker 1: of work everything out on Thursday. We don't even need 372 00:18:04,520 --> 00:18:07,840 Speaker 1: these Monday morning meetings. So instead we are changing those 373 00:18:07,880 --> 00:18:11,440 Speaker 1: Monday morning meetings to our mental health check in Monday 374 00:18:11,480 --> 00:18:14,440 Speaker 1: morning meetings. So on Mondays, instead of talking about business, 375 00:18:14,440 --> 00:18:16,840 Speaker 1: we're not talking about business at all. I am checking 376 00:18:16,880 --> 00:18:18,879 Speaker 1: in with you as a person. So we get on 377 00:18:18,920 --> 00:18:22,160 Speaker 1: the call. What's happening, Like, you know, the baby's not drinking, 378 00:18:22,560 --> 00:18:25,280 Speaker 1: this one has the flu, you're tied, whatever that looks like, 379 00:18:25,520 --> 00:18:28,120 Speaker 1: that is your opportunity. I want to just talk to you, 380 00:18:28,520 --> 00:18:30,679 Speaker 1: like as a woman to woman, I could say, you know, 381 00:18:30,760 --> 00:18:33,480 Speaker 1: IVF is like a struggle, I'm tired, I'm not sure 382 00:18:33,480 --> 00:18:35,119 Speaker 1: about this, Like I want all of that out on 383 00:18:35,160 --> 00:18:38,920 Speaker 1: the table, and because that will really get it'll help 384 00:18:38,960 --> 00:18:40,840 Speaker 1: me to understand, like what are you really going through 385 00:18:40,880 --> 00:18:43,760 Speaker 1: and how can we support you in your personal life 386 00:18:43,840 --> 00:18:46,520 Speaker 1: and not just you as a lead team member, but 387 00:18:46,640 --> 00:18:50,560 Speaker 1: you meet with your teams and to have mental health 388 00:18:50,640 --> 00:18:52,800 Speaker 1: check ins with them weekly too, so you can bring 389 00:18:52,840 --> 00:18:55,560 Speaker 1: that to the Monday meeting, whereas maybe you're like, I'm fine, 390 00:18:55,720 --> 00:18:58,760 Speaker 1: but you know what, one of the customer service young women, 391 00:18:59,000 --> 00:19:01,840 Speaker 1: she's really struggling and so but I wouldn't know because 392 00:19:01,880 --> 00:19:04,199 Speaker 1: I don't speak to her regularly. And so that's really 393 00:19:04,240 --> 00:19:06,679 Speaker 1: important to me to like, yes, to be in the 394 00:19:06,760 --> 00:19:10,440 Speaker 1: know professionally like oh, marketing is down or whatever, but 395 00:19:10,520 --> 00:19:13,200 Speaker 1: more importantly for me to be in the know personally, 396 00:19:13,640 --> 00:19:17,680 Speaker 1: because sometimes people are really struggling or they're going through trauma. 397 00:19:18,280 --> 00:19:20,320 Speaker 1: If you're going through trauma, why are we sending you 398 00:19:20,400 --> 00:19:23,359 Speaker 1: a blog post? Write? No, that's all we do here, 399 00:19:23,720 --> 00:19:26,320 Speaker 1: you know, like if I find out that something is happening, 400 00:19:26,400 --> 00:19:30,320 Speaker 1: we all stop and secretly we're like, okay, nobody send 401 00:19:30,359 --> 00:19:33,280 Speaker 1: work to such and such because I just found out 402 00:19:33,280 --> 00:19:35,440 Speaker 1: that her uncle passed away. And she'll be like, hey, guys, 403 00:19:35,520 --> 00:19:37,639 Speaker 1: is there any work? Then nope, there's no work. Are 404 00:19:37,640 --> 00:19:39,639 Speaker 1: you sure? Because nope, we're actually good today. You actually 405 00:19:39,640 --> 00:19:41,439 Speaker 1: could take the rest of the day. And just like 406 00:19:41,480 --> 00:19:43,879 Speaker 1: and it doesn't reflect in your pay, it doesn't reflect 407 00:19:43,920 --> 00:19:46,280 Speaker 1: in the level of responsibility. You don't get penalized for 408 00:19:46,359 --> 00:19:48,439 Speaker 1: being a human being. I want to run a different 409 00:19:48,440 --> 00:19:51,240 Speaker 1: type of company where you can bring your whole self, 410 00:19:51,520 --> 00:19:55,960 Speaker 1: your wife, your your mother, your your your significant other, self, 411 00:19:56,040 --> 00:20:00,360 Speaker 1: your your you know, whatever self that encompasses you. You could 412 00:20:00,359 --> 00:20:03,399 Speaker 1: bring your whole self to this company and it's embraced 413 00:20:03,880 --> 00:20:06,199 Speaker 1: and it's part of the whole. I don't want it 414 00:20:06,200 --> 00:20:07,679 Speaker 1: just for you to like, this is not just work 415 00:20:07,960 --> 00:20:09,879 Speaker 1: for me. This is life. You know. You spend so 416 00:20:09,960 --> 00:20:12,120 Speaker 1: much time here with these people, and I'm like, no, 417 00:20:12,320 --> 00:20:15,679 Speaker 1: it has to mean more than that. And so like 418 00:20:15,880 --> 00:20:17,840 Speaker 1: I feel like someone one of my saving graces is 419 00:20:17,880 --> 00:20:20,399 Speaker 1: I never worked in corporate America, so I don't really 420 00:20:20,440 --> 00:20:23,639 Speaker 1: have them. I don't have to unlearn those things. So 421 00:20:24,240 --> 00:20:26,560 Speaker 1: I'm really this is the approach that happens when you 422 00:20:26,600 --> 00:20:29,240 Speaker 1: teach preschool, honestly, and I feel like that's what I'm 423 00:20:29,240 --> 00:20:32,320 Speaker 1: bringing to the table because Miss Charlene, when I taught preschool, 424 00:20:32,359 --> 00:20:34,400 Speaker 1: this is what we did. She was my co teacher. 425 00:20:34,720 --> 00:20:36,480 Speaker 1: We talked about our life and how you doing, girl, 426 00:20:36,520 --> 00:20:38,320 Speaker 1: And oh, you have cramps, Well you know, I'll take 427 00:20:38,320 --> 00:20:40,240 Speaker 1: the kids outside. How about you lay down on a 428 00:20:40,280 --> 00:20:42,480 Speaker 1: cod Oh like you and your boyfriend broke up. I'm 429 00:20:42,480 --> 00:20:44,520 Speaker 1: gonna come by this weekend and I'm gonna we'll watch 430 00:20:44,560 --> 00:20:47,640 Speaker 1: movies and So that kind of like care for each 431 00:20:47,640 --> 00:20:50,879 Speaker 1: other as women in the workplace is what I experienced 432 00:20:50,880 --> 00:20:53,560 Speaker 1: when I taught preschool for ten years, and I think 433 00:20:53,600 --> 00:20:57,560 Speaker 1: that it made us better teachers. It made us just better, 434 00:20:57,720 --> 00:20:59,840 Speaker 1: you know, it just just made us better. And I 435 00:21:00,040 --> 00:21:02,240 Speaker 1: want to bring that to the company and we just 436 00:21:02,280 --> 00:21:05,119 Speaker 1: like I said, we have some some pivot points that 437 00:21:05,480 --> 00:21:07,119 Speaker 1: we can do to make it better. So I'm excited, 438 00:21:07,160 --> 00:21:09,320 Speaker 1: especially for the childcare credit to roll out and to 439 00:21:09,440 --> 00:21:12,479 Speaker 1: finding you know, childcare options for the people who need it. 440 00:21:13,119 --> 00:21:15,919 Speaker 2: Yeah. Well, we got so many great stories from our 441 00:21:15,920 --> 00:21:18,439 Speaker 2: listeners on their childcare experiences. But you're right, it's not 442 00:21:18,480 --> 00:21:21,119 Speaker 2: just about like the financial burden. It's also how you 443 00:21:21,480 --> 00:21:25,119 Speaker 2: how your employer wherever you work, startup independent, you know 444 00:21:25,160 --> 00:21:27,479 Speaker 2: how you're treated at work when it comes to those issues, 445 00:21:27,480 --> 00:21:29,520 Speaker 2: and like get into it because as a parent, I 446 00:21:29,520 --> 00:21:31,760 Speaker 2: think you need to build up that confidence in opening 447 00:21:31,840 --> 00:21:34,119 Speaker 2: up to your employer. And any good manager, whether you 448 00:21:34,240 --> 00:21:36,400 Speaker 2: are you know the budget needs to or you work 449 00:21:36,400 --> 00:21:38,400 Speaker 2: for a company, any good managers having a one on 450 00:21:38,400 --> 00:21:41,560 Speaker 2: one check in at least bi weekly with their direct reports, 451 00:21:41,600 --> 00:21:43,520 Speaker 2: and you need to use that time tonight, And I'm 452 00:21:43,520 --> 00:21:46,040 Speaker 2: constantly harping on this to my people, it's like it's 453 00:21:46,040 --> 00:21:47,760 Speaker 2: not and I and I make a point. I'm not 454 00:21:47,800 --> 00:21:49,760 Speaker 2: the best at small talk. Sometimes I'm like very much 455 00:21:49,800 --> 00:21:51,480 Speaker 2: like goal oriented just when I get to the point, 456 00:21:51,480 --> 00:21:54,520 Speaker 2: but I force myself to, you know, learn about each person. 457 00:21:54,560 --> 00:21:56,080 Speaker 2: Not that I have to force myself, but you know how 458 00:21:56,080 --> 00:21:58,040 Speaker 2: it is when you're just like focused on the work, 459 00:21:58,080 --> 00:22:01,320 Speaker 2: but open up about myself. And I think by talking 460 00:22:01,359 --> 00:22:03,760 Speaker 2: about my pregnancy and not making it some big secret 461 00:22:03,840 --> 00:22:06,199 Speaker 2: saying I do need time off every few weeks to 462 00:22:06,200 --> 00:22:08,439 Speaker 2: go to the doctor for the morning, like and and 463 00:22:08,480 --> 00:22:10,800 Speaker 2: not making it something that's I should be ashamed about 464 00:22:10,800 --> 00:22:13,640 Speaker 2: because I'm not so that they feel when they're ready 465 00:22:13,640 --> 00:22:15,600 Speaker 2: to start a family or they need to ask out, 466 00:22:15,760 --> 00:22:18,720 Speaker 2: you know, time off for their kid being sick. Believe me, 467 00:22:18,840 --> 00:22:22,159 Speaker 2: I'm cash all the all the flexibility I've given my 468 00:22:22,200 --> 00:22:23,960 Speaker 2: team when it comes to childcare for their kids, I 469 00:22:23,960 --> 00:22:26,560 Speaker 2: will be granting it to myself as well. And good 470 00:22:26,880 --> 00:22:30,000 Speaker 2: and uh yeah yeah, And it's not just about the money. 471 00:22:30,000 --> 00:22:32,239 Speaker 2: But that's that's amazing. I think that that it will 472 00:22:32,280 --> 00:22:35,160 Speaker 2: make a huge difference and just show where you where 473 00:22:35,160 --> 00:22:38,160 Speaker 2: your values are, you know, for your team, and that'll 474 00:22:38,160 --> 00:22:40,320 Speaker 2: trickle down awesome. 475 00:22:41,119 --> 00:22:45,000 Speaker 1: Yes on the brain right, this is such a warm 476 00:22:44,960 --> 00:22:47,639 Speaker 1: im like I feel like we're like like the whole 477 00:22:48,080 --> 00:22:51,479 Speaker 1: ba you know, like listenership is like slowly, we're like, 478 00:22:51,800 --> 00:22:53,159 Speaker 1: come in for the hug. You know. I'm not a 479 00:22:53,160 --> 00:22:55,080 Speaker 1: big hugger, but at this moment in time, I want 480 00:22:55,080 --> 00:22:58,120 Speaker 1: you to lean into the hug. Okay, hug, hug, hug Okay. 481 00:22:58,160 --> 00:23:01,760 Speaker 1: Squeeze let gouted. 482 00:23:00,960 --> 00:23:06,240 Speaker 2: December second, and childcare wise, we were fortunate because my 483 00:23:06,359 --> 00:23:10,200 Speaker 2: husband's mother doesn't work, and she fortunate slash am I fortunate? 484 00:23:10,240 --> 00:23:13,840 Speaker 2: I don't know. She basically wants one hundred percent childcare 485 00:23:13,880 --> 00:23:16,800 Speaker 2: custody as soon as this child is in the world, 486 00:23:17,560 --> 00:23:19,639 Speaker 2: so we'll have support, Like, you know, I've got my 487 00:23:20,160 --> 00:23:22,840 Speaker 2: I'll have my maternity leave, my husband's got his paternity 488 00:23:22,880 --> 00:23:25,240 Speaker 2: It's not amazing, but we'll probably we'll be able to 489 00:23:25,240 --> 00:23:28,960 Speaker 2: cobble together probably five to six months off to be home, 490 00:23:29,000 --> 00:23:31,359 Speaker 2: and then I plan on I plan on just letting 491 00:23:31,400 --> 00:23:33,879 Speaker 2: myself figure out what I want. Like people are asking me, 492 00:23:34,000 --> 00:23:35,879 Speaker 2: what's your childcare plan? Is your mother in law going 493 00:23:35,960 --> 00:23:37,600 Speaker 2: to move in? You know? Are you going to put 494 00:23:37,640 --> 00:23:39,040 Speaker 2: him in daycare? And I'm like, how do I know? 495 00:23:39,119 --> 00:23:41,920 Speaker 2: And what I need until it's like in the world, 496 00:23:42,080 --> 00:23:44,360 Speaker 2: and I don't know if I'm gonna, like, I might 497 00:23:44,400 --> 00:23:46,520 Speaker 2: be so crazy you staying at home and I'm gonna 498 00:23:46,520 --> 00:23:48,920 Speaker 2: want to go back to work immediately, or I might 499 00:23:49,000 --> 00:23:51,560 Speaker 2: negotiate work from home for a few extra months, Like 500 00:23:51,640 --> 00:23:52,199 Speaker 2: I don't know. 501 00:23:52,960 --> 00:23:55,760 Speaker 1: It's okay not to know, and just will sign now 502 00:23:55,880 --> 00:23:59,160 Speaker 1: because everyone is going to give you so much quote 503 00:23:59,200 --> 00:24:00,320 Speaker 1: unquote advice. 504 00:24:00,359 --> 00:24:02,199 Speaker 2: Or they just ask questions that stress you out with 505 00:24:02,280 --> 00:24:04,720 Speaker 2: no actionable tips included. 506 00:24:04,800 --> 00:24:06,680 Speaker 1: Yes, and you don't have to I mean, like, honestly, 507 00:24:06,720 --> 00:24:09,439 Speaker 1: nobody knows anything like you just you don't have to 508 00:24:09,480 --> 00:24:12,120 Speaker 1: know you just like you said you'll. I remember when 509 00:24:12,160 --> 00:24:14,680 Speaker 1: when like Roman first came home. I remember we all 510 00:24:14,720 --> 00:24:17,040 Speaker 1: had like this plan, like Okay, I'm gonna spend two 511 00:24:17,040 --> 00:24:20,080 Speaker 1: weeks with Carol, then you spend then you spend after 512 00:24:20,119 --> 00:24:22,000 Speaker 1: a week Carols like, everybody get out of my house. 513 00:24:21,960 --> 00:24:25,000 Speaker 2: Right, yes, I feel like I will be Carol. 514 00:24:25,480 --> 00:24:27,800 Speaker 1: She was like, you're stressing me out. Everyone is stressing me. 515 00:24:27,960 --> 00:24:29,800 Speaker 1: Everyone get out of my house. It's too much. I 516 00:24:29,840 --> 00:24:32,000 Speaker 1: will the baby, Like the baby is stressed enough. Now 517 00:24:32,000 --> 00:24:33,520 Speaker 1: I gotta worry about you, Like did you eat? Do 518 00:24:33,600 --> 00:24:37,400 Speaker 1: you want some cereal, like so so exactly. But then 519 00:24:37,440 --> 00:24:40,440 Speaker 1: my sister Karen was different, like her her mother in 520 00:24:40,560 --> 00:24:42,879 Speaker 1: law moved in and she's like her mother in law's amazing, 521 00:24:42,920 --> 00:24:45,840 Speaker 1: she's super nice, like fun, and she moved in and 522 00:24:45,920 --> 00:24:47,480 Speaker 1: Karen was like, oh my gosh, she's so great with 523 00:24:47,520 --> 00:24:49,600 Speaker 1: the baby. I'm so glad she's here. And then my 524 00:24:49,640 --> 00:24:51,399 Speaker 1: mother stayed for a couple of months, and then my 525 00:24:51,480 --> 00:24:54,399 Speaker 1: sister Tracy went. Then like my sister Lisa went, so 526 00:24:54,480 --> 00:24:57,400 Speaker 1: Karen was very much like, you know, please tag tag 527 00:24:57,440 --> 00:25:00,320 Speaker 1: the next person in. So you just don't know you're 528 00:25:00,359 --> 00:25:02,880 Speaker 1: gonna feel until you get there, and there's nothing wrong 529 00:25:02,920 --> 00:25:03,520 Speaker 1: with either way. 530 00:25:04,320 --> 00:25:06,359 Speaker 2: Thank you. I'm just gonna give myself a space to 531 00:25:06,520 --> 00:25:09,080 Speaker 2: just you know, be this, you know, vessel of life. 532 00:25:09,280 --> 00:25:12,920 Speaker 2: And just I caught myself watching YouTube videos on childbirth. 533 00:25:12,960 --> 00:25:15,120 Speaker 2: Don't do that. Do that you don't want to see, 534 00:25:15,359 --> 00:25:17,480 Speaker 2: you don't want to see. But anyway, I'm very excited. 535 00:25:17,520 --> 00:25:19,919 Speaker 2: Thank you guys. You know, I don't know why I'm 536 00:25:19,920 --> 00:25:24,199 Speaker 2: saying thank you. Thank you for your gifts. In advance, 537 00:25:24,240 --> 00:25:28,240 Speaker 2: I'll send you my registry. Think no, but yeah, first 538 00:25:28,240 --> 00:25:31,040 Speaker 2: brand ambitionion, baby, we need like some broad ambition onesies 539 00:25:31,119 --> 00:26:05,680 Speaker 2: or something we do. All. 540 00:26:06,040 --> 00:26:09,040 Speaker 1: Well, now that we've gotten all that great news out 541 00:26:09,040 --> 00:26:11,320 Speaker 1: of the way, it is time for one of my 542 00:26:11,400 --> 00:26:16,000 Speaker 1: favorite segments, questions the name not tune? Mandy? 543 00:26:16,880 --> 00:26:17,520 Speaker 2: Was that a song? 544 00:26:18,480 --> 00:26:21,000 Speaker 1: Okay, that's not there. I'm gonna do it again. I'm 545 00:26:21,000 --> 00:26:23,399 Speaker 1: gonna do it. It's I mean, it's the tune that 546 00:26:23,440 --> 00:26:28,399 Speaker 1: you want to name. It is time for brown ambition questions. 547 00:26:28,440 --> 00:26:34,359 Speaker 1: Please ask what you need. Now, it's time to ask 548 00:26:34,440 --> 00:26:40,760 Speaker 1: a question. You wait, wait, what is it? You're no toll? 549 00:26:43,680 --> 00:26:45,880 Speaker 1: It's deck the Hall, Deck the Hall. 550 00:26:46,000 --> 00:26:47,640 Speaker 2: Wait, that's the same tune. I think. 551 00:26:49,560 --> 00:26:51,640 Speaker 1: No Jingo jing a bell is jingo bells? 552 00:26:52,520 --> 00:26:54,399 Speaker 2: Oh yeah, you're right, you're right, Deck the Halls? But 553 00:26:54,440 --> 00:26:58,480 Speaker 2: why are we in Christmas? I don't understand. It's Sali 554 00:26:58,560 --> 00:27:00,120 Speaker 2: though it's one hundred degrees though. 555 00:27:00,600 --> 00:27:02,359 Speaker 1: Honestly, I didn't even know who it came from. It 556 00:27:02,440 --> 00:27:04,080 Speaker 1: just came from nowhere. And I would like to see if, 557 00:27:04,119 --> 00:27:06,199 Speaker 1: like you know me, and I'm always testing Mandy's like 558 00:27:06,520 --> 00:27:09,560 Speaker 1: random unnecessary knowledge, and you're like, I don't, I don't know. 559 00:27:09,600 --> 00:27:11,879 Speaker 2: I thought I was gonna lose another black card because 560 00:27:11,880 --> 00:27:15,600 Speaker 2: it's always some like obscure nineties black reference that I 561 00:27:15,680 --> 00:27:19,480 Speaker 2: wasn't alive long enough to know what is straight. I 562 00:27:19,520 --> 00:27:22,520 Speaker 2: got you on Christmas on Christmas Carols, you did? 563 00:27:22,520 --> 00:27:23,960 Speaker 1: You got me like you know you you were in 564 00:27:24,000 --> 00:27:25,760 Speaker 1: at least the vicinity. So we're gonna we're gonna let 565 00:27:25,760 --> 00:27:27,520 Speaker 1: you keep that one, all right. So it's time for 566 00:27:27,560 --> 00:27:30,600 Speaker 1: some questions. What questions are in the box? 567 00:27:30,920 --> 00:27:33,360 Speaker 2: Ooh, got some good questions today? Let me pop over 568 00:27:33,359 --> 00:27:37,000 Speaker 2: to the Instagram again. We are at Brown Ambition Podcast 569 00:27:37,119 --> 00:27:40,760 Speaker 2: on Instagram. Feel free to shoot us your questions. Do 570 00:27:40,880 --> 00:27:42,280 Speaker 2: let me know if you want me to put you 571 00:27:42,320 --> 00:27:44,000 Speaker 2: on blast with your name or if you want to 572 00:27:44,040 --> 00:27:46,800 Speaker 2: be anonymous, because if you don't, I will say your 573 00:27:46,880 --> 00:27:50,240 Speaker 2: name or at least your Instagram handle. And for those 574 00:27:50,240 --> 00:27:52,960 Speaker 2: of you who've been sending questions, thank you very very much. 575 00:27:53,359 --> 00:27:56,560 Speaker 2: So first question, let me see, let me see, let 576 00:27:56,560 --> 00:28:00,359 Speaker 2: me see ooh for this question comes from let me 577 00:28:00,400 --> 00:28:03,520 Speaker 2: see what's her name? Oh? At Meme seven zero two 578 00:28:03,600 --> 00:28:06,240 Speaker 2: on Instagram. She says, I'm loving your podcast, but I 579 00:28:06,280 --> 00:28:09,239 Speaker 2: need some help. I feel completely lost. I'm forty one 580 00:28:09,359 --> 00:28:12,000 Speaker 2: years old and I've never invested, but I would love 581 00:28:12,040 --> 00:28:14,879 Speaker 2: to start. I work as a childcare provider in my home. 582 00:28:15,000 --> 00:28:19,760 Speaker 2: My husband works outside of the home. Where should I start? Well, 583 00:28:19,800 --> 00:28:21,640 Speaker 2: forty one, I mean it's over for you, Like, why 584 00:28:21,640 --> 00:28:24,560 Speaker 2: are you even trying? I'm just kidding, I'm just kidding. 585 00:28:27,200 --> 00:28:32,359 Speaker 2: That's so young. Yes, yeah, I mean forty one. Forget 586 00:28:32,359 --> 00:28:34,639 Speaker 2: about your age when it comes to like investing, like, 587 00:28:35,000 --> 00:28:38,440 Speaker 2: just start when you feel ready, honestly. And so if 588 00:28:38,480 --> 00:28:40,560 Speaker 2: you're working from home and your husband's outside of the home, 589 00:28:40,600 --> 00:28:42,640 Speaker 2: I would ask is your husband get access to a 590 00:28:42,680 --> 00:28:45,680 Speaker 2: four to one K If he does, and even better 591 00:28:45,720 --> 00:28:48,920 Speaker 2: if his company matches his contributions, I would definitely start 592 00:28:49,000 --> 00:28:50,680 Speaker 2: there because you don't want to leave money on the 593 00:28:50,680 --> 00:28:53,560 Speaker 2: table if they're going to match you know, a percentage 594 00:28:53,600 --> 00:28:56,920 Speaker 2: of his savings. You, as an independent you know, working 595 00:28:56,960 --> 00:28:59,120 Speaker 2: for yourself, don't have the same Bennett or don't have 596 00:28:59,160 --> 00:29:02,920 Speaker 2: the opportunity to get match, So I would first start there. Secondly, 597 00:29:02,960 --> 00:29:06,080 Speaker 2: you can easily open you know as far as like 598 00:29:06,160 --> 00:29:09,280 Speaker 2: the you know options you can go to like any 599 00:29:09,360 --> 00:29:13,080 Speaker 2: any firm like a Vanguard, a Fidelity, uh TDM Error 600 00:29:13,080 --> 00:29:16,520 Speaker 2: Trade and open a starter just an I array individual 601 00:29:16,600 --> 00:29:20,800 Speaker 2: retirement account that you can open and start saving in. Personally, 602 00:29:21,240 --> 00:29:24,280 Speaker 2: there's also a step I array, which is an option 603 00:29:24,360 --> 00:29:27,240 Speaker 2: if you are self employed I would say, check with 604 00:29:27,280 --> 00:29:30,200 Speaker 2: an accountant. So first investment I think might be good 605 00:29:30,200 --> 00:29:33,240 Speaker 2: for you is invest in, you know, a consult a 606 00:29:33,280 --> 00:29:36,000 Speaker 2: consultation with an accountant, someone who can give you really 607 00:29:36,080 --> 00:29:38,640 Speaker 2: solid advice to get you off the ground. It may 608 00:29:38,680 --> 00:29:41,720 Speaker 2: cost a couple hundred bucks, but think about just having 609 00:29:41,720 --> 00:29:44,560 Speaker 2: someone give you that shove in the right direction and 610 00:29:44,600 --> 00:29:47,640 Speaker 2: select the right account for you, and then just start 611 00:29:47,680 --> 00:29:50,880 Speaker 2: setting aside however much you feel comfortable with each month, 612 00:29:51,320 --> 00:29:54,840 Speaker 2: you know, warranted that your day to day expenses are covered, 613 00:29:54,840 --> 00:29:57,360 Speaker 2: and you are you know, you have a decent sized 614 00:29:57,400 --> 00:29:59,800 Speaker 2: emergency fund, then there's no need. 615 00:29:59,600 --> 00:30:01,440 Speaker 4: To to delay. 616 00:30:01,640 --> 00:30:04,440 Speaker 2: Just start small. It can be you know, one hundred 617 00:30:04,480 --> 00:30:06,000 Speaker 2: bucks a month, just something. 618 00:30:06,440 --> 00:30:10,200 Speaker 1: Exactly, and I mean honestly, Mandy basically said it all. 619 00:30:11,280 --> 00:30:13,560 Speaker 1: That's what I would say. Honestly, look to your husband 620 00:30:14,040 --> 00:30:16,840 Speaker 1: where he can start. You could put whatever amount of 621 00:30:16,880 --> 00:30:20,120 Speaker 1: money that you want a month into into like a 622 00:30:20,200 --> 00:30:22,080 Speaker 1: Vanguard find Sometimes I think people think like, well, if 623 00:30:22,080 --> 00:30:24,680 Speaker 1: my job doesn't offer it, that's okay, because you can 624 00:30:24,760 --> 00:30:27,600 Speaker 1: do the same for yourself outside of your you know, 625 00:30:27,720 --> 00:30:32,760 Speaker 1: your job. But you want to start quickly and as 626 00:30:32,800 --> 00:30:36,040 Speaker 1: soon as possible, because yes, there is a benefit to 627 00:30:36,440 --> 00:30:40,400 Speaker 1: starting early, but it's never too late to start. I 628 00:30:40,400 --> 00:30:43,440 Speaker 1: mean I started early, backtrack by taking all that money out, 629 00:30:43,640 --> 00:30:47,400 Speaker 1: that started a little later. And you know, either way, 630 00:30:47,520 --> 00:30:49,720 Speaker 1: you're in the game. That's really what's most important. That 631 00:30:50,080 --> 00:30:51,640 Speaker 1: getting in the game is better than not being in 632 00:30:51,640 --> 00:30:51,960 Speaker 1: the game. 633 00:30:52,560 --> 00:30:54,680 Speaker 2: And at forty one, I mean, I hope you live 634 00:30:54,720 --> 00:30:57,040 Speaker 2: along and blessed life. Average age is like for women 635 00:30:57,040 --> 00:30:59,520 Speaker 2: today is in their eighties, early eighties. You got forty 636 00:30:59,560 --> 00:31:02,080 Speaker 2: years ahead of you. That is a long time horizon. 637 00:31:02,720 --> 00:31:05,400 Speaker 2: It's definitely not too late to start investing now. And 638 00:31:05,920 --> 00:31:07,800 Speaker 2: you know, it's also not too late for you to 639 00:31:07,800 --> 00:31:10,160 Speaker 2: be a little aggressive with your investing too. Like, don't 640 00:31:10,200 --> 00:31:11,800 Speaker 2: think you need to just like keep your money in 641 00:31:11,880 --> 00:31:14,600 Speaker 2: a savings account because you're not gonna especially if you're 642 00:31:14,600 --> 00:31:16,640 Speaker 2: starting a little bit later, you're not gonna you don't 643 00:31:16,680 --> 00:31:20,040 Speaker 2: have the potential to earn what you might earn, you know, 644 00:31:20,080 --> 00:31:22,000 Speaker 2: if you were to invest. That being said, you're also 645 00:31:22,040 --> 00:31:24,560 Speaker 2: not twenty one, so you don't want to be over 646 00:31:25,000 --> 00:31:26,760 Speaker 2: invested in stock. So that's why I think it might 647 00:31:26,840 --> 00:31:29,000 Speaker 2: be a good idea for you. Start with maybe a 648 00:31:29,040 --> 00:31:32,400 Speaker 2: consultation with a financial planner or an accountant. Just get 649 00:31:32,400 --> 00:31:34,680 Speaker 2: someone who's fee only, who will charge you a flat 650 00:31:34,880 --> 00:31:37,840 Speaker 2: you know rate just to get you started, and someone 651 00:31:37,880 --> 00:31:40,480 Speaker 2: who isn't gonna, you know, want to take a cut 652 00:31:40,600 --> 00:31:43,360 Speaker 2: of your future you know, earnings and your investment account. 653 00:31:44,240 --> 00:31:46,000 Speaker 2: Or if you want to do even simpler, what is 654 00:31:46,000 --> 00:31:48,960 Speaker 2: that app called Acorns. That's the one where you can 655 00:31:49,000 --> 00:31:50,880 Speaker 2: sign up and it rounds up your does it round 656 00:31:50,920 --> 00:31:53,440 Speaker 2: up your purchases and then it saves yep. 657 00:31:53,320 --> 00:31:55,680 Speaker 1: So you can let doors because I have Acorns, so 658 00:31:55,800 --> 00:31:58,600 Speaker 1: you can you can put like, you know, you can 659 00:31:58,640 --> 00:32:00,640 Speaker 1: say fifty bucks a month or whatever, and then you 660 00:32:00,680 --> 00:32:03,800 Speaker 1: can also say, hey, every time I swipe this particular 661 00:32:03,840 --> 00:32:07,480 Speaker 1: card or whatever, you know, round up that that change. 662 00:32:07,520 --> 00:32:10,680 Speaker 1: So that's a good, like super easy place to kind 663 00:32:10,680 --> 00:32:12,920 Speaker 1: of start. But I agree with Mandy that you know 664 00:32:13,000 --> 00:32:16,160 Speaker 1: you're gonna want to sit with a professional just to 665 00:32:16,160 --> 00:32:19,080 Speaker 1: get a better understanding. But you can literally sign up 666 00:32:19,080 --> 00:32:21,520 Speaker 1: for Acorns tonight just so you get started, even if 667 00:32:21,520 --> 00:32:24,120 Speaker 1: it's twenty bucks a month. So it's something It's not 668 00:32:24,160 --> 00:32:26,040 Speaker 1: about the twenty bucks. It's about the habit of I 669 00:32:26,040 --> 00:32:28,960 Speaker 1: am setting aside for my future. I understand that it 670 00:32:29,040 --> 00:32:31,880 Speaker 1: is my younger self job to take care of my 671 00:32:31,960 --> 00:32:32,880 Speaker 1: older self. 672 00:32:33,880 --> 00:32:39,160 Speaker 2: Take care of your inner Wandra, Wanda, Wanda. Okay, I 673 00:32:39,200 --> 00:32:41,240 Speaker 2: have a cousin named Wandra. Shout out to key. Hey, 674 00:32:41,640 --> 00:32:44,160 Speaker 2: all right, thank you for your question at meme seven 675 00:32:44,200 --> 00:32:46,520 Speaker 2: oh two. Let's see. Oh, here's a question that we 676 00:32:46,640 --> 00:32:48,760 Speaker 2: got from last week, and I just asked for a 677 00:32:48,760 --> 00:32:52,200 Speaker 2: little bit of follow up information. So this is Instagram 678 00:32:52,360 --> 00:32:56,880 Speaker 2: user Banks. So Banks has a question about paying off 679 00:32:56,880 --> 00:32:59,520 Speaker 2: her card note. So she says, I'm thinking of purchasing 680 00:32:59,520 --> 00:33:02,040 Speaker 2: a home and the next few years. I think to 681 00:33:02,120 --> 00:33:04,120 Speaker 2: get there, my first step should be to pay off 682 00:33:04,120 --> 00:33:07,720 Speaker 2: my car. But I find that idea unsettling because honestly, 683 00:33:07,760 --> 00:33:10,720 Speaker 2: people cannot drive in Atlanta. So I was thinking of 684 00:33:10,760 --> 00:33:13,760 Speaker 2: saving the amount in an online savings account. If I 685 00:33:13,760 --> 00:33:15,720 Speaker 2: were to save up enough money to pay off my car, 686 00:33:16,040 --> 00:33:18,320 Speaker 2: do you think that I could negotiate how much I 687 00:33:18,360 --> 00:33:24,880 Speaker 2: owe with my lender down by having a lump sum Banks? Interesting, 688 00:33:25,000 --> 00:33:25,800 Speaker 2: I was gonna say that. 689 00:33:26,000 --> 00:33:28,200 Speaker 1: I never heard that before. I don't want to say no, 690 00:33:29,680 --> 00:33:36,840 Speaker 1: but I'm saying not likely, because I mean, it's it's 691 00:33:36,840 --> 00:33:39,640 Speaker 1: the amount of I mean, it's not it's not like 692 00:33:39,680 --> 00:33:41,320 Speaker 1: a lull. Well, you know, I don't want to say no. 693 00:33:41,400 --> 00:33:43,520 Speaker 1: I'm not I quite honest, I've never heard about anybody 694 00:33:43,560 --> 00:33:46,680 Speaker 1: negotiating for like, Hey, I know I owe you, you know, 695 00:33:47,160 --> 00:33:48,840 Speaker 1: ten thousand dollars on a car. What if I gave 696 00:33:48,840 --> 00:33:51,640 Speaker 1: you eight in a lump sum. Because here's in general, 697 00:33:51,680 --> 00:33:54,600 Speaker 1: this is what I found about lenders, even when I 698 00:33:54,640 --> 00:33:57,360 Speaker 1: was going through my foreclosure and stuff, that the only 699 00:33:57,520 --> 00:34:00,840 Speaker 1: time that they are open for negotiation is when you 700 00:34:00,880 --> 00:34:03,320 Speaker 1: haven't given them anything for a while, because at that 701 00:34:03,360 --> 00:34:06,440 Speaker 1: point they're like, just give me something, even when you're 702 00:34:06,440 --> 00:34:09,640 Speaker 1: going for modification. So modification is like when you're trying 703 00:34:10,239 --> 00:34:13,799 Speaker 1: to get your like so for a mortgage. And when 704 00:34:13,800 --> 00:34:16,880 Speaker 1: I couldn't form my mortgage anymore, I applied for modification. 705 00:34:16,960 --> 00:34:19,920 Speaker 1: And that's when they're trying to modify my mortgage to 706 00:34:20,000 --> 00:34:23,120 Speaker 1: a lower monthly payment. And the only way to qualify 707 00:34:23,160 --> 00:34:26,839 Speaker 1: for modification was for me to be late and consistently late. 708 00:34:27,040 --> 00:34:29,719 Speaker 1: So I wasn't late, So when I first applied, they 709 00:34:29,719 --> 00:34:33,040 Speaker 1: would not they would not give me modification because in 710 00:34:33,080 --> 00:34:36,400 Speaker 1: the bank's eyes, so you're telling me, person who pays 711 00:34:36,400 --> 00:34:40,360 Speaker 1: on time, that you don't want to give me the 712 00:34:40,360 --> 00:34:41,839 Speaker 1: money that you've been giving me. Why should I take 713 00:34:41,880 --> 00:34:43,640 Speaker 1: less when you're give me my money now? I'm not 714 00:34:43,719 --> 00:34:46,319 Speaker 1: advocating for you not to pay, like like, well, I'm 715 00:34:46,320 --> 00:34:47,800 Speaker 1: just gonna be laid on my in my car payment 716 00:34:47,800 --> 00:34:49,920 Speaker 1: and then see if they'll take a take less money 717 00:34:49,960 --> 00:34:52,279 Speaker 1: because you don't want to tank your credit score and 718 00:34:52,280 --> 00:34:54,760 Speaker 1: your chances of getting a home. But I'm just saying 719 00:34:54,800 --> 00:34:59,719 Speaker 1: that lenders typically don't look to settle or negotiate when 720 00:34:59,719 --> 00:35:02,359 Speaker 1: they're already receiving your money. Like I'll take yourself out 721 00:35:02,400 --> 00:35:04,560 Speaker 1: for a minute of like it's you and just like 722 00:35:04,680 --> 00:35:06,680 Speaker 1: imagine somebody owed you money. They owed you a thousand 723 00:35:06,719 --> 00:35:08,319 Speaker 1: dollars and they were giving you one hundred dollars a month, 724 00:35:08,719 --> 00:35:11,080 Speaker 1: and it's been four months and they paid you your 725 00:35:11,200 --> 00:35:13,439 Speaker 1: hundred dollars on the first of every month, never been late. 726 00:35:13,480 --> 00:35:16,000 Speaker 1: And they're like, hey, girl, I know I owe you 727 00:35:16,080 --> 00:35:18,799 Speaker 1: six hundred dollars, Can I just give you four? It's 728 00:35:18,920 --> 00:35:21,040 Speaker 1: like no, I'll just continue to give my hundred dollars 729 00:35:21,080 --> 00:35:23,000 Speaker 1: a month for the next six months. Thanks, you see 730 00:35:23,040 --> 00:35:25,520 Speaker 1: what I mean. So there's no real benefit for the bank. So, 731 00:35:25,840 --> 00:35:27,880 Speaker 1: like I said, I'd never heard of it before. I'm 732 00:35:27,920 --> 00:35:29,839 Speaker 1: not gonna say no, but I just don't know how 733 00:35:29,920 --> 00:35:30,520 Speaker 1: likely that is. 734 00:35:30,719 --> 00:35:32,279 Speaker 2: Well, let me help out a little bit here. So 735 00:35:32,360 --> 00:35:35,360 Speaker 2: when I got this question, I reached out to Jennifer Jones, 736 00:35:35,400 --> 00:35:37,960 Speaker 2: who is the autos writer that we have here at 737 00:35:38,000 --> 00:35:41,359 Speaker 2: lending Tree where I work, And I asked Jen because 738 00:35:41,400 --> 00:35:44,799 Speaker 2: she has experience actually working in the financing office at 739 00:35:44,920 --> 00:35:48,319 Speaker 2: dealerships around the country. So I asked, Jen, is this 740 00:35:48,360 --> 00:35:50,640 Speaker 2: something that you've heard before? And she said, honestly, every 741 00:35:50,719 --> 00:35:54,360 Speaker 2: lendar is a little bit different. It takes two to negotiate, 742 00:35:54,600 --> 00:35:56,319 Speaker 2: so all you you know, all you can do is 743 00:35:56,360 --> 00:35:59,480 Speaker 2: start to ask. But she said, so you're to your 744 00:35:59,520 --> 00:36:01,200 Speaker 2: point because I had the same thought. You know, what's 745 00:36:01,239 --> 00:36:03,279 Speaker 2: in it for the bank to negotiate someone who's been 746 00:36:03,320 --> 00:36:05,680 Speaker 2: paying their auto, who's been paying their note on time. 747 00:36:06,080 --> 00:36:08,279 Speaker 2: But Gen actually said, if you tell them something like, 748 00:36:08,440 --> 00:36:11,280 Speaker 2: you know, be truthful about your situation, if you're truly struggling, 749 00:36:11,320 --> 00:36:13,279 Speaker 2: if you think you're about to file bankruptcy, or you've 750 00:36:13,320 --> 00:36:15,400 Speaker 2: got other debts that have been piling up, you know, 751 00:36:15,440 --> 00:36:17,759 Speaker 2: since you originally took out the loan, and you ask 752 00:36:17,840 --> 00:36:19,640 Speaker 2: them how to how they can help you, you may 753 00:36:19,680 --> 00:36:22,400 Speaker 2: find that they may be actually sympathetic to your cause. 754 00:36:23,320 --> 00:36:25,200 Speaker 2: And one of the reasons that Gen points it out 755 00:36:25,320 --> 00:36:28,360 Speaker 2: is that yes, you can say, why would they negotiate 756 00:36:28,400 --> 00:36:30,000 Speaker 2: with you? All they have to do is repossess your 757 00:36:30,000 --> 00:36:33,080 Speaker 2: car if you stop paying. But Jen said, it's people 758 00:36:33,120 --> 00:36:36,840 Speaker 2: don't realize it's actually expensive for the lender to repossess 759 00:36:36,920 --> 00:36:39,200 Speaker 2: cars and they have to sell the car for wholesale, 760 00:36:39,520 --> 00:36:41,920 Speaker 2: which means they would get less than probably what they 761 00:36:41,960 --> 00:36:44,160 Speaker 2: wanted to if they were able to trade it in 762 00:36:44,239 --> 00:36:46,799 Speaker 2: or something like that. So they may not even want 763 00:36:46,840 --> 00:36:48,879 Speaker 2: to take the car back in most situations, and that 764 00:36:48,920 --> 00:36:53,799 Speaker 2: may give you some negotiation leverage when it comes down 765 00:36:53,800 --> 00:36:57,000 Speaker 2: to it. So it's not a no, it's just more 766 00:36:57,040 --> 00:37:02,120 Speaker 2: of a depends in this particular case with listener Binks. 767 00:37:02,160 --> 00:37:04,640 Speaker 2: You know, she's thinking, let me pay off my car 768 00:37:04,800 --> 00:37:07,440 Speaker 2: so I'll be ready to purchase a home and have 769 00:37:07,560 --> 00:37:10,520 Speaker 2: you know, that'll help you lower your debt to income ratio, 770 00:37:10,680 --> 00:37:13,160 Speaker 2: which which is a big factor for getting approved for 771 00:37:13,239 --> 00:37:16,120 Speaker 2: a mortgage or even just getting a better mortgage rate. 772 00:37:16,200 --> 00:37:21,600 Speaker 2: So I do think it's a good idea. I would 773 00:37:21,640 --> 00:37:24,840 Speaker 2: just say, you won't know unless you ask your lender, 774 00:37:25,160 --> 00:37:27,560 Speaker 2: and you will go into the conversation, and Jen agreed 775 00:37:27,600 --> 00:37:29,960 Speaker 2: with this. You'll go into the conversation a lot stronger 776 00:37:30,000 --> 00:37:33,160 Speaker 2: if you can say I have this lump sum and 777 00:37:33,200 --> 00:37:35,600 Speaker 2: I can pay off the car right now. 778 00:37:36,920 --> 00:37:38,319 Speaker 1: And so you might want to wait to have the 779 00:37:38,360 --> 00:37:40,120 Speaker 1: conversation until you actually have the lung sum. 780 00:37:40,480 --> 00:37:42,799 Speaker 2: Yeah, yes, that was good. 781 00:37:42,800 --> 00:37:45,120 Speaker 1: I've never heard that before. I was like, huh, I 782 00:37:45,280 --> 00:37:48,080 Speaker 1: never thought about that, but yes, honestly, and if you 783 00:37:48,120 --> 00:37:49,680 Speaker 1: do it, let us know, because I would love or 784 00:37:49,680 --> 00:37:53,160 Speaker 1: if anybody's in the audiences has done that before, please 785 00:37:53,239 --> 00:37:56,080 Speaker 1: let us know. I would love to know the outcome 786 00:37:56,160 --> 00:37:58,799 Speaker 1: and maybe kind of share with us what kind of 787 00:37:58,920 --> 00:38:01,640 Speaker 1: tip the scale in your favor so that we can share. 788 00:38:01,719 --> 00:38:04,600 Speaker 2: One hundred percent. Hit us up at Brandnambisson Podcast at 789 00:38:04,640 --> 00:38:08,879 Speaker 2: gmail dot com or Instagram at Brown Ambition Podcast. Where 790 00:38:08,880 --> 00:38:11,560 Speaker 2: else can they find us? Twitter at the BA Podcast, 791 00:38:11,880 --> 00:38:15,480 Speaker 2: brandnibisionpodcast dot com, just google Brand Ambition Podcasts. We're everywhere. 792 00:38:16,040 --> 00:38:33,960 Speaker 4: Thank you guys for your questions. 793 00:38:34,160 --> 00:38:38,040 Speaker 1: Yes, and now it's time for Booster to break for 794 00:38:38,200 --> 00:38:41,960 Speaker 1: all the family. Will you booth? Will you break? What 795 00:38:42,080 --> 00:38:42,520 Speaker 1: will it be? 796 00:38:42,680 --> 00:38:44,920 Speaker 2: Mandy Mickeydow's Club nailed it. 797 00:38:45,239 --> 00:38:47,520 Speaker 1: Yeah, well you know, I mean, after ten thousand years, 798 00:38:47,520 --> 00:38:50,640 Speaker 1: but I'm gonna let it. I'm gonna leave it okay easy. 799 00:38:51,200 --> 00:38:54,480 Speaker 2: So I've got to do a break this week. I 800 00:38:54,640 --> 00:38:56,880 Speaker 2: heard so we all I think it came out a 801 00:38:56,880 --> 00:39:02,080 Speaker 2: couple of weeks ago. Disney cast Halle Bailey of Halle 802 00:39:02,239 --> 00:39:04,120 Speaker 2: is it Halle and Chloe? How do they pronounce that 803 00:39:04,280 --> 00:39:08,400 Speaker 2: X in the middle? Okay, So they cast young, beautiful 804 00:39:08,480 --> 00:39:12,040 Speaker 2: black singer actress Halle Bailey as the new Ariel in 805 00:39:12,080 --> 00:39:14,720 Speaker 2: The Little Mermaid, which was like, no one saw that coming. 806 00:39:14,800 --> 00:39:17,799 Speaker 2: It was freaking amazing. But of course, very quickly after 807 00:39:17,840 --> 00:39:20,840 Speaker 2: that news broke, we had this hashtag start on Twitter, 808 00:39:21,120 --> 00:39:25,120 Speaker 2: hashtag not my Aeriel, which became a whole thing. There 809 00:39:25,120 --> 00:39:27,760 Speaker 2: were think pieces written on it. Black Twitter went insane. 810 00:39:27,800 --> 00:39:30,960 Speaker 2: Of course, we're all defending why we need you know, 811 00:39:31,080 --> 00:39:34,600 Speaker 2: why a mythical character, you know, can be any shade 812 00:39:34,600 --> 00:39:36,839 Speaker 2: of the rainbow. And then an article came out this 813 00:39:36,920 --> 00:39:40,360 Speaker 2: week that actually people looked back, where did this hashtag 814 00:39:40,480 --> 00:39:46,719 Speaker 2: not my Ariel come from? Turns out it was Russia. Yeah, 815 00:39:46,760 --> 00:39:48,759 Speaker 2: so that you know, if you haven't heard like a 816 00:39:48,800 --> 00:39:52,360 Speaker 2: lot of the reason like, what's there there's these Russian 817 00:39:52,600 --> 00:39:56,200 Speaker 2: like there's these companies that just hire people to stoke 818 00:39:56,320 --> 00:39:59,520 Speaker 2: flames on Twitter, just to you know, get Americans all 819 00:39:59,600 --> 00:40:03,040 Speaker 2: riled up and at each other's throats, and they created 820 00:40:03,040 --> 00:40:07,520 Speaker 2: this hashtag purposefully to tap into what actually worked, which 821 00:40:07,560 --> 00:40:11,840 Speaker 2: is like this latent understanding, this latent expectation of racism 822 00:40:11,880 --> 00:40:15,560 Speaker 2: in America, and god, it was like minorities versus white people, 823 00:40:15,760 --> 00:40:20,040 Speaker 2: and you know, just all this unnecessary debate, which is 824 00:40:20,080 --> 00:40:22,920 Speaker 2: not because like it was started by these Russian these 825 00:40:23,000 --> 00:40:26,840 Speaker 2: Russian bots on social media. It like distorts what's really 826 00:40:26,880 --> 00:40:29,800 Speaker 2: going on. Are people really that upset about a black 827 00:40:29,840 --> 00:40:32,359 Speaker 2: aerial or is it just Russian bots making us think 828 00:40:32,400 --> 00:40:35,200 Speaker 2: that we have you know, of course, I'm sure there's 829 00:40:35,239 --> 00:40:37,719 Speaker 2: a handful of people in America who you know, are 830 00:40:37,800 --> 00:40:40,000 Speaker 2: very upset about this, this in black Santa Claus and 831 00:40:40,000 --> 00:40:42,719 Speaker 2: everything else. But I just I got to do a 832 00:40:42,719 --> 00:40:47,640 Speaker 2: brown break for buying into the social media rage machine 833 00:40:47,920 --> 00:40:51,000 Speaker 2: and just like jumping on the bandwagon and chiming in, 834 00:40:51,080 --> 00:40:55,040 Speaker 2: because you could just be proliferating a completely false, a 835 00:40:55,080 --> 00:40:59,560 Speaker 2: completely false like narrative. Narrative, Yeah, thank you, narrative. So 836 00:40:59,680 --> 00:41:02,160 Speaker 2: just think about it and and you know, do your 837 00:41:02,160 --> 00:41:04,800 Speaker 2: Google to see where things originated from before you believe 838 00:41:05,920 --> 00:41:06,879 Speaker 2: what's really going on. 839 00:41:07,200 --> 00:41:10,480 Speaker 1: It's such a shame that you know, it caught on 840 00:41:10,560 --> 00:41:14,959 Speaker 1: so quickly. There's something to be said for that as well. Well, 841 00:41:15,080 --> 00:41:19,720 Speaker 1: I am actually going to boost speaking of dope black 842 00:41:19,760 --> 00:41:24,120 Speaker 1: women in the movies and such. So Double O seven, 843 00:41:24,640 --> 00:41:28,120 Speaker 1: James Bond, I take my what is it is he 844 00:41:28,160 --> 00:41:30,160 Speaker 1: saying like shaken, not stirred or something like that. I 845 00:41:30,160 --> 00:41:30,600 Speaker 1: don't know. 846 00:41:30,480 --> 00:41:32,840 Speaker 2: Anyway, Bond, James Bond, That's all I know. 847 00:41:33,600 --> 00:41:38,040 Speaker 1: So anyway, currently he's played by a man named Daniel Craig. 848 00:41:38,080 --> 00:41:40,320 Speaker 1: That's he's a kind of blondish blue eyes. But it 849 00:41:40,440 --> 00:41:43,640 Speaker 1: wasn't he like originally from who was he was so handsome, 850 00:41:43,680 --> 00:41:47,799 Speaker 1: like he's got like a Scottish accent. The original James Well, 851 00:41:47,800 --> 00:41:50,120 Speaker 1: he's not the original Purece Brosnan. 852 00:41:50,239 --> 00:41:54,120 Speaker 2: No, no, no, no, no. Sean Connery. Sean Connery, Yes, where 853 00:41:54,160 --> 00:41:55,200 Speaker 2: did I dike that up from? 854 00:41:55,320 --> 00:41:59,600 Speaker 1: I don't know, I didn't have it, so Sean Connery 855 00:42:00,120 --> 00:42:01,719 Speaker 1: know if that was the first one, and I don't. 856 00:42:01,760 --> 00:42:03,399 Speaker 1: I know it's not, but that's like the first one 857 00:42:03,400 --> 00:42:07,720 Speaker 1: I remember. So anyway, it's always been played by a dude. 858 00:42:08,000 --> 00:42:10,040 Speaker 1: So for the very first time, not only is Double 859 00:42:10,040 --> 00:42:12,520 Speaker 1: O seven obviously her name is not gonna be James Vond, 860 00:42:13,080 --> 00:42:15,799 Speaker 1: but not only is the Double O seven character gonna 861 00:42:15,800 --> 00:42:20,080 Speaker 1: be played by a woman. It's by a black woman, 862 00:42:20,400 --> 00:42:23,560 Speaker 1: a black British actress to be. In fact, her name 863 00:42:23,680 --> 00:42:29,560 Speaker 1: is her name is Lashanda Lynch. And for years that 864 00:42:29,640 --> 00:42:32,360 Speaker 1: has been intense speculation about who's gonna take over the 865 00:42:32,400 --> 00:42:35,440 Speaker 1: reins of the most I mean, honestly, the James Vond 866 00:42:35,480 --> 00:42:37,319 Speaker 1: kind of like series is like the most durable and 867 00:42:37,360 --> 00:42:41,680 Speaker 1: profitable film franchises in history, and so the fact that 868 00:42:41,680 --> 00:42:45,640 Speaker 1: they're getting a black woman is like, wait a minute. 869 00:42:46,040 --> 00:42:49,319 Speaker 1: She is thirty one years old. She is a newcomer. 870 00:42:49,960 --> 00:42:53,560 Speaker 2: She was, wasn't she in the Captain Marvel movie? She 871 00:42:53,680 --> 00:42:56,640 Speaker 2: played like the Air Force pilot, the best friend of 872 00:42:56,680 --> 00:42:57,360 Speaker 2: Captain Marvell. 873 00:42:57,400 --> 00:42:58,239 Speaker 1: Yes, I think you're right. 874 00:42:58,320 --> 00:42:59,920 Speaker 2: Yeah, that was when I first saw her. 875 00:43:00,320 --> 00:43:04,520 Speaker 1: Knowing things a pop culture. Okay, so honestly, I am 876 00:43:04,719 --> 00:43:08,200 Speaker 1: super duper excited. So now that you know about the 877 00:43:08,239 --> 00:43:11,799 Speaker 1: whole fake hashtag now my area, please be mindful. Then 878 00:43:11,840 --> 00:43:14,560 Speaker 1: I'm sure that the Russian box are also working on 879 00:43:14,640 --> 00:43:15,680 Speaker 1: not my bond or whatever. 880 00:43:15,960 --> 00:43:17,359 Speaker 2: Don't do it. Don't retweet it. 881 00:43:17,600 --> 00:43:22,520 Speaker 1: Yeah, don't don't do it. Just you know, just enjoy it. 882 00:43:22,600 --> 00:43:24,839 Speaker 2: Just show up to the movies whenever it comes out. 883 00:43:24,840 --> 00:43:26,879 Speaker 2: That's all you have to do to protest. That's all 884 00:43:26,920 --> 00:43:27,440 Speaker 2: I have to do. 885 00:43:28,080 --> 00:43:30,840 Speaker 1: Yeah, So yeah, honestly, I'm really excited to see it 886 00:43:30,840 --> 00:43:33,520 Speaker 1: because I'm like, I'm excited to see, like, you know, 887 00:43:33,600 --> 00:43:37,600 Speaker 1: from a woman's perspective, like what are they going to do, 888 00:43:37,640 --> 00:43:39,359 Speaker 1: because you know, James Bond is supposed to be like 889 00:43:39,760 --> 00:43:44,440 Speaker 1: kind of like this like sexy spy that solves crime 890 00:43:44,600 --> 00:43:48,400 Speaker 1: or whatever, but also seduces women. So I'm really excited 891 00:43:48,440 --> 00:43:49,920 Speaker 1: to see what is it going to look like from 892 00:43:49,960 --> 00:43:51,799 Speaker 1: a woman's perspective. You know, if it. 893 00:43:51,760 --> 00:43:56,560 Speaker 2: Wasn't going to be Idris Elva, the god of you know, cinema, 894 00:43:56,600 --> 00:43:58,279 Speaker 2: like I love a trace, if it wasn't going to 895 00:43:58,320 --> 00:43:59,799 Speaker 2: be him, because you know, he was in the mix 896 00:43:59,840 --> 00:44:02,640 Speaker 2: for a while and I really was like wanting him 897 00:44:02,640 --> 00:44:04,839 Speaker 2: to win this role. But yeah, if it wasn't gonna 898 00:44:04,840 --> 00:44:06,680 Speaker 2: be him, this is that this is like, honestly even 899 00:44:06,719 --> 00:44:08,560 Speaker 2: better than I could have imagined. Like I didn't even 900 00:44:08,560 --> 00:44:11,319 Speaker 2: think beyond it's got to be a dude, which you know, 901 00:44:11,480 --> 00:44:14,080 Speaker 2: I should question my own, you know, my own thought process, 902 00:44:14,120 --> 00:44:15,880 Speaker 2: but the fact that it's a woman and they have 903 00:44:15,960 --> 00:44:19,640 Speaker 2: a woman writing it, Phoebe waller Bridge, who who's like 904 00:44:19,880 --> 00:44:21,759 Speaker 2: a writer and actress that I've really been a fan 905 00:44:21,800 --> 00:44:25,600 Speaker 2: of She's actually writing the script like this is major, 906 00:44:25,640 --> 00:44:27,400 Speaker 2: I'm excited major. 907 00:44:27,600 --> 00:44:32,640 Speaker 1: This is like honestly, since Wakanda was discover it's really 908 00:44:32,680 --> 00:44:34,919 Speaker 1: been kind of a good thing for blacks and browns. 909 00:44:34,560 --> 00:44:37,440 Speaker 2: And wa Kanda effect it could be I. 910 00:44:37,400 --> 00:44:39,880 Speaker 1: Don't know, you know, I feel like that movie was 911 00:44:40,000 --> 00:44:44,120 Speaker 1: so like, wait, black people go to movies. Black people 912 00:44:44,239 --> 00:44:45,400 Speaker 1: like seeing black people. 913 00:44:45,920 --> 00:44:48,280 Speaker 2: Wait a man, who are Adia? 914 00:44:49,400 --> 00:44:51,080 Speaker 1: Which I mean, no shade tall of pair because you know, 915 00:44:51,120 --> 00:44:54,520 Speaker 1: we're also grateful for the fact that they're you know. 916 00:44:54,600 --> 00:44:57,440 Speaker 1: But at the same time, it's like, it's like when 917 00:44:57,440 --> 00:45:01,080 Speaker 1: my cousin started Munaluchi Bridle. Right, so it started off 918 00:45:01,080 --> 00:45:04,520 Speaker 1: as a magazine. Now it's like this whole enterprise. But 919 00:45:04,560 --> 00:45:07,880 Speaker 1: I remember when she wanted to get into Barnes and 920 00:45:07,920 --> 00:45:10,400 Speaker 1: Noble and somehow she got with the buyer Barnes and Nobles. 921 00:45:10,440 --> 00:45:12,759 Speaker 1: She hadn't even launched the magazine just yet, and they 922 00:45:12,760 --> 00:45:15,960 Speaker 1: were like, I don't know, do like do basically like, 923 00:45:16,000 --> 00:45:18,600 Speaker 1: do black people want to see bridal magazines? As if 924 00:45:18,680 --> 00:45:21,799 Speaker 1: black and brown women don't get married? I mean, are 925 00:45:21,840 --> 00:45:25,760 Speaker 1: you kidding me? And so when she did the first 926 00:45:25,880 --> 00:45:30,080 Speaker 1: first run of the first issue of Muduluchi Bridle. They 927 00:45:30,120 --> 00:45:32,839 Speaker 1: told her, do not print more than three thousand copies. 928 00:45:32,880 --> 00:45:35,320 Speaker 1: They were actually gonna which I don't know how Jackie 929 00:45:35,360 --> 00:45:38,960 Speaker 1: managed to shout out to Jackie so she was able 930 00:45:39,080 --> 00:45:41,160 Speaker 1: to convince them to like roll it out to all 931 00:45:41,160 --> 00:45:44,200 Speaker 1: the Barns and Nobles. Meanwhile, Jackie was like a scientist 932 00:45:44,239 --> 00:45:46,560 Speaker 1: or something ahead of the time. She had no printing experience, 933 00:45:46,600 --> 00:45:48,200 Speaker 1: none of this. She just was like, I wanted to 934 00:45:48,200 --> 00:45:49,719 Speaker 1: get I got married to my husband. There were no 935 00:45:49,760 --> 00:45:52,440 Speaker 1: magazines available. This sucks. I'm going to start something. And 936 00:45:52,480 --> 00:45:55,440 Speaker 1: she had gotten really into photography and started this magazine. 937 00:45:55,520 --> 00:45:57,280 Speaker 1: They told her, don't print any more than three thousand 938 00:45:57,320 --> 00:45:59,120 Speaker 1: copies and we'll just sprinkle them in a few Barns 939 00:45:59,160 --> 00:46:02,280 Speaker 1: and Nobles around the country. She did a ten thousand 940 00:46:02,320 --> 00:46:04,560 Speaker 1: dollars run that means like just amount that you print 941 00:46:05,280 --> 00:46:07,520 Speaker 1: at one time, and they were like, not ten thousand dollars, 942 00:46:07,520 --> 00:46:09,520 Speaker 1: ten thousand issue run. They were like, yo, you're bugging 943 00:46:09,560 --> 00:46:11,880 Speaker 1: You're crazy. It's sold out in like three days. They're like, 944 00:46:11,880 --> 00:46:15,080 Speaker 1: do you have more? Because black and brown women get 945 00:46:15,160 --> 00:46:18,000 Speaker 1: married and they'd like to see themselves in magazines. They 946 00:46:18,040 --> 00:46:20,960 Speaker 1: could not believe Barnes and Noles could not believe how 947 00:46:21,120 --> 00:46:25,360 Speaker 1: quickly it flew off the shelves, and that was like, 948 00:46:25,440 --> 00:46:27,520 Speaker 1: I don't even know. It might have been up till 949 00:46:27,560 --> 00:46:29,840 Speaker 1: like ten years ago, but it's been forever ago and 950 00:46:29,880 --> 00:46:32,080 Speaker 1: she's been killing it ever since. So this is just, 951 00:46:32,320 --> 00:46:34,839 Speaker 1: you know, sometimes we forget like black and brown women 952 00:46:35,280 --> 00:46:38,080 Speaker 1: they care about finance, Black and brown women get married, 953 00:46:38,160 --> 00:46:40,600 Speaker 1: Black and brown women like we do all the things. 954 00:46:40,640 --> 00:46:44,439 Speaker 1: So having representation is always going to be a win 955 00:46:44,520 --> 00:46:46,839 Speaker 1: for you. Rihanna Tallas that we actually like to wear 956 00:46:46,840 --> 00:46:51,080 Speaker 1: makeup too, I imagine that, you know. And so now 957 00:46:51,080 --> 00:46:53,319 Speaker 1: you see literally every makeup brand many do you notice 958 00:46:53,360 --> 00:46:58,200 Speaker 1: they all have like fifty colors. Now I'm like, so yeah, 959 00:46:58,239 --> 00:47:00,399 Speaker 1: it's just like this is just such an awesome thing, 960 00:47:00,400 --> 00:47:03,520 Speaker 1: and I just love that, like we're starting to normalize, like, 961 00:47:03,560 --> 00:47:08,239 Speaker 1: you know, brownness and make it just mainstream because we 962 00:47:08,280 --> 00:47:12,799 Speaker 1: are mainstream. And so yes cha, I can't wait, can't 963 00:47:12,800 --> 00:47:13,439 Speaker 1: I wait, can't wait? 964 00:47:13,520 --> 00:47:14,440 Speaker 2: Congrats Lashawna. 965 00:47:15,640 --> 00:47:19,040 Speaker 1: Yes and shot y'all. Because a friend of a friend 966 00:47:19,040 --> 00:47:21,160 Speaker 1: of the show Tanya of my Fat Finance, she had 967 00:47:21,200 --> 00:47:24,880 Speaker 1: posted I think I saw Tita. I was tagged. She posted, 968 00:47:24,920 --> 00:47:27,439 Speaker 1: like what what what financed podcasts? Do you guys listen 969 00:47:27,480 --> 00:47:30,080 Speaker 1: to And when I tell you, Brann and Bishon was 970 00:47:30,120 --> 00:47:33,040 Speaker 1: all in those comments. I mean like I felt like 971 00:47:33,080 --> 00:47:33,800 Speaker 1: every other comment. 972 00:47:33,840 --> 00:47:35,880 Speaker 2: I was like, oh my god, you guys love us 973 00:47:37,200 --> 00:47:37,840 Speaker 2: on the show. 974 00:47:38,280 --> 00:47:39,880 Speaker 1: I know. And I was like, it was just so 975 00:47:40,000 --> 00:47:42,120 Speaker 1: night because you know, someone because they most people had 976 00:47:42,120 --> 00:47:44,600 Speaker 1: tagged brand Ambish, but one person was tagged me and 977 00:47:44,640 --> 00:47:46,759 Speaker 1: I'm like, what's this? And I was looking in the 978 00:47:46,800 --> 00:47:49,239 Speaker 1: comments and I was like, Wow, what it's like Brada 979 00:47:49,280 --> 00:47:53,360 Speaker 1: bha Many, Tiffy, Branna bish Brother. I was like, oh mg, 980 00:47:54,560 --> 00:47:56,239 Speaker 1: So I just thought that was really like, you know, 981 00:47:56,480 --> 00:47:59,080 Speaker 1: just really, you guys really love us that we love 982 00:47:59,120 --> 00:47:59,560 Speaker 1: you back. 983 00:48:00,400 --> 00:48:03,759 Speaker 2: I knew they loved us, but it's always amazing to 984 00:48:03,800 --> 00:48:05,920 Speaker 2: hear it to see you guys keep tagging us on 985 00:48:05,960 --> 00:48:08,720 Speaker 2: Instagram too, because I love sharing your fun little videos. 986 00:48:08,719 --> 00:48:09,960 Speaker 2: Oh my god, shall I'll see the video of the 987 00:48:09,960 --> 00:48:14,759 Speaker 2: little boy, the little toddler? I forget what the yes, 988 00:48:15,000 --> 00:48:17,600 Speaker 2: Oh my God gave me hope from my own little 989 00:48:17,640 --> 00:48:20,560 Speaker 2: human spawn. Will it be that cool? I hope so 990 00:48:21,200 --> 00:48:24,239 Speaker 2: it will are the best. We have literally been through 991 00:48:24,280 --> 00:48:28,080 Speaker 2: every life stage with our listeners. To be honest, single live, 992 00:48:28,120 --> 00:48:30,160 Speaker 2: should we be recording into our eighties. I mean, come on, 993 00:48:30,200 --> 00:48:32,480 Speaker 2: if I if I can still see my computer screen, 994 00:48:32,600 --> 00:48:34,239 Speaker 2: I might I. 995 00:48:34,239 --> 00:48:37,480 Speaker 1: Know, right, I mean, yeah, honestly, it's it's awesome. I 996 00:48:37,520 --> 00:48:39,759 Speaker 1: love that you guys have grown up with us. So 997 00:48:39,880 --> 00:48:42,160 Speaker 1: tell a friend, tell a friend, tell a friend to listen. Okay, 998 00:48:42,320 --> 00:48:43,279 Speaker 1: bring guests next time. 999 00:48:43,360 --> 00:48:45,719 Speaker 2: Leave a review for all our new listeners. Please go 1000 00:48:45,760 --> 00:48:47,440 Speaker 2: to iTunes, leave a review. I think we're us seven 1001 00:48:47,480 --> 00:48:49,600 Speaker 2: hundred reviews, yet let's get to one thousand. Why not 1002 00:48:49,719 --> 00:48:52,560 Speaker 2: help us get to one thousand reviews. The more reviews 1003 00:48:52,560 --> 00:48:54,640 Speaker 2: you leave, the more that tells iTunes you guys love 1004 00:48:54,640 --> 00:48:56,440 Speaker 2: our show, and they will feature it like they've always 1005 00:48:56,480 --> 00:48:58,200 Speaker 2: given us love. The reason they do that is because 1006 00:48:58,239 --> 00:49:01,080 Speaker 2: you guys demanded of them. So that is, honestly, the 1007 00:49:01,080 --> 00:49:02,880 Speaker 2: best way you can think us for the show is 1008 00:49:02,920 --> 00:49:05,680 Speaker 2: just go to go to iTunes, leave a review. Let 1009 00:49:05,760 --> 00:49:07,520 Speaker 2: your friends know. It helps so much. 1010 00:49:08,480 --> 00:49:11,759 Speaker 1: Okay, mandod you rest because I know baby takes a 1011 00:49:11,800 --> 00:49:12,520 Speaker 1: lot of energy. 1012 00:49:13,000 --> 00:49:15,160 Speaker 2: I'm in the second trimester. I'm feeling good. You know, 1013 00:49:15,440 --> 00:49:18,279 Speaker 2: first trimester for sure, it was a struggle struggle bus city. 1014 00:49:18,719 --> 00:49:20,960 Speaker 1: Yeah, you sound good, you sound like more like peppy. 1015 00:49:21,280 --> 00:49:23,040 Speaker 2: I had a coffee an hour ago so that helped. 1016 00:49:24,080 --> 00:49:24,680 Speaker 1: Coffee. 1017 00:49:25,000 --> 00:49:27,319 Speaker 2: You can do that, science says, I can. Don't even 1018 00:49:27,360 --> 00:49:29,800 Speaker 2: get you started. I don't want it, you guys. I 1019 00:49:29,800 --> 00:49:33,200 Speaker 2: don't care about your opinions. What I read said I 1020 00:49:33,239 --> 00:49:36,000 Speaker 2: can have two hundred milligrams of caffeine to day and 1021 00:49:36,080 --> 00:49:36,719 Speaker 2: believe you know what. 1022 00:49:37,320 --> 00:49:39,120 Speaker 1: Like, my bestie did that too, because she's really at 1023 00:49:39,160 --> 00:49:41,439 Speaker 1: the coffee and she literally used to measure it every day, like, oh, 1024 00:49:41,520 --> 00:49:45,080 Speaker 1: I can't wait for so I right, I totally yep. 1025 00:49:45,360 --> 00:49:47,240 Speaker 1: One of my best es is like a coffee fanatic, 1026 00:49:47,239 --> 00:49:48,919 Speaker 1: and she was like, I know how much I can nap, 1027 00:49:48,960 --> 00:49:50,880 Speaker 1: I have it, leave you alone. I'm like, you know what. 1028 00:49:50,920 --> 00:49:53,279 Speaker 1: And her baby is the arrive at the four now 1029 00:49:53,640 --> 00:49:56,200 Speaker 1: and just like and he is coffee chocolate shout out 1030 00:49:56,239 --> 00:49:58,160 Speaker 1: to Gape, Hey baby,