1 00:00:00,360 --> 00:00:03,480 Speaker 1: Whatever business you're in, growth isn't just about getting bigger. 2 00:00:03,680 --> 00:00:07,320 Speaker 1: At ADP, we believe it's about getting stronger. By turning 3 00:00:07,400 --> 00:00:10,280 Speaker 1: data into insights so you can build teams that work 4 00:00:10,360 --> 00:00:13,920 Speaker 1: as teams, by using our AI technology to help catch 5 00:00:13,960 --> 00:00:17,360 Speaker 1: payroll errors before their errors, and by keeping ahead of 6 00:00:17,400 --> 00:00:20,880 Speaker 1: thousands of changing regulations so you can keep ahead of 7 00:00:20,960 --> 00:00:25,520 Speaker 1: everything else. ADP helps businesses like yours grow stronger every day. 8 00:00:25,960 --> 00:00:34,400 Speaker 1: ADP HR talent, time and payroll Mama, what does the 9 00:00:34,720 --> 00:00:44,600 Speaker 1: chicken say? Uh? Draft draft? Really, draft draw? You're not 10 00:00:44,600 --> 00:00:46,559 Speaker 1: gonna get it all right. Just make sure you nail 11 00:00:46,600 --> 00:00:48,760 Speaker 1: the big stuff, like making sure your kids are buckled 12 00:00:48,760 --> 00:00:51,200 Speaker 1: correctly in the right seat for their agent's eyes. Get 13 00:00:51,200 --> 00:00:55,640 Speaker 1: it right visits n h s A dot gov slash 14 00:00:55,720 --> 00:00:58,240 Speaker 1: the Right Seat, brought to you by the National Highway 15 00:00:58,240 --> 00:01:01,440 Speaker 1: Traffic Safety Administration in the ad Counsel. Hello, and welcome 16 00:01:01,480 --> 00:01:03,640 Speaker 1: to our show. I'm Zoe de Chanelle and I'm so 17 00:01:03,680 --> 00:01:06,080 Speaker 1: excited to be joined by my friends and cast meates 18 00:01:06,200 --> 00:01:09,040 Speaker 1: Hannah Simone and Lamar and Morris to recap our hit 19 00:01:09,120 --> 00:01:12,720 Speaker 1: television series New Girl. Join us every Monday on the 20 00:01:12,720 --> 00:01:15,240 Speaker 1: Welcome to Our Show podcast, where we'll share behind the 21 00:01:15,240 --> 00:01:18,280 Speaker 1: scenes stories of your favorite New Girl episodes. Each week, 22 00:01:18,319 --> 00:01:20,959 Speaker 1: we answer all your burning questions like is there really 23 00:01:21,000 --> 00:01:23,600 Speaker 1: a bear in every episode of New Girl. Plus, you'll 24 00:01:23,640 --> 00:01:26,479 Speaker 1: hear hilarious stories like this, that was one of your 25 00:01:26,560 --> 00:01:38,640 Speaker 1: things you brought back from all professional passtball players. Yeah, guys, 26 00:01:38,720 --> 00:01:41,160 Speaker 1: we can't wait to share our New Girl journey with you. 27 00:01:41,440 --> 00:01:43,959 Speaker 1: Listen to the Welcome to Our Show podcast starting on 28 00:01:44,240 --> 00:01:48,000 Speaker 1: January on the I Heart Radio app, Apple podcast, or 29 00:01:48,000 --> 00:01:56,160 Speaker 1: wherever you get your podcasts. Welcome to Money Making Conversations. 30 00:01:56,240 --> 00:01:58,040 Speaker 1: It's the show that she has the secrets of success 31 00:01:58,040 --> 00:02:01,280 Speaker 1: experience firsthand. By'm marketing and brand expert ra Shan McDonald. 32 00:02:01,480 --> 00:02:03,920 Speaker 1: I will know he's giving me advice to many occasions. 33 00:02:03,920 --> 00:02:07,280 Speaker 1: In ocasion didn't notice, I'm not broke. You know. He'll 34 00:02:07,320 --> 00:02:11,200 Speaker 1: be interviewing celebrity CEOs, entrepreneurs and industry decision makers. It's 35 00:02:11,240 --> 00:02:13,519 Speaker 1: what he likes to do. It's what he likes to share. 36 00:02:13,960 --> 00:02:16,919 Speaker 1: Now it's time to hear from my man, Rashan McDonald. 37 00:02:17,080 --> 00:02:21,280 Speaker 1: Money making Conversations Here we come. Welcome to Money Making Conversation. 38 00:02:21,360 --> 00:02:24,680 Speaker 1: I am your host, Roshan McDonald. Like I said every week, 39 00:02:24,840 --> 00:02:27,200 Speaker 1: it's really it's time to stop reading other people's success 40 00:02:27,200 --> 00:02:30,440 Speaker 1: stories and really start writing your own. And I always 41 00:02:30,440 --> 00:02:32,640 Speaker 1: hear by people talking about their gifts and their passion. 42 00:02:32,680 --> 00:02:34,560 Speaker 1: If you have a gift, leave with your gift and 43 00:02:34,560 --> 00:02:37,280 Speaker 1: don't let your age, friends, family or co workers stop 44 00:02:37,360 --> 00:02:40,200 Speaker 1: you from planning or living your dreams. Interviews I do 45 00:02:40,320 --> 00:02:44,600 Speaker 1: on my show money making conversations on celebrities, CEOs, entrepreneurs 46 00:02:44,639 --> 00:02:47,600 Speaker 1: and people I like to call industry decision makers. My 47 00:02:47,680 --> 00:02:50,600 Speaker 1: next guest is one of my favorite people. Her name 48 00:02:50,680 --> 00:02:53,840 Speaker 1: is Snoop Dealer. She's the owner of Dillard Hospitality Group. 49 00:02:53,960 --> 00:02:58,280 Speaker 1: D HC. Dealer Hospitality Group is Atlanta based hospitality company 50 00:02:58,320 --> 00:03:01,840 Speaker 1: that takes pride and deliver it quality care and customer 51 00:03:01,880 --> 00:03:06,000 Speaker 1: service with five restaurants, three salon suites, a charity organization 52 00:03:06,080 --> 00:03:09,840 Speaker 1: to tourism and travel agencies, a real estate investment and 53 00:03:09,919 --> 00:03:13,080 Speaker 1: business consulting agency. D h D has become a leader 54 00:03:13,120 --> 00:03:16,800 Speaker 1: and provide in Atlanta now excellent examples of optimal delivery 55 00:03:16,840 --> 00:03:19,880 Speaker 1: within the service industry of Atlanta, Georgia. On the show 56 00:03:19,880 --> 00:03:21,560 Speaker 1: to day, Snoop and I, we're going to talk to 57 00:03:21,560 --> 00:03:24,440 Speaker 1: her about her road to recovery and also our mentorship 58 00:03:24,480 --> 00:03:28,480 Speaker 1: program because last year. Both she and I were frustrated 59 00:03:28,639 --> 00:03:32,040 Speaker 1: with this COVID ninteam when they were both entrepreneurs and 60 00:03:32,680 --> 00:03:34,800 Speaker 1: also talking about putting your business back on the fast 61 00:03:34,960 --> 00:03:37,480 Speaker 1: fast track to success. If anybody can talk about that 62 00:03:37,520 --> 00:03:41,280 Speaker 1: because of our diversity of her portfolio, is her? Please 63 00:03:41,320 --> 00:03:44,240 Speaker 1: welcome to the show Money Making Conversation, Snoop Dialard, Hey 64 00:03:44,280 --> 00:03:50,840 Speaker 1: do snow thanks to having that phenomenal uh, that phenomenal 65 00:03:50,920 --> 00:03:54,200 Speaker 1: phenomenal Well, you know, you know those two are you 66 00:03:54,240 --> 00:03:56,640 Speaker 1: one of my favorite people? And last time I had 67 00:03:56,640 --> 00:03:59,720 Speaker 1: you on the show, COVID with beating us up as 68 00:03:59,760 --> 00:04:03,800 Speaker 1: our supreneurs us both of you know, uh, your your 69 00:04:03,880 --> 00:04:08,320 Speaker 1: your your birthday tour got canceled everything, and I could 70 00:04:08,520 --> 00:04:10,640 Speaker 1: I could hear in your voice you were frustrated and 71 00:04:11,200 --> 00:04:13,760 Speaker 1: because there were no answers, can you walk us back 72 00:04:13,800 --> 00:04:15,960 Speaker 1: to as an entrepreneur, as a business owner, as a 73 00:04:16,000 --> 00:04:20,000 Speaker 1: restaurant owner, because that was really scary because customers couldn't 74 00:04:20,040 --> 00:04:24,440 Speaker 1: come in your business and talk about that whole process. Yeah, 75 00:04:24,480 --> 00:04:27,839 Speaker 1: absolutely so, um as you all know, of course, you 76 00:04:27,880 --> 00:04:29,920 Speaker 1: know we all went through the same thing with COVID 77 00:04:30,000 --> 00:04:34,080 Speaker 1: nineteen and I think it was probably around the beginning 78 00:04:34,120 --> 00:04:36,839 Speaker 1: of April or the end of March. The hum and 79 00:04:36,880 --> 00:04:41,400 Speaker 1: I spoke last year, and of course, definitely frustrating time. 80 00:04:41,560 --> 00:04:43,960 Speaker 1: That was around the time when everything was just being 81 00:04:44,000 --> 00:04:47,640 Speaker 1: shut down. We were unclear on when things would open 82 00:04:47,800 --> 00:04:50,880 Speaker 1: up and when everything would even turn back to any 83 00:04:50,880 --> 00:04:54,440 Speaker 1: type of normalcy or if there ever would be normalcy, 84 00:04:54,560 --> 00:04:57,279 Speaker 1: and what that would look like, you know, um, for 85 00:04:57,400 --> 00:05:00,240 Speaker 1: months and years to come. So um, actually little be 86 00:05:00,320 --> 00:05:03,039 Speaker 1: frustrating time. As you mentioned, our own five restaurants. So 87 00:05:03,120 --> 00:05:05,599 Speaker 1: it's just having all of those clothes that once was 88 00:05:05,920 --> 00:05:09,080 Speaker 1: very very scary. Um. It made me have to be 89 00:05:09,200 --> 00:05:12,880 Speaker 1: super innovative, um and really you know, just kind of 90 00:05:12,880 --> 00:05:17,520 Speaker 1: think out of the box. Uh. Now, Fortunately we were 91 00:05:17,560 --> 00:05:20,359 Speaker 1: able to open back up, you know, about a month 92 00:05:20,400 --> 00:05:24,200 Speaker 1: after month later after we spoke, you know, uh, during 93 00:05:24,240 --> 00:05:26,920 Speaker 1: that time last year, and so I was very surprised 94 00:05:26,960 --> 00:05:29,000 Speaker 1: that we were able to open back up as quickly 95 00:05:29,040 --> 00:05:32,200 Speaker 1: as we were, um, and even more so surprised and 96 00:05:32,279 --> 00:05:36,640 Speaker 1: pleased to see people coming out and patronizing the businesses 97 00:05:36,760 --> 00:05:39,240 Speaker 1: like they did, you know, once we were able to 98 00:05:39,320 --> 00:05:42,599 Speaker 1: open back up, and so I went on to open 99 00:05:42,720 --> 00:05:47,640 Speaker 1: up three new businesses during the pandemic. So that was 100 00:05:47,960 --> 00:05:50,799 Speaker 1: definitely it was kind of like turning you know, lemons 101 00:05:50,839 --> 00:05:54,000 Speaker 1: into lemonade, you know, making a bad situation and turning 102 00:05:54,000 --> 00:05:58,120 Speaker 1: that into a positive situation. So um, everything ended up 103 00:05:58,160 --> 00:06:00,360 Speaker 1: turning out all right, but it was different that leave 104 00:06:00,440 --> 00:06:03,320 Speaker 1: you know, a scary time, you know for all of us. 105 00:06:03,360 --> 00:06:06,000 Speaker 1: Then I think the time that will you know all 106 00:06:06,040 --> 00:06:10,560 Speaker 1: never forget. We know, it's really interesting because you're always upbeat, 107 00:06:10,640 --> 00:06:13,680 Speaker 1: You're always a positive and you know, and as a 108 00:06:13,960 --> 00:06:16,240 Speaker 1: and I want to call your friend of mine just 109 00:06:16,360 --> 00:06:21,159 Speaker 1: hearing your voice and hearing the the the uncertainty and 110 00:06:21,200 --> 00:06:23,920 Speaker 1: your voice doing COVID as an as an entrepreneur, because 111 00:06:23,960 --> 00:06:25,800 Speaker 1: you're not only that you try to get customers the 112 00:06:25,839 --> 00:06:28,320 Speaker 1: door put you have people you're employing and you're hearing 113 00:06:28,360 --> 00:06:30,760 Speaker 1: their stories and their their checks and their bills that 114 00:06:30,800 --> 00:06:34,560 Speaker 1: they cannot pay. But with that being said, there has 115 00:06:34,600 --> 00:06:38,360 Speaker 1: been a difference in customer service now because now online 116 00:06:38,960 --> 00:06:42,160 Speaker 1: or to go has become a has changed the dynamics, 117 00:06:42,240 --> 00:06:45,720 Speaker 1: especially in black restaurants. Talking about how that has shifted 118 00:06:45,800 --> 00:06:50,520 Speaker 1: your business model, Well, you know, while we were shut down, 119 00:06:51,200 --> 00:06:53,760 Speaker 1: we were when we were allowed to stay open just 120 00:06:53,920 --> 00:06:57,359 Speaker 1: to do take out. Uh, So that made us have 121 00:06:57,520 --> 00:07:00,360 Speaker 1: to focus, you know, on that aspect of the business 122 00:07:00,520 --> 00:07:04,200 Speaker 1: much more than we ever had before before. You know, 123 00:07:04,320 --> 00:07:07,800 Speaker 1: we always were more so concerned and cater to the 124 00:07:07,839 --> 00:07:11,400 Speaker 1: customers that were coming into the business. So we ended 125 00:07:11,480 --> 00:07:13,480 Speaker 1: up seeing a lot of our profits from you know, 126 00:07:13,600 --> 00:07:17,480 Speaker 1: Uber Eats, grub Hub, things that nature nature and even 127 00:07:17,560 --> 00:07:21,880 Speaker 1: changing our platform um to see how we could do uh, 128 00:07:22,080 --> 00:07:25,800 Speaker 1: take out and delivery without using those platform forms which 129 00:07:25,880 --> 00:07:29,320 Speaker 1: take you know, a certain percentage of profits. So uh, 130 00:07:29,360 --> 00:07:32,360 Speaker 1: it was definitely a time to kind of change some things, 131 00:07:33,080 --> 00:07:36,920 Speaker 1: change our We even looked at changing our to go containers, 132 00:07:37,000 --> 00:07:39,840 Speaker 1: you know, to preserve food and make sure that our 133 00:07:39,960 --> 00:07:43,600 Speaker 1: to go food was fresh, just like it would be 134 00:07:43,640 --> 00:07:46,040 Speaker 1: in the restaurants, you know, once you get it there 135 00:07:46,160 --> 00:07:50,680 Speaker 1: at home. So um, definitely a lot of thinking outside 136 00:07:50,720 --> 00:07:53,040 Speaker 1: the box, you know, during this time period and some 137 00:07:53,120 --> 00:07:56,400 Speaker 1: things that we've carried on up until now. You know, 138 00:07:56,480 --> 00:08:00,880 Speaker 1: we've even implemented curbside windows that several of our locations 139 00:08:01,280 --> 00:08:03,800 Speaker 1: UM and still keep those going to this day, even 140 00:08:03,880 --> 00:08:07,200 Speaker 1: though people are coming back into the restaurants now. You know. 141 00:08:07,200 --> 00:08:08,880 Speaker 1: It was really interesting. I was with a friend I 142 00:08:08,960 --> 00:08:11,480 Speaker 1: was at I was at the waffle House and were 143 00:08:11,480 --> 00:08:14,440 Speaker 1: sitting up at the bar eating and I could tell you. 144 00:08:14,480 --> 00:08:18,040 Speaker 1: It was actually the the the go pick up area 145 00:08:18,200 --> 00:08:20,840 Speaker 1: at the end of the bar for Waffall was like amazing. 146 00:08:20,920 --> 00:08:23,720 Speaker 1: It was like it was like a constant, steady flow. 147 00:08:23,960 --> 00:08:27,640 Speaker 1: So I know the mentality of the customer now is 148 00:08:27,680 --> 00:08:30,680 Speaker 1: they have no problem coming in, picking up their their 149 00:08:30,720 --> 00:08:33,840 Speaker 1: food and exiting out of the facility. Is that maybe 150 00:08:33,960 --> 00:08:37,240 Speaker 1: tied to maybe a fear or it's just a habit 151 00:08:37,280 --> 00:08:39,280 Speaker 1: that was built throughing COVID a team. When it comes 152 00:08:39,320 --> 00:08:42,240 Speaker 1: to future restaurant customer, I think it was a habit 153 00:08:42,280 --> 00:08:45,560 Speaker 1: that was built during that time period. It's finally here 154 00:08:45,880 --> 00:08:49,280 Speaker 1: the season of celebration, and no matter how you celebrate 155 00:08:49,320 --> 00:08:52,640 Speaker 1: with family and friends, whether you're preparing for reys magos 156 00:08:52,720 --> 00:08:56,280 Speaker 1: or Karamu lighting the Manura, are going to midnight mass, 157 00:08:56,520 --> 00:08:59,880 Speaker 1: Coals has just what you need to make those traditions special. 158 00:09:00,320 --> 00:09:03,400 Speaker 1: Plus you'll find gifts for all your loved ones. Send 159 00:09:03,480 --> 00:09:07,720 Speaker 1: warm wishes with cozy fleeces, sweaters, loungeware, blankets and throws. 160 00:09:08,040 --> 00:09:11,640 Speaker 1: Support minority owned or founded brands by giving gifts from 161 00:09:11,720 --> 00:09:15,280 Speaker 1: Human Nation and shame moisture, or treat them to everyone's 162 00:09:15,320 --> 00:09:18,760 Speaker 1: favorite active war from top brands like Nike, Adidas, and 163 00:09:18,880 --> 00:09:22,440 Speaker 1: under Armor. And in the spirit of giving, Coals Cares 164 00:09:22,559 --> 00:09:26,800 Speaker 1: is donating eight million dollars to local nonprofits nationwide committed 165 00:09:26,840 --> 00:09:29,559 Speaker 1: to the health and well being of our communities. No 166 00:09:29,600 --> 00:09:32,880 Speaker 1: matter how you celebrate, when you shop at Coals, you're 167 00:09:32,960 --> 00:09:36,280 Speaker 1: right where you belong. 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Look for your 177 00:10:10,760 --> 00:10:13,920 Speaker 1: children's eyes to see the true magic of a forest. 178 00:10:14,320 --> 00:10:17,400 Speaker 1: It's a storybook world for them. You look and see 179 00:10:17,440 --> 00:10:20,400 Speaker 1: a tree. They see the wrinkled face of a wizard 180 00:10:20,600 --> 00:10:24,439 Speaker 1: with arms outstretched to the sky. They see treasure and pebbles. 181 00:10:24,880 --> 00:10:27,599 Speaker 1: They see a windy path that could lead to adventure, 182 00:10:28,000 --> 00:10:32,400 Speaker 1: and they see you. They're fearless. Guide. Is this fascinating world? 183 00:10:32,800 --> 00:10:35,600 Speaker 1: Find a forest near you and start exploring and discover 184 00:10:35,720 --> 00:10:37,960 Speaker 1: the forest dot org brought to you by the United 185 00:10:37,960 --> 00:10:41,000 Speaker 1: States Forest Service and the ad Council, and so that 186 00:10:41,200 --> 00:10:43,720 Speaker 1: enabled you. That's why you said, Okay, Rishan, we usually 187 00:10:43,760 --> 00:10:46,480 Speaker 1: have a certain way that we deliver it. I'm talking 188 00:10:46,480 --> 00:10:48,880 Speaker 1: to Snoop Dillard and her customers. She has five restaurants 189 00:10:48,920 --> 00:10:51,600 Speaker 1: in the Atlanta area. And stop when we're talking about this. 190 00:10:52,200 --> 00:10:54,920 Speaker 1: The ability to say, you have different things you have 191 00:10:55,000 --> 00:10:56,840 Speaker 1: to you have to seal containers that you can just 192 00:10:56,920 --> 00:10:59,280 Speaker 1: put the lid on top of. And don't you have 193 00:10:59,320 --> 00:11:02,440 Speaker 1: the little style foam that you would just fold down 194 00:11:02,480 --> 00:11:04,679 Speaker 1: and just walke out of there. So I'm assuming that 195 00:11:04,720 --> 00:11:07,360 Speaker 1: you went more to a seal container as far as 196 00:11:07,360 --> 00:11:09,800 Speaker 1: your to go and even with the styrophone, you know, 197 00:11:09,880 --> 00:11:13,720 Speaker 1: we went to a more breathable styrofoam container that would 198 00:11:13,920 --> 00:11:17,360 Speaker 1: you know, keep wings and fried foods, you know, fresh 199 00:11:17,400 --> 00:11:20,160 Speaker 1: shirt by the time we got those to the to 200 00:11:20,320 --> 00:11:23,240 Speaker 1: the home location. Okay, cool, But let's when we were 201 00:11:23,440 --> 00:11:26,880 Speaker 1: out of that. You know, we're into two. We're playing 202 00:11:26,880 --> 00:11:28,640 Speaker 1: it only because I know you're you know, you're not 203 00:11:28,720 --> 00:11:31,920 Speaker 1: a person that six or thirty days are you're playing 204 00:11:31,920 --> 00:11:34,440 Speaker 1: a year in advance. You got the five restaurants, the 205 00:11:34,440 --> 00:11:37,000 Speaker 1: three so long sweet break down to everybody, your five 206 00:11:37,080 --> 00:11:39,080 Speaker 1: restaurants in the line of areas, so we get a 207 00:11:39,120 --> 00:11:42,000 Speaker 1: sense of what did the hospitality the group is doing 208 00:11:42,040 --> 00:11:46,720 Speaker 1: from a restaurant perspective. Absolutely, We've got Escobar restaur around 209 00:11:46,760 --> 00:11:49,800 Speaker 1: the top of Us, which is located downtown on Peter 210 00:11:49,880 --> 00:11:54,400 Speaker 1: Street at three seven Peter Street. We've got Escobar South 211 00:11:54,840 --> 00:11:57,439 Speaker 1: which is on the south side, and Maroneberg at eleven 212 00:11:57,520 --> 00:12:00,800 Speaker 1: forty Mount Zion Road. And we've also at Members Only 213 00:12:00,880 --> 00:12:03,920 Speaker 1: Lounge and Restaurant which is located at one thirty nine 214 00:12:04,000 --> 00:12:08,120 Speaker 1: Rough mcgheo once again downtown. Uh. And then we've got 215 00:12:08,240 --> 00:12:11,440 Speaker 1: Crazy Restaurant which is located in a little five points. 216 00:12:12,559 --> 00:12:16,480 Speaker 1: And then I also owned Esco Sea Food, so that 217 00:12:16,520 --> 00:12:19,440 Speaker 1: one was opened up during the pandemic and it's located 218 00:12:19,440 --> 00:12:22,839 Speaker 1: at four or forty seven. As you had avenue this 219 00:12:23,200 --> 00:12:27,560 Speaker 1: opening up a restaurant during the pandemic, talk to me. 220 00:12:28,000 --> 00:12:29,520 Speaker 1: You know people out there can't even get p P 221 00:12:29,679 --> 00:12:34,240 Speaker 1: pay people out there, and you made a decision. Was 222 00:12:34,280 --> 00:12:38,000 Speaker 1: it was that in the works already now, It was 223 00:12:38,040 --> 00:12:40,280 Speaker 1: not the reason why I made a decision to open 224 00:12:40,360 --> 00:12:43,040 Speaker 1: up Esco Sea Food is because I saw the influx 225 00:12:43,040 --> 00:12:45,319 Speaker 1: of people that were coming to Atlanta, being that we 226 00:12:45,320 --> 00:12:48,040 Speaker 1: were one of the only cities that were opened up 227 00:12:48,080 --> 00:12:51,280 Speaker 1: the way that we were during the pandemic UM, and 228 00:12:51,520 --> 00:12:54,360 Speaker 1: just kind of wanted to take advantage of that. Also, 229 00:12:54,400 --> 00:12:57,360 Speaker 1: there were some unfortunate restaurants that did have to close 230 00:12:57,440 --> 00:13:00,720 Speaker 1: down and were the pandemic, and so there where several 231 00:13:00,880 --> 00:13:06,000 Speaker 1: second generation restaurant locations available UM that would allow us 232 00:13:06,080 --> 00:13:09,480 Speaker 1: to get open pretty quickly. UM. And so once I 233 00:13:09,520 --> 00:13:11,880 Speaker 1: found that location on Edge With which is a pretty 234 00:13:11,920 --> 00:13:14,880 Speaker 1: sought after, you know areas to be on UM. There's 235 00:13:14,880 --> 00:13:18,040 Speaker 1: a lot of walk up traffic on that street, UM, 236 00:13:18,040 --> 00:13:20,280 Speaker 1: I figured that that would be a good area to 237 00:13:20,480 --> 00:13:24,120 Speaker 1: start our sea food chain UM and go ahead and 238 00:13:24,160 --> 00:13:26,360 Speaker 1: get that going. And so we actually get that, got 239 00:13:26,400 --> 00:13:30,280 Speaker 1: that location open and about three months we opened December 240 00:13:30,400 --> 00:13:33,040 Speaker 1: ninth of last year. Well, I'm going to be honest 241 00:13:33,040 --> 00:13:35,120 Speaker 1: with everybody. When I talked to Snoop deal it h 242 00:13:35,520 --> 00:13:38,240 Speaker 1: she's a visionary. I tell her that all the time, 243 00:13:38,800 --> 00:13:41,680 Speaker 1: and she but she's also a grinder. When I say 244 00:13:41,679 --> 00:13:43,920 Speaker 1: a grinder means that she's out there grind and she 245 00:13:43,960 --> 00:13:46,760 Speaker 1: doesn't even realize how she knows she's talented, but may 246 00:13:46,760 --> 00:13:49,040 Speaker 1: not realize that how talent and the impact that she 247 00:13:49,160 --> 00:13:51,960 Speaker 1: makes on other people. Well, she has a program, a 248 00:13:51,960 --> 00:13:56,319 Speaker 1: mentorship program that uh that the Road to Mentorship program. 249 00:13:56,600 --> 00:13:59,400 Speaker 1: Talk to us about that Road to mendorship program and 250 00:13:59,480 --> 00:14:03,000 Speaker 1: wise in't forward and why did you started? Absolutely so 251 00:14:03,240 --> 00:14:06,240 Speaker 1: who is snoops Road to millions mentorship program? I pretty 252 00:14:06,280 --> 00:14:09,920 Speaker 1: much started this mentorship program during covid Um. One of 253 00:14:09,920 --> 00:14:11,840 Speaker 1: the things that I did while we were ship down 254 00:14:11,920 --> 00:14:14,560 Speaker 1: was to film various courses that I felt would be 255 00:14:14,600 --> 00:14:19,240 Speaker 1: helpful to people who wanted to get into entrepreneurship, who 256 00:14:19,280 --> 00:14:22,240 Speaker 1: wanted to start saving and investing, who wanted to get 257 00:14:22,280 --> 00:14:26,600 Speaker 1: into restaurant ownership UM. And then also during covid UM, 258 00:14:26,640 --> 00:14:30,520 Speaker 1: I took the course myself to sharpen my skills by 259 00:14:30,560 --> 00:14:33,480 Speaker 1: a friend of my name Marcus Barney. He has this 260 00:14:33,520 --> 00:14:37,920 Speaker 1: whole receipt recession through family where he teaches financial literacy, 261 00:14:38,120 --> 00:14:42,880 Speaker 1: credit repair, UM, funding, business credit, things of that nature. 262 00:14:42,960 --> 00:14:45,240 Speaker 1: So UM and just kind of pulling all of that 263 00:14:45,360 --> 00:14:48,360 Speaker 1: together and combining some of the things that I've been 264 00:14:48,480 --> 00:14:52,560 Speaker 1: teaching and questions I've been answering through my business consultation 265 00:14:52,640 --> 00:14:55,360 Speaker 1: to the past few years, I said, well, let me 266 00:14:55,440 --> 00:14:58,359 Speaker 1: kind of put together a mentorship program that would encompass 267 00:14:58,440 --> 00:15:01,440 Speaker 1: all of this information UM to be able to help 268 00:15:01,520 --> 00:15:06,080 Speaker 1: individuals with my platform UM get to the point that 269 00:15:06,120 --> 00:15:08,280 Speaker 1: they can be millionaires or get to the point that 270 00:15:08,320 --> 00:15:10,960 Speaker 1: they can reach their goals. And so that's what it 271 00:15:11,080 --> 00:15:13,400 Speaker 1: is that I'm doing. UM. It's a mentorship program at 272 00:15:13,480 --> 00:15:17,520 Speaker 1: last about four weeks. UM. It encompasses teaching people how 273 00:15:17,560 --> 00:15:20,800 Speaker 1: to invest, teaching people how to save UM, teach it UH, 274 00:15:21,080 --> 00:15:23,960 Speaker 1: fixing individuals credit UM, showing them how to be a 275 00:15:24,160 --> 00:15:28,240 Speaker 1: business credit, showing them how to get funding, showing them 276 00:15:28,240 --> 00:15:32,840 Speaker 1: how to start businesses, how to scale businesses excuse me, UM, 277 00:15:32,880 --> 00:15:35,800 Speaker 1: and there's a lot of one on one with my mentees. 278 00:15:35,880 --> 00:15:38,560 Speaker 1: So UM it's been a great program. People have really 279 00:15:38,600 --> 00:15:42,000 Speaker 1: really been and been enjoying it. UH. Started off wanting 280 00:15:42,040 --> 00:15:45,120 Speaker 1: to take about ten mentees a month, kind of scale 281 00:15:45,160 --> 00:15:48,000 Speaker 1: back that they kind of became a little overwhelming. So 282 00:15:48,760 --> 00:15:50,720 Speaker 1: right now I kind of take on about six to 283 00:15:50,800 --> 00:15:54,200 Speaker 1: eight mentees per month UM and it's a great program. 284 00:15:54,240 --> 00:15:56,640 Speaker 1: People can find out more information about it by going 285 00:15:56,720 --> 00:16:01,120 Speaker 1: to my website at www dot who is snooped we 286 00:16:01,480 --> 00:16:03,880 Speaker 1: Hi everyone, I'll Roker here as a guy with his 287 00:16:03,920 --> 00:16:07,800 Speaker 1: own catchphrase. I appreciate that Smokey's only said only you 288 00:16:07,840 --> 00:16:11,200 Speaker 1: can prevent wildfires, But I'm filling in because there's a 289 00:16:11,280 --> 00:16:14,280 Speaker 1: lot more to report, like when they're parched or windy 290 00:16:14,320 --> 00:16:17,440 Speaker 1: conditions out there. You gotta be extra careful with things 291 00:16:17,480 --> 00:16:21,920 Speaker 1: like burning yard wage. After all, wildfires can start anywhere, 292 00:16:22,080 --> 00:16:24,480 Speaker 1: even in your neck of the woods. Go to Smokey 293 00:16:24,480 --> 00:16:27,800 Speaker 1: Bear dot com to learn more about wildfire prevention. Brought 294 00:16:27,840 --> 00:16:30,160 Speaker 1: to you by the U. S. Forest Service, your state Forester, 295 00:16:30,400 --> 00:16:34,480 Speaker 1: and the AD Council. What grows in the forest trees? 296 00:16:34,960 --> 00:16:38,320 Speaker 1: Sure no one else grows in the forest. Our imagination, 297 00:16:38,640 --> 00:16:41,960 Speaker 1: our sense of wonder, and our family bonds grow too, 298 00:16:42,160 --> 00:16:47,240 Speaker 1: because when we disconnect from this and connect with this, 299 00:16:48,560 --> 00:16:52,040 Speaker 1: we reconnect with each other. The forest is closer than 300 00:16:52,080 --> 00:16:55,479 Speaker 1: you think. Find a forest near you and start exploring. 301 00:16:55,600 --> 00:16:58,160 Speaker 1: I Discover the Forest dot Org, brought to you by 302 00:16:58,160 --> 00:17:02,760 Speaker 1: the United States Forest Service and the AD Council. What 303 00:17:02,960 --> 00:17:06,400 Speaker 1: grows in the forest trees? Sure you know what else 304 00:17:06,440 --> 00:17:10,000 Speaker 1: grows in the forest. Our imagination, our sense of wonder, 305 00:17:10,359 --> 00:17:13,560 Speaker 1: and our family bonds grow too, because when we disconnect 306 00:17:13,600 --> 00:17:20,280 Speaker 1: from this and connect with this, we reconnect with each other. 307 00:17:21,000 --> 00:17:23,880 Speaker 1: The forest is closer than you think. Find a forest 308 00:17:24,000 --> 00:17:27,480 Speaker 1: near you and start exploring. I discover the forest dot Org. 309 00:17:27,800 --> 00:17:30,399 Speaker 1: Brought to you by the United States Forest Service and 310 00:17:30,440 --> 00:17:32,960 Speaker 1: the AD Council. So here's the thing. I'm talking to, 311 00:17:33,000 --> 00:17:35,920 Speaker 1: Snoop Dealer. She's the owner of the Dealer Hospitality the group. 312 00:17:35,960 --> 00:17:39,040 Speaker 1: If you're not aware, it's an Atlanta based hospitality company 313 00:17:39,040 --> 00:17:42,119 Speaker 1: that takes pride and deliver high quality care and customer service. 314 00:17:42,359 --> 00:17:44,600 Speaker 1: Let's talk about that. Let's talk about this all started 315 00:17:44,640 --> 00:17:46,920 Speaker 1: with a party bus, you know, in Atlanta, way back 316 00:17:46,920 --> 00:17:50,040 Speaker 1: in the day, and just an idea of stepping out 317 00:17:50,080 --> 00:17:53,919 Speaker 1: on some people. Some people use the word faith. Are 318 00:17:54,000 --> 00:17:55,680 Speaker 1: you and I were kind of like, we got faith, 319 00:17:55,800 --> 00:17:58,240 Speaker 1: but we also are planners and we also have a 320 00:17:58,280 --> 00:18:02,040 Speaker 1: budget tied to the plant. So give people advice on 321 00:18:02,240 --> 00:18:06,680 Speaker 1: that whole process, because you know, you know, prayers used 322 00:18:06,680 --> 00:18:09,800 Speaker 1: a lot when people make a decision, but also within 323 00:18:09,880 --> 00:18:12,720 Speaker 1: that prayer, it has to be a sense of reality, 324 00:18:13,520 --> 00:18:17,320 Speaker 1: a sense of revenue that you can generate out of 325 00:18:17,320 --> 00:18:20,719 Speaker 1: your dream. And how do you put your ideas together, 326 00:18:20,800 --> 00:18:23,520 Speaker 1: especially in the early days of starting your company and 327 00:18:23,520 --> 00:18:25,520 Speaker 1: the building or I want to say the word empire 328 00:18:27,000 --> 00:18:29,480 Speaker 1: I think it starts with number one first and foremost, 329 00:18:29,520 --> 00:18:31,840 Speaker 1: having a good plan, as you mentioned, you know, and 330 00:18:31,840 --> 00:18:34,560 Speaker 1: and when we talk about planning a business plan, you know, 331 00:18:34,600 --> 00:18:38,800 Speaker 1: a lot of people are excuse me, starting businesses without 332 00:18:38,800 --> 00:18:42,520 Speaker 1: even having a business plan. UM. So it really starts there, 333 00:18:42,640 --> 00:18:46,280 Speaker 1: you know, it starts with having the business plan during 334 00:18:46,280 --> 00:18:51,640 Speaker 1: the research m having good mentorship no individuals that are 335 00:18:52,000 --> 00:18:53,920 Speaker 1: in the line of work that you're trying to get 336 00:18:53,960 --> 00:18:56,840 Speaker 1: into or that have businesses similar to what you're trying 337 00:18:56,920 --> 00:19:00,639 Speaker 1: to do, UM, and really studying and scaling those businesses, 338 00:19:00,720 --> 00:19:04,320 Speaker 1: and and putting the research together with the grind and 339 00:19:04,359 --> 00:19:07,000 Speaker 1: the hustle UM because a lot of times people really 340 00:19:07,040 --> 00:19:09,119 Speaker 1: don't research what it is they're trying to do and 341 00:19:09,400 --> 00:19:12,280 Speaker 1: end up spending and wasting a lot of money trying 342 00:19:12,320 --> 00:19:15,600 Speaker 1: to learn along the way. So UM, that's been a 343 00:19:15,640 --> 00:19:19,360 Speaker 1: big thing for me. UM. It's just having great mentors 344 00:19:20,280 --> 00:19:23,480 Speaker 1: UM and having good planning skills, you know, UM. And 345 00:19:23,520 --> 00:19:26,080 Speaker 1: also you know, having that funding, you know, saving and 346 00:19:26,160 --> 00:19:29,080 Speaker 1: having the finances UM to be able to back up 347 00:19:29,200 --> 00:19:32,920 Speaker 1: you know, those dreams and aspirations. But an interesting thing 348 00:19:32,960 --> 00:19:34,840 Speaker 1: when I when I sit down and talk to Snoopler, 349 00:19:35,000 --> 00:19:37,720 Speaker 1: is that there's always a level of confidence. But you 350 00:19:38,560 --> 00:19:40,880 Speaker 1: and I would tell you, I I don't understand balance. 351 00:19:40,960 --> 00:19:43,600 Speaker 1: You know, you've seemed to be able to understand. Hey, 352 00:19:43,760 --> 00:19:46,879 Speaker 1: I can relax, I can go on vacation, I celebrate 353 00:19:46,960 --> 00:19:50,440 Speaker 1: with my friends. How are you able to do that? 354 00:19:50,560 --> 00:19:53,800 Speaker 1: Because I would tell you I love you. I tell 355 00:19:53,840 --> 00:19:55,840 Speaker 1: people I love the work. I love the bought the 356 00:19:55,880 --> 00:19:59,200 Speaker 1: building and doing covid use at that restaurant. I bought 357 00:19:59,200 --> 00:20:03,080 Speaker 1: the building. Okay, so I bought into myself and believed 358 00:20:03,080 --> 00:20:05,119 Speaker 1: in myself. And one of the great business decisions I've 359 00:20:05,160 --> 00:20:08,040 Speaker 1: made in the past several years, how do you balance 360 00:20:08,240 --> 00:20:11,720 Speaker 1: being able to be exceptionally busy as an entrepreneur, but 361 00:20:11,760 --> 00:20:15,119 Speaker 1: then also having a family life or social life, a 362 00:20:15,200 --> 00:20:17,160 Speaker 1: life to be able to know your friends and spend 363 00:20:17,160 --> 00:20:20,800 Speaker 1: time with your friends. Absolutely great question, um. I think 364 00:20:20,840 --> 00:20:22,920 Speaker 1: for me, I made the decision a few years ago 365 00:20:23,520 --> 00:20:26,199 Speaker 1: that it was just something that I have to do 366 00:20:26,400 --> 00:20:29,280 Speaker 1: because it's extremely important to me. You know, I think 367 00:20:29,320 --> 00:20:32,119 Speaker 1: that you know we're all here for a reason, and 368 00:20:32,520 --> 00:20:34,240 Speaker 1: that you know when we leave this earth. You know, 369 00:20:34,320 --> 00:20:37,320 Speaker 1: we look at tombstones and I've never walked by anyone 370 00:20:37,400 --> 00:20:41,840 Speaker 1: tombstones that said a great athlete, great business person, owner 371 00:20:41,880 --> 00:20:44,240 Speaker 1: of such and such. You know it says mother, father, 372 00:20:44,359 --> 00:20:47,600 Speaker 1: or sister or or a friend to whoever. Um, And 373 00:20:47,680 --> 00:20:50,120 Speaker 1: those are the relationships that I feel like are most 374 00:20:50,160 --> 00:20:52,080 Speaker 1: important that we need to make sure that we make 375 00:20:52,119 --> 00:20:55,119 Speaker 1: time for. So UM it's definitely about having that balance 376 00:20:55,200 --> 00:20:58,520 Speaker 1: and scheduling those things. And uh, it used to be 377 00:20:58,680 --> 00:21:00,439 Speaker 1: a point in time where I was it, you know, 378 00:21:00,520 --> 00:21:04,639 Speaker 1: be up all night chasing emails, the night emails working, 379 00:21:04,640 --> 00:21:07,280 Speaker 1: And so I've decided that, you know, I've got to 380 00:21:07,320 --> 00:21:11,200 Speaker 1: have a cut off point because there are things that 381 00:21:11,400 --> 00:21:15,159 Speaker 1: are also important in life that don't evolve around money 382 00:21:15,160 --> 00:21:20,040 Speaker 1: in business. Well, before I get into the the Good 383 00:21:20,040 --> 00:21:23,440 Speaker 1: Credit and Credit repair company, I want to talk about 384 00:21:23,520 --> 00:21:26,880 Speaker 1: your charity organization. And then I also want to talk 385 00:21:26,920 --> 00:21:29,960 Speaker 1: about something that African Americans really don't get into, is 386 00:21:30,000 --> 00:21:33,520 Speaker 1: that the tourism and travel business. And we know that's 387 00:21:33,560 --> 00:21:36,879 Speaker 1: about to take back off. Just this past weekend, cruise 388 00:21:36,880 --> 00:21:39,520 Speaker 1: ships have been released. They're starting to go back out 389 00:21:39,560 --> 00:21:42,879 Speaker 1: into the waters and travel of this world. I'm a 390 00:21:42,920 --> 00:21:47,760 Speaker 1: big component of a friend, a big fan of people 391 00:21:47,800 --> 00:21:50,720 Speaker 1: doing cruises, especially black people. They don't realize that you 392 00:21:50,760 --> 00:21:52,359 Speaker 1: go out there, you get your room, you get your food, 393 00:21:52,400 --> 00:21:55,040 Speaker 1: you get your experience. It's done. You know what I'm saying. 394 00:21:56,560 --> 00:21:59,439 Speaker 1: It all inclusive. So talk about first about your charity, 395 00:21:59,440 --> 00:22:01,159 Speaker 1: and then we're gonna to go over into the tourism 396 00:22:01,240 --> 00:22:05,440 Speaker 1: and travel legencies and encompasses on the d h G. Absolutely, 397 00:22:05,560 --> 00:22:09,760 Speaker 1: and so my charity organization as Her Impact Foundation, UM, 398 00:22:09,800 --> 00:22:12,000 Speaker 1: and what we do is we just try to help 399 00:22:12,000 --> 00:22:14,159 Speaker 1: the community in any ways that we can. So we 400 00:22:14,280 --> 00:22:17,720 Speaker 1: have UM movements where we feed the homeless UM and 401 00:22:17,840 --> 00:22:21,360 Speaker 1: set up you know, UM coalitions you know, with various 402 00:22:21,440 --> 00:22:24,520 Speaker 1: organizations in the community to be able to do that. UM. 403 00:22:24,640 --> 00:22:28,240 Speaker 1: We also help UM kids you know that are going 404 00:22:28,280 --> 00:22:31,200 Speaker 1: back to school that aren't able to you know, whose 405 00:22:31,200 --> 00:22:34,320 Speaker 1: parents aren't able to provide you know, their school supplies 406 00:22:34,359 --> 00:22:37,040 Speaker 1: and things of that nature. UM. We've got a Friends 407 00:22:37,119 --> 00:22:41,040 Speaker 1: Giving UH event that we do which is also just 408 00:22:41,080 --> 00:22:45,160 Speaker 1: based around during the Thanksgiving time UM, feeding the community 409 00:22:45,680 --> 00:22:48,680 Speaker 1: UM and giving back to some of the homeless individuals. 410 00:22:48,680 --> 00:22:51,920 Speaker 1: So UM definitely trying to focus a lot of efforts 411 00:22:52,080 --> 00:22:55,439 Speaker 1: in that. UM. I was a single mother, so we 412 00:22:55,560 --> 00:22:58,400 Speaker 1: do a I do a diaper drive as well once 413 00:22:58,440 --> 00:23:02,399 Speaker 1: a year, and it's just UM basically you know, the 414 00:23:02,440 --> 00:23:06,480 Speaker 1: donations you know of pampers uh and diapers and donating 415 00:23:06,520 --> 00:23:09,480 Speaker 1: those two mothers that are in need. UH. So we 416 00:23:09,560 --> 00:23:12,200 Speaker 1: do a lot of different, you know, combinations of different 417 00:23:12,200 --> 00:23:15,639 Speaker 1: efforts to get back to the community here in Atlanta, 418 00:23:16,080 --> 00:23:20,080 Speaker 1: UM and then moving over to the travel um leg 419 00:23:20,119 --> 00:23:22,800 Speaker 1: of things. So UM, we're actually kind of in the 420 00:23:22,840 --> 00:23:25,320 Speaker 1: works of putting that together right now. But it's just 421 00:23:25,440 --> 00:23:28,879 Speaker 1: helping individuals to be able to see the world um 422 00:23:28,920 --> 00:23:32,879 Speaker 1: and travel, you know, UM and be able to you know, 423 00:23:32,960 --> 00:23:37,240 Speaker 1: because right now travel is so high. Last year it 424 00:23:37,359 --> 00:23:39,440 Speaker 1: was you know, they dropped the prices on everything because 425 00:23:39,440 --> 00:23:41,919 Speaker 1: not as many people were traveling, and now that everything's 426 00:23:41,960 --> 00:23:45,480 Speaker 1: kind of opening back up, they're hitting everybody over their head. 427 00:23:45,640 --> 00:23:48,159 Speaker 1: So UM. But they do have programs where you can 428 00:23:48,200 --> 00:23:50,480 Speaker 1: get tickets only all way and things of that nature. 429 00:23:50,560 --> 00:23:52,760 Speaker 1: But a lot of people don't realize, you know, how 430 00:23:52,800 --> 00:23:56,120 Speaker 1: reasonable it can be, you know, to travel and just 431 00:23:56,160 --> 00:23:58,359 Speaker 1: what the importance of it is and being able to 432 00:23:58,400 --> 00:24:01,320 Speaker 1: have that culture UM and expand your mind a lot 433 00:24:01,400 --> 00:24:04,080 Speaker 1: of times, you know, as your I see things, UM, 434 00:24:04,160 --> 00:24:07,679 Speaker 1: your mind expands UM and it and it cultivates and 435 00:24:07,840 --> 00:24:11,240 Speaker 1: creates different dreams for you UM and different goals that 436 00:24:11,320 --> 00:24:13,480 Speaker 1: you may want to reach. So I think everything is 437 00:24:13,520 --> 00:24:16,119 Speaker 1: all connected. Well, I know you do. I see a 438 00:24:16,200 --> 00:24:19,240 Speaker 1: future you know, tough joing the type cruise in your future. 439 00:24:19,800 --> 00:24:22,120 Speaker 1: I know you, I know you. I don't you that 440 00:24:22,280 --> 00:24:24,920 Speaker 1: you know, just the party. But that's how I started. 441 00:24:25,240 --> 00:24:28,280 Speaker 1: That's just a bigger version of that, getting to travel 442 00:24:28,400 --> 00:24:32,280 Speaker 1: and safe and friends and family. Well, how how big 443 00:24:32,359 --> 00:24:34,399 Speaker 1: you gonna go with this now? Because you never do 444 00:24:34,440 --> 00:24:37,479 Speaker 1: anything small. It's always in the smallest the planning stage. 445 00:24:37,800 --> 00:24:41,160 Speaker 1: But once the planning stage come on, come on. That 446 00:24:41,720 --> 00:24:45,639 Speaker 1: the whole process of getting the African Americans out into 447 00:24:45,680 --> 00:24:49,080 Speaker 1: the travel space. And like you said, because of COVID, 448 00:24:49,480 --> 00:24:52,679 Speaker 1: car rennolds are extremely high nowadays. You know, getting a 449 00:24:52,680 --> 00:24:55,040 Speaker 1: good car is ridiculous, especially if youre getting into the 450 00:24:55,040 --> 00:24:58,480 Speaker 1: Florida area. So get with the travel agency or tourism 451 00:24:58,560 --> 00:25:01,639 Speaker 1: organization that could protect you and provide you with information. 452 00:25:01,880 --> 00:25:03,840 Speaker 1: You really can't just jump out there like you used to. 453 00:25:03,920 --> 00:25:06,560 Speaker 1: You know, gas prices are high in certain states, in 454 00:25:06,560 --> 00:25:10,200 Speaker 1: certain places. Parts of California's five dollars a gallop in California. 455 00:25:10,600 --> 00:25:13,159 Speaker 1: So that's the type of information that that comes to 456 00:25:14,119 --> 00:25:16,920 Speaker 1: your organization. When people come to you, it's like basically 457 00:25:16,920 --> 00:25:19,280 Speaker 1: you protect people, providing them with information that makes you 458 00:25:19,400 --> 00:25:23,879 Speaker 1: steering them in the right direction. Correct, absolutely, absolutely. Now 459 00:25:23,960 --> 00:25:27,239 Speaker 1: let's talk about good credit bad credit. Black people are 460 00:25:27,280 --> 00:25:30,879 Speaker 1: notorious that we have a history. I'm not saying we do, 461 00:25:31,640 --> 00:25:34,240 Speaker 1: but we always hear the joke. You know, your you 462 00:25:34,320 --> 00:25:37,560 Speaker 1: put your your child's name or your on your own, 463 00:25:37,560 --> 00:25:40,680 Speaker 1: your own your gas bill or your life bill, your 464 00:25:40,720 --> 00:25:43,879 Speaker 1: po child grow up and they realized they've got bad credit. 465 00:25:45,080 --> 00:25:48,120 Speaker 1: We've we've we've seen these stories. We've heard these stories 466 00:25:48,359 --> 00:25:50,359 Speaker 1: and been a part of this story, depending on who's 467 00:25:50,400 --> 00:25:54,000 Speaker 1: listening to this interview. When you talk about good credit 468 00:25:54,400 --> 00:25:57,040 Speaker 1: in your repair company, to help that out, let's talk 469 00:25:57,040 --> 00:26:01,560 Speaker 1: about what exactly is good credit snoop. You know, good credit. 470 00:26:01,560 --> 00:26:03,720 Speaker 1: It used to be a seventh twenty year better, but 471 00:26:03,920 --> 00:26:07,240 Speaker 1: you know they're saying it nowadays that doesn't even cut it. Um. 472 00:26:07,320 --> 00:26:10,200 Speaker 1: But you know, a good credit report number one is 473 00:26:10,240 --> 00:26:13,280 Speaker 1: at least you know, ten open positive accounts, zero the 474 00:26:13,359 --> 00:26:18,120 Speaker 1: rocket screwery accounts, zero late marks, zero items and collections, 475 00:26:18,119 --> 00:26:21,440 Speaker 1: and only two to three inquiries, um. You know, over 476 00:26:21,480 --> 00:26:24,439 Speaker 1: the past couple of years, um. And that could be 477 00:26:24,520 --> 00:26:27,639 Speaker 1: easily attainable, you know, just by hiring your credit rescare 478 00:26:27,760 --> 00:26:29,639 Speaker 1: something and kind of show show you what it is 479 00:26:29,680 --> 00:26:32,040 Speaker 1: you need to do. Even a lot of people that 480 00:26:32,080 --> 00:26:34,439 Speaker 1: I know they have good credit, they don't even know 481 00:26:34,480 --> 00:26:36,960 Speaker 1: how they've gotten there, especially a lot of you know, 482 00:26:37,119 --> 00:26:39,760 Speaker 1: people from you know, our older generations and things of 483 00:26:39,800 --> 00:26:42,280 Speaker 1: that nature. So I think it's so important to have 484 00:26:42,400 --> 00:26:45,240 Speaker 1: that literacy behind it because you know, it used to 485 00:26:45,280 --> 00:26:48,679 Speaker 1: be like cash is king, UM, and I still believe 486 00:26:48,680 --> 00:26:51,080 Speaker 1: that's to this day. But hey, if you've got good credit, 487 00:26:51,119 --> 00:26:54,000 Speaker 1: you can keep a lot of that cash in your pocket. Um. 488 00:26:54,119 --> 00:26:57,120 Speaker 1: You know, and if if you've gotten good credit personally, 489 00:26:57,480 --> 00:27:01,440 Speaker 1: then you can build and and a ablished the business credit. 490 00:27:01,800 --> 00:27:03,639 Speaker 1: UM end up getting a lot of things in your 491 00:27:03,720 --> 00:27:06,680 Speaker 1: business name and they don't have to go on your 492 00:27:06,720 --> 00:27:10,439 Speaker 1: personal credit report UM and affect your debt to income ratio. 493 00:27:10,680 --> 00:27:13,280 Speaker 1: So UM, I think it's probably one of the most 494 00:27:13,359 --> 00:27:16,000 Speaker 1: important things I'm doing right now is you know, my 495 00:27:16,080 --> 00:27:19,400 Speaker 1: credit repair business and helping individuals be able to repair 496 00:27:19,440 --> 00:27:22,959 Speaker 1: their credit because UM, a lot of people's financial goals 497 00:27:22,960 --> 00:27:27,000 Speaker 1: and dreams are based are based around having the good 498 00:27:27,000 --> 00:27:29,600 Speaker 1: credit score. UM. You know, it's hard to buy at 499 00:27:29,600 --> 00:27:32,760 Speaker 1: home if you don't have a good good credit, you know, UM, 500 00:27:32,800 --> 00:27:34,920 Speaker 1: it's hard to get the dream car that you want 501 00:27:34,960 --> 00:27:37,080 Speaker 1: if you don't have good credit. You know, it's hard 502 00:27:37,119 --> 00:27:41,200 Speaker 1: to start that business if you don't have good credit. So, um, 503 00:27:41,240 --> 00:27:44,359 Speaker 1: that's one of the things that I took courses on 504 00:27:44,440 --> 00:27:47,240 Speaker 1: and did a lot of research on during the pandemic 505 00:27:47,680 --> 00:27:50,240 Speaker 1: um and I'm using that information now to be able 506 00:27:50,240 --> 00:27:56,080 Speaker 1: to teach that to other entrepreneurs and just other individuals. 507 00:27:56,160 --> 00:27:58,920 Speaker 1: It was for some reasons why I was eight years. 508 00:27:58,920 --> 00:28:02,639 Speaker 1: Are always protected my credit always. I was always protective 509 00:28:02,680 --> 00:28:07,640 Speaker 1: of paying my bills on time. Now, when you when 510 00:28:07,640 --> 00:28:11,040 Speaker 1: somebody comes to you your credit repair service, you know 511 00:28:11,800 --> 00:28:14,879 Speaker 1: they confused obviously is messed up. That's obviously the case. 512 00:28:15,480 --> 00:28:18,440 Speaker 1: One of the course of the steps and sitting down 513 00:28:18,480 --> 00:28:20,760 Speaker 1: with a person and getting them pointed in the right 514 00:28:20,800 --> 00:28:23,280 Speaker 1: direction because they have to do something to you know, 515 00:28:23,640 --> 00:28:26,200 Speaker 1: because they wouldn't be sitting in front of you if 516 00:28:26,200 --> 00:28:29,400 Speaker 1: they didn't do it right. Okay, right, um, So one 517 00:28:29,400 --> 00:28:31,200 Speaker 1: of the first steps for me is number one, finding 518 00:28:31,240 --> 00:28:33,240 Speaker 1: out what their goals are. You know, what are your 519 00:28:33,240 --> 00:28:35,240 Speaker 1: goals or your credit because you know you can pick 520 00:28:35,280 --> 00:28:37,760 Speaker 1: somebody's credit, but you know, if they don't have a 521 00:28:37,960 --> 00:28:39,720 Speaker 1: you know, the right amount of trade lines are the 522 00:28:39,840 --> 00:28:42,280 Speaker 1: right mix of credit. A lot of times it's still 523 00:28:42,320 --> 00:28:44,000 Speaker 1: hard for them to get what it is that they're 524 00:28:44,040 --> 00:28:47,120 Speaker 1: looking to obtain. So the first and foremost thing is 525 00:28:47,160 --> 00:28:50,600 Speaker 1: finding out what their goals are. UM. Secondly, UM, it's 526 00:28:50,640 --> 00:28:53,680 Speaker 1: helping to create a budget for them because as you mentioned, 527 00:28:53,680 --> 00:28:55,320 Speaker 1: there are still some things that they're gonna need to 528 00:28:55,360 --> 00:28:57,720 Speaker 1: do on their own, and they're gonna need to they 529 00:28:57,720 --> 00:29:00,040 Speaker 1: may have to pay some things down or whatever the 530 00:29:00,040 --> 00:29:04,200 Speaker 1: case may be. UM. Third, it's pulling their credit report. UM. So, 531 00:29:04,280 --> 00:29:08,120 Speaker 1: getting those three credit reports and seeing exactly where it 532 00:29:08,240 --> 00:29:10,600 Speaker 1: is that they are and what we need to do, 533 00:29:10,680 --> 00:29:13,520 Speaker 1: you know, whether it's getting things removed off of their credit, 534 00:29:14,160 --> 00:29:17,760 Speaker 1: whether it's paying some of our credit cards down. I've 535 00:29:17,760 --> 00:29:20,600 Speaker 1: got some people who come with decent credit and they 536 00:29:20,640 --> 00:29:24,640 Speaker 1: just need to know how to UM hide their utilization 537 00:29:24,760 --> 00:29:29,000 Speaker 1: or they need to know how to manufacture they're spending 538 00:29:29,480 --> 00:29:32,560 Speaker 1: UM so that they can get higher credit limits. UM. 539 00:29:32,680 --> 00:29:35,800 Speaker 1: So it's it's a wealth of different things. Sometimes it's 540 00:29:35,840 --> 00:29:38,880 Speaker 1: selling trade lines to individuals, are helping provide them with 541 00:29:38,960 --> 00:29:44,520 Speaker 1: trade lines so that they get more established credit history, UM, 542 00:29:44,600 --> 00:29:48,080 Speaker 1: you know, to show their potential creditors. So UM, it's 543 00:29:48,080 --> 00:29:49,720 Speaker 1: a basically looking at it. And then one thing that 544 00:29:49,760 --> 00:29:52,320 Speaker 1: I offer is a free consultation. So a lot of 545 00:29:52,320 --> 00:29:56,400 Speaker 1: times people will go to credit repair individuals and their 546 00:29:56,440 --> 00:29:59,160 Speaker 1: fixed their credit, but they have no information on how 547 00:29:59,200 --> 00:30:01,760 Speaker 1: to keep that credit score up um. And so that's 548 00:30:01,800 --> 00:30:03,520 Speaker 1: one of the things that I teach is just you know, 549 00:30:03,600 --> 00:30:06,360 Speaker 1: how can you keep that credit score up? Um? What 550 00:30:06,600 --> 00:30:09,640 Speaker 1: is it that the credit bureaus and the credit reported 551 00:30:09,680 --> 00:30:12,480 Speaker 1: agencies are looking at? How do we get this score 552 00:30:12,600 --> 00:30:15,600 Speaker 1: or what is this score comprised stuff? So there's also 553 00:30:15,680 --> 00:30:18,800 Speaker 1: some education that goes behind it as well. But when 554 00:30:18,800 --> 00:30:21,000 Speaker 1: we were as we wrapped up this call and we 555 00:30:21,080 --> 00:30:24,520 Speaker 1: talked about, you know, black people in general trying to 556 00:30:24,520 --> 00:30:29,160 Speaker 1: be mobile. We we've had the social movement we recognized 557 00:30:29,200 --> 00:30:33,160 Speaker 1: as a credible part of this country and and still 558 00:30:33,240 --> 00:30:36,440 Speaker 1: being demonized because people don't want to acknowledge that there 559 00:30:36,480 --> 00:30:40,160 Speaker 1: is a problems as a as a black business owner 560 00:30:40,200 --> 00:30:43,640 Speaker 1: in the city of Atlanta. What are the advantages that 561 00:30:43,720 --> 00:30:46,840 Speaker 1: you are achieving and what are the negatives that you're 562 00:30:46,880 --> 00:30:50,120 Speaker 1: still having to overcome? UM. I think some of the 563 00:30:50,120 --> 00:30:52,800 Speaker 1: advantages just being in a black city, a black city 564 00:30:52,840 --> 00:30:55,120 Speaker 1: where when you go down to city Hall, a lot 565 00:30:55,160 --> 00:30:58,120 Speaker 1: of those individuals and officials that are making decisions look 566 00:30:58,200 --> 00:31:00,920 Speaker 1: just like you're. They're the same color as you are. Um, 567 00:31:00,960 --> 00:31:03,520 Speaker 1: they're here is the same way, etcetera. I just think 568 00:31:03,560 --> 00:31:07,440 Speaker 1: that that is very very helpful and very very inspiring, 569 00:31:07,600 --> 00:31:10,880 Speaker 1: especially coming from a city like Nashville, Tennessee. You know, 570 00:31:10,920 --> 00:31:13,360 Speaker 1: I went to high school and college in Nashville, Tennessee, 571 00:31:13,440 --> 00:31:17,440 Speaker 1: originally from Detroit, and so UM, I've seen both sides 572 00:31:17,520 --> 00:31:20,520 Speaker 1: to the coin and how difficult it can be when 573 00:31:20,560 --> 00:31:22,760 Speaker 1: you don't live in a black city, UM and you 574 00:31:22,880 --> 00:31:25,280 Speaker 1: don't have the help of you know, city Hall and 575 00:31:25,720 --> 00:31:28,960 Speaker 1: various council members and things of that nature. I think 576 00:31:29,000 --> 00:31:31,880 Speaker 1: some of the negatives is just some of the influx 577 00:31:31,880 --> 00:31:34,320 Speaker 1: of prime that we've seen here in Atlanta due to 578 00:31:34,480 --> 00:31:38,200 Speaker 1: covid UM and definitely was not like this before the pandemic. 579 00:31:38,520 --> 00:31:40,560 Speaker 1: We get a lot of people who moved here from 580 00:31:40,560 --> 00:31:43,960 Speaker 1: other cities, a lot of people who travel here, you know, 581 00:31:44,040 --> 00:31:47,480 Speaker 1: from other cities, UM to be able to take advantage 582 00:31:47,520 --> 00:31:50,200 Speaker 1: of a lot of the great things that we have 583 00:31:50,360 --> 00:31:54,640 Speaker 1: here in Atlanta. UM. And I think that we definitely 584 00:31:54,800 --> 00:31:59,960 Speaker 1: need that revitalization and reconstruction you know, down in city Hall. 585 00:32:00,000 --> 00:32:03,560 Speaker 1: And it starts with you know, this this mayor race 586 00:32:03,680 --> 00:32:05,520 Speaker 1: that you know we're gonna have in the next four 587 00:32:05,600 --> 00:32:09,600 Speaker 1: or five months. So um, I think that that's probably 588 00:32:09,640 --> 00:32:12,920 Speaker 1: one of the biggest negatives. Are really don't see too 589 00:32:12,960 --> 00:32:16,040 Speaker 1: many outside of that. Hey, you know, Atlanta is a 590 00:32:16,040 --> 00:32:19,120 Speaker 1: great city and it's been great to me, so um, 591 00:32:19,160 --> 00:32:21,680 Speaker 1: I can't really come up with too many negatives other 592 00:32:21,720 --> 00:32:23,800 Speaker 1: than just some of the things that we're battling now 593 00:32:23,960 --> 00:32:27,120 Speaker 1: that we're due to the pandemic. Absolutely stupe you know, 594 00:32:27,680 --> 00:32:29,760 Speaker 1: always fantasy. First of all, I'm happy to see the 595 00:32:29,760 --> 00:32:33,360 Speaker 1: smile back, Okay. Secondly, I'm finally gonna get to you 596 00:32:33,400 --> 00:32:35,680 Speaker 1: on your restaurants to sit down and eat with you 597 00:32:35,800 --> 00:32:37,680 Speaker 1: and dad, because you invited me to a couple of 598 00:32:37,680 --> 00:32:40,720 Speaker 1: testings taste testings, and I wasn't able to make it. 599 00:32:40,800 --> 00:32:45,040 Speaker 1: So that's my goal this year. Congratulations are always success 600 00:32:45,040 --> 00:32:47,920 Speaker 1: and always keep me posting, and I gottabu my always 601 00:32:47,960 --> 00:32:51,320 Speaker 1: gotta have my annual you know, Snoop check in Okay, 602 00:32:51,320 --> 00:32:54,600 Speaker 1: it's most check it like absolutely, I appreciate you so much. 603 00:32:54,640 --> 00:32:56,720 Speaker 1: It was so good to see you this morning. Okay, 604 00:32:56,760 --> 00:32:59,880 Speaker 1: cool you stay strong and we talked toon Okay Snoop Variety. 605 00:33:00,040 --> 00:33:01,840 Speaker 1: Thank you You have a good one up. Okay cool. 606 00:33:01,920 --> 00:33:03,360 Speaker 1: If you want to hear a ce any of my 607 00:33:03,440 --> 00:33:06,000 Speaker 1: interviews to money making Conversations, please go to Money Making 608 00:33:06,000 --> 00:33:09,720 Speaker 1: Conversation dot com. I'm with Sean McDonald. 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