WEBVTT - Before You Click 'Buy' On Your Next Online Purchase #103 0:00:00.080 --> 0:00:02.840 Welcome to How the Money. I'm Joel and I'm Matt, 0:00:02.960 --> 0:00:05.640 and today we're discussing what you need to do before 0:00:05.800 --> 0:00:27.720 your next online purchase. Yeah, Joel, you know with prid 0:00:27.800 --> 0:00:29.760 Day it's coming up. Man, it's right around the corner. 0:00:30.120 --> 0:00:33.440 It's quite timely that we're talking about online shopping. We're 0:00:33.479 --> 0:00:36.440 gonna talk about where we think it falls short. We're 0:00:36.440 --> 0:00:40.159 gonna talk about the obvious downsides to online shopping, but 0:00:40.280 --> 0:00:41.920 as well, we're gonna wrap things up with how to 0:00:41.960 --> 0:00:44.479 be better at shopping online and saving money. So I'm 0:00:44.479 --> 0:00:47.080 looking forward to leaving our listeners with some good tips. Yeah, 0:00:47.120 --> 0:00:48.920 they should be a fun one. In prime day, I 0:00:48.920 --> 0:00:50.720 know some people get carried away with it. They buy 0:00:50.720 --> 0:00:53.080 like eight instant pots because those are always on sale, 0:00:53.159 --> 0:00:54.639 or they used to be. What's it gonna be this year? 0:00:55.040 --> 0:00:57.800 Well it's been instant pots a lot of years. But 0:00:57.840 --> 0:00:59.520 then there's a ton of other gadgets as well. A 0:00:59.640 --> 0:01:02.280 little is yeah Toma Gucci and that like a little 0:01:02.280 --> 0:01:04.640 electronic toy. I just made up a word and added 0:01:04.640 --> 0:01:06.679 Gucci to the end of I think those were from 0:01:06.680 --> 0:01:08.559 the nineties, and I'm pretty sure they were pronounced differently. 0:01:08.640 --> 0:01:12.920 Yamagucci Tomagotchi. That's what. Yeah, there go, my little sister 0:01:12.959 --> 0:01:15.320 had one of those. Totally remember that. Speaking of my 0:01:15.360 --> 0:01:18.760 little sister, I wanted to quickly mention Matt that I've 0:01:18.800 --> 0:01:22.000 got her on board riding her bike to work. So 0:01:22.120 --> 0:01:25.039 she just moved kind of closer to her work, which 0:01:25.120 --> 0:01:28.880 coincidentally is also where I work. Oh yeah, we work together. 0:01:29.280 --> 0:01:30.760 So that's kind of fun. It's kind of fun that 0:01:30.880 --> 0:01:32.520 I get to work with my little sister every day, 0:01:32.680 --> 0:01:34.640 and now that she's only eight or nine blocks away 0:01:34.640 --> 0:01:37.080 from the building, so close, it's so close. It's been 0:01:37.120 --> 0:01:38.880 kind of nice. Like, so I hop on my bike, 0:01:39.000 --> 0:01:40.560 I ride most of the way, but I peel a 0:01:40.600 --> 0:01:42.160 little bit off my route and I go pick her up, 0:01:42.160 --> 0:01:44.679 and then we've been riding in and it's been really fun. 0:01:44.760 --> 0:01:46.640 It's been fun too, just to get to see her 0:01:47.120 --> 0:01:50.200 realize that hopping in that car for even just the 0:01:50.240 --> 0:01:52.200 eight blocks. I know most people don't live that close 0:01:52.200 --> 0:01:55.040 to work. That's pretty exceptionally rare, but really cool that 0:01:55.240 --> 0:01:57.960 she's seeing the value of biking to work. Man, absolutely, 0:01:58.000 --> 0:02:00.320 and literally the only two bikes in the park deck 0:02:00.600 --> 0:02:03.080 are the freaking large guard bikes. It's just me and 0:02:03.080 --> 0:02:04.840 my sister. That's right. Well you said you pick her 0:02:04.920 --> 0:02:06.880 up as well. It's not like she's actually jumping on 0:02:06.920 --> 0:02:09.480 the handlebars like little sister style. Yeah, I mean she 0:02:09.560 --> 0:02:11.280 has her own bike like you said. She right, she 0:02:11.360 --> 0:02:13.600 rides up to the to the building. Yeah, that's super 0:02:13.600 --> 0:02:15.600 cool man. You know she rides eight and nine blocks. 0:02:16.080 --> 0:02:17.639 How far is your house from work? Like eight or 0:02:17.680 --> 0:02:20.600 nine miles? Uh? Yeah, almost eight miles? Okay, Yeah, I 0:02:20.639 --> 0:02:22.560 didn't know what the actual mileage was, but I mean, 0:02:22.600 --> 0:02:24.760 I think that's amazing for her to actually start doing that. 0:02:25.000 --> 0:02:27.239 And even though she's blood right, like she's your actual family, 0:02:27.240 --> 0:02:29.600 she's not super uber cheap like we are. Right, she 0:02:29.639 --> 0:02:32.680 doesn't out for the free haircuts like like you do. 0:02:32.800 --> 0:02:35.560 Or she doesn't buy all of her eyeglasses from Zinny 0:02:35.720 --> 0:02:37.520 like I do. Does she work, She doesn't wear glasses, 0:02:37.560 --> 0:02:39.880 does she know? But she gets haircuts a itt she does, 0:02:39.960 --> 0:02:41.600 but she doesn't get the free ones. And and that's 0:02:41.600 --> 0:02:44.000 okay and totally okay. She doesn't have to do everything 0:02:44.040 --> 0:02:46.160 the way I do it, but it is fun that 0:02:46.720 --> 0:02:50.239 especially just I mean, driving a car eight blocks seems silly. 0:02:50.280 --> 0:02:52.440 For the most part. She could even walk that right 0:02:52.480 --> 0:02:54.880 eight blocks that's like New York living right there. Totally. Yeah, 0:02:54.880 --> 0:02:57.800 she totally could, although the bike's just so much easier. 0:02:57.880 --> 0:02:59.960 It really is. That's fun, man. Yeah, So it's been 0:03:00.000 --> 0:03:01.520 t y'all are able to do that. Yeah, it's been fun. 0:03:01.560 --> 0:03:03.519 It's been kind of this nice little bonding experience, and 0:03:03.560 --> 0:03:05.720 I think it's been good for her confidence living in 0:03:05.720 --> 0:03:08.040 the city. It's been good for us as brother or sister. Man. 0:03:08.080 --> 0:03:09.880 It's just yeah, it's all around good times. Do people 0:03:09.880 --> 0:03:12.360 stare at ch'll see like the tall Norwegian couple, Uh, 0:03:12.400 --> 0:03:13.680 they think like right and thew They're like, well they 0:03:13.720 --> 0:03:16.880 look a lot alike and married and their brother sister. 0:03:17.040 --> 0:03:18.560 It was kind of fun too, just to see the 0:03:18.600 --> 0:03:20.760 faces like as we walk in holding our helmets or 0:03:20.760 --> 0:03:24.119 whatever of our coworkers and they're like, all right, maybe 0:03:24.120 --> 0:03:26.680 a little revolution is starting where we are. Probably not, 0:03:26.680 --> 0:03:28.160 it's probably just gonna be the tool. Is their music 0:03:28.160 --> 0:03:29.720 playing as you walk in with your helmets in like 0:03:29.760 --> 0:03:31.960 slow motion like that one scene from Garden State, you know, 0:03:31.960 --> 0:03:33.959 when they're like walking into the hotel room. In my mind, 0:03:33.960 --> 0:03:37.560 there is the hotel lobby. Does that count? That's all 0:03:37.600 --> 0:03:39.880 that matters? Yeah, all right, Matt Let's mention. The beer 0:03:39.920 --> 0:03:42.080 that we're having on the show today. We're drinking a 0:03:42.080 --> 0:03:45.320 beer called Fort by dog Fish Head Brewery and dog 0:03:45.360 --> 0:03:47.920 Fish had dude, crazy cool name and they've been making 0:03:47.960 --> 0:03:50.560 beers for a long time up there in Delaware. Yeah, 0:03:50.600 --> 0:03:52.400 dog Fish head Man, they were one of the original 0:03:52.480 --> 0:03:55.400 craft beer craft breweries. What was that guy's name? Do 0:03:55.440 --> 0:03:57.720 you like the head brewers? When it's Sam something Sam Coucio, 0:03:57.800 --> 0:03:59.640 And I think, is it really? Yeah? You with your 0:04:00.000 --> 0:04:02.840 craft beer trivia, you're a better beer drinker than I am. 0:04:02.880 --> 0:04:04.640 I guess. But I'm excited to have this one because 0:04:04.640 --> 0:04:07.000 this is one that we can't actually purchase in Georgia 0:04:07.080 --> 0:04:09.400 because of the A B V on it. And this 0:04:09.440 --> 0:04:11.440 is another one that our buddy Tyler donated to the 0:04:11.480 --> 0:04:14.120 show Man, And in particular, I think this is a 0:04:14.160 --> 0:04:16.880 beer that you're going to really enjoy because guess what's 0:04:16.880 --> 0:04:19.880 in it? Raspberries. We keep getting raspberry beers, and you 0:04:19.880 --> 0:04:22.400 typically don't like raspberry beers. Song it people stop sending 0:04:22.440 --> 0:04:24.479 me the raspberries. But you did enjoy the last raspberry 0:04:24.520 --> 0:04:26.559 beer that we had, and I can tell you're already 0:04:26.600 --> 0:04:28.640 digging this one too, So We've already had a couple 0:04:28.640 --> 0:04:30.359 of SIPs on this one. And the reason why I 0:04:30.400 --> 0:04:32.200 do like this one, well, I'll just tell you at 0:04:32.200 --> 0:04:33.760 the end of the episode. There we go. All right, 0:04:33.920 --> 0:04:36.120 that's called a tease in the radio biz. Joll. Everyone's 0:04:36.160 --> 0:04:38.200 on the edge of their seats right now. They can't 0:04:38.200 --> 0:04:40.440 wait to hear. All right, Matt, let's get onto the 0:04:40.480 --> 0:04:43.200 subject at hand. What you need to do before your 0:04:43.240 --> 0:04:46.400 next online purchase. And you were talking about online shopping 0:04:46.520 --> 0:04:49.200 and Amazon Prime Day just about to happen. Whether you're 0:04:49.200 --> 0:04:52.120 an Amazon Prime member or not, chances are you do 0:04:52.160 --> 0:04:54.800 a good bit of purchasing online. Man. I know you 0:04:54.839 --> 0:04:57.520 and I both do. Although the way we have viewed 0:04:57.560 --> 0:05:00.200 online shopping is changed over the years. I'll be see. 0:05:00.240 --> 0:05:02.360 We love getting a great deal, we love the convenience, 0:05:02.760 --> 0:05:05.000 but we think there are other considerations that should be 0:05:05.000 --> 0:05:07.400 taken into account at the same time. Just because we're 0:05:07.400 --> 0:05:10.479 getting a good deal, now, does that mean we're spending 0:05:10.560 --> 0:05:13.120 less money in the long run. Also, we're going to 0:05:13.200 --> 0:05:16.200 cover tools, plug ins, and the best sites in order 0:05:16.240 --> 0:05:19.200 to help you become a good online shopper. So a 0:05:19.200 --> 0:05:21.320 lot to cover here today. That's right, Joe. You know 0:05:21.320 --> 0:05:23.400 our family. I feel that we do a like an 0:05:23.400 --> 0:05:26.360 average amount of online shopping, but lately we have been 0:05:26.400 --> 0:05:28.599 doing a ton. We've had a lot of boxes showing 0:05:28.640 --> 0:05:31.839 up to the house recently, and that's because way back 0:05:31.839 --> 0:05:34.839 when we talked about if we should host an airbnb, 0:05:35.120 --> 0:05:37.520 you guys were thinking about doing that's sort of an 0:05:37.560 --> 0:05:40.920 airstream style. We were thinking about maybe doing that, you know, 0:05:41.080 --> 0:05:43.760 down in the basement. Well, we're basically at that point 0:05:43.760 --> 0:05:47.080 now we are furnishing that airbnb. So so that'll be 0:05:47.080 --> 0:05:49.760 a topic that we cover in an upcoming episode once 0:05:49.880 --> 0:05:51.640 that thing is up and running. Yeah, I want to 0:05:51.680 --> 0:05:54.480 hear the nuts and bolts it's actually like running an airbnb. 0:05:54.640 --> 0:05:56.280 I think that will help me make my decision as 0:05:56.279 --> 0:05:57.280 to whether or not I want to do it. So 0:05:57.320 --> 0:05:59.680 you're my guinea pig. All right, let's do it. But 0:05:59.760 --> 0:06:01.960 before where we get into online shopping, I think we 0:06:02.000 --> 0:06:05.560 should discuss what we're giving up to a certain extent 0:06:05.920 --> 0:06:09.920 when we do shop online as opposed to shopping locally, 0:06:10.080 --> 0:06:12.640 which is another option, right, And so I think that's 0:06:12.640 --> 0:06:13.920 a question that has come in to a lot of 0:06:13.920 --> 0:06:18.240 people's minds with the proliferation of online shopping, and really 0:06:18.400 --> 0:06:21.200 it seemed like in the beginning of online shopping mat 0:06:21.560 --> 0:06:24.200 that it looked like anybody could open up a store 0:06:24.480 --> 0:06:27.000 and sell their own wears online, and then actually online 0:06:27.000 --> 0:06:29.760 shopping was gonna open itself up to a proliferation of 0:06:29.800 --> 0:06:33.880 small businesses. And that has been true to a certain extent, right, 0:06:33.920 --> 0:06:36.240 Like sites like Etsy have really taken off, and people 0:06:36.320 --> 0:06:39.080 people dig that. But for the most part, the big 0:06:39.120 --> 0:06:43.080 players are still entrenched. Amazon has obviously made a name 0:06:43.080 --> 0:06:46.280 for itself, you know, Walmart, Target, Best Buy. Those are 0:06:46.320 --> 0:06:49.360 still some of the most widely shopped sites on the internet. 0:06:49.400 --> 0:06:53.560 And so we are giving up purchasing locally supporting small 0:06:53.600 --> 0:06:57.440 businesses when we seek to just shop for the lowest 0:06:57.440 --> 0:07:00.120 potential cost item. So let's talk about the aspect so 0:07:00.279 --> 0:07:03.280 shopping local that we're missing out on when we do 0:07:03.360 --> 0:07:06.440 just quickly opt to purchase online instead of thinking about 0:07:06.440 --> 0:07:08.440 where else we could go nearby our house. Ye. So, 0:07:08.560 --> 0:07:10.680 I think one of the biggest things right that we 0:07:11.080 --> 0:07:13.840 are sort of foregoing, right, that we are sacrificing when 0:07:13.840 --> 0:07:18.000 we purchase online, is expertise. I'm thinking of specialty stores. 0:07:18.240 --> 0:07:20.600 Typically there's some sort of pro or somebody that has 0:07:20.640 --> 0:07:23.200 more experience with that item. That or the type of 0:07:23.240 --> 0:07:25.440 items that they sell. Who can help you, like, they 0:07:25.440 --> 0:07:27.440 can help you make a decision, they can educate you 0:07:27.480 --> 0:07:29.560 while you're there standing in the aisle. When I was 0:07:29.560 --> 0:07:32.080 first kind of getting more into photography going into the 0:07:32.080 --> 0:07:34.480 camera store, I guess who works at camera stores. Just 0:07:34.520 --> 0:07:37.120 a bunch of photo nerds, right, Like they know everything 0:07:37.160 --> 0:07:40.080 about every camera. It's like everybody there is really into it, 0:07:40.200 --> 0:07:42.120 totally geeking out over everybody that comes in because they 0:07:42.120 --> 0:07:44.360 want to, you know, talk about megapixels and whatever else 0:07:44.440 --> 0:07:47.760 was on the radar. Megapixels tell me more. People still 0:07:47.800 --> 0:07:50.120 like talking about that, but it doesn't really matter. But 0:07:50.520 --> 0:07:52.920 when you are able to go in person in the store, 0:07:52.960 --> 0:07:55.400 you have that knowledge there for you at your disposal. 0:07:55.480 --> 0:07:57.480 You can pick their brains, get a feel for, you know, 0:07:57.480 --> 0:08:00.880 what their experiences with that specific product, ask questions. There's 0:08:00.920 --> 0:08:02.920 just a lot of advantages when you're talking to somebody 0:08:02.960 --> 0:08:05.679 who knows the actual product and what you're looking at. 0:08:05.880 --> 0:08:07.920 Even you know, we're kind of discounting the big box 0:08:07.920 --> 0:08:09.400 stores a little bit, but even if you go to 0:08:09.520 --> 0:08:13.240 lows right like a local hardware store, chances are you're 0:08:13.240 --> 0:08:15.200 going to be able to learn something about the part 0:08:15.280 --> 0:08:17.240 that you're buying versus if you were just to make 0:08:17.280 --> 0:08:21.080 that purchase online from Amazon, right, No, that's completely true. Yeah, 0:08:21.080 --> 0:08:22.800 I think if you are a savvy online shopper you 0:08:22.840 --> 0:08:25.720 can find some of those resources online. Let's say you're 0:08:25.920 --> 0:08:29.600 searching for a smartphone and you want to read reviews first. Well, 0:08:30.000 --> 0:08:32.080 I think YouTube is a great place to turn. There's 0:08:32.120 --> 0:08:34.760 like m k b HD that dude makes some awesome 0:08:34.840 --> 0:08:37.840 videos about smartphones, tells you all the features, price point, 0:08:37.840 --> 0:08:41.040 what he likes the best, and savvy shopper can find 0:08:41.120 --> 0:08:45.600 just as many great expertise resources online in some categories. Also, 0:08:45.880 --> 0:08:48.679 articles on a site like wire cutter or whatever can 0:08:48.679 --> 0:08:51.760 be really helpful in helping you hone in on certain 0:08:51.760 --> 0:08:54.640 products that might have the features you're looking for. Consumer 0:08:54.640 --> 0:08:57.520 reports another place to turn. So there are some of 0:08:57.520 --> 0:09:00.680 those things available online. But I completely agree, especially for 0:09:00.760 --> 0:09:04.200 specialty products that face to face interaction with the salesperson 0:09:04.240 --> 0:09:07.160 that has extensive knowledge and use of the products that 0:09:07.240 --> 0:09:11.400 they're selling. A hardware store, a camera shop, places like that, 0:09:11.480 --> 0:09:13.960 it can be really really helpful to actually be there 0:09:14.000 --> 0:09:17.080 in person and ask the questions to someone who knows 0:09:17.360 --> 0:09:20.520 and you're giving that up in large part when you 0:09:20.520 --> 0:09:23.679 shop online instead of looking to buy locally. Yeah, and 0:09:23.760 --> 0:09:27.880 something else you're giving up is community, right. Oftentimes there 0:09:27.960 --> 0:09:31.240 can be an entire social network or group surrounding a 0:09:31.280 --> 0:09:37.080 specific store who's really into whatever activity uh that store facilitates, right, 0:09:37.120 --> 0:09:39.800 Like I'm specifically thinking of the local bike shop man 0:09:39.840 --> 0:09:41.679 that is in the neighborhood and right next to us. 0:09:41.880 --> 0:09:46.360 Greatest name for a bike shop loose Nuts Nuts, But honestly, 0:09:46.400 --> 0:09:49.120 a lot of the bike shops in Atlanta they facilitate 0:09:49.240 --> 0:09:51.319 just group rides where they all meet together at a 0:09:51.360 --> 0:09:54.080 certain point. They've got a set ride, anybody can join. 0:09:54.640 --> 0:09:58.040 It's just it fosters that community. There's just something so awesome, 0:09:58.240 --> 0:09:59.679 right and it's kind of hard to put your finger on, 0:09:59.760 --> 0:10:02.400 but it's just so sort of gritty and in real 0:10:02.480 --> 0:10:05.240 life when you're able to meet up with these folks 0:10:05.240 --> 0:10:07.760 who are also into what you're into, and it kind 0:10:07.760 --> 0:10:10.320 of surrounds a location, and geography is important when it 0:10:10.320 --> 0:10:13.240 comes to being able to do some of these things together. Obviously, 0:10:13.320 --> 0:10:15.160 you know, like the online version of that, you've got 0:10:15.160 --> 0:10:17.720 online communities and you can you know, get together with 0:10:17.760 --> 0:10:20.000 folks through maybe an app or site like meet up, 0:10:20.320 --> 0:10:23.280 but still there's something natural and organic that happens when 0:10:23.280 --> 0:10:25.679 you're able to go and get your bike teamed up, 0:10:25.760 --> 0:10:27.559 but then at the same time learn about a rye 0:10:27.600 --> 0:10:30.120 that's happening the next morning that you're gonna be ready for. Yeah, 0:10:30.120 --> 0:10:32.800 I completely agree. I think sometimes if we don't ever 0:10:32.840 --> 0:10:35.120 think the shop locally, we're probably missing out on some 0:10:35.160 --> 0:10:38.000 really cool community experiences and meeting other people in the 0:10:38.040 --> 0:10:41.360 hood and hearing about other things going on. Totally. Another 0:10:41.400 --> 0:10:44.839 thing that we're definitely missing if we refuse to shop 0:10:44.880 --> 0:10:48.080 locally ever, and we're only shopping online is an experience, 0:10:48.360 --> 0:10:50.680 right to to create an experience with the people and 0:10:50.720 --> 0:10:53.520 the staff who run or work at this local business. 0:10:53.800 --> 0:10:55.880 Uh to to get a chance to know them, to 0:10:56.080 --> 0:10:59.160 see their well designed, their beautiful shop, right the smells, 0:10:59.480 --> 0:11:04.320 the variance of shopping somewhere that's maybe boutique, local, close 0:11:04.320 --> 0:11:08.360 by walking distance to you, something like that, even if 0:11:08.400 --> 0:11:11.280 that candle costs five dollars more than it would if 0:11:11.280 --> 0:11:13.160 you bought it on Amazon, or it might be a 0:11:13.160 --> 0:11:16.120 candle that's locally handmade, right that that's something that you 0:11:16.160 --> 0:11:18.760 can't even buy online, and so sometimes it might be 0:11:18.760 --> 0:11:21.600 worth it to spend more to support our local business 0:11:21.800 --> 0:11:25.120 and to get that experience of shopping locally, which is 0:11:25.120 --> 0:11:26.520 something that it's just kind of hard to put a 0:11:26.520 --> 0:11:28.319 price tag on. Yeah, I love what you said about 0:11:28.360 --> 0:11:30.439 the smells, right, and and like sounds as well. I 0:11:30.679 --> 0:11:33.000 think about there's a flower shop that I like to 0:11:33.040 --> 0:11:35.800 take the girls to when we're gonna get flowers from mommy, 0:11:35.840 --> 0:11:37.600 And you know what, we get to walk in there 0:11:37.960 --> 0:11:40.160 and there's people there, and there's flowers everywhere, and the 0:11:40.160 --> 0:11:41.640 girls get to pick out what flowers they want to 0:11:41.640 --> 0:11:43.920 include in the bouquet. But I mentioned sounds, and and 0:11:43.920 --> 0:11:46.320 that's because like the floors are old and wooden, and 0:11:46.320 --> 0:11:48.400 so you walk in there and like the floors are creaking, 0:11:48.679 --> 0:11:50.920 the door opens, and the little bell rings. There's just 0:11:50.960 --> 0:11:53.760 all these sort of intangibles that you totally miss out 0:11:53.760 --> 0:11:56.199 on that are all part of the experience. And for me, 0:11:56.520 --> 0:11:59.560 I'm more than willing to pay way more than I 0:11:59.559 --> 0:12:02.400 would if I were to get flowers that say Kroger 0:12:02.520 --> 0:12:04.400 that you score for really cheap. You know, those tulips 0:12:05.400 --> 0:12:07.520 were a good deal. Yeah, they're really good deal. But 0:12:07.559 --> 0:12:09.800 when it comes to special occasions or kind of making 0:12:09.840 --> 0:12:12.719 some lasting memories with the girls, uh, that's just an 0:12:12.720 --> 0:12:15.120 amazing way to be able to do that, and a 0:12:15.160 --> 0:12:17.800 local brick and mortar store like that just helps facilitate 0:12:17.880 --> 0:12:20.400 that so well. Yeah, and the last thing that we 0:12:20.440 --> 0:12:24.199 want to mention about considering buying local, it's just something 0:12:24.240 --> 0:12:27.000 that to me, the probably the most important reason to 0:12:27.240 --> 0:12:29.560 at least think about buying local before you make an 0:12:29.600 --> 0:12:33.880 online purchase is you have an opportunity to support these 0:12:33.920 --> 0:12:37.120 local business owners and and some of these local business 0:12:37.120 --> 0:12:39.720 owners might be your neighbors too. I think about a 0:12:39.720 --> 0:12:42.960 local CrossFit gym. I don't cross fit because I don't 0:12:42.960 --> 0:12:45.199 really got the time right now nor the enthusiasm to 0:12:45.240 --> 0:12:46.880 work out like that, but we have a lot of 0:12:46.920 --> 0:12:49.200 friends to go to that gym and the guy that 0:12:49.240 --> 0:12:51.200 owns it, and he's right around the corner from me, 0:12:51.480 --> 0:12:54.160 And so if I were going to start working out 0:12:54.200 --> 0:12:57.120 like that, I would totally consider joining a gym like 0:12:57.160 --> 0:13:01.439 that because it's part of the community. It's supporting local businesses, 0:13:01.679 --> 0:13:04.400 and I think that's like the cool part about shopping 0:13:04.559 --> 0:13:08.160 or doing business locally, is that your dollars kind of 0:13:08.200 --> 0:13:11.400 stay in the community helping people out who are your 0:13:11.400 --> 0:13:13.800 neighbors and friends. And I think that's a really good 0:13:13.840 --> 0:13:18.200 reason to consider buying locally as opposed to shopping online. Right, yeah, 0:13:18.240 --> 0:13:21.240 J that's right. These local businesses, the brick and mortars 0:13:21.440 --> 0:13:23.240 right near us, they're not going to be able to 0:13:23.240 --> 0:13:25.160 compete when it comes to price a lot of times 0:13:25.200 --> 0:13:27.040 because with the volume of goods that they're able to sell, 0:13:27.120 --> 0:13:28.280 I mean, they're gonna be able to sell it for 0:13:28.400 --> 0:13:30.199 much cheaper, and it's going to be a product a 0:13:30.240 --> 0:13:32.840 lot of times that might be not quite as good, 0:13:32.840 --> 0:13:35.040 but it's a lot cheaper. Well, and your local business 0:13:35.120 --> 0:13:39.400 isn't going to have robot assistance filling the orders like 0:13:39.440 --> 0:13:41.400 Amazon might have, Right, But because of that, I feel 0:13:41.440 --> 0:13:43.920 like that's why these things are even more important, right, 0:13:43.920 --> 0:13:46.840 like having the expertise or that community or that experience 0:13:46.920 --> 0:13:50.080 built into your local brick and mortar. Honestly, I do 0:13:50.160 --> 0:13:52.720 see the way we shop, I see our consumer economy 0:13:52.840 --> 0:13:56.280 changing over time, and I see these smaller local businesses 0:13:56.520 --> 0:13:59.079 not doing so well if they aren't able to provide 0:13:59.120 --> 0:14:01.839 something other than just a low cost. Right. I think 0:14:01.880 --> 0:14:04.520 that's a huge reason why instat cart and clicklist, like 0:14:04.559 --> 0:14:06.720 these different apps that allows somebody else to do your 0:14:06.720 --> 0:14:09.040 grocery shopping for you, Because why would you want to 0:14:09.080 --> 0:14:11.520 go to your local grocery store, your local big box 0:14:11.520 --> 0:14:15.280 grocery store. There's no community there, there's no experience really 0:14:15.600 --> 0:14:17.120 and there's no one really there that's going to help 0:14:17.120 --> 0:14:19.200 you make the best purchase when it comes to, you know, 0:14:19.200 --> 0:14:21.440 whatever type of produce you're looking at. Typically it's just 0:14:21.480 --> 0:14:23.640 a faceless chain grocery store, and there's just not a 0:14:23.680 --> 0:14:26.560 lot of personality there. There's not people really there who 0:14:26.600 --> 0:14:28.400 know you and are gonna like say your name and 0:14:28.480 --> 0:14:31.640 you walk in, right. It's not cheers, it's not cheers. Uh. 0:14:31.640 --> 0:14:34.360 And so for that reason, it makes sense that you 0:14:34.400 --> 0:14:37.080 would want to get your grocery shopping done for as 0:14:37.280 --> 0:14:41.040 cheaply and quickly as possible where it inconveniences you, you know, 0:14:41.080 --> 0:14:43.120 the least because you don't want to go there to 0:14:43.160 --> 0:14:45.440 begin with. I think it's just interesting to think through 0:14:45.520 --> 0:14:48.200 how small local businesses might have to adapt in the 0:14:48.240 --> 0:14:50.720 coming years to make sure that they're able to provide 0:14:50.720 --> 0:14:53.440 something that local folks are gonna want. Yeah, man, I 0:14:53.440 --> 0:14:56.000 think we are kind of at a time where the 0:14:56.120 --> 0:14:58.920 ease of online shopping is really nice, but a lot 0:14:58.960 --> 0:15:02.320 of us, at least four some segments of the shopping 0:15:02.320 --> 0:15:05.080 that we do. We're looking for a little bit more 0:15:05.080 --> 0:15:08.800 of an experience when we actually do shop for items. 0:15:09.120 --> 0:15:11.200 We want it not just to be the cheapest, quickest, 0:15:11.240 --> 0:15:14.440 easiest thing that we've ever done. We are actually looking 0:15:14.480 --> 0:15:17.280 for maybe a little more friction, a little more expertise, 0:15:17.520 --> 0:15:19.760 a little more of that actual experience of going to 0:15:19.920 --> 0:15:24.120 a small business that is thoughtful about how they do business. 0:15:24.360 --> 0:15:27.360 And as modern American businesses get bigger and bigger and 0:15:27.440 --> 0:15:31.160 bigger and fewer and fewer companies dominate the landscape, I 0:15:31.160 --> 0:15:34.880 think we're gonna see a reversion to an older, different 0:15:34.880 --> 0:15:38.200 way of shopping, at least in certain parts of our society, 0:15:38.280 --> 0:15:42.400 because that's something people crave. They crave an actual experience 0:15:42.680 --> 0:15:46.760 where someone cares about what they're getting and what they're 0:15:46.760 --> 0:15:49.400 putting in their mouth and what they're wearing on their body, 0:15:49.640 --> 0:15:53.720 as opposed to just getting the cheapest, easiest to get thing. Yeah, 0:15:53.800 --> 0:15:55.400 I hear you, Like, I think folks are craving some 0:15:55.440 --> 0:15:58.040 of that humanity, right. You think it'll actually end up 0:15:58.040 --> 0:15:59.800 reverting back to like the old school grocery where you 0:15:59.800 --> 0:16:01.800 walk in and you know, you talk to them and 0:16:01.800 --> 0:16:03.720 they kind of weigh everything out and like cut the 0:16:03.760 --> 0:16:06.480 meat for you, and you want to talk about bunch 0:16:06.520 --> 0:16:10.600 style like oh, just like or whatever. It's a wonderful lifestyle, 0:16:10.680 --> 0:16:12.960 you know, like super old school. Yeah, I don't know. 0:16:13.040 --> 0:16:16.160 I don't know that that's necessarily exactly where it's going 0:16:16.240 --> 0:16:18.080 to go. But there are like a little too boutique. 0:16:18.120 --> 0:16:20.440 We've noticed in our community a couple of local butchers 0:16:20.480 --> 0:16:22.880 popping up, right, and so it is kind of cool 0:16:23.000 --> 0:16:26.280 to see. And I don't know exactly for myself and 0:16:26.360 --> 0:16:28.400 my family how far I'm willing to go, but I 0:16:28.400 --> 0:16:30.720 do know that it's entering my sphere of thinking a 0:16:30.760 --> 0:16:33.360 lot more that when I am spending my dollars, I 0:16:33.400 --> 0:16:37.520 want the experience to be more satisfactory. And I don't 0:16:37.520 --> 0:16:40.640 want to just give my money to enormous corporations that 0:16:40.680 --> 0:16:43.400 are selling me stuff at the lowest possible price. I 0:16:43.440 --> 0:16:45.360 think that's what I wanted for a long time, and 0:16:45.360 --> 0:16:47.280 I've just kind of changed the way I view that. 0:16:47.560 --> 0:16:49.920 And there's some really cool people in our community creating 0:16:50.160 --> 0:16:53.320 really interesting stores and unique concepts, and that's the kind 0:16:53.320 --> 0:16:56.080 of stuff I'm more and more willing to spend my 0:16:56.160 --> 0:16:58.560 money on. It's good for my own shopping habits, buying 0:16:58.640 --> 0:17:02.160 fewer things, but buying better things and then also supporting 0:17:02.160 --> 0:17:04.560 my community at the same time. Yeah, man, Yeah, I 0:17:04.560 --> 0:17:07.520 couldn't agree more. Right, we're prioritizing where we put our 0:17:07.520 --> 0:17:10.440 money and just making sure that our money is aligning 0:17:10.440 --> 0:17:12.840 with our values. So on that note, though, we are 0:17:12.840 --> 0:17:15.640 going to actually talk about online shopping after the break. 0:17:15.680 --> 0:17:28.720 We're going to discuss the shortcomings of online shopping. All right, Matt, 0:17:28.720 --> 0:17:32.560 we're back, and we all know the benefits of online shopping. 0:17:32.840 --> 0:17:35.080 It's easy to find the best deal, it's easy to 0:17:35.080 --> 0:17:38.080 compare prices, and getting something shipped right to your door 0:17:38.200 --> 0:17:40.520 without you having to even leave your house. I mean, 0:17:41.040 --> 0:17:43.399 who doesn't think that's awesome. That is nice. That is 0:17:43.440 --> 0:17:46.600 a benefit, It's very nice. That is something I have 0:17:46.640 --> 0:17:49.800 appreciated throughout the years and I still continue to appreciate. 0:17:50.000 --> 0:17:51.760 So hope, in the first segment we didn't come off 0:17:51.880 --> 0:17:55.320 as completely anti online shopping, because we're not. There's some 0:17:55.400 --> 0:17:57.679 good reasons to do that. But you know what, in 0:17:57.720 --> 0:18:00.119 this segment here, we might still come across as a 0:18:00.119 --> 0:18:02.679 little bit anti online shopping, even though we're not. We 0:18:02.760 --> 0:18:04.680 just want to give you food for the thought before 0:18:04.880 --> 0:18:08.600 you click to purchase and it's healthy to recognize some 0:18:08.840 --> 0:18:12.320 of the shortcomings of online shopping and those downsides. So 0:18:12.400 --> 0:18:14.159 let's go through a few of those. Matt. You know 0:18:14.240 --> 0:18:17.240 you just talked about how it's easy, right, it's easy 0:18:17.280 --> 0:18:19.560 to find the best prices. I think sometimes it is 0:18:19.760 --> 0:18:22.399 too easy for us, right. When it is so easy 0:18:22.480 --> 0:18:24.480 for us to purchase things online, it can lead to 0:18:24.720 --> 0:18:26.960 over consumption, and we talk about that a good bit. 0:18:27.040 --> 0:18:30.159