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Speaker 1: John.

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Speaker 2: In that last story, we're talking about people losing money.

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Speaker 2: Guess what, We're continuing the lost train and we're talking

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Speaker 2: about a scam.

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Speaker 3: Double nothing. End of the episode.

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Speaker 1: End of the episode.

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Speaker 2: Let's go, all right, my wife lost twenty five thousand

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Speaker 2: dollars in a scam, and I'm furious beyond belief.

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Speaker 1: She's now depressed, But I kind of don't care. Am

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Speaker 1: I the.

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Speaker 2: Asshole for calling her a fucking idiot scumbag?

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Speaker 1: I added that last bit.

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Speaker 4: Nice, they're a little sauce that it was a little dry,

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Speaker 4: little sauce. Yeah, you know, I mean, losing twenty five

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Speaker 4: thousand dollars in a scam is pretty bad.

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Speaker 1: And also when we.

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Speaker 4: Hear these stories, it's never like, oh, I lost like

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Speaker 4: a thousand dollars and then I totally stopped it. They

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Speaker 4: always keep going addictive. That's what we've seen every time.

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Speaker 2: Hey John, John, we're basically like financially married. Yeah, actually yeah,

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Speaker 2: I got a.

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Speaker 3: I get real married on the show.

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Speaker 2: Yeah, real married on the show for tax purposes and

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Speaker 2: love purposes. Yes, I have a. I have a. I

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Speaker 2: have this. This Nigerian prince wants to wire. We give

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Speaker 2: him ten thousand dollars. Right, he gives us ten million.

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Speaker 2: You in for a MILLI ten million even if it

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Speaker 2: doesn't happen. The possibility of getting.

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Speaker 4: Me, do you the risk reward the reward ratio massive

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Speaker 4: is crazy?

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Speaker 1: Could we You can't look into it. You can't look

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Speaker 1: into it.

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Speaker 3: I'm not looking. Oh, I can't look into it.

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Speaker 1: You can't look into it? Yes or no?

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Speaker 3: Ten million?

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Speaker 1: All right, we're doing it. We'll take the hit.

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Speaker 4: We'll just I'll just go out there and sell another

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Speaker 4: brand deal that's perfect, and then and then we'll.

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Speaker 2: Cover and then we're good. Yeah, good, easy piece. Ten million,

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Speaker 2: keep the company? Yeah, ten million and we keep the company. Wow,

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Speaker 2: all right, Nigerian princes hit my line. Baby in bogs baby,

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Speaker 2: all right, this actually does have a prince in it.

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Speaker 1: Oh boy? All right.

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Speaker 2: So my male thirty three wife female twenty seven of

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Speaker 2: eight years fell victim to a scam in which he

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Speaker 2: sent roughly twenty five thousand dollars to Amor who promised

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Speaker 2: to transfer ten million to her so that she could

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Speaker 2: help people in Africa.

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Speaker 4: So she thought not only was she going to transfer

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Speaker 4: get ten million, but also.

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Speaker 2: Like could help the Africans, she was gonna give a

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Speaker 2: belly full of rice to every African in Africa.

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Speaker 3: Oh, oh, Pie's wife, You are an idiot. You know

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Speaker 3: you are a idiot.

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Speaker 2: Actually yeah, but a helpful idiot. You know.

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Speaker 1: I'll give you a good I mean, she's like, well.

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Speaker 3: A ten million, she's like a ten million, she could

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Speaker 3: easily just you know.

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Speaker 2: Well, what's what's funny is it's like she also thinks

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Speaker 2: she's helping the orphans in Africa and she's getting ten millions,

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Speaker 2: So like she's not really being that altruistic.

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Speaker 3: That's what I'm saying.

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Speaker 2: Yeah, you're really about the ten million. Don't don't even

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Speaker 2: try to tell us that trying to feed, you know,

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Speaker 2: give a belly full of rice to everyone. So it

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Speaker 2: was well intentioned bullshit, but she did not seek my

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Speaker 2: counsel initially. After she sent six thousand dollars. She then

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Speaker 2: approached me and I pointed out the red flags in

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Speaker 2: her story. She prayed about it and felt God told

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Speaker 2: her it was the right thing to do.

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Speaker 5: Oh honey, no, olds girlfriend, help those African children with

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Speaker 5: your money. And also as a reward, I'll give you

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Speaker 5: ten million dollars.

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Speaker 3: Bro.

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Speaker 1: We need to find these people.

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Speaker 3: We need to email these people from random.

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Speaker 2: She don't know how God Works's not how God works.

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Speaker 2: That's not how God works. Right, Is that how God works?

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Speaker 2: Both certified, not for money scene, not for what he's seen.

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Speaker 2: Riley's a small religious town. He knows his God's kit ah.

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Speaker 3: That's right.

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Speaker 1: This became a point of contention.

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Speaker 2: He's got got the lot, baby, This became a point

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Speaker 2: of contention in our marriage for the past three months.

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Speaker 2: Three months, it should just be like, stop giving money

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Speaker 2: to the Nigerian prints. She opened and maxed out two

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Speaker 2: credit cards and kept it from me. She never lied

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Speaker 2: about it when I asked her, but she certainly avoided

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Speaker 2: telling the truth. This bled into her normal lives as well.

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Speaker 2: She used to call and text me about her days

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Speaker 2: and things she has questions about. Now she's withdrawn with me,

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Speaker 2: except for the day to day items needed to keep

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Speaker 2: the family running. I feel similar to have been cheated on,

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Speaker 2: just more of a financial affair.

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Speaker 4: I mean, it is such, it is such a betrayal

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Speaker 4: of trust, and like she keeps doing it.

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Speaker 2: I know she's like, just let me give you, Let

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Speaker 2: me give like another one thousand dollars. I swear that

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Speaker 2: ten million is coming. Those African children need my money.

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Speaker 2: This Hey, if she started like a coding school in

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Speaker 2: Africa with that money, she can have return.

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Speaker 3: She this is she's doing the furthest thing from that.

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Speaker 2: I know, low key, Actually I think we should. What

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Speaker 2: if we invested Have you ever seen that thing where

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Speaker 2: you like, it's like micro investments where you like buy

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Speaker 2: like a cow for like someone in like Djibouti, and like.

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Speaker 4: Jibouti is a US military operated so we'd be buying

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Speaker 4: it for the US military.

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Speaker 1: Actually are there? Is there? Only? Wait? Djibouti is US

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Speaker 1: owned and operated.

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Speaker 4: I believe Djibouti is essentially like a it's almost like

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Speaker 4: a territory in a sense where the US military, because

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Speaker 4: of the port, access all right.

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Speaker 2: Outside of Djibouti. Okay, so outside of Jibouti. We buy

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Speaker 2: a cow for a guy, we spend like four hundred

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Speaker 2: dollars on that cow. That guy now owes us money

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Speaker 2: for every like milk that he sells.

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Speaker 4: I like how we went from let's let's buy a

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Speaker 4: cow for somebody to like now every ounce of milk.

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Speaker 1: It's a loan. It's a business loans.

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Speaker 2: We are investors, were investors in these cows.

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Speaker 1: And we get the money back Oh my god.

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Speaker 2: Right now, think right, one cow, maybe it's like five

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Speaker 2: dollars a month, right, we buy the whole village cows? Right,

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Speaker 2: all right, we're five thousand dollars a month, right, something

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Speaker 2: of this?

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Speaker 3: This could work. You had me and then you lost me,

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Speaker 3: and now I'm kind of back.

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Speaker 2: So hey, if anyone from anywhere where there are cows

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Speaker 2: that need investment on, we got a few sharks in the.

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Speaker 4: Can you pitch your cow, your cheat optimization ratio?

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Speaker 2: Pitch your cows to us? Oh boy, show us what

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Speaker 2: you do with those nips. Oh god, and uh, we'll

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Speaker 2: consider investment.

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Speaker 3: We'll see.

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Speaker 2: All right, But let's get back to the keeping. I

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Speaker 2: obviously have trust issues when it comes to money with her.

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Speaker 2: I've opened separate accounts and taken her name off my

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Speaker 2: credit cards. There isn't anything left in our savings, including

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Speaker 2: our emergency savings. I've cut my spending back tremendously. I

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Speaker 2: used to eat out twice a week and bring food

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Speaker 2: from home the other three days. I now only bring

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Speaker 2: food from home. I haven't bought a new video game

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Speaker 2: in the last three months. This has impacted my life

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Speaker 2: and has limited what I can do.

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Speaker 1: The man can no longer game. It's basically he's has

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Speaker 1: taken away our boys gaming.

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Speaker 3: Like he cannot like enjoy his life. I know what

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Speaker 3: the money that he has earned, I know.

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Speaker 1: And the money that this one got, that's kind of

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Speaker 1: that's kind of annoying.

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Speaker 5: Yeah.

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Speaker 2: Yeah, Like man couldn't even do a cow investment now.

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Speaker 4: No, he can invest in zero T zero zero tas

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Speaker 4: zeroun of milk is at the end of the story.

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Speaker 1: By the way, was a little bit more.

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Speaker 2: Okay, okay, I understand that she is who I married,

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Speaker 2: and I have no interest in divorce. Maybe you should

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Speaker 2: that interest should come up.

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Speaker 3: You know, why change that.

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Speaker 2: If your wife charged an interest, then you should be

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Speaker 2: losing interest. Yeah, hey yo, yoh, that's that's a that's

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Speaker 2: a relationship, maxim Right. I accept this hardship that she

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Speaker 2: brought upon us. I just want to move beyond this

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Speaker 2: and grow back together. This brings me to the point

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Speaker 2: that I'm writing for advice about. This is not even

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Speaker 2: what he's writing to advice about. She told the scammer

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Speaker 2: that she isn't sending any more money.

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Speaker 1: They are still in.

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Speaker 2: Communication, but this scam is starting to fall apart. My

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Speaker 2: wife is becoming more and more depressed as it does.

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Speaker 2: She says this gave her a lot of purpose in

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Speaker 2: her life. I want to comfort her and do whatever

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Speaker 2: I can to do to bring her out of depression.

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Speaker 2: I know that time will be my best friend. But

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Speaker 2: I know that I can do things to help. But

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Speaker 2: I am still angry at her for spending our entire

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Speaker 2: savings and racking up credit card debt. How can I

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Speaker 2: comfort her without condoning her actions? Simple? Have her invest

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Speaker 2: in a cow. Cow investment is the solution.

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Speaker 3: Let's earn it.

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Speaker 1: Actually, I hear. Let me, let me look, Let me look.

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Speaker 1: There's a website.

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Speaker 3: Kiefer is that.

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Speaker 2: It's like, uh, I'm looking up invest in a goat

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Speaker 2: for an African.

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Speaker 3: Jesus Christ cash cow.

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Speaker 1: I love that.

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Speaker 2: I want to give the gift of a goat. I

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Speaker 2: want to invest in a goat. My girlfriend ones for

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Speaker 2: my Christmas present. I gave her like these, like antique

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Speaker 2: books that she really wanted, and this like a picture

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Speaker 2: for her favorite photographer. And then she donated to the

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Speaker 2: Wildlife Fund in my name. Now fuck that shit, dude.

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Speaker 3: I want things.

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Speaker 2: I want materials right here, Cow Program, micro Financing Africa

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Speaker 2: Cow Program and many roles of area and many rural

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Speaker 2: areas of Africa. Livestock farming, particularly cow rearing offering offers

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Speaker 2: a promising income generating opportunity for farmers. The cows provide

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Speaker 2: a steady supply of milk, which can be sold at

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Speaker 2: local dairies for profit. I don't want to donate, I

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Speaker 2: want to make money. Oh dude, to report daily income

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Speaker 2: of two to five dollars from milk sales. Okay, so

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Speaker 2: give me a dollar of that Kiva. Kiva, that's what

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Speaker 2: it is. I spell that Kiva. Make a loan change

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Speaker 2: of life.

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Speaker 4: With Kiva, you can spend as little as five dollars

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Speaker 4: and make a big change in someone's life.

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Speaker 2: And do I do I get more money than I

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Speaker 2: invest back? Let's see, yo, Obviously this girl wanted ten

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Speaker 2: million dollars. I'm trying to make it so it makes

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Speaker 2: financial sense for them.

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Speaker 1: She's not just about the deeds.

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Speaker 2: She wants the money though she wants to help Africa

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Speaker 2: while also Oh.

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Speaker 3: Okay, I think this is the model.

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Speaker 4: It's basically like an infinite donation, because you usually give

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Speaker 4: a donation the money's gone, right. This is you donate,

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Speaker 4: they pay the money back, and then you can donate again.

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Speaker 3: That's the idea.

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Speaker 4: You don't earn I don't think you earn anything on it,

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Speaker 4: but you can keep redonating the same amount.

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Speaker 3: So Sam is.

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Speaker 1: Trying to fucking capitalize.

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Speaker 4: Sam cannot squeeze squeeze profits from the teat of this

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Speaker 4: charity donation.

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Speaker 2: Micro Loane investments. We need to give an actual solution

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Speaker 2: for this person.

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Speaker 4: The actual solution I think is a divorce chain. Actually,

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Speaker 4: I think divorce. I think that might be the actual

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Speaker 4: true solution.

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Speaker 2: Here you go, micro loans, a low risk investment strategy

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Speaker 2: for the post pandemic era.

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Speaker 3: That just sounds like a like an ETF.

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Speaker 2: Let's see two.

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Speaker 4: Hundred percent interest. Yeah, definitely not a scam. P two

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Speaker 4: P investing Swapper dot com. Oh dude, that's a side.

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Speaker 4: I trust swapper dot com?

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Speaker 5: Why not?

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Speaker 1: What's wrong with swap one.

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Speaker 4: Hundred percent swap guarantee on swapper dot com?

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Speaker 1: P top investing.

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Speaker 2: Okay, okay, getting started, Okay, I don't know if I

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Speaker 2: could recommend this initial investment two thousand. I want annual

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Speaker 2: interest of thirty four percent.

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Speaker 4: Damn, you're you're gonna squeeze those teeths till they're just

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Speaker 4: like like dry sponges.

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Speaker 2: All right, well, Kiva at least might be this is

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Speaker 2: not an ad, but not at all, Kiva. Maybe what

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Speaker 2: you're looking for, if you're not trying to make money

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Speaker 2: and just trying to help the cows and the people

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Speaker 2: with it, If you want to be a capitalistic bastard,

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Speaker 2: look elsewhere, you look elsewhere.

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Speaker 3: Yeah, I think that here we are. I think the episode.

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Speaker 1: Should I update them on my.

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Speaker 4: Let's give a quick Sam's Love Chronicles chronicles so nice

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Speaker 4: and tight.

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Speaker 2: This girl that I met on the beach, we went

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Speaker 2: on this amazing first date. We had this thing where

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Speaker 2: we only could have one drink at every bar, and

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Speaker 2: so we bar hopped all around. She came back here,

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Speaker 2: we swam, you know, other things, and then we hung

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Speaker 2: out like every day. And then she's like, hey, I'm

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Speaker 2: leaving to go other places in Bali and then I'm

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Speaker 2: going back to Australia. And I was super sad. And

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Speaker 2: then like a few hours later, literally a few hours

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Speaker 2: after I record the podcast, she says, she says, quote,

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Speaker 2: did you have fun recording today? I'm like, yeah, I went, well,

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Speaker 2: I was simping about you on the pod. How's the friend?

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Speaker 2: She is like, I don't know what you could have said,

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Speaker 2: but bless you, I guess because she loves me. And

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Speaker 2: then she said guess what, and I said, you're pregnant.

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Speaker 2: Oh my god. And then she said, yes, lucky, you

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Speaker 2: have dual citizenship. And then I said, huge. If it's

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Speaker 2: a boy, let's call him Kim jong Ou. And she said,

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Speaker 2: I don't know if that's one of your best ideas.

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Speaker 2: And I'm like, fine, let's call them Supreme Leader. That

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Speaker 2: way it works for both the boy and a girl.

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Speaker 3: It's pretty good.

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Speaker 2: She says, I feel sorry for any woman you knock up,

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Speaker 2: if that's the real case. And I said, I have

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Speaker 2: away with names. And then she said, guess what. I'm

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Speaker 2: staying in Bali a little longer. I rang my gal,

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Speaker 2: who I was going to Birdsville with, and we had chats,

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Speaker 2: and before I even said anything, she said to not

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Speaker 2: bother coming back for it because the only track there

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Speaker 2: from South Asia could get washed out and the flights

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Speaker 2: are super expensive for me to come and possibly not go.

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Speaker 2: So staying in Bolly longer.

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Speaker 1: Wow.

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Speaker 3: Okay, so she basically is staying in longer.

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Speaker 2: She's staying Bolly longer. So where she right now, she's

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Speaker 2: with their friends. She's going to be back in a

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Speaker 2: few days.

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Speaker 1: God.

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Speaker 2: And so she said, she's back in Chein Gou, which

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Speaker 2: is where I am at the twenty seventh. Today is

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Speaker 2: close to the twenty seventh.

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Speaker 3: That is true.

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Speaker 1: So, uh, she's coming back soon.

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Speaker 3: The clock is ticking.

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Speaker 2: The clock is ticking. I'm excited. We will update you

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Speaker 2: when she comes back. Sam loves Chronicles left. Oh and

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Speaker 2: also my friend from La said, there's this girl coming

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Speaker 2: for a month here tomorrow and she wants to get drinks.

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Speaker 1: She got I'm already married.

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Speaker 3: But yep, sounds like a competition.

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Speaker 2: But Riley to Riley is pointing to him right now

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Speaker 2: and saying, give me a piece of that action.

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Speaker 3: Oh yeah, it'll open you.

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Speaker 1: How those drinks went. It will probably happen in the

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Speaker 1: next couple of days.

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Speaker 3: There you go, up, it's coming. See you on the

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Speaker 3: next ham