WEBVTT - Study Hall: The Process of Buying Land & Building a Community

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<v Speaker 2>As you were saying that, so you're talking telling me,

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<v Speaker 2>like the steps, Now you have to find an architect

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<v Speaker 2>and you have to can you talk about that, because

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<v Speaker 2>like it's one thing, all right? So you get the land,

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<v Speaker 2>you get, you get the families. Everybody agrees to it.

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<v Speaker 2>Now you just have one hundred acres.

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<v Speaker 3>It's a lot of money, a lot of money. The step,

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<v Speaker 3>the step is a mass as much money as.

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<v Speaker 4>You can right, so listen.

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<v Speaker 3>It literally starts with buying the land. That's the easiest first,

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<v Speaker 3>that's the easiest part is buying the land, setting up

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<v Speaker 3>the LLC so that we could buy the land.

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<v Speaker 4>We did that two days. That's easy.

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<v Speaker 3>The harder parts are spending that money on the photographical

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<v Speaker 3>survey to find out what the topography.

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<v Speaker 4>Is and whether or not you can build.

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<v Speaker 3>If it's too steep here that means you can't build here.

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<v Speaker 3>Soil samples, percolation tests, water testing, environmental testing, environmental impact fees.

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<v Speaker 4>There's always another step.

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<v Speaker 3>And then because we have such a massive project, it's

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<v Speaker 3>not just one hundred acres, like to be a city,

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<v Speaker 3>we need at least six hundred and forty acres a

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<v Speaker 3>square mile radius. So you constantly like, okay, that means

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<v Speaker 3>we got to acquire more land. So you have to

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<v Speaker 3>negotiate the next conversation with the neighbors, like a neighbor,

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<v Speaker 3>can I get your land so that we can get

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<v Speaker 3>this puzzle piece going, so that we can eventually have

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<v Speaker 3>enough of the requirements meant to push a charter through

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<v Speaker 3>the legislature.

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<v Speaker 5>So if this is like building blocks, this is just

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<v Speaker 5>the first piece.

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<v Speaker 6>You have to still get a few more pieces to

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<v Speaker 6>make it a city action.

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<v Speaker 3>And the people because you got to have at least

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<v Speaker 3>two hundred residents, and so every little thing is strategic

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<v Speaker 3>and even the politics of it all making sure that

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<v Speaker 3>Wilkinson County knows that we're here to help uplift them,

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<v Speaker 3>like we're here to add.

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<v Speaker 4>Value to the county.

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<v Speaker 3>If we can attract more people to the area, that

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<v Speaker 3>means Tombsboro, Gorton, Ivy, all of those people doubling. They

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<v Speaker 3>get to benefit from that economic development too of now

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<v Speaker 3>having more people in the area. So there's so many

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<v Speaker 3>different things. But technically, yes, you have to get a

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<v Speaker 3>civil engineer. From the civil engineer, he's going to just

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<v Speaker 3>do like, Okay, this is your roads, this is your setbacks,

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<v Speaker 3>this is your stormwater runoff, this is your waste water management.

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<v Speaker 3>A waste water management system state of the art can

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<v Speaker 3>cost a million dollars.

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<v Speaker 4>Then that's if you're doing it.

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<v Speaker 3>Like top of the line and you're trying to be

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<v Speaker 3>eco friendly, and that's our goal. Our goal is to

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<v Speaker 3>build the best and so taking the time to research

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<v Speaker 3>and find like, who is the best, who is the

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<v Speaker 3>person that can create as a black person because sometimes

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<v Speaker 3>I don't want to put it this way because I

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<v Speaker 3>think we have enough talent to do everything ourselves, but

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<v Speaker 3>sometimes the people who are most qualified might not be black.

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<v Speaker 3>So then we have to look at, well, what does

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<v Speaker 3>that look like when we have to go to an

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<v Speaker 3>ally and say, hey, can you partner with this subcontractor

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<v Speaker 3>or the sub vendor so that we can put some

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<v Speaker 3>black people onto the project because y'all the only ones

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<v Speaker 3>who can do it. Because that's all of the types

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<v Speaker 3>of things that we're navigating. Even when we talk about

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<v Speaker 3>we're gonna have to put homeowners insurance on every single

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<v Speaker 3>house that we build in Freedom, we would love to

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<v Speaker 3>be able to put a black homeowner's insurance. Be the writer,

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<v Speaker 3>the person who writes the policy, not the person who

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<v Speaker 3>writes the policy, but the actual insurance agency. We don't

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<v Speaker 3>have a black owned insurance agency. We got Guico State

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<v Speaker 3>Farm ain't no black ones. So that's the kind of

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<v Speaker 3>stuff that we're always thinking about when it comes to

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<v Speaker 3>this journey of building a community that meets all of

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<v Speaker 3>our needs, and that is pro black and allows us

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<v Speaker 3>to really support black businesses in that way, because that's

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<v Speaker 3>what our goal is every step of the way. We

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<v Speaker 3>want to put black businesses on and so looking at

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<v Speaker 3>how do we do that, how do we hire the

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<v Speaker 3>best civil engineer, the best city planner, Because after you

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<v Speaker 3>hire the civil engineer, he lays out the roads.

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<v Speaker 4>Now somebody's got a plan.

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<v Speaker 3>Okay, the subdivision's gonna go here, This subdivision is going

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<v Speaker 3>to go there. This is where the agricultural goes, this

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<v Speaker 3>is where the industrial goes. And if we don't want

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<v Speaker 3>to have polluted air, we might need to move industry

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<v Speaker 3>way over here.

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<v Speaker 4>If we need the you know, waste water management, and.

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<v Speaker 3>How can we utilize permanent culture so that everything's regenerative,

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<v Speaker 3>Like we having those kinds of conversations.

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<v Speaker 2>So I feel this is like you know, Sims, this

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<v Speaker 2>is that's why we.

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<v Speaker 6>Exactly doathor Mike might used to kill that guy was

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<v Speaker 6>my favorite. We used to catch them in the computer

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<v Speaker 6>room in eighth grade.

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<v Speaker 2>That was my favorite. That was my favorite. That fount

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<v Speaker 2>but so and Sims. If anybody's familiar. Sims was a

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<v Speaker 2>video game back in the days. It was a computer

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<v Speaker 2>game where you can build your own city. So this

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<v Speaker 2>sounds like it reminds me of sims So and your brain. All,

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<v Speaker 2>I want to get all of your opinions on this.

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<v Speaker 2>How do you envision your city looking like right now,

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<v Speaker 2>it's just land, but in the perfect world if everything

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<v Speaker 2>goes perfect, which never nothing ever goes perfect. But how

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<v Speaker 2>what's your blueprint in your brain that you want a bank,

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<v Speaker 2>you want a school, you want what do you?

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<v Speaker 7>What do you? What are you envision in the community.

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<v Speaker 3>But as I say, y'all hear it, and everybody's got

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<v Speaker 3>a different vision. Like and when I think, because at

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<v Speaker 3>the end of the day, I'm a relative, so I

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<v Speaker 3>always kind of go back to the real estate. So

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<v Speaker 3>I'm like, it's gonna be different subdivisions, some kinds because

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<v Speaker 3>I don't never want to live nowhere where every house

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<v Speaker 3>look the same, but some people like the uniformity of

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<v Speaker 3>I want every house on my subdivision to look the same.

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<v Speaker 3>And when I think about building freedom, I want people.

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<v Speaker 4>To have choices. I think that's what freedom is genuinely about.

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<v Speaker 3>So if we got the misers, that's like, look, I

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<v Speaker 3>want a little subdivision where I can have my r V.

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<v Speaker 4>We're gonna put them way in the back.

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<v Speaker 3>You can what I mean, like I see having different communities,

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<v Speaker 3>different vibes where we're not all on top of each other.

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<v Speaker 3>Because it's rural and it's beautiful. We've got a lot

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<v Speaker 3>of wildlife, lots of animals. We don't want to run

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<v Speaker 3>them off. We want to be as eco friendly and

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<v Speaker 3>as environmentally and naturally in harmony as we can because

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<v Speaker 3>the land is just gorgeous, so like it won't be

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<v Speaker 3>a whole bunch of sky scraper or none of that,

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<v Speaker 3>because the rural beauty of this scenic landscape is the selling.

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<v Speaker 5>Point real quick.

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<v Speaker 6>Because I'm thinking, like even when you said the waste

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<v Speaker 6>management piece of it, yes, eco friendly, But as you're

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<v Speaker 6>building it, are you building it for the ninety seven

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<v Speaker 6>acres first, or you're building it with the intent that, yo,

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<v Speaker 6>we're going to acquire more land.

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<v Speaker 5>Is that what we.

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<v Speaker 4>Absolutely are doing it with the intent to acquire more land?

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<v Speaker 5>Got you? Got you?

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<v Speaker 6>And the other part was said, two hundred people have

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<v Speaker 6>to live there? How many acres does it have to be?

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<v Speaker 3>So technically, because we still ender the jurisdiction of Wilkinson

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<v Speaker 3>Cam is it is.

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<v Speaker 5>It a state mandate or is it a county mandate.

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<v Speaker 3>It's a county mandate typically, but so we this is raw, right,

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<v Speaker 3>so they don't have everybody out there in this area

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<v Speaker 3>that they told us. We thought Tombsborough was the Bulldogs.

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<v Speaker 3>They told us where we boughtland was the Bulldog.

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<v Speaker 4>They were like, oh, you in the Bulldog. I was like, sir,

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<v Speaker 4>you think.

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<v Speaker 3>We So they're on well, they're on septic right now.

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<v Speaker 3>County code means that anybody who builds there has to

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<v Speaker 3>have at least an acre, a minimum of an acre

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<v Speaker 3>to put your well in your septic tank on for your.

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<v Speaker 5>Home, like a water well, a waterway, like you got

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<v Speaker 5>a jail.

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<v Speaker 4>Yeah, excuse me.

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<v Speaker 3>So we do have, you know, awesome technology like I

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<v Speaker 3>all everywhere I go, Like I shout out to Moses West.

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<v Speaker 3>He has atmospheric water generation technology that literally separates the

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<v Speaker 3>hydrogen and oxygen particles from the air to generate gallons,

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<v Speaker 3>thousands of gallons a day. His technology is a piece

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<v Speaker 3>of technology that they utilized in Puerto Rico to bring

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<v Speaker 3>fresh water to Puerto Rico after the hurricane hit. So, like,

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<v Speaker 3>we have black excellence all around us, and so being

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<v Speaker 3>able to implement those kinds of technologies is what we

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<v Speaker 3>want to do, we want That's why when I wrote

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<v Speaker 3>my Black Blavity piece, my optat, I said, we can

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<v Speaker 3>have what kind of like we really can, Like the

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<v Speaker 3>sky is not even the limit. Like anything we can conceive,

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<v Speaker 3>we can create, and there are so many people already

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<v Speaker 3>out here doing it, doing.

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<v Speaker 4>It dope, like doing some dope things.

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<v Speaker 3>So being able to attract those kinds of resources and

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<v Speaker 3>those kind of people has been the most exciting part

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<v Speaker 3>about it, which is one of the reasons why we

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<v Speaker 3>went public, because everybody always talk about you know, on

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<v Speaker 3>conversations on social media, people.

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<v Speaker 4>Talk too much. YA should have kept it to y'allself, And.

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<v Speaker 3>I'm just like, but we would not have inspired a

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<v Speaker 3>generation people all over the world. We wouldn't have been

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<v Speaker 3>able to attract the resources people like, look, I will

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<v Speaker 3>help you do this because they want to see this succeed.

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<v Speaker 4>Because we had so many black cities that were burnt down.

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<v Speaker 3>To completely destroyed for no reason other than white aggression

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<v Speaker 3>and jealousy and misdirection.

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<v Speaker 4>And so this is a.

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<v Speaker 3>Chance for our our ancestors do something that can honor

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<v Speaker 3>them because they were so talented, they had so many dreams,

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<v Speaker 3>so many prayers, and to be the answer to those

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<v Speaker 3>prayers is what this moment is about.

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<v Speaker 6>So I'm gonna ask all three of you a question,

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<v Speaker 6>and ask I've heard you speak about it before, but

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<v Speaker 6>the importance and you use the word a safe haven

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<v Speaker 6>for black families, what does that look like?

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<v Speaker 5>And how does that come about?

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<v Speaker 6>I guess all three of you can answer really right?

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<v Speaker 8>Sure?

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<v Speaker 7>All right?

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<v Speaker 9>So, growing up, like I'm from New York too, and

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<v Speaker 9>we used to have the pledge of allegiance. This is

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<v Speaker 9>what I was saying on the zoom, but the zoom

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<v Speaker 9>the audio went out, a little bit. Pledge of allegiance.

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<v Speaker 9>You stand to your feet, you put your hand over

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<v Speaker 9>your heart, turn to the flag. All right, I'm gonna

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<v Speaker 9>spare you the words. But at the end it says

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<v Speaker 9>liberty and justice for all, and that wasn't really reflected

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<v Speaker 9>in my neighborhood. I was a little confused growing up,

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<v Speaker 9>you know, like every day you brainwashing us to say this,

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<v Speaker 9>but that's not what I'm seeing, you know what I mean?

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<v Speaker 9>Where's the liberty and justice for all?

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<v Speaker 5>The all part?

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<v Speaker 2>You know?

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<v Speaker 9>So I guess I started my path to just kind

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<v Speaker 9>of go down and have it make sense for me. Eventually,

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<v Speaker 9>you know, so networking that's how it became an entrepreneur.

0:11:13.960 --> 0:11:16.560
<v Speaker 9>You know, it just didn't feel right, you know, going

0:11:17.440 --> 0:11:20.040
<v Speaker 9>and making somebody else rich and you know, getting the

0:11:20.040 --> 0:11:22.960
<v Speaker 9>peanuts and not really getting the respect that I needed,

0:11:23.120 --> 0:11:27.200
<v Speaker 9>Like I'm running this company, you know, so just trying

0:11:27.200 --> 0:11:29.360
<v Speaker 9>to make that make sense, you know. So I do

0:11:29.480 --> 0:11:31.800
<v Speaker 9>that with my family, with my friends, with people I

0:11:31.880 --> 0:11:34.439
<v Speaker 9>meet strangers, you know, because that's the change I want

0:11:34.480 --> 0:11:37.320
<v Speaker 9>to see in the world. So I live that, you know.

0:11:37.920 --> 0:11:40.240
<v Speaker 9>So that's what that looks like for me. People that

0:11:40.360 --> 0:11:43.320
<v Speaker 9>have a vision that may not have the support that

0:11:43.360 --> 0:11:45.160
<v Speaker 9>they may that they may need. You know, it's tough

0:11:45.160 --> 0:11:47.880
<v Speaker 9>being an entrepreneur, I know, you know how many man,

0:11:50.200 --> 0:11:51.760
<v Speaker 9>my mom still wants me to be a pilot to

0:11:51.760 --> 0:11:52.199
<v Speaker 9>this day.

0:11:53.120 --> 0:11:54.199
<v Speaker 7>To this day.

0:11:54.520 --> 0:11:58.120
<v Speaker 9>Sorry Mom, it's not happy, you know. But but for

0:11:58.200 --> 0:12:00.840
<v Speaker 9>those people who need that support, but that's all it takes.

0:12:00.840 --> 0:12:02.160
<v Speaker 9>You know, you have a vision, you may not have

0:12:02.200 --> 0:12:05.439
<v Speaker 9>the little components that you may need, but your neighbor

0:12:05.559 --> 0:12:07.880
<v Speaker 9>might have it, your cousin's friend might have it. You know,

0:12:07.960 --> 0:12:10.520
<v Speaker 9>somebody went to high school with might know somebody. You know,

0:12:10.600 --> 0:12:14.760
<v Speaker 9>get that network together right and then you can achieve that,

0:12:14.800 --> 0:12:16.680
<v Speaker 9>you know, but the key thing with that is getting

0:12:16.679 --> 0:12:19.240
<v Speaker 9>the right mindset. So we don't want that kind of

0:12:19.280 --> 0:12:23.040
<v Speaker 9>mindset in our land, in our world. You know, that

0:12:23.120 --> 0:12:25.520
<v Speaker 9>mindset is everything, just everything.

0:12:25.720 --> 0:12:26.760
<v Speaker 5>You know, if you.

0:12:26.880 --> 0:12:29.520
<v Speaker 9>Think you can or you think you can't, probably right,

0:12:29.640 --> 0:12:32.680
<v Speaker 9>oh right, you know what I'm saying. So you know

0:12:32.720 --> 0:12:34.840
<v Speaker 9>I gotta think actually again for you know, we talk

0:12:35.400 --> 0:12:37.360
<v Speaker 9>even before this, you know, offline about a lot of

0:12:37.360 --> 0:12:40.720
<v Speaker 9>different entrepreneurial experiences and things that we wanted to do.

0:12:40.920 --> 0:12:43.000
<v Speaker 9>But it's because of the mindset. I wouldn't have conversations

0:12:43.000 --> 0:12:45.800
<v Speaker 9>I have with her, with you know, my neighbor who

0:12:46.880 --> 0:12:49.240
<v Speaker 9>doesn't have the mindset for it. So that's the kind

0:12:49.280 --> 0:12:51.560
<v Speaker 9>of people that we want to earners.

0:12:51.600 --> 0:12:51.959
<v Speaker 5>What's up?

0:12:52.040 --> 0:12:55.239
<v Speaker 6>You ever walk into a small business and everything just works,

0:12:55.440 --> 0:12:58.760
<v Speaker 6>like the checkout is fast or seats of digital tipping

0:12:59.000 --> 0:13:01.440
<v Speaker 6>is a breeze and you're out the door before the

0:13:01.480 --> 0:13:05.880
<v Speaker 6>line even builds. Odds are they're using Square? We love

0:13:05.920 --> 0:13:09.079
<v Speaker 6>supporting businesses that run on Square because it just feels seamless.

0:13:09.200 --> 0:13:11.760
<v Speaker 6>Whether it's a local coffee shop, a vendor at a

0:13:11.800 --> 0:13:13.680
<v Speaker 6>pop up market, or even one.

0:13:13.520 --> 0:13:14.640
<v Speaker 5>Of our merch partners.

0:13:14.880 --> 0:13:18.679
<v Speaker 6>Square makes it easy for them to take payments manage inventory,

0:13:18.800 --> 0:13:22.680
<v Speaker 6>and run their business with confidence, all from one simple system.

0:13:23.160 --> 0:13:25.720
<v Speaker 6>If you're a business owner or even just thinking about

0:13:25.800 --> 0:13:28.920
<v Speaker 6>launching something soon, Square is hands down one of the

0:13:28.920 --> 0:13:32.360
<v Speaker 6>best tools out there to help you start, run, and grow.

0:13:32.679 --> 0:13:35.679
<v Speaker 6>It's not just about payments, it's about giving you time

0:13:35.760 --> 0:13:37.280
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0:13:37.240 --> 0:13:38.720
<v Speaker 5>What matters most ready.

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<v Speaker 6>To see how Square can transform your business, visit Square

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0:13:52.480 --> 0:13:54.839
<v Speaker 6>Let's Square handle the back end so you can keep

0:13:54.880 --> 0:14:00.960
<v Speaker 6>pushing your vision forward. This episode is brought to you

0:14:01.000 --> 0:14:03.280
<v Speaker 6>by P and C Bank. A lot of people think

0:14:03.320 --> 0:14:07.200
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0:14:07.720 --> 0:14:10.960
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<v Speaker 9>See that's the safe haven. When we say the safe haven,

0:15:43.760 --> 0:15:46.560
<v Speaker 9>it's not only from police and things of that nature,

0:15:46.600 --> 0:15:48.720
<v Speaker 9>but it's from all forms of oppression. Oppression is not

0:15:48.840 --> 0:15:52.720
<v Speaker 9>just police, you know, that could be negative vibes from

0:15:52.720 --> 0:15:56.200
<v Speaker 9>a spouse or from a loved one, or from your boss,

0:15:56.320 --> 0:15:58.960
<v Speaker 9>or from your neighbor or your parents or from whoever. No,

0:15:59.040 --> 0:16:01.640
<v Speaker 9>so a place where you can feel free to experience

0:16:01.720 --> 0:16:03.240
<v Speaker 9>life and you don't have to worry about that kind

0:16:03.240 --> 0:16:05.520
<v Speaker 9>of stuff and you can really focus on your dream

0:16:05.520 --> 0:16:07.840
<v Speaker 9>and your mission, you know. So you know, I'm glad

0:16:07.840 --> 0:16:09.320
<v Speaker 9>you brought that up because we're gonna be need a

0:16:09.360 --> 0:16:12.400
<v Speaker 9>lot of help. So we're here to here today too,

0:16:12.480 --> 0:16:14.160
<v Speaker 9>to reach out, you know, like you know, people of

0:16:14.320 --> 0:16:16.120
<v Speaker 9>like minds. If this is something that speaks to your soul,

0:16:16.160 --> 0:16:18.680
<v Speaker 9>speaks to your spirit, please reach out to us, you know,

0:16:18.880 --> 0:16:20.520
<v Speaker 9>please reach out to us.

0:16:20.520 --> 0:16:23.360
<v Speaker 10>Safe even for me, you know, it's similar to what

0:16:23.440 --> 0:16:25.000
<v Speaker 10>you guys were saying as well. You know, I have

0:16:25.240 --> 0:16:26.840
<v Speaker 10>I have an eight year old son and a nine

0:16:26.920 --> 0:16:29.160
<v Speaker 10>year old nephew that stayed with me and everything, and it's.

0:16:28.960 --> 0:16:30.760
<v Speaker 8>Like, you know, they get to go outside and not

0:16:30.880 --> 0:16:31.080
<v Speaker 8>have to.

0:16:31.040 --> 0:16:33.960
<v Speaker 10>Worry about microaggressions from you know, a neighbor who doesn't

0:16:34.000 --> 0:16:35.800
<v Speaker 10>understand their culture, you know, riding down the street on

0:16:35.840 --> 0:16:37.600
<v Speaker 10>their bike and he might be too close to the

0:16:37.640 --> 0:16:39.520
<v Speaker 10>cars and now he's calling the police or throwing rocks

0:16:39.600 --> 0:16:42.600
<v Speaker 10>something like that. You know, they can really just be free,

0:16:42.640 --> 0:16:44.840
<v Speaker 10>like literally be free. You know, you go outside and

0:16:45.480 --> 0:16:46.800
<v Speaker 10>you don't have to worry about where they're at, and

0:16:46.840 --> 0:16:48.360
<v Speaker 10>you're gonna want to know, you know, just because but

0:16:48.400 --> 0:16:49.720
<v Speaker 10>you don't have to worry about where they're like really

0:16:49.720 --> 0:16:51.760
<v Speaker 10>worry because i'mund my dad was in the military.

0:16:51.840 --> 0:16:53.280
<v Speaker 8>I used to leave the house at eight o'clock.

0:16:53.000 --> 0:16:55.240
<v Speaker 10>In the morning and not show up until now, no

0:16:55.240 --> 0:16:57.120
<v Speaker 10>one ever worried about where I was. I mean, my

0:16:57.240 --> 0:16:59.520
<v Speaker 10>parents never showed the interesting, they showed the interest that

0:16:59.560 --> 0:17:01.560
<v Speaker 10>they weren't work I know, they weren't worried, and so

0:17:02.200 --> 0:17:03.960
<v Speaker 10>that's what the safe pavin is for me. Then also,

0:17:04.520 --> 0:17:06.479
<v Speaker 10>this whole land, you know, this whole experience is not

0:17:06.520 --> 0:17:09.240
<v Speaker 10>just a safe haven. It's more of like retribution, Like

0:17:09.240 --> 0:17:11.120
<v Speaker 10>we're getting land back. We're taking land that was taking

0:17:11.119 --> 0:17:12.919
<v Speaker 10>away from people in my family from years ago. Like

0:17:12.920 --> 0:17:15.240
<v Speaker 10>I'm like, as this is becoming, you know, as I'm

0:17:15.240 --> 0:17:16.840
<v Speaker 10>getting more involved with this, you know, I'm talking to

0:17:16.880 --> 0:17:18.600
<v Speaker 10>my family members and knowing more because you know, I'm

0:17:18.640 --> 0:17:20.480
<v Speaker 10>involved with this, and they're telling me stories of things

0:17:20.520 --> 0:17:22.200
<v Speaker 10>that happened to them, you know, in the forties and

0:17:22.240 --> 0:17:24.360
<v Speaker 10>the fifties have land was literally just taken from them,

0:17:24.359 --> 0:17:25.960
<v Speaker 10>like like you know what, this is not yours anymore.

0:17:26.040 --> 0:17:28.199
<v Speaker 8>I'm taking it. You can't do anything about it, you know.

0:17:28.240 --> 0:17:29.679
<v Speaker 8>So I'm like, wow, I didn't even like I had

0:17:29.720 --> 0:17:31.760
<v Speaker 8>no ideas even happen in my family. But now I'm

0:17:31.800 --> 0:17:34.000
<v Speaker 8>learning about the history of my family and not just mine.

0:17:34.280 --> 0:17:36.760
<v Speaker 10>It's so many people in the South who have land

0:17:36.960 --> 0:17:39.960
<v Speaker 10>like literally taken from them, like just just because they

0:17:40.000 --> 0:17:41.760
<v Speaker 10>were black, no other reason than that, just because you

0:17:41.760 --> 0:17:43.720
<v Speaker 10>were black. I want this land, it's mine now. So

0:17:43.800 --> 0:17:46.679
<v Speaker 10>all these like you know, especially in Concord, Georgia. You

0:17:46.720 --> 0:17:48.720
<v Speaker 10>know it's owned by one family, but that one family

0:17:48.720 --> 0:17:51.080
<v Speaker 10>literally was taking land away from black people. Like wow,

0:17:51.160 --> 0:17:53.080
<v Speaker 10>Like my generation is a part of that. Like my cousin,

0:17:53.200 --> 0:17:55.760
<v Speaker 10>one of my older cousins, Remember, he literally remembers the

0:17:55.760 --> 0:17:57.960
<v Speaker 10>house burning down because they burned it down in order

0:17:57.960 --> 0:17:58.480
<v Speaker 10>to get that land.

0:17:58.520 --> 0:18:01.600
<v Speaker 5>That it was that serious. I had mean, I.

0:18:01.560 --> 0:18:03.159
<v Speaker 10>Had no idea, you know what I'm saying. None of

0:18:03.160 --> 0:18:05.920
<v Speaker 10>these conversations were had. That's because you know, they kind

0:18:05.920 --> 0:18:07.440
<v Speaker 10>of wanted to get rid of those memories. And now

0:18:07.480 --> 0:18:09.000
<v Speaker 10>This is kind of brought it back up. Like I

0:18:09.040 --> 0:18:10.399
<v Speaker 10>told them, like, you know what, I'm gonna speak for

0:18:10.400 --> 0:18:12.200
<v Speaker 10>you guys. I'm gonna make sure that you know people

0:18:12.200 --> 0:18:14.080
<v Speaker 10>know your story and this land is for y'all too,

0:18:14.080 --> 0:18:15.800
<v Speaker 10>So you can come up here and get some red

0:18:15.800 --> 0:18:17.239
<v Speaker 10>dirt play wherever you want to do, you know.

0:18:17.280 --> 0:18:19.280
<v Speaker 8>So that's that's that's what it means as well.

0:18:19.400 --> 0:18:22.359
<v Speaker 6>Yeah, just going through that process discovering that and now, yes,

0:18:23.320 --> 0:18:23.760
<v Speaker 6>that's crazy.

0:18:23.760 --> 0:18:24.600
<v Speaker 5>That's amazing.

0:18:25.920 --> 0:18:28.159
<v Speaker 2>Because this sounds like a very costy project as far

0:18:28.200 --> 0:18:30.439
<v Speaker 2>as like you said, even the sewage systems like a

0:18:30.440 --> 0:18:31.080
<v Speaker 2>million dollars.

0:18:31.080 --> 0:18:33.920
<v Speaker 7>So can you get loans for this type.

0:18:33.680 --> 0:18:36.600
<v Speaker 4>Of project or we can get loans?

0:18:36.840 --> 0:18:39.920
<v Speaker 2>Just can you talk about like how does somebody get

0:18:40.000 --> 0:18:41.880
<v Speaker 2>loan for something that's not built?

0:18:42.000 --> 0:18:42.960
<v Speaker 7>Like, well, how does that work?

0:18:43.040 --> 0:18:44.400
<v Speaker 4>Like? Yeah, So, I.

0:18:44.280 --> 0:18:46.720
<v Speaker 3>Mean, first of all, we're in rural lands, so we

0:18:46.840 --> 0:18:50.960
<v Speaker 3>get us DA opportunities for our agricultural USDA loans.

0:18:51.000 --> 0:18:52.440
<v Speaker 7>We haven't talked about that yet, but that's something that

0:18:52.480 --> 0:18:53.639
<v Speaker 7>people should be very.

0:18:53.680 --> 0:18:57.560
<v Speaker 3>Very aware, especially if you're talking about building a house

0:18:57.760 --> 0:19:00.800
<v Speaker 3>in the rural area that's a zero down payment.

0:19:01.520 --> 0:19:03.760
<v Speaker 7>Can you talk about that? Yeah?

0:19:05.119 --> 0:19:10.200
<v Speaker 3>So the United States Department of Agriculture pretty much guarantees.

0:19:09.680 --> 0:19:12.760
<v Speaker 4>That you go through a bank.

0:19:12.760 --> 0:19:15.040
<v Speaker 3>When your traditional bank you let them know that I'm

0:19:15.080 --> 0:19:16.600
<v Speaker 3>purchasing in this area.

0:19:16.720 --> 0:19:18.560
<v Speaker 4>It's similar to like even a VA loan.

0:19:18.640 --> 0:19:21.560
<v Speaker 3>You qualify for a VA loan by being a honorably

0:19:21.640 --> 0:19:26.080
<v Speaker 3>discharged veteran or you could be still in the armed forces.

0:19:26.080 --> 0:19:28.760
<v Speaker 3>But it's a zero down loan, and our federal government

0:19:28.920 --> 0:19:32.800
<v Speaker 3>backs those loans, so if you didn't pay it, they

0:19:32.880 --> 0:19:39.200
<v Speaker 3>would be responsible for it. So the threshold for requirements

0:19:39.240 --> 0:19:43.040
<v Speaker 3>are a little lower than traditional conventional loans. So that's

0:19:43.040 --> 0:19:45.840
<v Speaker 3>why you're able to get that loan at zero down

0:19:46.240 --> 0:19:49.119
<v Speaker 3>versus having to put your twenty percent down because the

0:19:49.160 --> 0:19:51.800
<v Speaker 3>government backs it. You go through a regular bank, you

0:19:51.840 --> 0:19:54.239
<v Speaker 3>can go through a land bank or what's known as

0:19:54.280 --> 0:19:57.520
<v Speaker 3>an agricultural bank a credit union, and you just say, hey,

0:19:57.760 --> 0:20:00.240
<v Speaker 3>I want to purchase this land in this rural area.

0:20:00.359 --> 0:20:02.920
<v Speaker 3>It does have to qualify based on the zip code

0:20:02.960 --> 0:20:06.480
<v Speaker 3>it's in, but if it does meet those qualifications and

0:20:06.560 --> 0:20:09.959
<v Speaker 3>you meet certain qualifications, then you'll be able to purchase

0:20:10.000 --> 0:20:11.520
<v Speaker 3>it through their zero down program.

0:20:11.960 --> 0:20:15.720
<v Speaker 2>So so you got the USDA loans and any other

0:20:15.760 --> 0:20:18.560
<v Speaker 2>type of like regular banks, they can their loan money

0:20:18.560 --> 0:20:18.880
<v Speaker 2>as well.

0:20:19.000 --> 0:20:22.560
<v Speaker 3>Yeah, absolutely, and so the key is to have a

0:20:22.560 --> 0:20:23.480
<v Speaker 3>good credit score.

0:20:23.680 --> 0:20:24.480
<v Speaker 4>Make sure the people.

0:20:24.760 --> 0:20:27.000
<v Speaker 3>If you're talking about getting a loan for your business,

0:20:27.359 --> 0:20:30.719
<v Speaker 3>everybody in the business needs to also have good credit.

0:20:31.040 --> 0:20:32.760
<v Speaker 4>So credit is essential.

0:20:32.840 --> 0:20:35.720
<v Speaker 3>It's the essential thing in this game is making sure

0:20:35.720 --> 0:20:38.800
<v Speaker 3>that credit score. Everybody should be shooting for at least

0:20:38.800 --> 0:20:41.240
<v Speaker 3>a seven hundred. I would love to see eight hundreds.

0:20:41.359 --> 0:20:43.560
<v Speaker 3>But the reality is the thing that keeps a lot

0:20:43.560 --> 0:20:46.359
<v Speaker 3>of people from progressing in life is the ability to

0:20:46.440 --> 0:20:49.359
<v Speaker 3>leverage credit. And the way that you leverage credit is

0:20:49.400 --> 0:20:51.880
<v Speaker 3>by having that credit score, and you have to show

0:20:51.880 --> 0:20:53.880
<v Speaker 3>those income streams. You need to be able to show

0:20:53.880 --> 0:20:56.360
<v Speaker 3>that you have cash flow and revenue streams coming in

0:20:56.560 --> 0:20:58.840
<v Speaker 3>so that you can get as much credit as you

0:20:58.880 --> 0:21:02.000
<v Speaker 3>possibly can. So right now we're at that place because

0:21:02.000 --> 0:21:04.359
<v Speaker 3>we're a brand new business. It's hard for us to

0:21:04.359 --> 0:21:08.199
<v Speaker 3>get traditional credit right now without having assets and to

0:21:08.280 --> 0:21:10.760
<v Speaker 3>show that we got income streams. We don't have income

0:21:10.760 --> 0:21:14.240
<v Speaker 3>streams yet because we're building a town, so we have

0:21:14.320 --> 0:21:16.840
<v Speaker 3>to take the route of working with a hard money lender,

0:21:17.160 --> 0:21:20.639
<v Speaker 3>and that's private money that has a little less stringent underwriting.

0:21:20.840 --> 0:21:22.960
<v Speaker 4>So there's a million ways to skin a cat.

0:21:23.240 --> 0:21:25.640
<v Speaker 3>The most important thing is to make sure that your

0:21:25.680 --> 0:21:28.199
<v Speaker 3>credit score is as high as it possibly can be.

0:21:28.640 --> 0:21:29.840
<v Speaker 4>And so that leads me to.

0:21:31.560 --> 0:21:34.560
<v Speaker 3>I'm a brand ambassador for a black owned, not black

0:21:34.640 --> 0:21:41.439
<v Speaker 3>managed credit and business financing and funding company called novay Money,

0:21:41.720 --> 0:21:45.160
<v Speaker 3>and so that organization actually helps people to increase their

0:21:45.160 --> 0:21:50.160
<v Speaker 3>credit score, helps them to establish business credit and access funding.

0:21:50.440 --> 0:21:53.040
<v Speaker 3>Because that's what we need to actually be able to

0:21:53.040 --> 0:21:57.840
<v Speaker 3>build our businesses, is that good credit and that access

0:21:57.880 --> 0:22:01.840
<v Speaker 3>to capital. And since venture capital lists traditionally are still

0:22:01.880 --> 0:22:07.439
<v Speaker 3>not funding black businesses, all of.

0:22:07.320 --> 0:22:08.840
<v Speaker 4>The research is dismal.

0:22:09.200 --> 0:22:11.639
<v Speaker 3>Even now, even after all these people came out and

0:22:11.680 --> 0:22:15.720
<v Speaker 3>said black lives Matter, we ready to support y'all, nothing

0:22:15.760 --> 0:22:19.160
<v Speaker 3>has changed in the venture capitalist space. So we have

0:22:19.240 --> 0:22:22.639
<v Speaker 3>to have this ability to access money through our black

0:22:22.680 --> 0:22:28.240
<v Speaker 3>banks like Unity Bank, like Citizens Trust Bank, one United Bank,

0:22:28.560 --> 0:22:34.160
<v Speaker 3>having those relationships Unity Bank and that credit score because

0:22:34.200 --> 0:22:36.199
<v Speaker 3>they can only do so much like you can't go

0:22:36.680 --> 0:22:39.840
<v Speaker 3>to the bank without no income streams and without and

0:22:39.920 --> 0:22:42.480
<v Speaker 3>with poor credit. So it's up to us to make

0:22:42.520 --> 0:22:46.399
<v Speaker 3>sure that we're educated, we're financially educated, that we understand

0:22:46.600 --> 0:22:50.000
<v Speaker 3>the entire credit pie because the reality is you could

0:22:50.000 --> 0:22:52.000
<v Speaker 3>have missed a few payments that's not the only way

0:22:52.040 --> 0:22:53.320
<v Speaker 3>to increase your credit score.

0:22:53.560 --> 0:22:56.440
<v Speaker 4>You can increase your credit score by opening additional lines

0:22:56.480 --> 0:22:56.919
<v Speaker 4>of credit.

0:22:57.119 --> 0:22:59.200
<v Speaker 3>You can increase your credit score by making sure your

0:22:59.320 --> 0:23:03.000
<v Speaker 3>oldest line of credit doesn't close, that you keep that

0:23:03.040 --> 0:23:06.960
<v Speaker 3>open forever in your history. Like, there's these pieces to

0:23:07.040 --> 0:23:10.080
<v Speaker 3>the pie that we have to become more educated about.

0:23:10.400 --> 0:23:14.439
<v Speaker 4>And when we are able, for every eight hundred creates

0:23:14.440 --> 0:23:16.240
<v Speaker 4>one hundred thousand of leverage.

0:23:16.320 --> 0:23:18.720
<v Speaker 6>So when you and shout Renee, because Renee's been emailing

0:23:18.720 --> 0:23:20.399
<v Speaker 6>you back and forth, shout to her when you were

0:23:20.400 --> 0:23:22.720
<v Speaker 6>in the quote unquote drafting, is that some of the

0:23:22.760 --> 0:23:25.280
<v Speaker 6>criteria You're like, listen, guys, if you want to be

0:23:25.320 --> 0:23:27.040
<v Speaker 6>part of this, this is no.

0:23:27.080 --> 0:23:32.240
<v Speaker 4>I wasn't. That was after the day and that now

0:23:32.280 --> 0:23:33.320
<v Speaker 4>we have to contend with.

0:23:34.640 --> 0:23:37.159
<v Speaker 3>Yeah, I'm a real estate agent. I'm like, look, we

0:23:37.359 --> 0:23:41.480
<v Speaker 3>just gonna get this land. Like I was, like, who

0:23:41.520 --> 0:23:43.800
<v Speaker 3>got this check? And so everybody came up with the

0:23:43.840 --> 0:23:47.480
<v Speaker 3>red board our land. Like so no, in that case, No,

0:23:47.800 --> 0:23:49.879
<v Speaker 3>we do have We do have some people in our

0:23:50.160 --> 0:23:53.159
<v Speaker 3>are collective as exceptional credit. We have some people who

0:23:53.200 --> 0:23:54.040
<v Speaker 3>have challenge credit.

0:23:54.359 --> 0:23:54.639
<v Speaker 11>I have.

0:23:54.880 --> 0:23:56.879
<v Speaker 3>I'm just now getting to the place where I'm not

0:23:57.040 --> 0:24:00.159
<v Speaker 3>so challenged, you know, like it's a journey and we

0:24:00.240 --> 0:24:02.199
<v Speaker 3>have to just be honest and have these kinds of

0:24:02.240 --> 0:24:05.919
<v Speaker 3>conversations because it's not impossible. You just have to have

0:24:05.960 --> 0:24:10.000
<v Speaker 3>the right education and right partners and accountability partners are everything.

0:24:10.080 --> 0:24:12.320
<v Speaker 4>People like Kevin when he started talking about his Cris

0:24:12.359 --> 0:24:13.320
<v Speaker 4>gub like get my game.

0:24:16.320 --> 0:24:18.800
<v Speaker 3>Make sure I got my little self together. I'm like,

0:24:19.000 --> 0:24:20.359
<v Speaker 3>I want to be able to go get my r

0:24:20.520 --> 0:24:24.480
<v Speaker 3>V too. So those are the conversations that you have

0:24:24.920 --> 0:24:27.880
<v Speaker 3>with you know, like we keep saying, like minded individuals,

0:24:28.080 --> 0:24:29.520
<v Speaker 3>we go further faster together.

0:24:29.600 --> 0:24:30.720
<v Speaker 4>That credit is everything.

0:24:30.920 --> 0:24:34.639
<v Speaker 6>Yeah, and I think it's dope because you're growing together.

0:24:34.680 --> 0:24:36.920
<v Speaker 6>But you're also educating each other. Right, so you didn't

0:24:36.960 --> 0:24:39.520
<v Speaker 6>come in with that education, but now everybody's on the

0:24:39.520 --> 0:24:41.360
<v Speaker 6>same plan and everybody's educating each other.

0:24:41.720 --> 0:24:45.239
<v Speaker 5>I want to go back to the land because I

0:24:45.280 --> 0:24:45.560
<v Speaker 5>heard it.

0:24:45.640 --> 0:24:47.360
<v Speaker 6>I read the first thing that you guys are doing

0:24:47.440 --> 0:24:49.159
<v Speaker 6>is building out the agriculture and the farming.

0:24:49.560 --> 0:24:51.040
<v Speaker 5>You talk about why that's so important.

0:24:51.400 --> 0:24:54.840
<v Speaker 3>Yeah, I mean food is everything. Like we watch enough

0:24:54.880 --> 0:24:59.520
<v Speaker 3>Walking Dead, Stop playing with me, y'all. We watch enough

0:24:59.560 --> 0:25:02.680
<v Speaker 3>Walking and enough of these Hollywood shows to know when

0:25:02.720 --> 0:25:06.760
<v Speaker 3>it all goes down and it's fee out money start crashing.

0:25:07.119 --> 0:25:09.840
<v Speaker 4>What we're gonna need to eat and some water.

0:25:10.440 --> 0:25:15.320
<v Speaker 3>So that's why farming comes first around here. Now, granted,

0:25:15.400 --> 0:25:17.919
<v Speaker 3>we've been doing more events first because that's just a

0:25:17.960 --> 0:25:21.199
<v Speaker 3>revenue stream that's quick and easy. Camp out events we

0:25:21.280 --> 0:25:24.760
<v Speaker 3>got dope musicians and our collective. My husband's a musician,

0:25:25.640 --> 0:25:28.800
<v Speaker 3>our friend Q is a dope song stress, my pastor

0:25:28.800 --> 0:25:33.640
<v Speaker 3>and first Lady, our dope our ministry and worship leaders.

0:25:34.000 --> 0:25:37.160
<v Speaker 3>So we have dope events like our jam sessions be lit.

0:25:37.400 --> 0:25:39.960
<v Speaker 3>So the events are one of the first things that

0:25:39.960 --> 0:25:44.040
<v Speaker 3>we've been doing because that's like the lowest cost barrier

0:25:44.359 --> 0:25:47.720
<v Speaker 3>that we can start generating revenue from because you just.

0:25:47.680 --> 0:25:49.639
<v Speaker 6>Need the land, right and so is that what the

0:25:49.880 --> 0:25:51.880
<v Speaker 6>Big Black Hut.

0:25:51.920 --> 0:25:55.280
<v Speaker 4>There banks been coming to the Big Black.

0:25:55.119 --> 0:25:59.119
<v Speaker 6>Camp Out because I might go camping, you get some

0:25:59.160 --> 0:25:59.680
<v Speaker 6>people camping.

0:26:00.119 --> 0:26:01.840
<v Speaker 4>There's a lot of people can people came from all over.

0:26:01.840 --> 0:26:03.880
<v Speaker 5>The cries tell everybody what it is.

0:26:04.520 --> 0:26:07.080
<v Speaker 3>So the Big Black camp Out is our annual event

0:26:07.200 --> 0:26:10.800
<v Speaker 3>where we are encouraging black families to get outdoors. We

0:26:10.960 --> 0:26:16.280
<v Speaker 3>hashtag diversify Outdoors because there's an entire black camping culture

0:26:16.720 --> 0:26:20.880
<v Speaker 3>like shout out the Melanated Camp, Black Urban Camp Weekend.

0:26:21.400 --> 0:26:23.480
<v Speaker 4>It's so many black girls camp like this.

0:26:23.840 --> 0:26:27.720
<v Speaker 3>We we be outside, we be doing stuff like I

0:26:27.720 --> 0:26:30.120
<v Speaker 3>don't know, everybody trying to act like we're not out

0:26:30.119 --> 0:26:33.040
<v Speaker 3>here getting this fresh air and living our best life

0:26:33.040 --> 0:26:35.679
<v Speaker 3>in nature and outdoors because we do. And so we

0:26:35.800 --> 0:26:40.560
<v Speaker 3>had really cool people outdoors men, sportsmen and just regular

0:26:40.600 --> 0:26:43.240
<v Speaker 3>folk who had never been camping before, who would have

0:26:43.320 --> 0:26:46.120
<v Speaker 3>never went camping if it wasn't a group event because.

0:26:45.920 --> 0:26:48.520
<v Speaker 4>It's like, you know, like I'm not going out there with.

0:26:48.520 --> 0:26:52.360
<v Speaker 11>No bears and doors.

0:26:53.040 --> 0:26:54.840
<v Speaker 7>We literally got.

0:26:54.680 --> 0:27:00.320
<v Speaker 3>Wild turkey, wild boar, wild, and you know, but jumping

0:27:00.440 --> 0:27:01.600
<v Speaker 3>together collectively.

0:27:01.680 --> 0:27:02.440
<v Speaker 4>It was so dope.

0:27:02.440 --> 0:27:06.840
<v Speaker 3>People really enjoyed it and people bought their RVs like

0:27:07.119 --> 0:27:10.040
<v Speaker 3>it was so fun. And we had music, we had

0:27:10.080 --> 0:27:13.919
<v Speaker 3>live performances, we had the vendors out. We really just

0:27:14.160 --> 0:27:16.480
<v Speaker 3>enjoyed ourselves and we're gonna do it every year.

0:27:16.520 --> 0:27:17.520
<v Speaker 4>It's going to just get bigger.

0:27:17.600 --> 0:27:21.439
<v Speaker 8>And people were they literally slipped outside on the ground.

0:27:21.880 --> 0:27:22.800
<v Speaker 7>Where was it? Where was he?

0:27:24.119 --> 0:27:24.479
<v Speaker 4>Labor day?

0:27:24.480 --> 0:27:26.000
<v Speaker 5>We were talking like campfire and.

0:27:28.400 --> 0:27:31.040
<v Speaker 7>That was that was a fundraiser to have the fund.

0:27:31.520 --> 0:27:35.200
<v Speaker 11>An illegal alien from Guatemala charged with raping a child

0:27:35.240 --> 0:27:39.040
<v Speaker 11>in Massachusetts. An MS thirteen gang member from El Salvador

0:27:39.280 --> 0:27:43.399
<v Speaker 11>accused of murdering a Texas man of Venezuelan charged with

0:27:43.480 --> 0:27:47.359
<v Speaker 11>filming and selling child pornography in Michigan. These are just

0:27:47.480 --> 0:27:51.240
<v Speaker 11>some of the heinous migrant criminals caught because of President

0:27:51.280 --> 0:27:55.439
<v Speaker 11>Donald J. Trump's leadership. I'm Christineoman, the United States Secretary

0:27:55.480 --> 0:28:00.240
<v Speaker 11>of Homeland Security. Under President Trump, attempted illegal border cross

0:28:00.280 --> 0:28:03.480
<v Speaker 11>are at the lowest levels ever recorded, and over one

0:28:03.520 --> 0:28:06.760
<v Speaker 11>hundred thousand illegal aliens have been arrested. If you are

0:28:06.800 --> 0:28:10.720
<v Speaker 11>here illegally, your next you will be fine nearly one

0:28:10.760 --> 0:28:15.320
<v Speaker 11>thousand dollars a day, imprisoned, and deported. You will never return.

0:28:15.640 --> 0:28:18.679
<v Speaker 11>But if you register using our CBP home app and

0:28:18.760 --> 0:28:22.160
<v Speaker 11>leave now, you could be allowed to return legally. Do

0:28:22.240 --> 0:28:27.320
<v Speaker 11>what's right. Leave now. Under President Trump, America's laws, border

0:28:27.560 --> 0:28:29.400
<v Speaker 11>and families will be protected.

0:28:29.480 --> 0:28:31.600
<v Speaker 5>Sponsored by the United States Department of Homeland Security,