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Speaker 2: As you were saying that, so you're talking telling me,

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Speaker 2: like the steps, Now you have to find an architect

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Speaker 2: and you have to can you talk about that, because

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Speaker 2: like it's one thing, all right? So you get the land,

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Speaker 2: you get, you get the families. Everybody agrees to it.

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Speaker 2: Now you just have one hundred acres.

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Speaker 3: It's a lot of money, a lot of money. The step,

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Speaker 3: the step is a mass as much money as.

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Speaker 4: You can right, so listen.

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Speaker 3: It literally starts with buying the land. That's the easiest first,

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Speaker 3: that's the easiest part is buying the land, setting up

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Speaker 3: the LLC so that we could buy the land.

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Speaker 4: We did that two days. That's easy.

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Speaker 3: The harder parts are spending that money on the photographical

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Speaker 3: survey to find out what the topography.

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Speaker 4: Is and whether or not you can build.

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Speaker 3: If it's too steep here that means you can't build here.

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Speaker 3: Soil samples, percolation tests, water testing, environmental testing, environmental impact fees.

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Speaker 4: There's always another step.

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Speaker 3: And then because we have such a massive project, it's

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Speaker 3: not just one hundred acres, like to be a city,

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Speaker 3: we need at least six hundred and forty acres a

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Speaker 3: square mile radius. So you constantly like, okay, that means

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Speaker 3: we got to acquire more land. So you have to

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Speaker 3: negotiate the next conversation with the neighbors, like a neighbor,

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Speaker 3: can I get your land so that we can get

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Speaker 3: this puzzle piece going, so that we can eventually have

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Speaker 3: enough of the requirements meant to push a charter through

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Speaker 3: the legislature.

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Speaker 5: So if this is like building blocks, this is just

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Speaker 5: the first piece.

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Speaker 6: You have to still get a few more pieces to

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Speaker 6: make it a city action.

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Speaker 3: And the people because you got to have at least

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Speaker 3: two hundred residents, and so every little thing is strategic

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Speaker 3: and even the politics of it all making sure that

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Speaker 3: Wilkinson County knows that we're here to help uplift them,

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Speaker 3: like we're here to add.

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Speaker 4: Value to the county.

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Speaker 3: If we can attract more people to the area, that

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Speaker 3: means Tombsboro, Gorton, Ivy, all of those people doubling. They

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Speaker 3: get to benefit from that economic development too of now

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Speaker 3: having more people in the area. So there's so many

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Speaker 3: different things. But technically, yes, you have to get a

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Speaker 3: civil engineer. From the civil engineer, he's going to just

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Speaker 3: do like, Okay, this is your roads, this is your setbacks,

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Speaker 3: this is your stormwater runoff, this is your waste water management.

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Speaker 3: A waste water management system state of the art can

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Speaker 3: cost a million dollars.

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Speaker 4: Then that's if you're doing it.

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Speaker 3: Like top of the line and you're trying to be

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Speaker 3: eco friendly, and that's our goal. Our goal is to

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Speaker 3: build the best and so taking the time to research

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Speaker 3: and find like, who is the best, who is the

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Speaker 3: person that can create as a black person because sometimes

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Speaker 3: I don't want to put it this way because I

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Speaker 3: think we have enough talent to do everything ourselves, but

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Speaker 3: sometimes the people who are most qualified might not be black.

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Speaker 3: So then we have to look at, well, what does

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Speaker 3: that look like when we have to go to an

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Speaker 3: ally and say, hey, can you partner with this subcontractor

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Speaker 3: or the sub vendor so that we can put some

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Speaker 3: black people onto the project because y'all the only ones

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Speaker 3: who can do it. Because that's all of the types

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Speaker 3: of things that we're navigating. Even when we talk about

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Speaker 3: we're gonna have to put homeowners insurance on every single

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Speaker 3: house that we build in Freedom, we would love to

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Speaker 3: be able to put a black homeowner's insurance. Be the writer,

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Speaker 3: the person who writes the policy, not the person who

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Speaker 3: writes the policy, but the actual insurance agency. We don't

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Speaker 3: have a black owned insurance agency. We got Guico State

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Speaker 3: Farm ain't no black ones. So that's the kind of

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Speaker 3: stuff that we're always thinking about when it comes to

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Speaker 3: this journey of building a community that meets all of

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Speaker 3: our needs, and that is pro black and allows us

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Speaker 3: to really support black businesses in that way, because that's

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Speaker 3: what our goal is every step of the way. We

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Speaker 3: want to put black businesses on and so looking at

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Speaker 3: how do we do that, how do we hire the

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Speaker 3: best civil engineer, the best city planner, Because after you

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Speaker 3: hire the civil engineer, he lays out the roads.

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Speaker 4: Now somebody's got a plan.

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Speaker 3: Okay, the subdivision's gonna go here, This subdivision is going

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Speaker 3: to go there. This is where the agricultural goes, this

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Speaker 3: is where the industrial goes. And if we don't want

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Speaker 3: to have polluted air, we might need to move industry

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Speaker 3: way over here.

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Speaker 4: If we need the you know, waste water management, and.

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Speaker 3: How can we utilize permanent culture so that everything's regenerative,

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Speaker 3: Like we having those kinds of conversations.

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Speaker 2: So I feel this is like you know, Sims, this

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Speaker 2: is that's why we.

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Speaker 6: Exactly doathor Mike might used to kill that guy was

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Speaker 6: my favorite. We used to catch them in the computer

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Speaker 6: room in eighth grade.

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Speaker 2: That was my favorite. That was my favorite. That fount

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Speaker 2: but so and Sims. If anybody's familiar. Sims was a

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Speaker 2: video game back in the days. It was a computer

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Speaker 2: game where you can build your own city. So this

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Speaker 2: sounds like it reminds me of sims So and your brain. All,

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Speaker 2: I want to get all of your opinions on this.

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Speaker 2: How do you envision your city looking like right now,

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Speaker 2: it's just land, but in the perfect world if everything

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Speaker 2: goes perfect, which never nothing ever goes perfect. But how

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Speaker 2: what's your blueprint in your brain that you want a bank,

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Speaker 2: you want a school, you want what do you?

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Speaker 7: What do you? What are you envision in the community.

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Speaker 3: But as I say, y'all hear it, and everybody's got

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Speaker 3: a different vision. Like and when I think, because at

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Speaker 3: the end of the day, I'm a relative, so I

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Speaker 3: always kind of go back to the real estate. So

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Speaker 3: I'm like, it's gonna be different subdivisions, some kinds because

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Speaker 3: I don't never want to live nowhere where every house

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Speaker 3: look the same, but some people like the uniformity of

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Speaker 3: I want every house on my subdivision to look the same.

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Speaker 3: And when I think about building freedom, I want people.

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Speaker 4: To have choices. I think that's what freedom is genuinely about.

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Speaker 3: So if we got the misers, that's like, look, I

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Speaker 3: want a little subdivision where I can have my r V.

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Speaker 4: We're gonna put them way in the back.

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Speaker 3: You can what I mean, like I see having different communities,

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Speaker 3: different vibes where we're not all on top of each other.

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Speaker 3: Because it's rural and it's beautiful. We've got a lot

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Speaker 3: of wildlife, lots of animals. We don't want to run

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Speaker 3: them off. We want to be as eco friendly and

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Speaker 3: as environmentally and naturally in harmony as we can because

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Speaker 3: the land is just gorgeous, so like it won't be

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Speaker 3: a whole bunch of sky scraper or none of that,

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Speaker 3: because the rural beauty of this scenic landscape is the selling.

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Speaker 5: Point real quick.

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Speaker 6: Because I'm thinking, like even when you said the waste

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Speaker 6: management piece of it, yes, eco friendly, But as you're

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Speaker 6: building it, are you building it for the ninety seven

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Speaker 6: acres first, or you're building it with the intent that, yo,

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Speaker 6: we're going to acquire more land.

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Speaker 5: Is that what we.

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Speaker 4: Absolutely are doing it with the intent to acquire more land?

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Speaker 5: Got you? Got you?

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Speaker 6: And the other part was said, two hundred people have

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Speaker 6: to live there? How many acres does it have to be?

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Speaker 3: So technically, because we still ender the jurisdiction of Wilkinson

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Speaker 3: Cam is it is.

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Speaker 5: It a state mandate or is it a county mandate.

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Speaker 3: It's a county mandate typically, but so we this is raw, right,

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Speaker 3: so they don't have everybody out there in this area

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Speaker 3: that they told us. We thought Tombsborough was the Bulldogs.

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Speaker 3: They told us where we boughtland was the Bulldog.

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Speaker 4: They were like, oh, you in the Bulldog. I was like, sir,

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Speaker 4: you think.

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Speaker 3: We So they're on well, they're on septic right now.

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Speaker 3: County code means that anybody who builds there has to

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Speaker 3: have at least an acre, a minimum of an acre

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Speaker 3: to put your well in your septic tank on for your.

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Speaker 5: Home, like a water well, a waterway, like you got

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Speaker 5: a jail.

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Speaker 4: Yeah, excuse me.

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Speaker 3: So we do have, you know, awesome technology like I

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Speaker 3: all everywhere I go, Like I shout out to Moses West.

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Speaker 3: He has atmospheric water generation technology that literally separates the

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Speaker 3: hydrogen and oxygen particles from the air to generate gallons,

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Speaker 3: thousands of gallons a day. His technology is a piece

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Speaker 3: of technology that they utilized in Puerto Rico to bring

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Speaker 3: fresh water to Puerto Rico after the hurricane hit. So, like,

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Speaker 3: we have black excellence all around us, and so being

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Speaker 3: able to implement those kinds of technologies is what we

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Speaker 3: want to do, we want That's why when I wrote

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Speaker 3: my Black Blavity piece, my optat, I said, we can

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Speaker 3: have what kind of like we really can, Like the

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Speaker 3: sky is not even the limit. Like anything we can conceive,

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Speaker 3: we can create, and there are so many people already

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Speaker 3: out here doing it, doing.

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Speaker 4: It dope, like doing some dope things.

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Speaker 3: So being able to attract those kinds of resources and

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Speaker 3: those kind of people has been the most exciting part

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Speaker 3: about it, which is one of the reasons why we

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Speaker 3: went public, because everybody always talk about you know, on

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Speaker 3: conversations on social media, people.

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Speaker 4: Talk too much. YA should have kept it to y'allself, And.

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Speaker 3: I'm just like, but we would not have inspired a

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Speaker 3: generation people all over the world. We wouldn't have been

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Speaker 3: able to attract the resources people like, look, I will

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Speaker 3: help you do this because they want to see this succeed.

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Speaker 4: Because we had so many black cities that were burnt down.

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Speaker 3: To completely destroyed for no reason other than white aggression

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Speaker 3: and jealousy and misdirection.

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Speaker 4: And so this is a.

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Speaker 3: Chance for our our ancestors do something that can honor

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Speaker 3: them because they were so talented, they had so many dreams,

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Speaker 3: so many prayers, and to be the answer to those

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Speaker 3: prayers is what this moment is about.

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Speaker 6: So I'm gonna ask all three of you a question,

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Speaker 6: and ask I've heard you speak about it before, but

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Speaker 6: the importance and you use the word a safe haven

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Speaker 6: for black families, what does that look like?

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Speaker 5: And how does that come about?

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Speaker 6: I guess all three of you can answer really right?

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Speaker 8: Sure?

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Speaker 7: All right?

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Speaker 9: So, growing up, like I'm from New York too, and

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Speaker 9: we used to have the pledge of allegiance. This is

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Speaker 9: what I was saying on the zoom, but the zoom

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Speaker 9: the audio went out, a little bit. Pledge of allegiance.

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Speaker 9: You stand to your feet, you put your hand over

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Speaker 9: your heart, turn to the flag. All right, I'm gonna

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Speaker 9: spare you the words. But at the end it says

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Speaker 9: liberty and justice for all, and that wasn't really reflected

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Speaker 9: in my neighborhood. I was a little confused growing up,

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Speaker 9: you know, like every day you brainwashing us to say this,

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Speaker 9: but that's not what I'm seeing, you know what I mean?

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Speaker 9: Where's the liberty and justice for all?

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Speaker 5: The all part?

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Speaker 2: You know?

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Speaker 9: So I guess I started my path to just kind

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Speaker 9: of go down and have it make sense for me. Eventually,

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Speaker 9: you know, so networking that's how it became an entrepreneur.

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Speaker 9: You know, it just didn't feel right, you know, going

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Speaker 9: and making somebody else rich and you know, getting the

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Speaker 9: peanuts and not really getting the respect that I needed,

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Speaker 9: Like I'm running this company, you know, so just trying

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Speaker 9: to make that make sense, you know. So I do

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Speaker 9: that with my family, with my friends, with people I

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Speaker 9: meet strangers, you know, because that's the change I want

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Speaker 9: to see in the world. So I live that, you know.

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Speaker 9: So that's what that looks like for me. People that

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Speaker 9: have a vision that may not have the support that

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Speaker 9: they may that they may need. You know, it's tough

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Speaker 9: being an entrepreneur, I know, you know how many man,

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Speaker 9: my mom still wants me to be a pilot to

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Speaker 9: this day.

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Speaker 7: To this day.

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Speaker 9: Sorry Mom, it's not happy, you know. But but for

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Speaker 9: those people who need that support, but that's all it takes.

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Speaker 9: You know, you have a vision, you may not have

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Speaker 9: the little components that you may need, but your neighbor

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Speaker 9: might have it, your cousin's friend might have it. You know,

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Speaker 9: somebody went to high school with might know somebody. You know,

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Speaker 9: get that network together right and then you can achieve that,

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Speaker 9: you know, but the key thing with that is getting

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Speaker 9: the right mindset. So we don't want that kind of

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Speaker 9: mindset in our land, in our world. You know, that

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Speaker 9: mindset is everything, just everything.

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Speaker 5: You know, if you.

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Speaker 9: Think you can or you think you can't, probably right,

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Speaker 9: oh right, you know what I'm saying. So you know

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Speaker 9: I gotta think actually again for you know, we talk

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Speaker 9: even before this, you know, offline about a lot of

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Speaker 9: different entrepreneurial experiences and things that we wanted to do.

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Speaker 9: But it's because of the mindset. I wouldn't have conversations

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Speaker 9: I have with her, with you know, my neighbor who

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Speaker 9: doesn't have the mindset for it. So that's the kind

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Speaker 9: of people that we want to earners.

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Speaker 5: What's up?

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Speaker 6: You ever walk into a small business and everything just works,

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Speaker 6: is a breeze and you're out the door before the

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Speaker 6: line even builds. Odds are they're using Square? We love

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Speaker 6: If you're a business owner or even just thinking about

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Speaker 9: See that's the safe haven. When we say the safe haven,

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Speaker 9: it's not only from police and things of that nature,

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Speaker 9: but it's from all forms of oppression. Oppression is not

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Speaker 9: just police, you know, that could be negative vibes from

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Speaker 9: a spouse or from a loved one, or from your boss,

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Speaker 9: or from your neighbor or your parents or from whoever. No,

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Speaker 9: so a place where you can feel free to experience

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Speaker 9: life and you don't have to worry about that kind

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Speaker 9: of stuff and you can really focus on your dream

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Speaker 9: and your mission, you know. So you know, I'm glad

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Speaker 9: you brought that up because we're gonna be need a

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Speaker 9: lot of help. So we're here to here today too,

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Speaker 9: to reach out, you know, like you know, people of

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Speaker 9: like minds. If this is something that speaks to your soul,

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Speaker 9: speaks to your spirit, please reach out to us, you know,

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Speaker 9: please reach out to us.

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Speaker 10: Safe even for me, you know, it's similar to what

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Speaker 10: you guys were saying as well. You know, I have

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Speaker 10: I have an eight year old son and a nine

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Speaker 10: year old nephew that stayed with me and everything, and it's.

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Speaker 8: Like, you know, they get to go outside and not

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Speaker 8: have to.

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Speaker 10: Worry about microaggressions from you know, a neighbor who doesn't

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Speaker 10: understand their culture, you know, riding down the street on

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Speaker 10: their bike and he might be too close to the

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Speaker 10: cars and now he's calling the police or throwing rocks

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Speaker 10: something like that. You know, they can really just be free,

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Speaker 10: like literally be free. You know, you go outside and

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Speaker 10: you don't have to worry about where they're at, and

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Speaker 10: you're gonna want to know, you know, just because but

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Speaker 10: you don't have to worry about where they're like really

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Speaker 10: worry because i'mund my dad was in the military.

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Speaker 8: I used to leave the house at eight o'clock.

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Speaker 10: In the morning and not show up until now, no

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Speaker 10: one ever worried about where I was. I mean, my

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Speaker 10: parents never showed the interesting, they showed the interest that

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Speaker 10: they weren't work I know, they weren't worried, and so

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Speaker 10: that's what the safe pavin is for me. Then also,

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Speaker 10: this whole land, you know, this whole experience is not

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Speaker 10: just a safe haven. It's more of like retribution, Like

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Speaker 10: we're getting land back. We're taking land that was taking

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Speaker 10: away from people in my family from years ago. Like

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Speaker 10: I'm like, as this is becoming, you know, as I'm

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Speaker 10: getting more involved with this, you know, I'm talking to

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Speaker 10: my family members and knowing more because you know, I'm

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Speaker 10: involved with this, and they're telling me stories of things

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Speaker 10: that happened to them, you know, in the forties and

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Speaker 10: the fifties have land was literally just taken from them,

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Speaker 10: like like you know what, this is not yours anymore.

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Speaker 8: I'm taking it. You can't do anything about it, you know.

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Speaker 8: So I'm like, wow, I didn't even like I had

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Speaker 8: no ideas even happen in my family. But now I'm

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Speaker 8: learning about the history of my family and not just mine.

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Speaker 10: It's so many people in the South who have land

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Speaker 10: like literally taken from them, like just just because they

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Speaker 10: were black, no other reason than that, just because you

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Speaker 10: were black. I want this land, it's mine now. So

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Speaker 10: all these like you know, especially in Concord, Georgia. You

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Speaker 10: know it's owned by one family, but that one family

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Speaker 10: literally was taking land away from black people. Like wow,

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Speaker 10: Like my generation is a part of that. Like my cousin,

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Speaker 10: one of my older cousins, Remember, he literally remembers the

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Speaker 10: house burning down because they burned it down in order

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Speaker 10: to get that land.

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Speaker 5: That it was that serious. I had mean, I.

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Speaker 10: Had no idea, you know what I'm saying. None of

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Speaker 10: these conversations were had. That's because you know, they kind

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Speaker 10: of wanted to get rid of those memories. And now

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Speaker 10: This is kind of brought it back up. Like I

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Speaker 10: told them, like, you know what, I'm gonna speak for

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Speaker 10: you guys. I'm gonna make sure that you know people

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Speaker 10: know your story and this land is for y'all too,

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Speaker 10: So you can come up here and get some red

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Speaker 10: dirt play wherever you want to do, you know.

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Speaker 8: So that's that's that's what it means as well.

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Speaker 6: Yeah, just going through that process discovering that and now, yes,

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Speaker 6: that's crazy.

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Speaker 5: That's amazing.

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Speaker 2: Because this sounds like a very costy project as far

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Speaker 2: as like you said, even the sewage systems like a

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Speaker 2: million dollars.

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Speaker 7: So can you get loans for this type.

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Speaker 4: Of project or we can get loans?

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Speaker 2: Just can you talk about like how does somebody get

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Speaker 2: loan for something that's not built?

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Speaker 7: Like, well, how does that work?

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Speaker 4: Like? Yeah, So, I.

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Speaker 3: Mean, first of all, we're in rural lands, so we

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Speaker 3: get us DA opportunities for our agricultural USDA loans.

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Speaker 7: We haven't talked about that yet, but that's something that

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Speaker 7: people should be very.

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Speaker 3: Very aware, especially if you're talking about building a house

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Speaker 3: in the rural area that's a zero down payment.

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Speaker 7: Can you talk about that? Yeah?

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Speaker 3: So the United States Department of Agriculture pretty much guarantees.

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Speaker 4: That you go through a bank.

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Speaker 3: When your traditional bank you let them know that I'm

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Speaker 3: purchasing in this area.

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Speaker 4: It's similar to like even a VA loan.

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Speaker 3: You qualify for a VA loan by being a honorably

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Speaker 3: discharged veteran or you could be still in the armed forces.

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Speaker 3: But it's a zero down loan, and our federal government

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Speaker 3: backs those loans, so if you didn't pay it, they

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Speaker 3: would be responsible for it. So the threshold for requirements

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Speaker 3: are a little lower than traditional conventional loans. So that's

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Speaker 3: why you're able to get that loan at zero down

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Speaker 3: versus having to put your twenty percent down because the

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Speaker 3: government backs it. You go through a regular bank, you

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Speaker 3: can go through a land bank or what's known as

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Speaker 3: an agricultural bank a credit union, and you just say, hey,

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Speaker 3: I want to purchase this land in this rural area.

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Speaker 3: It does have to qualify based on the zip code

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Speaker 3: it's in, but if it does meet those qualifications and

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Speaker 3: you meet certain qualifications, then you'll be able to purchase

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Speaker 3: it through their zero down program.

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Speaker 2: So so you got the USDA loans and any other

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Speaker 2: type of like regular banks, they can their loan money

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Speaker 2: as well.

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Speaker 3: Yeah, absolutely, and so the key is to have a

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Speaker 3: good credit score.

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Speaker 4: Make sure the people.

439
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Speaker 3: If you're talking about getting a loan for your business,

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Speaker 3: everybody in the business needs to also have good credit.

441
00:20:31,040 --> 00:20:32,760
Speaker 4: So credit is essential.

442
00:20:32,840 --> 00:20:35,720
Speaker 3: It's the essential thing in this game is making sure

443
00:20:35,720 --> 00:20:38,800
Speaker 3: that credit score. Everybody should be shooting for at least

444
00:20:38,800 --> 00:20:41,240
Speaker 3: a seven hundred. I would love to see eight hundreds.

445
00:20:41,359 --> 00:20:43,560
Speaker 3: But the reality is the thing that keeps a lot

446
00:20:43,560 --> 00:20:46,359
Speaker 3: of people from progressing in life is the ability to

447
00:20:46,440 --> 00:20:49,359
Speaker 3: leverage credit. And the way that you leverage credit is

448
00:20:49,400 --> 00:20:51,880
Speaker 3: by having that credit score, and you have to show

449
00:20:51,880 --> 00:20:53,880
Speaker 3: those income streams. You need to be able to show

450
00:20:53,880 --> 00:20:56,360
Speaker 3: that you have cash flow and revenue streams coming in

451
00:20:56,560 --> 00:20:58,840
Speaker 3: so that you can get as much credit as you

452
00:20:58,880 --> 00:21:02,000
Speaker 3: possibly can. So right now we're at that place because

453
00:21:02,000 --> 00:21:04,359
Speaker 3: we're a brand new business. It's hard for us to

454
00:21:04,359 --> 00:21:08,199
Speaker 3: get traditional credit right now without having assets and to

455
00:21:08,280 --> 00:21:10,760
Speaker 3: show that we got income streams. We don't have income

456
00:21:10,760 --> 00:21:14,240
Speaker 3: streams yet because we're building a town, so we have

457
00:21:14,320 --> 00:21:16,840
Speaker 3: to take the route of working with a hard money lender,

458
00:21:17,160 --> 00:21:20,639
Speaker 3: and that's private money that has a little less stringent underwriting.

459
00:21:20,840 --> 00:21:22,960
Speaker 4: So there's a million ways to skin a cat.

460
00:21:23,240 --> 00:21:25,640
Speaker 3: The most important thing is to make sure that your

461
00:21:25,680 --> 00:21:28,199
Speaker 3: credit score is as high as it possibly can be.

462
00:21:28,640 --> 00:21:29,840
Speaker 4: And so that leads me to.

463
00:21:31,560 --> 00:21:34,560
Speaker 3: I'm a brand ambassador for a black owned, not black

464
00:21:34,640 --> 00:21:41,439
Speaker 3: managed credit and business financing and funding company called novay Money,

465
00:21:41,720 --> 00:21:45,160
Speaker 3: and so that organization actually helps people to increase their

466
00:21:45,160 --> 00:21:50,160
Speaker 3: credit score, helps them to establish business credit and access funding.

467
00:21:50,440 --> 00:21:53,040
Speaker 3: Because that's what we need to actually be able to

468
00:21:53,040 --> 00:21:57,840
Speaker 3: build our businesses, is that good credit and that access

469
00:21:57,880 --> 00:22:01,840
Speaker 3: to capital. And since venture capital lists traditionally are still

470
00:22:01,880 --> 00:22:07,439
Speaker 3: not funding black businesses, all of.

471
00:22:07,320 --> 00:22:08,840
Speaker 4: The research is dismal.

472
00:22:09,200 --> 00:22:11,639
Speaker 3: Even now, even after all these people came out and

473
00:22:11,680 --> 00:22:15,720
Speaker 3: said black lives Matter, we ready to support y'all, nothing

474
00:22:15,760 --> 00:22:19,160
Speaker 3: has changed in the venture capitalist space. So we have

475
00:22:19,240 --> 00:22:22,639
Speaker 3: to have this ability to access money through our black

476
00:22:22,680 --> 00:22:28,240
Speaker 3: banks like Unity Bank, like Citizens Trust Bank, one United Bank,

477
00:22:28,560 --> 00:22:34,160
Speaker 3: having those relationships Unity Bank and that credit score because

478
00:22:34,200 --> 00:22:36,199
Speaker 3: they can only do so much like you can't go

479
00:22:36,680 --> 00:22:39,840
Speaker 3: to the bank without no income streams and without and

480
00:22:39,920 --> 00:22:42,480
Speaker 3: with poor credit. So it's up to us to make

481
00:22:42,520 --> 00:22:46,399
Speaker 3: sure that we're educated, we're financially educated, that we understand

482
00:22:46,600 --> 00:22:50,000
Speaker 3: the entire credit pie because the reality is you could

483
00:22:50,000 --> 00:22:52,000
Speaker 3: have missed a few payments that's not the only way

484
00:22:52,040 --> 00:22:53,320
Speaker 3: to increase your credit score.

485
00:22:53,560 --> 00:22:56,440
Speaker 4: You can increase your credit score by opening additional lines

486
00:22:56,480 --> 00:22:56,919
Speaker 4: of credit.

487
00:22:57,119 --> 00:22:59,200
Speaker 3: You can increase your credit score by making sure your

488
00:22:59,320 --> 00:23:03,000
Speaker 3: oldest line of credit doesn't close, that you keep that

489
00:23:03,040 --> 00:23:06,960
Speaker 3: open forever in your history. Like, there's these pieces to

490
00:23:07,040 --> 00:23:10,080
Speaker 3: the pie that we have to become more educated about.

491
00:23:10,400 --> 00:23:14,439
Speaker 4: And when we are able, for every eight hundred creates

492
00:23:14,440 --> 00:23:16,240
Speaker 4: one hundred thousand of leverage.

493
00:23:16,320 --> 00:23:18,720
Speaker 6: So when you and shout Renee, because Renee's been emailing

494
00:23:18,720 --> 00:23:20,399
Speaker 6: you back and forth, shout to her when you were

495
00:23:20,400 --> 00:23:22,720
Speaker 6: in the quote unquote drafting, is that some of the

496
00:23:22,760 --> 00:23:25,280
Speaker 6: criteria You're like, listen, guys, if you want to be

497
00:23:25,320 --> 00:23:27,040
Speaker 6: part of this, this is no.

498
00:23:27,080 --> 00:23:32,240
Speaker 4: I wasn't. That was after the day and that now

499
00:23:32,280 --> 00:23:33,320
Speaker 4: we have to contend with.

500
00:23:34,640 --> 00:23:37,159
Speaker 3: Yeah, I'm a real estate agent. I'm like, look, we

501
00:23:37,359 --> 00:23:41,480
Speaker 3: just gonna get this land. Like I was, like, who

502
00:23:41,520 --> 00:23:43,800
Speaker 3: got this check? And so everybody came up with the

503
00:23:43,840 --> 00:23:47,480
Speaker 3: red board our land. Like so no, in that case, No,

504
00:23:47,800 --> 00:23:49,879
Speaker 3: we do have We do have some people in our

505
00:23:50,160 --> 00:23:53,159
Speaker 3: are collective as exceptional credit. We have some people who

506
00:23:53,200 --> 00:23:54,040
Speaker 3: have challenge credit.

507
00:23:54,359 --> 00:23:54,639
Speaker 11: I have.

508
00:23:54,880 --> 00:23:56,879
Speaker 3: I'm just now getting to the place where I'm not

509
00:23:57,040 --> 00:24:00,159
Speaker 3: so challenged, you know, like it's a journey and we

510
00:24:00,240 --> 00:24:02,199
Speaker 3: have to just be honest and have these kinds of

511
00:24:02,240 --> 00:24:05,919
Speaker 3: conversations because it's not impossible. You just have to have

512
00:24:05,960 --> 00:24:10,000
Speaker 3: the right education and right partners and accountability partners are everything.

513
00:24:10,080 --> 00:24:12,320
Speaker 4: People like Kevin when he started talking about his Cris

514
00:24:12,359 --> 00:24:13,320
Speaker 4: gub like get my game.

515
00:24:16,320 --> 00:24:18,800
Speaker 3: Make sure I got my little self together. I'm like,

516
00:24:19,000 --> 00:24:20,359
Speaker 3: I want to be able to go get my r

517
00:24:20,520 --> 00:24:24,480
Speaker 3: V too. So those are the conversations that you have

518
00:24:24,920 --> 00:24:27,880
Speaker 3: with you know, like we keep saying, like minded individuals,

519
00:24:28,080 --> 00:24:29,520
Speaker 3: we go further faster together.

520
00:24:29,600 --> 00:24:30,720
Speaker 4: That credit is everything.

521
00:24:30,920 --> 00:24:34,639
Speaker 6: Yeah, and I think it's dope because you're growing together.

522
00:24:34,680 --> 00:24:36,920
Speaker 6: But you're also educating each other. Right, so you didn't

523
00:24:36,960 --> 00:24:39,520
Speaker 6: come in with that education, but now everybody's on the

524
00:24:39,520 --> 00:24:41,360
Speaker 6: same plan and everybody's educating each other.

525
00:24:41,720 --> 00:24:45,239
Speaker 5: I want to go back to the land because I

526
00:24:45,280 --> 00:24:45,560
Speaker 5: heard it.

527
00:24:45,640 --> 00:24:47,360
Speaker 6: I read the first thing that you guys are doing

528
00:24:47,440 --> 00:24:49,159
Speaker 6: is building out the agriculture and the farming.

529
00:24:49,560 --> 00:24:51,040
Speaker 5: You talk about why that's so important.

530
00:24:51,400 --> 00:24:54,840
Speaker 3: Yeah, I mean food is everything. Like we watch enough

531
00:24:54,880 --> 00:24:59,520
Speaker 3: Walking Dead, Stop playing with me, y'all. We watch enough

532
00:24:59,560 --> 00:25:02,680
Speaker 3: Walking and enough of these Hollywood shows to know when

533
00:25:02,720 --> 00:25:06,760
Speaker 3: it all goes down and it's fee out money start crashing.

534
00:25:07,119 --> 00:25:09,840
Speaker 4: What we're gonna need to eat and some water.

535
00:25:10,440 --> 00:25:15,320
Speaker 3: So that's why farming comes first around here. Now, granted,

536
00:25:15,400 --> 00:25:17,919
Speaker 3: we've been doing more events first because that's just a

537
00:25:17,960 --> 00:25:21,199
Speaker 3: revenue stream that's quick and easy. Camp out events we

538
00:25:21,280 --> 00:25:24,760
Speaker 3: got dope musicians and our collective. My husband's a musician,

539
00:25:25,640 --> 00:25:28,800
Speaker 3: our friend Q is a dope song stress, my pastor

540
00:25:28,800 --> 00:25:33,640
Speaker 3: and first Lady, our dope our ministry and worship leaders.

541
00:25:34,000 --> 00:25:37,160
Speaker 3: So we have dope events like our jam sessions be lit.

542
00:25:37,400 --> 00:25:39,960
Speaker 3: So the events are one of the first things that

543
00:25:39,960 --> 00:25:44,040
Speaker 3: we've been doing because that's like the lowest cost barrier

544
00:25:44,359 --> 00:25:47,720
Speaker 3: that we can start generating revenue from because you just.

545
00:25:47,680 --> 00:25:49,639
Speaker 6: Need the land, right and so is that what the

546
00:25:49,880 --> 00:25:51,880
Speaker 6: Big Black Hut.

547
00:25:51,920 --> 00:25:55,280
Speaker 4: There banks been coming to the Big Black.

548
00:25:55,119 --> 00:25:59,119
Speaker 6: Camp Out because I might go camping, you get some

549
00:25:59,160 --> 00:25:59,680
Speaker 6: people camping.

550
00:26:00,119 --> 00:26:01,840
Speaker 4: There's a lot of people can people came from all over.

551
00:26:01,840 --> 00:26:03,880
Speaker 5: The cries tell everybody what it is.

552
00:26:04,520 --> 00:26:07,080
Speaker 3: So the Big Black camp Out is our annual event

553
00:26:07,200 --> 00:26:10,800
Speaker 3: where we are encouraging black families to get outdoors. We

554
00:26:10,960 --> 00:26:16,280
Speaker 3: hashtag diversify Outdoors because there's an entire black camping culture

555
00:26:16,720 --> 00:26:20,880
Speaker 3: like shout out the Melanated Camp, Black Urban Camp Weekend.

556
00:26:21,400 --> 00:26:23,480
Speaker 4: It's so many black girls camp like this.

557
00:26:23,840 --> 00:26:27,720
Speaker 3: We we be outside, we be doing stuff like I

558
00:26:27,720 --> 00:26:30,120
Speaker 3: don't know, everybody trying to act like we're not out

559
00:26:30,119 --> 00:26:33,040
Speaker 3: here getting this fresh air and living our best life

560
00:26:33,040 --> 00:26:35,679
Speaker 3: in nature and outdoors because we do. And so we

561
00:26:35,800 --> 00:26:40,560
Speaker 3: had really cool people outdoors men, sportsmen and just regular

562
00:26:40,600 --> 00:26:43,240
Speaker 3: folk who had never been camping before, who would have

563
00:26:43,320 --> 00:26:46,120
Speaker 3: never went camping if it wasn't a group event because.

564
00:26:45,920 --> 00:26:48,520
Speaker 4: It's like, you know, like I'm not going out there with.

565
00:26:48,520 --> 00:26:52,360
Speaker 11: No bears and doors.

566
00:26:53,040 --> 00:26:54,840
Speaker 7: We literally got.

567
00:26:54,680 --> 00:27:00,320
Speaker 3: Wild turkey, wild boar, wild, and you know, but jumping

568
00:27:00,440 --> 00:27:01,600
Speaker 3: together collectively.

569
00:27:01,680 --> 00:27:02,440
Speaker 4: It was so dope.

570
00:27:02,440 --> 00:27:06,840
Speaker 3: People really enjoyed it and people bought their RVs like

571
00:27:07,119 --> 00:27:10,040
Speaker 3: it was so fun. And we had music, we had

572
00:27:10,080 --> 00:27:13,919
Speaker 3: live performances, we had the vendors out. We really just

573
00:27:14,160 --> 00:27:16,480
Speaker 3: enjoyed ourselves and we're gonna do it every year.

574
00:27:16,520 --> 00:27:17,520
Speaker 4: It's going to just get bigger.

575
00:27:17,600 --> 00:27:21,439
Speaker 8: And people were they literally slipped outside on the ground.

576
00:27:21,880 --> 00:27:22,800
Speaker 7: Where was it? Where was he?

577
00:27:24,119 --> 00:27:24,479
Speaker 4: Labor day?

578
00:27:24,480 --> 00:27:26,000
Speaker 5: We were talking like campfire and.

579
00:27:28,400 --> 00:27:31,040
Speaker 7: That was that was a fundraiser to have the fund.

580
00:27:31,520 --> 00:27:35,200
Speaker 11: An illegal alien from Guatemala charged with raping a child

581
00:27:35,240 --> 00:27:39,040
Speaker 11: in Massachusetts. An MS thirteen gang member from El Salvador

582
00:27:39,280 --> 00:27:43,399
Speaker 11: accused of murdering a Texas man of Venezuelan charged with

583
00:27:43,480 --> 00:27:47,359
Speaker 11: filming and selling child pornography in Michigan. These are just

584
00:27:47,480 --> 00:27:51,240
Speaker 11: some of the heinous migrant criminals caught because of President

585
00:27:51,280 --> 00:27:55,439
Speaker 11: Donald J. Trump's leadership. I'm Christineoman, the United States Secretary

586
00:27:55,480 --> 00:28:00,240
Speaker 11: of Homeland Security. Under President Trump, attempted illegal border cross

587
00:28:00,280 --> 00:28:03,480
Speaker 11: are at the lowest levels ever recorded, and over one

588
00:28:03,520 --> 00:28:06,760
Speaker 11: hundred thousand illegal aliens have been arrested. If you are

589
00:28:06,800 --> 00:28:10,720
Speaker 11: here illegally, your next you will be fine nearly one

590
00:28:10,760 --> 00:28:15,320
Speaker 11: thousand dollars a day, imprisoned, and deported. You will never return.

591
00:28:15,640 --> 00:28:18,679
Speaker 11: But if you register using our CBP home app and

592
00:28:18,760 --> 00:28:22,160
Speaker 11: leave now, you could be allowed to return legally. Do

593
00:28:22,240 --> 00:28:27,320
Speaker 11: what's right. Leave now. Under President Trump, America's laws, border

594
00:28:27,560 --> 00:28:29,400
Speaker 11: and families will be protected.

595
00:28:29,480 --> 00:28:31,600
Speaker 5: Sponsored by the United States Department of Homeland Security,