WEBVTT - Take a Dream Job At a Shady Company or Nah?

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<v Speaker 1>Hey, hey, hey, we're back. We're brown.

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<v Speaker 2>Hey, mandra, hey to how's it going.

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<v Speaker 1>It's going excellent? Actually, well, I mean I don't know.

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<v Speaker 3>I'm in a good mood even though, like you know,

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<v Speaker 3>everything's falling down.

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<v Speaker 1>But you know, hey, I mean I'm alive.

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<v Speaker 2>You did the whole. Don't tell the universe it's going good.

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<v Speaker 1>No, I don't know. I am in a good mood.

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<v Speaker 1>Maybe today. I had a good nap today.

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<v Speaker 3>So when I've got a good nap day, you know,

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<v Speaker 3>I feel like I could take on the world.

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<v Speaker 1>And oh, I've got the tub.

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<v Speaker 2>Oh well, it's the little things, isn't it.

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<v Speaker 3>Because it's hard because you know, Superman is sixty six,

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<v Speaker 3>so my plumbing starts soon and my contractors like, you

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<v Speaker 3>really need to find a tub. And I didn't want

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<v Speaker 3>a tub that was gonna like because our bathroom is

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<v Speaker 3>a good signe but it's not a huge bathroom. But

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<v Speaker 3>I wanted to stand alone tub and to find one

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<v Speaker 3>that could fit him but not also like dwarf the bathroom.

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<v Speaker 1>So we found one and it's really great.

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<v Speaker 3>And people tell you to stay away from acrylic because

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<v Speaker 3>the krylic cracks and there's just so many things to

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<v Speaker 3>learn so we got a stone stone resin tub.

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<v Speaker 1>Have you heard of those?

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<v Speaker 2>I did not choose our tub, but yikes, I do

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<v Speaker 2>know about Like there's different floor materials. I don't know.

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<v Speaker 2>I woke up in a cold sweat. This is what happens.

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<v Speaker 2>I woke up in a cold sweat, and I was like,

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<v Speaker 2>our bathroom floor tile is too slippery. We're gonna break

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<v Speaker 2>an elbow. Like we're gonna slip. We're gonna break an elbow.

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<v Speaker 2>It's gonna be a whole thing. It's like my fear

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<v Speaker 2>is falling into like slipping in the bathroom, you know.

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<v Speaker 2>And I'm like it's too slippery and it's too late

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<v Speaker 2>because it's been delivered. I mean, I got over it,

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<v Speaker 2>but I'm definitely at the stage where it you make

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<v Speaker 2>all these decisions. But the thing is, the project takes

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<v Speaker 2>so long and you have so much time to like

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<v Speaker 2>second guess yourself, which is the it's killing me. I'm like, wait,

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<v Speaker 2>did we choose to fright shower tile? Like we really

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<v Speaker 2>do we really need? Do we really need two windows there?

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<v Speaker 2>But they're already put in the walls. Like it's you know, it.

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<v Speaker 3>Is it is very very near racking because it's definitely,

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<v Speaker 3>like especially when it comes down to doing like the

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<v Speaker 3>big things, like cause framing is.

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<v Speaker 1>Pretty easy because literally you can be like, you know what,

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<v Speaker 1>I changed my mind.

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<v Speaker 3>I want it to be a little bit bigger, and

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<v Speaker 3>they can take down the wood and put it back up.

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<v Speaker 3>But like plumbing and electric, it's like, oh we're here now.

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<v Speaker 2>Yeah, they're starting to patch up walls now, so it's

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<v Speaker 2>getting real serious. We did, we did have our We

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<v Speaker 2>haven't had too many like oh god, we found this

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<v Speaker 2>and now it's going to cost you know, so much

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<v Speaker 2>more money to fix it. We haven't really had any

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<v Speaker 2>of those experiences, but we had. So we have a

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<v Speaker 2>deck that we are expanding and I noticed there was

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<v Speaker 2>this big patch that I was seeing because you could

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<v Speaker 2>see the bottom of the deck through our kitchen ceiling now,

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<v Speaker 2>and I noticed this big patch of like dark rotted

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<v Speaker 2>wood and I was like, oh, snap, what is that?

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<v Speaker 2>And it turned out to be a leak And it's

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<v Speaker 2>going to cost us fifteen hundred dollars extra just to

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<v Speaker 2>patch this little like two foot by two foot section

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<v Speaker 2>of our deck, which which sucks, but honestly, I mean

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<v Speaker 2>still knock on food because anything could happen. But we'll

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<v Speaker 2>have to dip into our contingency fund for that, which

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<v Speaker 2>makes me kind of I feel like we started dipping

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<v Speaker 2>into our contingency fund for things that weren't quite contingencies,

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<v Speaker 2>but more like I really would like a central light fixture.

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<v Speaker 2>Let's add that to the electrical plan.

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<v Speaker 1>Hmm.

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<v Speaker 3>I know exactly what you mean, but like, we've had

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<v Speaker 3>like contingency fund things where I'm like, so we're definitely

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<v Speaker 3>using We probably use about half our contingency fund already.

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<v Speaker 3>I'm just like, I'm hoping because everything's open, so I'm like, well,

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<v Speaker 3>we should be good now.

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<v Speaker 1>Right, because we've already seen everything.

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<v Speaker 3>And then at one point the boiler wasn't working, but

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<v Speaker 3>now it is, so I think we're we're rocking around

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<v Speaker 3>in My sister's already, like, so can I move in?

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<v Speaker 3>I'm like, we're not even finished renovating it, and you

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<v Speaker 3>already want to take this ver bed and.

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<v Speaker 1>She's like, I want to work on my dreams. It

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<v Speaker 1>looks like we already have a roommate. But yeah, the

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<v Speaker 1>things are going good other than that house. Lie, what

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<v Speaker 1>did you do this weekend? Oh?

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<v Speaker 2>You know, picked up some toilets, normal stuff, got a

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<v Speaker 2>little I made some decisions around holiday spending. I think

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<v Speaker 2>we're gonna do We're definitely not doing gifts for each other,

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<v Speaker 2>but I think my siblings and I, since we're not

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<v Speaker 2>going to be together this holiday season, I think we're

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<v Speaker 2>gonna end up doing the whole secret Sanda thing again

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<v Speaker 2>and just sending each other a gift because I could

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<v Speaker 2>pull the whole I'm doing a home renovation. I don't

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<v Speaker 2>have money for that thing, but I did just spend

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<v Speaker 2>fifty dollars on a tolet paper holder, so maybe I

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<v Speaker 2>can afford to get my sister.

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<v Speaker 1>A little how much as.

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<v Speaker 2>I don't know what it slipped through. I don't know

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<v Speaker 2>how it happened, but there was a long list of things,

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<v Speaker 2>and I just said, okay, okay, it slipped through. But

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<v Speaker 2>if you think about how many times will you use it?

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<v Speaker 3>I mean, when you're like renovating, so many things go

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<v Speaker 3>out the window, and I guess it's like planning a

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<v Speaker 3>wedding where you're like, I would never spend that amount

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<v Speaker 3>of money, and then it happens and you're like, but

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<v Speaker 3>I mean, don't we all need a twenty five hundred

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<v Speaker 3>dollar tab?

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<v Speaker 1>And I was like, what am I doing? What?

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<v Speaker 3>Life but anyway, but no, this this past weekend, I

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<v Speaker 3>did the Texas Women's Conference.

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<v Speaker 2>Oh okay, so yeah, that was.

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<v Speaker 1>Well, there's a women's conference.

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<v Speaker 3>I think it like uh, it like floats around the country.

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<v Speaker 3>I think it goes to like five different locations and

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<v Speaker 3>they're pretty big. So the one in Texas it's the biggest,

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<v Speaker 3>the big biggest women's conference in Texas. It was seventy

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<v Speaker 3>nine hundred women and doctor Brene Brown, who I love,

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<v Speaker 3>was there and then also Reese Witherspoon.

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<v Speaker 1>They were both keynotes.

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<v Speaker 3>So I did a breakout session just like seven ways

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<v Speaker 3>to Live a Richer life, just the basics like budgeting,

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<v Speaker 3>credit whatever. But there were just so many women. Honestly,

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<v Speaker 3>it was really awesome. The energy was awesome. Usually I'm

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<v Speaker 3>not really like someone who like loves conferences because sometimes

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<v Speaker 3>they don't seem so useful, you know. But I have

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<v Speaker 3>to say, this is my second women's conference, like with

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<v Speaker 3>it's literally called like the Women's Conference, So I think

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<v Speaker 3>the last one I did was in Pennsylvania, I think.

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<v Speaker 3>But I liked them because they really insist that you

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<v Speaker 3>give actionable steps, so you really leave feeling like, oh

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<v Speaker 3>I took this, you know, breakout session or whatever, and

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<v Speaker 3>I left with some actionable items and steps to do. So,

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<v Speaker 3>like I said, I have to say it was. It

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<v Speaker 3>was a really good weekend. And I got to meet

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<v Speaker 3>this woman named Jessica. I'm gonna mess up her last name,

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<v Speaker 3>but she like changed my life. So she was just

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<v Speaker 3>telling me about a business she owned. It this is

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<v Speaker 3>how you just never know about folks. She was telling

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<v Speaker 3>me about a business she owned that she started. It's

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<v Speaker 3>a social enterprise. And for those of you who don't know,

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<v Speaker 3>social enterprise is a business that really the it's Honegger,

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<v Speaker 3>that's her last name. It's a business that the purpose

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<v Speaker 3>comes before the profit. So you know, of course you

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<v Speaker 3>want to make money, but really there's like a you know,

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<v Speaker 3>like a the mission is really purpose driven versus profit driven.

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<v Speaker 1>And she started this have you ever heard of Noonday Collection? No?

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<v Speaker 2>I haven't.

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<v Speaker 1>So she like buys.

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<v Speaker 3>Jewelry from what she calls vulnerable populations, so populations where

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<v Speaker 3>folks really don't have access to the market, but they make,

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<v Speaker 3>they make their artisans and they make beautiful things. And

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<v Speaker 3>she started it as a fundraiser because she wanted to

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<v Speaker 3>adopt a little boy from Rwanda. Her and her husband.

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<v Speaker 3>Then the recession hit and they were in real estate.

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<v Speaker 3>They lost everything, so they purchased some I think some

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<v Speaker 3>jewelry from his village or I think she purchased it

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<v Speaker 3>from Uganda, and she sold it to her friends and

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<v Speaker 3>to say, hey, I'm doing this.

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<v Speaker 1>Fundraiser so we can you know, bring my son home.

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<v Speaker 3>And then it started to do really well, and then

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<v Speaker 3>her friends were like, hey, I want to sell jewelry

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<v Speaker 3>and help people in another country, but also make money too,

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<v Speaker 3>And I was like, oh, wow, that's really nice. And

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<v Speaker 3>then she was telling me how they grossed eighteen million

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<v Speaker 3>dollars this year or last year, and I was like,

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<v Speaker 3>wait what.

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<v Speaker 1>So it just wasn't really speaking with her was a really.

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<v Speaker 3>Great reminder of how, like, you know, you can do

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<v Speaker 3>good work, help good people, and make good money.

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<v Speaker 1>So that was just like the most inspiration.

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<v Speaker 3>I just happened to be sitting next to her and

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<v Speaker 3>she was just sharing that she's also the fastest growing

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<v Speaker 3>privately held company direct sales, and so I just thought, wow,

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<v Speaker 3>it was just such a great example that, you know,

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<v Speaker 3>because that's what I'm wanting to do. I'm wanting to

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<v Speaker 3>make sure that we run a company that is integrity

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<v Speaker 3>above all else people and purpose above profit.

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<v Speaker 1>But it doesn't mean you don't want to make profit.

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<v Speaker 3>So just to see that she was navigating that successfully

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<v Speaker 3>was really inspirational.

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<v Speaker 2>How do you feel about I mean, I know that

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<v Speaker 2>you speak at conferences and stuff, but I wonder, like

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<v Speaker 2>our listeners, are there conferences that you guys attend, like

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<v Speaker 2>as attendees, like outside of stuff that you might do

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<v Speaker 2>for work. Because I've like I've gotten I just got

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<v Speaker 2>an invite to like the World Business Forum in New

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<v Speaker 2>York City, which is meant to be for business leaders

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<v Speaker 2>to come together, and then you hear from people like

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<v Speaker 2>Seth Godin and Ariana Huffington and it's focused. It's less

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<v Speaker 2>of like this will help me as an editor and

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<v Speaker 2>more this will help me, you know, like as a leader.

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<v Speaker 2>And some of these tickets are really expensive, like I'm

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<v Speaker 2>getting because I'm with the media, I could you know,

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<v Speaker 2>get a comp ticket or whatever. But like if you're

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<v Speaker 2>out there and you're listening and you guys like you

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<v Speaker 2>purchased tickets for conferences, I just wonder, like, what are

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<v Speaker 2>your favorite ones? You know, what ones have really helped

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<v Speaker 2>you that you would go to on an annual basis.

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<v Speaker 2>Maybe it's Essence Fest or I don't know. I went

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<v Speaker 2>to one that was hosted by Meeker Brazhenski, Like from

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<v Speaker 2>that show on MSNBC. What can I think of it

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<v Speaker 2>right now? The know your Worst Tour? Did you speak

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<v Speaker 2>at that tour?

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<v Speaker 1>Yes, okay I did when it first came out.

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<v Speaker 2>Yeah, you make the rounds. But like, there were so

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<v Speaker 2>many women at that conference. I remember Elizabeth Warren spoke.

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<v Speaker 2>She was one of the keynotes at that conference, and

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<v Speaker 2>like the crowd was crazy. I'm just thinking, like, who

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<v Speaker 2>are these women who aren't getting free tickets, who are

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<v Speaker 2>actually spending money to go to these conferences. Yeah, I

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<v Speaker 2>don't know. I just I'm curious if you guys email

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<v Speaker 2>us at broad Ambition Podcast at gmail dot com dot com,

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<v Speaker 2>if you have a conference that you like, or anything

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<v Speaker 2>to say about conferences that have helped you or in

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<v Speaker 2>your business or personal life. Just just curious.

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<v Speaker 1>No, that's awesome.

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<v Speaker 3>Yeah, I wonder if you were at the same one,

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<v Speaker 3>because I was there when Elizabeth Warren's books.

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<v Speaker 1>I'm like, I want if we were in the same room.

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<v Speaker 2>I think we were. I I covered it because I

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<v Speaker 2>was I was at Yahoo Finance then I was a

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<v Speaker 2>reporter and I was doing a story on Mika's new book,

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<v Speaker 2>Know Your Value, and then she tried to she like

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<v Speaker 2>launched it into a mini tour. So I was there.

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<v Speaker 2>I interviewed Hoda and I interviewed.

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<v Speaker 1>Yes, I was there. That's so crazy that we were

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<v Speaker 1>in the same room.

0:10:20.160 --> 0:10:24.120
<v Speaker 2>Yeah, and Andre Leon Talley, who was really sweaty and

0:10:24.160 --> 0:10:30.839
<v Speaker 2>hot and he is very, very very That is the

0:10:30.960 --> 0:10:33.840
<v Speaker 2>visceral memory I have of that interview.

0:10:33.920 --> 0:10:36.040
<v Speaker 1>But no, that's awesome.

0:10:36.080 --> 0:10:38.199
<v Speaker 3>So yeah, because you know, there are definitely some conferences

0:10:38.200 --> 0:10:39.720
<v Speaker 3>where you're like, why did I come?

0:10:40.440 --> 0:10:42.120
<v Speaker 2>Oh, yes, spill the tea on the ones that you

0:10:42.160 --> 0:10:44.480
<v Speaker 2>didn't think were worth your time. It's also like the

0:10:44.559 --> 0:10:47.160
<v Speaker 2>end of your time, and I know I'm I'm about

0:10:47.200 --> 0:10:51.400
<v Speaker 2>to Like deadlines are if you're like leadership institutes or

0:10:51.520 --> 0:10:53.280
<v Speaker 2>trainings out there, a lot of their deadlines are in

0:10:53.320 --> 0:10:55.800
<v Speaker 2>the fall. I have to submit an application for a

0:10:56.720 --> 0:10:58.520
<v Speaker 2>I'm trying to do. Last year, I did an leadership

0:10:58.559 --> 0:11:02.560
<v Speaker 2>institute for or young or diverse I think it was

0:11:02.640 --> 0:11:06.520
<v Speaker 2>diverse editorial leaders at the Pointer Institute, And I'm doing

0:11:06.880 --> 0:11:10.880
<v Speaker 2>I'm going to apply for another program that's focused on women,

0:11:11.080 --> 0:11:14.680
<v Speaker 2>but same similar thing. Women leaders in journalism, and it's

0:11:14.760 --> 0:11:18.080
<v Speaker 2>through the Online News Association. It's like a one week

0:11:18.160 --> 0:11:20.719
<v Speaker 2>accelerator program. And I'm going to try to keep doing

0:11:20.760 --> 0:11:24.360
<v Speaker 2>at least one of these a year. And if your company,

0:11:24.520 --> 0:11:26.640
<v Speaker 2>you know, would reimburse you for something like that, then

0:11:26.800 --> 0:11:29.280
<v Speaker 2>you know, see what deadlines are out there, if there's

0:11:29.320 --> 0:11:31.319
<v Speaker 2>anything that interests you for twenty nineteen, because some of

0:11:31.360 --> 0:11:32.360
<v Speaker 2>them have deadlines now.

0:11:33.280 --> 0:11:35.200
<v Speaker 3>So I think to consider I feel like I feel like,

0:11:35.240 --> 0:11:39.000
<v Speaker 3>you know, extended learning is always you know, it's always

0:11:39.000 --> 0:11:41.440
<v Speaker 3>a good thing. So if you can, you know, if

0:11:41.480 --> 0:11:43.120
<v Speaker 3>you can sign up for something where you know you're

0:11:43.160 --> 0:11:45.800
<v Speaker 3>actually going to take something away. I always think to

0:11:45.840 --> 0:11:48.679
<v Speaker 3>myself like it's less to me about like the woman

0:11:48.760 --> 0:11:50.840
<v Speaker 3>on the stage or the man on the stage or whoever.

0:11:51.480 --> 0:11:54.480
<v Speaker 3>And I really try to make it my business to

0:11:54.520 --> 0:11:56.440
<v Speaker 3>connect with the person sitting next to me because you

0:11:56.480 --> 0:11:58.560
<v Speaker 3>never know, like look at Jessica Harr.

0:11:58.720 --> 0:12:00.000
<v Speaker 1>I'm gonna say her name wrong.

0:12:00.120 --> 0:12:02.920
<v Speaker 3>But you know, like look who I met. You know

0:12:03.160 --> 0:12:06.440
<v Speaker 3>that wasn't she just was sitting next to me. Honegger,

0:12:06.600 --> 0:12:07.680
<v Speaker 3>Sorry Jessica.

0:12:07.840 --> 0:12:12.480
<v Speaker 1>Oh what Honegger? H O n E g g E

0:12:12.600 --> 0:12:19.600
<v Speaker 1>r hoenegger mm hmm a dry So yeah, So I'm like,

0:12:19.640 --> 0:12:20.679
<v Speaker 1>you know, I just think that.

0:12:20.960 --> 0:12:23.000
<v Speaker 3>I think sometimes a lot of times when people go

0:12:23.040 --> 0:12:26.079
<v Speaker 3>to conferences, they think like you know, or they're wanting

0:12:26.120 --> 0:12:28.600
<v Speaker 3>to connect with the person that's speaking, which is obviously

0:12:28.640 --> 0:12:31.560
<v Speaker 3>you know, dope, But sometimes the people who are sitting

0:12:31.600 --> 0:12:34.480
<v Speaker 3>next to you are like way doper and just turning

0:12:34.480 --> 0:12:37.079
<v Speaker 3>to the lesson to the right and asking questions and connecting.

0:12:37.440 --> 0:12:40.720
<v Speaker 3>So yeah, I'm not a huge conference fan, only because

0:12:40.800 --> 0:12:43.560
<v Speaker 3>sitting sometimes, unless like the speaker is really dynamic, I

0:12:43.600 --> 0:12:44.560
<v Speaker 3>get like bored easily.

0:12:44.600 --> 0:12:46.480
<v Speaker 1>But but when.

0:12:46.320 --> 0:12:48.559
<v Speaker 3>It's a really good speaker and I get some actionable

0:12:48.559 --> 0:12:50.480
<v Speaker 3>things to do, then I'm all for it.

0:12:52.960 --> 0:12:56.920
<v Speaker 2>Cool. Cool. What else is happening in the world. California

0:12:57.000 --> 0:12:57.480
<v Speaker 2>is burning?

0:12:57.600 --> 0:13:01.920
<v Speaker 1>Trump is tweeting, Yeah, what you know, we do have

0:13:01.960 --> 0:13:03.560
<v Speaker 1>the house, So there's that.

0:13:03.920 --> 0:13:06.679
<v Speaker 2>But is that your response to California's burning?

0:13:07.320 --> 0:13:08.040
<v Speaker 1>I got a house.

0:13:09.080 --> 0:13:10.440
<v Speaker 3>No, No, I didn't meant the half I met like

0:13:10.440 --> 0:13:11.520
<v Speaker 3>the Democrats got the house.

0:13:11.520 --> 0:13:17.599
<v Speaker 1>Oh, I was like, no way that.

0:13:17.760 --> 0:13:21.640
<v Speaker 2>I thought that was off personality, I mean off brand

0:13:21.679 --> 0:13:22.960
<v Speaker 2>for you, off brand.

0:13:23.120 --> 0:13:27.320
<v Speaker 1>Now I met that, like you know that. Politically, Yeah,

0:13:27.360 --> 0:13:28.720
<v Speaker 1>some change happening.

0:13:29.360 --> 0:13:31.480
<v Speaker 2>I have been on like tenter hooks. Who I've never

0:13:31.559 --> 0:13:33.960
<v Speaker 2>used that in a sentence, tenter Hooks. I'm so, you know,

0:13:33.960 --> 0:13:36.640
<v Speaker 2>it's a good word because what's happening in Georgia right

0:13:36.679 --> 0:13:39.000
<v Speaker 2>now with the I think last week even on the show,

0:13:39.000 --> 0:13:41.880
<v Speaker 2>we talked about the election results, but at Stacy Abrams

0:13:41.840 --> 0:13:45.240
<v Speaker 2>and Brian Kemp, there's still not a declared winner. Like

0:13:45.360 --> 0:13:47.960
<v Speaker 2>it's like a week later, it's not a declared winner,

0:13:48.600 --> 0:13:51.160
<v Speaker 2>and they're recounting every single vote, and I'm just like,

0:13:51.640 --> 0:13:52.920
<v Speaker 2>it's nail biting right now.

0:13:53.080 --> 0:13:55.080
<v Speaker 3>Sometimes you know, I plug in and I see what's

0:13:55.080 --> 0:13:56.880
<v Speaker 3>going on with the world, and other times I'm like,

0:13:56.920 --> 0:13:57.480
<v Speaker 3>you know what.

0:13:57.400 --> 0:13:59.280
<v Speaker 1>I gotta plug out. I can't do I can't do it.

0:13:59.360 --> 0:14:02.800
<v Speaker 1>But you know, I mean, definitely the midterm election.

0:14:03.240 --> 0:14:06.440
<v Speaker 3>What it did make me excited for was to see

0:14:06.480 --> 0:14:08.240
<v Speaker 3>just how many people participated.

0:14:08.320 --> 0:14:10.400
<v Speaker 1>It felt like we were voting for president.

0:14:10.520 --> 0:14:12.320
<v Speaker 3>Like I'd never seen that many people out for midterm,

0:14:12.400 --> 0:14:13.480
<v Speaker 3>So that's always a good thing.

0:14:14.640 --> 0:14:17.520
<v Speaker 2>Did you see that Starbucks is laying off five percent

0:14:17.559 --> 0:14:21.480
<v Speaker 2>of its workforce? No, why, I don't know. I guess

0:14:21.560 --> 0:14:22.720
<v Speaker 2>business is not booming.

0:14:23.200 --> 0:14:25.880
<v Speaker 3>But millennials killing coffee too, because you know, they blame

0:14:25.920 --> 0:14:26.520
<v Speaker 3>you off everything.

0:14:26.800 --> 0:14:27.040
<v Speaker 1>Yeah.

0:14:27.040 --> 0:14:29.360
<v Speaker 2>I read a story this week that millennials are killing

0:14:29.360 --> 0:14:32.880
<v Speaker 2>the pet food industry because they're shopping for fancy dog

0:14:32.920 --> 0:14:35.520
<v Speaker 2>food and the bad like the cheap stuff that like

0:14:35.560 --> 0:14:37.840
<v Speaker 2>my cat ate when not dogs, but pets in general,

0:14:37.920 --> 0:14:39.880
<v Speaker 2>the cheap stuff like what did my cat eat? Like

0:14:39.920 --> 0:14:43.080
<v Speaker 2>parina or like kibbles and bits or whatever. Like, millennials

0:14:43.120 --> 0:14:45.600
<v Speaker 2>are spending twice as much as they were on dog food,

0:14:45.640 --> 0:14:49.600
<v Speaker 2>like the organic y Yeah, like just spending so much

0:14:49.640 --> 0:14:51.320
<v Speaker 2>money now that the yeah, the ones who make the

0:14:51.360 --> 0:14:53.960
<v Speaker 2>cheap stuff aren't doing so good, which.

0:14:53.800 --> 0:14:56.640
<v Speaker 3>Seems so weird because it's like at the same time

0:14:56.680 --> 0:14:58.560
<v Speaker 3>they're like millennials are broke, you know. They tell you, guys,

0:14:58.680 --> 0:15:00.760
<v Speaker 3>everything but a child of God.

0:15:01.160 --> 0:15:04.280
<v Speaker 2>When it comes to pets, people are just not It's nonsensical.

0:15:05.400 --> 0:15:08.640
<v Speaker 3>Yes, somebody posted in my on Facebook you don't have

0:15:08.680 --> 0:15:12.200
<v Speaker 3>the DreamCatcher group, And somebody posted, you know, I'm really

0:15:12.200 --> 0:15:14.840
<v Speaker 3>struggling with my finances. I'm really thinking about giving up

0:15:14.880 --> 0:15:17.400
<v Speaker 3>my dog, like you know, like you know, either giving

0:15:17.440 --> 0:15:18.560
<v Speaker 3>it to a friend or whatever.

0:15:18.800 --> 0:15:22.880
<v Speaker 1>People were livid. I couldn't believe it. I had to

0:15:22.880 --> 0:15:25.440
<v Speaker 1>turn off the comments. They were like, would you give

0:15:25.480 --> 0:15:28.440
<v Speaker 1>your child to your friends? And I'm like, oh no,

0:15:28.720 --> 0:15:30.640
<v Speaker 1>she could that's a human, I know.

0:15:31.600 --> 0:15:33.360
<v Speaker 3>And it wasn't like she wasn't saying like I'm going

0:15:33.400 --> 0:15:35.760
<v Speaker 3>to leave my dog outside, you know, and walk away.

0:15:35.880 --> 0:15:37.720
<v Speaker 3>She was just like, you know, you could tell she's

0:15:37.760 --> 0:15:40.040
<v Speaker 3>like I obviously I love my dog, but it's to

0:15:40.080 --> 0:15:42.760
<v Speaker 3>the point where I can't afford my life and I'm

0:15:42.760 --> 0:15:44.960
<v Speaker 3>trying to figure out what what do I do? You know,

0:15:45.040 --> 0:15:46.880
<v Speaker 3>what do you guys think? And so I just was

0:15:46.960 --> 0:15:49.160
<v Speaker 3>just reminding folks, you know, to keep it kind. But

0:15:49.920 --> 0:15:52.120
<v Speaker 3>you know, I mean, yeah, I had to turn off

0:15:52.120 --> 0:15:55.720
<v Speaker 3>the comments because people were really angry, like how yeah,

0:15:55.760 --> 0:15:59.280
<v Speaker 3>how dare you even consider like leaving your dog who

0:15:59.360 --> 0:16:03.440
<v Speaker 3>was clear a human with your friend or you know

0:16:03.600 --> 0:16:05.760
<v Speaker 3>or whatever that Like, Like I said, it wasn't like she

0:16:05.800 --> 0:16:08.120
<v Speaker 3>was gonna euthanize her dog. She just was like I

0:16:08.240 --> 0:16:11.000
<v Speaker 3>just can't afford And someone was like, well, be homeless

0:16:11.000 --> 0:16:13.400
<v Speaker 3>with your dog. I'm like, you know what, block black

0:16:13.880 --> 0:16:17.680
<v Speaker 3>crazy lady. So yeah, so I just thought, like, you know,

0:16:17.680 --> 0:16:21.040
<v Speaker 3>people are very, very very attached to their animals.

0:16:21.120 --> 0:16:24.120
<v Speaker 1>I don't have any animals. I have them as a kid, I.

0:16:24.120 --> 0:16:25.160
<v Speaker 2>Do in my dreams.

0:16:26.160 --> 0:16:26.920
<v Speaker 1>I don't want a dog.

0:16:27.040 --> 0:16:30.200
<v Speaker 2>I don't in my in my imagination all the time.

0:16:30.240 --> 0:16:32.840
<v Speaker 2>I'm like, I'm gonna steal that dog. I haven't done.

0:16:33.120 --> 0:16:37.000
<v Speaker 3>Just so many dogs are so stinky. Sorry, people with dogs,

0:16:37.000 --> 0:16:39.480
<v Speaker 3>I'm sorry. I'm half my friends with dogs, I'm like, oh,

0:16:39.680 --> 0:16:40.520
<v Speaker 3>I know you have a dog.

0:16:40.640 --> 0:16:42.200
<v Speaker 2>You know I don't want to fight with you. Right now,

0:16:42.240 --> 0:16:45.800
<v Speaker 2>it's the holidays almost, let's not let's not start talking

0:16:45.800 --> 0:16:49.280
<v Speaker 2>trash about dogs, who are just God's gift to the world.

0:16:51.040 --> 0:16:53.560
<v Speaker 3>I mean, I can live with the you know, cats,

0:16:53.560 --> 0:16:55.880
<v Speaker 3>I could deal, you know, but I mean, and honestly,

0:16:55.960 --> 0:16:58.520
<v Speaker 3>I don't. I actually like dogs, but let's not pretend

0:16:58.560 --> 0:16:59.720
<v Speaker 3>like they don't come with a little bit.

0:16:59.680 --> 0:17:02.600
<v Speaker 2>Of I mean, some of them more than others, is true.

0:17:02.880 --> 0:17:06.080
<v Speaker 2>Everyone loves Corgi's. They stink and they shed like a mother.

0:17:06.880 --> 0:17:09.359
<v Speaker 2>I need to know though, from our listeners. Another question

0:17:09.400 --> 0:17:11.840
<v Speaker 2>for the listeners. Email us and tell us what is

0:17:12.560 --> 0:17:15.000
<v Speaker 2>like an embarrassing amount of money you spent on your pet.

0:17:15.280 --> 0:17:16.919
<v Speaker 2>I know people out there who've gone to debt for

0:17:16.960 --> 0:17:19.040
<v Speaker 2>their pets. They take out these credit cards to pay

0:17:19.040 --> 0:17:22.120
<v Speaker 2>for their pet at the veterinarian and end up paying

0:17:22.119 --> 0:17:24.639
<v Speaker 2>those cards off for years, no joke. So if you,

0:17:24.840 --> 0:17:27.160
<v Speaker 2>I mean, this is a safe space you can be anonymous.

0:17:27.640 --> 0:17:29.520
<v Speaker 2>I want to know your pet. I want to know

0:17:29.520 --> 0:17:31.919
<v Speaker 2>how much you spent on your pet and what crazy

0:17:31.920 --> 0:17:36.000
<v Speaker 2>things you've purchased for them. M Grandomission Podcast at gmail

0:17:36.040 --> 0:17:37.160
<v Speaker 2>dot com dot com.

0:17:39.080 --> 0:17:42.439
<v Speaker 1>All right, are we going to take some question on

0:17:42.880 --> 0:17:43.200
<v Speaker 1>I do.

0:17:43.280 --> 0:17:45.359
<v Speaker 2>I have a question from an anonymous listener who is

0:17:45.359 --> 0:17:48.560
<v Speaker 2>torn between two job offers. First of all, what a

0:17:48.640 --> 0:17:51.920
<v Speaker 2>nice place to be just the first and foremost.

0:17:52.040 --> 0:17:53.920
<v Speaker 1>Okay, that is a nice place, but she can't.

0:17:53.760 --> 0:17:56.080
<v Speaker 2>Decide which is the right opportunity, so let's hear from her.

0:17:56.240 --> 0:17:59.840
<v Speaker 2>She says, I'm currently evaluating two job offers. One is

0:17:59.840 --> 0:18:02.320
<v Speaker 2>a very exciting it's with the company that I'm not

0:18:02.359 --> 0:18:06.040
<v Speaker 2>sure about, though they specialize in debt collection. The role

0:18:06.080 --> 0:18:08.680
<v Speaker 2>would be in corporate philanthropy, though, which is a dream

0:18:08.760 --> 0:18:11.440
<v Speaker 2>job for me. However, I don't feel like working. I

0:18:11.480 --> 0:18:14.160
<v Speaker 2>don't feel that working for a debt collection company reflects

0:18:14.200 --> 0:18:18.000
<v Speaker 2>my values. Is there anything redeeming about the debt collection industry?

0:18:18.119 --> 0:18:20.200
<v Speaker 2>I think I already know the answer to this question.

0:18:20.840 --> 0:18:23.479
<v Speaker 2>The other job is with the more reputable company, but

0:18:23.520 --> 0:18:26.000
<v Speaker 2>it seems a bit boring and everyone is much older

0:18:26.040 --> 0:18:28.640
<v Speaker 2>than me. My husband's encouraging me to take this job.

0:18:28.680 --> 0:18:30.600
<v Speaker 2>Because the benefits are better and he wants me to

0:18:30.600 --> 0:18:33.119
<v Speaker 2>be sensible. It's hard to talk to him about finding

0:18:33.160 --> 0:18:36.080
<v Speaker 2>a job I love because he's too practical. He's a

0:18:36.160 --> 0:18:38.600
<v Speaker 2>work at the boring job for thirty years kind of guy.

0:18:38.880 --> 0:18:42.280
<v Speaker 2>I'd love some advice. Dot dot dot dot dot. So

0:18:42.280 --> 0:18:44.880
<v Speaker 2>what she should do? Work for the shadier company that's

0:18:44.920 --> 0:18:48.280
<v Speaker 2>the perfect job for her, or the more sensible company

0:18:48.280 --> 0:18:50.480
<v Speaker 2>that could be boring but has good benefits.

0:18:51.680 --> 0:18:55.480
<v Speaker 1>So how is the detection company the perfect job? Again?

0:18:55.960 --> 0:18:59.320
<v Speaker 2>It's incorporate philanthropy, which she says is a dream job

0:18:59.359 --> 0:19:03.160
<v Speaker 2>for her. If the company has a philanthropic arm, maybe

0:19:03.160 --> 0:19:04.680
<v Speaker 2>they're not. I mean, she doesn't give us a name

0:19:04.680 --> 0:19:08.080
<v Speaker 2>with the company at all, but I mean not all. Yes,

0:19:08.240 --> 0:19:10.800
<v Speaker 2>many you know a lot of debt collection. You know,

0:19:10.920 --> 0:19:14.040
<v Speaker 2>firms get a bad rap, but it's you know, it's

0:19:14.080 --> 0:19:16.640
<v Speaker 2>a it's a reality in this country that we have

0:19:16.800 --> 0:19:18.960
<v Speaker 2>a debt based not a debt based economy. But a

0:19:19.000 --> 0:19:21.200
<v Speaker 2>lot of people use debt and a lots some people

0:19:21.200 --> 0:19:23.320
<v Speaker 2>can't pay it back. So we need to have institutions

0:19:23.359 --> 0:19:26.000
<v Speaker 2>that can get it back. Some institutions are really shady

0:19:26.040 --> 0:19:27.879
<v Speaker 2>about it, and they break the law and they do

0:19:27.920 --> 0:19:31.600
<v Speaker 2>things that are you know not you know, not that

0:19:31.680 --> 0:19:34.919
<v Speaker 2>aren't kosher, like harassing people. But some companies are just

0:19:35.000 --> 0:19:37.439
<v Speaker 2>doing what they need to do. You know, they're hired

0:19:37.560 --> 0:19:41.680
<v Speaker 2>to recoup debts, and they're not all shady. The fact

0:19:41.720 --> 0:19:44.320
<v Speaker 2>that this one has a like a foundation of some kind,

0:19:44.960 --> 0:19:47.560
<v Speaker 2>maybe they're one of the less shady ones. So I

0:19:47.600 --> 0:19:51.080
<v Speaker 2>wonder how much research she's put into the company itself

0:19:52.160 --> 0:19:54.679
<v Speaker 2>before deciding that, like painting with a broad brush, that

0:19:54.720 --> 0:19:57.239
<v Speaker 2>it deals with debt collection. So it must be you know,

0:19:57.320 --> 0:19:58.119
<v Speaker 2>a terrible place.

0:19:59.320 --> 0:19:59.560
<v Speaker 1>Yeah.

0:19:59.720 --> 0:20:02.720
<v Speaker 3>So so honestly, like so she's not actually going to

0:20:02.760 --> 0:20:10.480
<v Speaker 3>be the doing that that collecting it would be exactly Honestly,

0:20:10.960 --> 0:20:13.720
<v Speaker 3>that is hard because that whole that collecting part, I mean,

0:20:13.760 --> 0:20:15.800
<v Speaker 3>and honestly, I would look, I mean, I'm I'm assuming

0:20:15.840 --> 0:20:17.040
<v Speaker 3>you looked on glass Door.

0:20:17.040 --> 0:20:18.159
<v Speaker 1>If you haven't, you should.

0:20:19.280 --> 0:20:20.959
<v Speaker 3>That's where you can kind of see like what it's like,

0:20:21.160 --> 0:20:23.439
<v Speaker 3>what employees say about working and take it with a

0:20:23.440 --> 0:20:24.000
<v Speaker 3>grain of salt.

0:20:24.000 --> 0:20:25.640
<v Speaker 1>But still, you know, it's true.

0:20:25.680 --> 0:20:27.000
<v Speaker 2>It's a good idea, you know.

0:20:28.800 --> 0:20:33.679
<v Speaker 3>Yeah, I mean, just because it's that collection doesn't necessarily

0:20:33.720 --> 0:20:37.000
<v Speaker 3>mean they're shady, like Mandy said, and especially if you're

0:20:37.000 --> 0:20:39.479
<v Speaker 3>working in a department where it's in alignment with what

0:20:39.520 --> 0:20:40.520
<v Speaker 3>you want to do with your life.

0:20:40.800 --> 0:20:42.600
<v Speaker 1>You might have like a one year plan there, like

0:20:42.960 --> 0:20:43.760
<v Speaker 1>I'm going to work.

0:20:43.600 --> 0:20:47.399
<v Speaker 3>In the philanthropy department here and then move on to

0:20:47.440 --> 0:20:51.000
<v Speaker 3>another philanthropy department in a company that I feel even

0:20:51.040 --> 0:20:53.680
<v Speaker 3>more comfortable with, because you have to think of My

0:20:53.720 --> 0:20:55.720
<v Speaker 3>sister would always tell me when you're going from job

0:20:55.760 --> 0:20:57.840
<v Speaker 3>to job that it's a building block.

0:20:58.240 --> 0:20:59.720
<v Speaker 1>That that's what you have to think about it as.

0:21:00.080 --> 0:21:03.159
<v Speaker 3>So if I'm assuming you have a foundation already, so

0:21:03.320 --> 0:21:05.600
<v Speaker 3>if this is a block that you're building, if this

0:21:05.680 --> 0:21:07.840
<v Speaker 3>is like a brick, a layer of brick that you're

0:21:07.840 --> 0:21:11.560
<v Speaker 3>building on the eventual house of your ideal job and

0:21:11.680 --> 0:21:16.440
<v Speaker 3>career and whatever, does this add to that foundation? Because

0:21:16.440 --> 0:21:19.320
<v Speaker 3>it sounds like a boring company doesn't like it's not

0:21:19.640 --> 0:21:23.240
<v Speaker 3>bringing you closer to where you eventually want to be, you.

0:21:23.280 --> 0:21:23.840
<v Speaker 1>Know what I mean.

0:21:24.200 --> 0:21:27.840
<v Speaker 3>So normally I'd be like, ah, that collection, you know

0:21:27.840 --> 0:21:30.960
<v Speaker 3>I have, the crossing is you know, like yo, don't

0:21:31.000 --> 0:21:34.480
<v Speaker 3>go it. But it sounds like that the actual job

0:21:34.520 --> 0:21:37.600
<v Speaker 3>itself is in alignment, So maybe I would focus on

0:21:37.880 --> 0:21:39.280
<v Speaker 3>that personally.

0:21:39.359 --> 0:21:42.600
<v Speaker 2>As a hiring manager, I review. I've probably reviewed hundreds

0:21:42.640 --> 0:21:45.400
<v Speaker 2>of resumes over the last three months, because I've been hiring, like,

0:21:45.760 --> 0:21:48.720
<v Speaker 2>you know, eight or nine positions, and when I'm looking

0:21:48.840 --> 0:21:51.639
<v Speaker 2>at resumes, this is my personal this is how I

0:21:51.680 --> 0:21:53.679
<v Speaker 2>personally do it. I know every hiring manager or an

0:21:53.720 --> 0:21:57.960
<v Speaker 2>industry is different. I'm looking for job title, length of employment,

0:21:58.320 --> 0:22:00.919
<v Speaker 2>and sometimes I do focus on the layer, especially if

0:22:00.960 --> 0:22:03.000
<v Speaker 2>it's like, you know, a similar company. It's nice for

0:22:03.040 --> 0:22:05.200
<v Speaker 2>me to know that you know, you have worked for

0:22:05.280 --> 0:22:07.840
<v Speaker 2>a company that I recognize, because I have a sense

0:22:07.880 --> 0:22:10.160
<v Speaker 2>that you would at least fit in with our type

0:22:10.160 --> 0:22:13.280
<v Speaker 2>of structure. But job title is important too, And like

0:22:13.320 --> 0:22:15.240
<v Speaker 2>Tiff said, if this is the career that you want

0:22:15.240 --> 0:22:18.600
<v Speaker 2>to work in corporate philanthropy, then I, as a hiring manager,

0:22:18.600 --> 0:22:20.960
<v Speaker 2>I would I would just see, oh, she's got eighteen

0:22:20.960 --> 0:22:24.880
<v Speaker 2>months or three years of experience with a corporate philanthropy team,

0:22:25.400 --> 0:22:27.679
<v Speaker 2>and I would weigh that a little bit more heavily

0:22:28.080 --> 0:22:31.200
<v Speaker 2>versus the company itself, with the caveat that if it's

0:22:31.280 --> 0:22:33.159
<v Speaker 2>a if it's like one of these companies that I

0:22:33.200 --> 0:22:35.800
<v Speaker 2>would recognize, and I would know, oh, that's a shady

0:22:36.000 --> 0:22:37.800
<v Speaker 2>you know, I saw a story about that in the news,

0:22:38.160 --> 0:22:41.199
<v Speaker 2>and it's shady af like it might taint my judgment

0:22:41.240 --> 0:22:43.600
<v Speaker 2>of you a little bit. So do some research, like

0:22:43.800 --> 0:22:46.439
<v Speaker 2>hop on Google, you know, see if this debt collection

0:22:46.520 --> 0:22:48.720
<v Speaker 2>company has been in the news, if there's been a

0:22:48.760 --> 0:22:51.840
<v Speaker 2>ton of lawsuits file by consumers who have claimed that

0:22:51.840 --> 0:22:54.040
<v Speaker 2>it's been harassing them. Because at the end of the day,

0:22:54.040 --> 0:22:55.399
<v Speaker 2>you do want to work for a company that you

0:22:55.480 --> 0:22:59.320
<v Speaker 2>believe in and that makes you feel good about yourself,

0:22:59.560 --> 0:23:02.199
<v Speaker 2>and you're finding that there's a ton of red flags

0:23:02.200 --> 0:23:04.600
<v Speaker 2>out there, then even though it's the right fit, you

0:23:04.640 --> 0:23:07.399
<v Speaker 2>know on paper, maybe it wouldn't be happy. Maybe you

0:23:07.400 --> 0:23:09.000
<v Speaker 2>wouldn't be happy there in the long run because you

0:23:09.000 --> 0:23:10.680
<v Speaker 2>wouldn't feel proud to say you work there.

0:23:11.240 --> 0:23:15.439
<v Speaker 3>Yeah, yeah, exactly, And I, like I said, I can

0:23:15.560 --> 0:23:17.639
<v Speaker 3>understand like feeling that way. But at the same time,

0:23:17.920 --> 0:23:19.920
<v Speaker 3>the other place doesn't sound like it serves you at all,

0:23:20.640 --> 0:23:23.480
<v Speaker 3>you know. So my assumption is if your your husband

0:23:23.840 --> 0:23:26.679
<v Speaker 3>likely has the good insurance enough for the both of you,

0:23:26.720 --> 0:23:28.560
<v Speaker 3>if he's the tacked to work at the boring job

0:23:28.600 --> 0:23:31.439
<v Speaker 3>for the good insurance. So you know, sometimes you know,

0:23:31.520 --> 0:23:35.760
<v Speaker 3>having one person in the family with the insurance job

0:23:36.240 --> 0:23:38.800
<v Speaker 3>is enough you get to fly if you're able.

0:23:39.280 --> 0:23:41.000
<v Speaker 1>You know, everyone doesn't have that opportunity.

0:23:41.040 --> 0:23:43.840
<v Speaker 3>So tangy girl, you know, with the with the mindset

0:23:43.840 --> 0:23:46.280
<v Speaker 3>of like, this might not be my last stop. I'm

0:23:46.280 --> 0:23:48.960
<v Speaker 3>gonna look to expand beyond this, but I'm leaving here

0:23:49.000 --> 0:23:50.840
<v Speaker 3>with the experience to be able to move to the

0:23:51.560 --> 0:23:52.199
<v Speaker 3>next space.

0:23:52.880 --> 0:23:55.399
<v Speaker 2>Absolutely, And even though the people at youre new at

0:23:55.400 --> 0:23:57.760
<v Speaker 2>this other job may seem oh they're older than me,

0:23:57.800 --> 0:23:59.680
<v Speaker 2>and maybe they won't be as fun, but think about

0:23:59.680 --> 0:24:01.840
<v Speaker 2>what their experience could do for you, what you could

0:24:01.880 --> 0:24:05.159
<v Speaker 2>learn from them. And also it's I mean, I've been

0:24:05.200 --> 0:24:07.040
<v Speaker 2>in jobs where it's fun to be at a young

0:24:07.119 --> 0:24:09.639
<v Speaker 2>company where everyone's around the same age and has the

0:24:09.680 --> 0:24:12.960
<v Speaker 2>same you know, beliefs in the same points of view,

0:24:13.040 --> 0:24:15.680
<v Speaker 2>and hangs out the same bars. But after a while

0:24:15.680 --> 0:24:17.399
<v Speaker 2>you're like, is there a grown up in this piece?

0:24:17.520 --> 0:24:20.439
<v Speaker 2>Like can we get some direction? It's nice to have

0:24:20.520 --> 0:24:22.560
<v Speaker 2>people with different levels of experience, so it may not

0:24:22.640 --> 0:24:25.800
<v Speaker 2>be totally negative that you're working with more seasoned people,

0:24:25.880 --> 0:24:28.360
<v Speaker 2>even if it seems maybe like not the best fit

0:24:28.400 --> 0:24:30.440
<v Speaker 2>for you, because you might feel like on the younger side,

0:24:30.600 --> 0:24:32.720
<v Speaker 2>everyone loves the young kid. Come on, I do.

0:24:34.040 --> 0:24:34.919
<v Speaker 1>They'll bring you food.

0:24:36.000 --> 0:24:39.600
<v Speaker 2>They'll bring your food. That is too true. Shout out

0:24:39.640 --> 0:24:42.320
<v Speaker 2>to fran at Reader's Digest, who was my first boss,

0:24:43.080 --> 0:24:45.360
<v Speaker 2>who used to bring this giant sandwich for us all

0:24:45.400 --> 0:24:49.560
<v Speaker 2>to share from his deli. Oh, I just had a flashback.

0:24:50.000 --> 0:24:51.679
<v Speaker 3>Because they always think that the young person doesn't have

0:24:51.680 --> 0:24:53.240
<v Speaker 3>any money for food, even though you're like, but I

0:24:53.280 --> 0:24:53.840
<v Speaker 3>work here with you.

0:24:58.000 --> 0:25:01.680
<v Speaker 2>Well, thanks for your question, good luck. Okay found the

0:25:01.720 --> 0:25:04.440
<v Speaker 2>next question. So this comes from listener. I guess she

0:25:04.480 --> 0:25:06.320
<v Speaker 2>wants to be anonymous. I'm not seeing a name here.

0:25:06.760 --> 0:25:09.040
<v Speaker 2>She wants to know. On our last episode last week,

0:25:09.119 --> 0:25:11.159
<v Speaker 2>we talked about some of our favorite credit cards. I

0:25:11.280 --> 0:25:14.360
<v Speaker 2>gushed about the credit card I'm using for my home renovation,

0:25:14.480 --> 0:25:17.640
<v Speaker 2>the City Double Cash Card, because it gives you ooh,

0:25:17.640 --> 0:25:19.400
<v Speaker 2>this is something that I wanted to clarify. I said,

0:25:19.400 --> 0:25:22.560
<v Speaker 2>it gives you two points back on your spending. But

0:25:22.640 --> 0:25:24.680
<v Speaker 2>it's one point when you purchase it, in one point

0:25:24.680 --> 0:25:26.280
<v Speaker 2>when you pay. So as long as you pay off

0:25:26.280 --> 0:25:29.320
<v Speaker 2>your expenses that you charge to the card, you do

0:25:29.400 --> 0:25:31.080
<v Speaker 2>get the two points back. But I wanted to clarify

0:25:31.080 --> 0:25:34.760
<v Speaker 2>that because I forgot that was the caveat Anyhow, sometimes

0:25:34.800 --> 0:25:37.040
<v Speaker 2>there's so many credit card options, So this listener wants

0:25:37.080 --> 0:25:39.600
<v Speaker 2>to know if she should use credit cards dot com

0:25:39.600 --> 0:25:42.280
<v Speaker 2>to check to search for the best credit card. She says,

0:25:42.280 --> 0:25:44.439
<v Speaker 2>I currently have a Bank of America credit card with

0:25:44.480 --> 0:25:46.520
<v Speaker 2>a five hundred dollars limit, and I'm looking for a

0:25:46.600 --> 0:25:49.680
<v Speaker 2>higher credit limit. I requested a credit increase from Bank

0:25:49.720 --> 0:25:52.760
<v Speaker 2>of America and it was denied. So which credit card

0:25:52.760 --> 0:25:55.240
<v Speaker 2>website should I use to find a card that gives

0:25:55.240 --> 0:25:56.160
<v Speaker 2>me a higher limit?

0:25:57.960 --> 0:26:00.000
<v Speaker 1>Well one, did they say why they denied you?

0:26:01.800 --> 0:26:03.399
<v Speaker 2>Did they ever do that when you get denied for

0:26:03.440 --> 0:26:06.439
<v Speaker 2>a credit card? Do they say? I don't think they do.

0:26:07.200 --> 0:26:07.280
<v Speaker 1>No.

0:26:07.600 --> 0:26:10.440
<v Speaker 3>I mean sometimes you can ask, but yeah, I mean,

0:26:10.640 --> 0:26:13.040
<v Speaker 3>I'm just wondering, is it because your credit scores now

0:26:13.040 --> 0:26:13.600
<v Speaker 3>where ought to be?

0:26:13.720 --> 0:26:15.000
<v Speaker 1>It's because of your income?

0:26:15.520 --> 0:26:18.240
<v Speaker 3>Because typically, right they ask you the questions they ask

0:26:18.280 --> 0:26:20.359
<v Speaker 3>you when you're asking for a limit. They want to

0:26:20.359 --> 0:26:23.359
<v Speaker 3>know like what your income is because they want to

0:26:23.359 --> 0:26:24.720
<v Speaker 3>know obviously can you pay it back?

0:26:24.800 --> 0:26:27.880
<v Speaker 2>So they need a reason to raise your limit out

0:26:27.880 --> 0:26:28.320
<v Speaker 2>of the blue?

0:26:28.600 --> 0:26:29.520
<v Speaker 1>Out of the blue exactly?

0:26:29.920 --> 0:26:32.160
<v Speaker 3>And if are you using your card in a way

0:26:32.240 --> 0:26:36.000
<v Speaker 3>that would reflect you needing another higher limit? You can

0:26:36.040 --> 0:26:38.600
<v Speaker 3>always apply for another card someplace else, and you know,

0:26:38.720 --> 0:26:40.879
<v Speaker 3>potentially get another limit, but then you're going to get

0:26:40.880 --> 0:26:43.000
<v Speaker 3>the inquiries, so you have to ask yourself, is it

0:26:43.040 --> 0:26:46.640
<v Speaker 3>worth losing a few points temporarily to open up another.

0:26:46.359 --> 0:26:51.119
<v Speaker 2>Card, knowing that she has a BAA card but the

0:26:51.119 --> 0:26:53.080
<v Speaker 2>limit of just five hundred dollars. I feel like we're

0:26:53.080 --> 0:26:55.960
<v Speaker 2>talking to someone who's like a beginner, yes, someone who

0:26:55.960 --> 0:26:58.000
<v Speaker 2>doesn't have a long history of credit. And it could

0:26:58.040 --> 0:27:00.280
<v Speaker 2>be that you got denied because your credit history it's

0:27:00.320 --> 0:27:03.000
<v Speaker 2>not long enough, or you've missed payments in the past,

0:27:03.280 --> 0:27:05.199
<v Speaker 2>or maybe they don't see any change in your income

0:27:05.280 --> 0:27:08.520
<v Speaker 2>or your credit score to justify increasing your limit.

0:27:09.520 --> 0:27:11.280
<v Speaker 3>It might be best. I mean, I know that you

0:27:11.280 --> 0:27:14.280
<v Speaker 3>already have a credit card. I mean you could look

0:27:14.320 --> 0:27:18.120
<v Speaker 3>into potentially, you know, getting a secured card to give

0:27:18.119 --> 0:27:20.640
<v Speaker 3>yourself a little extra boost, because they tend to right

0:27:20.720 --> 0:27:22.760
<v Speaker 3>after you do right by a secured card after six

0:27:22.800 --> 0:27:25.600
<v Speaker 3>months to a year to like like Superman when he

0:27:25.600 --> 0:27:28.720
<v Speaker 3>got his secured card, it was five hundred, and then

0:27:29.080 --> 0:27:31.400
<v Speaker 3>like after like six or eight months something like that,

0:27:31.440 --> 0:27:33.720
<v Speaker 3>he you know, he was he paid it off every

0:27:33.760 --> 0:27:35.800
<v Speaker 3>month and was doing right by it. So then they

0:27:37.160 --> 0:27:40.520
<v Speaker 3>they they brought him up to like a thousand and

0:27:40.560 --> 0:27:41.280
<v Speaker 3>fifteen hundred.

0:27:41.320 --> 0:27:42.160
<v Speaker 1>So I don't know how much.

0:27:42.080 --> 0:27:45.160
<v Speaker 3>You're looking for, but you're likely not going to get

0:27:45.200 --> 0:27:48.480
<v Speaker 3>to like, you know, three thousand dollars from five hundred

0:27:48.520 --> 0:27:51.119
<v Speaker 3>right away, because you're at five hundred for a reason.

0:27:52.400 --> 0:27:54.400
<v Speaker 3>So you might, you know, you might look into, like

0:27:54.400 --> 0:27:56.480
<v Speaker 3>like I said, getting a secured card and working it

0:27:56.520 --> 0:27:58.840
<v Speaker 3>that way. To me, the best secured cards are the

0:27:58.880 --> 0:28:02.639
<v Speaker 3>ones that are are given during banks, like from a

0:28:02.680 --> 0:28:05.320
<v Speaker 3>bank like, because then the bank will make the secured

0:28:05.320 --> 0:28:07.840
<v Speaker 3>card unsecured once you've used it properly and you don't

0:28:07.880 --> 0:28:10.399
<v Speaker 3>have to like apply for another card or you just

0:28:10.440 --> 0:28:12.120
<v Speaker 3>be you know, just be patient.

0:28:12.359 --> 0:28:14.520
<v Speaker 2>Like my guy says that if she's looking for a

0:28:14.560 --> 0:28:16.479
<v Speaker 2>card with a higher limit, she's trying to spend more

0:28:16.520 --> 0:28:19.360
<v Speaker 2>than five hundred dollars, And with secured cards, you put

0:28:19.400 --> 0:28:21.640
<v Speaker 2>money up front and then you kind of pay yourself

0:28:21.680 --> 0:28:24.760
<v Speaker 2>back over the year. So if she's wanting extra room,

0:28:24.800 --> 0:28:26.320
<v Speaker 2>and you have to ask yourself that too, like why

0:28:26.400 --> 0:28:28.119
<v Speaker 2>do you want to hire a credit limit? Is it

0:28:28.119 --> 0:28:30.520
<v Speaker 2>so you can charge something that you can't afford to

0:28:30.520 --> 0:28:33.680
<v Speaker 2>pay off right away? And if that's the case, maybe

0:28:33.720 --> 0:28:36.040
<v Speaker 2>it's better that you can't get one, because you know,

0:28:36.080 --> 0:28:38.000
<v Speaker 2>when you carry a balance like that, it ends up

0:28:38.000 --> 0:28:41.520
<v Speaker 2>being really expensive over time. You don't mention what your

0:28:41.560 --> 0:28:43.720
<v Speaker 2>credit score is. And if you know your credit score,

0:28:44.000 --> 0:28:45.680
<v Speaker 2>that can give you a sense of what types of

0:28:45.680 --> 0:28:48.880
<v Speaker 2>credit cards you can qualify for. It might even answer

0:28:48.880 --> 0:28:51.320
<v Speaker 2>the question of why you might have been denied for

0:28:52.760 --> 0:28:55.479
<v Speaker 2>a credit card increase. But a lot of there are

0:28:55.520 --> 0:28:57.760
<v Speaker 2>credit cards that are more stuited, that are more willing

0:28:57.800 --> 0:29:00.400
<v Speaker 2>to work with people with poor credit, you know, average

0:29:00.400 --> 0:29:02.880
<v Speaker 2>credit or excellent credit. Some credit cards you know you

0:29:02.920 --> 0:29:06.040
<v Speaker 2>have to have excellent credit. They never qualified you if

0:29:06.040 --> 0:29:10.160
<v Speaker 2>you didn't, but once so check your credit score. And

0:29:10.200 --> 0:29:13.000
<v Speaker 2>in terms of finding a card for you, credit cards

0:29:13.040 --> 0:29:16.960
<v Speaker 2>dot Com actually has a really cool tool called card Match,

0:29:17.000 --> 0:29:22.080
<v Speaker 2>which I love and I have no problem, you know, uh,

0:29:22.240 --> 0:29:24.080
<v Speaker 2>calling them out, shouting them out for that tool because

0:29:24.120 --> 0:29:25.880
<v Speaker 2>it's awesome. You put in a couple of details and

0:29:25.880 --> 0:29:27.760
<v Speaker 2>they kind of match you with the card that can

0:29:27.800 --> 0:29:29.680
<v Speaker 2>be a fit for you. So, if you know your

0:29:29.720 --> 0:29:31.680
<v Speaker 2>credit score, I assume they ask that they can probably

0:29:31.680 --> 0:29:35.160
<v Speaker 2>give you a sense of options for you. Just be

0:29:35.280 --> 0:29:38.680
<v Speaker 2>careful applying for new credit, like Tiff said, because you

0:29:38.760 --> 0:29:43.160
<v Speaker 2>will get dinged for it on your credit score. Earlier,

0:29:43.280 --> 0:29:45.120
<v Speaker 2>Tif you also you kind of hinted at this, like

0:29:45.240 --> 0:29:47.840
<v Speaker 2>are you are you using the card in a way

0:29:47.880 --> 0:29:50.160
<v Speaker 2>that they'd want to raise your limit. And by that,

0:29:50.680 --> 0:29:52.840
<v Speaker 2>do you mean like this happened to me? You know,

0:29:52.840 --> 0:29:55.360
<v Speaker 2>I had I had a really low limit card too,

0:29:55.520 --> 0:29:58.120
<v Speaker 2>but I kept getting I kept maxing it out but

0:29:58.120 --> 0:30:00.600
<v Speaker 2>then paying it off in full each month, and then

0:30:00.640 --> 0:30:02.600
<v Speaker 2>they were like, oh, here you go girl, and gave

0:30:02.600 --> 0:30:03.080
<v Speaker 2>me more ways.

0:30:03.120 --> 0:30:05.680
<v Speaker 3>Yeah, I was gonna say that because ultimately they're like,

0:30:05.720 --> 0:30:07.200
<v Speaker 3>let's just say I have five hundred dollars card and

0:30:07.240 --> 0:30:09.760
<v Speaker 3>you're swiping ten dollars a month on and paying it

0:30:09.800 --> 0:30:10.320
<v Speaker 3>off in full.

0:30:10.360 --> 0:30:11.600
<v Speaker 1>They're like, well, what do you need to hire a

0:30:11.640 --> 0:30:11.960
<v Speaker 1>limit for?

0:30:12.040 --> 0:30:14.200
<v Speaker 3>You don't use it anyway, So not that you have

0:30:14.280 --> 0:30:17.040
<v Speaker 3>to max it out, but using it, you know, like

0:30:18.400 --> 0:30:20.240
<v Speaker 3>the key is to pay it off every month, obviously

0:30:20.240 --> 0:30:23.120
<v Speaker 3>because you don't want to carry that balance and pay

0:30:23.160 --> 0:30:25.920
<v Speaker 3>that interest. But if you're not using it consistently in

0:30:25.960 --> 0:30:28.200
<v Speaker 3>a way that would make them say, hey, more of

0:30:28.240 --> 0:30:30.960
<v Speaker 3>a limit makes sense. And sometimes that's not necessarily true,

0:30:31.000 --> 0:30:32.840
<v Speaker 3>Like for example, I've got a card that I never

0:30:33.000 --> 0:30:35.920
<v Speaker 3>use and they keep bumping me up, so like I'm

0:30:35.920 --> 0:30:37.640
<v Speaker 3>at thirty thousand dollars now, and I tell you I

0:30:37.720 --> 0:30:39.120
<v Speaker 3>hurdly ever use that card, and it's a bank of.

0:30:39.120 --> 0:30:42.120
<v Speaker 1>America card, but also to two.

0:30:42.200 --> 0:30:45.880
<v Speaker 3>Sometimes cards will judge you on the usage of like

0:30:46.000 --> 0:30:48.360
<v Speaker 3>other things that you're doing. So I've got my As

0:30:48.400 --> 0:30:53.560
<v Speaker 3>my credit score raises, Bank of America was continuously increasing

0:30:53.640 --> 0:30:56.080
<v Speaker 3>my credit limit, So even though I wasn't really using

0:30:56.080 --> 0:30:59.640
<v Speaker 3>my card, my credit score was raising and it was

0:30:59.680 --> 0:31:01.920
<v Speaker 3>reflect it in that just like credit. When my credit

0:31:01.920 --> 0:31:06.479
<v Speaker 3>score declined, Bank of America actually lowered my because they're

0:31:06.520 --> 0:31:09.320
<v Speaker 3>able to do so, lowered my my card limit, and

0:31:09.360 --> 0:31:10.800
<v Speaker 3>so just be mindful of that.

0:31:10.960 --> 0:31:12.840
<v Speaker 1>It all comes down to a credit score and usage.

0:31:12.840 --> 0:31:16.920
<v Speaker 2>If you ask me, and if what you're wanting to

0:31:16.920 --> 0:31:19.120
<v Speaker 2>do is make a purchase that's higher than five hundred

0:31:19.160 --> 0:31:21.080
<v Speaker 2>dollars that you know you want to carry on the card,

0:31:21.520 --> 0:31:23.640
<v Speaker 2>if your credit score is good, I mean again, check

0:31:23.640 --> 0:31:26.400
<v Speaker 2>your credit score. There's a bunch of free tools out there.

0:31:26.520 --> 0:31:29.840
<v Speaker 2>Discover scorecard is a good one if you're if you're

0:31:29.880 --> 0:31:31.840
<v Speaker 2>looking to make a purchase and you want time to

0:31:31.880 --> 0:31:33.960
<v Speaker 2>pay it off, maybe that Bank of America card if

0:31:33.960 --> 0:31:36.680
<v Speaker 2>it charges interest, which I'm assuming it is. Maybe if

0:31:36.720 --> 0:31:39.000
<v Speaker 2>you have good credit, excellent credit, you may be able

0:31:39.000 --> 0:31:41.920
<v Speaker 2>to qualify for a card with a zero percent intro

0:31:42.040 --> 0:31:44.720
<v Speaker 2>APR for purchases which you know you can make a

0:31:44.760 --> 0:31:46.680
<v Speaker 2>purchase with and then pay it off without having those

0:31:46.680 --> 0:31:49.440
<v Speaker 2>interest charges up front. That's an option, maybe a better

0:31:49.480 --> 0:31:51.640
<v Speaker 2>option if what you're looking for is just, you know,

0:31:51.720 --> 0:31:53.600
<v Speaker 2>a more wiggle room, so you could make a big

0:31:53.640 --> 0:31:56.280
<v Speaker 2>purchase and pay it off over time. But of course,

0:31:56.440 --> 0:31:58.000
<v Speaker 2>just make sure you pay it off before the promo

0:31:58.040 --> 0:32:00.920
<v Speaker 2>period ends. I always feel like I'm just one asterisk

0:32:01.960 --> 0:32:05.360
<v Speaker 2>after the next. But credit cards are an awesome tool

0:32:05.440 --> 0:32:08.760
<v Speaker 2>when you use them wisely. I just like always get

0:32:08.800 --> 0:32:11.040
<v Speaker 2>nervous talking about them because I'm like, please, don't get

0:32:11.080 --> 0:32:16.120
<v Speaker 2>into credit cards dead Around the holidays.

0:32:26.800 --> 0:32:30.640
<v Speaker 3>It's time for breaking a boost and a break a boost.

0:32:31.280 --> 0:32:33.000
<v Speaker 3>Are you ready to break or boost?

0:32:33.320 --> 0:32:35.880
<v Speaker 2>I was born Ready?

0:32:36.280 --> 0:32:37.959
<v Speaker 1>Do you want to go where? Brown? Breaker? Boost?

0:32:38.040 --> 0:32:40.040
<v Speaker 2>I'll do first, because you're going to be positive. Mine's

0:32:40.040 --> 0:32:41.000
<v Speaker 2>going to be a little niggy.

0:32:41.960 --> 0:32:43.320
<v Speaker 3>I don't know, you know what I'm going to lean

0:32:43.320 --> 0:32:44.720
<v Speaker 3>toward positive. Well, we'll see, we'll see.

0:32:44.720 --> 0:32:47.200
<v Speaker 2>I'll let you go for it, Okay, mystery. So I

0:32:47.280 --> 0:32:49.600
<v Speaker 2>just wanted to share a stat Actually, we had someone

0:32:49.640 --> 0:32:51.800
<v Speaker 2>from my company in the office last week, someone from

0:32:51.840 --> 0:32:54.400
<v Speaker 2>the executive level, and we had a really interesting candid

0:32:54.440 --> 0:32:59.120
<v Speaker 2>conversation around the lack of women in leadership at our company,

0:32:59.120 --> 0:33:01.120
<v Speaker 2>and this is like a no thing at the company,

0:33:01.160 --> 0:33:03.120
<v Speaker 2>and it was great to hear him actually acknowledging it.

0:33:03.160 --> 0:33:05.200
<v Speaker 2>And he's not the first person I've heard acknowledge it.

0:33:05.240 --> 0:33:07.880
<v Speaker 2>Clearly they've been talked to by somebody. And I just

0:33:07.920 --> 0:33:12.320
<v Speaker 2>got an interesting just some statistics around women who actually

0:33:12.360 --> 0:33:16.440
<v Speaker 2>hold board seats and leadership seats in corporate America that

0:33:16.480 --> 0:33:19.240
<v Speaker 2>I wanted to share because it's really really depressing. And

0:33:19.320 --> 0:33:22.040
<v Speaker 2>while I feel like we've made big gains at least

0:33:22.040 --> 0:33:27.160
<v Speaker 2>in representation among employees at some companies, it's still really difficult.

0:33:27.200 --> 0:33:28.920
<v Speaker 2>And this just shows how difficult it can be to

0:33:28.920 --> 0:33:32.320
<v Speaker 2>actually get to the highest levels of leadership. So this

0:33:32.400 --> 0:33:34.840
<v Speaker 2>is a report by an organization called the Rising Tides.

0:33:35.040 --> 0:33:38.200
<v Speaker 2>They found that only four point three two percent of

0:33:38.240 --> 0:33:41.520
<v Speaker 2>board seats and four point oh seven percent of leadership's

0:33:41.760 --> 0:33:47.080
<v Speaker 2>leadership seats are held by non white women. They analyze

0:33:47.080 --> 0:33:51.600
<v Speaker 2>the composition of boards of directors and executive leadership team

0:33:52.040 --> 0:33:56.320
<v Speaker 2>teams at again the Fortune fifty companies. They were scored

0:33:56.400 --> 0:33:58.440
<v Speaker 2>on the placement of women, women of color, and people

0:33:58.480 --> 0:34:02.360
<v Speaker 2>of color on their boards of directors and leadership teams,

0:34:02.560 --> 0:34:06.720
<v Speaker 2>and this stat just really broke my little heart and

0:34:06.720 --> 0:34:11.279
<v Speaker 2>it also just made just was really sobering to think

0:34:11.360 --> 0:34:14.400
<v Speaker 2>that just four percent of and we're talking like board

0:34:14.400 --> 0:34:17.320
<v Speaker 2>seats and executive leadership. I mean, these are the real

0:34:17.440 --> 0:34:21.880
<v Speaker 2>decision makers in companies, and the fact that there's so

0:34:22.000 --> 0:34:25.640
<v Speaker 2>little progress and diversifying at the highest levels that these

0:34:25.640 --> 0:34:28.080
<v Speaker 2>major companies is you know, I don't think we were

0:34:28.239 --> 0:34:33.879
<v Speaker 2>like super surprised, but it is just four percent, Yeah,

0:34:33.920 --> 0:34:34.239
<v Speaker 2>it is.

0:34:35.880 --> 0:34:37.040
<v Speaker 1>Yeah, And that's why.

0:34:37.200 --> 0:34:40.040
<v Speaker 3>I mean, the work that you do with running your

0:34:40.080 --> 0:34:42.800
<v Speaker 3>team and the work that I do with running a business,

0:34:42.840 --> 0:34:45.000
<v Speaker 3>that that's why it's so critical to one be an

0:34:45.000 --> 0:34:47.359
<v Speaker 3>example of what's possible, but too to also bring women

0:34:47.520 --> 0:34:48.040
<v Speaker 3>on board.

0:34:48.080 --> 0:34:50.600
<v Speaker 2>You know, I hope that more companies. You know, in

0:34:50.640 --> 0:34:53.440
<v Speaker 2>Silicon Valley, there was a big movement around publishing your

0:34:53.480 --> 0:34:57.680
<v Speaker 2>diversity statistics, and we saw like Facebook and Google and Apple,

0:34:57.719 --> 0:35:00.359
<v Speaker 2>I think they all have published their diversity stats and

0:35:00.440 --> 0:35:02.239
<v Speaker 2>they were even worse. I think. I mean, I don't know,

0:35:02.840 --> 0:35:04.720
<v Speaker 2>maybe it was maybe I'm thinking of the wrong stat

0:35:04.760 --> 0:35:08.200
<v Speaker 2>but some of these companies like diversity was so so low,

0:35:08.360 --> 0:35:11.279
<v Speaker 2>but by publishing it, by by forcing each other to

0:35:11.320 --> 0:35:15.520
<v Speaker 2>publish it. It almost it's like you can't ignore the problem.

0:35:15.640 --> 0:35:17.200
<v Speaker 2>And I feel like that's the issue is like you,

0:35:17.560 --> 0:35:19.920
<v Speaker 2>especially at a company, you know, are you know, working

0:35:19.960 --> 0:35:22.480
<v Speaker 2>for companies as I have that have hundreds of employees,

0:35:22.760 --> 0:35:25.160
<v Speaker 2>it's hard for you to know just what the diversity

0:35:25.160 --> 0:35:28.080
<v Speaker 2>makeup is because you don't see everybody you know on

0:35:28.120 --> 0:35:33.040
<v Speaker 2>a continuous basis. So some companies are making moves to

0:35:33.040 --> 0:35:36.960
<v Speaker 2>to improve that. But you know, you're right. I mean,

0:35:37.280 --> 0:35:40.759
<v Speaker 2>we're sort of in small ways trying to fix that.

0:35:40.800 --> 0:35:42.640
<v Speaker 2>But I'm you know, I can only do what I

0:35:42.680 --> 0:35:45.200
<v Speaker 2>can do and vice versa. At a certain point, you

0:35:45.280 --> 0:35:48.520
<v Speaker 2>have to look to like the people, the people at

0:35:48.520 --> 0:35:52.120
<v Speaker 2>this level who are largely white, they need to realize

0:35:52.120 --> 0:35:53.960
<v Speaker 2>it and be and get on board. You know, we

0:35:54.000 --> 0:35:56.600
<v Speaker 2>can't do it ourselves for working from the ground up.

0:35:56.680 --> 0:35:58.879
<v Speaker 2>You know what we need is change from the top down.

0:35:59.520 --> 0:36:04.000
<v Speaker 1>Yeah, meet someplace in the middle. I agree, exact, I agree. Well,

0:36:04.040 --> 0:36:05.839
<v Speaker 1>I just have just a quick little boost. I thought

0:36:05.840 --> 0:36:06.719
<v Speaker 1>this is interesting.

0:36:06.800 --> 0:36:10.600
<v Speaker 3>Forbes reported that fifty eight percent of women elected to

0:36:10.719 --> 0:36:14.200
<v Speaker 3>Congress during our last minimer elections were girl scouts. How

0:36:14.239 --> 0:36:15.040
<v Speaker 3>interesting is that?

0:36:15.320 --> 0:36:19.880
<v Speaker 1>Oh that's cute for high but now and it just

0:36:19.920 --> 0:36:23.040
<v Speaker 1>basically says that, like, you know, basically, you know, girl Scouts.

0:36:22.640 --> 0:36:28.000
<v Speaker 3>Clearly they you know, they they they create leaders And

0:36:28.040 --> 0:36:31.239
<v Speaker 3>I just thought that that was really beautiful. So if

0:36:31.280 --> 0:36:33.840
<v Speaker 3>you've ever thought about putting your girl girl Scouts and

0:36:33.920 --> 0:36:36.440
<v Speaker 3>you think it might be in alignment, just know that,

0:36:36.480 --> 0:36:39.719
<v Speaker 3>you know, leadership is a is a clear tenant of

0:36:39.760 --> 0:36:41.239
<v Speaker 3>being a Girl Scout. And I just thought that that

0:36:41.320 --> 0:36:43.000
<v Speaker 3>was you know, that was really cute, right.

0:36:43.239 --> 0:36:45.040
<v Speaker 2>Yeah, shout out to girl Scouts. I mean, there wasn't

0:36:45.040 --> 0:36:47.800
<v Speaker 2>it a record number of women elected to the House

0:36:48.080 --> 0:36:50.319
<v Speaker 2>this year? It was House I think, yeah, House were

0:36:50.320 --> 0:36:54.200
<v Speaker 2>Senate one of them. Like dozens of women won seats

0:36:54.200 --> 0:36:56.440
<v Speaker 2>across the country, and that is that's a that's a

0:36:56.520 --> 0:36:59.400
<v Speaker 2>huge turning point, like the women waves they're calling it.

0:37:01.360 --> 0:37:03.440
<v Speaker 3>And then you saw it like in Texas, I think

0:37:03.480 --> 0:37:07.040
<v Speaker 3>it was like nineteen judge seats were up for election.

0:37:06.840 --> 0:37:09.600
<v Speaker 1>And nineteen women won them. I just thought that was awesome.

0:37:10.080 --> 0:37:11.719
<v Speaker 2>Oh, that's amazing mm hmm.

0:37:12.200 --> 0:37:16.080
<v Speaker 1>So there's definitely strides. I mean, you can only ripple,

0:37:16.200 --> 0:37:18.040
<v Speaker 1>you know, from where you are. Everyone's not going to

0:37:18.120 --> 0:37:18.960
<v Speaker 1>be on the world stage.

0:37:18.960 --> 0:37:20.759
<v Speaker 3>But if you ripple out where you are, you'd be

0:37:20.760 --> 0:37:24.040
<v Speaker 3>surprised how far I can go, So there's hope yet.

0:37:24.320 --> 0:37:27.200
<v Speaker 2>And also get your kids and girl Scouts, like stat.

0:37:28.160 --> 0:37:30.080
<v Speaker 3>Maybe so, I mean we couldn't afford girl Scouts. My

0:37:30.120 --> 0:37:34.759
<v Speaker 3>mom was like, yeah, no, but sounds cute. But I

0:37:34.760 --> 0:37:35.640
<v Speaker 3>mean that that's.

0:37:35.480 --> 0:37:38.480
<v Speaker 2>Why I had to drop out. My mom never told me.

0:37:39.040 --> 0:37:40.680
<v Speaker 3>She was like, yeah, girl, we don't have it anymore.

0:37:41.600 --> 0:37:43.480
<v Speaker 3>We just never I never joined, even though I wanted to.

0:37:43.520 --> 0:37:44.520
<v Speaker 3>I wanted to do brownies.

0:37:44.840 --> 0:37:45.600
<v Speaker 1>Remember Brownie.

0:37:45.840 --> 0:37:47.879
<v Speaker 2>I was a Brownie for like a year I think

0:37:47.920 --> 0:37:49.560
<v Speaker 2>in the first grade, and then never again.

0:37:50.280 --> 0:37:54.000
<v Speaker 1>Oh you know, well, so that's I saw my cookies.

0:37:54.920 --> 0:37:57.760
<v Speaker 3>That's my little end of the end of the Girls,

0:37:57.880 --> 0:38:01.879
<v Speaker 3>I mean end of the podcast, a little boost. Oh

0:38:01.920 --> 0:38:04.319
<v Speaker 3>and our first Lady or forever first Lady, her book

0:38:04.360 --> 0:38:04.839
<v Speaker 3>dropped again.

0:38:04.960 --> 0:38:06.440
<v Speaker 2>I was about the sales, like I need to go

0:38:06.480 --> 0:38:08.160
<v Speaker 2>because I have the audio book waiting for me, and

0:38:08.200 --> 0:38:11.719
<v Speaker 2>I can't wait. It's nineteen hours long. I did the math,

0:38:11.800 --> 0:38:13.520
<v Speaker 2>it'll take me like two weeks to get through it.

0:38:13.600 --> 0:38:15.680
<v Speaker 2>But I really just needed to hear her voice. So

0:38:15.719 --> 0:38:17.279
<v Speaker 2>I got the audiobook version.

0:38:17.520 --> 0:38:19.640
<v Speaker 3>And do you see, I was just so happy that

0:38:19.840 --> 0:38:22.399
<v Speaker 3>I did not notice that she too had a hard

0:38:22.440 --> 0:38:25.560
<v Speaker 3>time getting pregnant and had her both her daughters via IVF.

0:38:25.960 --> 0:38:29.719
<v Speaker 2>I say, yeah, I did see that. I thought that right, Yeah,

0:38:29.760 --> 0:38:31.960
<v Speaker 2>I tried to avoid spoilers, but I saw that headline.

0:38:32.239 --> 0:38:33.600
<v Speaker 3>Yeah, so I just thought that that was really I

0:38:34.120 --> 0:38:36.360
<v Speaker 3>was honestly really encouraged by that because I said, wow,

0:38:36.880 --> 0:38:39.120
<v Speaker 3>that was like, I'm glad that she shared it, and

0:38:39.120 --> 0:38:40.879
<v Speaker 3>she was just like, you know, as we as women,

0:38:41.360 --> 0:38:43.720
<v Speaker 3>sometimes you would just feel like if your body doesn't

0:38:43.760 --> 0:38:45.799
<v Speaker 3>do what it feels like it should naturally do, that

0:38:45.840 --> 0:38:49.040
<v Speaker 3>you've done something wrong. So it's just nice to see that, like, wow,

0:38:49.120 --> 0:38:51.520
<v Speaker 3>both of her daughters, and so I'm like, yay, I

0:38:51.760 --> 0:38:55.359
<v Speaker 3>start my first cycle, hopefully soon within the next within

0:38:55.400 --> 0:38:57.520
<v Speaker 3>a month. So a cycle is just like when they

0:38:57.520 --> 0:38:59.239
<v Speaker 3>take the egg and it takes berm, they put it

0:38:59.239 --> 0:39:03.160
<v Speaker 3>together and they they hopefully something happens. And so I

0:39:03.160 --> 0:39:06.240
<v Speaker 3>could be pregnant within a month. I could not who else,

0:39:06.480 --> 0:39:08.800
<v Speaker 3>So send me your baby dust. You guys have already

0:39:08.800 --> 0:39:15.560
<v Speaker 3>been doing. So I was gonna say, send any baby juices.

0:39:15.560 --> 0:39:21.440
<v Speaker 2>I was like, wait, baby dust, baby Jesus, you know

0:39:21.520 --> 0:39:23.800
<v Speaker 2>what I mean. Good vibes only