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Speaker 2: Welcome back, Welcome back, Earn your Liegia's Podcast Episode nine.
Speaker 2: Before we start anything, we just want to thank you
Speaker 2: guys again for rocco with us throughout this journey. We
Speaker 2: want to remind you guys to subscribe to our YouTube channel.
Speaker 2: Earn Your Lesia make sure you turn on our notifications. Also,
Speaker 2: our website is up Earn a lisia dot com. We
Speaker 2: had some difficulties with it early on, but that's up
Speaker 2: and running. So we have all the info for the
Speaker 2: podcast listings. We have our YouTube on there. We also
Speaker 2: have our merch shop up the Merchants Dope. We have
Speaker 2: a bunch of dope shirts and it's gonna be even
Speaker 2: more stuff that we're gonna roll out, but make sure
Speaker 2: you check the merch out and so our Patreon is
Speaker 2: up as well. That is also on the website and
Speaker 2: that's a way for just extra support and if you
Speaker 2: want extended dialogue, you know, just kind of follow the
Speaker 2: journey a little bit more. It's all laid out. So
Speaker 2: that's on there as well. Feel free to support. So, yes,
Speaker 2: we are jumping right into it with the marijuana business.
Speaker 3: So back home smoking legal, all right.
Speaker 4: So that that was a line that Drake said in
Speaker 4: Meek Mills's song, And it's important that people take note
Speaker 4: of what we're about to say because we're not saying
Speaker 4: we're four again.
Speaker 3: We're just gonna give.
Speaker 2: Them some fast. It's not a stance. It's not a stance.
Speaker 2: Look me personally, I don't smoke. I never smoked. I
Speaker 2: don't have anything against anybody that smokes. It's personal preference.
Speaker 2: But I'm not saying we're not saying that it should
Speaker 2: be legal, that it shouldn't be legal. We're just laying
Speaker 2: out the facts, giving you dialogue and just something to
Speaker 2: think about.
Speaker 4: And we're gonna look at it from the business perspective
Speaker 4: because it is a multi billion dollar business and I'm
Speaker 4: not sure if people really understand the potential growth that
Speaker 4: the marijuana business has. But we're going to break it
Speaker 4: down and talk about some people who have invested in
Speaker 4: the business and are seeing some benefits already. So well,
Speaker 4: let's just start from a legality standpoint.
Speaker 2: Well, let's start even before we go there, I want
Speaker 2: I want to give a quick story that we put
Speaker 2: on our Instagram page of Al Harrington.
Speaker 3: Shout out to him.
Speaker 2: Shout out to Al Harrington. Anybody not familiar with hol Harrington.
Speaker 2: How Harrington was an NBA player for I think like
Speaker 2: ten years something like that.
Speaker 3: He had an extended career.
Speaker 2: Yeah, he was in the lead for a while. Yeah,
Speaker 2: and he towards the end of his career he started
Speaker 2: getting a lot of injuries. Right, So, how he was
Speaker 2: able to cope with the injuries that he started to smoke.
Speaker 4: He started, so he had a couple of knee surgeries,
Speaker 4: and one of the knee surgeries actually the effect of it,
Speaker 4: he had a staff infection, and he was prescribed all
Speaker 4: types of medicines and they really weren't working for him.
Speaker 4: And he figured out, hey, I'm in a state and
Speaker 4: twenty eleven twenty twelve season, I think he gets hurt
Speaker 4: and he's he's in a state where marijuana is now
Speaker 4: legal for medical use, Colorado. So he's playing for the
Speaker 4: Nuggets Deviver Nuggets at the time, and he's in Colorado.
Speaker 4: In twenty twelve, they passed medical marijuana to be used
Speaker 4: for digital marijuana, and he decides, I'm gonna try this now.
Speaker 4: He never smoked too, He had your stance. He had
Speaker 4: never smoked, and he stands by that throughout high school.
Speaker 3: And even the professionally.
Speaker 4: You never smoked, but decided, you know, after reading up
Speaker 4: on it, I'm going to give it a try. And
Speaker 4: he sees the benefits of it right away.
Speaker 2: Yeah. So, and then also what he does is that,
Speaker 2: you know, the NBA has strict guidelines as far as drugs.
Speaker 2: Weed is still considered the drug right in most states.
Speaker 3: And still illegal federally.
Speaker 2: Federally, yes, So he invests five million dollars into a
Speaker 2: marijuana company because he sees the business side of it
Speaker 2: once he starts to see the medical benefits of it,
Speaker 2: but he doesn't want to put his name on it. Yeah,
Speaker 2: so he does it through his cousin's name right right
Speaker 2: into a company named Viola Viola Astracts. So now the
Speaker 2: company is in four different states, it employs seventy employees,
Speaker 2: and he's looking to have a future billion dollar valuation
Speaker 2: once and if it goes legal on a national level.
Speaker 2: So now he's like a spokesperson because he's not in
Speaker 2: the league anymore, so he doesn't have to worry about backlash.
Speaker 2: And it's actually ironic because I just saw on All
Speaker 2: Star weekend where the NBA invited him to come in
Speaker 2: and speak to the players stuff like that. So they're
Speaker 2: actually embracing him as a marijuana ambassador. Yeah, he had
Speaker 2: a big co sign.
Speaker 4: David Stern, who was the former NBA commissioner, said, you
Speaker 4: know what, I didn't believe, didn't believe in that stance
Speaker 4: that players should be able to use it. But now
Speaker 4: listening to Al Harrington after he met with him a
Speaker 4: few times, he's like, you know what, Al, If it's
Speaker 4: going to keep players on the court and not sit
Speaker 4: out games and rest, I'm all for it. Now he's
Speaker 4: not the commission anymore, Adam silver is, but that's.
Speaker 3: A big co sign.
Speaker 4: That's a you know, he's a former commission of a
Speaker 4: major sports league in America, So that's a huge co sign.
Speaker 2: No, it is. And the thing about it also, so
Speaker 2: now we have to talk about some legalities of it. Right.
Speaker 2: So there's a lot of different complexities in the marijuana industry,
Speaker 2: marijuana business, right. So one of the main issues is
Speaker 2: that some states it's legal, but it's still not legal
Speaker 2: on a federal level.
Speaker 4: Right, So thirty three states allow medical marijuana. We live
Speaker 4: in New York is one of those states. But then
Speaker 4: there are ten states who have legalized recreational which means
Speaker 4: you're allowed to carry it.
Speaker 3: I believe up to one ounce.
Speaker 4: If it's something you carry and if it's like a concentrate,
Speaker 4: which means it's in an edible product, I think it's
Speaker 4: maybe one eighth of an ounce. So the ten states,
Speaker 4: and you said that Al Harrington has seventy employees. Obviously,
Speaker 4: his employees are from for of those states, California, Oregon, Washington, Michigan, Vermont, Maine, Nevada, Alaska,
Speaker 4: New Hampshire. I think maybe not yet, not yet. New
Speaker 4: Mexico is like going to be the next one. So
Speaker 4: there's ten and obviously Washington, DC we say states, but
Speaker 4: the District of Columbia also has medical and recreational.
Speaker 2: Yeah. So it's interesting because before, like a couple of
Speaker 2: years ago, one of the biggest businesses in Colorado when
Speaker 2: Colorado first legalized marijuana, one of the biggest businesses was security.
Speaker 2: So they had all these Navy seals and ex marines
Speaker 2: and things of that nature that were like carrying m
Speaker 2: sixteens and machine guns, and they would arm security for
Speaker 2: the dispensaries. Because the dispensaries was a cash business, they
Speaker 2: couldn't accept credit cards and they couldn't put their money
Speaker 2: in banks, so they literally had warehouses full of cash, right,
Speaker 2: and obviously you have warehouses full of cash, you're a target.
Speaker 2: That's dangerous. So being at the security business in Colorado
Speaker 2: were like skyrocketed overnight because they couldn't So now what's
Speaker 2: happening is that at that point in time, no bank
Speaker 2: in the country wanted to even run the risk of
Speaker 2: handling finances for a marijuana company because it's illegal. On
Speaker 2: a federal level, you can get arrested.
Speaker 4: Yeah, So there were some stories where you had shops
Speaker 4: that would over dispensaries that would open up right on
Speaker 4: a state level it was legal, but if the federal
Speaker 4: government came in, they could shut you down pretty much.
Speaker 2: Yeah.
Speaker 3: So it's like it's a rest Yeah.
Speaker 2: So but now there's actually four hundred I think four
Speaker 2: hundred and eleven banks and credit unions that are currently
Speaker 2: doing business with marijuana companies and they're looking to experience.
Speaker 2: But there's actually a bill in Congress now from two
Speaker 2: Democratic House members that wants to give safe haven to
Speaker 2: any bank or any credit union to do business with
Speaker 2: a marijuana company.
Speaker 3: Yeah. So this is like a little fun fact.
Speaker 4: So Colorado has more dispensaries than they have Starbucks and
Speaker 4: McDonald's combined. And when we think of like franchises, like
Speaker 4: obviously we said on a few episodes ago that McDonald's
Speaker 4: was the largest franchise in the world, it is they
Speaker 4: have more marijuana dispensaries than those two franchises combined.
Speaker 3: So this is like a billion dollar business that's happening.
Speaker 2: No, I mean it's like prohibition, right, Like a lot
Speaker 2: of people don't really fully understand that alcohol was illegal
Speaker 2: at one point.
Speaker 4: Yeah, eighty years ago is when they started making marijuana illegal.
Speaker 4: And that goes into a deeper discussion, right when we
Speaker 4: look and there's a documentary it's called The House I
Speaker 4: Live In and it talks about population control. Right, So
Speaker 4: if people are doing things that are taken away from jobs,
Speaker 4: from the people that dominate population, how do you stop it?
Speaker 4: You start criminalizing the things they do. So if marijuana
Speaker 4: was something that was being used and grown, let's criminalize that.
Speaker 4: If it was in the West coast, right, and it
Speaker 4: was opium that was being used, let's criminalize that. So
Speaker 4: we've seen that there's a deeper history.
Speaker 2: When I mean, even with this whole So you know
Speaker 2: what POW stands for prison of war, right, So it's like, okay,
Speaker 2: so now it's looking like the tide is turning on
Speaker 2: this and marijuana is gonna be made legal. It's just
Speaker 2: a matter of just a matter of time. So there's
Speaker 2: the war on drugs, right, quote unquote, So how many
Speaker 2: people are serving jail time for marijuana.
Speaker 4: Ye, like that, shout out to Biggs, right, So that
Speaker 4: was that was one of those dope quotes that I
Speaker 4: think flew over people's heads. Like Big Bird, who was
Speaker 4: one of the co founders of Rockefeller was locked up
Speaker 4: for five years for marijuana charges, right, so and he
Speaker 4: said that. I think Jay said that on the he
Speaker 4: was like, shout out to Busi's back in the church
Speaker 4: when I heard you got locked that that hurt took
Speaker 4: a good dude, locked them over with some dirt, Like, yeah,
Speaker 4: it's legal in Colorado. So it's like, it's crazy, right,
Speaker 4: this dude did time, was away from his family, and
Speaker 4: how many other people are just like that doing more
Speaker 4: severe sentences for marijuana. And now in maybe five to
Speaker 4: ten years, this is going to be something that's legal
Speaker 4: legally nationally everywhere.
Speaker 2: Yeah, And I think one of the things about it,
Speaker 2: I've heard that if you have a criminal record in drugs,
Speaker 2: you're not allowed to get a license to open up
Speaker 2: a dispensary.
Speaker 3: Yes, it's crazy, man.
Speaker 4: So and that's so the blueprint has been laid because
Speaker 4: when we think of the United States of America, right,
Speaker 4: we think North America. There's obviously to other countries. Canada
Speaker 4: has made marijuana legally throughout the entire nation, right, so
Speaker 4: their country is completely federally fun that you can sell
Speaker 4: and use marijuana in Canada, which is why we started
Speaker 4: with the back home smoking legal because obviously Drake is
Speaker 4: for Toronto. So when he says that line, that's real,
Speaker 4: like the country of Canada is marijuana is legal.
Speaker 2: Yeah, that's like we want to match, yall, somebody was
Speaker 2: smoking weed. That's before this whole thing started to turn
Speaker 2: and after about the NA something when he was like,
Speaker 2: imagine smoking weed in the street without cops harassing.
Speaker 3: That day is upon us.
Speaker 2: That's a fact.
Speaker 3: That day is upon us.
Speaker 2: Man.
Speaker 4: So we said it's a billion dollar business. Here's some
Speaker 4: numbers behind it. In twenty seventeen, the marijuana legalization of
Speaker 4: it has gross nine point seven billion in North America. Right,
Speaker 4: they expected to have a eight percent increase over the
Speaker 4: next four years, which would be mean by twenty twenty one,
Speaker 4: it should be a twenty five billion dollar business.
Speaker 3: Twenty five billion dollars just.
Speaker 4: By legalizing something that a lot of people use in
Speaker 4: all aspects of life. Doctors, lawyers, teachers, pickup profession, A
Speaker 4: lot of people use the drug and there's benefits of it.
Speaker 4: So when we talked about Al Harrington, one of the
Speaker 4: things he said is that it's better than the prescription
Speaker 4: drugs that they do because number one, it's natural. And
Speaker 4: for him it was a pain relief and not just
Speaker 4: smoking marijuana. But I think he was using marijuana cream.
Speaker 4: I think he had a cream that had marijuana and
Speaker 4: he was using that for his ailments. And he had
Speaker 4: another person who said it was Steve Kerr, Steve Kurdit,
Speaker 4: coach of Golden State Warriors Man. He was like, I
Speaker 4: had back surgery in my career and rather than taking pills,
Speaker 4: I was using marijuana.
Speaker 2: Well, medicine is a drug, right, so prescription I mean
Speaker 2: we see that now, right, opioid addiction. So if you
Speaker 2: get prescribed volume or any other type of drug, that
Speaker 2: probably has worse effects than marijuana.
Speaker 3: Yeah, but as we see, you know, it was, it
Speaker 3: was criminalized.
Speaker 4: And recently this week we had David Irvin you see
Speaker 4: their Cowboys player. No, he's quitting, so he got find no,
Speaker 4: suspend it indefinitely.
Speaker 3: From the NFL.
Speaker 4: The NFL's rules on obviously the drug policies are very strict,
Speaker 4: but he said he's quitting the NFL. He's gonna he's
Speaker 4: gonna do smoke weed. And it was like a huge
Speaker 4: thing and everybody was like, wait what, this doesn't even
Speaker 4: make any sense. And his thing was like yo. His
Speaker 4: his stance is like, I'm using it for medical reasons.
Speaker 4: Why am I being suspended for it? So like now
Speaker 4: these twenty five years old.
Speaker 2: The NFL are they don't only lead that test for marijuana.
Speaker 4: No, all leagues do, but the leniency is different. So
Speaker 4: the NFL, and that was one of the things that
Speaker 4: people are arguing, like why is this still a policy
Speaker 4: right if people are using it to heal from injury and.
Speaker 2: It's not performance enhancing drugs.
Speaker 4: Right, So the argument is like we and I heard
Speaker 4: Stephen A say this, he doesn't want to see his
Speaker 4: ass the people that.
Speaker 3: He's paying to come see inebriated.
Speaker 4: And I'm like, okay, that's cool, but do you stop
Speaker 4: them from drinking alcohol the night before the game?
Speaker 3: Right?
Speaker 4: Do you stop them from slover cigarettes an hour before
Speaker 4: the game? So I mean it's a long list of
Speaker 4: things that we can go into.
Speaker 2: Yeah, I personally think that once you see laws being
Speaker 2: passed or proposed to make it federally legal for banks
Speaker 2: to harbor money. So once the money comes into the banks,
Speaker 2: everything follows the money, right, So once the money comes
Speaker 2: into the banks and that's legal, then it's just a
Speaker 2: domino effect from there. So a lot of people are
Speaker 2: interested in marijuana. I always tell people all the time,
Speaker 2: do your research and understand what you're investing in because
Speaker 2: there are a lot of companies and all companies aren't
Speaker 2: the same. But that's interesting from a political standpoint because
Speaker 2: like I said, the money always precedes the law. So
Speaker 2: once the bank, if that bill actually does pass, it's
Speaker 2: just a matter of time because there's too much money.
Speaker 2: It's billion trillion dollars out there, and there's too much
Speaker 2: money for it not to be capitalized on, for banks
Speaker 2: not to take advantage of it, for institutions not to
Speaker 2: take advantage of it, but everybody not take advantage of it.
Speaker 2: So whether you're a pro or for it, probably will happen. Yeah,
Speaker 2: it is what it is.
Speaker 3: And Snoop Dogg probably the lead kind of sore.
Speaker 4: He had a venture capital from that raised forty five
Speaker 4: million dollars in three years, right, So people are investing
Speaker 4: in it at an all time rate. Wes Khalif is
Speaker 4: another guy who's made a career off the use of marijuana.
Speaker 3: Same thing. And Mike Tyson, we just know about that.
Speaker 2: Mike Tyson is opening a forty acre ranch in California, California,
Speaker 2: So all right, well marijuana interesting. It's only gonna, you know,
Speaker 2: get more headlines. I think as time goes and we'll see,
Speaker 2: we'll see what happens.
Speaker 4: Yeah, And just the last thing is that yesterday it's
Speaker 4: legal in those states, but you have to be twenty one.
Speaker 3: So how do we stop kids from using it?
Speaker 4: So twenty one is the age that you have to
Speaker 4: be in order to use recreational or medical marijuana.
Speaker 2: Yes, smoke responsibly people. All right, now we're gonna go
Speaker 2: into real estate. Right, We're gonna real estate is vast,
Speaker 2: so we're gonna talk about we're gonna chop real estate
Speaker 2: up into different segments with different shows. But today we're
Speaker 2: going to talk about appraisals right home appraisals in We're
Speaker 2: going to attack it from a different standpoint. So I
Speaker 2: actually wrote a post about this on my Instagram page
Speaker 2: a while back, if anybody follows me. So, there was
Speaker 2: a recent study by the Bookings Institute in Gallop which
Speaker 2: shows that homes and majority black neighborhoods are undervalued during
Speaker 2: their paygel process by forty eight thousand dollars per home,
Speaker 2: which amounts to one hundred and fifty six billion dollars
Speaker 2: in primulative losses nationwide. So what happens is that they're
Speaker 2: saying that black homes are valued at twenty three percent
Speaker 2: lower than the white counterparts. So obviously how they do
Speaker 2: that is that they base it like the same home, right,
Speaker 2: so it has to be like three bedroom, two bath
Speaker 2: home and a black neighborhood three badroom. Yeah, exactly comparable.
Speaker 2: Who we call in the real estate industry comparables, right,
Speaker 2: So they're not going to compare a one bedroom apartment
Speaker 2: to a mansion. They compare the same exact home, same
Speaker 2: exact space, backyard, all of.
Speaker 3: That stuff within the same zip code.
Speaker 2: Right. So on average, the black home is value that
Speaker 2: forty eight thousand and less than the white home. So
Speaker 2: what happens is that now it affects people in a
Speaker 2: lot of different ways. Right. So now when you have
Speaker 2: less value when you sell your home, right, you're getting
Speaker 2: less money, right, You're also it lowers your net worth, right,
Speaker 2: it lowers your equity that you can borrow from because
Speaker 2: the value of the home is less. So it's a
Speaker 2: lot of negative effects for that. Right. So some people
Speaker 2: will say, okay, well, the reason that the black homes
Speaker 2: and then black neighborhoods are lower than white neighborhoods is
Speaker 2: because black neighborhoods unfortunately, a lot of times you have
Speaker 2: higher crime rates. It sometimes maybe a longer commute, bad schools,
Speaker 2: So all of that stuff plays a factor in the
Speaker 2: home value. Right, And that's true, But the studies showed
Speaker 2: that that only accounts for actually half of the devaluation.
Speaker 2: So what happened to the other seventy eight billion? Right,
Speaker 2: So that only accounted for one seventy eight billion, But
Speaker 2: the other seventy eight billion is not accounting for in
Speaker 2: all those other factors. So this this is what the
Speaker 2: study show, not me. So the Booking Institute, in the Gallop,
Speaker 2: they came to the conclusion that the other seventy eight
Speaker 2: billion dollars in devaluation was solely due to one thing.
Speaker 2: You know what that one thing is a racism. Right.
Speaker 2: They just said that they just valued black homes lower. Right,
Speaker 2: When a praiser comes, he just looks at a black
Speaker 2: home as being worse less than a white home. It's
Speaker 2: just that's what it is. That's what that's what it
Speaker 2: accounted for. Right, So this is a troubling statistic, right,
Speaker 2: for a lot of different reasons. But the main reason
Speaker 2: is that, you know, one of the things that you know,
Speaker 2: you always taught in America is that you do good
Speaker 2: you buy a home. You know, that's like the number
Speaker 2: one way to preserve wealth for your family. Do the
Speaker 2: right things, and you can sell your home. But now, ay,
Speaker 2: it's already discriminatory practices and actually buying a home, right,
Speaker 2: that's been proven. And now even if you do buy
Speaker 2: the home, it's devalued just because you live in it. Yeah. Right.
Speaker 2: So it was interesting when I wrote that story because
Speaker 2: a lot of people were going back and forth like, well,
Speaker 2: I don't believe that. It's like, you know, a lot
Speaker 2: of people don't believe that racism is actually real.
Speaker 3: It's a real thing.
Speaker 2: But the thing about it is that it doesn't even
Speaker 2: affect people just in black neighborhood. They can affect a
Speaker 2: white a black family living in a white neighborhood. Right. So,
Speaker 2: as I said, so, a lot of times people were saying,
Speaker 2: like this is just made up I don't believe it. Yeah,
Speaker 2: so now being that we have a personal story to
Speaker 2: confirm it, Yeah, you're going to go into your story. Yeah.
Speaker 4: You know what when you wrote the article and I
Speaker 4: had no idea you were writing an article, I thought
Speaker 4: you were writing it about me. I honestly was like, Yo,
Speaker 4: this guy just wrote my story. And I told you.
Speaker 4: I'm like, oh, you serious, and you're like nah, this
Speaker 4: is like factual needs, this is this is the evidence.
Speaker 4: And I'm like, oh wow, this is really happening. So
Speaker 4: uh two years ago, almost about two years ago, I
Speaker 4: was in the process of buying a home and that
Speaker 4: comes let's go back. I wasn't going to be in
Speaker 4: the process if it wasn't for you. And that was
Speaker 4: part of the early leisure conversation. My family was about
Speaker 4: to move and you were like, hey, why don't you
Speaker 4: go in and buy a home? And I was like, I
Speaker 4: had not getten any thought. I'm like, you know what,
Speaker 4: maybe maybe you was shot out, maybe I should do this.
Speaker 4: So you sparked that in my mind, I'm like, all right, Well,
Speaker 4: I presented the proposal to my family and they were like,
Speaker 4: let's do this.
Speaker 3: And one of the things we had to do was
Speaker 3: get the house of praise.
Speaker 4: Now, my family bought the home in twenty ten, and
Speaker 4: the house was valued at five hundred and seventy five thousand.
Speaker 4: That's what it was valued at. We bought it for
Speaker 4: five hundred and twenty five thousand. That was a purchase
Speaker 4: price in twenty ten. Long story short, part of my
Speaker 4: family wanted to move to another area. So I came
Speaker 4: in and I went in on a deal with my
Speaker 4: father and.
Speaker 3: We got the house.
Speaker 4: And the process of praisal was an alarming one because
Speaker 4: when he the appraisal I won't say his name, we're
Speaker 4: actually still in there.
Speaker 3: We wrote a Consumer Reports review about it.
Speaker 4: The appraisal man came in and said that the house
Speaker 4: had devalued. Now we have added things to the home,
Speaker 4: you know, the typical things obviously stay in still furniture,
Speaker 4: I mean stay in still, appliances, would floors, all all
Speaker 4: the things that you would add to, you know, increase
Speaker 4: value in your home. And in the eight year, eight
Speaker 4: year period, the house went from being purchased at five
Speaker 4: hundred and twenty five thousand to now being five hundred
Speaker 4: and ten thousand.
Speaker 2: So all right, so you brought a house in New
Speaker 2: York in the suburbs of New York Westchester, which is
Speaker 2: anybody's not familiar. It's affluent, pretty affluent neighborhood.
Speaker 3: White plans in New York.
Speaker 2: Okay, so you buy a house for five hundred and
Speaker 2: how much?
Speaker 3: Five hundred and twenty.
Speaker 2: Yeah, seven years where there is no market correction. Real
Speaker 2: estate has only gone up right in New York and
Speaker 2: across America as a whole, but definitely.
Speaker 3: And especially in this neighborhood.
Speaker 2: Okay, you made improvements, You made improvements to the home,
Speaker 2: and he said that the home was devalued by fifteen thousand.
Speaker 3: Uh, fifteen thousand.
Speaker 2: Yeah.
Speaker 4: So like when you look at that, it's like, oh wait,
Speaker 4: that's kind of crazy. But then you look at the
Speaker 4: comparables because that's part of the appraisal process too.
Speaker 3: So I looked at the comparables. Earners, what's up.
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Speaker 5: An illegal alien from Guatemala charged with raping a child
Speaker 5: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 5: accused of murdering a Texas man of Venezuelan charged with
Speaker 5: filming and selling child pornography in Michigan. These are just
Speaker 5: some of the heinous migrant criminals caught because of President
Speaker 5: Donald J. Trump's leadership. I'm Christy Noman, the United States
Speaker 5: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 5: crossings are at the lowest levels ever recorded, and over
Speaker 5: one hundred thousand illegal aliens have been arrested. If you
Speaker 5: are here illegally, your next you will be fined nearly
Speaker 5: one thousand dollars a day, imprisoned, and deported. You will
Speaker 5: never return. But if you register using our CBP home
Speaker 5: app and leave now, you could be allowed to return legally.
Speaker 5: Do what's right. Leave now under President Trump, America's laws
Speaker 5: border and families will be protected.
Speaker 4: Sponsored by the United States Department of Homeland Security six hundred,
Speaker 4: six hundred and fifty six hundred eighteen. We had an
Speaker 4: offer on the table, like my brother was going to
Speaker 4: sell the house before I stepped in, and the offer
Speaker 4: was for six hundred, six hundred thousand, and you got
Speaker 4: to praise that fifty five hundred and ten thousand.
Speaker 2: And what do your neighbors look like?
Speaker 3: My neighbors are from a.
Speaker 2: Different ethnic background, ethnic back.
Speaker 4: We have Hispanic neighbors, we have white neighbors. We have
Speaker 4: a few black neighbors down the street.
Speaker 2: The majority of people in your neighborhood, what are they are? White?
Speaker 2: Majority of them? Okay, yeah, So the comparables in the
Speaker 2: neighborhood is six hundred thousand.
Speaker 3: Six hundred plus at least. So the deal was time sensitive.
Speaker 4: So not only did I was like blown away by
Speaker 4: the number that came back, I knew that we had
Speaker 4: to react fast because there was a lot of dominoes
Speaker 4: that were gonna fall if we didn't get this done.
Speaker 4: So he came in and gave us a five hundred
Speaker 4: and ten thousand appraisal.
Speaker 3: But on top of it.
Speaker 4: I had to pay him eight hundred dollars to him
Speaker 4: to do that, so like, not only was it in
Speaker 4: justice in a disservice, but I had to pay him
Speaker 4: out of my pocket to say thank you. He came in,
Speaker 4: he was here for maybe ten minutes and left and
Speaker 4: that was the last time I saw him until I
Speaker 4: had to, you know, get in contact with him, like
Speaker 4: how did this happen? And you know, his explanation was
Speaker 4: pretty much, you don't have the size of a backyard
Speaker 4: as the comparables. So I was like, no, this isn't
Speaker 4: this is impossible. I literal drove around the neighborhood to
Speaker 4: the comparables. I'm like, no, this is no way, no way.
Speaker 4: And being that the process of getting the house was
Speaker 4: time sensitive, I just had to say, you know what,
Speaker 4: I'm just gonna have to take this one and then
Speaker 4: we'll deal with this at a later time. My mortgage
Speaker 4: broker at the time was like, you know, I don't
Speaker 4: believe this. This is crazy, but at a certain extent,
Speaker 4: you're at the bank's mercy, right, Like they're the one
Speaker 4: that's approven you for the loan. They send their appraisal,
Speaker 4: the person that do the appraisal, So it's like, what
Speaker 4: do you do?
Speaker 2: So at that point in time, he took ninety thousand
Speaker 2: off the table, oh wealth right from your family pretty much? Yeah,
Speaker 2: just his opinion. Yeah.
Speaker 3: And that's the thing.
Speaker 4: It's like a lot of people don't get to this
Speaker 4: level to even see this type of discrimination, right because
Speaker 4: how many people are in the position to even get
Speaker 4: a home, you know what I mean. And it's like
Speaker 4: I can tell this story, but it's like, who else
Speaker 4: can relate to this? Because, like I said, when you
Speaker 4: wrote it, I was like, wait, you're writing my story
Speaker 4: and you're like no, this is happening everywhere. And I'm like, oh, oh,
Speaker 4: now I have to take action. So I have taken
Speaker 4: some actions, and it's still.
Speaker 2: You know what's crazy. Somebody said on my Instagram that
Speaker 2: she told the story. I don't know if for sure
Speaker 2: or not, but I'm gonna give her the benefit down
Speaker 2: say it's true. So she said that she had a
Speaker 2: home of praise three times and each time, let's say
Speaker 2: it was three hundred thousands roughly, I forget the number. Well,
Speaker 2: let's say three hundred thousand. It was like solid three
Speaker 2: hundred thousand, three times in a row. Yeah, she had
Speaker 2: her white neighbor come for the fourth appraisal. She took
Speaker 2: down all the pictures and the white neighbor answered the door.
Speaker 2: Long story short, the praiser thought that it was a
Speaker 2: white neighbor's home. You know how much it was a
Speaker 2: praise for four hundred I think like four to ten
Speaker 2: one hundred and ten thousand dollars more, just on an
Speaker 2: opinion because he saw a white person. Yeah, it happens.
Speaker 4: Look, I'm like, we're literally I lived it and I'm
Speaker 4: still living in it, and it's like wow, And I
Speaker 4: try to get that message out like yo, this is happening.
Speaker 4: But like I said, like who can relate to it?
Speaker 4: Like a lot of my peers are, you know, are
Speaker 4: renting and they're not in the process.
Speaker 3: Of owning a home yet and they will be.
Speaker 4: But it's like, oh, this is how how is this possible?
Speaker 4: So like what would be the answer to eliminate that?
Speaker 4: Like you know what I mean, Like we have to
Speaker 4: get our own independent appraiser. Yeah, but that independent appraiser
Speaker 4: doesn't necessarily work for the bengk who's giving you the loan,
Speaker 4: So it's like what do you do?
Speaker 2: Yeah, it was an interesting this discussion on my Instagram
Speaker 2: page because then some appraisers came in. It was actually
Speaker 2: hoping to get somebody in the praiser to come in
Speaker 2: as a guest, but we wasn't able to. But uh yeah, yeah,
Speaker 2: it's a I don't know, it's an unfortunate situation that
Speaker 2: it's just stuff like that people don't even aren't really
Speaker 2: even thinking about, right, like you hit about like the
Speaker 2: hardcore racism stuff, but little stuff like that that's real wealth.
Speaker 2: That's so your ninety so your situation was ninety thousand dollars, right,
Speaker 2: so now you can see how a hundred when you
Speaker 2: hear about one hundred and fifty six billion, like that's
Speaker 2: a large number, but how many people are like you,
Speaker 2: ninety thousand here, one hundred thousand here, thirty thousands? Ye up, yeah,
Speaker 2: that's all right. And like you said, like that's part
Speaker 2: of that generational wealth. And that's not even a black neighborhood.
Speaker 4: Right right, It just was that, Hey, they saw the
Speaker 4: family that was here, and this is what we're saying
Speaker 4: it is, and take it or leave it. And if
Speaker 4: you leave it, then you're not going to get this
Speaker 4: own because we're not approving you for.
Speaker 2: This one m yep, well yeah is ricked all right,
Speaker 2: boys and girls. So now is my favorite part of
Speaker 2: the show. Storytime. Here's a little story that must be
Speaker 2: So listen up, gangsters and honeys with your head done
Speaker 2: the best story tell us stuff now, right, UNA say,
Speaker 2: if pray out it's gray down, it's great up. All right.
Speaker 4: So this, this story actually starts as a lesson plan.
Speaker 4: And one of the things we do in the summer
Speaker 4: is teach financial literacy. And I was listening to Reasonable
Speaker 4: Doubt that President's tool was on and I heard the
Speaker 4: line all black Scott is sports and entertainment until we
Speaker 4: even and it just stuck with me, and I was like,
Speaker 4: damn is this like Jay right?
Speaker 3: Like is he right when he says that? Like what
Speaker 3: does that even mean?
Speaker 4: And I started thinking about success and what images we
Speaker 4: think of when we think of success, and over and
Speaker 4: over I kept saying, Wow, yeah, entertainment, damn, yep, sports.
Speaker 2: Okay.
Speaker 4: So when we sat down with our kids, I came
Speaker 4: up with this idea that you know what, give them
Speaker 4: eight pictures of celebrities, and lo and behold, they could
Speaker 4: name all eight, all eight. They were eight for eight
Speaker 4: and the celebrities I believe with doctor dre Jay z Beyonce,
Speaker 4: Floyd Mayweather.
Speaker 3: Was on there, Puff was on there. It was like,
Speaker 3: all right, well they know all of those.
Speaker 4: And then I gave him another sheet with eight pictures
Speaker 4: and I asked him to name them, and they got
Speaker 4: one out of the eight and the one person was
Speaker 4: Oprah Winfree and I told them that the interesting thing
Speaker 4: is that you recognized that every celebrity, but you only
Speaker 4: knew one of the wealthiest people of color in the world.
Speaker 3: And their minds were blown. And I was like, well,
Speaker 3: this is.
Speaker 4: Why, right, because all we've been we see is sports
Speaker 4: and entertainment. So we went to the number one person,
Speaker 4: the wealthiest black person or person of color in the
Speaker 4: entire world, well black person not even personal African descent,
Speaker 4: and we came to the name Aliko then goatee, Aliko
Speaker 4: dan Goti. He's actually from Nigeria and it's networth this year,
Speaker 4: well in twenty eighteen was ten point seven billion.
Speaker 2: Yeah, so Aliko Dane Gote. We wanted to cover him
Speaker 2: for a few different reasons, but shout out to Africa.
Speaker 2: We have a lot of listeners in Africa and the
Speaker 2: UK and all over and you know, Obviously we live
Speaker 2: in America, so most of our stories are based off
Speaker 2: of Americans. But we're we're bigger than's just America. Right,
Speaker 2: you know, the world, as I always say, the world
Speaker 2: is flat, So we want to show up to every
Speaker 2: part of the world and to give inspiration to every
Speaker 2: part of the world as well. Right. So, as you said,
Speaker 2: the richest black person in the world, African descent, whatever
Speaker 2: you want to call it, is from Nigeria. Right, He's
Speaker 2: worth ten billion dollars. So we're going to tell his story,
Speaker 2: so because I'm pretty sure that most people aren't familiar
Speaker 2: with him.
Speaker 4: Yeah, I mean, every time I've brought him up in conversation,
Speaker 4: people will say who is that? And it's it's ironic,
Speaker 4: Like we know who Floyd made Weather is, and we
Speaker 4: know who Jay Z and I mean, they've had huge
Speaker 4: amount of sys but those three people, they're not worth
Speaker 4: doesn't even add up to.
Speaker 2: His No, it's not even closed. So all right, So Aliko,
Speaker 2: he he comes from Nigeria, right, and he uh, he
Speaker 2: starts in twenty one in the concrete business. So he
Speaker 2: comes from a wealthy family already nowhere near where he
Speaker 2: is now, but he comes from a wealthy family. So
Speaker 2: that's no, that's another thing too. We have to keep
Speaker 2: in mind because even with the whole thing with Coylie
Speaker 2: Jenner as far as what self made, that's that was
Speaker 2: big on the page. And we have to keep in
Speaker 2: mind that there are black wealthy people, right.
Speaker 4: Like his grandfather was wealthy, the wealthiest person in West Africage.
Speaker 2: Yeah, so and there's nothing wrong with we have to
Speaker 2: get out of that mind like, there's nothing to be
Speaker 2: embarrassed about if your if your family has money. But
Speaker 2: that's what we should strive to do to actually leave
Speaker 2: a legacy for our kids. And it's like we almost
Speaker 2: like are embarrassed if if we have any leg up.
Speaker 2: I mean like it's it's kind of backwards way of thinking.
Speaker 2: But so, yeah, he comes from a wealthy family, but
Speaker 2: nowhere near where he is now. So at twenty one,
Speaker 2: he starts a concrete business, right and from there it's
Speaker 2: a five thousand dollars loone that he got from his
Speaker 2: uncle to start the business. From there, he parlayed that
Speaker 2: into pretty much everything in Nigeria, agriculture, food, telecommunications.
Speaker 3: Banking, petroleum banking, petroleum, sugar flowers.
Speaker 2: Sugar flower everything. He's guys, guy's hands and everything. Everything
Speaker 2: in the country is pretty much he's involved with in
Speaker 2: one way or the other. He's heavy in politics everything, right,
Speaker 2: So what he's doing now is that he is taking
Speaker 2: a major risk. But that's what business is about, right.
Speaker 2: He's taking a major risk and building a twelve billion
Speaker 2: dollar petroleum refinery, yes, right in Nigeria.
Speaker 4: So just a quick couple things about Nigeria. Nigeria is
Speaker 4: Africa's largest oil producer, so that's just the first thing. Now,
Speaker 4: they have the control of i think the tenth largest
Speaker 4: oil reserves in the country.
Speaker 3: Oh and I'm sorry in the.
Speaker 4: World, in the world, but they don't take their resource,
Speaker 4: not their resources, but they don't have refineries that are
Speaker 4: efficient enough to get it throughout the entire time.
Speaker 2: Yeah. So the thing about Nigeria is that they have
Speaker 2: the tenth largest oil reserve, like you said, in the world,
Speaker 2: but they only have four state run refineries and those
Speaker 2: are old. So what happens is that they have to
Speaker 2: import most of their petroleum, which makes no sense, right
Speaker 2: because you have so much petroleum in your backyard literally,
Speaker 2: but you have to import it because you don't have
Speaker 2: the infrastructure actually produce it. Yourself. So that's his thing.
Speaker 2: His thing is like why do we why don't we
Speaker 2: have to bring in all of this stuff from the
Speaker 2: Middle East and all these other different countries when we
Speaker 2: have it right here. So he's building a twelve billion
Speaker 2: dollar refinery and what that will do is make it well,
Speaker 2: a is going to be the largest petroleum refinery.
Speaker 3: In the world.
Speaker 2: Yeah, in the world.
Speaker 4: I literally he went out and this is built on wasteland.
Speaker 4: So he I mean again, his business helps with this process,
Speaker 4: right because he has the concrete, and he has the
Speaker 4: trucks and he has all these things that help build it.
Speaker 4: So he's building it right now. I believe it's off
Speaker 4: the south coast of Nigeria. But yeah, like let's build
Speaker 4: this refinery because there's no point of us important anymore.
Speaker 2: Right, So that's going to take if all goes well.
Speaker 2: So right now, his company made four billion dollars in revenue. Shit,
Speaker 2: if all goes well, that's going to take it from
Speaker 2: his company from four billion to thirty billion. Yeah.
Speaker 4: So the key part about that is that sixty percent
Speaker 4: of Nigeria, right is not they're not connected to the
Speaker 4: power grid sixty percent. And when the people who are
Speaker 4: they have like four hours of power at a time.
Speaker 4: So there's like long history of blackouts in the country.
Speaker 4: So he has a chance to provide electricity now to
Speaker 4: an entire country.
Speaker 2: Yeah, well, yes, he has a chance to change the
Speaker 2: course of Nigeria forever, forever and also change the court
Speaker 2: of Africa as well, the entire continent, right exactly, So
Speaker 2: what he's doing is more than just money, right, he
Speaker 2: has actual chance to really leave a legacy forever when
Speaker 2: it comes to Africa. And then of course money plays
Speaker 2: a part as well. As I said, it takes his
Speaker 2: company from four billion to thirty billions, So now he's
Speaker 2: a billionaire. Now. I think he was like number on
Speaker 2: hundred on the.
Speaker 4: List, yeah he I think his highest rank on the
Speaker 4: list was like twenty five. He was up to like
Speaker 4: twenty twenty five billion.
Speaker 2: Yeah, a couple of things, but this does now, this
Speaker 2: puts him in like the top twenty. Now now he's
Speaker 2: in there with Bloomberg and guys like that. Right, So
Speaker 2: that changed the trajectory of wealth as well. But as
Speaker 2: I said, more importantly, like you said, sixty percent of
Speaker 2: the country doesn't have electricity. They're the tenth largest oil
Speaker 2: producing country, but they have to import all their oil,
Speaker 2: so it makes himself reliant. They can keep all their
Speaker 2: resources at home now, and it sets a trend for
Speaker 2: West Africa and the whole Sub Saharan Africa as a whole, right,
Speaker 2: because we all know that Africa is the richest continent
Speaker 2: as far as minerals and what's in the earth, but
Speaker 2: unfortunately it's the poorest continent economically, right, So hopefully this
Speaker 2: will be a trend that countries can follow in businessmen
Speaker 2: in the countries can follow where now the wealth is
Speaker 2: actually kept in Africa and they're producing for themselves and
Speaker 2: they're keeping it for themselves, right, So there's two sides
Speaker 2: to every story, right. So a lot of people aren't
Speaker 2: big fans of his because they said that, you know,
Speaker 2: he has a lot of money offshore and some shaky
Speaker 2: business practices, pays on the politicians.
Speaker 4: So his wealth, right, and when we look at our
Speaker 4: country and we think of the wealthiest people in the world,
Speaker 4: and we know that one percent of the population has
Speaker 4: more money than ninety nine percent, so his statistic is
Speaker 4: even larger because yes, I think fifty percent of the
Speaker 4: country does live in poverty. And you have now a
Speaker 4: man who's in the top one hundred wealthiest people in
Speaker 4: the world. So the disparacy is even greatest people are
Speaker 4: looking at that, Like.
Speaker 2: But that's not just his I mean, look at Carlos
Speaker 2: Slim right in Mexico.
Speaker 3: Another person.
Speaker 2: I look at his billion of billionaires in India or
Speaker 2: even America, right, so that's all over the world. Yeah,
Speaker 2: But like I said this, you know, there's there's some
Speaker 2: some rumors that you know, he's done some things, which
Speaker 2: I mean most business people have on a certain level. Right,
Speaker 2: But then he also has a charity where he's donated
Speaker 2: one point two billion dollars of his own wealth.
Speaker 3: Yeah, I believe him and Bill Gates or doing.
Speaker 2: He's doing somethuff with Bill Gates. Well, but then he
Speaker 2: also built two hundred homes for poor people.
Speaker 4: Yeah, so he and he said his favorite so he
Speaker 4: for the first twenty years of business, so he started
Speaker 4: his company, I believe in nineteen seventy seven, first twenty
Speaker 4: years of business, refused to travel, did not travel at all.
Speaker 2: Yeah, that's no vacation. So that's because that goes back
Speaker 2: to the college everything, right, where I say, Okay, you
Speaker 2: start with money. Obviously, if you start with money, you
Speaker 2: have a leg up. It's obvious, right, but you still
Speaker 2: have to work the money to make it more money.
Speaker 2: So the guy didn't take a vacation for twenty years.
Speaker 2: Twenty years now he took vacation now, But for the
Speaker 2: first twenty years in business, he didn't take a vacation.
Speaker 4: It's ratio now is for every two weeks he works,
Speaker 4: he takes a vacation. I gotta get we have to
Speaker 4: get to that r Yeah. I mean, that's an amazing.
Speaker 2: It's like how many people take vacations just because it
Speaker 2: shouldn't be. It can't afford it.
Speaker 3: Right, You you have no money and you're still taking
Speaker 3: vacations just for the hell of it.
Speaker 2: You're going to Miami just just cause it's funny.
Speaker 3: You said Miami. Because when he said the two favorite places.
Speaker 2: Of traveling Atlanta in Miami, Atlanta at Miami, that's pretty random.
Speaker 2: I'ma be honest with you. If I'm one of the
Speaker 2: richest people in the world, I love Miami. I love
Speaker 2: Atlanta too, those would not be my two top travel desers.
Speaker 3: Well, where you're coming from, though you're coming from New York.
Speaker 2: It doesn't no matter where I'm coming from.
Speaker 3: Somebody who's in Nigeria.
Speaker 4: That may look at that as like that's a tourist destination,
Speaker 4: and we do it like pretty regularly.
Speaker 2: Atlanta shot to Miami too. It's just a little random
Speaker 2: for me, that's all. But yeah, those are his two favorite.
Speaker 2: He actually owns a lot of property in Atlanta.
Speaker 4: Yeah, he I think he had a residency out there,
Speaker 4: but now I think he's staying at some like luxurious
Speaker 4: like resort there.
Speaker 2: Now, yeah, I mean theig gout, he's bailing out of control.
Speaker 2: But the thing about it also is that so this
Speaker 2: flip sides to every coin, right, So some people say
Speaker 2: it's a bad guy, some people say it's a good guy.
Speaker 2: I learned that life is complicated, right, So when I
Speaker 2: was in Colombia, I went to Columbia Attle while ago.
Speaker 2: And obviously when you think of Columbia, who do you
Speaker 2: think of It's a legend. So everybody knows story. I
Speaker 2: don't have to tell a story. Half of the country
Speaker 2: hates him, despises him, and half of the country loves him. Right,
Speaker 2: So depending on who you talk to, you're gonna get
Speaker 2: a different story. So if you talk to some of
Speaker 2: the people that he might be responsible for killing, and
Speaker 2: you know, ruining lives and all his things. Then they
Speaker 2: would tell you that he's the devil, he's the worst
Speaker 2: person in the world. But then I went to a community.
Speaker 2: I forget what it's called, but it's Pablo Eskebar community
Speaker 2: where he built I think, like three homes for poor people, right,
Speaker 2: And he built the whole community. He built the hospital,
Speaker 2: he built homes, restaurants, grocery stores, He literally built the
Speaker 2: community for poor people and everybody lived rent free, everybody
Speaker 2: had a home. They got murals of them on the wall.
Speaker 2: To this day, they still got murals of them, like
Speaker 2: he's he's a saint. Right. So life is complicated, right,
Speaker 2: And depending on who you ask opinion, you're going to
Speaker 2: get a clearly different answer.
Speaker 4: So there was some negative press where people had lived
Speaker 4: near the land and he came in, he cleared off
Speaker 4: so that's it didn't provide homes or anything.
Speaker 2: So they said he cleared off the land to make wrong.
Speaker 2: But then he built two hundred homes for poor people.
Speaker 2: So it's like and.
Speaker 4: His thing is like he doesn't even want to be
Speaker 4: remembered as the wealthiest person of African descent. He'd rather
Speaker 4: be known as a philanthropist and that's honorable, Like he
Speaker 4: just wants to be the person that has given back,
Speaker 4: and he has a chance to like what we said,
Speaker 4: if you think about it, like his country relies on imports,
Speaker 4: he has a chance to reverse their entire trajectory and
Speaker 4: be a country that is pretty much making their revenue
Speaker 4: from exporting their resources.
Speaker 2: So that's I mean, now that's a good story. And
Speaker 2: then also it's just you know, we like to highlight
Speaker 2: business people and we want to give people inspiration and
Speaker 2: hope and just just different figures. Right, Like we all
Speaker 2: know who Warren Buffett is. We know who Bill Gates is,
Speaker 2: so why should we not know who he is?
Speaker 4: I doubt and I mean I work in schools. This
Speaker 4: is his name is never being brought up.
Speaker 2: But there's a bunch of people. We got Robert Smith,
Speaker 2: who's the richest Black American. He's a millionaire and a
Speaker 2: lot of people don't know he.
Speaker 3: They have, well Rob Johnson before him, and he wasn't
Speaker 3: brought up.
Speaker 2: But even Rob Johnson he's still in sports entertainment on
Speaker 2: a certain level, but Robert Smith is in private equity.
Speaker 2: So we're going to try to highlight different people from
Speaker 2: different walks of life. But business in particular, because I
Speaker 2: think it's important for people to see these people and
Speaker 2: to just know about them. You don't have to be
Speaker 2: a fan of them or not, but at least you
Speaker 2: should be aware of it.
Speaker 4: The power of presence and the power of perception. It's like,
Speaker 4: at least I've seen somebody who can do that's doing this.
Speaker 4: It's powerful. If we've never seen that, like, then we
Speaker 4: may expire to be an athlete or somebody entertainment. It's like,
Speaker 4: oh wait, there's somebody doing something else in this avenue.
Speaker 4: Oh I can do this too, right, So the power
Speaker 4: of just seeing yourself and somebody successful, you can't measure.
Speaker 2: It now, you can't. And once again, shout out to Africa,
Speaker 2: South Africa, to Nigeria, Ghana, Ethiopia, Somalia, all that, Egypt.
Speaker 2: We're going to go to Africa very soon, I have. Unfortunately,
Speaker 2: I have not been to Africa yet. I've been a
Speaker 2: lot of different places, but I have not been to Africa.
Speaker 2: So that's on my to do list. I'm looking forward
Speaker 2: to it. I'm very excited and yeah, we're gonna get
Speaker 2: out there for sure.
Speaker 3: Absolutely.
Speaker 2: All right, guys, Well again, thank you for rocking with
Speaker 2: us and do not forget to subscribe to our YouTube,
Speaker 2: check our website out, check our merch out, check Patreon out,
Speaker 2: and yeah once again, just just also send you send
Speaker 2: requests too, because what we want to start doing is
Speaker 2: featuring maybe like a small businesses too that have success stories.
Speaker 2: Cause we talk about your big companies, we're gonna talk
Speaker 2: about small businesses as well. So dm us if you know,
Speaker 2: if you have a good small business story, or if
Speaker 2: you know somebody has a small business story, if you
Speaker 2: could just d dm us a quick paragraph, nothing too crazy,
Speaker 2: because we got to read it and we'll try to
Speaker 2: feature that as well. And then also we got requests
Speaker 2: for books book club, so I'm just going and just
Speaker 2: each episode I'll say a book that I'm reading. So
Speaker 2: right now, I'm currently reading a book called The Big
Speaker 2: Short and it's about the subprime mortgage crisis in two
Speaker 2: thousand and eight. Very interesting book if you're into that.
Speaker 2: They have a movie about it actually as well. Steve
Speaker 2: Carrell's in it is excellent movie and it just talks
Speaker 2: about the financial system and how broken the financial system is,
Speaker 2: how corrupt the financials amazing. It's dope, trust me, it's dope.
Speaker 2: So Yeah, that's my that's my book. Tip of the week.
Speaker 2: All right, all right, peace.
Speaker 5: An illegal alien from Guatemala charged with raping a child
Speaker 5: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 5: accused of murdering a Texas. Man of Venezuelan charged with
Speaker 5: filming and selling child pornography in Michigan. These are just
Speaker 5: some of the heinous migrant criminals caught because of President
Speaker 5: Donald J. Trump's leadership. I'm Christine Noman. The United States
Speaker 5: are scretary of homeland security. Under President Trump, Attempted illegal
Speaker 5: border crossings are at the lowest levels ever recorded, and
Speaker 5: over one hundred thousand illegal aliens have been arrested. If
Speaker 5: you are here illegally, your next you will be fine
Speaker 5: nearly one thousand dollars a day, imprisoned and deported, you
Speaker 5: will never return. But if you register using our CBP
Speaker 5: home app and leave now, you could be allowed to
Speaker 5: return legally. Do what's right, leave now. Under President Trump,
Speaker 5: America's laws, border and families will be protected.
Speaker 3: Sponsored by the United States Department of Homeland Security,