WEBVTT - Hold-On for Dear Life!  Craig Gottwals Talks to Armstrong & Getty

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<v Speaker 1>Right now. You can get black Parriday Deals all Mont

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<v Speaker 1>at Herson's Kia. If you're looking for a new car,

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<v Speaker 1>percent financing available and Lisa is starting at only check

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<v Speaker 1>them out at Herson's Kia dot Com. The Armstrong and

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<v Speaker 1>Getty Show and this a point at the meet. The

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<v Speaker 1>reason the President and Leader McConnell are moving forward so

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<v Speaker 1>quickly is because they want to overturn the Affordable Care Act.

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<v Speaker 1>And when people understand and they do what this means

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<v Speaker 1>in their lives. No more benefit of the pre existing condition,

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<v Speaker 1>no more having your children doing your policy until twenty

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<v Speaker 1>six years old, no more having Medicaid expanded to cover

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<v Speaker 1>long term healthcare in the needs of our children with

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<v Speaker 1>pre existing conditions, and returning to a time where being

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<v Speaker 1>a woman is a pre existing medical condition. The people

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<v Speaker 1>know that, and that's why the Republicans are rushing. They

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<v Speaker 1>want to get it done so they can overturn the

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<v Speaker 1>Affordable Care Act. So the very sad one Jerry Nadler

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<v Speaker 1>pooped himself right then, the very smart and crafty Nancy

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<v Speaker 1>Pelosi clearly decided on the Sunday Shows and sense that

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<v Speaker 1>the way to handle this Supreme Court thing is we

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<v Speaker 1>can't we can't stop them, but we just got to

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<v Speaker 1>make people scared of Republicans not having the Senate because

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<v Speaker 1>with the with the Supreme Court in the Senate, they

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<v Speaker 1>are going to destroy Obamacare. That's what the Supreme Court

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<v Speaker 1>is going to do. And then so then I was

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<v Speaker 1>listening to one of my favorite right leaning but fair

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<v Speaker 1>podcasts and they said, no, that's way, way overstated. And

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<v Speaker 1>I thought, I have no idea what's up for discussion,

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<v Speaker 1>But I know somebody who does know. Indeed, that would

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<v Speaker 1>be Craig got Wall's Craig the healthcare Guru, formerly known

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<v Speaker 1>as Craig the Obamacare Lawyer, attorney, law benefit consultant, and

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<v Speaker 1>the the keeper of the Benefit Revolution webs etcetera. Greig,

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<v Speaker 1>how are you, sir? I am well, how are you? Gentlemen? Oh?

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<v Speaker 1>Just just terrific, really awesome, dude. It's really twenty man,

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<v Speaker 1>really enjoying the news cycle, feeling close to our fellow Americans.

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<v Speaker 1>It's just smooth sailing is going great anyway. Um, so,

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<v Speaker 1>what what is your take on this upcoming decision? How's

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<v Speaker 1>it being misreported? What? What's the reality here? Well, this

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<v Speaker 1>thing has been potentially the most misreported story on on

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<v Speaker 1>the Affordable Care Act or or Obamacare, whatever you want

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<v Speaker 1>to call it, because, um, we we really have not

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<v Speaker 1>had an individual mandate ever. Uh, going way back to

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<v Speaker 1>the beginning of Obamacare, they put an individual mandate in.

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<v Speaker 1>The logic was you need to have an individual mandate

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<v Speaker 1>because you've got to have the healthy people buying in

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<v Speaker 1>as well as the sick people so that you balance

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<v Speaker 1>out premium and insurance works as it's intended and we

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<v Speaker 1>don't end up with what they labeled a death spiral. Right,

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<v Speaker 1>So that's how insurance works. But if you'll remember all

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<v Speaker 1>the way back into the into the early teens, immediately

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<v Speaker 1>once Democrats passed this law, they realized, what will It

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<v Speaker 1>is not politically popular for us to be finding our

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<v Speaker 1>constituents who cannot afford healthcare. So at peak lunacy, at

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<v Speaker 1>peak insanity, and Obamacare they had administratively, not through legislature,

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<v Speaker 1>but through bureaucrats in d C. They had created thirty

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<v Speaker 1>two different exemptions to the individual mandate, and it was

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<v Speaker 1>wonderful things like things that said, if you've received the

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<v Speaker 1>p g n E shut off notice in the last

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<v Speaker 1>six months, you don't have to buy obamacare. If you

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<v Speaker 1>had a death in your family last year, you don't

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<v Speaker 1>have to buy obamacare. And our very favorite one, are

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<v Speaker 1>very favorite one was if you feel, yeah, that's right,

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<v Speaker 1>feel that the exchange plans are more expensive than what

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<v Speaker 1>you have available to you otherwise, then you don't have

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<v Speaker 1>to buy Obamacare. I don't think. I don't think the

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<v Speaker 1>word feel should be in any government statute of any kind.

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<v Speaker 1>And so eventually, to skip ahead a little bit, the

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<v Speaker 1>individual mandate only applied to two percent of people, right,

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<v Speaker 1>that's right of Americans were able to pass the very

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<v Speaker 1>very low i Q test that said, oh my gosh,

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<v Speaker 1>all I gotta do. All I gotta do is pretend

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<v Speaker 1>I tried to buy Obamacare and the website was down

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<v Speaker 1>and boom, I'm exempted. So yeah, okay, two of Americans

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<v Speaker 1>ever paid this fine. So the reason this is significant

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<v Speaker 1>is because Judge Roberts cast the deciding votes saying Obamacare

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<v Speaker 1>in the original review was legal because the penalties for

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<v Speaker 1>not buying it in the individual mandate were attacks and

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<v Speaker 1>not a penalty. So it's okay that it came up

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<v Speaker 1>in the House. Was it that has to start all taxes. Uh,

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<v Speaker 1>and it's it's a little legally complicated, but it's all

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<v Speaker 1>about the individual mandate being attacks. Yes, So in Supreme

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<v Speaker 1>Court looked at it and Judge Roberts sp Court. Justice

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<v Speaker 1>Roberts decided that, yeah, Obamacare can stand. So take one

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<v Speaker 1>step beyond that. The administration and the people that supported

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<v Speaker 1>the law made the argument that, oh, we have to

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<v Speaker 1>have an individual mandate because without the individual mandate, the

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<v Speaker 1>whole law crumbles. That was the Obama administration's argument. So

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<v Speaker 1>it goes to the Supreme Court five cour decision with

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<v Speaker 1>Judge Roberts saying, yet, the individual mandate is integral to

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<v Speaker 1>the law, and we can save the individual mandate as

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<v Speaker 1>a tax, all right. So then immediately after that, Democrats

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<v Speaker 1>started looking at it did what I said, They put

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<v Speaker 1>all these exemptions in the individual mandate never actually compelled

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<v Speaker 1>anybody to buy anything. So fast forward all the way

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<v Speaker 1>to where we passed a law Congress, President Trump signed it,

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<v Speaker 1>Congress pasted it. It was the tax cuts law that said,

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<v Speaker 1>you know what, the individual mandates really a joke. We're

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<v Speaker 1>going to reduce the tax of the individu. We're gonna

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<v Speaker 1>keep the individual mandate in there. That's fine for for

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<v Speaker 1>legal reasons. But we're gonna reduced the penalty of the

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<v Speaker 1>individual mandate to zero dollars. And everybody agreed to it,

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<v Speaker 1>Democrats and Republicans. It was a bipartisan passage. All right.

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<v Speaker 1>We send some very very creative, very creative conservatives who

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<v Speaker 1>really hate Obamacare and want it gone started bringing cases.

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<v Speaker 1>In fact, there's a dozen or more states that brought

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<v Speaker 1>this case. The most popular one is Texas versus A

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<v Speaker 1>s R. A s R. Being the secretary of HHS.

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<v Speaker 1>We've spoken to. He's a close, dear friend of ours.

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<v Speaker 1>Go on, he's he's a good friend of the show.

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<v Speaker 1>Eighteen states in total, actually, with Texas saying, okay, look,

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<v Speaker 1>you you you argued in twelve that the individual mandate

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<v Speaker 1>was necessary. Otherwise the law crumbles, and we've all agreed

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<v Speaker 1>now that the individual mandate is zero. So therefore it

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<v Speaker 1>is no longer attacks by law. There is no authority

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<v Speaker 1>for this thing, and the law must fail. Federal court agreed,

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<v Speaker 1>Appellate Court agreed. On November tenth, our new Supreme Court

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<v Speaker 1>with eight or nine people on it, whoever knows, we'll

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<v Speaker 1>hear this case. So you can have a tax of

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<v Speaker 1>zero and still call it a tax. Therefore the entire

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<v Speaker 1>act is no longer coherent or whatever, and it goes away.

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<v Speaker 1>Then yes, according to this is the legal argument. Right,

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<v Speaker 1>So this is these are these are professorial types in

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<v Speaker 1>in law in law classes saying and it's it's creative.

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<v Speaker 1>I have to hand it. The legal argument is strong,

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<v Speaker 1>and it says you you saved this law on the

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<v Speaker 1>individual mandate. The individual mandate is no more, therefore this

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<v Speaker 1>law must crumble. It's a very creative argument. Well, now,

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<v Speaker 1>the other side of your sume, as we mentioned in

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<v Speaker 1>the introduction, is your benefits consultant. You're an expert on

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<v Speaker 1>health insurance and company plans and the rest of it.

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<v Speaker 1>If indeed the Supreme Court agrees with that legal reasoning, Uh,

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<v Speaker 1>the next day are the exchanges closed and nobody has

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<v Speaker 1>health insurance? And Nancy Pelosi's right on their own right

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<v Speaker 1>exactly what what are you suppose would have no way,

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<v Speaker 1>no way under the sun that happens. Let me jump

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<v Speaker 1>ahead to the punchline, which I think will surprise you guys,

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<v Speaker 1>and then we can work backwards. Obamacare is here to stay,

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<v Speaker 1>at least that which is left of Obamacare. Obamacare is

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<v Speaker 1>so dramatically changed from what they were talking about passing

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<v Speaker 1>in two thousand nine. These the these, this thing is

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<v Speaker 1>completely different. It's it's way more insurer and public friendly

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<v Speaker 1>at this point that it's gonna stay. You're going to

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<v Speaker 1>have kids on the plan until they're twenty six, you're

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<v Speaker 1>going to have exchanges. You're probably never going to have

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<v Speaker 1>an individual mandate again, which is great because that's what

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<v Speaker 1>most conservatives and libertarians objected to, was the government compelling

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<v Speaker 1>them to buy something they didn't want. That was the

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<v Speaker 1>whole thing. Oh Jack, that's cute. You're so annequated. Do

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<v Speaker 1>you worry about our friend Boomer for things? Okay, Um,

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<v Speaker 1>so Jack, let's let's just play with some numbers here

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<v Speaker 1>and again. People are gonna be like Craig has changed

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<v Speaker 1>his tune. Well, I've changed my tune because a few

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<v Speaker 1>things have happened in right. Um, Obamacare was originally scheduled

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<v Speaker 1>to cost under a trillion dollars. It's now going to

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<v Speaker 1>cost two trillion because because of all these changes, because

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<v Speaker 1>they're not going to pay for the individual mandate, it's

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<v Speaker 1>gonna be two trillion soon, it'll be three trillion. Right,

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<v Speaker 1>It's gonna grow However, the alternative that five I just

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<v Speaker 1>sent you guys the poll last night of the Democratic

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<v Speaker 1>Party of people that identify as Democrats support Medicare for

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<v Speaker 1>all that costs thirty two trillion dollars over ten years.

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<v Speaker 1>So at this point in the new world order of

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<v Speaker 1>we don't pay for anything, we're running our our debt

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<v Speaker 1>up to thirty trillion rapidly. I think the best thing

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<v Speaker 1>that fiscal conservatives can do is hold on for dear

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<v Speaker 1>life and embrace Obamacare, because what's coming after Obamacare is

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<v Speaker 1>going to be devastating to our economy. While that is

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<v Speaker 1>some some that's some real politic right there, bless my suspenders,

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<v Speaker 1>that is something because you told us, well you told

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<v Speaker 1>us years ago that we were ten years out from

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<v Speaker 1>single pair of healthcare. It was just gonna happen. I

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<v Speaker 1>don't know how close you think we are now. I

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<v Speaker 1>think it happens by that wow wow and again. But

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<v Speaker 1>this is this is not rooting interest. This is just

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<v Speaker 1>me watching guyst of our country, watching how we print money,

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<v Speaker 1>watching how we spend watching how neither of our bilateral choice,

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<v Speaker 1>as you say, Jack, give a rip about fiscal fiscal

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<v Speaker 1>that that's dead as a concept. And you know, I

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<v Speaker 1>want the truth. The core, the core of conservativism is

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<v Speaker 1>recognizing what is. If this is what is, that's what is.

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<v Speaker 1>I mean, whether you like it or not. Um, what

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<v Speaker 1>are the chances anybody loses protection for pre existing conditions?

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<v Speaker 1>Less than a five chance? So you fishing? Yeah, we've

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<v Speaker 1>we've handed out those goodies. We've handed out protections on

0:11:00.120 --> 0:11:03.120
<v Speaker 1>existing kids on the plan until they're twenty six, exchanges

0:11:03.200 --> 0:11:06.600
<v Speaker 1>with taxpayer dollars available to assist you in buying those plans.

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<v Speaker 1>We've handed out those good We've handed out the expansion

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<v Speaker 1>of Medicaid right. Um, those are never coming back. That is,

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<v Speaker 1>that is take back, that is the democratic platform. You

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<v Speaker 1>will lose protection for pre existing conditions. Oh yeah, yeah,

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<v Speaker 1>that's the threat right now. And you will be attacked

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<v Speaker 1>by rabid unicorns. If a CBS on the court, you're

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<v Speaker 1>going to lose your protection. Women will become second class citizens, etcetera.

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<v Speaker 1>And there is practically zero chance of that happening under

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<v Speaker 1>any circumstance. This is why you tune in, my friends

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<v Speaker 1>to hear the truth. Politically, you know, that's the thing. Politically,

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<v Speaker 1>I don't know how you combat that because Trump has

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<v Speaker 1>said many times over. He is for protecting UH exists.

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<v Speaker 1>And I don't know how you combat that. Right. So

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<v Speaker 1>what you're saying is, and this is really something. The

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<v Speaker 1>conservative choice, the fiscally conservative choice, is to embrace Obamacare

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<v Speaker 1>right now and to try to hold onto it. That's believable.

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<v Speaker 1>I really do. I really do think that's our best

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<v Speaker 1>bet at this point, because we can. We can patch

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<v Speaker 1>up Obamacare and limp along here. Now. The one piece

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<v Speaker 1>of Obamacare that that if Trump is reelected and we

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<v Speaker 1>get a conservative Congress, the one piece of Obamacare that

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<v Speaker 1>still needs to change that would be great for liberty

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<v Speaker 1>is eliminate the employer mandate, because right now we have

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<v Speaker 1>we still have an employer mandate where you know, all

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<v Speaker 1>employers with more than fifty employees have to buy insurance.

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<v Speaker 1>It's yotta gayoa. Get rid of that, and then this

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<v Speaker 1>thing is no more than a high risk pool for

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<v Speaker 1>ten million people. That's the other thing I want to

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<v Speaker 1>I want to throw it out there, guys. When we

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<v Speaker 1>passed Obamacare, we had thirty to forty million uninsured in America. Okay,

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<v Speaker 1>today we have twenty eight million uninsured in America. All this,

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<v Speaker 1>all this a lot, all this for hardly moving the

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<v Speaker 1>needle at all. The cost, the political capital, the rallies,

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<v Speaker 1>the fights, the rhetoric, all of this for really not

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<v Speaker 1>moving the needle at all on the supposed goal of

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<v Speaker 1>the damn for the love of heavens. So we will

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<v Speaker 1>have a link at Armstrong and Guinea dot com to

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<v Speaker 1>Craig's recent writings on this stuff. It's absolutely terrific. Craig

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<v Speaker 1>got Wallas, Craig the healthcare guru, attorney law benefits consultant.

0:13:10.880 --> 0:13:12.840
<v Speaker 1>When are we going bass fishing man? Hey, you know

0:13:12.920 --> 0:13:15.600
<v Speaker 1>what the boats in the shop? I get it back tomorrow.

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<v Speaker 1>So all right, let's talk Craig, Thanks a milion, nice job.

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<v Speaker 1>All right, we'll talk. So I should say the supposed

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<v Speaker 1>stated goal of the whole thing, because the goal of

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<v Speaker 1>the whole thing, as we've talked with Craig about before,

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<v Speaker 1>was to get single pair of healthcare. This was a

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<v Speaker 1>way to get there, and every dependent on the government

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<v Speaker 1>for every and it's been successful, correct, successful? Um, Okay,

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<v Speaker 1>there you go. That answers that. Army Strong And when

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<v Speaker 1>you're ready to ride Metro, we want you to know

0:13:51.440 --> 0:13:53.880
<v Speaker 1>we're ready for you. Here are just a few of

0:13:53.920 --> 0:13:55.840
<v Speaker 1>the people at Metro to tell you how we're doing

0:13:55.960 --> 0:14:00.920
<v Speaker 1>our part to keep riders safe off built it greatly.

0:14:01.480 --> 0:14:05.560
<v Speaker 1>You've found hand sanitizing stations all over the Metro no mask,

0:14:06.040 --> 0:14:09.400
<v Speaker 1>no Metro need one. We have a few extras at Metro.

0:14:09.720 --> 0:14:12.280
<v Speaker 1>We're doing our part to keep the d C area moving.

0:14:12.520 --> 0:14:15.120
<v Speaker 1>Find out more at wilmata dot com slash doing our

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<v Speaker 1>part