Speaker 1: Welcome to How the Money. I'm Joel, I'm Matt, and
Speaker 1: today we're discussing how to save money on a new phone. Joel,
Speaker 1: how's it going, man? Fantastic, buddy. I was reading a
Speaker 1: scene in Money article and they were talking about financial independence,
Speaker 1: which is interesting to start to see mainstream media outlets
Speaker 1: covering financial independence. Right Wait, I thought CNN was fake news.
Speaker 1: They are all right, yeah, yeah, So this in the
Speaker 1: New York Times like kind of started this domino effect.
Speaker 1: They done it as well. Yeah, so nice. Well, so
Speaker 1: that's where there was an article a few weeks ago
Speaker 1: about some of our friends that we know in the
Speaker 1: in the movement, Mr fIF hundred, who's donated beers for
Speaker 1: this podcast. Yeah, that's right, was featured in the New
Speaker 1: York Times. Carl, Yeah, and so I feel like it's
Speaker 1: just cascading effects. Will tell me about this money. So
Speaker 1: they were addressing early financial independence and how it's achievable,
Speaker 1: and they you know, they gave examples of if you
Speaker 1: make fifty dollars, this is what you're gonna have to do.
Speaker 1: If you want to retire and say ten years, or
Speaker 1: if you make a hundred thousand dollars, this is what
Speaker 1: you'll have to do. They just essentially gave a bunch
Speaker 1: of examples. It was an okay article. Yeah, But what
Speaker 1: I found most interesting is that they linked to the
Speaker 1: financial independence calculator that we've recommended in the past, the
Speaker 1: net worth of five one. Yeah, that's awesome, and I
Speaker 1: don't know something about that, seeing how this is something
Speaker 1: that we've talked about, and like you said, it's something
Speaker 1: that's sort of catching on in the mainstream. And maybe
Speaker 1: what I'm saying is that you don't need CNN because
Speaker 1: that's what we're talking about and to us instead. Yeah.
Speaker 1: The thing is, it's sadly when when a lot of
Speaker 1: these major publications cover financial independence, they completely seem to
Speaker 1: get it wrong. And the way they covered it's like
Speaker 1: this this novelty, or the way they describe it. I
Speaker 1: feel like they missed the art of it so much
Speaker 1: of the time. So I would rather, you know, if
Speaker 1: I were wanting to know more about financial independence or
Speaker 1: some great podcasts out there. There's some great blogs. There's
Speaker 1: just so many good resources that I feel like in
Speaker 1: New York Times or a scene in Money article, they
Speaker 1: kind of let the casual reader know, Hey, this is
Speaker 1: something that exists. But it's not very compelling. Yeah, that's
Speaker 1: the only thing the casual reader is going to know
Speaker 1: about financial independence, and they're going to kind of miss
Speaker 1: the boat because you to know what it really is, truly,
Speaker 1: I feel like you have to listen to the people
Speaker 1: that are actually living it, and just those quick interviews
Speaker 1: just like anything else, right, a quick interview, a couple
Speaker 1: of quotes, you're just not gonna understand what it's all about.
Speaker 1: And that's why I think the comments section on you
Speaker 1: know articles that just like in the New York Times,
Speaker 1: so I'm sure it was the same on the CNN
Speaker 1: money article, the comment sections can just be terrible because
Speaker 1: folks like ripped into it because they're saying, oh, I
Speaker 1: can retire in five years. Sure if I live off
Speaker 1: seven thousand dollars for the year, which is the example
Speaker 1: that they gave. It was like seven or nine thousand
Speaker 1: dollars for the year, and they're like, granted, this is
Speaker 1: pretty extreme, but that's doable. Nothingk Most people, even us
Speaker 1: would say, man, that is crazy. Yeah, and discouraging at
Speaker 1: the same time, no doubt. Yeah, But I think that
Speaker 1: the problem with those articles is, yeah, they they either
Speaker 1: go to extreme or they have a couple of fifthy
Speaker 1: quotes and it's just hard for the new reader to
Speaker 1: understand it, and so they usually write it off wholesale
Speaker 1: without thinking about it. And the bummer is there's so
Speaker 1: many great people in the space and financial independence. We
Speaker 1: think it is a worthy goal, and we covered that
Speaker 1: on a recent episode of the show, right, And there's
Speaker 1: just a lot that you have to think through when
Speaker 1: it comes to that though, because it is this more
Speaker 1: than just being smart with your money. It is kind
Speaker 1: of wholesale life changes that you have to make in
Speaker 1: order to think about financial independence well. And so we
Speaker 1: want people to start thinking differently about the way they
Speaker 1: live life, not just deciding that they need to say
Speaker 1: fift what they make starting tomorrow. Um. So, yeah, it's
Speaker 1: interesting that it's coming into the mainstream, but also I
Speaker 1: don't expect a whole lot of new converts because usually
Speaker 1: those articles are poorly done. But yeah, you mentioned the
Speaker 1: financial independence episode that we recently recorded. If you are
Speaker 1: interested in that and our thoughts on that, listen back.
Speaker 1: That was gosh, maybe a few weeks ago. You'll be
Speaker 1: able to find that one. Yeah, Matt, I wanted to
Speaker 1: let you know real quick that I am just about
Speaker 1: to sign a new lease on one of my rental properties,
Speaker 1: and so I don't know how you feel time a
Speaker 1: year two uh, get a new tenant in, right? It is? Yeah,
Speaker 1: I hate I hate running out a house kind of
Speaker 1: in the late fall, kind of going into winter. But
Speaker 1: fortunately I found a good tenant. I ended up letting
Speaker 1: my current tenants go month to month because they've been
Speaker 1: so good and they were shopping for a house and
Speaker 1: I wanted to, you know, kind of kind of be
Speaker 1: kind to them in that way. And it worked out.
Speaker 1: They found something right around the corner from from us.
Speaker 1: Actually they're staying in the neighborhood. Uh. Found some good
Speaker 1: new new tenants and I'm doing my first ever two
Speaker 1: year lease, which I'm excited about. And I wanted to
Speaker 1: mention this one thing. And I feel like you and
Speaker 1: I have had the same experience in this. One of
Speaker 1: the common mantras of real estate investors is that you
Speaker 1: hadn't kind of have to build in a certain amount
Speaker 1: of vacancy time for your properties. Right, I think to
Speaker 1: the they say five for the year, Yeah, lost in vacancy.
Speaker 1: So you're talking about essentially building in a month where
Speaker 1: you're house or a part better or whatever it is
Speaker 1: is not rented. I don't know about you, man, but
Speaker 1: I literally have never had a day of vacancy on
Speaker 1: any of my properties. And I'm kind of anal about it.
Speaker 1: Like if if if my tenant current tenants moving out
Speaker 1: on the on the thirty, if I want my next
Speaker 1: one in on the first, and I will work until
Speaker 1: three am in order to make sure that the pain
Speaker 1: is touched up, everything's clean, uh and and completely ready
Speaker 1: for the next tenant to come in. And I just
Speaker 1: want to let people know out there, like I think
Speaker 1: it's probably wise right to to figure that in into
Speaker 1: your metrics when you're thinking about buying a rental property,
Speaker 1: you know, factor in a little bit of that of
Speaker 1: that downtime. But yeah, I mean if you're busting it out,
Speaker 1: then that's money in your pocket, right, That's those are
Speaker 1: expenses that you don't have to swallow. And you know
Speaker 1: on the rentals that some of the rentals we have,
Speaker 1: that's we're looking at close to seventy bucks a day
Speaker 1: that we'd be missing out on. So, man, I'm completely
Speaker 1: with you. So in five years, same thing, we have
Speaker 1: never had a single day where there wasn't at least
Speaker 1: signed like they didn't necessarily move in right away. But yeah,
Speaker 1: I'm with you, man, I want it to be, if
Speaker 1: not the very next day like they're being one day, uh,
Speaker 1: lag in between, and have the cleaner set up, have
Speaker 1: any any other work that needs to be done scheduled
Speaker 1: on that day. That way, yeah, the least can pick
Speaker 1: up right where the other one left off. You're maximizing
Speaker 1: that revenue from that property. Man, I'm I'm totally with you.
Speaker 1: That's funny. I don't think we've ever talked about that before,
Speaker 1: but because they do say that, Yeah, they say build
Speaker 1: in vacancy time, and that's built into my equations. Uh,
Speaker 1: but in reality, we try to know we crank it
Speaker 1: out even more. Yeah, man, So I just want to
Speaker 1: encourage people outsides. There are a lot of reasons, I
Speaker 1: think a lot of common reasons that people decide not
Speaker 1: to get into the rental property game, and you know,
Speaker 1: one of them is tenant horror stories. And I think
Speaker 1: there's a lot of ways to prevent that. And we
Speaker 1: need to do a podcast specifically about that coming up soon.
Speaker 1: I'd love to do that because I think there are
Speaker 1: a lot of ways that you and I built in
Speaker 1: to find good tenants, to make sure we have good
Speaker 1: tenants in there every time. But then the other thing is, well,
Speaker 1: what about these things You're gonna cost me money. And
Speaker 1: one of the biggest things is having your home, your apartment,
Speaker 1: whatever it is, vacant for for a while. And you
Speaker 1: want to avoid that. And so I think, uh, doing
Speaker 1: it like this and and and just forcing yourself to
Speaker 1: to have that essentially really hard day where one tenant
Speaker 1: moves out and you get in there and get it clean,
Speaker 1: get it ready for the next person, make sure it's
Speaker 1: tip top shape. I think you can do that. And uh,
Speaker 1: and I think that's just a good gold gold to
Speaker 1: set when you're turning over a rental property. Yeah, man,
Speaker 1: that's right. And see tonight we're drinking a beer by
Speaker 1: New Belgium. It is uh the French oak says on
Speaker 1: it is a barrel age sour farmhouse sale. I found
Speaker 1: it on the discount shelf and we will give you
Speaker 1: the tasting notes at the end of the episode. You
Speaker 1: love getting those deals, man, you know what, Buddy, Yes,
Speaker 1: So onto the topic at hand, Matt, how to save
Speaker 1: money on a new phone. The newest iPhone just came
Speaker 1: out and it's really expensive. It's more expensive than any
Speaker 1: other iPhone ever released, and the top model costs anywhere
Speaker 1: from eleven dollars. That's a lot of money. That's the
Speaker 1: X something Max. I don't even know. Man, there's all
Speaker 1: these letters, like all the letters and abbreviations. It's like
Speaker 1: a it's like a degree. It's like the iPhone raised
Speaker 1: to the third power with the pH pH Max. It's
Speaker 1: funny to me that the that the iPhone releases are
Speaker 1: still as popular as they are, the media seems to
Speaker 1: cover them like it's still an event. Dude, it's a
Speaker 1: huge deal. It's it's insane, and if anything, I feel
Speaker 1: like it's kind of ramped back up. I think there's
Speaker 1: a period there in the middle where it wasn't as
Speaker 1: big of a deal, but lately, like the past couple
Speaker 1: to three years or to three releases, it's blown back
Speaker 1: up again. I feel like I hear more and more
Speaker 1: folks talking about it and where they're essentially going to
Speaker 1: tell us the really small incremental changes they made to
Speaker 1: the phone that looks exactly the same as the previous generation.
Speaker 1: It's it's just crazy, and they're charging so much money
Speaker 1: for these phones. Uh and So the problem is that
Speaker 1: cell phones are getting more and more expensive, as evidence
Speaker 1: by the newest iPhone and by the Samsung phones. These
Speaker 1: top end phones are getting really, really expensive. But at
Speaker 1: the same time, there are a lot of really great
Speaker 1: phones at really reasonable prices, And we'll kind of get
Speaker 1: into that a little bit later in this episode. I
Speaker 1: think one of the reasons too that they're getting more
Speaker 1: expensive is it's natural, right, Like they're tiny little computers,
Speaker 1: and more and more these phones are smartphones are able
Speaker 1: to do incredible things that we didn't Everything was possible,
Speaker 1: and some folks are even foregoing getting a computer at
Speaker 1: home at all. Right, you just have your work computer,
Speaker 1: say even if you go in or sometimes you have
Speaker 1: a laptop or something like that. But then you've got
Speaker 1: your phone, and everybody works from your phone, and you
Speaker 1: do everything from your phone because it's easy you can
Speaker 1: stick in your pocket. And so from that standpoint, I
Speaker 1: kind of get it. Because sure phones are getting more expensive,
Speaker 1: they're also doing way more. Yeah, there used to be
Speaker 1: a lot of things that you wouldn't do on your
Speaker 1: phone that you would actually go to a laptop or
Speaker 1: desktop four right, or go to your actual flashlight, you know,
Speaker 1: like yeah, flashlight on my phone? Who does that anymore? Though?
Speaker 1: I use my phone flashlight so much. Shame here. I
Speaker 1: sometimes I won't even flip on the light switch like
Speaker 1: at the house because I'm just like, I don't want
Speaker 1: to tump on the lights. I just want to see
Speaker 1: where my my cup is so I can get some water. Yeah. Yeah,
Speaker 1: so I mean, I I swear I'm signing documents and
Speaker 1: and doing all sort of like real estate transactions like
Speaker 1: on my phone. Now where I used to go sit
Speaker 1: down at a at a desktop computer to do those things.
Speaker 1: I used to be like, all right, I gotta get
Speaker 1: my computer out, And now your phone it's just easy
Speaker 1: to do all those things. Yeah. But the crazy thing
Speaker 1: is at the same time that these high end phones
Speaker 1: are getting more expensive, and granted, they can do more,
Speaker 1: but there are cheaper phones that can do just as much,
Speaker 1: that have essentially the same capability, but they are a
Speaker 1: quarter of the price. And so we wanted to talk
Speaker 1: about this because there are a lot of reasons that
Speaker 1: consumers are falling prey to spending more money on the phone,
Speaker 1: and part of that is advertising. A lot of that
Speaker 1: is this need for the latest technology and fear of
Speaker 1: missing out right on the newest phone, and if they
Speaker 1: don't have that, somehow their inferior to their friends or
Speaker 1: other people around them that do have the coolest new phone.
Speaker 1: It's it's become more of like a status symbol, really, dude.
Speaker 1: I totally agree with that, especially as I feel like
Speaker 1: cars are becoming less the sort of status symbol because
Speaker 1: our generation just doesn't driving as much, or because we're
Speaker 1: living in cities, we we don't quite have the need
Speaker 1: for cars. And yeah, phones, man, phones are totally becoming
Speaker 1: a status symbol. Another reason, too, is that manufacturers phonemakers
Speaker 1: are planning in obsolescence with phones just little pieces of
Speaker 1: technology that could make phones better. It's like, well, maybe
Speaker 1: it'll make it better. Let's just go ahead and plant
Speaker 1: it into the next generation of the phone. Right. So,
Speaker 1: I've always had iPhones, right, and I specifically think of
Speaker 1: the old charger, which was the thirty pin I think
Speaker 1: is what it was called, the old connection, and then
Speaker 1: they changed it to the lightning connector, which is cool.
Speaker 1: It's a lot smaller. Dude. I've had so many problems
Speaker 1: with the lightning connector, and I'm pretty sure it's because
Speaker 1: my kids put it in their mouth, but like something
Speaker 1: about it. It like short circuits and its. I've purchased
Speaker 1: so many, I've had to get so many new lightning chords,
Speaker 1: and I never had to get a new thirty pin
Speaker 1: connector for for a phone before the phone actually died.
Speaker 1: And let's be honest, Apple is probably making almost as
Speaker 1: much on preaking lightning cables as they are on the
Speaker 1: phones themselves, those in the little power blocks. No doubt,
Speaker 1: you don't need to get the latest and greatest phone, Matt,
Speaker 1: and I don't care what phones in your pocket. We
Speaker 1: actually hope that you have a cheaper phone, and we
Speaker 1: will laud you for it. So we wanted to encourage
Speaker 1: you don't need the latest and greatest and also give
Speaker 1: you some tips on how to save on that upgrade
Speaker 1: when you do decide to get a new phone. That's right, man,
Speaker 1: So let's go ahead and get to some of these
Speaker 1: tips might seem like a no brainer. But keep your
Speaker 1: phone as long as possible. Phono grades are happening on
Speaker 1: shorter and shorter cycles, right, and everybody does naturally want
Speaker 1: the latest and greatest. Fight that urge, you know, resistant.
Speaker 1: We talk a lot about swimming up current, you know,
Speaker 1: like the little salmon kind of swimming up upstream. Don't
Speaker 1: get sort of swept away by advertising and the consumer culture.
Speaker 1: Just resist it. It's probably not even something you realize
Speaker 1: you needed, you know, until you see that there's a
Speaker 1: new one. It's it's one of those things where you
Speaker 1: find a reason to get it, and it can be
Speaker 1: so easy just to fall into those sort of consumeristic ways.
Speaker 1: I want to say to a new to youth phone
Speaker 1: own feels new. And I was really encouraged by a
Speaker 1: friend recently. I saw them post that they bought the
Speaker 1: iPhone Success right even after the iPhone tin just came
Speaker 1: out or whatever it is, and it seems so far away,
Speaker 1: like six, seven, eight nine, Now, like how many years
Speaker 1: has it been? How old is that phone? In actuality?
Speaker 1: What's crazy is that it hasn't been that long, right,
Speaker 1: The six only came out I think like two maybe
Speaker 1: three years ago they announced it. But what they just
Speaker 1: announced the replacements of the tin, And so it makes
Speaker 1: it sound like it's, oh, you've got the six, what
Speaker 1: is that like five years old? Yeah? But it's not right.
Speaker 1: So she so she ditched the success and uh and
Speaker 1: and she had the five before that, and just she
Speaker 1: was talking about how awesome it was to have this
Speaker 1: newer phone that you was lighter and did a lot,
Speaker 1: I had a lot more features than the phone that
Speaker 1: she previously had. And so for most people out there,
Speaker 1: I want to say, a new to you phone like
Speaker 1: a success cost very little. Now it's like a hundred
Speaker 1: and seventy five dollars if you find one on sale,
Speaker 1: and you can find something like that and be just
Speaker 1: as wild when you get it in your hands because
Speaker 1: it's new to you. I also want to say no
Speaker 1: when and where to buy if your phone is getting
Speaker 1: long in the tooth, try to purchase a new one
Speaker 1: around Black Friday or Cyber Monday when there are lots
Speaker 1: of deals. And so I did this last Black Friday.
Speaker 1: I bought an l g G six because I'm an
Speaker 1: Android guy on like Matt Apple for life. That's me, man,
Speaker 1: what HAPs dude, that's why you're wearing your trible neck tonight.
Speaker 1: Huh with my wire frame glasses. Yeah, it would be
Speaker 1: just like Steve. So I got this sweet LGG six,
Speaker 1: which is like a five phone, for a hundred and
Speaker 1: twenty dollars. Last Black you actually almost swayed me over
Speaker 1: to the droid side last year because you're like, dude,
Speaker 1: this is a killer deal. And I looked at it
Speaker 1: and I said, dude, this is a killer deal and
Speaker 1: almost got it, but I didn't. Yeah, So my my
Speaker 1: phone was like literally just kind of on the fritz
Speaker 1: that week before, and it was just perfect timing where
Speaker 1: I was able to sign it for this, and it
Speaker 1: was a carrier specific deal. And Matt, we've mentioned this
Speaker 1: before on the show, and actually next week we're gonna
Speaker 1: talk about how to save money on a cell phone plan,
Speaker 1: but we're on brand and this was a Sprint specific
Speaker 1: cell phone deal. I got it for a hundred twenty bucks.
Speaker 1: It's still that phone is still selling like fours now.
Speaker 1: So I wanted to mention that where you buy and
Speaker 1: when you buy can have a really big influence on
Speaker 1: how much money you're gonna pay for that phone. Ye man,
Speaker 1: I actually have the iPhone SE and I got that
Speaker 1: on a Black Friday as well. Two years ago. I
Speaker 1: got it. There was a big sale and I got
Speaker 1: it either for one fifty or two hundred bucks. So
Speaker 1: Apple doesn't sell it anymore, but brand new on Amazon
Speaker 1: you can still get it and it's still two d
Speaker 1: which is insane. I basically got it at that price
Speaker 1: two years ago, and it's I mean, it's actually in
Speaker 1: pretty bad shape because I've dropped it a bunch and
Speaker 1: the screens cracked and the glasses falling out, that kind
Speaker 1: of stuff. But yeah, to know that I got such
Speaker 1: a good deal way back then, just yeah, it makes
Speaker 1: me happy even now. Yeah. One thing I want to
Speaker 1: say is a general rule of thumb that that is
Speaker 1: applicable most of the time. Don't buy a phone from
Speaker 1: your cell phone carrier. Now, the contracts are a thing
Speaker 1: of the past. Carriers are not the best place to
Speaker 1: get a phone. It's best to shop a round. Sites
Speaker 1: like best Buy and Amazon can often have cell phone deals,
Speaker 1: and one of the best websites, in my opinion and
Speaker 1: all of the Internet to find out about cell phone
Speaker 1: deals is a site called deal news dot com. So
Speaker 1: if you are specifically in the market for a cell phone,
Speaker 1: start perusing deal news and find out, you know, what
Speaker 1: are people charging and what phones are available on deals,
Speaker 1: and just be flexible. I think if you're flexible, that's
Speaker 1: how you're gonna find the best deals. Yeah, man, those
Speaker 1: are some great tips. Next, we're gonna talk about what
Speaker 1: to do with your old cell phone in order to
Speaker 1: kind of offset the cost of that new one. But
Speaker 1: first let's take a break, all right, man. So yeah,
Speaker 1: like we just said, selling your old phone is a
Speaker 1: way to offset the cost of a new phone. And
Speaker 1: there are a few different places where you can sell
Speaker 1: it yourself, places like eBay or a gazelle or even
Speaker 1: taking it to an echo a t M you know
Speaker 1: where they'll take your phone and recycling there for you. Uh,
Speaker 1: those are all all great options. However, you know eBay
Speaker 1: you're gonna get the most money, especially if you have
Speaker 1: an account or a user profile that you've had up
Speaker 1: for a while. Do you have a long standing eBay
Speaker 1: accountdroble with sweet feedback with the Stars. I have a
Speaker 1: long standing eBay account, and I have sold a few things,
Speaker 1: these things like I purchased more things on eBay than
Speaker 1: I sell, but enough to be able to sell things
Speaker 1: here and there. But I'm definitely not a mega seller. Nice. Yeah,
Speaker 1: I'm not a mega seller either. But for a while.
Speaker 1: They're in college, my my roommate Andrew and I got
Speaker 1: kind of got into a battle where where we were
Speaker 1: raising each other to get to the next star because
Speaker 1: they have like different color stars we're treating it like, um,
Speaker 1: you know, like different color belts in karate, like you
Speaker 1: get the green belt or like those I don't know.
Speaker 1: I don't know Karate guys like going Mario Kart on eBay. Dude,
Speaker 1: we totally like, guess what I just got the thirty
Speaker 1: transactions blue Star. It's like, you're such a nerd dude.
Speaker 1: But that being said, eBay, Yeah, you are probably gonna
Speaker 1: get the most bang for your buck there, especially if
Speaker 1: you can take a decent picture. We talk about Spring
Speaker 1: Cleaning your Life. That was an episode we did several
Speaker 1: months ago now back in the spring. But you're gonna
Speaker 1: be able to definitely get top dollar for your phone there. Yeah,
Speaker 1: eBay is going to be the place with the most buyers.
Speaker 1: There are great companies like Gazelle that make it super easy,
Speaker 1: Eco a t M as well, same kind of thing.
Speaker 1: It's super easy to sell your phone, but you're just
Speaker 1: gonna get a lot less money that way. Also consider
Speaker 1: Facebook marketplace that's kind of taking off. I would avoid
Speaker 1: Craigslist altogether. You probably won't get as much money in
Speaker 1: the scams, especially when it comes to smartphones. They're super
Speaker 1: prevalent on Craigslist. Dude, Craigslist is just getting sketchier and sketchier,
Speaker 1: you know, like like having social media and being able
Speaker 1: to use that platform to sell things. There's just so
Speaker 1: much more trust in there because you can see somebody
Speaker 1: that's selling something, and you can see, oh, they're friends
Speaker 1: with ten of my friends are ten guys I know,
Speaker 1: the neighborhood, that sort of thing. I was a fan
Speaker 1: of Craigslist for so long. Oh yeah, us too, and
Speaker 1: I feel like I just recently kind of started to
Speaker 1: go down the path of oh yeah, Facebook's actually kind
Speaker 1: of made Craigslist almost irrelevant. Man, it really is. And
Speaker 1: one of the reasons one of the hurdles I think
Speaker 1: that a lot of folks have to selling their phones,
Speaker 1: uh quickly and not just sort of keeping them around,
Speaker 1: is because there's a lot of personal information on your phone,
Speaker 1: right You've got a card numbers stored on there, you've
Speaker 1: got your password stored on there. There's a fear of
Speaker 1: that information kind of getting out in the world, and
Speaker 1: with the data breaches that we've had in security issues,
Speaker 1: you know, there's there's reason to be kind of concerned
Speaker 1: about that. However, there are some very easy ways to
Speaker 1: do that I mean you can just google it, like Google,
Speaker 1: whatever phone that you have, you can look up how
Speaker 1: it is that you can clear that off. But even easier,
Speaker 1: We'll put a link up on our show notes to
Speaker 1: an article that explains out how to clear up the
Speaker 1: personal data on all the major phone manufacturers out there. Yeah,
Speaker 1: that's great, Matt. Trading in your old phone can be
Speaker 1: an option to, by the way, but it's usually not
Speaker 1: the best bet. The exception is when a cell phone
Speaker 1: company offers you some super sick trade in terms, right,
Speaker 1: promoting a new phone and giving you a lot more
Speaker 1: than your phone is actually worth in credit towards a
Speaker 1: newer phone. That happens, but honestly, a lot of times
Speaker 1: right now, cell phone companies are doing that to try
Speaker 1: to get you to sign up for a lease. And
Speaker 1: I don't really like leasing a phone because you're paying,
Speaker 1: you know, more than half as much as you would
Speaker 1: be to own the phone, but you never learn anything
Speaker 1: at the end. You're borrowing the phone, You're paying a
Speaker 1: lot of money every month, and you have nothing to
Speaker 1: show for it at the end of the day. Yeah, man,
Speaker 1: that sucks, right, not having the ownership of it in
Speaker 1: the end to be able to sell it and and
Speaker 1: I'll set the costs. You mentioned this and actually looked
Speaker 1: up my iPhone. So first, first of all, I can't
Speaker 1: get anything from my iPhone because it's super cracked. But
Speaker 1: I put in some like a fake iPhone sc and
Speaker 1: if it was in perfect condition, so like no cracks
Speaker 1: on the screen, no scratches or anything like that. Apple,
Speaker 1: they actually have this sort of give back program like you.
Speaker 1: I don't know it's called to give it back or something,
Speaker 1: but my phone, if it was basically perfect condition, would
Speaker 1: be worth seventy bucks, which isn't a ton of money.
Speaker 1: It's not terrible, though not terrible. But then I looked
Speaker 1: at some of the other sites, right, like we mentioned Gazelle,
Speaker 1: and there's a few other ones out there. The same
Speaker 1: phone in the same condition essentially was only gonna be
Speaker 1: paying out about thirty or thirty five bucks. So again,
Speaker 1: those sites are gonna be really easy, and even more
Speaker 1: so to the walk up sort of eco a t M.
Speaker 1: But you're not going to get nearly as much money
Speaker 1: for it as you were if you were to sell
Speaker 1: it on your own. So here's something you need to
Speaker 1: keep in mind. Try to keep your phone in good shape.
Speaker 1: To begin with, consider using protection on it, right, having
Speaker 1: a case? You know, Matt and I neither of us
Speaker 1: actually use a case. So this is do as we say,
Speaker 1: not as we do. Well, no, I do now? Right
Speaker 1: do you reate the story? We not talk about it?
Speaker 1: So I used to never put a case on my
Speaker 1: phone because I'm with you. I liked how I like
Speaker 1: the form factor, like the design. So much thought went
Speaker 1: into the design of the phone, and I just hated
Speaker 1: putting a clunky case on it, covering it up with
Speaker 1: this giant, plastic, colorful thing that doesn't slide in and
Speaker 1: out of your pocket easily. Yeah, and like atterbox, Like
Speaker 1: what does that even mean? Like I don't, I don't,
Speaker 1: don't get me started. I mean, they're great, they're great,
Speaker 1: but I can't do it. They're they're very they're very chunky. Anyway,
Speaker 1: this past year, I dropped my phone after a run
Speaker 1: because I used my phone for tracking my runs, and
Speaker 1: in between taking it out of my arm band where
Speaker 1: it's secure and strapped my arm to me pulling it
Speaker 1: out to hit the stop button on it. It slipped
Speaker 1: right through my sweaty hands and freaking cracked it right
Speaker 1: down the middle of the middle of this screen took
Speaker 1: a dive. Dude. Yeah, yeah, For most people, getting a
Speaker 1: case is going to be the cheapest insurance you can get.
Speaker 1: You know, those insurance plans through your cell phone provider
Speaker 1: are really really expensive, and I would say say no
Speaker 1: to that. Uh So instead, the cheapest way to insure
Speaker 1: it is to put a case on it. Or like
Speaker 1: we talked about in a recent episode on the lesser
Speaker 1: known credit card benefits, we talked about getting cell phone insurance.
Speaker 1: So purchasing your cell phone with a specific credit card
Speaker 1: that has cell phone insurance, that's the cheapest way to
Speaker 1: get cell phone insurance. That's right. Just be sure to
Speaker 1: to read the fine print if you're specifically looking for that.
Speaker 1: Fewer and fewer credit cards are offering that um but
Speaker 1: specifically use the Sift app. We mentioned that on that show.
Speaker 1: Uh S I F T Sift. That app is awesome
Speaker 1: and it's got all the benefits they're listed out. And
Speaker 1: you recently didn't you recently? Uh, it kind of came
Speaker 1: to your rescue, right, it already came came through in
Speaker 1: the clutch for me. There are very few credit cards
Speaker 1: we mentioned this in the episode that offer price protection,
Speaker 1: but one of the credit cards that I use does
Speaker 1: offer price protection, and I bought something with it, your
Speaker 1: Costco card, right, that's right. And and the shift shift
Speaker 1: APF was tracking tracking a purchase side made and they said, hey,
Speaker 1: this item is fifteen dollars cheaper now boom refund pushed
Speaker 1: to me immediately. I didn't have to do anything. It
Speaker 1: was so nice. Yeah. So they handle it completely, which
Speaker 1: is freaking awesome. That it's beautiful. I haven't had the
Speaker 1: luxury of actually using it that way. Yeah, I just
Speaker 1: kind of used it to look at the benefits. I
Speaker 1: need to make sure I have all of my cards
Speaker 1: in there so that way they're actually tracking them, and
Speaker 1: I want to miss it out on those credits, man, dude,
Speaker 1: they're doing the work for you. Yeah. Man. But in
Speaker 1: the end, what we want to make sure is happening
Speaker 1: is that you're not just collecting your old electronics, right,
Speaker 1: Like how many old pieces of electronics do you had,
Speaker 1: and having like that specific drawer or like that one
Speaker 1: box that you keep in your closet with all the
Speaker 1: cables in it. You know that you like move from
Speaker 1: one house to the next that you like haven't cracked
Speaker 1: open once. I bet you got a cell phone or
Speaker 1: two in there. And sometimes I see kids even playing
Speaker 1: with like the old phones, right, like old phones that
Speaker 1: you're not using. That's kind of like an expensive toy
Speaker 1: that the kids using that you could have sold. The
Speaker 1: biggest bummer is when the kid is playing with a
Speaker 1: nicer phone model than I actually even have. Right, So
Speaker 1: I'm just like, come on. You see a kid at
Speaker 1: Target and you're like, holy crap, that's the SIXSS. I've
Speaker 1: got a ne C man, He's like just doodling around
Speaker 1: on it. And it was like, quick, do you have
Speaker 1: to bake my phone and switch it with that? Switch
Speaker 1: some cards right now? Yeah? Exactly. Well, speaking of which,
Speaker 1: when did you do you remember when you got your
Speaker 1: first cell phone? I? Do? Well. So here's the interesting thing, man,
Speaker 1: I feel like you and I are at this interesting
Speaker 1: age because we were kind of in high school when
Speaker 1: the cell phone thing really started hitting, right, And so
Speaker 1: there are probably some people out there listening that cell
Speaker 1: phones have always been a part of their lives, and
Speaker 1: there are probably people out there that cell phones didn't
Speaker 1: come around for them until they were in their thirties.
Speaker 1: And so the fact that they came around and we
Speaker 1: were in high school, actually worked for a cell phone company,
Speaker 1: and I actually dressed up as a cell phone on
Speaker 1: the side of the road for a while. Weren't you
Speaker 1: a cellphone like sign spinner? Pretty much? Yep, I wore
Speaker 1: a cell phone costume. And actually, all right, the best story,
Speaker 1: I gotta say tell it real quick. One time I
Speaker 1: was standing by the side of the road in my
Speaker 1: cell phone costume and I had this cardboard cell phone
Speaker 1: hand right that I would wave people with. And these
Speaker 1: dudes pulled up in a jeep while they were at
Speaker 1: a stoplight, and they pulled out their sling shot and
Speaker 1: some paintballs. Okay, is this like Dennis the Menace like
Speaker 1: bro style, like what's going on here? It totally could
Speaker 1: have been worse. But they shot some paintballs at me
Speaker 1: and they hit my little cardboard hand and it was
Speaker 1: really really funny. Um. So yeah, that was That's my
Speaker 1: claim to fame right there, is that when you got
Speaker 1: your first cell phone, though, when you're working for the
Speaker 1: cellphone company that what was it like included? Yeah, And
Speaker 1: so that's when they were all these like small businesses.
Speaker 1: So many of the actual cell phone stores were small
Speaker 1: businesses and they would sell a bunch of different provider
Speaker 1: cell phones through them, and so I worked for this
Speaker 1: one with j C Wireless, and I dressed up at
Speaker 1: the cell phone and also got this super cheap cell
Speaker 1: phone playing through them. I got a discount because I
Speaker 1: worked there. And yeah, that was my first cellphone. Man.
Speaker 1: I had that big Nokia, remember that, with like a
Speaker 1: bunch of interchangeable face plates. That was the cool thing
Speaker 1: about Nokia, by the way. They had all those face plates,
Speaker 1: but you could play snake on it and it was delightful.
Speaker 1: It was delightful. So I never had a Nokia. Um,
Speaker 1: so I'm with you. But the first time I got
Speaker 1: a cellphone was actually in college. So while I was
Speaker 1: still in high school, my parents both had like fancy
Speaker 1: I forget the company, but Star Tak or Star Tech.
Speaker 1: Do you remember those? This was like more like mid
Speaker 1: to late nineties. Yeah, I'm old, dude, but it was
Speaker 1: like the super sexy first clamshell style phone that flipped
Speaker 1: open and you got to pull up the little antenna. Anyway,
Speaker 1: those antennas were so cool, super awesome. But I got
Speaker 1: to take one of their phones anytime I would go
Speaker 1: out with my friends because most of the time if
Speaker 1: I was going out one of them was going to
Speaker 1: be home and they had the landline still, so there's
Speaker 1: no need for me to have my own cellphone while
Speaker 1: I was still at home in high school. Wasn't until
Speaker 1: I got one once I went off to college. So
Speaker 1: I still remember the first time one of my co workers,
Speaker 1: when I was actually working, when I saw a co
Speaker 1: worker get the first smartphone. Oh yeah, And I will
Speaker 1: tell you my initial thought was that's never gonna catch on. Really,
Speaker 1: I was like, it looks so addicting. I don't think
Speaker 1: I want to do that with my life. Uh. And now,
Speaker 1: just like everyone else hook line and Sinker, I bought
Speaker 1: into it. You missed the days of like the old
Speaker 1: flip phone, you know, no smart abilities at all. I
Speaker 1: missed my Motorola razor. Dude, I do all right, Matt.
Speaker 1: After the break, we are going to tell people what
Speaker 1: they should do if they want a new smartphone but
Speaker 1: they don't have the cash to get one. All right, Matt,
Speaker 1: we're back, and let's talk about what to do if
Speaker 1: you don't have the cash on hand, but you're ready
Speaker 1: for a new cell phone. First, we would say skip
Speaker 1: the upgrade, ask yourself if you really need the new phone.
Speaker 1: What's your why behind money? Do you really care about
Speaker 1: fancy electronics? If so, then maybe it's okay for you
Speaker 1: to save up and to buy a new phone. But
Speaker 1: are you doing it just because everyone else is and
Speaker 1: you're just used to upgrading your cell phone every year?
Speaker 1: That is not a good reason to upgrade, and maybe
Speaker 1: you should think about trying to extend the life cycle
Speaker 1: of the phone that you currently have. Do They used
Speaker 1: to be me like waiting in Lion for the new iPhone?
Speaker 1: Was it really whatever? We never talked about that before,
Speaker 1: have we? This one's been in a previous life before
Speaker 1: I knew. Yeah, it was like back in my more
Speaker 1: consumer consumer driven days. I will say that that was
Speaker 1: because Kate and I actually shared a cell phone, which
Speaker 1: sounds kind of weird, But when I first met you,
Speaker 1: I remember that distinctly. That was that was a weird
Speaker 1: thing about you guys. Yeah, we only had one cell phone.
Speaker 1: You'll share share a cell phone. It was like, oh,
Speaker 1: if I'm texting Mad, I'm texting Mat and Kate, just
Speaker 1: like the people that have a joint Facebook account as
Speaker 1: a couple. Yeah it's weird, right, it's weird. So you
Speaker 1: know you were that weird guy, but I I loved
Speaker 1: you through it. Yeah, little. Here's the reason was because
Speaker 1: when early on in our marriage we had started our
Speaker 1: photography company, and so we were always together first of all,
Speaker 1: or if not one of us was at homeworking, and
Speaker 1: so specifically, Kate had a Google Voice number that she
Speaker 1: did a lot of her texting from because she was
Speaker 1: oftentimes working on the laptop. And then we had a
Speaker 1: second phone, but it was a Page you Go phone,
Speaker 1: but we paid say, I think bucks for that flip phone,
Speaker 1: and then we would just pay for like ten dollar
Speaker 1: chunks as needed. That way, if one of us was
Speaker 1: out and you just happen to need it, you just
Speaker 1: make a phone call or send a text, no problem.
Speaker 1: It seems like such a distant time now to to
Speaker 1: kind of say all that, but yeah, that's one of
Speaker 1: the ways that we were able to keep cost down.
Speaker 1: But so because we're able to keep cost down, we're
Speaker 1: able to kind of justify keeping a more updated phone.
Speaker 1: So unless you're sharing your phone with your spouse, forego
Speaker 1: that update. Yeah exactly. Also consider a more affordable phone,
Speaker 1: something less fancy. Right by used, or consider getting a
Speaker 1: used phone from your upgrade a holic friend, right So
Speaker 1: if I was friends with Matt back then and he
Speaker 1: was waiting in line for the new one, I might
Speaker 1: slightly ask him what he was doing with his old phone,
Speaker 1: and maybe I could get it at a cheaper rate
Speaker 1: because they don't know any better, and they're gonna get
Speaker 1: pennies on the dollar going to a site like Gazelle
Speaker 1: or something like that, and I can get a good
Speaker 1: deal buying their phone. And there are also so many
Speaker 1: options for more affordable phones now that honestly have just
Speaker 1: as many features as the high end smartphones from Samsung
Speaker 1: and iPhone. And we'll put a list of a couple
Speaker 1: in show notes, but in particular, man, the modo phones
Speaker 1: uh that Google makes, they're really good, man, And they're
Speaker 1: gonna hold one of those and kind of get a
Speaker 1: feel for it. Yeah, I had one for a while
Speaker 1: before this LG phone. It was really good. So actually
Speaker 1: my last phone was actually a free one that I
Speaker 1: got to hand me down from my boss, so it
Speaker 1: was great. I used that tactic myself. She'd got a
Speaker 1: new phone and said, hey, what are you doing with
Speaker 1: that old one? Shamelessly, and she just handed it to
Speaker 1: me said it's yours. So I mean, anytime if they
Speaker 1: if one of your your friends or coworkers knows that
Speaker 1: they're just gonna stick it in a drawer, they're oftentimes
Speaker 1: more than happy to give it to somebody that they know.
Speaker 1: And especially, like we mentioned, with the personal information being
Speaker 1: on your phone, that's a worry of people and they
Speaker 1: don't want to sell it. But if they know that
Speaker 1: they're giving it to someone that they trust, it feels
Speaker 1: a lot different and they're happy to just give you
Speaker 1: that phone as opposed to letting it rot away in
Speaker 1: a drawer. Y man, that's true. And another option is
Speaker 1: to just get your phone fixed, right, resisting the urge
Speaker 1: to just upgrade it because of whatever problem you feel
Speaker 1: like it has. Um it's really easy to just do
Speaker 1: some googling and figure it out. If you're kind of
Speaker 1: the d I Y type. There's a lot of well
Speaker 1: specific for iPhones. There's a lot of these kids out there. Uh,
Speaker 1: I've purchased one before on I fix it dot com
Speaker 1: and you go on there, you enter in what kind
Speaker 1: of phone you have, and you just search whatever problem
Speaker 1: that you have. And they've got these little kits. So
Speaker 1: if say your headphone jack stopped working, well they've got
Speaker 1: like a headphone replacement jack kit or if your phone
Speaker 1: needs replacing, it's a more expensive kit because it's a
Speaker 1: more expensive part and there's more little tools that come
Speaker 1: with it. But yeah, especially if you're the d I
Speaker 1: Y type, if you'd like putting things together, you know,
Speaker 1: if you get excited about putting together I kea furniture
Speaker 1: because for whatever reason you're you're messed up inside, then
Speaker 1: then repairing your own iPhone or your own Moto phone this,
Speaker 1: you know, that might be a great option for you. Yeah,
Speaker 1: And lots of times you can fix a crack screen
Speaker 1: on your own through with some of these like I
Speaker 1: fix It repair kits, and we'll put a link to
Speaker 1: I fix It in the show notes. And the great
Speaker 1: thing is if you can repair your phone, like fix
Speaker 1: your screen for seventy five dollars or eighty five dollars,
Speaker 1: whatever it may cost, that's so much better than going
Speaker 1: out there and dropping a thousand dollars on or news. Right,
Speaker 1: So if you can extend the life of it for
Speaker 1: another nine to twelve months, for I mean, that's really
Speaker 1: really worthwhile. Ultimately you're gonna save a lot of money
Speaker 1: instead of just buying the newest phone. Wait and get
Speaker 1: a little more life out of the one you already have.
Speaker 1: I mean, I know we're talking about this, but I'm
Speaker 1: thinking about my phone now. Dude, you should totally repair
Speaker 1: your own screen. I don't see I could, yeah, and
Speaker 1: I got it handy, But I'm just thinking, like, my
Speaker 1: battery is doing okay, I guess like it lasts, it'll
Speaker 1: last all day, and the phone still works really well.
Speaker 1: It's just the screens falling apart, like the glasses falling
Speaker 1: out specifically. So here's what I would do. If you
Speaker 1: really are jonesing for a new phone at this point,
Speaker 1: then wait until Black Friday and either make for a
Speaker 1: sweet deal. Yeah, either either make it last or repair
Speaker 1: the screen, and and decide that you're gonna make it
Speaker 1: till the least Black Friday, and see how much you
Speaker 1: can sell your phone for after the fact. But but
Speaker 1: definitely the thing you don't want to do is have
Speaker 1: your phone beyond the fritz and be at the whim
Speaker 1: of whatever time of season is when you need to
Speaker 1: buy a new phone, because granted, you can buy one
Speaker 1: on eBay, but but searching for for the deal and
Speaker 1: buying at the right time from the right place, that's
Speaker 1: ultimately going to be the best way to get a
Speaker 1: new phone for you. But if you can fix yourself
Speaker 1: and make it last, man, and you you enjoy it
Speaker 1: and it works fine for you, dude, keep it around, Dude.
Speaker 1: I think I kind of like having a crack screen
Speaker 1: as well. You know, it's sort of like a badge
Speaker 1: of honor. That's sort of like driving a beater where
Speaker 1: you're just like, yeah, that's right. I don't care about
Speaker 1: these sort of things anymore. Like there's something about it. Yeah,
Speaker 1: there's something about having to kind of deal with it
Speaker 1: for a while and say, you know, I'm not going
Speaker 1: to allow myself to get something new because this is
Speaker 1: a great thing already. I broke it, I'm gonna hold
Speaker 1: onto it. I gotta keep it. And you know what,
Speaker 1: I'm just some sort of consumeristic loser if I designed
Speaker 1: an upgrade And no, you don't have to do that.
Speaker 1: You don't have to buy into that. Man, you can
Speaker 1: deal with a cracked phone. It still does way better
Speaker 1: than that smartphone. Stevens rolling with manly Gate. Stevens such
Speaker 1: a hard time last time about that flip phone, and
Speaker 1: and you want to apologize, but I say no, Yeah,
Speaker 1: I love the guy, but like, still made a hundred
Speaker 1: bucks for a flip phone. That's that's not the way
Speaker 1: to go. Sorry, Stephen, Still love him, dude. I love
Speaker 1: this beer as what I love and we have both
Speaker 1: drained ours and man, this is fantastic. Yeah, we drank
Speaker 1: the new Belgium French Oaks Hayson. It's a limited release.
Speaker 1: I got this on the discount rack. You mentioned that earlier.
Speaker 1: How much did you pick that up for? I thine,
Speaker 1: no joke deal and beers like this, I think I
Speaker 1: mentioned it in an earlier episode. But beers like this,
Speaker 1: like the wild Ales hours and the barrel aged stouts,
Speaker 1: they really last a long time. And so this one
Speaker 1: in particular is still drinking super super nice. Yeah, drinks
Speaker 1: like a nice table beer. Like I think there's more
Speaker 1: and more breweries that are kind of putting out these
Speaker 1: sort of easy drinking beers for you to kind of
Speaker 1: have day to day, Like it doesn't have to be
Speaker 1: this huge flavor bomb, but something like this you could
Speaker 1: easily have just pretty much with any meal, just nice drinking. Oh,
Speaker 1: specifically it's Agian some sort of barrel right like what
Speaker 1: did it say? What? Yeah, yeah, it's if they're Agian
Speaker 1: French oak food or so nice, and so it made
Speaker 1: me think of as the beery up. It's almost like
Speaker 1: I was tasting white grapes. Do you feel that, like
Speaker 1: this sort of clear grape juiciness to it, Not in
Speaker 1: sort of like the I p A juice that we
Speaker 1: always talk about, but like an actual grape fruit. No,
Speaker 1: not like grapefruit, you know what I'm saying, but like grapes. Yeah,
Speaker 1: exactly white grapes. Yeah, yeah, I was gonna say. I
Speaker 1: think I feel like it was super drinkable but not bland,
Speaker 1: like super interesting and something I could drink a lot of,
Speaker 1: but also had interesting flavors going on. Yeah, I really
Speaker 1: enjoyed it. I would much rather have this than like
Speaker 1: a pilsner right now. I'm still learning how to drink
Speaker 1: a good pilsner. From all the beer heads that I'm
Speaker 1: talking to. They're all into the pilsners like the people
Speaker 1: that actually brew beer. They want pills nurse for some reason.
Speaker 1: It's hip. I just haven't gotten into it yet. But
Speaker 1: on the other day and it kind of tasted like
Speaker 1: I was drinking a like a rubbery tennis ball, you know.
Speaker 1: I kind of had like these rubbery flavors and not
Speaker 1: usually what I want, like garden hose, you know, like
Speaker 1: it was kind of like this reverie. Anyway, I'm not
Speaker 1: selling the pilsner very well, but we have We're not
Speaker 1: have that on the show, so I'll stick to the
Speaker 1: Seson's buddy. Yeah, this is a fantastic beer, perfect here
Speaker 1: for the beginning of the fall. I'm glad you pick
Speaker 1: this up. Man. Thanks. All right, man, let's get to
Speaker 1: the final thoughts on how to save money on a
Speaker 1: new phone. The problem is cell phones are getting more
Speaker 1: and more expensive, as evidenced by the newest iPhone release.
Speaker 1: We're talking of upwards of a thousand dollars for a phone.
Speaker 1: That's so much money, dude, it's just getting ridiculous. Think
Speaker 1: about how many beers you could buy with a thousand dollars.
Speaker 1: Don't make me cry. You can't drink an iphoney, man. Specifically,
Speaker 1: try and keep your phone as long as possible, you know,
Speaker 1: resist that urge to consume and upgrade your phone every
Speaker 1: time there's a new release. Yeah, and you want to
Speaker 1: know when and where to buy if you are actually
Speaker 1: going to purchase a new phone, Holding onto your old
Speaker 1: phone as long as possible is great. But if you're
Speaker 1: going to buy one, know that Black Friday and Cyber
Speaker 1: Monday are some of the absolute best times to get
Speaker 1: a deal on a new phone. And deal news dot
Speaker 1: com is specifically just an awesome website to kind of
Speaker 1: keep tabs on self pricing. Man, In one of the
Speaker 1: ways that you can offset the cost of that new
Speaker 1: phone is to sell the one that you currently have.
Speaker 1: Make sure it's working, make sure you're taking care of it,
Speaker 1: but list it listen on eBay if you want to
Speaker 1: get the most you possibly can. But you know, if
Speaker 1: you don't have a ton of time, and your time
Speaker 1: is very valuable to you, at least consider gazelle or
Speaker 1: some of the other sites that will make that process
Speaker 1: for you much easier. Yeah, we'll link to those in
Speaker 1: the show notes. Ultimately, we don't want that valuable piece
Speaker 1: of electronics collecting dustin a drawer and man, and another
Speaker 1: thing is to consider a more affordable phone. There's a
Speaker 1: lot of less fancy phones out there that don't have
Speaker 1: the latest technology. So yeah, I consider buying one of
Speaker 1: those used phones, or even considering a prior generation, not
Speaker 1: the very latest one that's just been released. And I
Speaker 1: feel like even saying that Matt, we're talking about the
Speaker 1: difference between a twelve megapixel camera and a sixteen megapixel
Speaker 1: camera is not much. The changes have gotten to be
Speaker 1: so incremental that really you're not giving up much by
Speaker 1: going an earlier generation or even to a cheaper phone.
Speaker 1: I will say I want my next phone to have
Speaker 1: the portrait mode though you know where it makes. It
Speaker 1: makes the background look all soft and boca e what
Speaker 1: as I still got to fight the urge man. My
Speaker 1: consumer my consumeristic nature is is still there, especially when
Speaker 1: it comes to the iPhone. But just don't watch the ads.
Speaker 1: Gotta fight the good fight. Also, consider Matt, getting your
Speaker 1: phone fixed. So instead of just upgrading because your phone's
Speaker 1: got like a bug or a problem, consider doing some
Speaker 1: googling to figure out what the issue is. And if
Speaker 1: your headphone jack is messed up for me, or your
Speaker 1: screen is broken, that's me. Check out I fix it
Speaker 1: dot com. Right. We'll put a link to that in
Speaker 1: our show notes as well. But there are ways that
Speaker 1: you can fix up that old phone and just like Cinderella,
Speaker 1: go to the ball and win the Peti's heart. Actually
Speaker 1: you want to maybe think of was snatch, you know,
Speaker 1: at the very beginning of Snatch when he's going to
Speaker 1: buy the trailer. What's wrong with this tip top? It
Speaker 1: looked like the doors fall it off. Oh that's what's
Speaker 1: a good movie. That's so good. I love guy Ritchie.
Speaker 1: Thank you guys so much for listening. We really appreciate it.
Speaker 1: Our home on the web is how to money dot com.
Speaker 1: We'll have our show notes up there with some links
Speaker 1: that we referenced in the show. Yeah, and if you
Speaker 1: like what you've heard on this podcast and you found
Speaker 1: it helpful, let us know please by giving us a
Speaker 1: review on Apple Podcasts or wherever you listen to podcasts.
Speaker 1: It just lets other people know about our show, and
Speaker 1: be sure to subscribe while you're there. That's right, man.
Speaker 1: Until next time, best Friends Out, Best Friends Out.