1 00:00:00,120 --> 00:00:03,480 Speaker 1: Welcome to How the Money. I'm Joel, I'm Matt, and 2 00:00:03,520 --> 00:00:26,040 Speaker 1: today we're discussing how to save money on a new phone. Joel, 3 00:00:26,280 --> 00:00:29,240 Speaker 1: how's it going, man? Fantastic, buddy. I was reading a 4 00:00:29,320 --> 00:00:33,239 Speaker 1: scene in Money article and they were talking about financial independence, 5 00:00:33,240 --> 00:00:37,599 Speaker 1: which is interesting to start to see mainstream media outlets 6 00:00:37,680 --> 00:00:41,080 Speaker 1: covering financial independence. Right Wait, I thought CNN was fake news. 7 00:00:42,120 --> 00:00:45,839 Speaker 1: They are all right, yeah, yeah, So this in the 8 00:00:45,880 --> 00:00:48,800 Speaker 1: New York Times like kind of started this domino effect. 9 00:00:48,960 --> 00:00:50,760 Speaker 1: They done it as well. Yeah, so nice. Well, so 10 00:00:50,840 --> 00:00:53,120 Speaker 1: that's where there was an article a few weeks ago 11 00:00:53,400 --> 00:00:55,520 Speaker 1: about some of our friends that we know in the 12 00:00:55,680 --> 00:00:58,640 Speaker 1: in the movement, Mr fIF hundred, who's donated beers for 13 00:00:58,800 --> 00:01:00,960 Speaker 1: this podcast. Yeah, that's right, was featured in the New 14 00:01:01,040 --> 00:01:03,279 Speaker 1: York Times. Carl, Yeah, and so I feel like it's 15 00:01:03,280 --> 00:01:05,600 Speaker 1: just cascading effects. Will tell me about this money. So 16 00:01:05,640 --> 00:01:08,959 Speaker 1: they were addressing early financial independence and how it's achievable, 17 00:01:08,959 --> 00:01:10,520 Speaker 1: and they you know, they gave examples of if you 18 00:01:10,520 --> 00:01:12,480 Speaker 1: make fifty dollars, this is what you're gonna have to do. 19 00:01:12,600 --> 00:01:15,480 Speaker 1: If you want to retire and say ten years, or 20 00:01:15,560 --> 00:01:17,360 Speaker 1: if you make a hundred thousand dollars, this is what 21 00:01:17,400 --> 00:01:19,560 Speaker 1: you'll have to do. They just essentially gave a bunch 22 00:01:19,560 --> 00:01:21,840 Speaker 1: of examples. It was an okay article. Yeah, But what 23 00:01:21,880 --> 00:01:25,680 Speaker 1: I found most interesting is that they linked to the 24 00:01:25,720 --> 00:01:29,920 Speaker 1: financial independence calculator that we've recommended in the past, the 25 00:01:29,959 --> 00:01:33,440 Speaker 1: net worth of five one. Yeah, that's awesome, and I 26 00:01:33,440 --> 00:01:36,080 Speaker 1: don't know something about that, seeing how this is something 27 00:01:36,120 --> 00:01:37,759 Speaker 1: that we've talked about, and like you said, it's something 28 00:01:37,800 --> 00:01:41,520 Speaker 1: that's sort of catching on in the mainstream. And maybe 29 00:01:41,600 --> 00:01:43,679 Speaker 1: what I'm saying is that you don't need CNN because 30 00:01:44,120 --> 00:01:47,240 Speaker 1: that's what we're talking about and to us instead. Yeah. 31 00:01:47,280 --> 00:01:49,480 Speaker 1: The thing is, it's sadly when when a lot of 32 00:01:49,520 --> 00:01:53,960 Speaker 1: these major publications cover financial independence, they completely seem to 33 00:01:53,960 --> 00:01:56,280 Speaker 1: get it wrong. And the way they covered it's like 34 00:01:56,320 --> 00:01:59,080 Speaker 1: this this novelty, or the way they describe it. I 35 00:01:59,080 --> 00:02:00,720 Speaker 1: feel like they missed the art of it so much 36 00:02:00,720 --> 00:02:03,360 Speaker 1: of the time. So I would rather, you know, if 37 00:02:03,360 --> 00:02:05,840 Speaker 1: I were wanting to know more about financial independence or 38 00:02:05,920 --> 00:02:09,120 Speaker 1: some great podcasts out there. There's some great blogs. There's 39 00:02:09,160 --> 00:02:11,760 Speaker 1: just so many good resources that I feel like in 40 00:02:11,800 --> 00:02:14,200 Speaker 1: New York Times or a scene in Money article, they 41 00:02:14,240 --> 00:02:16,600 Speaker 1: kind of let the casual reader know, Hey, this is 42 00:02:16,639 --> 00:02:19,680 Speaker 1: something that exists. But it's not very compelling. Yeah, that's 43 00:02:19,680 --> 00:02:21,320 Speaker 1: the only thing the casual reader is going to know 44 00:02:21,360 --> 00:02:23,519 Speaker 1: about financial independence, and they're going to kind of miss 45 00:02:23,560 --> 00:02:26,600 Speaker 1: the boat because you to know what it really is, truly, 46 00:02:26,880 --> 00:02:28,760 Speaker 1: I feel like you have to listen to the people 47 00:02:28,800 --> 00:02:31,280 Speaker 1: that are actually living it, and just those quick interviews 48 00:02:31,440 --> 00:02:34,320 Speaker 1: just like anything else, right, a quick interview, a couple 49 00:02:34,320 --> 00:02:36,840 Speaker 1: of quotes, you're just not gonna understand what it's all about. 50 00:02:36,960 --> 00:02:39,560 Speaker 1: And that's why I think the comments section on you 51 00:02:39,560 --> 00:02:42,040 Speaker 1: know articles that just like in the New York Times, 52 00:02:42,080 --> 00:02:43,760 Speaker 1: so I'm sure it was the same on the CNN 53 00:02:43,800 --> 00:02:47,160 Speaker 1: money article, the comment sections can just be terrible because 54 00:02:47,200 --> 00:02:49,639 Speaker 1: folks like ripped into it because they're saying, oh, I 55 00:02:49,680 --> 00:02:51,799 Speaker 1: can retire in five years. Sure if I live off 56 00:02:51,880 --> 00:02:55,120 Speaker 1: seven thousand dollars for the year, which is the example 57 00:02:55,120 --> 00:02:56,919 Speaker 1: that they gave. It was like seven or nine thousand 58 00:02:56,960 --> 00:02:59,079 Speaker 1: dollars for the year, and they're like, granted, this is 59 00:02:59,120 --> 00:03:02,960 Speaker 1: pretty extreme, but that's doable. Nothingk Most people, even us 60 00:03:02,960 --> 00:03:07,639 Speaker 1: would say, man, that is crazy. Yeah, and discouraging at 61 00:03:07,680 --> 00:03:09,680 Speaker 1: the same time, no doubt. Yeah, But I think that 62 00:03:09,800 --> 00:03:12,120 Speaker 1: the problem with those articles is, yeah, they they either 63 00:03:12,160 --> 00:03:14,480 Speaker 1: go to extreme or they have a couple of fifthy 64 00:03:14,560 --> 00:03:17,520 Speaker 1: quotes and it's just hard for the new reader to 65 00:03:18,040 --> 00:03:20,440 Speaker 1: understand it, and so they usually write it off wholesale 66 00:03:20,680 --> 00:03:23,120 Speaker 1: without thinking about it. And the bummer is there's so 67 00:03:23,160 --> 00:03:26,360 Speaker 1: many great people in the space and financial independence. We 68 00:03:26,400 --> 00:03:28,080 Speaker 1: think it is a worthy goal, and we covered that 69 00:03:28,120 --> 00:03:30,920 Speaker 1: on a recent episode of the show, right, And there's 70 00:03:30,960 --> 00:03:32,440 Speaker 1: just a lot that you have to think through when 71 00:03:32,440 --> 00:03:35,040 Speaker 1: it comes to that though, because it is this more 72 00:03:35,080 --> 00:03:37,560 Speaker 1: than just being smart with your money. It is kind 73 00:03:37,560 --> 00:03:40,040 Speaker 1: of wholesale life changes that you have to make in 74 00:03:40,120 --> 00:03:42,520 Speaker 1: order to think about financial independence well. And so we 75 00:03:42,560 --> 00:03:45,200 Speaker 1: want people to start thinking differently about the way they 76 00:03:45,200 --> 00:03:48,280 Speaker 1: live life, not just deciding that they need to say 77 00:03:48,360 --> 00:03:51,800 Speaker 1: fift what they make starting tomorrow. Um. So, yeah, it's 78 00:03:51,800 --> 00:03:54,680 Speaker 1: interesting that it's coming into the mainstream, but also I 79 00:03:54,720 --> 00:03:57,080 Speaker 1: don't expect a whole lot of new converts because usually 80 00:03:57,120 --> 00:04:00,480 Speaker 1: those articles are poorly done. But yeah, you mentioned the 81 00:04:00,520 --> 00:04:03,840 Speaker 1: financial independence episode that we recently recorded. If you are 82 00:04:03,880 --> 00:04:06,119 Speaker 1: interested in that and our thoughts on that, listen back. 83 00:04:06,160 --> 00:04:08,840 Speaker 1: That was gosh, maybe a few weeks ago. You'll be 84 00:04:08,840 --> 00:04:11,040 Speaker 1: able to find that one. Yeah, Matt, I wanted to 85 00:04:11,120 --> 00:04:13,960 Speaker 1: let you know real quick that I am just about 86 00:04:13,960 --> 00:04:16,200 Speaker 1: to sign a new lease on one of my rental properties, 87 00:04:16,960 --> 00:04:19,280 Speaker 1: and so I don't know how you feel time a 88 00:04:19,360 --> 00:04:22,039 Speaker 1: year two uh, get a new tenant in, right? It is? Yeah, 89 00:04:22,080 --> 00:04:24,920 Speaker 1: I hate I hate running out a house kind of 90 00:04:24,920 --> 00:04:27,080 Speaker 1: in the late fall, kind of going into winter. But 91 00:04:27,279 --> 00:04:29,559 Speaker 1: fortunately I found a good tenant. I ended up letting 92 00:04:29,560 --> 00:04:32,320 Speaker 1: my current tenants go month to month because they've been 93 00:04:32,360 --> 00:04:33,880 Speaker 1: so good and they were shopping for a house and 94 00:04:33,920 --> 00:04:35,839 Speaker 1: I wanted to, you know, kind of kind of be 95 00:04:35,920 --> 00:04:38,120 Speaker 1: kind to them in that way. And it worked out. 96 00:04:38,120 --> 00:04:40,120 Speaker 1: They found something right around the corner from from us. 97 00:04:40,160 --> 00:04:42,640 Speaker 1: Actually they're staying in the neighborhood. Uh. Found some good 98 00:04:42,640 --> 00:04:45,200 Speaker 1: new new tenants and I'm doing my first ever two 99 00:04:45,320 --> 00:04:48,000 Speaker 1: year lease, which I'm excited about. And I wanted to 100 00:04:48,040 --> 00:04:49,960 Speaker 1: mention this one thing. And I feel like you and 101 00:04:49,960 --> 00:04:52,040 Speaker 1: I have had the same experience in this. One of 102 00:04:52,120 --> 00:04:54,800 Speaker 1: the common mantras of real estate investors is that you 103 00:04:54,880 --> 00:04:57,120 Speaker 1: hadn't kind of have to build in a certain amount 104 00:04:57,160 --> 00:04:59,760 Speaker 1: of vacancy time for your properties. Right, I think to 105 00:04:59,880 --> 00:05:04,360 Speaker 1: the they say five for the year, Yeah, lost in vacancy. 106 00:05:04,440 --> 00:05:06,800 Speaker 1: So you're talking about essentially building in a month where 107 00:05:06,839 --> 00:05:09,240 Speaker 1: you're house or a part better or whatever it is 108 00:05:09,240 --> 00:05:11,000 Speaker 1: is not rented. I don't know about you, man, but 109 00:05:11,040 --> 00:05:14,680 Speaker 1: I literally have never had a day of vacancy on 110 00:05:14,720 --> 00:05:16,800 Speaker 1: any of my properties. And I'm kind of anal about it. 111 00:05:16,839 --> 00:05:19,440 Speaker 1: Like if if if my tenant current tenants moving out 112 00:05:19,480 --> 00:05:21,800 Speaker 1: on the on the thirty, if I want my next 113 00:05:21,800 --> 00:05:23,719 Speaker 1: one in on the first, and I will work until 114 00:05:24,320 --> 00:05:27,000 Speaker 1: three am in order to make sure that the pain 115 00:05:27,120 --> 00:05:30,479 Speaker 1: is touched up, everything's clean, uh and and completely ready 116 00:05:30,480 --> 00:05:31,800 Speaker 1: for the next tenant to come in. And I just 117 00:05:31,800 --> 00:05:34,320 Speaker 1: want to let people know out there, like I think 118 00:05:34,320 --> 00:05:36,800 Speaker 1: it's probably wise right to to figure that in into 119 00:05:36,839 --> 00:05:39,320 Speaker 1: your metrics when you're thinking about buying a rental property, 120 00:05:39,480 --> 00:05:41,600 Speaker 1: you know, factor in a little bit of that of 121 00:05:42,120 --> 00:05:44,480 Speaker 1: that downtime. But yeah, I mean if you're busting it out, 122 00:05:44,520 --> 00:05:46,200 Speaker 1: then that's money in your pocket, right, That's those are 123 00:05:46,200 --> 00:05:48,640 Speaker 1: expenses that you don't have to swallow. And you know 124 00:05:48,680 --> 00:05:50,440 Speaker 1: on the rentals that some of the rentals we have, 125 00:05:50,480 --> 00:05:52,839 Speaker 1: that's we're looking at close to seventy bucks a day 126 00:05:52,880 --> 00:05:56,480 Speaker 1: that we'd be missing out on. So, man, I'm completely 127 00:05:56,520 --> 00:05:59,120 Speaker 1: with you. So in five years, same thing, we have 128 00:05:59,240 --> 00:06:03,400 Speaker 1: never had a single day where there wasn't at least 129 00:06:03,400 --> 00:06:06,120 Speaker 1: signed like they didn't necessarily move in right away. But yeah, 130 00:06:06,160 --> 00:06:08,240 Speaker 1: I'm with you, man, I want it to be, if 131 00:06:08,240 --> 00:06:10,720 Speaker 1: not the very next day like they're being one day, uh, 132 00:06:10,960 --> 00:06:13,000 Speaker 1: lag in between, and have the cleaner set up, have 133 00:06:13,120 --> 00:06:15,400 Speaker 1: any any other work that needs to be done scheduled 134 00:06:15,560 --> 00:06:18,800 Speaker 1: on that day. That way, yeah, the least can pick 135 00:06:18,880 --> 00:06:21,400 Speaker 1: up right where the other one left off. You're maximizing 136 00:06:21,480 --> 00:06:24,320 Speaker 1: that revenue from that property. Man, I'm I'm totally with you. 137 00:06:24,320 --> 00:06:26,200 Speaker 1: That's funny. I don't think we've ever talked about that before, 138 00:06:26,240 --> 00:06:29,000 Speaker 1: but because they do say that, Yeah, they say build 139 00:06:29,040 --> 00:06:32,840 Speaker 1: in vacancy time, and that's built into my equations. Uh, 140 00:06:32,920 --> 00:06:34,919 Speaker 1: but in reality, we try to know we crank it 141 00:06:34,920 --> 00:06:36,720 Speaker 1: out even more. Yeah, man, So I just want to 142 00:06:36,760 --> 00:06:39,400 Speaker 1: encourage people outsides. There are a lot of reasons, I 143 00:06:39,440 --> 00:06:42,480 Speaker 1: think a lot of common reasons that people decide not 144 00:06:42,640 --> 00:06:45,680 Speaker 1: to get into the rental property game, and you know, 145 00:06:45,720 --> 00:06:47,600 Speaker 1: one of them is tenant horror stories. And I think 146 00:06:47,600 --> 00:06:49,159 Speaker 1: there's a lot of ways to prevent that. And we 147 00:06:49,200 --> 00:06:51,479 Speaker 1: need to do a podcast specifically about that coming up soon. 148 00:06:52,040 --> 00:06:53,479 Speaker 1: I'd love to do that because I think there are 149 00:06:53,480 --> 00:06:54,800 Speaker 1: a lot of ways that you and I built in 150 00:06:54,839 --> 00:06:56,560 Speaker 1: to find good tenants, to make sure we have good 151 00:06:56,600 --> 00:06:59,280 Speaker 1: tenants in there every time. But then the other thing is, well, 152 00:06:59,279 --> 00:07:01,040 Speaker 1: what about these things You're gonna cost me money. And 153 00:07:01,040 --> 00:07:04,440 Speaker 1: one of the biggest things is having your home, your apartment, 154 00:07:04,480 --> 00:07:07,920 Speaker 1: whatever it is, vacant for for a while. And you 155 00:07:08,200 --> 00:07:10,800 Speaker 1: want to avoid that. And so I think, uh, doing 156 00:07:10,800 --> 00:07:13,440 Speaker 1: it like this and and and just forcing yourself to 157 00:07:13,440 --> 00:07:16,040 Speaker 1: to have that essentially really hard day where one tenant 158 00:07:16,080 --> 00:07:17,960 Speaker 1: moves out and you get in there and get it clean, 159 00:07:18,040 --> 00:07:19,880 Speaker 1: get it ready for the next person, make sure it's 160 00:07:20,040 --> 00:07:22,720 Speaker 1: tip top shape. I think you can do that. And uh, 161 00:07:22,800 --> 00:07:24,720 Speaker 1: and I think that's just a good gold gold to 162 00:07:24,800 --> 00:07:27,120 Speaker 1: set when you're turning over a rental property. Yeah, man, 163 00:07:27,120 --> 00:07:29,680 Speaker 1: that's right. And see tonight we're drinking a beer by 164 00:07:29,680 --> 00:07:33,040 Speaker 1: New Belgium. It is uh the French oak says on 165 00:07:33,680 --> 00:07:36,720 Speaker 1: it is a barrel age sour farmhouse sale. I found 166 00:07:36,760 --> 00:07:38,760 Speaker 1: it on the discount shelf and we will give you 167 00:07:38,800 --> 00:07:41,240 Speaker 1: the tasting notes at the end of the episode. You 168 00:07:41,280 --> 00:07:44,160 Speaker 1: love getting those deals, man, you know what, Buddy, Yes, 169 00:07:44,240 --> 00:07:46,240 Speaker 1: So onto the topic at hand, Matt, how to save 170 00:07:46,320 --> 00:07:49,360 Speaker 1: money on a new phone. The newest iPhone just came 171 00:07:49,400 --> 00:07:52,920 Speaker 1: out and it's really expensive. It's more expensive than any 172 00:07:52,920 --> 00:07:57,840 Speaker 1: other iPhone ever released, and the top model costs anywhere 173 00:07:57,840 --> 00:08:02,200 Speaker 1: from eleven dollars. That's a lot of money. That's the 174 00:08:02,480 --> 00:08:05,200 Speaker 1: X something Max. I don't even know. Man, there's all 175 00:08:05,240 --> 00:08:07,560 Speaker 1: these letters, like all the letters and abbreviations. It's like 176 00:08:07,600 --> 00:08:10,880 Speaker 1: a it's like a degree. It's like the iPhone raised 177 00:08:10,880 --> 00:08:13,800 Speaker 1: to the third power with the pH pH Max. It's 178 00:08:13,800 --> 00:08:16,400 Speaker 1: funny to me that the that the iPhone releases are 179 00:08:16,440 --> 00:08:20,040 Speaker 1: still as popular as they are, the media seems to 180 00:08:20,080 --> 00:08:22,840 Speaker 1: cover them like it's still an event. Dude, it's a 181 00:08:22,920 --> 00:08:25,640 Speaker 1: huge deal. It's it's insane, and if anything, I feel 182 00:08:25,680 --> 00:08:27,280 Speaker 1: like it's kind of ramped back up. I think there's 183 00:08:27,320 --> 00:08:29,080 Speaker 1: a period there in the middle where it wasn't as 184 00:08:29,120 --> 00:08:30,960 Speaker 1: big of a deal, but lately, like the past couple 185 00:08:31,080 --> 00:08:33,559 Speaker 1: to three years or to three releases, it's blown back 186 00:08:33,600 --> 00:08:35,400 Speaker 1: up again. I feel like I hear more and more 187 00:08:35,400 --> 00:08:37,800 Speaker 1: folks talking about it and where they're essentially going to 188 00:08:37,880 --> 00:08:40,880 Speaker 1: tell us the really small incremental changes they made to 189 00:08:40,960 --> 00:08:43,320 Speaker 1: the phone that looks exactly the same as the previous generation. 190 00:08:43,640 --> 00:08:45,839 Speaker 1: It's it's just crazy, and they're charging so much money 191 00:08:45,880 --> 00:08:48,120 Speaker 1: for these phones. Uh and So the problem is that 192 00:08:48,160 --> 00:08:50,920 Speaker 1: cell phones are getting more and more expensive, as evidence 193 00:08:51,000 --> 00:08:54,920 Speaker 1: by the newest iPhone and by the Samsung phones. These 194 00:08:55,120 --> 00:08:58,120 Speaker 1: top end phones are getting really, really expensive. But at 195 00:08:58,120 --> 00:09:01,120 Speaker 1: the same time, there are a lot of really great 196 00:09:01,120 --> 00:09:03,360 Speaker 1: phones at really reasonable prices, And we'll kind of get 197 00:09:03,400 --> 00:09:05,520 Speaker 1: into that a little bit later in this episode. I 198 00:09:05,520 --> 00:09:07,120 Speaker 1: think one of the reasons too that they're getting more 199 00:09:07,120 --> 00:09:10,760 Speaker 1: expensive is it's natural, right, Like they're tiny little computers, 200 00:09:10,800 --> 00:09:13,319 Speaker 1: and more and more these phones are smartphones are able 201 00:09:13,360 --> 00:09:16,320 Speaker 1: to do incredible things that we didn't Everything was possible, 202 00:09:16,880 --> 00:09:19,480 Speaker 1: and some folks are even foregoing getting a computer at 203 00:09:19,480 --> 00:09:21,800 Speaker 1: home at all. Right, you just have your work computer, 204 00:09:21,880 --> 00:09:23,400 Speaker 1: say even if you go in or sometimes you have 205 00:09:23,400 --> 00:09:25,480 Speaker 1: a laptop or something like that. But then you've got 206 00:09:25,520 --> 00:09:27,720 Speaker 1: your phone, and everybody works from your phone, and you 207 00:09:27,760 --> 00:09:29,520 Speaker 1: do everything from your phone because it's easy you can 208 00:09:29,520 --> 00:09:32,760 Speaker 1: stick in your pocket. And so from that standpoint, I 209 00:09:32,840 --> 00:09:36,360 Speaker 1: kind of get it. Because sure phones are getting more expensive, 210 00:09:36,400 --> 00:09:38,599 Speaker 1: they're also doing way more. Yeah, there used to be 211 00:09:38,640 --> 00:09:40,160 Speaker 1: a lot of things that you wouldn't do on your 212 00:09:40,160 --> 00:09:42,319 Speaker 1: phone that you would actually go to a laptop or 213 00:09:42,360 --> 00:09:45,000 Speaker 1: desktop four right, or go to your actual flashlight, you know, 214 00:09:45,240 --> 00:09:48,839 Speaker 1: like yeah, flashlight on my phone? Who does that anymore? Though? 215 00:09:49,360 --> 00:09:52,719 Speaker 1: I use my phone flashlight so much. Shame here. I 216 00:09:52,920 --> 00:09:54,720 Speaker 1: sometimes I won't even flip on the light switch like 217 00:09:54,800 --> 00:09:57,320 Speaker 1: at the house because I'm just like, I don't want 218 00:09:57,360 --> 00:09:58,560 Speaker 1: to tump on the lights. I just want to see 219 00:09:58,559 --> 00:10:01,360 Speaker 1: where my my cup is so I can get some water. Yeah. Yeah, 220 00:10:01,360 --> 00:10:04,760 Speaker 1: so I mean, I I swear I'm signing documents and 221 00:10:04,760 --> 00:10:07,520 Speaker 1: and doing all sort of like real estate transactions like 222 00:10:07,720 --> 00:10:09,559 Speaker 1: on my phone. Now where I used to go sit 223 00:10:09,600 --> 00:10:11,640 Speaker 1: down at a at a desktop computer to do those things. 224 00:10:11,640 --> 00:10:12,679 Speaker 1: I used to be like, all right, I gotta get 225 00:10:12,720 --> 00:10:15,120 Speaker 1: my computer out, And now your phone it's just easy 226 00:10:15,200 --> 00:10:17,679 Speaker 1: to do all those things. Yeah. But the crazy thing 227 00:10:17,720 --> 00:10:19,240 Speaker 1: is at the same time that these high end phones 228 00:10:19,280 --> 00:10:21,920 Speaker 1: are getting more expensive, and granted, they can do more, 229 00:10:22,240 --> 00:10:25,080 Speaker 1: but there are cheaper phones that can do just as much, 230 00:10:25,720 --> 00:10:28,480 Speaker 1: that have essentially the same capability, but they are a 231 00:10:28,559 --> 00:10:30,600 Speaker 1: quarter of the price. And so we wanted to talk 232 00:10:30,600 --> 00:10:33,320 Speaker 1: about this because there are a lot of reasons that 233 00:10:33,640 --> 00:10:36,600 Speaker 1: consumers are falling prey to spending more money on the phone, 234 00:10:36,960 --> 00:10:39,080 Speaker 1: and part of that is advertising. A lot of that 235 00:10:39,160 --> 00:10:41,640 Speaker 1: is this need for the latest technology and fear of 236 00:10:41,640 --> 00:10:44,280 Speaker 1: missing out right on the newest phone, and if they 237 00:10:44,280 --> 00:10:47,640 Speaker 1: don't have that, somehow their inferior to their friends or 238 00:10:47,720 --> 00:10:50,040 Speaker 1: other people around them that do have the coolest new phone. 239 00:10:50,200 --> 00:10:52,920 Speaker 1: It's it's become more of like a status symbol, really, dude. 240 00:10:52,920 --> 00:10:55,600 Speaker 1: I totally agree with that, especially as I feel like 241 00:10:55,640 --> 00:10:58,280 Speaker 1: cars are becoming less the sort of status symbol because 242 00:10:58,920 --> 00:11:01,640 Speaker 1: our generation just doesn't driving as much, or because we're 243 00:11:01,679 --> 00:11:03,480 Speaker 1: living in cities, we we don't quite have the need 244 00:11:03,559 --> 00:11:07,040 Speaker 1: for cars. And yeah, phones, man, phones are totally becoming 245 00:11:07,360 --> 00:11:11,079 Speaker 1: a status symbol. Another reason, too, is that manufacturers phonemakers 246 00:11:11,160 --> 00:11:16,240 Speaker 1: are planning in obsolescence with phones just little pieces of 247 00:11:16,280 --> 00:11:20,079 Speaker 1: technology that could make phones better. It's like, well, maybe 248 00:11:20,080 --> 00:11:21,520 Speaker 1: it'll make it better. Let's just go ahead and plant 249 00:11:21,559 --> 00:11:24,040 Speaker 1: it into the next generation of the phone. Right. So, 250 00:11:24,040 --> 00:11:26,520 Speaker 1: I've always had iPhones, right, and I specifically think of 251 00:11:26,559 --> 00:11:29,719 Speaker 1: the old charger, which was the thirty pin I think 252 00:11:29,800 --> 00:11:31,800 Speaker 1: is what it was called, the old connection, and then 253 00:11:31,800 --> 00:11:34,200 Speaker 1: they changed it to the lightning connector, which is cool. 254 00:11:34,240 --> 00:11:37,840 Speaker 1: It's a lot smaller. Dude. I've had so many problems 255 00:11:38,000 --> 00:11:40,440 Speaker 1: with the lightning connector, and I'm pretty sure it's because 256 00:11:40,440 --> 00:11:43,839 Speaker 1: my kids put it in their mouth, but like something 257 00:11:43,880 --> 00:11:46,760 Speaker 1: about it. It like short circuits and its. I've purchased 258 00:11:46,760 --> 00:11:50,160 Speaker 1: so many, I've had to get so many new lightning chords, 259 00:11:50,200 --> 00:11:52,720 Speaker 1: and I never had to get a new thirty pin 260 00:11:52,760 --> 00:11:55,880 Speaker 1: connector for for a phone before the phone actually died. 261 00:11:55,920 --> 00:11:57,920 Speaker 1: And let's be honest, Apple is probably making almost as 262 00:11:58,000 --> 00:12:00,559 Speaker 1: much on preaking lightning cables as they are on the 263 00:12:00,600 --> 00:12:03,400 Speaker 1: phones themselves, those in the little power blocks. No doubt, 264 00:12:03,720 --> 00:12:06,160 Speaker 1: you don't need to get the latest and greatest phone, Matt, 265 00:12:06,200 --> 00:12:08,280 Speaker 1: and I don't care what phones in your pocket. We 266 00:12:08,280 --> 00:12:09,920 Speaker 1: actually hope that you have a cheaper phone, and we 267 00:12:10,000 --> 00:12:12,160 Speaker 1: will laud you for it. So we wanted to encourage 268 00:12:12,200 --> 00:12:14,240 Speaker 1: you don't need the latest and greatest and also give 269 00:12:14,280 --> 00:12:16,720 Speaker 1: you some tips on how to save on that upgrade 270 00:12:16,720 --> 00:12:18,960 Speaker 1: when you do decide to get a new phone. That's right, man, 271 00:12:19,000 --> 00:12:20,959 Speaker 1: So let's go ahead and get to some of these 272 00:12:21,000 --> 00:12:23,000 Speaker 1: tips might seem like a no brainer. But keep your 273 00:12:23,000 --> 00:12:27,199 Speaker 1: phone as long as possible. Phono grades are happening on 274 00:12:27,559 --> 00:12:32,719 Speaker 1: shorter and shorter cycles, right, and everybody does naturally want 275 00:12:32,760 --> 00:12:35,920 Speaker 1: the latest and greatest. Fight that urge, you know, resistant. 276 00:12:35,920 --> 00:12:38,679 Speaker 1: We talk a lot about swimming up current, you know, 277 00:12:38,720 --> 00:12:41,760 Speaker 1: like the little salmon kind of swimming up upstream. Don't 278 00:12:41,840 --> 00:12:44,720 Speaker 1: get sort of swept away by advertising and the consumer culture. 279 00:12:45,000 --> 00:12:47,560 Speaker 1: Just resist it. It's probably not even something you realize 280 00:12:47,600 --> 00:12:50,040 Speaker 1: you needed, you know, until you see that there's a 281 00:12:50,080 --> 00:12:52,400 Speaker 1: new one. It's it's one of those things where you 282 00:12:52,440 --> 00:12:54,440 Speaker 1: find a reason to get it, and it can be 283 00:12:54,480 --> 00:12:57,960 Speaker 1: so easy just to fall into those sort of consumeristic ways. 284 00:12:58,320 --> 00:13:00,000 Speaker 1: I want to say to a new to youth phone 285 00:13:00,000 --> 00:13:02,920 Speaker 1: own feels new. And I was really encouraged by a 286 00:13:02,960 --> 00:13:04,920 Speaker 1: friend recently. I saw them post that they bought the 287 00:13:05,000 --> 00:13:08,079 Speaker 1: iPhone Success right even after the iPhone tin just came 288 00:13:08,120 --> 00:13:10,680 Speaker 1: out or whatever it is, and it seems so far away, 289 00:13:10,720 --> 00:13:13,720 Speaker 1: like six, seven, eight nine, Now, like how many years 290 00:13:13,760 --> 00:13:15,679 Speaker 1: has it been? How old is that phone? In actuality? 291 00:13:15,800 --> 00:13:18,120 Speaker 1: What's crazy is that it hasn't been that long, right, 292 00:13:18,160 --> 00:13:20,880 Speaker 1: The six only came out I think like two maybe 293 00:13:21,120 --> 00:13:23,720 Speaker 1: three years ago they announced it. But what they just 294 00:13:23,720 --> 00:13:26,240 Speaker 1: announced the replacements of the tin, And so it makes 295 00:13:26,280 --> 00:13:28,480 Speaker 1: it sound like it's, oh, you've got the six, what 296 00:13:28,600 --> 00:13:31,920 Speaker 1: is that like five years old? Yeah? But it's not right. 297 00:13:31,920 --> 00:13:34,680 Speaker 1: So she so she ditched the success and uh and 298 00:13:34,679 --> 00:13:38,080 Speaker 1: and she had the five before that, and just she 299 00:13:38,200 --> 00:13:40,440 Speaker 1: was talking about how awesome it was to have this 300 00:13:40,520 --> 00:13:43,520 Speaker 1: newer phone that you was lighter and did a lot, 301 00:13:43,559 --> 00:13:44,960 Speaker 1: I had a lot more features than the phone that 302 00:13:45,000 --> 00:13:48,000 Speaker 1: she previously had. And so for most people out there, 303 00:13:48,000 --> 00:13:50,480 Speaker 1: I want to say, a new to you phone like 304 00:13:50,520 --> 00:13:52,640 Speaker 1: a success cost very little. Now it's like a hundred 305 00:13:52,640 --> 00:13:54,640 Speaker 1: and seventy five dollars if you find one on sale, 306 00:13:54,920 --> 00:13:58,079 Speaker 1: and you can find something like that and be just 307 00:13:58,120 --> 00:14:00,240 Speaker 1: as wild when you get it in your hands because 308 00:14:00,240 --> 00:14:02,280 Speaker 1: it's new to you. I also want to say no 309 00:14:02,400 --> 00:14:04,520 Speaker 1: when and where to buy if your phone is getting 310 00:14:04,520 --> 00:14:07,160 Speaker 1: long in the tooth, try to purchase a new one 311 00:14:07,240 --> 00:14:09,600 Speaker 1: around Black Friday or Cyber Monday when there are lots 312 00:14:09,640 --> 00:14:13,199 Speaker 1: of deals. And so I did this last Black Friday. 313 00:14:13,240 --> 00:14:15,480 Speaker 1: I bought an l g G six because I'm an 314 00:14:15,480 --> 00:14:18,920 Speaker 1: Android guy on like Matt Apple for life. That's me, man, 315 00:14:20,160 --> 00:14:23,160 Speaker 1: what HAPs dude, that's why you're wearing your trible neck tonight. 316 00:14:23,240 --> 00:14:26,800 Speaker 1: Huh with my wire frame glasses. Yeah, it would be 317 00:14:26,840 --> 00:14:29,240 Speaker 1: just like Steve. So I got this sweet LGG six, 318 00:14:29,240 --> 00:14:32,040 Speaker 1: which is like a five phone, for a hundred and 319 00:14:32,080 --> 00:14:35,120 Speaker 1: twenty dollars. Last Black you actually almost swayed me over 320 00:14:35,240 --> 00:14:38,040 Speaker 1: to the droid side last year because you're like, dude, 321 00:14:38,040 --> 00:14:39,560 Speaker 1: this is a killer deal. And I looked at it 322 00:14:39,560 --> 00:14:43,000 Speaker 1: and I said, dude, this is a killer deal and 323 00:14:43,120 --> 00:14:45,080 Speaker 1: almost got it, but I didn't. Yeah, So my my 324 00:14:45,120 --> 00:14:47,120 Speaker 1: phone was like literally just kind of on the fritz 325 00:14:47,200 --> 00:14:50,240 Speaker 1: that week before, and it was just perfect timing where 326 00:14:50,400 --> 00:14:51,760 Speaker 1: I was able to sign it for this, and it 327 00:14:51,800 --> 00:14:54,440 Speaker 1: was a carrier specific deal. And Matt, we've mentioned this 328 00:14:54,480 --> 00:14:56,640 Speaker 1: before on the show, and actually next week we're gonna 329 00:14:56,680 --> 00:14:58,760 Speaker 1: talk about how to save money on a cell phone plan, 330 00:14:59,400 --> 00:15:01,640 Speaker 1: but we're on brand and this was a Sprint specific 331 00:15:01,640 --> 00:15:03,760 Speaker 1: cell phone deal. I got it for a hundred twenty bucks. 332 00:15:04,000 --> 00:15:06,920 Speaker 1: It's still that phone is still selling like fours now. 333 00:15:07,000 --> 00:15:09,480 Speaker 1: So I wanted to mention that where you buy and 334 00:15:09,480 --> 00:15:12,640 Speaker 1: when you buy can have a really big influence on 335 00:15:12,680 --> 00:15:14,640 Speaker 1: how much money you're gonna pay for that phone. Ye man, 336 00:15:14,640 --> 00:15:17,640 Speaker 1: I actually have the iPhone SE and I got that 337 00:15:18,160 --> 00:15:20,680 Speaker 1: on a Black Friday as well. Two years ago. I 338 00:15:20,720 --> 00:15:22,400 Speaker 1: got it. There was a big sale and I got 339 00:15:22,440 --> 00:15:24,880 Speaker 1: it either for one fifty or two hundred bucks. So 340 00:15:24,920 --> 00:15:27,560 Speaker 1: Apple doesn't sell it anymore, but brand new on Amazon 341 00:15:27,600 --> 00:15:29,080 Speaker 1: you can still get it and it's still two d 342 00:15:30,200 --> 00:15:33,000 Speaker 1: which is insane. I basically got it at that price 343 00:15:33,040 --> 00:15:34,840 Speaker 1: two years ago, and it's I mean, it's actually in 344 00:15:34,880 --> 00:15:37,480 Speaker 1: pretty bad shape because I've dropped it a bunch and 345 00:15:37,520 --> 00:15:39,680 Speaker 1: the screens cracked and the glasses falling out, that kind 346 00:15:39,680 --> 00:15:41,960 Speaker 1: of stuff. But yeah, to know that I got such 347 00:15:41,960 --> 00:15:44,400 Speaker 1: a good deal way back then, just yeah, it makes 348 00:15:44,400 --> 00:15:46,920 Speaker 1: me happy even now. Yeah. One thing I want to 349 00:15:46,960 --> 00:15:49,160 Speaker 1: say is a general rule of thumb that that is 350 00:15:49,160 --> 00:15:52,960 Speaker 1: applicable most of the time. Don't buy a phone from 351 00:15:53,000 --> 00:15:55,800 Speaker 1: your cell phone carrier. Now, the contracts are a thing 352 00:15:55,840 --> 00:15:58,080 Speaker 1: of the past. Carriers are not the best place to 353 00:15:58,080 --> 00:16:00,920 Speaker 1: get a phone. It's best to shop a round. Sites 354 00:16:00,960 --> 00:16:03,840 Speaker 1: like best Buy and Amazon can often have cell phone deals, 355 00:16:04,080 --> 00:16:06,440 Speaker 1: and one of the best websites, in my opinion and 356 00:16:06,560 --> 00:16:09,240 Speaker 1: all of the Internet to find out about cell phone 357 00:16:09,240 --> 00:16:12,000 Speaker 1: deals is a site called deal news dot com. So 358 00:16:12,040 --> 00:16:14,280 Speaker 1: if you are specifically in the market for a cell phone, 359 00:16:14,720 --> 00:16:17,280 Speaker 1: start perusing deal news and find out, you know, what 360 00:16:17,320 --> 00:16:20,200 Speaker 1: are people charging and what phones are available on deals, 361 00:16:20,440 --> 00:16:23,560 Speaker 1: and just be flexible. I think if you're flexible, that's 362 00:16:23,560 --> 00:16:25,960 Speaker 1: how you're gonna find the best deals. Yeah, man, those 363 00:16:25,960 --> 00:16:28,000 Speaker 1: are some great tips. Next, we're gonna talk about what 364 00:16:28,080 --> 00:16:30,040 Speaker 1: to do with your old cell phone in order to 365 00:16:30,080 --> 00:16:32,360 Speaker 1: kind of offset the cost of that new one. But 366 00:16:32,480 --> 00:16:43,440 Speaker 1: first let's take a break, all right, man. So yeah, 367 00:16:43,520 --> 00:16:46,160 Speaker 1: like we just said, selling your old phone is a 368 00:16:46,160 --> 00:16:48,640 Speaker 1: way to offset the cost of a new phone. And 369 00:16:48,680 --> 00:16:50,080 Speaker 1: there are a few different places where you can sell 370 00:16:50,120 --> 00:16:53,440 Speaker 1: it yourself, places like eBay or a gazelle or even 371 00:16:53,440 --> 00:16:55,200 Speaker 1: taking it to an echo a t M you know 372 00:16:55,200 --> 00:16:57,960 Speaker 1: where they'll take your phone and recycling there for you. Uh, 373 00:16:57,960 --> 00:17:00,320 Speaker 1: those are all all great options. However, you know eBay 374 00:17:00,320 --> 00:17:02,160 Speaker 1: you're gonna get the most money, especially if you have 375 00:17:02,200 --> 00:17:05,000 Speaker 1: an account or a user profile that you've had up 376 00:17:05,080 --> 00:17:07,480 Speaker 1: for a while. Do you have a long standing eBay 377 00:17:07,480 --> 00:17:11,640 Speaker 1: accountdroble with sweet feedback with the Stars. I have a 378 00:17:11,640 --> 00:17:14,080 Speaker 1: long standing eBay account, and I have sold a few things, 379 00:17:14,200 --> 00:17:16,159 Speaker 1: these things like I purchased more things on eBay than 380 00:17:16,200 --> 00:17:18,880 Speaker 1: I sell, but enough to be able to sell things 381 00:17:18,880 --> 00:17:21,720 Speaker 1: here and there. But I'm definitely not a mega seller. Nice. Yeah, 382 00:17:21,720 --> 00:17:23,120 Speaker 1: I'm not a mega seller either. But for a while. 383 00:17:23,160 --> 00:17:25,760 Speaker 1: They're in college, my my roommate Andrew and I got 384 00:17:25,840 --> 00:17:28,399 Speaker 1: kind of got into a battle where where we were 385 00:17:28,440 --> 00:17:30,200 Speaker 1: raising each other to get to the next star because 386 00:17:30,200 --> 00:17:33,400 Speaker 1: they have like different color stars we're treating it like, um, 387 00:17:33,440 --> 00:17:35,320 Speaker 1: you know, like different color belts in karate, like you 388 00:17:35,320 --> 00:17:37,119 Speaker 1: get the green belt or like those I don't know. 389 00:17:37,119 --> 00:17:40,600 Speaker 1: I don't know Karate guys like going Mario Kart on eBay. Dude, 390 00:17:40,600 --> 00:17:43,280 Speaker 1: we totally like, guess what I just got the thirty 391 00:17:43,280 --> 00:17:47,439 Speaker 1: transactions blue Star. It's like, you're such a nerd dude. 392 00:17:47,920 --> 00:17:50,119 Speaker 1: But that being said, eBay, Yeah, you are probably gonna 393 00:17:50,119 --> 00:17:52,199 Speaker 1: get the most bang for your buck there, especially if 394 00:17:52,200 --> 00:17:54,480 Speaker 1: you can take a decent picture. We talk about Spring 395 00:17:54,520 --> 00:17:56,600 Speaker 1: Cleaning your Life. That was an episode we did several 396 00:17:56,600 --> 00:17:58,840 Speaker 1: months ago now back in the spring. But you're gonna 397 00:17:58,840 --> 00:18:01,720 Speaker 1: be able to definitely get top dollar for your phone there. Yeah, 398 00:18:01,760 --> 00:18:03,640 Speaker 1: eBay is going to be the place with the most buyers. 399 00:18:04,520 --> 00:18:07,040 Speaker 1: There are great companies like Gazelle that make it super easy, 400 00:18:07,119 --> 00:18:09,239 Speaker 1: Eco a t M as well, same kind of thing. 401 00:18:09,280 --> 00:18:10,879 Speaker 1: It's super easy to sell your phone, but you're just 402 00:18:10,920 --> 00:18:13,280 Speaker 1: gonna get a lot less money that way. Also consider 403 00:18:13,320 --> 00:18:16,040 Speaker 1: Facebook marketplace that's kind of taking off. I would avoid 404 00:18:16,080 --> 00:18:19,520 Speaker 1: Craigslist altogether. You probably won't get as much money in 405 00:18:19,560 --> 00:18:22,919 Speaker 1: the scams, especially when it comes to smartphones. They're super 406 00:18:22,920 --> 00:18:27,440 Speaker 1: prevalent on Craigslist. Dude, Craigslist is just getting sketchier and sketchier, 407 00:18:27,480 --> 00:18:30,320 Speaker 1: you know, like like having social media and being able 408 00:18:30,359 --> 00:18:32,119 Speaker 1: to use that platform to sell things. There's just so 409 00:18:32,200 --> 00:18:34,240 Speaker 1: much more trust in there because you can see somebody 410 00:18:34,240 --> 00:18:36,359 Speaker 1: that's selling something, and you can see, oh, they're friends 411 00:18:36,359 --> 00:18:38,119 Speaker 1: with ten of my friends are ten guys I know, 412 00:18:38,160 --> 00:18:39,840 Speaker 1: the neighborhood, that sort of thing. I was a fan 413 00:18:39,880 --> 00:18:42,320 Speaker 1: of Craigslist for so long. Oh yeah, us too, and 414 00:18:42,359 --> 00:18:44,399 Speaker 1: I feel like I just recently kind of started to 415 00:18:44,440 --> 00:18:46,399 Speaker 1: go down the path of oh yeah, Facebook's actually kind 416 00:18:46,440 --> 00:18:48,760 Speaker 1: of made Craigslist almost irrelevant. Man, it really is. And 417 00:18:48,960 --> 00:18:50,760 Speaker 1: one of the reasons one of the hurdles I think 418 00:18:50,800 --> 00:18:53,280 Speaker 1: that a lot of folks have to selling their phones, 419 00:18:54,000 --> 00:18:56,760 Speaker 1: uh quickly and not just sort of keeping them around, 420 00:18:56,840 --> 00:18:59,240 Speaker 1: is because there's a lot of personal information on your phone, 421 00:18:59,320 --> 00:19:01,239 Speaker 1: right You've got a card numbers stored on there, you've 422 00:19:01,240 --> 00:19:03,800 Speaker 1: got your password stored on there. There's a fear of 423 00:19:03,800 --> 00:19:06,280 Speaker 1: that information kind of getting out in the world, and 424 00:19:06,320 --> 00:19:08,520 Speaker 1: with the data breaches that we've had in security issues, 425 00:19:08,800 --> 00:19:10,600 Speaker 1: you know, there's there's reason to be kind of concerned 426 00:19:10,600 --> 00:19:13,760 Speaker 1: about that. However, there are some very easy ways to 427 00:19:13,800 --> 00:19:15,840 Speaker 1: do that I mean you can just google it, like Google, 428 00:19:15,840 --> 00:19:18,480 Speaker 1: whatever phone that you have, you can look up how 429 00:19:18,520 --> 00:19:20,560 Speaker 1: it is that you can clear that off. But even easier, 430 00:19:20,560 --> 00:19:22,119 Speaker 1: We'll put a link up on our show notes to 431 00:19:22,119 --> 00:19:25,280 Speaker 1: an article that explains out how to clear up the 432 00:19:25,320 --> 00:19:29,200 Speaker 1: personal data on all the major phone manufacturers out there. Yeah, 433 00:19:29,200 --> 00:19:31,280 Speaker 1: that's great, Matt. Trading in your old phone can be 434 00:19:31,320 --> 00:19:33,560 Speaker 1: an option to, by the way, but it's usually not 435 00:19:33,600 --> 00:19:36,600 Speaker 1: the best bet. The exception is when a cell phone 436 00:19:36,600 --> 00:19:39,359 Speaker 1: company offers you some super sick trade in terms, right, 437 00:19:39,359 --> 00:19:41,960 Speaker 1: promoting a new phone and giving you a lot more 438 00:19:42,000 --> 00:19:44,600 Speaker 1: than your phone is actually worth in credit towards a 439 00:19:44,640 --> 00:19:47,400 Speaker 1: newer phone. That happens, but honestly, a lot of times 440 00:19:47,480 --> 00:19:49,200 Speaker 1: right now, cell phone companies are doing that to try 441 00:19:49,200 --> 00:19:51,560 Speaker 1: to get you to sign up for a lease. And 442 00:19:51,680 --> 00:19:54,879 Speaker 1: I don't really like leasing a phone because you're paying, 443 00:19:55,160 --> 00:19:57,680 Speaker 1: you know, more than half as much as you would 444 00:19:57,680 --> 00:20:00,480 Speaker 1: be to own the phone, but you never learn anything 445 00:20:00,480 --> 00:20:02,600 Speaker 1: at the end. You're borrowing the phone, You're paying a 446 00:20:02,600 --> 00:20:04,200 Speaker 1: lot of money every month, and you have nothing to 447 00:20:04,240 --> 00:20:06,040 Speaker 1: show for it at the end of the day. Yeah, man, 448 00:20:06,040 --> 00:20:08,800 Speaker 1: that sucks, right, not having the ownership of it in 449 00:20:08,840 --> 00:20:10,000 Speaker 1: the end to be able to sell it and and 450 00:20:10,080 --> 00:20:12,440 Speaker 1: I'll set the costs. You mentioned this and actually looked 451 00:20:12,480 --> 00:20:14,560 Speaker 1: up my iPhone. So first, first of all, I can't 452 00:20:14,600 --> 00:20:18,919 Speaker 1: get anything from my iPhone because it's super cracked. But 453 00:20:19,000 --> 00:20:21,520 Speaker 1: I put in some like a fake iPhone sc and 454 00:20:21,520 --> 00:20:23,439 Speaker 1: if it was in perfect condition, so like no cracks 455 00:20:23,440 --> 00:20:26,400 Speaker 1: on the screen, no scratches or anything like that. Apple, 456 00:20:26,720 --> 00:20:29,600 Speaker 1: they actually have this sort of give back program like you. 457 00:20:29,600 --> 00:20:31,280 Speaker 1: I don't know it's called to give it back or something, 458 00:20:32,000 --> 00:20:35,520 Speaker 1: but my phone, if it was basically perfect condition, would 459 00:20:35,520 --> 00:20:38,240 Speaker 1: be worth seventy bucks, which isn't a ton of money. 460 00:20:38,400 --> 00:20:40,840 Speaker 1: It's not terrible, though not terrible. But then I looked 461 00:20:40,840 --> 00:20:43,200 Speaker 1: at some of the other sites, right, like we mentioned Gazelle, 462 00:20:43,240 --> 00:20:45,080 Speaker 1: and there's a few other ones out there. The same 463 00:20:45,160 --> 00:20:47,800 Speaker 1: phone in the same condition essentially was only gonna be 464 00:20:47,800 --> 00:20:50,600 Speaker 1: paying out about thirty or thirty five bucks. So again, 465 00:20:50,720 --> 00:20:53,280 Speaker 1: those sites are gonna be really easy, and even more 466 00:20:53,320 --> 00:20:55,320 Speaker 1: so to the walk up sort of eco a t M. 467 00:20:55,359 --> 00:20:57,440 Speaker 1: But you're not going to get nearly as much money 468 00:20:57,440 --> 00:20:59,040 Speaker 1: for it as you were if you were to sell 469 00:20:59,040 --> 00:21:01,480 Speaker 1: it on your own. So here's something you need to 470 00:21:01,520 --> 00:21:03,800 Speaker 1: keep in mind. Try to keep your phone in good shape. 471 00:21:03,800 --> 00:21:07,080 Speaker 1: To begin with, consider using protection on it, right, having 472 00:21:07,200 --> 00:21:09,560 Speaker 1: a case? You know, Matt and I neither of us 473 00:21:09,640 --> 00:21:11,800 Speaker 1: actually use a case. So this is do as we say, 474 00:21:11,840 --> 00:21:13,560 Speaker 1: not as we do. Well, no, I do now? Right 475 00:21:13,680 --> 00:21:16,199 Speaker 1: do you reate the story? We not talk about it? 476 00:21:16,400 --> 00:21:19,639 Speaker 1: So I used to never put a case on my 477 00:21:19,680 --> 00:21:22,480 Speaker 1: phone because I'm with you. I liked how I like 478 00:21:22,560 --> 00:21:24,760 Speaker 1: the form factor, like the design. So much thought went 479 00:21:24,800 --> 00:21:26,920 Speaker 1: into the design of the phone, and I just hated 480 00:21:26,960 --> 00:21:29,040 Speaker 1: putting a clunky case on it, covering it up with 481 00:21:29,080 --> 00:21:32,200 Speaker 1: this giant, plastic, colorful thing that doesn't slide in and 482 00:21:32,280 --> 00:21:34,760 Speaker 1: out of your pocket easily. Yeah, and like atterbox, Like 483 00:21:34,800 --> 00:21:36,960 Speaker 1: what does that even mean? Like I don't, I don't, 484 00:21:37,000 --> 00:21:39,240 Speaker 1: don't get me started. I mean, they're great, they're great, 485 00:21:39,280 --> 00:21:42,119 Speaker 1: but I can't do it. They're they're very they're very chunky. Anyway, 486 00:21:42,119 --> 00:21:44,720 Speaker 1: this past year, I dropped my phone after a run 487 00:21:44,720 --> 00:21:47,480 Speaker 1: because I used my phone for tracking my runs, and 488 00:21:47,760 --> 00:21:49,920 Speaker 1: in between taking it out of my arm band where 489 00:21:49,920 --> 00:21:52,399 Speaker 1: it's secure and strapped my arm to me pulling it 490 00:21:52,400 --> 00:21:54,919 Speaker 1: out to hit the stop button on it. It slipped 491 00:21:54,960 --> 00:21:58,479 Speaker 1: right through my sweaty hands and freaking cracked it right 492 00:21:58,520 --> 00:22:00,480 Speaker 1: down the middle of the middle of this screen took 493 00:22:00,480 --> 00:22:03,320 Speaker 1: a dive. Dude. Yeah, yeah, For most people, getting a 494 00:22:03,359 --> 00:22:05,840 Speaker 1: case is going to be the cheapest insurance you can get. 495 00:22:06,080 --> 00:22:08,600 Speaker 1: You know, those insurance plans through your cell phone provider 496 00:22:08,640 --> 00:22:10,480 Speaker 1: are really really expensive, and I would say say no 497 00:22:10,600 --> 00:22:13,480 Speaker 1: to that. Uh So instead, the cheapest way to insure 498 00:22:13,480 --> 00:22:16,080 Speaker 1: it is to put a case on it. Or like 499 00:22:16,080 --> 00:22:18,600 Speaker 1: we talked about in a recent episode on the lesser 500 00:22:18,640 --> 00:22:21,639 Speaker 1: known credit card benefits, we talked about getting cell phone insurance. 501 00:22:22,080 --> 00:22:24,880 Speaker 1: So purchasing your cell phone with a specific credit card 502 00:22:24,960 --> 00:22:27,440 Speaker 1: that has cell phone insurance, that's the cheapest way to 503 00:22:27,440 --> 00:22:30,360 Speaker 1: get cell phone insurance. That's right. Just be sure to 504 00:22:30,359 --> 00:22:32,880 Speaker 1: to read the fine print if you're specifically looking for that. 505 00:22:33,359 --> 00:22:35,520 Speaker 1: Fewer and fewer credit cards are offering that um but 506 00:22:35,560 --> 00:22:38,080 Speaker 1: specifically use the Sift app. We mentioned that on that show. 507 00:22:38,280 --> 00:22:41,840 Speaker 1: Uh S I F T Sift. That app is awesome 508 00:22:41,840 --> 00:22:44,000 Speaker 1: and it's got all the benefits they're listed out. And 509 00:22:44,080 --> 00:22:46,080 Speaker 1: you recently didn't you recently? Uh, it kind of came 510 00:22:46,080 --> 00:22:48,000 Speaker 1: to your rescue, right, it already came came through in 511 00:22:48,000 --> 00:22:50,520 Speaker 1: the clutch for me. There are very few credit cards 512 00:22:50,520 --> 00:22:53,000 Speaker 1: we mentioned this in the episode that offer price protection, 513 00:22:53,240 --> 00:22:55,680 Speaker 1: but one of the credit cards that I use does 514 00:22:55,720 --> 00:22:58,280 Speaker 1: offer price protection, and I bought something with it, your 515 00:22:58,280 --> 00:23:01,040 Speaker 1: Costco card, right, that's right. And and the shift shift 516 00:23:01,080 --> 00:23:04,240 Speaker 1: APF was tracking tracking a purchase side made and they said, hey, 517 00:23:04,280 --> 00:23:07,240 Speaker 1: this item is fifteen dollars cheaper now boom refund pushed 518 00:23:07,280 --> 00:23:09,199 Speaker 1: to me immediately. I didn't have to do anything. It 519 00:23:09,240 --> 00:23:11,320 Speaker 1: was so nice. Yeah. So they handle it completely, which 520 00:23:11,359 --> 00:23:14,800 Speaker 1: is freaking awesome. That it's beautiful. I haven't had the 521 00:23:14,880 --> 00:23:17,240 Speaker 1: luxury of actually using it that way. Yeah, I just 522 00:23:17,280 --> 00:23:18,679 Speaker 1: kind of used it to look at the benefits. I 523 00:23:18,680 --> 00:23:20,040 Speaker 1: need to make sure I have all of my cards 524 00:23:20,040 --> 00:23:21,720 Speaker 1: in there so that way they're actually tracking them, and 525 00:23:21,760 --> 00:23:24,120 Speaker 1: I want to miss it out on those credits, man, dude, 526 00:23:24,119 --> 00:23:27,800 Speaker 1: they're doing the work for you. Yeah. Man. But in 527 00:23:27,840 --> 00:23:29,679 Speaker 1: the end, what we want to make sure is happening 528 00:23:29,680 --> 00:23:32,200 Speaker 1: is that you're not just collecting your old electronics, right, 529 00:23:32,520 --> 00:23:34,680 Speaker 1: Like how many old pieces of electronics do you had, 530 00:23:34,680 --> 00:23:38,200 Speaker 1: and having like that specific drawer or like that one 531 00:23:38,240 --> 00:23:40,040 Speaker 1: box that you keep in your closet with all the 532 00:23:40,040 --> 00:23:41,720 Speaker 1: cables in it. You know that you like move from 533 00:23:41,720 --> 00:23:44,920 Speaker 1: one house to the next that you like haven't cracked 534 00:23:44,960 --> 00:23:46,840 Speaker 1: open once. I bet you got a cell phone or 535 00:23:46,840 --> 00:23:49,280 Speaker 1: two in there. And sometimes I see kids even playing 536 00:23:49,320 --> 00:23:51,000 Speaker 1: with like the old phones, right, like old phones that 537 00:23:51,040 --> 00:23:53,320 Speaker 1: you're not using. That's kind of like an expensive toy 538 00:23:53,400 --> 00:23:55,240 Speaker 1: that the kids using that you could have sold. The 539 00:23:55,240 --> 00:23:57,200 Speaker 1: biggest bummer is when the kid is playing with a 540 00:23:57,280 --> 00:24:00,480 Speaker 1: nicer phone model than I actually even have. Right, So 541 00:24:00,600 --> 00:24:02,159 Speaker 1: I'm just like, come on. You see a kid at 542 00:24:02,160 --> 00:24:05,800 Speaker 1: Target and you're like, holy crap, that's the SIXSS. I've 543 00:24:05,800 --> 00:24:08,240 Speaker 1: got a ne C man, He's like just doodling around 544 00:24:08,280 --> 00:24:09,639 Speaker 1: on it. And it was like, quick, do you have 545 00:24:09,680 --> 00:24:12,840 Speaker 1: to bake my phone and switch it with that? Switch 546 00:24:12,920 --> 00:24:15,400 Speaker 1: some cards right now? Yeah? Exactly. Well, speaking of which, 547 00:24:15,400 --> 00:24:16,879 Speaker 1: when did you do you remember when you got your 548 00:24:16,920 --> 00:24:20,199 Speaker 1: first cell phone? I? Do? Well. So here's the interesting thing, man, 549 00:24:20,240 --> 00:24:21,960 Speaker 1: I feel like you and I are at this interesting 550 00:24:22,000 --> 00:24:25,160 Speaker 1: age because we were kind of in high school when 551 00:24:25,280 --> 00:24:27,560 Speaker 1: the cell phone thing really started hitting, right, And so 552 00:24:27,640 --> 00:24:30,240 Speaker 1: there are probably some people out there listening that cell 553 00:24:30,240 --> 00:24:32,520 Speaker 1: phones have always been a part of their lives, and 554 00:24:32,560 --> 00:24:34,959 Speaker 1: there are probably people out there that cell phones didn't 555 00:24:35,640 --> 00:24:38,120 Speaker 1: come around for them until they were in their thirties. 556 00:24:38,280 --> 00:24:40,399 Speaker 1: And so the fact that they came around and we 557 00:24:40,400 --> 00:24:42,399 Speaker 1: were in high school, actually worked for a cell phone company, 558 00:24:42,520 --> 00:24:45,080 Speaker 1: and I actually dressed up as a cell phone on 559 00:24:45,119 --> 00:24:47,840 Speaker 1: the side of the road for a while. Weren't you 560 00:24:47,840 --> 00:24:50,880 Speaker 1: a cellphone like sign spinner? Pretty much? Yep, I wore 561 00:24:50,960 --> 00:24:53,240 Speaker 1: a cell phone costume. And actually, all right, the best story, 562 00:24:53,240 --> 00:24:55,359 Speaker 1: I gotta say tell it real quick. One time I 563 00:24:55,400 --> 00:24:56,800 Speaker 1: was standing by the side of the road in my 564 00:24:56,800 --> 00:24:59,000 Speaker 1: cell phone costume and I had this cardboard cell phone 565 00:24:59,040 --> 00:25:01,320 Speaker 1: hand right that I would wave people with. And these 566 00:25:01,480 --> 00:25:04,160 Speaker 1: dudes pulled up in a jeep while they were at 567 00:25:04,160 --> 00:25:08,119 Speaker 1: a stoplight, and they pulled out their sling shot and 568 00:25:08,240 --> 00:25:12,199 Speaker 1: some paintballs. Okay, is this like Dennis the Menace like 569 00:25:12,400 --> 00:25:14,760 Speaker 1: bro style, like what's going on here? It totally could 570 00:25:14,760 --> 00:25:17,840 Speaker 1: have been worse. But they shot some paintballs at me 571 00:25:17,880 --> 00:25:19,840 Speaker 1: and they hit my little cardboard hand and it was 572 00:25:20,080 --> 00:25:22,840 Speaker 1: really really funny. Um. So yeah, that was That's my 573 00:25:22,840 --> 00:25:25,080 Speaker 1: claim to fame right there, is that when you got 574 00:25:25,119 --> 00:25:26,520 Speaker 1: your first cell phone, though, when you're working for the 575 00:25:26,560 --> 00:25:28,879 Speaker 1: cellphone company that what was it like included? Yeah, And 576 00:25:28,920 --> 00:25:30,800 Speaker 1: so that's when they were all these like small businesses. 577 00:25:31,080 --> 00:25:33,720 Speaker 1: So many of the actual cell phone stores were small 578 00:25:33,760 --> 00:25:36,320 Speaker 1: businesses and they would sell a bunch of different provider 579 00:25:36,359 --> 00:25:38,439 Speaker 1: cell phones through them, and so I worked for this 580 00:25:38,480 --> 00:25:40,520 Speaker 1: one with j C Wireless, and I dressed up at 581 00:25:40,520 --> 00:25:42,360 Speaker 1: the cell phone and also got this super cheap cell 582 00:25:42,400 --> 00:25:44,879 Speaker 1: phone playing through them. I got a discount because I 583 00:25:44,880 --> 00:25:47,080 Speaker 1: worked there. And yeah, that was my first cellphone. Man. 584 00:25:47,119 --> 00:25:49,000 Speaker 1: I had that big Nokia, remember that, with like a 585 00:25:49,000 --> 00:25:50,959 Speaker 1: bunch of interchangeable face plates. That was the cool thing 586 00:25:50,960 --> 00:25:53,040 Speaker 1: about Nokia, by the way. They had all those face plates, 587 00:25:53,160 --> 00:25:55,520 Speaker 1: but you could play snake on it and it was delightful. 588 00:25:56,000 --> 00:25:58,080 Speaker 1: It was delightful. So I never had a Nokia. Um, 589 00:25:58,880 --> 00:26:00,399 Speaker 1: so I'm with you. But the first time I got 590 00:26:00,440 --> 00:26:03,399 Speaker 1: a cellphone was actually in college. So while I was 591 00:26:03,400 --> 00:26:06,120 Speaker 1: still in high school, my parents both had like fancy 592 00:26:06,400 --> 00:26:08,680 Speaker 1: I forget the company, but Star Tak or Star Tech. 593 00:26:08,920 --> 00:26:12,560 Speaker 1: Do you remember those? This was like more like mid 594 00:26:12,600 --> 00:26:15,800 Speaker 1: to late nineties. Yeah, I'm old, dude, but it was 595 00:26:15,840 --> 00:26:20,200 Speaker 1: like the super sexy first clamshell style phone that flipped 596 00:26:20,240 --> 00:26:22,800 Speaker 1: open and you got to pull up the little antenna. Anyway, 597 00:26:22,920 --> 00:26:25,400 Speaker 1: those antennas were so cool, super awesome. But I got 598 00:26:25,400 --> 00:26:27,240 Speaker 1: to take one of their phones anytime I would go 599 00:26:27,240 --> 00:26:28,879 Speaker 1: out with my friends because most of the time if 600 00:26:28,920 --> 00:26:30,119 Speaker 1: I was going out one of them was going to 601 00:26:30,200 --> 00:26:32,960 Speaker 1: be home and they had the landline still, so there's 602 00:26:33,000 --> 00:26:35,440 Speaker 1: no need for me to have my own cellphone while 603 00:26:35,480 --> 00:26:37,920 Speaker 1: I was still at home in high school. Wasn't until 604 00:26:38,000 --> 00:26:40,280 Speaker 1: I got one once I went off to college. So 605 00:26:40,359 --> 00:26:42,640 Speaker 1: I still remember the first time one of my co workers, 606 00:26:42,640 --> 00:26:44,600 Speaker 1: when I was actually working, when I saw a co 607 00:26:44,720 --> 00:26:48,120 Speaker 1: worker get the first smartphone. Oh yeah, And I will 608 00:26:48,160 --> 00:26:52,040 Speaker 1: tell you my initial thought was that's never gonna catch on. Really, 609 00:26:52,240 --> 00:26:54,239 Speaker 1: I was like, it looks so addicting. I don't think 610 00:26:54,240 --> 00:26:56,920 Speaker 1: I want to do that with my life. Uh. And now, 611 00:26:57,080 --> 00:26:58,960 Speaker 1: just like everyone else hook line and Sinker, I bought 612 00:26:58,960 --> 00:27:01,360 Speaker 1: into it. You missed the days of like the old 613 00:27:01,400 --> 00:27:04,080 Speaker 1: flip phone, you know, no smart abilities at all. I 614 00:27:04,119 --> 00:27:07,520 Speaker 1: missed my Motorola razor. Dude, I do all right, Matt. 615 00:27:07,560 --> 00:27:10,000 Speaker 1: After the break, we are going to tell people what 616 00:27:10,040 --> 00:27:12,320 Speaker 1: they should do if they want a new smartphone but 617 00:27:12,400 --> 00:27:23,360 Speaker 1: they don't have the cash to get one. All right, Matt, 618 00:27:23,359 --> 00:27:25,760 Speaker 1: we're back, and let's talk about what to do if 619 00:27:25,760 --> 00:27:28,080 Speaker 1: you don't have the cash on hand, but you're ready 620 00:27:28,119 --> 00:27:30,439 Speaker 1: for a new cell phone. First, we would say skip 621 00:27:30,480 --> 00:27:33,960 Speaker 1: the upgrade, ask yourself if you really need the new phone. 622 00:27:34,359 --> 00:27:36,800 Speaker 1: What's your why behind money? Do you really care about 623 00:27:36,800 --> 00:27:39,639 Speaker 1: fancy electronics? If so, then maybe it's okay for you 624 00:27:39,680 --> 00:27:41,639 Speaker 1: to save up and to buy a new phone. But 625 00:27:41,960 --> 00:27:44,520 Speaker 1: are you doing it just because everyone else is and 626 00:27:44,560 --> 00:27:47,080 Speaker 1: you're just used to upgrading your cell phone every year? 627 00:27:47,600 --> 00:27:50,040 Speaker 1: That is not a good reason to upgrade, and maybe 628 00:27:50,080 --> 00:27:52,600 Speaker 1: you should think about trying to extend the life cycle 629 00:27:52,640 --> 00:27:54,560 Speaker 1: of the phone that you currently have. Do They used 630 00:27:54,600 --> 00:27:57,880 Speaker 1: to be me like waiting in Lion for the new iPhone? 631 00:27:58,160 --> 00:28:01,080 Speaker 1: Was it really whatever? We never talked about that before, 632 00:28:01,119 --> 00:28:03,080 Speaker 1: have we? This one's been in a previous life before 633 00:28:03,080 --> 00:28:04,640 Speaker 1: I knew. Yeah, it was like back in my more 634 00:28:04,720 --> 00:28:08,080 Speaker 1: consumer consumer driven days. I will say that that was 635 00:28:08,160 --> 00:28:10,960 Speaker 1: because Kate and I actually shared a cell phone, which 636 00:28:11,000 --> 00:28:13,560 Speaker 1: sounds kind of weird, But when I first met you, 637 00:28:13,720 --> 00:28:16,080 Speaker 1: I remember that distinctly. That was that was a weird 638 00:28:16,119 --> 00:28:17,960 Speaker 1: thing about you guys. Yeah, we only had one cell phone. 639 00:28:18,000 --> 00:28:19,479 Speaker 1: You'll share share a cell phone. It was like, oh, 640 00:28:19,520 --> 00:28:21,320 Speaker 1: if I'm texting Mad, I'm texting Mat and Kate, just 641 00:28:21,359 --> 00:28:24,040 Speaker 1: like the people that have a joint Facebook account as 642 00:28:24,040 --> 00:28:27,200 Speaker 1: a couple. Yeah it's weird, right, it's weird. So you 643 00:28:27,240 --> 00:28:29,880 Speaker 1: know you were that weird guy, but I I loved 644 00:28:29,880 --> 00:28:32,280 Speaker 1: you through it. Yeah, little. Here's the reason was because 645 00:28:32,400 --> 00:28:35,000 Speaker 1: when early on in our marriage we had started our 646 00:28:35,000 --> 00:28:37,800 Speaker 1: photography company, and so we were always together first of all, 647 00:28:37,920 --> 00:28:39,800 Speaker 1: or if not one of us was at homeworking, and 648 00:28:39,840 --> 00:28:42,440 Speaker 1: so specifically, Kate had a Google Voice number that she 649 00:28:42,720 --> 00:28:44,360 Speaker 1: did a lot of her texting from because she was 650 00:28:44,960 --> 00:28:47,520 Speaker 1: oftentimes working on the laptop. And then we had a 651 00:28:47,560 --> 00:28:50,080 Speaker 1: second phone, but it was a Page you Go phone, 652 00:28:50,120 --> 00:28:52,840 Speaker 1: but we paid say, I think bucks for that flip phone, 653 00:28:53,040 --> 00:28:54,800 Speaker 1: and then we would just pay for like ten dollar 654 00:28:54,920 --> 00:28:57,600 Speaker 1: chunks as needed. That way, if one of us was 655 00:28:57,680 --> 00:28:59,840 Speaker 1: out and you just happen to need it, you just 656 00:29:00,040 --> 00:29:02,600 Speaker 1: make a phone call or send a text, no problem. 657 00:29:02,640 --> 00:29:05,160 Speaker 1: It seems like such a distant time now to to 658 00:29:05,240 --> 00:29:06,680 Speaker 1: kind of say all that, but yeah, that's one of 659 00:29:06,720 --> 00:29:08,040 Speaker 1: the ways that we were able to keep cost down. 660 00:29:08,080 --> 00:29:10,520 Speaker 1: But so because we're able to keep cost down, we're 661 00:29:10,520 --> 00:29:14,000 Speaker 1: able to kind of justify keeping a more updated phone. 662 00:29:14,520 --> 00:29:18,120 Speaker 1: So unless you're sharing your phone with your spouse, forego 663 00:29:18,320 --> 00:29:23,040 Speaker 1: that update. Yeah exactly. Also consider a more affordable phone, 664 00:29:23,440 --> 00:29:27,040 Speaker 1: something less fancy. Right by used, or consider getting a 665 00:29:27,120 --> 00:29:29,200 Speaker 1: used phone from your upgrade a holic friend, right So 666 00:29:29,400 --> 00:29:31,360 Speaker 1: if I was friends with Matt back then and he 667 00:29:31,440 --> 00:29:33,000 Speaker 1: was waiting in line for the new one, I might 668 00:29:33,240 --> 00:29:36,120 Speaker 1: slightly ask him what he was doing with his old phone, 669 00:29:36,360 --> 00:29:39,000 Speaker 1: and maybe I could get it at a cheaper rate 670 00:29:39,240 --> 00:29:42,040 Speaker 1: because they don't know any better, and they're gonna get 671 00:29:42,440 --> 00:29:45,440 Speaker 1: pennies on the dollar going to a site like Gazelle 672 00:29:45,560 --> 00:29:47,320 Speaker 1: or something like that, and I can get a good 673 00:29:47,320 --> 00:29:50,000 Speaker 1: deal buying their phone. And there are also so many 674 00:29:50,040 --> 00:29:53,600 Speaker 1: options for more affordable phones now that honestly have just 675 00:29:53,640 --> 00:29:56,560 Speaker 1: as many features as the high end smartphones from Samsung 676 00:29:56,640 --> 00:29:59,719 Speaker 1: and iPhone. And we'll put a list of a couple 677 00:29:59,800 --> 00:30:03,200 Speaker 1: in show notes, but in particular, man, the modo phones 678 00:30:03,560 --> 00:30:06,600 Speaker 1: uh that Google makes, they're really good, man, And they're 679 00:30:06,640 --> 00:30:08,200 Speaker 1: gonna hold one of those and kind of get a 680 00:30:08,200 --> 00:30:10,480 Speaker 1: feel for it. Yeah, I had one for a while 681 00:30:10,600 --> 00:30:13,719 Speaker 1: before this LG phone. It was really good. So actually 682 00:30:13,840 --> 00:30:15,680 Speaker 1: my last phone was actually a free one that I 683 00:30:15,680 --> 00:30:17,920 Speaker 1: got to hand me down from my boss, so it 684 00:30:18,000 --> 00:30:20,720 Speaker 1: was great. I used that tactic myself. She'd got a 685 00:30:20,720 --> 00:30:22,280 Speaker 1: new phone and said, hey, what are you doing with 686 00:30:22,280 --> 00:30:26,240 Speaker 1: that old one? Shamelessly, and she just handed it to 687 00:30:26,280 --> 00:30:29,200 Speaker 1: me said it's yours. So I mean, anytime if they 688 00:30:29,320 --> 00:30:31,760 Speaker 1: if one of your your friends or coworkers knows that 689 00:30:31,800 --> 00:30:34,720 Speaker 1: they're just gonna stick it in a drawer, they're oftentimes 690 00:30:34,760 --> 00:30:36,720 Speaker 1: more than happy to give it to somebody that they know. 691 00:30:37,240 --> 00:30:40,120 Speaker 1: And especially, like we mentioned, with the personal information being 692 00:30:40,160 --> 00:30:42,160 Speaker 1: on your phone, that's a worry of people and they 693 00:30:42,200 --> 00:30:43,800 Speaker 1: don't want to sell it. But if they know that 694 00:30:43,800 --> 00:30:46,160 Speaker 1: they're giving it to someone that they trust, it feels 695 00:30:46,200 --> 00:30:47,840 Speaker 1: a lot different and they're happy to just give you 696 00:30:47,880 --> 00:30:49,560 Speaker 1: that phone as opposed to letting it rot away in 697 00:30:49,560 --> 00:30:52,600 Speaker 1: a drawer. Y man, that's true. And another option is 698 00:30:52,640 --> 00:30:56,040 Speaker 1: to just get your phone fixed, right, resisting the urge 699 00:30:56,080 --> 00:30:58,880 Speaker 1: to just upgrade it because of whatever problem you feel 700 00:30:58,920 --> 00:31:01,760 Speaker 1: like it has. Um it's really easy to just do 701 00:31:01,800 --> 00:31:03,680 Speaker 1: some googling and figure it out. If you're kind of 702 00:31:03,720 --> 00:31:05,520 Speaker 1: the d I Y type. There's a lot of well 703 00:31:05,560 --> 00:31:08,600 Speaker 1: specific for iPhones. There's a lot of these kids out there. Uh, 704 00:31:08,760 --> 00:31:11,800 Speaker 1: I've purchased one before on I fix it dot com 705 00:31:11,840 --> 00:31:14,080 Speaker 1: and you go on there, you enter in what kind 706 00:31:14,080 --> 00:31:16,760 Speaker 1: of phone you have, and you just search whatever problem 707 00:31:16,760 --> 00:31:18,440 Speaker 1: that you have. And they've got these little kits. So 708 00:31:18,560 --> 00:31:22,080 Speaker 1: if say your headphone jack stopped working, well they've got 709 00:31:22,080 --> 00:31:26,040 Speaker 1: like a headphone replacement jack kit or if your phone 710 00:31:26,040 --> 00:31:28,200 Speaker 1: needs replacing, it's a more expensive kit because it's a 711 00:31:28,200 --> 00:31:30,640 Speaker 1: more expensive part and there's more little tools that come 712 00:31:30,680 --> 00:31:32,960 Speaker 1: with it. But yeah, especially if you're the d I 713 00:31:33,120 --> 00:31:35,200 Speaker 1: Y type, if you'd like putting things together, you know, 714 00:31:35,240 --> 00:31:37,480 Speaker 1: if you get excited about putting together I kea furniture 715 00:31:37,480 --> 00:31:41,200 Speaker 1: because for whatever reason you're you're messed up inside, then 716 00:31:41,480 --> 00:31:43,880 Speaker 1: then repairing your own iPhone or your own Moto phone this, 717 00:31:44,080 --> 00:31:45,840 Speaker 1: you know, that might be a great option for you. Yeah, 718 00:31:45,880 --> 00:31:48,160 Speaker 1: And lots of times you can fix a crack screen 719 00:31:48,360 --> 00:31:50,320 Speaker 1: on your own through with some of these like I 720 00:31:50,400 --> 00:31:52,120 Speaker 1: fix It repair kits, and we'll put a link to 721 00:31:52,160 --> 00:31:54,200 Speaker 1: I fix It in the show notes. And the great 722 00:31:54,240 --> 00:31:56,920 Speaker 1: thing is if you can repair your phone, like fix 723 00:31:56,960 --> 00:31:59,560 Speaker 1: your screen for seventy five dollars or eighty five dollars, 724 00:31:59,560 --> 00:32:02,080 Speaker 1: whatever it may cost, that's so much better than going 725 00:32:02,120 --> 00:32:04,680 Speaker 1: out there and dropping a thousand dollars on or news. Right, 726 00:32:04,680 --> 00:32:06,400 Speaker 1: So if you can extend the life of it for 727 00:32:06,440 --> 00:32:10,760 Speaker 1: another nine to twelve months, for I mean, that's really 728 00:32:10,840 --> 00:32:13,040 Speaker 1: really worthwhile. Ultimately you're gonna save a lot of money 729 00:32:13,040 --> 00:32:15,680 Speaker 1: instead of just buying the newest phone. Wait and get 730 00:32:15,720 --> 00:32:17,280 Speaker 1: a little more life out of the one you already have. 731 00:32:17,560 --> 00:32:18,880 Speaker 1: I mean, I know we're talking about this, but I'm 732 00:32:18,880 --> 00:32:22,200 Speaker 1: thinking about my phone now. Dude, you should totally repair 733 00:32:22,200 --> 00:32:24,760 Speaker 1: your own screen. I don't see I could, yeah, and 734 00:32:24,960 --> 00:32:27,480 Speaker 1: I got it handy, But I'm just thinking, like, my 735 00:32:27,520 --> 00:32:30,520 Speaker 1: battery is doing okay, I guess like it lasts, it'll 736 00:32:30,600 --> 00:32:33,200 Speaker 1: last all day, and the phone still works really well. 737 00:32:33,200 --> 00:32:35,600 Speaker 1: It's just the screens falling apart, like the glasses falling 738 00:32:35,600 --> 00:32:37,440 Speaker 1: out specifically. So here's what I would do. If you 739 00:32:37,480 --> 00:32:39,320 Speaker 1: really are jonesing for a new phone at this point, 740 00:32:39,680 --> 00:32:42,040 Speaker 1: then wait until Black Friday and either make for a 741 00:32:42,040 --> 00:32:44,800 Speaker 1: sweet deal. Yeah, either either make it last or repair 742 00:32:44,880 --> 00:32:47,400 Speaker 1: the screen, and and decide that you're gonna make it 743 00:32:47,440 --> 00:32:49,080 Speaker 1: till the least Black Friday, and see how much you 744 00:32:49,080 --> 00:32:51,680 Speaker 1: can sell your phone for after the fact. But but 745 00:32:51,920 --> 00:32:54,520 Speaker 1: definitely the thing you don't want to do is have 746 00:32:54,640 --> 00:32:56,920 Speaker 1: your phone beyond the fritz and be at the whim 747 00:32:56,960 --> 00:32:58,800 Speaker 1: of whatever time of season is when you need to 748 00:32:58,800 --> 00:33:01,239 Speaker 1: buy a new phone, because granted, you can buy one 749 00:33:01,240 --> 00:33:04,040 Speaker 1: on eBay, but but searching for for the deal and 750 00:33:04,040 --> 00:33:06,160 Speaker 1: buying at the right time from the right place, that's 751 00:33:06,200 --> 00:33:08,080 Speaker 1: ultimately going to be the best way to get a 752 00:33:08,160 --> 00:33:10,400 Speaker 1: new phone for you. But if you can fix yourself 753 00:33:10,400 --> 00:33:12,000 Speaker 1: and make it last, man, and you you enjoy it 754 00:33:12,040 --> 00:33:14,280 Speaker 1: and it works fine for you, dude, keep it around, Dude. 755 00:33:14,280 --> 00:33:15,920 Speaker 1: I think I kind of like having a crack screen 756 00:33:15,960 --> 00:33:17,320 Speaker 1: as well. You know, it's sort of like a badge 757 00:33:17,320 --> 00:33:19,160 Speaker 1: of honor. That's sort of like driving a beater where 758 00:33:19,160 --> 00:33:20,600 Speaker 1: you're just like, yeah, that's right. I don't care about 759 00:33:20,600 --> 00:33:23,520 Speaker 1: these sort of things anymore. Like there's something about it. Yeah, 760 00:33:23,560 --> 00:33:26,040 Speaker 1: there's something about having to kind of deal with it 761 00:33:26,080 --> 00:33:28,280 Speaker 1: for a while and say, you know, I'm not going 762 00:33:28,320 --> 00:33:31,040 Speaker 1: to allow myself to get something new because this is 763 00:33:31,040 --> 00:33:33,320 Speaker 1: a great thing already. I broke it, I'm gonna hold 764 00:33:33,320 --> 00:33:35,400 Speaker 1: onto it. I gotta keep it. And you know what, 765 00:33:35,520 --> 00:33:38,760 Speaker 1: I'm just some sort of consumeristic loser if I designed 766 00:33:38,800 --> 00:33:40,480 Speaker 1: an upgrade And no, you don't have to do that. 767 00:33:40,520 --> 00:33:41,960 Speaker 1: You don't have to buy into that. Man, you can 768 00:33:41,960 --> 00:33:44,240 Speaker 1: deal with a cracked phone. It still does way better 769 00:33:44,280 --> 00:33:49,760 Speaker 1: than that smartphone. Stevens rolling with manly Gate. Stevens such 770 00:33:49,760 --> 00:33:52,520 Speaker 1: a hard time last time about that flip phone, and 771 00:33:53,400 --> 00:33:55,160 Speaker 1: and you want to apologize, but I say no, Yeah, 772 00:33:55,280 --> 00:33:57,080 Speaker 1: I love the guy, but like, still made a hundred 773 00:33:57,080 --> 00:33:58,800 Speaker 1: bucks for a flip phone. That's that's not the way 774 00:33:58,800 --> 00:34:03,480 Speaker 1: to go. Sorry, Stephen, Still love him, dude. I love 775 00:34:03,560 --> 00:34:05,840 Speaker 1: this beer as what I love and we have both 776 00:34:05,920 --> 00:34:09,640 Speaker 1: drained ours and man, this is fantastic. Yeah, we drank 777 00:34:09,680 --> 00:34:13,240 Speaker 1: the new Belgium French Oaks Hayson. It's a limited release. 778 00:34:13,360 --> 00:34:15,919 Speaker 1: I got this on the discount rack. You mentioned that earlier. 779 00:34:15,920 --> 00:34:18,879 Speaker 1: How much did you pick that up for? I thine, 780 00:34:19,440 --> 00:34:23,520 Speaker 1: no joke deal and beers like this, I think I 781 00:34:23,560 --> 00:34:25,839 Speaker 1: mentioned it in an earlier episode. But beers like this, 782 00:34:25,920 --> 00:34:28,759 Speaker 1: like the wild Ales hours and the barrel aged stouts, 783 00:34:28,960 --> 00:34:31,759 Speaker 1: they really last a long time. And so this one 784 00:34:32,080 --> 00:34:35,000 Speaker 1: in particular is still drinking super super nice. Yeah, drinks 785 00:34:35,000 --> 00:34:37,480 Speaker 1: like a nice table beer. Like I think there's more 786 00:34:37,520 --> 00:34:39,200 Speaker 1: and more breweries that are kind of putting out these 787 00:34:39,239 --> 00:34:41,120 Speaker 1: sort of easy drinking beers for you to kind of 788 00:34:41,160 --> 00:34:43,520 Speaker 1: have day to day, Like it doesn't have to be 789 00:34:43,560 --> 00:34:45,960 Speaker 1: this huge flavor bomb, but something like this you could 790 00:34:46,000 --> 00:34:50,399 Speaker 1: easily have just pretty much with any meal, just nice drinking. Oh, 791 00:34:50,560 --> 00:34:53,480 Speaker 1: specifically it's Agian some sort of barrel right like what 792 00:34:53,520 --> 00:34:55,960 Speaker 1: did it say? What? Yeah, yeah, it's if they're Agian 793 00:34:56,080 --> 00:34:58,839 Speaker 1: French oak food or so nice, and so it made 794 00:34:58,880 --> 00:35:01,319 Speaker 1: me think of as the beery up. It's almost like 795 00:35:01,360 --> 00:35:04,279 Speaker 1: I was tasting white grapes. Do you feel that, like 796 00:35:04,280 --> 00:35:07,840 Speaker 1: this sort of clear grape juiciness to it, Not in 797 00:35:07,920 --> 00:35:09,400 Speaker 1: sort of like the I p A juice that we 798 00:35:09,440 --> 00:35:12,520 Speaker 1: always talk about, but like an actual grape fruit. No, 799 00:35:12,680 --> 00:35:15,800 Speaker 1: not like grapefruit, you know what I'm saying, but like grapes. Yeah, 800 00:35:16,560 --> 00:35:21,000 Speaker 1: exactly white grapes. Yeah, yeah, I was gonna say. I 801 00:35:21,040 --> 00:35:24,280 Speaker 1: think I feel like it was super drinkable but not bland, 802 00:35:24,640 --> 00:35:27,719 Speaker 1: like super interesting and something I could drink a lot of, 803 00:35:28,000 --> 00:35:30,880 Speaker 1: but also had interesting flavors going on. Yeah, I really 804 00:35:30,960 --> 00:35:33,319 Speaker 1: enjoyed it. I would much rather have this than like 805 00:35:33,360 --> 00:35:36,440 Speaker 1: a pilsner right now. I'm still learning how to drink 806 00:35:36,520 --> 00:35:38,680 Speaker 1: a good pilsner. From all the beer heads that I'm 807 00:35:38,680 --> 00:35:41,520 Speaker 1: talking to. They're all into the pilsners like the people 808 00:35:41,560 --> 00:35:44,080 Speaker 1: that actually brew beer. They want pills nurse for some reason. 809 00:35:44,120 --> 00:35:46,640 Speaker 1: It's hip. I just haven't gotten into it yet. But 810 00:35:47,239 --> 00:35:49,120 Speaker 1: on the other day and it kind of tasted like 811 00:35:49,280 --> 00:35:52,000 Speaker 1: I was drinking a like a rubbery tennis ball, you know. 812 00:35:52,040 --> 00:35:53,719 Speaker 1: I kind of had like these rubbery flavors and not 813 00:35:53,800 --> 00:35:56,360 Speaker 1: usually what I want, like garden hose, you know, like 814 00:35:56,400 --> 00:35:58,080 Speaker 1: it was kind of like this reverie. Anyway, I'm not 815 00:35:58,080 --> 00:35:59,799 Speaker 1: selling the pilsner very well, but we have We're not 816 00:35:59,840 --> 00:36:01,160 Speaker 1: have that on the show, so I'll stick to the 817 00:36:01,160 --> 00:36:04,239 Speaker 1: Seson's buddy. Yeah, this is a fantastic beer, perfect here 818 00:36:04,280 --> 00:36:06,080 Speaker 1: for the beginning of the fall. I'm glad you pick 819 00:36:06,120 --> 00:36:08,520 Speaker 1: this up. Man. Thanks. All right, man, let's get to 820 00:36:08,560 --> 00:36:10,440 Speaker 1: the final thoughts on how to save money on a 821 00:36:10,440 --> 00:36:13,120 Speaker 1: new phone. The problem is cell phones are getting more 822 00:36:13,160 --> 00:36:16,800 Speaker 1: and more expensive, as evidenced by the newest iPhone release. 823 00:36:17,400 --> 00:36:20,240 Speaker 1: We're talking of upwards of a thousand dollars for a phone. 824 00:36:21,560 --> 00:36:23,680 Speaker 1: That's so much money, dude, it's just getting ridiculous. Think 825 00:36:23,719 --> 00:36:26,160 Speaker 1: about how many beers you could buy with a thousand dollars. 826 00:36:26,440 --> 00:36:31,799 Speaker 1: Don't make me cry. You can't drink an iphoney, man. Specifically, 827 00:36:31,840 --> 00:36:34,640 Speaker 1: try and keep your phone as long as possible, you know, 828 00:36:34,760 --> 00:36:38,879 Speaker 1: resist that urge to consume and upgrade your phone every 829 00:36:38,880 --> 00:36:40,920 Speaker 1: time there's a new release. Yeah, and you want to 830 00:36:40,960 --> 00:36:43,160 Speaker 1: know when and where to buy if you are actually 831 00:36:43,160 --> 00:36:45,239 Speaker 1: going to purchase a new phone, Holding onto your old 832 00:36:45,239 --> 00:36:47,160 Speaker 1: phone as long as possible is great. But if you're 833 00:36:47,160 --> 00:36:49,840 Speaker 1: going to buy one, know that Black Friday and Cyber 834 00:36:49,880 --> 00:36:53,160 Speaker 1: Monday are some of the absolute best times to get 835 00:36:53,160 --> 00:36:55,799 Speaker 1: a deal on a new phone. And deal news dot 836 00:36:55,880 --> 00:36:58,759 Speaker 1: com is specifically just an awesome website to kind of 837 00:36:58,840 --> 00:37:01,640 Speaker 1: keep tabs on self pricing. Man, In one of the 838 00:37:01,640 --> 00:37:03,960 Speaker 1: ways that you can offset the cost of that new 839 00:37:03,960 --> 00:37:06,400 Speaker 1: phone is to sell the one that you currently have. 840 00:37:06,520 --> 00:37:08,359 Speaker 1: Make sure it's working, make sure you're taking care of it, 841 00:37:08,560 --> 00:37:11,160 Speaker 1: but list it listen on eBay if you want to 842 00:37:11,200 --> 00:37:13,040 Speaker 1: get the most you possibly can. But you know, if 843 00:37:13,040 --> 00:37:14,520 Speaker 1: you don't have a ton of time, and your time 844 00:37:14,600 --> 00:37:17,200 Speaker 1: is very valuable to you, at least consider gazelle or 845 00:37:17,239 --> 00:37:19,480 Speaker 1: some of the other sites that will make that process 846 00:37:19,520 --> 00:37:21,560 Speaker 1: for you much easier. Yeah, we'll link to those in 847 00:37:21,560 --> 00:37:24,719 Speaker 1: the show notes. Ultimately, we don't want that valuable piece 848 00:37:24,719 --> 00:37:28,800 Speaker 1: of electronics collecting dustin a drawer and man, and another 849 00:37:28,840 --> 00:37:32,120 Speaker 1: thing is to consider a more affordable phone. There's a 850 00:37:32,160 --> 00:37:35,359 Speaker 1: lot of less fancy phones out there that don't have 851 00:37:35,400 --> 00:37:38,320 Speaker 1: the latest technology. So yeah, I consider buying one of 852 00:37:38,360 --> 00:37:42,239 Speaker 1: those used phones, or even considering a prior generation, not 853 00:37:42,360 --> 00:37:45,000 Speaker 1: the very latest one that's just been released. And I 854 00:37:45,000 --> 00:37:46,880 Speaker 1: feel like even saying that Matt, we're talking about the 855 00:37:46,920 --> 00:37:50,200 Speaker 1: difference between a twelve megapixel camera and a sixteen megapixel 856 00:37:50,239 --> 00:37:52,560 Speaker 1: camera is not much. The changes have gotten to be 857 00:37:52,640 --> 00:37:55,960 Speaker 1: so incremental that really you're not giving up much by 858 00:37:56,000 --> 00:37:59,840 Speaker 1: going an earlier generation or even to a cheaper phone. 859 00:38:00,360 --> 00:38:01,920 Speaker 1: I will say I want my next phone to have 860 00:38:01,960 --> 00:38:03,960 Speaker 1: the portrait mode though you know where it makes. It 861 00:38:04,000 --> 00:38:06,800 Speaker 1: makes the background look all soft and boca e what 862 00:38:06,960 --> 00:38:10,520 Speaker 1: as I still got to fight the urge man. My 863 00:38:10,560 --> 00:38:13,920 Speaker 1: consumer my consumeristic nature is is still there, especially when 864 00:38:13,960 --> 00:38:16,080 Speaker 1: it comes to the iPhone. But just don't watch the ads. 865 00:38:16,160 --> 00:38:18,880 Speaker 1: Gotta fight the good fight. Also, consider Matt, getting your 866 00:38:18,880 --> 00:38:22,680 Speaker 1: phone fixed. So instead of just upgrading because your phone's 867 00:38:22,719 --> 00:38:25,520 Speaker 1: got like a bug or a problem, consider doing some 868 00:38:25,560 --> 00:38:28,120 Speaker 1: googling to figure out what the issue is. And if 869 00:38:28,120 --> 00:38:31,719 Speaker 1: your headphone jack is messed up for me, or your 870 00:38:31,719 --> 00:38:34,279 Speaker 1: screen is broken, that's me. Check out I fix it 871 00:38:34,360 --> 00:38:35,920 Speaker 1: dot com. Right. We'll put a link to that in 872 00:38:35,920 --> 00:38:37,680 Speaker 1: our show notes as well. But there are ways that 873 00:38:37,719 --> 00:38:40,640 Speaker 1: you can fix up that old phone and just like Cinderella, 874 00:38:40,719 --> 00:38:43,520 Speaker 1: go to the ball and win the Peti's heart. Actually 875 00:38:43,520 --> 00:38:46,040 Speaker 1: you want to maybe think of was snatch, you know, 876 00:38:46,080 --> 00:38:47,520 Speaker 1: at the very beginning of Snatch when he's going to 877 00:38:47,560 --> 00:38:52,880 Speaker 1: buy the trailer. What's wrong with this tip top? It 878 00:38:53,000 --> 00:38:55,799 Speaker 1: looked like the doors fall it off. Oh that's what's 879 00:38:55,800 --> 00:38:57,799 Speaker 1: a good movie. That's so good. I love guy Ritchie. 880 00:38:58,440 --> 00:39:00,880 Speaker 1: Thank you guys so much for listening. We really appreciate it. 881 00:39:00,920 --> 00:39:03,720 Speaker 1: Our home on the web is how to money dot com. 882 00:39:04,000 --> 00:39:05,840 Speaker 1: We'll have our show notes up there with some links 883 00:39:05,880 --> 00:39:07,719 Speaker 1: that we referenced in the show. Yeah, and if you 884 00:39:07,760 --> 00:39:10,200 Speaker 1: like what you've heard on this podcast and you found 885 00:39:10,200 --> 00:39:12,120 Speaker 1: it helpful, let us know please by giving us a 886 00:39:12,160 --> 00:39:15,360 Speaker 1: review on Apple Podcasts or wherever you listen to podcasts. 887 00:39:15,480 --> 00:39:18,560 Speaker 1: It just lets other people know about our show, and 888 00:39:18,800 --> 00:39:21,040 Speaker 1: be sure to subscribe while you're there. That's right, man. 889 00:39:21,120 --> 00:39:24,200 Speaker 1: Until next time, best Friends Out, Best Friends Out.