1
00:00:00,160 --> 00:00:02,240
Speaker 1: We were just talking a little bit on and off

2
00:00:02,240 --> 00:00:04,080
Speaker 1: the air about how the company's taking us to lunch

3
00:00:04,080 --> 00:00:06,320
Speaker 1: today because they feel bad because they went on a

4
00:00:06,400 --> 00:00:08,039
Speaker 1: rant a couple of days ago about how they don't

5
00:00:08,080 --> 00:00:09,879
Speaker 1: pay any attention to us, don't care about us, don't

6
00:00:09,880 --> 00:00:13,840
Speaker 1: love us. I mean, you know, I was talking to

7
00:00:13,880 --> 00:00:17,000
Speaker 1: Giddy in the Assassin, Giddy in the Torture, my trainer

8
00:00:17,000 --> 00:00:17,880
Speaker 1: about this yesterday.

9
00:00:18,040 --> 00:00:19,200
Speaker 2: I think it's because.

10
00:00:20,440 --> 00:00:22,480
Speaker 1: We only hear anything when we're not doing Like when

11
00:00:22,520 --> 00:00:24,640
Speaker 1: things are not good, that's the only time we hear anything.

12
00:00:24,760 --> 00:00:27,400
Speaker 1: So maybe it's it's just because like they just expect

13
00:00:27,520 --> 00:00:29,440
Speaker 1: us to do a good job and like this is

14
00:00:29,480 --> 00:00:32,879
Speaker 1: what that's just a standard now. Yes, So like they

15
00:00:32,880 --> 00:00:34,560
Speaker 1: don't say anything when we do a good job because

16
00:00:34,560 --> 00:00:35,479
Speaker 1: it's like, well, that's just what you.

17
00:00:35,440 --> 00:00:35,839
Speaker 2: Have to do.

18
00:00:35,920 --> 00:00:38,320
Speaker 1: The funny thing is anyone else around here like shows

19
00:00:38,360 --> 00:00:39,239
Speaker 1: up for work and there's like.

20
00:00:39,240 --> 00:00:42,559
Speaker 2: A parade, And that's very true, Like certain morning.

21
00:00:42,400 --> 00:00:44,360
Speaker 1: Shows here they take a poop and like we celebrate,

22
00:00:44,479 --> 00:00:46,840
Speaker 1: We have a cake and there's like a dis's candles

23
00:00:46,880 --> 00:00:51,360
Speaker 1: and there's a there's a burrito burrito station and you

24
00:00:51,400 --> 00:00:51,960
Speaker 1: know whatever.

25
00:00:52,320 --> 00:00:57,160
Speaker 2: Yeah, but then I don't anyway, So there's a lunch happening.

26
00:00:57,280 --> 00:01:00,160
Speaker 1: Yeah, and it's at a bougie restaurant, and we you know

27
00:01:00,200 --> 00:01:02,520
Speaker 1: that Rufo is going to order the most expensive stuff

28
00:01:02,520 --> 00:01:04,400
Speaker 1: because he does. But the question was about etiquette. It

29
00:01:04,440 --> 00:01:07,840
Speaker 1: was about what do you do in that situation. Now, granted,

30
00:01:07,880 --> 00:01:09,880
Speaker 1: we all have a grudge here, so we're gonna order

31
00:01:09,880 --> 00:01:13,440
Speaker 1: whatever the hell we want. But like normally, when the

32
00:01:13,480 --> 00:01:16,520
Speaker 1: business takes you out for lunch to celebrate something, even

33
00:01:16,520 --> 00:01:19,120
Speaker 1: though you know the business has a lot of money,

34
00:01:19,560 --> 00:01:22,440
Speaker 1: do you order? Do you think about how much you're

35
00:01:22,440 --> 00:01:23,920
Speaker 1: going to spend on your food or do you just

36
00:01:24,000 --> 00:01:25,640
Speaker 1: order whatever you want because it's like, well they're taking

37
00:01:25,720 --> 00:01:27,920
Speaker 1: us here because they got to know what we're gonna

38
00:01:27,920 --> 00:01:30,600
Speaker 1: spend money. How do you look at it, Kiki? Do

39
00:01:30,640 --> 00:01:32,400
Speaker 1: you look at the venue and say, well, that's too expensive?

40
00:01:32,720 --> 00:01:35,120
Speaker 3: I used to overthink and be very courteous on what

41
00:01:35,120 --> 00:01:37,560
Speaker 3: I would order until I started going out with them

42
00:01:37,600 --> 00:01:40,920
Speaker 3: and they order whatever they want, and so yeah, I

43
00:01:41,000 --> 00:01:42,000
Speaker 3: followed their vibes.

44
00:01:42,040 --> 00:01:43,840
Speaker 2: If they if they order big, I'm like, all right,

45
00:01:43,880 --> 00:01:44,399
Speaker 2: let's do it.

46
00:01:44,920 --> 00:01:47,480
Speaker 3: If if they're ordering on a budget, then I'll play

47
00:01:47,480 --> 00:01:47,880
Speaker 3: it nice.

48
00:01:49,480 --> 00:01:51,680
Speaker 1: I used to work in radio incapacity, where people were

49
00:01:51,720 --> 00:01:54,880
Speaker 1: taking me to dinner all the time, and what happens.

50
00:01:54,880 --> 00:01:57,360
Speaker 1: It doesn't really happen as much anymore, no, But what

51
00:01:57,440 --> 00:01:58,200
Speaker 1: I realized was.

52
00:02:00,040 --> 00:02:02,760
Speaker 2: I cut the budget or something. Yes, well, yeah, they

53
00:02:02,760 --> 00:02:03,639
Speaker 2: don't do it like that anymore.

54
00:02:03,680 --> 00:02:07,000
Speaker 1: But what I realized was like these reps would come

55
00:02:07,040 --> 00:02:09,720
Speaker 1: to town, take me to dinner, and they'd spend a

56
00:02:09,760 --> 00:02:12,520
Speaker 1: ton of money, and then like one time, I get

57
00:02:12,520 --> 00:02:15,760
Speaker 1: a call from the rep's boss going, dude, eight hundred

58
00:02:15,800 --> 00:02:17,680
Speaker 1: dollars bottle of wine, bro And I'm like, what are

59
00:02:17,680 --> 00:02:20,959
Speaker 1: you talking about? Like you I have the expense report,

60
00:02:21,040 --> 00:02:23,200
Speaker 1: your name is on it, and an eight hundred dollars

61
00:02:23,200 --> 00:02:24,040
Speaker 1: bottle of Wine'm.

62
00:02:23,800 --> 00:02:26,040
Speaker 2: Like, I didn't order that. The rep order that.

63
00:02:27,240 --> 00:02:29,600
Speaker 1: So what was happening was like the reps were spending

64
00:02:29,600 --> 00:02:32,000
Speaker 1: them all this money and then putting you know, whoever

65
00:02:32,040 --> 00:02:35,160
Speaker 1: they took out down, or saying there were four people

66
00:02:35,160 --> 00:02:37,040
Speaker 1: there when there were only two or whatever. And it's like,

67
00:02:37,160 --> 00:02:39,000
Speaker 1: if you're gonna lie to your boss, can I get

68
00:02:39,000 --> 00:02:41,600
Speaker 1: a heads up first, because I'd be like, yeah, I

69
00:02:41,720 --> 00:02:45,880
Speaker 1: ordered that, That's what I'd drink. And I was twenty

70
00:02:45,880 --> 00:02:48,040
Speaker 1: four years old. I made twenty three thousand dollars a year.

71
00:02:48,080 --> 00:02:49,560
Speaker 1: That is not what I drink, nor did I know

72
00:02:49,600 --> 00:02:52,040
Speaker 1: I was drinking it. But I think that's the secret

73
00:02:52,080 --> 00:02:53,959
Speaker 1: all the time with the expense reports now is it's like,

74
00:02:54,000 --> 00:02:55,560
Speaker 1: well who else did who did it? And you brought

75
00:02:55,560 --> 00:02:57,320
Speaker 1: your whole family with you to dinner. I'm like it

76
00:02:57,320 --> 00:02:59,239
Speaker 1: was just me and any other person? Like where the

77
00:02:59,280 --> 00:03:01,839
Speaker 1: rest of the money go? I don't know, So now

78
00:03:01,840 --> 00:03:04,320
Speaker 1: I wonder, because you're right, You're right. We go to

79
00:03:04,360 --> 00:03:07,200
Speaker 1: these things and the bosses order everything when they put

80
00:03:07,200 --> 00:03:09,080
Speaker 1: our names. Oh well we took oh man, we took

81
00:03:09,160 --> 00:03:12,359
Speaker 1: kiky up. Boy did she? She just racked it up

82
00:03:12,400 --> 00:03:14,440
Speaker 1: like she always does. And in the meantime, you and

83
00:03:14,440 --> 00:03:16,760
Speaker 1: I look at the menu, going, okay, salad's twenty three dollars.

84
00:03:19,160 --> 00:03:23,400
Speaker 2: Yeah, oh no, I want shrimp on that. That's seven

85
00:03:23,400 --> 00:03:24,400
Speaker 2: dollars more. I don't know.

86
00:03:25,120 --> 00:03:27,520
Speaker 1: I'm not sure because that's how my mom taught me.

87
00:03:27,600 --> 00:03:29,280
Speaker 1: You know, you like when someone else is buying you,

88
00:03:29,320 --> 00:03:33,160
Speaker 1: never you don't rack it up right correct the However,

89
00:03:34,560 --> 00:03:36,560
Speaker 1: there's also a famous I think we went to like, uh,

90
00:03:36,840 --> 00:03:38,960
Speaker 1: when I first met my brother in law, we went

91
00:03:39,000 --> 00:03:43,000
Speaker 1: to some fancy sushi restaurant and apparently he was under

92
00:03:43,000 --> 00:03:45,000
Speaker 1: the impression he was paying, and he was under the

93
00:03:45,000 --> 00:03:46,680
Speaker 1: impression that I knew he was paying. It was my

94
00:03:47,040 --> 00:03:50,160
Speaker 1: sister and my brother in law and my mom and

95
00:03:50,200 --> 00:03:54,040
Speaker 1: I and he had said to my sister, I'm buying dinner.

96
00:03:54,120 --> 00:03:56,480
Speaker 1: Tell everybody, you know, like that there will be no

97
00:03:56,600 --> 00:03:59,119
Speaker 1: because my family does. My dad doesn't play like when

98
00:03:59,120 --> 00:04:01,680
Speaker 1: my dad takes everyone to dinner. My dad pays because

99
00:04:01,720 --> 00:04:04,080
Speaker 1: my dad is a dad, and that he thinks that's

100
00:04:04,120 --> 00:04:05,920
Speaker 1: his deal. Now now now that we're a little older,

101
00:04:05,960 --> 00:04:08,320
Speaker 1: he has backed off that a little bit. So it's

102
00:04:08,360 --> 00:04:11,160
Speaker 1: so great if we pay, But like he doesn't want

103
00:04:11,200 --> 00:04:12,960
Speaker 1: to be up he doesn't he wants to take care

104
00:04:12,960 --> 00:04:14,680
Speaker 1: of his family. That's what he wants to do. So like,

105
00:04:14,800 --> 00:04:17,400
Speaker 1: don't try and upstage him, like, just let him pay.

106
00:04:18,520 --> 00:04:21,320
Speaker 1: So We're at this restaurant and I'm thinking in my head,

107
00:04:21,360 --> 00:04:24,680
Speaker 1: I'm paying, so I'm just ordering everything because it's my money,

108
00:04:24,760 --> 00:04:26,480
Speaker 1: you know. So I'm like, yeah, we'll take three of those,

109
00:04:27,160 --> 00:04:29,200
Speaker 1: and then like the socket, we'll yeah, we'll take yeah,

110
00:04:29,279 --> 00:04:30,960
Speaker 1: just bring a couple of those. And then like, because

111
00:04:30,960 --> 00:04:33,640
Speaker 1: I'm paying, so I'm treating everybody, and the look on

112
00:04:33,760 --> 00:04:36,159
Speaker 1: his face and I did not know at the time.

113
00:04:36,160 --> 00:04:38,960
Speaker 1: I'm like he looks sick and like at the time,

114
00:04:39,000 --> 00:04:41,440
Speaker 1: I didn't know why, you know, and it's like and

115
00:04:41,600 --> 00:04:44,440
Speaker 1: because nobody told me this, so like I'm yeah, and

116
00:04:44,440 --> 00:04:46,760
Speaker 1: then she's like, well the Kobey like yeah, sure you know,

117
00:04:46,839 --> 00:04:49,920
Speaker 1: and treat yourself, you know what I mean. And he

118
00:04:49,960 --> 00:04:52,880
Speaker 1: thinks that I know he's paying, and I'm just racking

119
00:04:52,960 --> 00:04:53,240
Speaker 1: up the.

120
00:04:53,200 --> 00:04:55,239
Speaker 2: Bill with the money around real quick.

121
00:04:55,960 --> 00:04:57,960
Speaker 1: This poor guy, he's he's trying to get like a

122
00:04:57,960 --> 00:04:59,640
Speaker 1: payday loan, like I don't know what. He's at the

123
00:04:59,640 --> 00:05:01,680
Speaker 1: table and then the bill comes and I took it

124
00:05:01,720 --> 00:05:03,960
Speaker 1: and like the relief on his face was just like

125
00:05:04,600 --> 00:05:07,440
Speaker 1: He's like, honestly, I thought I thought you knew I

126
00:05:07,560 --> 00:05:10,320
Speaker 1: was paying and you were just trying to like test

127
00:05:10,360 --> 00:05:12,279
Speaker 1: me and ordering all this stuff. I'm like, no, I

128
00:05:12,360 --> 00:05:15,400
Speaker 1: would never have done that if the bill wasn't coming

129
00:05:15,440 --> 00:05:18,279
Speaker 1: to me. Yeah, But I felt bad for him because

130
00:05:18,440 --> 00:05:20,400
Speaker 1: the whole time he just was tortured because he's like

131
00:05:20,400 --> 00:05:21,880
Speaker 1: this is going to be so expensive, but I don't

132
00:05:21,880 --> 00:05:22,880
Speaker 1: have enough money.

133
00:05:22,839 --> 00:05:23,640
Speaker 2: The worse feeling.

134
00:05:23,720 --> 00:05:25,560
Speaker 1: But my sister was like, well I told you, he

135
00:05:25,600 --> 00:05:27,400
Speaker 1: was like you didn't She oh, never mind, I didn't,

136
00:05:27,440 --> 00:05:30,040
Speaker 1: You're right, which I didn't know, but if I had

137
00:05:30,080 --> 00:05:32,039
Speaker 1: known he was paying, I would have ordered like soup,

138
00:05:32,360 --> 00:05:34,000
Speaker 1: you know, because I don't I don't want to do that's.

139
00:05:33,760 --> 00:05:37,240
Speaker 2: What he ordered. Because he ordered. I think he did.

140
00:05:37,600 --> 00:05:42,240
Speaker 1: No, I honestly, I honestly think he curtailed his order

141
00:05:42,279 --> 00:05:44,680
Speaker 1: because he was like, dude, I disguis his curity right now?

142
00:05:47,480 --> 00:05:51,560
Speaker 2: Yeah. Yeah, he didn't even enjoy his dinner or nothing. No,

143
00:05:51,760 --> 00:05:54,919
Speaker 2: he was he was miserable watching his bank account.

144
00:05:56,040 --> 00:05:58,320
Speaker 1: Do you ever like, uh, is there a place that

145
00:05:58,360 --> 00:06:00,320
Speaker 1: treats you, like a restaurant where you go all the time,

146
00:06:00,480 --> 00:06:02,800
Speaker 1: like that tends to treat you better and you know

147
00:06:02,839 --> 00:06:04,640
Speaker 1: they're going to treat you better, so like you don't

148
00:06:05,000 --> 00:06:07,880
Speaker 1: order as much stuff because you're like I don't. Yeah,

149
00:06:08,360 --> 00:06:10,760
Speaker 1: Like there's like Armando at Last Corolla, the best Italian

150
00:06:10,760 --> 00:06:14,680
Speaker 1: food in Chicago by by a mile. Oftentimes, like he'll

151
00:06:14,680 --> 00:06:17,320
Speaker 1: hook me up and not because I mentioned him, just

152
00:06:17,360 --> 00:06:19,320
Speaker 1: because we're friends or whatever, but like I order what

153
00:06:19,360 --> 00:06:21,320
Speaker 1: I want to order, and I get the wine I

154
00:06:21,400 --> 00:06:24,120
Speaker 1: want to get based on what I want to eat, right,

155
00:06:24,400 --> 00:06:26,679
Speaker 1: But the problem is every now and again there's no bill,

156
00:06:26,839 --> 00:06:29,560
Speaker 1: and I'm like, so he thinks he probably thinks, I know,

157
00:06:29,839 --> 00:06:31,479
Speaker 1: like that I think there's not going to be a bill,

158
00:06:31,520 --> 00:06:34,040
Speaker 1: so I ordered like expensive, I don't and then I

159
00:06:34,080 --> 00:06:35,359
Speaker 1: beg him to let me pay and he won't let

160
00:06:35,400 --> 00:06:35,880
Speaker 1: me pay.

161
00:06:36,040 --> 00:06:37,000
Speaker 2: So, like, who's the a hole?

162
00:06:37,040 --> 00:06:38,520
Speaker 1: Should I go in there every time and order the

163
00:06:38,560 --> 00:06:41,279
Speaker 1: cheapest stuff because I don't want to offend him or

164
00:06:41,279 --> 00:06:42,840
Speaker 1: make him have to pay a lot of money for

165
00:06:42,960 --> 00:06:45,120
Speaker 1: me because I'm just a nobody and he's just a

166
00:06:45,120 --> 00:06:47,080
Speaker 1: friend and nice guy. He thinks I'm just a starting

167
00:06:47,200 --> 00:06:49,160
Speaker 1: radio guy. Or do I go in there and order

168
00:06:49,200 --> 00:06:50,719
Speaker 1: whatever the hell I want if there's no bill, there's

169
00:06:50,720 --> 00:06:52,280
Speaker 1: no bill option.

170
00:06:52,200 --> 00:06:54,160
Speaker 2: Too, Yeah, for sure. I just take care of a staff.

171
00:06:54,160 --> 00:06:56,600
Speaker 2: You know, tip is the bartender, the waitress. Are you

172
00:06:56,640 --> 00:06:57,279
Speaker 2: supposed to tip?

173
00:06:57,839 --> 00:06:58,080
Speaker 3: Well?

174
00:07:00,000 --> 00:07:02,640
Speaker 2: Talk about yeah, oh don't trust me the staff. The

175
00:07:02,680 --> 00:07:04,840
Speaker 2: staff loves it when I go in there standing one

176
00:07:04,880 --> 00:07:09,800
Speaker 2: you're ordering or are you sitting down? Oh yeah, he

177
00:07:09,840 --> 00:07:13,680
Speaker 2: comes out with an iPad and you didn't even do

178
00:07:13,720 --> 00:07:14,280
Speaker 2: anything yet.

179
00:07:15,840 --> 00:07:17,800
Speaker 1: No. I think about that sometimes though, Like I don't know,

180
00:07:17,800 --> 00:07:20,320
Speaker 1: but maybe you have family that owns an establishment and

181
00:07:20,360 --> 00:07:22,240
Speaker 1: they don't give you a bill sometimes or like I

182
00:07:22,240 --> 00:07:24,440
Speaker 1: don't know, maybe I don't know, like if you if

183
00:07:24,480 --> 00:07:27,440
Speaker 1: you if it's a family restaurant and like your uncle

184
00:07:27,480 --> 00:07:29,160
Speaker 1: owns it. Do you go in there and order whatever

185
00:07:29,200 --> 00:07:31,040
Speaker 1: you want, knowing your uncle's not going to charge you,

186
00:07:31,800 --> 00:07:35,080
Speaker 1: or do you or do you not get what you

187
00:07:35,120 --> 00:07:37,320
Speaker 1: want at this place that you love because you know

188
00:07:37,360 --> 00:07:38,480
Speaker 1: there's not going to be a bill and you have

189
00:07:38,520 --> 00:07:39,200
Speaker 1: to be considerate.

190
00:07:39,360 --> 00:07:41,280
Speaker 2: I've done that. I actually did this yesterday.

191
00:07:41,360 --> 00:07:43,760
Speaker 3: I avoid it going to a place because I was like,

192
00:07:43,920 --> 00:07:46,360
Speaker 3: she's gonna want to give me something free, and I

193
00:07:46,400 --> 00:07:48,560
Speaker 3: feel like a freeloader if I keep coming in here

194
00:07:48,760 --> 00:07:51,080
Speaker 3: and she's giving me stuff for free, although I love

195
00:07:51,120 --> 00:07:52,680
Speaker 3: the food and I want to pay for the food,

196
00:07:52,680 --> 00:07:53,720
Speaker 3: but she won't let me pay for them.

197
00:07:53,760 --> 00:07:53,840
Speaker 1: No.

198
00:07:53,880 --> 00:07:54,840
Speaker 2: See, it's exactly the same.

199
00:07:55,560 --> 00:07:57,480
Speaker 3: It's uncomfortable a little bit because it's like, I don't

200
00:07:57,960 --> 00:08:00,240
Speaker 3: even though I want this food right now, I don't

201
00:08:00,240 --> 00:08:01,600
Speaker 3: want to put you in a position to give me

202
00:08:01,640 --> 00:08:02,800
Speaker 3: something free because you're going.

203
00:08:02,760 --> 00:08:06,480
Speaker 2: To feel like you, you know, uncomfortable every day.

204
00:08:06,520 --> 00:08:11,400
Speaker 1: We know, and you're the reason why we're thinking about it.

205
00:08:12,600 --> 00:08:16,600
Speaker 1: You're the reason why I worry about things like this. Anyway,

206
00:08:16,600 --> 00:08:18,520
Speaker 1: shout out to Armando esca role. If you're in Chicago,

207
00:08:18,560 --> 00:08:20,120
Speaker 1: you need to go to the best Italian food Chcogo

208
00:08:20,160 --> 00:08:23,280
Speaker 1: and I'm not saying that because occasionally there's no bill. However,

209
00:08:23,520 --> 00:08:27,240
Speaker 1: it helps, yeah, man, it helps, you know, But I'm like, dude,

210
00:08:27,920 --> 00:08:30,960
Speaker 1: I didn't I didn't get, you know, seven appetizers because

211
00:08:31,000 --> 00:08:33,200
Speaker 1: I thought it was free. I got seven appetisers because

212
00:08:33,400 --> 00:08:35,040
Speaker 1: that's what that's what I wanted to get.

213
00:08:35,040 --> 00:08:37,120
Speaker 2: I thought there was a bill it's coming. What does

214
00:08:37,160 --> 00:08:37,679
Speaker 2: this text say?

215
00:08:37,720 --> 00:08:40,240
Speaker 1: My brother in law invited me to Fhogo Day shown, yes,

216
00:08:40,600 --> 00:08:42,520
Speaker 1: also known as Fogo de Show. Don't get me started

217
00:08:42,520 --> 00:08:45,920
Speaker 1: on that. Everyone calls it Fogo da show. Apparently he's

218
00:08:45,920 --> 00:08:48,439
Speaker 1: supposed to say Fogo Day shown. But if I say

219
00:08:48,440 --> 00:08:50,240
Speaker 1: Fogo da showing, I think people think I'm the idiot,

220
00:08:50,240 --> 00:08:51,720
Speaker 1: even though that's the way it's supposed to be pronounced.

221
00:08:51,720 --> 00:08:52,000
Speaker 2: There was all.

222
00:08:52,040 --> 00:08:53,880
Speaker 1: We did a whole ad campaign about this. I was

223
00:08:53,920 --> 00:08:55,840
Speaker 1: corrected a million times, but how to say it properly?

224
00:08:56,160 --> 00:08:57,600
Speaker 1: And I'm like, guys, at what point do you just

225
00:08:57,640 --> 00:08:59,520
Speaker 1: call it Phogo de show because that's what everybod else

226
00:08:59,520 --> 00:08:59,760
Speaker 1: calls it.

227
00:08:59,760 --> 00:09:00,440
Speaker 2: I don't into it.

228
00:09:01,480 --> 00:09:04,880
Speaker 1: And my brother invited me to Fogo without realizing how

229
00:09:04,880 --> 00:09:07,200
Speaker 1: expensive it was. The bill came to one thousand dollars

230
00:09:07,600 --> 00:09:09,839
Speaker 1: and he was so scared that I just took the bill.

231
00:09:10,200 --> 00:09:10,400
Speaker 2: Yeah.

232
00:09:10,400 --> 00:09:13,760
Speaker 1: See, I'm sure that happens. I'm sure that happens. We're like,

233
00:09:13,760 --> 00:09:15,719
Speaker 1: you're trying to take the in laws out. You just

234
00:09:15,720 --> 00:09:18,440
Speaker 1: start dating somebody and you're like, as a dude, you're like, oh,

235
00:09:18,440 --> 00:09:20,559
Speaker 1: I'm going to meet the family, taking the family out

236
00:09:20,600 --> 00:09:22,840
Speaker 1: to dinner, and then like the bill starts getting more

237
00:09:22,840 --> 00:09:24,280
Speaker 1: and more and more. I can remember this when I

238
00:09:24,320 --> 00:09:26,160
Speaker 1: was young, Like you want to impress the dad, and

239
00:09:26,200 --> 00:09:28,559
Speaker 1: it's like the bill comes You're like, oh my god,

240
00:09:29,840 --> 00:09:33,080
Speaker 1: I really stepped in it, right, yeah, right, Like I'm

241
00:09:33,120 --> 00:09:34,959
Speaker 1: just kidding. And then once you've got it, once you've

242
00:09:35,000 --> 00:09:38,439
Speaker 1: taken possession and you flexed, that's on you. Now.

243
00:09:39,000 --> 00:09:40,319
Speaker 2: Now you got to figure it out. You got to

244
00:09:40,320 --> 00:09:42,079
Speaker 2: figure out how're going to pay for it later.

245
00:09:43,640 --> 00:09:46,520
Speaker 1: Because you can't be like, oh, because the worst thing

246
00:09:46,520 --> 00:09:49,160
Speaker 1: you could do, the better situation there would be let

247
00:09:49,240 --> 00:09:51,679
Speaker 1: the other guy pay. The worst thing you can do

248
00:09:51,760 --> 00:09:55,640
Speaker 1: is take it and then go just kidding hand it back.

249
00:09:57,280 --> 00:09:57,520
Speaker 2: Yeah.

250
00:09:57,600 --> 00:09:59,280
Speaker 1: I remember one time when I was in college, my

251
00:09:59,320 --> 00:10:01,000
Speaker 1: parents told the story. The time I was a freshman

252
00:10:01,040 --> 00:10:03,240
Speaker 1: in college, we went somewhere on a vacation and my

253
00:10:03,320 --> 00:10:04,720
Speaker 1: sister and we all went to dinner and we're all

254
00:10:04,720 --> 00:10:07,160
Speaker 1: sitting there eating and whatever in the bill and I'm

255
00:10:07,320 --> 00:10:09,040
Speaker 1: eighteen years old. I haven't I'm not even working at

256
00:10:09,040 --> 00:10:10,960
Speaker 1: this point. I'm just in college. I having zero dollars

257
00:10:10,960 --> 00:10:13,400
Speaker 1: to my name. I have nothing. And the bill comes

258
00:10:13,760 --> 00:10:16,240
Speaker 1: and I take the bill and my parents were like

259
00:10:16,280 --> 00:10:18,640
Speaker 1: it was a nice place. My parents like really, like

260
00:10:18,760 --> 00:10:21,400
Speaker 1: I got this, and they didn't forgot. I had a

261
00:10:21,400 --> 00:10:27,679
Speaker 1: copy of their credit card paid with Oh wow, this

262
00:10:27,720 --> 00:10:29,240
Speaker 1: is so nice. How you doing and then they see

263
00:10:29,280 --> 00:10:32,040
Speaker 1: their card come out right, Well.

264
00:10:31,840 --> 00:10:34,120
Speaker 3: Bella will buy like she gets a little bit from

265
00:10:34,160 --> 00:10:36,199
Speaker 3: my parents for college obviously, but she went through a

266
00:10:36,200 --> 00:10:38,760
Speaker 3: phase where she was buying other friends food and my

267
00:10:38,800 --> 00:10:41,000
Speaker 3: mom had to have a talk with her, like, girlfriend.

268
00:10:40,720 --> 00:10:44,079
Speaker 2: Yeah we're not doing this, doing that too? Yeah, oh

269
00:10:44,120 --> 00:10:45,160
Speaker 2: you get a bunch of credit cards.

270
00:10:45,200 --> 00:10:47,160
Speaker 3: I got my first credit cards in college. I was

271
00:10:47,160 --> 00:10:50,760
Speaker 3: buying concert stickets with people. I'm like outside, yeah, I

272
00:10:51,120 --> 00:10:53,199
Speaker 3: have to pay this right now, or.

273
00:10:53,160 --> 00:10:55,320
Speaker 4: A store or a store like the department store, a

274
00:10:55,320 --> 00:10:57,120
Speaker 4: credit card or whatever like wall Mark.

275
00:10:57,240 --> 00:11:00,240
Speaker 2: Yeah I rang that up. Yeah Victoria's.

276
00:11:01,840 --> 00:11:05,320
Speaker 4: I was like Express, I'm sorry, bankruptcy, but it's my fault.

277
00:11:06,360 --> 00:11:08,760
Speaker 2: Is taking a bunch of thongs. Facts. It's like, never mind,

278
00:11:08,800 --> 00:11:10,280
Speaker 2: I know they can't afford these after all.

279
00:11:11,160 --> 00:11:15,560
Speaker 1: Yeah, that's probably the most valuable advice or or like

280
00:11:15,640 --> 00:11:18,040
Speaker 1: guidance I ever got financially, was to stay away from

281
00:11:18,040 --> 00:11:18,520
Speaker 1: the credit card.

282
00:11:18,640 --> 00:11:20,960
Speaker 2: Don't do what kids. Yeah, honestly, I'm.

283
00:11:20,800 --> 00:11:23,000
Speaker 1: Telling you, my folks, being like, if you don't have,

284
00:11:23,240 --> 00:11:25,120
Speaker 1: if you don't have, if it's a thing you want

285
00:11:25,200 --> 00:11:26,960
Speaker 1: and you don't have cash money to buy it, you.

286
00:11:26,880 --> 00:11:28,480
Speaker 2: Can't have it. I'm not talking about a car.

287
00:11:28,520 --> 00:11:30,000
Speaker 1: I'm not talking about college I am I talking about

288
00:11:30,000 --> 00:11:32,120
Speaker 1: medical expenses or or a house.

289
00:11:32,120 --> 00:11:33,840
Speaker 2: I'm not talking about right, But I.

290
00:11:33,920 --> 00:11:37,120
Speaker 4: Read like a credit card is good if you're financially

291
00:11:37,160 --> 00:11:39,680
Speaker 4: responsible for it, like because it does help your credit

292
00:11:39,920 --> 00:11:42,760
Speaker 4: having a credit card or have or maybe have your

293
00:11:42,800 --> 00:11:45,360
Speaker 4: parents put you on their account as an authorized user

294
00:11:45,440 --> 00:11:47,319
Speaker 4: so you build that credit. Because there's a lot of

295
00:11:47,320 --> 00:11:49,800
Speaker 4: people out there that want to buy something but have

296
00:11:49,920 --> 00:11:52,760
Speaker 4: never opened a credit card before and their credit score

297
00:11:52,920 --> 00:11:54,000
Speaker 4: is not good.

298
00:11:54,040 --> 00:11:56,360
Speaker 1: But most people I know got caught up in the

299
00:11:56,400 --> 00:11:58,680
Speaker 1: credit card high interest rate game, most people, and for

300
00:11:58,720 --> 00:12:01,120
Speaker 1: whatever reason, it was just that was if there's any

301
00:12:01,120 --> 00:12:03,000
Speaker 1: piece of financial advice anyone ever gave me.

302
00:12:03,440 --> 00:12:05,200
Speaker 2: It was not to get not to do it.

303
00:12:05,520 --> 00:12:07,320
Speaker 1: Yeah, and I realized there are people that have to

304
00:12:07,600 --> 00:12:09,840
Speaker 1: because you know of necessity, and I know there are

305
00:12:09,840 --> 00:12:12,319
Speaker 1: actenuating circumstances. But even then, I'd hope there was another

306
00:12:12,360 --> 00:12:15,240
Speaker 1: option because they will. They are relentless with the interest rates.

307
00:12:15,280 --> 00:12:16,280
Speaker 1: Oh yeah, like those things.

308
00:12:16,280 --> 00:12:18,320
Speaker 4: So first time you go and pay for something and

309
00:12:18,320 --> 00:12:20,360
Speaker 4: they're like, would you like to apply for a store

310
00:12:20,400 --> 00:12:20,920
Speaker 4: credit card?

311
00:12:21,120 --> 00:12:23,320
Speaker 2: Yes? And you get approved. Man, I went to every

312
00:12:23,360 --> 00:12:28,960
Speaker 2: store that you go to, every store like they're what

313
00:12:28,960 --> 00:12:32,000
Speaker 2: what did you think was gonna happen? I mean money? Yeah,

314
00:12:33,640 --> 00:12:34,120
Speaker 2: you paying?

315
00:12:34,240 --> 00:12:34,440
Speaker 3: Now?

316
00:12:35,240 --> 00:12:37,600
Speaker 2: That never crossed my mind at any point.

317
00:12:38,080 --> 00:12:41,840
Speaker 4: Man, when free, nothing is free in life.

318
00:12:41,480 --> 00:12:45,400
Speaker 2: Oh yeah. It took like twenty minutes at the register.

319
00:12:45,440 --> 00:12:47,080
Speaker 4: You're giving them all your information and they're like you

320
00:12:47,120 --> 00:12:47,720
Speaker 4: approved them.

321
00:12:47,760 --> 00:12:51,480
Speaker 1: Like he's still paying for those movie posters from uh

322
00:12:51,840 --> 00:12:55,360
Speaker 1: from Spencer's yeah from twenty years ago video

323
00:12:55,400 --> 00:12:56,280
Speaker 2: I'm sorry, right,