1
00:00:00,080 --> 00:00:02,840
Speaker 1: Give me half of your inheritance. Because I'm your brother.

2
00:00:03,160 --> 00:00:05,720
Speaker 2: We're related. We should be share blood.

3
00:00:05,960 --> 00:00:09,879
Speaker 3: Yeah, that's we should share money, bingo, because blood is

4
00:00:09,960 --> 00:00:11,400
Speaker 3: thicker than gold.

5
00:00:11,560 --> 00:00:13,480
Speaker 2: Ooh, it sounds like some game of thrown.

6
00:00:13,840 --> 00:00:17,120
Speaker 1: We came from the same sack, so give me a

7
00:00:17,200 --> 00:00:20,959
Speaker 1: sack of money. When my brother was sixteen and I

8
00:00:21,200 --> 00:00:25,439
Speaker 1: was four, my grandmother set aside a share portfolio for us,

9
00:00:25,680 --> 00:00:30,400
Speaker 1: So we're talking big money them stalkstonks baby. As soon

10
00:00:30,440 --> 00:00:32,960
Speaker 1: as we were old enough, it was transferred into our

11
00:00:33,080 --> 00:00:36,159
Speaker 1: own accounts, and it was only four years later that

12
00:00:36,280 --> 00:00:39,680
Speaker 1: my brother dipped heavily into his to buy a new Honda.

13
00:00:39,920 --> 00:00:44,239
Speaker 3: Yo. He spent all his inheritance on a freakin' bro

14
00:00:47,280 --> 00:00:51,080
Speaker 3: oh Man. That is Carien Brotta.

15
00:00:51,120 --> 00:00:51,840
Speaker 2: Love it now.

16
00:00:51,920 --> 00:00:54,480
Speaker 1: I knew about mine for much longer than he did

17
00:00:54,600 --> 00:00:57,920
Speaker 1: before it became mine, and I watched it grow since

18
00:00:58,000 --> 00:00:59,520
Speaker 1: I understood what it was.

19
00:01:00,200 --> 00:01:00,720
Speaker 2: Stocks.

20
00:01:01,280 --> 00:01:07,319
Speaker 3: Hey, make those stocks turning the big bucks man investing.

21
00:01:07,520 --> 00:01:10,520
Speaker 2: It's called Wall Street bets. That's right. Throw it all

22
00:01:10,560 --> 00:01:13,160
Speaker 2: into options. Leverage those options.

23
00:01:13,240 --> 00:01:16,760
Speaker 3: Make a billy boom done easy, yes, or being dead

24
00:01:16,760 --> 00:01:17,600
Speaker 3: at billy and.

25
00:01:17,640 --> 00:01:19,800
Speaker 2: Yeah, yeah, okay and then going.

26
00:01:19,880 --> 00:01:22,000
Speaker 1: Then you just do another you do it again. Yeah,

27
00:01:22,160 --> 00:01:24,200
Speaker 1: until you get back and you go back to zero.

28
00:01:24,640 --> 00:01:27,000
Speaker 1: By the time I was given full control, it was

29
00:01:27,160 --> 00:01:30,640
Speaker 1: already worth a ridiculous amount because a big portion of

30
00:01:30,680 --> 00:01:32,160
Speaker 1: it was invested in Apple.

31
00:01:32,440 --> 00:01:34,959
Speaker 3: Wait, so wait, this was he bought it four years

32
00:01:34,959 --> 00:01:37,040
Speaker 3: after how many years have passed? So here's the thing.

33
00:01:37,280 --> 00:01:41,200
Speaker 3: They both got their their portfolios at the same time.

34
00:01:41,720 --> 00:01:45,679
Speaker 3: Op was four years old and his brother was sixteen. Oh,

35
00:01:45,920 --> 00:01:48,360
Speaker 3: so he had twelve more years for it to appreciate,

36
00:01:48,520 --> 00:01:50,600
Speaker 3: to appreciate before he even had access to it.

37
00:01:51,040 --> 00:01:51,200
Speaker 2: Yo.

38
00:01:51,600 --> 00:01:56,120
Speaker 3: So that's that's why basically, wow out now it's present day.

39
00:01:56,360 --> 00:01:57,440
Speaker 3: Now we're at present day.

40
00:01:57,760 --> 00:01:59,560
Speaker 2: Apple has gone crazy right then?

41
00:01:59,720 --> 00:02:03,680
Speaker 3: Well years bro, twelve year probably like forty fifty K.

42
00:02:03,800 --> 00:02:05,760
Speaker 3: It's probably worth hundreds of thousands, hundreds.

43
00:02:05,480 --> 00:02:06,080
Speaker 2: Of thousands now.

44
00:02:06,200 --> 00:02:09,280
Speaker 1: Yeah, And I'm torn on using the funds locked up

45
00:02:09,400 --> 00:02:12,080
Speaker 1: as they are because my dad drilled it into me

46
00:02:12,360 --> 00:02:15,160
Speaker 1: to leave them in and grow until I'm forty or something.

47
00:02:15,280 --> 00:02:15,440
Speaker 2: Now.

48
00:02:15,440 --> 00:02:16,400
Speaker 1: I don't talk much.

49
00:02:16,240 --> 00:02:16,840
Speaker 2: With my brother.

50
00:02:17,040 --> 00:02:20,000
Speaker 1: He said some stupid things to the family over the years,

51
00:02:20,080 --> 00:02:22,880
Speaker 1: and I didn't really grow up with him, so I'll

52
00:02:23,040 --> 00:02:25,520
Speaker 1: usually hear about his life comes to my dad. But

53
00:02:26,480 --> 00:02:31,040
Speaker 1: his new girlfriend works in law, and I've received a

54
00:02:31,240 --> 00:02:35,519
Speaker 1: formal letter from them both that the investments my grandmother

55
00:02:35,600 --> 00:02:38,320
Speaker 1: made were designed to be for the both of us,

56
00:02:38,720 --> 00:02:42,560
Speaker 1: not just me, and that his was only around fifteen

57
00:02:42,680 --> 00:02:45,720
Speaker 1: thousand dollars. The number is right, but mine was only

58
00:02:45,760 --> 00:02:48,480
Speaker 1: worth that at the time he spent it too. So

59
00:02:48,560 --> 00:02:51,880
Speaker 1: the kicker is they want half of the value of

60
00:02:51,919 --> 00:02:56,280
Speaker 1: my portfolio today, and his girlfriend has informed me if

61
00:02:56,320 --> 00:02:58,919
Speaker 1: I don't give them access, then the legal fees and

62
00:02:59,040 --> 00:03:02,440
Speaker 1: fines would up my half and I'd be left with nothing.

63
00:03:02,919 --> 00:03:05,640
Speaker 1: Wow can you ascule, dude?

64
00:03:05,840 --> 00:03:09,480
Speaker 3: What? Yes, that's so shitty. Yeah, I can't believe. The

65
00:03:09,520 --> 00:03:12,799
Speaker 3: girlfriend is like in on it too. Oh, Like she's

66
00:03:12,840 --> 00:03:15,360
Speaker 3: like ooh my. I mean they actually don't have a case, right,

67
00:03:15,400 --> 00:03:18,040
Speaker 3: because like they each got fifteen k. One of them

68
00:03:18,080 --> 00:03:20,280
Speaker 3: decided to just put it on brand new Honda and

69
00:03:20,320 --> 00:03:22,639
Speaker 3: the other decided to actually keep the investment.

70
00:03:22,880 --> 00:03:24,840
Speaker 2: Like what, there's literally nothing you can do.

71
00:03:24,960 --> 00:03:26,880
Speaker 1: Yeah, you both got to equal them out fifteen K

72
00:03:26,960 --> 00:03:28,880
Speaker 1: each and then if you spend.

73
00:03:28,639 --> 00:03:31,519
Speaker 2: It as done, Yeah, it's over. It's how money we're

74
00:03:31,680 --> 00:03:35,040
Speaker 2: titled to her half? Because I kind of want to calculate,

75
00:03:35,120 --> 00:03:36,320
Speaker 2: like how much that is worth?

76
00:03:36,360 --> 00:03:39,200
Speaker 1: Really quick said it was majority Apple stock. I can

77
00:03:39,240 --> 00:03:41,640
Speaker 1: guess he's twenty two now, which means he was born

78
00:03:41,680 --> 00:03:44,960
Speaker 1: in two thousand, gotten the stocks in two thousand and four. Okay,

79
00:03:45,000 --> 00:03:46,960
Speaker 1: so what is Apple stock in two thousand and four?

80
00:03:47,040 --> 00:03:48,520
Speaker 1: Thirty eight cents?

81
00:03:48,680 --> 00:03:52,119
Speaker 3: Apple stock was thirty eight cents in two thousand and four.

82
00:03:52,360 --> 00:03:55,200
Speaker 3: That means you would have forty four thousand, one hundred

83
00:03:55,240 --> 00:03:58,160
Speaker 3: and seventeen shares of Apple. And then what is Apple

84
00:03:58,200 --> 00:03:58,680
Speaker 3: worth right now?

85
00:03:58,760 --> 00:04:01,280
Speaker 1: It's one hundred and forty three dollar and seventy five cents.

86
00:04:01,560 --> 00:04:03,280
Speaker 2: Yo. Okay.

87
00:04:03,760 --> 00:04:07,640
Speaker 3: That fifteen thousand dollars that was invested in two thousand

88
00:04:07,680 --> 00:04:09,800
Speaker 3: and four is now worth.

89
00:04:09,920 --> 00:04:21,119
Speaker 2: Six point three million dollars. Oh oh my jo yo wow.

90
00:04:21,560 --> 00:04:25,240
Speaker 3: Right, that is absolutely I see why the brothers coming

91
00:04:25,320 --> 00:04:27,680
Speaker 3: after it, like, holy shit, im fucked up.

92
00:04:27,880 --> 00:04:28,480
Speaker 2: I have this.

93
00:04:30,360 --> 00:04:35,240
Speaker 1: And you have six point four million dollars invest kids invest.

94
00:04:35,040 --> 00:04:38,760
Speaker 2: Oh my gosh. Wow.

95
00:04:38,800 --> 00:04:42,360
Speaker 1: The dividends alone support a huge part of my life,

96
00:04:42,440 --> 00:04:46,720
Speaker 1: and they've saved me a few times. I can't imagine, dude,

97
00:04:46,760 --> 00:04:50,880
Speaker 1: I can't imagine the dividends of six point four million dollars.

98
00:04:51,080 --> 00:04:53,719
Speaker 1: If half of that disappeared, it had sent me back

99
00:04:53,760 --> 00:04:54,480
Speaker 1: a few years.

100
00:04:54,680 --> 00:04:59,120
Speaker 3: It probably would re tire. It probably would bro set

101
00:04:59,160 --> 00:05:02,159
Speaker 3: you back a few years. What having six million? Same

102
00:05:02,279 --> 00:05:06,039
Speaker 3: three dude. I need invest bro, we really need to

103
00:05:06,040 --> 00:05:09,160
Speaker 3: get That's why you should invest in. Yeah, hey, hey

104
00:05:09,480 --> 00:05:12,640
Speaker 3: the sponsor, come on, this is your moment. Perfect segment.

105
00:05:12,800 --> 00:05:13,040
Speaker 2: Now.

106
00:05:13,760 --> 00:05:16,359
Speaker 1: I know it sounds selfish, but I'm really used to

107
00:05:16,400 --> 00:05:18,920
Speaker 1: having the extra income to back me up when I've.

108
00:05:18,800 --> 00:05:21,360
Speaker 2: Wanted to move. It's your money.

109
00:05:21,640 --> 00:05:24,159
Speaker 1: I've lived in four states by my own choice, and

110
00:05:24,200 --> 00:05:27,200
Speaker 1: I want to move and taken more before I settle down.

111
00:05:27,560 --> 00:05:30,039
Speaker 1: If I ever do, how likely is it that they'll

112
00:05:30,080 --> 00:05:32,800
Speaker 1: win and leave me with nothing? As far as I know,

113
00:05:32,920 --> 00:05:36,760
Speaker 1: there was no paperwork or will, just my grandmother's word.

114
00:05:37,240 --> 00:05:41,160
Speaker 2: That sucks. That's bad. It sucks.

115
00:05:40,120 --> 00:05:43,760
Speaker 1: That's very bad, because then they can say, well, Grandma

116
00:05:43,839 --> 00:05:47,120
Speaker 1: told me that I can get half of whatever he has. Boom,

117
00:05:47,160 --> 00:05:49,360
Speaker 1: What can you say? My grandmother set up the bank

118
00:05:49,360 --> 00:05:51,719
Speaker 1: accounts for my brother and me at the same time

119
00:05:51,800 --> 00:05:54,880
Speaker 1: when my brother was nineteen, but she gave mine to

120
00:05:54,920 --> 00:05:57,440
Speaker 1: my dad, and my dad gave me my whole share

121
00:05:57,880 --> 00:06:00,920
Speaker 1: six years ago. For my share, I have all the logins,

122
00:06:00,920 --> 00:06:03,480
Speaker 1: the trading accounts, and bank accounts that are all in

123
00:06:03,520 --> 00:06:05,440
Speaker 1: my name, and the shares are solely in my name

124
00:06:05,480 --> 00:06:08,479
Speaker 1: as well. Should I find my own lawyer? And if

125
00:06:08,520 --> 00:06:10,960
Speaker 1: I need one, what kind do I need? I have

126
00:06:11,000 --> 00:06:13,279
Speaker 1: an account and I've used for years, but this doesn't

127
00:06:13,279 --> 00:06:16,159
Speaker 1: seem like an account's problem, but a law one. And

128
00:06:16,200 --> 00:06:19,240
Speaker 1: there's an update, mostly good news. I worked with my

129
00:06:19,320 --> 00:06:21,760
Speaker 1: dad and got my own lawyer. I got the timeline

130
00:06:21,800 --> 00:06:24,320
Speaker 1: of my shares wrong, but it comes out to the

131
00:06:24,360 --> 00:06:26,599
Speaker 1: same amount. What my brother and I inherited from my

132
00:06:26,640 --> 00:06:30,839
Speaker 1: grandmother was originally part of my grandfather's portfolio. He was

133
00:06:30,839 --> 00:06:33,159
Speaker 1: the one that was savvy with money. My grandmother looked

134
00:06:33,160 --> 00:06:35,680
Speaker 1: after it after he died, and she personally set up

135
00:06:35,680 --> 00:06:38,880
Speaker 1: my brother's account and gave him control of his portion.

136
00:06:39,120 --> 00:06:41,479
Speaker 1: She did not do the same with mine. Before she died.

137
00:06:41,600 --> 00:06:43,800
Speaker 1: I thought she had already set aside the accounts and

138
00:06:43,880 --> 00:06:45,480
Speaker 1: given up control before passing.

139
00:06:45,920 --> 00:06:48,960
Speaker 2: Instead, the shares were in her will.

140
00:06:48,920 --> 00:06:51,400
Speaker 1: And she left everything to my dad with the instruction

141
00:06:51,640 --> 00:06:54,560
Speaker 1: that we both received fifteen thousand dollars worth and I

142
00:06:54,720 --> 00:06:56,599
Speaker 1: get it when I'm old enough to take care of it,

143
00:06:56,720 --> 00:06:58,520
Speaker 1: and I get my portion when I'm old enough to

144
00:06:58,520 --> 00:07:01,240
Speaker 1: take care of it. She simply trusted my dad, and

145
00:07:01,320 --> 00:07:03,520
Speaker 1: my dad did the right thing and set up all

146
00:07:03,560 --> 00:07:06,160
Speaker 1: the accounts for me and gave me control six years ago.

147
00:07:06,360 --> 00:07:08,400
Speaker 1: My dad put some of his own shares in there

148
00:07:08,400 --> 00:07:10,400
Speaker 1: as well. For an extra leg up. My dad said

149
00:07:10,440 --> 00:07:12,800
Speaker 1: he chewed out my brother last year when he asked

150
00:07:12,800 --> 00:07:16,080
Speaker 1: my dad for money, and Dad had supported him several

151
00:07:16,160 --> 00:07:18,680
Speaker 1: times throughout the years and got to the point where

152
00:07:18,680 --> 00:07:21,520
Speaker 1: he'd had enough. My brother found out that I still

153
00:07:21,560 --> 00:07:23,840
Speaker 1: had my investments because my dad used me as an

154
00:07:23,880 --> 00:07:26,920
Speaker 1: example of how he should handle his money. So Dad

155
00:07:26,960 --> 00:07:30,640
Speaker 1: accidentally ratted him out, and then he started this whole

156
00:07:30,680 --> 00:07:31,640
Speaker 1: scheme to like.

157
00:07:32,080 --> 00:07:34,520
Speaker 2: Come after him. Wow. Crazy.

158
00:07:34,640 --> 00:07:37,800
Speaker 1: According to all the info, my lawyer tells me, I'm

159
00:07:37,880 --> 00:07:40,680
Speaker 1: in the clear, woo hey, and we won't even get

160
00:07:40,680 --> 00:07:43,720
Speaker 1: to court because my brother's girlfriend was only a legal

161
00:07:43,800 --> 00:07:49,560
Speaker 1: secretary yo. I say was because the firm she worked

162
00:07:49,600 --> 00:07:52,440
Speaker 1: for apologized and informed my lawyer.

163
00:07:52,520 --> 00:07:54,280
Speaker 2: She was terminated immediately.

164
00:07:55,240 --> 00:07:58,720
Speaker 1: So not only is it like completely just for nothing,

165
00:07:59,080 --> 00:08:00,360
Speaker 1: she even got funired.

166
00:08:01,000 --> 00:08:04,360
Speaker 2: Wow, dude, totally life here.

167
00:08:04,520 --> 00:08:07,120
Speaker 1: The letter I received from them had edited to put

168
00:08:07,160 --> 00:08:09,720
Speaker 1: her name in a position higher up than it should

169
00:08:09,720 --> 00:08:12,640
Speaker 1: have been, and some contact info that had been changed.

170
00:08:12,800 --> 00:08:15,320
Speaker 1: A week after she was fired, my brother visited me

171
00:08:15,800 --> 00:08:19,200
Speaker 1: begging for money. His girlfriend is in serious debt and

172
00:08:19,240 --> 00:08:22,600
Speaker 1: took a chance on scamming cash for me and lost.

173
00:08:23,040 --> 00:08:25,600
Speaker 1: I feel awful rejecting my own brother over and over.

174
00:08:25,920 --> 00:08:28,400
Speaker 1: And if he hadn't involved his girlfriend needing the amount

175
00:08:28,480 --> 00:08:32,079
Speaker 1: of money well into five figures, I would have given

176
00:08:32,120 --> 00:08:34,720
Speaker 1: him some money. The next morning I found all my

177
00:08:34,880 --> 00:08:36,120
Speaker 1: tires had been slashed.

178
00:08:36,360 --> 00:08:37,040
Speaker 2: Screw him.

179
00:08:37,280 --> 00:08:40,920
Speaker 3: I don't feel bad anymore. He Oh my god, this

180
00:08:41,080 --> 00:08:45,600
Speaker 3: brother sucks. Slash all our tires. That's how, that's how,

181
00:08:45,600 --> 00:08:48,920
Speaker 3: you know? Like he clearly just like his care. He

182
00:08:48,960 --> 00:08:49,439
Speaker 3: doesn't care.

183
00:08:49,520 --> 00:08:53,240
Speaker 1: He's he's living a completely irresponsible life, and he just

184
00:08:53,400 --> 00:08:54,839
Speaker 1: he just is selfish and just.

185
00:08:54,760 --> 00:08:56,679
Speaker 2: Wants what he and he thinks any thinks everyone will

186
00:08:56,679 --> 00:08:57,240
Speaker 2: pick up the slack.

187
00:08:58,080 --> 00:09:02,960
Speaker 3: Wow, that was crazy. Damn fuck. I'm still blown away

188
00:09:02,960 --> 00:09:07,280
Speaker 3: on the apple Stock thing. Invested apple Man absolutely insane.

189
00:09:07,720 --> 00:09:09,600
Speaker 1: If you like this story, check out this one where

190
00:09:09,640 --> 00:09:12,240
Speaker 1: the dad tries to get his own child's inheritance.

191
00:09:12,720 --> 00:09:13,760
Speaker 2: Nah, good luck, Nope,