1 00:00:00,080 --> 00:00:02,760 Speaker 1: Welcome to How the Money. I'm Joel and I am Matt, 2 00:00:02,920 --> 00:00:05,720 Speaker 1: and today we're letting the world know that we're moving 3 00:00:06,200 --> 00:00:08,360 Speaker 1: and we're gonna give our advice for finding a great 4 00:00:08,360 --> 00:00:30,480 Speaker 1: place to live. I never thought I would utter these words, Joel, 5 00:00:30,560 --> 00:00:33,440 Speaker 1: but we are moving. So we've we've told our our family. 6 00:00:33,479 --> 00:00:35,640 Speaker 1: Of course, they've known as we've kind of been going 7 00:00:35,640 --> 00:00:38,320 Speaker 1: through this process, are closer friends, they know, told all 8 00:00:38,320 --> 00:00:41,199 Speaker 1: our neighbors now, but it truly hasn't Like I think 9 00:00:41,240 --> 00:00:44,960 Speaker 1: I'm realizing that it feels real now that we're talking 10 00:00:45,000 --> 00:00:47,560 Speaker 1: about it here on the podcast. Podcast not legit, and 11 00:00:47,640 --> 00:00:50,320 Speaker 1: so we talk about it on the show, and yeah, 12 00:00:50,360 --> 00:00:52,680 Speaker 1: the fact is we are moving. But with that both 13 00:00:52,680 --> 00:00:54,560 Speaker 1: of our families, both of our families, so that's at 14 00:00:54,560 --> 00:00:58,160 Speaker 1: the same time. That's the craziest heart no surprise. This 15 00:00:58,200 --> 00:00:59,760 Speaker 1: has been something that's been in the works, by the way, 16 00:00:59,800 --> 00:01:01,680 Speaker 1: for or for months and months and months, and it's 17 00:01:01,720 --> 00:01:04,080 Speaker 1: something that Matt and I we've been talking about, our 18 00:01:04,080 --> 00:01:06,280 Speaker 1: families have been discussing together. We've been we call them 19 00:01:06,360 --> 00:01:09,360 Speaker 1: family meetings. You and Emily, when you'll sit down with 20 00:01:09,400 --> 00:01:10,560 Speaker 1: me and Kate and we kind of have some of 21 00:01:10,560 --> 00:01:12,600 Speaker 1: these conversations trying to figure out what our lives are 22 00:01:12,640 --> 00:01:14,520 Speaker 1: gonna look like in the future. And yeah, we we 23 00:01:14,600 --> 00:01:16,959 Speaker 1: have arrived to this point, and I'm really excited to 24 00:01:17,080 --> 00:01:20,480 Speaker 1: talk about us personally, what we're doing, what we're going 25 00:01:20,520 --> 00:01:22,640 Speaker 1: to be up to, but also for our listeners. What 26 00:01:22,680 --> 00:01:24,880 Speaker 1: we realized was that this is a great opportunity for 27 00:01:24,959 --> 00:01:27,559 Speaker 1: us to talk about moving and so discuss the many 28 00:01:27,680 --> 00:01:29,640 Speaker 1: factors that you need to keep in mind when it 29 00:01:29,680 --> 00:01:32,200 Speaker 1: comes time to uproot and move your fing So this 30 00:01:32,280 --> 00:01:34,880 Speaker 1: will be a somewhat personal episode as we talk about 31 00:01:34,880 --> 00:01:38,400 Speaker 1: our own progression in this direction to leaving a neighborhood 32 00:01:38,400 --> 00:01:40,120 Speaker 1: that we love, that we really do love. That's a 33 00:01:40,200 --> 00:01:42,400 Speaker 1: sad part, yeah, because I think anybody who's listening is 34 00:01:42,400 --> 00:01:43,880 Speaker 1: like if you have you listening for any amount of time, 35 00:01:43,880 --> 00:01:45,440 Speaker 1: like Matt ji'l always talk about how they love the 36 00:01:45,800 --> 00:01:47,880 Speaker 1: talk about how your neighborhoods like Mayberry and yeah, it's 37 00:01:47,920 --> 00:01:50,120 Speaker 1: like perfect and in a lot of ways true, it's 38 00:01:50,120 --> 00:01:54,920 Speaker 1: incredibly idyllic. That's why we're certainly sad. But honestly, by 39 00:01:54,960 --> 00:01:57,320 Speaker 1: this point in time, we we've sort of cycled through 40 00:01:57,680 --> 00:02:00,480 Speaker 1: the stages of grief. We have kind of through some 41 00:02:00,520 --> 00:02:02,800 Speaker 1: of this the sadder weeks. But our family at this 42 00:02:02,840 --> 00:02:06,000 Speaker 1: point is so pumped. We're so excited for what lies ahead. 43 00:02:06,000 --> 00:02:08,040 Speaker 1: So I am looking forward to talking about that today. 44 00:02:08,120 --> 00:02:10,240 Speaker 1: At times in this process, I was like, who am 45 00:02:10,280 --> 00:02:12,000 Speaker 1: I? I I feel like I'm losing a sense of my identity. 46 00:02:12,000 --> 00:02:14,480 Speaker 1: We've been in this neighborhood for for thirteen plus years. 47 00:02:14,480 --> 00:02:16,360 Speaker 1: We've made a lot, We've got deep roots, like so 48 00:02:16,400 --> 00:02:19,079 Speaker 1: many connections, like Derek zu Lander looking into the puddle, yes, 49 00:02:19,639 --> 00:02:22,520 Speaker 1: my god, And so I am kind of looking up 50 00:02:22,520 --> 00:02:24,720 Speaker 1: looking around, and I'm like, what is going on? But 51 00:02:24,760 --> 00:02:26,240 Speaker 1: there are a lot of factors, like you'll find out 52 00:02:26,280 --> 00:02:28,639 Speaker 1: in this episode that led to this decision. We will 53 00:02:28,720 --> 00:02:31,080 Speaker 1: discuss more. That's right, man, you have a quick hobby 54 00:02:31,120 --> 00:02:32,519 Speaker 1: you want I wanted to share with you. Yeah. I 55 00:02:32,560 --> 00:02:35,080 Speaker 1: haven't told you what specifically this is, but have you 56 00:02:35,120 --> 00:02:40,080 Speaker 1: heard of magnet fishing before? This is something that the 57 00:02:40,120 --> 00:02:42,920 Speaker 1: algorithm fed to me because they know that this is 58 00:02:42,919 --> 00:02:44,880 Speaker 1: the kind of thing I'm into. Say the past, we've 59 00:02:44,919 --> 00:02:47,079 Speaker 1: talked about how I've kind of got an old soul 60 00:02:47,160 --> 00:02:49,160 Speaker 1: and that pretty soon you're going to find me on 61 00:02:49,200 --> 00:02:52,800 Speaker 1: the beach during vacation with the metal detective sweeping you know, 62 00:02:52,880 --> 00:02:56,880 Speaker 1: combing for lost jewels and other potential treasures. Well, I 63 00:02:56,880 --> 00:02:59,480 Speaker 1: came across this thing called magnet fishing, and it's basically 64 00:02:59,560 --> 00:03:02,440 Speaker 1: what it is. It's like this giant, super strong magnet. 65 00:03:02,480 --> 00:03:04,960 Speaker 1: It's like this I don't know, like picture of hockey puck, 66 00:03:05,000 --> 00:03:06,920 Speaker 1: maybe even bigger. But it's got a like a metal 67 00:03:06,960 --> 00:03:08,640 Speaker 1: loop on it, and you tie a rope around it, 68 00:03:09,040 --> 00:03:10,840 Speaker 1: and h typically, you throw it like in a river 69 00:03:11,000 --> 00:03:12,520 Speaker 1: or a lake or something like that. You just kind 70 00:03:12,560 --> 00:03:14,160 Speaker 1: of cast it out there and you drag it back 71 00:03:14,200 --> 00:03:17,720 Speaker 1: to you and you see what cool stuff it's in 72 00:03:17,760 --> 00:03:20,240 Speaker 1: the lake. Uh, but you have not done this yet. 73 00:03:20,240 --> 00:03:22,040 Speaker 1: I'm guessing I have not yet done it. But I 74 00:03:22,080 --> 00:03:24,240 Speaker 1: am this close to buying one of those magnets there. 75 00:03:24,280 --> 00:03:27,320 Speaker 1: They're not that expensive. But specifically in mind, instead of 76 00:03:27,720 --> 00:03:30,400 Speaker 1: walking on the beach with under the hot blazing sun 77 00:03:30,480 --> 00:03:35,160 Speaker 1: with a metal detector, I'm picturing, okay, or just like 78 00:03:35,200 --> 00:03:36,920 Speaker 1: waiting out into the water and kind of throwing it 79 00:03:36,920 --> 00:03:38,760 Speaker 1: out there. You get to stay cool because you got 80 00:03:38,760 --> 00:03:41,560 Speaker 1: the waves washing over you, even if you're like out 81 00:03:41,600 --> 00:03:43,640 Speaker 1: there with the kids. I'm picturing myself being able to 82 00:03:43,680 --> 00:03:46,520 Speaker 1: tie it around my waist and as we slowly as 83 00:03:46,520 --> 00:03:48,600 Speaker 1: the current kind of pushes us down the beach. My 84 00:03:48,640 --> 00:03:51,520 Speaker 1: super strong magnet's just looking for like lost watches or 85 00:03:51,840 --> 00:03:55,840 Speaker 1: jewelry or sunglasses, just whatever might be slightly buried in 86 00:03:55,880 --> 00:03:58,400 Speaker 1: the sand there. How cool is that? It's it's interesting, 87 00:03:58,440 --> 00:04:00,720 Speaker 1: that's right, right, that's for sure. I'm call you Magneto. 88 00:04:01,080 --> 00:04:03,720 Speaker 1: That will totally be my magnet fishing name. I'm super 89 00:04:04,080 --> 00:04:06,240 Speaker 1: excited about the idea. I'm not totally sure actually how 90 00:04:06,240 --> 00:04:08,120 Speaker 1: it works, if it works well at the beach, but 91 00:04:08,120 --> 00:04:10,520 Speaker 1: there are folks out there and they've got accounts dedicated 92 00:04:10,520 --> 00:04:13,640 Speaker 1: to this, and folks have found everything from like, yeah, 93 00:04:13,760 --> 00:04:16,080 Speaker 1: jewelry to safe that that have been thrown into rivers, 94 00:04:16,080 --> 00:04:19,039 Speaker 1: to like rusty bikes to tools, sunglasses, all sorts of 95 00:04:19,080 --> 00:04:22,040 Speaker 1: crazy stuff. Uh, and so I don't know, I'm fascinated 96 00:04:22,040 --> 00:04:25,120 Speaker 1: by the idea of kind of scavenging with the potential 97 00:04:25,560 --> 00:04:28,160 Speaker 1: to possibly earn a little money on the side. Okay, well, 98 00:04:28,200 --> 00:04:31,080 Speaker 1: any hobby that allows you to actually potentially make some 99 00:04:31,120 --> 00:04:33,479 Speaker 1: money at the same time. It's almost like that, like 100 00:04:33,520 --> 00:04:35,360 Speaker 1: it's like a passive hobby for yea, you know, it's 101 00:04:35,360 --> 00:04:37,320 Speaker 1: just kind of like you have to be super dedicated 102 00:04:37,360 --> 00:04:39,480 Speaker 1: to It's He's like, let me tossed a few. It's 103 00:04:39,480 --> 00:04:41,039 Speaker 1: sort of like fishing. You don't have to be completely 104 00:04:41,080 --> 00:04:43,880 Speaker 1: dedicated to maybe enjoy the process. We'll try it out 105 00:04:43,880 --> 00:04:45,840 Speaker 1: this summer. Let us know how it goes. Well, I'm curious. 106 00:04:45,839 --> 00:04:47,359 Speaker 1: The first beach trip is going to be ours, and 107 00:04:47,400 --> 00:04:49,440 Speaker 1: so you'll see I mean, if I do this, and 108 00:04:49,480 --> 00:04:52,400 Speaker 1: we will absolutely post pictures. All right, I'm very intrigued. 109 00:04:52,440 --> 00:04:54,200 Speaker 1: Everyone wants to see that. And I will say, if 110 00:04:54,240 --> 00:04:56,440 Speaker 1: you're listening and this is something you've tried, let me 111 00:04:56,440 --> 00:05:00,480 Speaker 1: know your tips, because I'm a total nube. All right. Well, yeah, 112 00:05:00,520 --> 00:05:01,960 Speaker 1: you can always reach out to us how the Money 113 00:05:01,960 --> 00:05:04,240 Speaker 1: Pod at gmail dot com. But Matt, let's mention the 114 00:05:04,240 --> 00:05:06,440 Speaker 1: beer we're having on this episode. This is called Stuck 115 00:05:06,480 --> 00:05:09,800 Speaker 1: Ease Pecan log role by Wild Heaven. I said pecan. 116 00:05:10,279 --> 00:05:12,919 Speaker 1: You can say pecan. I don't know. In the South 117 00:05:13,240 --> 00:05:15,120 Speaker 1: it's peak and pecan, and the South, if you're a 118 00:05:15,120 --> 00:05:17,560 Speaker 1: Southerner it's pecans. I think I did like very Yankee. 119 00:05:17,600 --> 00:05:20,640 Speaker 1: It's I did somewhere in the middle on that pronunciation. 120 00:05:21,120 --> 00:05:23,000 Speaker 1: But we'll give our thoughts on on this one. You're 121 00:05:23,000 --> 00:05:24,760 Speaker 1: always living life in the gray. I am at the 122 00:05:24,839 --> 00:05:27,280 Speaker 1: end of the episode. But let's get onto the topic 123 00:05:27,279 --> 00:05:29,080 Speaker 1: at hand. We are talking about the fact that we're moving. 124 00:05:29,080 --> 00:05:31,960 Speaker 1: We're talking about how we decided to do that and 125 00:05:31,960 --> 00:05:34,520 Speaker 1: and how you can find a great place to live. Matt. 126 00:05:35,200 --> 00:05:37,560 Speaker 1: For some reason, this made me think of those progressive 127 00:05:37,600 --> 00:05:41,040 Speaker 1: commercials where that that doctor is trying to prevent people 128 00:05:41,040 --> 00:05:42,960 Speaker 1: from becoming like their parents. Have you seen those? Yes, 129 00:05:43,240 --> 00:05:45,960 Speaker 1: they're pretty funny. They're pretty funny, and I think that's 130 00:05:46,440 --> 00:05:48,919 Speaker 1: that's exactly sort of a great way to talk about moving, 131 00:05:49,680 --> 00:05:52,440 Speaker 1: specifically to the burbs. Yeah, and so we are moving 132 00:05:52,520 --> 00:05:56,200 Speaker 1: to the burbs. And as kids growing up, there were 133 00:05:56,200 --> 00:05:57,760 Speaker 1: things I was like, I'm never going to be like 134 00:05:57,760 --> 00:05:59,920 Speaker 1: my parents in this way or that way. Whether it 135 00:06:00,320 --> 00:06:04,120 Speaker 1: was the way that they didn't explain, maybe the reasoning 136 00:06:04,120 --> 00:06:06,000 Speaker 1: behind the decision they were making and they just said 137 00:06:06,520 --> 00:06:09,279 Speaker 1: because I said so, or maybe it was like the 138 00:06:09,279 --> 00:06:10,880 Speaker 1: way they dressed or the way they decided to do 139 00:06:10,960 --> 00:06:12,440 Speaker 1: certain things. It was like, I'm not gonna be like 140 00:06:12,480 --> 00:06:14,279 Speaker 1: my parents in that way, Like I'm never gonna wear 141 00:06:14,279 --> 00:06:17,000 Speaker 1: socks with sandals. Look at you today, just my uncle 142 00:06:17,000 --> 00:06:20,320 Speaker 1: and not my dad. But yes, actually I might actually 143 00:06:20,320 --> 00:06:23,360 Speaker 1: wear socks about sandals. My daughter does. Was this close 144 00:06:23,400 --> 00:06:24,920 Speaker 1: to doing it during date night the other week, but 145 00:06:25,000 --> 00:06:27,520 Speaker 1: Kate talked me out of it. Yeah, well it was wise. 146 00:06:27,560 --> 00:06:29,200 Speaker 1: I was getting ready to make a statement, all right. So, 147 00:06:29,360 --> 00:06:32,080 Speaker 1: uh so we're talking about how for for so many 148 00:06:32,120 --> 00:06:34,520 Speaker 1: of us as we get older and we end up 149 00:06:34,560 --> 00:06:36,279 Speaker 1: adopting some of those things that are that we said 150 00:06:36,279 --> 00:06:39,080 Speaker 1: we never would do. Right. I tell my kids to 151 00:06:39,120 --> 00:06:41,520 Speaker 1: do things just because I said so, And that's something 152 00:06:41,560 --> 00:06:43,839 Speaker 1: I said I would never do. So I am now 153 00:06:43,920 --> 00:06:46,240 Speaker 1: a fraud, I'm a phony. But yeah, as it turns out, 154 00:06:46,520 --> 00:06:48,680 Speaker 1: what we're talking about today, we're talking about taking page 155 00:06:48,720 --> 00:06:50,760 Speaker 1: maybe out of our parents playbook to a certain degree, 156 00:06:50,880 --> 00:06:52,800 Speaker 1: you know, doing something we said we never do. And 157 00:06:52,839 --> 00:06:54,760 Speaker 1: we'll talk about some reasons for that as well as 158 00:06:54,760 --> 00:06:57,320 Speaker 1: hopefully just some helpful ways to think about where you 159 00:06:57,400 --> 00:06:59,000 Speaker 1: might want to live. On the show today, we're gonna 160 00:06:59,000 --> 00:07:00,960 Speaker 1: list a number of factors and kind of push you 161 00:07:01,000 --> 00:07:04,240 Speaker 1: towards developing a system for how you think about where 162 00:07:04,360 --> 00:07:06,920 Speaker 1: you're going to like live and raise your family and 163 00:07:07,040 --> 00:07:09,600 Speaker 1: exist for a period of time. It doesn't have to 164 00:07:09,600 --> 00:07:11,560 Speaker 1: be forever, but we want to make sure that we're 165 00:07:11,560 --> 00:07:13,840 Speaker 1: thinking about where we live thoughtfully. That's right. Yeah, And 166 00:07:13,880 --> 00:07:15,880 Speaker 1: aside from the fact that this is a topic that 167 00:07:16,000 --> 00:07:18,760 Speaker 1: is incredibly relevant for us these days. We wanted to 168 00:07:18,800 --> 00:07:21,080 Speaker 1: talk about choosing the right place to live because this 169 00:07:21,160 --> 00:07:24,200 Speaker 1: is a huge decision that's going to have massive ripple 170 00:07:24,200 --> 00:07:27,720 Speaker 1: effects in virtually every every area of your life. But 171 00:07:27,760 --> 00:07:30,240 Speaker 1: the fact is, for virtually everyone listening to this episode, 172 00:07:30,480 --> 00:07:33,880 Speaker 1: the cost of housing is likely your number one line 173 00:07:33,880 --> 00:07:35,960 Speaker 1: item on your budget. Uh. This is one of the 174 00:07:35,960 --> 00:07:38,760 Speaker 1: reasons we like house hacking so much, right. Uh, the 175 00:07:38,800 --> 00:07:41,600 Speaker 1: ability to take a top expense and pull like a 176 00:07:41,720 --> 00:07:43,160 Speaker 1: jiu jitsu move on it and all of a sudden 177 00:07:43,160 --> 00:07:44,880 Speaker 1: flip it on its head and it's making you money. 178 00:07:44,880 --> 00:07:47,640 Speaker 1: It's why we love that strategy so much, because putting 179 00:07:47,680 --> 00:07:50,840 Speaker 1: a roof over your head is incredibly expensive. And then 180 00:07:50,920 --> 00:07:53,680 Speaker 1: in addition to that, we've got this insane housing market 181 00:07:53,760 --> 00:07:57,520 Speaker 1: with the astronomical run up in housing prices over the 182 00:07:57,520 --> 00:07:59,600 Speaker 1: past eighteen months or so, and then on top of that, 183 00:08:00,040 --> 00:08:04,000 Speaker 1: ortgage rates they have shot into the stratosphere, just complicating 184 00:08:04,000 --> 00:08:06,400 Speaker 1: the decision even more. And so I believe that's it's 185 00:08:06,400 --> 00:08:08,840 Speaker 1: only appropriate for us to tackle this topic today. Yeah, 186 00:08:08,840 --> 00:08:11,560 Speaker 1: so we'll talk about the money considerations, of course, because 187 00:08:11,840 --> 00:08:14,360 Speaker 1: we're out of money. That you should be making before 188 00:08:14,360 --> 00:08:17,080 Speaker 1: you uproot yourself and you move somewhere new. But we'll 189 00:08:17,080 --> 00:08:19,520 Speaker 1: we'll go beyond that. We'll talk about how where you 190 00:08:19,560 --> 00:08:22,320 Speaker 1: live ends up impacting your quality of life too, because 191 00:08:22,360 --> 00:08:24,400 Speaker 1: at the end of the day, right, the entire purpose 192 00:08:24,760 --> 00:08:28,080 Speaker 1: of our show is not purely to focus on financials, 193 00:08:28,120 --> 00:08:30,040 Speaker 1: but it's how but it's how your money can impact 194 00:08:30,080 --> 00:08:32,280 Speaker 1: your quality of life too. And so because at the 195 00:08:32,360 --> 00:08:34,480 Speaker 1: end of the day, the entire purpose of our show 196 00:08:34,600 --> 00:08:37,200 Speaker 1: is is to help you achieve the goals live the 197 00:08:37,200 --> 00:08:39,240 Speaker 1: life you want to lead, and money is obviously a 198 00:08:39,240 --> 00:08:41,640 Speaker 1: big part of that. Earning more, investing as much as 199 00:08:41,640 --> 00:08:43,760 Speaker 1: you can, spending less. These are these are just the 200 00:08:43,800 --> 00:08:46,000 Speaker 1: tools and strategies that are going to allow you to 201 00:08:46,040 --> 00:08:50,640 Speaker 1: reach higher degrees of financial freedom. Ultimately, that's not what 202 00:08:50,760 --> 00:08:52,880 Speaker 1: life is all about, though, right having the most money 203 00:08:52,880 --> 00:08:54,840 Speaker 1: in the bank account, you know, how you spend your time, 204 00:08:55,120 --> 00:08:58,000 Speaker 1: the people and the environment you surround yourself in, Uh, 205 00:08:58,080 --> 00:09:01,040 Speaker 1: that the experience you're able to participate in. That that 206 00:09:01,200 --> 00:09:03,760 Speaker 1: is what makes life special. And so, yeah, what it 207 00:09:03,880 --> 00:09:06,040 Speaker 1: is that you choose to value, that's up to you. 208 00:09:06,280 --> 00:09:08,120 Speaker 1: But we're hoping to give you some good thoughts on 209 00:09:08,360 --> 00:09:10,559 Speaker 1: how to go about evaluating where you want to live. 210 00:09:10,760 --> 00:09:13,320 Speaker 1: We're all going to come down, uh, in different places 211 00:09:13,520 --> 00:09:16,839 Speaker 1: based on this methodology. Not everyone prioritizes the same things 212 00:09:17,120 --> 00:09:20,680 Speaker 1: the same way. Not everybody prioritizes craft beer like that's right, Yeah, 213 00:09:20,760 --> 00:09:23,400 Speaker 1: how close are you to a few great breweries that 214 00:09:23,480 --> 00:09:25,120 Speaker 1: might be important on Matt and I scale, but maybe 215 00:09:25,120 --> 00:09:26,640 Speaker 1: not as much on yours. Yeah, And this is a 216 00:09:26,679 --> 00:09:28,320 Speaker 1: topic that has likely been on the minds of a 217 00:09:28,320 --> 00:09:31,120 Speaker 1: lot of people over the past couple of years. Specifically, 218 00:09:31,440 --> 00:09:33,880 Speaker 1: you know, like like many folks who had never considered 219 00:09:34,160 --> 00:09:37,160 Speaker 1: moving to Montana or to Idaho, they suddenly found themselves 220 00:09:37,240 --> 00:09:40,360 Speaker 1: dreaming of a different kind of life. Some folks want 221 00:09:40,400 --> 00:09:42,520 Speaker 1: that big sky country seriously. Yeah, Yeah, I think there 222 00:09:42,520 --> 00:09:45,320 Speaker 1: are a lot of folks who absolutely loved living in 223 00:09:45,360 --> 00:09:48,600 Speaker 1: a dense urban locale. They decided that it wasn't what 224 00:09:48,640 --> 00:09:52,520 Speaker 1: they wanted anymore. We're seeing some some seismic shifts and 225 00:09:52,559 --> 00:09:55,280 Speaker 1: how and where it is that people want to live, 226 00:09:55,840 --> 00:09:59,959 Speaker 1: largely in response to the pandemic and just this repriorities 227 00:10:00,040 --> 00:10:02,720 Speaker 1: nation that has taken place in our lives. And I 228 00:10:02,760 --> 00:10:05,520 Speaker 1: think we definitely fall into that camp. But a lot 229 00:10:05,600 --> 00:10:08,000 Speaker 1: of rural towns are are seeing an influx of folks 230 00:10:08,080 --> 00:10:09,760 Speaker 1: who are looking to change things up. They're looking to 231 00:10:09,760 --> 00:10:12,160 Speaker 1: lower the cost of living. So it's top of mind 232 00:10:12,160 --> 00:10:14,400 Speaker 1: for sure. That is another reason that we wanted to 233 00:10:14,400 --> 00:10:16,720 Speaker 1: talk about this today. Yeah, it's been interesting to see 234 00:10:16,720 --> 00:10:19,079 Speaker 1: where people are moving because you're right, Idaho, Montana or 235 00:10:19,120 --> 00:10:21,240 Speaker 1: high on that list, but even small towns that are 236 00:10:21,280 --> 00:10:23,080 Speaker 1: like an hour and a half outside of Nashville that 237 00:10:23,160 --> 00:10:25,680 Speaker 1: you would never have expect is on the radar of 238 00:10:26,120 --> 00:10:28,640 Speaker 1: a young millennial or gen Z or like those. Those 239 00:10:28,760 --> 00:10:31,040 Speaker 1: Some of those towns are popping too, and largely because 240 00:10:31,360 --> 00:10:34,400 Speaker 1: the work from any Anywhere climate has created a surge 241 00:10:34,440 --> 00:10:36,920 Speaker 1: of interest in cheap living in some of these small 242 00:10:36,960 --> 00:10:39,080 Speaker 1: towns that are close enough to the big city but 243 00:10:39,160 --> 00:10:41,760 Speaker 1: still have a lot of natural beauty to offer. And 244 00:10:41,800 --> 00:10:43,439 Speaker 1: so we're gonna talk about this in a holistic way. 245 00:10:43,480 --> 00:10:46,160 Speaker 1: We'll share the different reasons when a move makes sense, 246 00:10:46,240 --> 00:10:48,560 Speaker 1: as well as how to do it affordably. Matt, there's 247 00:10:48,559 --> 00:10:50,760 Speaker 1: a bunch of rip offs that that can and do 248 00:10:50,840 --> 00:10:52,840 Speaker 1: happen in the moving industry. We're gonna cover those later, 249 00:10:53,000 --> 00:10:55,920 Speaker 1: how people can make sure they don't fall victim. But 250 00:10:56,240 --> 00:10:58,760 Speaker 1: really we're gonna talk about is developing a system when 251 00:10:58,800 --> 00:11:01,440 Speaker 1: it comes to choosing where you're going to live. You know, 252 00:11:01,480 --> 00:11:03,760 Speaker 1: it's a good thing to have an idea about what 253 00:11:03,840 --> 00:11:06,080 Speaker 1: region of the country you'd like to live in, even 254 00:11:06,120 --> 00:11:09,079 Speaker 1: a specific city, but then zeroing in on a few 255 00:11:09,120 --> 00:11:12,400 Speaker 1: neighborhoods where you'll start house hunting. That's a solid tactic 256 00:11:12,400 --> 00:11:14,880 Speaker 1: whether you're renting or buying, and if you're moving to 257 00:11:14,920 --> 00:11:17,679 Speaker 1: a completely new place. You know, we always always recommend 258 00:11:17,800 --> 00:11:20,680 Speaker 1: running for at least six months. This really helps you 259 00:11:20,679 --> 00:11:23,800 Speaker 1: get a feel for the specific location where you prefer 260 00:11:23,920 --> 00:11:26,719 Speaker 1: to live. You know, just in that brief period of exploration, 261 00:11:26,760 --> 00:11:29,839 Speaker 1: you're gonna find maybe even down to a specific street 262 00:11:29,920 --> 00:11:33,640 Speaker 1: level or small neighborhood where you exactly want to be 263 00:11:33,679 --> 00:11:35,560 Speaker 1: the best place for you and your family. There's a 264 00:11:35,559 --> 00:11:37,640 Speaker 1: lot to consider, obviously, but we're gonna try to break 265 00:11:37,679 --> 00:11:39,680 Speaker 1: it down to the high points, like the most important 266 00:11:39,720 --> 00:11:41,520 Speaker 1: things that should that should be on your radar as 267 00:11:41,559 --> 00:11:43,200 Speaker 1: you're kind of thinking about where you want to live. 268 00:11:43,400 --> 00:11:45,400 Speaker 1: That's right, and they're definitely the factors that went through 269 00:11:45,440 --> 00:11:47,960 Speaker 1: our minds as we you know, ran this decision through 270 00:11:47,960 --> 00:11:51,719 Speaker 1: the gauntlets of our of our decision making process, um 271 00:11:51,880 --> 00:11:53,640 Speaker 1: and so this wouldn't be how the money, of course, 272 00:11:53,640 --> 00:11:55,720 Speaker 1: if we didn't consider the financial implications. So let's kick 273 00:11:55,760 --> 00:11:58,120 Speaker 1: it off. We got to mention that one of the 274 00:11:58,160 --> 00:12:01,520 Speaker 1: ways that you might narrow in on a specific group 275 00:12:01,520 --> 00:12:04,040 Speaker 1: of states or even cities is to consider the cost 276 00:12:04,080 --> 00:12:07,160 Speaker 1: of living. Most folks know that it's it's likely going 277 00:12:07,240 --> 00:12:10,000 Speaker 1: to cost a lot more to live in California than 278 00:12:10,240 --> 00:12:13,320 Speaker 1: Alabama or Mississippi. But you should dig into the numbers 279 00:12:13,559 --> 00:12:16,200 Speaker 1: and see what the cost of living looks like in 280 00:12:16,320 --> 00:12:19,920 Speaker 1: specific cities or towns even within that state. Seen in money, 281 00:12:19,960 --> 00:12:23,240 Speaker 1: they actually have a great cost of living calculator that 282 00:12:23,280 --> 00:12:26,080 Speaker 1: will help you to see how much more or honestly 283 00:12:26,160 --> 00:12:29,720 Speaker 1: even how much less everything will cost in specific cities. 284 00:12:29,840 --> 00:12:31,640 Speaker 1: Will make sure to link to that in our show notes. 285 00:12:31,800 --> 00:12:33,480 Speaker 1: But as a general rule of FuMB, you can always 286 00:12:33,520 --> 00:12:36,840 Speaker 1: count on the cost of living being higher in more 287 00:12:36,960 --> 00:12:40,560 Speaker 1: urban and more metropolitan areas versus more rural areas out 288 00:12:40,559 --> 00:12:42,360 Speaker 1: in the country. Yeah, so let's keep talking about the 289 00:12:42,559 --> 00:12:45,120 Speaker 1: money portion matt of how you make a decision, because 290 00:12:45,160 --> 00:12:47,120 Speaker 1: you have cost of living is huge part of what 291 00:12:47,240 --> 00:12:49,920 Speaker 1: influences the cost of living is how much you're gonna 292 00:12:49,920 --> 00:12:52,640 Speaker 1: pay in taxes and you know, obviously it would be 293 00:12:52,840 --> 00:12:56,920 Speaker 1: ridiculous to solely base your decision around where you move 294 00:12:57,000 --> 00:12:58,840 Speaker 1: based on taxes. It sounds like something Matt and Joel 295 00:12:58,840 --> 00:13:01,679 Speaker 1: would do. No, it doesn't at all. Actually, I think 296 00:13:01,679 --> 00:13:03,640 Speaker 1: some people might pigeon holes, and I think they get 297 00:13:03,720 --> 00:13:05,959 Speaker 1: like that might be like the knee jerk reaction. But 298 00:13:06,080 --> 00:13:08,400 Speaker 1: we truly are thinking about so much more than just 299 00:13:08,440 --> 00:13:10,520 Speaker 1: the cost of living, even though that is something that 300 00:13:10,600 --> 00:13:12,920 Speaker 1: is sway our decisions slightly. For sure, we're gonna save 301 00:13:12,920 --> 00:13:15,280 Speaker 1: money ultimately in this move. We're moving to a place 302 00:13:15,320 --> 00:13:16,880 Speaker 1: it's going to be a little bit cheaper for us 303 00:13:16,880 --> 00:13:19,160 Speaker 1: and for our family. But when it comes to taxes, 304 00:13:19,200 --> 00:13:22,840 Speaker 1: like to say, more affordable, more affordable, yeah, and so yeah, 305 00:13:22,840 --> 00:13:25,600 Speaker 1: when we're talking about taxes, that is an important decision maker, 306 00:13:25,679 --> 00:13:28,440 Speaker 1: right because let's say you live in California, but you 307 00:13:28,480 --> 00:13:31,080 Speaker 1: decide to move to Tennessee or Florida, you are going 308 00:13:31,120 --> 00:13:33,840 Speaker 1: to save a boatload every single year on your state 309 00:13:33,880 --> 00:13:38,199 Speaker 1: income tax bill. That's right, Florida, Texas, Tennessee. There's a 310 00:13:38,280 --> 00:13:40,440 Speaker 1: number of states where you don't have to pay any 311 00:13:40,440 --> 00:13:43,040 Speaker 1: income tax. You do not pay state taxes. I believe 312 00:13:43,040 --> 00:13:46,440 Speaker 1: Washington State is another no income tax state. So yeah, 313 00:13:46,480 --> 00:13:48,880 Speaker 1: it's it's one of those things where sure it's nice 314 00:13:48,920 --> 00:13:51,120 Speaker 1: to note that, and you might add a slight waiting 315 00:13:51,520 --> 00:13:54,640 Speaker 1: to some of those locations because of that, because yeah, 316 00:13:54,720 --> 00:13:57,880 Speaker 1: the discrepancy in state income tax can be a big deal. 317 00:13:57,920 --> 00:14:00,400 Speaker 1: It can add up. But yeah, similarly, it's it's not 318 00:14:00,440 --> 00:14:02,280 Speaker 1: a bad idea to look up where your new state 319 00:14:02,320 --> 00:14:04,720 Speaker 1: ranks when it comes to property taxes, because you don't 320 00:14:04,720 --> 00:14:07,720 Speaker 1: want to look at just income taxes. There are different ways, 321 00:14:08,040 --> 00:14:10,680 Speaker 1: and and even sales tax to Matt because you know 322 00:14:10,720 --> 00:14:13,199 Speaker 1: where we live now that the sales taxes right in 323 00:14:13,240 --> 00:14:16,640 Speaker 1: the nine percent range, and some states have a zero 324 00:14:17,200 --> 00:14:19,360 Speaker 1: sales tax when you're buying things. So those are all 325 00:14:19,400 --> 00:14:21,480 Speaker 1: things you're gonna want to keep in mind. Of course, 326 00:14:21,680 --> 00:14:24,000 Speaker 1: if you're leaving behind a great community or you know, 327 00:14:24,120 --> 00:14:26,960 Speaker 1: close family relationships, the money you save isn't going to 328 00:14:27,000 --> 00:14:30,040 Speaker 1: be worth the trade off when you're talking about reducing 329 00:14:30,080 --> 00:14:33,000 Speaker 1: your your tax burden. Taxes are not a good reason 330 00:14:33,040 --> 00:14:36,440 Speaker 1: to uproot your family, but it's also not an insignificant 331 00:14:36,440 --> 00:14:39,160 Speaker 1: factor when we're talking about, you know, why we decide 332 00:14:39,200 --> 00:14:41,880 Speaker 1: where we live. Cost of living in taxes are important 333 00:14:41,880 --> 00:14:45,320 Speaker 1: monetary considerations when we're thinking about where we're gonna end up. 334 00:14:45,400 --> 00:14:47,720 Speaker 1: That's right. And tax Foundation dot org they actually have 335 00:14:47,800 --> 00:14:50,480 Speaker 1: a bunch of different charts. They've got a map where 336 00:14:50,480 --> 00:14:53,160 Speaker 1: they show your state income tax. They've got a map 337 00:14:53,200 --> 00:14:55,760 Speaker 1: that shows how much your map. Yeah, literally, it's it's 338 00:14:55,760 --> 00:14:59,680 Speaker 1: colored where you can easily see the states where you 339 00:14:59,720 --> 00:15:01,320 Speaker 1: are paying more in taxes. So we'll make sure to 340 00:15:01,360 --> 00:15:03,720 Speaker 1: link to that as a quick little reference. But Joel, 341 00:15:03,720 --> 00:15:06,600 Speaker 1: we've got tons of other factors to consider, uh, and 342 00:15:06,640 --> 00:15:09,200 Speaker 1: not just money factors. There are a number of lifestyle 343 00:15:09,240 --> 00:15:11,880 Speaker 1: considerations before you make that move, and so we'll get 344 00:15:11,880 --> 00:15:23,320 Speaker 1: to all of those right after this. All right, that 345 00:15:23,440 --> 00:15:26,000 Speaker 1: we are back, and yes, there are a lot of 346 00:15:26,040 --> 00:15:29,800 Speaker 1: lifestyle considerations that you have to take into account, including 347 00:15:30,000 --> 00:15:33,200 Speaker 1: you know, how many breweries per capita, crap breweries are 348 00:15:33,440 --> 00:15:35,520 Speaker 1: nearby where you're planning to move to. I was a 349 00:15:35,560 --> 00:15:37,400 Speaker 1: part of the reason that we were very interested in 350 00:15:37,440 --> 00:15:40,520 Speaker 1: moving to North Carolina. Yes, it's like home. Maybe we 351 00:15:40,520 --> 00:15:42,560 Speaker 1: should go to Raley. Looks how many berries there are there. 352 00:15:42,840 --> 00:15:45,440 Speaker 1: But before we get to those lifestyle considerations, there is 353 00:15:45,520 --> 00:15:50,040 Speaker 1: one more financial consideration that's ridiculously important when we're talking 354 00:15:50,040 --> 00:15:53,680 Speaker 1: about where you end up. And that is where the 355 00:15:53,760 --> 00:15:57,760 Speaker 1: job's at. Because if there is not a robust amount 356 00:15:57,800 --> 00:16:00,840 Speaker 1: of jobs where you're looking to move, that could massively 357 00:16:00,880 --> 00:16:04,000 Speaker 1: influence your decision. You know, we we actually mentioned the 358 00:16:04,040 --> 00:16:06,200 Speaker 1: resurgence of small towns just a little bit ago. You 359 00:16:06,200 --> 00:16:09,120 Speaker 1: know that this has largely been made possible because of 360 00:16:09,160 --> 00:16:11,720 Speaker 1: full time work from home becoming a reality for tens 361 00:16:11,720 --> 00:16:14,600 Speaker 1: of millions of folks. They didn't have the luxury three 362 00:16:14,680 --> 00:16:17,680 Speaker 1: years ago of leaving their big town and moving somewhere 363 00:16:17,800 --> 00:16:21,200 Speaker 1: less expensive because they had to be where their employer was. 364 00:16:21,560 --> 00:16:24,360 Speaker 1: But because of these changes in the fact that you know, 365 00:16:24,520 --> 00:16:27,000 Speaker 1: a lot of folks don't have to be in the 366 00:16:27,040 --> 00:16:30,120 Speaker 1: city where their employer is, people are leaving, they're moving. 367 00:16:30,760 --> 00:16:33,360 Speaker 1: It's it's like a diaspora where people are moving all 368 00:16:33,360 --> 00:16:36,440 Speaker 1: across the country into towns that nobody was even considering 369 00:16:36,720 --> 00:16:38,920 Speaker 1: just a few years ago. And and so yeah, that 370 00:16:38,960 --> 00:16:42,560 Speaker 1: being said, city centers still offer the best access to 371 00:16:42,600 --> 00:16:45,800 Speaker 1: the highest paying jobs, especially if you're starting out in 372 00:16:45,840 --> 00:16:47,480 Speaker 1: your career or if you're looking to move up the 373 00:16:47,560 --> 00:16:51,040 Speaker 1: ladder more quickly. We would suggest looking for locations where 374 00:16:51,080 --> 00:16:54,080 Speaker 1: you're gonna have more choice when it comes to where 375 00:16:54,120 --> 00:16:56,440 Speaker 1: you work or what you do. And so a recent 376 00:16:56,480 --> 00:16:59,480 Speaker 1: wallet hub study actually found that the best places to 377 00:16:59,520 --> 00:17:04,159 Speaker 1: start a career are Salt Lake City, Orlando, Atlanta, Austin, 378 00:17:04,359 --> 00:17:07,640 Speaker 1: and Seattle. And those are all pretty major markets, right there, 379 00:17:07,680 --> 00:17:10,520 Speaker 1: pretty big places. And so where you live has certainly 380 00:17:10,560 --> 00:17:12,800 Speaker 1: a little bit less to do with the kind of 381 00:17:12,880 --> 00:17:14,400 Speaker 1: job you're going to be able to get, but that's 382 00:17:14,440 --> 00:17:17,320 Speaker 1: still an important factor, and especially if you're the kind 383 00:17:17,320 --> 00:17:20,320 Speaker 1: of person who isn't planning on working from home, taking 384 00:17:20,359 --> 00:17:23,080 Speaker 1: stock of the job scene before you like start to 385 00:17:23,119 --> 00:17:25,760 Speaker 1: plant your roots is really important, that's right. Yeah, So 386 00:17:25,760 --> 00:17:27,560 Speaker 1: it's not just about the cost of living, how much 387 00:17:27,600 --> 00:17:29,879 Speaker 1: money you are spending every single month, but the amount 388 00:17:29,880 --> 00:17:33,360 Speaker 1: of money that you might be earning the future potential 389 00:17:33,440 --> 00:17:35,440 Speaker 1: two of the money that you might be earning over 390 00:17:35,440 --> 00:17:37,320 Speaker 1: the years. Yeah. I think our fine city of Atlanta 391 00:17:37,359 --> 00:17:40,560 Speaker 1: was number three on that list. Which there's just so 392 00:17:40,560 --> 00:17:42,639 Speaker 1: so many great employers here. I was just talking to 393 00:17:42,680 --> 00:17:45,119 Speaker 1: someone the other day who works at the new Microsoft 394 00:17:45,200 --> 00:17:48,760 Speaker 1: office in Atlantic Station, and there's just there's so many 395 00:17:48,800 --> 00:17:52,800 Speaker 1: fortune companies. There's so much opportunity for people to move 396 00:17:52,840 --> 00:17:54,880 Speaker 1: with the ladder, to find gainful employment and to earn 397 00:17:54,880 --> 00:17:56,800 Speaker 1: more money here. That's right, Yeah, so join us down 398 00:17:56,840 --> 00:17:58,840 Speaker 1: here in the great city of Atlanta. By the way, 399 00:17:58,880 --> 00:18:01,679 Speaker 1: we're not moving. We're not even the greater Atlanta areas, 400 00:18:01,720 --> 00:18:03,399 Speaker 1: so it's just the run. Yeah. Just in case folks 401 00:18:03,400 --> 00:18:06,280 Speaker 1: were thinking that we might be like moving to Washington, 402 00:18:06,359 --> 00:18:08,320 Speaker 1: like you said or something like that, that is not 403 00:18:08,359 --> 00:18:11,159 Speaker 1: the case. Uh. But of course money is not the 404 00:18:11,200 --> 00:18:14,200 Speaker 1: only factor to consider when deciding where to live. You'll 405 00:18:14,200 --> 00:18:17,040 Speaker 1: definitely want to consider how much space that you're gonna need. 406 00:18:17,320 --> 00:18:20,200 Speaker 1: And we're talking about square footage of the house itself, 407 00:18:20,440 --> 00:18:23,480 Speaker 1: how that square footage is allocated, how usable the spaces, 408 00:18:23,600 --> 00:18:26,280 Speaker 1: but also we're talking about how big the lot is, 409 00:18:26,359 --> 00:18:28,920 Speaker 1: you know what, what sort of ability you'll have to 410 00:18:29,400 --> 00:18:31,920 Speaker 1: plan a garden, order to have a basketball goal for 411 00:18:31,960 --> 00:18:34,000 Speaker 1: some of those one on one games. You know, As 412 00:18:34,000 --> 00:18:36,600 Speaker 1: a culture, I think we've placed too much importance on 413 00:18:36,880 --> 00:18:39,879 Speaker 1: just having quote unquote like more space. It's always more 414 00:18:39,880 --> 00:18:41,879 Speaker 1: and more and more. We don't like that. But but 415 00:18:41,960 --> 00:18:44,719 Speaker 1: having a good idea of how much and what kind 416 00:18:44,800 --> 00:18:47,240 Speaker 1: of space that you'll need, I think that will help 417 00:18:47,280 --> 00:18:49,640 Speaker 1: a ton and picking a great place to live. This 418 00:18:49,720 --> 00:18:52,280 Speaker 1: is absolutely one of the top reasons that folks move 419 00:18:52,359 --> 00:18:55,520 Speaker 1: because they're oftentimes looking for not just more space, but 420 00:18:55,560 --> 00:18:57,359 Speaker 1: a space is going to suit them better. Yeah. I 421 00:18:57,400 --> 00:18:59,960 Speaker 1: like what you said about how that square footage is allocated. 422 00:19:00,000 --> 00:19:04,000 Speaker 1: It because sometimes a square foot house can serve you 423 00:19:04,040 --> 00:19:07,920 Speaker 1: better than square foot house just because of the way 424 00:19:08,040 --> 00:19:10,920 Speaker 1: the space is laid out. And I've seen some really efficient, 425 00:19:11,000 --> 00:19:14,159 Speaker 1: really incredible designs on some of those smaller homes that 426 00:19:14,280 --> 00:19:16,240 Speaker 1: make a lot of sense for the way like our 427 00:19:16,240 --> 00:19:19,439 Speaker 1: family lives, whereas some bigger homes just it's like an 428 00:19:19,440 --> 00:19:22,239 Speaker 1: inefficient use of space. It feels like a waste. But yes, 429 00:19:22,359 --> 00:19:25,640 Speaker 1: so the space is obviously an important consideration. You don't 430 00:19:25,640 --> 00:19:27,600 Speaker 1: want to move your family of six into eight d 431 00:19:27,640 --> 00:19:29,800 Speaker 1: square feet And we actually has a family five lived 432 00:19:29,800 --> 00:19:31,280 Speaker 1: in nine hundred square feet for a minute and that 433 00:19:31,320 --> 00:19:33,359 Speaker 1: was too tight. We realized that we don't want to 434 00:19:33,400 --> 00:19:35,280 Speaker 1: do that again. Well, yeah, you knew there was a 435 00:19:35,320 --> 00:19:37,560 Speaker 1: temporary deal, but even that, I don't think you would 436 00:19:37,560 --> 00:19:41,560 Speaker 1: sign up for even a temporary gig one week maybe 437 00:19:41,600 --> 00:19:44,080 Speaker 1: thatt if you had a choice, No, I would not. 438 00:19:44,359 --> 00:19:48,359 Speaker 1: So another another top reason, according to multiple surveys, is 439 00:19:48,400 --> 00:19:51,680 Speaker 1: that folks that folks often move has to do with relationships. 440 00:19:51,840 --> 00:19:54,199 Speaker 1: Of course, makes tons of sense, right, you know, similar 441 00:19:54,200 --> 00:19:57,520 Speaker 1: to needing more space potentially oftentimes, you know, wanting to 442 00:19:57,520 --> 00:20:00,119 Speaker 1: be closer to family is the impetus that causes as 443 00:20:00,280 --> 00:20:03,200 Speaker 1: someone to move or moving across the country because of 444 00:20:03,240 --> 00:20:05,920 Speaker 1: a budding relationship. And you know, we love our family, 445 00:20:05,960 --> 00:20:07,960 Speaker 1: so it's no wonder that we'd want to be closer 446 00:20:08,000 --> 00:20:10,480 Speaker 1: to them if at all possible. And that is actually 447 00:20:10,480 --> 00:20:12,720 Speaker 1: part of the reason for our move where our family 448 00:20:12,760 --> 00:20:15,199 Speaker 1: is going to be closer to my parents. And so 449 00:20:15,240 --> 00:20:17,840 Speaker 1: if you don't have to be a twelve hour drive away, 450 00:20:18,160 --> 00:20:20,200 Speaker 1: well then maybe it's time to move. And so don't 451 00:20:20,240 --> 00:20:24,840 Speaker 1: discount your relationships. Don't discount platonic relationships as well, you know, 452 00:20:24,880 --> 00:20:27,000 Speaker 1: as as we get not just family, but like yeah, 453 00:20:27,000 --> 00:20:29,359 Speaker 1: your friends, Yeah, being closer to friends, moving back to 454 00:20:29,400 --> 00:20:32,239 Speaker 1: a city maybe where you have more roots, especially if 455 00:20:32,240 --> 00:20:35,120 Speaker 1: it's like coming back home or something like that. Especially 456 00:20:35,240 --> 00:20:37,440 Speaker 1: let's say you're starting a family, you've got young kids. 457 00:20:37,720 --> 00:20:40,800 Speaker 1: Being closer to folks who you have deep relationship with 458 00:20:41,000 --> 00:20:43,520 Speaker 1: your family or friends or both is something that makes 459 00:20:43,520 --> 00:20:45,360 Speaker 1: a big difference when it comes to quality of life. 460 00:20:45,640 --> 00:20:47,879 Speaker 1: And as besties, I can say that this is one 461 00:20:47,920 --> 00:20:49,880 Speaker 1: area that we can really speak to because I mean 462 00:20:49,880 --> 00:20:53,959 Speaker 1: with us moving together. This makes it tremendously easier. I mean, 463 00:20:54,000 --> 00:20:56,280 Speaker 1: we've been friends for over a decade now. I would 464 00:20:56,280 --> 00:20:58,240 Speaker 1: say that we've been besties for the majority of that time, 465 00:20:58,480 --> 00:21:00,600 Speaker 1: but that as you and me are, why are best friends, 466 00:21:00,640 --> 00:21:02,679 Speaker 1: Our kids are best friends. So we were doing this 467 00:21:02,720 --> 00:21:04,920 Speaker 1: separately and moving through different places, my gosh, it would 468 00:21:04,920 --> 00:21:06,600 Speaker 1: be hard. Yeah, it would be incredibly hard. And I 469 00:21:06,600 --> 00:21:08,480 Speaker 1: wonder if just folks think that we're just like like 470 00:21:08,520 --> 00:21:11,560 Speaker 1: we pretend to be friends, like like on TV, but 471 00:21:11,600 --> 00:21:14,040 Speaker 1: we we truly are and this wee's been listening for 472 00:21:14,040 --> 00:21:16,040 Speaker 1: any length the time. They know that this is an 473 00:21:16,080 --> 00:21:19,360 Speaker 1: important factor when this is why we had so many 474 00:21:19,359 --> 00:21:21,159 Speaker 1: of those meetings to kind of talk through the details 475 00:21:21,160 --> 00:21:23,600 Speaker 1: of us because it's incredibly complicated, but it was also 476 00:21:23,720 --> 00:21:25,720 Speaker 1: really important to make sure that we were doing this right. 477 00:21:25,880 --> 00:21:28,680 Speaker 1: It's even more complicated when we run a business together 478 00:21:28,720 --> 00:21:30,200 Speaker 1: and we have a podcast and so we have to 479 00:21:30,600 --> 00:21:33,040 Speaker 1: I mean, there's a lot like that whole side of it. Yeah, exactly. 480 00:21:33,160 --> 00:21:37,200 Speaker 1: We've already talked about the job aspect of you know, moving. Granted, 481 00:21:37,240 --> 00:21:40,159 Speaker 1: being podcasters, we weren't necessarily tied to a location. That 482 00:21:40,200 --> 00:21:41,760 Speaker 1: was one of the things I will say that actually 483 00:21:41,760 --> 00:21:43,840 Speaker 1: made it easier to pull the trigger on this. This 484 00:21:43,920 --> 00:21:46,520 Speaker 1: move was you and I don't We can work from 485 00:21:46,520 --> 00:21:49,040 Speaker 1: wherever we want exactly, so because I've been wanting to 486 00:21:49,080 --> 00:21:52,119 Speaker 1: kind of do that for a while because even you know, 487 00:21:52,119 --> 00:21:54,399 Speaker 1: back in the day with photography, I wasn't necessarily beholding 488 00:21:54,400 --> 00:21:56,720 Speaker 1: to a specific location. But it's like, oh man, but 489 00:21:56,720 --> 00:21:59,000 Speaker 1: we're here in this neighborhood. It's like Mayberry, we love 490 00:21:59,040 --> 00:22:02,000 Speaker 1: it here. Uh seven. Still, you were in Atlanta, photographer, 491 00:22:02,040 --> 00:22:04,000 Speaker 1: and so you couldn't have moved too far away, exactly 492 00:22:04,200 --> 00:22:05,879 Speaker 1: unless you wanted to start from a lot of people 493 00:22:06,119 --> 00:22:08,959 Speaker 1: commute in for for shoots once a week, and you know, 494 00:22:09,160 --> 00:22:11,119 Speaker 1: once a week commute where you're driving an hour. I mean, 495 00:22:11,160 --> 00:22:12,800 Speaker 1: that's I'm not going to say that that's ideal, but 496 00:22:12,840 --> 00:22:15,639 Speaker 1: for a lot of folks, it's uh, definitely doable given 497 00:22:15,760 --> 00:22:17,680 Speaker 1: the cost of living where they where they do live. 498 00:22:17,920 --> 00:22:20,000 Speaker 1: But as we're talking about relationships, and it also makes 499 00:22:20,000 --> 00:22:21,960 Speaker 1: me think about empty nesters, because that's a way that 500 00:22:22,000 --> 00:22:25,359 Speaker 1: relationships change. You might be like a six bedroom house, 501 00:22:25,680 --> 00:22:27,120 Speaker 1: not that you or I are getting homes that are 502 00:22:27,200 --> 00:22:29,679 Speaker 1: that big, but if you are an empty nester, your 503 00:22:29,720 --> 00:22:32,640 Speaker 1: kids are no longer there. You might realize that, oh, 504 00:22:32,760 --> 00:22:35,080 Speaker 1: we actually don't need to be bouncing around this this 505 00:22:35,160 --> 00:22:37,919 Speaker 1: house that's made for a growing family. And so I 506 00:22:37,920 --> 00:22:39,680 Speaker 1: mentioned that because for our older listeners, I think that's 507 00:22:39,680 --> 00:22:42,800 Speaker 1: definitely a great reason to consider moving to downsize. Yeah, 508 00:22:42,800 --> 00:22:45,560 Speaker 1: we toured, actually met a few homes that were in 509 00:22:45,600 --> 00:22:48,960 Speaker 1: that five thousand plus square foot range, and I was 510 00:22:49,359 --> 00:22:51,000 Speaker 1: I was just not having any of it. It's like, 511 00:22:51,080 --> 00:22:53,200 Speaker 1: is it a warehouse? I know? And then the basement 512 00:22:53,240 --> 00:22:54,680 Speaker 1: was so big and I'm like, well, I don't even 513 00:22:54,720 --> 00:22:56,720 Speaker 1: know what we do with the space. No, please show 514 00:22:56,760 --> 00:22:59,480 Speaker 1: me things that are, you know, in the square foot range. 515 00:22:59,520 --> 00:23:01,120 Speaker 1: So that's what we said, don't on to something that's 516 00:23:01,280 --> 00:23:04,199 Speaker 1: very normal in size. But I just, I mean, I 517 00:23:04,240 --> 00:23:06,080 Speaker 1: don't know what people do. Do you send your kids 518 00:23:06,080 --> 00:23:08,680 Speaker 1: to the east wing of the house like when you 519 00:23:08,720 --> 00:23:10,480 Speaker 1: don't want to speak to them or something like? It 520 00:23:10,520 --> 00:23:13,600 Speaker 1: felt it felt too big for for me. Absolutely. Yeah. 521 00:23:13,600 --> 00:23:16,000 Speaker 1: So community that is another big part of making a 522 00:23:16,080 --> 00:23:19,360 Speaker 1: place that you land feel like home. But it can 523 00:23:19,400 --> 00:23:22,199 Speaker 1: be hard to assess what the community vibe is going 524 00:23:22,280 --> 00:23:24,880 Speaker 1: to be like before you move in. And so one 525 00:23:24,920 --> 00:23:27,359 Speaker 1: way that you can get at least an inkling is 526 00:23:27,400 --> 00:23:30,200 Speaker 1: by seeing how many public spaces exist in the neighborhood 527 00:23:30,200 --> 00:23:32,320 Speaker 1: that you're interested in. So the more parks or the 528 00:23:32,359 --> 00:23:35,399 Speaker 1: more playgrounds and trails that you encounter, I think, the 529 00:23:35,440 --> 00:23:39,080 Speaker 1: more likely you are to see your neighbors. How much 530 00:23:39,200 --> 00:23:41,520 Speaker 1: life is being lived in the front yards as opposed 531 00:23:41,560 --> 00:23:44,240 Speaker 1: to the basements of those five thousands were foot homes, Joel, 532 00:23:44,240 --> 00:23:46,760 Speaker 1: where you don't see anyone. The more sidewalks you see, 533 00:23:47,000 --> 00:23:49,320 Speaker 1: the more likely you are to bump into new neighbors 534 00:23:49,359 --> 00:23:51,480 Speaker 1: and and old friends on an evening walk. I mean, 535 00:23:51,480 --> 00:23:53,840 Speaker 1: it's amazing in our current neighborhood that we're leaving. Just 536 00:23:53,920 --> 00:23:56,359 Speaker 1: having a church with a great parking lot in a 537 00:23:56,359 --> 00:23:58,680 Speaker 1: playground in the center of the neighborhood, it just has 538 00:23:58,720 --> 00:24:01,920 Speaker 1: fostered so many her hangs and in a significant way, 539 00:24:01,960 --> 00:24:05,600 Speaker 1: it's it's sort of like the heart geographically speaking of 540 00:24:05,640 --> 00:24:08,320 Speaker 1: the neighborhood. And so spaces like that truly do matter. 541 00:24:08,600 --> 00:24:10,560 Speaker 1: And the sidewalks. We've got sidewalks on both sides of 542 00:24:10,560 --> 00:24:13,480 Speaker 1: the street, basically on every street around here. And so 543 00:24:13,920 --> 00:24:16,040 Speaker 1: what did neighbors do They walk? And so I see 544 00:24:16,080 --> 00:24:17,640 Speaker 1: people out all the time when I'm on my bike 545 00:24:17,680 --> 00:24:20,119 Speaker 1: or when I'm walking with my kids, and it just 546 00:24:20,480 --> 00:24:26,199 Speaker 1: it creates impromptu community community conversations that are honestly just 547 00:24:26,280 --> 00:24:28,960 Speaker 1: as good, if not better than some of the planned conversations. 548 00:24:28,960 --> 00:24:31,360 Speaker 1: And the plan hangs on a back porch or from 549 00:24:31,359 --> 00:24:33,679 Speaker 1: ports or something. And sometimes that spontaneousness that's what you 550 00:24:33,720 --> 00:24:35,360 Speaker 1: need in your life. Man, that's right. So so much 551 00:24:35,359 --> 00:24:37,840 Speaker 1: of our lives are already planned and on the calendar. 552 00:24:38,200 --> 00:24:40,800 Speaker 1: It's good to have these avenues that exist to foster 553 00:24:40,880 --> 00:24:43,679 Speaker 1: that kind of relationship. Yeah, I love that. So another 554 00:24:43,720 --> 00:24:46,439 Speaker 1: thing that, of course we think is important is walkability 555 00:24:46,480 --> 00:24:49,520 Speaker 1: and bike ability, whether you're renting or you're buying a 556 00:24:49,520 --> 00:24:51,560 Speaker 1: place that That's another thing we haven't really talked about 557 00:24:51,600 --> 00:24:53,639 Speaker 1: much here, Matt, is you don't necessarily have to be 558 00:24:53,640 --> 00:24:55,680 Speaker 1: buying a house in order to be thoughtful about where 559 00:24:55,680 --> 00:24:57,560 Speaker 1: you're gonna live. You can be a thoughtful renter and 560 00:24:57,600 --> 00:25:00,400 Speaker 1: you can decide to uproot and move somewhere else and 561 00:25:00,440 --> 00:25:03,840 Speaker 1: find a new place to land to as someone who 562 00:25:04,119 --> 00:25:06,439 Speaker 1: is still signing let's say, a year long lease, I 563 00:25:06,440 --> 00:25:08,400 Speaker 1: think most of what we've talked about so far today, 564 00:25:08,440 --> 00:25:10,639 Speaker 1: I mean, it's it's universal, right, and like it applies 565 00:25:10,680 --> 00:25:12,320 Speaker 1: to you if you're looking to rent or if you're 566 00:25:12,320 --> 00:25:14,520 Speaker 1: looking to buy exactly, and and so walk ability bike 567 00:25:14,560 --> 00:25:17,440 Speaker 1: ability apply to everyone too. We think those are both 568 00:25:17,760 --> 00:25:20,960 Speaker 1: worthy things to prioritize. And so whether that means being 569 00:25:21,000 --> 00:25:24,199 Speaker 1: able to bike to your actual place of work, or 570 00:25:24,400 --> 00:25:26,879 Speaker 1: just like a couple of great brewers and restaurants that 571 00:25:26,920 --> 00:25:28,359 Speaker 1: you love that you feel like you're going to frequent 572 00:25:28,400 --> 00:25:30,480 Speaker 1: a lot because that's the kind of life you're living 573 00:25:30,560 --> 00:25:32,919 Speaker 1: right now, that's great, Or whether it's walking distance to 574 00:25:33,040 --> 00:25:35,879 Speaker 1: a playground for your kids. I mean finding something you 575 00:25:35,880 --> 00:25:38,000 Speaker 1: can you can't be you can't be walking distance or 576 00:25:38,040 --> 00:25:40,600 Speaker 1: biking distance to everything. But as long as you've got 577 00:25:40,600 --> 00:25:42,439 Speaker 1: a few things that you can consistently hit up that 578 00:25:42,480 --> 00:25:46,080 Speaker 1: are meaningful, prioritizing some proximity to some of those things 579 00:25:46,119 --> 00:25:48,960 Speaker 1: that you value is is important. And maybe it's just 580 00:25:49,080 --> 00:25:50,720 Speaker 1: nature right that you want to be closer to, like 581 00:25:51,040 --> 00:25:54,400 Speaker 1: a national or a state park. You know, there's actually evidence, 582 00:25:54,440 --> 00:25:57,639 Speaker 1: Matt that that living closer to nature reduces stress and 583 00:25:57,720 --> 00:26:00,680 Speaker 1: increases happiness. So I like that kind of an Those 584 00:26:00,680 --> 00:26:02,400 Speaker 1: are the kind of studies that I look for. Yeah, 585 00:26:02,680 --> 00:26:04,800 Speaker 1: just back up my current way of thinking then, and 586 00:26:04,960 --> 00:26:07,080 Speaker 1: I like it. Cherry picking a little bit here for sure, 587 00:26:07,320 --> 00:26:09,320 Speaker 1: But that again was something that you and I discussed. 588 00:26:09,960 --> 00:26:13,320 Speaker 1: Being in town Atlanta, there are a decent number of 589 00:26:13,320 --> 00:26:16,159 Speaker 1: parks and trees, but still we weren't close enough to 590 00:26:16,200 --> 00:26:19,080 Speaker 1: some of the nature things that we were wanting. And 591 00:26:19,119 --> 00:26:22,359 Speaker 1: so where we're moving, just twenty five minutes away, gives 592 00:26:22,400 --> 00:26:24,080 Speaker 1: us access to some of that. Yeah, but even if 593 00:26:24,080 --> 00:26:26,280 Speaker 1: getting outside, if that's not your thing, focus on whatever 594 00:26:26,440 --> 00:26:27,760 Speaker 1: it is that's going to move the needle for you. 595 00:26:27,760 --> 00:26:29,880 Speaker 1: You're like, no, I'm playing Xbox twelve hours a day. 596 00:26:29,920 --> 00:26:33,439 Speaker 1: I don't need that nature the metaverse, So focus on 597 00:26:33,560 --> 00:26:36,240 Speaker 1: whatever it is that that you enjoy the most. Uh. 598 00:26:36,480 --> 00:26:40,760 Speaker 1: But speaking of kids and playgrounds, schools, they are something 599 00:26:40,760 --> 00:26:43,239 Speaker 1: else that you're gonna want to consider, honestly, even if 600 00:26:43,280 --> 00:26:45,480 Speaker 1: you don't, you know, have kids or even plan on 601 00:26:45,560 --> 00:26:48,399 Speaker 1: having kids, because how good the schools are where you 602 00:26:48,480 --> 00:26:52,040 Speaker 1: end up moving is going to inevitably affect the value 603 00:26:52,080 --> 00:26:54,080 Speaker 1: of your home. You know. I think this probably applies 604 00:26:54,119 --> 00:26:56,400 Speaker 1: a little bit more to the homeowners to the home 605 00:26:56,440 --> 00:26:58,880 Speaker 1: buyers out there. But you can find helpful school rankings 606 00:26:58,960 --> 00:27:02,240 Speaker 1: on Great School School Digger are both sites out there 607 00:27:02,280 --> 00:27:04,520 Speaker 1: that helped to compare apples to apples when it when 608 00:27:04,560 --> 00:27:06,840 Speaker 1: it comes to schools, but I mentioned this one because 609 00:27:06,840 --> 00:27:09,320 Speaker 1: this is a factor that Kate and I didn't consider 610 00:27:09,440 --> 00:27:12,160 Speaker 1: at all when we bought our first home. That being said, kay, 611 00:27:12,200 --> 00:27:13,720 Speaker 1: now we I think we kind of lucked out and 612 00:27:13,760 --> 00:27:16,280 Speaker 1: we did happen to fall in a zone or a 613 00:27:16,359 --> 00:27:19,720 Speaker 1: district for a school that is highly rated, that is 614 00:27:19,800 --> 00:27:21,960 Speaker 1: rated well, that is highly sought after. But keep that 615 00:27:21,960 --> 00:27:25,320 Speaker 1: in mind because not only is it going to affect resale, 616 00:27:25,320 --> 00:27:27,680 Speaker 1: but even if you're going to keep that property, uh, 617 00:27:27,720 --> 00:27:30,159 Speaker 1: if you are going to consider renting that, that is 618 00:27:30,200 --> 00:27:32,280 Speaker 1: also going to have an impact on the rents that 619 00:27:32,280 --> 00:27:34,000 Speaker 1: you're going to be able to bring in because folks 620 00:27:34,200 --> 00:27:36,200 Speaker 1: they want to live in this in the neighborhood where 621 00:27:36,240 --> 00:27:37,800 Speaker 1: we live because they want their kids to be able 622 00:27:37,920 --> 00:27:39,960 Speaker 1: to get into that school. So aside from the fact 623 00:27:40,000 --> 00:27:42,000 Speaker 1: that this is more of a lifestyle thing where your 624 00:27:42,040 --> 00:27:43,679 Speaker 1: kids might end up going to school, if it's not, 625 00:27:44,000 --> 00:27:46,680 Speaker 1: it'll at least come around, uh, and it will influence 626 00:27:46,760 --> 00:27:49,560 Speaker 1: the finances and it could go and probably should go 627 00:27:49,640 --> 00:27:51,600 Speaker 1: without saying, but I'm a saying anyway. Also, when the 628 00:27:51,600 --> 00:27:54,119 Speaker 1: school district that you end up in, if you have kids, 629 00:27:54,200 --> 00:27:56,200 Speaker 1: it's gonna turn where they go to school. For the 630 00:27:56,240 --> 00:27:59,560 Speaker 1: most part, unless you live in municipality or a state 631 00:27:59,560 --> 00:28:02,600 Speaker 1: where they're is greater access to school choice, which is 632 00:28:02,600 --> 00:28:06,520 Speaker 1: a great thing. Uh, you are typically bound to the 633 00:28:06,520 --> 00:28:09,560 Speaker 1: nearest school to where you live, and so the type 634 00:28:09,560 --> 00:28:13,280 Speaker 1: of education that your kids receive is largely determined based 635 00:28:13,320 --> 00:28:15,720 Speaker 1: on the kind of school. Even maybe even just the 636 00:28:15,720 --> 00:28:18,640 Speaker 1: the academic approach of that school can differ. It might 637 00:28:18,680 --> 00:28:20,639 Speaker 1: not even be that it's rated higher, but you might 638 00:28:20,680 --> 00:28:22,879 Speaker 1: just say I really like the methodology. That that's the 639 00:28:22,960 --> 00:28:25,639 Speaker 1: differences style of school instead, And that can be a 640 00:28:25,640 --> 00:28:29,359 Speaker 1: big difference maker in where and why you decide to move. 641 00:28:29,760 --> 00:28:32,080 Speaker 1: So that makes me think that maybe we should divulge 642 00:28:32,200 --> 00:28:34,880 Speaker 1: a little bit more about why we're deciding to move, 643 00:28:34,880 --> 00:28:37,160 Speaker 1: because we've covered a bunch of those factors that are 644 00:28:37,200 --> 00:28:40,240 Speaker 1: worth considering. There's some financial factors, there are some lifestyle 645 00:28:40,240 --> 00:28:43,520 Speaker 1: considerations that you really should take into account before you 646 00:28:43,560 --> 00:28:46,800 Speaker 1: decide to pull the trigger higher the moving company and 647 00:28:46,960 --> 00:28:49,240 Speaker 1: just peace out and move across the state lines or 648 00:28:49,280 --> 00:28:51,360 Speaker 1: even just up the road within your state to a 649 00:28:51,400 --> 00:28:55,120 Speaker 1: new neighborhood. We'll talk more about our decision for moving, 650 00:28:55,160 --> 00:28:57,120 Speaker 1: and we'll talk about how you can move without getting 651 00:28:57,200 --> 00:29:09,240 Speaker 1: ripped off right after this, alright, we're back from the break, 652 00:29:09,480 --> 00:29:12,640 Speaker 1: and now that we've discussed the framework for picking an 653 00:29:12,680 --> 00:29:14,880 Speaker 1: awesome place to live, let's go ahead and like you said, 654 00:29:14,880 --> 00:29:17,840 Speaker 1: you let's get personal. Let's uh discuss our move here 655 00:29:17,880 --> 00:29:20,440 Speaker 1: for a second. And so, how do many listeners If 656 00:29:20,440 --> 00:29:22,640 Speaker 1: you've been listening to the podcast, for those who have 657 00:29:22,720 --> 00:29:26,240 Speaker 1: sharp ears, you may have heard recently me talking about 658 00:29:26,240 --> 00:29:27,959 Speaker 1: the fact that we did purchase a home. And if 659 00:29:27,960 --> 00:29:30,760 Speaker 1: you've got really sharp ears, you may have even remembered 660 00:29:30,840 --> 00:29:35,240 Speaker 1: me talking about potentially even like moving someplace that has mountains. 661 00:29:35,440 --> 00:29:38,440 Speaker 1: Was sometime last year, I remember talking about moving out 662 00:29:38,440 --> 00:29:40,200 Speaker 1: to Boise. I think we had actually we had a 663 00:29:40,240 --> 00:29:42,680 Speaker 1: listener who was in Boise and I told you Boise 664 00:29:42,800 --> 00:29:46,880 Speaker 1: is way too expensive, and it is actually so is Denver. 665 00:29:47,080 --> 00:29:50,160 Speaker 1: These were all locations that Kate and I that we've 666 00:29:50,200 --> 00:29:52,680 Speaker 1: always sort of dreamed about moving to because of the 667 00:29:52,720 --> 00:29:55,760 Speaker 1: proximity to mountains into nature. We always, for instance, we 668 00:29:55,800 --> 00:29:57,560 Speaker 1: always thought we would end up in sort of the 669 00:29:57,560 --> 00:30:01,120 Speaker 1: wester or North Carolina area. We both worked up around Asheville. 670 00:30:01,160 --> 00:30:02,800 Speaker 1: I used to live in Black Mountain for a little 671 00:30:02,840 --> 00:30:05,680 Speaker 1: bit back in the day. But given the many factors 672 00:30:05,720 --> 00:30:07,560 Speaker 1: that we just talked through, it was gonna mean that 673 00:30:07,600 --> 00:30:10,280 Speaker 1: we're further from family. It was gonna mean that we 674 00:30:10,280 --> 00:30:14,000 Speaker 1: were potentially going to rupture relationships that we have with 675 00:30:14,040 --> 00:30:16,040 Speaker 1: your family, not to mention the business as well. And 676 00:30:16,080 --> 00:30:18,640 Speaker 1: so we started thinking, Okay, where is somewhere that we 677 00:30:18,680 --> 00:30:20,680 Speaker 1: can at least be a little bit closer to nature. 678 00:30:20,880 --> 00:30:22,840 Speaker 1: And so that is what kept us closer to home, 679 00:30:22,880 --> 00:30:25,160 Speaker 1: closer to where we are right now, to where we're 680 00:30:25,160 --> 00:30:28,920 Speaker 1: actually recording this episode, but still much closer to uh 681 00:30:28,920 --> 00:30:30,760 Speaker 1: a state you know, state and national parks where we 682 00:30:30,760 --> 00:30:34,000 Speaker 1: can literally hike from our house and start hiking, versus 683 00:30:34,080 --> 00:30:36,800 Speaker 1: commuting in the van on the weekends, which is what 684 00:30:36,840 --> 00:30:38,840 Speaker 1: we typically do to drive somewhere to go hiking. And 685 00:30:38,880 --> 00:30:40,840 Speaker 1: you're not going to spend that time basically every weekend. 686 00:30:40,920 --> 00:30:43,400 Speaker 1: And so yeah, to think that this new mountain, you know, 687 00:30:43,600 --> 00:30:46,360 Speaker 1: right around the corner, literally walking distance from your house, 688 00:30:46,480 --> 00:30:49,239 Speaker 1: is your new playground, is so so big for your 689 00:30:49,240 --> 00:30:51,400 Speaker 1: famis it's a huge. And I mean, of course not 690 00:30:51,440 --> 00:30:53,760 Speaker 1: only that schools. We kind of touched on that earlier 691 00:30:53,920 --> 00:30:56,560 Speaker 1: before the break as well. That's something that was it 692 00:30:56,600 --> 00:30:58,960 Speaker 1: wasn't important when we bought our first home, but then 693 00:30:58,960 --> 00:31:01,840 Speaker 1: we quickly it kind of quickly rose and rank as 694 00:31:01,880 --> 00:31:04,040 Speaker 1: to how much importance and how much stress we put 695 00:31:04,040 --> 00:31:06,640 Speaker 1: on that. And as we've grown our family though, as 696 00:31:06,680 --> 00:31:09,320 Speaker 1: we've had more kids, it's become more and more of 697 00:31:09,320 --> 00:31:11,160 Speaker 1: a priority. And so work with you having four kids 698 00:31:11,160 --> 00:31:13,640 Speaker 1: that need to get educated, me having three, the school 699 00:31:13,680 --> 00:31:16,880 Speaker 1: decision makes even more of an impact on how we 700 00:31:17,000 --> 00:31:19,760 Speaker 1: view it, at least at this point in time. And Matt, 701 00:31:19,800 --> 00:31:21,280 Speaker 1: you mentioned that the school our kids go to, it's 702 00:31:21,320 --> 00:31:23,280 Speaker 1: highly rated, highly sought after, it's been a good place. 703 00:31:23,520 --> 00:31:26,959 Speaker 1: But then I talked about how different styles of education 704 00:31:27,040 --> 00:31:29,120 Speaker 1: can make a difference, and so that was actually one 705 00:31:29,280 --> 00:31:32,880 Speaker 1: of the major reasons to precipitate us moving. And as 706 00:31:32,960 --> 00:31:36,040 Speaker 1: any parent knows who has had virtual school and all 707 00:31:36,080 --> 00:31:39,840 Speaker 1: that stuff, it has shed some light on how the 708 00:31:39,960 --> 00:31:42,240 Speaker 1: inner workings maybe of the school that that your kid 709 00:31:42,280 --> 00:31:44,680 Speaker 1: goes to, and it's maybe made you think a little 710 00:31:44,680 --> 00:31:46,960 Speaker 1: bit differently about how you want their education to go 711 00:31:46,960 --> 00:31:49,400 Speaker 1: in the future. It certainly did for for the two 712 00:31:49,440 --> 00:31:51,800 Speaker 1: of us, Matt, for our fans, and and so that 713 00:31:51,880 --> 00:31:53,600 Speaker 1: was that definitely factored in. But but there's a lot 714 00:31:53,640 --> 00:31:55,440 Speaker 1: of these things where the things that you and I 715 00:31:55,520 --> 00:31:59,000 Speaker 1: that we prioritize the most highly about the neighborhood where 716 00:31:59,040 --> 00:32:03,160 Speaker 1: we currently live, the community aspect that is so ingrained 717 00:32:03,200 --> 00:32:05,760 Speaker 1: in the fabric of this place where we live. We 718 00:32:05,840 --> 00:32:08,760 Speaker 1: wanted to find a similar place that had maybe some 719 00:32:08,800 --> 00:32:10,959 Speaker 1: of these other characteristics that we love. We didn't want 720 00:32:11,000 --> 00:32:12,760 Speaker 1: to give it all up, and we didn't want to 721 00:32:12,760 --> 00:32:14,280 Speaker 1: give up some of the city vibes, and so we're 722 00:32:14,280 --> 00:32:16,360 Speaker 1: able to keep actually I think a lot of that 723 00:32:16,360 --> 00:32:19,600 Speaker 1: where we're moving to just minutes away, and so, um, 724 00:32:19,680 --> 00:32:21,920 Speaker 1: these are the kind of things where it's a tough 725 00:32:21,960 --> 00:32:24,760 Speaker 1: decision in there's trade offs because there's always gonna my 726 00:32:24,800 --> 00:32:26,920 Speaker 1: favorite breakfast place. I'm leaving it behind. I'm gonna miss 727 00:32:26,960 --> 00:32:29,800 Speaker 1: homegrowing like like it's my job, that place of place, 728 00:32:29,840 --> 00:32:31,520 Speaker 1: the best one of our favorite breweries with the best 729 00:32:31,560 --> 00:32:33,920 Speaker 1: merch in the entire country. That's right, We're not gonna 730 00:32:33,920 --> 00:32:36,479 Speaker 1: be able to bike there anymore. So there's definitely some 731 00:32:36,560 --> 00:32:39,000 Speaker 1: things like that we're sad about, but there's a lot 732 00:32:39,000 --> 00:32:41,320 Speaker 1: that we're excited about too. So. But again, the fact 733 00:32:41,400 --> 00:32:44,040 Speaker 1: that we're able to do this together, Like honestly, that's 734 00:32:44,040 --> 00:32:45,920 Speaker 1: what sort of sealed the deal. Like that was going 735 00:32:46,000 --> 00:32:49,240 Speaker 1: to be so difficult, and that's why we wanted to highlight, 736 00:32:49,280 --> 00:32:51,880 Speaker 1: Like you said, Joe Thos, platonic relationships because as you know, 737 00:32:51,920 --> 00:32:54,080 Speaker 1: as we get older, I think it's just it's not 738 00:32:54,200 --> 00:32:57,440 Speaker 1: it's really hard to maintain closer relationships, especially as men. 739 00:32:57,800 --> 00:33:00,840 Speaker 1: As we get older oftentime, we're not going out of 740 00:33:00,880 --> 00:33:03,040 Speaker 1: our way to make new friendships. And so if we 741 00:33:03,080 --> 00:33:07,120 Speaker 1: don't intentionally foster and nurture the relationships that you do have, 742 00:33:07,240 --> 00:33:09,000 Speaker 1: I think a lot of times folks find themselves in 743 00:33:09,080 --> 00:33:12,240 Speaker 1: middle age alone, you know, with that without friends. And 744 00:33:12,240 --> 00:33:14,560 Speaker 1: that's certainly something that you and I we never talked 745 00:33:14,560 --> 00:33:16,400 Speaker 1: about this on our show. On the show actually friendship 746 00:33:16,760 --> 00:33:19,160 Speaker 1: and how important that is. We should we totally should 747 00:33:19,240 --> 00:33:20,640 Speaker 1: literally say best friends out at the end of every 748 00:33:21,080 --> 00:33:25,120 Speaker 1: We have talked about the declining American friendship because the 749 00:33:25,160 --> 00:33:27,040 Speaker 1: average person used to have something like three and a 750 00:33:27,080 --> 00:33:30,200 Speaker 1: half close friends and now have like one point six 751 00:33:30,280 --> 00:33:32,120 Speaker 1: or one point seven. We have talked close friends, and 752 00:33:32,160 --> 00:33:34,720 Speaker 1: so there is a decline, I think. And and so 753 00:33:34,800 --> 00:33:37,760 Speaker 1: this community that the focus in the spotlight we shine 754 00:33:37,800 --> 00:33:42,800 Speaker 1: on community and friendship, we think is crucial. That that's 755 00:33:42,840 --> 00:33:46,880 Speaker 1: true wealth right there is having close community, close family. Uh, 756 00:33:46,920 --> 00:33:49,280 Speaker 1: the more you can foster that, the richer you're gonna 757 00:33:49,280 --> 00:33:52,400 Speaker 1: feel even if your bank account is just you know, 758 00:33:52,920 --> 00:33:56,000 Speaker 1: even if financially actually you're broke. Yeah, we watch it 759 00:33:56,080 --> 00:33:59,000 Speaker 1: up both ultimately, but like that, that's even more important 760 00:33:59,000 --> 00:34:01,280 Speaker 1: really in our book. That's right man. All right. So, 761 00:34:01,800 --> 00:34:04,040 Speaker 1: once you've decided that you are going to make the move, 762 00:34:04,040 --> 00:34:07,400 Speaker 1: you know you've determined specific city or better yet, maybe 763 00:34:07,440 --> 00:34:10,640 Speaker 1: you've determined a specific neighborhood. Uh, let's let's talk about 764 00:34:10,640 --> 00:34:13,200 Speaker 1: what's next. Because you might be saying, well, the supply 765 00:34:13,239 --> 00:34:15,160 Speaker 1: of homes where I want to live is low. How 766 00:34:15,800 --> 00:34:18,440 Speaker 1: can I find the right place for me in this market? Well, 767 00:34:18,480 --> 00:34:21,040 Speaker 1: it's crucial to make sure that you have an agent 768 00:34:21,280 --> 00:34:23,680 Speaker 1: who specializes in the area where you want to live. 769 00:34:24,040 --> 00:34:25,920 Speaker 1: Joel Unite. We we both have a killer agent who 770 00:34:25,960 --> 00:34:29,879 Speaker 1: has helped us both by multiple properties in town where 771 00:34:29,880 --> 00:34:33,160 Speaker 1: we currently live everything from the homes. Uh we live 772 00:34:33,200 --> 00:34:36,680 Speaker 1: into the homes that our investment properties. But honestly, we 773 00:34:36,680 --> 00:34:39,640 Speaker 1: didn't even consider using her at all for purchasing our 774 00:34:39,680 --> 00:34:42,720 Speaker 1: homes out in the bourbs. It's it's a completely different 775 00:34:42,760 --> 00:34:45,320 Speaker 1: market out there, and we wanted an expert who lives 776 00:34:45,440 --> 00:34:48,399 Speaker 1: and who breathes the exact place we were hoping to land, 777 00:34:48,400 --> 00:34:50,640 Speaker 1: and it's a completely different market out there, and we 778 00:34:50,680 --> 00:34:53,280 Speaker 1: wanted an expert who lives and breathe the exact place 779 00:34:53,320 --> 00:34:55,719 Speaker 1: that we were hoping to land. We want somebody who 780 00:34:55,840 --> 00:34:59,000 Speaker 1: knows your target neighborhood inside. And now, can I just 781 00:34:59,040 --> 00:35:01,080 Speaker 1: say to by the way, you keep saying the burbs, 782 00:35:01,080 --> 00:35:02,600 Speaker 1: and I think I've mentioned it too, and we are 783 00:35:02,760 --> 00:35:06,560 Speaker 1: moving to somewhere that's not that's heart of the city, right, 784 00:35:06,920 --> 00:35:09,680 Speaker 1: But it's also there's a difference I think between where 785 00:35:09,680 --> 00:35:13,680 Speaker 1: we're moving and just complete suburbia. I don't know, maybe 786 00:35:13,680 --> 00:35:16,640 Speaker 1: not because it still has soul. That's part of the 787 00:35:16,680 --> 00:35:19,440 Speaker 1: identity I was talking about, and that made it so 788 00:35:19,480 --> 00:35:21,839 Speaker 1: difficult to move. We're moving into like actually a mid 789 00:35:21,840 --> 00:35:24,920 Speaker 1: century house in an older neighborhood that is not too 790 00:35:24,960 --> 00:35:28,160 Speaker 1: far from a suburban towntown. Sure. Yeah, so let's put 791 00:35:28,160 --> 00:35:30,000 Speaker 1: this out there for the record. We're not moving into 792 00:35:30,080 --> 00:35:32,520 Speaker 1: McMansion that are all cookie cutter, and not that there's 793 00:35:32,520 --> 00:35:34,440 Speaker 1: anything against that, but that that is not what we 794 00:35:34,440 --> 00:35:36,439 Speaker 1: were looking for, either one of us. What we're looking 795 00:35:36,440 --> 00:35:38,560 Speaker 1: for in the type of that we were looking We 796 00:35:38,560 --> 00:35:41,200 Speaker 1: have sung the praises about our super old bungalows and 797 00:35:41,239 --> 00:35:44,120 Speaker 1: I'm excited to be moving into an old house again, 798 00:35:44,160 --> 00:35:47,120 Speaker 1: because I just have an affinity for old houses, even 799 00:35:47,120 --> 00:35:49,799 Speaker 1: if they cost you more in the long run. And yeah, 800 00:35:49,800 --> 00:35:52,600 Speaker 1: we're talking about an agent. Matt, the agent we went with, 801 00:35:52,800 --> 00:35:54,560 Speaker 1: He does just that, right. He lives in the same 802 00:35:54,560 --> 00:35:58,479 Speaker 1: neighborhood basically that you're moving to. Literally, yeah, and he great. 803 00:35:58,520 --> 00:36:02,080 Speaker 1: Local real estate agents often have a network that impacts 804 00:36:02,120 --> 00:36:05,160 Speaker 1: their ability to find you a home, sometimes that they're 805 00:36:05,160 --> 00:36:07,480 Speaker 1: able to get you into a property even before it 806 00:36:07,760 --> 00:36:10,239 Speaker 1: hits the market. That happened in your case, didn't it 807 00:36:10,239 --> 00:36:12,759 Speaker 1: match that He was able to say, like, listen, I 808 00:36:12,800 --> 00:36:15,160 Speaker 1: know these folks they're about to sell. They told me 809 00:36:15,160 --> 00:36:16,680 Speaker 1: about it, and you know what, if you want to 810 00:36:16,680 --> 00:36:19,160 Speaker 1: take a look, you get first DIBs. Exactly. Yeah, I 811 00:36:19,160 --> 00:36:21,120 Speaker 1: mean so yeah, Literally, that happened for us, and it 812 00:36:21,120 --> 00:36:23,400 Speaker 1: can be you at least have first crack at it, right, 813 00:36:23,440 --> 00:36:25,799 Speaker 1: And I think that's just especially given the market that 814 00:36:25,800 --> 00:36:27,480 Speaker 1: we've had. It does seem like things are starting to 815 00:36:27,520 --> 00:36:30,000 Speaker 1: cool off a little bit, But the competition was fierce 816 00:36:30,160 --> 00:36:33,560 Speaker 1: this pass spring, and the ability, like I don't necessarily 817 00:36:33,800 --> 00:36:36,760 Speaker 1: think we're getting a killer deal because we were needing 818 00:36:36,760 --> 00:36:38,880 Speaker 1: to pay a premium for them to not list the 819 00:36:38,880 --> 00:36:40,560 Speaker 1: house on the market, right, And so in some in 820 00:36:40,560 --> 00:36:44,400 Speaker 1: one sense, maybe we slightly overpaid because who knows, we 821 00:36:44,440 --> 00:36:46,440 Speaker 1: never got to see what the competition was gonna look like. 822 00:36:46,600 --> 00:36:49,600 Speaker 1: But on the other hand, we also didn't get to 823 00:36:49,600 --> 00:36:51,600 Speaker 1: see what the competition was gonna look like, which meant 824 00:36:51,719 --> 00:36:54,000 Speaker 1: that more than likely I think we were able to 825 00:36:54,040 --> 00:36:56,840 Speaker 1: slightly under pay for what that home would have gone for. 826 00:36:57,239 --> 00:36:59,840 Speaker 1: But either way, having somebody who knows the specific area 827 00:36:59,840 --> 00:37:02,400 Speaker 1: and knows of not just pocket listings, but listings that 828 00:37:02,480 --> 00:37:05,520 Speaker 1: may not even be listings yet, you know, like like 829 00:37:05,560 --> 00:37:06,960 Speaker 1: these are folks who are just like you know, we've 830 00:37:06,960 --> 00:37:10,279 Speaker 1: been thinking about moving. That's why souch, you can take 831 00:37:10,320 --> 00:37:12,160 Speaker 1: care of you. Yeah. And if we had used our agent, 832 00:37:12,160 --> 00:37:15,200 Speaker 1: who was a great agent, but she doesn't know, Yeah, 833 00:37:15,680 --> 00:37:17,520 Speaker 1: for this part of town, it would have been, it 834 00:37:17,520 --> 00:37:19,359 Speaker 1: would have been, it would have worked out the same way. 835 00:37:19,600 --> 00:37:21,520 Speaker 1: And and okay, one other thing I wanted to mention too, 836 00:37:21,560 --> 00:37:23,880 Speaker 1: and can you talk about your guerilla marketing campaign to 837 00:37:23,920 --> 00:37:26,640 Speaker 1: try to buy a house. And you you identified some 838 00:37:26,680 --> 00:37:30,000 Speaker 1: specific homes and properties and some specific lots that you 839 00:37:30,040 --> 00:37:32,360 Speaker 1: fell in love with the most, and so you started 840 00:37:32,360 --> 00:37:35,840 Speaker 1: writing letters sticking in mailboxes, talking to neighbors. You weren't 841 00:37:35,880 --> 00:37:38,600 Speaker 1: just content to pull up Zillo every day and see 842 00:37:38,600 --> 00:37:41,080 Speaker 1: what popped up exactly. You were kind of like attacking 843 00:37:41,520 --> 00:37:43,640 Speaker 1: the market to try to find what you wanted specifically. 844 00:37:43,680 --> 00:37:45,239 Speaker 1: That I think that's why it's so helpful to know 845 00:37:45,320 --> 00:37:47,799 Speaker 1: exactly where you're hoping to land right, because you can 846 00:37:47,880 --> 00:37:50,479 Speaker 1: go literally it's a specific homes, which is what we did, 847 00:37:50,880 --> 00:37:52,759 Speaker 1: and we got to meet and even though it didn't 848 00:37:52,760 --> 00:37:55,839 Speaker 1: work out right in the end, we actually ended up 849 00:37:55,840 --> 00:37:58,120 Speaker 1: purchasing a home that we hadn't specifically targeted, but it's 850 00:37:58,160 --> 00:38:00,799 Speaker 1: still an awesome house in this right neighborhood that we're 851 00:38:00,840 --> 00:38:02,520 Speaker 1: hoping to land in. But even though it didn't pan 852 00:38:02,560 --> 00:38:04,600 Speaker 1: out for you know, for those specific homes that we targeted, 853 00:38:04,680 --> 00:38:06,560 Speaker 1: we're still we're at least friends with those folks and 854 00:38:06,560 --> 00:38:09,720 Speaker 1: they are now our neighbors, and we have, like we've already, 855 00:38:09,719 --> 00:38:11,839 Speaker 1: we've still been in touch with them. But the fact is, 856 00:38:12,000 --> 00:38:15,040 Speaker 1: were they on the brink of considering to move or not, 857 00:38:15,280 --> 00:38:16,960 Speaker 1: I think there's a good chance that we may have 858 00:38:17,120 --> 00:38:19,600 Speaker 1: been able to to do a similar off market deal. 859 00:38:19,719 --> 00:38:22,800 Speaker 1: And basically that's a tactic that real estate and message 860 00:38:22,920 --> 00:38:25,600 Speaker 1: use all the time, like they're they're farming the market, 861 00:38:25,640 --> 00:38:28,880 Speaker 1: they're on door, they're sending out flyers trying to find 862 00:38:29,280 --> 00:38:31,839 Speaker 1: that one percent of people who are willing to sell 863 00:38:31,880 --> 00:38:34,360 Speaker 1: them the house based on getting that in their mailbox. 864 00:38:34,480 --> 00:38:35,879 Speaker 1: And you were looking for the same thing, but as 865 00:38:36,360 --> 00:38:39,560 Speaker 1: a primary homeowner. And I think that's actually really interesting 866 00:38:39,560 --> 00:38:41,480 Speaker 1: tactic that that some people who are looking for a 867 00:38:41,520 --> 00:38:44,680 Speaker 1: specific kind of property can use. It's not always going 868 00:38:44,719 --> 00:38:47,200 Speaker 1: to work, but it's it's worth a shot. Let's talk 869 00:38:47,239 --> 00:38:49,600 Speaker 1: about moving for a second map, because when we're talking 870 00:38:49,640 --> 00:38:52,120 Speaker 1: about finding a place that you want to live, moving 871 00:38:52,400 --> 00:38:56,200 Speaker 1: is clearly a part of the hassle. And it can 872 00:38:56,200 --> 00:38:59,239 Speaker 1: be expensive to using your own vehicle or a U haul, 873 00:38:59,320 --> 00:39:01,360 Speaker 1: asking for a few friends to help you move in 874 00:39:01,400 --> 00:39:04,160 Speaker 1: exchange for like pizza and beer. That works really well 875 00:39:04,280 --> 00:39:07,959 Speaker 1: in your twenties and not so much as you get older. 876 00:39:08,000 --> 00:39:09,759 Speaker 1: You know, you and me, we were knocking on the 877 00:39:09,800 --> 00:39:12,720 Speaker 1: door forty and so we had to budget more for 878 00:39:12,800 --> 00:39:15,720 Speaker 1: our move. Especially, by the way, if you're not staying local, 879 00:39:16,000 --> 00:39:18,279 Speaker 1: it's it's gonna cost more. And and I actually like 880 00:39:18,440 --> 00:39:20,000 Speaker 1: the idea of running your own U haul and then 881 00:39:20,080 --> 00:39:23,240 Speaker 1: hiring someone actually you hall has a moving help service. 882 00:39:23,280 --> 00:39:26,360 Speaker 1: That's great for finding local folks. I've done that myself, 883 00:39:26,719 --> 00:39:29,879 Speaker 1: and you can get a few people to come help 884 00:39:29,920 --> 00:39:33,920 Speaker 1: you move relatively inexpensively, and you rent the truck yourself. 885 00:39:33,960 --> 00:39:35,160 Speaker 1: And you did that a couple of times in the 886 00:39:35,200 --> 00:39:38,120 Speaker 1: past few years and multiple times. And here's the thing. 887 00:39:38,200 --> 00:39:40,920 Speaker 1: Finding a good mover for a bigger trip, especially one 888 00:39:40,920 --> 00:39:43,600 Speaker 1: that's taking you to a new state, is actually something 889 00:39:43,600 --> 00:39:45,839 Speaker 1: that can be fraught with peril. Though, So if you're 890 00:39:45,920 --> 00:39:50,560 Speaker 1: hiring movers, professional movers, make sure they are certified pro 891 00:39:50,719 --> 00:39:55,080 Speaker 1: movers at moving dot org. This this certification is awarded 892 00:39:55,120 --> 00:39:58,360 Speaker 1: by the American Trucking Association to companies who have to 893 00:39:58,360 --> 00:40:01,520 Speaker 1: pass like a rigorous set of standards and so ethical 894 00:40:01,600 --> 00:40:04,600 Speaker 1: standards as well. Right, Yeah, and so there's uh. Plus, 895 00:40:04,640 --> 00:40:07,000 Speaker 1: they look at the history of the moves they've done, 896 00:40:07,040 --> 00:40:09,920 Speaker 1: they talked to previous customers. They are thorough, and so 897 00:40:09,960 --> 00:40:12,560 Speaker 1: if you find a moving company who is a vetted 898 00:40:12,719 --> 00:40:17,759 Speaker 1: pro mover, you can know with relative certainty that this 899 00:40:17,840 --> 00:40:19,480 Speaker 1: is a company you want to do business with. Matt, 900 00:40:19,520 --> 00:40:22,040 Speaker 1: you and I, we of course prioritize that we found 901 00:40:22,280 --> 00:40:25,839 Speaker 1: high quality, certified pro movers who happen to be really 902 00:40:25,840 --> 00:40:29,359 Speaker 1: affordable and are helping us move up relatively inexpensively. So 903 00:40:29,760 --> 00:40:31,279 Speaker 1: I just want to put that out there. If you're 904 00:40:31,280 --> 00:40:33,719 Speaker 1: looking to hire a mover, it's easy to get taken 905 00:40:33,760 --> 00:40:37,960 Speaker 1: advantage of, but just only confining your search to pro 906 00:40:38,080 --> 00:40:41,000 Speaker 1: movers is one way that you're going to ensure that 907 00:40:41,040 --> 00:40:43,640 Speaker 1: you're doing business with the good guys. And by the 908 00:40:43,640 --> 00:40:46,359 Speaker 1: way movers are, it seems like they're thrilled to give 909 00:40:46,400 --> 00:40:49,160 Speaker 1: you estimates, but you want to make sure that you 910 00:40:49,200 --> 00:40:52,600 Speaker 1: get a binding estimate, and because this actually protects you 911 00:40:52,640 --> 00:40:56,320 Speaker 1: from extreme deviations that can occur if a mover only 912 00:40:56,400 --> 00:41:00,279 Speaker 1: provides a non binding estimate. But by doing that that 913 00:41:00,320 --> 00:41:02,399 Speaker 1: puts you in the best position. And don't ever pay 914 00:41:02,680 --> 00:41:05,400 Speaker 1: a down payment to a mover for their services. This 915 00:41:05,480 --> 00:41:08,279 Speaker 1: is a big, big red flag as well. And one 916 00:41:08,280 --> 00:41:10,160 Speaker 1: other thing worth mentioning when it comes to your move 917 00:41:10,239 --> 00:41:12,080 Speaker 1: is that you should try to purge as much as 918 00:41:12,120 --> 00:41:15,560 Speaker 1: possible before you leave. Joel, I think this folks might 919 00:41:15,600 --> 00:41:18,040 Speaker 1: also other sharp listeners out there might be may have 920 00:41:18,080 --> 00:41:19,760 Speaker 1: picked up on the fact that we have been selling 921 00:41:20,000 --> 00:41:21,920 Speaker 1: a good amount of stuff that you've basically meant to 922 00:41:21,960 --> 00:41:25,400 Speaker 1: sell yourself. Challenge and I kind of reverse half for 923 00:41:25,480 --> 00:41:28,160 Speaker 1: myself because I was like, Okay, we have to start 924 00:41:28,239 --> 00:41:30,239 Speaker 1: unloading things because I don't want to be in a 925 00:41:30,320 --> 00:41:32,759 Speaker 1: situation where we're either donating things to charity, which is 926 00:41:32,760 --> 00:41:34,480 Speaker 1: totally fine, but I would rather see it to go 927 00:41:34,520 --> 00:41:37,080 Speaker 1: to someone who's willing to pay me a small fee 928 00:41:37,280 --> 00:41:40,280 Speaker 1: where they're really excited to have that item and cash 929 00:41:40,360 --> 00:41:42,520 Speaker 1: to charity instead. Man, that is true, but this can 930 00:41:42,560 --> 00:41:44,640 Speaker 1: be a perfect chance to donate and sell that old 931 00:41:44,640 --> 00:41:47,920 Speaker 1: stuff that can help even pay for this move. Fewer 932 00:41:47,960 --> 00:41:51,400 Speaker 1: boxes means a less expensive move overall, and since the 933 00:41:51,400 --> 00:41:55,440 Speaker 1: average move it costs something around, cutting that bill down 934 00:41:55,560 --> 00:41:58,120 Speaker 1: in any way that you can is wise. But definitely 935 00:41:58,160 --> 00:42:00,719 Speaker 1: don't sell your stuff in order to buy all new 936 00:42:00,760 --> 00:42:02,680 Speaker 1: stuff when you get to your new place, and that 937 00:42:02,719 --> 00:42:06,520 Speaker 1: would probably be far worse from a money standpoint. Try 938 00:42:06,640 --> 00:42:09,040 Speaker 1: as much as possible to keep your old stuff that 939 00:42:09,120 --> 00:42:11,319 Speaker 1: is still in good working order. We just want you 940 00:42:11,360 --> 00:42:14,480 Speaker 1: to resist the urge to just completely upgrade by all 941 00:42:14,480 --> 00:42:17,279 Speaker 1: new furniture. We're gonna get this room to deliver like 942 00:42:17,400 --> 00:42:19,400 Speaker 1: brand new house where new people now. That is that 943 00:42:19,480 --> 00:42:21,000 Speaker 1: is what we want you to try to avoid. Well, 944 00:42:21,000 --> 00:42:23,399 Speaker 1: that's one of the downsize of those much larger homes Matt. 945 00:42:23,480 --> 00:42:25,160 Speaker 1: That's why I like the fact that we're staying in 946 00:42:25,200 --> 00:42:27,440 Speaker 1: a very similar square footage because it's like, there's not 947 00:42:27,920 --> 00:42:30,399 Speaker 1: much need for us to buy anything else. We kind 948 00:42:30,400 --> 00:42:32,919 Speaker 1: of have all the stuff that we've got, the beds 949 00:42:32,920 --> 00:42:35,000 Speaker 1: and the couches and chairs and all that stuff already. 950 00:42:35,200 --> 00:42:37,759 Speaker 1: We don't need to upgrade anything that you don't have 951 00:42:37,800 --> 00:42:41,120 Speaker 1: those How are we going to outfit the west wing? Questions? 952 00:42:41,640 --> 00:42:43,759 Speaker 1: Or the basement that is the size of my current home, Like, 953 00:42:43,920 --> 00:42:46,080 Speaker 1: when are we gonna put down there? I have no idea. 954 00:42:46,560 --> 00:42:48,640 Speaker 1: So yeah, I think that's a that's a good A 955 00:42:48,640 --> 00:42:51,680 Speaker 1: good call is is selling things that you can so 956 00:42:51,719 --> 00:42:54,200 Speaker 1: that you're moving less overall, so it's gonna cost you less. 957 00:42:54,520 --> 00:42:57,040 Speaker 1: And so let's talk about moving to matt in a 958 00:42:57,080 --> 00:43:01,440 Speaker 1: hot market when prices are high. They have been rents, 959 00:43:01,560 --> 00:43:03,880 Speaker 1: rents have gone up to and I've even seen people 960 00:43:04,040 --> 00:43:06,960 Speaker 1: talk about bidding wars for certain homes when it comes 961 00:43:06,960 --> 00:43:10,560 Speaker 1: to renting. So people are just that desperate for for 962 00:43:10,640 --> 00:43:14,600 Speaker 1: certain houses in certain areas, and so it's I will 963 00:43:14,640 --> 00:43:18,919 Speaker 1: say this was a massive needle that our families had 964 00:43:18,920 --> 00:43:21,960 Speaker 1: to thread over a series of of multiple months, or 965 00:43:22,080 --> 00:43:23,960 Speaker 1: a tiny needle we had a thread. It was the 966 00:43:24,000 --> 00:43:27,600 Speaker 1: smaller the needle, the harder. That's that's a good point, yeah, 967 00:43:27,840 --> 00:43:29,440 Speaker 1: and thank you for that. So, yeah, there was a 968 00:43:29,440 --> 00:43:32,520 Speaker 1: lot of uncertainty along the way as we were moving forward, 969 00:43:33,000 --> 00:43:35,200 Speaker 1: and you might actually be thinking that maybe we've lost 970 00:43:35,400 --> 00:43:37,759 Speaker 1: our how the money cred because we seem like you're 971 00:43:37,800 --> 00:43:40,080 Speaker 1: buying at the wrong time. I bought homes at the 972 00:43:40,120 --> 00:43:42,680 Speaker 1: peak of the market. Maybe. But a couple of things 973 00:43:42,719 --> 00:43:45,120 Speaker 1: to note on that front is, well, who knows whether 974 00:43:45,360 --> 00:43:47,000 Speaker 1: this is the peak or if we're going to see 975 00:43:47,040 --> 00:43:50,359 Speaker 1: home prices continue to climb maybe for the next few 976 00:43:50,400 --> 00:43:53,000 Speaker 1: years or even the next decade. It's tough to know. 977 00:43:53,080 --> 00:43:55,760 Speaker 1: And we've talked about the underlying demographics and the housing 978 00:43:55,800 --> 00:43:59,600 Speaker 1: shortage that we think they're there. We're not. We're definitely 979 00:43:59,600 --> 00:44:01,919 Speaker 1: not in how bubble, but it's hard to know whether 980 00:44:01,960 --> 00:44:03,680 Speaker 1: home prices are going to come down in the near 981 00:44:03,719 --> 00:44:06,600 Speaker 1: future or not. And the other thing is we're fortunate 982 00:44:06,680 --> 00:44:08,919 Speaker 1: enough to already own our own homes and that means 983 00:44:08,920 --> 00:44:12,279 Speaker 1: that we have the ability to take advantage of the 984 00:44:12,280 --> 00:44:15,000 Speaker 1: hot housing market. On the flip side of the equation, yeah, 985 00:44:15,200 --> 00:44:16,960 Speaker 1: I mean, we're we're having to pay a premium, right 986 00:44:17,280 --> 00:44:19,000 Speaker 1: to get our homes, but we're also getting a premium 987 00:44:19,040 --> 00:44:21,440 Speaker 1: so for I mean us specifically, like we're we we 988 00:44:21,480 --> 00:44:23,960 Speaker 1: sold our home, we are under contract, were pending, and 989 00:44:24,000 --> 00:44:27,879 Speaker 1: so we're we're kind of swapping one seemingly overpriced home 990 00:44:27,960 --> 00:44:31,040 Speaker 1: for another. Even though that being said, we are moving 991 00:44:31,080 --> 00:44:34,520 Speaker 1: to a more affordable location, so we're actually paying less 992 00:44:34,520 --> 00:44:37,080 Speaker 1: overall four our housing costs. And I'm doing the crazy 993 00:44:37,120 --> 00:44:39,200 Speaker 1: thing and trying to rent out our current home so 994 00:44:39,800 --> 00:44:42,120 Speaker 1: at all ending another unit to my rental portfolio. So 995 00:44:42,360 --> 00:44:44,560 Speaker 1: it's one of those things where we're trying to make 996 00:44:44,760 --> 00:44:48,280 Speaker 1: lemonade out of lemons with the hot housing market, and 997 00:44:48,480 --> 00:44:51,200 Speaker 1: it's it's certainly a hard time to move. It's a 998 00:44:51,239 --> 00:44:53,080 Speaker 1: really hard time to try to get two families to 999 00:44:53,120 --> 00:44:56,440 Speaker 1: move within a relatively uh short distance of each other. 1000 00:44:56,880 --> 00:44:59,840 Speaker 1: But unreal we pulled it on somehow. It Yeah, we 1001 00:45:00,040 --> 00:45:02,360 Speaker 1: you have been able to manage it wild maintaining our friendship, 1002 00:45:02,640 --> 00:45:07,520 Speaker 1: uh the podcast and continuing to release good content. So 1003 00:45:07,600 --> 00:45:09,239 Speaker 1: I mean, picking the right place to live. It's it's 1004 00:45:09,280 --> 00:45:11,680 Speaker 1: more of an art honestly than a science. Um. But 1005 00:45:11,800 --> 00:45:14,560 Speaker 1: that being said, if you're a type a person, you 1006 00:45:14,719 --> 00:45:17,520 Speaker 1: might even want to create something a little nerdy or 1007 00:45:17,560 --> 00:45:19,719 Speaker 1: something like a weighted scale that considers all of these 1008 00:45:19,760 --> 00:45:24,040 Speaker 1: factors to help you to numerically represent which communities and 1009 00:45:24,080 --> 00:45:27,080 Speaker 1: which specific houses make sense to you. And remember, money 1010 00:45:27,160 --> 00:45:30,279 Speaker 1: is an important factor in deciding where to live. Of course, 1011 00:45:30,320 --> 00:45:32,480 Speaker 1: we don't want you to rent or buy somewhere that's 1012 00:45:32,480 --> 00:45:34,879 Speaker 1: going to bust your monthly budget, but money is not 1013 00:45:35,000 --> 00:45:37,879 Speaker 1: the most important reason to move or to stay put. 1014 00:45:38,080 --> 00:45:39,399 Speaker 1: We're gonna be moving here in a couple of weeks, 1015 00:45:39,440 --> 00:45:41,960 Speaker 1: and it's it's kind of a stressful time moving. It's 1016 00:45:42,000 --> 00:45:44,680 Speaker 1: widely considered to be one of the most stressful life events. 1017 00:45:44,680 --> 00:45:46,040 Speaker 1: It's up there, I think, with the loss of a 1018 00:45:46,080 --> 00:45:49,080 Speaker 1: loved one. And so here's to hoping we don't move 1019 00:45:49,120 --> 00:45:51,880 Speaker 1: again anytime soon. And for those out there who are 1020 00:45:51,920 --> 00:45:54,360 Speaker 1: also looking to move in the near future, we wish 1021 00:45:54,360 --> 00:45:57,080 Speaker 1: you the best of luck in finding a home and 1022 00:45:57,120 --> 00:46:00,680 Speaker 1: specifically in finding a community where you your family can 1023 00:46:00,719 --> 00:46:03,760 Speaker 1: thrive as well. Yep, so hopefully we dished enough personal 1024 00:46:03,800 --> 00:46:06,040 Speaker 1: information and also gave you a lot to think about 1025 00:46:06,040 --> 00:46:09,319 Speaker 1: when it comes to buying or renting and when where 1026 00:46:09,320 --> 00:46:11,200 Speaker 1: you're gonna end up. And I think, Matt, more people 1027 00:46:11,560 --> 00:46:13,400 Speaker 1: have been thinking about it, and more people will continue 1028 00:46:13,440 --> 00:46:15,960 Speaker 1: to think a little more deeply about why they live 1029 00:46:16,000 --> 00:46:18,000 Speaker 1: where they live. They'll start to question is this is 1030 00:46:18,000 --> 00:46:20,040 Speaker 1: actually this is actually where I want to be, Or 1031 00:46:20,239 --> 00:46:22,440 Speaker 1: do I actually want to live in a small town 1032 00:46:22,800 --> 00:46:24,759 Speaker 1: on the edge of a national forest, or do I 1033 00:46:24,840 --> 00:46:26,680 Speaker 1: want to live in the heart of downtown in a 1034 00:46:26,719 --> 00:46:30,600 Speaker 1: studio apartment because I'm walking distance to three great craft breweries. 1035 00:46:30,640 --> 00:46:33,440 Speaker 1: I mean like, it's all going to be individualized and 1036 00:46:33,480 --> 00:46:35,720 Speaker 1: everyone's going to have a different take, which is great. 1037 00:46:36,200 --> 00:46:38,560 Speaker 1: But factor these things in for yourself. We'll we'll have 1038 00:46:38,600 --> 00:46:40,160 Speaker 1: a list in our show notes on how to money 1039 00:46:40,160 --> 00:46:42,799 Speaker 1: dot Com of all the factors that we mentioned, so 1040 00:46:42,880 --> 00:46:44,520 Speaker 1: you can kind of come up with a chart for 1041 00:46:44,560 --> 00:46:46,920 Speaker 1: yourself as you're making these assessments. But Matt, let's get 1042 00:46:46,920 --> 00:46:49,320 Speaker 1: back to the beer that we had on this episode. 1043 00:46:49,640 --> 00:46:52,040 Speaker 1: This is called Stuck Ease Pecan log Roll by a 1044 00:46:52,040 --> 00:46:54,600 Speaker 1: Wild Heaven. What were your thoughts on this beer. I'll 1045 00:46:54,640 --> 00:46:56,919 Speaker 1: say it was pretty tasty. It's a fairly unique beer. 1046 00:46:56,960 --> 00:46:58,440 Speaker 1: Like they don't say on the can what type of 1047 00:46:58,440 --> 00:47:00,320 Speaker 1: beer it is, but if I had to just cry it, 1048 00:47:00,360 --> 00:47:03,719 Speaker 1: I would say like it has more brown ale characteristics, 1049 00:47:04,360 --> 00:47:06,040 Speaker 1: uh than than a stout because it doesn't have some 1050 00:47:06,080 --> 00:47:08,480 Speaker 1: of those big, robust flavors that come with a stout. 1051 00:47:09,000 --> 00:47:10,560 Speaker 1: Drinks more like a brown ale to me, like a 1052 00:47:10,840 --> 00:47:15,600 Speaker 1: light nutbrown ale, you know that's true. And I feel 1053 00:47:15,600 --> 00:47:17,200 Speaker 1: like it kind of has a fluffy nous to it, 1054 00:47:17,239 --> 00:47:19,360 Speaker 1: like it almost tastes like there's a little bit of marshmallow. 1055 00:47:19,719 --> 00:47:23,520 Speaker 1: A lot of times marshmallow can be added to stouts, 1056 00:47:23,520 --> 00:47:25,319 Speaker 1: typically as an adjunct, to kind of give it some 1057 00:47:25,360 --> 00:47:27,759 Speaker 1: of that white fluff flavor. And it makes sense too 1058 00:47:27,760 --> 00:47:30,280 Speaker 1: specifically for this beer because this is so stuck ease. 1059 00:47:30,760 --> 00:47:32,319 Speaker 1: It's like a gas station. It's like a truck stop 1060 00:47:32,360 --> 00:47:35,640 Speaker 1: chain that originated down in South Georgia, and they have 1061 00:47:35,800 --> 00:47:39,200 Speaker 1: these pecan log rolls that you could buy there at 1062 00:47:39,200 --> 00:47:41,879 Speaker 1: those gas stations. And so this is actually a collaboration 1063 00:47:42,200 --> 00:47:45,680 Speaker 1: with Stucky specifically in Wild Heaven, to create this beer 1064 00:47:45,800 --> 00:47:48,239 Speaker 1: that makes it taste like you just pulled over in 1065 00:47:48,280 --> 00:47:51,120 Speaker 1: South Georgia. I guess it got a snack and got 1066 00:47:51,120 --> 00:47:55,200 Speaker 1: a log roll from the gas station, which I don't 1067 00:47:55,239 --> 00:47:56,799 Speaker 1: even know if I've ever even had one of these. 1068 00:47:56,880 --> 00:48:00,560 Speaker 1: I think I have. You have seen them before, did yeah? Right? 1069 00:48:00,680 --> 00:48:03,120 Speaker 1: Just to be a true Georgian, we would always if 1070 00:48:03,160 --> 00:48:05,040 Speaker 1: I was ever wanted, like the splurge when I was 1071 00:48:05,040 --> 00:48:07,240 Speaker 1: growing up was if my parents got one of the 1072 00:48:07,280 --> 00:48:09,719 Speaker 1: deep fried apple pies like in the wax paper. That 1073 00:48:09,719 --> 00:48:12,760 Speaker 1: sounds good, dude. Those were my jam and I still 1074 00:48:12,960 --> 00:48:15,400 Speaker 1: love those to this day. It's why my favorite donut 1075 00:48:15,480 --> 00:48:17,840 Speaker 1: is an apple fritter, because you get that deep fried 1076 00:48:17,920 --> 00:48:21,120 Speaker 1: with the apple flavors and the cinnamon. So I can't 1077 00:48:21,160 --> 00:48:24,399 Speaker 1: imagine myself going for the pecan roll pecon log roll 1078 00:48:24,760 --> 00:48:27,080 Speaker 1: over a deep fried apple pie. But the next time 1079 00:48:27,080 --> 00:48:28,799 Speaker 1: I see what, I'm gonna have to get one just too. 1080 00:48:28,800 --> 00:48:30,640 Speaker 1: I give it a shot, no doubt. Yeah, I thought 1081 00:48:30,640 --> 00:48:34,080 Speaker 1: this one was was tasty and pecans they're a classic 1082 00:48:34,320 --> 00:48:38,080 Speaker 1: Georgia staple, and so is on this episode where we're 1083 00:48:38,080 --> 00:48:41,560 Speaker 1: staying put in Georgia. It's only appropriate migrating a little 1084 00:48:41,560 --> 00:48:44,080 Speaker 1: bit north. Uh, it was only appropriate, I agree. So 1085 00:48:44,360 --> 00:48:46,440 Speaker 1: that's gonna do it for this episode. For folks who 1086 00:48:46,440 --> 00:48:48,480 Speaker 1: want the show notes and links to some of the 1087 00:48:48,480 --> 00:48:50,879 Speaker 1: things we mentioned in this episode, you can find those 1088 00:48:50,920 --> 00:48:53,200 Speaker 1: on our website at how to money dot com. That's right, 1089 00:48:53,239 --> 00:48:55,440 Speaker 1: So that's gonna be it for this episode, Joel. Until 1090 00:48:55,480 --> 00:49:06,680 Speaker 1: next time, Best Friends Out, Best Friends Out, m