Speaker 1: Hello the Internet, and welcome to season three, twenty episode
Speaker 1: two of Daly's Like I Say production of iHeartRadio. This
Speaker 1: is a podcast where we take a deep dive into
Speaker 1: the America share consciousness. And it is Tuesday, January ninth,
Speaker 1: twenty twenty four, just three days late. We missed missed
Speaker 1: our big day over the weekend. But I was saying, Ben,
Speaker 1: don't you think is that kind of weird like to
Speaker 1: be celebrating January sixth on a weekend, Like you don't
Speaker 1: get to like dress up for work or like do
Speaker 1: any of the fun stuff that we normally do for
Speaker 1: January sixth, Right right, Well, anyways, my name's Jack O'Brien
Speaker 1: aka ball so hard motherfuckers think it's giants. That is
Speaker 1: courtesy of just Pruit, in reference to the femur that
Speaker 1: somebody thought was a giant's balls before they knew what
Speaker 1: dinosaurs were. I'm thrilled. We're thrilled to be joined by
Speaker 1: very special guest co host writer who's one of the
Speaker 1: best podcasts, hosts and executive producers doing it. You know
Speaker 1: him from stuff that I want you to know, ridiculous history.
Speaker 1: Please welcome the brilliant and talented Ben bowling.
Speaker 2: Doctor, awkward, that is a palindrome. That's a deep cut
Speaker 2: from an old friend who, believe it or not, Jack
Speaker 2: is just as nerdy as us, but a bit more clever.
Speaker 1: Damn, doctor awkward as a palindrome. Hot, damn. I think
Speaker 1: you've said that before, but I don't think it sunk in.
Speaker 1: I was busy doing something else last time, just like
Speaker 1: on January sixth, Yeah, yeah, exactly, I wasn't there. What
Speaker 1: are you talking about? You can't prove anything that's a
Speaker 1: great palindrome? Great? Aka, how are you doing? Ben?
Speaker 2: Oh so well? Fellows like gang folks you me. You
Speaker 2: may have heard some of the scuttle butt regarding aviation
Speaker 2: misadventures on the part of Boeing. I recently returned from
Speaker 2: a flight domestic US flight, and there was I kid the.
Speaker 1: Not a gap kid the right. I saw, what's the
Speaker 1: version of me igest ighest? Yes, I don't know. That's terrible.
Speaker 2: It's the woodest uh would anyway, Let's not get let's
Speaker 2: not get stuck in that because the window in the
Speaker 2: exits seat where I sat was certainly not stuck to
Speaker 2: the rest of the plane. The plastic panel was out.
Speaker 1: I saw that on yeah, I saw that picture that
Speaker 1: was unnerving, especially after they had a little blowout on
Speaker 1: a Alaska. I actually flew Alaska to go back east
Speaker 1: to see my family over the break and had the thought,
Speaker 1: Alaska can't be like working with the highest quality planes, right,
Speaker 1: Like I feel like these are like third hand consignment.
Speaker 1: At this point, I was like, like, you know, we
Speaker 1: were hitting turbulence, and I was having an existential crisis,
Speaker 1: as I do every time we hit turbulence, Like it
Speaker 1: gets worse with age for me for some reason, Like
Speaker 1: I thought, yeah, well, like I thought, I didn't notice
Speaker 1: turbulence when I was a kid, and my kids certainly
Speaker 1: don't notice it. But I am immediately contemplating my death
Speaker 1: every time there's turbulence.
Speaker 2: I love it, Jack, I was sitting. I was sitting
Speaker 2: on this plane and we did have turbulence as well,
Speaker 2: and I'm looking, I'm looking through this gap. One person
Speaker 2: on Twitter or x as people prefer sometimes. One person
Speaker 2: on Twitter said, Ben, you know, it's just a it's
Speaker 2: a cosmetic thing. Right. You're inside a metal tube and
Speaker 2: there's a smaller plastic tube within there, and what you're
Speaker 2: seeing is the plastic tube not quite aligning, but everything
Speaker 2: is safe. And my response, honestly, as you and I
Speaker 2: are both aging, everyone listening is aging. My response was
Speaker 2: such a classic cheap skate bed move. I was thinking, well,
Speaker 2: you know what, why would I go to an amusement park.
Speaker 2: Why would I pay extra for a roller coaster experience
Speaker 2: when I can just be on you.
Speaker 1: Can be on an unsafe airline. You know what I mean.
Speaker 2: I'm saving money.
Speaker 1: Yeah, pretty smart, pretty smart. Got to pack it in
Speaker 1: where you can. Anyways, Well, we're glad you made it
Speaker 1: back and didn't have that window blow out and then
Speaker 1: get sucked out, which apparently doesn't happen that every movie.
Speaker 1: When there's a hole in the side of a plane,
Speaker 1: that hole turns into a sucking vortex which just like
Speaker 1: keeps creating larger and larger, like sucking larger pieces of
Speaker 1: the plane off or like pulling people out. And like
Speaker 1: they just landed that shit like it was you know,
Speaker 1: top down summer day. Uh No, Like people were definitely
Speaker 1: people were taking videos. They were like that window is
Speaker 1: fucking open, bro, but like nobody was getting sucked anywhere.
Speaker 2: The pilot's like, okay, it turns out this uh this
Speaker 2: ride is a convertible, so we're just gonna park with
Speaker 2: the top off.
Speaker 1: Yeah. Anyways, Ben, Enough with us non experts. We're joined
Speaker 1: for our expert episode by a true real expert, a
Speaker 1: decorated attorney, the youngest ever president of the Kane County
Speaker 1: Bar Association who's been appointed Kane County Public Guardian, which
Speaker 1: means she's in charge of protecting residents who have no
Speaker 1: one else to help them. Please welcome, Diana motherfucking Law.
Speaker 3: Thank you very much. I'm very happy to be here.
Speaker 1: Diana. I'm guessing on what the M stands for because
Speaker 1: your your name is listed Diana M Law. Did I
Speaker 1: get it?
Speaker 3: It is Diana M Law.
Speaker 1: Diana motherfucking was that?
Speaker 3: Absolutely?
Speaker 1: Yeah?
Speaker 3: Chose that now? I Rememberrie like everyone else.
Speaker 1: In this Okay. My dad has five sisters and they're
Speaker 1: all named Mary Mary something.
Speaker 2: Yeah.
Speaker 1: Yeah, because because Catholicism. Diana, what wonderful to have you.
Speaker 1: Where are you coming to us from?
Speaker 3: Thank you. I'm coming to you from a very chilly,
Speaker 3: snowy Aurora, Illinois.
Speaker 1: Aurora. I've heard of that place. Wayne's World.
Speaker 3: Absolutely straight west of Chicago, so yeah, hour out with traffic, okay,
Speaker 3: but about thirty five miles straight west.
Speaker 1: Oh, man, it is fifty nine degrees in Los Angeles
Speaker 1: and still fucking freezing you. No, No, it's like it's
Speaker 1: everybody is complaining to one another, like we can do
Speaker 1: it because we're all in Los Angeles, so we were
Speaker 1: all like in the same world of just having the
Speaker 1: layer between us and the world and the weather just
Speaker 1: like diminished to the point that we're we basically have
Speaker 1: no skin at this point. So it's just we're such babies.
Speaker 1: We're just such babies. Fifty nine is freezing. It is
Speaker 1: below zero for Los Angeles temperatures, and I just wanted
Speaker 1: to make sure the audience hated me before we moved on.
Speaker 2: Oh good, yes, okay, checking that off, Diana. As we
Speaker 2: are an audio show, I feel it is important for
Speaker 2: everybody to know you have a beautiful window view right
Speaker 2: now of the outdoors, which which looks pretty snowy and snowy. Yeah.
Speaker 2: I love snow. I mean, Jack, I'm gonna go out
Speaker 2: on a snowy limb here and say you are possible.
Speaker 1: Don't do that at slippery frightened of snow. No, No,
Speaker 1: I'm not frightened. So I grew up back East. I
Speaker 1: spent a lot of time I lived in Massachusetts for
Speaker 1: a number of formative years of my life. I've I've
Speaker 1: been through snow. I just it's there's something about La
Speaker 1: where it's like our wardrobes are not built for anything
Speaker 1: under sixty five degrees, and like the buildings are not
Speaker 1: built for it. So you go inside and it just
Speaker 1: gets fucking freezing. Like there's just I got not heard
Speaker 1: of insulation.
Speaker 2: I got an emergency text from some friends in Los
Speaker 2: Angeles when it rained. Yeah, yeah, a while back area, Diana.
Speaker 2: They were legitimately sincerely concerned.
Speaker 1: You guys don't understand. It's not just cold, it's also windy.
Speaker 1: Have you heard of this wind, Diana? Sureley, you have not.
Speaker 3: We have plenty of wind, plenty of wind in the
Speaker 3: windy city. And actually it didn't snow for Christmas. I
Speaker 3: think we might have actually been warmer than you. We
Speaker 3: were in the high fifties on Christmas Day, which was
Speaker 3: a little unnerving because I'm used to having my cold
Speaker 3: white Christmas. Yeah, and it was more like a spring day.
Speaker 3: Everyone's walking around in shorts over here.
Speaker 1: Yeah, yeah, and that is you know, people from Massachusetts
Speaker 1: will if it's over thirty two degrees, like they're the
Speaker 1: other end of the annoying spectrum, where if it's over
Speaker 1: thirty two degrees, they will wear short sleeves and then
Speaker 1: make fun of you for being cold or for worrying
Speaker 1: about their skin.
Speaker 2: Look at this guy wearing his pants.
Speaker 1: All right, well, Diana, we are excited to talk to you.
Speaker 1: We're gonna talk about sort of a large issue that
Speaker 1: kind of goes undercovered in mainstream media. The New York
Speaker 1: Times actually just did a big article about it. But
Speaker 1: basically America's aging population, that we're headed for a demographic
Speaker 1: shift that will be unprecedented in our lifetimes, and you know,
Speaker 1: it's it's it's going to be a mess, especially given
Speaker 1: the way America is currently constituted. Yes, and it's like
Speaker 1: one of those stories that we're not good at paying
Speaker 1: attention to because we're scared of death, like we don't
Speaker 1: like our own mortality, and so there's just all sorts
Speaker 1: of things working against us. Here. You work up to
Speaker 1: your elbows in this field, getting your hands dirty in
Speaker 1: this field, and helping people. So we're going to talk
Speaker 1: to you about that. But before we do, we do
Speaker 1: like to ask our guests to get to know them
Speaker 1: a little bit better. What is something from your search
Speaker 1: history that's revealing about who you.
Speaker 3: Are my search history. So my husband and I actually
Speaker 3: watched all we binged Fargo, that whole series over the
Speaker 3: break when we were home for the holidays, and my
Speaker 3: sister in law mentioned to me that Kirsten Dunst was
Speaker 3: married to Jesse Plemons, which I found surprising. So I
Speaker 3: did kind of a deep dive on his career and
Speaker 3: looking at all the things that he's been in. And
Speaker 3: sometimes I get on these little research projects and then
Speaker 3: all of a sudden hours have gone by, and I
Speaker 3: don't know how that happens. But other than that, it's
Speaker 3: mostly travel blogs and white calf boots and other things
Speaker 3: that I might need for the weather.
Speaker 2: Diana, what's the What's something about Jesse Plemans that really
Speaker 2: struck you as extraordinary?
Speaker 3: As extraordinary that he's married to Kristen Dunn's I think, okay.
Speaker 2: Like the second most extraordinator.
Speaker 1: I mean, that's that's extraordinary. It's good for that man.
Speaker 1: I must be amazing in a room, must be. But
Speaker 1: he's also I do get like a nice calm feeling
Speaker 1: when he shows up on a on a film screen.
Speaker 1: I'm like, there's something about his energy.
Speaker 3: I think he resonates like a Midwesterner. I actually found
Speaker 3: in my search he's born in Texas, but he's very
Speaker 3: he seems like a Midwesterner, like someone I would go
Speaker 3: have a cocktail with the like the little dive bar
Speaker 3: the street.
Speaker 1: Yeah yeah, and he wouldn't have a cocktail, but he'd
Speaker 1: be cool about the fact that you were having a cocktail.
Speaker 1: I feel like he would you just have a beer
Speaker 1: or something.
Speaker 2: He probably have some interesting facts. He would know someone
Speaker 2: who knows someone. And every character Jesse Plemon's plays, like
Speaker 2: the guy really came into his own. I would argue
Speaker 2: every character that he plays has this kind of grounded
Speaker 2: and I agree with you, Diana, grounded midwestern vibe and
Speaker 2: approach that brings the realism home. I remember, I remember
Speaker 2: because I am not good at pop culture. I remember
Speaker 2: seeing the guy one time and thinking I was arguing
Speaker 2: with my girlfriend. I was like, come on, that's just
Speaker 2: that's Matt Damon, right, That's like definitely Matt Damon right,
Speaker 2: And I was incorrect.
Speaker 1: Oh yeah. Someone once described Lonzo Ball as looking like
Speaker 1: if a seventh grader tried to draw Drake, and I
Speaker 1: feel like Jesse Plemmons is what happens if a seventh
Speaker 1: grader tries to draw Matt Damon, Like it's like not
Speaker 1: quite there, but it's like, you know, it's a bad drawing,
Speaker 1: but yeah, it's the the Plemons of it all. Like
Speaker 1: I I've just, without really noticing it, I've discovered that
Speaker 1: I'm like a big Jesse Plemons fan. Because so there's
Speaker 1: this new movie from Alex Garland, who's like a filmmaker
Speaker 1: that I really liked, Annihilation, his movie starring Natalie Portman,
Speaker 1: sci fi movie, very cool. I haven't seen men a
Speaker 1: lot of people like x Makina, and so he's like
Speaker 1: an interesting filmmaker. I'm excited to see what he does next.
Speaker 1: At all times he's he wrote twenty eight days later,
Speaker 1: I think he has a new movie called Civil War
Speaker 1: coming out. And it looked bad to me, Like the
Speaker 1: trailer looked like like it could be a Daily Wire movie,
Speaker 1: like if the politics were just like slightly shifted. But
Speaker 1: then the last scene that they show has Jesse Plemons
Speaker 1: and a pair of like bright red sunglasses just being
Speaker 1: like really weird, and I was like, back on board.
Speaker 1: That's all it took, was just seeing a weird energy
Speaker 1: from Jesse Plemmons, and I was like, all right, I'm man,
Speaker 1: I'm gonna watch this fucking probably three hour movie because, yeah,
Speaker 1: that Plemmons in bright red tinted shades. Yeah that's not
Speaker 1: that's not a Plemmons. I've seen seen them without bright
Speaker 1: red tinted shades. So what must this be? Like?
Speaker 2: That's a good that's a good question. Jac Do you
Speaker 2: do you all think that Kirsten Duntz knows that she's
Speaker 2: married to Jesse Plemons or does she think it's Matt Damon.
Speaker 3: Oh that's actually an excellent question.
Speaker 1: Uh, oh, she know. I think I think they're just
Speaker 1: both incredible actors who like respect the great acting of
Speaker 1: it all would be my guest. She's so good in
Speaker 1: that in that Fargo season. Yeah, it's just amazing.
Speaker 2: Argo is a master work.
Speaker 1: Yeah, I agree, Yeah, is he? And Fargo feels like
Speaker 1: he should be all over the place in that show.
Speaker 3: Yeah, he was in the season where he's married to
Speaker 3: Kirsten Dunst in the show.
Speaker 1: Oh he is. Okay, Okay, that makes sense.
Speaker 3: I don't know which season it is. That kind of elblurn. Yeah,
Speaker 3: there after five days of NonStop.
Speaker 1: Bargo man, that first season still hits the Billy Bob Thornton,
Speaker 1: What What What a blast? That was one of my
Speaker 1: favorite TV characters I've seen in a while. What, Diana
Speaker 1: is something you think is overrated?
Speaker 3: Overrated? I think a lot of things are overrated. My
Speaker 3: parents would tell you that the only thing in life
Speaker 3: that's not overrated is having grandchildren. But I think, oh no,
Speaker 3: and Julie I gave him too. So I do think
Speaker 3: for the purpose of what we're going to talk about today,
Speaker 3: what I think is one of the something that's husually
Speaker 3: overrated right now is a college education or formal education
Speaker 3: after high school. And I say that for several reasons,
Speaker 3: but I think there's a huge trade gap right now.
Speaker 3: And you know, there are kids that are going to
Speaker 3: college who don't have the finances to go to college.
Speaker 3: They're getting themselves in a huge amount of debt, and
Speaker 3: then they're graduating with a degree that's really not going
Speaker 3: to give them the type of job that is going
Speaker 3: to help them to pay for that debt that they
Speaker 3: just have now incurred. And on the flip side, if
Speaker 3: you join a trade now, they're so desperate for people
Speaker 3: to work in the trades that there are so many
Speaker 3: trade organizations that I know about locally. Actually, one of
Speaker 3: my college my clients, has what's called a blue collar
Speaker 3: scholar where they will pay you a sign on bonus,
Speaker 3: then they train you. You just have to work there
Speaker 3: for two years. So those kids are grad you know,
Speaker 3: they're with their peers. Those kids that go in the
Speaker 3: trades are now making six figures by the time their
Speaker 3: peers are out of college, and their peers are now
Speaker 3: into debt if their parents in pay or they didn't
Speaker 3: get scholarships. And so even if you do go to college,
Speaker 3: I think it's important to look at what's going to
Speaker 3: be my return on investment and can I go to
Speaker 3: a less expensive school, can I go to you know,
Speaker 3: can I study something that's going to get me a
Speaker 3: job right out of college as opposed to great, you
Speaker 3: got that degree, but now you really have to get
Speaker 3: a master's before anyone is going to hire you to
Speaker 3: do that, and then you're adding on debt. So that's
Speaker 3: what I would think is one of the things that's overrated.
Speaker 2: One hundred percent agree it's unfortunately have some first hand
Speaker 2: experience with that. Can't speak for everybody, Diana, but I
Speaker 2: fondly recall every conversation I've had with one of my
Speaker 2: childhood best friends who went into HVAC when your boy
Speaker 2: went to get an English degree, As my father pointed out,
Speaker 2: oh you're getting a degree in a language you already speak. Uh,
Speaker 2: can can you build a house? And and the trades
Speaker 2: get right, the trades get I.
Speaker 1: Think, unfairly maligned. Yeah, unfairly maligned.
Speaker 2: It's a great way to say it.
Speaker 1: Yeah, when I don't know, we actually just had to
Speaker 1: have at the studio here, I'm recording this from the studio,
Speaker 1: and we just had to have the English degree guy
Speaker 1: come out to take a look at our English use
Speaker 1: of English language in the in the studio walls had
Speaker 1: to check your child. Yeah, yeah, exactly, No, sorry, sorry,
Speaker 1: I proceed the Uh.
Speaker 2: But that I think that's an excellent thing, you know.
Speaker 2: And also it goes to our larger conversation today, right,
Speaker 2: like the idea of economic disparity and the origins and
Speaker 2: future thereup.
Speaker 1: I mean, yeah, the the financial precarity of basically everyone
Speaker 1: who's not extraordinarily healthy was really driven home by the
Speaker 1: research for today's subjects. Just it's you are, you know,
Speaker 1: an aging parent's health crisis away from really being in
Speaker 1: trouble because the country does not. It is not built
Speaker 1: to help out in situations like that the way that
Speaker 1: other countries are. It's built to be like sort of
Speaker 1: a fucking high stakes casino in all things and be
Speaker 1: proud of that. I guess it just fucking sucks, what
Speaker 1: I mean. I will just say, like I think education
Speaker 1: is great, you just like in the current system where
Speaker 1: you know, everything is so financially precarious, like yeah, it's
Speaker 1: and like the system seems to be currently built to
Speaker 1: favor predatory like everything, like financial predators. So you know,
Speaker 1: whether that be loans or whether that be you know,
Speaker 1: people who are just praying on you when you're in
Speaker 1: desperate need of a place for to help you with
Speaker 1: your parents' health care, like that absolutely really designed for
Speaker 1: them and not us in a lot of ways. So
Speaker 1: it's a difficult place to be in debt, and unfortunately
Speaker 1: the system is designed to drive you into debt, but
Speaker 1: via college education in a lot of cases.
Speaker 2: But hold odd. At the other end, you can reverse
Speaker 2: your mortgage.
Speaker 1: Oh yeah, that is a good point mortgage, right, I
Speaker 1: was just looking into that. Tom Selleck, my good buddy
Speaker 1: Selk was helping me out with that he has some
Speaker 1: interesting ideas. What is something you think is underrated?
Speaker 3: Underrated? I think I have to say last year not
Speaker 3: an ideal time to start this in Illinois in January,
Speaker 3: but I started taking a daily walk and I would
Speaker 3: walk for forty five minutes outside no matter the weather.
Speaker 3: If it was really really bad, I would take my
Speaker 3: walking pad into the garage and lift up the garage door.
Speaker 3: But I went outside, and I didn't really know why
Speaker 3: I loved it so much. And I was talking to
Speaker 3: one of my clients whose kid is a doctor, and
Speaker 3: he says, well, Diana, it's because if you spend at
Speaker 3: least thirty minutes outside every day, it's the same as
Speaker 3: taking an antidepressant. And so I noticed from my Apple Watch,
Speaker 3: after I'd just done this for about a week, my
Speaker 3: resting heart rate went down about seven or eight beats
Speaker 3: a minute. And I think, because you're outside, even if
Speaker 3: it's cloudy, you get the vitamin D. So there was
Speaker 3: lots of health benefits. It's easy, it's free, it's simple,
Speaker 3: and it made a big difference. So I'm a big
Speaker 3: proponent of that daily walk.
Speaker 1: Yeah. Again, a great idea that this design of air
Speaker 1: towns and cities in many cases not time for because
Speaker 1: that is not profitable. Nobody's making money off of that.
Speaker 1: As you mentioned, it's free. And so there's a lot
Speaker 1: of strodes and you know streets, street roads that are
Speaker 1: make walking hard and you know strip Strip Mall is easy.
Speaker 2: Jackie, you not subscribed to walk plus.
Speaker 1: Walk plus, that's true. Walk plus is actually great, great product.
Speaker 1: Who we'll hear more from Right now, We're going to
Speaker 1: take a quick break and then we'll come right back
Speaker 1: and we're back and yeah, So the US and the
Speaker 1: world at large are going through, uh not like it's
Speaker 1: begun an unprecedented demographic shift where the population of the
Speaker 1: world is about to be older than it ever has
Speaker 1: been before. Probably currently is older than it ever has
Speaker 1: been before, and we'll continue to get older and older.
Speaker 1: So I one of the things we're gonna talk about
Speaker 1: is just like financially what that means for the world.
Speaker 1: And that might seem callous, but I think so I've
Speaker 1: talked a lot before on the show about the dependency ratio.
Speaker 1: I think it's quietly one of the most important metrics
Speaker 1: for explaining the economic fates of different countries in the
Speaker 1: twentieth century. But the basic idea is when you have
Speaker 1: a larger population that is working age versus the portion
Speaker 1: that is either too young or old to work, that
Speaker 1: is good. So you put the babies in elderly on
Speaker 1: one side of a scale and people eighteen to sixty
Speaker 1: five on the other, and the more the people eighteen
Speaker 1: to sixty five outweigh the ones who can't work, your
Speaker 1: economy is going to do better. And so the US
Speaker 1: had a ton of economic success during the second half
Speaker 1: of the twentieth century at the same time that the
Speaker 1: baby boom was moving through the eighteen to sixty five
Speaker 1: portion of their lifespan. And I think part of the
Speaker 1: reason we don't talk about the dependency ratio is they
Speaker 1: want to you know, baby boomers are still enormously powerful,
Speaker 1: and they want to believe that the success was due
Speaker 1: to like individualistic achievement and not just like dumb demographics.
Speaker 1: So we don't hear as much about the dependency ratio.
Speaker 1: China is another really good example of the dependency ratio.
Speaker 1: Their one child policy gave them an extremely favorable dependency
Speaker 1: ratio for a while and now will lead to an
Speaker 1: extremely unfavorable one as sort of the you know, it
Speaker 1: was good when the artificially smaller generation due to the
Speaker 1: One Child Act or one Child policy was too young
Speaker 1: to work. But now they are moving through the workforce,
Speaker 1: and the baby boom that made them put that policy
Speaker 1: in the place in the first place is now retiring,
Speaker 1: and so they have an artificially small workforce population and
Speaker 1: a very large aging population.
Speaker 2: Add to that, in the case of China, add to
Speaker 2: that the femicide.
Speaker 1: Right, yeah, of course. Yeah. The so truly like this
Speaker 1: is something that macro economists pay a lot of attention to.
Speaker 1: And so another thing you're hearing a lot about is
Speaker 1: like the impending wealth transfer from baby boomers. You know,
Speaker 1: they have more wealth than most other aging demographics, not
Speaker 1: just like because they're such a massive portion of the population,
Speaker 1: but also because they're just they've had a lot of success,
Speaker 1: possibly due to the favorable demographics, but they have a
Speaker 1: lot of money. They're headed for retirement, and a lot
Speaker 1: of I see a lot of like business articles being like, guys,
Speaker 1: it's time to capitalize, like here's where you need to
Speaker 1: like cash in, and they're assuming that a lot of
Speaker 1: that money will be inherited, will go from baby boomers
Speaker 1: to the next generation. But there's this article that we've
Speaker 1: talked about a couple times in the past year where
Speaker 1: the New Yorker profiled like the Getty Family Trust, and
Speaker 1: like what that looks like where they when the extremely
Speaker 1: wealthy are thinking about, you know, financial planning and how
Speaker 1: to make sure that no taxes are paid or as
Speaker 1: little taxes as possible are paid. And that article points
Speaker 1: out that the average American passes along forty six thousand
Speaker 1: dollars like once once they pass away, and I think
Speaker 1: that's going to get less and less as more and
Speaker 1: more people are living longer and longer, and our healthcare
Speaker 1: system is just like set up to support them less
Speaker 1: and less. So that's just kind of the big picture,
Speaker 1: broad context of of why I think this is important,
Speaker 1: why this moment has come, I think to have this conversation,
Speaker 1: But Diana, like, what does this look like? Because I
Speaker 1: think this ends up being a lot of what you
Speaker 1: do right is working with people who are older and
Speaker 1: don't have any institution or family left to take care
Speaker 1: of them.
Speaker 3: Well, I do both, So I'm an estate planning lawyer
Speaker 3: and a retirement planning lawyer, so half my time is
Speaker 3: really taking care of my clients who are coming in
Speaker 3: to get their estate plan in order and talking about
Speaker 3: how they want to leave their money when they do
Speaker 3: pass away. And the other half is really boots on
Speaker 3: the ground. As public guardian, I get assigned by the
Speaker 3: court to take care of people who don't have any
Speaker 3: honest and reliable loved ones and so they are in
Speaker 3: some type of crisis. Maybe they have dementia, maybe they
Speaker 3: have Parkinson's and they cannot make decisions on their own anymore,
Speaker 3: they don't have decisional capacity, So I get appointed to
Speaker 3: be their guardian to make their decisions and their financial decisions.
Speaker 3: So in that half of my job, I really feel
Speaker 3: more like a social worker. So I love it because
Speaker 3: I get to help my clients get their situations taken
Speaker 3: care of so they never need somebody like me as
Speaker 3: public guardians stepping in. And then I help my people
Speaker 3: that are pretty helpless.
Speaker 1: Yeah, and do you like, do you have an opinion?
Speaker 1: I guess on does the system seem like it is
Speaker 1: equipped to take care of the massive number of people
Speaker 1: who are entering this phase of their life? Like, well,
Speaker 1: how does the security net for the elderly kind of
Speaker 1: look from where you're standing?
Speaker 3: So that's an interesting question, and I think part of
Speaker 3: what's important to do is kind of clarify what is
Speaker 3: there to pay for these older persons that need care.
Speaker 3: And so when you look at Medicare and Medicaid, there
Speaker 3: are two sort of sides of the coin. They were
Speaker 3: both put into law and at the same time. And
Speaker 3: what Medicare pays for is for anything that you're going
Speaker 3: to get better from. So it's an entitlement benefit, which
Speaker 3: means if you've worked long enough in the system and
Speaker 3: you are able to get Social Security, then you're able
Speaker 3: to get Medicare. Regardless if you are a multimillionaire or
Speaker 3: if you are super poor, you are entitled to get Medicare.
Speaker 3: And Medicare will pay for things like that hip replacement,
Speaker 3: that cardiovascular surgery that you need, a removal of a
Speaker 3: brain tumor they'll pay for the rehab for that hip replacement.
Speaker 3: So if you're going to get better those doctors' visits,
Speaker 3: hospital visits, your drugs, Medicare is going to cover that.
Speaker 3: On the flip side, you have Medicaid and so Medicaid
Speaker 3: and when I'm talking about Medicaid, it's not people in
Speaker 3: the community. I'm talking about AABD Medicaid for elderly people
Speaker 3: who need to be in an assisted living facility or
Speaker 3: a skilled care nursing home. That type of Medicaid is
Speaker 3: not an entitlement benefit. You don't automatically get it. You
Speaker 3: actually have to be impoverished in order to get Medicaid,
Speaker 3: and so every state runs it a little different, but
Speaker 3: for here in Illinois, you have to get down to
Speaker 3: only having around one hundred and thirty thousand dollars in
Speaker 3: assets lost a house and a car if you're married,
Speaker 3: and then if you're not married, you have to be
Speaker 3: down to seventeen thy five hundred dollars and have no
Speaker 3: other assets, And so they really want you to spend
Speaker 3: everything before you are able to get medicaid, and medicaid
Speaker 3: covers those things that you're not going to get better for.
Speaker 3: You have dementia, you have Parkinson's, you have MS, you're
Speaker 3: going to need room and board at a long term
Speaker 3: care facility. Medicare doesn't cover that. You need to be
Speaker 3: impoverished to get the government to pay for that through
Speaker 3: the Medicaid.
Speaker 1: So there's nothing for people who have dementia and like
Speaker 1: they have to spend all of their money essentially to
Speaker 1: then be taken care of by the government, Like, there's
Speaker 1: not a thing that if somebody has a condition, a
Speaker 1: terminal condition, that will pay for that and allow them
Speaker 1: to leave anditance to somebody.
Speaker 3: So for the people that are spending all of their
Speaker 3: money on nursing home and long term care costs, which
Speaker 3: is a huge reason that these assets will be depleted
Speaker 3: before they get to the next generation. That's for people
Speaker 3: who have not done any planning. Yeah, there's planning that
Speaker 3: we do at our firm. It's either a crisis because
Speaker 3: all of a sudden you're like, oh shit, Mom had
Speaker 3: a stroke, She's going to the nursing home tomorrow. And
Speaker 3: then there's people who have at least five years to
Speaker 3: do the planning. So if they do come to us
Speaker 3: and they have at least five years to do this
Speaker 3: planning before they ever need to go on the Medicaid program.
Speaker 3: We can use different types of earvocable trusts. It is
Speaker 3: a great tool, but it requires planning a head and
Speaker 3: also having someone that you trust to manage it while
Speaker 3: you're alive if you become incapacitated.
Speaker 1: Right, I've known so many people that, like I've heard
Speaker 1: it referred to as the Sandwich generation, where it's like
Speaker 1: people who have kids that they're still taking care of,
Speaker 1: and then elderly people who you know, elderly relatives who
Speaker 1: they're taken care of. And I've known people who you know,
Speaker 1: are still working and you know, trying to support themselves
Speaker 1: and their kids and then have to take care of
Speaker 1: elderly relatives. And because of there's this thing that the
Speaker 1: United that has happened in the United States steadily over
Speaker 1: the course of like the last fifty years where small
Speaker 1: government has become like a cool thing, like the thing
Speaker 1: that both parties strive for. And it's basically like built
Speaker 1: on like Reaganomics and the idea that like, well, the
Speaker 1: you know, government is the worst people to have your money,
Speaker 1: like you don't want to pay taxes and they're going
Speaker 1: to spend it inefficiently. And what that essentially means is
Speaker 1: that you become a bureaucrat. Like when it becomes something
Speaker 1: that you like you have to deal with medicaid, you
Speaker 1: have to like help your relative through this system. It
Speaker 1: becomes a full time job because those those networks are
Speaker 1: so vastly understaffed and byzantine, yes, labyrinth, I mean look
Speaker 1: at our tax systems. Yeah, absolutely, like our tax system
Speaker 1: could be like other countries have tax systems where they
Speaker 1: just give you the bill. It's like a fucking restaurant,
Speaker 1: you know, they're like, here's what you Oh, we can
Speaker 1: figure this out. We have him. We have access to
Speaker 1: this information more so than you do. Here's what you owe,
Speaker 1: and then ours where they're like, all right, yes, how
Speaker 1: well do you know long division? And yeah, theoretical mathmoutic,
Speaker 1: guess how much money you owe? Okay, what happens if
Speaker 1: I'm wrong?
Speaker 2: Jail?
Speaker 1: Yeah? So how well are you familiar with the career
Speaker 1: of Wesley Snipes?
Speaker 2: Exactly? Blates back on the way, folks, So stay tuned. Also, Diana,
Speaker 2: this this hits on something something that I find fascinating.
Speaker 2: As we're talking about a little bit off air, this
Speaker 2: is an issue that will only continue to increase in
Speaker 2: mainstream importance with the broader context that you've set up here. Jack,
Speaker 2: like the I'm thinking in terms, it's weird to me
Speaker 2: that a lot of the anolytical discourse about this goes
Speaker 2: back to food analogies. Because you mentioned the sandwich generation.
Speaker 2: I'm thinking also of what was called like the donut
Speaker 2: hole gap in medicaid or medicare, right, Yeah, prescriptions. Yeah, yeah,
Speaker 2: so there's I just feel like we're knocking it out
Speaker 2: of the part with the food analogies.
Speaker 1: Is what I'm congratulation, and that is mainly what's going
Speaker 1: to keep us comfortable into our old age's food analogies
Speaker 1: because you can eat the Actually I'm being told you
Speaker 1: cannot eat food analogies. So we're fucked, my bad.
Speaker 2: Oh no, no, leave it in all right, we're wrong.
Speaker 2: But but Diana, there there's also the question I think
Speaker 2: a lot a lot of us are thinking about now,
Speaker 2: which is when people when people have the luxury or
Speaker 2: the wherewithal financially or just time wise to plan ahead,
Speaker 2: it is for their benefit. What what happens when people
Speaker 2: are as you said in that crisis moment, you know
Speaker 2: you have you have become widowed instantly, and you have
Speaker 2: a lot of hard choices to make your uneducated about this,
Speaker 2: like we we can't talk about this without talking about
Speaker 2: something that Jack you set up quite astutely earlier, which
Speaker 2: is the idea of inheritance in in your in your work,
Speaker 2: how do you see people handling inheritance? Like is it
Speaker 2: a state by state thing? Is it like a capture
Speaker 2: of some sort of treasure chest of spoils of war
Speaker 2: that just goes through generations, or like how do people
Speaker 2: navigate this?
Speaker 3: So and it's very interesting. I always say when my
Speaker 3: clients come in, they'll say, well, is this the normal
Speaker 3: thing to do? I say, well, normal is just the
Speaker 3: setting on a dryer. Really, you can do whatever you
Speaker 3: want to do. Like if you can dream it, I
Speaker 3: can draft it, and so.
Speaker 1: Great setting on the dryer. By the way, it's the
Speaker 1: only one I ever use but proceeed. Yah.
Speaker 3: So we really have to work with people to see
Speaker 3: what they want to do. I mean I recently had
Speaker 3: a client diet and he was mega, mega wealthy. He
Speaker 3: has over one hundred million dollars in assets, and he
Speaker 3: really didn't like his children, so they're getting less than
Speaker 3: one percent each of his net worth. When it's all
Speaker 3: said and done. He decided to give everything to charity.
Speaker 3: It's interesting you bring up the widows because I do
Speaker 3: sit with a lot of women who have lost their husband,
Speaker 3: and I have to have tough conversations where I say,
Speaker 3: guess what he chose the big punch, which means it
Speaker 3: doesn't continue now, Like he chose to have a just
Speaker 3: go for his life. It doesn't go for your life.
Speaker 3: You also get one social Security check. You can choose
Speaker 3: the larger check of the two, but it's not a
Speaker 3: bogo deal like they're taking away one of those Social
Speaker 3: Security checks and your husband's pension.
Speaker 2: Now.
Speaker 3: Sometimes one get one by one, get one, yes, thank you.
Speaker 3: So a lot of times these women are sitting in
Speaker 3: front of me and they all of a sudden realize
Speaker 3: their income has now just been cut in a third
Speaker 3: of what they were getting when their husband was around.
Speaker 3: So they are tough conversations. I do see a lot
Speaker 3: of people, including charities. I see a lot of people.
Speaker 3: It's interesting to me. I feel like my clients, who
Speaker 3: are sort of comfortably wealthy, are more stingy of what
Speaker 3: they want to give to their children.
Speaker 1: And now I find that so hard to believe. The wealthy, no,
Speaker 1: no way, not a chance, not them. Weren't counting on
Speaker 1: them to save us.
Speaker 3: Yeah, they're not like the four and a ten million couples.
Speaker 3: They like want to hold onto everything as tight as
Speaker 3: they can. My clients are more a meager means. They're
Speaker 3: the ones that want to do everything for their kids.
Speaker 3: They just want to move all the money to they
Speaker 3: is like, just take it, take it away, take it now.
Speaker 3: I just want them to have my money now. I
Speaker 3: don't need anything. I'll just go on Medicaid and just
Speaker 3: take it now, which of course is not the way
Speaker 3: we can typically do things, depending on the timing of it.
Speaker 1: But just like big picture, and I do just want
Speaker 1: to come back to this getty thing one more time
Speaker 1: because a lot of times what you hear is that
Speaker 1: America just like doesn't value the elderly, and so like
Speaker 1: it's a cultural thing. I think that at the very
Speaker 1: least that is like a two way street where because
Speaker 1: the government doesn't take care of the elderly and makes
Speaker 1: it a huge burden onto the private citizen, then like
Speaker 1: that makes it that like feeds into how Americans feel
Speaker 1: about their elderly relatives because they are, you know, a
Speaker 1: burden to them financially and financial successes like all anybody
Speaker 1: cares about. So this is not like part of the
Speaker 1: thing driving the lack of resources and like how stingy
Speaker 1: we're having to be with regards to like staffing any
Speaker 1: of these things. Letting people have access to public health
Speaker 1: care in old age. Part of the reason that that's
Speaker 1: not funded is because there's been a massive change since
Speaker 1: the nineteen seventies, where the average tax rate on the
Speaker 1: top point zero one percent has fallen by more than
Speaker 1: half to about thirty percent, while rates for the bottom
Speaker 1: ninety percent have climbed slightly to an average of twenty
Speaker 1: five percent. The like there was a prevailing suspicion of
Speaker 1: any extremely wealthy person who was passing away trying to
Speaker 1: leave that money for themselves, and like since the seventies,
Speaker 1: any taxation on like a state planning has just been
Speaker 1: completely dismantled, and there's just like nobody pushing back because
Speaker 1: there's just been this favor, uh, that's been awarded to
Speaker 1: the extremely wealthy. And you know, as mentioned, they will
Speaker 1: take advantage of that. They had entire teams companies with
Speaker 1: the people working on.
Speaker 2: Right. Yeah, I mean it's like it wasn't too long
Speaker 2: ago in the in the New Yorker article you're citing,
Speaker 2: wasn't too long ago that members of the Supreme Court said, Hey, basically,
Speaker 2: taxes are what you pay as like your club fees
Speaker 2: for being in this America thing. Right, you're you're, uh,
Speaker 2: you are part of this larger American experiment.
Speaker 1: Yeah, Oliver Wendel Holmes said, taxes are what we pay
Speaker 1: for civilized society, and they used to be kind of
Speaker 1: understood and no more. Now it's vilified. Yeah, all right,
Speaker 1: let's take a quick break. We'll be right back, and
Speaker 1: we're back. So yeah, just in terms of like forecast,
Speaker 1: I just ben you called the stat out that I
Speaker 1: think is important for people to understand because so, like
Speaker 1: we said, this is kind of already happening, but by
Speaker 1: twenty fifty, the population of Americans sixty five and older
Speaker 1: is projected to increase by more than fifty percent to
Speaker 1: eighty six million. According to Census estimates, the number of
Speaker 1: people eighty five or older will will nearly triple to
Speaker 1: nineteen million. So that's that's a lot like that, that's
Speaker 1: a wave that's coming for the US economy, that's coming
Speaker 1: for those people's kids, And I just I don't know
Speaker 1: unless there's some massive sea cham like, I just don't
Speaker 1: know that. Like there's this New York Times series about
Speaker 1: that I pulled that stat from, and it talks about
Speaker 1: all of you know, how there's just not the political
Speaker 1: appetite to fund these these solutions. But you know they
Speaker 1: also talk about other countries where you know, the US
Speaker 1: is near the bottom of percentage of GDP spent on
Speaker 1: long term term care. The Netherlands spends four point one
Speaker 1: percent of its GDP, Japan two point oh percent, Canada
Speaker 1: one point eight. America is down at one point zero,
Speaker 1: near near the very bottom of you know, the type
Speaker 1: of countries that they're looking at, and US, and in
Speaker 1: the US where poor equals bad and a lot of
Speaker 1: the like public consciousness. I feel like this has sort
Speaker 1: of a self perpetuating dynamic where the less we give
Speaker 1: to something or a group of people, the worse off
Speaker 1: that group of people is. The worse off that group
Speaker 1: of people is, the less we want to look at
Speaker 1: them or think about them, the less the government is
Speaker 1: going to give to them, the worse off they're going
Speaker 1: to become, etc. Et cetera. Until you know, like they
Speaker 1: just get where the rich carriage or the poor get poor.
Speaker 1: I just coined that. I'm the first person to ever
Speaker 1: say that. But do you see, like any hope for
Speaker 1: change at this at this point, Diana, I think.
Speaker 3: At some point, because the system is unsustainable the way
Speaker 3: it is, with the cost of health care and people
Speaker 3: living longer, there's going to have to be some type
Speaker 3: of change. And I don't know, if that's going to
Speaker 3: come from the government or if it's going to just
Speaker 3: people are going to choose to live their lives differently.
Speaker 3: You know, it's interesting to meet different cultures that have
Speaker 3: more multi generational families. I anticipate that if they are
Speaker 3: unable to get care anywhere else, and they probably will
Speaker 3: end up living with their children a lot more.
Speaker 2: You know.
Speaker 3: The problems they see there though, of course, are people
Speaker 3: getting you know, senior services or Catholic charity is knocking
Speaker 3: on their door because this person is neglected. But they
Speaker 3: are just trying to do the best they can. But
Speaker 3: they are maybe in that sandwich generation where they still
Speaker 3: have to go to work and so mom's home all day,
Speaker 3: and then they have kids and they got to get
Speaker 3: their kids to their things. I've always been a big
Speaker 3: proponent two of saying, you know, for people that purchase
Speaker 3: long term care insurance to pay for their own long
Speaker 3: term care, there should be a tax credit for that,
Speaker 3: because if I have long term care insurance and I'm
Speaker 3: paying three hundred dollars a month for it, i should
Speaker 3: be rewarded for doing that, because guess what I'm not
Speaker 3: going to do is end up on the state's door
Speaker 3: asking for them to pay for my long term care.
Speaker 3: I think there's simple things like that that we could,
Speaker 3: you know, have legislation. There's also eleven states now that
Speaker 3: have death with dignity statutes or right to die legislation,
Speaker 3: and I think that's a growing I don't know if
Speaker 3: it's a trend, but something that's definitely being talked about
Speaker 3: in Illinois. I hope that we do end up with
Speaker 3: that type of legislation here as well, because people can
Speaker 3: decide to go out on their own terms. If I
Speaker 3: have some terrible diagnosis like als where I'm just going
Speaker 3: to slowly lose my ability to move everything to where
Speaker 3: I can blink at you and then not breathe, I
Speaker 3: don't want to be in a bed for ten years
Speaker 3: with that diagnosis. I want to go to Europe with
Speaker 3: my family, come home, and you know, figure it out.
Speaker 2: Yeah.
Speaker 3: Yeah, So I think there's going to be more of
Speaker 3: a push for that too.
Speaker 1: Yeah, and that right now, like I guess that seems
Speaker 1: like people who haven't spent a lot of time thinking
Speaker 1: about this sort of thing. It seems like that's the
Speaker 1: sort of thing that people assume you can like figure
Speaker 1: figure out some way to do that, and it's it's
Speaker 1: really not like there's that there's not a way, or
Speaker 1: at least there hasn't been traditionally, Like that's what that
Speaker 1: whole quirky and controversy was about.
Speaker 2: And there's a there's social aspects this too, going to
Speaker 2: the multicultural point, which I really appreciate, Right, It's what
Speaker 2: we're describing here is indeed not a phenomenon limited to
Speaker 2: the United States. We see we see this demographic shift
Speaker 2: occurring in many developed countries. And I love the point
Speaker 2: you're making as well, Diana, about the the reality that
Speaker 2: shocks a lot of people their first time traveling outside
Speaker 2: of the US. A lot of families live together, right,
Speaker 2: it is super normal too, Like if you're if let's say,
Speaker 2: let's say you go on a date somewhere, you know,
Speaker 2: and you're in Argentina or whatever. Well, that thirty something
Speaker 2: year old person you're meeting, they live with their parents,
Speaker 2: you know what I mean.
Speaker 3: And it's not a bad thing. There's no stigma, right,
Speaker 3: it's actually starts of pride for the parent that my
Speaker 3: child chooses to live with me and stays here.
Speaker 1: Yeah, it's not like a punchline and weekend at Bernie's like,
Speaker 1: that's what I think. That was the first time I
Speaker 1: saw someone, right, doesn't he live with his parents and
Speaker 1: that he goes on a date and lives with his parents.
Speaker 1: I was like, well, I'll never do that.
Speaker 2: Well, it's aspirational because we're just gonna announce it here,
Speaker 2: Jack and Miles and I are. We're all moving back
Speaker 2: in with our peoples.
Speaker 1: That's right.
Speaker 3: Yeah, my parents actually just moved in with me, which
Speaker 3: is great. When they decided to downsize and sell their house,
Speaker 3: and I'm like, thank god you did that while you're alive,
Speaker 3: because I would not want to have to deal with
Speaker 3: all that after you're gone. Right, they got rid of
Speaker 3: all the personal property, and so half the year they're
Speaker 3: upstairs in my second primary bedroom and half the year
Speaker 3: they're in their condo and Phoenix. And when they're here,
Speaker 3: it's great. They can help make at dinner on the table,
Speaker 3: they can run the kids around wherever they need to go,
Speaker 3: so I can work all day and take care of
Speaker 3: the people that I So I'm a big believer in
Speaker 3: the benefits of a multi generational house. And now they
Speaker 3: don't need carry out, which is right. You know, that's
Speaker 3: a different situation.
Speaker 1: But it's just like a lot of the writing on
Speaker 1: this still makes it seem like it's like optional, like
Speaker 1: that this could happen, and it's like this is happening.
Speaker 1: Is there like this is inevitably going like this population
Speaker 1: is inevitably going to get old, which is going to
Speaker 1: create a crisis. I don't know, but yeah, I mean
Speaker 1: there's interesting policies in place in Japan, the Netherlands that
Speaker 1: you know, prove that it can be done, and like
Speaker 1: that we could be in a place to prepare for this,
Speaker 1: but it's just the political rhetoric is so like every
Speaker 1: man for themselves, every man and woman for themselves, is
Speaker 1: so that it just feels like we have a long
Speaker 1: distance to travel before we get to a place where
Speaker 1: this is somewhat manageable.
Speaker 2: Perhaps that political appetite we're talking about will itself evolve
Speaker 2: in the coming years, right, because that's the hope. Yeah,
Speaker 2: that's a voting block of very power full voted block,
Speaker 2: by the way. Uh and you know, in a self
Speaker 2: interest prioritized culture, maybe, guys, I'm trying to do like
Speaker 2: a silver lining thing. I'm not sure if it's working,
Speaker 2: but getting there, they'll they'll they'll start to you know,
Speaker 2: they'll they'll you'll start to vote for the common good,
Speaker 2: right for the greater good when you feel the greater
Speaker 2: good directly involves you.
Speaker 1: Yeah, maybe maybe be the first time, but does make sense,
Speaker 1: doesn't it? Diana? It's such a pleasure having you on
Speaker 1: the show.
Speaker 3: Thank you.
Speaker 1: Where can people find you? Follow you all that good stuff?
Speaker 3: Well, my law firm is called law like my last
Speaker 3: name L A. W. Husselbaum H E. S. S E.
Speaker 3: L B A U M. We're an Aurora, Illinois and
Speaker 3: our website is www dot law has dot com. If
Speaker 3: you're in another state and you need a go to
Speaker 3: state planner, we're part of the National Academy of Elder
Speaker 3: la Attorney. If you want to send me an email,
Speaker 3: I might know somebody where you live to go get
Speaker 3: your estate planning done by someone who knows your state's laws.
Speaker 3: And I'm on Instagram, but I'm not very exciting and
Speaker 3: more of like a lurker than anything. But it's at
Speaker 3: funky bag.
Speaker 1: Lady, nice, amazing.
Speaker 3: And that's about it.
Speaker 1: Is there a work a media that you've been enjoying?
Speaker 3: Ooh okay, So since I do take care of older adults,
Speaker 3: I did find this to be a lovely little piece
Speaker 3: of media. I really did enjoy that Golden Bachelor show.
Speaker 1: Oh nice, I did.
Speaker 3: My husband I would hear him tell the kids, your
Speaker 3: mother's watching the Golden Dildo again. He would not watch.
Speaker 1: It with me.
Speaker 3: But I really liked it. I thought it was very sweet.
Speaker 3: I liked the women on there. I liked the gentleman.
Speaker 3: I liked that they did find love. And I've yet
Speaker 3: to see the wedding, but it's in my roku somewhere
Speaker 3: waiting for me.
Speaker 1: They did find love. That's good, Ben, Such a pleasure
Speaker 1: having you. People find you follow you in as their
Speaker 1: work media you've been enjoying. Ah.
Speaker 2: Yes, you can find me getting into all sorts of
Speaker 2: shenanigans on shows like Ridiculous History, which is just what
Speaker 2: it sounds like. We didn't overthink the title. You can
Speaker 2: also find us on stuff they don't want you to know,
Speaker 2: a title we did overthink because we had no idea
Speaker 2: the show would go on that long. You can find
Speaker 2: me with my co host Matt Frederick and Noel Brown,
Speaker 2: applying critical thinking to all sorts of strange questions. You
Speaker 2: can follow me on Instagram in a burst of creativity.
Speaker 2: I'm at Ben Bolin, I know, right, stunning James Joyce. Yeah,
Speaker 2: and perhaps most importantly, I've got to say a piece
Speaker 2: of media that I have been super duper enjoying. There
Speaker 2: is a show on Netflix where it's a retired elderly
Speaker 2: guy in Japan and he goes and eats desserts and
Speaker 2: just thinks that he's a samurai when he does it.
Speaker 2: I say, I love it, but I can't remember the
Speaker 2: name of the show, like you, Diana with a Fargo binge.
Speaker 2: I just turned it on and then sort of disassociated.
Speaker 2: But Netflix has some sleepers. I got some sleeper hits.
Speaker 1: What's that show called?
Speaker 2: Thanks to some help from our team, it is cantaro Ah.
Speaker 1: Netflix shout out super producer Catherine Law for that assist tweet.
Speaker 1: I've been enjoying. Steven with a pH tweeted showing a
Speaker 1: picture of a very healthy person to my doctor. I
Speaker 1: was thinking something a bit like this. I just like
Speaker 1: that idea, going with the haircut approach to the doctor's office.
Speaker 1: You can find me on Twitter at Jack Underscore O'Brien.
Speaker 1: You can find us on Twitter at Daily Zeitgeist. We're
Speaker 1: at the Daily Zeitgeist. On Instagram, we have a Facebook
Speaker 1: fan page on a website, daily Zeitgeist dot com, where
Speaker 1: we post our episodes and our footnotes where we link
Speaker 1: off to the information that we talked about in today's episode,
Speaker 1: as well as a song that we think you might enjoy.
Speaker 1: And I will recommend the song Float by Jennel Money,
Speaker 1: which I just discovered and is a very dope song.
Speaker 1: Haven't listened to Gennel Money in a while, and that
Speaker 1: song goes, so we will link off to that in
Speaker 1: the footnotes. The Daily Zeitgeist is a production of iHeartRadio.
Speaker 1: For more podcasts from my heart Radio, visit the iHeartRadio
Speaker 1: ap Apple podcast wherever you listen to your favorite shows,
Speaker 1: that is going to do it for us this morning,
Speaker 1: back this afternoon to tell you what is trending, and
Speaker 1: we will talk to y'all then bye.