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Speaker 1: Hello the Internet, and welcome to season three, twenty episode

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Speaker 1: two of Daly's Like I Say production of iHeartRadio. This

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Speaker 1: is a podcast where we take a deep dive into

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Speaker 1: the America share consciousness. And it is Tuesday, January ninth,

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Speaker 1: twenty twenty four, just three days late. We missed missed

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Speaker 1: our big day over the weekend. But I was saying, Ben,

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Speaker 1: don't you think is that kind of weird like to

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Speaker 1: be celebrating January sixth on a weekend, Like you don't

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Speaker 1: get to like dress up for work or like do

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Speaker 1: any of the fun stuff that we normally do for

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Speaker 1: January sixth, Right right, Well, anyways, my name's Jack O'Brien

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Speaker 1: aka ball so hard motherfuckers think it's giants. That is

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Speaker 1: courtesy of just Pruit, in reference to the femur that

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Speaker 1: somebody thought was a giant's balls before they knew what

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Speaker 1: dinosaurs were. I'm thrilled. We're thrilled to be joined by

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Speaker 1: very special guest co host writer who's one of the

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Speaker 1: best podcasts, hosts and executive producers doing it. You know

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Speaker 1: him from stuff that I want you to know, ridiculous history.

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Speaker 1: Please welcome the brilliant and talented Ben bowling.

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Speaker 2: Doctor, awkward, that is a palindrome. That's a deep cut

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Speaker 2: from an old friend who, believe it or not, Jack

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Speaker 2: is just as nerdy as us, but a bit more clever.

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Speaker 1: Damn, doctor awkward as a palindrome. Hot, damn. I think

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Speaker 1: you've said that before, but I don't think it sunk in.

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Speaker 1: I was busy doing something else last time, just like

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Speaker 1: on January sixth, Yeah, yeah, exactly, I wasn't there. What

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Speaker 1: are you talking about? You can't prove anything that's a

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Speaker 1: great palindrome? Great? Aka, how are you doing? Ben?

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Speaker 2: Oh so well? Fellows like gang folks you me. You

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Speaker 2: may have heard some of the scuttle butt regarding aviation

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Speaker 2: misadventures on the part of Boeing. I recently returned from

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Speaker 2: a flight domestic US flight, and there was I kid the.

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Speaker 1: Not a gap kid the right. I saw, what's the

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Speaker 1: version of me igest ighest? Yes, I don't know. That's terrible.

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Speaker 2: It's the woodest uh would anyway, Let's not get let's

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Speaker 2: not get stuck in that because the window in the

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Speaker 2: exits seat where I sat was certainly not stuck to

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Speaker 2: the rest of the plane. The plastic panel was out.

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Speaker 1: I saw that on yeah, I saw that picture that

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Speaker 1: was unnerving, especially after they had a little blowout on

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Speaker 1: a Alaska. I actually flew Alaska to go back east

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Speaker 1: to see my family over the break and had the thought,

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Speaker 1: Alaska can't be like working with the highest quality planes, right,

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Speaker 1: Like I feel like these are like third hand consignment.

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Speaker 1: At this point, I was like, like, you know, we

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Speaker 1: were hitting turbulence, and I was having an existential crisis,

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Speaker 1: as I do every time we hit turbulence, Like it

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Speaker 1: gets worse with age for me for some reason, Like

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Speaker 1: I thought, yeah, well, like I thought, I didn't notice

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Speaker 1: turbulence when I was a kid, and my kids certainly

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Speaker 1: don't notice it. But I am immediately contemplating my death

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Speaker 1: every time there's turbulence.

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Speaker 2: I love it, Jack, I was sitting. I was sitting

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Speaker 2: on this plane and we did have turbulence as well,

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Speaker 2: and I'm looking, I'm looking through this gap. One person

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Speaker 2: on Twitter or x as people prefer sometimes. One person

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Speaker 2: on Twitter said, Ben, you know, it's just a it's

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Speaker 2: a cosmetic thing. Right. You're inside a metal tube and

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Speaker 2: there's a smaller plastic tube within there, and what you're

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Speaker 2: seeing is the plastic tube not quite aligning, but everything

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Speaker 2: is safe. And my response, honestly, as you and I

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Speaker 2: are both aging, everyone listening is aging. My response was

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Speaker 2: such a classic cheap skate bed move. I was thinking, well,

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Speaker 2: you know what, why would I go to an amusement park.

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Speaker 2: Why would I pay extra for a roller coaster experience

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Speaker 2: when I can just be on you.

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Speaker 1: Can be on an unsafe airline. You know what I mean.

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Speaker 2: I'm saving money.

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Speaker 1: Yeah, pretty smart, pretty smart. Got to pack it in

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Speaker 1: where you can. Anyways, Well, we're glad you made it

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Speaker 1: back and didn't have that window blow out and then

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Speaker 1: get sucked out, which apparently doesn't happen that every movie.

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Speaker 1: When there's a hole in the side of a plane,

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Speaker 1: that hole turns into a sucking vortex which just like

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Speaker 1: keeps creating larger and larger, like sucking larger pieces of

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Speaker 1: the plane off or like pulling people out. And like

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Speaker 1: they just landed that shit like it was you know,

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Speaker 1: top down summer day. Uh No, Like people were definitely

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Speaker 1: people were taking videos. They were like that window is

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Speaker 1: fucking open, bro, but like nobody was getting sucked anywhere.

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Speaker 2: The pilot's like, okay, it turns out this uh this

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Speaker 2: ride is a convertible, so we're just gonna park with

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Speaker 2: the top off.

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Speaker 1: Yeah. Anyways, Ben, Enough with us non experts. We're joined

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Speaker 1: for our expert episode by a true real expert, a

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Speaker 1: decorated attorney, the youngest ever president of the Kane County

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Speaker 1: Bar Association who's been appointed Kane County Public Guardian, which

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Speaker 1: means she's in charge of protecting residents who have no

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Speaker 1: one else to help them. Please welcome, Diana motherfucking Law.

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Speaker 3: Thank you very much. I'm very happy to be here.

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Speaker 1: Diana. I'm guessing on what the M stands for because

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Speaker 1: your your name is listed Diana M Law. Did I

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Speaker 1: get it?

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Speaker 3: It is Diana M Law.

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Speaker 1: Diana motherfucking was that?

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Speaker 3: Absolutely?

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Speaker 1: Yeah?

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Speaker 3: Chose that now? I Rememberrie like everyone else.

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Speaker 1: In this Okay. My dad has five sisters and they're

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Speaker 1: all named Mary Mary something.

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Speaker 2: Yeah.

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Speaker 1: Yeah, because because Catholicism. Diana, what wonderful to have you.

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Speaker 1: Where are you coming to us from?

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Speaker 3: Thank you. I'm coming to you from a very chilly,

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Speaker 3: snowy Aurora, Illinois.

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Speaker 1: Aurora. I've heard of that place. Wayne's World.

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Speaker 3: Absolutely straight west of Chicago, so yeah, hour out with traffic, okay,

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Speaker 3: but about thirty five miles straight west.

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Speaker 1: Oh, man, it is fifty nine degrees in Los Angeles

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Speaker 1: and still fucking freezing you. No, No, it's like it's

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Speaker 1: everybody is complaining to one another, like we can do

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Speaker 1: it because we're all in Los Angeles, so we were

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Speaker 1: all like in the same world of just having the

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Speaker 1: layer between us and the world and the weather just

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Speaker 1: like diminished to the point that we're we basically have

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Speaker 1: no skin at this point. So it's just we're such babies.

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Speaker 1: We're just such babies. Fifty nine is freezing. It is

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Speaker 1: below zero for Los Angeles temperatures, and I just wanted

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Speaker 1: to make sure the audience hated me before we moved on.

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Speaker 2: Oh good, yes, okay, checking that off, Diana. As we

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Speaker 2: are an audio show, I feel it is important for

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Speaker 2: everybody to know you have a beautiful window view right

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Speaker 2: now of the outdoors, which which looks pretty snowy and snowy. Yeah.

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Speaker 2: I love snow. I mean, Jack, I'm gonna go out

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Speaker 2: on a snowy limb here and say you are possible.

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Speaker 1: Don't do that at slippery frightened of snow. No, No,

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Speaker 1: I'm not frightened. So I grew up back East. I

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Speaker 1: spent a lot of time I lived in Massachusetts for

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Speaker 1: a number of formative years of my life. I've I've

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Speaker 1: been through snow. I just it's there's something about La

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Speaker 1: where it's like our wardrobes are not built for anything

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Speaker 1: under sixty five degrees, and like the buildings are not

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Speaker 1: built for it. So you go inside and it just

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Speaker 1: gets fucking freezing. Like there's just I got not heard

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Speaker 1: of insulation.

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Speaker 2: I got an emergency text from some friends in Los

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Speaker 2: Angeles when it rained. Yeah, yeah, a while back area, Diana.

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Speaker 2: They were legitimately sincerely concerned.

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Speaker 1: You guys don't understand. It's not just cold, it's also windy.

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Speaker 1: Have you heard of this wind, Diana? Sureley, you have not.

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Speaker 3: We have plenty of wind, plenty of wind in the

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Speaker 3: windy city. And actually it didn't snow for Christmas. I

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Speaker 3: think we might have actually been warmer than you. We

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Speaker 3: were in the high fifties on Christmas Day, which was

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Speaker 3: a little unnerving because I'm used to having my cold

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Speaker 3: white Christmas. Yeah, and it was more like a spring day.

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Speaker 3: Everyone's walking around in shorts over here.

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Speaker 1: Yeah, yeah, and that is you know, people from Massachusetts

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Speaker 1: will if it's over thirty two degrees, like they're the

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Speaker 1: other end of the annoying spectrum, where if it's over

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Speaker 1: thirty two degrees, they will wear short sleeves and then

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Speaker 1: make fun of you for being cold or for worrying

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Speaker 1: about their skin.

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Speaker 2: Look at this guy wearing his pants.

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Speaker 1: All right, well, Diana, we are excited to talk to you.

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Speaker 1: We're gonna talk about sort of a large issue that

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Speaker 1: kind of goes undercovered in mainstream media. The New York

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Speaker 1: Times actually just did a big article about it. But

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Speaker 1: basically America's aging population, that we're headed for a demographic

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Speaker 1: shift that will be unprecedented in our lifetimes, and you know,

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Speaker 1: it's it's it's going to be a mess, especially given

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Speaker 1: the way America is currently constituted. Yes, and it's like

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Speaker 1: one of those stories that we're not good at paying

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Speaker 1: attention to because we're scared of death, like we don't

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Speaker 1: like our own mortality, and so there's just all sorts

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Speaker 1: of things working against us. Here. You work up to

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Speaker 1: your elbows in this field, getting your hands dirty in

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Speaker 1: this field, and helping people. So we're going to talk

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Speaker 1: to you about that. But before we do, we do

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Speaker 1: like to ask our guests to get to know them

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Speaker 1: a little bit better. What is something from your search

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Speaker 1: history that's revealing about who you.

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Speaker 3: Are my search history. So my husband and I actually

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Speaker 3: watched all we binged Fargo, that whole series over the

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Speaker 3: break when we were home for the holidays, and my

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Speaker 3: sister in law mentioned to me that Kirsten Dunst was

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Speaker 3: married to Jesse Plemons, which I found surprising. So I

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Speaker 3: did kind of a deep dive on his career and

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Speaker 3: looking at all the things that he's been in. And

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Speaker 3: sometimes I get on these little research projects and then

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Speaker 3: all of a sudden hours have gone by, and I

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Speaker 3: don't know how that happens. But other than that, it's

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Speaker 3: mostly travel blogs and white calf boots and other things

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Speaker 3: that I might need for the weather.

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Speaker 2: Diana, what's the What's something about Jesse Plemans that really

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Speaker 2: struck you as extraordinary?

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Speaker 3: As extraordinary that he's married to Kristen Dunn's I think, okay.

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Speaker 2: Like the second most extraordinator.

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Speaker 1: I mean, that's that's extraordinary. It's good for that man.

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Speaker 1: I must be amazing in a room, must be. But

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Speaker 1: he's also I do get like a nice calm feeling

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Speaker 1: when he shows up on a on a film screen.

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Speaker 1: I'm like, there's something about his energy.

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Speaker 3: I think he resonates like a Midwesterner. I actually found

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Speaker 3: in my search he's born in Texas, but he's very

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Speaker 3: he seems like a Midwesterner, like someone I would go

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Speaker 3: have a cocktail with the like the little dive bar

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Speaker 3: the street.

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Speaker 1: Yeah yeah, and he wouldn't have a cocktail, but he'd

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Speaker 1: be cool about the fact that you were having a cocktail.

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Speaker 1: I feel like he would you just have a beer

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Speaker 1: or something.

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Speaker 2: He probably have some interesting facts. He would know someone

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Speaker 2: who knows someone. And every character Jesse Plemon's plays, like

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Speaker 2: the guy really came into his own. I would argue

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Speaker 2: every character that he plays has this kind of grounded

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Speaker 2: and I agree with you, Diana, grounded midwestern vibe and

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Speaker 2: approach that brings the realism home. I remember, I remember

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Speaker 2: because I am not good at pop culture. I remember

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Speaker 2: seeing the guy one time and thinking I was arguing

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Speaker 2: with my girlfriend. I was like, come on, that's just

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Speaker 2: that's Matt Damon, right, That's like definitely Matt Damon right,

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Speaker 2: And I was incorrect.

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Speaker 1: Oh yeah. Someone once described Lonzo Ball as looking like

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Speaker 1: if a seventh grader tried to draw Drake, and I

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Speaker 1: feel like Jesse Plemmons is what happens if a seventh

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Speaker 1: grader tries to draw Matt Damon, Like it's like not

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Speaker 1: quite there, but it's like, you know, it's a bad drawing,

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Speaker 1: but yeah, it's the the Plemons of it all. Like

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Speaker 1: I I've just, without really noticing it, I've discovered that

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Speaker 1: I'm like a big Jesse Plemons fan. Because so there's

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Speaker 1: this new movie from Alex Garland, who's like a filmmaker

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Speaker 1: that I really liked, Annihilation, his movie starring Natalie Portman,

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Speaker 1: sci fi movie, very cool. I haven't seen men a

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Speaker 1: lot of people like x Makina, and so he's like

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Speaker 1: an interesting filmmaker. I'm excited to see what he does next.

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Speaker 1: At all times he's he wrote twenty eight days later,

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Speaker 1: I think he has a new movie called Civil War

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Speaker 1: coming out. And it looked bad to me, Like the

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Speaker 1: trailer looked like like it could be a Daily Wire movie,

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Speaker 1: like if the politics were just like slightly shifted. But

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Speaker 1: then the last scene that they show has Jesse Plemons

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Speaker 1: and a pair of like bright red sunglasses just being

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Speaker 1: like really weird, and I was like, back on board.

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Speaker 1: That's all it took, was just seeing a weird energy

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Speaker 1: from Jesse Plemmons, and I was like, all right, I'm man,

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Speaker 1: I'm gonna watch this fucking probably three hour movie because, yeah,

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Speaker 1: that Plemmons in bright red tinted shades. Yeah that's not

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Speaker 1: that's not a Plemmons. I've seen seen them without bright

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Speaker 1: red tinted shades. So what must this be? Like?

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Speaker 2: That's a good that's a good question. Jac Do you

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Speaker 2: do you all think that Kirsten Duntz knows that she's

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Speaker 2: married to Jesse Plemons or does she think it's Matt Damon.

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Speaker 3: Oh that's actually an excellent question.

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Speaker 1: Uh, oh, she know. I think I think they're just

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Speaker 1: both incredible actors who like respect the great acting of

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Speaker 1: it all would be my guest. She's so good in

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Speaker 1: that in that Fargo season. Yeah, it's just amazing.

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Speaker 2: Argo is a master work.

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Speaker 1: Yeah, I agree, Yeah, is he? And Fargo feels like

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Speaker 1: he should be all over the place in that show.

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Speaker 3: Yeah, he was in the season where he's married to

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Speaker 3: Kirsten Dunst in the show.

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Speaker 1: Oh he is. Okay, Okay, that makes sense.

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Speaker 3: I don't know which season it is. That kind of elblurn. Yeah,

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Speaker 3: there after five days of NonStop.

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Speaker 1: Bargo man, that first season still hits the Billy Bob Thornton,

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Speaker 1: What What What a blast? That was one of my

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Speaker 1: favorite TV characters I've seen in a while. What, Diana

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Speaker 1: is something you think is overrated?

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Speaker 3: Overrated? I think a lot of things are overrated. My

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Speaker 3: parents would tell you that the only thing in life

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Speaker 3: that's not overrated is having grandchildren. But I think, oh no,

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Speaker 3: and Julie I gave him too. So I do think

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Speaker 3: for the purpose of what we're going to talk about today,

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Speaker 3: what I think is one of the something that's husually

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Speaker 3: overrated right now is a college education or formal education

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Speaker 3: after high school. And I say that for several reasons,

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Speaker 3: but I think there's a huge trade gap right now.

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Speaker 3: And you know, there are kids that are going to

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Speaker 3: college who don't have the finances to go to college.

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Speaker 3: They're getting themselves in a huge amount of debt, and

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Speaker 3: then they're graduating with a degree that's really not going

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Speaker 3: to give them the type of job that is going

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Speaker 3: to help them to pay for that debt that they

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Speaker 3: just have now incurred. And on the flip side, if

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Speaker 3: you join a trade now, they're so desperate for people

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Speaker 3: to work in the trades that there are so many

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Speaker 3: trade organizations that I know about locally. Actually, one of

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Speaker 3: my college my clients, has what's called a blue collar

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Speaker 3: scholar where they will pay you a sign on bonus,

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Speaker 3: then they train you. You just have to work there

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Speaker 3: for two years. So those kids are grad you know,

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Speaker 3: they're with their peers. Those kids that go in the

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Speaker 3: trades are now making six figures by the time their

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Speaker 3: peers are out of college, and their peers are now

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Speaker 3: into debt if their parents in pay or they didn't

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Speaker 3: get scholarships. And so even if you do go to college,

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Speaker 3: I think it's important to look at what's going to

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Speaker 3: be my return on investment and can I go to

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Speaker 3: a less expensive school, can I go to you know,

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Speaker 3: can I study something that's going to get me a

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Speaker 3: job right out of college as opposed to great, you

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Speaker 3: got that degree, but now you really have to get

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Speaker 3: a master's before anyone is going to hire you to

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Speaker 3: do that, and then you're adding on debt. So that's

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Speaker 3: what I would think is one of the things that's overrated.

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Speaker 2: One hundred percent agree it's unfortunately have some first hand

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Speaker 2: experience with that. Can't speak for everybody, Diana, but I

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Speaker 2: fondly recall every conversation I've had with one of my

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Speaker 2: childhood best friends who went into HVAC when your boy

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Speaker 2: went to get an English degree, As my father pointed out,

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Speaker 2: oh you're getting a degree in a language you already speak. Uh,

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Speaker 2: can can you build a house? And and the trades

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Speaker 2: get right, the trades get I.

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Speaker 1: Think, unfairly maligned. Yeah, unfairly maligned.

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Speaker 2: It's a great way to say it.

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Speaker 1: Yeah, when I don't know, we actually just had to

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Speaker 1: have at the studio here, I'm recording this from the studio,

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Speaker 1: and we just had to have the English degree guy

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Speaker 1: come out to take a look at our English use

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Speaker 1: of English language in the in the studio walls had

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Speaker 1: to check your child. Yeah, yeah, exactly, No, sorry, sorry,

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Speaker 1: I proceed the Uh.

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Speaker 2: But that I think that's an excellent thing, you know.

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Speaker 2: And also it goes to our larger conversation today, right,

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Speaker 2: like the idea of economic disparity and the origins and

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Speaker 2: future thereup.

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Speaker 1: I mean, yeah, the the financial precarity of basically everyone

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Speaker 1: who's not extraordinarily healthy was really driven home by the

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Speaker 1: research for today's subjects. Just it's you are, you know,

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Speaker 1: an aging parent's health crisis away from really being in

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Speaker 1: trouble because the country does not. It is not built

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Speaker 1: to help out in situations like that the way that

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Speaker 1: other countries are. It's built to be like sort of

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Speaker 1: a fucking high stakes casino in all things and be

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Speaker 1: proud of that. I guess it just fucking sucks, what

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Speaker 1: I mean. I will just say, like I think education

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Speaker 1: is great, you just like in the current system where

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Speaker 1: you know, everything is so financially precarious, like yeah, it's

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Speaker 1: and like the system seems to be currently built to

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Speaker 1: favor predatory like everything, like financial predators. So you know,

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Speaker 1: whether that be loans or whether that be you know,

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Speaker 1: people who are just praying on you when you're in

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Speaker 1: desperate need of a place for to help you with

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Speaker 1: your parents' health care, like that absolutely really designed for

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Speaker 1: them and not us in a lot of ways. So

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Speaker 1: it's a difficult place to be in debt, and unfortunately

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Speaker 1: the system is designed to drive you into debt, but

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Speaker 1: via college education in a lot of cases.

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Speaker 2: But hold odd. At the other end, you can reverse

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Speaker 2: your mortgage.

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Speaker 1: Oh yeah, that is a good point mortgage, right, I

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Speaker 1: was just looking into that. Tom Selleck, my good buddy

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Speaker 1: Selk was helping me out with that he has some

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Speaker 1: interesting ideas. What is something you think is underrated?

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Speaker 3: Underrated? I think I have to say last year not

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Speaker 3: an ideal time to start this in Illinois in January,

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Speaker 3: but I started taking a daily walk and I would

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Speaker 3: walk for forty five minutes outside no matter the weather.

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Speaker 3: If it was really really bad, I would take my

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Speaker 3: walking pad into the garage and lift up the garage door.

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Speaker 3: But I went outside, and I didn't really know why

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Speaker 3: I loved it so much. And I was talking to

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Speaker 3: one of my clients whose kid is a doctor, and

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Speaker 3: he says, well, Diana, it's because if you spend at

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Speaker 3: least thirty minutes outside every day, it's the same as

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Speaker 3: taking an antidepressant. And so I noticed from my Apple Watch,

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Speaker 3: after I'd just done this for about a week, my

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Speaker 3: resting heart rate went down about seven or eight beats

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Speaker 3: a minute. And I think, because you're outside, even if

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Speaker 3: it's cloudy, you get the vitamin D. So there was

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Speaker 3: lots of health benefits. It's easy, it's free, it's simple,

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Speaker 3: and it made a big difference. So I'm a big

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Speaker 3: proponent of that daily walk.

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Speaker 1: Yeah. Again, a great idea that this design of air

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Speaker 1: towns and cities in many cases not time for because

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Speaker 1: that is not profitable. Nobody's making money off of that.

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Speaker 1: As you mentioned, it's free. And so there's a lot

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Speaker 1: of strodes and you know streets, street roads that are

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Speaker 1: make walking hard and you know strip Strip Mall is easy.

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Speaker 2: Jackie, you not subscribed to walk plus.

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Speaker 1: Walk plus, that's true. Walk plus is actually great, great product.

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Speaker 1: Who we'll hear more from Right now, We're going to

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Speaker 1: take a quick break and then we'll come right back

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Speaker 1: and we're back and yeah, So the US and the

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Speaker 1: world at large are going through, uh not like it's

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Speaker 1: begun an unprecedented demographic shift where the population of the

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Speaker 1: world is about to be older than it ever has

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Speaker 1: been before. Probably currently is older than it ever has

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Speaker 1: been before, and we'll continue to get older and older.

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Speaker 1: So I one of the things we're gonna talk about

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Speaker 1: is just like financially what that means for the world.

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Speaker 1: And that might seem callous, but I think so I've

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Speaker 1: talked a lot before on the show about the dependency ratio.

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Speaker 1: I think it's quietly one of the most important metrics

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Speaker 1: for explaining the economic fates of different countries in the

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Speaker 1: twentieth century. But the basic idea is when you have

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Speaker 1: a larger population that is working age versus the portion

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Speaker 1: that is either too young or old to work, that

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Speaker 1: is good. So you put the babies in elderly on

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Speaker 1: one side of a scale and people eighteen to sixty

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Speaker 1: five on the other, and the more the people eighteen

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Speaker 1: to sixty five outweigh the ones who can't work, your

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Speaker 1: economy is going to do better. And so the US

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Speaker 1: had a ton of economic success during the second half

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Speaker 1: of the twentieth century at the same time that the

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Speaker 1: baby boom was moving through the eighteen to sixty five

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Speaker 1: portion of their lifespan. And I think part of the

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Speaker 1: reason we don't talk about the dependency ratio is they

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Speaker 1: want to you know, baby boomers are still enormously powerful,

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Speaker 1: and they want to believe that the success was due

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Speaker 1: to like individualistic achievement and not just like dumb demographics.

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Speaker 1: So we don't hear as much about the dependency ratio.

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Speaker 1: China is another really good example of the dependency ratio.

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Speaker 1: Their one child policy gave them an extremely favorable dependency

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Speaker 1: ratio for a while and now will lead to an

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Speaker 1: extremely unfavorable one as sort of the you know, it

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Speaker 1: was good when the artificially smaller generation due to the

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Speaker 1: One Child Act or one Child policy was too young

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Speaker 1: to work. But now they are moving through the workforce,

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Speaker 1: and the baby boom that made them put that policy

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Speaker 1: in the place in the first place is now retiring,

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Speaker 1: and so they have an artificially small workforce population and

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Speaker 1: a very large aging population.

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Speaker 2: Add to that, in the case of China, add to

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Speaker 2: that the femicide.

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Speaker 1: Right, yeah, of course. Yeah. The so truly like this

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Speaker 1: is something that macro economists pay a lot of attention to.

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Speaker 1: And so another thing you're hearing a lot about is

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Speaker 1: like the impending wealth transfer from baby boomers. You know,

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Speaker 1: they have more wealth than most other aging demographics, not

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Speaker 1: just like because they're such a massive portion of the population,

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Speaker 1: but also because they're just they've had a lot of success,

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Speaker 1: possibly due to the favorable demographics, but they have a

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Speaker 1: lot of money. They're headed for retirement, and a lot

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Speaker 1: of I see a lot of like business articles being like, guys,

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Speaker 1: it's time to capitalize, like here's where you need to

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Speaker 1: like cash in, and they're assuming that a lot of

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Speaker 1: that money will be inherited, will go from baby boomers

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Speaker 1: to the next generation. But there's this article that we've

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Speaker 1: talked about a couple times in the past year where

433
00:26:11,880 --> 00:26:16,840
Speaker 1: the New Yorker profiled like the Getty Family Trust, and

434
00:26:17,480 --> 00:26:20,560
Speaker 1: like what that looks like where they when the extremely

435
00:26:20,600 --> 00:26:24,920
Speaker 1: wealthy are thinking about, you know, financial planning and how

436
00:26:24,960 --> 00:26:29,439
Speaker 1: to make sure that no taxes are paid or as

437
00:26:29,480 --> 00:26:33,240
Speaker 1: little taxes as possible are paid. And that article points

438
00:26:33,240 --> 00:26:38,919
Speaker 1: out that the average American passes along forty six thousand

439
00:26:38,920 --> 00:26:43,400
Speaker 1: dollars like once once they pass away, and I think

440
00:26:43,440 --> 00:26:46,960
Speaker 1: that's going to get less and less as more and

441
00:26:47,000 --> 00:26:50,760
Speaker 1: more people are living longer and longer, and our healthcare

442
00:26:50,800 --> 00:26:55,760
Speaker 1: system is just like set up to support them less

443
00:26:55,760 --> 00:26:58,400
Speaker 1: and less. So that's just kind of the big picture,

444
00:26:58,560 --> 00:27:02,680
Speaker 1: broad context of of why I think this is important,

445
00:27:02,680 --> 00:27:06,680
Speaker 1: why this moment has come, I think to have this conversation,

446
00:27:07,800 --> 00:27:11,520
Speaker 1: But Diana, like, what does this look like? Because I

447
00:27:11,520 --> 00:27:13,880
Speaker 1: think this ends up being a lot of what you

448
00:27:14,000 --> 00:27:18,359
Speaker 1: do right is working with people who are older and

449
00:27:18,440 --> 00:27:22,040
Speaker 1: don't have any institution or family left to take care

450
00:27:22,040 --> 00:27:22,520
Speaker 1: of them.

451
00:27:23,040 --> 00:27:25,600
Speaker 3: Well, I do both, So I'm an estate planning lawyer

452
00:27:25,760 --> 00:27:28,359
Speaker 3: and a retirement planning lawyer, so half my time is

453
00:27:28,359 --> 00:27:30,560
Speaker 3: really taking care of my clients who are coming in

454
00:27:30,640 --> 00:27:34,440
Speaker 3: to get their estate plan in order and talking about

455
00:27:34,440 --> 00:27:36,040
Speaker 3: how they want to leave their money when they do

456
00:27:36,160 --> 00:27:38,879
Speaker 3: pass away. And the other half is really boots on

457
00:27:38,920 --> 00:27:42,040
Speaker 3: the ground. As public guardian, I get assigned by the

458
00:27:42,040 --> 00:27:44,080
Speaker 3: court to take care of people who don't have any

459
00:27:44,080 --> 00:27:47,280
Speaker 3: honest and reliable loved ones and so they are in

460
00:27:47,320 --> 00:27:50,880
Speaker 3: some type of crisis. Maybe they have dementia, maybe they

461
00:27:50,880 --> 00:27:55,080
Speaker 3: have Parkinson's and they cannot make decisions on their own anymore,

462
00:27:55,119 --> 00:27:58,240
Speaker 3: they don't have decisional capacity, So I get appointed to

463
00:27:58,280 --> 00:28:02,240
Speaker 3: be their guardian to make their decisions and their financial decisions.

464
00:28:02,960 --> 00:28:05,359
Speaker 3: So in that half of my job, I really feel

465
00:28:05,359 --> 00:28:07,120
Speaker 3: more like a social worker. So I love it because

466
00:28:07,119 --> 00:28:10,600
Speaker 3: I get to help my clients get their situations taken

467
00:28:10,600 --> 00:28:12,520
Speaker 3: care of so they never need somebody like me as

468
00:28:12,560 --> 00:28:15,359
Speaker 3: public guardians stepping in. And then I help my people

469
00:28:15,440 --> 00:28:17,879
Speaker 3: that are pretty helpless.

470
00:28:18,400 --> 00:28:22,720
Speaker 1: Yeah, and do you like, do you have an opinion?

471
00:28:22,800 --> 00:28:26,800
Speaker 1: I guess on does the system seem like it is

472
00:28:28,440 --> 00:28:31,760
Speaker 1: equipped to take care of the massive number of people

473
00:28:31,840 --> 00:28:35,080
Speaker 1: who are entering this phase of their life? Like, well,

474
00:28:35,600 --> 00:28:40,040
Speaker 1: how does the security net for the elderly kind of

475
00:28:40,080 --> 00:28:41,360
Speaker 1: look from where you're standing?

476
00:28:42,680 --> 00:28:45,360
Speaker 3: So that's an interesting question, and I think part of

477
00:28:45,400 --> 00:28:50,000
Speaker 3: what's important to do is kind of clarify what is

478
00:28:50,040 --> 00:28:52,760
Speaker 3: there to pay for these older persons that need care.

479
00:28:53,280 --> 00:28:55,880
Speaker 3: And so when you look at Medicare and Medicaid, there

480
00:28:55,880 --> 00:28:58,600
Speaker 3: are two sort of sides of the coin. They were

481
00:28:58,640 --> 00:29:02,000
Speaker 3: both put into law and at the same time. And

482
00:29:02,080 --> 00:29:04,800
Speaker 3: what Medicare pays for is for anything that you're going

483
00:29:04,880 --> 00:29:09,280
Speaker 3: to get better from. So it's an entitlement benefit, which

484
00:29:09,280 --> 00:29:11,520
Speaker 3: means if you've worked long enough in the system and

485
00:29:11,600 --> 00:29:14,200
Speaker 3: you are able to get Social Security, then you're able

486
00:29:14,240 --> 00:29:18,080
Speaker 3: to get Medicare. Regardless if you are a multimillionaire or

487
00:29:18,080 --> 00:29:22,080
Speaker 3: if you are super poor, you are entitled to get Medicare.

488
00:29:22,120 --> 00:29:24,440
Speaker 3: And Medicare will pay for things like that hip replacement,

489
00:29:24,480 --> 00:29:27,560
Speaker 3: that cardiovascular surgery that you need, a removal of a

490
00:29:27,600 --> 00:29:30,920
Speaker 3: brain tumor they'll pay for the rehab for that hip replacement.

491
00:29:31,040 --> 00:29:34,000
Speaker 3: So if you're going to get better those doctors' visits,

492
00:29:34,080 --> 00:29:36,960
Speaker 3: hospital visits, your drugs, Medicare is going to cover that.

493
00:29:37,520 --> 00:29:41,040
Speaker 3: On the flip side, you have Medicaid and so Medicaid

494
00:29:41,160 --> 00:29:43,400
Speaker 3: and when I'm talking about Medicaid, it's not people in

495
00:29:43,400 --> 00:29:47,440
Speaker 3: the community. I'm talking about AABD Medicaid for elderly people

496
00:29:47,520 --> 00:29:50,160
Speaker 3: who need to be in an assisted living facility or

497
00:29:50,200 --> 00:29:53,680
Speaker 3: a skilled care nursing home. That type of Medicaid is

498
00:29:53,840 --> 00:29:56,680
Speaker 3: not an entitlement benefit. You don't automatically get it. You

499
00:29:56,720 --> 00:30:00,600
Speaker 3: actually have to be impoverished in order to get Medicaid,

500
00:30:00,600 --> 00:30:03,280
Speaker 3: and so every state runs it a little different, but

501
00:30:03,400 --> 00:30:05,800
Speaker 3: for here in Illinois, you have to get down to

502
00:30:05,840 --> 00:30:07,960
Speaker 3: only having around one hundred and thirty thousand dollars in

503
00:30:08,000 --> 00:30:10,840
Speaker 3: assets lost a house and a car if you're married,

504
00:30:11,800 --> 00:30:13,440
Speaker 3: and then if you're not married, you have to be

505
00:30:13,480 --> 00:30:15,640
Speaker 3: down to seventeen thy five hundred dollars and have no

506
00:30:15,720 --> 00:30:18,800
Speaker 3: other assets, And so they really want you to spend

507
00:30:19,000 --> 00:30:22,880
Speaker 3: everything before you are able to get medicaid, and medicaid

508
00:30:22,880 --> 00:30:24,920
Speaker 3: covers those things that you're not going to get better for.

509
00:30:25,360 --> 00:30:29,600
Speaker 3: You have dementia, you have Parkinson's, you have MS, you're

510
00:30:29,600 --> 00:30:31,480
Speaker 3: going to need room and board at a long term

511
00:30:31,520 --> 00:30:34,200
Speaker 3: care facility. Medicare doesn't cover that. You need to be

512
00:30:34,240 --> 00:30:36,960
Speaker 3: impoverished to get the government to pay for that through

513
00:30:37,000 --> 00:30:38,000
Speaker 3: the Medicaid.

514
00:30:38,200 --> 00:30:43,560
Speaker 1: So there's nothing for people who have dementia and like

515
00:30:43,640 --> 00:30:47,920
Speaker 1: they have to spend all of their money essentially to

516
00:30:48,080 --> 00:30:51,320
Speaker 1: then be taken care of by the government, Like, there's

517
00:30:51,360 --> 00:30:54,800
Speaker 1: not a thing that if somebody has a condition, a

518
00:30:54,880 --> 00:30:58,920
Speaker 1: terminal condition, that will pay for that and allow them

519
00:30:58,960 --> 00:31:01,760
Speaker 1: to leave anditance to somebody.

520
00:31:03,000 --> 00:31:04,920
Speaker 3: So for the people that are spending all of their

521
00:31:04,920 --> 00:31:07,240
Speaker 3: money on nursing home and long term care costs, which

522
00:31:07,280 --> 00:31:09,640
Speaker 3: is a huge reason that these assets will be depleted

523
00:31:09,680 --> 00:31:12,080
Speaker 3: before they get to the next generation. That's for people

524
00:31:12,080 --> 00:31:15,560
Speaker 3: who have not done any planning. Yeah, there's planning that

525
00:31:15,600 --> 00:31:18,320
Speaker 3: we do at our firm. It's either a crisis because

526
00:31:18,320 --> 00:31:20,200
Speaker 3: all of a sudden you're like, oh shit, Mom had

527
00:31:20,240 --> 00:31:22,480
Speaker 3: a stroke, She's going to the nursing home tomorrow. And

528
00:31:22,520 --> 00:31:24,720
Speaker 3: then there's people who have at least five years to

529
00:31:24,760 --> 00:31:27,360
Speaker 3: do the planning. So if they do come to us

530
00:31:27,400 --> 00:31:29,600
Speaker 3: and they have at least five years to do this

531
00:31:29,760 --> 00:31:32,400
Speaker 3: planning before they ever need to go on the Medicaid program.

532
00:31:32,600 --> 00:31:36,040
Speaker 3: We can use different types of earvocable trusts. It is

533
00:31:36,080 --> 00:31:40,720
Speaker 3: a great tool, but it requires planning a head and

534
00:31:40,760 --> 00:31:44,160
Speaker 3: also having someone that you trust to manage it while

535
00:31:44,200 --> 00:31:46,080
Speaker 3: you're alive if you become incapacitated.

536
00:31:46,560 --> 00:31:49,680
Speaker 1: Right, I've known so many people that, like I've heard

537
00:31:49,680 --> 00:31:51,760
Speaker 1: it referred to as the Sandwich generation, where it's like

538
00:31:51,760 --> 00:31:54,840
Speaker 1: people who have kids that they're still taking care of,

539
00:31:55,040 --> 00:32:00,160
Speaker 1: and then elderly people who you know, elderly relatives who

540
00:32:00,160 --> 00:32:04,800
Speaker 1: they're taken care of. And I've known people who you know,

541
00:32:04,920 --> 00:32:09,760
Speaker 1: are still working and you know, trying to support themselves

542
00:32:09,760 --> 00:32:13,680
Speaker 1: and their kids and then have to take care of

543
00:32:13,760 --> 00:32:18,480
Speaker 1: elderly relatives. And because of there's this thing that the

544
00:32:18,560 --> 00:32:21,240
Speaker 1: United that has happened in the United States steadily over

545
00:32:21,280 --> 00:32:25,120
Speaker 1: the course of like the last fifty years where small

546
00:32:25,160 --> 00:32:28,360
Speaker 1: government has become like a cool thing, like the thing

547
00:32:28,400 --> 00:32:33,720
Speaker 1: that both parties strive for. And it's basically like built

548
00:32:33,760 --> 00:32:36,000
Speaker 1: on like Reaganomics and the idea that like, well, the

549
00:32:36,320 --> 00:32:40,280
Speaker 1: you know, government is the worst people to have your money,

550
00:32:40,360 --> 00:32:43,000
Speaker 1: like you don't want to pay taxes and they're going

551
00:32:43,080 --> 00:32:46,560
Speaker 1: to spend it inefficiently. And what that essentially means is

552
00:32:46,560 --> 00:32:50,000
Speaker 1: that you become a bureaucrat. Like when it becomes something

553
00:32:50,040 --> 00:32:54,680
Speaker 1: that you like you have to deal with medicaid, you

554
00:32:54,760 --> 00:33:00,400
Speaker 1: have to like help your relative through this system. It

555
00:33:00,480 --> 00:33:04,640
Speaker 1: becomes a full time job because those those networks are

556
00:33:04,800 --> 00:33:12,920
Speaker 1: so vastly understaffed and byzantine, yes, labyrinth, I mean look

557
00:33:12,960 --> 00:33:16,960
Speaker 1: at our tax systems. Yeah, absolutely, like our tax system

558
00:33:17,040 --> 00:33:19,800
Speaker 1: could be like other countries have tax systems where they

559
00:33:19,880 --> 00:33:22,320
Speaker 1: just give you the bill. It's like a fucking restaurant,

560
00:33:22,440 --> 00:33:24,560
Speaker 1: you know, they're like, here's what you Oh, we can

561
00:33:24,600 --> 00:33:27,640
Speaker 1: figure this out. We have him. We have access to

562
00:33:27,680 --> 00:33:30,400
Speaker 1: this information more so than you do. Here's what you owe,

563
00:33:30,680 --> 00:33:34,520
Speaker 1: and then ours where they're like, all right, yes, how

564
00:33:34,520 --> 00:33:38,680
Speaker 1: well do you know long division? And yeah, theoretical mathmoutic,

565
00:33:38,720 --> 00:33:42,160
Speaker 1: guess how much money you owe? Okay, what happens if

566
00:33:42,160 --> 00:33:42,600
Speaker 1: I'm wrong?

567
00:33:43,320 --> 00:33:43,640
Speaker 2: Jail?

568
00:33:44,080 --> 00:33:48,640
Speaker 1: Yeah? So how well are you familiar with the career

569
00:33:48,680 --> 00:33:49,680
Speaker 1: of Wesley Snipes?

570
00:33:50,920 --> 00:33:56,840
Speaker 2: Exactly? Blates back on the way, folks, So stay tuned. Also, Diana,

571
00:33:56,960 --> 00:34:02,480
Speaker 2: this this hits on something something that I find fascinating.

572
00:34:02,520 --> 00:34:05,240
Speaker 2: As we're talking about a little bit off air, this

573
00:34:05,560 --> 00:34:10,400
Speaker 2: is an issue that will only continue to increase in

574
00:34:10,600 --> 00:34:14,680
Speaker 2: mainstream importance with the broader context that you've set up here. Jack,

575
00:34:14,800 --> 00:34:18,160
Speaker 2: like the I'm thinking in terms, it's weird to me

576
00:34:18,360 --> 00:34:22,319
Speaker 2: that a lot of the anolytical discourse about this goes

577
00:34:22,360 --> 00:34:25,960
Speaker 2: back to food analogies. Because you mentioned the sandwich generation.

578
00:34:26,080 --> 00:34:29,240
Speaker 2: I'm thinking also of what was called like the donut

579
00:34:29,280 --> 00:34:35,879
Speaker 2: hole gap in medicaid or medicare, right, Yeah, prescriptions. Yeah, yeah,

580
00:34:36,000 --> 00:34:40,000
Speaker 2: so there's I just feel like we're knocking it out

581
00:34:40,040 --> 00:34:42,600
Speaker 2: of the part with the food analogies.

582
00:34:41,920 --> 00:34:44,759
Speaker 1: Is what I'm congratulation, and that is mainly what's going

583
00:34:44,760 --> 00:34:47,759
Speaker 1: to keep us comfortable into our old age's food analogies

584
00:34:48,320 --> 00:34:50,719
Speaker 1: because you can eat the Actually I'm being told you

585
00:34:50,760 --> 00:34:53,960
Speaker 1: cannot eat food analogies. So we're fucked, my bad.

586
00:34:54,400 --> 00:34:57,200
Speaker 2: Oh no, no, leave it in all right, we're wrong.

587
00:34:57,440 --> 00:35:01,040
Speaker 2: But but Diana, there there's also the question I think

588
00:35:01,080 --> 00:35:03,600
Speaker 2: a lot a lot of us are thinking about now,

589
00:35:04,040 --> 00:35:09,279
Speaker 2: which is when people when people have the luxury or

590
00:35:09,280 --> 00:35:14,240
Speaker 2: the wherewithal financially or just time wise to plan ahead,

591
00:35:14,280 --> 00:35:19,240
Speaker 2: it is for their benefit. What what happens when people

592
00:35:19,360 --> 00:35:22,680
Speaker 2: are as you said in that crisis moment, you know

593
00:35:22,920 --> 00:35:28,759
Speaker 2: you have you have become widowed instantly, and you have

594
00:35:28,920 --> 00:35:33,560
Speaker 2: a lot of hard choices to make your uneducated about this,

595
00:35:33,800 --> 00:35:37,719
Speaker 2: like we we can't talk about this without talking about

596
00:35:37,840 --> 00:35:43,840
Speaker 2: something that Jack you set up quite astutely earlier, which

597
00:35:43,880 --> 00:35:50,560
Speaker 2: is the idea of inheritance in in your in your work,

598
00:35:51,760 --> 00:35:56,000
Speaker 2: how do you see people handling inheritance? Like is it

599
00:35:56,040 --> 00:36:00,880
Speaker 2: a state by state thing? Is it like a capture

600
00:36:01,200 --> 00:36:06,439
Speaker 2: of some sort of treasure chest of spoils of war

601
00:36:06,600 --> 00:36:09,760
Speaker 2: that just goes through generations, or like how do people

602
00:36:10,400 --> 00:36:11,120
Speaker 2: navigate this?

603
00:36:11,719 --> 00:36:14,200
Speaker 3: So and it's very interesting. I always say when my

604
00:36:14,239 --> 00:36:16,080
Speaker 3: clients come in, they'll say, well, is this the normal

605
00:36:16,080 --> 00:36:17,840
Speaker 3: thing to do? I say, well, normal is just the

606
00:36:17,880 --> 00:36:20,239
Speaker 3: setting on a dryer. Really, you can do whatever you

607
00:36:20,280 --> 00:36:22,080
Speaker 3: want to do. Like if you can dream it, I

608
00:36:22,160 --> 00:36:24,040
Speaker 3: can draft it, and so.

609
00:36:24,480 --> 00:36:26,239
Speaker 1: Great setting on the dryer. By the way, it's the

610
00:36:26,239 --> 00:36:28,759
Speaker 1: only one I ever use but proceeed. Yah.

611
00:36:30,560 --> 00:36:33,400
Speaker 3: So we really have to work with people to see

612
00:36:33,440 --> 00:36:35,440
Speaker 3: what they want to do. I mean I recently had

613
00:36:35,440 --> 00:36:38,640
Speaker 3: a client diet and he was mega, mega wealthy. He

614
00:36:38,719 --> 00:36:42,120
Speaker 3: has over one hundred million dollars in assets, and he

615
00:36:42,200 --> 00:36:44,279
Speaker 3: really didn't like his children, so they're getting less than

616
00:36:44,280 --> 00:36:47,560
Speaker 3: one percent each of his net worth. When it's all

617
00:36:47,600 --> 00:36:50,040
Speaker 3: said and done. He decided to give everything to charity.

618
00:36:50,480 --> 00:36:52,799
Speaker 3: It's interesting you bring up the widows because I do

619
00:36:52,840 --> 00:36:55,160
Speaker 3: sit with a lot of women who have lost their husband,

620
00:36:55,400 --> 00:36:57,560
Speaker 3: and I have to have tough conversations where I say,

621
00:36:57,640 --> 00:37:01,200
Speaker 3: guess what he chose the big punch, which means it

622
00:37:01,239 --> 00:37:04,000
Speaker 3: doesn't continue now, Like he chose to have a just

623
00:37:04,000 --> 00:37:06,320
Speaker 3: go for his life. It doesn't go for your life.

624
00:37:06,960 --> 00:37:10,360
Speaker 3: You also get one social Security check. You can choose

625
00:37:10,360 --> 00:37:12,120
Speaker 3: the larger check of the two, but it's not a

626
00:37:12,120 --> 00:37:14,800
Speaker 3: bogo deal like they're taking away one of those Social

627
00:37:14,800 --> 00:37:16,680
Speaker 3: Security checks and your husband's pension.

628
00:37:16,840 --> 00:37:17,000
Speaker 2: Now.

629
00:37:17,040 --> 00:37:20,680
Speaker 3: Sometimes one get one by one, get one, yes, thank you.

630
00:37:21,960 --> 00:37:23,600
Speaker 3: So a lot of times these women are sitting in

631
00:37:23,600 --> 00:37:25,440
Speaker 3: front of me and they all of a sudden realize

632
00:37:25,440 --> 00:37:28,200
Speaker 3: their income has now just been cut in a third

633
00:37:28,760 --> 00:37:31,120
Speaker 3: of what they were getting when their husband was around.

634
00:37:31,200 --> 00:37:34,600
Speaker 3: So they are tough conversations. I do see a lot

635
00:37:34,600 --> 00:37:37,760
Speaker 3: of people, including charities. I see a lot of people.

636
00:37:38,719 --> 00:37:41,000
Speaker 3: It's interesting to me. I feel like my clients, who

637
00:37:41,040 --> 00:37:47,200
Speaker 3: are sort of comfortably wealthy, are more stingy of what

638
00:37:47,239 --> 00:37:48,880
Speaker 3: they want to give to their children.

639
00:37:49,040 --> 00:37:54,320
Speaker 1: And now I find that so hard to believe. The wealthy, no,

640
00:37:54,320 --> 00:37:58,719
Speaker 1: no way, not a chance, not them. Weren't counting on

641
00:37:58,760 --> 00:37:59,640
Speaker 1: them to save us.

642
00:38:00,120 --> 00:38:02,960
Speaker 3: Yeah, they're not like the four and a ten million couples.

643
00:38:03,000 --> 00:38:05,080
Speaker 3: They like want to hold onto everything as tight as

644
00:38:05,120 --> 00:38:08,879
Speaker 3: they can. My clients are more a meager means. They're

645
00:38:08,920 --> 00:38:10,600
Speaker 3: the ones that want to do everything for their kids.

646
00:38:10,640 --> 00:38:12,040
Speaker 3: They just want to move all the money to they

647
00:38:12,120 --> 00:38:13,880
Speaker 3: is like, just take it, take it away, take it now.

648
00:38:13,920 --> 00:38:15,759
Speaker 3: I just want them to have my money now. I

649
00:38:15,760 --> 00:38:17,759
Speaker 3: don't need anything. I'll just go on Medicaid and just

650
00:38:17,800 --> 00:38:20,520
Speaker 3: take it now, which of course is not the way

651
00:38:20,520 --> 00:38:23,480
Speaker 3: we can typically do things, depending on the timing of it.

652
00:38:23,520 --> 00:38:27,359
Speaker 1: But just like big picture, and I do just want

653
00:38:27,400 --> 00:38:29,000
Speaker 1: to come back to this getty thing one more time

654
00:38:29,040 --> 00:38:31,759
Speaker 1: because a lot of times what you hear is that

655
00:38:31,840 --> 00:38:34,480
Speaker 1: America just like doesn't value the elderly, and so like

656
00:38:34,560 --> 00:38:37,919
Speaker 1: it's a cultural thing. I think that at the very

657
00:38:38,040 --> 00:38:41,680
Speaker 1: least that is like a two way street where because

658
00:38:42,320 --> 00:38:46,040
Speaker 1: the government doesn't take care of the elderly and makes

659
00:38:46,080 --> 00:38:51,600
Speaker 1: it a huge burden onto the private citizen, then like

660
00:38:52,000 --> 00:38:56,160
Speaker 1: that makes it that like feeds into how Americans feel

661
00:38:56,200 --> 00:38:59,680
Speaker 1: about their elderly relatives because they are, you know, a

662
00:39:00,360 --> 00:39:03,880
Speaker 1: burden to them financially and financial successes like all anybody

663
00:39:03,880 --> 00:39:07,560
Speaker 1: cares about. So this is not like part of the

664
00:39:07,640 --> 00:39:10,600
Speaker 1: thing driving the lack of resources and like how stingy

665
00:39:10,640 --> 00:39:13,120
Speaker 1: we're having to be with regards to like staffing any

666
00:39:13,120 --> 00:39:19,839
Speaker 1: of these things. Letting people have access to public health

667
00:39:19,920 --> 00:39:22,200
Speaker 1: care in old age. Part of the reason that that's

668
00:39:22,239 --> 00:39:26,920
Speaker 1: not funded is because there's been a massive change since

669
00:39:26,960 --> 00:39:31,080
Speaker 1: the nineteen seventies, where the average tax rate on the

670
00:39:31,120 --> 00:39:34,560
Speaker 1: top point zero one percent has fallen by more than

671
00:39:34,680 --> 00:39:37,720
Speaker 1: half to about thirty percent, while rates for the bottom

672
00:39:37,800 --> 00:39:40,439
Speaker 1: ninety percent have climbed slightly to an average of twenty

673
00:39:40,520 --> 00:39:46,279
Speaker 1: five percent. The like there was a prevailing suspicion of

674
00:39:46,680 --> 00:39:50,960
Speaker 1: any extremely wealthy person who was passing away trying to

675
00:39:51,040 --> 00:39:54,400
Speaker 1: leave that money for themselves, and like since the seventies,

676
00:39:54,960 --> 00:39:59,600
Speaker 1: any taxation on like a state planning has just been

677
00:40:00,000 --> 00:40:03,920
Speaker 1: completely dismantled, and there's just like nobody pushing back because

678
00:40:04,800 --> 00:40:09,520
Speaker 1: there's just been this favor, uh, that's been awarded to

679
00:40:09,560 --> 00:40:13,319
Speaker 1: the extremely wealthy. And you know, as mentioned, they will

680
00:40:13,440 --> 00:40:16,759
Speaker 1: take advantage of that. They had entire teams companies with

681
00:40:16,880 --> 00:40:18,000
Speaker 1: the people working on.

682
00:40:19,600 --> 00:40:22,600
Speaker 2: Right. Yeah, I mean it's like it wasn't too long

683
00:40:22,640 --> 00:40:25,520
Speaker 2: ago in the in the New Yorker article you're citing,

684
00:40:25,920 --> 00:40:31,040
Speaker 2: wasn't too long ago that members of the Supreme Court said, Hey, basically,

685
00:40:31,600 --> 00:40:35,520
Speaker 2: taxes are what you pay as like your club fees

686
00:40:36,000 --> 00:40:42,239
Speaker 2: for being in this America thing. Right, you're you're, uh,

687
00:40:42,960 --> 00:40:47,719
Speaker 2: you are part of this larger American experiment.

688
00:40:48,320 --> 00:40:52,200
Speaker 1: Yeah, Oliver Wendel Holmes said, taxes are what we pay

689
00:40:52,239 --> 00:40:54,640
Speaker 1: for civilized society, and they used to be kind of

690
00:40:54,719 --> 00:41:00,239
Speaker 1: understood and no more. Now it's vilified. Yeah, all right,

691
00:41:00,360 --> 00:41:13,080
Speaker 1: let's take a quick break. We'll be right back, and

692
00:41:13,160 --> 00:41:16,560
Speaker 1: we're back. So yeah, just in terms of like forecast,

693
00:41:17,040 --> 00:41:19,320
Speaker 1: I just ben you called the stat out that I

694
00:41:19,360 --> 00:41:22,400
Speaker 1: think is important for people to understand because so, like

695
00:41:22,440 --> 00:41:25,359
Speaker 1: we said, this is kind of already happening, but by

696
00:41:25,440 --> 00:41:28,600
Speaker 1: twenty fifty, the population of Americans sixty five and older

697
00:41:28,640 --> 00:41:32,200
Speaker 1: is projected to increase by more than fifty percent to

698
00:41:32,360 --> 00:41:36,600
Speaker 1: eighty six million. According to Census estimates, the number of

699
00:41:36,600 --> 00:41:39,759
Speaker 1: people eighty five or older will will nearly triple to

700
00:41:39,920 --> 00:41:46,000
Speaker 1: nineteen million. So that's that's a lot like that, that's

701
00:41:46,040 --> 00:41:50,160
Speaker 1: a wave that's coming for the US economy, that's coming

702
00:41:50,200 --> 00:41:57,239
Speaker 1: for those people's kids, And I just I don't know

703
00:41:57,760 --> 00:42:02,320
Speaker 1: unless there's some massive sea cham like, I just don't

704
00:42:02,320 --> 00:42:06,360
Speaker 1: know that. Like there's this New York Times series about

705
00:42:06,680 --> 00:42:09,280
Speaker 1: that I pulled that stat from, and it talks about

706
00:42:09,280 --> 00:42:13,600
Speaker 1: all of you know, how there's just not the political

707
00:42:13,680 --> 00:42:21,560
Speaker 1: appetite to fund these these solutions. But you know they

708
00:42:21,600 --> 00:42:24,799
Speaker 1: also talk about other countries where you know, the US

709
00:42:25,120 --> 00:42:29,160
Speaker 1: is near the bottom of percentage of GDP spent on

710
00:42:29,239 --> 00:42:32,759
Speaker 1: long term term care. The Netherlands spends four point one

711
00:42:32,840 --> 00:42:37,560
Speaker 1: percent of its GDP, Japan two point oh percent, Canada

712
00:42:37,560 --> 00:42:39,839
Speaker 1: one point eight. America is down at one point zero,

713
00:42:41,200 --> 00:42:45,960
Speaker 1: near near the very bottom of you know, the type

714
00:42:45,960 --> 00:42:50,840
Speaker 1: of countries that they're looking at, and US, and in

715
00:42:50,880 --> 00:42:53,920
Speaker 1: the US where poor equals bad and a lot of

716
00:42:53,960 --> 00:42:57,520
Speaker 1: the like public consciousness. I feel like this has sort

717
00:42:57,560 --> 00:43:01,120
Speaker 1: of a self perpetuating dynamic where the less we give

718
00:43:01,440 --> 00:43:05,160
Speaker 1: to something or a group of people, the worse off

719
00:43:05,200 --> 00:43:07,480
Speaker 1: that group of people is. The worse off that group

720
00:43:07,480 --> 00:43:09,440
Speaker 1: of people is, the less we want to look at

721
00:43:09,480 --> 00:43:13,320
Speaker 1: them or think about them, the less the government is

722
00:43:13,360 --> 00:43:15,400
Speaker 1: going to give to them, the worse off they're going

723
00:43:15,440 --> 00:43:20,600
Speaker 1: to become, etc. Et cetera. Until you know, like they

724
00:43:20,800 --> 00:43:23,320
Speaker 1: just get where the rich carriage or the poor get poor.

725
00:43:23,320 --> 00:43:25,480
Speaker 1: I just coined that. I'm the first person to ever

726
00:43:25,520 --> 00:43:31,040
Speaker 1: say that. But do you see, like any hope for

727
00:43:31,239 --> 00:43:37,320
Speaker 1: change at this at this point, Diana, I think.

728
00:43:37,120 --> 00:43:40,799
Speaker 3: At some point, because the system is unsustainable the way

729
00:43:40,840 --> 00:43:42,880
Speaker 3: it is, with the cost of health care and people

730
00:43:42,960 --> 00:43:46,040
Speaker 3: living longer, there's going to have to be some type

731
00:43:46,040 --> 00:43:47,520
Speaker 3: of change. And I don't know, if that's going to

732
00:43:47,560 --> 00:43:49,840
Speaker 3: come from the government or if it's going to just

733
00:43:50,239 --> 00:43:52,280
Speaker 3: people are going to choose to live their lives differently.

734
00:43:52,800 --> 00:43:55,200
Speaker 3: You know, it's interesting to meet different cultures that have

735
00:43:55,280 --> 00:44:00,279
Speaker 3: more multi generational families. I anticipate that if they are

736
00:44:00,320 --> 00:44:02,839
Speaker 3: unable to get care anywhere else, and they probably will

737
00:44:02,880 --> 00:44:04,880
Speaker 3: end up living with their children a lot more.

738
00:44:05,440 --> 00:44:05,640
Speaker 2: You know.

739
00:44:05,680 --> 00:44:08,960
Speaker 3: The problems they see there though, of course, are people

740
00:44:09,000 --> 00:44:11,600
Speaker 3: getting you know, senior services or Catholic charity is knocking

741
00:44:11,640 --> 00:44:13,839
Speaker 3: on their door because this person is neglected. But they

742
00:44:13,840 --> 00:44:15,600
Speaker 3: are just trying to do the best they can. But

743
00:44:15,680 --> 00:44:17,839
Speaker 3: they are maybe in that sandwich generation where they still

744
00:44:17,880 --> 00:44:19,799
Speaker 3: have to go to work and so mom's home all day,

745
00:44:20,040 --> 00:44:21,480
Speaker 3: and then they have kids and they got to get

746
00:44:21,520 --> 00:44:23,719
Speaker 3: their kids to their things. I've always been a big

747
00:44:23,719 --> 00:44:26,320
Speaker 3: proponent two of saying, you know, for people that purchase

748
00:44:26,400 --> 00:44:28,480
Speaker 3: long term care insurance to pay for their own long

749
00:44:28,560 --> 00:44:30,560
Speaker 3: term care, there should be a tax credit for that,

750
00:44:30,640 --> 00:44:33,319
Speaker 3: because if I have long term care insurance and I'm

751
00:44:33,320 --> 00:44:35,560
Speaker 3: paying three hundred dollars a month for it, i should

752
00:44:35,600 --> 00:44:37,560
Speaker 3: be rewarded for doing that, because guess what I'm not

753
00:44:37,600 --> 00:44:39,399
Speaker 3: going to do is end up on the state's door

754
00:44:39,840 --> 00:44:41,879
Speaker 3: asking for them to pay for my long term care.

755
00:44:42,239 --> 00:44:44,280
Speaker 3: I think there's simple things like that that we could,

756
00:44:44,600 --> 00:44:48,239
Speaker 3: you know, have legislation. There's also eleven states now that

757
00:44:48,360 --> 00:44:51,920
Speaker 3: have death with dignity statutes or right to die legislation,

758
00:44:52,200 --> 00:44:55,719
Speaker 3: and I think that's a growing I don't know if

759
00:44:55,719 --> 00:44:58,879
Speaker 3: it's a trend, but something that's definitely being talked about

760
00:44:58,880 --> 00:45:01,279
Speaker 3: in Illinois. I hope that we do end up with

761
00:45:01,320 --> 00:45:06,600
Speaker 3: that type of legislation here as well, because people can

762
00:45:06,600 --> 00:45:08,440
Speaker 3: decide to go out on their own terms. If I

763
00:45:08,560 --> 00:45:12,279
Speaker 3: have some terrible diagnosis like als where I'm just going

764
00:45:12,360 --> 00:45:15,000
Speaker 3: to slowly lose my ability to move everything to where

765
00:45:15,040 --> 00:45:17,080
Speaker 3: I can blink at you and then not breathe, I

766
00:45:17,080 --> 00:45:18,719
Speaker 3: don't want to be in a bed for ten years

767
00:45:18,719 --> 00:45:20,960
Speaker 3: with that diagnosis. I want to go to Europe with

768
00:45:21,000 --> 00:45:23,839
Speaker 3: my family, come home, and you know, figure it out.

769
00:45:24,120 --> 00:45:24,279
Speaker 2: Yeah.

770
00:45:24,400 --> 00:45:26,920
Speaker 3: Yeah, So I think there's going to be more of

771
00:45:26,960 --> 00:45:27,799
Speaker 3: a push for that too.

772
00:45:28,640 --> 00:45:34,640
Speaker 1: Yeah, and that right now, like I guess that seems

773
00:45:34,680 --> 00:45:36,839
Speaker 1: like people who haven't spent a lot of time thinking

774
00:45:36,840 --> 00:45:38,680
Speaker 1: about this sort of thing. It seems like that's the

775
00:45:38,719 --> 00:45:42,360
Speaker 1: sort of thing that people assume you can like figure

776
00:45:42,640 --> 00:45:45,040
Speaker 1: figure out some way to do that, and it's it's

777
00:45:45,080 --> 00:45:48,759
Speaker 1: really not like there's that there's not a way, or

778
00:45:48,800 --> 00:45:51,759
Speaker 1: at least there hasn't been traditionally, Like that's what that

779
00:45:51,840 --> 00:45:54,160
Speaker 1: whole quirky and controversy was about.

780
00:45:54,680 --> 00:45:58,839
Speaker 2: And there's a there's social aspects this too, going to

781
00:45:58,280 --> 00:46:02,719
Speaker 2: the multicultural point, which I really appreciate, Right, It's what

782
00:46:03,160 --> 00:46:08,239
Speaker 2: we're describing here is indeed not a phenomenon limited to

783
00:46:08,320 --> 00:46:13,560
Speaker 2: the United States. We see we see this demographic shift

784
00:46:13,600 --> 00:46:17,440
Speaker 2: occurring in many developed countries. And I love the point

785
00:46:17,480 --> 00:46:21,840
Speaker 2: you're making as well, Diana, about the the reality that

786
00:46:21,880 --> 00:46:24,880
Speaker 2: shocks a lot of people their first time traveling outside

787
00:46:24,880 --> 00:46:28,319
Speaker 2: of the US. A lot of families live together, right,

788
00:46:28,400 --> 00:46:33,520
Speaker 2: it is super normal too, Like if you're if let's say,

789
00:46:34,120 --> 00:46:36,200
Speaker 2: let's say you go on a date somewhere, you know,

790
00:46:36,239 --> 00:46:39,919
Speaker 2: and you're in Argentina or whatever. Well, that thirty something

791
00:46:40,040 --> 00:46:42,920
Speaker 2: year old person you're meeting, they live with their parents,

792
00:46:43,280 --> 00:46:43,960
Speaker 2: you know what I mean.

793
00:46:44,239 --> 00:46:46,879
Speaker 3: And it's not a bad thing. There's no stigma, right,

794
00:46:46,880 --> 00:46:48,840
Speaker 3: it's actually starts of pride for the parent that my

795
00:46:48,960 --> 00:46:50,799
Speaker 3: child chooses to live with me and stays here.

796
00:46:51,880 --> 00:46:56,560
Speaker 1: Yeah, it's not like a punchline and weekend at Bernie's like,

797
00:46:56,640 --> 00:46:58,239
Speaker 1: that's what I think. That was the first time I

798
00:46:58,239 --> 00:47:01,200
Speaker 1: saw someone, right, doesn't he live with his parents and

799
00:47:01,239 --> 00:47:03,320
Speaker 1: that he goes on a date and lives with his parents.

800
00:47:03,520 --> 00:47:04,959
Speaker 1: I was like, well, I'll never do that.

801
00:47:05,680 --> 00:47:09,239
Speaker 2: Well, it's aspirational because we're just gonna announce it here,

802
00:47:09,600 --> 00:47:13,160
Speaker 2: Jack and Miles and I are. We're all moving back

803
00:47:13,200 --> 00:47:14,040
Speaker 2: in with our peoples.

804
00:47:14,160 --> 00:47:14,680
Speaker 1: That's right.

805
00:47:16,480 --> 00:47:19,600
Speaker 3: Yeah, my parents actually just moved in with me, which

806
00:47:19,640 --> 00:47:22,919
Speaker 3: is great. When they decided to downsize and sell their house,

807
00:47:22,920 --> 00:47:24,680
Speaker 3: and I'm like, thank god you did that while you're alive,

808
00:47:24,760 --> 00:47:26,680
Speaker 3: because I would not want to have to deal with

809
00:47:26,719 --> 00:47:28,960
Speaker 3: all that after you're gone. Right, they got rid of

810
00:47:29,000 --> 00:47:31,520
Speaker 3: all the personal property, and so half the year they're

811
00:47:31,600 --> 00:47:34,920
Speaker 3: upstairs in my second primary bedroom and half the year

812
00:47:34,920 --> 00:47:36,919
Speaker 3: they're in their condo and Phoenix. And when they're here,

813
00:47:37,120 --> 00:47:39,640
Speaker 3: it's great. They can help make at dinner on the table,

814
00:47:39,680 --> 00:47:41,520
Speaker 3: they can run the kids around wherever they need to go,

815
00:47:41,600 --> 00:47:43,040
Speaker 3: so I can work all day and take care of

816
00:47:43,080 --> 00:47:46,120
Speaker 3: the people that I So I'm a big believer in

817
00:47:46,160 --> 00:47:48,319
Speaker 3: the benefits of a multi generational house. And now they

818
00:47:48,320 --> 00:47:51,120
Speaker 3: don't need carry out, which is right. You know, that's

819
00:47:51,160 --> 00:47:53,239
Speaker 3: a different situation.

820
00:47:52,960 --> 00:47:56,480
Speaker 1: But it's just like a lot of the writing on

821
00:47:56,560 --> 00:48:02,040
Speaker 1: this still makes it seem like it's like optional, like

822
00:48:02,120 --> 00:48:06,440
Speaker 1: that this could happen, and it's like this is happening.

823
00:48:06,560 --> 00:48:10,520
Speaker 1: Is there like this is inevitably going like this population

824
00:48:10,600 --> 00:48:13,160
Speaker 1: is inevitably going to get old, which is going to

825
00:48:13,160 --> 00:48:17,520
Speaker 1: create a crisis. I don't know, but yeah, I mean

826
00:48:17,560 --> 00:48:23,440
Speaker 1: there's interesting policies in place in Japan, the Netherlands that

827
00:48:24,360 --> 00:48:27,719
Speaker 1: you know, prove that it can be done, and like

828
00:48:27,760 --> 00:48:31,160
Speaker 1: that we could be in a place to prepare for this,

829
00:48:31,320 --> 00:48:37,440
Speaker 1: but it's just the political rhetoric is so like every

830
00:48:37,440 --> 00:48:41,359
Speaker 1: man for themselves, every man and woman for themselves, is

831
00:48:41,400 --> 00:48:44,000
Speaker 1: so that it just feels like we have a long

832
00:48:44,080 --> 00:48:46,279
Speaker 1: distance to travel before we get to a place where

833
00:48:46,280 --> 00:48:48,040
Speaker 1: this is somewhat manageable.

834
00:48:48,680 --> 00:48:53,520
Speaker 2: Perhaps that political appetite we're talking about will itself evolve

835
00:48:53,840 --> 00:48:57,640
Speaker 2: in the coming years, right, because that's the hope. Yeah,

836
00:48:57,800 --> 00:49:00,920
Speaker 2: that's a voting block of very power full voted block,

837
00:49:01,040 --> 00:49:05,520
Speaker 2: by the way. Uh and you know, in a self

838
00:49:05,600 --> 00:49:11,840
Speaker 2: interest prioritized culture, maybe, guys, I'm trying to do like

839
00:49:11,880 --> 00:49:14,320
Speaker 2: a silver lining thing. I'm not sure if it's working,

840
00:49:14,440 --> 00:49:17,640
Speaker 2: but getting there, they'll they'll they'll start to you know,

841
00:49:17,880 --> 00:49:22,200
Speaker 2: they'll they'll you'll start to vote for the common good,

842
00:49:22,480 --> 00:49:24,680
Speaker 2: right for the greater good when you feel the greater

843
00:49:24,800 --> 00:49:26,080
Speaker 2: good directly involves you.

844
00:49:26,520 --> 00:49:30,600
Speaker 1: Yeah, maybe maybe be the first time, but does make sense,

845
00:49:30,680 --> 00:49:34,719
Speaker 1: doesn't it? Diana? It's such a pleasure having you on

846
00:49:34,760 --> 00:49:35,160
Speaker 1: the show.

847
00:49:35,280 --> 00:49:35,680
Speaker 3: Thank you.

848
00:49:36,560 --> 00:49:39,840
Speaker 1: Where can people find you? Follow you all that good stuff?

849
00:49:40,640 --> 00:49:43,080
Speaker 3: Well, my law firm is called law like my last

850
00:49:43,120 --> 00:49:46,680
Speaker 3: name L A. W. Husselbaum H E. S. S E.

851
00:49:47,040 --> 00:49:50,279
Speaker 3: L B A U M. We're an Aurora, Illinois and

852
00:49:50,360 --> 00:49:55,040
Speaker 3: our website is www dot law has dot com. If

853
00:49:55,080 --> 00:49:57,080
Speaker 3: you're in another state and you need a go to

854
00:49:57,120 --> 00:49:59,479
Speaker 3: state planner, we're part of the National Academy of Elder

855
00:49:59,520 --> 00:50:01,240
Speaker 3: la Attorney. If you want to send me an email,

856
00:50:01,280 --> 00:50:03,759
Speaker 3: I might know somebody where you live to go get

857
00:50:03,840 --> 00:50:07,120
Speaker 3: your estate planning done by someone who knows your state's laws.

858
00:50:07,600 --> 00:50:10,080
Speaker 3: And I'm on Instagram, but I'm not very exciting and

859
00:50:10,160 --> 00:50:12,480
Speaker 3: more of like a lurker than anything. But it's at

860
00:50:12,520 --> 00:50:13,320
Speaker 3: funky bag.

861
00:50:13,239 --> 00:50:17,000
Speaker 1: Lady, nice, amazing.

862
00:50:16,920 --> 00:50:18,239
Speaker 3: And that's about it.

863
00:50:18,280 --> 00:50:20,280
Speaker 1: Is there a work a media that you've been enjoying?

864
00:50:22,120 --> 00:50:26,160
Speaker 3: Ooh okay, So since I do take care of older adults,

865
00:50:26,840 --> 00:50:29,000
Speaker 3: I did find this to be a lovely little piece

866
00:50:29,000 --> 00:50:32,280
Speaker 3: of media. I really did enjoy that Golden Bachelor show.

867
00:50:32,600 --> 00:50:34,000
Speaker 1: Oh nice, I did.

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00:50:34,360 --> 00:50:36,279
Speaker 3: My husband I would hear him tell the kids, your

869
00:50:36,280 --> 00:50:40,200
Speaker 3: mother's watching the Golden Dildo again. He would not watch.

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00:50:40,000 --> 00:50:40,400
Speaker 1: It with me.

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00:50:41,000 --> 00:50:43,280
Speaker 3: But I really liked it. I thought it was very sweet.

872
00:50:43,560 --> 00:50:46,560
Speaker 3: I liked the women on there. I liked the gentleman.

873
00:50:47,640 --> 00:50:50,480
Speaker 3: I liked that they did find love. And I've yet

874
00:50:50,480 --> 00:50:53,840
Speaker 3: to see the wedding, but it's in my roku somewhere

875
00:50:53,880 --> 00:50:54,480
Speaker 3: waiting for me.

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00:50:55,000 --> 00:50:58,320
Speaker 1: They did find love. That's good, Ben, Such a pleasure

877
00:50:58,360 --> 00:51:01,960
Speaker 1: having you. People find you follow you in as their

878
00:51:02,000 --> 00:51:04,319
Speaker 1: work media you've been enjoying. Ah.

879
00:51:04,640 --> 00:51:08,759
Speaker 2: Yes, you can find me getting into all sorts of

880
00:51:08,800 --> 00:51:12,680
Speaker 2: shenanigans on shows like Ridiculous History, which is just what

881
00:51:12,760 --> 00:51:15,120
Speaker 2: it sounds like. We didn't overthink the title. You can

882
00:51:15,200 --> 00:51:17,880
Speaker 2: also find us on stuff they don't want you to know,

883
00:51:18,040 --> 00:51:21,240
Speaker 2: a title we did overthink because we had no idea

884
00:51:21,320 --> 00:51:24,400
Speaker 2: the show would go on that long. You can find

885
00:51:24,960 --> 00:51:28,280
Speaker 2: me with my co host Matt Frederick and Noel Brown,

886
00:51:28,320 --> 00:51:32,480
Speaker 2: applying critical thinking to all sorts of strange questions. You

887
00:51:32,520 --> 00:51:35,200
Speaker 2: can follow me on Instagram in a burst of creativity.

888
00:51:35,600 --> 00:51:41,759
Speaker 2: I'm at Ben Bolin, I know, right, stunning James Joyce. Yeah,

889
00:51:41,239 --> 00:51:48,680
Speaker 2: and perhaps most importantly, I've got to say a piece

890
00:51:48,719 --> 00:51:54,239
Speaker 2: of media that I have been super duper enjoying. There

891
00:51:54,400 --> 00:51:59,560
Speaker 2: is a show on Netflix where it's a retired elderly

892
00:51:59,680 --> 00:52:05,480
Speaker 2: guy in Japan and he goes and eats desserts and

893
00:52:05,600 --> 00:52:09,560
Speaker 2: just thinks that he's a samurai when he does it.

894
00:52:10,040 --> 00:52:12,400
Speaker 2: I say, I love it, but I can't remember the

895
00:52:12,480 --> 00:52:15,800
Speaker 2: name of the show, like you, Diana with a Fargo binge.

896
00:52:15,920 --> 00:52:19,000
Speaker 2: I just turned it on and then sort of disassociated.

897
00:52:19,360 --> 00:52:23,080
Speaker 2: But Netflix has some sleepers. I got some sleeper hits.

898
00:52:23,400 --> 00:52:24,279
Speaker 1: What's that show called?

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00:52:25,120 --> 00:52:29,480
Speaker 2: Thanks to some help from our team, it is cantaro Ah.

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00:52:29,719 --> 00:52:35,840
Speaker 1: Netflix shout out super producer Catherine Law for that assist tweet.

901
00:52:35,880 --> 00:52:39,440
Speaker 1: I've been enjoying. Steven with a pH tweeted showing a

902
00:52:39,480 --> 00:52:42,279
Speaker 1: picture of a very healthy person to my doctor. I

903
00:52:42,320 --> 00:52:46,200
Speaker 1: was thinking something a bit like this. I just like

904
00:52:46,280 --> 00:52:52,760
Speaker 1: that idea, going with the haircut approach to the doctor's office.

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00:52:53,080 --> 00:52:58,239
Speaker 1: You can find me on Twitter at Jack Underscore O'Brien.

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00:52:58,320 --> 00:53:00,640
Speaker 1: You can find us on Twitter at Daily Zeitgeist. We're

907
00:53:00,640 --> 00:53:03,240
Speaker 1: at the Daily Zeitgeist. On Instagram, we have a Facebook

908
00:53:03,280 --> 00:53:05,839
Speaker 1: fan page on a website, daily Zeitgeist dot com, where

909
00:53:05,840 --> 00:53:08,879
Speaker 1: we post our episodes and our footnotes where we link

910
00:53:08,960 --> 00:53:12,760
Speaker 1: off to the information that we talked about in today's episode,

911
00:53:13,120 --> 00:53:16,360
Speaker 1: as well as a song that we think you might enjoy.

912
00:53:16,800 --> 00:53:20,960
Speaker 1: And I will recommend the song Float by Jennel Money,

913
00:53:21,400 --> 00:53:23,839
Speaker 1: which I just discovered and is a very dope song.

914
00:53:25,239 --> 00:53:29,400
Speaker 1: Haven't listened to Gennel Money in a while, and that

915
00:53:29,560 --> 00:53:32,400
Speaker 1: song goes, so we will link off to that in

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00:53:32,440 --> 00:53:36,120
Speaker 1: the footnotes. The Daily Zeitgeist is a production of iHeartRadio.

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00:53:36,120 --> 00:53:38,400
Speaker 1: For more podcasts from my heart Radio, visit the iHeartRadio

918
00:53:38,400 --> 00:53:40,720
Speaker 1: ap Apple podcast wherever you listen to your favorite shows,

919
00:53:40,719 --> 00:53:42,400
Speaker 1: that is going to do it for us this morning,

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00:53:42,800 --> 00:53:45,080
Speaker 1: back this afternoon to tell you what is trending, and

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00:53:45,120 --> 00:53:58,759
Speaker 1: we will talk to y'all then bye.