WEBVTT - EP 288: Make Stock Trading Your Side Hustle with Teri Ijeoma 

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<v Speaker 1>Hey, hey, hey, we're back. We're extra black today we're brown.

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<v Speaker 2>And so.

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<v Speaker 1>I'm like like Waite from Andy's Jump, and She's look

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<v Speaker 1>like me, like, where are we going with this?

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<v Speaker 2>No, because I was just sitting here kind of like

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<v Speaker 2>I'm still buzzing from our conversation with today's guest. Y'all.

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<v Speaker 2>I think I might have had you know how Tiffany

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<v Speaker 2>always says that Christina and a Mon were like her

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<v Speaker 2>life changing, life changing episode of Brown Ambition. I feel

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<v Speaker 2>like Terry was my life changing episode of I have

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<v Speaker 2>so much work to do, but she truly has inspired

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<v Speaker 2>me to actually now she has helped me see I

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<v Speaker 2>know stuff about trading. I know some things. Okay, I'm

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<v Speaker 2>ready to take it to the next level. And I

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<v Speaker 2>feel like Terry just was so I don't know if

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<v Speaker 2>she's so calm, and she is so the antithesis of

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<v Speaker 2>anything I've ever thought or seen when it comes to

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<v Speaker 2>people who trade. Yep, Like I didn't know people like

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<v Speaker 2>Terry existed.

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<v Speaker 1>She seems she's kind, she's knowledgeable. I just think you

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<v Speaker 1>guys are gonna like love when I say love this interview.

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<v Speaker 1>It's the type of interview that you were going to

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<v Speaker 1>want to share. You know how we always like make

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<v Speaker 1>sure you share with your friends, make sure you share

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<v Speaker 1>in group chat. You were not even got to say

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<v Speaker 1>all that, because you're going to want to because it

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<v Speaker 1>is transformative. Make sure you listen to the end, because

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<v Speaker 1>we are partnering with Terry to do something really fun

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<v Speaker 1>with our BA listeners. Child, it's gonna be transformative for

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<v Speaker 1>the lives of some of our BA listeners. And I

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<v Speaker 1>think it's just going to be super.

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<v Speaker 2>Exciting, awesome. And do we even say who we're talking

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<v Speaker 2>to today, We're just like Terry Gyoma. It's how you

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<v Speaker 2>pronounce it, Terry Jyoma. She is the founder of Trade

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<v Speaker 2>and Travel and listen. Everything you need to know is

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<v Speaker 2>in the name. This woman has become a multi millionaire

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<v Speaker 2>just in the past few years, right Yeah. Not only

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<v Speaker 2>has she been trading her way to wealth, but she

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<v Speaker 2>has been teaching in such a wonderful way. I mean

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<v Speaker 2>she has the number one or had the number one

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<v Speaker 2>course unteachable? How much all still does the number course unteachable?

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<v Speaker 1>Like? How many courses are there?

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<v Speaker 2>She has taught hundreds of students from around the world

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<v Speaker 2>how to earn supplementary income with trading. They're living their

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<v Speaker 2>best life, and with Terry's course, hopefully so can you.

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<v Speaker 2>But we got some free advice from her today and

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<v Speaker 2>kind of learn more about her her investing philosophy. And

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<v Speaker 2>I think the best thing that I learned that I

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<v Speaker 2>learned from Terry was how small you can start with

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<v Speaker 2>and how you don't necessarily need tens and tens of

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<v Speaker 2>thousands of dollars to make a little bit of money

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<v Speaker 2>that can truly change. It can certainly help you reach

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<v Speaker 2>your goals and ultimately maybe even change your life.

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<v Speaker 1>Yeah, I'm just excited for you guys to hear because

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<v Speaker 1>it's just it's a departure from you know, like the

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<v Speaker 1>bro culture sometimes that investing can be. So it's here

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<v Speaker 1>from this amazing woman that's literally kicking ass and taking names.

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<v Speaker 1>I would say that Terry's not She's so Christian, so

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<v Speaker 1>she's not gonna say ass like me.

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<v Speaker 2>And taking names, saving lives with the money that she's earning.

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<v Speaker 1>Oh my gosh, She's just amazing. So I just cannot wait.

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<v Speaker 1>So without further adode, we've got mine save Nijerry and Trader,

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<v Speaker 1>she's here. We've got Terry with Terry from Trade and Travel.

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<v Speaker 1>If you don't know Terry. I'm sure you've seen folks

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<v Speaker 1>holding up plaques that they've been able to trade to

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<v Speaker 1>make a thousand dollars in a day. That's one of

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<v Speaker 1>her goals. So she has for her students, and Terry

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<v Speaker 1>is amazing. I decided when I took my six weeks off,

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<v Speaker 1>it's one of the things that I did with my

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<v Speaker 1>time that I invested in the course. I called you,

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<v Speaker 1>Mandy member. I was like, Mandy, I'm going to be

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<v Speaker 1>a bit jillionaire. Remember, I was like, trade.

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<v Speaker 2>Aren't she supposed to be on vacation, But okay, I'm on.

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<v Speaker 1>Board, and so yeah. It's what I really love about

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<v Speaker 1>Terry is that not only is she like a dope

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<v Speaker 1>sister who's teaching stuff to everyone that we might not

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<v Speaker 1>normally have access to. I also love that, prior to this,

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<v Speaker 1>like myself, she was an educator. So when I took

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<v Speaker 1>her course, I could I could see it, and I

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<v Speaker 1>could feel it, and I was just like, oh, this

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<v Speaker 1>is from someone who understands the learning process of adults,

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<v Speaker 1>you know, because I didn't feel overwhelmed. So welcome Terry.

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<v Speaker 3>Hey, Tiffany and Mandy, how are you.

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<v Speaker 2>We're doing great? It's so nice to meet you. I

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<v Speaker 2>do feel like Tiffany is one of your many fans

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<v Speaker 2>who I have just that I've been hearing them rave

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<v Speaker 2>about you and I started following you on ig and

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<v Speaker 2>I love you. Just seem so positive and you make

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<v Speaker 2>it seem so possible. You're like just casually Manah, I

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<v Speaker 2>made one hundred grand today. I'm just gonna go to

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<v Speaker 2>McDonald's now and grab some dinner for the family. I

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<v Speaker 2>just made that up. I don't know if you actually

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<v Speaker 2>eet McDonald's.

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<v Speaker 3>But dude, like McDonald's. Their chicken sandwiches are on point.

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<v Speaker 3>The nuggets, I'm not sure that's real meat, but it's

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<v Speaker 3>the same.

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<v Speaker 2>Absolutely, it's not, you know, but yet delicious. What I

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<v Speaker 2>am dying to know. How did you get into trading?

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<v Speaker 2>So you I think you and Tiffany have this in common.

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<v Speaker 2>You both have a background in education. Is that right?

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<v Speaker 2>Tell me about Terry pre bajillionaire status trading every day

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<v Speaker 2>all not all day because you've somehow been it'ed to

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<v Speaker 2>still have a life, which really goes against the image

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<v Speaker 2>I had in my head. You know, you try to

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<v Speaker 2>tell yourself a story so that you talk yourself out

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<v Speaker 2>of something like Trading's not for me. I don't want

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<v Speaker 2>to be tied to a computer all day. I don't

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<v Speaker 2>want to like not see my family and be stressed

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<v Speaker 2>out all the time. But you're doing it in this

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<v Speaker 2>phenomenal way where it still seems like you have all

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<v Speaker 2>your marbles and you're able to have this fun, whole,

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<v Speaker 2>you know, life. So I'm excited to hear about that.

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<v Speaker 2>But let's start at the beginning. Where did you Yeah,

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<v Speaker 2>how did you get your start in trading? And what

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<v Speaker 2>were you doing before that?

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<v Speaker 3>You know what's crazy. I actually learned about trading in

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<v Speaker 3>high school. I did this program called Lead and it's

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<v Speaker 3>where they like take kids who are doing really well

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<v Speaker 3>in school and they put them into business school. So

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<v Speaker 3>I went to Northwestern University and they showed us how

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<v Speaker 3>to trade stocks. Well, actually they showed us all kinds

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<v Speaker 3>of business stuff. Before that, I wanted to be an architect.

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<v Speaker 3>And then they took us to the business school and

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<v Speaker 3>they were like, okay, guys, these are all the things

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<v Speaker 3>you can do in business. And they took us to

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<v Speaker 3>the Chicago Stock Exchange. So that was really my first introduction.

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<v Speaker 2>No one ever says that about school, I think, I mean,

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<v Speaker 2>I built the paper rocket in school. That was the

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<v Speaker 2>highlight of my That's amazing.

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<v Speaker 3>You know What's crazy though, Like my senior year, Google

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<v Speaker 3>had their IPO, So if you can imagine, Google was

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<v Speaker 3>just coming out. It was eighty three dollars a share,

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<v Speaker 3>and I had just heard in this like summer program

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<v Speaker 3>about stocks and trading. So I went to like every teacher,

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<v Speaker 3>every like I went to my grandmother, she'd be like, girl,

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<v Speaker 3>we ain't got no money on it. We'll talk about.

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<v Speaker 3>But then I went to my teachers and was like,

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<v Speaker 3>how do I get into this? Nobody knew anything. And

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<v Speaker 3>it's kind of cool because out full circle, I'm teaching people,

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<v Speaker 3>and I'm like, if my first of all, if I

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<v Speaker 3>had known what to do, I would I'd be so

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<v Speaker 3>much further ahead now eighty three dollars now it's over

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<v Speaker 3>two thousand, or it goes kind and back and forth.

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<v Speaker 3>But like, gosh, like how much different could my life

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<v Speaker 3>have been? But then again, like what if my teachers

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<v Speaker 3>had known what to tell me when I went to

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<v Speaker 3>them interested and trying to do something different and trying

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<v Speaker 3>to improve my life. What if they knew like, oh,

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<v Speaker 3>the first thing you do is open a brokerage account. Okay,

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<v Speaker 3>you don't have that much money, but eighty three dollars

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<v Speaker 3>Tracy or my name is Terry Lutree. So that's what

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<v Speaker 3>my teachers would have called me back then in high school.

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<v Speaker 3>But they would have been like, Okay, if you keep

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<v Speaker 3>your job at j. C. Penney's because I was. I

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<v Speaker 3>was a j. C. Penneyes girl. I worked at the

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<v Speaker 3>watch counter. If you keep your job, you can take

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<v Speaker 3>I know, right, you can take that income and just

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<v Speaker 3>put it into a brokerage account. Like what if they

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<v Speaker 3>knew how to tell me that, But they didn't, And

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<v Speaker 3>I ended up going in my tee for undergrad because

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<v Speaker 3>I still wanted to know, just.

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<v Speaker 1>Like, you know, let's go to the pols. Just slip

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<v Speaker 1>that in and my tea, what did you study at

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<v Speaker 1>M I t management?

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<v Speaker 3>I was going to manage. All the engineers got it. Yeah,

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<v Speaker 3>they were like, nobody knows that MITS like has business school.

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<v Speaker 3>They always think it's just for engineering because engineering is

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<v Speaker 3>number one. But at the time we were number two

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<v Speaker 3>for management too, but nobody like really talked about that.

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<v Speaker 3>But yep, went to Sloan for undergrad, interned on Wall

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<v Speaker 3>Street at Morgan Stanley and that's how I learned more

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<v Speaker 3>about stocks. But I'm like you, Mandy, when you were

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<v Speaker 3>like I don't want to you know, like everybody sees

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<v Speaker 3>finance and they're like, I just don't want to do that,

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<v Speaker 3>like it's so negative and bad. But the thing is,

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<v Speaker 3>like I thought that way too, Like after the internship,

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<v Speaker 3>they were like, Terry, do you really want to work here?

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<v Speaker 3>And I was like, you know, this is up the devil.

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<v Speaker 3>I'm about to go do something else. Like I literally

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<v Speaker 3>said that in my final interview, and that was not

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<v Speaker 3>the right thing to say.

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<v Speaker 1>Oh no, wait, was not at all? What about it?

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<v Speaker 2>It was of the first of all, I love that expression.

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<v Speaker 2>What about it was so bad? What was turning you off?

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<v Speaker 1>You know what?

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<v Speaker 3>The the honest truth was the actual job was good.

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<v Speaker 3>So the whole sentence that I told them was I

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<v Speaker 3>used to think that this was from the devil, but

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<v Speaker 3>now I like it and want to work here. They

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<v Speaker 3>didn't hear the second part of the sentence, Like clearly

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<v Speaker 3>they didn't hear that part. They just heard the first part.

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<v Speaker 3>But I think it's like it's a mindset thing, like

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<v Speaker 3>in our households, we're not taught that money is good

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<v Speaker 3>we're taught that money is bad and we're taught that,

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<v Speaker 3>like you don't want to work in a building for

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<v Speaker 3>twenty four hours a day, and it's you're never gonna

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<v Speaker 3>have a life, like, you know, we hear all these

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<v Speaker 3>things about Wall Street. So that's where that thought had

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<v Speaker 3>come from. It was really just like a concept in

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<v Speaker 3>my head. It wasn't the truth. It wasn't the truth

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<v Speaker 3>at all.

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<v Speaker 2>So what in that interview was, so were you were

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<v Speaker 2>you wanting a career at that point or were you

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<v Speaker 2>just like ready to you know, just say, you know,

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<v Speaker 2>this is not for me, Thank y'all very much, I'm

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<v Speaker 2>moving on.

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<v Speaker 3>I'm Nigerian, so of course I wanted the offer, but

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<v Speaker 3>I already had in mind that I was going to

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<v Speaker 3>go into consulting. Like I wanted them to be like, yes,

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<v Speaker 3>I will give you millions of dollars, and I wanted

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<v Speaker 3>to be able to be like, nah, that's okay. I

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<v Speaker 3>already got this job in consulting, and like literally that's

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<v Speaker 3>what I did. Like I had a job in consulting

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<v Speaker 3>at Monitor Group and that's where I was helping businesses

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<v Speaker 3>and one of our clients was teach for America and

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<v Speaker 3>I went into this long ten year track in education.

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<v Speaker 3>From that, I worked at in consulting and then went

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<v Speaker 3>over and moved into the administrative side of Teach for America,

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<v Speaker 3>helping teachers learn how to teach better. I did the

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<v Speaker 3>operation sides of the teacher trainings in Houston. We shout

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<v Speaker 3>out to Houston Institute if anybody was in Houston Institute.

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<v Speaker 3>And then from there I went to Like, my my

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<v Speaker 3>journey is very weird. I went to seminary after that, like,

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<v Speaker 3>I worked for TFA for three and a half years

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<v Speaker 3>and was like, I'm gonna go learn about the Bible.

0:11:01.280 --> 0:11:04.160
<v Speaker 3>I've always wanted to do something fun. And then worked

0:11:04.160 --> 0:11:06.400
<v Speaker 3>for a ministry and then came in was an assistant

0:11:06.400 --> 0:11:10.960
<v Speaker 3>principle of an elementary school and in that yeah, girl, old.

0:11:10.880 --> 0:11:13.439
<v Speaker 2>You look to be about twenty five, and yet you're

0:11:13.480 --> 0:11:15.600
<v Speaker 2>telling me the life of someone who's had like fifty

0:11:15.600 --> 0:11:19.640
<v Speaker 2>five life lifetimes and one whoa okay, good night.

0:11:21.240 --> 0:11:23.640
<v Speaker 3>I will take that. I will take that all day.

0:11:23.760 --> 0:11:31.600
<v Speaker 3>Give me an extra ten twelve years, okay, but yeah,

0:11:31.679 --> 0:11:33.720
<v Speaker 3>all of that. And then when I was assistant principal.

0:11:33.880 --> 0:11:35.679
<v Speaker 3>I know this is the longest story, but to tell

0:11:35.720 --> 0:11:38.160
<v Speaker 3>you when I became assistant principal. I thought that it

0:11:38.200 --> 0:11:40.120
<v Speaker 3>was everything I wanted it to be, and it was not.

0:11:40.520 --> 0:11:42.920
<v Speaker 3>I was stressed all the time. I was crying in

0:11:42.960 --> 0:11:47.280
<v Speaker 3>the bathroom. I was like literally like dragging to go

0:11:47.360 --> 0:11:49.959
<v Speaker 3>to work in that building every day because of the administration,

0:11:50.600 --> 0:11:53.480
<v Speaker 3>and I needed an excess strategy. And for me, I

0:11:53.520 --> 0:11:56.000
<v Speaker 3>went back to where I had come from ten years ago,

0:11:56.480 --> 0:11:59.520
<v Speaker 3>that little hobby that I had of trading stocks, and said,

0:11:59.640 --> 0:12:01.440
<v Speaker 3>I think that I can make this a real thing.

0:12:01.520 --> 0:12:03.600
<v Speaker 3>If I could just make three hundred dollars a day,

0:12:03.840 --> 0:12:06.720
<v Speaker 3>I can replace my assistant principal and come. And I

0:12:06.760 --> 0:12:10.760
<v Speaker 3>started working towards that, taking classes, practicing trading every day.

0:12:11.080 --> 0:12:13.080
<v Speaker 3>And when I got to that three hundred dollars a day,

0:12:13.200 --> 0:12:15.360
<v Speaker 3>I quit and started living my real dream, which was

0:12:15.400 --> 0:12:17.800
<v Speaker 3>traveling all over the world and trading stocks.

0:12:18.040 --> 0:12:18.600
<v Speaker 1>When was that?

0:12:18.640 --> 0:12:20.679
<v Speaker 2>How long it was? How long ago was that when

0:12:20.720 --> 0:12:21.199
<v Speaker 2>you quit that?

0:12:21.200 --> 0:12:24.760
<v Speaker 3>I was twenty seventeen, AO, Yeah.

0:12:25.679 --> 0:12:29.360
<v Speaker 1>So were you scared, Terry? You know, like when I

0:12:29.360 --> 0:12:33.400
<v Speaker 1>made the lead from teacher to budgetista, I was really afraid.

0:12:33.440 --> 0:12:35.120
<v Speaker 1>And I kind of always had like I can always

0:12:35.120 --> 0:12:37.160
<v Speaker 1>go back to becoming a teacher in my back pocket.

0:12:37.200 --> 0:12:40.840
<v Speaker 1>Low Ki, I still say that now. But you you know,

0:12:40.880 --> 0:12:42.840
<v Speaker 1>I didn't have a choice in making the leap, but

0:12:42.960 --> 0:12:46.720
<v Speaker 1>you chose. Were you scared, you know, during that time,

0:12:46.960 --> 0:12:49.040
<v Speaker 1>or were you just feeling like, you know what, the

0:12:49.120 --> 0:12:51.880
<v Speaker 1>world is my oyster and you know, and I'm gonna

0:12:52.440 --> 0:12:54.080
<v Speaker 1>I'm just going to dive straight in.

0:12:55.640 --> 0:12:57.560
<v Speaker 3>I wish I could have said that, girl, I was

0:12:57.559 --> 0:13:00.720
<v Speaker 3>so scared. I was so scared, Like I was scared

0:13:00.720 --> 0:13:02.880
<v Speaker 3>to the point that, like I knew I needed to

0:13:02.880 --> 0:13:05.520
<v Speaker 3>have the conversation with my principal. When I was quitting

0:13:05.840 --> 0:13:08.800
<v Speaker 3>and I hid in my friend's hospital room, I like

0:13:08.840 --> 0:13:11.240
<v Speaker 3>pretended he was my boyfriend and he was not. I

0:13:11.280 --> 0:13:13.720
<v Speaker 3>was like, you know what, he's not feeling good, and

0:13:13.760 --> 0:13:16.280
<v Speaker 3>he's my boyfriend and I've got to be with him

0:13:16.320 --> 0:13:19.480
<v Speaker 3>every moment of every day. And my principle was like,

0:13:19.559 --> 0:13:22.840
<v Speaker 3>but the phone works inside the room, and I was like, no,

0:13:23.559 --> 0:13:25.439
<v Speaker 3>it doesn't work in here. I didn't say that for real,

0:13:25.520 --> 0:13:27.280
<v Speaker 3>but really I did, Like I was so afraid to

0:13:27.320 --> 0:13:30.120
<v Speaker 3>have the conversation to leave because like this was a

0:13:30.120 --> 0:13:32.880
<v Speaker 3>cushy job, Like I had worked so hard all year

0:13:33.000 --> 0:13:34.920
<v Speaker 3>so that the next year was going to be easier,

0:13:35.240 --> 0:13:38.079
<v Speaker 3>like I had like I had done all the things,

0:13:38.120 --> 0:13:40.640
<v Speaker 3>and now I was gonna leave and start training full time,

0:13:41.080 --> 0:13:43.560
<v Speaker 3>like no, And then on top of that, like I

0:13:43.640 --> 0:13:46.480
<v Speaker 3>was so afraid because I had said that I wanted

0:13:46.480 --> 0:13:50.920
<v Speaker 3>to travel, but then like I got scared of that.

0:13:50.960 --> 0:13:54.439
<v Speaker 3>So I got a lease. And I'm a God girl,

0:13:54.520 --> 0:13:57.560
<v Speaker 3>so like I fully felt that God was telling me,

0:13:57.600 --> 0:14:00.840
<v Speaker 3>you should go travel and you should train. But I

0:14:00.920 --> 0:14:02.880
<v Speaker 3>was like, Okay, God, how about this. I'll do one

0:14:02.880 --> 0:14:05.199
<v Speaker 3>of those but not the other. I will trade, but

0:14:05.240 --> 0:14:07.160
<v Speaker 3>I'm gonna stay right here, close to home, so if

0:14:07.200 --> 0:14:09.520
<v Speaker 3>anything goes wrong, I can go back to my mom

0:14:09.880 --> 0:14:11.680
<v Speaker 3>or I can go live with my aunt because I

0:14:11.720 --> 0:14:15.480
<v Speaker 3>needed a comfort of a blanket, a security blanket. But

0:14:15.520 --> 0:14:17.520
<v Speaker 3>do y'all know I lived on the twenty fifth floor

0:14:17.520 --> 0:14:19.040
<v Speaker 3>and that apartment flooded.

0:14:19.800 --> 0:14:25.000
<v Speaker 2>Wait, wow, someone's pool leaked. What happened?

0:14:25.800 --> 0:14:30.520
<v Speaker 3>So apparently I found out from the janitor. Apparently somebody

0:14:30.640 --> 0:14:33.560
<v Speaker 3>was like cooking drugs two floors above me on the

0:14:33.560 --> 0:14:38.479
<v Speaker 3>twenty seventh floor. The sprinklers, I know, right, the sprinklers

0:14:38.520 --> 0:14:41.680
<v Speaker 3>went off, and then something happened where the sprinkler pipe

0:14:41.720 --> 0:14:45.720
<v Speaker 3>didn't work gray and it flooded just my corner of

0:14:45.760 --> 0:14:49.440
<v Speaker 3>the building. So all of the units on my corner

0:14:49.560 --> 0:14:52.040
<v Speaker 3>were flooded out and I literally had to like give

0:14:52.120 --> 0:14:54.880
<v Speaker 3>up everything and only had two suitcases left to my name.

0:14:55.240 --> 0:14:57.640
<v Speaker 2>Oh man, I mean you said, and this they bring

0:14:57.720 --> 0:15:00.080
<v Speaker 2>God into it. I'm like, that's pretty biblical, that feels.

0:15:01.200 --> 0:15:06.200
<v Speaker 1>And you know that strikes again. Wasn't there a.

0:15:07.680 --> 0:15:10.520
<v Speaker 2>Meth lab in the Bible? And I can't remember the

0:15:10.560 --> 0:15:12.240
<v Speaker 2>one I'm kidding.

0:15:12.920 --> 0:15:15.400
<v Speaker 3>I went back in the old Testament yep.

0:15:15.240 --> 0:15:17.640
<v Speaker 2>That one, very old testament?

0:15:20.080 --> 0:15:24.240
<v Speaker 3>Oh yeah, girl, it was Man, it was crazy. So

0:15:24.320 --> 0:15:28.080
<v Speaker 3>for me that was the Okay, no matter how afraid

0:15:28.120 --> 0:15:30.600
<v Speaker 3>you are, this has gotta be bigger than you. You

0:15:30.680 --> 0:15:32.160
<v Speaker 3>better go. How much.

0:15:34.760 --> 0:15:35.600
<v Speaker 2>Do you mind answering that?

0:15:36.560 --> 0:15:40.120
<v Speaker 3>Yeah? So I actually had thirty five thousand that I

0:15:40.160 --> 0:15:44.240
<v Speaker 3>had moved over from my old retirement accounts. So in

0:15:44.280 --> 0:15:46.000
<v Speaker 3>that like remember I told you, like I had quit

0:15:46.040 --> 0:15:47.960
<v Speaker 3>this job and then went to this job, Like, I

0:15:48.000 --> 0:15:51.000
<v Speaker 3>had money left in those old four some of them

0:15:51.000 --> 0:15:53.040
<v Speaker 3>are four or three b's and the four oh one

0:15:53.120 --> 0:15:56.560
<v Speaker 3>K and I moved those over it to self directed IRA.

0:15:57.080 --> 0:15:59.400
<v Speaker 3>So I had thirty five thousand in that account.

0:15:59.520 --> 0:16:01.560
<v Speaker 2>Was that all on your retirement money or just like

0:16:01.600 --> 0:16:04.800
<v Speaker 2>the leftover you put not that that was just your

0:16:04.840 --> 0:16:06.200
<v Speaker 2>four one K you cashed out?

0:16:06.960 --> 0:16:10.760
<v Speaker 3>Wow, okay, Well because remember while I okay, I didn't

0:16:10.800 --> 0:16:12.720
<v Speaker 3>tell you guys this, but I had been trading as

0:16:12.760 --> 0:16:15.240
<v Speaker 3>a side hustle while I was still working in all

0:16:15.280 --> 0:16:19.200
<v Speaker 3>those education jobs. So I was maxing out my four

0:16:19.560 --> 0:16:21.560
<v Speaker 3>excuse me, my four oh one k, like I and

0:16:21.640 --> 0:16:24.040
<v Speaker 3>one job. I was putting in eighteen thousand a year

0:16:24.120 --> 0:16:27.120
<v Speaker 3>one year because I didn't need the money, got it?

0:16:27.840 --> 0:16:28.280
<v Speaker 1>Mm hmm.

0:16:28.840 --> 0:16:31.400
<v Speaker 3>So I had that like about eighteen thousand, and then

0:16:31.480 --> 0:16:33.600
<v Speaker 3>each company had matched like when I went up to

0:16:33.720 --> 0:16:38.600
<v Speaker 3>five percent, then the companies had matched that too. So

0:16:38.640 --> 0:16:40.800
<v Speaker 3>to me, thirty five thousand for like a lot of

0:16:40.840 --> 0:16:42.440
<v Speaker 3>money at the time, because I was only making like

0:16:42.480 --> 0:16:45.200
<v Speaker 3>sixty thousands. So I was like, I got half my

0:16:45.200 --> 0:16:46.480
<v Speaker 3>my income saved up.

0:16:46.840 --> 0:16:49.080
<v Speaker 2>Yeah, I guess I was just asking because it sounded

0:16:49.160 --> 0:16:51.840
<v Speaker 2>like you had no money left, like you took your

0:16:51.880 --> 0:16:54.760
<v Speaker 2>only four one K and you were just living off

0:16:54.760 --> 0:16:56.960
<v Speaker 2>of that money while you quit your job. But you

0:16:57.000 --> 0:17:01.640
<v Speaker 2>actually had like other other retirement accounts and investments on

0:17:01.680 --> 0:17:05.199
<v Speaker 2>the side that were also sustaining you. Right, am I

0:17:05.200 --> 0:17:05.800
<v Speaker 2>getting that wrong?

0:17:06.640 --> 0:17:09.480
<v Speaker 3>Great question? It actually was more like I was investing

0:17:09.520 --> 0:17:13.159
<v Speaker 3>with thirty five thousand and I might have had I

0:17:13.200 --> 0:17:16.760
<v Speaker 3>had some money from insurance, like after the flood. Then

0:17:16.800 --> 0:17:19.120
<v Speaker 3>I got some insurance money, so I was living off

0:17:19.119 --> 0:17:21.000
<v Speaker 3>of that, and then I had the thirty five thousand

0:17:21.000 --> 0:17:22.359
<v Speaker 3>in my retirement.

0:17:22.600 --> 0:17:25.240
<v Speaker 1>Okay, mm hmm, So you.

0:17:26.800 --> 0:17:29.480
<v Speaker 2>I still don't get it. I'm confused. No to shout,

0:17:29.480 --> 0:17:30.440
<v Speaker 2>but I need to understand.

0:17:30.720 --> 0:17:33.240
<v Speaker 1>No, So you had money in your retirement account that

0:17:33.280 --> 0:17:36.960
<v Speaker 1>you withdraw instead of rolling it over to another retirement account, correct, Terry.

0:17:37.840 --> 0:17:40.600
<v Speaker 3>Yes, I had first put it into a self directed

0:17:40.640 --> 0:17:44.360
<v Speaker 3>IRA and then moved it from the IRA to cash account.

0:17:44.320 --> 0:17:46.639
<v Speaker 1>Because you said, you know what, I can do better

0:17:46.680 --> 0:17:49.359
<v Speaker 1>with my money than my retirement account can do with

0:17:49.440 --> 0:17:51.960
<v Speaker 1>my money. But yes, you had other money that you

0:17:52.000 --> 0:17:53.520
<v Speaker 1>had saved that you were actually living off of.

0:17:54.400 --> 0:17:56.680
<v Speaker 3>Yes, but not a lot. To tell you, guys, the truth,

0:17:56.720 --> 0:17:58.959
<v Speaker 3>I didn't have just a whole bunch of other money.

0:17:59.240 --> 0:18:00.840
<v Speaker 3>This was definitely only a faith move.

0:18:01.400 --> 0:18:05.480
<v Speaker 1>So you were like dangerously right. That's why, man, He's like,

0:18:05.520 --> 0:18:07.400
<v Speaker 1>wait a minute. You was just out here like, oh

0:18:07.480 --> 0:18:07.960
<v Speaker 1>these traits.

0:18:08.040 --> 0:18:09.840
<v Speaker 2>I'm waiting for the part where you said you had

0:18:09.840 --> 0:18:12.520
<v Speaker 2>saved two hundred thousand dollars. No, I'm kidding, but no,

0:18:12.640 --> 0:18:15.359
<v Speaker 2>So you took that thirty five k, and you were like,

0:18:15.560 --> 0:18:18.639
<v Speaker 2>this is my trading money. Let's make some magic happen.

0:18:18.720 --> 0:18:20.760
<v Speaker 2>Because up until that point, how much had you been

0:18:20.800 --> 0:18:22.679
<v Speaker 2>working with us in terms of your trading, Like how

0:18:22.760 --> 0:18:25.000
<v Speaker 2>much were you trading at a given time?

0:18:25.800 --> 0:18:29.199
<v Speaker 3>Still that that same thirty thousand. So the goal was

0:18:29.560 --> 0:18:32.280
<v Speaker 3>I have thirty thousand, I'm trying to make one percent

0:18:32.320 --> 0:18:34.800
<v Speaker 3>of it on a regular basis, that's three hundred dollars,

0:18:34.840 --> 0:18:37.080
<v Speaker 3>and I would keep that base amount and then live

0:18:37.119 --> 0:18:38.400
<v Speaker 3>off of the money that I make.

0:18:38.880 --> 0:18:41.120
<v Speaker 1>Okay, So you had been using that for some time.

0:18:41.160 --> 0:18:44.280
<v Speaker 1>It wasn't like you left your job and you you

0:18:44.320 --> 0:18:47.560
<v Speaker 1>had already been using that money to trade with to

0:18:47.560 --> 0:18:49.400
<v Speaker 1>make your two hundred bucks and three hundred bucks a month,

0:18:49.400 --> 0:18:52.040
<v Speaker 1>And once you were like, okay, I'm really here. Let's

0:18:52.280 --> 0:18:54.440
<v Speaker 1>let's rock and roll and just do this full time.

0:18:55.000 --> 0:18:59.800
<v Speaker 2>Yes, gotcha? Okay, So from that three hundred goal, you

0:19:00.240 --> 0:19:02.040
<v Speaker 2>level it up to a thousand bucks a day.

0:19:03.000 --> 0:19:06.760
<v Speaker 3>Yes, as I've been as I was trading, so it's

0:19:06.840 --> 0:19:08.920
<v Speaker 3>stayed at a three hundred until I'm.

0:19:08.800 --> 0:19:12.800
<v Speaker 2>Like, my mind, I'm liking the three hundred. I feel

0:19:12.800 --> 0:19:14.959
<v Speaker 2>like people, you know, you haven't lost me yet. Like

0:19:15.000 --> 0:19:17.919
<v Speaker 2>that sounds possible. It's very like it wasn't like some

0:19:18.480 --> 0:19:23.040
<v Speaker 2>you know, like incredibly you know, high goal to start with,

0:19:23.160 --> 0:19:25.439
<v Speaker 2>you know, like you really it felt it feels to

0:19:25.480 --> 0:19:28.879
<v Speaker 2>me like you were starting at like a reasonable pace. Yeah.

0:19:29.000 --> 0:19:31.080
<v Speaker 3>I tell my students to try to make like one

0:19:31.119 --> 0:19:35.439
<v Speaker 3>percent of your cash amount, and that's doable. When you

0:19:35.480 --> 0:19:37.480
<v Speaker 3>think about a lot of traders, they'll give you the

0:19:37.520 --> 0:19:40.760
<v Speaker 3>extrava extravagant like I want to go for the maserati,

0:19:40.800 --> 0:19:43.560
<v Speaker 3>I want to make a million dollars. No, no, just

0:19:43.640 --> 0:19:46.760
<v Speaker 3>do one percent of your cash amount. And there's five

0:19:46.840 --> 0:19:50.560
<v Speaker 3>trading days in a in a week, so that's five

0:19:50.640 --> 0:19:53.480
<v Speaker 3>percent return a week if you can be consistent. Now,

0:19:53.520 --> 0:19:56.359
<v Speaker 3>sometimes you win, sometimes you lose. So like this is

0:19:56.400 --> 0:19:58.520
<v Speaker 3>a goal and an average. It's not like I have

0:19:58.640 --> 0:20:01.320
<v Speaker 3>to make this every day, but it's a goal. And

0:20:01.600 --> 0:20:04.200
<v Speaker 3>even if you do that, like just say you did

0:20:04.240 --> 0:20:07.240
<v Speaker 3>that five times a month, that's still five percent a month.

0:20:08.600 --> 0:20:11.880
<v Speaker 3>That's that's twenty percent in four months. Now our goal

0:20:11.920 --> 0:20:14.000
<v Speaker 3>is twenty percent a month. But you don't have to

0:20:14.040 --> 0:20:16.440
<v Speaker 3>work that hard. Does that make sense?

0:20:16.880 --> 0:20:19.120
<v Speaker 1>It does? You're such a teacher. I was like, oh,

0:20:19.240 --> 0:20:20.240
<v Speaker 1>she checked.

0:20:20.359 --> 0:20:22.960
<v Speaker 2>She slowed all right down.

0:20:23.040 --> 0:20:26.520
<v Speaker 1>For me checked understanding. Does that make sense?

0:20:26.560 --> 0:20:30.360
<v Speaker 2>I was like, miss Woodruff, Miss Woodruff, are you following?

0:20:33.720 --> 0:20:36.399
<v Speaker 1>No? And honestly, that's such a realistic goal. And I'm

0:20:36.400 --> 0:20:39.000
<v Speaker 1>glad you shared that because I think, I mean, Mandy

0:20:39.000 --> 0:20:40.520
<v Speaker 1>and I have definitely seen and I'm sure you have

0:20:40.600 --> 0:20:44.560
<v Speaker 1>to terry that. You know, as a result of like

0:20:44.760 --> 0:20:50.439
<v Speaker 1>economic uncertainty, quarantine pandemic, everyone has been racing to trading.

0:20:50.480 --> 0:20:53.840
<v Speaker 1>I never heard this many people, regular regular people talk

0:20:53.880 --> 0:20:57.600
<v Speaker 1>about trading the way they are now, and but everyone's

0:20:57.600 --> 0:21:00.400
<v Speaker 1>thinking that they're going to get like the masariety and

0:21:00.560 --> 0:21:03.800
<v Speaker 1>the mansion and whatever right away. So to hear you

0:21:03.920 --> 0:21:09.400
<v Speaker 1>give a realistic explanation of returns, it's good. I think

0:21:09.560 --> 0:21:12.200
<v Speaker 1>people can say, Okay, one, I can do it too,

0:21:12.280 --> 0:21:15.600
<v Speaker 1>and two that doesn't seem so crazy one percent a day, you.

0:21:15.560 --> 0:21:18.359
<v Speaker 3>Know, yeah, And I think people need to put it

0:21:18.400 --> 0:21:23.080
<v Speaker 3>in perspective. The average return for like a longer term

0:21:23.080 --> 0:21:26.439
<v Speaker 3>investor is eight to ten percent a year. Yeah, So

0:21:26.600 --> 0:21:29.000
<v Speaker 3>for me to say, try to aim for one percent

0:21:29.040 --> 0:21:31.800
<v Speaker 3>on a regular basis, Like, even if you do that

0:21:31.960 --> 0:21:35.640
<v Speaker 3>eight times within a year, you've met the average. Now

0:21:35.680 --> 0:21:37.359
<v Speaker 3>if you can do it a few more times than that,

0:21:37.480 --> 0:21:40.919
<v Speaker 3>you're beating the average. So when people say, oh, you know,

0:21:41.000 --> 0:21:44.520
<v Speaker 3>I'm going to start with two thousand and make forty thousand,

0:21:44.680 --> 0:21:47.440
<v Speaker 3>like that doesn't even make sense. Making the first two

0:21:47.440 --> 0:21:50.320
<v Speaker 3>thousand would be one hundred percent return when the average

0:21:50.320 --> 0:21:53.359
<v Speaker 3>is eight to ten percent. So don't go for one

0:21:53.440 --> 0:21:56.639
<v Speaker 3>hundred percent return. Go for small, bite size returns that

0:21:56.720 --> 0:21:59.000
<v Speaker 3>you can you know, add up over time.

0:22:00.440 --> 0:22:03.280
<v Speaker 2>So when you are someone, I imagine a lot of

0:22:03.320 --> 0:22:07.080
<v Speaker 2>the students in your in your class which has been

0:22:07.080 --> 0:22:09.679
<v Speaker 2>incredibly I think you have it's unteachable. It was like

0:22:09.680 --> 0:22:12.880
<v Speaker 2>a number one class on teachable or something. Congratulations, that's amazing.

0:22:13.960 --> 0:22:16.880
<v Speaker 2>So I bet a lot of your students probably are wondering,

0:22:17.320 --> 0:22:19.000
<v Speaker 2>you know, how much of my money should I be

0:22:19.040 --> 0:22:22.320
<v Speaker 2>trading with? Well, you have, and what's your advice to them,

0:22:22.400 --> 0:22:25.480
<v Speaker 2>especially if they may have other obligations you have mortgage,

0:22:25.680 --> 0:22:29.080
<v Speaker 2>or they have other goals or retirement and maybe some

0:22:29.119 --> 0:22:31.040
<v Speaker 2>student loan debt. How do you help them figure out

0:22:31.040 --> 0:22:32.679
<v Speaker 2>where to start and how much to start with.

0:22:33.240 --> 0:22:36.080
<v Speaker 3>Yeah, trading is a skill set, so let me start there.

0:22:36.320 --> 0:22:39.119
<v Speaker 3>It's something that you need to grow to become better at.

0:22:39.440 --> 0:22:41.520
<v Speaker 3>So when you're first starting, I think you should start

0:22:41.560 --> 0:22:44.440
<v Speaker 3>with just enough to open it brokerage account and then

0:22:44.560 --> 0:22:48.040
<v Speaker 3>trade with a simulator, which is fake money until you

0:22:48.160 --> 0:22:50.639
<v Speaker 3>become good. So I'd say start there. You don't have

0:22:50.680 --> 0:22:52.800
<v Speaker 3>to put all your money in. I have one person.

0:22:52.840 --> 0:22:54.720
<v Speaker 3>She reached out to me. She's like, Terry, I got

0:22:54.760 --> 0:22:57.280
<v Speaker 3>forty five thousand dollars, I'm ready to invest. Where do

0:22:57.359 --> 0:22:58.920
<v Speaker 3>I put it? I was like, girl, you know what,

0:22:59.000 --> 0:23:01.840
<v Speaker 3>you leave it right there for a minute, and I'm

0:23:01.840 --> 0:23:03.720
<v Speaker 3>gonna ask you to take just five hundred of it

0:23:04.080 --> 0:23:08.080
<v Speaker 3>and let's start there first. Then I know right. She's

0:23:08.119 --> 0:23:11.160
<v Speaker 3>like really, I'm like yes, because it's a skill set,

0:23:11.200 --> 0:23:13.680
<v Speaker 3>like you got to get good at it first. Then

0:23:13.800 --> 0:23:17.920
<v Speaker 3>from there after you see that, Okay, I'm learning trade

0:23:17.920 --> 0:23:21.000
<v Speaker 3>and travel, I'm learning Terry's method with invest with Terry method,

0:23:21.359 --> 0:23:24.720
<v Speaker 3>then go to two thousand. At two thousand dollars, one

0:23:24.720 --> 0:23:27.240
<v Speaker 3>of the things that we work with is things called

0:23:27.240 --> 0:23:29.879
<v Speaker 3>margin account, and that can be very risky, I understand.

0:23:30.160 --> 0:23:32.840
<v Speaker 3>But at two thousand dollars, you can open that kind

0:23:32.880 --> 0:23:35.399
<v Speaker 3>of account and have access to more tools from a broker.

0:23:35.760 --> 0:23:38.840
<v Speaker 3>So two thousand dollars is the next goal, and then

0:23:38.880 --> 0:23:41.320
<v Speaker 3>you're trying to still make just that one percent return.

0:23:41.400 --> 0:23:44.119
<v Speaker 3>So you're trying to make twenty dollars on a regular basis.

0:23:44.400 --> 0:23:46.720
<v Speaker 3>If you can get good and be consistent, that means

0:23:46.760 --> 0:23:49.280
<v Speaker 3>you're making one hundred dollars a week four hundred dollars

0:23:49.320 --> 0:23:52.560
<v Speaker 3>extra a month, which I will say with smaller amounts

0:23:52.560 --> 0:23:55.520
<v Speaker 3>like two thousand, is a little more challenging but doable.

0:23:56.480 --> 0:23:59.399
<v Speaker 3>After that, once you're seeing, okay, Terry, I think I'm

0:23:59.440 --> 0:24:01.800
<v Speaker 3>getting good at this. I'm seeing my one percent return

0:24:01.840 --> 0:24:04.520
<v Speaker 3>on a regular basis, then you can start putting more

0:24:04.560 --> 0:24:07.160
<v Speaker 3>money in your account and that'll be up to you,

0:24:07.200 --> 0:24:08.600
<v Speaker 3>depending on what your goals are.

0:24:10.040 --> 0:24:12.199
<v Speaker 1>Does that make sense, No, it does. I love that.

0:24:12.280 --> 0:24:17.800
<v Speaker 1>So my sister Carol is she's like our resident investor,

0:24:18.080 --> 0:24:20.160
<v Speaker 1>but honestly, for the last like a year and a half,

0:24:20.200 --> 0:24:22.600
<v Speaker 1>she was using the simulator accounts because she was so

0:24:23.240 --> 0:24:26.200
<v Speaker 1>nervous and scared, even though she's been like investing since

0:24:26.320 --> 0:24:29.200
<v Speaker 1>like college. I remember when she was telling us about

0:24:29.240 --> 0:24:31.240
<v Speaker 1>this new company called Tesla, and I was like, girl,

0:24:31.320 --> 0:24:33.439
<v Speaker 1>what are you talking about. Let's try the cars. Sounds

0:24:33.440 --> 0:24:35.560
<v Speaker 1>crazy to me, and she's like, well, I'm putting fifteen

0:24:35.640 --> 0:24:37.480
<v Speaker 1>hundred dollars in and I think at the time, Terry,

0:24:37.480 --> 0:24:39.879
<v Speaker 1>it was like thirty dollars a share, and then it

0:24:39.920 --> 0:24:41.840
<v Speaker 1>went up to like sixty one hundred, and she's like,

0:24:41.880 --> 0:24:44.040
<v Speaker 1>you should do it now, Tiffany. I was like, no,

0:24:44.440 --> 0:24:47.720
<v Speaker 1>not me. And then and now we all know the

0:24:47.840 --> 0:24:49.879
<v Speaker 1>end of that story. And I look back and I'm like,

0:24:49.960 --> 0:24:52.879
<v Speaker 1>why didn't you tell me more? She's like, girl, I

0:24:52.920 --> 0:24:55.800
<v Speaker 1>told her. And I remember her coming to like Thanksgiving

0:24:55.880 --> 0:24:57.919
<v Speaker 1>and saying like, hey, cause she's an engineer. So she

0:24:58.040 --> 0:25:00.199
<v Speaker 1>was really excited about, like, you know, the advent of

0:25:00.240 --> 0:25:03.280
<v Speaker 1>like you know, and a viable electronic car and like,

0:25:03.480 --> 0:25:06.280
<v Speaker 1>so it really was her field. And she's a mechanical engineer.

0:25:06.520 --> 0:25:09.399
<v Speaker 1>So yeah, so so she really wants to get into trading,

0:25:09.480 --> 0:25:13.280
<v Speaker 1>but she was nervous and she so she's been doing

0:25:13.320 --> 0:25:15.480
<v Speaker 1>a simulator for a year and a half and so

0:25:15.680 --> 0:25:18.760
<v Speaker 1>finally she over the last couple of months, she jumped

0:25:18.800 --> 0:25:23.080
<v Speaker 1>into like actually trading with her real money. But she's

0:25:23.119 --> 0:25:26.880
<v Speaker 1>like one of these super super nervous Nellies. But she

0:25:26.920 --> 0:25:29.280
<v Speaker 1>as her engineering job. She was let go during the

0:25:29.320 --> 0:25:32.480
<v Speaker 1>pandemic because they just, you know, they just could not

0:25:32.560 --> 0:25:36.320
<v Speaker 1>afford to keep really anyone. And she's like, you know what,

0:25:36.400 --> 0:25:39.480
<v Speaker 1>She's got two little kids, they're six and four, and

0:25:39.520 --> 0:25:41.480
<v Speaker 1>she's like, I actually don't want to go back to work,

0:25:42.160 --> 0:25:45.119
<v Speaker 1>you know, like I want to be home. And so

0:25:45.400 --> 0:25:47.760
<v Speaker 1>now because she's like a really good savor, all of

0:25:47.800 --> 0:25:50.439
<v Speaker 1>us really are well except for Lisa boo on. Lisa's

0:25:50.480 --> 0:25:51.280
<v Speaker 1>a baby, and I.

0:25:51.240 --> 0:25:57.560
<v Speaker 2>Ain't gonna call out lisas that's very nice during to say, yeah,

0:25:57.560 --> 0:25:59.640
<v Speaker 2>I used to list people, Oh my god, like oh no,

0:25:59.680 --> 0:26:02.879
<v Speaker 2>she's She's Noterian, so that's not all you talk about.

0:26:04.240 --> 0:26:07.239
<v Speaker 1>So so, but I'm really proud of her because to

0:26:07.280 --> 0:26:11.119
<v Speaker 1>your point, Terry, she's really just like, Okay, she she

0:26:11.200 --> 0:26:14.639
<v Speaker 1>took it really slowly. She practiced practice practice, she built

0:26:14.680 --> 0:26:17.200
<v Speaker 1>her skill set, and even now the amount of money

0:26:17.200 --> 0:26:20.919
<v Speaker 1>that she's investing with is not nearly like all that

0:26:21.000 --> 0:26:23.440
<v Speaker 1>she has saved. And you know, like she'll call me

0:26:23.480 --> 0:26:24.639
<v Speaker 1>every week and be like, oh my god, I'm mad

0:26:24.640 --> 0:26:27.520
<v Speaker 1>two hundred dollars. Oh my god, I lost two hundred dollars.

0:26:28.880 --> 0:26:30.600
<v Speaker 1>So like, I'm really proud of her, and I really

0:26:30.600 --> 0:26:32.200
<v Speaker 1>can see herself in the next six months to a

0:26:32.280 --> 0:26:34.840
<v Speaker 1>year really rocking and rolling. And so I'm praying that

0:26:34.880 --> 0:26:36.760
<v Speaker 1>she doesn't have to go back to work, but it

0:26:36.800 --> 0:26:39.080
<v Speaker 1>can really be so life changing. Can you share with

0:26:39.160 --> 0:26:42.840
<v Speaker 1>us like some of like the amazing like life changing

0:26:42.880 --> 0:26:45.199
<v Speaker 1>stories of people that you've helped with your trade and

0:26:45.240 --> 0:26:48.359
<v Speaker 1>travel course and how you know they were able to

0:26:48.440 --> 0:26:49.959
<v Speaker 1>just live a different life as a result.

0:26:51.240 --> 0:26:54.040
<v Speaker 3>Yes, it's so good when you have a goal too.

0:26:54.280 --> 0:26:56.320
<v Speaker 3>I think that makes it so much better. So, like

0:26:56.359 --> 0:26:58.919
<v Speaker 3>I have one student, Crystal, and her goal was to

0:26:58.920 --> 0:27:02.360
<v Speaker 3>renovate her kitchen, and her husband told her like, well,

0:27:02.440 --> 0:27:04.080
<v Speaker 3>this is all the money you gonna get, like you

0:27:04.119 --> 0:27:07.920
<v Speaker 3>either use this renovate the kitchen or whatever. And so

0:27:07.960 --> 0:27:09.840
<v Speaker 3>she said, well, Terry, I decided that I was going

0:27:09.880 --> 0:27:12.080
<v Speaker 3>to trade with the money to make the money to

0:27:12.080 --> 0:27:15.000
<v Speaker 3>renovate the kitchen. So she actually had I think her

0:27:15.080 --> 0:27:16.879
<v Speaker 3>kitchen was going to cost her about thirty thousand. So

0:27:16.920 --> 0:27:20.720
<v Speaker 3>I will say, you can start making like bigger returns

0:27:20.720 --> 0:27:23.240
<v Speaker 3>when you get to that twenty to thirty thousand range.

0:27:23.640 --> 0:27:25.320
<v Speaker 3>I wanted people to know that because some people are

0:27:25.359 --> 0:27:26.840
<v Speaker 3>going to say, well, can I make a thousand dollars

0:27:26.840 --> 0:27:28.800
<v Speaker 3>a day with five thousand, It'll be a little tougher.

0:27:28.880 --> 0:27:31.480
<v Speaker 3>You can, but it's tougher. But she had about I

0:27:31.480 --> 0:27:33.720
<v Speaker 3>think she said thirty thousand that she was going to

0:27:33.800 --> 0:27:37.720
<v Speaker 3>use for the kitchen renovation. She put it into an account,

0:27:37.880 --> 0:27:41.159
<v Speaker 3>and she actually traded within six months and made the

0:27:41.160 --> 0:27:43.840
<v Speaker 3>same amount of money for her kitchen. So she used

0:27:43.880 --> 0:27:46.199
<v Speaker 3>the money she traded with to renovate the kitchen. And

0:27:46.240 --> 0:27:48.480
<v Speaker 3>then she has the money in her account still to

0:27:48.600 --> 0:27:53.359
<v Speaker 3>like do another project. Yes, so so cool. And then

0:27:53.400 --> 0:27:56.360
<v Speaker 3>I have another student she actually like paid off all

0:27:56.400 --> 0:27:58.280
<v Speaker 3>her dabt, Like I paid off my student loans, but

0:27:58.400 --> 0:28:00.560
<v Speaker 3>like when my students do it, that's more important. Like

0:28:00.680 --> 0:28:03.200
<v Speaker 3>she paid off one hundred thousand dollars of student loan

0:28:03.280 --> 0:28:04.320
<v Speaker 3>debt with trading.

0:28:05.560 --> 0:28:10.440
<v Speaker 1>Yeah, that's amazing and life transforming, like not just waiting around.

0:28:12.440 --> 0:28:16.280
<v Speaker 3>Yes. Then then there's smaller goals, like those are big ones.

0:28:16.280 --> 0:28:18.320
<v Speaker 3>But some of the smaller goals is I have one student.

0:28:18.600 --> 0:28:20.560
<v Speaker 3>He just wants to pay off his car notes so

0:28:20.600 --> 0:28:22.320
<v Speaker 3>that he can have whatever car he wants and not

0:28:22.359 --> 0:28:24.760
<v Speaker 3>have to worry about his wife telling him no. And

0:28:24.800 --> 0:28:27.040
<v Speaker 3>so like he pays three I think it's like two

0:28:27.080 --> 0:28:29.520
<v Speaker 3>seventy four. It's his payment his car payment every month,

0:28:29.600 --> 0:28:32.439
<v Speaker 3>and he just makes enough trading to pay for the car.

0:28:32.760 --> 0:28:35.200
<v Speaker 3>And then I have a couple other students, like one

0:28:35.240 --> 0:28:38.920
<v Speaker 3>of them she's getting chemo treatment and so she's been

0:28:38.960 --> 0:28:41.840
<v Speaker 3>actually trading while she's in the hospital, so she's like,

0:28:41.840 --> 0:28:45.640
<v Speaker 3>it keeps my brain moving, it keeps me energized and motivated.

0:28:46.080 --> 0:28:48.720
<v Speaker 3>So it's it's small things. It's learning a new skill,

0:28:48.960 --> 0:28:51.520
<v Speaker 3>it's making sure that you're taking care of little things

0:28:51.520 --> 0:28:53.680
<v Speaker 3>so that your wife doesn't have to worry about it,

0:28:53.920 --> 0:28:56.720
<v Speaker 3>or even just like bigger things like paying off debt.

0:28:57.920 --> 0:28:59.440
<v Speaker 3>So it's it's been really cool.

0:29:00.280 --> 0:29:02.440
<v Speaker 2>I know when Tiffany mentioned, you know, your sister coming

0:29:02.440 --> 0:29:04.800
<v Speaker 2>and talking about Tesla for me, and then Terry what

0:29:04.880 --> 0:29:07.400
<v Speaker 2>you said about having a goal in mind, I feel

0:29:07.400 --> 0:29:10.560
<v Speaker 2>like for me, what's really what can be stressful is

0:29:10.560 --> 0:29:13.960
<v Speaker 2>when you're kind of caught, whether it's on social media.

0:29:14.120 --> 0:29:17.680
<v Speaker 2>Just yesterday, there was a an investing influencer that I

0:29:17.720 --> 0:29:20.160
<v Speaker 2>follow and he was he was kind of taking a

0:29:20.200 --> 0:29:22.400
<v Speaker 2>dump on one of the ETFs that I had bought

0:29:22.640 --> 0:29:25.720
<v Speaker 2>last year, which I'm doing fine and thank you very much,

0:29:25.760 --> 0:29:28.280
<v Speaker 2>but he was like, oh, this ETF is not performing.

0:29:28.320 --> 0:29:29.440
<v Speaker 1>I told you all, ha ha ha.

0:29:31.360 --> 0:29:33.640
<v Speaker 2>And I feel like those those comments from friends or

0:29:33.640 --> 0:29:36.200
<v Speaker 2>social media, they can sort of they make you feel like, oh,

0:29:36.200 --> 0:29:37.720
<v Speaker 2>am I missing out on something or do I not

0:29:37.880 --> 0:29:40.200
<v Speaker 2>know something? And for me, what I feel like I'm

0:29:40.240 --> 0:29:43.560
<v Speaker 2>personally missing with my because I do trade. We have

0:29:43.560 --> 0:29:46.080
<v Speaker 2>about ten thousand dollars. Well, we started with like five

0:29:46.120 --> 0:29:48.880
<v Speaker 2>thousand dollars and now it's up to like fourteen, and

0:29:49.160 --> 0:29:51.800
<v Speaker 2>I feel like what I'm kind of missing. Well, thanks,

0:29:52.160 --> 0:29:55.040
<v Speaker 2>what we're kind of missing is like a strategy. So

0:29:55.080 --> 0:29:57.239
<v Speaker 2>I hold myself back. I don't really know what my

0:29:57.280 --> 0:30:00.000
<v Speaker 2>strategy is other than like, oh this sounds pretty good,

0:30:00.640 --> 0:30:03.760
<v Speaker 2>or also I like pelotons, so let me get some stock,

0:30:04.400 --> 0:30:06.920
<v Speaker 2>or people are using technology, so I'm going to get

0:30:06.960 --> 0:30:10.800
<v Speaker 2>that technology easy, you know what I mean. So strategy wise,

0:30:11.000 --> 0:30:13.560
<v Speaker 2>where do you how do you help people figure out

0:30:13.560 --> 0:30:16.320
<v Speaker 2>the strategy and what's like a simple way an entry

0:30:16.360 --> 0:30:17.920
<v Speaker 2>point to stock trading.

0:30:18.560 --> 0:30:20.640
<v Speaker 3>Yeah, so I think it's really important to have a

0:30:20.680 --> 0:30:23.640
<v Speaker 3>trading plan. That's where your strategy comes in. And then

0:30:23.800 --> 0:30:28.560
<v Speaker 3>my strategy includes like it's four big pieces, but then

0:30:28.640 --> 0:30:30.520
<v Speaker 3>like I can, I can even go a little further

0:30:30.560 --> 0:30:33.320
<v Speaker 3>for the more advanced. But the first thing is you

0:30:33.440 --> 0:30:36.480
<v Speaker 3>got to have some criteria around what stocks you're choosing

0:30:37.160 --> 0:30:39.480
<v Speaker 3>and when you have like each person may have some

0:30:39.520 --> 0:30:42.280
<v Speaker 3>different criteria, but part of mine is I'm looking for

0:30:42.360 --> 0:30:45.440
<v Speaker 3>healthy companies. I'm not a penny stock girl. I'm not

0:30:45.800 --> 0:30:49.080
<v Speaker 3>like a skeptical Oh I heard somebody say this in

0:30:49.120 --> 0:30:52.040
<v Speaker 3>the bathroom, and I'm just gonna like pick that up. Like, No,

0:30:52.400 --> 0:30:54.560
<v Speaker 3>the companies that I'm trading are the same ones. I

0:30:54.600 --> 0:30:56.520
<v Speaker 3>don't see y'all laughing, But it's like not the bathroom.

0:30:57.680 --> 0:30:59.480
<v Speaker 3>But sometimes you do hear the random people are the

0:30:59.520 --> 0:31:01.800
<v Speaker 3>beauty show and you're like, oh, maybe I should try

0:31:01.840 --> 0:31:04.800
<v Speaker 3>that one. No, like there's some set criteria around how

0:31:04.880 --> 0:31:08.080
<v Speaker 3>to pick the right company. Then there you have to

0:31:08.080 --> 0:31:10.920
<v Speaker 3>have some criteria around when do you take money off

0:31:10.960 --> 0:31:13.880
<v Speaker 3>the table, Like what's your risk management plan? And for me,

0:31:14.040 --> 0:31:17.320
<v Speaker 3>that includes how am I calculating my reward to risk ratio?

0:31:17.720 --> 0:31:20.240
<v Speaker 3>How am I calculating how many shares that I take,

0:31:20.320 --> 0:31:23.880
<v Speaker 3>my quantity size? How am I calculating even when I

0:31:23.960 --> 0:31:28.680
<v Speaker 3>take the trade? Like your entry point makes so much difference,

0:31:29.000 --> 0:31:31.200
<v Speaker 3>and so that's like another part of my plan. I'm

0:31:31.240 --> 0:31:34.280
<v Speaker 3>looking at charts to determine my entry point. And that's

0:31:34.320 --> 0:31:38.560
<v Speaker 3>going to be as people think about their strategy, Like

0:31:39.000 --> 0:31:41.360
<v Speaker 3>when do you enter a trade If I get into

0:31:41.400 --> 0:31:44.160
<v Speaker 3>Apple at one hundred and thirty dollars and you get

0:31:44.160 --> 0:31:47.080
<v Speaker 3>into Apple at one hundred and fifty dollars, we're both

0:31:47.120 --> 0:31:49.760
<v Speaker 3>in Apple, but I got in at a better time.

0:31:49.920 --> 0:31:53.200
<v Speaker 3>So I'm using charts to figure that out, right, And

0:31:53.240 --> 0:31:55.560
<v Speaker 3>then we're figuring out so then I have the whole

0:31:55.600 --> 0:31:58.240
<v Speaker 3>little trading plan. But like when do you exit a trade?

0:31:58.680 --> 0:32:01.760
<v Speaker 3>Are you a long term trade that never exits because

0:32:01.760 --> 0:32:04.320
<v Speaker 3>you just believe so much in this company? Or are

0:32:04.360 --> 0:32:07.480
<v Speaker 3>you exiting when you see a certain thing happen in

0:32:07.520 --> 0:32:09.680
<v Speaker 3>the chart, or are you exiting when you hit a goal?

0:32:09.920 --> 0:32:13.280
<v Speaker 3>There's like a whole exit strategy. So I personally have

0:32:13.320 --> 0:32:16.400
<v Speaker 3>a seven step strategy. But those are some important parts

0:32:16.440 --> 0:32:19.080
<v Speaker 3>that are included or should be included in your plan.

0:32:20.320 --> 0:32:23.480
<v Speaker 2>So that's seven step strategy you can you can find

0:32:23.480 --> 0:32:27.040
<v Speaker 2>out by getting your course, I imagine right travel.

0:32:28.240 --> 0:32:32.520
<v Speaker 1>Yes, yeah, I'm not a C minus student right about now,

0:32:32.680 --> 0:32:34.440
<v Speaker 1>but I also love that part. I'm a part of

0:32:34.440 --> 0:32:35.280
<v Speaker 1>my plan, my plan.

0:32:36.400 --> 0:32:39.440
<v Speaker 3>But get the week four because that's when we put

0:32:39.440 --> 0:32:39.960
<v Speaker 3>it all together.

0:32:40.040 --> 0:32:42.240
<v Speaker 1>In week four, I would to say that I'm like,

0:32:42.240 --> 0:32:44.200
<v Speaker 1>at the very beginning of week I was like super

0:32:44.240 --> 0:32:47.200
<v Speaker 1>a gung ho, and then man it was right. I

0:32:47.200 --> 0:32:49.840
<v Speaker 1>was like, Giry's supposed to be on vacation, So.

0:32:51.720 --> 0:32:54.360
<v Speaker 3>What happens happens, and it is true, because I too

0:32:54.480 --> 0:32:57.040
<v Speaker 3>was like, are you on vacation? I'm so proud of you,

0:32:57.080 --> 0:32:58.680
<v Speaker 3>and you're like, I'm in the course.

0:33:01.720 --> 0:33:04.640
<v Speaker 2>Stivity in the course. Is it all simulator though? Is

0:33:04.640 --> 0:33:07.760
<v Speaker 2>it fake? Like you're playing with fake money to start with?

0:33:08.200 --> 0:33:10.160
<v Speaker 3>Actually is going to be up to you as a student.

0:33:10.280 --> 0:33:14.040
<v Speaker 3>Some students are are super like I'm getting in right now.

0:33:14.080 --> 0:33:15.959
<v Speaker 3>The way I learn is with real money. I of

0:33:16.000 --> 0:33:18.640
<v Speaker 3>course encourage you to start with with the fake money

0:33:18.640 --> 0:33:21.040
<v Speaker 3>first so that you can, you know, learn and become good.

0:33:21.440 --> 0:33:23.680
<v Speaker 3>But some tudents in.

0:33:23.840 --> 0:33:26.840
<v Speaker 1>Girl, please you know me, I'm a scarny girl. I'm

0:33:26.880 --> 0:33:36.680
<v Speaker 1>still simulating it. Get it, get.

0:33:36.520 --> 0:33:40.720
<v Speaker 2>It like that makes me less scared. I just assumed

0:33:40.720 --> 0:33:43.120
<v Speaker 2>with a course like that that you would want people

0:33:43.160 --> 0:33:45.760
<v Speaker 2>to put in real money. Meanwhile, it's so silly because,

0:33:45.800 --> 0:33:48.200
<v Speaker 2>like I said, like, what was it last week? I

0:33:48.200 --> 0:33:50.480
<v Speaker 2>didn't realize I had money because I had made money

0:33:50.480 --> 0:33:53.440
<v Speaker 2>on my trading account through my brokerage, Like you know

0:33:53.480 --> 0:33:55.280
<v Speaker 2>that that money I talked about. I think we had

0:33:55.280 --> 0:33:58.240
<v Speaker 2>three thousand dollars that we could put back, and it's

0:33:58.240 --> 0:34:00.760
<v Speaker 2>just been sitting there just doing nothing. And I was like, oh,

0:34:00.840 --> 0:34:03.800
<v Speaker 2>let me go on up there and go shopping. I

0:34:03.840 --> 0:34:06.000
<v Speaker 2>bought some apple and I bought some other stuff and

0:34:06.280 --> 0:34:10.040
<v Speaker 2>I can't remember now, Oh yeah, I got some solar energies.

0:34:10.080 --> 0:34:12.640
<v Speaker 2>I'm trying to I like alternative energies now because you know,

0:34:12.640 --> 0:34:15.520
<v Speaker 2>I own a TESL, so I'm obnoxious that way.

0:34:17.040 --> 0:34:21.919
<v Speaker 3>Just drop it in there. I never wanted, but.

0:34:22.800 --> 0:34:25.959
<v Speaker 1>We always anyway. On our fifteen hundred hours, my sister

0:34:26.040 --> 0:34:28.440
<v Speaker 1>made over thirty thousand, and that's what she used to

0:34:28.480 --> 0:34:29.120
<v Speaker 1>be for her wedding.

0:34:29.280 --> 0:34:32.359
<v Speaker 2>I was like, stories like that are amazing, but they're

0:34:32.440 --> 0:34:34.640
<v Speaker 2>you know. That's why I'm like tear, yes, you know,

0:34:34.960 --> 0:34:36.879
<v Speaker 2>I mean I think that's lucky, right, but it's hard

0:34:36.920 --> 0:34:39.879
<v Speaker 2>to teach luck, you know what I mean? Right, Yeah,

0:34:40.760 --> 0:34:43.520
<v Speaker 2>And so that's I think that's it's fun to have.

0:34:43.800 --> 0:34:46.440
<v Speaker 2>It's even like I had thought of my my trading

0:34:46.480 --> 0:34:48.840
<v Speaker 2>money as my play money, but I even think of

0:34:48.920 --> 0:34:50.960
<v Speaker 2>it's not so much I'm not playing with it. I'm like,

0:34:51.440 --> 0:34:54.279
<v Speaker 2>I invested. We opened that account a year or two ago.

0:34:55.280 --> 0:34:57.680
<v Speaker 2>We chose our stocks, and I was just like, let's

0:34:57.760 --> 0:35:00.239
<v Speaker 2>ride it, you know, long term. That's how I get

0:35:00.239 --> 0:35:01.920
<v Speaker 2>out of having to trade. I'm just like, oh, I'm

0:35:01.960 --> 0:35:04.800
<v Speaker 2>a long term investor. I don't touch it. That's my strategy.

0:35:04.800 --> 0:35:08.560
<v Speaker 2>Isn't that smart? But in the it's almost like having

0:35:08.640 --> 0:35:10.600
<v Speaker 2>play money on top of that to try to like

0:35:10.640 --> 0:35:13.920
<v Speaker 2>get those what do you call it, like exploratory or

0:35:13.960 --> 0:35:17.000
<v Speaker 2>like you're speculating, like you think it's it's like having

0:35:17.040 --> 0:35:20.879
<v Speaker 2>even a separate bucket for that, you know, the one

0:35:20.920 --> 0:35:22.800
<v Speaker 2>off stock if you think it's going to be hot.

0:35:23.520 --> 0:35:27.080
<v Speaker 2>You just can't happen all the time, you know, Mandy.

0:35:27.200 --> 0:35:29.080
<v Speaker 3>I think the big thing though, is that even when

0:35:29.120 --> 0:35:31.560
<v Speaker 3>people say that they're long term investors, they need the

0:35:31.640 --> 0:35:34.000
<v Speaker 3>skill set to know when is a good time to

0:35:34.040 --> 0:35:37.000
<v Speaker 3>get back into another stock, or get into the same

0:35:37.040 --> 0:35:40.880
<v Speaker 3>stock again, or reinvest cause like the last couple of weeks,

0:35:41.480 --> 0:35:43.040
<v Speaker 3>I'm not sure when you guys are going to hear

0:35:43.040 --> 0:35:46.520
<v Speaker 3>this podcast, but like in the end of September of

0:35:46.560 --> 0:35:49.400
<v Speaker 3>twenty twenty one, like a lot of the tech stocks

0:35:49.440 --> 0:35:52.360
<v Speaker 3>fail a lot, and that would have been a great

0:35:52.440 --> 0:35:55.200
<v Speaker 3>time to start reinvesting or getting into some of those

0:35:55.239 --> 0:35:57.120
<v Speaker 3>stocks that you've been wanting to have, like I've been.

0:35:57.360 --> 0:35:59.759
<v Speaker 3>I've been following Adobe stock for the longest time, but

0:35:59.800 --> 0:36:02.279
<v Speaker 3>it was just running. It was way too expensive for me.

0:36:02.520 --> 0:36:04.880
<v Speaker 3>But in the last in the last month end of

0:36:04.880 --> 0:36:08.160
<v Speaker 3>September it came down one hundred dollars. Wow, that's a

0:36:08.320 --> 0:36:11.040
<v Speaker 3>great time to enter the company. It's still a great company.

0:36:11.160 --> 0:36:13.640
<v Speaker 3>Nothing about the fundamentals of the company has changed, just

0:36:13.719 --> 0:36:16.200
<v Speaker 3>the market had brought it down. Even for a long

0:36:16.320 --> 0:36:18.319
<v Speaker 3>term investor like those are the kind of things you

0:36:18.400 --> 0:36:22.480
<v Speaker 3>need to know from strategy that says, hey, flag alert,

0:36:22.680 --> 0:36:25.279
<v Speaker 3>this is the time to invest your money, because otherwise

0:36:25.320 --> 0:36:27.600
<v Speaker 3>you'll have just you know, oh, I got a little

0:36:27.600 --> 0:36:29.560
<v Speaker 3>extra money. Things are at all time highs. Let me

0:36:29.600 --> 0:36:32.399
<v Speaker 3>put it in now instead of a strategy behind it.

0:36:33.120 --> 0:36:35.279
<v Speaker 2>Yeah, it's funny you mentioned that because the ETF that

0:36:35.320 --> 0:36:37.600
<v Speaker 2>I was talking about that this influencer was taking a

0:36:37.680 --> 0:36:39.719
<v Speaker 2>dump on was a tech one, and I was like, yeah,

0:36:39.719 --> 0:36:41.799
<v Speaker 2>it's down a lot of tech. It's got you know,

0:36:42.080 --> 0:36:44.480
<v Speaker 2>it's top major holding is Tesla, and right behind that

0:36:44.640 --> 0:36:48.200
<v Speaker 2>is another tech company. It's all very tech. And at

0:36:48.280 --> 0:36:49.240
<v Speaker 2>least I knew enough.

0:36:49.800 --> 0:36:50.359
<v Speaker 1>I get that.

0:36:50.440 --> 0:36:53.640
<v Speaker 2>I get when when someone is talking about a moment

0:36:53.680 --> 0:36:56.120
<v Speaker 2>in time for whether it's an ETF, because in ETF

0:36:56.160 --> 0:36:57.279
<v Speaker 2>is like a stock. I mean you can trade it

0:36:57.280 --> 0:36:59.440
<v Speaker 2>like a stock, right, so it can go up and

0:36:59.480 --> 0:37:02.319
<v Speaker 2>down throughout the day, which is different. I tried and

0:37:02.560 --> 0:37:05.319
<v Speaker 2>I was proud that I did check and I was like,

0:37:05.440 --> 0:37:08.239
<v Speaker 2>How'm I doing? But I didn't make any decisions. I

0:37:08.280 --> 0:37:10.480
<v Speaker 2>didn't decide to dump it because for me, I mean,

0:37:10.520 --> 0:37:13.239
<v Speaker 2>that is like a long term goal and I feel like,

0:37:13.640 --> 0:37:16.160
<v Speaker 2>are the companies in this? Are the companies do I do?

0:37:16.239 --> 0:37:17.920
<v Speaker 2>I still believe in them and believe in this fund,

0:37:17.920 --> 0:37:20.960
<v Speaker 2>and you know, I stuck with it. But that little jerk,

0:37:21.280 --> 0:37:24.640
<v Speaker 2>you know that that that social media tug, it was

0:37:24.680 --> 0:37:26.160
<v Speaker 2>definitely it was definitely giving me.

0:37:26.160 --> 0:37:29.600
<v Speaker 1>A social media just be tearing apart lives, goals and dreams.

0:37:30.000 --> 0:37:31.520
<v Speaker 1>But I want to brag on Terry for it like

0:37:31.520 --> 0:37:36.960
<v Speaker 1>a moment because she's being like super humble. So one.

0:37:37.200 --> 0:37:38.880
<v Speaker 1>So if you guys have like you don't have my

0:37:38.960 --> 0:37:41.960
<v Speaker 1>online school, it's it's hosted on think gifig and Terry

0:37:42.200 --> 0:37:45.279
<v Speaker 1>hosts her online school on teachable. She is the very

0:37:45.520 --> 0:37:49.880
<v Speaker 1>first school on teachable to cross over the ten million

0:37:49.960 --> 0:37:51.680
<v Speaker 1>dollar mark, right, Terry.

0:37:52.160 --> 0:37:54.480
<v Speaker 3>Yeah, actually I'm the first school to coss the twenty

0:37:54.520 --> 0:37:55.719
<v Speaker 3>five million dollar mark.

0:37:58.880 --> 0:38:03.720
<v Speaker 1>Million, so Keen was in twenty twenty, right, mm hmmm.

0:38:04.040 --> 0:38:05.799
<v Speaker 1>And then what twenty twenty one is that when you

0:38:05.840 --> 0:38:07.239
<v Speaker 1>made Yeah, I.

0:38:07.239 --> 0:38:10.399
<v Speaker 3>Crossed twenty million and then recently Teachable took me out

0:38:10.440 --> 0:38:12.560
<v Speaker 3>and they were like, yeah, so you're the first one

0:38:12.560 --> 0:38:13.880
<v Speaker 3>across twenty five million.

0:38:14.160 --> 0:38:16.720
<v Speaker 1>So no, now to be clear, is it ten million

0:38:16.840 --> 0:38:19.800
<v Speaker 1>in a year, twenty five million a year, or like come, come, come.

0:38:19.719 --> 0:38:23.560
<v Speaker 3>Lifetime lifetime twenty eighteen that's when I started teaching, So

0:38:23.680 --> 0:38:24.400
<v Speaker 3>since twenty.

0:38:24.160 --> 0:38:28.879
<v Speaker 1>Eighteen made don't be giving us because we crossed those

0:38:28.880 --> 0:38:30.120
<v Speaker 1>a twenty million mark.

0:38:30.160 --> 0:38:31.680
<v Speaker 3>I don't forget any take it out to Dinna.

0:38:31.760 --> 0:38:35.200
<v Speaker 1>Think if it tap tap tap, where's my my clams

0:38:35.200 --> 0:38:36.719
<v Speaker 1>and chowder? You know what?

0:38:36.840 --> 0:38:40.120
<v Speaker 3>I felt that way with what's the one that gives

0:38:40.120 --> 0:38:43.120
<v Speaker 3>those plaques click funnels? I was like, come on, Teachable,

0:38:43.200 --> 0:38:45.640
<v Speaker 3>I need some like big record label plaques.

0:38:46.000 --> 0:38:47.000
<v Speaker 1>Yeah too too.

0:38:47.120 --> 0:38:49.000
<v Speaker 2>They get like that, well yeah YouTube girls.

0:38:49.360 --> 0:38:51.080
<v Speaker 1>Yeah. Because I was looking the other day, I was like, okay,

0:38:51.080 --> 0:38:52.160
<v Speaker 1>we crossed twenty.

0:38:51.880 --> 0:38:54.759
<v Speaker 2>I don't because they must be taking a cut.

0:38:54.760 --> 0:38:58.080
<v Speaker 1>Girl, right. So that's just incredible twenty five million, But

0:38:58.280 --> 0:39:01.720
<v Speaker 1>it certainly took us longer than it took Terry. She's slaying.

0:39:01.880 --> 0:39:04.200
<v Speaker 1>But what I really really really love, bigger than the

0:39:04.200 --> 0:39:08.360
<v Speaker 1>earnings component is I saw the story. You know, I

0:39:08.360 --> 0:39:11.000
<v Speaker 1>know how much your faith means to you, and I

0:39:11.040 --> 0:39:14.400
<v Speaker 1>saw the story about how there were some churches in Texas,

0:39:14.480 --> 0:39:18.239
<v Speaker 1>remember Texas had those terrible storms Mandy like and.

0:39:18.200 --> 0:39:21.560
<v Speaker 2>So yes, I know it seems like always sadly, I know.

0:39:22.280 --> 0:39:24.800
<v Speaker 1>And so I saw that the story about a pastor

0:39:24.880 --> 0:39:28.160
<v Speaker 1>that was thinking terry because she donated of her own

0:39:28.200 --> 0:39:32.160
<v Speaker 1>money five hundred thousand dollars to churches in Texas, and

0:39:32.200 --> 0:39:35.680
<v Speaker 1>I was just like wow, like for so many people

0:39:36.120 --> 0:39:39.000
<v Speaker 1>who think that money can be like this like tool

0:39:39.120 --> 0:39:42.440
<v Speaker 1>for death and destruction and evil, you know, But what

0:39:42.480 --> 0:39:45.680
<v Speaker 1>I really love is that for you. You know that yes,

0:39:45.800 --> 0:39:48.560
<v Speaker 1>you make you know, a bunch of money, but to

0:39:48.640 --> 0:39:50.759
<v Speaker 1>be able to do something like that must have been

0:39:50.760 --> 0:39:52.440
<v Speaker 1>so transformative. How did that feel?

0:39:53.480 --> 0:39:56.959
<v Speaker 3>Oh man, I absolutely love, Like that's the blessing part

0:39:57.040 --> 0:39:59.359
<v Speaker 3>of being able to have wealth, like you can then

0:39:59.400 --> 0:40:03.600
<v Speaker 3>bless so many people. And I know that literally that's

0:40:03.640 --> 0:40:05.680
<v Speaker 3>what I'm called to do. Like the reason why I've

0:40:05.719 --> 0:40:08.880
<v Speaker 3>been able to gain money is so that I can

0:40:08.960 --> 0:40:12.160
<v Speaker 3>then give it to other ministries and other people doing

0:40:12.200 --> 0:40:15.080
<v Speaker 3>good in the world. Like literally I see myself like

0:40:15.120 --> 0:40:19.720
<v Speaker 3>there's this one guy, his name is Joseph in the Bible,

0:40:20.040 --> 0:40:21.560
<v Speaker 3>and I think he gets put in jail like his

0:40:21.600 --> 0:40:23.600
<v Speaker 3>whole story is crazy, but at the end of the day,

0:40:23.640 --> 0:40:26.680
<v Speaker 3>like family comes to him and he's able to make

0:40:26.719 --> 0:40:29.799
<v Speaker 3>sure that everybody's fed. And I see myself in that

0:40:29.840 --> 0:40:32.800
<v Speaker 3>position now, like I feel like the Lord has allowed

0:40:32.800 --> 0:40:34.800
<v Speaker 3>me to have this blessing so that I can help

0:40:35.280 --> 0:40:38.640
<v Speaker 3>other people when they're in need. And that's that's been amazing.

0:40:38.800 --> 0:40:39.920
<v Speaker 3>It's just been incredible.

0:40:40.560 --> 0:40:44.040
<v Speaker 1>Right, So, well, are you familiar with a woman named

0:40:44.120 --> 0:40:46.839
<v Speaker 1>Farnush Terry? No, huh.

0:40:46.960 --> 0:40:47.080
<v Speaker 3>So.

0:40:47.200 --> 0:40:50.160
<v Speaker 1>Farnush is one of me and Manny's like old school

0:40:50.239 --> 0:40:53.760
<v Speaker 1>og financial friends. And I went to a conference once

0:40:54.480 --> 0:40:57.759
<v Speaker 1>and she was speaking like on a panel, and she

0:40:57.760 --> 0:40:59.640
<v Speaker 1>said something that really transformed the way I thought about

0:40:59.640 --> 0:41:01.600
<v Speaker 1>money because I'd been scared to make a lot of

0:41:01.600 --> 0:41:03.440
<v Speaker 1>money because I thought, I don't want to be a

0:41:03.480 --> 0:41:06.040
<v Speaker 1>bad person, And isn't that with money when you make

0:41:06.080 --> 0:41:09.399
<v Speaker 1>too much? What that means? And she said something that's

0:41:09.440 --> 0:41:11.560
<v Speaker 1>really powerful that speaks back to what you just shared.

0:41:11.640 --> 0:41:16.719
<v Speaker 1>She said that if everyone doesn't have the ability or

0:41:16.760 --> 0:41:21.480
<v Speaker 1>the opportunity, I'll say to achieve great wealth. And if

0:41:21.480 --> 0:41:25.359
<v Speaker 1>you do, you ought to go forward because there are

0:41:25.480 --> 0:41:27.920
<v Speaker 1>children that you will help, there are causes that you

0:41:27.920 --> 0:41:30.680
<v Speaker 1>will serve. As a woman right, She's like, there are

0:41:30.719 --> 0:41:34.799
<v Speaker 1>opportunities that you'll pour into that other people will overlook.

0:41:35.440 --> 0:41:38.360
<v Speaker 1>And so as you grow wealth, you are able to

0:41:38.360 --> 0:41:40.600
<v Speaker 1>be that person to say, you know what, I want

0:41:40.600 --> 0:41:42.880
<v Speaker 1>the kids in Detroit to go to college. You know what,

0:41:43.239 --> 0:41:45.399
<v Speaker 1>I want my village in Nigeria to have fresh water.

0:41:45.520 --> 0:41:48.799
<v Speaker 1>You know what. These are opportunities. These are you know,

0:41:48.920 --> 0:41:51.600
<v Speaker 1>challenges that other people it won't interest them, you know,

0:41:51.640 --> 0:41:53.640
<v Speaker 1>but just because it doesn't touch them. And so it's

0:41:53.680 --> 0:41:55.520
<v Speaker 1>what put that battery in my back to say, go

0:41:55.600 --> 0:41:59.280
<v Speaker 1>ti f neigo because you know, like I felt guilty

0:41:59.280 --> 0:42:01.399
<v Speaker 1>about having Now I don't anymore. I'm like girl by,

0:42:02.040 --> 0:42:04.040
<v Speaker 1>but I did at the moment. You know, it been

0:42:04.080 --> 0:42:05.759
<v Speaker 1>helped to put the battery in my back to say

0:42:06.160 --> 0:42:10.160
<v Speaker 1>that one of the tools for great wealth is to

0:42:10.280 --> 0:42:13.160
<v Speaker 1>be able to help in ways that other people might

0:42:13.200 --> 0:42:15.719
<v Speaker 1>not have not not be able to. And so I think,

0:42:15.800 --> 0:42:17.239
<v Speaker 1>you know, when I read that, I was like, I'm

0:42:17.239 --> 0:42:19.239
<v Speaker 1>gonna put that on my vision board. To be able

0:42:19.280 --> 0:42:21.839
<v Speaker 1>to donate a significant amount of money in that way,

0:42:21.880 --> 0:42:24.360
<v Speaker 1>that's that's transformative to a community.

0:42:25.040 --> 0:42:28.000
<v Speaker 3>Yeah, And I do want to clarify because sometimes in

0:42:28.080 --> 0:42:32.520
<v Speaker 3>social media the numbers are all are are gone wrong.

0:42:33.040 --> 0:42:35.600
<v Speaker 3>So I've given over five hundred thousand, but it's to

0:42:35.760 --> 0:42:39.680
<v Speaker 3>nonprofits and the churches, so I wanted to make sure

0:42:39.719 --> 0:42:40.479
<v Speaker 3>that that was clear.

0:42:40.840 --> 0:42:43.280
<v Speaker 1>No. I think that's just amazing and it just speaks

0:42:43.280 --> 0:42:46.120
<v Speaker 1>to your to who you are as a person, your clarity,

0:42:46.200 --> 0:42:48.600
<v Speaker 1>your Terry and I am Mandy. We chatted. I think

0:42:48.600 --> 0:42:50.640
<v Speaker 1>I said it on the podcast once. We chatted maybe

0:42:50.680 --> 0:42:54.200
<v Speaker 1>like a couple of months ago, and I was like,

0:42:54.760 --> 0:42:56.400
<v Speaker 1>we were talking this is maybe maybe this is a

0:42:56.480 --> 0:42:58.799
<v Speaker 1>year ago, but we were talking about like projecting, like, oh,

0:42:58.840 --> 0:43:01.040
<v Speaker 1>what do I want to make you know, the next year?

0:43:01.080 --> 0:43:03.759
<v Speaker 1>And I said, oh, I think maybe twenty million, you know,

0:43:03.800 --> 0:43:06.640
<v Speaker 1>and Terry was like I was thinking fifty. I was like,

0:43:06.680 --> 0:43:11.240
<v Speaker 1>wait what. But you need those kind of conversations because

0:43:11.440 --> 0:43:13.680
<v Speaker 1>I limited myself because I was like, there's no way

0:43:13.719 --> 0:43:16.400
<v Speaker 1>I can do that. And when Terry was like, well,

0:43:16.640 --> 0:43:18.520
<v Speaker 1>I mean I think I can do it, I was like,

0:43:18.560 --> 0:43:21.040
<v Speaker 1>well we too. I mean, let me let me erase

0:43:21.080 --> 0:43:24.040
<v Speaker 1>my vision more. You know, I'm gonna put me down

0:43:24.080 --> 0:43:27.080
<v Speaker 1>for fifty as well, please, And yeah, I didn't you know,

0:43:27.200 --> 0:43:30.400
<v Speaker 1>I didn't make fifty this year, but just not that

0:43:30.680 --> 0:43:32.920
<v Speaker 1>you know, not yet, but I do truly believe that

0:43:33.000 --> 0:43:35.360
<v Speaker 1>I can and I will. But because I look at Terry,

0:43:35.560 --> 0:43:40.360
<v Speaker 1>she's regular, you know, woman just like me, Nigerian, black,

0:43:40.880 --> 0:43:44.759
<v Speaker 1>like kind fun like. You know, like when you meet Terry,

0:43:44.880 --> 0:43:47.040
<v Speaker 1>you're not you don't think to yourself like this is

0:43:47.040 --> 0:43:49.640
<v Speaker 1>someone who's untouchable. And so to have an example of

0:43:49.680 --> 0:43:53.080
<v Speaker 1>someone who is able to achieve, you know, this level

0:43:53.120 --> 0:43:56.880
<v Speaker 1>of success just makes it more palatable and real for

0:43:56.960 --> 0:43:58.719
<v Speaker 1>someone like me. So I just I just thank you

0:43:58.760 --> 0:43:59.720
<v Speaker 1>for showing up fully.

0:44:00.480 --> 0:44:03.400
<v Speaker 3>Oh, thank you so much. I really appreciate that. And

0:44:03.440 --> 0:44:05.399
<v Speaker 3>you know what, the only reason that I can show

0:44:05.480 --> 0:44:08.319
<v Speaker 3>up is because I've seen other people show up. Like

0:44:08.400 --> 0:44:13.280
<v Speaker 3>when I seen like you and Danielle Leslie and Rachel

0:44:13.360 --> 0:44:16.280
<v Speaker 3>Rogers all talk about like your first million dollar months,

0:44:16.400 --> 0:44:18.399
<v Speaker 3>I was like, oh, that's what we're doing. Now, Okay,

0:44:18.440 --> 0:44:22.080
<v Speaker 3>we're doing million dollar months. Cool, let's go. And then

0:44:22.120 --> 0:44:25.280
<v Speaker 3>it was like, okay, we're doing ten million dollar years. Okay,

0:44:25.440 --> 0:44:28.920
<v Speaker 3>got it. That's got it, let's go. So when you

0:44:28.960 --> 0:44:31.560
<v Speaker 3>see other people that are doing other things and they

0:44:31.600 --> 0:44:33.799
<v Speaker 3>have these bigger goals, I think that gives all of

0:44:33.880 --> 0:44:36.680
<v Speaker 3>us something to aspire to. And now it's like, okay, sis,

0:44:36.719 --> 0:44:40.000
<v Speaker 3>I see you. Good jobs, keep shining. Let's go okay,

0:44:40.160 --> 0:44:42.480
<v Speaker 3>like we need each other to be able to do

0:44:42.600 --> 0:44:43.520
<v Speaker 3>things that are bigger.

0:44:44.239 --> 0:44:45.440
<v Speaker 1>Yes, it's big goals.

0:44:50.440 --> 0:44:52.400
<v Speaker 2>I mean, obviously it's such a huge heart. And you

0:44:52.440 --> 0:44:54.520
<v Speaker 2>said that your faith is really important to you, and

0:44:54.560 --> 0:44:56.520
<v Speaker 2>I'm and I don't think it's I don't think it's

0:44:56.520 --> 0:44:58.920
<v Speaker 2>that new. I mean I feel like there's definitely I've

0:44:58.960 --> 0:45:00.960
<v Speaker 2>read the articles and I might have written one back

0:45:00.960 --> 0:45:03.279
<v Speaker 2>in the day. The financial advice that is buried in

0:45:03.320 --> 0:45:06.279
<v Speaker 2>the Bible, not buried, but it's there. So can you

0:45:06.280 --> 0:45:08.360
<v Speaker 2>talk about your faith? And I know you wanted to

0:45:08.360 --> 0:45:11.080
<v Speaker 2>talk a little bit about, you know, bringing your faith

0:45:11.120 --> 0:45:13.480
<v Speaker 2>to the table, bringing your full authentic self to the table,

0:45:13.560 --> 0:45:15.919
<v Speaker 2>because you know, just as much as your knowledge about

0:45:15.920 --> 0:45:17.960
<v Speaker 2>the market is a part of who you are, you

0:45:18.000 --> 0:45:19.960
<v Speaker 2>know your faith also comes with that. And I'm sure

0:45:20.000 --> 0:45:23.160
<v Speaker 2>that's what draws some of your audience to you. But yeah,

0:45:23.239 --> 0:45:26.440
<v Speaker 2>talk a little bit about that and your journey and

0:45:26.440 --> 0:45:29.400
<v Speaker 2>feeling more comfortable and embracing that side of yourself publicly.

0:45:30.160 --> 0:45:32.360
<v Speaker 3>Thank you Andy, thanks for asking me about that, because

0:45:32.880 --> 0:45:35.160
<v Speaker 3>I so. One of the things that I sponsored, as

0:45:35.200 --> 0:45:39.560
<v Speaker 3>we were talking about like me sponsoring things, is nonprofit

0:45:39.600 --> 0:45:42.719
<v Speaker 3>called Polished and they help women who are in the

0:45:42.760 --> 0:45:46.000
<v Speaker 3>workplace in corporate America to be able to talk about

0:45:46.040 --> 0:45:49.000
<v Speaker 3>their faith. And they just did this really cool conference

0:45:49.000 --> 0:45:51.279
<v Speaker 3>called Boldly and I was one of the speakers, and

0:45:51.320 --> 0:45:55.960
<v Speaker 3>I talked about talking about God and social media. And

0:45:56.239 --> 0:45:58.919
<v Speaker 3>I think so many times we're afraid to talk about

0:45:58.920 --> 0:46:01.399
<v Speaker 3>God and social media because we think that like if

0:46:01.440 --> 0:46:04.120
<v Speaker 3>we say God, then we won't have people like us.

0:46:04.160 --> 0:46:06.919
<v Speaker 3>We won't you know, we'll lose our followers, or if

0:46:06.920 --> 0:46:10.840
<v Speaker 3>we say God, then our growth will be limited or

0:46:10.880 --> 0:46:13.960
<v Speaker 3>stunted because we won't attract the same audience or will

0:46:14.000 --> 0:46:16.400
<v Speaker 3>turn away people. But one thing I've seen, even in

0:46:16.440 --> 0:46:19.279
<v Speaker 3>myself is when I talk about God, I draw more

0:46:19.320 --> 0:46:22.239
<v Speaker 3>people to me. I draw the right people. I draw

0:46:22.360 --> 0:46:26.239
<v Speaker 3>the people who want to hear more about And maybe

0:46:26.239 --> 0:46:27.839
<v Speaker 3>it is they just want to make sure that there's

0:46:27.920 --> 0:46:31.279
<v Speaker 3>morals and values in finance. But we draw the right

0:46:31.320 --> 0:46:33.279
<v Speaker 3>people to us when we're really able to be our

0:46:33.280 --> 0:46:36.080
<v Speaker 3>authentic self. So I'm so thankful that you asked me

0:46:36.120 --> 0:46:38.640
<v Speaker 3>about that, because because, yeah, it's been an important part

0:46:38.640 --> 0:46:40.759
<v Speaker 3>of my journey and I've got to give God all

0:46:40.760 --> 0:46:43.759
<v Speaker 3>the glory for everything that's happened in my life.

0:46:43.880 --> 0:46:45.560
<v Speaker 2>Yeah, I think we're just at this time now where

0:46:45.560 --> 0:46:49.920
<v Speaker 2>it feels like you're one belief in something. It's almost

0:46:49.920 --> 0:46:53.600
<v Speaker 2>like people can extrapolate, extrapolate a whole identity based on

0:46:53.640 --> 0:46:56.319
<v Speaker 2>the fact that you know, you believe in a certain

0:46:56.360 --> 0:46:58.839
<v Speaker 2>thing or you don't believe in something, and it is

0:46:58.880 --> 0:47:03.040
<v Speaker 2>it's very it can feel like it can feel like

0:47:03.080 --> 0:47:05.040
<v Speaker 2>people just take for granted that you have certain beliefs,

0:47:05.080 --> 0:47:08.160
<v Speaker 2>that you have certain prejudices because maybe you have faith

0:47:08.360 --> 0:47:12.440
<v Speaker 2>and that is certainly not my experience. And but I

0:47:12.520 --> 0:47:16.480
<v Speaker 2>totally get what you're saying. It almost it scares people.

0:47:16.520 --> 0:47:20.640
<v Speaker 2>It's like one of these topics that has become sadly enough,

0:47:20.680 --> 0:47:23.120
<v Speaker 2>like as often weaponized as it is used as a

0:47:23.160 --> 0:47:25.279
<v Speaker 2>tool to help people and lift people up. You know,

0:47:25.400 --> 0:47:28.520
<v Speaker 2>I think we've seen a lot of, you know, a

0:47:28.520 --> 0:47:31.879
<v Speaker 2>lot of examples where religious religions has been used as

0:47:31.880 --> 0:47:33.959
<v Speaker 2>an excuse to treat people not so great.

0:47:35.080 --> 0:47:35.200
<v Speaker 3>Uh.

0:47:35.480 --> 0:47:38.040
<v Speaker 2>And at the same time, That's why I'm like, yeah, Terry,

0:47:38.080 --> 0:47:42.160
<v Speaker 2>if you have a compassionate, you know, wonderful, true, like

0:47:42.239 --> 0:47:44.279
<v Speaker 2>you know, version of faith that you can share with

0:47:44.320 --> 0:47:45.759
<v Speaker 2>the world and show that you can still be a

0:47:45.760 --> 0:47:47.799
<v Speaker 2>badass that makes the money. At the same time like

0:47:47.880 --> 0:47:50.480
<v Speaker 2>that to me, let's have more of that. That's great.

0:47:52.320 --> 0:47:55.880
<v Speaker 3>It's true because a lot of times people will say, like,

0:47:55.880 --> 0:47:58.680
<v Speaker 3>like this whole idea of a Bible in money is

0:47:59.200 --> 0:48:02.680
<v Speaker 3>a big issue because there's some people with faith that'll say, well,

0:48:02.840 --> 0:48:04.799
<v Speaker 3>you know, if you're really making a lot of money,

0:48:04.840 --> 0:48:06.440
<v Speaker 3>well why don't you do the Christian thing and just

0:48:06.480 --> 0:48:09.440
<v Speaker 3>give everything for free? Why are you selling anything? And

0:48:09.480 --> 0:48:12.080
<v Speaker 3>then there's some people that are like, oh, you know,

0:48:13.640 --> 0:48:16.520
<v Speaker 3>money is the root of all evil. But then there's

0:48:16.560 --> 0:48:19.759
<v Speaker 3>people like me, and I'm like, I'm the woman in

0:48:19.800 --> 0:48:22.160
<v Speaker 3>the Bible, Like there's this one one story where it

0:48:22.200 --> 0:48:24.360
<v Speaker 3>says that there were women that were following along with

0:48:24.480 --> 0:48:27.000
<v Speaker 3>Jesus and the disciples, and out of their resources they

0:48:27.000 --> 0:48:30.520
<v Speaker 3>were paying for everything. I'm like, I'm that girl. I'm

0:48:30.560 --> 0:48:34.480
<v Speaker 3>married with the alabaster box, and alabasta's expensive, but the

0:48:34.480 --> 0:48:37.400
<v Speaker 3>one that's like breaking open the alabaster to like annoy

0:48:37.600 --> 0:48:40.440
<v Speaker 3>God because because she had it, but she's giving out

0:48:40.440 --> 0:48:43.400
<v Speaker 3>of her resources. And I'm hoping that I'm able to

0:48:43.480 --> 0:48:46.040
<v Speaker 3>encourage more people to do that, like we're able to

0:48:46.040 --> 0:48:48.920
<v Speaker 3>build wealth so we can really impact change in the world.

0:48:49.200 --> 0:48:52.040
<v Speaker 3>Because I think Tiftany I've heard you say this before,

0:48:52.080 --> 0:48:54.480
<v Speaker 3>but like changes made it when you have a seat

0:48:54.480 --> 0:48:56.239
<v Speaker 3>at the table, and a lot of times you can

0:48:56.320 --> 0:48:58.000
<v Speaker 3>only get a seat at the table when you have

0:48:58.040 --> 0:49:01.719
<v Speaker 3>the wealth to be there. Ye, Like we're making sure

0:49:01.760 --> 0:49:03.320
<v Speaker 3>that we're going to get a seat at the table

0:49:03.400 --> 0:49:06.080
<v Speaker 3>and that we're really able to impact change with our

0:49:06.160 --> 0:49:08.200
<v Speaker 3>with our wealth, but also our mindset because we can

0:49:08.320 --> 0:49:10.440
<v Speaker 3>raise our hand in those rooms.

0:49:11.239 --> 0:49:14.799
<v Speaker 1>Yeah, I sure. I went to Terry So Terry has

0:49:14.840 --> 0:49:18.160
<v Speaker 1>like a tour where she has this great new documentary

0:49:18.160 --> 0:49:22.080
<v Speaker 1>where she shows her move to Mexico, Puerto Rico, my

0:49:22.160 --> 0:49:27.920
<v Speaker 1>back Puerto Rico. It was it was awesome to see,

0:49:27.920 --> 0:49:31.400
<v Speaker 1>like the nervousness, the transition to change her house is

0:49:31.640 --> 0:49:36.600
<v Speaker 1>absolutely it's like empty MTV cribs time. Some of y'all

0:49:36.600 --> 0:49:37.239
<v Speaker 1>too young us.

0:49:37.480 --> 0:49:39.680
<v Speaker 2>Well, you're full time in Puerto Rico, you live there now,

0:49:40.280 --> 0:49:44.560
<v Speaker 2>I am. Yeah, her house this year it's by a house.

0:49:45.239 --> 0:49:48.920
<v Speaker 1>Yeah, insane, her house is insane. But then I saw

0:49:48.960 --> 0:49:51.360
<v Speaker 1>that you also hit a milestone aside from moving to

0:49:51.360 --> 0:49:55.320
<v Speaker 1>Puerto Rico, where you traded and made a million dollars

0:49:55.400 --> 0:49:57.839
<v Speaker 1>in Uno Dia. That's one day for y'all who don't

0:49:57.840 --> 0:50:00.319
<v Speaker 1>speak those Spanish. You know, we're all bi lingual here,

0:50:01.280 --> 0:50:06.759
<v Speaker 1>a million dollars in one day? That's crazy? Could you

0:50:06.760 --> 0:50:11.040
<v Speaker 1>ever have imagine that? Like Terry, you know, a principal,

0:50:11.239 --> 0:50:15.160
<v Speaker 1>assistant principal. Terry's sitting there like, you know, it's too much.

0:50:15.320 --> 0:50:17.560
<v Speaker 1>Like but like a million dollars in one day. So

0:50:17.640 --> 0:50:21.560
<v Speaker 1>I have a question how to make a million dollars

0:50:21.560 --> 0:50:23.960
<v Speaker 1>in one day trading? How much did you have to

0:50:24.000 --> 0:50:27.560
<v Speaker 1>trade in order to hit that goal? Meaning, yeah, what

0:50:27.560 --> 0:50:28.279
<v Speaker 1>did you have to use?

0:50:28.640 --> 0:50:30.960
<v Speaker 3>Yeah, so I've actually done it a couple of times now,

0:50:31.080 --> 0:50:36.520
<v Speaker 3>so the excuse for me. The first time it was

0:50:36.640 --> 0:50:39.720
<v Speaker 3>about eight hundred thousand, so I made over one hundred

0:50:39.760 --> 0:50:42.440
<v Speaker 3>percent return. But I did have to invest a lot

0:50:42.480 --> 0:50:44.920
<v Speaker 3>to be there. So for those people who are like, oh,

0:50:44.960 --> 0:50:46.480
<v Speaker 3>I want to make it, do know that you have

0:50:46.560 --> 0:50:48.319
<v Speaker 3>to come to the come to the table with some

0:50:48.400 --> 0:50:50.719
<v Speaker 3>money to be able to invest. But I was investing

0:50:50.719 --> 0:50:56.920
<v Speaker 3>in Amazon options and they jumped within one day. Actually

0:50:56.920 --> 0:50:59.200
<v Speaker 3>I did a swing trade though, because if you buy

0:50:59.200 --> 0:51:01.240
<v Speaker 3>it and sell it in one day, that's a day trade.

0:51:01.280 --> 0:51:03.680
<v Speaker 3>But I bought it and then sold it the next day,

0:51:03.960 --> 0:51:06.719
<v Speaker 3>so yeah, so it was a swing trade. It was

0:51:06.800 --> 0:51:10.279
<v Speaker 3>Amazon options. Loved it. I invested eight hundred thousand. I

0:51:10.280 --> 0:51:12.680
<v Speaker 3>did it again though, and I had only invested three

0:51:12.760 --> 0:51:16.640
<v Speaker 3>hundred thousand, So this is yeah, so same. I did

0:51:16.640 --> 0:51:20.080
<v Speaker 3>it with Amazon options, but I had better timing. So

0:51:20.160 --> 0:51:22.880
<v Speaker 3>this is when, as you become a better trader, you

0:51:22.920 --> 0:51:25.200
<v Speaker 3>start learning, Okay, how does this move? When is the

0:51:25.200 --> 0:51:26.920
<v Speaker 3>best time to get into this? And you're able to

0:51:26.920 --> 0:51:28.960
<v Speaker 3>have bigger returns with less amounts?

0:51:29.200 --> 0:51:33.839
<v Speaker 1>So yah, did y'all know? She just said she used

0:51:33.880 --> 0:51:36.719
<v Speaker 1>three hundred thousand dollars to make one million dollars. That's like,

0:51:37.600 --> 0:51:40.279
<v Speaker 1>you know it's accessible? Oh, terry. Honestly, people I know

0:51:40.280 --> 0:51:42.400
<v Speaker 1>are foaming at the mouth like a ret rob How

0:51:42.400 --> 0:51:45.440
<v Speaker 1>do I get me some of the trade for y course?

0:51:45.840 --> 0:51:49.880
<v Speaker 1>How do they sign up? Honestly? And like what's best practice?

0:51:50.239 --> 0:51:52.000
<v Speaker 1>Like when they signed up? Because I know people sign

0:51:52.080 --> 0:51:55.399
<v Speaker 1>up for things and sometimes they don't take action right away.

0:51:55.440 --> 0:51:58.200
<v Speaker 1>So share with us, like how can people sign up?

0:51:58.239 --> 0:52:00.160
<v Speaker 1>And then what do you suggest, like how do they

0:52:00.200 --> 0:52:01.400
<v Speaker 1>start so they can stick with it?

0:52:02.000 --> 0:52:05.240
<v Speaker 3>Yes, So I actually have a free webinar at trade

0:52:05.360 --> 0:52:08.560
<v Speaker 3>and travel dot com. So you just type in trade

0:52:08.960 --> 0:52:12.280
<v Speaker 3>the whole word and A and D travel dot com

0:52:12.719 --> 0:52:14.759
<v Speaker 3>and that takes you to the free webinar on how

0:52:14.760 --> 0:52:16.640
<v Speaker 3>I teach people to make a thousand dollars in a day.

0:52:16.719 --> 0:52:18.600
<v Speaker 3>I think that's the best place to start because it

0:52:18.640 --> 0:52:21.200
<v Speaker 3>teaches you what I teach. You get to see if

0:52:21.200 --> 0:52:24.399
<v Speaker 3>you like me as a teacher. Start there and then

0:52:24.800 --> 0:52:26.120
<v Speaker 3>I'm not sure if you guys are going to have

0:52:26.160 --> 0:52:28.360
<v Speaker 3>a link on the podcast, but that might be the

0:52:28.400 --> 0:52:32.200
<v Speaker 3>best way for them to actually go straight to the course. Yeah,

0:52:32.480 --> 0:52:34.319
<v Speaker 3>and then when they're ready, they can click that link

0:52:34.360 --> 0:52:35.400
<v Speaker 3>and go straight to the course.

0:52:35.960 --> 0:52:38.600
<v Speaker 1>Awesome. I love that too. This is how you know,

0:52:38.760 --> 0:52:40.400
<v Speaker 1>like a teacher for real, because I love to do

0:52:40.440 --> 0:52:42.960
<v Speaker 1>that too. That It's not about the gotcha got to

0:52:42.960 --> 0:52:44.800
<v Speaker 1>give me, give me, give me. It's like, well, first

0:52:45.000 --> 0:52:46.719
<v Speaker 1>take this free class with me, because you might not

0:52:46.840 --> 0:52:49.279
<v Speaker 1>like my teaching style. You might not, you know, you'll

0:52:49.360 --> 0:52:51.360
<v Speaker 1>learn something enough to be like, you know what I

0:52:51.360 --> 0:52:54.399
<v Speaker 1>can continue I could not. This is why you're you're

0:52:54.400 --> 0:52:57.360
<v Speaker 1>doing so well because you know, like you can easily.

0:52:57.440 --> 0:52:59.480
<v Speaker 1>I mean, I've seen people hard sell so much for that.

0:52:59.600 --> 0:53:01.600
<v Speaker 1>I always tell my mentees that, like, if what you

0:53:01.680 --> 0:53:03.759
<v Speaker 1>have is good, since you don't, you don't have to

0:53:03.760 --> 0:53:05.480
<v Speaker 1>throw it shove. You don't have to shove ice cream

0:53:05.520 --> 0:53:08.600
<v Speaker 1>down my throat. I will eat ice cream. It's yummy, girl.

0:53:08.680 --> 0:53:09.520
<v Speaker 1>We love it over here.

0:53:09.560 --> 0:53:11.880
<v Speaker 3>I love cokick and cream. I don't know about y'all,

0:53:11.880 --> 0:53:13.239
<v Speaker 3>but imagine a.

0:53:13.280 --> 0:53:15.080
<v Speaker 1>Hard sell like girl, get you this cookies and can

0:53:15.120 --> 0:53:18.320
<v Speaker 1>be like, oh, but when something is really good, allowing

0:53:18.400 --> 0:53:20.640
<v Speaker 1>people to get like a taste of it to see

0:53:20.640 --> 0:53:22.440
<v Speaker 1>if it's a fit for them, you know, that speaks

0:53:22.520 --> 0:53:24.799
<v Speaker 1>volumes about integrity and character and just how good your

0:53:24.800 --> 0:53:27.040
<v Speaker 1>product case. And I can say as someone who's in

0:53:27.120 --> 0:53:29.960
<v Speaker 1>it now just because you know, I'll be doing the most.

0:53:30.000 --> 0:53:33.400
<v Speaker 1>But I was. I was really enjoying myself because I

0:53:33.480 --> 0:53:37.040
<v Speaker 1>was like, okay, Literally there were things and I was like, oh,

0:53:37.160 --> 0:53:39.840
<v Speaker 1>is that what people have been saying the way you

0:53:39.880 --> 0:53:43.000
<v Speaker 1>explained it. I was like, that's what that means. Okay,

0:53:43.640 --> 0:53:45.440
<v Speaker 1>And so yeah, I did. The first few weeks I

0:53:45.480 --> 0:53:47.799
<v Speaker 1>have like literally have my trading notebook, and then I

0:53:47.800 --> 0:53:50.799
<v Speaker 1>fell off and my sister Kara was like, not me,

0:53:51.719 --> 0:53:54.000
<v Speaker 1>I'm still here.

0:53:53.520 --> 0:53:57.080
<v Speaker 3>Who's who's your trading partner? I feel like everybody has

0:53:57.120 --> 0:53:59.120
<v Speaker 3>like their trading partner. They're like, oh, you know, a

0:53:59.120 --> 0:54:01.040
<v Speaker 3>boo a Boo is in the class and he made

0:54:01.120 --> 0:54:03.600
<v Speaker 3>six figures, So I'm about to make six figures, and

0:54:04.160 --> 0:54:06.520
<v Speaker 3>so it was in the class and they made okay,

0:54:06.920 --> 0:54:07.239
<v Speaker 3>you know.

0:54:07.280 --> 0:54:09.680
<v Speaker 1>Mine, So I guess carry. My sister is my trading partner.

0:54:09.719 --> 0:54:11.440
<v Speaker 1>Although she hasn't taken your class. Although she didn't ask

0:54:11.480 --> 0:54:13.200
<v Speaker 1>me about it, she was like, how's Terry's class? I said,

0:54:13.239 --> 0:54:15.560
<v Speaker 1>really good? She said, hmmm, okay, because she's someone like

0:54:15.600 --> 0:54:18.920
<v Speaker 1>you who like she takes courses, so she's like, I

0:54:18.920 --> 0:54:21.480
<v Speaker 1>really want to learn learn. So she was like, okay,

0:54:21.520 --> 0:54:23.840
<v Speaker 1>maybe I'll invest in that class next because she's like,

0:54:23.880 --> 0:54:25.680
<v Speaker 1>you know, I want I want to be able to

0:54:25.680 --> 0:54:27.600
<v Speaker 1>provide for my family in a way that's you know,

0:54:27.640 --> 0:54:29.440
<v Speaker 1>for me, for her, it's not just about oh I

0:54:29.480 --> 0:54:32.000
<v Speaker 1>want a ton of cash, it's I want to be

0:54:32.160 --> 0:54:35.000
<v Speaker 1>here while they're young, to enjoy them at this age

0:54:35.360 --> 0:54:37.359
<v Speaker 1>and not have to worry about taking care of them.

0:54:37.680 --> 0:54:40.040
<v Speaker 1>So no, I'm just so grateful that you're here, Terry,

0:54:40.080 --> 0:54:43.400
<v Speaker 1>honestly and just a shining example of what's possible. And

0:54:43.440 --> 0:54:45.160
<v Speaker 1>I'm so happy because so many people don't want to

0:54:45.160 --> 0:54:48.719
<v Speaker 1>talk about numbers, especially in our community, because you know,

0:54:48.920 --> 0:54:52.560
<v Speaker 1>anybody trying to get God, but also too sometimes people

0:54:52.560 --> 0:54:54.880
<v Speaker 1>see it as like bragging or whatever. And I struggle

0:54:54.920 --> 0:54:59.120
<v Speaker 1>with sharing numbers, but I share numbers because I want

0:54:59.200 --> 0:55:01.520
<v Speaker 1>you to see. We'll Tiffany is silly and crazy and

0:55:01.560 --> 0:55:04.840
<v Speaker 1>regular regular, so her behind can get here. Child, It

0:55:04.920 --> 0:55:07.240
<v Speaker 1>is available to all of us. So I'm so glad

0:55:07.280 --> 0:55:10.640
<v Speaker 1>that you show up fully so everyone can see that

0:55:10.760 --> 0:55:13.640
<v Speaker 1>like they too can achieve. You know what you've achieved

0:55:13.640 --> 0:55:16.440
<v Speaker 1>with work, obviously in consistency, but it is possible.

0:55:17.239 --> 0:55:19.560
<v Speaker 3>Thank you. And I'm actually so excited for your sister

0:55:19.719 --> 0:55:21.799
<v Speaker 3>because I feel like she's gonna love the course. Like

0:55:22.000 --> 0:55:24.920
<v Speaker 3>when somebody's like already been trying to trade and then

0:55:24.960 --> 0:55:27.960
<v Speaker 3>they take the course, it just accelerates like what they're doing.

0:55:28.200 --> 0:55:29.919
<v Speaker 3>So I just can't wait to see how she does.

0:55:30.000 --> 0:55:31.320
<v Speaker 3>That's gonna be awesome.

0:55:31.040 --> 0:55:33.160
<v Speaker 1>And she becomes richer than me that I'm gonna be like, girl,

0:55:33.760 --> 0:55:36.160
<v Speaker 1>So all the vacases are on you now.

0:55:37.560 --> 0:55:39.439
<v Speaker 3>I'm gonna come to y'all can come to Puerto Rico,

0:55:39.440 --> 0:55:40.200
<v Speaker 3>class Mexico.

0:55:43.080 --> 0:55:48.400
<v Speaker 2>We know that those are not the same places. You know, ignorance,

0:55:49.200 --> 0:55:51.919
<v Speaker 2>It's okay, don't come for us.

0:55:51.880 --> 0:55:53.960
<v Speaker 3>Don't come for us. I do not.

0:55:55.160 --> 0:55:56.799
<v Speaker 2>I wish she had so much more time. I feel

0:55:56.800 --> 0:55:59.279
<v Speaker 2>like I have a million more questions, but I I

0:55:59.560 --> 0:56:01.359
<v Speaker 2>I want to thank you too, because I think I've

0:56:01.400 --> 0:56:03.560
<v Speaker 2>been looking forward to this conversation. We've had you booked

0:56:03.560 --> 0:56:05.200
<v Speaker 2>for weeks and weeks, it feels like, and I have

0:56:05.440 --> 0:56:07.279
<v Speaker 2>really been looking forward to it because I am at

0:56:07.280 --> 0:56:09.279
<v Speaker 2>that Carol phase. I mean, I haven't made thirty five

0:56:09.400 --> 0:56:12.120
<v Speaker 2>g's on anything I've invested in, but I'm definitely like

0:56:12.160 --> 0:56:13.759
<v Speaker 2>ready to put in the time to start taking it

0:56:13.760 --> 0:56:15.680
<v Speaker 2>to the next level. Can I tell you all my

0:56:15.719 --> 0:56:18.440
<v Speaker 2>goal so I can speak it to the universe, please please?

0:56:18.800 --> 0:56:20.960
<v Speaker 2>My goal is to trade my way to where I

0:56:20.960 --> 0:56:26.240
<v Speaker 2>can pay my mortgage with my trading income down the line,

0:56:26.280 --> 0:56:27.919
<v Speaker 2>so that we can just like pay this house off.

0:56:28.000 --> 0:56:30.799
<v Speaker 2>That's my goal. I And you know what, you make

0:56:30.840 --> 0:56:32.160
<v Speaker 2>it sound not so crazy?

0:56:32.600 --> 0:56:34.760
<v Speaker 3>Yeah, I mean, like, I don't know if you're afraid

0:56:34.760 --> 0:56:36.160
<v Speaker 3>to put the number out, but can you put the

0:56:36.239 --> 0:56:36.799
<v Speaker 3>number out?

0:56:37.239 --> 0:56:41.600
<v Speaker 2>So my mortgage is about three thousand dollars a month? Yeah,

0:56:41.640 --> 0:56:43.040
<v Speaker 2>so I know you need a lot of money to

0:56:43.080 --> 0:56:46.080
<v Speaker 2>get there, But even if it's like an extra five

0:56:46.160 --> 0:56:50.160
<v Speaker 2>hundred towards the mortgage, do you know what I mean? Oh?

0:56:50.160 --> 0:56:54.799
<v Speaker 3>Sorry, go ahead if I want people to know my

0:56:54.800 --> 0:56:56.279
<v Speaker 3>mortgage payment on the show or not.

0:56:56.360 --> 0:56:58.000
<v Speaker 2>But you can know it well.

0:56:58.000 --> 0:57:00.000
<v Speaker 3>But like my thought was, like the way to break

0:57:00.000 --> 0:57:02.640
<v Speaker 3>break that down now, it's like you have three thousand dollars,

0:57:02.960 --> 0:57:05.719
<v Speaker 3>divide that by twenty. That's how many trading days are

0:57:05.760 --> 0:57:08.880
<v Speaker 3>in the are in a month. And then you say, okay,

0:57:08.880 --> 0:57:11.040
<v Speaker 3>well actually that's only like one hundred and fifty dollars

0:57:11.080 --> 0:57:13.799
<v Speaker 3>a day. Okay, yeah, and you.

0:57:13.840 --> 0:57:15.920
<v Speaker 2>Have fifteen fifteen thousand to do that.

0:57:16.120 --> 0:57:18.560
<v Speaker 3>Yeah, is good. As I said, you had fifteen thousand,

0:57:18.960 --> 0:57:21.600
<v Speaker 3>so you're your one percent actually will get you to

0:57:21.920 --> 0:57:24.600
<v Speaker 3>being able to make your mortgage payment. And then like

0:57:24.640 --> 0:57:26.440
<v Speaker 3>your thought would be like, okay, so am I gonna

0:57:26.480 --> 0:57:29.000
<v Speaker 3>try to do this on a daily basis? Or am

0:57:29.000 --> 0:57:30.240
<v Speaker 3>I gonna swing trade it?

0:57:30.400 --> 0:57:30.480
<v Speaker 1>So?

0:57:30.960 --> 0:57:33.320
<v Speaker 3>Okay, one hundred and fifty dollars a day, that's about

0:57:33.600 --> 0:57:36.640
<v Speaker 3>well four hundred a month, I mean a week. Am

0:57:36.680 --> 0:57:39.160
<v Speaker 3>I doing that right? No? No, I'm a little low.

0:57:39.960 --> 0:57:43.280
<v Speaker 3>One fifty day, three hundred every two day six so

0:57:43.320 --> 0:57:46.400
<v Speaker 3>seven hundred and fifty dollars a week. So like you

0:57:46.400 --> 0:57:48.800
<v Speaker 3>can actually do some swing trades and try to get

0:57:49.040 --> 0:57:51.080
<v Speaker 3>seven hundred and fifty dollars a week or just one

0:57:51.120 --> 0:57:53.160
<v Speaker 3>hundred and fifty dollars a day, Like you can totally

0:57:53.200 --> 0:57:54.080
<v Speaker 3>do this. I'd love to.

0:57:54.160 --> 0:57:57.800
<v Speaker 1>I'd love to Vegas girl. Yes, I'm like, maybe you

0:57:57.800 --> 0:57:59.760
<v Speaker 1>should be my trading priner. We should, we should we

0:57:59.720 --> 0:58:02.400
<v Speaker 1>seld take I'll start from the beginning, Harry's course for real.

0:58:03.400 --> 0:58:06.040
<v Speaker 2>Me if you're just in play money, oh girl, you

0:58:06.080 --> 0:58:06.400
<v Speaker 2>know me.

0:58:06.520 --> 0:58:09.480
<v Speaker 1>I am skinny pants girl. I still have my piky

0:58:09.480 --> 0:58:10.960
<v Speaker 1>toe and talk about who's hot.

0:58:11.760 --> 0:58:13.960
<v Speaker 2>I've been sneaking. I've been like buying things without telling

0:58:14.040 --> 0:58:16.120
<v Speaker 2>Enrique because he doesn't really know that we have extra

0:58:16.160 --> 0:58:18.440
<v Speaker 2>money to invest, and I'm like, buy some more.

0:58:18.480 --> 0:58:21.280
<v Speaker 1>Oh, let's like, honestly, if you want to check in

0:58:21.440 --> 0:58:24.000
<v Speaker 1>weekly and take the course, because it does feel like

0:58:24.000 --> 0:58:25.800
<v Speaker 1>I always feel like Carol's like way ahead because she's

0:58:25.840 --> 0:58:29.320
<v Speaker 1>like you're you're far behind by I'm like whatever, because

0:58:29.320 --> 0:58:31.760
<v Speaker 1>we even started like a WhatsApp and she'd just be

0:58:31.840 --> 0:58:33.160
<v Speaker 1>talking and I'm like, I don't know what those words

0:58:33.160 --> 0:58:35.440
<v Speaker 1>to be. So I would love to start at the

0:58:35.440 --> 0:58:39.200
<v Speaker 1>beginning for real, because I I do have access to

0:58:39.320 --> 0:58:40.960
<v Speaker 1>like a ton of money. There's times when I make

0:58:41.040 --> 0:58:43.520
<v Speaker 1>six figures in a month take home, and I'm like,

0:58:43.720 --> 0:58:47.280
<v Speaker 1>I mean, you know, and I just imagine, like I can't.

0:58:47.000 --> 0:58:49.479
<v Speaker 2>Be talking to y'all making twenty five million dolls.

0:58:49.640 --> 0:58:54.439
<v Speaker 3>Can't look the group guys with fifteen k.

0:58:55.200 --> 0:58:57.960
<v Speaker 1>No, that's fine, because I want to be able to do,

0:58:58.200 --> 0:58:59.760
<v Speaker 1>you know, because I want to be able to say

0:59:00.160 --> 0:59:02.680
<v Speaker 1>I want to. I want honestly, one of my goals

0:59:02.760 --> 0:59:04.040
<v Speaker 1>is I want to be able to pay for my

0:59:04.400 --> 0:59:07.040
<v Speaker 1>two nieces, Lily and a million enrollment. I want to.

0:59:07.160 --> 0:59:10.040
<v Speaker 1>I've already my husband and I have already set aside.

0:59:10.080 --> 0:59:13.400
<v Speaker 1>Alyssa's my stepdaughter. She's fifteen. Her college fund is paid for.

0:59:13.440 --> 0:59:15.760
<v Speaker 1>It's fully funded. Like my house is paid off. I

0:59:15.760 --> 0:59:17.720
<v Speaker 1>paid off my parents' house, I paid off my student

0:59:17.800 --> 0:59:19.840
<v Speaker 1>loan debt. But I'm like, the last kind of like

0:59:20.320 --> 0:59:22.240
<v Speaker 1>thing I really want to do for my family is

0:59:22.280 --> 0:59:24.680
<v Speaker 1>to pay off like their college funds, like let them

0:59:24.680 --> 0:59:27.640
<v Speaker 1>be fully funded. And then, you know, so like if

0:59:27.640 --> 0:59:29.919
<v Speaker 1>I can in the next five years to say, cause

0:59:30.040 --> 0:59:32.120
<v Speaker 1>let's just say it's two hundred fifty thousand dollars per kid,

0:59:32.640 --> 0:59:35.000
<v Speaker 1>you know, so it's like if I can trade my

0:59:35.080 --> 0:59:37.800
<v Speaker 1>way to you know, just one hundred a million dollars

0:59:38.480 --> 0:59:40.400
<v Speaker 1>in the next three well, honestly, there are at like

0:59:40.440 --> 0:59:42.520
<v Speaker 1>six and four and three, so we have plenty of time.

0:59:43.040 --> 0:59:44.680
<v Speaker 1>But you know what I mean, but that would be

0:59:44.680 --> 0:59:46.840
<v Speaker 1>a goal of mine. But also, oh two, I want

0:59:46.840 --> 0:59:49.280
<v Speaker 1>to trade my way to not only funding their college fund.

0:59:49.520 --> 0:59:51.280
<v Speaker 1>I told you know you before, Mandy, that I want

0:59:51.320 --> 0:59:56.240
<v Speaker 1>to adopt I start adopting kindergarten classrooms in under you know,

0:59:56.760 --> 1:00:01.320
<v Speaker 1>in economically challenged neighborhoods, to tell parents, if you get

1:00:01.320 --> 1:00:03.920
<v Speaker 1>them to college, I will get them through college, and

1:00:04.000 --> 1:00:06.480
<v Speaker 1>to pay to set aside, Like, okay, how much is

1:00:06.560 --> 1:00:09.480
<v Speaker 1>ten kids times this amount of money per college. There's

1:00:09.480 --> 1:00:11.280
<v Speaker 1>a woman who did that already, and like with her,

1:00:11.440 --> 1:00:13.760
<v Speaker 1>you know this one classroom. Well, I think she's done

1:00:13.760 --> 1:00:15.800
<v Speaker 1>a six or seven by now over the last thirty years.

1:00:15.840 --> 1:00:19.120
<v Speaker 1>So I she inspired me, and I want to do that,

1:00:19.280 --> 1:00:21.600
<v Speaker 1>you know. And so how do you get that kind

1:00:21.640 --> 1:00:23.920
<v Speaker 1>of money? I know, I'll get people who will donate money,

1:00:24.280 --> 1:00:27.560
<v Speaker 1>you know, to that cause, But how do I provide

1:00:27.560 --> 1:00:29.840
<v Speaker 1>for those kids in that way? And so, you know,

1:00:30.240 --> 1:00:32.520
<v Speaker 1>trading It's the thing like that, you know, I needed

1:00:32.640 --> 1:00:34.160
<v Speaker 1>like a battery in my back because I feel like,

1:00:34.240 --> 1:00:36.600
<v Speaker 1>you know, I make enough, more than enough money for myself,

1:00:36.640 --> 1:00:38.960
<v Speaker 1>but like to go for more, sometimes you just need

1:00:39.000 --> 1:00:41.120
<v Speaker 1>that extra push. And so now I'm like, you know.

1:00:41.120 --> 1:00:44.000
<v Speaker 2>Here's extra reasons why it's hard for me to look

1:00:44.040 --> 1:00:46.480
<v Speaker 2>past my own child than my husband, like the fact

1:00:46.520 --> 1:00:49.240
<v Speaker 2>that you're thinking of my siblings don't have any kids yet,

1:00:49.280 --> 1:00:51.480
<v Speaker 2>but I'm like nieces and nephews, they'll take care of themselves.

1:00:51.520 --> 1:00:54.640
<v Speaker 2>They got daddies and mom. But no, I mean thinking

1:00:54.680 --> 1:00:57.680
<v Speaker 2>beyond yourself and think. You know, I think it's wonderful

1:00:57.720 --> 1:01:00.479
<v Speaker 2>that you are thinking so big and putting a goal

1:01:00.680 --> 1:01:02.440
<v Speaker 2>to the number, because otherwise it just feels like the

1:01:02.480 --> 1:01:04.040
<v Speaker 2>money is It's like you said, like what is the

1:01:04.040 --> 1:01:05.800
<v Speaker 2>money for giving it a purpose?

1:01:06.080 --> 1:01:09.040
<v Speaker 1>Yeah, this is really awesome. You so much for being

1:01:09.040 --> 1:01:11.080
<v Speaker 1>such an amazing guest. Where can people find you?

1:01:11.200 --> 1:01:11.280
<v Speaker 3>Like?

1:01:11.520 --> 1:01:12.920
<v Speaker 1>Where are you? And where can they find you?

1:01:13.360 --> 1:01:16.400
<v Speaker 3>Thank you for asking, because girl, these impersonators on Instagram

1:01:17.200 --> 1:01:21.880
<v Speaker 3>so many people. Yeah, so it's at Terry Egoma. But

1:01:21.920 --> 1:01:24.200
<v Speaker 3>let me spell that for y'all guys, because people spell

1:01:24.240 --> 1:01:27.600
<v Speaker 3>it wrong. So T E R I I J E

1:01:27.640 --> 1:01:31.240
<v Speaker 3>O m A. There's only two eyes. There's somebody out

1:01:31.280 --> 1:01:32.440
<v Speaker 3>there with three. That's not me.

1:01:34.560 --> 1:01:37.600
<v Speaker 1>My sister's name Ejama, that's my sister's name. Oh yeah,

1:01:38.280 --> 1:01:40.080
<v Speaker 1>it's very good travel.

1:01:40.240 --> 1:01:42.960
<v Speaker 3>Yeah, it mean it's good journey and so like it's

1:01:43.080 --> 1:01:45.919
<v Speaker 3>meant to be. But yep. So that's my name, Terry

1:01:46.040 --> 1:01:49.919
<v Speaker 3>Joma and you can find me on Instagram there or

1:01:50.000 --> 1:01:54.800
<v Speaker 3>on YouTube or or Instagram as well under Trade and Travel.

1:01:55.240 --> 1:01:57.120
<v Speaker 3>So find you're important.

1:01:56.800 --> 1:01:59.720
<v Speaker 2>To and you just see a happy black woman walking around.

1:02:00.080 --> 1:02:02.760
<v Speaker 1>Her best life. If you Terry, where can I watch

1:02:02.760 --> 1:02:05.240
<v Speaker 1>your documentary real quick? Because they need to see that.

1:02:06.160 --> 1:02:09.480
<v Speaker 3>Okay, so subscribe to the YouTube channel. It's YouTube dot

1:02:09.520 --> 1:02:13.680
<v Speaker 3>com slash Trade and Travel. We'll be launching it there soon.

1:02:13.720 --> 1:02:16.760
<v Speaker 3>It's not out publicly yet, but subscribe to the YouTube channel.

1:02:16.960 --> 1:02:18.760
<v Speaker 1>When y'all see this house, you're gonna be like, oh,

1:02:19.480 --> 1:02:21.120
<v Speaker 1>this is where Harriet Tubman met.

1:02:25.320 --> 1:02:28.480
<v Speaker 2>Well, it's not my dingy little Zenden basement. Okay, fine,

1:02:31.000 --> 1:02:32.960
<v Speaker 2>Oh Terry, it's been so fun to have you on.

1:02:33.000 --> 1:02:35.520
<v Speaker 2>I cannot wait for y'all to hear this show. We'll

1:02:35.560 --> 1:02:37.280
<v Speaker 2>have all your links in.

1:02:37.080 --> 1:02:37.959
<v Speaker 1>The show notes.

1:02:38.000 --> 1:02:39.440
<v Speaker 3>Thank you, thanks for having me.

1:02:40.120 --> 1:02:42.880
<v Speaker 2>Take care, Thank you, Terry,