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Speaker 1: Hey, hey, hey, we're back. We're extra black today we're brown.

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Speaker 2: And so.

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Speaker 1: I'm like like Waite from Andy's Jump, and She's look

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Speaker 1: like me, like, where are we going with this?

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Speaker 2: No, because I was just sitting here kind of like

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Speaker 2: I'm still buzzing from our conversation with today's guest. Y'all.

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Speaker 2: I think I might have had you know how Tiffany

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Speaker 2: always says that Christina and a Mon were like her

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Speaker 2: life changing, life changing episode of Brown Ambition. I feel

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Speaker 2: like Terry was my life changing episode of I have

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Speaker 2: so much work to do, but she truly has inspired

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Speaker 2: me to actually now she has helped me see I

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Speaker 2: know stuff about trading. I know some things. Okay, I'm

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Speaker 2: ready to take it to the next level. And I

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Speaker 2: feel like Terry just was so I don't know if

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Speaker 2: she's so calm, and she is so the antithesis of

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Speaker 2: anything I've ever thought or seen when it comes to

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Speaker 2: people who trade. Yep, Like I didn't know people like

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Speaker 2: Terry existed.

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Speaker 1: She seems she's kind, she's knowledgeable. I just think you

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Speaker 1: guys are gonna like love when I say love this interview.

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Speaker 1: It's the type of interview that you were going to

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Speaker 1: want to share. You know how we always like make

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Speaker 1: sure you share with your friends, make sure you share

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Speaker 1: in group chat. You were not even got to say

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Speaker 1: all that, because you're going to want to because it

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Speaker 1: is transformative. Make sure you listen to the end, because

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Speaker 1: we are partnering with Terry to do something really fun

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Speaker 1: with our BA listeners. Child, it's gonna be transformative for

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Speaker 1: the lives of some of our BA listeners. And I

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Speaker 1: think it's just going to be super.

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Speaker 2: Exciting, awesome. And do we even say who we're talking

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Speaker 2: to today, We're just like Terry Gyoma. It's how you

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Speaker 2: pronounce it, Terry Jyoma. She is the founder of Trade

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Speaker 2: and Travel and listen. Everything you need to know is

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Speaker 2: in the name. This woman has become a multi millionaire

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Speaker 2: just in the past few years, right Yeah. Not only

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Speaker 2: has she been trading her way to wealth, but she

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Speaker 2: has been teaching in such a wonderful way. I mean

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Speaker 2: she has the number one or had the number one

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Speaker 2: course unteachable? How much all still does the number course unteachable?

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Speaker 1: Like? How many courses are there?

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Speaker 2: She has taught hundreds of students from around the world

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Speaker 2: how to earn supplementary income with trading. They're living their

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Speaker 2: best life, and with Terry's course, hopefully so can you.

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Speaker 2: But we got some free advice from her today and

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Speaker 2: kind of learn more about her her investing philosophy. And

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Speaker 2: I think the best thing that I learned that I

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Speaker 2: learned from Terry was how small you can start with

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Speaker 2: and how you don't necessarily need tens and tens of

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Speaker 2: thousands of dollars to make a little bit of money

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Speaker 2: that can truly change. It can certainly help you reach

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Speaker 2: your goals and ultimately maybe even change your life.

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Speaker 1: Yeah, I'm just excited for you guys to hear because

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Speaker 1: it's just it's a departure from you know, like the

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Speaker 1: bro culture sometimes that investing can be. So it's here

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Speaker 1: from this amazing woman that's literally kicking ass and taking names.

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Speaker 1: I would say that Terry's not She's so Christian, so

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Speaker 1: she's not gonna say ass like me.

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Speaker 2: And taking names, saving lives with the money that she's earning.

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Speaker 1: Oh my gosh, She's just amazing. So I just cannot wait.

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Speaker 1: So without further adode, we've got mine save Nijerry and Trader,

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Speaker 1: she's here. We've got Terry with Terry from Trade and Travel.

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Speaker 1: If you don't know Terry. I'm sure you've seen folks

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Speaker 1: holding up plaques that they've been able to trade to

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Speaker 1: make a thousand dollars in a day. That's one of

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Speaker 1: her goals. So she has for her students, and Terry

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Speaker 1: is amazing. I decided when I took my six weeks off,

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Speaker 1: it's one of the things that I did with my

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Speaker 1: time that I invested in the course. I called you,

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Speaker 1: Mandy member. I was like, Mandy, I'm going to be

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Speaker 1: a bit jillionaire. Remember, I was like, trade.

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Speaker 2: Aren't she supposed to be on vacation, But okay, I'm on.

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Speaker 1: Board, and so yeah. It's what I really love about

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Speaker 1: Terry is that not only is she like a dope

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Speaker 1: sister who's teaching stuff to everyone that we might not

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Speaker 1: normally have access to. I also love that, prior to this,

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Speaker 1: like myself, she was an educator. So when I took

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Speaker 1: her course, I could I could see it, and I

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Speaker 1: could feel it, and I was just like, oh, this

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Speaker 1: is from someone who understands the learning process of adults,

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Speaker 1: you know, because I didn't feel overwhelmed. So welcome Terry.

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Speaker 3: Hey, Tiffany and Mandy, how are you.

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Speaker 2: We're doing great? It's so nice to meet you. I

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Speaker 2: do feel like Tiffany is one of your many fans

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Speaker 2: who I have just that I've been hearing them rave

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Speaker 2: about you and I started following you on ig and

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Speaker 2: I love you. Just seem so positive and you make

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Speaker 2: it seem so possible. You're like just casually Manah, I

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Speaker 2: made one hundred grand today. I'm just gonna go to

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Speaker 2: McDonald's now and grab some dinner for the family. I

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Speaker 2: just made that up. I don't know if you actually

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Speaker 2: eet McDonald's.

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Speaker 3: But dude, like McDonald's. Their chicken sandwiches are on point.

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Speaker 3: The nuggets, I'm not sure that's real meat, but it's

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Speaker 3: the same.

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Speaker 2: Absolutely, it's not, you know, but yet delicious. What I

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Speaker 2: am dying to know. How did you get into trading?

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Speaker 2: So you I think you and Tiffany have this in common.

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Speaker 2: You both have a background in education. Is that right?

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Speaker 2: Tell me about Terry pre bajillionaire status trading every day

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Speaker 2: all not all day because you've somehow been it'ed to

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Speaker 2: still have a life, which really goes against the image

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Speaker 2: I had in my head. You know, you try to

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Speaker 2: tell yourself a story so that you talk yourself out

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Speaker 2: of something like Trading's not for me. I don't want

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Speaker 2: to be tied to a computer all day. I don't

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Speaker 2: want to like not see my family and be stressed

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Speaker 2: out all the time. But you're doing it in this

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Speaker 2: phenomenal way where it still seems like you have all

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Speaker 2: your marbles and you're able to have this fun, whole,

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Speaker 2: you know, life. So I'm excited to hear about that.

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Speaker 2: But let's start at the beginning. Where did you Yeah,

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Speaker 2: how did you get your start in trading? And what

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Speaker 2: were you doing before that?

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Speaker 3: You know what's crazy. I actually learned about trading in

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Speaker 3: high school. I did this program called Lead and it's

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Speaker 3: where they like take kids who are doing really well

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Speaker 3: in school and they put them into business school. So

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Speaker 3: I went to Northwestern University and they showed us how

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Speaker 3: to trade stocks. Well, actually they showed us all kinds

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Speaker 3: of business stuff. Before that, I wanted to be an architect.

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Speaker 3: And then they took us to the business school and

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Speaker 3: they were like, okay, guys, these are all the things

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Speaker 3: you can do in business. And they took us to

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Speaker 3: the Chicago Stock Exchange. So that was really my first introduction.

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Speaker 2: No one ever says that about school, I think, I mean,

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Speaker 2: I built the paper rocket in school. That was the

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Speaker 2: highlight of my That's amazing.

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Speaker 3: You know What's crazy though, Like my senior year, Google

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Speaker 3: had their IPO, So if you can imagine, Google was

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Speaker 3: just coming out. It was eighty three dollars a share,

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Speaker 3: and I had just heard in this like summer program

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Speaker 3: about stocks and trading. So I went to like every teacher,

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Speaker 3: every like I went to my grandmother, she'd be like, girl,

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Speaker 3: we ain't got no money on it. We'll talk about.

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Speaker 3: But then I went to my teachers and was like,

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Speaker 3: how do I get into this? Nobody knew anything. And

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Speaker 3: it's kind of cool because out full circle, I'm teaching people,

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Speaker 3: and I'm like, if my first of all, if I

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Speaker 3: had known what to do, I would I'd be so

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Speaker 3: much further ahead now eighty three dollars now it's over

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Speaker 3: two thousand, or it goes kind and back and forth.

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Speaker 3: But like, gosh, like how much different could my life

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Speaker 3: have been? But then again, like what if my teachers

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Speaker 3: had known what to tell me when I went to

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Speaker 3: them interested and trying to do something different and trying

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Speaker 3: to improve my life. What if they knew like, oh,

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Speaker 3: the first thing you do is open a brokerage account. Okay,

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Speaker 3: you don't have that much money, but eighty three dollars

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Speaker 3: Tracy or my name is Terry Lutree. So that's what

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Speaker 3: my teachers would have called me back then in high school.

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Speaker 3: But they would have been like, Okay, if you keep

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Speaker 3: your job at j. C. Penney's because I was. I

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Speaker 3: was a j. C. Penneyes girl. I worked at the

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Speaker 3: watch counter. If you keep your job, you can take

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Speaker 3: I know, right, you can take that income and just

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Speaker 3: put it into a brokerage account. Like what if they

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Speaker 3: knew how to tell me that, But they didn't, And

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Speaker 3: I ended up going in my tee for undergrad because

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Speaker 3: I still wanted to know, just.

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Speaker 1: Like, you know, let's go to the pols. Just slip

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Speaker 1: that in and my tea, what did you study at

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Speaker 1: M I t management?

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Speaker 3: I was going to manage. All the engineers got it. Yeah,

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Speaker 3: they were like, nobody knows that MITS like has business school.

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Speaker 3: They always think it's just for engineering because engineering is

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Speaker 3: number one. But at the time we were number two

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Speaker 3: for management too, but nobody like really talked about that.

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Speaker 3: But yep, went to Sloan for undergrad, interned on Wall

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Speaker 3: Street at Morgan Stanley and that's how I learned more

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Speaker 3: about stocks. But I'm like you, Mandy, when you were

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Speaker 3: like I don't want to you know, like everybody sees

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Speaker 3: finance and they're like, I just don't want to do that,

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Speaker 3: like it's so negative and bad. But the thing is,

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Speaker 3: like I thought that way too, Like after the internship,

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Speaker 3: they were like, Terry, do you really want to work here?

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Speaker 3: And I was like, you know, this is up the devil.

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Speaker 3: I'm about to go do something else. Like I literally

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Speaker 3: said that in my final interview, and that was not

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Speaker 3: the right thing to say.

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Speaker 1: Oh no, wait, was not at all? What about it?

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Speaker 2: It was of the first of all, I love that expression.

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Speaker 2: What about it was so bad? What was turning you off?

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Speaker 1: You know what?

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Speaker 3: The the honest truth was the actual job was good.

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Speaker 3: So the whole sentence that I told them was I

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Speaker 3: used to think that this was from the devil, but

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Speaker 3: now I like it and want to work here. They

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Speaker 3: didn't hear the second part of the sentence, Like clearly

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Speaker 3: they didn't hear that part. They just heard the first part.

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Speaker 3: But I think it's like it's a mindset thing, like

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Speaker 3: in our households, we're not taught that money is good

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Speaker 3: we're taught that money is bad and we're taught that,

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Speaker 3: like you don't want to work in a building for

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Speaker 3: twenty four hours a day, and it's you're never gonna

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Speaker 3: have a life, like, you know, we hear all these

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Speaker 3: things about Wall Street. So that's where that thought had

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Speaker 3: come from. It was really just like a concept in

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Speaker 3: my head. It wasn't the truth. It wasn't the truth

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Speaker 3: at all.

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Speaker 2: So what in that interview was, so were you were

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Speaker 2: you wanting a career at that point or were you

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Speaker 2: just like ready to you know, just say, you know,

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Speaker 2: this is not for me, Thank y'all very much, I'm

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Speaker 2: moving on.

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Speaker 3: I'm Nigerian, so of course I wanted the offer, but

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Speaker 3: I already had in mind that I was going to

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Speaker 3: go into consulting. Like I wanted them to be like, yes,

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Speaker 3: I will give you millions of dollars, and I wanted

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Speaker 3: to be able to be like, nah, that's okay. I

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Speaker 3: already got this job in consulting, and like literally that's

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Speaker 3: what I did. Like I had a job in consulting

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Speaker 3: at Monitor Group and that's where I was helping businesses

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Speaker 3: and one of our clients was teach for America and

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Speaker 3: I went into this long ten year track in education.

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Speaker 3: From that, I worked at in consulting and then went

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Speaker 3: over and moved into the administrative side of Teach for America,

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Speaker 3: helping teachers learn how to teach better. I did the

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Speaker 3: operation sides of the teacher trainings in Houston. We shout

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Speaker 3: out to Houston Institute if anybody was in Houston Institute.

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Speaker 3: And then from there I went to Like, my my

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Speaker 3: journey is very weird. I went to seminary after that, like,

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Speaker 3: I worked for TFA for three and a half years

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Speaker 3: and was like, I'm gonna go learn about the Bible.

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Speaker 3: I've always wanted to do something fun. And then worked

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Speaker 3: for a ministry and then came in was an assistant

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Speaker 3: principle of an elementary school and in that yeah, girl, old.

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Speaker 2: You look to be about twenty five, and yet you're

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Speaker 2: telling me the life of someone who's had like fifty

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Speaker 2: five life lifetimes and one whoa okay, good night.

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Speaker 3: I will take that. I will take that all day.

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Speaker 3: Give me an extra ten twelve years, okay, but yeah,

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Speaker 3: all of that. And then when I was assistant principal.

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Speaker 3: I know this is the longest story, but to tell

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Speaker 3: you when I became assistant principal. I thought that it

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Speaker 3: was everything I wanted it to be, and it was not.

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Speaker 3: I was stressed all the time. I was crying in

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Speaker 3: the bathroom. I was like literally like dragging to go

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Speaker 3: to work in that building every day because of the administration,

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Speaker 3: and I needed an excess strategy. And for me, I

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Speaker 3: went back to where I had come from ten years ago,

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Speaker 3: that little hobby that I had of trading stocks, and said,

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Speaker 3: I think that I can make this a real thing.

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Speaker 3: If I could just make three hundred dollars a day,

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Speaker 3: I can replace my assistant principal and come. And I

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Speaker 3: started working towards that, taking classes, practicing trading every day.

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Speaker 3: And when I got to that three hundred dollars a day,

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Speaker 3: I quit and started living my real dream, which was

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Speaker 3: traveling all over the world and trading stocks.

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Speaker 1: When was that?

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Speaker 2: How long it was? How long ago was that when

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Speaker 2: you quit that?

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Speaker 3: I was twenty seventeen, AO, Yeah.

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Speaker 1: So were you scared, Terry? You know, like when I

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Speaker 1: made the lead from teacher to budgetista, I was really afraid.

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Speaker 1: And I kind of always had like I can always

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Speaker 1: go back to becoming a teacher in my back pocket.

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Speaker 1: Low Ki, I still say that now. But you you know,

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Speaker 1: I didn't have a choice in making the leap, but

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Speaker 1: you chose. Were you scared, you know, during that time,

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Speaker 1: or were you just feeling like, you know what, the

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Speaker 1: world is my oyster and you know, and I'm gonna

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Speaker 1: I'm just going to dive straight in.

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Speaker 3: I wish I could have said that, girl, I was

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Speaker 3: so scared. I was so scared, Like I was scared

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Speaker 3: to the point that, like I knew I needed to

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Speaker 3: have the conversation with my principal. When I was quitting

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Speaker 3: and I hid in my friend's hospital room, I like

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Speaker 3: pretended he was my boyfriend and he was not. I

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Speaker 3: was like, you know what, he's not feeling good, and

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Speaker 3: he's my boyfriend and I've got to be with him

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Speaker 3: every moment of every day. And my principle was like,

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Speaker 3: but the phone works inside the room, and I was like, no,

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Speaker 3: it doesn't work in here. I didn't say that for real,

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Speaker 3: but really I did, Like I was so afraid to

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Speaker 3: have the conversation to leave because like this was a

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Speaker 3: cushy job, Like I had worked so hard all year

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Speaker 3: so that the next year was going to be easier,

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Speaker 3: like I had like I had done all the things,

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Speaker 3: and now I was gonna leave and start training full time,

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Speaker 3: like no, And then on top of that, like I

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Speaker 3: was so afraid because I had said that I wanted

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Speaker 3: to travel, but then like I got scared of that.

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Speaker 3: So I got a lease. And I'm a God girl,

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Speaker 3: so like I fully felt that God was telling me,

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Speaker 3: you should go travel and you should train. But I

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Speaker 3: was like, Okay, God, how about this. I'll do one

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Speaker 3: of those but not the other. I will trade, but

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Speaker 3: I'm gonna stay right here, close to home, so if

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Speaker 3: anything goes wrong, I can go back to my mom

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Speaker 3: or I can go live with my aunt because I

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Speaker 3: needed a comfort of a blanket, a security blanket. But

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Speaker 3: do y'all know I lived on the twenty fifth floor

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Speaker 3: and that apartment flooded.

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Speaker 2: Wait, wow, someone's pool leaked. What happened?

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Speaker 3: So apparently I found out from the janitor. Apparently somebody

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Speaker 3: was like cooking drugs two floors above me on the

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Speaker 3: twenty seventh floor. The sprinklers, I know, right, the sprinklers

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Speaker 3: went off, and then something happened where the sprinkler pipe

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Speaker 3: didn't work gray and it flooded just my corner of

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Speaker 3: the building. So all of the units on my corner

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Speaker 3: were flooded out and I literally had to like give

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Speaker 3: up everything and only had two suitcases left to my name.

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Speaker 2: Oh man, I mean you said, and this they bring

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Speaker 2: God into it. I'm like, that's pretty biblical, that feels.

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Speaker 1: And you know that strikes again. Wasn't there a.

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Speaker 2: Meth lab in the Bible? And I can't remember the

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Speaker 2: one I'm kidding.

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Speaker 3: I went back in the old Testament yep.

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Speaker 2: That one, very old testament?

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Speaker 3: Oh yeah, girl, it was Man, it was crazy. So

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Speaker 3: for me that was the Okay, no matter how afraid

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Speaker 3: you are, this has gotta be bigger than you. You

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Speaker 3: better go. How much.

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Speaker 2: Do you mind answering that?

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Speaker 3: Yeah? So I actually had thirty five thousand that I

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Speaker 3: had moved over from my old retirement accounts. So in

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Speaker 3: that like remember I told you, like I had quit

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Speaker 3: this job and then went to this job, Like, I

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Speaker 3: had money left in those old four some of them

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Speaker 3: are four or three b's and the four oh one

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Speaker 3: K and I moved those over it to self directed IRA.

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Speaker 3: So I had thirty five thousand in that account.

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Speaker 2: Was that all on your retirement money or just like

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Speaker 2: the leftover you put not that that was just your

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Speaker 2: four one K you cashed out?

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Speaker 3: Wow, okay, Well because remember while I okay, I didn't

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Speaker 3: tell you guys this, but I had been trading as

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Speaker 3: a side hustle while I was still working in all

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Speaker 3: those education jobs. So I was maxing out my four

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Speaker 3: excuse me, my four oh one k, like I and

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Speaker 3: one job. I was putting in eighteen thousand a year

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Speaker 3: one year because I didn't need the money, got it?

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Speaker 1: Mm hmm.

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Speaker 3: So I had that like about eighteen thousand, and then

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Speaker 3: each company had matched like when I went up to

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Speaker 3: five percent, then the companies had matched that too. So

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Speaker 3: to me, thirty five thousand for like a lot of

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Speaker 3: money at the time, because I was only making like

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Speaker 3: sixty thousands. So I was like, I got half my

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Speaker 3: my income saved up.

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Speaker 2: Yeah, I guess I was just asking because it sounded

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Speaker 2: like you had no money left, like you took your

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Speaker 2: only four one K and you were just living off

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Speaker 2: of that money while you quit your job. But you

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Speaker 2: actually had like other other retirement accounts and investments on

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Speaker 2: the side that were also sustaining you. Right, am I

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Speaker 2: getting that wrong?

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Speaker 3: Great question? It actually was more like I was investing

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Speaker 3: with thirty five thousand and I might have had I

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Speaker 3: had some money from insurance, like after the flood. Then

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Speaker 3: I got some insurance money, so I was living off

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Speaker 3: of that, and then I had the thirty five thousand

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Speaker 3: in my retirement.

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Speaker 1: Okay, mm hmm, So you.

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Speaker 2: I still don't get it. I'm confused. No to shout,

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Speaker 2: but I need to understand.

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Speaker 1: No, So you had money in your retirement account that

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Speaker 1: you withdraw instead of rolling it over to another retirement account, correct, Terry.

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Speaker 3: Yes, I had first put it into a self directed

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Speaker 3: IRA and then moved it from the IRA to cash account.

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Speaker 1: Because you said, you know what, I can do better

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Speaker 1: with my money than my retirement account can do with

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Speaker 1: my money. But yes, you had other money that you

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Speaker 1: had saved that you were actually living off of.

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Speaker 3: Yes, but not a lot. To tell you, guys, the truth,

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Speaker 3: I didn't have just a whole bunch of other money.

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Speaker 3: This was definitely only a faith move.

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Speaker 1: So you were like dangerously right. That's why, man, He's like,

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Speaker 1: wait a minute. You was just out here like, oh

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Speaker 1: these traits.

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Speaker 2: I'm waiting for the part where you said you had

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Speaker 2: saved two hundred thousand dollars. No, I'm kidding, but no,

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Speaker 2: So you took that thirty five k, and you were like,

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Speaker 2: this is my trading money. Let's make some magic happen.

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Speaker 2: Because up until that point, how much had you been

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Speaker 2: working with us in terms of your trading, Like how

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Speaker 2: much were you trading at a given time?

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Speaker 3: Still that that same thirty thousand. So the goal was

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Speaker 3: I have thirty thousand, I'm trying to make one percent

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Speaker 3: of it on a regular basis, that's three hundred dollars,

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Speaker 3: and I would keep that base amount and then live

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Speaker 3: off of the money that I make.

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Speaker 1: Okay, So you had been using that for some time.

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Speaker 1: It wasn't like you left your job and you you

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Speaker 1: had already been using that money to trade with to

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Speaker 1: make your two hundred bucks and three hundred bucks a month,

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Speaker 1: And once you were like, okay, I'm really here. Let's

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Speaker 1: let's rock and roll and just do this full time.

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Speaker 2: Yes, gotcha? Okay, So from that three hundred goal, you

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Speaker 2: level it up to a thousand bucks a day.

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Speaker 3: Yes, as I've been as I was trading, so it's

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Speaker 3: stayed at a three hundred until I'm.

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Speaker 2: Like, my mind, I'm liking the three hundred. I feel

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Speaker 2: like people, you know, you haven't lost me yet. Like

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Speaker 2: that sounds possible. It's very like it wasn't like some

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Speaker 2: you know, like incredibly you know, high goal to start with,

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Speaker 2: you know, like you really it felt it feels to

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Speaker 2: me like you were starting at like a reasonable pace. Yeah.

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Speaker 3: I tell my students to try to make like one

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Speaker 3: percent of your cash amount, and that's doable. When you

403
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Speaker 3: think about a lot of traders, they'll give you the

404
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Speaker 3: extrava extravagant like I want to go for the maserati,

405
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Speaker 3: I want to make a million dollars. No, no, just

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Speaker 3: do one percent of your cash amount. And there's five

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Speaker 3: trading days in a in a week, so that's five

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Speaker 3: percent return a week if you can be consistent. Now,

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Speaker 3: sometimes you win, sometimes you lose. So like this is

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Speaker 3: a goal and an average. It's not like I have

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Speaker 3: to make this every day, but it's a goal. And

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Speaker 3: even if you do that, like just say you did

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Speaker 3: that five times a month, that's still five percent a month.

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Speaker 3: That's that's twenty percent in four months. Now our goal

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Speaker 3: is twenty percent a month. But you don't have to

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Speaker 3: work that hard. Does that make sense?

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Speaker 1: It does? You're such a teacher. I was like, oh,

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Speaker 1: she checked.

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Speaker 2: She slowed all right down.

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Speaker 1: For me checked understanding. Does that make sense?

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Speaker 2: I was like, miss Woodruff, Miss Woodruff, are you following?

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Speaker 1: No? And honestly, that's such a realistic goal. And I'm

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Speaker 1: glad you shared that because I think, I mean, Mandy

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Speaker 1: and I have definitely seen and I'm sure you have

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Speaker 1: to terry that. You know, as a result of like

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Speaker 1: economic uncertainty, quarantine pandemic, everyone has been racing to trading.

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Speaker 1: I never heard this many people, regular regular people talk

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Speaker 1: about trading the way they are now, and but everyone's

429
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Speaker 1: thinking that they're going to get like the masariety and

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Speaker 1: the mansion and whatever right away. So to hear you

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Speaker 1: give a realistic explanation of returns, it's good. I think

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Speaker 1: people can say, Okay, one, I can do it too,

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Speaker 1: and two that doesn't seem so crazy one percent a day, you.

434
00:21:15,560 --> 00:21:18,359
Speaker 3: Know, yeah, And I think people need to put it

435
00:21:18,400 --> 00:21:23,080
Speaker 3: in perspective. The average return for like a longer term

436
00:21:23,080 --> 00:21:26,439
Speaker 3: investor is eight to ten percent a year. Yeah, So

437
00:21:26,600 --> 00:21:29,000
Speaker 3: for me to say, try to aim for one percent

438
00:21:29,040 --> 00:21:31,800
Speaker 3: on a regular basis, Like, even if you do that

439
00:21:31,960 --> 00:21:35,640
Speaker 3: eight times within a year, you've met the average. Now

440
00:21:35,680 --> 00:21:37,359
Speaker 3: if you can do it a few more times than that,

441
00:21:37,480 --> 00:21:40,919
Speaker 3: you're beating the average. So when people say, oh, you know,

442
00:21:41,000 --> 00:21:44,520
Speaker 3: I'm going to start with two thousand and make forty thousand,

443
00:21:44,680 --> 00:21:47,440
Speaker 3: like that doesn't even make sense. Making the first two

444
00:21:47,440 --> 00:21:50,320
Speaker 3: thousand would be one hundred percent return when the average

445
00:21:50,320 --> 00:21:53,359
Speaker 3: is eight to ten percent. So don't go for one

446
00:21:53,440 --> 00:21:56,639
Speaker 3: hundred percent return. Go for small, bite size returns that

447
00:21:56,720 --> 00:21:59,000
Speaker 3: you can you know, add up over time.

448
00:22:00,440 --> 00:22:03,280
Speaker 2: So when you are someone, I imagine a lot of

449
00:22:03,320 --> 00:22:07,080
Speaker 2: the students in your in your class which has been

450
00:22:07,080 --> 00:22:09,679
Speaker 2: incredibly I think you have it's unteachable. It was like

451
00:22:09,680 --> 00:22:12,880
Speaker 2: a number one class on teachable or something. Congratulations, that's amazing.

452
00:22:13,960 --> 00:22:16,880
Speaker 2: So I bet a lot of your students probably are wondering,

453
00:22:17,320 --> 00:22:19,000
Speaker 2: you know, how much of my money should I be

454
00:22:19,040 --> 00:22:22,320
Speaker 2: trading with? Well, you have, and what's your advice to them,

455
00:22:22,400 --> 00:22:25,480
Speaker 2: especially if they may have other obligations you have mortgage,

456
00:22:25,680 --> 00:22:29,080
Speaker 2: or they have other goals or retirement and maybe some

457
00:22:29,119 --> 00:22:31,040
Speaker 2: student loan debt. How do you help them figure out

458
00:22:31,040 --> 00:22:32,679
Speaker 2: where to start and how much to start with.

459
00:22:33,240 --> 00:22:36,080
Speaker 3: Yeah, trading is a skill set, so let me start there.

460
00:22:36,320 --> 00:22:39,119
Speaker 3: It's something that you need to grow to become better at.

461
00:22:39,440 --> 00:22:41,520
Speaker 3: So when you're first starting, I think you should start

462
00:22:41,560 --> 00:22:44,440
Speaker 3: with just enough to open it brokerage account and then

463
00:22:44,560 --> 00:22:48,040
Speaker 3: trade with a simulator, which is fake money until you

464
00:22:48,160 --> 00:22:50,639
Speaker 3: become good. So I'd say start there. You don't have

465
00:22:50,680 --> 00:22:52,800
Speaker 3: to put all your money in. I have one person.

466
00:22:52,840 --> 00:22:54,720
Speaker 3: She reached out to me. She's like, Terry, I got

467
00:22:54,760 --> 00:22:57,280
Speaker 3: forty five thousand dollars, I'm ready to invest. Where do

468
00:22:57,359 --> 00:22:58,920
Speaker 3: I put it? I was like, girl, you know what,

469
00:22:59,000 --> 00:23:01,840
Speaker 3: you leave it right there for a minute, and I'm

470
00:23:01,840 --> 00:23:03,720
Speaker 3: gonna ask you to take just five hundred of it

471
00:23:04,080 --> 00:23:08,080
Speaker 3: and let's start there first. Then I know right. She's

472
00:23:08,119 --> 00:23:11,160
Speaker 3: like really, I'm like yes, because it's a skill set,

473
00:23:11,200 --> 00:23:13,680
Speaker 3: like you got to get good at it first. Then

474
00:23:13,800 --> 00:23:17,920
Speaker 3: from there after you see that, Okay, I'm learning trade

475
00:23:17,920 --> 00:23:21,000
Speaker 3: and travel, I'm learning Terry's method with invest with Terry method,

476
00:23:21,359 --> 00:23:24,720
Speaker 3: then go to two thousand. At two thousand dollars, one

477
00:23:24,720 --> 00:23:27,240
Speaker 3: of the things that we work with is things called

478
00:23:27,240 --> 00:23:29,879
Speaker 3: margin account, and that can be very risky, I understand.

479
00:23:30,160 --> 00:23:32,840
Speaker 3: But at two thousand dollars, you can open that kind

480
00:23:32,880 --> 00:23:35,399
Speaker 3: of account and have access to more tools from a broker.

481
00:23:35,760 --> 00:23:38,840
Speaker 3: So two thousand dollars is the next goal, and then

482
00:23:38,880 --> 00:23:41,320
Speaker 3: you're trying to still make just that one percent return.

483
00:23:41,400 --> 00:23:44,119
Speaker 3: So you're trying to make twenty dollars on a regular basis.

484
00:23:44,400 --> 00:23:46,720
Speaker 3: If you can get good and be consistent, that means

485
00:23:46,760 --> 00:23:49,280
Speaker 3: you're making one hundred dollars a week four hundred dollars

486
00:23:49,320 --> 00:23:52,560
Speaker 3: extra a month, which I will say with smaller amounts

487
00:23:52,560 --> 00:23:55,520
Speaker 3: like two thousand, is a little more challenging but doable.

488
00:23:56,480 --> 00:23:59,399
Speaker 3: After that, once you're seeing, okay, Terry, I think I'm

489
00:23:59,440 --> 00:24:01,800
Speaker 3: getting good at this. I'm seeing my one percent return

490
00:24:01,840 --> 00:24:04,520
Speaker 3: on a regular basis, then you can start putting more

491
00:24:04,560 --> 00:24:07,160
Speaker 3: money in your account and that'll be up to you,

492
00:24:07,200 --> 00:24:08,600
Speaker 3: depending on what your goals are.

493
00:24:10,040 --> 00:24:12,199
Speaker 1: Does that make sense, No, it does. I love that.

494
00:24:12,280 --> 00:24:17,800
Speaker 1: So my sister Carol is she's like our resident investor,

495
00:24:18,080 --> 00:24:20,160
Speaker 1: but honestly, for the last like a year and a half,

496
00:24:20,200 --> 00:24:22,600
Speaker 1: she was using the simulator accounts because she was so

497
00:24:23,240 --> 00:24:26,200
Speaker 1: nervous and scared, even though she's been like investing since

498
00:24:26,320 --> 00:24:29,200
Speaker 1: like college. I remember when she was telling us about

499
00:24:29,240 --> 00:24:31,240
Speaker 1: this new company called Tesla, and I was like, girl,

500
00:24:31,320 --> 00:24:33,439
Speaker 1: what are you talking about. Let's try the cars. Sounds

501
00:24:33,440 --> 00:24:35,560
Speaker 1: crazy to me, and she's like, well, I'm putting fifteen

502
00:24:35,640 --> 00:24:37,480
Speaker 1: hundred dollars in and I think at the time, Terry,

503
00:24:37,480 --> 00:24:39,879
Speaker 1: it was like thirty dollars a share, and then it

504
00:24:39,920 --> 00:24:41,840
Speaker 1: went up to like sixty one hundred, and she's like,

505
00:24:41,880 --> 00:24:44,040
Speaker 1: you should do it now, Tiffany. I was like, no,

506
00:24:44,440 --> 00:24:47,720
Speaker 1: not me. And then and now we all know the

507
00:24:47,840 --> 00:24:49,879
Speaker 1: end of that story. And I look back and I'm like,

508
00:24:49,960 --> 00:24:52,879
Speaker 1: why didn't you tell me more? She's like, girl, I

509
00:24:52,920 --> 00:24:55,800
Speaker 1: told her. And I remember her coming to like Thanksgiving

510
00:24:55,880 --> 00:24:57,919
Speaker 1: and saying like, hey, cause she's an engineer. So she

511
00:24:58,040 --> 00:25:00,199
Speaker 1: was really excited about, like, you know, the advent of

512
00:25:00,240 --> 00:25:03,280
Speaker 1: like you know, and a viable electronic car and like,

513
00:25:03,480 --> 00:25:06,280
Speaker 1: so it really was her field. And she's a mechanical engineer.

514
00:25:06,520 --> 00:25:09,399
Speaker 1: So yeah, so so she really wants to get into trading,

515
00:25:09,480 --> 00:25:13,280
Speaker 1: but she was nervous and she so she's been doing

516
00:25:13,320 --> 00:25:15,480
Speaker 1: a simulator for a year and a half and so

517
00:25:15,680 --> 00:25:18,760
Speaker 1: finally she over the last couple of months, she jumped

518
00:25:18,800 --> 00:25:23,080
Speaker 1: into like actually trading with her real money. But she's

519
00:25:23,119 --> 00:25:26,880
Speaker 1: like one of these super super nervous Nellies. But she

520
00:25:26,920 --> 00:25:29,280
Speaker 1: as her engineering job. She was let go during the

521
00:25:29,320 --> 00:25:32,480
Speaker 1: pandemic because they just, you know, they just could not

522
00:25:32,560 --> 00:25:36,320
Speaker 1: afford to keep really anyone. And she's like, you know what,

523
00:25:36,400 --> 00:25:39,480
Speaker 1: She's got two little kids, they're six and four, and

524
00:25:39,520 --> 00:25:41,480
Speaker 1: she's like, I actually don't want to go back to work,

525
00:25:42,160 --> 00:25:45,119
Speaker 1: you know, like I want to be home. And so

526
00:25:45,400 --> 00:25:47,760
Speaker 1: now because she's like a really good savor, all of

527
00:25:47,800 --> 00:25:50,439
Speaker 1: us really are well except for Lisa boo on. Lisa's

528
00:25:50,480 --> 00:25:51,280
Speaker 1: a baby, and I.

529
00:25:51,240 --> 00:25:57,560
Speaker 2: Ain't gonna call out lisas that's very nice during to say, yeah,

530
00:25:57,560 --> 00:25:59,640
Speaker 2: I used to list people, Oh my god, like oh no,

531
00:25:59,680 --> 00:26:02,879
Speaker 2: she's She's Noterian, so that's not all you talk about.

532
00:26:04,240 --> 00:26:07,239
Speaker 1: So so, but I'm really proud of her because to

533
00:26:07,280 --> 00:26:11,119
Speaker 1: your point, Terry, she's really just like, Okay, she she

534
00:26:11,200 --> 00:26:14,639
Speaker 1: took it really slowly. She practiced practice practice, she built

535
00:26:14,680 --> 00:26:17,200
Speaker 1: her skill set, and even now the amount of money

536
00:26:17,200 --> 00:26:20,919
Speaker 1: that she's investing with is not nearly like all that

537
00:26:21,000 --> 00:26:23,440
Speaker 1: she has saved. And you know, like she'll call me

538
00:26:23,480 --> 00:26:24,639
Speaker 1: every week and be like, oh my god, I'm mad

539
00:26:24,640 --> 00:26:27,520
Speaker 1: two hundred dollars. Oh my god, I lost two hundred dollars.

540
00:26:28,880 --> 00:26:30,600
Speaker 1: So like, I'm really proud of her, and I really

541
00:26:30,600 --> 00:26:32,200
Speaker 1: can see herself in the next six months to a

542
00:26:32,280 --> 00:26:34,840
Speaker 1: year really rocking and rolling. And so I'm praying that

543
00:26:34,880 --> 00:26:36,760
Speaker 1: she doesn't have to go back to work, but it

544
00:26:36,800 --> 00:26:39,080
Speaker 1: can really be so life changing. Can you share with

545
00:26:39,160 --> 00:26:42,840
Speaker 1: us like some of like the amazing like life changing

546
00:26:42,880 --> 00:26:45,199
Speaker 1: stories of people that you've helped with your trade and

547
00:26:45,240 --> 00:26:48,359
Speaker 1: travel course and how you know they were able to

548
00:26:48,440 --> 00:26:49,959
Speaker 1: just live a different life as a result.

549
00:26:51,240 --> 00:26:54,040
Speaker 3: Yes, it's so good when you have a goal too.

550
00:26:54,280 --> 00:26:56,320
Speaker 3: I think that makes it so much better. So, like

551
00:26:56,359 --> 00:26:58,919
Speaker 3: I have one student, Crystal, and her goal was to

552
00:26:58,920 --> 00:27:02,360
Speaker 3: renovate her kitchen, and her husband told her like, well,

553
00:27:02,440 --> 00:27:04,080
Speaker 3: this is all the money you gonna get, like you

554
00:27:04,119 --> 00:27:07,920
Speaker 3: either use this renovate the kitchen or whatever. And so

555
00:27:07,960 --> 00:27:09,840
Speaker 3: she said, well, Terry, I decided that I was going

556
00:27:09,880 --> 00:27:12,080
Speaker 3: to trade with the money to make the money to

557
00:27:12,080 --> 00:27:15,000
Speaker 3: renovate the kitchen. So she actually had I think her

558
00:27:15,080 --> 00:27:16,879
Speaker 3: kitchen was going to cost her about thirty thousand. So

559
00:27:16,920 --> 00:27:20,720
Speaker 3: I will say, you can start making like bigger returns

560
00:27:20,720 --> 00:27:23,240
Speaker 3: when you get to that twenty to thirty thousand range.

561
00:27:23,640 --> 00:27:25,320
Speaker 3: I wanted people to know that because some people are

562
00:27:25,359 --> 00:27:26,840
Speaker 3: going to say, well, can I make a thousand dollars

563
00:27:26,840 --> 00:27:28,800
Speaker 3: a day with five thousand, It'll be a little tougher.

564
00:27:28,880 --> 00:27:31,480
Speaker 3: You can, but it's tougher. But she had about I

565
00:27:31,480 --> 00:27:33,720
Speaker 3: think she said thirty thousand that she was going to

566
00:27:33,800 --> 00:27:37,720
Speaker 3: use for the kitchen renovation. She put it into an account,

567
00:27:37,880 --> 00:27:41,159
Speaker 3: and she actually traded within six months and made the

568
00:27:41,160 --> 00:27:43,840
Speaker 3: same amount of money for her kitchen. So she used

569
00:27:43,880 --> 00:27:46,199
Speaker 3: the money she traded with to renovate the kitchen. And

570
00:27:46,240 --> 00:27:48,480
Speaker 3: then she has the money in her account still to

571
00:27:48,600 --> 00:27:53,359
Speaker 3: like do another project. Yes, so so cool. And then

572
00:27:53,400 --> 00:27:56,360
Speaker 3: I have another student she actually like paid off all

573
00:27:56,400 --> 00:27:58,280
Speaker 3: her dabt, Like I paid off my student loans, but

574
00:27:58,400 --> 00:28:00,560
Speaker 3: like when my students do it, that's more important. Like

575
00:28:00,680 --> 00:28:03,200
Speaker 3: she paid off one hundred thousand dollars of student loan

576
00:28:03,280 --> 00:28:04,320
Speaker 3: debt with trading.

577
00:28:05,560 --> 00:28:10,440
Speaker 1: Yeah, that's amazing and life transforming, like not just waiting around.

578
00:28:12,440 --> 00:28:16,280
Speaker 3: Yes. Then then there's smaller goals, like those are big ones.

579
00:28:16,280 --> 00:28:18,320
Speaker 3: But some of the smaller goals is I have one student.

580
00:28:18,600 --> 00:28:20,560
Speaker 3: He just wants to pay off his car notes so

581
00:28:20,600 --> 00:28:22,320
Speaker 3: that he can have whatever car he wants and not

582
00:28:22,359 --> 00:28:24,760
Speaker 3: have to worry about his wife telling him no. And

583
00:28:24,800 --> 00:28:27,040
Speaker 3: so like he pays three I think it's like two

584
00:28:27,080 --> 00:28:29,520
Speaker 3: seventy four. It's his payment his car payment every month,

585
00:28:29,600 --> 00:28:32,439
Speaker 3: and he just makes enough trading to pay for the car.

586
00:28:32,760 --> 00:28:35,200
Speaker 3: And then I have a couple other students, like one

587
00:28:35,240 --> 00:28:38,920
Speaker 3: of them she's getting chemo treatment and so she's been

588
00:28:38,960 --> 00:28:41,840
Speaker 3: actually trading while she's in the hospital, so she's like,

589
00:28:41,840 --> 00:28:45,640
Speaker 3: it keeps my brain moving, it keeps me energized and motivated.

590
00:28:46,080 --> 00:28:48,720
Speaker 3: So it's it's small things. It's learning a new skill,

591
00:28:48,960 --> 00:28:51,520
Speaker 3: it's making sure that you're taking care of little things

592
00:28:51,520 --> 00:28:53,680
Speaker 3: so that your wife doesn't have to worry about it,

593
00:28:53,920 --> 00:28:56,720
Speaker 3: or even just like bigger things like paying off debt.

594
00:28:57,920 --> 00:28:59,440
Speaker 3: So it's it's been really cool.

595
00:29:00,280 --> 00:29:02,440
Speaker 2: I know when Tiffany mentioned, you know, your sister coming

596
00:29:02,440 --> 00:29:04,800
Speaker 2: and talking about Tesla for me, and then Terry what

597
00:29:04,880 --> 00:29:07,400
Speaker 2: you said about having a goal in mind, I feel

598
00:29:07,400 --> 00:29:10,560
Speaker 2: like for me, what's really what can be stressful is

599
00:29:10,560 --> 00:29:13,960
Speaker 2: when you're kind of caught, whether it's on social media.

600
00:29:14,120 --> 00:29:17,680
Speaker 2: Just yesterday, there was a an investing influencer that I

601
00:29:17,720 --> 00:29:20,160
Speaker 2: follow and he was he was kind of taking a

602
00:29:20,200 --> 00:29:22,400
Speaker 2: dump on one of the ETFs that I had bought

603
00:29:22,640 --> 00:29:25,720
Speaker 2: last year, which I'm doing fine and thank you very much,

604
00:29:25,760 --> 00:29:28,280
Speaker 2: but he was like, oh, this ETF is not performing.

605
00:29:28,320 --> 00:29:29,440
Speaker 1: I told you all, ha ha ha.

606
00:29:31,360 --> 00:29:33,640
Speaker 2: And I feel like those those comments from friends or

607
00:29:33,640 --> 00:29:36,200
Speaker 2: social media, they can sort of they make you feel like, oh,

608
00:29:36,200 --> 00:29:37,720
Speaker 2: am I missing out on something or do I not

609
00:29:37,880 --> 00:29:40,200
Speaker 2: know something? And for me, what I feel like I'm

610
00:29:40,240 --> 00:29:43,560
Speaker 2: personally missing with my because I do trade. We have

611
00:29:43,560 --> 00:29:46,080
Speaker 2: about ten thousand dollars. Well, we started with like five

612
00:29:46,120 --> 00:29:48,880
Speaker 2: thousand dollars and now it's up to like fourteen, and

613
00:29:49,160 --> 00:29:51,800
Speaker 2: I feel like what I'm kind of missing. Well, thanks,

614
00:29:52,160 --> 00:29:55,040
Speaker 2: what we're kind of missing is like a strategy. So

615
00:29:55,080 --> 00:29:57,239
Speaker 2: I hold myself back. I don't really know what my

616
00:29:57,280 --> 00:30:00,000
Speaker 2: strategy is other than like, oh this sounds pretty good,

617
00:30:00,640 --> 00:30:03,760
Speaker 2: or also I like pelotons, so let me get some stock,

618
00:30:04,400 --> 00:30:06,920
Speaker 2: or people are using technology, so I'm going to get

619
00:30:06,960 --> 00:30:10,800
Speaker 2: that technology easy, you know what I mean. So strategy wise,

620
00:30:11,000 --> 00:30:13,560
Speaker 2: where do you how do you help people figure out

621
00:30:13,560 --> 00:30:16,320
Speaker 2: the strategy and what's like a simple way an entry

622
00:30:16,360 --> 00:30:17,920
Speaker 2: point to stock trading.

623
00:30:18,560 --> 00:30:20,640
Speaker 3: Yeah, so I think it's really important to have a

624
00:30:20,680 --> 00:30:23,640
Speaker 3: trading plan. That's where your strategy comes in. And then

625
00:30:23,800 --> 00:30:28,560
Speaker 3: my strategy includes like it's four big pieces, but then

626
00:30:28,640 --> 00:30:30,520
Speaker 3: like I can, I can even go a little further

627
00:30:30,560 --> 00:30:33,320
Speaker 3: for the more advanced. But the first thing is you

628
00:30:33,440 --> 00:30:36,480
Speaker 3: got to have some criteria around what stocks you're choosing

629
00:30:37,160 --> 00:30:39,480
Speaker 3: and when you have like each person may have some

630
00:30:39,520 --> 00:30:42,280
Speaker 3: different criteria, but part of mine is I'm looking for

631
00:30:42,360 --> 00:30:45,440
Speaker 3: healthy companies. I'm not a penny stock girl. I'm not

632
00:30:45,800 --> 00:30:49,080
Speaker 3: like a skeptical Oh I heard somebody say this in

633
00:30:49,120 --> 00:30:52,040
Speaker 3: the bathroom, and I'm just gonna like pick that up. Like, No,

634
00:30:52,400 --> 00:30:54,560
Speaker 3: the companies that I'm trading are the same ones. I

635
00:30:54,600 --> 00:30:56,520
Speaker 3: don't see y'all laughing, But it's like not the bathroom.

636
00:30:57,680 --> 00:30:59,480
Speaker 3: But sometimes you do hear the random people are the

637
00:30:59,520 --> 00:31:01,800
Speaker 3: beauty show and you're like, oh, maybe I should try

638
00:31:01,840 --> 00:31:04,800
Speaker 3: that one. No, like there's some set criteria around how

639
00:31:04,880 --> 00:31:08,080
Speaker 3: to pick the right company. Then there you have to

640
00:31:08,080 --> 00:31:10,920
Speaker 3: have some criteria around when do you take money off

641
00:31:10,960 --> 00:31:13,880
Speaker 3: the table, Like what's your risk management plan? And for me,

642
00:31:14,040 --> 00:31:17,320
Speaker 3: that includes how am I calculating my reward to risk ratio?

643
00:31:17,720 --> 00:31:20,240
Speaker 3: How am I calculating how many shares that I take,

644
00:31:20,320 --> 00:31:23,880
Speaker 3: my quantity size? How am I calculating even when I

645
00:31:23,960 --> 00:31:28,680
Speaker 3: take the trade? Like your entry point makes so much difference,

646
00:31:29,000 --> 00:31:31,200
Speaker 3: and so that's like another part of my plan. I'm

647
00:31:31,240 --> 00:31:34,280
Speaker 3: looking at charts to determine my entry point. And that's

648
00:31:34,320 --> 00:31:38,560
Speaker 3: going to be as people think about their strategy, Like

649
00:31:39,000 --> 00:31:41,360
Speaker 3: when do you enter a trade If I get into

650
00:31:41,400 --> 00:31:44,160
Speaker 3: Apple at one hundred and thirty dollars and you get

651
00:31:44,160 --> 00:31:47,080
Speaker 3: into Apple at one hundred and fifty dollars, we're both

652
00:31:47,120 --> 00:31:49,760
Speaker 3: in Apple, but I got in at a better time.

653
00:31:49,920 --> 00:31:53,200
Speaker 3: So I'm using charts to figure that out, right, And

654
00:31:53,240 --> 00:31:55,560
Speaker 3: then we're figuring out so then I have the whole

655
00:31:55,600 --> 00:31:58,240
Speaker 3: little trading plan. But like when do you exit a trade?

656
00:31:58,680 --> 00:32:01,760
Speaker 3: Are you a long term trade that never exits because

657
00:32:01,760 --> 00:32:04,320
Speaker 3: you just believe so much in this company? Or are

658
00:32:04,360 --> 00:32:07,480
Speaker 3: you exiting when you see a certain thing happen in

659
00:32:07,520 --> 00:32:09,680
Speaker 3: the chart, or are you exiting when you hit a goal?

660
00:32:09,920 --> 00:32:13,280
Speaker 3: There's like a whole exit strategy. So I personally have

661
00:32:13,320 --> 00:32:16,400
Speaker 3: a seven step strategy. But those are some important parts

662
00:32:16,440 --> 00:32:19,080
Speaker 3: that are included or should be included in your plan.

663
00:32:20,320 --> 00:32:23,480
Speaker 2: So that's seven step strategy you can you can find

664
00:32:23,480 --> 00:32:27,040
Speaker 2: out by getting your course, I imagine right travel.

665
00:32:28,240 --> 00:32:32,520
Speaker 1: Yes, yeah, I'm not a C minus student right about now,

666
00:32:32,680 --> 00:32:34,440
Speaker 1: but I also love that part. I'm a part of

667
00:32:34,440 --> 00:32:35,280
Speaker 1: my plan, my plan.

668
00:32:36,400 --> 00:32:39,440
Speaker 3: But get the week four because that's when we put

669
00:32:39,440 --> 00:32:39,960
Speaker 3: it all together.

670
00:32:40,040 --> 00:32:42,240
Speaker 1: In week four, I would to say that I'm like,

671
00:32:42,240 --> 00:32:44,200
Speaker 1: at the very beginning of week I was like super

672
00:32:44,240 --> 00:32:47,200
Speaker 1: a gung ho, and then man it was right. I

673
00:32:47,200 --> 00:32:49,840
Speaker 1: was like, Giry's supposed to be on vacation, So.

674
00:32:51,720 --> 00:32:54,360
Speaker 3: What happens happens, and it is true, because I too

675
00:32:54,480 --> 00:32:57,040
Speaker 3: was like, are you on vacation? I'm so proud of you,

676
00:32:57,080 --> 00:32:58,680
Speaker 3: and you're like, I'm in the course.

677
00:33:01,720 --> 00:33:04,640
Speaker 2: Stivity in the course. Is it all simulator though? Is

678
00:33:04,640 --> 00:33:07,760
Speaker 2: it fake? Like you're playing with fake money to start with?

679
00:33:08,200 --> 00:33:10,160
Speaker 3: Actually is going to be up to you as a student.

680
00:33:10,280 --> 00:33:14,040
Speaker 3: Some students are are super like I'm getting in right now.

681
00:33:14,080 --> 00:33:15,959
Speaker 3: The way I learn is with real money. I of

682
00:33:16,000 --> 00:33:18,640
Speaker 3: course encourage you to start with with the fake money

683
00:33:18,640 --> 00:33:21,040
Speaker 3: first so that you can, you know, learn and become good.

684
00:33:21,440 --> 00:33:23,680
Speaker 3: But some tudents in.

685
00:33:23,840 --> 00:33:26,840
Speaker 1: Girl, please you know me, I'm a scarny girl. I'm

686
00:33:26,880 --> 00:33:36,680
Speaker 1: still simulating it. Get it, get.

687
00:33:36,520 --> 00:33:40,720
Speaker 2: It like that makes me less scared. I just assumed

688
00:33:40,720 --> 00:33:43,120
Speaker 2: with a course like that that you would want people

689
00:33:43,160 --> 00:33:45,760
Speaker 2: to put in real money. Meanwhile, it's so silly because,

690
00:33:45,800 --> 00:33:48,200
Speaker 2: like I said, like, what was it last week? I

691
00:33:48,200 --> 00:33:50,480
Speaker 2: didn't realize I had money because I had made money

692
00:33:50,480 --> 00:33:53,440
Speaker 2: on my trading account through my brokerage, Like you know

693
00:33:53,480 --> 00:33:55,280
Speaker 2: that that money I talked about. I think we had

694
00:33:55,280 --> 00:33:58,240
Speaker 2: three thousand dollars that we could put back, and it's

695
00:33:58,240 --> 00:34:00,760
Speaker 2: just been sitting there just doing nothing. And I was like, oh,

696
00:34:00,840 --> 00:34:03,800
Speaker 2: let me go on up there and go shopping. I

697
00:34:03,840 --> 00:34:06,000
Speaker 2: bought some apple and I bought some other stuff and

698
00:34:06,280 --> 00:34:10,040
Speaker 2: I can't remember now, Oh yeah, I got some solar energies.

699
00:34:10,080 --> 00:34:12,640
Speaker 2: I'm trying to I like alternative energies now because you know,

700
00:34:12,640 --> 00:34:15,520
Speaker 2: I own a TESL, so I'm obnoxious that way.

701
00:34:17,040 --> 00:34:21,919
Speaker 3: Just drop it in there. I never wanted, but.

702
00:34:22,800 --> 00:34:25,959
Speaker 1: We always anyway. On our fifteen hundred hours, my sister

703
00:34:26,040 --> 00:34:28,440
Speaker 1: made over thirty thousand, and that's what she used to

704
00:34:28,480 --> 00:34:29,120
Speaker 1: be for her wedding.

705
00:34:29,280 --> 00:34:32,359
Speaker 2: I was like, stories like that are amazing, but they're

706
00:34:32,440 --> 00:34:34,640
Speaker 2: you know. That's why I'm like tear, yes, you know,

707
00:34:34,960 --> 00:34:36,879
Speaker 2: I mean I think that's lucky, right, but it's hard

708
00:34:36,920 --> 00:34:39,879
Speaker 2: to teach luck, you know what I mean? Right, Yeah,

709
00:34:40,760 --> 00:34:43,520
Speaker 2: And so that's I think that's it's fun to have.

710
00:34:43,800 --> 00:34:46,440
Speaker 2: It's even like I had thought of my my trading

711
00:34:46,480 --> 00:34:48,840
Speaker 2: money as my play money, but I even think of

712
00:34:48,920 --> 00:34:50,960
Speaker 2: it's not so much I'm not playing with it. I'm like,

713
00:34:51,440 --> 00:34:54,279
Speaker 2: I invested. We opened that account a year or two ago.

714
00:34:55,280 --> 00:34:57,680
Speaker 2: We chose our stocks, and I was just like, let's

715
00:34:57,760 --> 00:35:00,239
Speaker 2: ride it, you know, long term. That's how I get

716
00:35:00,239 --> 00:35:01,920
Speaker 2: out of having to trade. I'm just like, oh, I'm

717
00:35:01,960 --> 00:35:04,800
Speaker 2: a long term investor. I don't touch it. That's my strategy.

718
00:35:04,800 --> 00:35:08,560
Speaker 2: Isn't that smart? But in the it's almost like having

719
00:35:08,640 --> 00:35:10,600
Speaker 2: play money on top of that to try to like

720
00:35:10,640 --> 00:35:13,920
Speaker 2: get those what do you call it, like exploratory or

721
00:35:13,960 --> 00:35:17,000
Speaker 2: like you're speculating, like you think it's it's like having

722
00:35:17,040 --> 00:35:20,879
Speaker 2: even a separate bucket for that, you know, the one

723
00:35:20,920 --> 00:35:22,800
Speaker 2: off stock if you think it's going to be hot.

724
00:35:23,520 --> 00:35:27,080
Speaker 2: You just can't happen all the time, you know, Mandy.

725
00:35:27,200 --> 00:35:29,080
Speaker 3: I think the big thing though, is that even when

726
00:35:29,120 --> 00:35:31,560
Speaker 3: people say that they're long term investors, they need the

727
00:35:31,640 --> 00:35:34,000
Speaker 3: skill set to know when is a good time to

728
00:35:34,040 --> 00:35:37,000
Speaker 3: get back into another stock, or get into the same

729
00:35:37,040 --> 00:35:40,880
Speaker 3: stock again, or reinvest cause like the last couple of weeks,

730
00:35:41,480 --> 00:35:43,040
Speaker 3: I'm not sure when you guys are going to hear

731
00:35:43,040 --> 00:35:46,520
Speaker 3: this podcast, but like in the end of September of

732
00:35:46,560 --> 00:35:49,400
Speaker 3: twenty twenty one, like a lot of the tech stocks

733
00:35:49,440 --> 00:35:52,360
Speaker 3: fail a lot, and that would have been a great

734
00:35:52,440 --> 00:35:55,200
Speaker 3: time to start reinvesting or getting into some of those

735
00:35:55,239 --> 00:35:57,120
Speaker 3: stocks that you've been wanting to have, like I've been.

736
00:35:57,360 --> 00:35:59,759
Speaker 3: I've been following Adobe stock for the longest time, but

737
00:35:59,800 --> 00:36:02,279
Speaker 3: it was just running. It was way too expensive for me.

738
00:36:02,520 --> 00:36:04,880
Speaker 3: But in the last in the last month end of

739
00:36:04,880 --> 00:36:08,160
Speaker 3: September it came down one hundred dollars. Wow, that's a

740
00:36:08,320 --> 00:36:11,040
Speaker 3: great time to enter the company. It's still a great company.

741
00:36:11,160 --> 00:36:13,640
Speaker 3: Nothing about the fundamentals of the company has changed, just

742
00:36:13,719 --> 00:36:16,200
Speaker 3: the market had brought it down. Even for a long

743
00:36:16,320 --> 00:36:18,319
Speaker 3: term investor like those are the kind of things you

744
00:36:18,400 --> 00:36:22,480
Speaker 3: need to know from strategy that says, hey, flag alert,

745
00:36:22,680 --> 00:36:25,279
Speaker 3: this is the time to invest your money, because otherwise

746
00:36:25,320 --> 00:36:27,600
Speaker 3: you'll have just you know, oh, I got a little

747
00:36:27,600 --> 00:36:29,560
Speaker 3: extra money. Things are at all time highs. Let me

748
00:36:29,600 --> 00:36:32,399
Speaker 3: put it in now instead of a strategy behind it.

749
00:36:33,120 --> 00:36:35,279
Speaker 2: Yeah, it's funny you mentioned that because the ETF that

750
00:36:35,320 --> 00:36:37,600
Speaker 2: I was talking about that this influencer was taking a

751
00:36:37,680 --> 00:36:39,719
Speaker 2: dump on was a tech one, and I was like, yeah,

752
00:36:39,719 --> 00:36:41,799
Speaker 2: it's down a lot of tech. It's got you know,

753
00:36:42,080 --> 00:36:44,480
Speaker 2: it's top major holding is Tesla, and right behind that

754
00:36:44,640 --> 00:36:48,200
Speaker 2: is another tech company. It's all very tech. And at

755
00:36:48,280 --> 00:36:49,240
Speaker 2: least I knew enough.

756
00:36:49,800 --> 00:36:50,359
Speaker 1: I get that.

757
00:36:50,440 --> 00:36:53,640
Speaker 2: I get when when someone is talking about a moment

758
00:36:53,680 --> 00:36:56,120
Speaker 2: in time for whether it's an ETF, because in ETF

759
00:36:56,160 --> 00:36:57,279
Speaker 2: is like a stock. I mean you can trade it

760
00:36:57,280 --> 00:36:59,440
Speaker 2: like a stock, right, so it can go up and

761
00:36:59,480 --> 00:37:02,319
Speaker 2: down throughout the day, which is different. I tried and

762
00:37:02,560 --> 00:37:05,319
Speaker 2: I was proud that I did check and I was like,

763
00:37:05,440 --> 00:37:08,239
Speaker 2: How'm I doing? But I didn't make any decisions. I

764
00:37:08,280 --> 00:37:10,480
Speaker 2: didn't decide to dump it because for me, I mean,

765
00:37:10,520 --> 00:37:13,239
Speaker 2: that is like a long term goal and I feel like,

766
00:37:13,640 --> 00:37:16,160
Speaker 2: are the companies in this? Are the companies do I do?

767
00:37:16,239 --> 00:37:17,920
Speaker 2: I still believe in them and believe in this fund,

768
00:37:17,920 --> 00:37:20,960
Speaker 2: and you know, I stuck with it. But that little jerk,

769
00:37:21,280 --> 00:37:24,640
Speaker 2: you know that that that social media tug, it was

770
00:37:24,680 --> 00:37:26,160
Speaker 2: definitely it was definitely giving me.

771
00:37:26,160 --> 00:37:29,600
Speaker 1: A social media just be tearing apart lives, goals and dreams.

772
00:37:30,000 --> 00:37:31,520
Speaker 1: But I want to brag on Terry for it like

773
00:37:31,520 --> 00:37:36,960
Speaker 1: a moment because she's being like super humble. So one.

774
00:37:37,200 --> 00:37:38,880
Speaker 1: So if you guys have like you don't have my

775
00:37:38,960 --> 00:37:41,960
Speaker 1: online school, it's it's hosted on think gifig and Terry

776
00:37:42,200 --> 00:37:45,279
Speaker 1: hosts her online school on teachable. She is the very

777
00:37:45,520 --> 00:37:49,880
Speaker 1: first school on teachable to cross over the ten million

778
00:37:49,960 --> 00:37:51,680
Speaker 1: dollar mark, right, Terry.

779
00:37:52,160 --> 00:37:54,480
Speaker 3: Yeah, actually I'm the first school to coss the twenty

780
00:37:54,520 --> 00:37:55,719
Speaker 3: five million dollar mark.

781
00:37:58,880 --> 00:38:03,720
Speaker 1: Million, so Keen was in twenty twenty, right, mm hmmm.

782
00:38:04,040 --> 00:38:05,799
Speaker 1: And then what twenty twenty one is that when you

783
00:38:05,840 --> 00:38:07,239
Speaker 1: made Yeah, I.

784
00:38:07,239 --> 00:38:10,399
Speaker 3: Crossed twenty million and then recently Teachable took me out

785
00:38:10,440 --> 00:38:12,560
Speaker 3: and they were like, yeah, so you're the first one

786
00:38:12,560 --> 00:38:13,880
Speaker 3: across twenty five million.

787
00:38:14,160 --> 00:38:16,720
Speaker 1: So no, now to be clear, is it ten million

788
00:38:16,840 --> 00:38:19,800
Speaker 1: in a year, twenty five million a year, or like come, come, come.

789
00:38:19,719 --> 00:38:23,560
Speaker 3: Lifetime lifetime twenty eighteen that's when I started teaching, So

790
00:38:23,680 --> 00:38:24,400
Speaker 3: since twenty.

791
00:38:24,160 --> 00:38:28,879
Speaker 1: Eighteen made don't be giving us because we crossed those

792
00:38:28,880 --> 00:38:30,120
Speaker 1: a twenty million mark.

793
00:38:30,160 --> 00:38:31,680
Speaker 3: I don't forget any take it out to Dinna.

794
00:38:31,760 --> 00:38:35,200
Speaker 1: Think if it tap tap tap, where's my my clams

795
00:38:35,200 --> 00:38:36,719
Speaker 1: and chowder? You know what?

796
00:38:36,840 --> 00:38:40,120
Speaker 3: I felt that way with what's the one that gives

797
00:38:40,120 --> 00:38:43,120
Speaker 3: those plaques click funnels? I was like, come on, Teachable,

798
00:38:43,200 --> 00:38:45,640
Speaker 3: I need some like big record label plaques.

799
00:38:46,000 --> 00:38:47,000
Speaker 1: Yeah too too.

800
00:38:47,120 --> 00:38:49,000
Speaker 2: They get like that, well yeah YouTube girls.

801
00:38:49,360 --> 00:38:51,080
Speaker 1: Yeah. Because I was looking the other day, I was like, okay,

802
00:38:51,080 --> 00:38:52,160
Speaker 1: we crossed twenty.

803
00:38:51,880 --> 00:38:54,759
Speaker 2: I don't because they must be taking a cut.

804
00:38:54,760 --> 00:38:58,080
Speaker 1: Girl, right. So that's just incredible twenty five million, But

805
00:38:58,280 --> 00:39:01,720
Speaker 1: it certainly took us longer than it took Terry. She's slaying.

806
00:39:01,880 --> 00:39:04,200
Speaker 1: But what I really really really love, bigger than the

807
00:39:04,200 --> 00:39:08,360
Speaker 1: earnings component is I saw the story. You know, I

808
00:39:08,360 --> 00:39:11,000
Speaker 1: know how much your faith means to you, and I

809
00:39:11,040 --> 00:39:14,400
Speaker 1: saw the story about how there were some churches in Texas,

810
00:39:14,480 --> 00:39:18,239
Speaker 1: remember Texas had those terrible storms Mandy like and.

811
00:39:18,200 --> 00:39:21,560
Speaker 2: So yes, I know it seems like always sadly, I know.

812
00:39:22,280 --> 00:39:24,800
Speaker 1: And so I saw that the story about a pastor

813
00:39:24,880 --> 00:39:28,160
Speaker 1: that was thinking terry because she donated of her own

814
00:39:28,200 --> 00:39:32,160
Speaker 1: money five hundred thousand dollars to churches in Texas, and

815
00:39:32,200 --> 00:39:35,680
Speaker 1: I was just like wow, like for so many people

816
00:39:36,120 --> 00:39:39,000
Speaker 1: who think that money can be like this like tool

817
00:39:39,120 --> 00:39:42,440
Speaker 1: for death and destruction and evil, you know, But what

818
00:39:42,480 --> 00:39:45,680
Speaker 1: I really love is that for you. You know that yes,

819
00:39:45,800 --> 00:39:48,560
Speaker 1: you make you know, a bunch of money, but to

820
00:39:48,640 --> 00:39:50,759
Speaker 1: be able to do something like that must have been

821
00:39:50,760 --> 00:39:52,440
Speaker 1: so transformative. How did that feel?

822
00:39:53,480 --> 00:39:56,959
Speaker 3: Oh man, I absolutely love, Like that's the blessing part

823
00:39:57,040 --> 00:39:59,359
Speaker 3: of being able to have wealth, like you can then

824
00:39:59,400 --> 00:40:03,600
Speaker 3: bless so many people. And I know that literally that's

825
00:40:03,640 --> 00:40:05,680
Speaker 3: what I'm called to do. Like the reason why I've

826
00:40:05,719 --> 00:40:08,880
Speaker 3: been able to gain money is so that I can

827
00:40:08,960 --> 00:40:12,160
Speaker 3: then give it to other ministries and other people doing

828
00:40:12,200 --> 00:40:15,080
Speaker 3: good in the world. Like literally I see myself like

829
00:40:15,120 --> 00:40:19,720
Speaker 3: there's this one guy, his name is Joseph in the Bible,

830
00:40:20,040 --> 00:40:21,560
Speaker 3: and I think he gets put in jail like his

831
00:40:21,600 --> 00:40:23,600
Speaker 3: whole story is crazy, but at the end of the day,

832
00:40:23,640 --> 00:40:26,680
Speaker 3: like family comes to him and he's able to make

833
00:40:26,719 --> 00:40:29,799
Speaker 3: sure that everybody's fed. And I see myself in that

834
00:40:29,840 --> 00:40:32,800
Speaker 3: position now, like I feel like the Lord has allowed

835
00:40:32,800 --> 00:40:34,800
Speaker 3: me to have this blessing so that I can help

836
00:40:35,280 --> 00:40:38,640
Speaker 3: other people when they're in need. And that's that's been amazing.

837
00:40:38,800 --> 00:40:39,920
Speaker 3: It's just been incredible.

838
00:40:40,560 --> 00:40:44,040
Speaker 1: Right, So, well, are you familiar with a woman named

839
00:40:44,120 --> 00:40:46,839
Speaker 1: Farnush Terry? No, huh.

840
00:40:46,960 --> 00:40:47,080
Speaker 3: So.

841
00:40:47,200 --> 00:40:50,160
Speaker 1: Farnush is one of me and Manny's like old school

842
00:40:50,239 --> 00:40:53,760
Speaker 1: og financial friends. And I went to a conference once

843
00:40:54,480 --> 00:40:57,759
Speaker 1: and she was speaking like on a panel, and she

844
00:40:57,760 --> 00:40:59,640
Speaker 1: said something that really transformed the way I thought about

845
00:40:59,640 --> 00:41:01,600
Speaker 1: money because I'd been scared to make a lot of

846
00:41:01,600 --> 00:41:03,440
Speaker 1: money because I thought, I don't want to be a

847
00:41:03,480 --> 00:41:06,040
Speaker 1: bad person, And isn't that with money when you make

848
00:41:06,080 --> 00:41:09,399
Speaker 1: too much? What that means? And she said something that's

849
00:41:09,440 --> 00:41:11,560
Speaker 1: really powerful that speaks back to what you just shared.

850
00:41:11,640 --> 00:41:16,719
Speaker 1: She said that if everyone doesn't have the ability or

851
00:41:16,760 --> 00:41:21,480
Speaker 1: the opportunity, I'll say to achieve great wealth. And if

852
00:41:21,480 --> 00:41:25,359
Speaker 1: you do, you ought to go forward because there are

853
00:41:25,480 --> 00:41:27,920
Speaker 1: children that you will help, there are causes that you

854
00:41:27,920 --> 00:41:30,680
Speaker 1: will serve. As a woman right, She's like, there are

855
00:41:30,719 --> 00:41:34,799
Speaker 1: opportunities that you'll pour into that other people will overlook.

856
00:41:35,440 --> 00:41:38,360
Speaker 1: And so as you grow wealth, you are able to

857
00:41:38,360 --> 00:41:40,600
Speaker 1: be that person to say, you know what, I want

858
00:41:40,600 --> 00:41:42,880
Speaker 1: the kids in Detroit to go to college. You know what,

859
00:41:43,239 --> 00:41:45,399
Speaker 1: I want my village in Nigeria to have fresh water.

860
00:41:45,520 --> 00:41:48,799
Speaker 1: You know what. These are opportunities. These are you know,

861
00:41:48,920 --> 00:41:51,600
Speaker 1: challenges that other people it won't interest them, you know,

862
00:41:51,640 --> 00:41:53,640
Speaker 1: but just because it doesn't touch them. And so it's

863
00:41:53,680 --> 00:41:55,520
Speaker 1: what put that battery in my back to say, go

864
00:41:55,600 --> 00:41:59,280
Speaker 1: ti f neigo because you know, like I felt guilty

865
00:41:59,280 --> 00:42:01,399
Speaker 1: about having Now I don't anymore. I'm like girl by,

866
00:42:02,040 --> 00:42:04,040
Speaker 1: but I did at the moment. You know, it been

867
00:42:04,080 --> 00:42:05,759
Speaker 1: helped to put the battery in my back to say

868
00:42:06,160 --> 00:42:10,160
Speaker 1: that one of the tools for great wealth is to

869
00:42:10,280 --> 00:42:13,160
Speaker 1: be able to help in ways that other people might

870
00:42:13,200 --> 00:42:15,719
Speaker 1: not have not not be able to. And so I think,

871
00:42:15,800 --> 00:42:17,239
Speaker 1: you know, when I read that, I was like, I'm

872
00:42:17,239 --> 00:42:19,239
Speaker 1: gonna put that on my vision board. To be able

873
00:42:19,280 --> 00:42:21,839
Speaker 1: to donate a significant amount of money in that way,

874
00:42:21,880 --> 00:42:24,360
Speaker 1: that's that's transformative to a community.

875
00:42:25,040 --> 00:42:28,000
Speaker 3: Yeah, And I do want to clarify because sometimes in

876
00:42:28,080 --> 00:42:32,520
Speaker 3: social media the numbers are all are are gone wrong.

877
00:42:33,040 --> 00:42:35,600
Speaker 3: So I've given over five hundred thousand, but it's to

878
00:42:35,760 --> 00:42:39,680
Speaker 3: nonprofits and the churches, so I wanted to make sure

879
00:42:39,719 --> 00:42:40,479
Speaker 3: that that was clear.

880
00:42:40,840 --> 00:42:43,280
Speaker 1: No. I think that's just amazing and it just speaks

881
00:42:43,280 --> 00:42:46,120
Speaker 1: to your to who you are as a person, your clarity,

882
00:42:46,200 --> 00:42:48,600
Speaker 1: your Terry and I am Mandy. We chatted. I think

883
00:42:48,600 --> 00:42:50,640
Speaker 1: I said it on the podcast once. We chatted maybe

884
00:42:50,680 --> 00:42:54,200
Speaker 1: like a couple of months ago, and I was like,

885
00:42:54,760 --> 00:42:56,400
Speaker 1: we were talking this is maybe maybe this is a

886
00:42:56,480 --> 00:42:58,799
Speaker 1: year ago, but we were talking about like projecting, like, oh,

887
00:42:58,840 --> 00:43:01,040
Speaker 1: what do I want to make you know, the next year?

888
00:43:01,080 --> 00:43:03,759
Speaker 1: And I said, oh, I think maybe twenty million, you know,

889
00:43:03,800 --> 00:43:06,640
Speaker 1: and Terry was like I was thinking fifty. I was like,

890
00:43:06,680 --> 00:43:11,240
Speaker 1: wait what. But you need those kind of conversations because

891
00:43:11,440 --> 00:43:13,680
Speaker 1: I limited myself because I was like, there's no way

892
00:43:13,719 --> 00:43:16,400
Speaker 1: I can do that. And when Terry was like, well,

893
00:43:16,640 --> 00:43:18,520
Speaker 1: I mean I think I can do it, I was like,

894
00:43:18,560 --> 00:43:21,040
Speaker 1: well we too. I mean, let me let me erase

895
00:43:21,080 --> 00:43:24,040
Speaker 1: my vision more. You know, I'm gonna put me down

896
00:43:24,080 --> 00:43:27,080
Speaker 1: for fifty as well, please, And yeah, I didn't you know,

897
00:43:27,200 --> 00:43:30,400
Speaker 1: I didn't make fifty this year, but just not that

898
00:43:30,680 --> 00:43:32,920
Speaker 1: you know, not yet, but I do truly believe that

899
00:43:33,000 --> 00:43:35,360
Speaker 1: I can and I will. But because I look at Terry,

900
00:43:35,560 --> 00:43:40,360
Speaker 1: she's regular, you know, woman just like me, Nigerian, black,

901
00:43:40,880 --> 00:43:44,759
Speaker 1: like kind fun like. You know, like when you meet Terry,

902
00:43:44,880 --> 00:43:47,040
Speaker 1: you're not you don't think to yourself like this is

903
00:43:47,040 --> 00:43:49,640
Speaker 1: someone who's untouchable. And so to have an example of

904
00:43:49,680 --> 00:43:53,080
Speaker 1: someone who is able to achieve, you know, this level

905
00:43:53,120 --> 00:43:56,880
Speaker 1: of success just makes it more palatable and real for

906
00:43:56,960 --> 00:43:58,719
Speaker 1: someone like me. So I just I just thank you

907
00:43:58,760 --> 00:43:59,720
Speaker 1: for showing up fully.

908
00:44:00,480 --> 00:44:03,400
Speaker 3: Oh, thank you so much. I really appreciate that. And

909
00:44:03,440 --> 00:44:05,399
Speaker 3: you know what, the only reason that I can show

910
00:44:05,480 --> 00:44:08,319
Speaker 3: up is because I've seen other people show up. Like

911
00:44:08,400 --> 00:44:13,280
Speaker 3: when I seen like you and Danielle Leslie and Rachel

912
00:44:13,360 --> 00:44:16,280
Speaker 3: Rogers all talk about like your first million dollar months,

913
00:44:16,400 --> 00:44:18,399
Speaker 3: I was like, oh, that's what we're doing. Now, Okay,

914
00:44:18,440 --> 00:44:22,080
Speaker 3: we're doing million dollar months. Cool, let's go. And then

915
00:44:22,120 --> 00:44:25,280
Speaker 3: it was like, okay, we're doing ten million dollar years. Okay,

916
00:44:25,440 --> 00:44:28,920
Speaker 3: got it. That's got it, let's go. So when you

917
00:44:28,960 --> 00:44:31,560
Speaker 3: see other people that are doing other things and they

918
00:44:31,600 --> 00:44:33,799
Speaker 3: have these bigger goals, I think that gives all of

919
00:44:33,880 --> 00:44:36,680
Speaker 3: us something to aspire to. And now it's like, okay, sis,

920
00:44:36,719 --> 00:44:40,000
Speaker 3: I see you. Good jobs, keep shining. Let's go okay,

921
00:44:40,160 --> 00:44:42,480
Speaker 3: like we need each other to be able to do

922
00:44:42,600 --> 00:44:43,520
Speaker 3: things that are bigger.

923
00:44:44,239 --> 00:44:45,440
Speaker 1: Yes, it's big goals.

924
00:44:50,440 --> 00:44:52,400
Speaker 2: I mean, obviously it's such a huge heart. And you

925
00:44:52,440 --> 00:44:54,520
Speaker 2: said that your faith is really important to you, and

926
00:44:54,560 --> 00:44:56,520
Speaker 2: I'm and I don't think it's I don't think it's

927
00:44:56,520 --> 00:44:58,920
Speaker 2: that new. I mean I feel like there's definitely I've

928
00:44:58,960 --> 00:45:00,960
Speaker 2: read the articles and I might have written one back

929
00:45:00,960 --> 00:45:03,279
Speaker 2: in the day. The financial advice that is buried in

930
00:45:03,320 --> 00:45:06,279
Speaker 2: the Bible, not buried, but it's there. So can you

931
00:45:06,280 --> 00:45:08,360
Speaker 2: talk about your faith? And I know you wanted to

932
00:45:08,360 --> 00:45:11,080
Speaker 2: talk a little bit about, you know, bringing your faith

933
00:45:11,120 --> 00:45:13,480
Speaker 2: to the table, bringing your full authentic self to the table,

934
00:45:13,560 --> 00:45:15,919
Speaker 2: because you know, just as much as your knowledge about

935
00:45:15,920 --> 00:45:17,960
Speaker 2: the market is a part of who you are, you

936
00:45:18,000 --> 00:45:19,960
Speaker 2: know your faith also comes with that. And I'm sure

937
00:45:20,000 --> 00:45:23,160
Speaker 2: that's what draws some of your audience to you. But yeah,

938
00:45:23,239 --> 00:45:26,440
Speaker 2: talk a little bit about that and your journey and

939
00:45:26,440 --> 00:45:29,400
Speaker 2: feeling more comfortable and embracing that side of yourself publicly.

940
00:45:30,160 --> 00:45:32,360
Speaker 3: Thank you Andy, thanks for asking me about that, because

941
00:45:32,880 --> 00:45:35,160
Speaker 3: I so. One of the things that I sponsored, as

942
00:45:35,200 --> 00:45:39,560
Speaker 3: we were talking about like me sponsoring things, is nonprofit

943
00:45:39,600 --> 00:45:42,719
Speaker 3: called Polished and they help women who are in the

944
00:45:42,760 --> 00:45:46,000
Speaker 3: workplace in corporate America to be able to talk about

945
00:45:46,040 --> 00:45:49,000
Speaker 3: their faith. And they just did this really cool conference

946
00:45:49,000 --> 00:45:51,279
Speaker 3: called Boldly and I was one of the speakers, and

947
00:45:51,320 --> 00:45:55,960
Speaker 3: I talked about talking about God and social media. And

948
00:45:56,239 --> 00:45:58,919
Speaker 3: I think so many times we're afraid to talk about

949
00:45:58,920 --> 00:46:01,399
Speaker 3: God and social media because we think that like if

950
00:46:01,440 --> 00:46:04,120
Speaker 3: we say God, then we won't have people like us.

951
00:46:04,160 --> 00:46:06,919
Speaker 3: We won't you know, we'll lose our followers, or if

952
00:46:06,920 --> 00:46:10,840
Speaker 3: we say God, then our growth will be limited or

953
00:46:10,880 --> 00:46:13,960
Speaker 3: stunted because we won't attract the same audience or will

954
00:46:14,000 --> 00:46:16,400
Speaker 3: turn away people. But one thing I've seen, even in

955
00:46:16,440 --> 00:46:19,279
Speaker 3: myself is when I talk about God, I draw more

956
00:46:19,320 --> 00:46:22,239
Speaker 3: people to me. I draw the right people. I draw

957
00:46:22,360 --> 00:46:26,239
Speaker 3: the people who want to hear more about And maybe

958
00:46:26,239 --> 00:46:27,839
Speaker 3: it is they just want to make sure that there's

959
00:46:27,920 --> 00:46:31,279
Speaker 3: morals and values in finance. But we draw the right

960
00:46:31,320 --> 00:46:33,279
Speaker 3: people to us when we're really able to be our

961
00:46:33,280 --> 00:46:36,080
Speaker 3: authentic self. So I'm so thankful that you asked me

962
00:46:36,120 --> 00:46:38,640
Speaker 3: about that, because because, yeah, it's been an important part

963
00:46:38,640 --> 00:46:40,759
Speaker 3: of my journey and I've got to give God all

964
00:46:40,760 --> 00:46:43,759
Speaker 3: the glory for everything that's happened in my life.

965
00:46:43,880 --> 00:46:45,560
Speaker 2: Yeah, I think we're just at this time now where

966
00:46:45,560 --> 00:46:49,920
Speaker 2: it feels like you're one belief in something. It's almost

967
00:46:49,920 --> 00:46:53,600
Speaker 2: like people can extrapolate, extrapolate a whole identity based on

968
00:46:53,640 --> 00:46:56,319
Speaker 2: the fact that you know, you believe in a certain

969
00:46:56,360 --> 00:46:58,839
Speaker 2: thing or you don't believe in something, and it is

970
00:46:58,880 --> 00:47:03,040
Speaker 2: it's very it can feel like it can feel like

971
00:47:03,080 --> 00:47:05,040
Speaker 2: people just take for granted that you have certain beliefs,

972
00:47:05,080 --> 00:47:08,160
Speaker 2: that you have certain prejudices because maybe you have faith

973
00:47:08,360 --> 00:47:12,440
Speaker 2: and that is certainly not my experience. And but I

974
00:47:12,520 --> 00:47:16,480
Speaker 2: totally get what you're saying. It almost it scares people.

975
00:47:16,520 --> 00:47:20,640
Speaker 2: It's like one of these topics that has become sadly enough,

976
00:47:20,680 --> 00:47:23,120
Speaker 2: like as often weaponized as it is used as a

977
00:47:23,160 --> 00:47:25,279
Speaker 2: tool to help people and lift people up. You know,

978
00:47:25,400 --> 00:47:28,520
Speaker 2: I think we've seen a lot of, you know, a

979
00:47:28,520 --> 00:47:31,879
Speaker 2: lot of examples where religious religions has been used as

980
00:47:31,880 --> 00:47:33,959
Speaker 2: an excuse to treat people not so great.

981
00:47:35,080 --> 00:47:35,200
Speaker 3: Uh.

982
00:47:35,480 --> 00:47:38,040
Speaker 2: And at the same time, That's why I'm like, yeah, Terry,

983
00:47:38,080 --> 00:47:42,160
Speaker 2: if you have a compassionate, you know, wonderful, true, like

984
00:47:42,239 --> 00:47:44,279
Speaker 2: you know, version of faith that you can share with

985
00:47:44,320 --> 00:47:45,759
Speaker 2: the world and show that you can still be a

986
00:47:45,760 --> 00:47:47,799
Speaker 2: badass that makes the money. At the same time like

987
00:47:47,880 --> 00:47:50,480
Speaker 2: that to me, let's have more of that. That's great.

988
00:47:52,320 --> 00:47:55,880
Speaker 3: It's true because a lot of times people will say, like,

989
00:47:55,880 --> 00:47:58,680
Speaker 3: like this whole idea of a Bible in money is

990
00:47:59,200 --> 00:48:02,680
Speaker 3: a big issue because there's some people with faith that'll say, well,

991
00:48:02,840 --> 00:48:04,799
Speaker 3: you know, if you're really making a lot of money,

992
00:48:04,840 --> 00:48:06,440
Speaker 3: well why don't you do the Christian thing and just

993
00:48:06,480 --> 00:48:09,440
Speaker 3: give everything for free? Why are you selling anything? And

994
00:48:09,480 --> 00:48:12,080
Speaker 3: then there's some people that are like, oh, you know,

995
00:48:13,640 --> 00:48:16,520
Speaker 3: money is the root of all evil. But then there's

996
00:48:16,560 --> 00:48:19,759
Speaker 3: people like me, and I'm like, I'm the woman in

997
00:48:19,800 --> 00:48:22,160
Speaker 3: the Bible, Like there's this one one story where it

998
00:48:22,200 --> 00:48:24,360
Speaker 3: says that there were women that were following along with

999
00:48:24,480 --> 00:48:27,000
Speaker 3: Jesus and the disciples, and out of their resources they

1000
00:48:27,000 --> 00:48:30,520
Speaker 3: were paying for everything. I'm like, I'm that girl. I'm

1001
00:48:30,560 --> 00:48:34,480
Speaker 3: married with the alabaster box, and alabasta's expensive, but the

1002
00:48:34,480 --> 00:48:37,400
Speaker 3: one that's like breaking open the alabaster to like annoy

1003
00:48:37,600 --> 00:48:40,440
Speaker 3: God because because she had it, but she's giving out

1004
00:48:40,440 --> 00:48:43,400
Speaker 3: of her resources. And I'm hoping that I'm able to

1005
00:48:43,480 --> 00:48:46,040
Speaker 3: encourage more people to do that, like we're able to

1006
00:48:46,040 --> 00:48:48,920
Speaker 3: build wealth so we can really impact change in the world.

1007
00:48:49,200 --> 00:48:52,040
Speaker 3: Because I think Tiftany I've heard you say this before,

1008
00:48:52,080 --> 00:48:54,480
Speaker 3: but like changes made it when you have a seat

1009
00:48:54,480 --> 00:48:56,239
Speaker 3: at the table, and a lot of times you can

1010
00:48:56,320 --> 00:48:58,000
Speaker 3: only get a seat at the table when you have

1011
00:48:58,040 --> 00:49:01,719
Speaker 3: the wealth to be there. Ye, Like we're making sure

1012
00:49:01,760 --> 00:49:03,320
Speaker 3: that we're going to get a seat at the table

1013
00:49:03,400 --> 00:49:06,080
Speaker 3: and that we're really able to impact change with our

1014
00:49:06,160 --> 00:49:08,200
Speaker 3: with our wealth, but also our mindset because we can

1015
00:49:08,320 --> 00:49:10,440
Speaker 3: raise our hand in those rooms.

1016
00:49:11,239 --> 00:49:14,799
Speaker 1: Yeah, I sure. I went to Terry So Terry has

1017
00:49:14,840 --> 00:49:18,160
Speaker 1: like a tour where she has this great new documentary

1018
00:49:18,160 --> 00:49:22,080
Speaker 1: where she shows her move to Mexico, Puerto Rico, my

1019
00:49:22,160 --> 00:49:27,920
Speaker 1: back Puerto Rico. It was it was awesome to see,

1020
00:49:27,920 --> 00:49:31,400
Speaker 1: like the nervousness, the transition to change her house is

1021
00:49:31,640 --> 00:49:36,600
Speaker 1: absolutely it's like empty MTV cribs time. Some of y'all

1022
00:49:36,600 --> 00:49:37,239
Speaker 1: too young us.

1023
00:49:37,480 --> 00:49:39,680
Speaker 2: Well, you're full time in Puerto Rico, you live there now,

1024
00:49:40,280 --> 00:49:44,560
Speaker 2: I am. Yeah, her house this year it's by a house.

1025
00:49:45,239 --> 00:49:48,920
Speaker 1: Yeah, insane, her house is insane. But then I saw

1026
00:49:48,960 --> 00:49:51,360
Speaker 1: that you also hit a milestone aside from moving to

1027
00:49:51,360 --> 00:49:55,320
Speaker 1: Puerto Rico, where you traded and made a million dollars

1028
00:49:55,400 --> 00:49:57,839
Speaker 1: in Uno Dia. That's one day for y'all who don't

1029
00:49:57,840 --> 00:50:00,319
Speaker 1: speak those Spanish. You know, we're all bi lingual here,

1030
00:50:01,280 --> 00:50:06,759
Speaker 1: a million dollars in one day? That's crazy? Could you

1031
00:50:06,760 --> 00:50:11,040
Speaker 1: ever have imagine that? Like Terry, you know, a principal,

1032
00:50:11,239 --> 00:50:15,160
Speaker 1: assistant principal. Terry's sitting there like, you know, it's too much.

1033
00:50:15,320 --> 00:50:17,560
Speaker 1: Like but like a million dollars in one day. So

1034
00:50:17,640 --> 00:50:21,560
Speaker 1: I have a question how to make a million dollars

1035
00:50:21,560 --> 00:50:23,960
Speaker 1: in one day trading? How much did you have to

1036
00:50:24,000 --> 00:50:27,560
Speaker 1: trade in order to hit that goal? Meaning, yeah, what

1037
00:50:27,560 --> 00:50:28,279
Speaker 1: did you have to use?

1038
00:50:28,640 --> 00:50:30,960
Speaker 3: Yeah, so I've actually done it a couple of times now,

1039
00:50:31,080 --> 00:50:36,520
Speaker 3: so the excuse for me. The first time it was

1040
00:50:36,640 --> 00:50:39,720
Speaker 3: about eight hundred thousand, so I made over one hundred

1041
00:50:39,760 --> 00:50:42,440
Speaker 3: percent return. But I did have to invest a lot

1042
00:50:42,480 --> 00:50:44,920
Speaker 3: to be there. So for those people who are like, oh,

1043
00:50:44,960 --> 00:50:46,480
Speaker 3: I want to make it, do know that you have

1044
00:50:46,560 --> 00:50:48,319
Speaker 3: to come to the come to the table with some

1045
00:50:48,400 --> 00:50:50,719
Speaker 3: money to be able to invest. But I was investing

1046
00:50:50,719 --> 00:50:56,920
Speaker 3: in Amazon options and they jumped within one day. Actually

1047
00:50:56,920 --> 00:50:59,200
Speaker 3: I did a swing trade though, because if you buy

1048
00:50:59,200 --> 00:51:01,240
Speaker 3: it and sell it in one day, that's a day trade.

1049
00:51:01,280 --> 00:51:03,680
Speaker 3: But I bought it and then sold it the next day,

1050
00:51:03,960 --> 00:51:06,719
Speaker 3: so yeah, so it was a swing trade. It was

1051
00:51:06,800 --> 00:51:10,279
Speaker 3: Amazon options. Loved it. I invested eight hundred thousand. I

1052
00:51:10,280 --> 00:51:12,680
Speaker 3: did it again though, and I had only invested three

1053
00:51:12,760 --> 00:51:16,640
Speaker 3: hundred thousand, So this is yeah, so same. I did

1054
00:51:16,640 --> 00:51:20,080
Speaker 3: it with Amazon options, but I had better timing. So

1055
00:51:20,160 --> 00:51:22,880
Speaker 3: this is when, as you become a better trader, you

1056
00:51:22,920 --> 00:51:25,200
Speaker 3: start learning, Okay, how does this move? When is the

1057
00:51:25,200 --> 00:51:26,920
Speaker 3: best time to get into this? And you're able to

1058
00:51:26,920 --> 00:51:28,960
Speaker 3: have bigger returns with less amounts?

1059
00:51:29,200 --> 00:51:33,839
Speaker 1: So yah, did y'all know? She just said she used

1060
00:51:33,880 --> 00:51:36,719
Speaker 1: three hundred thousand dollars to make one million dollars. That's like,

1061
00:51:37,600 --> 00:51:40,279
Speaker 1: you know it's accessible? Oh, terry. Honestly, people I know

1062
00:51:40,280 --> 00:51:42,400
Speaker 1: are foaming at the mouth like a ret rob How

1063
00:51:42,400 --> 00:51:45,440
Speaker 1: do I get me some of the trade for y course?

1064
00:51:45,840 --> 00:51:49,880
Speaker 1: How do they sign up? Honestly? And like what's best practice?

1065
00:51:50,239 --> 00:51:52,000
Speaker 1: Like when they signed up? Because I know people sign

1066
00:51:52,080 --> 00:51:55,399
Speaker 1: up for things and sometimes they don't take action right away.

1067
00:51:55,440 --> 00:51:58,200
Speaker 1: So share with us, like how can people sign up?

1068
00:51:58,239 --> 00:52:00,160
Speaker 1: And then what do you suggest, like how do they

1069
00:52:00,200 --> 00:52:01,400
Speaker 1: start so they can stick with it?

1070
00:52:02,000 --> 00:52:05,240
Speaker 3: Yes, So I actually have a free webinar at trade

1071
00:52:05,360 --> 00:52:08,560
Speaker 3: and travel dot com. So you just type in trade

1072
00:52:08,960 --> 00:52:12,280
Speaker 3: the whole word and A and D travel dot com

1073
00:52:12,719 --> 00:52:14,759
Speaker 3: and that takes you to the free webinar on how

1074
00:52:14,760 --> 00:52:16,640
Speaker 3: I teach people to make a thousand dollars in a day.

1075
00:52:16,719 --> 00:52:18,600
Speaker 3: I think that's the best place to start because it

1076
00:52:18,640 --> 00:52:21,200
Speaker 3: teaches you what I teach. You get to see if

1077
00:52:21,200 --> 00:52:24,399
Speaker 3: you like me as a teacher. Start there and then

1078
00:52:24,800 --> 00:52:26,120
Speaker 3: I'm not sure if you guys are going to have

1079
00:52:26,160 --> 00:52:28,360
Speaker 3: a link on the podcast, but that might be the

1080
00:52:28,400 --> 00:52:32,200
Speaker 3: best way for them to actually go straight to the course. Yeah,

1081
00:52:32,480 --> 00:52:34,319
Speaker 3: and then when they're ready, they can click that link

1082
00:52:34,360 --> 00:52:35,400
Speaker 3: and go straight to the course.

1083
00:52:35,960 --> 00:52:38,600
Speaker 1: Awesome. I love that too. This is how you know,

1084
00:52:38,760 --> 00:52:40,400
Speaker 1: like a teacher for real, because I love to do

1085
00:52:40,440 --> 00:52:42,960
Speaker 1: that too. That It's not about the gotcha got to

1086
00:52:42,960 --> 00:52:44,800
Speaker 1: give me, give me, give me. It's like, well, first

1087
00:52:45,000 --> 00:52:46,719
Speaker 1: take this free class with me, because you might not

1088
00:52:46,840 --> 00:52:49,279
Speaker 1: like my teaching style. You might not, you know, you'll

1089
00:52:49,360 --> 00:52:51,360
Speaker 1: learn something enough to be like, you know what I

1090
00:52:51,360 --> 00:52:54,399
Speaker 1: can continue I could not. This is why you're you're

1091
00:52:54,400 --> 00:52:57,360
Speaker 1: doing so well because you know, like you can easily.

1092
00:52:57,440 --> 00:52:59,480
Speaker 1: I mean, I've seen people hard sell so much for that.

1093
00:52:59,600 --> 00:53:01,600
Speaker 1: I always tell my mentees that, like, if what you

1094
00:53:01,680 --> 00:53:03,759
Speaker 1: have is good, since you don't, you don't have to

1095
00:53:03,760 --> 00:53:05,480
Speaker 1: throw it shove. You don't have to shove ice cream

1096
00:53:05,520 --> 00:53:08,600
Speaker 1: down my throat. I will eat ice cream. It's yummy, girl.

1097
00:53:08,680 --> 00:53:09,520
Speaker 1: We love it over here.

1098
00:53:09,560 --> 00:53:11,880
Speaker 3: I love cokick and cream. I don't know about y'all,

1099
00:53:11,880 --> 00:53:13,239
Speaker 3: but imagine a.

1100
00:53:13,280 --> 00:53:15,080
Speaker 1: Hard sell like girl, get you this cookies and can

1101
00:53:15,120 --> 00:53:18,320
Speaker 1: be like, oh, but when something is really good, allowing

1102
00:53:18,400 --> 00:53:20,640
Speaker 1: people to get like a taste of it to see

1103
00:53:20,640 --> 00:53:22,440
Speaker 1: if it's a fit for them, you know, that speaks

1104
00:53:22,520 --> 00:53:24,799
Speaker 1: volumes about integrity and character and just how good your

1105
00:53:24,800 --> 00:53:27,040
Speaker 1: product case. And I can say as someone who's in

1106
00:53:27,120 --> 00:53:29,960
Speaker 1: it now just because you know, I'll be doing the most.

1107
00:53:30,000 --> 00:53:33,400
Speaker 1: But I was. I was really enjoying myself because I

1108
00:53:33,480 --> 00:53:37,040
Speaker 1: was like, okay, Literally there were things and I was like, oh,

1109
00:53:37,160 --> 00:53:39,840
Speaker 1: is that what people have been saying the way you

1110
00:53:39,880 --> 00:53:43,000
Speaker 1: explained it. I was like, that's what that means. Okay,

1111
00:53:43,640 --> 00:53:45,440
Speaker 1: And so yeah, I did. The first few weeks I

1112
00:53:45,480 --> 00:53:47,799
Speaker 1: have like literally have my trading notebook, and then I

1113
00:53:47,800 --> 00:53:50,799
Speaker 1: fell off and my sister Kara was like, not me,

1114
00:53:51,719 --> 00:53:54,000
Speaker 1: I'm still here.

1115
00:53:53,520 --> 00:53:57,080
Speaker 3: Who's who's your trading partner? I feel like everybody has

1116
00:53:57,120 --> 00:53:59,120
Speaker 3: like their trading partner. They're like, oh, you know, a

1117
00:53:59,120 --> 00:54:01,040
Speaker 3: boo a Boo is in the class and he made

1118
00:54:01,120 --> 00:54:03,600
Speaker 3: six figures, So I'm about to make six figures, and

1119
00:54:04,160 --> 00:54:06,520
Speaker 3: so it was in the class and they made okay,

1120
00:54:06,920 --> 00:54:07,239
Speaker 3: you know.

1121
00:54:07,280 --> 00:54:09,680
Speaker 1: Mine, So I guess carry. My sister is my trading partner.

1122
00:54:09,719 --> 00:54:11,440
Speaker 1: Although she hasn't taken your class. Although she didn't ask

1123
00:54:11,480 --> 00:54:13,200
Speaker 1: me about it, she was like, how's Terry's class? I said,

1124
00:54:13,239 --> 00:54:15,560
Speaker 1: really good? She said, hmmm, okay, because she's someone like

1125
00:54:15,600 --> 00:54:18,920
Speaker 1: you who like she takes courses, so she's like, I

1126
00:54:18,920 --> 00:54:21,480
Speaker 1: really want to learn learn. So she was like, okay,

1127
00:54:21,520 --> 00:54:23,840
Speaker 1: maybe I'll invest in that class next because she's like,

1128
00:54:23,880 --> 00:54:25,680
Speaker 1: you know, I want I want to be able to

1129
00:54:25,680 --> 00:54:27,600
Speaker 1: provide for my family in a way that's you know,

1130
00:54:27,640 --> 00:54:29,440
Speaker 1: for me, for her, it's not just about oh I

1131
00:54:29,480 --> 00:54:32,000
Speaker 1: want a ton of cash, it's I want to be

1132
00:54:32,160 --> 00:54:35,000
Speaker 1: here while they're young, to enjoy them at this age

1133
00:54:35,360 --> 00:54:37,359
Speaker 1: and not have to worry about taking care of them.

1134
00:54:37,680 --> 00:54:40,040
Speaker 1: So no, I'm just so grateful that you're here, Terry,

1135
00:54:40,080 --> 00:54:43,400
Speaker 1: honestly and just a shining example of what's possible. And

1136
00:54:43,440 --> 00:54:45,160
Speaker 1: I'm so happy because so many people don't want to

1137
00:54:45,160 --> 00:54:48,719
Speaker 1: talk about numbers, especially in our community, because you know,

1138
00:54:48,920 --> 00:54:52,560
Speaker 1: anybody trying to get God, but also too sometimes people

1139
00:54:52,560 --> 00:54:54,880
Speaker 1: see it as like bragging or whatever. And I struggle

1140
00:54:54,920 --> 00:54:59,120
Speaker 1: with sharing numbers, but I share numbers because I want

1141
00:54:59,200 --> 00:55:01,520
Speaker 1: you to see. We'll Tiffany is silly and crazy and

1142
00:55:01,560 --> 00:55:04,840
Speaker 1: regular regular, so her behind can get here. Child, It

1143
00:55:04,920 --> 00:55:07,240
Speaker 1: is available to all of us. So I'm so glad

1144
00:55:07,280 --> 00:55:10,640
Speaker 1: that you show up fully so everyone can see that

1145
00:55:10,760 --> 00:55:13,640
Speaker 1: like they too can achieve. You know what you've achieved

1146
00:55:13,640 --> 00:55:16,440
Speaker 1: with work, obviously in consistency, but it is possible.

1147
00:55:17,239 --> 00:55:19,560
Speaker 3: Thank you. And I'm actually so excited for your sister

1148
00:55:19,719 --> 00:55:21,799
Speaker 3: because I feel like she's gonna love the course. Like

1149
00:55:22,000 --> 00:55:24,920
Speaker 3: when somebody's like already been trying to trade and then

1150
00:55:24,960 --> 00:55:27,960
Speaker 3: they take the course, it just accelerates like what they're doing.

1151
00:55:28,200 --> 00:55:29,919
Speaker 3: So I just can't wait to see how she does.

1152
00:55:30,000 --> 00:55:31,320
Speaker 3: That's gonna be awesome.

1153
00:55:31,040 --> 00:55:33,160
Speaker 1: And she becomes richer than me that I'm gonna be like, girl,

1154
00:55:33,760 --> 00:55:36,160
Speaker 1: So all the vacases are on you now.

1155
00:55:37,560 --> 00:55:39,439
Speaker 3: I'm gonna come to y'all can come to Puerto Rico,

1156
00:55:39,440 --> 00:55:40,200
Speaker 3: class Mexico.

1157
00:55:43,080 --> 00:55:48,400
Speaker 2: We know that those are not the same places. You know, ignorance,

1158
00:55:49,200 --> 00:55:51,919
Speaker 2: It's okay, don't come for us.

1159
00:55:51,880 --> 00:55:53,960
Speaker 3: Don't come for us. I do not.

1160
00:55:55,160 --> 00:55:56,799
Speaker 2: I wish she had so much more time. I feel

1161
00:55:56,800 --> 00:55:59,279
Speaker 2: like I have a million more questions, but I I

1162
00:55:59,560 --> 00:56:01,359
Speaker 2: I want to thank you too, because I think I've

1163
00:56:01,400 --> 00:56:03,560
Speaker 2: been looking forward to this conversation. We've had you booked

1164
00:56:03,560 --> 00:56:05,200
Speaker 2: for weeks and weeks, it feels like, and I have

1165
00:56:05,440 --> 00:56:07,279
Speaker 2: really been looking forward to it because I am at

1166
00:56:07,280 --> 00:56:09,279
Speaker 2: that Carol phase. I mean, I haven't made thirty five

1167
00:56:09,400 --> 00:56:12,120
Speaker 2: g's on anything I've invested in, but I'm definitely like

1168
00:56:12,160 --> 00:56:13,759
Speaker 2: ready to put in the time to start taking it

1169
00:56:13,760 --> 00:56:15,680
Speaker 2: to the next level. Can I tell you all my

1170
00:56:15,719 --> 00:56:18,440
Speaker 2: goal so I can speak it to the universe, please please?

1171
00:56:18,800 --> 00:56:20,960
Speaker 2: My goal is to trade my way to where I

1172
00:56:20,960 --> 00:56:26,240
Speaker 2: can pay my mortgage with my trading income down the line,

1173
00:56:26,280 --> 00:56:27,919
Speaker 2: so that we can just like pay this house off.

1174
00:56:28,000 --> 00:56:30,799
Speaker 2: That's my goal. I And you know what, you make

1175
00:56:30,840 --> 00:56:32,160
Speaker 2: it sound not so crazy?

1176
00:56:32,600 --> 00:56:34,760
Speaker 3: Yeah, I mean, like, I don't know if you're afraid

1177
00:56:34,760 --> 00:56:36,160
Speaker 3: to put the number out, but can you put the

1178
00:56:36,239 --> 00:56:36,799
Speaker 3: number out?

1179
00:56:37,239 --> 00:56:41,600
Speaker 2: So my mortgage is about three thousand dollars a month? Yeah,

1180
00:56:41,640 --> 00:56:43,040
Speaker 2: so I know you need a lot of money to

1181
00:56:43,080 --> 00:56:46,080
Speaker 2: get there, But even if it's like an extra five

1182
00:56:46,160 --> 00:56:50,160
Speaker 2: hundred towards the mortgage, do you know what I mean? Oh?

1183
00:56:50,160 --> 00:56:54,799
Speaker 3: Sorry, go ahead if I want people to know my

1184
00:56:54,800 --> 00:56:56,279
Speaker 3: mortgage payment on the show or not.

1185
00:56:56,360 --> 00:56:58,000
Speaker 2: But you can know it well.

1186
00:56:58,000 --> 00:57:00,000
Speaker 3: But like my thought was, like the way to break

1187
00:57:00,000 --> 00:57:02,640
Speaker 3: break that down now, it's like you have three thousand dollars,

1188
00:57:02,960 --> 00:57:05,719
Speaker 3: divide that by twenty. That's how many trading days are

1189
00:57:05,760 --> 00:57:08,880
Speaker 3: in the are in a month. And then you say, okay,

1190
00:57:08,880 --> 00:57:11,040
Speaker 3: well actually that's only like one hundred and fifty dollars

1191
00:57:11,080 --> 00:57:13,799
Speaker 3: a day. Okay, yeah, and you.

1192
00:57:13,840 --> 00:57:15,920
Speaker 2: Have fifteen fifteen thousand to do that.

1193
00:57:16,120 --> 00:57:18,560
Speaker 3: Yeah, is good. As I said, you had fifteen thousand,

1194
00:57:18,960 --> 00:57:21,600
Speaker 3: so you're your one percent actually will get you to

1195
00:57:21,920 --> 00:57:24,600
Speaker 3: being able to make your mortgage payment. And then like

1196
00:57:24,640 --> 00:57:26,440
Speaker 3: your thought would be like, okay, so am I gonna

1197
00:57:26,480 --> 00:57:29,000
Speaker 3: try to do this on a daily basis? Or am

1198
00:57:29,000 --> 00:57:30,240
Speaker 3: I gonna swing trade it?

1199
00:57:30,400 --> 00:57:30,480
Speaker 1: So?

1200
00:57:30,960 --> 00:57:33,320
Speaker 3: Okay, one hundred and fifty dollars a day, that's about

1201
00:57:33,600 --> 00:57:36,640
Speaker 3: well four hundred a month, I mean a week. Am

1202
00:57:36,680 --> 00:57:39,160
Speaker 3: I doing that right? No? No, I'm a little low.

1203
00:57:39,960 --> 00:57:43,280
Speaker 3: One fifty day, three hundred every two day six so

1204
00:57:43,320 --> 00:57:46,400
Speaker 3: seven hundred and fifty dollars a week. So like you

1205
00:57:46,400 --> 00:57:48,800
Speaker 3: can actually do some swing trades and try to get

1206
00:57:49,040 --> 00:57:51,080
Speaker 3: seven hundred and fifty dollars a week or just one

1207
00:57:51,120 --> 00:57:53,160
Speaker 3: hundred and fifty dollars a day, Like you can totally

1208
00:57:53,200 --> 00:57:54,080
Speaker 3: do this. I'd love to.

1209
00:57:54,160 --> 00:57:57,800
Speaker 1: I'd love to Vegas girl. Yes, I'm like, maybe you

1210
00:57:57,800 --> 00:57:59,760
Speaker 1: should be my trading priner. We should, we should we

1211
00:57:59,720 --> 00:58:02,400
Speaker 1: seld take I'll start from the beginning, Harry's course for real.

1212
00:58:03,400 --> 00:58:06,040
Speaker 2: Me if you're just in play money, oh girl, you

1213
00:58:06,080 --> 00:58:06,400
Speaker 2: know me.

1214
00:58:06,520 --> 00:58:09,480
Speaker 1: I am skinny pants girl. I still have my piky

1215
00:58:09,480 --> 00:58:10,960
Speaker 1: toe and talk about who's hot.

1216
00:58:11,760 --> 00:58:13,960
Speaker 2: I've been sneaking. I've been like buying things without telling

1217
00:58:14,040 --> 00:58:16,120
Speaker 2: Enrique because he doesn't really know that we have extra

1218
00:58:16,160 --> 00:58:18,440
Speaker 2: money to invest, and I'm like, buy some more.

1219
00:58:18,480 --> 00:58:21,280
Speaker 1: Oh, let's like, honestly, if you want to check in

1220
00:58:21,440 --> 00:58:24,000
Speaker 1: weekly and take the course, because it does feel like

1221
00:58:24,000 --> 00:58:25,800
Speaker 1: I always feel like Carol's like way ahead because she's

1222
00:58:25,840 --> 00:58:29,320
Speaker 1: like you're you're far behind by I'm like whatever, because

1223
00:58:29,320 --> 00:58:31,760
Speaker 1: we even started like a WhatsApp and she'd just be

1224
00:58:31,840 --> 00:58:33,160
Speaker 1: talking and I'm like, I don't know what those words

1225
00:58:33,160 --> 00:58:35,440
Speaker 1: to be. So I would love to start at the

1226
00:58:35,440 --> 00:58:39,200
Speaker 1: beginning for real, because I I do have access to

1227
00:58:39,320 --> 00:58:40,960
Speaker 1: like a ton of money. There's times when I make

1228
00:58:41,040 --> 00:58:43,520
Speaker 1: six figures in a month take home, and I'm like,

1229
00:58:43,720 --> 00:58:47,280
Speaker 1: I mean, you know, and I just imagine, like I can't.

1230
00:58:47,000 --> 00:58:49,479
Speaker 2: Be talking to y'all making twenty five million dolls.

1231
00:58:49,640 --> 00:58:54,439
Speaker 3: Can't look the group guys with fifteen k.

1232
00:58:55,200 --> 00:58:57,960
Speaker 1: No, that's fine, because I want to be able to do,

1233
00:58:58,200 --> 00:58:59,760
Speaker 1: you know, because I want to be able to say

1234
00:59:00,160 --> 00:59:02,680
Speaker 1: I want to. I want honestly, one of my goals

1235
00:59:02,760 --> 00:59:04,040
Speaker 1: is I want to be able to pay for my

1236
00:59:04,400 --> 00:59:07,040
Speaker 1: two nieces, Lily and a million enrollment. I want to.

1237
00:59:07,160 --> 00:59:10,040
Speaker 1: I've already my husband and I have already set aside.

1238
00:59:10,080 --> 00:59:13,400
Speaker 1: Alyssa's my stepdaughter. She's fifteen. Her college fund is paid for.

1239
00:59:13,440 --> 00:59:15,760
Speaker 1: It's fully funded. Like my house is paid off. I

1240
00:59:15,760 --> 00:59:17,720
Speaker 1: paid off my parents' house, I paid off my student

1241
00:59:17,800 --> 00:59:19,840
Speaker 1: loan debt. But I'm like, the last kind of like

1242
00:59:20,320 --> 00:59:22,240
Speaker 1: thing I really want to do for my family is

1243
00:59:22,280 --> 00:59:24,680
Speaker 1: to pay off like their college funds, like let them

1244
00:59:24,680 --> 00:59:27,640
Speaker 1: be fully funded. And then, you know, so like if

1245
00:59:27,640 --> 00:59:29,919
Speaker 1: I can in the next five years to say, cause

1246
00:59:30,040 --> 00:59:32,120
Speaker 1: let's just say it's two hundred fifty thousand dollars per kid,

1247
00:59:32,640 --> 00:59:35,000
Speaker 1: you know, so it's like if I can trade my

1248
00:59:35,080 --> 00:59:37,800
Speaker 1: way to you know, just one hundred a million dollars

1249
00:59:38,480 --> 00:59:40,400
Speaker 1: in the next three well, honestly, there are at like

1250
00:59:40,440 --> 00:59:42,520
Speaker 1: six and four and three, so we have plenty of time.

1251
00:59:43,040 --> 00:59:44,680
Speaker 1: But you know what I mean, but that would be

1252
00:59:44,680 --> 00:59:46,840
Speaker 1: a goal of mine. But also, oh two, I want

1253
00:59:46,840 --> 00:59:49,280
Speaker 1: to trade my way to not only funding their college fund.

1254
00:59:49,520 --> 00:59:51,280
Speaker 1: I told you know you before, Mandy, that I want

1255
00:59:51,320 --> 00:59:56,240
Speaker 1: to adopt I start adopting kindergarten classrooms in under you know,

1256
00:59:56,760 --> 01:00:01,320
Speaker 1: in economically challenged neighborhoods, to tell parents, if you get

1257
01:00:01,320 --> 01:00:03,920
Speaker 1: them to college, I will get them through college, and

1258
01:00:04,000 --> 01:00:06,480
Speaker 1: to pay to set aside, Like, okay, how much is

1259
01:00:06,560 --> 01:00:09,480
Speaker 1: ten kids times this amount of money per college. There's

1260
01:00:09,480 --> 01:00:11,280
Speaker 1: a woman who did that already, and like with her,

1261
01:00:11,440 --> 01:00:13,760
Speaker 1: you know this one classroom. Well, I think she's done

1262
01:00:13,760 --> 01:00:15,800
Speaker 1: a six or seven by now over the last thirty years.

1263
01:00:15,840 --> 01:00:19,120
Speaker 1: So I she inspired me, and I want to do that,

1264
01:00:19,280 --> 01:00:21,600
Speaker 1: you know. And so how do you get that kind

1265
01:00:21,640 --> 01:00:23,920
Speaker 1: of money? I know, I'll get people who will donate money,

1266
01:00:24,280 --> 01:00:27,560
Speaker 1: you know, to that cause, But how do I provide

1267
01:00:27,560 --> 01:00:29,840
Speaker 1: for those kids in that way? And so, you know,

1268
01:00:30,240 --> 01:00:32,520
Speaker 1: trading It's the thing like that, you know, I needed

1269
01:00:32,640 --> 01:00:34,160
Speaker 1: like a battery in my back because I feel like,

1270
01:00:34,240 --> 01:00:36,600
Speaker 1: you know, I make enough, more than enough money for myself,

1271
01:00:36,640 --> 01:00:38,960
Speaker 1: but like to go for more, sometimes you just need

1272
01:00:39,000 --> 01:00:41,120
Speaker 1: that extra push. And so now I'm like, you know.

1273
01:00:41,120 --> 01:00:44,000
Speaker 2: Here's extra reasons why it's hard for me to look

1274
01:00:44,040 --> 01:00:46,480
Speaker 2: past my own child than my husband, like the fact

1275
01:00:46,520 --> 01:00:49,240
Speaker 2: that you're thinking of my siblings don't have any kids yet,

1276
01:00:49,280 --> 01:00:51,480
Speaker 2: but I'm like nieces and nephews, they'll take care of themselves.

1277
01:00:51,520 --> 01:00:54,640
Speaker 2: They got daddies and mom. But no, I mean thinking

1278
01:00:54,680 --> 01:00:57,680
Speaker 2: beyond yourself and think. You know, I think it's wonderful

1279
01:00:57,720 --> 01:01:00,479
Speaker 2: that you are thinking so big and putting a goal

1280
01:01:00,680 --> 01:01:02,440
Speaker 2: to the number, because otherwise it just feels like the

1281
01:01:02,480 --> 01:01:04,040
Speaker 2: money is It's like you said, like what is the

1282
01:01:04,040 --> 01:01:05,800
Speaker 2: money for giving it a purpose?

1283
01:01:06,080 --> 01:01:09,040
Speaker 1: Yeah, this is really awesome. You so much for being

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01:01:09,040 --> 01:01:11,080
Speaker 1: such an amazing guest. Where can people find you?

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01:01:11,200 --> 01:01:11,280
Speaker 3: Like?

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01:01:11,520 --> 01:01:12,920
Speaker 1: Where are you? And where can they find you?

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01:01:13,360 --> 01:01:16,400
Speaker 3: Thank you for asking, because girl, these impersonators on Instagram

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01:01:17,200 --> 01:01:21,880
Speaker 3: so many people. Yeah, so it's at Terry Egoma. But

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01:01:21,920 --> 01:01:24,200
Speaker 3: let me spell that for y'all guys, because people spell

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01:01:24,240 --> 01:01:27,600
Speaker 3: it wrong. So T E R I I J E

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01:01:27,640 --> 01:01:31,240
Speaker 3: O m A. There's only two eyes. There's somebody out

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01:01:31,280 --> 01:01:32,440
Speaker 3: there with three. That's not me.

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01:01:34,560 --> 01:01:37,600
Speaker 1: My sister's name Ejama, that's my sister's name. Oh yeah,

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01:01:38,280 --> 01:01:40,080
Speaker 1: it's very good travel.

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01:01:40,240 --> 01:01:42,960
Speaker 3: Yeah, it mean it's good journey and so like it's

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01:01:43,080 --> 01:01:45,919
Speaker 3: meant to be. But yep. So that's my name, Terry

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01:01:46,040 --> 01:01:49,919
Speaker 3: Joma and you can find me on Instagram there or

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01:01:50,000 --> 01:01:54,800
Speaker 3: on YouTube or or Instagram as well under Trade and Travel.

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01:01:55,240 --> 01:01:57,120
Speaker 3: So find you're important.

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01:01:56,800 --> 01:01:59,720
Speaker 2: To and you just see a happy black woman walking around.

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01:02:00,080 --> 01:02:02,760
Speaker 1: Her best life. If you Terry, where can I watch

1302
01:02:02,760 --> 01:02:05,240
Speaker 1: your documentary real quick? Because they need to see that.

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01:02:06,160 --> 01:02:09,480
Speaker 3: Okay, so subscribe to the YouTube channel. It's YouTube dot

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01:02:09,520 --> 01:02:13,680
Speaker 3: com slash Trade and Travel. We'll be launching it there soon.

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01:02:13,720 --> 01:02:16,760
Speaker 3: It's not out publicly yet, but subscribe to the YouTube channel.

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01:02:16,960 --> 01:02:18,760
Speaker 1: When y'all see this house, you're gonna be like, oh,

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01:02:19,480 --> 01:02:21,120
Speaker 1: this is where Harriet Tubman met.

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01:02:25,320 --> 01:02:28,480
Speaker 2: Well, it's not my dingy little Zenden basement. Okay, fine,

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01:02:31,000 --> 01:02:32,960
Speaker 2: Oh Terry, it's been so fun to have you on.

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01:02:33,000 --> 01:02:35,520
Speaker 2: I cannot wait for y'all to hear this show. We'll

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01:02:35,560 --> 01:02:37,280
Speaker 2: have all your links in.

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01:02:37,080 --> 01:02:37,959
Speaker 1: The show notes.

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01:02:38,000 --> 01:02:39,440
Speaker 3: Thank you, thanks for having me.

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Speaker 2: Take care, Thank you, Terry,