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Speaker 1: Get your hands.

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Speaker 2: Together, and we're gonna start to party.

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Speaker 3: Start.

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Speaker 2: I'm ready to party.

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Speaker 1: See Elvis Jarana After Party.

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Speaker 2: It's the after Party Podcast. Hello everybody. Hello, Let's just

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Speaker 2: take some phone calls. The phones are ringing. Let's see

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Speaker 2: if anyone's there.

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Speaker 4: Okay, okay, let's see Yep, you're good.

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Speaker 2: Hello, Laura, you're there. Oh my god, it worked, Laura.

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Speaker 2: How are you? I'm good?

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Speaker 3: How what you're doing?

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Speaker 2: Just taking calls at random? Just you know, we're just

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Speaker 2: we're just throwing the dart at the wall. See if

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Speaker 2: it sticks. So I read your text, Laura. It says

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Speaker 2: I have to vent. Why can't a couple making over

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Speaker 2: two hundred grand a year with no kids, why can't

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Speaker 2: we not afford a house? It's insane? Is this your vent?

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Speaker 3: It is my event. It's such a hard time, it's

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Speaker 3: over insane. How you just work so hard for your

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Speaker 3: money and it goes nowhere?

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Speaker 2: It feels very true. So have you thought about renting?

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Speaker 5: Oh?

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Speaker 3: We rent currently now. We live north of Boston, which

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Speaker 3: is a very expensive area, and it seems like you

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Speaker 3: pay more for rent than what a mortgage would be

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Speaker 3: half the time.

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Speaker 2: But you know what the thing about renting is okay,

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Speaker 2: I get it, But you want to own that American

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Speaker 2: dream yep, Like our friends at rocket dot com talk

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Speaker 2: about a partner of ours. Yes, you want that American dream,

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Speaker 2: you know, and I get it any thoughts in the.

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Speaker 6: Room I'm with you, I think the same thing all

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Speaker 6: the time. I know, what I pay in rent is insane.

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Speaker 6: But then when I look at the cost of a home,

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Speaker 6: I think, can I put the down payment on something

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Speaker 6: like that? Am I even able to swing it? It's wild?

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Speaker 6: And then you think our parents did it on like

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Speaker 6: one income and it was no problem.

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Speaker 2: Did you know my parents?

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Speaker 5: No problem?

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Speaker 2: My parents who have passed away, by the way, my

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Speaker 2: dad was in his nineties. Keep in mind they bought

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Speaker 2: their first house years ago, way before I was born.

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Speaker 2: Their mortgage I think forty five dollars a month.

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Speaker 5: Good.

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Speaker 3: Good.

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Speaker 2: It was a huge house for like thirteen thousand dollars.

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Speaker 2: Of course they didn't make money back then. But now

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Speaker 2: everything is so affordable. You just want that house.

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Speaker 1: And my husband's a realtor and he cannot keep things

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Speaker 1: on the market, like everything is going for over asking

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Speaker 1: price and there's bidding wars for everything. So even the

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Speaker 1: price that you see listed. You're not gonna get it

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Speaker 1: for it's going to always be more.

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Speaker 2: It's crazy, right, inventory is low, people aren't selling their houses.

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Speaker 2: It's fast before they are getting whatever they want.

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Speaker 6: Yes, when you look at So I just googled what

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Speaker 6: is the average cost of a four bedroom house in

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Speaker 6: the USA and the year two thousand? Right, it was

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Speaker 6: one hundred and nineteen thousand dollars for a four bedroom

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Speaker 6: house on average in the eighties, they said it was

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Speaker 6: forty seven thousand dollars.

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Speaker 2: So two, what was the price for two thousand?

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Speaker 6: You said, in the year two thousand it was one

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Speaker 6: hundred nineteen thousand dollars.

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Speaker 2: So what's now twenty five years later.

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Speaker 6: Let's look it up. Let's see average. Yeah, in the year.

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Speaker 3: Twenty twe a street bedroom house we were looking at

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Speaker 3: was seven and seventy five dollars.

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Speaker 6: Wow, now it's a bargain, they said. Depending on where

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Speaker 6: you are, it goes up to about five hundred thousand dollars.

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Speaker 2: Yeah.

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Speaker 4: Well, and it's not even the price of the house, right,

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Speaker 4: which is outrageous to begin with.

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Speaker 2: Then you do the math on that mortgage.

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Speaker 1: Rate yep, and the payment and taxes.

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Speaker 2: But you want to you want to own that American dream.

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Speaker 2: Have you or your husband ever purchased a house before

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Speaker 2: or taken out a mortgage before?

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Speaker 3: No? Never, This is our first time doing everything.

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Speaker 2: Well. The good news is first time mortgages you can

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Speaker 2: sometimes get a great, great rate if you've never had

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Speaker 2: a mortgage before. Look into that. And again, I just

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Speaker 2: brought it up, not because they told us to tell

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Speaker 2: you this, but I know our friends at rocket dot

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Speaker 2: com they have incredible resources to find a way to

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Speaker 2: get you out of your rental and into a purchase.

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Speaker 2: So just check them out, just for just for grins

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Speaker 2: and giggles. Maybe there's an answer there. I have an idea.

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Speaker 2: What if you bet on a future neighborhood, you know,

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Speaker 2: like because you could usually get a place for cheaper

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Speaker 2: on a neighborhood or an area that's on the come up.

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Speaker 2: That that's basically yeah, you know what you do? Follow

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Speaker 2: the lesbians, is that right? They go first? Oh oh yeah,

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Speaker 2: they gentrify these neighborhoods faster than anyone. The lesbians, that's

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Speaker 2: very part. They all flags started going up and then

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Speaker 2: guess what ten years later, boom, yeah that's the city.

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Speaker 2: Look for the rainbow flag.

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Speaker 3: Laura I'll follow it, no problem.

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Speaker 2: Well, look, best of luck. You are not alone. I'm

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Speaker 2: sure there are help groups online, but as there are resources.

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Speaker 2: But you know, the bottom line is the demand of houses.

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Speaker 2: Like Danielle was saying, you know, if you're looking at

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Speaker 2: me in a marketplace where houses have twenty thirty, forty

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Speaker 2: people bidding on them at the same time, then you

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Speaker 2: get into these price wars and it doesn't help anyone

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Speaker 2: except for the seller.

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Speaker 4: But yeah, another thought, I have one final suggestion, Laura.

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Speaker 4: Ready repeat after me, Elvis, Elvis, please buy me a house.

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Speaker 3: Thank you so much.

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Speaker 2: You're not alone. I know, I know that doesn't help,

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Speaker 2: but there's got to be a way. But you may

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Speaker 2: need to look at a different neighborhood, so that's something

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Speaker 2: to consider. Okay.

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Speaker 3: Oh yeah, we're gonna be looking everywhere.

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Speaker 2: Thank you so much, all of the lesbians. Okay, look

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Speaker 2: for those U hauls. Thank you, Laura. He's taking calls

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Speaker 2: at random, talking to Howard. Hey, Howard, how are you hello,

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Speaker 2: lady lady. So Howard is going to roll up from

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Speaker 2: Pennsylvania to New York City with an exchange student you

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Speaker 2: have from Spain. You're coming in for the weekend. Yep,

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Speaker 2: he's asking what should they do. Oh geez, I'll give

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Speaker 2: you a suggestion. One. If they're in from Spain, don't

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Speaker 2: take them to a Spanish restaurant.

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Speaker 1: No, no, no, no, right.

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Speaker 2: Because the food here is not the same they've never

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Speaker 2: been here before. Nope.

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Speaker 1: Oh, then they're going to want to do touristy stuff.

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Speaker 1: The No, it is a great place to take him

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Speaker 1: to Rise New York because it really is a very

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Speaker 1: good like experience, just to show you what New York

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Speaker 1: used to look like and how it looks now and

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Speaker 1: a little bit of the history and the culture and

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Speaker 1: Broadway and music and fashion and stuff like that. I

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Speaker 1: think that's a good idea.

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Speaker 2: Is good. And it's in Times Square, yes.

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Speaker 1: Oh, and there's a light at the end of it,

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Speaker 1: which is a lot of fun too.

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Speaker 5: Right, Yep, we do have our bucket list, but we

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Speaker 5: know that you guys have a lot of good suggestions.

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Speaker 5: Now we're staying on like twenty five East, just like that.

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Speaker 2: Okay, again, what's the street you're on?

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Speaker 5: Twenty fifth?

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Speaker 2: Oh? Okay, you're you're down a little bit. Yeah, this

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Speaker 2: kind of a great neighborhood down there.

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Speaker 5: Yeah, yeah, Flat one, Like we're close to a lot

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Speaker 5: of stuff.

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Speaker 2: Yep, and that's good. You know, a lot of tourists

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Speaker 2: want to see New York through Times Squares lens and

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Speaker 2: Times Square is an energetic place to roll through, but

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Speaker 2: it's not the best place to put your head down. No,

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Speaker 2: take a walk on the high line, walking on the highlights.

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Speaker 2: Big Yeah.

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Speaker 6: I actually think like the really touristy stuff is kind

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Speaker 6: of fun. I mean, see a Broadway show. Try to

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Speaker 6: get to the top of the Empire State Building. If

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Speaker 6: you can't do that, the edge at Hudson Yards has

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Speaker 6: a beautiful view. You could ride the subway just for giggles,

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Speaker 6: or do one of those hop on hop on actually

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Speaker 6: will take you all over.

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Speaker 5: Yeah, we're actually on the we're on the way to

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Speaker 5: Lancaster to catch the train and we're going to get

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Speaker 5: there about one o'clock at Penn Station. And then they're

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Speaker 5: going to a Broadway show tonight to see Lion King.

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Speaker 3: Perfect.

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Speaker 5: So then we're off to the races after that.

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Speaker 2: Yo, if you can get in, you know, you gotta

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Speaker 2: do dinner at car Mine if you can get in,

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Speaker 2: if you can get a reservation there, But how much fun.

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Speaker 2: But by the way, how's your Spanish or do you

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Speaker 2: communicate very well with this exchange show?

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Speaker 5: Actually no, I know no Spanish other than some few

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Speaker 5: butchered words that may Kurt laugh uncontrollably. Sometimes.

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Speaker 2: Does she speak English?

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Speaker 5: Oh yeah, very well.

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Speaker 2: Oh okay, okay, you're fine, You're fine. You know, the

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Speaker 2: Empire State Building touristy thing, I think is a great idea,

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Speaker 2: you know, and then tickets to that. Do you come

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Speaker 2: to New York City a lot yourself?

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Speaker 5: We've been there a few times. It's been a while

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Speaker 5: because of some you know, the city thing, but now

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Speaker 5: I think it's getting a little bit better from what

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Speaker 5: we hear.

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Speaker 1: So we're heading up your what weather wise, Statue of

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Speaker 1: Liberty is nice on a beautiful weather day, so you

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Speaker 1: have beautiful weather. I would do that, you know.

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Speaker 2: I've lived here for ems. I've never been to the take.

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Speaker 1: The boat out there?

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Speaker 6: What is it is?

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Speaker 5: The boat? Right?

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Speaker 1: The boat out there?

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Speaker 2: The very whatever sporting events going on in town, you know,

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Speaker 2: go to ticketmaster or whatever and just get into a game,

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Speaker 2: you know, Yeah, just go see some stuff. There's lots

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Speaker 2: to do here, and the funny there's more stuff to

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Speaker 2: do here than anywhere else. And we really don't have

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Speaker 2: any answers. We have some good answers.

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Speaker 6: Keep going. I mean, we're a trade center, the Oculus.

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Speaker 6: You can see so many different museums around.

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Speaker 4: So excited to see my first rat on the subway.

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Speaker 4: That was such a cool thing for me.

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Speaker 2: Shut up.

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Speaker 4: Everybody always says, hey, there's a lot of rats on

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Speaker 4: the subway, and you're kind of skeptical, and then when

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Speaker 4: you finally see it.

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Speaker 2: You're like, wow, you're weird. What how many was a

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Speaker 2: child and you've got to go to Catches dally and

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Speaker 2: have a pastrami on Rye. I mean, it's a right and.

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Speaker 1: Canal Street to buy knock off, Oh.

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Speaker 2: My god, hit a bar and get into a fight

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Speaker 2: with him because he's usually doing that.

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Speaker 5: You know.

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Speaker 2: Another great thing about New York City is the walking.

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Speaker 2: You can just walk everywhere, and before you know it,

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Speaker 2: you have walked with forty thousand steps and you're done.

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Speaker 1: Chinatown for dinner or Little Italy for dinner and cannoli.

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Speaker 1: Don't forget that.

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Speaker 2: You've got lots of I want to do. I'm gonna

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Speaker 2: hang out with you guys. We want to emerge into

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Speaker 2: your party. Howard, have a great time in New York City.

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Speaker 2: Please leave it the way you found it. Oh well, well,

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Speaker 2: thanks for depending on us for all this information. Have fun,

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Speaker 2: break a leg, all right, don't break a leg. Okay,

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Speaker 2: take care.

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Speaker 1: Howard Elvis ran after party and