1 00:00:00,120 --> 00:00:02,960 Speaker 1: Welcome to How the Money. I'm Joel and I and Matt, 2 00:00:03,200 --> 00:00:25,560 Speaker 1: and today we've decided no car, no problem. That's right, Joel, 3 00:00:25,560 --> 00:00:28,880 Speaker 1: we're talking about automobiles. We live in an age where 4 00:00:28,960 --> 00:00:32,680 Speaker 1: everyone has a car, probably right depending on where you live. 5 00:00:32,720 --> 00:00:34,320 Speaker 1: Even two and three year olds. Man, I've seen driving 6 00:00:34,320 --> 00:00:36,519 Speaker 1: around the streets. Everybody's got a car. There's those two 7 00:00:36,560 --> 00:00:39,160 Speaker 1: year olds have two vehicles. That drives me crazy, ridiculous, 8 00:00:39,640 --> 00:00:41,440 Speaker 1: it's gotten out of hand. We can all agree, but 9 00:00:41,560 --> 00:00:44,360 Speaker 1: as we know, there are lots of benefits from from 10 00:00:44,360 --> 00:00:47,480 Speaker 1: having one less vehicle, and there are more ways today 11 00:00:47,479 --> 00:00:49,800 Speaker 1: than ever to make that happen. So I'm excited to 12 00:00:49,840 --> 00:00:52,880 Speaker 1: talk about owning fewer vehicles with you today. Man. Yeah, 13 00:00:52,960 --> 00:00:54,880 Speaker 1: I don't want Henry Ford to roll over in his 14 00:00:54,960 --> 00:00:56,840 Speaker 1: grave or anything, but I think even he didn't intend 15 00:00:56,880 --> 00:00:59,360 Speaker 1: for us probably to have as many cars as we 16 00:00:59,400 --> 00:01:01,360 Speaker 1: have typically, And I think a lot of people can 17 00:01:01,440 --> 00:01:04,640 Speaker 1: benefit from having one fewer vehicle in their lives. And 18 00:01:04,640 --> 00:01:06,520 Speaker 1: so we're gonna talk about that and get into some 19 00:01:06,560 --> 00:01:08,440 Speaker 1: depth on what that might look like, on how much 20 00:01:08,440 --> 00:01:10,480 Speaker 1: money you can save, and think outside the box on 21 00:01:10,520 --> 00:01:12,479 Speaker 1: how you can actually make it happen. Today on the show. 22 00:01:12,800 --> 00:01:14,360 Speaker 1: But Matt, before we get to that, I want to 23 00:01:14,400 --> 00:01:16,399 Speaker 1: let you know I had to hire a plumber recently 24 00:01:16,840 --> 00:01:19,200 Speaker 1: to come out to a rental property to fix a 25 00:01:19,200 --> 00:01:22,000 Speaker 1: couple of things. They did a great job. They were responsive, 26 00:01:22,400 --> 00:01:25,040 Speaker 1: and they were quick and thorough, and yeah, it was 27 00:01:25,080 --> 00:01:28,600 Speaker 1: a good experience. But I will say I paid for 28 00:01:28,640 --> 00:01:30,720 Speaker 1: that experience, and I was out of town, so I 29 00:01:30,720 --> 00:01:32,760 Speaker 1: didn't really have another option. I was gonna say. I 30 00:01:32,760 --> 00:01:34,839 Speaker 1: was like, normally you feel like you handle your own plumbing, 31 00:01:34,880 --> 00:01:36,959 Speaker 1: but when you're out of town, that's definitely an instance 32 00:01:36,959 --> 00:01:39,040 Speaker 1: where you want to be hands off. You wanted to 33 00:01:39,040 --> 00:01:40,320 Speaker 1: be taken care of where you don't have to worry 34 00:01:40,319 --> 00:01:42,560 Speaker 1: about it. Yeah, for sure. And I will say I 35 00:01:42,640 --> 00:01:45,960 Speaker 1: take care of my own extremely basic plumbing, and this 36 00:01:46,000 --> 00:01:49,000 Speaker 1: was pretty basic. I will plunge that's about it. But 37 00:01:49,000 --> 00:01:51,920 Speaker 1: I talked to the plumber afterwards and he said, you 38 00:01:51,920 --> 00:01:56,400 Speaker 1: know what, you might need a toilet rebuild. And I 39 00:01:56,480 --> 00:01:58,559 Speaker 1: was like, what do you What do you mean gotta 40 00:01:58,600 --> 00:02:03,800 Speaker 1: flush the fluids because basically, if any little rebuild, put 41 00:02:03,840 --> 00:02:07,080 Speaker 1: some air the tires. Because if you know what a toilet, 42 00:02:07,080 --> 00:02:09,920 Speaker 1: how a toilet works, there are essentially two parts. The 43 00:02:09,919 --> 00:02:13,320 Speaker 1: flapper in the phil valve and they are extremely inexpensive 44 00:02:13,360 --> 00:02:16,760 Speaker 1: parts and they are incredibly easy to replace, and so yeah, 45 00:02:16,800 --> 00:02:19,000 Speaker 1: he explained to me what this toilet rebuild would look 46 00:02:19,000 --> 00:02:20,400 Speaker 1: like and made it sound a whole lot more fancy 47 00:02:20,440 --> 00:02:22,079 Speaker 1: than it actually was, and he quoted me a price 48 00:02:22,080 --> 00:02:24,680 Speaker 1: of three fifty dollars, oh my gosh, to do the work, 49 00:02:25,240 --> 00:02:29,560 Speaker 1: and uh yeah, so I decided off against that. I 50 00:02:29,600 --> 00:02:32,200 Speaker 1: actually because I have way too many toilets in my life, 51 00:02:32,200 --> 00:02:34,720 Speaker 1: because I own multiple properties. In our own house, I 52 00:02:34,760 --> 00:02:37,400 Speaker 1: had to replace the phil valve and the flapper at 53 00:02:37,440 --> 00:02:40,079 Speaker 1: my place on one of the toilets just the other day. 54 00:02:40,280 --> 00:02:44,160 Speaker 1: It took me about minutes and the parts cost me 55 00:02:44,240 --> 00:02:47,400 Speaker 1: eighteen dollars. So yeah, the difference in price between hiring 56 00:02:47,440 --> 00:02:50,400 Speaker 1: the super professional plumber who does a great job and 57 00:02:50,520 --> 00:02:53,080 Speaker 1: is very nice and very skilled. And I'm not against 58 00:02:53,080 --> 00:02:56,359 Speaker 1: paying people for work that needs to be done if 59 00:02:56,400 --> 00:02:58,919 Speaker 1: you don't feel like taking it on yourself or you can't, 60 00:02:59,040 --> 00:03:00,799 Speaker 1: but I think it's important to know that sometimes when 61 00:03:00,840 --> 00:03:03,440 Speaker 1: someone is trying to do a service for you, they 62 00:03:03,600 --> 00:03:06,080 Speaker 1: might even make it sound a little fancier, a little 63 00:03:06,080 --> 00:03:08,079 Speaker 1: more in depth than it actually is. Like a toilet 64 00:03:08,160 --> 00:03:10,720 Speaker 1: rebuild is a really fancy way of saying, I'm replacing 65 00:03:10,720 --> 00:03:12,720 Speaker 1: the two most basic and easy to replace parts of 66 00:03:12,720 --> 00:03:15,360 Speaker 1: your toilet. Yeah, definitely he was looking for the up 67 00:03:15,480 --> 00:03:17,600 Speaker 1: charge to maybe get a little bit extra out of you. 68 00:03:17,919 --> 00:03:19,520 Speaker 1: But yeah, I'm with you, and especially too, I mean, 69 00:03:19,520 --> 00:03:23,760 Speaker 1: three fifty bucks. That's ridiculous. One because you know he 70 00:03:23,800 --> 00:03:25,520 Speaker 1: was trying to pull that over on you. I wasn't 71 00:03:25,520 --> 00:03:27,880 Speaker 1: gonna happen. But secondly, because you can get a lot 72 00:03:27,880 --> 00:03:31,880 Speaker 1: of new toilets for a hundred bucks exactly like ninety 73 00:03:31,919 --> 00:03:33,639 Speaker 1: bucks if you've got a like a Lows or hone 74 00:03:33,680 --> 00:03:36,400 Speaker 1: depot coupon. And then not to mention a lot of 75 00:03:36,680 --> 00:03:38,720 Speaker 1: cities like oftentimes you can get a rebate if you 76 00:03:38,720 --> 00:03:41,760 Speaker 1: haven't changed out that toilet in your home. If you 77 00:03:42,000 --> 00:03:44,200 Speaker 1: have proof that you've purchased a new toilet and you've 78 00:03:44,200 --> 00:03:47,280 Speaker 1: replaced it, you'll get a rebate for that toilet on 79 00:03:47,320 --> 00:03:49,880 Speaker 1: your water bill, and it'll pay for that toilet completely 80 00:03:50,400 --> 00:03:52,080 Speaker 1: in a lot of cases and so and I've even 81 00:03:52,080 --> 00:03:54,600 Speaker 1: replaced a toilet full on, and it's not really all 82 00:03:54,640 --> 00:03:56,440 Speaker 1: that hard you do once you do it once and 83 00:03:56,480 --> 00:03:59,000 Speaker 1: you know kind of how the little work and the 84 00:03:59,000 --> 00:04:03,280 Speaker 1: wax that. But speaking of toilets. So actually I discovered 85 00:04:03,280 --> 00:04:05,800 Speaker 1: something recently. So do you do you have dirty toilets 86 00:04:05,840 --> 00:04:10,400 Speaker 1: at your house? I mean my dirty dirty, I mean 87 00:04:10,600 --> 00:04:13,119 Speaker 1: so dirty from the sense of stains that you can't 88 00:04:13,200 --> 00:04:16,200 Speaker 1: get off. Because we've had this one toilet in the 89 00:04:16,200 --> 00:04:18,360 Speaker 1: house when we moved into the house. It's always been 90 00:04:18,400 --> 00:04:20,040 Speaker 1: dirty and we've never really seemed to be able to 91 00:04:20,040 --> 00:04:22,640 Speaker 1: get it clean down in the like the lower part 92 00:04:22,760 --> 00:04:25,160 Speaker 1: of the toilet. Uh. And we've tried bleach and all 93 00:04:25,160 --> 00:04:27,000 Speaker 1: sorts of cleaners before. And I did a little bit 94 00:04:27,000 --> 00:04:29,279 Speaker 1: of research and it turns out it's not a stain, 95 00:04:29,440 --> 00:04:32,359 Speaker 1: it's a mineral deposit. Yeah. Is that something that just 96 00:04:32,400 --> 00:04:34,360 Speaker 1: happens over time because you've used the toilet a bunch? 97 00:04:35,520 --> 00:04:37,280 Speaker 1: I mean either that or like, in my mind, it's 98 00:04:37,279 --> 00:04:39,240 Speaker 1: maybe from like the water as well, maybe if you 99 00:04:39,279 --> 00:04:41,200 Speaker 1: have hard water. But I did a little bit of 100 00:04:41,240 --> 00:04:42,919 Speaker 1: research and turns out all you have to do to 101 00:04:42,920 --> 00:04:46,360 Speaker 1: get rid of that is, uh, use acid. By acid, 102 00:04:46,400 --> 00:04:48,800 Speaker 1: I don't mean fancy acid, I just mean vinegar. And 103 00:04:48,800 --> 00:04:50,960 Speaker 1: so you turn off the water using the water cut 104 00:04:50,960 --> 00:04:53,000 Speaker 1: off valve, and you flush the toilet, try to get 105 00:04:53,000 --> 00:04:54,760 Speaker 1: as much water out of there as possible, and then 106 00:04:54,839 --> 00:04:56,760 Speaker 1: just dump some vinegar in there and let it sit 107 00:04:56,960 --> 00:04:59,520 Speaker 1: in the The acid in the vinegar kind of breaks 108 00:04:59,560 --> 00:05:01,279 Speaker 1: down the minerals a little bit, and a lot of 109 00:05:01,279 --> 00:05:03,240 Speaker 1: times all it takes is then just using a brush 110 00:05:03,440 --> 00:05:07,000 Speaker 1: and those calcified mineral deposits on there get flush right 111 00:05:07,000 --> 00:05:09,480 Speaker 1: down the toilet. In our case, we got a lot 112 00:05:09,480 --> 00:05:11,080 Speaker 1: of it off, but there were a couple of spots 113 00:05:11,160 --> 00:05:13,080 Speaker 1: that I swear must have been there for like ten 114 00:05:13,160 --> 00:05:15,920 Speaker 1: years or something, maybe twenty years. So I had to 115 00:05:15,920 --> 00:05:18,520 Speaker 1: get like a little plastic tool and got some gloves on, 116 00:05:18,560 --> 00:05:20,279 Speaker 1: and what's a town on. I had to like scrape 117 00:05:20,320 --> 00:05:22,200 Speaker 1: it so hard to to kind of pop them off 118 00:05:22,240 --> 00:05:24,240 Speaker 1: the porcelain. But once I did, man, I was I 119 00:05:24,279 --> 00:05:26,839 Speaker 1: couldn't believe how brand new the toilet looked. But just 120 00:05:26,880 --> 00:05:28,760 Speaker 1: a little tip if you ever have some some toilets 121 00:05:28,760 --> 00:05:31,880 Speaker 1: that you can't get clean with bleach dry vinegar. There 122 00:05:31,880 --> 00:05:33,920 Speaker 1: we go. So it sounds like now our listeners they 123 00:05:33,920 --> 00:05:35,599 Speaker 1: don't even need to go buy the hundred dollar toilet. 124 00:05:35,640 --> 00:05:37,920 Speaker 1: They can fix up their old toilet for eighteen bucks 125 00:05:37,960 --> 00:05:40,200 Speaker 1: in a little elbow grease. So exactly, all right, that's 126 00:05:40,279 --> 00:05:42,039 Speaker 1: enough toilet talk. Yeah, we're not even this old house, Like, 127 00:05:42,040 --> 00:05:43,960 Speaker 1: what are we going? We spent wait too much of 128 00:05:43,960 --> 00:05:46,680 Speaker 1: time talking about toilets. Let's talk about our beer this episode, 129 00:05:46,839 --> 00:05:50,480 Speaker 1: we are drinking ourson. Oh you are I s O N. 130 00:05:50,520 --> 00:05:56,520 Speaker 1: How would you say it? Eison? That's like, uh, eurison, 131 00:05:56,640 --> 00:06:00,960 Speaker 1: maybe arison. But this is a beer by Tired Hands Brewing. Uh, 132 00:06:01,080 --> 00:06:03,280 Speaker 1: this is a says on And I'm looking forward to 133 00:06:03,360 --> 00:06:05,240 Speaker 1: enjoying this one on the show, buddy, and we'll talk 134 00:06:05,240 --> 00:06:07,080 Speaker 1: about it at the end of the episode. No doubt, 135 00:06:07,080 --> 00:06:09,719 Speaker 1: man me to love Tired Hands. Looking forward to having 136 00:06:09,720 --> 00:06:11,720 Speaker 1: this says on with you. All right, but let's get 137 00:06:11,760 --> 00:06:13,760 Speaker 1: onto the subject at hand. Today we're talking about no car, 138 00:06:13,839 --> 00:06:17,720 Speaker 1: no problem, and obviously reducing your car ownership is not 139 00:06:18,279 --> 00:06:20,560 Speaker 1: something that is going to work for everybody. Right, Let's 140 00:06:20,560 --> 00:06:23,040 Speaker 1: say you're a traveling salesperson. You need your car. It's 141 00:06:23,040 --> 00:06:25,680 Speaker 1: part of your livelihood. So we're not talking to you 142 00:06:25,720 --> 00:06:29,040 Speaker 1: necessarily in this episode. Single people that they might find 143 00:06:29,440 --> 00:06:32,560 Speaker 1: going from one car to zero cars even more difficult, 144 00:06:32,640 --> 00:06:34,520 Speaker 1: right than a family, let's say going from three to 145 00:06:34,560 --> 00:06:36,680 Speaker 1: two or two to one. But singles, you're still not 146 00:06:36,720 --> 00:06:38,360 Speaker 1: off the hook, though. We're gonna challenge you as well 147 00:06:38,440 --> 00:06:40,520 Speaker 1: later on. Yeah, exactly. So today we are going to 148 00:06:40,600 --> 00:06:42,520 Speaker 1: think through why ditching a car might make sense for 149 00:06:42,560 --> 00:06:44,880 Speaker 1: you and the benefits you'll find from having one less 150 00:06:44,880 --> 00:06:47,359 Speaker 1: car in your life. And people also, Matt, are thinking 151 00:06:47,400 --> 00:06:49,559 Speaker 1: a whole lot more about this topic right now. Working 152 00:06:49,560 --> 00:06:50,960 Speaker 1: from home has caused a whole lot of us to 153 00:06:51,000 --> 00:06:53,560 Speaker 1: use our cars a whole lot less. Some of us 154 00:06:53,640 --> 00:06:55,919 Speaker 1: might not even have opened the door of our vehicle 155 00:06:56,000 --> 00:06:58,320 Speaker 1: for months, and that's not great for our cars either, Right, 156 00:06:58,520 --> 00:07:01,760 Speaker 1: you might find a nest of squirrels or something, or ants, 157 00:07:01,880 --> 00:07:04,839 Speaker 1: like seriously, like this summer we had an ant infestation. 158 00:07:04,839 --> 00:07:06,320 Speaker 1: I don't think we We had gotten in the van 159 00:07:06,440 --> 00:07:09,160 Speaker 1: for like close to a week, which was maybe close 160 00:07:09,160 --> 00:07:11,120 Speaker 1: to a record for us. But yeah, we opened the 161 00:07:11,120 --> 00:07:13,080 Speaker 1: door and there was a freaking ant infestation in there. 162 00:07:13,200 --> 00:07:15,200 Speaker 1: Oh yeah, you can't let the kids eat in the car, 163 00:07:16,000 --> 00:07:17,440 Speaker 1: or if you do, you gotta like vacuum up all 164 00:07:17,440 --> 00:07:19,320 Speaker 1: the chromes. True, yeah, but yeah, a lot of people 165 00:07:19,320 --> 00:07:21,560 Speaker 1: are having car problems because they haven't used them for 166 00:07:21,680 --> 00:07:23,520 Speaker 1: such a long period of time. Right, But yeah, that's 167 00:07:23,520 --> 00:07:26,080 Speaker 1: part of the reason we wanted to tackle this subject 168 00:07:26,160 --> 00:07:28,920 Speaker 1: on today's show. Right now is actually probably the perfect 169 00:07:28,920 --> 00:07:31,240 Speaker 1: time to consider if the number of vehicles you own 170 00:07:31,360 --> 00:07:33,720 Speaker 1: is actually best for you and your family. Yeah, man, 171 00:07:33,720 --> 00:07:36,000 Speaker 1: that's what we're going to discuss today. And here's a 172 00:07:36,000 --> 00:07:38,560 Speaker 1: little stat for you. According to the Bureau of Labor Statistics, 173 00:07:38,840 --> 00:07:43,000 Speaker 1: transportation costs are typically the second highest budget category every month, 174 00:07:43,400 --> 00:07:46,280 Speaker 1: the average American spends nine thousand, two or and eighty 175 00:07:46,280 --> 00:07:49,840 Speaker 1: two dollars annually on average in vehicle ownership costs. And 176 00:07:49,840 --> 00:07:52,920 Speaker 1: this is according to Triple A. Dang. Yeah, that's a 177 00:07:52,960 --> 00:07:55,400 Speaker 1: lot of money, dude. And so while we're all four 178 00:07:55,520 --> 00:07:57,600 Speaker 1: smaller moves to to put a dent in your budget 179 00:07:57,600 --> 00:07:59,840 Speaker 1: every month, you know, like fewer lattees, maybe ditching that 180 00:08:00,040 --> 00:08:03,239 Speaker 1: licks getting rid of a car can have a massive 181 00:08:03,240 --> 00:08:06,080 Speaker 1: effect on your monthly spending very quickly. And then, on 182 00:08:06,160 --> 00:08:08,920 Speaker 1: top of the positive financial ramifications of eliminating a car 183 00:08:09,000 --> 00:08:11,720 Speaker 1: from your driveway or you know, the street in many cities, 184 00:08:12,120 --> 00:08:14,760 Speaker 1: there are other awesome side effects as well. So we're 185 00:08:14,800 --> 00:08:17,080 Speaker 1: gonna get into all of those, and who knows, you know, 186 00:08:17,120 --> 00:08:19,560 Speaker 1: even if you love your car, you might find some 187 00:08:19,600 --> 00:08:21,840 Speaker 1: reasons to think again about whether or not owning that 188 00:08:21,880 --> 00:08:24,800 Speaker 1: car still makes the most sense for you. Yeah, for sure. 189 00:08:25,000 --> 00:08:26,840 Speaker 1: But it's important to note too that eliminating a car 190 00:08:26,880 --> 00:08:29,640 Speaker 1: from your family's life isn't for everyone. Well, for one, 191 00:08:29,680 --> 00:08:31,760 Speaker 1: if you live in New York City, it's super easy 192 00:08:32,000 --> 00:08:34,719 Speaker 1: in all likelihood to own zero cars. But if you 193 00:08:34,800 --> 00:08:37,199 Speaker 1: live early dropping a car may not make much sense 194 00:08:37,320 --> 00:08:39,800 Speaker 1: depending on your availability to work from home or your 195 00:08:39,880 --> 00:08:44,360 Speaker 1: kids activities. It's gonna differ based on kind of your lifestyle. Right. Also, 196 00:08:44,400 --> 00:08:45,880 Speaker 1: if you do decide at the end of this episode 197 00:08:45,920 --> 00:08:48,199 Speaker 1: that ditching a car doesn't make sense for you, at 198 00:08:48,280 --> 00:08:50,480 Speaker 1: least do your best. Matt and I would suggest to 199 00:08:50,960 --> 00:08:52,720 Speaker 1: limit the cost of the cars that you do own 200 00:08:53,040 --> 00:08:55,240 Speaker 1: to Really expensive cars in the driveway can put a 201 00:08:55,240 --> 00:08:58,079 Speaker 1: major strain on your finances. It can inhibit your ability 202 00:08:58,120 --> 00:09:00,720 Speaker 1: to save for the future. Well, so you would suggest 203 00:09:00,800 --> 00:09:03,479 Speaker 1: if you do have to have multiple cars, think reliable 204 00:09:03,559 --> 00:09:06,319 Speaker 1: and inexpensive. That's the sweet spot of car ownership. Well, 205 00:09:06,360 --> 00:09:08,480 Speaker 1: and Joel, you just mentioned cars being parked in the driveway. 206 00:09:08,480 --> 00:09:11,480 Speaker 1: That's something else to consider because the average car is 207 00:09:11,520 --> 00:09:14,400 Speaker 1: part of the time in your driveway, so most of 208 00:09:14,400 --> 00:09:16,320 Speaker 1: the time you aren't even using your car. You know, 209 00:09:16,360 --> 00:09:19,440 Speaker 1: our our cars are certainly one of our most underutilized 210 00:09:19,480 --> 00:09:22,960 Speaker 1: but also most expensive assets. And that's even more true. 211 00:09:22,960 --> 00:09:25,160 Speaker 1: Because of the coronavirus. You know, many folks have found 212 00:09:25,200 --> 00:09:28,560 Speaker 1: a new normal working from home, and that could continue 213 00:09:28,559 --> 00:09:31,720 Speaker 1: for years to come, making it even more likely that 214 00:09:31,760 --> 00:09:33,880 Speaker 1: you can ditch a car. So, you know, we're gonna 215 00:09:33,920 --> 00:09:37,160 Speaker 1: challenge ourselves to think creatively and not just assume that 216 00:09:37,240 --> 00:09:40,000 Speaker 1: we need our our very own personal vehicle just because 217 00:09:40,040 --> 00:09:43,040 Speaker 1: it's a societal norm. Especially if we have big financial 218 00:09:43,040 --> 00:09:45,839 Speaker 1: goals that almost ten thousand dollars every single year, that 219 00:09:45,880 --> 00:09:48,559 Speaker 1: would be much better off in our savings, uh and 220 00:09:48,760 --> 00:09:51,679 Speaker 1: investment accounts. I just said personal vehicle. It actually kind 221 00:09:51,679 --> 00:09:54,520 Speaker 1: of made me think of personal pain pizzas also not 222 00:09:54,600 --> 00:09:56,200 Speaker 1: a lot of value there, you know, like you want 223 00:09:56,200 --> 00:09:58,480 Speaker 1: to get the big pizza. We're you're all sharing it together. 224 00:09:58,520 --> 00:10:00,600 Speaker 1: But I understand why they're appealing. I like a good 225 00:10:00,600 --> 00:10:02,719 Speaker 1: personal paying pizza. I don't order them anymore, but they're 226 00:10:02,720 --> 00:10:05,000 Speaker 1: too expensive. That's the problem if if everybody gets their 227 00:10:05,000 --> 00:10:10,000 Speaker 1: own personal paying pizza. Remember we're arguing against vehicle to uh. 228 00:10:10,040 --> 00:10:12,480 Speaker 1: So we're gonna discuss more about the reasons that you 229 00:10:12,520 --> 00:10:15,280 Speaker 1: should consider cutting a car friend your life, and then 230 00:10:15,320 --> 00:10:18,200 Speaker 1: how to accomplish it without too much difficulty. We're gonna 231 00:10:18,200 --> 00:10:29,839 Speaker 1: get to all that right after the break. All right, Matt, 232 00:10:29,880 --> 00:10:31,640 Speaker 1: we're back from the break. We're talking about how to 233 00:10:31,720 --> 00:10:34,160 Speaker 1: ditch your car and save money and other things too. 234 00:10:34,240 --> 00:10:35,920 Speaker 1: Write there. There are a lot of benefits, we think 235 00:10:36,160 --> 00:10:39,360 Speaker 1: to eliminating a car from your daily life, and of 236 00:10:39,360 --> 00:10:42,400 Speaker 1: course our biggest concern is money, right, the upkeep costs, 237 00:10:42,440 --> 00:10:45,880 Speaker 1: the insurance cost the depreciation costs. You mentioned a statues 238 00:10:45,920 --> 00:10:48,360 Speaker 1: a second ago. The average car costs almost eight hundred 239 00:10:48,360 --> 00:10:50,319 Speaker 1: dollars a month when you factor in all those costs. 240 00:10:50,320 --> 00:10:52,840 Speaker 1: So much money did It's so much money sunk into 241 00:10:52,880 --> 00:10:55,320 Speaker 1: something that is idle. Most of the time. You likely 242 00:10:55,320 --> 00:10:57,440 Speaker 1: won't realize the full amount of that savings if you 243 00:10:57,440 --> 00:10:59,640 Speaker 1: do ditch your car, because you'll still need insurance on 244 00:10:59,679 --> 00:11:01,280 Speaker 1: the one car you do have, and you might have 245 00:11:01,360 --> 00:11:04,720 Speaker 1: other increased commuting costs. But you'll definitely see big money 246 00:11:04,840 --> 00:11:07,200 Speaker 1: back in your life every year. Right, We're paying for 247 00:11:07,240 --> 00:11:09,160 Speaker 1: these cars. Even if your car is paid off, it 248 00:11:09,320 --> 00:11:12,280 Speaker 1: is depreciating, and you're paying for insurance and taxes every 249 00:11:12,320 --> 00:11:15,520 Speaker 1: single year. So the financial impact of acting that car 250 00:11:15,920 --> 00:11:17,960 Speaker 1: is the biggest check mark we would say in favor 251 00:11:18,000 --> 00:11:20,720 Speaker 1: of making that decision to downsize your vehicle fleet. Yeah, 252 00:11:20,760 --> 00:11:23,640 Speaker 1: j will certainly the financial implications, you know, the money saved, 253 00:11:23,760 --> 00:11:25,800 Speaker 1: that's gonna be the top benefits. This is how the 254 00:11:25,920 --> 00:11:28,439 Speaker 1: money after all, But there are lots of other benefits 255 00:11:28,440 --> 00:11:30,439 Speaker 1: when it comes to, you know, reducing the number of 256 00:11:30,520 --> 00:11:33,120 Speaker 1: vehicles in your life, and one of those is the 257 00:11:33,320 --> 00:11:36,280 Speaker 1: health reasons. Right, If we can remove a car from 258 00:11:36,280 --> 00:11:38,520 Speaker 1: our lives, that's gonna likely mean that we're gonna be 259 00:11:38,559 --> 00:11:41,000 Speaker 1: walking more, that we're gonna be biking more. And you know, 260 00:11:41,160 --> 00:11:43,680 Speaker 1: like both of those things counts as exercise, which we 261 00:11:43,760 --> 00:11:46,200 Speaker 1: need in order to stay healthy. Sitting in a in 262 00:11:46,240 --> 00:11:48,640 Speaker 1: a car commuting is rough on our bodies. So the 263 00:11:48,679 --> 00:11:50,719 Speaker 1: more changes that we can make in our life to 264 00:11:50,800 --> 00:11:53,360 Speaker 1: decrease the time spending a car, it's gonna pay off 265 00:11:53,360 --> 00:11:56,120 Speaker 1: in us feeling better and being healthier. You might even 266 00:11:56,120 --> 00:11:58,080 Speaker 1: be able to drop that gym membership to you know 267 00:11:58,160 --> 00:12:01,160 Speaker 1: that you're gonna realize even more saving uh. And then 268 00:12:01,360 --> 00:12:03,640 Speaker 1: you know, don't forget about the increase in your mental 269 00:12:03,679 --> 00:12:06,679 Speaker 1: health as well. For a lot of Americans, their car 270 00:12:06,720 --> 00:12:09,560 Speaker 1: community is probably the most stressful part of their day 271 00:12:10,000 --> 00:12:12,240 Speaker 1: unless they're listening to how to money, in which case 272 00:12:12,280 --> 00:12:15,080 Speaker 1: it's just pure bliss. It makes it commune a little 273 00:12:15,080 --> 00:12:17,880 Speaker 1: bit better. I love podcasts, and now everybody wants to 274 00:12:17,880 --> 00:12:20,000 Speaker 1: clean their toilet when they get home. I'm sure they're inspired. Right, 275 00:12:20,160 --> 00:12:22,920 Speaker 1: maybe so, But Matt, let's talk a little more about 276 00:12:23,160 --> 00:12:26,000 Speaker 1: the happiness and driving a car and how that commune 277 00:12:26,000 --> 00:12:28,079 Speaker 1: affects us. And we actually talked way back in the 278 00:12:28,080 --> 00:12:30,679 Speaker 1: episode twenty about how commutes are killing us. And there 279 00:12:30,760 --> 00:12:33,079 Speaker 1: was a lot of evidence that came up against long 280 00:12:33,120 --> 00:12:36,040 Speaker 1: commutes because they are really really bad for for us 281 00:12:36,040 --> 00:12:38,319 Speaker 1: as individuals. Right, And there was this book called Happy 282 00:12:38,320 --> 00:12:41,000 Speaker 1: City by Charles Montgomery, and he writes that a person 283 00:12:41,080 --> 00:12:43,640 Speaker 1: with a one hour commute has to earn forty more 284 00:12:43,679 --> 00:12:46,000 Speaker 1: money to be as satisfied with life as someone who 285 00:12:46,080 --> 00:12:48,280 Speaker 1: walks to their office. On the other hand, for a 286 00:12:48,280 --> 00:12:50,680 Speaker 1: single person, exchanging a long commute for a short walk 287 00:12:50,720 --> 00:12:53,640 Speaker 1: to work has the same effect on happiness as finding 288 00:12:53,640 --> 00:12:56,640 Speaker 1: a new love. I was like, it's pretty cool, astounded 289 00:12:56,640 --> 00:12:58,760 Speaker 1: when I read that that that commute. It's that it's 290 00:12:58,920 --> 00:13:01,640 Speaker 1: that big of a deal that it influences your happiness 291 00:13:01,720 --> 00:13:03,440 Speaker 1: level to that amount. You just have to make a 292 00:13:03,520 --> 00:13:05,559 Speaker 1: much much bigger salary to make it mute feel like 293 00:13:05,600 --> 00:13:07,760 Speaker 1: it's worth it. And if you're single, finding a new love, 294 00:13:07,760 --> 00:13:09,240 Speaker 1: like that's like one of the greatest things that could 295 00:13:09,240 --> 00:13:11,800 Speaker 1: happen to you, right, And eliminating your commute and being 296 00:13:11,840 --> 00:13:13,679 Speaker 1: able to walk or bike ride or something like that 297 00:13:13,720 --> 00:13:16,200 Speaker 1: to the place where you're gonna go five days a week. 298 00:13:16,400 --> 00:13:18,640 Speaker 1: It's amazing that I can have that much of an impact. 299 00:13:18,720 --> 00:13:20,360 Speaker 1: But I believe it does. Like I think, the less 300 00:13:20,400 --> 00:13:22,680 Speaker 1: we commute, the happier we are going to be. And 301 00:13:22,720 --> 00:13:24,600 Speaker 1: it's not just this minor increase in happiness, it's it's 302 00:13:24,600 --> 00:13:26,800 Speaker 1: a pretty overwhelming amount of happiness that gets added into 303 00:13:26,800 --> 00:13:29,240 Speaker 1: our lives. Yeah, it's so good man. Hopefully we're starting 304 00:13:29,240 --> 00:13:31,600 Speaker 1: to convince some folks out there who are considering dropping 305 00:13:31,600 --> 00:13:34,800 Speaker 1: a car. Another benefit, you know, Joel, is something that sucks. 306 00:13:35,000 --> 00:13:38,560 Speaker 1: Oil changes, car repairs, check engine lights, all those things. Uh. 307 00:13:38,720 --> 00:13:41,480 Speaker 1: Life is simpler when you have one less car to 308 00:13:41,520 --> 00:13:44,240 Speaker 1: think about keeping clean, uh and in good working order. 309 00:13:44,240 --> 00:13:46,000 Speaker 1: I couldn't imagine if I had two vehicles that I 310 00:13:46,000 --> 00:13:48,400 Speaker 1: had to deal with an ant infestation in because of 311 00:13:48,440 --> 00:13:51,360 Speaker 1: all the crumbs left there from eating in the car. Yeah, 312 00:13:51,400 --> 00:13:54,040 Speaker 1: I've got two cars, right, And so actually, this episode 313 00:13:54,040 --> 00:13:57,360 Speaker 1: I think is partially to help me convince myself to 314 00:13:57,559 --> 00:13:59,040 Speaker 1: ditch your car. But I will say one of the 315 00:13:59,080 --> 00:14:01,800 Speaker 1: cars is an electric vehicle, and those are much simpler vehicles, 316 00:14:01,800 --> 00:14:03,600 Speaker 1: and so there's a lot less to worry about when 317 00:14:03,600 --> 00:14:05,840 Speaker 1: it comes to maintenance and stuff like that. So that 318 00:14:05,880 --> 00:14:08,520 Speaker 1: does help. But but even still, I'm feeling the poll 319 00:14:08,559 --> 00:14:10,480 Speaker 1: I'm feeling the I'm feeling the need to ditch one 320 00:14:10,480 --> 00:14:13,000 Speaker 1: of those cars in favor of a simpler life. Yeah, 321 00:14:13,040 --> 00:14:15,080 Speaker 1: you know, so, like whether you do the work yourself 322 00:14:15,200 --> 00:14:16,600 Speaker 1: or if you just have to take it somewhere to 323 00:14:16,600 --> 00:14:19,800 Speaker 1: get worked on by a mechanic car issues like regardless 324 00:14:19,880 --> 00:14:21,640 Speaker 1: if you have a gasoline vehicle, if you have an 325 00:14:21,640 --> 00:14:25,280 Speaker 1: e V. These car shoes, they cost headaches and inconveniences 326 00:14:25,320 --> 00:14:27,760 Speaker 1: in our lives in addition to the money that we 327 00:14:27,800 --> 00:14:29,880 Speaker 1: have to fork over to fix them. You know, back 328 00:14:29,880 --> 00:14:32,600 Speaker 1: in episode to fifteen, we talked about simplicity when it 329 00:14:32,640 --> 00:14:35,720 Speaker 1: comes to our finances, and we know, we talked about 330 00:14:35,720 --> 00:14:38,280 Speaker 1: how we gain so much more focus and clarity of 331 00:14:38,360 --> 00:14:41,440 Speaker 1: mind when things are simpler. And so we believe that 332 00:14:41,480 --> 00:14:43,400 Speaker 1: if if you have one less car in your fleet 333 00:14:43,800 --> 00:14:45,960 Speaker 1: to worry about, that you're going to be able to 334 00:14:45,960 --> 00:14:48,280 Speaker 1: to have increased clarity. Uh In life is gonna be 335 00:14:48,320 --> 00:14:52,080 Speaker 1: a lot better just because of the simplification involved there. Yeah, 336 00:14:52,080 --> 00:14:53,520 Speaker 1: you know one other thing that will make your life 337 00:14:53,520 --> 00:14:55,240 Speaker 1: better if you have fewer cars, you can have a 338 00:14:55,320 --> 00:14:57,800 Speaker 1: nicer car. I feel like, right, you can have one 339 00:14:58,280 --> 00:15:01,880 Speaker 1: nicer car than the two cars you currently owned. Yeah. Possibly. Yeah, 340 00:15:01,880 --> 00:15:04,640 Speaker 1: we're still not in favor of spending bookoo dollars on 341 00:15:04,680 --> 00:15:07,560 Speaker 1: a vehicle because its appreciation costs in particular. But Matt, 342 00:15:07,560 --> 00:15:09,520 Speaker 1: we're still a two car family and the two cars 343 00:15:09,520 --> 00:15:12,440 Speaker 1: that we own are pretty cheap vehicles. But you guys chose, 344 00:15:12,440 --> 00:15:14,680 Speaker 1: obviously not to break the bank, but you did choose 345 00:15:14,680 --> 00:15:16,720 Speaker 1: because you are a one car family, to have one 346 00:15:16,840 --> 00:15:18,960 Speaker 1: vehicle that's a little bit newer with a few miles 347 00:15:18,960 --> 00:15:20,680 Speaker 1: and that's just gonna be a reliable car for you 348 00:15:20,720 --> 00:15:22,960 Speaker 1: guys for years to come. Yeah, Like we almost thought 349 00:15:23,000 --> 00:15:24,800 Speaker 1: as a sort of like a reward. You know, it's like, 350 00:15:24,800 --> 00:15:26,440 Speaker 1: all right, you know what, we only have one car, 351 00:15:26,480 --> 00:15:29,400 Speaker 1: and so there are some slight difficulties and we'll kind 352 00:15:29,400 --> 00:15:30,800 Speaker 1: of get to some of those hurdles that you have 353 00:15:30,880 --> 00:15:33,400 Speaker 1: to overcome when you do have one vehicle later on 354 00:15:33,440 --> 00:15:35,680 Speaker 1: in the show. But almost as a reward for that though, 355 00:15:35,680 --> 00:15:37,040 Speaker 1: it's just like, you know what, we can spend a 356 00:15:37,080 --> 00:15:39,720 Speaker 1: little bit more and get a slightly nicer vehicle. We've 357 00:15:39,760 --> 00:15:42,440 Speaker 1: been a one car family now for for over twelve years, 358 00:15:42,720 --> 00:15:44,520 Speaker 1: and for the most part, you know, we've driven like 359 00:15:44,640 --> 00:15:47,360 Speaker 1: very old vehicles, typically around like ten years old. But 360 00:15:47,360 --> 00:15:50,120 Speaker 1: when we finally decided to upgrade to a van, you know, 361 00:15:50,160 --> 00:15:52,040 Speaker 1: we decided that we wanted to spend a little bit 362 00:15:52,080 --> 00:15:54,200 Speaker 1: more on something newer, and so the van we got 363 00:15:54,280 --> 00:15:56,240 Speaker 1: was about five years old. Because of that, you know, 364 00:15:56,280 --> 00:15:59,400 Speaker 1: we saved a ton. It had already depreciated about but 365 00:15:59,440 --> 00:16:01,840 Speaker 1: it was still by far the most expensive vehicle that 366 00:16:01,880 --> 00:16:04,480 Speaker 1: we've ever purchased. We probably, we know, would have gone 367 00:16:04,480 --> 00:16:07,040 Speaker 1: a little bit cheaper, maybe a little bit less fancy 368 00:16:07,160 --> 00:16:09,720 Speaker 1: if we did have two cars sitting in the driveway. 369 00:16:09,720 --> 00:16:12,800 Speaker 1: And so that's maybe just another sort of side benefits 370 00:16:13,160 --> 00:16:15,680 Speaker 1: of having one vehicle versus having to, yeah, get a 371 00:16:15,760 --> 00:16:18,680 Speaker 1: slightly nice for one, Matt. And another big bonus of 372 00:16:18,920 --> 00:16:21,640 Speaker 1: ditching a car and going down either from two to 373 00:16:21,680 --> 00:16:23,400 Speaker 1: one or one to zero is that it's going to 374 00:16:23,480 --> 00:16:25,920 Speaker 1: have major benefits for the environment as a whole. Cars 375 00:16:25,920 --> 00:16:29,000 Speaker 1: and vehicles are actually responsible for about one third of 376 00:16:29,040 --> 00:16:32,480 Speaker 1: our current pollution levels, right, And we've actually seen since 377 00:16:32,560 --> 00:16:35,400 Speaker 1: COVID started a lot of major cities, the guys are 378 00:16:35,400 --> 00:16:37,680 Speaker 1: clearing up above those cities because there is so much 379 00:16:37,760 --> 00:16:40,400 Speaker 1: less traffic, fewer cars on the road, right, I've seen 380 00:16:40,400 --> 00:16:43,360 Speaker 1: those photos pretty remarkable. It is in just a small 381 00:16:43,400 --> 00:16:45,720 Speaker 1: amount of time. So if you are in favor of 382 00:16:45,800 --> 00:16:48,280 Speaker 1: like a greener future with less smog for all of us, 383 00:16:48,440 --> 00:16:51,040 Speaker 1: then taking a car off the road has this meaningful 384 00:16:51,120 --> 00:16:53,920 Speaker 1: impact on the environment around us, right, Yeah, and not 385 00:16:53,960 --> 00:16:57,000 Speaker 1: just emissions as well, but the manufacture of vehicles. If 386 00:16:57,040 --> 00:16:59,240 Speaker 1: you have one less vehicle, that's one less car that 387 00:16:59,280 --> 00:17:01,360 Speaker 1: needs to be manufac acture that gets used and put 388 00:17:01,360 --> 00:17:03,960 Speaker 1: on the road, that then ends up in a landfill somewhere. Yeah, 389 00:17:03,960 --> 00:17:06,159 Speaker 1: completely all right, So I think Matt, we've given some 390 00:17:06,200 --> 00:17:08,840 Speaker 1: solid reasons for people to consider getting rid of a car. 391 00:17:09,320 --> 00:17:11,359 Speaker 1: It's not necessarily going to be easy, though, right, So 392 00:17:11,800 --> 00:17:13,440 Speaker 1: let's take a break, and after the break we'll talk 393 00:17:13,440 --> 00:17:15,919 Speaker 1: about the hardships of owning only one car. You in 394 00:17:15,960 --> 00:17:18,880 Speaker 1: particular can give some horror stories maybe, and then how 395 00:17:18,880 --> 00:17:22,119 Speaker 1: to actually make the one less car thing, uh in 396 00:17:22,200 --> 00:17:24,560 Speaker 1: actual reality in your life? How do you overcome those hurdles. 397 00:17:24,560 --> 00:17:35,840 Speaker 1: We'll get to that right after this. All right, Gel, 398 00:17:35,880 --> 00:17:39,200 Speaker 1: we're back from the break. We're talking about dropping a vehicle, right, 399 00:17:39,240 --> 00:17:41,840 Speaker 1: removing a car from your life. And right before the break, 400 00:17:41,880 --> 00:17:44,359 Speaker 1: you kind of hinted maybe at horror stories, do you 401 00:17:44,400 --> 00:17:47,080 Speaker 1: have any good ones? No? I know, so you said that, 402 00:17:47,119 --> 00:17:48,480 Speaker 1: and I was like, well, I don't have any great 403 00:17:48,520 --> 00:17:51,040 Speaker 1: stories one coming. I feel like that that that's a 404 00:17:51,119 --> 00:17:54,720 Speaker 1: testament that it truly is possible to be a family 405 00:17:55,200 --> 00:17:57,040 Speaker 1: and only have one vehicle. In our case, we're a 406 00:17:57,040 --> 00:17:59,879 Speaker 1: family of six. There's so many of us that we 407 00:18:00,160 --> 00:18:03,440 Speaker 1: four kids, and even still we are able to have 408 00:18:03,560 --> 00:18:05,240 Speaker 1: one vehicle. Granted, and I work out, you know, I 409 00:18:05,320 --> 00:18:07,399 Speaker 1: work from home, and before that, Kate and I, you know, 410 00:18:07,440 --> 00:18:09,439 Speaker 1: we were self employed. We we own our own business. 411 00:18:09,840 --> 00:18:11,879 Speaker 1: But even still there's times when we wanted to do 412 00:18:11,920 --> 00:18:14,040 Speaker 1: our own things. And so while we don't have any 413 00:18:14,080 --> 00:18:17,080 Speaker 1: horror stories, maybe that's because we did a lot of planning. 414 00:18:17,160 --> 00:18:18,440 Speaker 1: And that's one of the things that you're going to 415 00:18:18,520 --> 00:18:22,040 Speaker 1: have to do in order to have one less vehicle. Right. Uh, 416 00:18:22,080 --> 00:18:24,320 Speaker 1: if you're single, you know, having one less car like 417 00:18:24,359 --> 00:18:26,320 Speaker 1: that will will likely force you to do more planning 418 00:18:26,320 --> 00:18:29,040 Speaker 1: in order to avoid getting strained it or calling an 419 00:18:29,040 --> 00:18:32,080 Speaker 1: expensive uber after maybe the bus stops running, or maybe 420 00:18:32,200 --> 00:18:34,520 Speaker 1: just relying on a friend. And if you're sharing a 421 00:18:34,520 --> 00:18:36,600 Speaker 1: car with a partner, you know, just remember that they 422 00:18:36,720 --> 00:18:39,280 Speaker 1: have a schedule of things to do in places to 423 00:18:39,280 --> 00:18:41,680 Speaker 1: go of their own and then of course not to 424 00:18:41,720 --> 00:18:44,360 Speaker 1: mention if there are kids involved. So it will take 425 00:18:44,440 --> 00:18:47,760 Speaker 1: increased communication in many cases to make this work for 426 00:18:47,800 --> 00:18:50,520 Speaker 1: everyone involved. But I really do think it's pretty amazing 427 00:18:50,600 --> 00:18:53,080 Speaker 1: that you know, in over twelve years of only having 428 00:18:53,160 --> 00:18:56,280 Speaker 1: one vehicle, like, we really don't have any horror stories. Man. 429 00:18:56,520 --> 00:18:58,480 Speaker 1: That's good to know. Man. Maybe it puts some people 430 00:18:58,480 --> 00:19:01,159 Speaker 1: who are like I don't know, the sounds crazy a 431 00:19:01,160 --> 00:19:03,280 Speaker 1: little bit at ease knowing that you don't have any 432 00:19:03,440 --> 00:19:05,520 Speaker 1: terrible things to share, at least from your experience in 433 00:19:05,520 --> 00:19:08,800 Speaker 1: twelve years. That's a long time. So another obstacle to 434 00:19:08,880 --> 00:19:10,880 Speaker 1: owning a car one you gotta play in further head 435 00:19:10,880 --> 00:19:14,080 Speaker 1: to you gotta push through annoyances sometimes. Right, you might 436 00:19:14,280 --> 00:19:15,760 Speaker 1: need to have a change of clothes on you after 437 00:19:15,800 --> 00:19:17,720 Speaker 1: a sweaty bike ride because you dished a car, and 438 00:19:17,720 --> 00:19:20,520 Speaker 1: that's how you're getting around in the summer heat. Right, 439 00:19:20,680 --> 00:19:22,600 Speaker 1: If you're buking more an inclement weather, You might need 440 00:19:22,640 --> 00:19:24,440 Speaker 1: to buy some gear so that you can stay committed. 441 00:19:24,760 --> 00:19:27,080 Speaker 1: You might need to get dropped off super early for 442 00:19:27,160 --> 00:19:29,840 Speaker 1: something and maybe twiddle your thumbs for an hour, be 443 00:19:29,960 --> 00:19:33,080 Speaker 1: bored for a minute, and and that's not too bad. Yeah, 444 00:19:33,400 --> 00:19:36,119 Speaker 1: us as individuals being quote unquote boards might be a 445 00:19:36,160 --> 00:19:37,919 Speaker 1: good thing from time to time. Yeah, oh yeah, we 446 00:19:37,920 --> 00:19:39,080 Speaker 1: get all use a little bit more bored of in 447 00:19:39,119 --> 00:19:41,119 Speaker 1: our lives, that's for sure. You also, you won't be 448 00:19:41,200 --> 00:19:43,520 Speaker 1: driving in a comfy car with climate control, so get 449 00:19:43,560 --> 00:19:46,280 Speaker 1: ready to push through some annoyances as you make that switch. 450 00:19:46,800 --> 00:19:49,120 Speaker 1: But of course you also won't have to pay big 451 00:19:49,160 --> 00:19:52,280 Speaker 1: bucks every month for that car any longer either. So 452 00:19:52,400 --> 00:19:55,000 Speaker 1: just remember tell yourself over and over as you're sweating 453 00:19:55,000 --> 00:19:56,760 Speaker 1: in the summer heat, or as you're getting grained on 454 00:19:56,800 --> 00:19:59,560 Speaker 1: whatever it is, that you're saving eight d bucks every 455 00:19:59,560 --> 00:20:01,880 Speaker 1: single month, or six hundred bucks every single month, whatever 456 00:20:01,880 --> 00:20:04,400 Speaker 1: it is. Do the calculations so that you could remind 457 00:20:04,440 --> 00:20:06,880 Speaker 1: yourself as you're pushing through the pain. My bank account 458 00:20:06,920 --> 00:20:09,359 Speaker 1: is getting way fatter because of this decision. Yea man, 459 00:20:09,359 --> 00:20:11,399 Speaker 1: that eight hundred bucks a month, that's so great, and 460 00:20:11,840 --> 00:20:14,160 Speaker 1: it's good to remind ourselves of that because excuses are easy. 461 00:20:14,280 --> 00:20:16,560 Speaker 1: You know that they let you off the hook doing 462 00:20:16,840 --> 00:20:19,199 Speaker 1: things that that seem a little uncomfortable. But you know, 463 00:20:19,240 --> 00:20:21,600 Speaker 1: as I tell my girls, no pain, no gain. And 464 00:20:21,640 --> 00:20:24,600 Speaker 1: we we often find out a lot about ourselves when 465 00:20:24,600 --> 00:20:27,560 Speaker 1: we encounter increased discomfort, you know, when we are bored 466 00:20:27,600 --> 00:20:29,800 Speaker 1: for a little bit. Sometimes these can be good things 467 00:20:29,840 --> 00:20:31,760 Speaker 1: that that kind of add to our character. Yeah, so 468 00:20:31,800 --> 00:20:33,520 Speaker 1: we might actually find that we save some money and 469 00:20:33,560 --> 00:20:35,840 Speaker 1: we learned a little bit about ourselves. We've grown in 470 00:20:35,840 --> 00:20:37,719 Speaker 1: some ways by ditching a car. Maybe I'm tougher all 471 00:20:37,720 --> 00:20:39,760 Speaker 1: in one fell swoop, Yeah for sure. All right, so 472 00:20:39,840 --> 00:20:41,800 Speaker 1: let's talk about kind of nuts and bolts Matt of 473 00:20:41,840 --> 00:20:44,960 Speaker 1: how to go about cutting a car from your life. 474 00:20:45,160 --> 00:20:47,879 Speaker 1: The first and most important thing to discuss is location 475 00:20:48,040 --> 00:20:50,520 Speaker 1: right where people live. It's obviously one of the biggest 476 00:20:50,560 --> 00:20:54,040 Speaker 1: factors for or against making this change. As I mentioned earlier, 477 00:20:54,080 --> 00:20:56,000 Speaker 1: if you live in a rural area with tons of 478 00:20:56,040 --> 00:20:58,399 Speaker 1: miles between you and your home where you need to go, 479 00:20:58,600 --> 00:21:01,800 Speaker 1: maybe your church, maybe it's activities, the baseball field, then 480 00:21:01,800 --> 00:21:03,480 Speaker 1: there's a chance it won't work for you, and you 481 00:21:03,560 --> 00:21:05,480 Speaker 1: might not want to move, and it might not make 482 00:21:05,520 --> 00:21:08,000 Speaker 1: sense for everyone to move, but for other people, depending 483 00:21:08,080 --> 00:21:12,440 Speaker 1: on their current housing situation, changing your location, especially being 484 00:21:12,480 --> 00:21:14,960 Speaker 1: closer to where you work, is gonna have a massive 485 00:21:15,000 --> 00:21:17,320 Speaker 1: impact on your ability to downsize the amount of cars 486 00:21:17,320 --> 00:21:19,479 Speaker 1: you have to own. I know, not everybody lives just 487 00:21:19,520 --> 00:21:22,639 Speaker 1: two miles from an aldi like I do. You know, 488 00:21:22,680 --> 00:21:24,840 Speaker 1: in particular, jib being close to work like that's one 489 00:21:24,840 --> 00:21:28,119 Speaker 1: of the major factors that will help individuals be able 490 00:21:28,160 --> 00:21:30,760 Speaker 1: to to make this move. Most of us work five 491 00:21:30,840 --> 00:21:32,600 Speaker 1: days a week, and so you know, moving within a 492 00:21:32,640 --> 00:21:35,480 Speaker 1: few miles of your job site can really pay off 493 00:21:35,480 --> 00:21:38,000 Speaker 1: in a big way, even if it means paying a 494 00:21:38,000 --> 00:21:40,600 Speaker 1: bit more for your housing. Maybe in that case, like 495 00:21:40,600 --> 00:21:42,800 Speaker 1: you're kind of exchanging costs a little bit, but don't 496 00:21:42,800 --> 00:21:45,320 Speaker 1: forget of all the other benefits of not driving that 497 00:21:45,359 --> 00:21:47,680 Speaker 1: additional vehicles. Not just about money, And we said, it's 498 00:21:47,680 --> 00:21:50,159 Speaker 1: like making more right, so you kind of factor that 499 00:21:50,200 --> 00:21:52,320 Speaker 1: into the decision, and plus the happiness of gaining a 500 00:21:52,359 --> 00:21:55,359 Speaker 1: new love. And you know, the thing is too this 501 00:21:55,400 --> 00:21:57,679 Speaker 1: is again if you're having to go into work, and 502 00:21:57,720 --> 00:21:59,880 Speaker 1: so if you're working from home, it's even easier these 503 00:22:00,040 --> 00:22:02,600 Speaker 1: days to drop a car. And that might even continue 504 00:22:02,600 --> 00:22:05,360 Speaker 1: into the foreseeable future. Yeah, if you, in particular work 505 00:22:05,400 --> 00:22:08,720 Speaker 1: for Google and you're working from home, you don't have 506 00:22:08,760 --> 00:22:10,919 Speaker 1: any excuse man time to ditch the car, right But 507 00:22:11,000 --> 00:22:12,440 Speaker 1: in reality, now that is going to be the case 508 00:22:12,440 --> 00:22:13,720 Speaker 1: for a lot of people, and I think it makes 509 00:22:13,760 --> 00:22:17,520 Speaker 1: this decision a whole lot easier for people, um especially 510 00:22:17,520 --> 00:22:19,959 Speaker 1: now that Pandora's box is open, and you could probably 511 00:22:20,000 --> 00:22:22,000 Speaker 1: ask your employer if you can work from home three 512 00:22:22,040 --> 00:22:24,720 Speaker 1: or four days a week even once office life kind 513 00:22:24,720 --> 00:22:26,960 Speaker 1: of resumes, all right. Another thing that's going to be 514 00:22:27,000 --> 00:22:29,639 Speaker 1: important in ditching a car from your life is finding 515 00:22:29,640 --> 00:22:33,440 Speaker 1: alternative modes of transportation. And one important method that's gonna 516 00:22:33,440 --> 00:22:35,080 Speaker 1: be helpful to a lot of people who are trying 517 00:22:35,080 --> 00:22:37,679 Speaker 1: to get rid of a vehicle is public transportation. And 518 00:22:37,720 --> 00:22:39,760 Speaker 1: really that's only an option in some cities. I know 519 00:22:39,800 --> 00:22:42,680 Speaker 1: there are lots of smaller towns in particular that don't 520 00:22:42,720 --> 00:22:45,920 Speaker 1: have a robust transit system and it's not something that 521 00:22:45,960 --> 00:22:47,840 Speaker 1: you can count on. But don't dismiss it out of 522 00:22:47,880 --> 00:22:50,639 Speaker 1: hand either, Right, many people don't consider taking the bus, 523 00:22:50,680 --> 00:22:53,360 Speaker 1: and that is a perfectly viable option for a whole 524 00:22:53,400 --> 00:22:55,240 Speaker 1: lot of people. For instance, mat where we live, I 525 00:22:55,240 --> 00:22:57,679 Speaker 1: guess we could walk, or we could bike to the 526 00:22:57,720 --> 00:23:00,359 Speaker 1: Marta um and that could help us get aroun town. 527 00:23:00,400 --> 00:23:02,080 Speaker 1: But we can also take the bus system because it's 528 00:23:02,080 --> 00:23:04,240 Speaker 1: actually pretty good, and I know some of our friends 529 00:23:04,240 --> 00:23:05,960 Speaker 1: take it, but I know other people it's just not 530 00:23:06,040 --> 00:23:08,119 Speaker 1: on their radar. Yeah, Man, our friend Andrew, he used 531 00:23:08,119 --> 00:23:10,040 Speaker 1: to always take the bus and then hop on Marta, 532 00:23:10,160 --> 00:23:12,520 Speaker 1: our Atlanta train system, to take that up to work. 533 00:23:12,720 --> 00:23:15,000 Speaker 1: But more recently he's been biking taking his daughter to 534 00:23:15,080 --> 00:23:17,280 Speaker 1: daycare and then biking to the Marta station and then 535 00:23:17,320 --> 00:23:21,480 Speaker 1: getting to work. I mean, so many options, right, And yes, 536 00:23:21,680 --> 00:23:23,280 Speaker 1: if you live in the city, of course, right. Yeah, 537 00:23:23,320 --> 00:23:25,720 Speaker 1: So I think public transportation for a lot of people, 538 00:23:25,760 --> 00:23:28,080 Speaker 1: it's something they can consider. Other people, right and just 539 00:23:28,240 --> 00:23:30,280 Speaker 1: obviously dismissed out of hand, it's not gonna work for you. 540 00:23:30,520 --> 00:23:31,760 Speaker 1: But I think for a lot of people who live 541 00:23:31,800 --> 00:23:33,920 Speaker 1: in the city or even a lot of suburban locations 542 00:23:33,960 --> 00:23:36,520 Speaker 1: with decent bus service, I had a friend who would 543 00:23:36,520 --> 00:23:39,359 Speaker 1: take the bus from the suburbs every single day down 544 00:23:39,400 --> 00:23:41,800 Speaker 1: into Atlanta and it worked great for him, man, and 545 00:23:41,800 --> 00:23:43,880 Speaker 1: he was able to eliminate a car that way. Also, 546 00:23:43,920 --> 00:23:46,359 Speaker 1: to let's just quickly mention bikes. Obviously, we talked about 547 00:23:46,440 --> 00:23:48,640 Speaker 1: bikes a lot on the show. We won't overdo it, 548 00:23:48,680 --> 00:23:51,119 Speaker 1: but a regular bike or an e bike, I'm seeing 549 00:23:51,160 --> 00:23:53,080 Speaker 1: so many more of those around these days that that 550 00:23:53,160 --> 00:23:54,439 Speaker 1: can be the thing that allows you to get to 551 00:23:54,480 --> 00:23:57,520 Speaker 1: the maybe semi far away train station, uh three or 552 00:23:57,520 --> 00:24:00,280 Speaker 1: four miles without breaking a sweat. So don't write those off. 553 00:24:00,320 --> 00:24:02,879 Speaker 1: Definitely consider adding a bike into your routine somewhere so 554 00:24:02,920 --> 00:24:04,840 Speaker 1: that you can make it commute without a car. Yeah, 555 00:24:04,840 --> 00:24:07,439 Speaker 1: I am hearing more and more individuals getting e bikes 556 00:24:07,800 --> 00:24:10,680 Speaker 1: who would never have considered biking to work, but because 557 00:24:10,720 --> 00:24:12,920 Speaker 1: it is the assist, it's so much easier. And yeah, 558 00:24:12,960 --> 00:24:15,199 Speaker 1: like you said, they're not completely you know, drenched in 559 00:24:15,280 --> 00:24:18,480 Speaker 1: sweat when they arrive at work, and so you might consider, 560 00:24:18,640 --> 00:24:21,919 Speaker 1: you know, e bikes as basically like a personal commuter vehicle. 561 00:24:22,040 --> 00:24:24,240 Speaker 1: Within that vein there's folks who you know, use like 562 00:24:24,280 --> 00:24:26,639 Speaker 1: those little mopeds, like the little fifty c C engines. 563 00:24:26,960 --> 00:24:28,800 Speaker 1: That's a great secondary option. You know, you can get 564 00:24:28,800 --> 00:24:31,320 Speaker 1: around town pretty quickly, and you don't have to get 565 00:24:31,320 --> 00:24:33,200 Speaker 1: them registered, you don't have to have insurance on them. 566 00:24:33,280 --> 00:24:35,400 Speaker 1: I had one back in the day. It was wonderful. 567 00:24:35,760 --> 00:24:37,720 Speaker 1: You know, they have electric versions of them now as well. 568 00:24:37,880 --> 00:24:39,600 Speaker 1: You don't have to worry about insurance. If I didn't 569 00:24:39,600 --> 00:24:41,919 Speaker 1: have the bike, I'd totally go emo. Ped would I 570 00:24:41,920 --> 00:24:45,080 Speaker 1: wouldn't and I'll not. Note more folks are getting their 571 00:24:45,119 --> 00:24:47,439 Speaker 1: own electric scooters like the kind that you staying on 572 00:24:47,480 --> 00:24:50,360 Speaker 1: as well, um you know bird Jump in line. They've 573 00:24:50,359 --> 00:24:53,800 Speaker 1: all made those electric scooters more popular, but companies are 574 00:24:53,800 --> 00:24:56,959 Speaker 1: selling them directly to commuters as well. I saw recently 575 00:24:56,960 --> 00:25:00,600 Speaker 1: that Wirecutter they reviewed electric scooters and your favorite one, 576 00:25:00,600 --> 00:25:02,840 Speaker 1: the one that they thought was best, only costs six 577 00:25:02,880 --> 00:25:05,760 Speaker 1: seven bucks. It was one made by Segue. And you know, 578 00:25:05,760 --> 00:25:07,240 Speaker 1: when you're able just to hop on that, give it 579 00:25:07,240 --> 00:25:09,399 Speaker 1: a little kick and get rolling, you're not breaking a 580 00:25:09,440 --> 00:25:12,360 Speaker 1: sweat at all. And so we definitely want to encourage 581 00:25:12,359 --> 00:25:15,520 Speaker 1: folks to consider some of these alternate means of transportation, 582 00:25:15,600 --> 00:25:18,760 Speaker 1: some of these micro commuting methods. Yeah, for sure, I 583 00:25:18,760 --> 00:25:22,320 Speaker 1: think you know, technology has just changed so much in 584 00:25:22,320 --> 00:25:24,680 Speaker 1: in the last decade that makes commuting without a car 585 00:25:24,960 --> 00:25:27,399 Speaker 1: so much more of an option, whereas it felt like 586 00:25:27,440 --> 00:25:29,960 Speaker 1: cars were the only option ten years ago, and that's 587 00:25:29,960 --> 00:25:31,720 Speaker 1: just not the case. And Matt, you just mentioned a 588 00:25:31,760 --> 00:25:35,400 Speaker 1: couple of reasons why on the technology front with micro scooters, 589 00:25:35,480 --> 00:25:39,200 Speaker 1: with electric bikes right also to ride sharing apps. They 590 00:25:39,240 --> 00:25:42,560 Speaker 1: are awesome for for one off events, and you know, 591 00:25:42,600 --> 00:25:44,840 Speaker 1: calling a taxi used to be a huge pain, but 592 00:25:44,920 --> 00:25:47,520 Speaker 1: now everyone's got the Uber or Lift app on their 593 00:25:47,520 --> 00:25:50,560 Speaker 1: phone and they've had a big time impact on helping 594 00:25:50,640 --> 00:25:52,840 Speaker 1: us be able to get around town without the need 595 00:25:52,880 --> 00:25:55,159 Speaker 1: for our own car. So obviously, if you're using these 596 00:25:55,200 --> 00:25:57,720 Speaker 1: services multiple times every day, you're gonna be sucking that 597 00:25:57,880 --> 00:26:00,119 Speaker 1: one fewer car savings right out of your life. But 598 00:26:00,160 --> 00:26:02,880 Speaker 1: if you use them sparingly, just on occasion, those services 599 00:26:02,880 --> 00:26:04,800 Speaker 1: are going to ease the pain of single car ownership 600 00:26:05,240 --> 00:26:07,760 Speaker 1: or or even owning no car at all. Right in particular, 601 00:26:07,800 --> 00:26:10,919 Speaker 1: takes the stress out of last minute inconveniences that pop up. 602 00:26:11,000 --> 00:26:13,560 Speaker 1: Knowing that you can have a car right to where 603 00:26:13,560 --> 00:26:15,399 Speaker 1: you are in five minutes to take you where you 604 00:26:15,440 --> 00:26:17,240 Speaker 1: need to go. Again, you don't want to rely on 605 00:26:17,280 --> 00:26:19,240 Speaker 1: it constantly, but it's not nextually know that it's in 606 00:26:19,240 --> 00:26:20,800 Speaker 1: your back pocket just in case you need it. And 607 00:26:20,840 --> 00:26:23,400 Speaker 1: I totally agree. Right sharing apps make it very possible 608 00:26:23,440 --> 00:26:26,000 Speaker 1: to drop down to a single vehicle if you have 609 00:26:26,119 --> 00:26:29,640 Speaker 1: a family. The few minor inconveniences that we have had 610 00:26:29,960 --> 00:26:33,040 Speaker 1: were quickly solved by being able to quickly call an uber, 611 00:26:33,160 --> 00:26:35,920 Speaker 1: you know, hail a lift that, like you said, showed 612 00:26:36,000 --> 00:26:38,200 Speaker 1: up in five minutes and Joe. Sometimes it's not a 613 00:26:38,400 --> 00:26:41,840 Speaker 1: new or alternative type of transportation, but it is instead 614 00:26:42,200 --> 00:26:44,880 Speaker 1: a different approach or a strategy to get to where 615 00:26:44,880 --> 00:26:46,480 Speaker 1: you need to go. So, for instance, you can car 616 00:26:46,520 --> 00:26:49,160 Speaker 1: pool with a friend or coworker. And this isn't something new, 617 00:26:50,160 --> 00:26:51,959 Speaker 1: but I feel like lately it's kind of gotten more 618 00:26:52,040 --> 00:26:54,440 Speaker 1: steam because of some of the different apps. You can 619 00:26:54,440 --> 00:26:56,280 Speaker 1: even car pool with someone you don't even know, you know, 620 00:26:56,400 --> 00:26:59,080 Speaker 1: via ways car pool. There are a lot of cities 621 00:26:59,080 --> 00:27:01,240 Speaker 1: that will even pay you to car pool in order 622 00:27:01,280 --> 00:27:04,320 Speaker 1: to reduce congestion on the roads. You know, So think through, 623 00:27:04,359 --> 00:27:06,600 Speaker 1: like how creative can you get when it comes to 624 00:27:06,880 --> 00:27:08,920 Speaker 1: you know, right sharing? As you think through that, that 625 00:27:08,960 --> 00:27:11,359 Speaker 1: will give you, you know, another massive boost and making 626 00:27:11,440 --> 00:27:14,080 Speaker 1: ditching a car possible. GEA have car pooled with a 627 00:27:14,119 --> 00:27:17,480 Speaker 1: coworker who lives just one neighborhood over, and you know, 628 00:27:17,520 --> 00:27:19,919 Speaker 1: at times it's not quite as convenient if I, like 629 00:27:20,040 --> 00:27:22,040 Speaker 1: want to run to the grocery store on the way home. 630 00:27:22,320 --> 00:27:24,000 Speaker 1: But that's one of those things, right, Playing a little 631 00:27:24,000 --> 00:27:26,520 Speaker 1: bit further ahead, pushing through some of those annoyances in 632 00:27:26,640 --> 00:27:29,080 Speaker 1: order to make something like that work. They're actually really 633 00:27:29,119 --> 00:27:32,439 Speaker 1: simple solutions, Matt that most people just don't consider because 634 00:27:32,640 --> 00:27:34,600 Speaker 1: you know, two cars is simple and easy and you're 635 00:27:34,600 --> 00:27:37,200 Speaker 1: fully autonomous, so why not just keep going in that direction? Well, 636 00:27:37,200 --> 00:27:38,840 Speaker 1: we would say, thing outside the box, and these are 637 00:27:38,880 --> 00:27:42,120 Speaker 1: some helpful ways, different approaches to actually help people get there. 638 00:27:42,359 --> 00:27:45,240 Speaker 1: And also, let's talk about car pooling for your kids. Right, 639 00:27:45,280 --> 00:27:48,520 Speaker 1: that's we just talked about car pooling yourself. But do 640 00:27:48,600 --> 00:27:50,800 Speaker 1: you have to pick your kids up from school every day? 641 00:27:50,840 --> 00:27:52,240 Speaker 1: I mean they might not even be going to school 642 00:27:52,280 --> 00:27:54,119 Speaker 1: right now. Right, it's probably doing virtual school for a 643 00:27:54,160 --> 00:27:56,440 Speaker 1: lot of kids. But it's important to consider whether or 644 00:27:56,520 --> 00:27:58,320 Speaker 1: not you can share these duties with a friend who 645 00:27:58,359 --> 00:28:00,680 Speaker 1: also has kids at the same school or kids who 646 00:28:00,680 --> 00:28:03,240 Speaker 1: participate in the same activities, and that oftentimes that saves 647 00:28:03,240 --> 00:28:05,280 Speaker 1: you time. It cuts down on some of that frustration 648 00:28:05,359 --> 00:28:06,840 Speaker 1: of having to be in the car all the time 649 00:28:07,359 --> 00:28:10,160 Speaker 1: by by splitting the duties with someone else that you're 650 00:28:10,200 --> 00:28:12,240 Speaker 1: friends with. That's something that's easily done but just not 651 00:28:12,320 --> 00:28:15,000 Speaker 1: often considered. Yeah, so car pulling, it's a great practice 652 00:28:15,040 --> 00:28:17,520 Speaker 1: when it comes to uh implementing, you know, moving down 653 00:28:17,560 --> 00:28:20,560 Speaker 1: to one car. Another good approach is to actually give 654 00:28:20,600 --> 00:28:23,600 Speaker 1: it a shot before you sell a car. Right, See, 655 00:28:23,600 --> 00:28:24,960 Speaker 1: if you can go a few weeks or maybe a 656 00:28:25,000 --> 00:28:27,520 Speaker 1: couple of months even only using one car, you can 657 00:28:27,560 --> 00:28:29,800 Speaker 1: even make it a challenge. You might just see that 658 00:28:29,840 --> 00:28:33,840 Speaker 1: it's completely possible before you force this new lifestyle on yourself. 659 00:28:34,359 --> 00:28:36,919 Speaker 1: You don't necessarily have to go cold turkey. But you know, 660 00:28:36,920 --> 00:28:38,560 Speaker 1: maybe on the other hand, if you know that you 661 00:28:38,600 --> 00:28:40,520 Speaker 1: can ditch a car, then then going all in and 662 00:28:40,560 --> 00:28:43,280 Speaker 1: going ahead and selling it, that might be the commitment, 663 00:28:43,480 --> 00:28:45,640 Speaker 1: you know, where you go all in, where you force 664 00:28:45,720 --> 00:28:48,400 Speaker 1: yourself to only rely on a single vehicle, if you 665 00:28:48,440 --> 00:28:50,480 Speaker 1: know that keeping that second car or even that one 666 00:28:50,520 --> 00:28:53,000 Speaker 1: car around is going to cause you to to use 667 00:28:53,040 --> 00:28:55,479 Speaker 1: it more often, which it most likely will if if 668 00:28:55,480 --> 00:28:57,720 Speaker 1: you have a perfectly good set of wheel sitting there, 669 00:28:58,040 --> 00:28:59,760 Speaker 1: it's it's hard to say, you know what I'm gonna 670 00:29:00,000 --> 00:29:02,920 Speaker 1: about bike this time. Uh So, if you know that 671 00:29:02,920 --> 00:29:05,800 Speaker 1: that's there, sometimes you're gonna over rely on it, and 672 00:29:05,840 --> 00:29:08,480 Speaker 1: so maybe even committing to getting rid of that that 673 00:29:08,560 --> 00:29:11,240 Speaker 1: might be unnecessary step that that makes losing a car 674 00:29:11,360 --> 00:29:13,680 Speaker 1: a reality for you. Yeah, man, we covered a lot 675 00:29:13,680 --> 00:29:15,760 Speaker 1: in this episode about ditching a car. I think there 676 00:29:15,760 --> 00:29:17,360 Speaker 1: are a lot of people out there listening who should 677 00:29:17,400 --> 00:29:20,280 Speaker 1: be considering it. And for those of you out there 678 00:29:20,280 --> 00:29:22,880 Speaker 1: who have listened to this whole conversation anyway and you're like, 679 00:29:22,920 --> 00:29:25,280 Speaker 1: that's ridiculous, I'm not going to do it, well, I've 680 00:29:25,320 --> 00:29:27,600 Speaker 1: got one final suggestion, And for people that don't feel 681 00:29:27,600 --> 00:29:30,200 Speaker 1: like they can downsize a car at all, I would 682 00:29:30,200 --> 00:29:33,720 Speaker 1: strongly suggest looking into renting one of your cars out 683 00:29:33,800 --> 00:29:36,280 Speaker 1: when it's not in use on a site like touro 684 00:29:36,440 --> 00:29:38,840 Speaker 1: dot com or get around. And if you can rent 685 00:29:38,840 --> 00:29:41,040 Speaker 1: your car out and actually make some money from it, 686 00:29:41,040 --> 00:29:42,880 Speaker 1: it's not nearly as much of a drain on your 687 00:29:42,880 --> 00:29:45,080 Speaker 1: bank account if it's working for you on the side 688 00:29:45,080 --> 00:29:47,160 Speaker 1: when otherwise it would have been parked. And so look 689 00:29:47,200 --> 00:29:49,640 Speaker 1: into that. Make some money from your vehicle as opposed 690 00:29:49,640 --> 00:29:51,960 Speaker 1: to letting it sit there and just costing you money 691 00:29:51,960 --> 00:29:54,720 Speaker 1: and you're in the line item of your budget every month. Yeah, 692 00:29:54,720 --> 00:29:57,400 Speaker 1: that's a great thought, Joel. And so again, becoming a 693 00:29:57,400 --> 00:29:59,800 Speaker 1: one car family, or maybe cutting a car all together, 694 00:30:00,080 --> 00:30:02,440 Speaker 1: isn't for everyone. You know, some folks just like driving 695 00:30:02,480 --> 00:30:04,960 Speaker 1: like I do, although I don't like driving to work 696 00:30:05,000 --> 00:30:06,720 Speaker 1: every single day. I like driving on a road trip 697 00:30:06,720 --> 00:30:09,920 Speaker 1: where I'm going on vacation, But the pandemic has forced 698 00:30:09,920 --> 00:30:12,960 Speaker 1: our lifestyle to change. So for many that means more 699 00:30:13,000 --> 00:30:14,800 Speaker 1: working from home, which is great if you want to 700 00:30:14,840 --> 00:30:17,480 Speaker 1: ditch a car you currently own. And at the same time, 701 00:30:17,520 --> 00:30:20,680 Speaker 1: technology has brought improvements that make it so much easier 702 00:30:20,880 --> 00:30:23,720 Speaker 1: to only own one car in many cities and even 703 00:30:23,720 --> 00:30:26,280 Speaker 1: in suburban context as well, So we hope that you 704 00:30:26,360 --> 00:30:29,800 Speaker 1: consider making a change for your finances and for so 705 00:30:29,840 --> 00:30:32,400 Speaker 1: many other great reasons as well. Yeah, man, I feel 706 00:30:32,400 --> 00:30:33,479 Speaker 1: like a bum right now, and I feel like we've 707 00:30:33,480 --> 00:30:36,600 Speaker 1: gotta list our second vehicle immediately on Craigslist or something 708 00:30:36,640 --> 00:30:39,000 Speaker 1: like that and or Facebook, yard Tale, trying to try 709 00:30:39,040 --> 00:30:41,920 Speaker 1: to sell it because we really, we really could go 710 00:30:42,000 --> 00:30:44,920 Speaker 1: down to one car. I think it's easily doable for 711 00:30:44,960 --> 00:30:47,320 Speaker 1: our family. It's I definitely see it in your future. 712 00:30:47,720 --> 00:30:49,400 Speaker 1: I mean too, once your new bike comes in as well. 713 00:30:49,440 --> 00:30:51,040 Speaker 1: You've got kind of got that fresh battery on that 714 00:30:51,040 --> 00:30:53,480 Speaker 1: e bike. You're gonna be scooting around no problem, barely 715 00:30:53,520 --> 00:30:55,480 Speaker 1: even peddling at all, you know, like like they're doing 716 00:30:55,480 --> 00:30:56,960 Speaker 1: the little video that when they're trying to sell it 717 00:30:56,960 --> 00:30:59,440 Speaker 1: there's like only three shots where somebody's actually peddling. I 718 00:30:59,480 --> 00:31:01,200 Speaker 1: STU like to pay all that's part owning a bike, Man, 719 00:31:01,320 --> 00:31:03,320 Speaker 1: is the peddaling? I like it. You got a pedal? Yeah, 720 00:31:03,440 --> 00:31:04,760 Speaker 1: but I need to take a dose of my own 721 00:31:04,760 --> 00:31:06,920 Speaker 1: medicine and make it happen. All right, Matt, Let's get 722 00:31:06,920 --> 00:31:09,080 Speaker 1: back to the beer that we had on the show today. 723 00:31:09,360 --> 00:31:13,040 Speaker 1: This was a saison from Tired Hands brewing company called Eurason. 724 00:31:13,360 --> 00:31:14,920 Speaker 1: And so, yeah, what were your thoughts on this beer? Man? 725 00:31:15,080 --> 00:31:16,760 Speaker 1: Or maybe you say it ours and I don't know, 726 00:31:17,000 --> 00:31:19,360 Speaker 1: but not too sure. But yeah, man, this was a 727 00:31:19,600 --> 00:31:21,880 Speaker 1: freely stinking good beer. I was gonna say, a fantastic beer. 728 00:31:22,200 --> 00:31:24,600 Speaker 1: It was tart and acidic, while it also had that 729 00:31:24,680 --> 00:31:27,040 Speaker 1: kind of light and fizzy body going on that a 730 00:31:27,080 --> 00:31:29,160 Speaker 1: lot of times you can expect from a Sayson. And 731 00:31:29,160 --> 00:31:32,040 Speaker 1: it also had that distinct funkiness that you get with 732 00:31:32,040 --> 00:31:34,800 Speaker 1: this says on in particular one that's been barrel aged. 733 00:31:34,840 --> 00:31:38,400 Speaker 1: You know, it had so much depth and funkiness going on. Um, 734 00:31:38,680 --> 00:31:40,280 Speaker 1: we've we've said this before, how you and I we 735 00:31:40,320 --> 00:31:43,240 Speaker 1: need to drink more barrel aged Sasons. And this has 736 00:31:43,280 --> 00:31:45,720 Speaker 1: completely convinced me that I need more of this type 737 00:31:45,720 --> 00:31:47,840 Speaker 1: of beer in my life. But yeah, man, I really 738 00:31:47,920 --> 00:31:49,240 Speaker 1: enjoyed it. I'm glad this is one that you were 739 00:31:49,240 --> 00:31:51,280 Speaker 1: able to pick up for us. Thanks for sharing. Yeah, 740 00:31:51,280 --> 00:31:53,520 Speaker 1: I don't think I can add anything to the tasting notes. 741 00:31:53,560 --> 00:31:55,600 Speaker 1: I think you described it really, really well. All I 742 00:31:55,600 --> 00:31:57,760 Speaker 1: can say is it was delicious and I would like 743 00:31:57,800 --> 00:32:02,160 Speaker 1: to drink more beers from Tired Hands, particular from them seriously, 744 00:32:02,960 --> 00:32:05,080 Speaker 1: and not to mention. So the label, the artwork on 745 00:32:05,120 --> 00:32:07,520 Speaker 1: this one is awesome as well. It's like an illustrated 746 00:32:07,560 --> 00:32:09,640 Speaker 1: moon that kind of has a skull face on it. 747 00:32:09,640 --> 00:32:11,480 Speaker 1: It actually reminds me of like there's this old French 748 00:32:11,520 --> 00:32:13,680 Speaker 1: film it's called like to the Moon or something like that, 749 00:32:14,080 --> 00:32:16,760 Speaker 1: but it's like the rocket ship lands and hits it 750 00:32:16,760 --> 00:32:19,880 Speaker 1: in the eye. I'm sure you've seen that illustration around, 751 00:32:20,880 --> 00:32:23,320 Speaker 1: but it kind of looks like that, like after the 752 00:32:23,360 --> 00:32:25,760 Speaker 1: moon died or something like that. It's got the skull 753 00:32:26,080 --> 00:32:28,200 Speaker 1: on it. But like that's kind of the visual on 754 00:32:28,320 --> 00:32:30,040 Speaker 1: the on the label there. But I'm with you, man, 755 00:32:30,040 --> 00:32:32,000 Speaker 1: I'm a huge fan of of this beer, and in 756 00:32:32,040 --> 00:32:34,320 Speaker 1: particular tard Hands in general. Me too. Man, all right, 757 00:32:34,360 --> 00:32:35,880 Speaker 1: that's gonna do it for this episode for folks that 758 00:32:35,960 --> 00:32:37,640 Speaker 1: want show notes for this episode, just go to our 759 00:32:37,640 --> 00:32:40,160 Speaker 1: website at how to money dot com. And you know, 760 00:32:40,200 --> 00:32:41,840 Speaker 1: it would really help us out as well if you 761 00:32:41,880 --> 00:32:44,280 Speaker 1: would leave us a review. If you haven't done so already, 762 00:32:44,320 --> 00:32:46,600 Speaker 1: head over to Apple Podcasts where you can leave us 763 00:32:46,640 --> 00:32:48,200 Speaker 1: a little message there. And Jel and I we actually 764 00:32:48,240 --> 00:32:50,960 Speaker 1: read every single one of those because we're also looking 765 00:32:51,000 --> 00:32:53,200 Speaker 1: for feedback in case someone says something in there that's 766 00:32:53,200 --> 00:32:56,320 Speaker 1: a little bit more constructive. Write. Some constructive criticism is 767 00:32:56,320 --> 00:32:58,320 Speaker 1: always good. We can always get better. So yeah, if 768 00:32:58,320 --> 00:32:59,920 Speaker 1: you haven't done that already, head over and do that 769 00:33:00,120 --> 00:33:02,360 Speaker 1: really helps us out, Joel. That's going to be it 770 00:33:02,440 --> 00:33:05,120 Speaker 1: for this episode, Buddy. Until next time, Best Friends Out, 771 00:33:05,240 --> 00:33:06,360 Speaker 1: Best Friends Out,