WEBVTT - Ep. 192 — $40,000 of Debt and Not Sure Where to Start 0:00:16.400 --> 0:00:20.759 Hey, hey, hey, I thought I'd start off with a 0:00:20.800 --> 0:00:24.840 little sexy. Hey, it's me tipp Day by Daday's and 0:00:24.880 --> 0:00:25.880 this is Brown Ambition. 0:00:26.400 --> 0:00:29.320 Hey, Mandra, So you started sexy and how was that ending? 0:00:29.360 --> 0:00:33.239 What were we doing? Ended? Wild and crazy? Because you know, 0:00:33.560 --> 0:00:34.720 I can't say sexy long? 0:00:37.040 --> 0:00:39.159 How's it going? Happy Brand Ambition Wednesday? 0:00:40.080 --> 0:00:44.160 Yeah, I'm super excited because next week it's my birthday 0:00:44.800 --> 0:00:48.000 and I'm turning the big Bote. Isn't that crazy? 0:00:48.760 --> 0:00:50.639 I told you know, I had lunch with our Oh, 0:00:50.680 --> 0:00:52.600 I sorry, I had breakfast this morning with our buddy, 0:00:52.640 --> 0:00:55.959 Sharon Epperson from CNEC. You guys got to go back 0:00:55.960 --> 0:00:58.200 and listen to our episode with Sharon, our interview with her. 0:00:58.320 --> 0:01:00.680 She a few years ago had a break and aneurysm 0:01:00.800 --> 0:01:04.120 and bounced back and uh has so much. Has such 0:01:04.120 --> 0:01:06.840 an interesting story of how her brain aneurysm kind of 0:01:06.880 --> 0:01:10.919 changed the trajectory of her career at CNBC. Anyway, mentioned 0:01:10.920 --> 0:01:12.800 to sharing we were talking about you, of course, that 0:01:12.880 --> 0:01:14.440 you're returning the Big four to zero, and the first 0:01:14.440 --> 0:01:19.000 thing she said is God, I love Melanin like, because 0:01:19.000 --> 0:01:21.600 she was like, I would never guess that Tiffany was forty. 0:01:22.440 --> 0:01:24.160 I know, I'm not gonna lie. I would never guess 0:01:24.160 --> 0:01:29.760 that I'm forty either. It feels so old. But honestly 0:01:29.800 --> 0:01:31.679 I don't feel so you know, I guess that counts 0:01:31.720 --> 0:01:36.040 for something. Yeah, yeah, I'm actually excited about would you 0:01:36.080 --> 0:01:39.480 say forty is the new thirty, right? Yeah, Honestly, I 0:01:39.520 --> 0:01:42.520 feel I feel good because I I have to reflect on, 0:01:42.640 --> 0:01:46.920 like my life. I kind of feel like that the 0:01:46.959 --> 0:01:49.040 things that I sat out to accomplished as far as professionally, 0:01:49.440 --> 0:01:52.400 and the only things really that I'm like really working 0:01:52.440 --> 0:01:55.040 on moving forward is I feel like my personal life, 0:01:55.040 --> 0:01:58.800 like I want to build deeper relationships and I want 0:01:58.800 --> 0:02:00.680 to be a better person those kind of things like 0:02:00.720 --> 0:02:03.080 I I mean, of course I've got like world domination 0:02:03.320 --> 0:02:05.240 through the budget hay stuff, but I feel like that's 0:02:05.240 --> 0:02:07.240 going to happen either way. But really I really want 0:02:07.280 --> 0:02:09.560 to work on being a better person and work all 0:02:09.600 --> 0:02:12.480 that aspect of my life. That's my little reflective turning 0:02:12.560 --> 0:02:13.399 forty south. 0:02:14.200 --> 0:02:15.920 And just yeah, and don't forget to look. I mean, 0:02:15.960 --> 0:02:18.320 it's a nice time to reflect on all your accomplishments too. 0:02:18.560 --> 0:02:22.000 Mm hm, it's not necessarily I mean speaking, I don't know, 0:02:22.080 --> 0:02:24.480 I'll probably I mean it's probably like a bunch of 0:02:24.480 --> 0:02:28.320 different emotions mixed into one. Yeah, where you are not 0:02:28.360 --> 0:02:30.880 sure where you're going blah blah blah. I can only imagine, 0:02:31.240 --> 0:02:31.560 and it. 0:02:31.480 --> 0:02:33.720 Depends where because I you know, it's so crazy because 0:02:33.880 --> 0:02:35.920 my thirtieth birthday, when I was turning thirty, that's when 0:02:35.960 --> 0:02:37.280 I just moved home and I was sleeping in my 0:02:37.320 --> 0:02:40.440 middle school bed. So it's been a it's been a 0:02:40.440 --> 0:02:44.240 crazy rod. I'm like, wow, last Big Moments's birthday was 0:02:44.520 --> 0:02:47.440 quite a different situation to circumstance. I was literally like 0:02:48.200 --> 0:02:50.240 it was like turning thirty and my dad was like, 0:02:50.240 --> 0:02:52.200 make sure you're home by midnight. That's to curfew. And 0:02:52.240 --> 0:02:57.200 I was like, wait, what So we come a long way, baby, 0:02:57.240 --> 0:03:00.520 I think you no more midnight curfew, grown woman. 0:03:01.840 --> 0:03:01.920 No. 0:03:02.000 --> 0:03:04.720 But I'm honestly, I'm really excited because this week this 0:03:04.760 --> 0:03:08.760 past weekend, I took the Unicorn Squad. That's the name 0:03:08.800 --> 0:03:11.600 of my team, and we call them Unicorns because I 0:03:11.600 --> 0:03:14.000 say they make magic happen every day. It was eighteen 0:03:14.040 --> 0:03:17.359 of us, so myself, my business partner Jabrill, and I. 0:03:17.720 --> 0:03:19.560 It was really his idea. To give him credit that 0:03:19.840 --> 0:03:21.840 last year was the first time that we took everyone 0:03:21.840 --> 0:03:24.360 away on kind of like a family vacation, and this 0:03:24.440 --> 0:03:27.880 was our second year. Mandy. It was so much fun. 0:03:28.560 --> 0:03:30.960 You would not think that, like because it's literally Jabrill 0:03:31.000 --> 0:03:34.400 and seventeen women no drama know nothing. When I tell 0:03:34.400 --> 0:03:36.040 you fun, and I love that. I mean I don't 0:03:36.040 --> 0:03:38.960 think I laughed more or danced more. It was like 0:03:39.040 --> 0:03:41.400 summer camp for grown women, and Jabrill. 0:03:43.200 --> 0:03:45.240 I have just as much Filmo for that as I 0:03:45.280 --> 0:03:48.000 do for Tyler Perry's Atlanta studio opening. 0:03:48.800 --> 0:03:50.480 Yes, it was. 0:03:50.600 --> 0:03:53.240 It's just really looked like amazing weekends. 0:03:53.840 --> 0:03:56.760 Well because you know, the team looked We work largely remotely, 0:03:57.000 --> 0:04:00.200 so it's like the question always comes up, like how 0:04:00.200 --> 0:04:01.839 do you keep you know, like you get to see 0:04:01.880 --> 0:04:05.400 your team regularly, so like you can build relationships, you know, 0:04:05.600 --> 0:04:08.360 like these kind of intimate relationships. But it's it can 0:04:08.400 --> 0:04:12.320 be difficult when it's when everybody works all around the world. 0:04:12.360 --> 0:04:16.640 Like Natalie Watsi Zaka that's her name, she lives in Israel. 0:04:17.400 --> 0:04:19.960 Jabrill doesn't live anywhere. He just goes from place to place. 0:04:20.440 --> 0:04:22.680 Although he doesn't he lives in Opland now, but like 0:04:22.680 --> 0:04:23.320 it's never there. 0:04:24.360 --> 0:04:28.760 Karen is in at least that he's yes, Yeah, he's 0:04:28.800 --> 0:04:31.279 just like I mean, he literally lives places for like 0:04:31.320 --> 0:04:34.919 three months stints and then like uh, Logan lives in DC, 0:04:35.640 --> 0:04:38.000 Karen lives in Atlanta and lives in Philly. 0:04:38.040 --> 0:04:42.080 So everybody lives all these different places and yeah, and 0:04:42.160 --> 0:04:44.240 so to get together and to meet people and to 0:04:44.320 --> 0:04:46.240 hug them, like, well, I have to say, Sylvia lives 0:04:46.240 --> 0:04:49.240 in Arkansas because she's like no one ever managins Arkansas, 0:04:52.600 --> 0:04:54.800 and so it's just nice to like hug on them. 0:04:55.080 --> 0:04:59.039 And we did. We we got a private chef, and 0:04:59.160 --> 0:05:02.960 we we rented we're air and b Airbnb houses. We 0:05:03.000 --> 0:05:05.599 had we bought like when I bought, but we rented 0:05:05.640 --> 0:05:08.160 some cars to take us around. We did the escape room, 0:05:08.800 --> 0:05:14.760 We had a barbecue. We went to Scott Scott Stales 0:05:14.800 --> 0:05:15.839 I called Arizona. 0:05:16.400 --> 0:05:19.279 Oh, Arizona, Okay, And it was beautiful. 0:05:19.320 --> 0:05:21.040 So we definitely had to go to a beautiful spot. 0:05:21.080 --> 0:05:24.240 So we found like this five stars, dime five diamond, 0:05:24.279 --> 0:05:26.600 not even star five diamond spot. It was the best 0:05:26.680 --> 0:05:30.240 bout any of us I'd ever been to. So honestly, 0:05:30.240 --> 0:05:32.440 it was such a good time. It was Yeah, it 0:05:32.480 --> 0:05:36.000 was three nights, four days, and we just really enjoyed, 0:05:36.040 --> 0:05:37.440 Like my sister got to come for the first time 0:05:37.480 --> 0:05:40.039 because she's been on the team. We say, people asked 0:05:40.200 --> 0:05:42.480 how were we able to like afford and so what we 0:05:42.520 --> 0:05:45.360 did was we saved two percent of our gross income 0:05:45.800 --> 0:05:48.000 from the companies and we stashed it in the savings 0:05:48.040 --> 0:05:50.040 account and then that's our budget. And actually we kind 0:05:50.040 --> 0:05:52.560 of came in under budget. I think I want to 0:05:52.600 --> 0:05:55.000 say we had like forty something thousand saves, and I 0:05:55.040 --> 0:05:57.320 think we say we spent thirty nine thousands. So we 0:05:57.360 --> 0:06:00.840 played for flights, accommodations, even the car, your lift or 0:06:00.880 --> 0:06:03.640 you're whatever from the house to the airport and back again. 0:06:03.680 --> 0:06:05.080 Even that we pay for everything. I don't want you 0:06:05.160 --> 0:06:07.120 to pay for anything. This is just the time to enjoy. 0:06:07.720 --> 0:06:09.919 And so this is the second year we came on 0:06:09.960 --> 0:06:11.840 the budget last year. We came on the budget this year, 0:06:11.839 --> 0:06:13.599 so I was like proud of that that like, yeah, 0:06:13.720 --> 0:06:15.680 I would say probably cost around forty thousand dollars for 0:06:15.960 --> 0:06:19.839 about twenty of us. We even got a videographer to 0:06:19.960 --> 0:06:23.520 kind of like document like our weekend together. So the 0:06:23.600 --> 0:06:26.040 Unicorn squad, it's like we're all amped up and everybody's 0:06:26.080 --> 0:06:29.840 extra and rejuvenated and so yeah, I would honestly love 0:06:29.839 --> 0:06:31.720 to hear from the listeners like, what's something that your 0:06:31.720 --> 0:06:35.400 employer has done that just made you like super happy 0:06:35.440 --> 0:06:37.640 and geeked because I'm always trying to be a better 0:06:38.360 --> 0:06:40.480 leader and a better employer, so that way people are 0:06:40.480 --> 0:06:41.560 super happy to work with that. 0:06:42.400 --> 0:06:44.720 I think you're on the right track. I wouldn't worry. 0:06:46.640 --> 0:06:49.719 I don't think anyone out there can talk and all expense, 0:06:49.839 --> 0:06:53.520 all expenses paid girlfriend's weekend with a spa and a videographer, 0:06:53.560 --> 0:06:57.240 what private chef? What s got to here? Just looking 0:06:57.279 --> 0:07:01.680 for ways to improve all the amazingness that's already you know. 0:07:01.760 --> 0:07:04.320 And it's because, first of all, like I forgot, I 0:07:04.360 --> 0:07:06.560 never really told the team. I know, y'all listen to listen, 0:07:06.600 --> 0:07:10.960 but her a little snitche behind hey, Adelie, So she 0:07:10.960 --> 0:07:13.280 she listened to the podcast regularly, and she was telling 0:07:13.320 --> 0:07:14.800 the team that's what you get all the tea about 0:07:14.800 --> 0:07:17.280 the company, guys. That's how I found out that Timpany 0:07:17.360 --> 0:07:19.400 let go the admint after one day. And then she 0:07:19.440 --> 0:07:21.840 had everyone listen and I'm looking like, really, oh man, 0:07:23.360 --> 0:07:25.840 I know, and they were like, oh, Timpany, you savage. 0:07:25.880 --> 0:07:28.840 I'm like, no, I'm not savage, but they were like, 0:07:28.880 --> 0:07:30.600 you know what, that it was best for the team, 0:07:30.600 --> 0:07:32.200 and they kind of gave me some feedback up some 0:07:32.280 --> 0:07:36.480 interactions they had with with the admin, and so, I mean, 0:07:36.520 --> 0:07:38.360 it's just still we know we made the right choice. 0:07:38.360 --> 0:07:40.600 But it's just funny that she listens to the podcast 0:07:40.600 --> 0:07:42.160 for Tea Tea on the business. 0:07:43.600 --> 0:07:48.360 That's just smart. That's a smart that's a smart employee. Right, well, 0:07:48.360 --> 0:07:51.520 that's amazing. I was just joking about Tyler Perry, but 0:07:51.560 --> 0:07:54.160 I was, you know, I'm from Atlanta, and it felt 0:07:54.160 --> 0:07:56.960 like literally everybody I've ever known much invited to this 0:07:57.000 --> 0:07:59.600 Tyler Perry party, and of course everyone I didn't know 0:07:59.640 --> 0:08:01.600 the clip showed up. I'm like, the only people who 0:08:01.600 --> 0:08:03.960 did not show up were the Obamas, is what it 0:08:03.960 --> 0:08:06.080 felt like. I don't know what they were doing, but 0:08:06.120 --> 0:08:09.280 it was like every I mean, all of the black 0:08:09.320 --> 0:08:13.280 power in America was in Atlanta for this studio opening. 0:08:13.800 --> 0:08:15.760 Honestly, it's that amazing what he's been able to do. 0:08:15.840 --> 0:08:18.840 And did you know that the studio like this, it's 0:08:18.840 --> 0:08:22.840 bigger than what is it Disney Warner Brothers? Is something 0:08:22.880 --> 0:08:25.160 all the major studios combined. Isn't that crazy? 0:08:26.680 --> 0:08:29.080 I did not I did not know that. I did watch. 0:08:29.680 --> 0:08:32.120 I watched Ava Duvernet stories, and they do like a 0:08:32.160 --> 0:08:35.760 trolley tour of the whole studio. I mean, they legit 0:08:35.880 --> 0:08:38.440 built the freaking white house, like the front and the 0:08:38.480 --> 0:08:40.800 back of it, and they have a whole neighborhood on 0:08:40.880 --> 0:08:44.199 his studio. Like and you know, Tayler Perry gets a 0:08:44.240 --> 0:08:47.000 lot of crap for the films and the quality of 0:08:47.040 --> 0:08:48.680 them and what are they really doing for the culture 0:08:48.720 --> 0:08:51.000 and blah blah blah. But I'm just saying, man, when 0:08:51.000 --> 0:08:52.840 a man can be that successful, a black man can 0:08:52.840 --> 0:08:57.640 be as successful as all the mediocre white people producing, 0:08:57.760 --> 0:08:59.240 Like come on, like, we don't all need to be 0:08:59.280 --> 0:09:01.520 oscar makers, Like when we have the right to be 0:09:02.280 --> 0:09:06.480 hella successful, hella rich, have big ass studios, do what 0:09:06.480 --> 0:09:08.480 we want to do and put out work that's not 0:09:08.520 --> 0:09:10.600 always going to be like the creme de la creme. 0:09:11.120 --> 0:09:14.000 That is when I feel like we've made some progress, right, 0:09:14.080 --> 0:09:16.559 I mean, so let him make his media movies. And 0:09:17.320 --> 0:09:21.800 you know, obviously his content does appeal to his audience, 0:09:21.800 --> 0:09:25.319 and he knows his audience as well, so I give 0:09:25.360 --> 0:09:28.520 him nothing but respect. And it seemed like a really 0:09:28.600 --> 0:09:33.000 beautiful inspirational, you know weekend. So good for him and 0:09:33.040 --> 0:09:37.280 good for Atlanta. Like yeah, all that all that money 0:09:37.280 --> 0:09:39.720 from Hollywood moving into Atlanta. It makes me feel good 0:09:39.720 --> 0:09:42.840 to know that we've got like this is history. This 0:09:42.880 --> 0:09:47.959 is the first black owned studio like on this scale 0:09:48.200 --> 0:09:50.440 in the country and it's in Atlanta. So go shut 0:09:50.440 --> 0:09:54.480 out to my hometown. Why did you get so cool it? 0:09:54.679 --> 0:09:56.079 I know, well, and that has been cool for a 0:09:56.160 --> 0:09:58.360 while now, you know, because first of all, Atlanta got 0:09:58.400 --> 0:10:01.320 a man named gotta gotta mayor named Keisha. There's like 0:10:01.320 --> 0:10:05.640 a rap song that has that in its what And 0:10:05.679 --> 0:10:08.000 I love that Because I was watching this documentary that 0:10:08.000 --> 0:10:11.640 Prudential has Legacy lives on. It's the one that I'm 0:10:11.640 --> 0:10:14.520 a part of. And they asked Keisha long Bottom, like, 0:10:14.559 --> 0:10:17.040 what's your favorite what's your favorite line of Atlanta? And 0:10:17.080 --> 0:10:19.560 she said, besides, Atlanta got a mayor named Keisha, And 0:10:19.600 --> 0:10:24.280 I just love that, Like Keisha, Okay, I don't know 0:10:24.360 --> 0:10:26.400 if there's a blacker name and I love it, but yeah, 0:10:26.440 --> 0:10:28.600 it just it was very I'm so glad that Ever 0:10:29.080 --> 0:10:31.640 kind of showed like the tour because I was blown away. 0:10:31.679 --> 0:10:33.760 I was like, that was actually gonna be my brown 0:10:33.800 --> 0:10:39.520 booth saying thanks man, driving what apps together? Yeah? No, 0:10:39.600 --> 0:10:42.079 it just yeah, it looked amazing. I was like, wow, 0:10:42.720 --> 0:10:44.760 you know what, I think the biggest takeaway and actually 0:10:44.800 --> 0:10:47.199 had me thinking maybe we could talk about this like 0:10:47.400 --> 0:10:50.720 between us, like what like he said that what he 0:10:50.840 --> 0:10:53.280 wanted people to take away is that to dream bigger. 0:10:53.800 --> 0:10:58.760 What is your wildest probably not gonna happen, but you know, 0:10:58.960 --> 0:11:01.000 wildest dream you get think of. And I was thinking 0:11:01.040 --> 0:11:04.640 to myself, like, what would that be for me? My wildest, 0:11:04.720 --> 0:11:06.640 kookiest yeah, right dream? 0:11:06.920 --> 0:11:08.840 You know, are you gonna share? 0:11:10.080 --> 0:11:10.480 I think? 0:11:10.720 --> 0:11:11.520 Are you just neule? 0:11:12.400 --> 0:11:14.120 No? You well, I think like, I mean, there's a 0:11:14.120 --> 0:11:17.160 bunch of different things, but one one of them would 0:11:17.160 --> 0:11:19.920 be to like have like a billion dollar business, and 0:11:20.200 --> 0:11:22.200 honestly not the one that you would think, not the 0:11:22.200 --> 0:11:25.920 budget Nesta, but through Molly Moore, my children's book, like 0:11:25.960 --> 0:11:30.360 I could totally see her, you know, being a TV show, 0:11:30.600 --> 0:11:34.079 being like a standalone character, being something that like, you know, 0:11:34.320 --> 0:11:36.800 fifty years from now, when I'm not here anymore, well 0:11:36.920 --> 0:11:39.280 or I'm ninety, so I am going to be here. 0:11:40.240 --> 0:11:43.240 But fifty years from now, people like kids are still 0:11:43.280 --> 0:11:45.480 talking about Molly Moore, the character the way they talk 0:11:45.520 --> 0:11:48.280 about like I don't know, the smirks or something. That 0:11:48.320 --> 0:11:51.319 would be my biggest wildest like Kookie is like that, 0:11:51.440 --> 0:11:54.920 Like I have, I grew Molly Moore and the brand 0:11:55.000 --> 0:11:58.199 to this billion dollar brand that includes like merchandise and 0:11:59.000 --> 0:12:03.480 bedspreads and and sneakers and book bags and TV shows 0:12:03.559 --> 0:12:06.200 and computer programs and all that kind of stuff. You know. 0:12:06.280 --> 0:12:09.240 Also that would be crazy to me. But yeah, that's 0:12:09.240 --> 0:12:10.240 probably my biggest dream. 0:12:10.840 --> 0:12:13.280 I mean, she could be the next Doc mcstuffans. 0:12:13.559 --> 0:12:15.640 Yes, I really like I could. I could feel that. 0:12:15.679 --> 0:12:18.120 Like honestly, I feel like my temple is Dora. You know. 0:12:18.280 --> 0:12:21.000 You know I did a little digging and research and 0:12:21.040 --> 0:12:23.440 found that Dora, the worth of Dora the brand is 0:12:23.520 --> 0:12:27.280 seven billion dollars with a big and I'm. 0:12:27.120 --> 0:12:28.640 Like, she just got a whole new movie, like a 0:12:28.679 --> 0:12:29.319 whole movie. 0:12:30.000 --> 0:12:32.960 Yeah, that's what made So that would be my biggest dream. 0:12:33.000 --> 0:12:36.640 What about you, what would be your biggest wildist craziest. 0:12:37.080 --> 0:12:40.559 I just don't I don't even know. I've always dreamed 0:12:40.600 --> 0:12:45.679 about being a Broadway playwright, which sounds like the douchiest 0:12:45.840 --> 0:12:47.800 thing to ever dream about, but I don't care. I've 0:12:47.880 --> 0:12:51.640 dreamt about it. That's what I've always wanted to, like 0:12:51.800 --> 0:12:54.960 write a play, get a play produced, and I in 0:12:55.000 --> 0:12:58.600 and of itself that feat forget about awards or successful, 0:12:58.640 --> 0:13:01.200 but just like getting a play and and and like 0:13:01.240 --> 0:13:04.000 selling tickets and people showing up for it. That is 0:13:04.080 --> 0:13:09.079 my current fantasy. But I'm sitting here wanting. I'm sitting 0:13:09.120 --> 0:13:10.959 here like, yeah, you can definitely make molly more a 0:13:10.960 --> 0:13:12.839 billion dollar business. But in my head, I'm like, Brol, 0:13:12.880 --> 0:13:16.199 You're never gonna red play like, You're never gonna be 0:13:16.480 --> 0:13:18.040 like you know how you like you lift up your 0:13:18.040 --> 0:13:21.120 friends and then you just like crap on you. 0:13:21.120 --> 0:13:22.840 You're such a good writer. I mean, I don't live 0:13:23.160 --> 0:13:24.520 that's so crazy. 0:13:24.600 --> 0:13:26.280 Yeah, let me tell me it's not crazy because in 0:13:26.320 --> 0:13:29.000 my head, I'm just it's something that I wanted to do. 0:13:29.080 --> 0:13:31.920 And then I it's it's honestly that saying that you're 0:13:32.120 --> 0:13:36.800 afraid to even say out loud because you Yeah, it's 0:13:36.880 --> 0:13:39.280 just it's a it's a forbidden dream. 0:13:40.440 --> 0:13:42.160 No. At first, I think one is such an old 0:13:42.200 --> 0:13:45.199 writer too. You've got such discipline. I mean, I remember 0:13:45.240 --> 0:13:49.480 you came to remember four years ago, you know, you 0:13:49.520 --> 0:13:52.719 courted me at in New Orleans at thinkn like you 0:13:52.800 --> 0:13:57.319 want to do a podcast, and now look I'm freaking 0:13:57.360 --> 0:13:59.760 getting stopped in the street, not about Budgetista, but like 0:14:00.080 --> 0:14:03.880 love your podcast. I'm like, what, okay, I mean men 0:14:03.960 --> 0:14:05.920 and women. I'm like, look at the Jamal's out there 0:14:05.920 --> 0:14:09.800 secretly listening. No, but I just think that, yeah, like 0:14:09.920 --> 0:14:13.000 you you know, this was a dream that you had. 0:14:13.240 --> 0:14:16.280 You didn't even know, like like what do we use? 0:14:16.320 --> 0:14:18.640 What material? Like, how do we edit? How do we look? 0:14:18.679 --> 0:14:21.320 You figured it out and now we're freaking rocking and rolling, 0:14:21.880 --> 0:14:23.360 So I don't think. 0:14:24.400 --> 0:14:26.800 It's I know, No, You're right, I mean that, and 0:14:26.840 --> 0:14:28.840 I am really I'm super proud of the podcast. I'm 0:14:28.840 --> 0:14:31.440 really proud, but like this is us, you know, to 0:14:31.520 --> 0:14:34.080 do a play that's all me, and it's just it's 0:14:34.120 --> 0:14:37.440 like it's scarier because it really is all you on 0:14:37.480 --> 0:14:41.160 your own, just doing something, and the act of anyone 0:14:41.160 --> 0:14:43.600 who's a writer or just writing a book or writing fiction. 0:14:43.720 --> 0:14:47.080 I mean it is. It's just it's tortuous and I 0:14:47.120 --> 0:14:50.600 don't know why we but it's also so rewarding to 0:14:50.720 --> 0:14:53.080 just finish a body of work. So I'd be so 0:14:53.160 --> 0:14:55.520 proud if I could, if I could do that, and 0:14:55.560 --> 0:14:57.600 I and I you know, I'm not to be corny, 0:14:57.640 --> 0:15:01.000 but I think about I I feel like there's extra 0:15:01.040 --> 0:15:03.800 pressure now that I'm having a kid to not let 0:15:03.840 --> 0:15:05.920 this be it, you know, Like I want and I 0:15:05.960 --> 0:15:08.520 want several chapters after child. I want to have like 0:15:08.960 --> 0:15:11.080 a couple of different careers after I have a kid, 0:15:11.120 --> 0:15:14.560 and keep producing, keep creating, keep reinventing myself, and have 0:15:15.280 --> 0:15:17.560 interesting things happen in my life, you know, so that 0:15:17.920 --> 0:15:20.560 my kid will be excited about what's going on in 0:15:20.560 --> 0:15:22.400 my life, you know what I mean, Like, Yeah, I 0:15:24.040 --> 0:15:27.200 don't want it to be and she had a kid period. 0:15:28.360 --> 0:15:30.880 I want there to be multiple chapters after that. And 0:15:31.480 --> 0:15:35.840 there's no excuse why there shouldn't be. It's just, yeah, 0:15:34.720 --> 0:15:37.800 it's it's a little daunting to think about, that's all. 0:15:39.280 --> 0:15:41.600 Yeah. Yeah, But honestly, you can do it. If anybody 0:15:41.640 --> 0:15:44.360 could do it, Mandy, you're like a force. Many'd be like, 0:15:44.480 --> 0:15:49.840 let there be podcast okay, And they were like, and 0:15:49.920 --> 0:15:51.760 there was podcasts and it was good. 0:15:52.640 --> 0:15:54.760 Oh thank you, I am the god of podcast You're right. 0:15:58.520 --> 0:16:02.520 Yeah, honestly, I would love, honestly to hear from our listeners, like, 0:16:03.560 --> 0:16:07.320 let's follow in the theme of Tyler Perry, what is 0:16:07.360 --> 0:16:12.640 your big, audacious, crazy yeah, right, once in a lifetime 0:16:12.760 --> 0:16:16.520 goal dream Like, I think part of the to be 0:16:16.520 --> 0:16:18.120 one of the hardest parts is just to say it 0:16:18.120 --> 0:16:20.800 out loud. So tweet it to us, send it to 0:16:20.880 --> 0:16:24.520 us on IG, message us in the email, like I 0:16:24.560 --> 0:16:26.760 would really love and maybe we'll share some of them, 0:16:27.040 --> 0:16:30.640 because I think there's something powerful in writing the thing 0:16:30.920 --> 0:16:33.160 and then speaking the thing and someone else is speaking 0:16:33.200 --> 0:16:36.560 the thing. So let's do that. What's your biggest craziest Like, Yo, 0:16:36.600 --> 0:16:38.320 if I could do this, this is what it would be. 0:16:38.320 --> 0:16:40.280 But there's no way, there's no way, but say it 0:16:40.560 --> 0:16:42.960 and we'll share some of them. How about that? 0:16:42.960 --> 0:16:44.640 That sounds good. You know you're on the right track 0:16:44.680 --> 0:16:46.640 if you got sweenty like I did when you started 0:16:46.680 --> 0:16:53.200 talking about it. Oh, maybe it's the horrimone. I don't know. 0:17:27.200 --> 0:17:30.800 These are our questions you guys already. No, I don't 0:17:30.840 --> 0:17:33.800 know the words. So you can keep your messages to 0:17:33.960 --> 0:17:40.400 yourself every every podcast without fail. Soone said Tippany, we're 0:17:40.400 --> 0:17:45.440 gonna learn these learn these lyrics. The answer is never, 0:17:45.960 --> 0:17:47.480 Just like I'm not gonna never gonna remember all the 0:17:47.520 --> 0:17:50.040 handles or the email. My brain has already said tap tap, 0:17:50.119 --> 0:17:51.160 I'm out all. 0:17:51.200 --> 0:17:53.480 Right, I got you there, I got you there. If 0:17:53.520 --> 0:17:55.879 you guys would like to submit a question to the podcast, 0:17:56.000 --> 0:17:59.080 you can hit us up at Brand Ambition Podcast on Instagram, 0:17:59.600 --> 0:18:02.520 send us the DM, or you can hit us up 0:18:02.520 --> 0:18:05.800 by email Brand Ambition Podcast at gmail dot com, or 0:18:05.920 --> 0:18:08.680 check out our website brandambision podcast dot com and click 0:18:08.720 --> 0:18:13.760 ask us anything and ask us anything. All right, I 0:18:13.800 --> 0:18:16.439 have dug through. We had so many good questions on 0:18:16.480 --> 0:18:19.719 the Instagram you guys sent in probably I don't know 0:18:19.920 --> 0:18:22.240 a few dozen questions over the past week. So I'm 0:18:22.280 --> 0:18:25.080 going to parse through and pick a couple of month favorites. 0:18:25.680 --> 0:18:29.080 Let's start with one from listener. Do they want to 0:18:29.119 --> 0:18:32.800 be anonymous? Okay, we'll just say their name is Olivia. 0:18:33.040 --> 0:18:36.040 So Olivia wants to know how can she build credit 0:18:36.080 --> 0:18:39.200 in college without taking out a bunch of credit cards. 0:18:39.200 --> 0:18:41.919 So here's her question. Hey, y'all, I'm a senior on 0:18:42.000 --> 0:18:45.040 track to graduate from university in December. My problem is 0:18:45.040 --> 0:18:46.879 that I have a really low credit score, but I 0:18:46.920 --> 0:18:49.119 don't know how I can raise it. I've tried to 0:18:49.160 --> 0:18:52.800 apply for numerous credit cards in the past, student credit cards, 0:18:52.800 --> 0:18:56.320 secured cards, and otherwise, but I've always been denied. I 0:18:56.359 --> 0:18:59.160 do have some student loan debt about ten thousand dollars, 0:18:59.240 --> 0:19:01.400 so I'm guessing that that's why my score is so low. 0:19:01.920 --> 0:19:04.480 I want to attend law school next fall, and I'd 0:19:04.480 --> 0:19:06.240 really like to get my score up so I can 0:19:06.320 --> 0:19:09.119 establish credit and raise my score. But how can I 0:19:09.160 --> 0:19:11.679 do that if I keep getting it denied? For credit cards? 0:19:14.240 --> 0:19:15.480 Interesting question? 0:19:16.560 --> 0:19:18.680 So to be clear, is she applying for regular credit 0:19:18.720 --> 0:19:21.840 card or has she applied for a secured card? 0:19:22.200 --> 0:19:24.920 She said a secured card and a student credit card, 0:19:24.960 --> 0:19:31.320 and she's been denied every time. Really, isn't that surprising? Shit? 0:19:33.680 --> 0:19:37.119 I wonder if she's gone to a credit union, because 0:19:37.160 --> 0:19:39.360 I mean secured cards, even if your credits low, that's 0:19:39.359 --> 0:19:41.200 what they're made for. I mean, you you literally put 0:19:41.240 --> 0:19:43.640 money down on the card and then you pay them 0:19:43.640 --> 0:19:47.160 off over time. But of course you put down the deposit, 0:19:47.240 --> 0:19:49.680 so there's very little for the bank to lose. That's 0:19:49.680 --> 0:19:52.480 why they're such good credit bolder tools. 0:19:52.880 --> 0:19:56.720 Well, honestly, I would also look into them forget them. 0:19:56.840 --> 0:20:00.959 I would look into self well all themselves self now 0:20:01.080 --> 0:20:04.080 not self lender, So I wonder, wait, what's their website? Then? 0:20:04.080 --> 0:20:08.199 If it's like not self lender, self lender. So the 0:20:08.240 --> 0:20:11.679 way well, it was called the company formerly known as 0:20:11.680 --> 0:20:13.840 self lender. I don't know companies be changed up their 0:20:13.880 --> 0:20:18.119 names these days. Oh it's self think. I guess that's 0:20:18.160 --> 0:20:21.520 their website now, yeap, that's what it is, self ink 0:20:21.680 --> 0:20:24.200 dot com, I n C. So what I like about 0:20:24.200 --> 0:20:28.159 self lender or self is that you do a full borrow. 0:20:28.600 --> 0:20:30.640 And so the way it works is that you go 0:20:30.680 --> 0:20:32.880 to self you say yes, I want to I want 0:20:32.920 --> 0:20:35.119 to borrow money. And the good thing is they don't 0:20:35.200 --> 0:20:38.880 lend you money based upon your credit score. They lend 0:20:38.960 --> 0:20:44.359 you money based upon like your oh what is that thing? Uh? Oh, mandy, 0:20:44.480 --> 0:20:47.119 Like help me with the word that you know. Like, 0:20:47.200 --> 0:20:48.600 let's just say you don't pay a bank back or 0:20:48.600 --> 0:20:49.800 you over you after you don't pay the back, and 0:20:49.800 --> 0:20:51.080 then they tell on you and they put you on 0:20:51.200 --> 0:20:52.400 checkbooks though quick checks. 0:20:52.640 --> 0:20:53.760