Speaker 1: Welcome to How the Money. I'm Joel and I and
Speaker 1: Matt's and today we're discussing seven ways to save more
Speaker 1: money this week, this week, and this week only, Joel,
Speaker 1: limited time only, you can save intemperate different ways. Okay,
Speaker 1: so we have to admit that this totally sounds like
Speaker 1: a clickbait article, right, Like it's like a limited time
Speaker 1: only kind of thing. This is the kind of episode
Speaker 1: title that we're trying to get folks to listen to.
Speaker 1: Totally sounds like a blog post, but like, yeah, it
Speaker 1: sounds like fake news. It sounds like some ripped off
Speaker 1: article on some news site that doesn't have legitimate news articles.
Speaker 1: But but this is legito. We are going to actually
Speaker 1: talk about seven different ways that individuals can save more
Speaker 1: money this week. Yeah. And I think Matt and I
Speaker 1: we always try to straddle the kind of personal finance advice.
Speaker 1: Sometimes it takes the form of more long term or
Speaker 1: more of a mental approach, and then sometimes you just
Speaker 1: need like news you can use like right now, right Yeah,
Speaker 1: and I think this this episode today is something that's
Speaker 1: basically news you can use right now, and and it's
Speaker 1: seven ways to save more money this week if you
Speaker 1: tackle one of these things each day for the next week,
Speaker 1: you will save money and it will help your bottom
Speaker 1: line immediately. And that was kind of the goal with
Speaker 1: this episode. That's what we want to do is give
Speaker 1: you specific ideas that will affect you almost immediately, like
Speaker 1: today or tomorrow. So yeah, if you pay attention to
Speaker 1: this episode, you'll have more money in your bank account
Speaker 1: by next Tuesday. Yeah. Man, you know one of the
Speaker 1: things that that we're not going to talk about this
Speaker 1: episode that I wanted to mentioned, uh, is you can
Speaker 1: save money by shopping at Aldi, our local. That's all
Speaker 1: you ever talked about. I love all the dude. Our
Speaker 1: local Aldi is getting renovated. Have you been there recently? No,
Speaker 1: I haven't been there a couple of weeks there, What
Speaker 1: is wrong with you renovating? Okay? Yeah, So I think
Speaker 1: a lot of the all these that have been around
Speaker 1: for a while are a little run down, little chevy. Yeah,
Speaker 1: because I will say I've been to a lot of
Speaker 1: all these all across the country, whether it's visiting family
Speaker 1: in the Midwest, or we'll go to an Aldia and
Speaker 1: when we go to the beach, your relatives are like Matt,
Speaker 1: you want to go to the local museum. It's the
Speaker 1: highlight of your visit. Can you swing by instead? Um?
Speaker 1: But I will say our Aldi is by far the
Speaker 1: most run down Aldi that I've ever been in. Every
Speaker 1: single Aldi that we've ever been to, UH is always
Speaker 1: either just bigger or nicer, And so I guess that's
Speaker 1: what they're doing. They're kind of stepping it up a
Speaker 1: little bit, making a little bit nicer of a shopping
Speaker 1: experience perhaps, But honestly, I don't really care all that much. Man.
Speaker 1: It's all about the money, you know, It's all about
Speaker 1: the dollar, and so as long as they keep those
Speaker 1: prices where they are, I'm happy. But it is cool
Speaker 1: to to see folks who might be turned off by,
Speaker 1: you know, maybe a more rundown store that our location,
Speaker 1: that it might be a little more inviting to those folks. Well.
Speaker 1: I think AUDI is starting to see too, a little
Speaker 1: more competition in the space, especially in the lower cost
Speaker 1: grocery space. Legal is a grocery chain from your I
Speaker 1: D L. Right, That's how I spell it, and they
Speaker 1: have incredibly low prices as well. But the stores they're
Speaker 1: building are much nicer than all the I think all
Speaker 1: all these starting to feel the pressure, like Okay, cool,
Speaker 1: if we're going to compete in the space we we
Speaker 1: owned it. For a while, we were alone, and we
Speaker 1: were a complete departure from what the bigger grocery store
Speaker 1: chains were doing. But now there's a little more competition
Speaker 1: in that space, and so yeah, they need a liven
Speaker 1: things up and making a better experience for people to
Speaker 1: still want to come there. Yeah, for a while they
Speaker 1: said we don't need to have a craft beer section
Speaker 1: and a nice rue ale, but now we're gonna have
Speaker 1: a whole I'll dedicated to meats. Listen, all the I
Speaker 1: need the fancy meats and cheese is okay? They they're spicy.
Speaker 1: Salami is excellent. Yeah, it is good. That's uh. That's
Speaker 1: what we chopped up at the beach right for the kids.
Speaker 1: So yeah, that's so good. Also, I'll still need it
Speaker 1: for lunch sometimes too. All right, Matt, let's mention the
Speaker 1: beer that we're having on the show today. This one's
Speaker 1: called Dad Jokes by Morgan Territory Brewing, and this one
Speaker 1: was sent to us from listener Brent out in California.
Speaker 1: So big thanks to to Brent for sending this beer
Speaker 1: our way. Looking forward to giving our thoughts on this
Speaker 1: beer at the end of the episode, and of course
Speaker 1: made it's perfectly appropriate that you and I are each
Speaker 1: drinking one of these beers. You've got kids, I've got kids,
Speaker 1: uh so we should be drinking dad jokes. I do
Speaker 1: make stupid jokes from time to time as well, And
Speaker 1: actually I feel like the older I get, the worst
Speaker 1: my jokes get. So I struggle with the dad joke myself.
Speaker 1: By worst, you mean like the better they get, like
Speaker 1: the more people like Grimace when when I tell a joke.
Speaker 1: I think that's where I'm at this point. Man. I
Speaker 1: think with a little bit effort, you can kind of
Speaker 1: change that person and we can kind of turn things around. Okay,
Speaker 1: all right, I'll see what I Let's do it. Yep,
Speaker 1: all right, Let's get onto the subject at hand. Matt
Speaker 1: seven ways to save more money this week. We're getting
Speaker 1: super practical today, and if anybody out there who's listening
Speaker 1: is uh it, wants to increase the cash that they
Speaker 1: have on hand immediately, then this is the show for you.
Speaker 1: Some of the things will discuss on this episode will
Speaker 1: pay dividends even past just this week, but they're guaranteed
Speaker 1: to save you money in the very very near term,
Speaker 1: and if you tackle one of these tasks per day
Speaker 1: in the coming week, you'll save a decent chunk of
Speaker 1: change and you can use that money to jump start
Speaker 1: an the fund, or you know, just start building a
Speaker 1: vacation fund for or maybe you've been dying to save
Speaker 1: up for an e bike and doing these things will
Speaker 1: give you the perfect motivation to get that cash quickly.
Speaker 1: Or you can even use it to to start that
Speaker 1: nest egg for a major purchase that's looming down the road,
Speaker 1: like a house. Rome wasn't built in a day, but
Speaker 1: you've got to start somewhere right and getting the ball rolling.
Speaker 1: By taking a money saving action each day for a
Speaker 1: full week, I think that can be empowering to It
Speaker 1: gets those money muscles working. Yeah, you know, typically the
Speaker 1: more impactful financial moves that you can make, they're going
Speaker 1: to be those bigger lists. Uh. There are other things
Speaker 1: that you can do to save money, but you can't
Speaker 1: necessarily get them done in a week, right. You know,
Speaker 1: you could refire your mortgage, you could start up that
Speaker 1: side business that you've been wanting to create, but you
Speaker 1: won't be able to get either of those done within
Speaker 1: the next seven days and the financial impact often will
Speaker 1: will typically play out over a longer period of time
Speaker 1: as well. You know, you might be putting in that
Speaker 1: time and money now, but you may not actually realize
Speaker 1: any net savings for months or even years to come.
Speaker 1: And so this episode is focused on what you can
Speaker 1: do immediately to improve your financial situation. And so there
Speaker 1: are two sides to the equation. If you're you're trying
Speaker 1: to save more money right now, you can either earn
Speaker 1: more or b you can spend less. And you know,
Speaker 1: in real life it's likely not an either or decision.
Speaker 1: You're probably gonna look to ways that you can do both,
Speaker 1: where you can do both earn more and spend less.
Speaker 1: And so that's what we're gonna talk about today, and
Speaker 1: we're gonna kick things off with spending less money. Joel.
Speaker 1: My guess is the first thing you're gonna mention is
Speaker 1: shopping at Aldie Well. I said at the beginning of
Speaker 1: the episode, that's not one of our pots. So I
Speaker 1: found a way to slide that in without making it
Speaker 1: eight things, eight ways to say it was eight. We've
Speaker 1: only got seven days. We don't want to give you
Speaker 1: two things to doing one day, seven days a week,
Speaker 1: seven although there are other things if you've been listening
Speaker 1: for a long time or you're just an avid money
Speaker 1: nerd like there are other things too that could have
Speaker 1: fit on this list. But the first thing we would
Speaker 1: say if you want to save a good bit of
Speaker 1: money in a short amount of time is to shop
Speaker 1: your insurance coverage. And we've talked about this on the
Speaker 1: show before, but now is just an excellent time to
Speaker 1: be shopping around. If you haven't shopped your insurance coverage
Speaker 1: within the last three or four years, there's a good
Speaker 1: chance you're paying too much. And insurance companies have been
Speaker 1: doing really well during the pandemic. They've experienced fewer claims,
Speaker 1: and much of that is due to the fact that
Speaker 1: we're all just driving less. We're working from home. We
Speaker 1: haven't been on the roads in nearly the same amount
Speaker 1: that that we usually are, which means fewer accidents, which
Speaker 1: means fewer claims, which means the insurance company is reaping
Speaker 1: higher profits. So we would recommend to call a local
Speaker 1: independent agent who can shop with a bunch of different
Speaker 1: insurance companies at once for you, and or check out
Speaker 1: policy Genius. They've got a tool which does something similar,
Speaker 1: will link to that in the show notes. But either way,
Speaker 1: you could start saving real money really quickly by shopping
Speaker 1: that insurance around. I think, Matt, that's one of those
Speaker 1: things that people are like fearful to do or they
Speaker 1: think it's gonna take forever. But we put it on
Speaker 1: this list purposely because it's not something that is going
Speaker 1: to be really all that heavy of a lift totally. Man. Yeah,
Speaker 1: and really, you know, you should be shopping your insurance
Speaker 1: around every year or two. But the problem is, Man,
Speaker 1: most people will stay loyal to their current insurer, and
Speaker 1: they do it not because they love them, you know,
Speaker 1: or because of the amazing service that they provide. They
Speaker 1: mostly do it out of apathy. And so we want
Speaker 1: to encourage folks to not fall all into that ruts.
Speaker 1: Um And a quick tip, make sure that you're aware
Speaker 1: of the different types of coverage that you have, so
Speaker 1: no your current coverage, no your deductibles, and know your limits.
Speaker 1: That way you can easily compare apples to apples. Again,
Speaker 1: we're trying to make this something that you can do
Speaker 1: very quickly and very easily, something that you can easily
Speaker 1: check off your to do list, and we're hoping by
Speaker 1: the end of the day, you could have maybe even
Speaker 1: better insurance while paying less for that insurance. That is
Speaker 1: the goal. Yeah, you don't necessarily have to give something
Speaker 1: up when it comes to customer service or when it
Speaker 1: comes to coverage in order to save money. Oftentimes you
Speaker 1: can just score a much lower rate and maybe end
Speaker 1: up in a better spot coverage wise at the end
Speaker 1: of the day. Um So, yeah, all right, that's the
Speaker 1: first thing, Matt. Let's get to the rest. We've got
Speaker 1: six more ways to save money this week that we
Speaker 1: want to get to, including what you can do quickly
Speaker 1: to cut down on recurring expenses, and we'll get to
Speaker 1: that right after this break. All right, So we're back
Speaker 1: for the break, and we already covered one way that
Speaker 1: you can cut some expenses in your life, and that's
Speaker 1: by shopping your insurance. And so let's talk through a
Speaker 1: few other ways to cut some expenses. And you already
Speaker 1: hinted to it before the break. Hunger strike, hunger strike
Speaker 1: and cutting expenses, recurring expenses. That's going to cut your
Speaker 1: grocery bill, dude, groceries add up. Man, we eat food
Speaker 1: every single day, and well, we can't advocate for people
Speaker 1: to like go on hunger strikes. No, But seriously, one
Speaker 1: of the easiest ways to save money quickly is by
Speaker 1: reviewing your previous month's expenses. So if you use a
Speaker 1: service like wine app or mint, it's really easy to
Speaker 1: see all of your spending in one single place, and
Speaker 1: then once you've see where your money is going, look
Speaker 1: to the different services that you can downgrade or even
Speaker 1: cut completely. Now it's time to streamline and cut these expenses.
Speaker 1: So let's talk about some of the common culprits where
Speaker 1: we are spending too much money every month. And and
Speaker 1: the thing is, like, the reason this is so important
Speaker 1: to is because even though it doesn't seem like that
Speaker 1: these are expenses that are that big, but you take
Speaker 1: that number and you multiply by twelve, and it really
Speaker 1: adds up. You know, like you're talking about hunger strike
Speaker 1: kind of joking around there, obviously, but groceries that is
Speaker 1: you know, I'm gonna take it back to Aldi of course,
Speaker 1: like are you saving that much money per item that
Speaker 1: you purchased their No, but every single one of those
Speaker 1: items adds up. And in the same way these recurring expenses,
Speaker 1: they add up every month, and so by the end
Speaker 1: of the year, you're making a substantial difference in the
Speaker 1: amount of money that you are actually able to save. Yeah,
Speaker 1: so let's talk about a few bills that people should
Speaker 1: really look at if they're looking to cut a recurring expense,
Speaker 1: which is one of the seven ways we would say
Speaker 1: they can easily save more money this week, your cell
Speaker 1: phone bill is a big one. Slashing a big recurring
Speaker 1: monthly bill like that, it can save you money now
Speaker 1: and well into the future. Some of the best inexpensive
Speaker 1: plans are offered currently by Mint Mobile, Visible and boost Mobile.
Speaker 1: And there are other players out there too who, depending
Speaker 1: on your usage patterns, could potentially save you even more money.
Speaker 1: But I feel like those three are definitely worth looking at.
Speaker 1: It's important to note that low cost doesn't mean inferior service, right.
Speaker 1: These companies have actually just changed the business model while
Speaker 1: still using the towers from the major cell phone companies.
Speaker 1: So if you haven't changed cellphone providers or plans in
Speaker 1: the past few years, it's almost impossible not to save
Speaker 1: money potentially thirty forty eight dollars a month depending on
Speaker 1: your current plan. And and some of these people are
Speaker 1: also offering unlimited everything at a really low price. I
Speaker 1: mean meant they just launched their plan thirty bucks a
Speaker 1: month for unlimited everything. You don't even have to worry
Speaker 1: about your daddy usage. Although if you out for one
Speaker 1: of their limited data plans, you could save even more. Yeah,
Speaker 1: you can even cut that thirty dollars and a half. Like,
Speaker 1: we're talking fifteen bucks a month for cell phone service,
Speaker 1: which is much much cheaper than what a lot of
Speaker 1: folks are paying. Uh. And a lot of the savings too,
Speaker 1: comes from paying for all of that coverage upfront. And
Speaker 1: because we know it can be a little confusing when
Speaker 1: it comes to making a switch of cell phone providers,
Speaker 1: we wrote a little guide on our website to help
Speaker 1: you think through that, to help you consider which carriers
Speaker 1: might make the most sense for how you use your
Speaker 1: cell phone and maybe the questions you need to ask
Speaker 1: yourself before you do end up making a switch. And
Speaker 1: you'll be able to find that in our show notes
Speaker 1: for this episode upon our website too. Yeah, and Jill,
Speaker 1: another recurring expense that we can remove from our lives.
Speaker 1: Let's talk a little bit about streaming services. Man, most
Speaker 1: of our listeners they cut the cord long ago and
Speaker 1: they've moved to streaming, and that's great. But as streaming
Speaker 1: services proliferate, man it has become hard to choose which
Speaker 1: ones to keep, which ones to cut. And so if
Speaker 1: you've accumulated maybe way too many of these monthly streaming payments,
Speaker 1: uh ditched to one or two that you watch the least,
Speaker 1: you can always sign back up for it later on.
Speaker 1: Chances are you can probably signed back up for it
Speaker 1: at an even discounted price, because a lot of times
Speaker 1: they have special offers or maybe even another approach just
Speaker 1: cut them all, cut them all and then start by
Speaker 1: adding back the ones that you know have the shows
Speaker 1: that you are currently really into. I feel like a
Speaker 1: lot of times we kind of keep some of these
Speaker 1: streaming services around for like whenever that next season does
Speaker 1: come out, but like you know, chances are it might
Speaker 1: be like six to nine months, and that's a long
Speaker 1: time of paying for a service that you're not taking
Speaker 1: advantage of. Yeah, and maybe there's one or two that
Speaker 1: you find yourself consistently going to, and then the other
Speaker 1: ones you occasionally dabble in them. Well, find that one
Speaker 1: show that you love, watch that show and then ditch
Speaker 1: it for a little while. There you go, and then yeah,
Speaker 1: go back to it. If the next season comes out,
Speaker 1: or if another show that you really want to check
Speaker 1: out pops up. But for the most part, yeah, I
Speaker 1: think almost all of us could stand to trim the
Speaker 1: amount of streaming services we subscribe to. I think for
Speaker 1: most people it hasn't gotten as bad as cable bills
Speaker 1: used to be, but it's still a thing. Man, We're
Speaker 1: getting close. That we're getting close to that because there
Speaker 1: are so many choices and so many new streaming services
Speaker 1: launching that want five, ten, fifteen bucks of your money.
Speaker 1: Makes me think about quimby Matt. Have you read about
Speaker 1: that that it's it's like the short shows or whatever. Yeah,
Speaker 1: I've heard that it's failed. Yeah, I think it's failed,
Speaker 1: really really very great. I've kind of wondered, like, well,
Speaker 1: I mean, We're the show is actually any good? I
Speaker 1: guess not because it's failed spectacularly. But it's one of
Speaker 1: those things where, I mean, there's a new one launching.
Speaker 1: It feels like all the time NBC finally launched. There's
Speaker 1: I believe it's called Peacock, but there's so many choices
Speaker 1: that Fresh Prince of bel Air is gonna gonna do
Speaker 1: a reboot relaunched on Peacock there you go, Will Smith.
Speaker 1: I mean that that truly might be worth five bucks
Speaker 1: a month. It's a get throwback right there. Yeah, right,
Speaker 1: But it's easy to let that inertia kind of overtake you,
Speaker 1: and you sign up for one, you keep paying, and
Speaker 1: then that's part two. Matt. I think of what you
Speaker 1: mentioned at the beginning, of actually looking at your previous
Speaker 1: month's expenses, having it in writing so you can kind
Speaker 1: of see right in front of your eyes. Oh wow,
Speaker 1: I didn't realize it. I am subscribed to six streaming
Speaker 1: services and I don't need those, so yeah, whatever you
Speaker 1: can do to cut that down is always helpful. One
Speaker 1: other thought in recurring expenses right now is to cut
Speaker 1: a gym membership. My wife, she loves the y M
Speaker 1: c A, but she hasn't set foot through the doors
Speaker 1: of our local wide gym in six months now. And
Speaker 1: I know that's been the case for a lot of
Speaker 1: others as the pandemic has made it essentially impossible to
Speaker 1: go to your gym. And Matt, she's been working out
Speaker 1: at home and she's dragged me into working out with her,
Speaker 1: and I'd love to see that it's not really working here.
Speaker 1: I am uh impressive so she's doing something. I'm not
Speaker 1: afraid to admit this. It's called bikini body mommy. And
Speaker 1: so I'm working out with you're doing bikini body Daddy.
Speaker 1: It's still be called bikini body mommy. And I'm working
Speaker 1: out with a lot of other postpartum women. But it's
Speaker 1: you know what, it's all it. I'm having fun and
Speaker 1: it's way cheaper than gym membership. I feel like I
Speaker 1: maybe shouldn't have said that now at this point, but
Speaker 1: it's out there, so everyone knows I'm doing bikini body mommy.
Speaker 1: I think folks are just gonna hold you to a
Speaker 1: higher standard now next time they see you with your
Speaker 1: shirt exactly where those apps very true. I don't know,
Speaker 1: I don't know if that's ever gonna happen, but yeah,
Speaker 1: I think Emily will probably be back in the y
Speaker 1: at some point one day, But for now, it's one
Speaker 1: of those recurring expenses that we can get out of
Speaker 1: our lives. And I think other people out there should
Speaker 1: think about whether or not that's a smart move for
Speaker 1: them too. Does it make sense for for them to
Speaker 1: keep paying a gym membership if they can't go and
Speaker 1: use it, or if they're using it less, or does
Speaker 1: it make sense to work out at home ride your
Speaker 1: bike more? There are all sorts of other ways that
Speaker 1: you can kind of stay healthy stay fit without a
Speaker 1: gym membership. Speaking of riding your bike more, you didn't
Speaker 1: mention that you guys also spent over two thousand dollars
Speaker 1: on a pelets on bike, right right that. Yeah, you
Speaker 1: actually got two of them, so you spent like over
Speaker 1: four thousand dollars. Yeah, exactly. H No, I mean I
Speaker 1: don't want to hand on those like if that's your
Speaker 1: thinking of the beer we're drinking. Dad jokes, that was
Speaker 1: a dad joke. That dad joke, that's just that was
Speaker 1: just a lie at joke. But I mean those bikes
Speaker 1: are crazy expensive. However, man, You know that being said,
Speaker 1: if you are really into working out a home and
Speaker 1: this is something that allows you to do that, we're
Speaker 1: not just we're not the kind of people who hate
Speaker 1: on that kind of thing. You know. If this is
Speaker 1: your craft beer equivalent, if you're really into the spin
Speaker 1: classes and you can't do that because of the pandemic,
Speaker 1: then for you, maybe buying some of that workout equipment
Speaker 1: for home is your splurge. And at the same time
Speaker 1: it could be frugal, because man, some of those Spin
Speaker 1: class monthly recurring memberships can make expensive incredibly expensive too,
Speaker 1: So you might actually make more sense to buy a bike.
Speaker 1: By the way, you don't even have to buy the
Speaker 1: Peloton bike. I think you can buy another bike, but
Speaker 1: you can probably buy like the al D version and
Speaker 1: used to Peloton service. But yeah, I think it's one
Speaker 1: of those things where if you are subscribed to just
Speaker 1: a really expensive spin membership, maybe you can get a
Speaker 1: cheaper bike, do it at home, get a great workout
Speaker 1: still and pay less money, or even better, just buy
Speaker 1: a used regular bike and then goes zipping around your city.
Speaker 1: All right, man, So we just covered some of the
Speaker 1: different ways you can cut some recurring expenses. Another one
Speaker 1: of the seven ways that you can save more money
Speaker 1: is to spend any money at all. Right, We're talking
Speaker 1: about taking a spending holiday. Even just one week of
Speaker 1: uh not spending money can save you a good amount
Speaker 1: of money, and it can also help you break some
Speaker 1: of those habits that you know that you might have
Speaker 1: fallen into. With even more of a shopping from home
Speaker 1: and taking advantage of e commerce. I'm sure there are
Speaker 1: some bad habits that we've all kind of gotten into.
Speaker 1: But you know, like we're talking about spending less money,
Speaker 1: but obviously you need to make sure that you have
Speaker 1: enough healthy and balanced food in your house. But other
Speaker 1: than that, you know, like we're talking about not spending
Speaker 1: any money. Sometimes it takes challenging yourself and really drawing
Speaker 1: a hard line to kind of break you out of
Speaker 1: your ways, and may even, depending on your current stock,
Speaker 1: you know, you might even be able to avoid the
Speaker 1: grocery store altogether. You know, clear out that pantry, empty
Speaker 1: those shelves in your refrigerator. A lot of us have
Speaker 1: so much stinking food that we either just kind of
Speaker 1: keep stocked or it's food too that just ends up
Speaker 1: sitting there, it goes bad, and then you just kind
Speaker 1: of end up tossing it. I hate seeing perfectly good
Speaker 1: food except for the fact that there's mold on it
Speaker 1: and you know, you don't want to eat anymore. But
Speaker 1: I hate seeing food go into the trash can. And
Speaker 1: I think, if I only had more time, I could
Speaker 1: have eaten that. You know, that's the worst. I think
Speaker 1: it's a good challenge for us to eat what we
Speaker 1: have on hand, because there are some things that I
Speaker 1: know that I push some some leftovers to the back
Speaker 1: of the fridge until they go bad, and it's like, man,
Speaker 1: was just more intentional. I could have eaten it. That's
Speaker 1: just your strategy, that's your approach because you don't like
Speaker 1: leftovers that fridgie. I don't mind left leftovers, but you're
Speaker 1: definitely all about leftovers. I know that. But yeah, man,
Speaker 1: I agree. Don't spend a dime for a week and
Speaker 1: you are going to see savings and if there's something
Speaker 1: you feel like you need, look to your local buy
Speaker 1: nothing group that empowers people to buy nothing but still
Speaker 1: get the items they need by living generously. I saw
Speaker 1: someone the other day in my local buy nothing group
Speaker 1: ask if someone had Legos nearby for their kid, and
Speaker 1: and somebody replied, I don't have Legos, but I have
Speaker 1: this that would be a lot of fun for your
Speaker 1: kid to play with. And it's that kind of thing too,
Speaker 1: where you can post and you can ask for things
Speaker 1: and you're buying nothing group and see if people have them,
Speaker 1: and people are often if you're in that group together,
Speaker 1: they want to see other people buy nothing and waste
Speaker 1: less two So it's just an awesome thing to be
Speaker 1: a part of. You might find some cool stuff in
Speaker 1: there and at the same time be able to avoid, uh,
Speaker 1: spend money that you didn't want to spend. I didn't know.
Speaker 1: You're part of our local buy nothing group? Are you
Speaker 1: in the one? You know that's in our neighborhood? And
Speaker 1: then East Atlanta and the I am okay, I recently
Speaker 1: just joined. I'm never on Facebook though, so it just yeah,
Speaker 1: that's one of the things. But if I were on
Speaker 1: there more, I'm trying to see some great stuff. Yeah.
Speaker 1: That is the problem is that these buy nothing groups
Speaker 1: are primarily based only on Facebook, and so you know,
Speaker 1: I tend to avoid Facebook because it kind of sucks
Speaker 1: me in, And that's one of the social media platforms
Speaker 1: you know, I tried to avoid, but it certainly might
Speaker 1: be worth diving into to participate in one of those groups.
Speaker 1: And and especially if you're looking for something that you're
Speaker 1: not necessarily looking to buy new alright, jel One other
Speaker 1: way that you can cut some expenses in order to
Speaker 1: save the money. Let's talk about refinancing a car loan. Right,
Speaker 1: you can't get your home refinanced in a week, but
Speaker 1: you can't get a lower rate on your car loan
Speaker 1: in that amount of time. We're not fans of of
Speaker 1: car det in general. Like I'm willing to even say
Speaker 1: that I hate car loans and I hate when people
Speaker 1: have car loans. I hate the idea of financing something
Speaker 1: that's depreciating, you know. But if you do have some
Speaker 1: car det, we're all about you getting it paid off
Speaker 1: more quickly. Uh. And with interest rates falling like a rock,
Speaker 1: refinancing that Carlon does something in the three to four
Speaker 1: percent range could save you a nice chunk of change
Speaker 1: in the coming months. And you know the thing is,
Speaker 1: with most wonders, you won't even pay a penny to
Speaker 1: rEFInd that vehicle loan, So start checking with local credit
Speaker 1: unions for rates to get the ball rolling. You could
Speaker 1: save money every single month and potentially get your car
Speaker 1: paid off more quickly at the same time. No doubt so, Matt,
Speaker 1: I think those are some great ways to spend less
Speaker 1: in order to save more money this week. But let's
Speaker 1: talk about a few ways that people can quickly earn
Speaker 1: more money this week. We'll get to those as well
Speaker 1: as a couple of bonus ideas that we've got for
Speaker 1: people to to save even more. We'll get to those
Speaker 1: right after the break all right, man, we are back
Speaker 1: from the break and you just you were talking about
Speaker 1: bonus you know, like bonus points. I feel like that's
Speaker 1: the epitome of a clickbait article, you know, like they'll say,
Speaker 1: here are ten ways to do X, but really there's
Speaker 1: only five ways, and four of them are like incredibly weak. Yeah,
Speaker 1: like four of them don't count, and there's one that's
Speaker 1: like what what does that even I don't even know
Speaker 1: what that says? Uh. In our case that it's the
Speaker 1: it's the opposite, Like we do have seven solid ways
Speaker 1: to save more, but we have these two additional two
Speaker 1: or three additional ways to be able to save more money.
Speaker 1: But they didn't quite qualify as spending less, and they
Speaker 1: didn't quite qualify as earning more money as well. But
Speaker 1: that's what we're gonna talk about now, right on the
Speaker 1: other side of the equation. We're gonna talk about earning more.
Speaker 1: We've talked about spending less. Now let's talk about anymore.
Speaker 1: Because you can only make so many cuts too expenses
Speaker 1: in your life. That's true, Matt. You can only go
Speaker 1: so far when it comes to cutting, and so hopefully
Speaker 1: some of the things we mentioned when it comes to
Speaker 1: cutting you're actually not losing anything when you're doing that. Um,
Speaker 1: you're streamlining things, you're saving more, and you're not cutting
Speaker 1: really good things out of your life. One of the
Speaker 1: big ways you can do that quickly is selling stuff
Speaker 1: you no longer need. As you look around your home,
Speaker 1: ask yourself, would I rather have all this stuff I
Speaker 1: don't use anymore filling up my closets or what I'd
Speaker 1: rather have the cash on hand instead? And so if
Speaker 1: you have a bunch of lower cost items or some bigger,
Speaker 1: harder to ship appliances and furniture than Facebook marketplace, I
Speaker 1: think it's probably at this point it's the best place
Speaker 1: to turn. With the largest audience there who wants to
Speaker 1: buy the stuff that you have to sell. You don't
Speaker 1: want to mess with shipping the bigger stuff, and then
Speaker 1: with the smaller items, it's easy to snap a single
Speaker 1: pick and post it with the price in no time.
Speaker 1: And that's just the best way to clear out a
Speaker 1: lot of stuff and make a reasonable return in a
Speaker 1: really short amount of time. Yeah. I mean, I think
Speaker 1: so many of us have just so much clutter in
Speaker 1: our lives, you know, when it comes to just the
Speaker 1: items that we have, and I feel like a lot
Speaker 1: of times too, like the more stuff we have, the
Speaker 1: less money we have because we spend money on that stuff,
Speaker 1: and that equals stress in our lives. Were versus if
Speaker 1: you kind of flip the equation a little bit, but
Speaker 1: if you had less stuff and then you'd have more money,
Speaker 1: I think some of that stress would kind of melt
Speaker 1: away a little bit. I think you're right. And so
Speaker 1: you mentioned some of the items that are probably good
Speaker 1: to sell on Facebook marketplace. But if you have fewer,
Speaker 1: maybe potentially more valuable items that you don't currently use,
Speaker 1: then you'll definitely want to look to eBay. The advantage
Speaker 1: here is obvious, right, Like you have a wider audience
Speaker 1: or just a larger market of folks who might be
Speaker 1: willing to pay you top dollar for your stuff. You know,
Speaker 1: a couple of months ago, I asked if selling a
Speaker 1: gift that Kate had received, if that was frul or cheap.
Speaker 1: It was kind of this specialty item, but we were
Speaker 1: able to get way more money on eBay than if
Speaker 1: we would have just sold it on Facebook marketplace, because
Speaker 1: there aren't a lot of folks who would have been
Speaker 1: able to pay hundreds of dollars for that gift, which,
Speaker 1: by the way, I'll tell you we ended up selling
Speaker 1: it for five dollars. I think we were hoping it
Speaker 1: was going to maybe cop out at around eight hundred.
Speaker 1: Didn't quite get there, but still six five that you
Speaker 1: didn't have before, that we didn't have that was just
Speaker 1: literally sitting in Kate's closet, and she thought, why do
Speaker 1: I even why am I keeping this around? I need
Speaker 1: to get rid of it. I mean, I mean most
Speaker 1: of us wish we could find six bucks, like from
Speaker 1: one item. That's incredible. She was very happy for us
Speaker 1: to have taken that item, sold it and then had
Speaker 1: that money on hand, and she very politely reminded me
Speaker 1: make sure that money ends up in my account. By
Speaker 1: the way, well, I think to Matt, like, it can
Speaker 1: be stuff that you currently have in your house, but
Speaker 1: also it could be stuff that you've purchased, maybe even
Speaker 1: at a thrift store or a good will. Our friend
Speaker 1: Katie woke Stanley. She constantly is posting her good will finds.
Speaker 1: She's been on the show before, by the way, but
Speaker 1: she doesn't keep most of these things herself. She turns
Speaker 1: around and sells them, mostly on eBay, and she actually
Speaker 1: recently made a nice chunk of change selling something she
Speaker 1: did have on hand, which was her son's old text books.
Speaker 1: But there are so many other things that she's on
Speaker 1: the lookout for when she's a good will that she
Speaker 1: can just immediately turn around and flip and sell on eBay.
Speaker 1: And so I guarantee that people have something of their
Speaker 1: home that are worth real money. Maybe old baseball cards
Speaker 1: in the attic, hunt for the gold that currently exists
Speaker 1: under your roof that you don't really care about it anymore,
Speaker 1: make that money, or go out to your local thrift
Speaker 1: store and see what you can find. Yeah, and when
Speaker 1: it comes to selling on you Bay, man, it's definitely
Speaker 1: helpful if you have had an account, you know, for
Speaker 1: a number of years with some transactions next to your
Speaker 1: name when you're selling, and not just transactions to but
Speaker 1: you know, actual positive feedback. But other than that, man,
Speaker 1: I think the best thing that you can do, uh,
Speaker 1: if you're looking to post something to sell is to
Speaker 1: make sure you've got good pictures. You want to make
Speaker 1: sure that those pictures are bright's, uh, that there's not
Speaker 1: a whole lot of other junk in the photo. When
Speaker 1: you're making that listing, I'll say as well, there's a
Speaker 1: difference between something that's well lit inside your house versus
Speaker 1: something that's lit well with natural daylight. It's hard to explain,
Speaker 1: but just like the quality of daylight is so much
Speaker 1: better than just the light that you're going to get
Speaker 1: out of an LED or just a super orange tungsten bulb.
Speaker 1: But even if you can't get a really bright photo,
Speaker 1: it is so easy on your to take that picture
Speaker 1: with your phone, but then go and edit that photo
Speaker 1: just by boosting that exposure. And I think for the
Speaker 1: vast majority of folks, if they just make their photos
Speaker 1: brighter to where you can see what is actually in
Speaker 1: the photo, make it bright and crisp, that would go
Speaker 1: a long way in making an item look more attractive. Yeah,
Speaker 1: no doubt. The photography makes a big difference, obviously unbiased,
Speaker 1: but it makes a big difference on whether people actually
Speaker 1: want the item and how much they're willing to bid
Speaker 1: for it, for sure, all right, matt Uh. The next
Speaker 1: thing when it comes to earning more is consider launching
Speaker 1: an Airbnb. If you have an unused or under utilized
Speaker 1: room in your house, listing that room on Airbnb might
Speaker 1: be one of the easiest ways to start making some
Speaker 1: decent cash immediately, and we say immediately because Airbnb typically
Speaker 1: releases those funds twenty four hours after your guest checks in.
Speaker 1: So this is definitely a way for you to make
Speaker 1: more money this week have it in your checking account.
Speaker 1: It's not something that takes weeks or months to build
Speaker 1: up to. If you have a room or a TP
Speaker 1: in the backyard, whatever it is, you can list it
Speaker 1: on Airbnb, get some guests of that book, and get
Speaker 1: money quickly by doing so. Yeah. Literally, man, if you
Speaker 1: are listening to this episode Wednesday morning, you could snap
Speaker 1: some pictures today, have your listing live by this afternoon,
Speaker 1: and someone could find your listing tomorrow morning, Thursday morning,
Speaker 1: and bucket for this weekend. It sounds crazy, but you
Speaker 1: literally could have your first guests this weekend and you'd
Speaker 1: have money in your linked checking account by the end
Speaker 1: of the weekends. It's crazy. We talked in depth with
Speaker 1: Zeona McIntyre back in episode two fifty three, but it
Speaker 1: really is so easy to snap some picks and get
Speaker 1: that listing up. Not everyone has the space or is
Speaker 1: necessarily comfortable with us. You know, Beau, you know, also
Speaker 1: has some good outside of the box ways to think
Speaker 1: about making some extra income on airbnb, like listening out
Speaker 1: your backyard for some campers. You know, there's all sorts
Speaker 1: of routes you can take, but you know, especially if
Speaker 1: you are interested in house hacking or if you have
Speaker 1: you know, larger real estate investing dreams, Airbnb is definitely
Speaker 1: the fastest way to get started. Agreed. All I kind
Speaker 1: of miss it a little bit, you know, I guess
Speaker 1: doing the Airbn more we talk about Airbnb, I'm just like,
Speaker 1: oh man, it really was such a like it's it
Speaker 1: was so fun. But for us, you know, having that
Speaker 1: fourth kid and just kind of also trying to do
Speaker 1: everything involved with Airbnb, we just didn't have time for it.
Speaker 1: May yeah, no, I understand. But but for a lot
Speaker 1: of people out there who want to make money and
Speaker 1: they want to do it in the near term, I agree,
Speaker 1: airbb it's like a perfect thing to consider. Another thing,
Speaker 1: Matt is working more. You and I were not fans
Speaker 1: of the eighty hour work week or even the sixty
Speaker 1: hour work week, but if you're looking to enhance your
Speaker 1: bank account quickly, take advantage of potential overtime if you
Speaker 1: have that ability where you work, and if that's not possible,
Speaker 1: you know side, Hustling online is a great way to
Speaker 1: generate cash quickly. It doesn't have to be something you
Speaker 1: incorporate for the long term. But if you have a
Speaker 1: desire to save more money this week and can find
Speaker 1: a way to make money by working more, then we
Speaker 1: would suggest making it happen. I mean, I think it's
Speaker 1: one of those things where it doesn't have to be
Speaker 1: for always, like you don't have to be dedicated to
Speaker 1: working sixty hour plus weeks all the time. But if
Speaker 1: it's a way to quickly ramp up the amount of
Speaker 1: money that you have to fully fund an emergency fund
Speaker 1: in a very short period of time, that we would say, yeah,
Speaker 1: work more for a little while to to get to
Speaker 1: that point. Yeah, man. And and something that everyone can
Speaker 1: do too is to make some money online this week
Speaker 1: by by taking just some of the different online surveys
Speaker 1: for sites like swag Bucks and inbox Dollars. You're not
Speaker 1: gonna get rich right doing this, but it will give
Speaker 1: you some extra money quickly by performing these micro jobs.
Speaker 1: But some folks will make you know, hundreds of dollars
Speaker 1: a month doing these jobs on sites like m turk
Speaker 1: and filling out these online surveys. Joe, I know a
Speaker 1: front of yours, Michael. He wrote actually a great review
Speaker 1: of m turk after trying to make money for thirty days.
Speaker 1: But when you do jobs at m turk, you really
Speaker 1: need to check out the turker Nation reddit forum for
Speaker 1: help finding the right gigs that pay the best for you.
Speaker 1: So we'll link to both of those in our show notes.
Speaker 1: If that sounds like something that interests you, yeah, I
Speaker 1: think it is nice to know that you can make
Speaker 1: money from your house basically whenever you want to. But
Speaker 1: the thing is, you do need to pay attention to
Speaker 1: how to go about it well, because if you're doing
Speaker 1: it on a site like m turk, you could get
Speaker 1: a buck fifteen hour, or you also could get paid
Speaker 1: fifteen bucks an hour. It just depends on the jobs
Speaker 1: you choose, and and that Reddit forum can be just
Speaker 1: really really helpful in avoiding some of the lower paying
Speaker 1: work that's out there. And it doesn't have to be
Speaker 1: just online either, Matt like, there are ways to make money,
Speaker 1: I think this week in your neighborhood. If you're up
Speaker 1: for walking dogs, mowing lawns, or cleaning houses, you can
Speaker 1: go old school prono, some flyers or posting your neighborhood
Speaker 1: Facebook page. Think up a skill that's outside of the
Speaker 1: box or a service that you can provide quickly to
Speaker 1: your neighbors. For example, we're getting close to leaf season,
Speaker 1: and man, I'm totally willing to pay people to break
Speaker 1: leaves because I went through enough of that in childhood
Speaker 1: and I'm not doing it again. Okay, I feel like
Speaker 1: I've got some trauma, some scarring from all the leaves
Speaker 1: I had to rake when I was a kid, and
Speaker 1: I'm just waiting on that stiff breeze to just blow
Speaker 1: all the leaves from our front yard to our neighbors.
Speaker 1: That's what I bank on. The fingers crossed, like, yeah,
Speaker 1: staring at them a night. Obviously, I'm not gonna go
Speaker 1: out there with the blower and do that. But you know,
Speaker 1: if the wind does it, you know, that's just nature
Speaker 1: my fault. Yeah. I really do think that there are
Speaker 1: so many ways where people have a gift or they
Speaker 1: have the ability to do something that their neighbors need,
Speaker 1: and just letting people know that you're out there and
Speaker 1: you're willing to provide that service, you could see like
Speaker 1: an overflowing of response and you don't have to be
Speaker 1: highly skilled. I don't think in order to do that
Speaker 1: like it can be. It can be almost anything. You
Speaker 1: just have to make people aware of it. And I
Speaker 1: think these digital micro jobs or like some of these
Speaker 1: in person odd jobs are a great option as well
Speaker 1: if you know you have an hourly job where your
Speaker 1: hours have been cut and you're looking for something to
Speaker 1: kind of fill the gap before the economy turns around
Speaker 1: a little bit more. And so Joel, I don't know
Speaker 1: folks recounting, but that is seven different ways that you
Speaker 1: can save more money this week, between spending less and
Speaker 1: earning more. But like we touched on earlier, we have
Speaker 1: a couple more bonus ways to get more money in
Speaker 1: your hands. Let's getting that bonus own bonus round commence.
Speaker 1: We would recommend for folks to look for unclaimed money man.
Speaker 1: We talked about this a while back and we got
Speaker 1: a lot of positive feedback from some listeners who found
Speaker 1: money that belonged to them or even do a family member.
Speaker 1: So check out missing money dot com as well as
Speaker 1: unclaimed dot org to see if there's some money out
Speaker 1: there that is rightfully yours. Uh. You might be owed
Speaker 1: money from maybe a tax refund that you never received
Speaker 1: or or maybe even from unclaimed property in the state
Speaker 1: where you live. Searching at those sites is completely free
Speaker 1: and it really takes almost no time. You're really just
Speaker 1: going to that site, typing in your name, searching the database.
Speaker 1: Just by doing that, it could get you some extra
Speaker 1: money very quickly and very easily as well. And that's man,
Speaker 1: that's that's some the best money out there. Yeah, you
Speaker 1: can search for a friend or family member to or
Speaker 1: help somebody else out, but search for yourself. Give it
Speaker 1: a go. Uh, but you've look for friends missing money
Speaker 1: and then be like, hey, gonna let you know there's
Speaker 1: some missing money out there for you, but there's a
Speaker 1: finder's feed. I take a ten percent cut. Now, I'm
Speaker 1: always like willing to help a friend out and and
Speaker 1: share that information with them. But it's one of those
Speaker 1: things too, where Yeah, most of the things we mentioned
Speaker 1: to involve some sort of work on your part, whether
Speaker 1: it's calling an insurance broker to shop that insurance coverage,
Speaker 1: or whether it is working more or starting that Airbnb
Speaker 1: right selling stuff. All those things require some work. But
Speaker 1: this one is like almost no work. It's literally typing
Speaker 1: your name into a database. And I think that's why
Speaker 1: people were so excited the first time we talked about it.
Speaker 1: The many people who reached back out to via email,
Speaker 1: who's who found money that was there is They're like, oh,
Speaker 1: my gosh, I didn't know this was there. There's hundreds
Speaker 1: of dollars that I didn't realize existed or that I
Speaker 1: was owed. So it's an easy way to potentially make
Speaker 1: some more money this week. And it's kind of fun too.
Speaker 1: It's almost like a scratch off. It's like playing a lottery,
Speaker 1: but without playing the lottery. It's like playing the lottery,
Speaker 1: except for Hey, that's that's my money, give it back
Speaker 1: right now. And yet one other bonus item we want
Speaker 1: to toss your way is thinking about your credit card
Speaker 1: rewards and specifically thinking about the sign up bonus that
Speaker 1: is offered with with some of these credit cards that
Speaker 1: you can sign up for. It's important to note that
Speaker 1: Matt and I we love credit cards, but only if
Speaker 1: you pay your bill off in full at the end
Speaker 1: of every month, and if you can be a conscious
Speaker 1: spender where you're doing your normal spending, you're just putting
Speaker 1: it on a credit card that gets paid off at
Speaker 1: the end of every month instead of using cash or
Speaker 1: a debit card, but you can score a few hundred
Speaker 1: bucks just by opening a new credit card, and credit
Speaker 1: card sign up bonuses are an effective way to make
Speaker 1: money quickly, right and you'll likely be able to add
Speaker 1: a credit card to your personal wallet that can earn
Speaker 1: you better awards at the same time, So that's a
Speaker 1: nice perk. You might be able to earn a few
Speaker 1: hundred bucks just by meeting a minimum spend limit on
Speaker 1: that new credit card, and at the same time have
Speaker 1: a credit card that's going to be better for you
Speaker 1: over the long run when it comes to the rewards
Speaker 1: you're going to get based on the way that you
Speaker 1: normally spend well. And also when it comes to interest
Speaker 1: payments that you might have on a credit card balance,
Speaker 1: UH look to negotiate down your interest rate. Call your
Speaker 1: credit card company and see what they can do for you,
Speaker 1: and if they're not willing to budge, then see if
Speaker 1: you can sign up for a new zero percent balance
Speaker 1: transfer card and that would allow you to immediately put
Speaker 1: that payment on hold. And we have articles up on
Speaker 1: the site about you know, the best zero percent transfer
Speaker 1: cards as well as the best credit cards based on
Speaker 1: how it is that you spend UH and We wanted
Speaker 1: to mention that too, because if you did sign up
Speaker 1: for a card through some of those links, it does
Speaker 1: help out the show. So we wanted to mention that
Speaker 1: we want to be transparent and thank you, especially if
Speaker 1: you find those resources helpful. All right, Matt, that's it
Speaker 1: for the Bonus Zone. We give those two extra tips
Speaker 1: to try to help people, but hopefully this episode gives
Speaker 1: people some some practical takeaways in order to save more
Speaker 1: money this week. It's important to note that often the
Speaker 1: things that will make you the most money or save
Speaker 1: you the most money do take time. Right if you
Speaker 1: opt to downsize an apartment that you're living in, that
Speaker 1: I'll save you a lot of money, but you have
Speaker 1: to wait until your lease is up. Usually, if you
Speaker 1: want to earn more money at your job, that usually
Speaker 1: requires a few conversations with your boss about performance and
Speaker 1: responsibilities that you're willing to take on. And we're all
Speaker 1: for pulling those types the levers to but sometimes it
Speaker 1: is nice to know that you can ramp up your
Speaker 1: savings in just a week and have some extra cash
Speaker 1: on hand, whether it's finally getting that emergency fund in
Speaker 1: order or starting to save for a family vacation that
Speaker 1: you're wanting to take down the road. Hopefully the things
Speaker 1: we talked about on this episode can help you up
Speaker 1: your personal finance game and get to another level, uh
Speaker 1: in a quicker time frame than maybe you thought was
Speaker 1: possible by tackling Hopefully every single one of these are
Speaker 1: most of these right if you're able to. And at
Speaker 1: the same time, we realize that we listed seven, there
Speaker 1: are so many more ways that you can make or
Speaker 1: save money quickly, and so let us know in the
Speaker 1: how do Money Facebook group or shoot us an email like,
Speaker 1: what's your biggest way to save money incredibly quickly? In
Speaker 1: particular if you post it in the Facebook group, that
Speaker 1: those kind of things are gonna help other people broaden
Speaker 1: their horizons, inspire others to make a quick change in
Speaker 1: order to keep more of the money that they have earned,
Speaker 1: which is huge. We're all about that. So all right, Matt,
Speaker 1: let's get back to the beer that we had on
Speaker 1: the show this episode. This one was called Dad Jokes
Speaker 1: by Morgan Territory Brewing. What was your take on this beer? Man?
Speaker 1: So as you said that, Man, I'm holding this can
Speaker 1: and I looked at the side and it says MT
Speaker 1: which stands for Morgan territory. It says empty your pint,
Speaker 1: which is like classic dumb dad joke character. I almost
Speaker 1: said it out loud. I was like, what is empty
Speaker 1: your point? I was like, oh my gosh, there's a
Speaker 1: literal dad joke on this can of beer. Uh. You
Speaker 1: asked me how what I thought of it? This is
Speaker 1: a solid I p A. Man, it had kind of
Speaker 1: like to me, it had great fruity notes and kind
Speaker 1: of like some piny notes as well. It reminded me
Speaker 1: of like a West Coast I p A a a little bit.
Speaker 1: It's certainly not a New England style hazy. This is
Speaker 1: kind of like an old school I p A. But
Speaker 1: it was really good um and too man. It actually
Speaker 1: had almost like a warming effect, uh, like the body
Speaker 1: it had, Like as I was drinking, it kind of
Speaker 1: made me feel good that the leaves are falling a
Speaker 1: little bit outside and it's kind of cooling down, and
Speaker 1: it kind of feel like this beer almost warned me
Speaker 1: up from the from the inside out. That's nice. That's
Speaker 1: sweet and almost as heartwarming as a really good dad
Speaker 1: joke like empty your can or point or whatever. Of
Speaker 1: course I'm gonna do that, man. I never leave any
Speaker 1: drops behind, No soldier left behind, man. But yeah, what
Speaker 1: were your thoughts on this beer? Yeah, this one definitely
Speaker 1: had more West Coast tendencies, more piney, more bitter, and
Speaker 1: a little bit of that grapefruit pith. I agree. I
Speaker 1: love I p A S. I feel like I could
Speaker 1: never exhaust all the I p a s in the world,
Speaker 1: like I try them all man, I'm up for trying
Speaker 1: every single one of them, and this one had just
Speaker 1: this massive West Coast vibe that I totally appreciate. But
Speaker 1: I don't really drink that often. So big thanks to
Speaker 1: our listener Brent for sending this one. All right, Yeah,
Speaker 1: thanks again, Brent. I didn't I forgot that he sent
Speaker 1: this one our way, but thank you, Brent. Yeah. Always
Speaker 1: fun to get to try beers from breweries that we
Speaker 1: don't even have access to here where we live in Atlanta,
Speaker 1: So thanks Brent. Um. All right, Matt, that's gonna do
Speaker 1: it for this episode. If you're out there listening and
Speaker 1: you want the show notes, you want the summary and
Speaker 1: also the links to some of the things we talked
Speaker 1: about in the episode. Today, we'll just go to our
Speaker 1: website at how to money dot com and sometimes We
Speaker 1: ask for a review at this point if you've enjoyed
Speaker 1: the episode, But then sometimes we don't, and this time
Speaker 1: we're not going to. We just say bye, and so
Speaker 1: this is gonna be one of those times. Man. Until
Speaker 1: next time, Best friends Out, Best Friends Out. M