1 00:00:01,280 --> 00:00:03,520 Speaker 1: This episode is brought to you by P and C Bank. 2 00:00:03,920 --> 00:00:06,680 Speaker 1: A lot of people think podcasts about work are boring, 3 00:00:06,880 --> 00:00:10,719 Speaker 1: and sure they definitely can be, but understanding a professionals 4 00:00:10,800 --> 00:00:14,040 Speaker 1: routine shows us how they achieve their success little by little, 5 00:00:14,440 --> 00:00:18,079 Speaker 1: day after day. It's like banking with P and C Bank. 6 00:00:18,560 --> 00:00:21,360 Speaker 1: It might seem boring to save, plan and make calculated 7 00:00:21,400 --> 00:00:24,479 Speaker 1: decisions with your bank, but keeping your money boring is 8 00:00:24,520 --> 00:00:27,840 Speaker 1: what helps you live a more happily fulfilled life. P 9 00:00:27,960 --> 00:00:32,800 Speaker 1: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 10 00:00:32,840 --> 00:00:35,479 Speaker 1: Boring since eighteen sixty five is a service mark of 11 00:00:35,520 --> 00:00:38,760 Speaker 1: the PNC Financial Service Group, Inc. P and C Bank 12 00:00:39,159 --> 00:00:41,360 Speaker 1: National Association Member FDIC. 13 00:00:43,120 --> 00:00:46,800 Speaker 2: Five daily habits to practice in twenty twenty six. 14 00:00:47,840 --> 00:00:49,400 Speaker 3: Well, I mean, you killed it with the top ten 15 00:00:49,479 --> 00:00:52,960 Speaker 3: list viral God, so you might as well kick it 16 00:00:53,000 --> 00:00:56,440 Speaker 3: off and tell us the five hapbits we need for 17 00:00:56,480 --> 00:00:57,040 Speaker 3: twenty six. 18 00:00:58,040 --> 00:00:59,480 Speaker 4: It's gonna be a jampane. Let's do it. 19 00:00:59,520 --> 00:01:04,120 Speaker 2: Oh man, Well, I think maybe we all can chime in, 20 00:01:04,200 --> 00:01:06,240 Speaker 2: but uh, you know, as far as like like you said, 21 00:01:06,240 --> 00:01:07,880 Speaker 2: a lot of it was already on my on my 22 00:01:07,959 --> 00:01:10,920 Speaker 2: list previously. But definitely need to work out at least 23 00:01:10,920 --> 00:01:12,480 Speaker 2: the hour day. That's vitally important. 24 00:01:13,080 --> 00:01:13,200 Speaker 1: You know. 25 00:01:13,200 --> 00:01:15,880 Speaker 2: I'm a big fan of meditation. I think that in 26 00:01:15,880 --> 00:01:18,559 Speaker 2: the world of social media and so much stuff going 27 00:01:18,600 --> 00:01:21,440 Speaker 2: on that sometimes we kind of get lost in that 28 00:01:21,680 --> 00:01:25,160 Speaker 2: as far as really taking time to do some inner reflection. 29 00:01:25,360 --> 00:01:28,000 Speaker 2: So I've been doing that for years as far as 30 00:01:28,040 --> 00:01:32,240 Speaker 2: you know, morning, my morning ritual if I'm not doing 31 00:01:32,280 --> 00:01:34,160 Speaker 2: anything first thing in the morning, to just take a 32 00:01:34,200 --> 00:01:36,720 Speaker 2: moment and just you know, do the meditation. So I 33 00:01:36,760 --> 00:01:39,880 Speaker 2: definitely think that. I think that, you know, you gotta 34 00:01:40,319 --> 00:01:42,720 Speaker 2: be grateful. That's a major thing. So I'm a big 35 00:01:43,120 --> 00:01:52,360 Speaker 2: proponent and prayer. I think that everybody should pray. 36 00:01:49,080 --> 00:01:55,360 Speaker 4: That right, Yeah, got that right? In these do it. 37 00:01:55,400 --> 00:01:56,960 Speaker 4: That's a major key. Absolutely. 38 00:01:57,720 --> 00:02:01,880 Speaker 2: I also think that you should take a nutrition very 39 00:02:01,880 --> 00:02:04,840 Speaker 2: serious because that does play a major part in your 40 00:02:04,920 --> 00:02:07,440 Speaker 2: your ability to function at a very high level. So 41 00:02:08,120 --> 00:02:11,600 Speaker 2: me personally, I've heard this before and it's something I've 42 00:02:11,600 --> 00:02:15,200 Speaker 2: been pricing for a long time. No, only fruit before 43 00:02:15,280 --> 00:02:21,720 Speaker 2: twelve I don't eat eat solid food. Same before twelve o'clock, 44 00:02:21,840 --> 00:02:26,400 Speaker 2: I only eat fruit or juice, like you know, like 45 00:02:26,480 --> 00:02:29,680 Speaker 2: one of the juices from US twenty six. I've been 46 00:02:29,680 --> 00:02:31,600 Speaker 2: doing that for a while when I can for the moment. 47 00:02:32,680 --> 00:02:35,480 Speaker 2: I've never been a big breakfast person, you know, I'm 48 00:02:35,480 --> 00:02:36,480 Speaker 2: not really a breakfast person. 49 00:02:36,480 --> 00:02:38,440 Speaker 4: Like so they're going to see you eating at acting selfish. 50 00:02:38,520 --> 00:02:39,800 Speaker 4: They be like, y, shy. 51 00:02:41,919 --> 00:02:46,840 Speaker 2: Fruit fruit only before twelve. Try not to eat after 52 00:02:47,000 --> 00:02:50,519 Speaker 2: eight o'clock. Try to drink a gallon of water a day. 53 00:02:50,600 --> 00:02:54,760 Speaker 2: So take a nutrition very serious, education and vitally important. 54 00:02:55,440 --> 00:03:01,040 Speaker 2: Try to, you know, consume some informative content for at 55 00:03:01,120 --> 00:03:04,600 Speaker 2: least an hour day, whether that's once again watching the documentary, 56 00:03:04,680 --> 00:03:07,200 Speaker 2: reading a book, or listening to an audio book, or 57 00:03:07,200 --> 00:03:09,880 Speaker 2: listening to an educational podcast, YouTube, different things in that 58 00:03:09,960 --> 00:03:12,960 Speaker 2: nature market, mondays or your leisure. So much stuff that 59 00:03:13,000 --> 00:03:14,560 Speaker 2: you can actually educate yourself on. 60 00:03:14,720 --> 00:03:17,360 Speaker 4: So thank you. I think that that's five. That's five. 61 00:03:17,760 --> 00:03:20,400 Speaker 1: I'm gonna try to do some of the ones you 62 00:03:20,400 --> 00:03:22,639 Speaker 1: had with repetitive. I have pray on my list as well. 63 00:03:22,680 --> 00:03:24,760 Speaker 1: I think that's really important. That's how we start our 64 00:03:24,840 --> 00:03:28,120 Speaker 1: day every day. I think reading is very important. It's 65 00:03:28,120 --> 00:03:30,320 Speaker 1: something that I'm doing. I do absolutely every day. There's 66 00:03:30,440 --> 00:03:32,920 Speaker 1: not a day that I don't do that, and that 67 00:03:33,000 --> 00:03:35,240 Speaker 1: probably comes right after I pray. Like it's not TV 68 00:03:35,280 --> 00:03:37,960 Speaker 1: first it's like what can I read first? And then 69 00:03:38,000 --> 00:03:41,000 Speaker 1: I had three that I had to reflect. And I 70 00:03:41,040 --> 00:03:43,680 Speaker 1: think that's part of one of my five things, is 71 00:03:44,480 --> 00:03:48,520 Speaker 1: when having self reflection or having reflection in general, Like 72 00:03:48,560 --> 00:03:51,120 Speaker 1: I do this with my wife almost every Sunday. We 73 00:03:51,160 --> 00:03:53,680 Speaker 1: talk about what's happening for the week, or like what's 74 00:03:53,720 --> 00:03:55,960 Speaker 1: happened Monday, Like tonight we'll talk about, Yo, what you 75 00:03:56,000 --> 00:03:57,320 Speaker 1: got on the agenda for tomorrow? 76 00:03:57,520 --> 00:03:58,920 Speaker 4: How can we fit in time here? 77 00:03:58,960 --> 00:04:01,480 Speaker 1: Like having that reflect I read this quote that reflection 78 00:04:01,560 --> 00:04:03,240 Speaker 1: turns experience into wisdom. 79 00:04:03,920 --> 00:04:06,880 Speaker 4: Reflection experience into wisdom. 80 00:04:07,200 --> 00:04:09,560 Speaker 1: And so that's something that I've been doing for the 81 00:04:09,600 --> 00:04:12,600 Speaker 1: past two years, is just having that reflection. Obviously, because 82 00:04:12,640 --> 00:04:14,840 Speaker 1: we had a lot going on with the house and 83 00:04:14,880 --> 00:04:16,800 Speaker 1: then with the kids and the move. It was like, 84 00:04:17,120 --> 00:04:20,240 Speaker 1: let's take time, let's figure out what we're doing here 85 00:04:20,600 --> 00:04:23,080 Speaker 1: and how we can make sure that we stay in 86 00:04:23,160 --> 00:04:25,760 Speaker 1: each other's hypes in a whole way, right, like not 87 00:04:25,839 --> 00:04:29,479 Speaker 1: just showing up, actually being president and being very communitive 88 00:04:29,520 --> 00:04:30,080 Speaker 1: with each other. 89 00:04:30,680 --> 00:04:31,480 Speaker 4: So that was one. 90 00:04:32,560 --> 00:04:36,120 Speaker 1: Treat your body like an infrastructure, so you're carrying about 91 00:04:36,160 --> 00:04:39,400 Speaker 1: the workout thing. I've started in twenty twenty six, obviously 92 00:04:40,040 --> 00:04:41,479 Speaker 1: doing the forty ministers exercise. 93 00:04:41,760 --> 00:04:43,400 Speaker 4: But I've also done the sauna. 94 00:04:44,080 --> 00:04:47,159 Speaker 1: Just if you are you know, if you understand the 95 00:04:47,160 --> 00:04:49,719 Speaker 1: health benefits of having a sauna and doing that on 96 00:04:49,720 --> 00:04:52,680 Speaker 1: a daily basis and putting that into your routine, I mean, 97 00:04:53,440 --> 00:04:55,520 Speaker 1: it's tremendous. I'm actually trying to get my parents to 98 00:04:55,520 --> 00:04:57,839 Speaker 1: get in there. So I'm gonna try to get my 99 00:04:57,920 --> 00:05:00,000 Speaker 1: dad in the sauna in the next couple of week. 100 00:05:00,920 --> 00:05:03,800 Speaker 1: It's gonna be his first time, so y'all pray for him. 101 00:05:03,960 --> 00:05:06,640 Speaker 1: But that that's something that I've started in twenty twenty six. 102 00:05:07,000 --> 00:05:09,200 Speaker 1: And this is something I've always done and I've never 103 00:05:09,240 --> 00:05:14,640 Speaker 1: really shared it. But taking daily interactions with your assets, 104 00:05:15,279 --> 00:05:17,280 Speaker 1: I know, and we were like three years ago we 105 00:05:17,360 --> 00:05:22,359 Speaker 1: joked about this paperwork party. But like every day I 106 00:05:22,480 --> 00:05:23,640 Speaker 1: checked the money. 107 00:05:23,800 --> 00:05:26,640 Speaker 4: You have to look over that money, man, every day 108 00:05:26,680 --> 00:05:27,159 Speaker 4: I checked. 109 00:05:27,160 --> 00:05:30,359 Speaker 1: Got to check on it every account, personal account and 110 00:05:30,520 --> 00:05:34,960 Speaker 1: business credit every every day, just to make sure things 111 00:05:34,960 --> 00:05:35,480 Speaker 1: are where theyre. 112 00:05:35,360 --> 00:05:38,240 Speaker 3: Supposed tone because if not, the companies are taken from you, 113 00:05:38,360 --> 00:05:41,080 Speaker 3: or the lawyers or you got to watch over the trust. 114 00:05:41,520 --> 00:05:44,920 Speaker 1: Yeah, I'm watching over every single dollar that comes into 115 00:05:45,000 --> 00:05:49,479 Speaker 1: the business. I'm watching from a personal side. It's it's 116 00:05:49,520 --> 00:05:51,400 Speaker 1: like just taking the inventory. And then I watched a 117 00:05:51,440 --> 00:05:54,320 Speaker 1: brokerage account too, not because I'm trying to make trades, 118 00:05:54,760 --> 00:05:56,919 Speaker 1: but I just wanted to say, all right, all right, 119 00:05:56,960 --> 00:05:59,200 Speaker 1: we're good here, we're good here, how can we really 120 00:05:59,320 --> 00:06:02,920 Speaker 1: reevaluate for the first quarter? Even like one of my 121 00:06:02,960 --> 00:06:06,000 Speaker 1: ETFs today SOXL, I looked at my percentage. 122 00:06:06,000 --> 00:06:07,520 Speaker 4: It had changed, and so I had to go research 123 00:06:07,560 --> 00:06:08,440 Speaker 4: why did it change? Right? 124 00:06:08,480 --> 00:06:10,520 Speaker 1: I know I was up to nearly a thousand percent 125 00:06:10,880 --> 00:06:13,280 Speaker 1: and now I'm down like twenty So like just checking 126 00:06:13,320 --> 00:06:16,040 Speaker 1: these things right, So like tomorrow, I gotta take inventory again, 127 00:06:16,120 --> 00:06:20,000 Speaker 1: Like taking inventory on your assets is important, brokerage accounts, 128 00:06:20,160 --> 00:06:24,520 Speaker 1: real estate, having inventory daily on where your money's going 129 00:06:25,080 --> 00:06:25,760 Speaker 1: vially important. 130 00:06:25,760 --> 00:06:26,480 Speaker 4: Make sure you do it. 131 00:06:26,760 --> 00:06:30,920 Speaker 3: Yeah for me, Rashada, you brought up meditation. That's one 132 00:06:30,960 --> 00:06:34,599 Speaker 3: thing that I didn't do enough of last year. So 133 00:06:34,880 --> 00:06:37,280 Speaker 3: meditation and prayer first. 134 00:06:38,320 --> 00:06:38,640 Speaker 4: Second. 135 00:06:39,400 --> 00:06:42,440 Speaker 3: Often we always say that we miss people or if 136 00:06:42,520 --> 00:06:45,839 Speaker 3: Lord forbid, if someone passes, we feel like we miss moments. 137 00:06:45,839 --> 00:06:48,800 Speaker 3: But we put the business before the personal. So for 138 00:06:48,880 --> 00:06:51,000 Speaker 3: twenty six, like I'm starting off my day talking to 139 00:06:51,000 --> 00:06:54,560 Speaker 3: those I love before I get to any business first 140 00:06:54,600 --> 00:07:01,400 Speaker 3: and foremost, because that's most important and being fully present. Third, 141 00:07:01,480 --> 00:07:04,120 Speaker 3: write down three things that you're grateful for, like you 142 00:07:04,120 --> 00:07:07,320 Speaker 3: said Rachelle. Giving all the noise and social media, sometimes 143 00:07:07,360 --> 00:07:09,800 Speaker 3: we can forget how blessed that we truly are. Like 144 00:07:09,840 --> 00:07:12,920 Speaker 3: I was talking to one of my friends over the 145 00:07:12,920 --> 00:07:14,880 Speaker 3: holidays and he was like, you guys don't realize like 146 00:07:14,920 --> 00:07:18,120 Speaker 3: you changed the course of black history forever, and coming 147 00:07:18,160 --> 00:07:19,760 Speaker 3: from where we come from, I don't think we were 148 00:07:19,800 --> 00:07:22,360 Speaker 3: the most likely to have done that, but like, what 149 00:07:22,400 --> 00:07:24,240 Speaker 3: an amazing feat that has been to do. 150 00:07:25,880 --> 00:07:26,240 Speaker 4: Together. 151 00:07:26,320 --> 00:07:29,000 Speaker 3: So writing down those things that we're grateful for. And 152 00:07:29,040 --> 00:07:31,640 Speaker 3: then my new thing is to learn and do one 153 00:07:31,680 --> 00:07:33,760 Speaker 3: new thing a day. Like I was talking about this 154 00:07:33,840 --> 00:07:36,520 Speaker 3: a lot over the holidays. We can get so inundated 155 00:07:36,560 --> 00:07:40,160 Speaker 3: within our routine that we almost forget to have that 156 00:07:40,280 --> 00:07:42,280 Speaker 3: creative spirit and continue to. 157 00:07:42,240 --> 00:07:42,960 Speaker 4: Learn new things. 158 00:07:43,120 --> 00:07:46,760 Speaker 3: So learning one new thing and doing one new thing 159 00:07:46,760 --> 00:07:49,800 Speaker 3: a day is really vitally important to me. And you 160 00:07:49,840 --> 00:07:51,440 Speaker 3: got to study some markets you don't know. 161 00:07:51,880 --> 00:07:52,560 Speaker 4: Ernest, what's up. 162 00:07:52,640 --> 00:07:55,800 Speaker 1: You ever walk into a small business and everything just works, 163 00:07:56,040 --> 00:07:59,360 Speaker 1: like the checkout is fast, or seats of digital tipping 164 00:07:59,560 --> 00:08:02,040 Speaker 1: is a base and you're out the door before the 165 00:08:02,080 --> 00:08:06,440 Speaker 1: line even builds odds are they're using Square. 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