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Speaker 1: Coach, the energy out there felt different. What changed for

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Speaker 1: the team today?

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Speaker 2: It was a new game day scratches from the California

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Speaker 2: Lottery Player is everything. Those games sent the team's energy

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Speaker 2: through the roof.

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Speaker 1: Are you saying it was the off field play that

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Speaker 1: made the difference on the field.

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Speaker 2: Hey, little play makes your day, and today it made

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Speaker 2: the game. That's all for now, Coach.

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Speaker 3: One more question play than New Los Angeles Chargers, San

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Speaker 3: Francisco forty nine Ers and Los Angeles Ram Scratchers from

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Speaker 3: the California Lottery. A little play can make your day.

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Speaker 3: Peace made responsibily. Must be eighteen years or older to

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Speaker 3: purchase late or claim.

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Speaker 4: Let's let's let's get into it, miss business.

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Speaker 5: So we the first thing I want to telk you

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Speaker 5: about few different things as far as tax plan is concerned.

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Speaker 5: But the first thing that we did well, not the

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Speaker 5: first thing that we did, but the thing that I

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Speaker 5: want to talk about first is the cars, cause you know,

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Speaker 5: it's one of these things that gets people's attention and

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Speaker 5: everybody has an opinion on it, and it's like but

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Speaker 5: you know, like I said, everything that we do we

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Speaker 5: do responsibly, and everything that we do we share with

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Speaker 5: the public. So you know, we when we was purchasing

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Speaker 5: our cars and shout out to you, because she was

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Speaker 5: the first person to really because I had never put

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Speaker 5: a car on a business name before. I always used

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Speaker 5: to just you know, buy my car at least my cars,

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Speaker 5: and put it on my own personal name.

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Speaker 6: And I never even had the opportunity.

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Speaker 5: You can I say, well, I can say what kind

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Speaker 5: of car you got? You got the G Wagon?

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Speaker 7: You GOTG Yeah, this business got the g Wagon, big boy,

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Speaker 7: big body, the.

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Speaker 6: G AMG G sixty three, sixty three.

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Speaker 4: He's sixty three. That's what you have been saying.

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Speaker 6: I mean, I like, c he ain't rolling like that. Man,

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Speaker 6: you might need to find a new one.

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Speaker 4: G sixty three, that's what. That's a fact, man, spicy.

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Speaker 5: So when when I was talking to her and she

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Speaker 5: gave me some games, She's like, yeah, you know, I

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Speaker 5: put it under my business account and she kind of

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Speaker 5: like gave me the knowledge on it. So I'm like,

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Speaker 5: all right, well I'm gonna get a car, so I

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Speaker 5: might as well do the same thing. And it was

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Speaker 5: a lot easier than I thought it was gonna be,

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Speaker 5: Like it literally took me five minutes. And the dope

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Speaker 5: part for me, is that my base my bank that

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Speaker 5: I'm getting the financing through is Chase, and I bank

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Speaker 5: would Chase. So on the app it has like my

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Speaker 5: car payment thing right there, and it's like all I

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Speaker 5: gotta do is just open my Chase app and it's

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Speaker 5: just automatic for the car payment, straight from the straight

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Speaker 5: from the straight from the business account. So let's talk

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Speaker 5: about it. Let's talk about it. So there's two ways

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Speaker 5: that you can that you can accomplish this, right. Well,

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Speaker 5: first let's talk about the six thousand pound UL because

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Speaker 5: a lot of people was asking about the six thousand

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Speaker 5: pound RUL. They thought that that's what it was. Because

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Speaker 5: if you're not familiar, well, I'll let you, I'll I'll

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Speaker 5: They say, I talk too much, You're explain, you explaining

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Speaker 5: the six thousand.

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Speaker 8: You're so smart that you can't help it. You can't

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Speaker 8: help it, all right, So let's talk about vehicles, right,

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Speaker 8: So you have you have your standard vehicles, right, Most

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Speaker 8: vehicles like even rain drovers, g wagons, they fall a

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Speaker 8: little under six thousand pounds. But for the most part,

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Speaker 8: all vehicles fall under about six thousand pounds. And if

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Speaker 8: you do, and we'll talk, and I also want to

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Speaker 8: talk about the different ways you can go about purchasing

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Speaker 8: your vehicle.

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Speaker 9: Right, So, you have your finance and then you have

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Speaker 9: your lease in, or you can pick the mileage method. Right,

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Speaker 9: most people are very familiar with the mileage method. However,

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Speaker 9: when you finance your car, it when you could pretty

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Speaker 9: much purchase your vehicle. It sits as an asset in

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Speaker 9: your business. Right, So when it sits as an asset

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Speaker 9: in your business, anytime you have any type of assets,

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Speaker 9: you get to depreciate them. So when you are depreciating

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Speaker 9: your vehicles, there are certain timeframes in terms of years

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Speaker 9: that you get to depreciate it over. So for anyone

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Speaker 9: that isn't familiar when you depreciate any sort of asset,

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Speaker 9: what you're doing is you are you're pretty much allocating

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Speaker 9: the cost of whatever asset you acquire, and you are

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Speaker 9: writing it off over time. Right, So with a vehicle,

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Speaker 9: typically standard depreciation years for a vehicle is seven years. However,

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Speaker 9: there's this thing called bonus appreciation that Trump put that

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Speaker 9: Trump pretty much wrote into his tax code, where for

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Speaker 9: vehicles that are less than six thousand pounds, you the

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Speaker 9: first year you get to the duck eighteen thousand dollars right,

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Speaker 9: the second year, you get to depreciate sixteen thousand, and

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Speaker 9: then the year after that you get to the the duck.

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Speaker 10: Ninety six hundred.

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Speaker 9: Right in year three, then every year after that you

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Speaker 9: get to the duck five thousand, seven hundred and sixty

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Speaker 9: dollars for each year intil the value of your asset

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Speaker 9: has been pretty much fully depreciated, right, meaning that you've

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Speaker 9: captured the full cost of your vehicle. Now, if your

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Speaker 9: vehicle is more than six thousand pounds, you get to

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Speaker 9: the duck one hundred percent of the vehicle, right. And

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Speaker 9: why that is so important is because sometimes people need

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Speaker 9: those deductions.

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Speaker 10: Right.

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Speaker 9: You may say, let's I purchased this vehicle. It's over

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Speaker 9: six thousand pounds. I need those write offs, right, So

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Speaker 9: instead of writing it off over years, you get to

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Speaker 9: write it off one hundred percent.

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Speaker 10: In that year.

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Speaker 9: The good thing about bonus appreciation you can choose to

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Speaker 9: take it. You can choose not to. So let's just say, hypothetically,

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Speaker 9: if you were saying, you know what my vehicle I

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Speaker 9: want to you know, I don't want to take advantage

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Speaker 9: of bonus appreciation, right, you will just write it off

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Speaker 9: over years.

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Speaker 10: Over Let's say those seven years.

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Speaker 9: And why that's important is because in like tax planning sessions,

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Speaker 9: we get to make those decisions.

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Speaker 10: Right.

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Speaker 9: So Rashaw talked about tax planning where I sit down

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Speaker 9: with my clients and I kind of find out everything

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Speaker 9: that's going on, and then we get to make the

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Speaker 9: decision on saying, okay, if you finance, okay, should we

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Speaker 9: take advantage of bonus appreciation? Is your vehicle over six

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Speaker 9: thousand pounds is it not? And how we can treat

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Speaker 9: it right. Another option is leasing your vehicle. So when

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Speaker 9: you lease your vehicle, you get to write one of

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Speaker 9: the least payment off. Right, It's like any other expense

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Speaker 9: that you are.

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Speaker 10: Incurring on a vehicle.

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Speaker 9: Keep in mind on the fine if you're financing as

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Speaker 9: well as leasing, you are also able to take deductions

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Speaker 9: such as gas, insurance payments, registration, any sort of car washes, tires. Right,

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Speaker 9: you get to write those things off. And I wanted

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Speaker 9: to mention those things because then you have the mileage

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Speaker 9: method that people are very familiar with. So with the

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Speaker 9: mileage method, you pretty much it's kind of like a

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Speaker 9: quick calculation for I'm sorry, I keep seeing people ask

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Speaker 9: about pounds, so I can't necessarily tell you how many

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Speaker 9: pounds your vehicles are, but I'm sure if you google

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Speaker 9: it you will find out how much of your co waves.

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Speaker 9: So now, in regards to the mileage method, that's pretty

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Speaker 9: much the irs quick wave of saying, you know what,

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Speaker 9: if you don't want to keep track, and you don't

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Speaker 9: want to write off your payments, or even if you

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Speaker 9: drive a lot, and it may be to your best interest,

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Speaker 9: instead of writing off the least payments or depreciating your vehicle,

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Speaker 9: will just do the mileage method. So what that means

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Speaker 9: is you just track your mouths from all of your

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Speaker 9: business activities throughout the year, and then you will multiply. However,

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Speaker 9: mini miles that is for twenty nineteen was fifty eight

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Speaker 9: cents per mile. Now, the thing that people always make

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Speaker 9: the mistake of when it comes to the mileage method

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Speaker 9: is that they feel they can take the mileage method

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Speaker 9: and then also deduct gas and insurance and all of

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Speaker 9: those things on top of it.

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Speaker 10: But you can't the idea behind the mileage method.

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Speaker 9: It's kind of like a quick calculation for you to say,

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Speaker 9: you know what, I'm just going to write off my

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Speaker 9: vehicle this way. Something to note is that you have

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Speaker 9: to either take advantage of the mileage method or the

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Speaker 9: actual right. So the actual method is writing off your

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Speaker 9: actual expenses such as you know, like your leash, your insurance,

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Speaker 9: your gas, all of those things, or you use the

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Speaker 9: mileage method, right, which is a quick calculation.

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Speaker 10: So I don't think I have any more to really, no.

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Speaker 11: Real quick because as I'm listening to you say, and

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Speaker 11: from a CPA standpoint, is it best that like if

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Speaker 11: I have a credit card, I allocate that credit card

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Speaker 11: specifically to all those things, right, So that makes it

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Speaker 11: easier to make for bookkeeping.

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Speaker 6: Be a good idea because when.

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Speaker 9: We're doing your bookkeeping, well, we'll be able to allocate

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Speaker 9: that what you guys should have. And and I don't know,

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Speaker 9: I'm gonna put this out there.

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Speaker 10: I don't know if you guys have it.

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Speaker 9: But everyone who has a business, and you guys have

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Speaker 9: business credit, everyone should have a gas card, right, So

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Speaker 9: if you guys don't have gas cards, you should get

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Speaker 9: gas cards.

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Speaker 4: Car a card for gasoline, yes.

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Speaker 9: But it's strictly under your business name, so they go

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Speaker 9: they base it off of your business credit and that's

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Speaker 9: how you qualify for the the the gas cards.

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Speaker 10: So like I have VP Shell has gas cards.

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Speaker 9: There's a few different there's a few different gas companies

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Speaker 9: that issue gas cards. But that is a really good

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Speaker 9: way because you know that that card is specifically for gas.

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Speaker 9: There's usually like you'll get a like reduced rates, and

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Speaker 9: then it's a really good way to just kind of

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Speaker 9: keep track of it and build your business credit at

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Speaker 9: the same time.

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Speaker 10: So that is that's really good.

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Speaker 5: I didn't even know about the gas card. I learned something.

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Speaker 5: I just learned something just now on Friday. Learn you

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Speaker 5: learned something every day, You learned something every day. So

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Speaker 5: so you shouldn't be getting gas because like right now

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Speaker 5: I'm getting gas it's on my regular credit card.

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Speaker 4: I shouldn't be doing that.

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Speaker 9: Everything should be under your business name. And that's something

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Speaker 9: very important. So when you say under your under your

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Speaker 9: credit card, is it your personal credit card or business

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Speaker 9: credit card?

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Speaker 4: The gas is my personal credit card.

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Speaker 10: Personal, So yeah, you need a business credit card.

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Speaker 9: So it should either be under your business gas card

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Speaker 9: or your business credit card. And I'm glad that you

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Speaker 9: said that because that is the number one struggle that

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Speaker 9: I have with business owners is that we co mingle

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Speaker 9: our funds. Right, we take our personal funds our personal

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Speaker 9: credit and we pay for things on the business side,

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Speaker 9: and we have to start looking and treating our businesses

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Speaker 9: like separate people, right like you.

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Speaker 10: Would never come and pay my bills. I would never

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Speaker 10: come and pay your bills.

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Speaker 6: Earners. What's up?

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Speaker 7: You ever walk into a small business and everything just

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Speaker 7: works like the checkout is fast, their seats are digital,

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Speaker 7: tipping is a breeze, and you're out the door before

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Speaker 7: the line even builds. Odds are they're using Square. We

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Speaker 12: An illegal alien from Guatemala charged with raping a child

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Speaker 12: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 12: accused of murdering a Texas. Man of Venezuelan charged with

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Speaker 12: filming and selling child pornography in Michigan. These are just

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Speaker 12: some of the heinous migrant criminals caught because of President

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Speaker 12: Donald J. Trump's leadership. I'm Christy nom the United States

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Speaker 12: Secretary of Homeland Security. Under President Trump, attempted illegal border

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Speaker 12: crossings are at the lowest levels ever recorded, and over

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Speaker 12: one hundred thousand illegal aliens have been around. If you

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Speaker 12: were here illegally, you're next. You will be fine nearly

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Speaker 12: one thousand dollars a day. Imprisoned and deported, you will

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Speaker 12: never return. But if you register using our CBP home

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Speaker 12: app and leave now, you could be allowed to return legally.

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Speaker 12: Do what's right. Leave now. Under President Trump, America's laws,

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Speaker 12: border and families will be protected.

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Speaker 6: Sponsored by the United States Department of Homeland Security.

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Speaker 9: Hey, and you just have to kind of look at

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Speaker 9: your entity like that as well. Right, Like your entity

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Speaker 9: has their own has its own legal name, It has

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Speaker 9: its own EI in number that acts as a Social

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Speaker 9: Security number. Right, So you definitely should not be paying

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Speaker 9: for your gas now that you have the car under

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Speaker 9: your business you should not be paying for your gas

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Speaker 9: under your personal car.

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Speaker 10: Okay, So I'm happy that you said that.

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Speaker 6: Noted noted, I appreciate that.

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Speaker 5: So I should be paying for it for either a

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Speaker 5: business credit card or a business debit card. Yes, about

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Speaker 5: any other expenses that might come with the car. Everything

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Speaker 5: should be game.

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Speaker 9: It should be under your business. That car now belongs

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Speaker 9: to your business. So look at it as though, like

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Speaker 9: my car, right, Like if I needed tires, you wouldn't

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Speaker 9: come and be like, you know what, I'm gonna pay

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Speaker 9: for that.

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Speaker 10: That's kind of like what you're doing.

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Speaker 9: I mean, unless you just wanted to give me, like

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Speaker 9: be nice and generous. But you know, ideally, that's how

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Speaker 9: I like to explain it to people. You know, you

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Speaker 9: just have to separate everything out that that car is

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Speaker 9: not your car. That car is the business car. So

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Speaker 9: you want to take care of all of the expenses

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Speaker 9: underneath the business maintenance, you know, car registration, inspection, everything

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Speaker 9: relating to the car should be under the business name.

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Speaker 6: Got it, got it, got it?

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Speaker 5: And yeah, So the six thousand rule, the range rovers

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Speaker 5: ranged from forty pounds to five thousand, seven hundred and

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Speaker 5: forty five pounds, So the range Rovere is just underneath

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Speaker 5: six thousand pounds. So that's why we we did the

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Speaker 5: what we do, we're doing that, we're doing standard actual.

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Speaker 9: You're doing actual, right, you guys are going to do

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Speaker 9: actual and you're going to write off your payment.

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Speaker 5: Right, So that's why we did actual But what we

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Speaker 5: what we are using the six thousand pound rule for

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Speaker 5: is our truck, big truck, the big truck, not the

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Speaker 5: range rope.

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Speaker 6: Not that truck, the real truck.

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Speaker 10: The truck is.

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Speaker 4: Eighteen wheeler. So yeah, you want to talk about that.

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Speaker 9: Yes, So that is definitely a really good perk for

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Speaker 9: my people that get into trucking where you are able

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Speaker 9: to write off one hundred of the vehicle costs.

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Speaker 10: So again, you may need starting up that business.

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Speaker 9: You may need to write that, you know, write that

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Speaker 9: vehicle off one hundred percent in that year. But again,

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Speaker 9: let's say if we sat down and we were like,

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Speaker 9: you know what, if we kind of take the entire

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Speaker 9: cost of the vehicle, that may put us in a negative.

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Speaker 9: Depending on what you're trying to do. You may try

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Speaker 9: to qualify for a home. You may be trying to

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Speaker 9: go for a loan, right, You may not want your

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Speaker 9: even though when they do loans they add back depreciation,

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Speaker 9: but you may not want to exhaust all of.

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Speaker 10: That all of that expense for twenty twenty.

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Speaker 9: You may want to kind of keep it on the

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Speaker 9: book so that you can exhaust it over time, right,

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Speaker 9: and that is what's extremely important, and that's why it's

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Speaker 9: important to.

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Speaker 10: Have these conversations. Right.

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Speaker 9: So, there's a couple things that I pointed out so

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Speaker 9: far that you need to have the conversation. You need

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Speaker 9: to understand if you're going to do the actual method

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Speaker 9: or the knowledge method. You also need to understand if

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Speaker 9: you're going to take advantage of bonus of depreciation or

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Speaker 9: you're not right. And so those conversations have to be had,

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Speaker 9: and they have to be had ideally before the year

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Speaker 9: is over.

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Speaker 10: Ray.

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Speaker 9: I have so many clients that I engage and they're like, yeah,

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Speaker 9: only time I talk to my accountant.

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Speaker 10: Is January through April.

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Speaker 9: But now that you guys have businesses, you have trucking companies,

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Speaker 9: you real estate, whatever it is, you can't wait until

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Speaker 9: the end of I mean the next year to talk

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Speaker 9: about taxes.

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Speaker 4: It's a fact. It's extremely important.

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Speaker 5: And I feel like there's so much stuff that people

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Speaker 5: don't know, like you know what I'm saying. It's like

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Speaker 5: even I didn't know about that the gas card. And

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Speaker 5: I'm a financial advisor, so there's so much information out there,

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Speaker 5: and it's like, if you're not properly educated, you can

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Speaker 5: make mistakes, and like I said, this is it's a

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Speaker 5: lot easier than I thought it was going to be.

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Speaker 5: All you need is the EI in number. You need

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Speaker 5: a business name, so when you when you when you

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Speaker 5: get the car, you get them, you give them that information.

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Speaker 6: I don't think you need the articles of operation.

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Speaker 4: The articles of operation, your address that you incorporated business with.

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Speaker 5: And then if the business is like under ten years,

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Speaker 5: I don't think you could get it just solely on

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Speaker 5: your business. So you have to like be a personal guaranteur, guarantee, whatever.

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Speaker 6: But even that is good to know.

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Speaker 7: So like it's good to know that to have good

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Speaker 7: credit too, right, because if your credit is not great.

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Speaker 6: Then you can't be the personal yeah, for your own call.

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Speaker 5: So so they run like your personal credit, but it's

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Speaker 5: under your business name. So the business, the businesses the

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Speaker 5: cars under the business names, but they run your personal credits.

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Speaker 4: And it's a vibe.

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Speaker 9: Like knowing that that car, like knowing that my car

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Speaker 9: belongs to my business.

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Speaker 10: It just I don't know, it feels better.

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Speaker 9: But just to kind of piggyback for what you guys

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Speaker 9: were saying, it's really important. One, Yes, your credit needs

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Speaker 9: to be in shape, right, you have to have your

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Speaker 9: credit together, but to just kind of go through the

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Speaker 9: ways that you can qualify for a car loan. One

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Speaker 9: is completely outright purchasing it through your business name. However,

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Speaker 9: you're not going to be able to outright purchase it

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Speaker 9: under your business name if one, you don't have established

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Speaker 9: credit or you've never had any big loans, right. So

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Speaker 9: for me, that was the scenario where I had some

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Speaker 9: business credit, I had the taxes, right, so they should

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Speaker 9: be asking for taxes. They ask for your bank statements, right,

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Speaker 9: because ideally, just how you need to qualify for the loan,

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Speaker 9: they want to see what's going on on your business

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Speaker 9: in so you have to show them bank statements.

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Speaker 10: You have to show them tax returns, but.

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Speaker 9: That may not be enough even if you have the

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Speaker 9: income side, because what they may want to say is, Okay,

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Speaker 9: we can't really trust you to give you this big

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Speaker 9: loan because you've never had a loan exclusively in your

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Speaker 9: business name. So that's when you, as the individual, have

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Speaker 9: to come in and back the business, right, and that

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Speaker 9: can be done in two ways.

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Speaker 10: You can either come in as a co signer, which

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Speaker 10: you guys were just talking about.

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Speaker 9: Or a co applicant, right and so those are two

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Speaker 9: different things, Like I have to I went in as

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Speaker 9: a co applicant. I'm not sure if you guys went

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Speaker 9: in as co signers or co applicants, because it's kind

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Speaker 9: of like a The difference is that a co signer

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Speaker 9: like it, it doesn't show up on your personal credit, right,

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Speaker 9: but the co applicant it does show up, right, It

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Speaker 9: shows up on my personal credit because it's almost like

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Speaker 9: we went me and my business, we went into the

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Speaker 9: loan together. So that's why it's showing up on my

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Speaker 9: business side as well as my personal side. So I

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Speaker 9: just wanted to point that out that there are you know,

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Speaker 9: that's also another way as well that you know you

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Speaker 9: will qualify. But again that's kind of more of a

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Speaker 9: lending thing. From an accounting side, you definitely got to

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Speaker 9: make sure that you know your taxes are completed. You

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Speaker 9: have to make sure that it is a situation where

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Speaker 9: you know they some lenders.

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Speaker 10: May request a profit and laws statement, i e. You'll

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Speaker 10: need to make sure that your bookkeeping is in place,

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Speaker 10: which a.

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Speaker 9: Lot of business owners, that's like the first thing that

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Speaker 9: they neglect is there is their bookkeeping. So just being

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Speaker 9: financially set so that you can position yourself to not

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Speaker 9: only stave on taxes but like really build your business credit.

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Speaker 5: All right, we got we got a few questions for you,

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Speaker 5: miss business. But before we go to the questions, everybody

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Speaker 5: on YouTube, if you could be so kind to like

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Speaker 5: hit the like.

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Speaker 4: Button, greatly appreciate it.

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Speaker 5: And for people that might just be tuned into YouTube

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Speaker 5: that might not know what's going on here. So, as

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Speaker 5: I said, Eyo University's our educational platform. So we have

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Speaker 5: seventy archived classes, and then we have weekly classes every

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00:21:30,800 --> 00:21:33,560
Speaker 5: single week on different topics from different presenters, everything from

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Speaker 5: how to start a marijuana business to car insurance to

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Speaker 5: real estate taxes, the taxes everything. And then we have

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Speaker 5: monthly financial planning calls with me. We have biweekly real

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Speaker 5: estate calls with MG the mortgage guy. We have book

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Speaker 5: club ran by you, Movie Club ran by you, private

435
00:21:49,600 --> 00:21:51,800
Speaker 5: Facebook group. So it's the whole community. It's not an

436
00:21:51,800 --> 00:21:55,399
Speaker 5: investment club, it's not an investment tips. It's the actual

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00:21:55,560 --> 00:21:57,560
Speaker 5: university where you learn. And we're going to actually open

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Speaker 5: our trade department God willing and twenty twenty one with

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00:22:00,680 --> 00:22:03,480
Speaker 5: the hvac and like plumbing and stuff like that.

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00:22:03,440 --> 00:22:05,840
Speaker 4: To try to see people that kills. Skills. Skills is

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00:22:06,000 --> 00:22:07,400
Speaker 4: very important. Skills is very important.

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00:22:07,440 --> 00:22:09,399
Speaker 5: So once a month we do it what we call

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00:22:09,480 --> 00:22:11,919
Speaker 5: open enrollment to just like open it up to the

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00:22:11,920 --> 00:22:14,080
Speaker 5: public and then just you know, show it and you can,

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00:22:14,119 --> 00:22:16,600
Speaker 5: you know, see for yourself. So right now, for Black

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00:22:16,640 --> 00:22:18,480
Speaker 5: Friday to the end of Black Friday, we're running a

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00:22:18,480 --> 00:22:22,840
Speaker 5: fifty percent off sale on an annual membership, which is

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00:22:22,880 --> 00:22:25,800
Speaker 5: three hundred and thirty three dollars like that, Yeah, for

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00:22:25,840 --> 00:22:27,440
Speaker 5: the year, three hundred and thirty dollars for years.

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00:22:27,560 --> 00:22:29,119
Speaker 7: Like I know, there's a bunch of people that's like

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00:22:29,200 --> 00:22:31,919
Speaker 7: waiting for nine o'clock Pso this is lessing.

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Speaker 6: In P five.

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00:22:32,240 --> 00:22:34,119
Speaker 5: No, that's it's close to this less than that. I'm

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00:22:34,160 --> 00:22:36,000
Speaker 5: gonna put the link inhead. The link is also in

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00:22:36,080 --> 00:22:38,640
Speaker 5: the description, so if you want to if you want

456
00:22:38,640 --> 00:22:40,960
Speaker 5: to do it, the code, the code is e y

457
00:22:41,119 --> 00:22:44,680
Speaker 5: L fifty and you go to Eyo University dot com

458
00:22:44,720 --> 00:22:47,280
Speaker 5: and you get fifty percent off a couple hundred dollars

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00:22:47,359 --> 00:22:49,639
Speaker 5: less less than a night out in uh Atlanta. That's

460
00:22:49,640 --> 00:22:51,879
Speaker 5: the only place. Atlanta is the only place that's open.

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00:22:51,880 --> 00:22:53,720
Speaker 5: So that's the only thing I could really say. That's

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00:22:53,760 --> 00:22:56,720
Speaker 5: a big ain't no other place open. But uh yeah,

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00:22:56,760 --> 00:22:59,960
Speaker 5: part of Eyo University is that we get question and answers. Yeah,

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00:23:00,040 --> 00:23:02,639
Speaker 5: market Mondays is kind of like a case study and

465
00:23:02,680 --> 00:23:04,080
Speaker 5: that you get to But this is what we do

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00:23:04,200 --> 00:23:06,480
Speaker 5: every single week where we bring an expert in the

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00:23:06,480 --> 00:23:08,600
Speaker 5: field and then people get to ask them questions.

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00:23:10,560 --> 00:23:15,760
Speaker 2: My graduates from my school being forced bad drop bag drop,

469
00:23:16,400 --> 00:23:18,879
Speaker 2: Mike drop bad, drop bag drops.

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00:23:30,600 --> 00:23:33,359
Speaker 1: Coach, the energy out there felt different. What changed for

471
00:23:33,400 --> 00:23:34,000
Speaker 1: the team today?

472
00:23:34,080 --> 00:23:36,280
Speaker 2: It was the new game day scratches from the California

473
00:23:36,320 --> 00:23:37,320
Speaker 2: Lottery players.

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00:23:37,359 --> 00:23:37,760
Speaker 6: Everything.

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00:23:38,080 --> 00:23:40,000
Speaker 2: Those games sent the team's energy through the roof.

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00:23:40,119 --> 00:23:42,080
Speaker 1: Are you saying it was the off field play that

477
00:23:42,119 --> 00:23:43,280
Speaker 1: made the difference on the field.

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00:23:43,359 --> 00:23:46,120
Speaker 2: Hey, little play makes your day, and today it made

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00:23:46,119 --> 00:23:48,240
Speaker 2: the game. That's all for now, Coach.

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00:23:48,359 --> 00:23:51,000
Speaker 3: One more question played the new Los Angeles Chargers, San

481
00:23:51,040 --> 00:23:54,040
Speaker 3: Francisco forty nine Ers and Los Angeles Rams scratchers from

482
00:23:54,040 --> 00:23:58,360
Speaker 3: the California Lottery. A little play can make your day. Peacely, responsibly.

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00:23:58,400 --> 00:23:59,960
Speaker 3: It must be eighteen years or older to purchase or

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00:24:00,000 --> 00:24:00,200
Speaker 3: flame