1 00:00:03,480 --> 00:00:09,800 Speaker 1: Welcome to Before Breakfast, a production of iHeartRadio. Good Morning, 2 00:00:11,280 --> 00:00:17,440 Speaker 1: This is Laura. Welcome to the Before Breakfast podcast. Today's 3 00:00:17,440 --> 00:00:22,959 Speaker 1: tip is that peace of mind is priceless. If a 4 00:00:23,040 --> 00:00:25,760 Speaker 1: small bit of money would buy you lots of peace 5 00:00:25,760 --> 00:00:30,680 Speaker 1: of mind, then that just might be money well spent. 6 00:00:32,920 --> 00:00:35,400 Speaker 1: So the week before I wrote this, I knew I 7 00:00:35,479 --> 00:00:38,159 Speaker 1: was going to be interviewed for a podcast I had 8 00:00:38,200 --> 00:00:41,360 Speaker 1: wanted to be on. I also found out that the 9 00:00:41,600 --> 00:00:44,239 Speaker 1: tree tremmers had chosen that day to show up by 10 00:00:44,280 --> 00:00:47,880 Speaker 1: our house. The gutter guys chose that day to come clean. 11 00:00:48,720 --> 00:00:53,239 Speaker 1: Plus there were stonemasons and painters working outside. All of 12 00:00:53,280 --> 00:00:58,760 Speaker 1: those people can make a lot of noise. So I 13 00:00:58,880 --> 00:01:02,320 Speaker 1: decided to rent a temporary office for a few hours 14 00:01:02,360 --> 00:01:06,280 Speaker 1: that I could use, and I didn't actually wind up 15 00:01:06,319 --> 00:01:10,280 Speaker 1: needing the office. My little zoom room was quiet enough 16 00:01:10,319 --> 00:01:14,399 Speaker 1: to block everyone out, but knowing that the office was 17 00:01:14,440 --> 00:01:18,520 Speaker 1: available if someone wound up using a chainsaw two feet 18 00:01:18,560 --> 00:01:23,039 Speaker 1: from my window was worth the small price I paid. 19 00:01:24,720 --> 00:01:27,680 Speaker 1: I am sure that you too have had situations in 20 00:01:27,720 --> 00:01:32,600 Speaker 1: life that would make you anxious. Your regular babysitter gets 21 00:01:32,640 --> 00:01:36,480 Speaker 1: a jury summons and they probably won't need her, but 22 00:01:36,600 --> 00:01:40,760 Speaker 1: they might on a day when you have a big presentation, 23 00:01:42,240 --> 00:01:45,840 Speaker 1: or maybe it's travel. I was once in Chicago trying 24 00:01:45,840 --> 00:01:47,600 Speaker 1: to get to the East Coast for one of my 25 00:01:47,680 --> 00:01:50,800 Speaker 1: kid's birthday parties, and I could see that the flights 26 00:01:50,800 --> 00:01:55,000 Speaker 1: were being canceled left and right. Mine wasn't canceled yet, 27 00:01:55,200 --> 00:02:00,360 Speaker 1: but perhaps it was only a matter of time. But 28 00:02:00,440 --> 00:02:03,200 Speaker 1: I could see that one of the budget airlines was 29 00:02:03,280 --> 00:02:07,480 Speaker 1: flying my route first thing. The next morning, I went 30 00:02:07,520 --> 00:02:10,840 Speaker 1: ahead and bought the ticket, and sure enough my flight 31 00:02:11,160 --> 00:02:14,440 Speaker 1: was canceled. So I was glad I had booked the 32 00:02:14,520 --> 00:02:18,600 Speaker 1: new flight, because my original airline rescheduled me for two 33 00:02:18,760 --> 00:02:22,000 Speaker 1: days later. That wasn't going to work if I wanted 34 00:02:22,040 --> 00:02:25,680 Speaker 1: to make the party, which by the way, I did. 35 00:02:26,960 --> 00:02:29,880 Speaker 1: In the babysitter example, you might hire a backup sitter, 36 00:02:30,680 --> 00:02:33,200 Speaker 1: someone who agrees not to book anything that day in 37 00:02:33,280 --> 00:02:38,480 Speaker 1: exchange for a few guaranteed hours. Then if your normal 38 00:02:38,560 --> 00:02:41,680 Speaker 1: child care doesn't pan out, you know you have a 39 00:02:41,720 --> 00:02:46,960 Speaker 1: backup peace of mind. I did this with a party 40 00:02:47,000 --> 00:02:50,840 Speaker 1: recently too. I put in an order for fried chicken 41 00:02:50,919 --> 00:02:53,960 Speaker 1: at a place that was new to me. I hoped 42 00:02:53,960 --> 00:02:56,519 Speaker 1: it would work out, but just in case it didn't, 43 00:02:57,320 --> 00:02:59,760 Speaker 1: I had enough hot dogs and shrimp for everyone too, 44 00:03:01,200 --> 00:03:04,040 Speaker 1: as it is the chicken cane and we just put 45 00:03:04,040 --> 00:03:07,040 Speaker 1: the extra hot dogs in the freezer for next time. 46 00:03:08,120 --> 00:03:12,440 Speaker 1: All good. In any case, if you have a situation 47 00:03:12,560 --> 00:03:16,239 Speaker 1: coming up where it is very important that something go right, 48 00:03:17,560 --> 00:03:22,400 Speaker 1: ask yourself what could go wrong? Could a little extra 49 00:03:22,520 --> 00:03:26,079 Speaker 1: money create a situation where you have an automatic backup? 50 00:03:27,240 --> 00:03:32,520 Speaker 1: Would that easier worries? Sometimes that can't happen and you 51 00:03:32,639 --> 00:03:36,240 Speaker 1: have to hope that all goes well. But many times 52 00:03:36,320 --> 00:03:40,000 Speaker 1: it is possible to create a backup plan if you 53 00:03:40,040 --> 00:03:44,160 Speaker 1: are willing to invest some resources in it. So consider 54 00:03:44,240 --> 00:03:49,960 Speaker 1: this episode your reminder that money is a tool. If 55 00:03:50,000 --> 00:03:52,560 Speaker 1: it can buy you peace of mind for a price 56 00:03:52,600 --> 00:03:56,120 Speaker 1: that won't break the bank, then that might be a 57 00:03:56,160 --> 00:04:01,640 Speaker 1: good idea. You will sleep easier and when you know 58 00:04:01,840 --> 00:04:05,880 Speaker 1: what you will do when things go wrong, they often 59 00:04:05,960 --> 00:04:12,840 Speaker 1: wind up going very right. In the meantime, This is Laura, 60 00:04:13,840 --> 00:04:18,640 Speaker 1: Thanks for listening, and here's to making the most of 61 00:04:18,680 --> 00:04:27,839 Speaker 1: our time. Hey, everybody, I'd love to hear from you. 62 00:04:27,839 --> 00:04:30,760 Speaker 1: You can send me your tips, your questions, or anything else. 63 00:04:31,560 --> 00:04:35,080 Speaker 1: Just connect with me on Twitter, Facebook and Instagram at 64 00:04:35,120 --> 00:04:39,960 Speaker 1: Before Breakfast Pod. That's b E. The number four then 65 00:04:40,040 --> 00:04:44,000 Speaker 1: Breakfast pod. You can also shoot me an email at 66 00:04:44,040 --> 00:04:48,719 Speaker 1: before Breakfast Podcasts at iHeartMedia dot com that before Breakfast 67 00:04:48,880 --> 00:04:51,440 Speaker 1: is spelled out with all the letters. Thanks so much, 68 00:04:51,400 --> 00:04:59,560 Speaker 1: should I look forward to staying in touch. Before Breakfast 69 00:04:59,600 --> 00:05:02,800 Speaker 1: is a put out auction of iHeartRadio. For more podcasts 70 00:05:02,800 --> 00:05:07,720 Speaker 1: from iHeartRadio, visit the iHeartRadio app, Apple Podcasts, or wherever 71 00:05:07,800 --> 00:05:11,600 Speaker 1: you listen to your favorite shows.