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Speaker 1: Keep It Positive Sweety is available on Apple Podcasts, iHeartRadio, Spotify,

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Speaker 1: or wherever you get your podcasts. Just search keep It

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Speaker 1: Positive Sweety. That's Sweety with an Ie to listen. Hello,

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Speaker 1: and welcome to this episode of Keep It Positive Sweety.

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Speaker 1: I'm Christopher Nate Haslet and as you can tell, I

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Speaker 1: am not at home. I am taking over Los Angeles,

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Speaker 1: catching up with some of my favorite people, straight from

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Speaker 1: thirteen Loon right here in Los Angeles. It is owned

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Speaker 1: by Niicao Graco and ninety percent of the products sold

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Speaker 1: here are bipod founded. Thank you so much, thirteen Loon.

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Speaker 1: Today we have Ashley Fox. Ashley Fox a Philadelphia native

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Speaker 1: who possesses a competitive drive and an unwavering commitment to success.

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Speaker 1: Her journey began at Howard University's School of Business, where

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Speaker 1: she secured internships annually, including prestigious roles at Johnson and

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Speaker 1: Johnson and leading Wall Street investment banks. Graduating Magnam cum Latti,

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Speaker 1: Ashley achieved a significant milestone as the first college graduate

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Speaker 1: in her family. She embarked on professional path at JP

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Speaker 1: morgan Chase, specializing in asset management within the private bank. There,

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Speaker 1: she skillfully managed assets for high net worth individuals. Driven

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Speaker 1: by her passion for financial education, Ashley eventually departed from

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Speaker 1: her lucrative Wall Street career to empower others through financial literacy,

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Speaker 1: with a particular focus on underserved populations.

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Speaker 2: Hey guys, on.

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Speaker 1: This episode of Keep It Positive, Sweety, I have with

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Speaker 1: me none other than Ashley Fox. Ashley, thank you so

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Speaker 1: much for just stopping by.

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Speaker 3: Thank you for having me. I'm excited.

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Speaker 1: Yes, we're in LA and we both live in Atlanta.

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Speaker 1: But since she flew, she was like, I'm coming.

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Speaker 2: Yes, I appreciate that. Yes, I'm excited to have you.

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Speaker 1: And I have a foundation in one of the pillars

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Speaker 1: is financial literacy. So when your team hit me and

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Speaker 1: I was like, oh, yeah, we definitely need to have

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Speaker 1: her on because I know I can learn some things,

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Speaker 1: but I also want to make sure that our community

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Speaker 1: learns some things as well.

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Speaker 2: Yes, so tell us a little bit about you.

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Speaker 3: So worn and raised in Philadelphia, two pair of household

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Speaker 3: I'm always wanted to well, I always like math and

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Speaker 3: I liked the business, so I figured I major in finance,

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Speaker 3: but I always wanted to work on Wall Street. I

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Speaker 3: wanted to be a profound African American woman. On Wall Street.

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Speaker 3: And so I went to Howard University, four internships, graduate

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Speaker 3: with honors, Like, did everything I could to be on

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Speaker 3: Wall Street. Graduated, I'm landing my dream career working in

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Speaker 3: one of the biggest banks in the world, managing money

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Speaker 3: for individuals that I had at least twenty five million dollars. Wow,

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Speaker 3: So I saw everything. Yeah, I saw from where they

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Speaker 3: were shopping, where they were traveling. I was in their

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Speaker 3: bank account. I saw everything. But when I'm gonna go

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Speaker 3: home to Philly, people thought I was rich. And so

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Speaker 3: I'm making six figures. I'm in my early twenties. But

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Speaker 3: I felt like, for something we're using every day in

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Speaker 3: our life, why are we not taught about it in

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Speaker 3: our school system. We're not talking about it at dinner table,

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Speaker 3: and you shouldn't have to major in finance work on

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Speaker 3: Wall Street to really get exposed to this. Yeah, So

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Speaker 3: about maybe nine months in, I realized I wanted to

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Speaker 3: do something more. I didn't know what. So I say

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Speaker 3: there for a while and realized that I deserved to

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Speaker 3: be the client. And when I did the math. When

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Speaker 3: I did the math, like if I say for ten years,

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Speaker 3: I would not have been on track to be like

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Speaker 3: our clients. And one of the biggest things I learned

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Speaker 3: was that wealthy people either invested in their own ideas

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Speaker 3: or somebody else's idea. And so I felt like, why

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Speaker 3: not teach this to the world. Let me become the

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Speaker 3: translator that translated the Wall Street knowledge for the everyday person.

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Speaker 3: Did not know how, just knew why, and knew that

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Speaker 3: I was going to be the woman to do it.

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Speaker 3: So I left July twelfth, twenty thirteen, with no idea.

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Speaker 3: I had thirty thousand dollars. I thought I was rich.

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Speaker 3: I was never gonna get a job, I was never

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Speaker 3: gonna wear a suit, ended up getting kicked out my apartment,

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Speaker 3: maxiw credit cards and negative bank accounts. I think we

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Speaker 3: have this preconceived perception of just entrepreneurship, and I thought

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Speaker 3: money came in every two weeks like it did at work.

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Speaker 3: So I lost everything back to Philly, and I created

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Speaker 3: this word called amplify, which is the word and power

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Speaker 3: and modify merge together. Because when I thought about what

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Speaker 3: I wanted to give to the world, it wasn't about money.

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Speaker 3: It was about shifting theMIND sets in the hearts of

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Speaker 3: people so that they feel like they deserve to be

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Speaker 3: that Wall Street client. So that's so, that's good. Oh yeah, so,

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Speaker 3: but I made up the word. Didn't make any money though,

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Speaker 3: and so I was a financial advisor for a while,

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Speaker 3: targeting lot of moderate income people and really just figuring

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Speaker 3: it out. In twenty and sixteen, I got unhappy again.

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Speaker 3: By this time, I built a financial advisory business, moved

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Speaker 3: out my parents' house. But I was serving individuals and

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Speaker 3: I wanted to serve the world, and when you're an advisor,

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Speaker 3: you can only talk to so many people. So I

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Speaker 3: ended up letting go my financial advisory business and I

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Speaker 3: started to teach the school system for free because I

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Speaker 3: felt like, you know, I'm dealing with adults, and adults

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Speaker 3: you can't change. They have to want to grow financial,

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Speaker 3: they have to want to change. But a child, I

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Speaker 3: wanted to prevent them from making the same mistakes that

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Speaker 3: I did with money. Yes, so we're teaching the school system.

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Speaker 3: Twenty seventeen was the first year Emplify I made any money.

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Speaker 3: So I made up the word years before, but in

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Speaker 3: twenty seventeen we made our first We had our first

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Speaker 3: contract with school district in Philadelphia were in twenty six

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Speaker 3: different public schools, so I'm traveling all over teaching middle

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Speaker 3: school students, high school students how to invest, the basics

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Speaker 3: to financial literacy. And I think everything kind of took

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Speaker 3: off from their now twenty twenty hit. So in twenty

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Speaker 3: twenty hit, schools didn't know how to operate. And the

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Speaker 3: beauty of that is the market crash. And I was

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Speaker 3: on Wall Street after the market crash. So in two

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Speaker 3: thousand and eight, I was in college, so I watched

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Speaker 3: the market tank, but I also saw on Wall Street

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Speaker 3: how people made money as a result of the two

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Speaker 3: thousand and eight crash, and so I said, I'm not

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Speaker 3: missing a market crash because I know what comes from

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Speaker 3: a crash. Eventually the market goes back up. So I

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Speaker 3: brought the Internet on me with that journey, and we

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Speaker 3: launched what is known today is our Wealth withst Community Act,

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Speaker 3: which is the tech arm to what we do. So

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Speaker 3: this allowed me to scale our education and now we

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Speaker 3: have thousands of people from all over the world, over

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Speaker 3: twenty two countries, and we're like the Netflix of finance,

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Speaker 3: and so adults have access to financial tools and resources

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Speaker 3: from investing, retirement planning, passing down your wealth, dead, all

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Speaker 3: types of resources. And I'm essentially becoming the company that

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Speaker 3: I used to work for before the everyday person. So

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Speaker 3: I would say I always wanted to be a teacher. Yeah,

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Speaker 3: and I always liked math and business, and so I

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Speaker 3: think getting into finance was something that I wanted. But

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Speaker 3: I really wanted to be a teacher. And I really

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Speaker 3: love psychology, and I think in order for Emplify to

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Speaker 3: really serve the audience that we serve, it's not just

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Speaker 3: about teaching you how to buy a science. It's helping

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Speaker 3: you just understand you deserve the mindset. And so I

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Speaker 3: spend more time loving on the people that we serve,

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Speaker 3: getting into their hearts and getting into their minds that

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Speaker 3: show them pain. It doesn't matter what you look like.

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Speaker 3: Wealth doesn't have a color. Therefore it looks like all

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Speaker 3: of us. Let me show you what you can do,

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Speaker 3: how you can do it, and let me be by your side.

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Speaker 2: To get it done. I love that. Yeah, Oh my goodness.

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Speaker 1: One thing that we always focus on here in the

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Speaker 1: kIPS community is the journey.

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Speaker 2: And you a lot of people.

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Speaker 1: I actually said this in your bio, but you graduated

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Speaker 1: magnum cum Latti from Howard University. But I said, yeah,

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Speaker 1: Howard University but then you said you got a job,

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Speaker 1: and then you lost your apartment, got kicked out in

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Speaker 1: debt and everything. A lot of times people will look

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Speaker 1: at you now and be like, she's had it all

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Speaker 1: together all her life. What was that moment like where

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Speaker 1: you had.

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Speaker 2: To go back home to Philadelphia?

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Speaker 3: I think, alright, so this is pre therapy actually to

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Speaker 3: talk about. It was driven by her accolades, having the grades,

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Speaker 3: having Like I was an athlete, I had to be

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Speaker 3: number one. I had to when I first got my

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Speaker 3: first beat at hour Wow. So having the grades got

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Speaker 3: the prestigious job high. I'm Ashley Fox, like you know,

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Speaker 3: like I was that girl, and I think when I

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Speaker 3: lost everything, it was one of the best things that

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Speaker 3: happened to me. One It allowed me to connect with

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Speaker 3: the audience that I served. And so I grew up

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Speaker 3: in a middle class family. I was making more money

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Speaker 3: than both my parents by the time I graduated from college.

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Speaker 3: But I didn't struggle growing up. We were okay, right.

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Speaker 3: It wasn't until I lost everything that I could understand

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Speaker 3: the doubt, the fear, the shame, the guilt that comes

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Speaker 3: with how much we identify with things and how money

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Speaker 3: is a mere you know, identifier of who you are,

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Speaker 3: and so it broke me. But the one difference that

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Speaker 3: I think kind of helped me together was that I

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Speaker 3: was around billionaires every day. So my level of what

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Speaker 3: was possible was what I saw exposure. Yeah, like I

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Speaker 3: had already traveled the world, I was making money. I

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Speaker 3: was investing what I saw a billionaire do. I did

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Speaker 3: on a smaller scale, so you could not tell me

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Speaker 3: I wasn't on track to become a billionaire. I just

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Speaker 3: had a hiccup in a room, you know. So I

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Speaker 3: think it The best thing also about is that because

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Speaker 3: I lost everything, I had to figure out who actually was,

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Speaker 3: who was actually when she didn't work on Wall Street?

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Speaker 3: Who was actually when she had no money, negative bank accounts,

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Speaker 3: memorizing bill collectors numbers, and not answering the phone because

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Speaker 3: I couldn't pay them, you know. So when you have

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Speaker 3: that behind you, it forces you to come out. Now, granted,

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Speaker 3: nobody knew I was getting kicked out all I saw people.

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Speaker 3: I will always tell you my story after I get

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Speaker 3: through it, because if I don't have the answer to

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Speaker 3: figure it out, to give you clarity, I can't help

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Speaker 3: you why I don't get kicked out nobody knew get

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Speaker 3: kicked out. But I think in that moment, I cried

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Speaker 3: a lot, I drank a lot of wine, and I

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Speaker 3: was just really broken on it inside, and so like

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Speaker 3: I had them, you know, by this time, even as

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Speaker 3: a financial advisor, I moved out my parents' house, bought

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Speaker 3: the bends, like, got that place, and but I wasn't happy.

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Speaker 3: And so I think Wall Street took. Leaving Wall Street,

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Speaker 3: losing everything removed it identifier that I'm something more than

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Speaker 3: just my accolades and my resume. And I think as

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Speaker 3: a financial advisor, I learned more about success was no

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Speaker 3: longer identified either because I could I had a whole

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Speaker 3: mask on like I was. I mastered the art of

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Speaker 3: not crying. I mastered the art of just being successful,

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Speaker 3: and like I was always successful, I was, That's just.

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Speaker 2: How I'm wired.

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Speaker 3: But being on Wall Street took. Leaving Wall Street and

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Speaker 3: losing everything took a lot out of me. But also

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Speaker 3: as a financial advisor, because even when I left my

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Speaker 3: financial advisory business to go teach kids, I lost fifty

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Speaker 3: percent of my revenue. But I also was I'm really focused,

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Speaker 3: Like I've learned this about me, I follow my heart,

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Speaker 3: so if it fuels right, then.

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Speaker 2: I do it.

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Speaker 3: I don't operate aufhal logic, something inside of me, my

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Speaker 3: higher self, God, however you want to describe it. I

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Speaker 3: follow that process. And I think Wall Street was chasing

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Speaker 3: the money, chasing the accolades, and I left to do

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Speaker 3: what felt right. I had no idea how, but I

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Speaker 3: knew it was going to work out. So it was

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Speaker 3: a rough time. But I now don't hide behind that pain.

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Speaker 3: I kind of share that story.

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Speaker 1: Yeah, I love that, and I feel that when we

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Speaker 1: do share those stories once, like you said, once we've

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Speaker 1: made it through and we have the answers to help

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Speaker 1: other people make it through those same situations, it shows

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Speaker 1: people that they're not alone, you know, because a lot

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Speaker 1: of people feel like failures and they feel like nobody

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Speaker 1: else goes through that, you.

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Speaker 2: Know, because people don't talk about it, you know.

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Speaker 1: So I love when people can be transparent about their shortcomings.

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Speaker 2: You know.

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Speaker 1: In life, you talked about your childhood, and one thing

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Speaker 1: that I saw and I think is super dynamic about you,

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Speaker 1: is that you are a first generation college graduate in

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Speaker 1: your family. Do you feel like that had a lot

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Speaker 1: to do with your drive and how competitive.

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Speaker 2: You were growing up?

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Speaker 3: So, yeah, I think it's a culmination. I think I've

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Speaker 3: been I started therapy in twenty seventeen, so like I

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Speaker 3: have two executive coaches, a therapist, a spiritual advisor. I

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Speaker 3: spend a lot of money on the development of ash year.

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Speaker 3: I think it's a culmination, so being a first person,

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Speaker 3: even that the desire to go to college be the best.

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Speaker 3: I think my father was very rough, and so as

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Speaker 3: a girl, I yearned for love. I yearned for I'm

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Speaker 3: proud of you. But my dad was rough, so he

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Speaker 3: was a provider. And so I think the success in

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Speaker 3: me then not now, and the desire to overachieve was

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Speaker 3: to be seen. And so you have the pressure of

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Speaker 3: being I'm also the oldest of three, so I'm being

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Speaker 3: the first born. But I want to succeed. I want

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Speaker 3: to do exactly what my father that I want to

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Speaker 3: be successful, not necessary what he did because he worked

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Speaker 3: in law enforcement, but I wanted to be successful. I

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Speaker 3: wanted to work hard. I wanted my dad at that

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Speaker 3: time was the richest person I knew up until Wall Street.

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Speaker 3: I wanted to be like my dad, you know, like

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Speaker 3: I wanted to be successful. So I think it's a

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Speaker 3: culmination of traumas of you know, wanting to be heard,

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Speaker 3: wanting to be loved, wanting to be seen, and also

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Speaker 3: the pressure that comes with being the oldest, being that

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Speaker 3: person in your family. But I think more of it

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Speaker 3: came from just being an overachiever, wanting to know, hey,

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Speaker 3: you know, hey, will I'm here, Can you love me?

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Speaker 3: And just doing I think, and I learned that through therapy,

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Speaker 3: and so now I don't operate with that. I still

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Speaker 3: have pieces of that in me, but it doesn't lead

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Speaker 3: my decision making.

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Speaker 2: That's so good. That's so good.

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Speaker 1: You talked about how your father was rough and you

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Speaker 1: just wanted to be seen and loved.

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Speaker 2: Did that translate in your romance relationship? Absolute? Girls, we

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Speaker 2: deal with that.

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Speaker 1: I know for me, even like starting therapy, I was like,

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Speaker 1: oh my goodness, no wonder, I'm not in a relationship,

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Speaker 1: you know, and you start to unpack all these things.

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Speaker 2: How did that effect?

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Speaker 3: Okay, So all of my so one up until I

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Speaker 3: would say I'm thirty five now up in all of

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Speaker 3: my twenties, I never put myself in a relationship. There

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Speaker 3: was always somebody close to me, but I never let

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Speaker 3: you close to me. And for me, I just was

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Speaker 3: okay with that, you know, Like I always I used

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Speaker 3: to have these feelings of like I'm gonna just be

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Speaker 3: the successful, rich girl and.

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Speaker 2: I'm like gonna be like Oprah.

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Speaker 3: I didn't even think I'm gonna have a statna. I was.

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Speaker 3: I was just going to be successful and someone was

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Speaker 3: going to be there because someone was always in my life,

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Speaker 3: even if I loved that person, they were always there

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Speaker 3: and so so okay. So as I started going to

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Speaker 3: Therapyianscwouse I was seventeen, a lot of stuff started to

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Speaker 3: come up, a lot of and so a lot of

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Speaker 3: anger towards my parents' experiences. I started to remember things,

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Speaker 3: and towards the end of my twenties, I noticed that

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Speaker 3: every I guess relationship you want to call it, indie

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Speaker 3: with the same feeling that I would have with my

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Speaker 3: father that I'm not love I'm not seeing your emotionless.

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Speaker 3: But I also realized that they were a mirror of me.

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Speaker 3: I was emotionless. I wouldn't let you in, you know, like,

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Speaker 3: so once that happened, it was like, I don't want

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Speaker 3: to live my thirties like this because it's not them,

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Speaker 3: it's me. And all the guys were just like my dad,

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Speaker 3: all of them, all of them, and so I noticed

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Speaker 3: the pattern and it was like, I don't want to

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Speaker 3: live my thirties like this because I realized I didn't

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Speaker 3: let you love me because I didn't love myself. I

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Speaker 3: didn't think I was worthy of love. So I pushed

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Speaker 3: you away. I'd rather push you away than you come

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Speaker 3: close and don't love what you see.

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Speaker 2: We do that.

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Speaker 3: So thirty hit travel travel the South America for thirty

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Speaker 3: days for my thirtieth birthday. I traveled for the first

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Speaker 3: time by myself. But once I noticed the pattern, it

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Speaker 3: was like, Okay, I need to focus on loving me.

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Speaker 3: I would do things like go out every Friday or

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Speaker 3: all throughout the weekend because I didn't want to be alone.

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Speaker 3: I just would go out. And so, like I learned

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Speaker 3: how much I did not love Ashley, and so it

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Speaker 3: was like, okay, this is but I'm seeing how I'm

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Speaker 3: creating this in my life. I don't love Ashley. Therefore

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Speaker 3: it always ends as if you don't love Ashley or

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Speaker 3: I'll push you away, and it's that I don't want that.

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Speaker 3: So I kind of just went on this, let's love Ashley.

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Speaker 3: What does Ashley like? What does Ashley want who is Ashley?

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Speaker 3: I started to write to my inner child. I was meditating,

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Speaker 3: doing my sessions with my spiritual advisor every single week.

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Speaker 3: I'm still going to therapy, and I learned how to

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Speaker 3: figure out, well, who do you want? Do you know?

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Speaker 3: Like who do you want to be? And who do

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Speaker 3: you want in a relationship? So boom, I would say,

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Speaker 3: I remember when it was, but a little after that

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Speaker 3: year and a half, it was like, I just want

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Speaker 3: to love one Ashley. I got into relationship. I felt

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Speaker 3: the discomfort of love because at the time this person

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Speaker 3: was loved me like and it was someone I knew

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Speaker 3: for a while. But here's the thing. I got into

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Speaker 3: this relationship and this person was everything my dad wasn't.

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Speaker 3: So I realized how I created cause I used to

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Speaker 3: have this like saying in the mirror of like the

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Speaker 3: type of guy that I want out like I am

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Speaker 3: a partner to a man. I would just say all

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Speaker 3: the things that I wanted bec of all you know

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Speaker 3: from my experience. Yes, and that relationship ended up not

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Speaker 3: working out. But I realized all the things I loved

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Speaker 3: about my dad, all the things my father could not be, yeah,

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Speaker 3: and all the things that he was and it's like, Okay,

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Speaker 3: how do I I want that? Yes, but I saw

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Speaker 3: how I got the last relationship, cause I'm only in

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Speaker 3: a couple of relationships in my whole life, and I

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Speaker 3: saw how I got that relationship. It was like, Okay,

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Speaker 3: let me rephrase what I'm saying to myself in the

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Speaker 3: mirror to get the guy that had you know, it's

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Speaker 3: a balance between the emotional piece but also the firm

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Speaker 3: and the protective piece. And then that's how I kind

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Speaker 3: of got connected to well, I won't say I put

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Speaker 3: myself in a space to align with the partner I

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Speaker 3: have now wow, And so I think, but I think

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Speaker 3: the p the partners that I had in my life

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Speaker 3: throughout the duration of my life loved me how I

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Speaker 3: loved me, like they treated me how I treated me.

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Speaker 3: And so when I got really good at loving Ashley, MM,

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Speaker 3: it was an expectation that you need to love period. Yeah,

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Speaker 3: but I can see how it was always like that.

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Speaker 3: So I think, I think just period, just knowing who

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Speaker 3: you are and the root of what has created who

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Speaker 3: you are and the experiences you've had, you then can

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Speaker 3: have the power to write your story. Now, I unlearned

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Speaker 3: a lot to then relearn. But now it's not my parents' story,

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Speaker 3: it's not society story, it's Ashley's. And I'm able to

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Speaker 3: write that. And to this day, I'm still writing my

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Speaker 3: story because catching things in business and just even in relationships,

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Speaker 3: it's like things will pop up. It's like, okay, Ashley,

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Speaker 3: you're safe. I love you. It's okay, he loves you

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Speaker 3: like you know. So I got really gentle with Ashley.

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Speaker 1: I love it because I feel like as successful women,

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Speaker 1: it's one it's hard to find love, and then when

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Speaker 1: we don't love ourselves, it is like you put this

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Speaker 1: guard up and then until you realize, wait a minute,

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Speaker 1: it's me.

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Speaker 2: And when I started therapy, I was like, oh, it's you, girl.

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Speaker 3: We need to fix all of this.

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Speaker 2: And you'll see a change.

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Speaker 1: And I remember I started praying, like God, I want

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Speaker 1: somebody to share this life with, like I'm ready, and

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Speaker 1: then God would send me somebody.

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Speaker 2: I'm like Lord, this and I was like, maybe I

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Speaker 2: need to be.

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Speaker 1: More specific because you gave me someone that was kind

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Speaker 1: and someone that was gentle, but I need to answer.

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Speaker 3: You learn more about you. And I also think too,

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Speaker 3: everybody comes for a reason in your life, you know,

394
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Speaker 3: like I learned that the previous relationship. It let me

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Speaker 3: know that I'm damn good at being a relationship for

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Speaker 3: somebody who wasn't in one for years. I'm good at

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Speaker 3: I'm good enough to love me and you, But it's

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Speaker 3: hard to be in a relationship with somebody when they

399
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Speaker 3: don't love themselves. But I also learned a lot just

400
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Speaker 3: from the experiences it didn't, you know, regardless of how

401
00:18:45,080 --> 00:18:46,879
Speaker 3: it ended ended up, I learned a lot and I

402
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Speaker 3: realized like it prepared me for this next version of Ashley,

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Speaker 3: because that relationship could not have worked with the version

404
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Speaker 3: of Ashley I am today, but it did serve that

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Speaker 3: version of Ashley then. So I'm appreciative of every relationship,

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Speaker 3: every experience, every person in my life because I always

407
00:19:04,080 --> 00:19:06,800
Speaker 3: ask myself, you know, why is this happening? You know

408
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Speaker 3: what is it supposed to teach me? I don't always

409
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Speaker 3: catch it in that moment, but when I dig a

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Speaker 3: little deeper, like hey, my external word is a reflection

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Speaker 3: what's going on the inside. If I dig deep on

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Speaker 3: the inside, it'll explain what's going on the outside. If

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Speaker 3: I want to change the outside, that I got to

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Speaker 3: change the inside. And so I think I started to

415
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Speaker 3: hold up a mirror a little bit more was never, hey,

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Speaker 3: you're a bad person. How can I be better for Ashley?

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Speaker 3: And what does Ashley deserve? And I think I didn't

418
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Speaker 3: always know what I deserved. I didn't always know what

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Speaker 3: I wanted. I could tell you what I didn't want,

420
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Speaker 3: but why put out what you don't want. Let's talk

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Speaker 3: about what you do want, what you do deserve. So

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Speaker 3: I think I started to treat myself a little bit

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Speaker 3: different and I treated myself as if little ash Like

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Speaker 3: little Ashley, what do you need? You know? Like, let mean,

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Speaker 3: before I go ask a guy to be that for me,

426
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Speaker 3: let me take care of you, let me support you,

427
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Speaker 3: let me hug you, let me love you. And now

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Speaker 3: in a relationship, and that's exactly how my partner treats

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Speaker 3: me exactly. And I didn't have to teach him that

430
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Speaker 3: this is how he's wired. And I think but it

431
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Speaker 3: took some growing within me to get there.

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Speaker 2: So that's amazing.

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00:20:04,680 --> 00:20:08,080
Speaker 1: I love that you also talked about how at the

434
00:20:08,119 --> 00:20:09,960
Speaker 1: dinner table we don't talk about getting back on the

435
00:20:10,000 --> 00:20:14,280
Speaker 1: financial literacy part. We don't talk in our homes about finances,

436
00:20:14,600 --> 00:20:16,280
Speaker 1: and we literally have to get out of our own

437
00:20:16,280 --> 00:20:17,080
Speaker 1: and fall in our face.

438
00:20:17,200 --> 00:20:18,080
Speaker 2: That was my truth.

439
00:20:18,400 --> 00:20:21,480
Speaker 1: You know, my father was both my parents worked very hard,

440
00:20:21,640 --> 00:20:25,560
Speaker 1: both college educated, and they taught me if you don't

441
00:20:25,600 --> 00:20:26,640
Speaker 1: have it, you don't need it.

442
00:20:27,080 --> 00:20:28,560
Speaker 2: So like I didn't even get.

443
00:20:28,480 --> 00:20:31,639
Speaker 1: A credit card until I was in my thirties, Like

444
00:20:31,680 --> 00:20:35,560
Speaker 1: I didn't know the importance of building credit thirties.

445
00:20:35,640 --> 00:20:37,280
Speaker 3: Ye yess, that's a good thing. Some people get it too.

446
00:20:37,280 --> 00:20:39,480
Speaker 1: So yeah, see like in college, like get you don't

447
00:20:39,480 --> 00:20:41,040
Speaker 1: want no credit card dead. So they were like that

448
00:20:41,200 --> 00:20:43,520
Speaker 1: was embedded in my head at a very young age.

449
00:20:43,760 --> 00:20:46,240
Speaker 1: But then when I moved to DC out of college,

450
00:20:46,560 --> 00:20:49,119
Speaker 1: I didn't have it was just if I don't have it,

451
00:20:49,160 --> 00:20:51,200
Speaker 1: don't spend it. But then also I didn't have any

452
00:20:51,240 --> 00:20:54,160
Speaker 1: money management skills, so I was still trying to live

453
00:20:54,240 --> 00:20:56,479
Speaker 1: like my mom and dad could how I could live

454
00:20:56,560 --> 00:20:59,240
Speaker 1: under their roof, but not thinking it's a two two

455
00:20:59,280 --> 00:21:02,600
Speaker 1: income house and I'm trying to live off the way

456
00:21:02,640 --> 00:21:03,240
Speaker 1: they live.

457
00:21:03,200 --> 00:21:05,360
Speaker 2: In Washington, DC that we know how.

458
00:21:06,440 --> 00:21:09,280
Speaker 1: So I soon found out, girl, you're living way above

459
00:21:09,320 --> 00:21:12,480
Speaker 1: your means. But what are some tools that you can

460
00:21:12,560 --> 00:21:15,639
Speaker 1: get to our black families that they can have conversations

461
00:21:15,680 --> 00:21:18,680
Speaker 1: with their kids because you have implified where it's you're

462
00:21:18,680 --> 00:21:21,639
Speaker 1: in schools and you're teaching children about financial literacy. But

463
00:21:21,760 --> 00:21:24,240
Speaker 1: also a lot of this starts at home. What are

464
00:21:24,240 --> 00:21:26,720
Speaker 1: some conversations that they can kickstart at the dinner tail

465
00:21:26,800 --> 00:21:29,000
Speaker 1: or just in normal conversation with their kids.

466
00:21:29,119 --> 00:21:30,919
Speaker 3: I think as an adult, the first thing you have

467
00:21:31,000 --> 00:21:33,960
Speaker 3: to understand is who you are, what you do, and

468
00:21:34,000 --> 00:21:38,000
Speaker 3: what you say. Your child carries that. So how many

469
00:21:38,040 --> 00:21:40,560
Speaker 3: times we told ourselves we can't afford that? Chances are

470
00:21:40,720 --> 00:21:43,040
Speaker 3: you've probably heard that a lot growing up. So I

471
00:21:43,080 --> 00:21:47,600
Speaker 3: think it's separating how you feel about money and saying

472
00:21:47,680 --> 00:21:50,360
Speaker 3: with my child, especially if they're young. I can create

473
00:21:50,720 --> 00:21:53,960
Speaker 3: a new narrative now because I learned so much through

474
00:21:54,000 --> 00:21:57,680
Speaker 3: my mistakes, I can become the person that I wish

475
00:21:57,760 --> 00:22:01,119
Speaker 3: I had as a child growing up. So first thing

476
00:22:01,119 --> 00:22:02,520
Speaker 3: I think we need to do regardless like I have

477
00:22:02,560 --> 00:22:04,280
Speaker 3: a niece, I'm not a mommy. I have a niece.

478
00:22:04,680 --> 00:22:06,720
Speaker 3: The moment she got a Social Security number, I opened

479
00:22:06,720 --> 00:22:08,960
Speaker 3: her a brokerage account. And that's the account you used

480
00:22:09,000 --> 00:22:11,840
Speaker 3: to start investing in a stock market. Granted I worked

481
00:22:11,840 --> 00:22:14,160
Speaker 3: on Wall Street. I saw how their kids, kids' kids

482
00:22:14,240 --> 00:22:17,119
Speaker 3: were set up. In my mind, no generation after Ashley

483
00:22:17,160 --> 00:22:19,359
Speaker 3: Fox and this Fox family is going to have to

484
00:22:19,359 --> 00:22:20,959
Speaker 3: take out student loans, it's going to get kicked out

485
00:22:20,960 --> 00:22:22,720
Speaker 3: of their apartment to start their business. It's going to

486
00:22:22,800 --> 00:22:24,440
Speaker 3: live off of a credit card to try to figure

487
00:22:24,480 --> 00:22:27,400
Speaker 3: out how to build her business. So I thought about

488
00:22:27,400 --> 00:22:29,639
Speaker 3: all the mistakes that I made for Ashley and what

489
00:22:29,720 --> 00:22:32,080
Speaker 3: I wish my parents knew because they did phenomena, They

490
00:22:32,080 --> 00:22:35,800
Speaker 3: did what they could. But what if I could be

491
00:22:35,920 --> 00:22:38,320
Speaker 3: that parent for Ashley? Now? What if I can do

492
00:22:38,400 --> 00:22:41,080
Speaker 3: that for us my niece now? So one getting a

493
00:22:41,080 --> 00:22:44,200
Speaker 3: brokerage account because even if you're setting aside ten dollars

494
00:22:44,240 --> 00:22:46,560
Speaker 3: a month, think about the moment you were born. Yes,

495
00:22:46,920 --> 00:22:49,560
Speaker 3: if somebody set aside ten dollars a month and invested it,

496
00:22:49,920 --> 00:22:51,439
Speaker 3: what it could have been by the time you went

497
00:22:51,480 --> 00:22:53,480
Speaker 3: to college. But when you got your first car, when

498
00:22:53,480 --> 00:22:54,959
Speaker 3: you went on a prime, or when you got your

499
00:22:54,960 --> 00:22:58,160
Speaker 3: first house, Like we train ourselves to think because we've

500
00:22:58,160 --> 00:23:00,479
Speaker 3: made so many mistakes. We talk our us out our

501
00:23:00,480 --> 00:23:03,320
Speaker 3: own greatness, and we think that start as small it's

502
00:23:03,400 --> 00:23:05,720
Speaker 3: something that's embarrassing. And always tell people be more embarrassed

503
00:23:05,720 --> 00:23:11,119
Speaker 3: that you didn't start at all, and really thinking about

504
00:23:11,280 --> 00:23:13,960
Speaker 3: what can I start with? Because you can't. You can't

505
00:23:13,960 --> 00:23:16,240
Speaker 3: build a mansion unless you lay the first brick. Let's

506
00:23:16,320 --> 00:23:18,480
Speaker 3: lay the first brick and keep building because in the

507
00:23:18,520 --> 00:23:21,640
Speaker 3: next five, ten, fifteen, twenty years, life will be totally

508
00:23:21,680 --> 00:23:24,200
Speaker 3: different if you started today. So I think it's stop

509
00:23:24,280 --> 00:23:26,720
Speaker 3: talking ourselves out of what we could not do or

510
00:23:26,720 --> 00:23:28,760
Speaker 3: did not do, and let's talk about what we can do.

511
00:23:29,040 --> 00:23:31,760
Speaker 3: Can you invest with five dollars, You can open a

512
00:23:31,800 --> 00:23:35,320
Speaker 3: council Fidelity or Charles Schwab and buy pieces of stocks.

513
00:23:35,359 --> 00:23:37,440
Speaker 3: Now you can buy a stock for ten dollars. Ten

514
00:23:37,480 --> 00:23:39,879
Speaker 3: dollars your way to your next million. But you gotta

515
00:23:39,880 --> 00:23:41,520
Speaker 3: believe you can get to that next million. And I

516
00:23:41,560 --> 00:23:45,480
Speaker 3: think that's where we doubt ourselves because of past experiences

517
00:23:45,680 --> 00:23:47,639
Speaker 3: versus let's let go of that story. Let's let go

518
00:23:47,720 --> 00:23:49,320
Speaker 3: of who you used to be. Let's talk about who

519
00:23:49,359 --> 00:23:51,240
Speaker 3: you're gonna be. Call you have that pen, you have

520
00:23:51,359 --> 00:23:54,800
Speaker 3: that paper, What is that next chapter of your financial life,

521
00:23:54,800 --> 00:23:57,360
Speaker 3: of your child's financial life, and do it with your child.

522
00:23:57,359 --> 00:23:58,480
Speaker 3: That's the other thing I would say too. You have

523
00:23:58,480 --> 00:24:00,840
Speaker 3: the parents who who don't want invest at all, the

524
00:24:00,840 --> 00:24:03,119
Speaker 3: parents who set money or invest for their kids. But

525
00:24:03,119 --> 00:24:04,600
Speaker 3: then you had a parent who doesn't with their kids.

526
00:24:05,000 --> 00:24:08,280
Speaker 3: What if we're having a conversation about stocks together. What

527
00:24:08,320 --> 00:24:10,760
Speaker 3: if I'm showing you how to invest and we're doing

528
00:24:10,800 --> 00:24:12,960
Speaker 3: it together. What if you're taking a portion of the

529
00:24:12,960 --> 00:24:14,960
Speaker 3: money that your child gets for their birthday, for Christmas,

530
00:24:14,960 --> 00:24:18,080
Speaker 3: for whenever, and saying, hey, you can spend some, We're

531
00:24:18,080 --> 00:24:20,600
Speaker 3: gonna save some. You might give some away, you know,

532
00:24:20,720 --> 00:24:24,240
Speaker 3: foundation or tithe and also invest. We don't want you

533
00:24:24,320 --> 00:24:26,760
Speaker 3: to have to financially struggle because you know mommy and

534
00:24:26,840 --> 00:24:29,800
Speaker 3: Daddy did, or in this case t t as my niece.

535
00:24:30,280 --> 00:24:32,159
Speaker 3: You don't have to go through. You don't have to

536
00:24:32,200 --> 00:24:34,560
Speaker 3: go through what I went through. Let me do what

537
00:24:34,600 --> 00:24:36,359
Speaker 3: I wanted someone to do for me now and for

538
00:24:36,480 --> 00:24:39,080
Speaker 3: me grant again. I worked on Wall Street, so I

539
00:24:39,200 --> 00:24:41,560
Speaker 3: saw what wealthy people do, and I think that's why

540
00:24:41,640 --> 00:24:44,359
Speaker 3: Emplify was created. Let me take you don't have to

541
00:24:44,400 --> 00:24:46,680
Speaker 3: be on Wall Street to get exposed to what I saw.

542
00:24:46,760 --> 00:24:50,280
Speaker 3: You have, Ashley, you have amplified, and let me take

543
00:24:50,320 --> 00:24:53,119
Speaker 3: that and translated in the language. Because they started with

544
00:24:53,119 --> 00:24:55,760
Speaker 3: one hundred million, I started with one hundred dollars and

545
00:24:56,280 --> 00:24:59,280
Speaker 3: over the years I built my portfolio. I was able

546
00:24:59,280 --> 00:25:01,280
Speaker 3: to start my company. If that thirty thousand I had

547
00:25:01,280 --> 00:25:03,320
Speaker 3: when I quit, it wasn't in the same as account.

548
00:25:03,400 --> 00:25:05,119
Speaker 3: It was in my investments. I had to sell my

549
00:25:05,200 --> 00:25:08,400
Speaker 3: investments to make sure I survived. Years later, I lived

550
00:25:08,400 --> 00:25:10,520
Speaker 3: in Paris off of my stocks. I had a whole, eat,

551
00:25:10,560 --> 00:25:13,479
Speaker 3: prey love trip, but my stocks got me through my

552
00:25:13,560 --> 00:25:16,040
Speaker 3: trip as I figured life out. So and So's it's

553
00:25:16,080 --> 00:25:18,960
Speaker 3: really about letting these companies work for you because they're

554
00:25:18,960 --> 00:25:23,080
Speaker 3: making money because you're because you exist. Yes, so challenge

555
00:25:23,119 --> 00:25:25,840
Speaker 3: challenging your thought process to say, Okay, I made mistakes,

556
00:25:26,240 --> 00:25:28,320
Speaker 3: but I can do this. Ashley said I could do this.

557
00:25:28,320 --> 00:25:30,800
Speaker 3: Eifi said I can do this, and she's doing it

558
00:25:30,880 --> 00:25:33,800
Speaker 3: with me. And I'm not embarrassed to start small because

559
00:25:33,920 --> 00:25:35,800
Speaker 3: I know if I keep focused and I keep going,

560
00:25:35,800 --> 00:25:37,720
Speaker 3: I can put anything, do anything up on my mind too.

561
00:25:37,880 --> 00:25:41,320
Speaker 2: That is incredible. My brain is already on way.

562
00:25:41,400 --> 00:25:42,200
Speaker 1: Is it my foundation?

563
00:25:42,320 --> 00:25:45,400
Speaker 2: And I can collaborate because yes, no, I'm like, oh

564
00:25:45,560 --> 00:25:46,320
Speaker 2: this is okay.

565
00:25:46,480 --> 00:25:48,880
Speaker 1: Because even though I would love to get a constation

566
00:25:48,960 --> 00:25:51,080
Speaker 1: with you and just like talk off books about some

567
00:25:51,160 --> 00:25:56,359
Speaker 1: things and pay you, I pay people. It's supposed to

568
00:25:56,400 --> 00:25:59,520
Speaker 1: be like you're my free So man, it's gonna cost you.

569
00:26:01,440 --> 00:26:05,520
Speaker 2: But now that's incredible. I feel like in our community.

570
00:26:05,240 --> 00:26:07,800
Speaker 1: Especially because I'm from a very small town, and in

571
00:26:07,840 --> 00:26:11,160
Speaker 1: our community, we are not taught anything about any type

572
00:26:11,200 --> 00:26:13,399
Speaker 1: of money management or I know, we used to have a.

573
00:26:14,920 --> 00:26:15,639
Speaker 2: What do they call it?

574
00:26:15,640 --> 00:26:17,920
Speaker 1: It was some type of commerce class where.

575
00:26:17,760 --> 00:26:20,040
Speaker 2: We learned about taxes and welfare.

576
00:26:20,240 --> 00:26:23,440
Speaker 3: That's better than nothing, but we're not taught how to grow,

577
00:26:24,760 --> 00:26:26,480
Speaker 3: protect and preserve our wealth.

578
00:26:26,520 --> 00:26:28,560
Speaker 1: I didn't learn that until I started making real money.

579
00:26:28,600 --> 00:26:30,399
Speaker 1: Then I was hiring people and they're like, well, this is

580
00:26:30,400 --> 00:26:31,480
Speaker 1: where you used to be putting your MinC.

581
00:26:31,840 --> 00:26:33,560
Speaker 2: I didn't know about a sep ira.

582
00:26:34,160 --> 00:26:37,200
Speaker 3: But you you have no reason to because if you

583
00:26:37,240 --> 00:26:40,879
Speaker 3: think about how the school system is designed, it's not

584
00:26:41,240 --> 00:26:43,840
Speaker 3: It works exactly how the system was supposed to work.

585
00:26:44,080 --> 00:26:45,840
Speaker 3: I just think now we live in a different day

586
00:26:45,880 --> 00:26:48,119
Speaker 3: and age, we have to let go of who we

587
00:26:48,240 --> 00:26:50,439
Speaker 3: used to be in this new world, Like, I mean,

588
00:26:50,440 --> 00:26:52,000
Speaker 3: you can make money on the internet now, there's so

589
00:26:52,040 --> 00:26:56,240
Speaker 3: many ways, but it's so much again shame, lack of belief, doubt,

590
00:26:56,320 --> 00:26:59,760
Speaker 3: fear or worry, and I understand it's all justified, but

591
00:27:00,080 --> 00:27:02,119
Speaker 3: that's all we're focusing on. We're gonna get the exact

592
00:27:02,160 --> 00:27:04,800
Speaker 3: same thing that's always gotten so we have to change

593
00:27:04,800 --> 00:27:07,320
Speaker 3: the story, change our actions, change our thought process to

594
00:27:07,400 --> 00:27:09,600
Speaker 3: create a different outcome. And I and that is more

595
00:27:09,600 --> 00:27:10,960
Speaker 3: internal than taking a.

596
00:27:13,119 --> 00:27:16,560
Speaker 1: No for sure, for sure, I wanna talk about emplify

597
00:27:17,200 --> 00:27:20,520
Speaker 1: and how people can get like is it an app

598
00:27:20,600 --> 00:27:21,120
Speaker 1: or is it?

599
00:27:21,440 --> 00:27:21,520
Speaker 3: So?

600
00:27:21,560 --> 00:27:22,560
Speaker 2: How do people get onto?

601
00:27:22,640 --> 00:27:24,560
Speaker 1: Cause I know this can be a worldwide thing if

602
00:27:24,600 --> 00:27:27,120
Speaker 1: it's on their phone. Tell people how they can get

603
00:27:27,119 --> 00:27:28,800
Speaker 1: on it and what they can learn and tap in

604
00:27:28,840 --> 00:27:29,080
Speaker 1: with you.

605
00:27:29,200 --> 00:27:31,680
Speaker 3: So I would first go to implify dot com, e

606
00:27:31,800 --> 00:27:34,800
Speaker 3: p ify dot com. Okay, there's free re resources that

607
00:27:34,840 --> 00:27:37,440
Speaker 3: we have free classes helping you learn how to build

608
00:27:37,440 --> 00:27:39,080
Speaker 3: passive income in the stock market, how you can start

609
00:27:39,080 --> 00:27:41,159
Speaker 3: investing with real estate with small amounts of money, and

610
00:27:41,200 --> 00:27:43,600
Speaker 3: we have a ton of more resources coming out. Okay,

611
00:27:43,840 --> 00:27:46,640
Speaker 3: but when it comes to getting on our platform, one,

612
00:27:46,680 --> 00:27:48,639
Speaker 3: I always tell people, you don't wanna come on this

613
00:27:48,720 --> 00:27:52,480
Speaker 3: platform if you don't wanna work. I value my graduation rates.

614
00:27:52,880 --> 00:27:54,760
Speaker 3: I don't want you to come and quit on yourself

615
00:27:54,800 --> 00:27:57,200
Speaker 3: because if I look at empathy as the Harvard or finance,

616
00:27:57,520 --> 00:28:00,480
Speaker 3: what makes Harvard Harvard is not because they find great people.

617
00:28:00,720 --> 00:28:02,960
Speaker 3: What makes Harvard Harvard is that they don't let great

618
00:28:03,000 --> 00:28:06,679
Speaker 3: people fail. Wow, so and inside of our app, we

619
00:28:06,680 --> 00:28:09,000
Speaker 3: have a no member left behind policy. You can't quit

620
00:28:09,040 --> 00:28:11,200
Speaker 3: on Ashley, because I know you don't. You can't get

621
00:28:11,200 --> 00:28:13,760
Speaker 3: this anywhere else. You can't walk to a bank and say, hey,

622
00:28:13,840 --> 00:28:15,000
Speaker 3: I want to learn how to buy my first stock.

623
00:28:15,040 --> 00:28:17,600
Speaker 3: Only have ten dollars. That's not how it works, right.

624
00:28:17,960 --> 00:28:20,520
Speaker 3: So our Wealthware this community app. You can download it

625
00:28:20,560 --> 00:28:23,400
Speaker 3: in app store. It has a monthly or annual subscription,

626
00:28:23,840 --> 00:28:26,040
Speaker 3: but it's literally like the Netflix of finance. So you

627
00:28:26,119 --> 00:28:28,840
Speaker 3: come in, you don't have a brokerage account, probably take

628
00:28:28,840 --> 00:28:30,879
Speaker 3: stocks on on On or take our Passive income boot can.

629
00:28:31,200 --> 00:28:33,160
Speaker 3: Some people are over the age of fifty, they're thinking

630
00:28:33,160 --> 00:28:35,920
Speaker 3: about retiring. Some people are parents parent investing boot Camp.

631
00:28:36,080 --> 00:28:38,680
Speaker 3: So there's a lot of different programs in schools, so

632
00:28:38,680 --> 00:28:40,880
Speaker 3: where you look at it like a university where you

633
00:28:40,880 --> 00:28:43,520
Speaker 3: can matriculate through education. But we have like our book club.

634
00:28:44,040 --> 00:28:46,160
Speaker 3: We have an annual conference coming up. Like there's so

635
00:28:46,200 --> 00:28:49,120
Speaker 3: many things in a community, like safe environment, because where

636
00:28:49,120 --> 00:28:51,680
Speaker 3: do you go to talk about starting small where everyone's

637
00:28:51,720 --> 00:28:55,680
Speaker 3: celebrating you yes, and nobody's doubting you. You're not trying

638
00:28:55,680 --> 00:28:59,240
Speaker 3: to convince someone to invest. Inside the app, we're all investors. Yes,

639
00:28:59,440 --> 00:29:01,760
Speaker 3: So it's really getting us into a space where it

640
00:29:01,800 --> 00:29:04,480
Speaker 3: is okay to start small. Literally literally last year we

641
00:29:04,520 --> 00:29:07,560
Speaker 3: invested close to three million dollars collectively as a unit,

642
00:29:08,000 --> 00:29:09,960
Speaker 3: just our members alone. These are people that never had

643
00:29:10,040 --> 00:29:13,080
Speaker 3: investment accounts, people making forty fifty thousand dollars a year,

644
00:29:13,120 --> 00:29:16,720
Speaker 3: working professionals, entrepreneurs, and I want to get to a

645
00:29:16,720 --> 00:29:18,560
Speaker 3: million dollars in a day. What does it look like

646
00:29:18,560 --> 00:29:21,000
Speaker 3: if our community we have a platform of ninety percent

647
00:29:21,040 --> 00:29:23,200
Speaker 3: of our members are African American? What does it look

648
00:29:23,280 --> 00:29:25,280
Speaker 3: like we have a group of African Americans from all

649
00:29:25,280 --> 00:29:27,520
Speaker 3: over the world coming together and in the day we

650
00:29:27,560 --> 00:29:31,560
Speaker 3: invest a million dollars collectively in your portfolio? What you decide,

651
00:29:31,600 --> 00:29:34,320
Speaker 3: what works for you, doing your research, and we do

652
00:29:34,400 --> 00:29:37,120
Speaker 3: it together. So we're becoming the Harvard of Finance, that

653
00:29:37,240 --> 00:29:39,520
Speaker 3: is the middle man between the everyday person and Wall Street.

654
00:29:39,680 --> 00:29:41,520
Speaker 3: Because it's not that Wall Street is bad. They have

655
00:29:41,680 --> 00:29:46,400
Speaker 3: the financial accounts, the resources that we need. But can

656
00:29:46,440 --> 00:29:49,560
Speaker 3: they speak our language and do they have to? The

657
00:29:49,600 --> 00:29:52,760
Speaker 3: banking system does not have to survive if all of

658
00:29:52,880 --> 00:29:55,400
Speaker 3: our community doesn't invest. They just need you to bank

659
00:29:55,440 --> 00:29:57,960
Speaker 3: and take out debt. That's what keeps this country going.

660
00:29:58,320 --> 00:30:01,080
Speaker 3: But what if we can become the client I used

661
00:30:01,080 --> 00:30:03,160
Speaker 3: to serve. What if we had a place where you

662
00:30:03,160 --> 00:30:04,840
Speaker 3: shouldn't have to have twenty five million dollars to know

663
00:30:04,880 --> 00:30:06,800
Speaker 3: how to grow your money, to know how to properly

664
00:30:06,840 --> 00:30:09,880
Speaker 3: pass it down so that we don't have GoFundMe accounts

665
00:30:09,920 --> 00:30:12,200
Speaker 3: to take care of our failures. Yeah, it's like, why

666
00:30:12,280 --> 00:30:15,760
Speaker 3: do we have to start over every generation because we

667
00:30:15,760 --> 00:30:19,080
Speaker 3: weren't educated? And I think it's us saying it stops

668
00:30:19,080 --> 00:30:21,800
Speaker 3: for me, Like it stops for me, and it starts

669
00:30:21,800 --> 00:30:24,320
Speaker 3: for me. It's not easy. Nobody around you is gonna

670
00:30:24,320 --> 00:30:26,080
Speaker 3: be doing it until FI gets way bigger and we

671
00:30:26,120 --> 00:30:29,760
Speaker 3: reach billions of people. And the world is just starting

672
00:30:29,800 --> 00:30:33,360
Speaker 3: to adapt to financial literacy. Have phenomenal companies and people

673
00:30:33,360 --> 00:30:36,960
Speaker 3: talking about it, especially in our community. But when I

674
00:30:37,040 --> 00:30:39,520
Speaker 3: left in twenty thirteen, there was no real Instagram. Nobody

675
00:30:39,560 --> 00:30:41,200
Speaker 3: was talking about it. So I think the world is

676
00:30:41,400 --> 00:30:44,800
Speaker 3: ready to learn financial education, and Empathy is a company

677
00:30:44,960 --> 00:30:46,000
Speaker 3: to help you do it. So you can go to

678
00:30:46,080 --> 00:30:48,200
Speaker 3: wealth with thisess community dot com. See all the programs

679
00:30:48,200 --> 00:30:49,959
Speaker 3: we have in our app. You can go to emplify

680
00:30:50,040 --> 00:30:51,520
Speaker 3: dot com. There's a lot of stuff that we do

681
00:30:51,600 --> 00:30:54,840
Speaker 3: events that we have all over the country and members

682
00:30:55,400 --> 00:30:58,040
Speaker 3: all over the world learning how to start with what

683
00:30:58,120 --> 00:31:01,400
Speaker 3: they have to achieve, what their financial freedom looks like,

684
00:31:01,440 --> 00:31:04,440
Speaker 3: what their financial success looks like for themselves and their family.

685
00:31:04,520 --> 00:31:07,560
Speaker 2: I love that, Astley. That is amazing. I'm proud of you.

686
00:31:07,880 --> 00:31:10,800
Speaker 1: From where you started to everything that you've achieved and

687
00:31:10,840 --> 00:31:13,240
Speaker 1: then to having the wherewithal and taking a leap effect

688
00:31:13,320 --> 00:31:15,400
Speaker 1: to start your own business is incredible because I know

689
00:31:15,760 --> 00:31:17,800
Speaker 1: entrepreneurship is not easy.

690
00:31:18,480 --> 00:31:19,360
Speaker 2: Yeah, so I.

691
00:31:20,160 --> 00:31:23,760
Speaker 1: Commend you for that, seriously, Thank you so much. Thank

692
00:31:23,800 --> 00:31:25,880
Speaker 1: you for taking the time to sit down with us.

693
00:31:26,200 --> 00:31:27,880
Speaker 1: I know that this is something that is near and

694
00:31:27,880 --> 00:31:30,240
Speaker 1: dear to my heart, and I really want to spread

695
00:31:30,320 --> 00:31:32,520
Speaker 1: knowledge in any way that I can't, especially in this

696
00:31:32,600 --> 00:31:33,840
Speaker 1: financial literacy area.

697
00:31:34,280 --> 00:31:35,440
Speaker 2: So I'm super excited for.

698
00:31:35,400 --> 00:31:37,240
Speaker 1: This episode, and I hope that you've already helped me.

699
00:31:37,280 --> 00:31:38,440
Speaker 2: You got my wheel.

700
00:31:38,280 --> 00:31:45,280
Speaker 1: Turned, girl, so I'm excited for sure. Before we get

701
00:31:45,280 --> 00:31:47,440
Speaker 1: out of here, if you got a second, we do

702
00:31:47,480 --> 00:31:50,200
Speaker 1: this thing called Positive Outcomes where our listeners write in

703
00:31:50,280 --> 00:31:51,240
Speaker 1: and we give them advice.

704
00:31:51,480 --> 00:31:53,160
Speaker 3: Okay, all right, so this one.

705
00:31:52,960 --> 00:31:55,520
Speaker 1: Says hi christ So I hope all is well. Thank

706
00:31:55,560 --> 00:31:58,520
Speaker 1: you for the kids platform, your episodes have impacted my

707
00:31:58,600 --> 00:32:01,239
Speaker 1: life in so many positive ways. I'm a thirty year

708
00:32:01,280 --> 00:32:03,080
Speaker 1: old teacher with a six year old child and a

709
00:32:03,120 --> 00:32:06,800
Speaker 1: fiance who has two jobs. We do not overspend, nor

710
00:32:06,840 --> 00:32:09,600
Speaker 1: do we live a lavish lifestyle, yet we can't seem

711
00:32:09,640 --> 00:32:12,120
Speaker 1: to get it right with our finances. It has been

712
00:32:12,120 --> 00:32:14,400
Speaker 1: bothering me for the longest time, and I really feel

713
00:32:14,400 --> 00:32:17,160
Speaker 1: like I don't know how to start saving. Whenever I

714
00:32:17,200 --> 00:32:20,080
Speaker 1: set some money aside, there's always an issue that comes

715
00:32:20,280 --> 00:32:23,160
Speaker 1: with me dipping into that fund. Can you please shed

716
00:32:23,200 --> 00:32:23,920
Speaker 1: some light on.

717
00:32:23,920 --> 00:32:26,920
Speaker 2: This area as I desperately need it. Thank you. This

718
00:32:27,000 --> 00:32:28,040
Speaker 2: is definitely a question for you.

719
00:32:29,040 --> 00:32:31,400
Speaker 3: Okay, So, first thing, if you keep dipping into your savings,

720
00:32:31,520 --> 00:32:34,560
Speaker 3: chances are it's too close to your checking account. That's it.

721
00:32:35,160 --> 00:32:35,920
Speaker 2: I'm guilty of that.

722
00:32:37,000 --> 00:32:40,160
Speaker 3: You'll just transfer it back and forth. When you're not

723
00:32:40,320 --> 00:32:43,400
Speaker 3: accustomed to saving and investing. You have to create the

724
00:32:43,480 --> 00:32:45,960
Speaker 3: habit of a wealth builder. Yes, you have to trick

725
00:32:46,040 --> 00:32:49,160
Speaker 3: your mind one. So whatever you're setting aside, it should

726
00:32:49,160 --> 00:32:52,400
Speaker 3: come out automatically. If you're taking money out and you're

727
00:32:52,400 --> 00:32:54,600
Speaker 3: doing it on a consistent basis, that means you're setting

728
00:32:54,600 --> 00:32:57,520
Speaker 3: aside too much money and you're not accounting for what

729
00:32:57,560 --> 00:32:58,640
Speaker 3: you actually need money for.

730
00:32:58,760 --> 00:32:59,040
Speaker 1: Wow.

731
00:32:59,160 --> 00:33:01,760
Speaker 3: So I always tell people, do this, how much money

732
00:33:01,800 --> 00:33:03,080
Speaker 3: can I set? So you do it too, thinking about

733
00:33:03,080 --> 00:33:04,640
Speaker 3: in your head how much money can I send you?

734
00:33:04,800 --> 00:33:07,080
Speaker 2: No more? But because I got people, But just.

735
00:33:07,240 --> 00:33:10,080
Speaker 3: Think about it. But right now, if pick a number,

736
00:33:10,320 --> 00:33:13,360
Speaker 3: then I can set aside every month, right like, I'm

737
00:33:13,360 --> 00:33:16,239
Speaker 3: not gonna feel like I'm overdrawing my account. Right, I

738
00:33:16,280 --> 00:33:18,320
Speaker 3: know I can set this aside. I'm okay, cut that

739
00:33:18,400 --> 00:33:20,560
Speaker 3: number a half. That's what you should start setting aside.

740
00:33:20,720 --> 00:33:21,440
Speaker 2: Oh got it?

741
00:33:21,800 --> 00:33:24,040
Speaker 3: And again it's again that's the feeling. You want to

742
00:33:24,080 --> 00:33:29,280
Speaker 3: think about setting money aside. It shouldn't be a strain.

743
00:33:30,000 --> 00:33:32,920
Speaker 3: It should be I could do it and in doing

744
00:33:32,960 --> 00:33:35,440
Speaker 3: it automatically where it's in an account. Recommend an online

745
00:33:35,440 --> 00:33:37,560
Speaker 3: savings account. So I use markets by Gold, miss Sacks,

746
00:33:37,760 --> 00:33:41,880
Speaker 3: Banguard has some really good online accounts. But look just

747
00:33:41,920 --> 00:33:44,600
Speaker 3: google online how your savings account. Because what happens is

748
00:33:44,600 --> 00:33:45,600
Speaker 3: I like to look at it like it's like a

749
00:33:45,600 --> 00:33:48,160
Speaker 3: cloud account. It lives there. You can't go to the

750
00:33:48,200 --> 00:33:50,480
Speaker 3: teller ask them to take the money out, and it

751
00:33:50,520 --> 00:33:52,920
Speaker 3: takes at least one of two business days for you

752
00:33:52,960 --> 00:33:55,520
Speaker 3: to get your money. Therefore, it's not easily accessible, so

753
00:33:55,560 --> 00:33:58,000
Speaker 3: it's not easily available to you. So I would say,

754
00:33:58,040 --> 00:34:01,120
Speaker 3: open up, open online. How you say this account, do that,

755
00:34:01,160 --> 00:34:04,239
Speaker 3: exercise that number. That's what you set aside everywhere, and

756
00:34:04,320 --> 00:34:06,200
Speaker 3: just let it build. And then the other thing I

757
00:34:06,240 --> 00:34:08,520
Speaker 3: do I to always I still do this when you

758
00:34:08,560 --> 00:34:11,560
Speaker 3: open these accounts open, I would say maybe two, maybe

759
00:34:11,600 --> 00:34:15,600
Speaker 3: three different accounts under the platform for different purposes. So

760
00:34:15,640 --> 00:34:18,120
Speaker 3: I have a I'm built for this fund. So any

761
00:34:18,160 --> 00:34:21,080
Speaker 3: time God forbid something happens, it's not an emergency fund.

762
00:34:21,080 --> 00:34:23,640
Speaker 3: Nobody wants to save for an emergency. I want to

763
00:34:23,680 --> 00:34:25,600
Speaker 3: set money aside. In my eye, AM built for this

764
00:34:25,680 --> 00:34:28,319
Speaker 3: fund because no matter what happens, I'm built for this.

765
00:34:29,000 --> 00:34:31,239
Speaker 3: I have a I'm a world traveler, right I have

766
00:34:31,320 --> 00:34:33,000
Speaker 3: I want to get a mansion in Atlanta, so I

767
00:34:33,000 --> 00:34:36,200
Speaker 3: have my mansion expansion account. Right, So set money aside

768
00:34:36,200 --> 00:34:39,520
Speaker 3: for the things that you want. Because saving, the word

769
00:34:39,600 --> 00:34:42,359
Speaker 3: saving is like budget. It's like I gotta cut back,

770
00:34:42,440 --> 00:34:45,120
Speaker 3: or it's like diet, No I want to eat, I

771
00:34:45,120 --> 00:34:50,200
Speaker 3: don't want to It was like yes, So in this case,

772
00:34:50,680 --> 00:34:52,560
Speaker 3: we can set aside. We can create a spending plan,

773
00:34:52,800 --> 00:34:55,719
Speaker 3: we can set money aside for what we want you know,

774
00:34:55,800 --> 00:34:58,000
Speaker 3: things might come up. I'm built for this fund. You know,

775
00:34:58,040 --> 00:34:59,759
Speaker 3: you want to get that new home. You know, I'm

776
00:34:59,800 --> 00:35:02,040
Speaker 3: a homeowners You want to look at that account and

777
00:35:02,120 --> 00:35:05,160
Speaker 3: be happy that it exists and want to put money aside,

778
00:35:05,160 --> 00:35:06,520
Speaker 3: and it makes the process just a little bit.

779
00:35:06,760 --> 00:35:09,359
Speaker 1: I love that. That's good. I love I'm gonna take

780
00:35:09,360 --> 00:35:11,600
Speaker 1: that too. That was for me as well. But I

781
00:35:11,640 --> 00:35:13,440
Speaker 1: did need to be one of those people, Like my

782
00:35:13,640 --> 00:35:15,160
Speaker 1: savings account was like right.

783
00:35:15,040 --> 00:35:17,320
Speaker 2: There, and I'd be like, I need, I want to

784
00:35:17,320 --> 00:35:19,399
Speaker 2: go do this. Let me pull this out success. It's

785
00:35:19,520 --> 00:35:20,680
Speaker 2: way too accessible.

786
00:35:21,040 --> 00:35:22,799
Speaker 1: But yeah, they had to like, no, Chrystal, we're gonna

787
00:35:22,800 --> 00:35:24,360
Speaker 1: put this over here so you can't touch it.

788
00:35:24,400 --> 00:35:27,120
Speaker 3: And but that's good that they treat you like that.

789
00:35:27,520 --> 00:35:30,640
Speaker 3: Not everybody has that person. Sometimes you have to be

790
00:35:30,680 --> 00:35:31,080
Speaker 3: that person.

791
00:35:31,120 --> 00:35:33,680
Speaker 2: Yeah, that's so true. So that's great advice. I love that.

792
00:35:33,920 --> 00:35:35,040
Speaker 2: Thank you.

793
00:35:38,040 --> 00:35:40,040
Speaker 1: We also like to ask our guests what you are

794
00:35:40,080 --> 00:35:41,919
Speaker 1: going through and what you're growing through.

795
00:35:42,040 --> 00:35:43,359
Speaker 3: Okay, is there anything.

796
00:35:43,040 --> 00:35:44,920
Speaker 1: That you're going through and growing through in this season

797
00:35:44,920 --> 00:35:45,640
Speaker 1: in your life?

798
00:35:47,520 --> 00:35:49,799
Speaker 3: So one thing I learned about entrepreneurship. So when I

799
00:35:49,880 --> 00:35:53,560
Speaker 3: left Wall Street to create Emplify, there was no blueprint

800
00:35:53,560 --> 00:35:55,560
Speaker 3: to what I wanted to do. There is no Harvard

801
00:35:55,600 --> 00:35:59,680
Speaker 3: or finance, So I'm creating a blueprint right with that,

802
00:35:59,719 --> 00:36:01,920
Speaker 3: there's syllabus to life. So therefore, your goals and your

803
00:36:01,920 --> 00:36:04,800
Speaker 3: intentions are what guide you. So I kind of struggled

804
00:36:04,800 --> 00:36:07,440
Speaker 3: my way through figuring out how to get the world

805
00:36:07,480 --> 00:36:10,839
Speaker 3: to want. We started to generate revenue. We became very successful,

806
00:36:11,280 --> 00:36:15,040
Speaker 3: and you need help in business, but there was a

807
00:36:15,040 --> 00:36:16,640
Speaker 3: point where I didn't have the money for the help.

808
00:36:16,680 --> 00:36:19,839
Speaker 3: So you learned to become everybody in your business. And

809
00:36:19,960 --> 00:36:23,400
Speaker 3: so I'm being everybody. I'm figuring it out. We started

810
00:36:23,400 --> 00:36:25,960
Speaker 3: to make more money. Now I'm in a place where

811
00:36:26,280 --> 00:36:29,120
Speaker 3: we have the money, but I'm so used to doing everything,

812
00:36:29,160 --> 00:36:31,719
Speaker 3: but I physically can't anymore. Yes, now you have to

813
00:36:31,760 --> 00:36:34,960
Speaker 3: rely on people. You have to trust, you have to find,

814
00:36:35,440 --> 00:36:38,640
Speaker 3: you have to train, you have to lead. It's where

815
00:36:38,680 --> 00:36:40,920
Speaker 3: I'm used to, you know, being actually making the money,

816
00:36:41,120 --> 00:36:42,960
Speaker 3: where now I have to become the leader that created

817
00:36:42,960 --> 00:36:46,480
Speaker 3: the billion dollar business that changes the world financially. And

818
00:36:46,520 --> 00:36:48,120
Speaker 3: so I would say, what I'm going through and what

819
00:36:48,160 --> 00:36:50,759
Speaker 3: I'm growing through is what does it look like to

820
00:36:50,800 --> 00:36:53,640
Speaker 3: find the best talent, to hire the best talent, to

821
00:36:53,760 --> 00:36:55,840
Speaker 3: lead the best talent to create the best culture for

822
00:36:55,920 --> 00:37:00,920
Speaker 3: the company. And again I don't have no blueprint and

823
00:37:01,520 --> 00:37:03,080
Speaker 3: to have coaches and things like that, but they're not

824
00:37:03,120 --> 00:37:06,320
Speaker 3: in my office every single day. So I think hiring talent.

825
00:37:06,680 --> 00:37:09,319
Speaker 3: Hiring talent, that's what literally half of my time is.

826
00:37:09,880 --> 00:37:12,759
Speaker 3: And so that is the phase I'm in right now.

827
00:37:12,760 --> 00:37:14,640
Speaker 3: I want to get so good at fine. I mean, granted,

828
00:37:14,640 --> 00:37:16,399
Speaker 3: I heard that you don't ever get it perfect, which

829
00:37:16,440 --> 00:37:17,800
Speaker 3: is fine. I just want to get a little. So

830
00:37:17,960 --> 00:37:19,680
Speaker 3: my coach asked me the other day, if you grade

831
00:37:19,719 --> 00:37:21,319
Speaker 3: yourself on scale of one to ten, hierre you with

832
00:37:21,360 --> 00:37:24,080
Speaker 3: like hiring your finding talent. I said I'm a three

833
00:37:24,760 --> 00:37:26,520
Speaker 3: and he said, good, what do we need do to

834
00:37:26,520 --> 00:37:29,680
Speaker 3: get you three point one? And so I'm like, okay.

835
00:37:29,719 --> 00:37:33,120
Speaker 3: So I think embracing that process to grow from a

836
00:37:33,160 --> 00:37:35,560
Speaker 3: three to a four, a four to a five, to

837
00:37:35,680 --> 00:37:38,480
Speaker 3: really understand that we are one of the best companies

838
00:37:38,480 --> 00:37:40,480
Speaker 3: that exists. We leave with our heart. We just so

839
00:37:40,560 --> 00:37:43,000
Speaker 3: happen to learn how to make money. We grow when

840
00:37:43,040 --> 00:37:45,560
Speaker 3: our community gets educated the most. The better our education,

841
00:37:45,640 --> 00:37:47,440
Speaker 3: the better our product, the better our company, the more

842
00:37:47,480 --> 00:37:50,880
Speaker 3: people we serve. How do I allow the world to

843
00:37:50,960 --> 00:37:53,600
Speaker 3: know that? How do I embody that as a CEO,

844
00:37:54,040 --> 00:37:56,399
Speaker 3: and how do I attract the right talent the way

845
00:37:56,400 --> 00:37:58,839
Speaker 3: I can create the boyfriend or the relationship I want?

846
00:37:59,120 --> 00:38:01,520
Speaker 3: How can I create the environment and the company with

847
00:38:01,560 --> 00:38:03,320
Speaker 3: the talent that I have. And so that's one of

848
00:38:03,360 --> 00:38:06,000
Speaker 3: the biggest things that it's a struggle for me because

849
00:38:06,000 --> 00:38:09,120
Speaker 3: I don't know what I don't know, And this is

850
00:38:09,160 --> 00:38:11,399
Speaker 3: something I've never done. I've been here before in this

851
00:38:11,680 --> 00:38:15,359
Speaker 3: with this feeling, but it's really hard to get very

852
00:38:15,360 --> 00:38:17,560
Speaker 3: discouraging at times because I don't know if it's me

853
00:38:17,880 --> 00:38:20,920
Speaker 3: it's them, Am I right? You know? I just don't know.

854
00:38:21,200 --> 00:38:25,480
Speaker 3: And you burn through so much money trying to find

855
00:38:25,760 --> 00:38:28,279
Speaker 3: the right talent. So I think that's the that's the

856
00:38:28,640 --> 00:38:30,040
Speaker 3: I think. Once I get over it, I'm sure it

857
00:38:30,120 --> 00:38:33,080
Speaker 3: be something else I'm gonna go through. But for me,

858
00:38:33,200 --> 00:38:35,600
Speaker 3: I think we're finally good, Like we're not. We don't

859
00:38:35,600 --> 00:38:38,960
Speaker 3: have money problems. I'm not living on my parents' couch anymore.

860
00:38:39,000 --> 00:38:41,920
Speaker 3: It's like we have the resources, we got the benefits.

861
00:38:42,520 --> 00:38:44,160
Speaker 3: Where do we go to find the best? How do

862
00:38:44,200 --> 00:38:46,680
Speaker 3: we attract the best? How do we provide the best?

863
00:38:47,320 --> 00:38:49,000
Speaker 3: And so I think that's one of the It's so

864
00:38:49,040 --> 00:38:51,880
Speaker 3: interesting because the way I'm articulating it. It's like a

865
00:38:52,000 --> 00:38:55,000
Speaker 3: it's like a beautiful experience and I'm growing through but

866
00:38:55,040 --> 00:39:00,680
Speaker 3: when I'm at home. But yeah, I think that is

867
00:39:00,680 --> 00:39:04,319
Speaker 3: the as an entrepreneur, learning how to let go and

868
00:39:04,440 --> 00:39:07,400
Speaker 3: lead because that is the only way you can. I mean,

869
00:39:07,400 --> 00:39:09,040
Speaker 3: I want to build a billion dollar business. That's what

870
00:39:09,080 --> 00:39:10,480
Speaker 3: we all track to do. What will come.

871
00:39:10,920 --> 00:39:11,279
Speaker 2: I can't.

872
00:39:11,719 --> 00:39:15,520
Speaker 3: I can't do that trying to do everything. But I

873
00:39:15,520 --> 00:39:17,759
Speaker 3: have to learn how to be everything I can for

874
00:39:17,880 --> 00:39:20,120
Speaker 3: the people that we serve and for the team that

875
00:39:20,200 --> 00:39:22,520
Speaker 3: we have. And every day I'm figuring that out.

876
00:39:22,600 --> 00:39:25,560
Speaker 2: I love that. Thank you for your transparency.

877
00:39:25,560 --> 00:39:26,760
Speaker 3: Thank you.

878
00:39:29,200 --> 00:39:32,040
Speaker 1: We also do this thing called keep it blank, sweetie,

879
00:39:32,239 --> 00:39:34,719
Speaker 1: where we fill in the blank, and I'm gonna say

880
00:39:34,760 --> 00:39:37,359
Speaker 1: for this one, keep it open minded, sweety, because when

881
00:39:37,400 --> 00:39:40,040
Speaker 1: it comes to finances, a lot of times in our culture,

882
00:39:40,239 --> 00:39:42,360
Speaker 1: it's because we don't have the exposure of other open

883
00:39:42,400 --> 00:39:45,200
Speaker 1: mindedness to see that, oh this can be bigger than

884
00:39:45,200 --> 00:39:46,080
Speaker 1: where I am right now.

885
00:39:46,640 --> 00:39:47,640
Speaker 2: Yeah, what would you do?

886
00:39:48,840 --> 00:39:51,279
Speaker 3: As my title keep it blank?

887
00:39:51,280 --> 00:39:51,840
Speaker 2: What would you do?

888
00:39:52,080 --> 00:39:58,640
Speaker 3: I was gonna take yours, keep it, keep it, keep it.

889
00:40:00,440 --> 00:40:02,400
Speaker 2: I know it's tough to.

890
00:40:04,920 --> 00:40:09,360
Speaker 3: Keep it, keep it aligned.

891
00:40:10,520 --> 00:40:11,120
Speaker 2: I like that.

892
00:40:11,120 --> 00:40:17,000
Speaker 3: That's good. I love that you.

893
00:40:18,320 --> 00:40:19,760
Speaker 2: Oh my gosh, this was amazing.

894
00:40:20,080 --> 00:40:22,279
Speaker 1: Thank you guys for tuning in to this episode of

895
00:40:22,320 --> 00:40:22,960
Speaker 1: Keep It Positive.

896
00:40:22,960 --> 00:40:23,360
Speaker 2: Sweetie.

897
00:40:23,520 --> 00:40:26,080
Speaker 1: If you want to write into our Positive Outcomes listener letter,

898
00:40:26,320 --> 00:40:28,160
Speaker 1: you can write in and keep it Positive sweety at

899
00:40:28,160 --> 00:40:29,240
Speaker 1: gmail dot com.

900
00:40:29,000 --> 00:40:30,320
Speaker 2: And at sweetye with an Ie.

901
00:40:30,880 --> 00:40:33,520
Speaker 1: You can follow me on all platforms at love christorinee

902
00:40:33,560 --> 00:40:36,040
Speaker 1: and that's l u V Ashley. Tell the people where

903
00:40:36,040 --> 00:40:37,399
Speaker 1: they can find you so.

904
00:40:37,320 --> 00:40:39,919
Speaker 3: Our company implify E M P I f y dot com.

905
00:40:39,960 --> 00:40:43,200
Speaker 3: On social media, I am Underscore, Ashley M Fox, TikTok

906
00:40:43,280 --> 00:40:47,480
Speaker 3: the Ashley M Fox and all over Twitter, all the accounts. Yeah,

907
00:40:47,520 --> 00:40:50,600
Speaker 3: but again on social media Instagram, Underscore Ashley and Fox.

908
00:40:50,800 --> 00:40:52,480
Speaker 2: I love it. Thank you so much, guys.

909
00:40:52,560 --> 00:40:55,240
Speaker 1: Thank you for tuning in in the meantime in between

910
00:40:55,280 --> 00:40:56,359
Speaker 1: time you know what to do.

911
00:40:56,719 --> 00:41:13,080
Speaker 2: Keep it positive, Sweetie. Love you guys. Bye,